Podcasts about manage money

Dana Miranda is a Certified Educator in Personal Finance®, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease (Little, Brown Spark 2024). She writes about how capitalism impacts the ways we think, teach and talk about money.Dana is the expert behind the nationally syndicated “Dear Penny” financial advice column, a regular contributor to Business Insider, Fortune, CNET Money and Salon, and a founding member of the Kiplinger Advisor Collective.Dana grew up in a working-class family in a small town in Wisconsin. When she joined the ranks of personal finance media in 2015, she found the niche led mostly by advice (and admonitions) from middle-class white men, ignoring the broad diversity of our relationships with work and money. After leaving a leadership position with a popular financial media startup and spending two years as a freelance writer, she created Healthy Rich to change the way we talk about money.

Episode Topic In this episode, we dive into the world of fintech innovation with Tomas Navickas, the CTO and co-founder of myTU. He shares insights on how myTU is transforming digital banking and enhancing financial accessibility. As a leader in the industry, Tomas discusses the challenges of scaling a fintech startup, the role of technology in financial services, and how myTU aims to simplify money management for individuals and businesses. Lessons You'll Learn This episode will equip you with key insights into modern banking solutions and the fintech landscape. You'll discover how emerging financial technologies are reshaping the industry and what it takes to drive innovation in digital payments. Tomas also shares practical advice on entrepreneurship in fintech, the importance of security and compliance, and how businesses can leverage fintech solutions to streamline operations. About Our Guest Tomas Navickas is a seasoned fintech expert and technology leader with a passion for financial innovation. As the CTO and co-founder of myTU, he has played a pivotal role in shaping the platform's vision, focusing on secure and user-friendly digital banking solutions. His expertise spans software development, financial technology, and business strategy, making him a key figure in the industry's digital transformation. Topics Covered The evolution of digital banking Challenges of building a fintech startup The future of financial technology How myTU is changing money management  

This week on Ask Farnoosh, I'm sharing highlights from a financial literacy workshop I hosted at the Bloomfield Library, where I met incredible women navigating major financial crossroads—some filled with uncertainty, others with courage and clarity.In this episode, I answer:What to do when your parents disapprove of your marriage because you earn more than your partner and have taken on a traditionally “masculine” role.How to stay financially informed and empowered even if your spouse handles most of the household finances.Whether a newly single mom who recently lost her partner should sell her home and move to a more affordable area—and how to approach that big decision with confidence.Plus: A quick breakdown of the Fed's latest interest rate decision—what Chair Jerome Powell said, why rates are holding steady, and what it means for your mortgage, savings, and debt.

Welcome to the Personal Development Trailblazers Podcast! In today's episode, we're talking all about how we manage money better when we openly discuss it.When Skyler Fleming started working at a credit union call center, he didn't realize how much he would grow to love learning, talking, and teaching about money. Now, he finds himself working to become a CFP and helping people through his podcast Money Talk with Skyler Fleming, along with financial coaching. With over 150 episodes and counting, he's learned so much about the importance of talking about money. He's excited to continue to learn and teach about money.Connect with Skyler Here: https://www.tiktok.com/@moneytalk.skylerfleminghttps://www.instagram.com/moneytalk.skylerfleming/https://www.threads.net/@moneytalk.skylerfleminghttps://www.linkedin.com/company/moneytalk-skylerfleming/moneytalkwithskylerfleming.comGrab the freebie here: https://moneytalkwithskylerfleming.com/===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Personal Development Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Most couples struggle to get on the same page regarding money and relationships. Less than 40% of married couples discuss their finances in detail—a staggering statistic that often leads to miscommunication, conflict, and, for some, divorce. But today's guests, Jessica and Brandon Norwood, are trying to change that narrative.Jessica and Brandon are the dynamic duo behind The Sugar Daddy Podcast, a show dedicated to helping millennials break the stigma around money conversations and build wealth as a team. As a married couple who have navigated everything from student loans to merging their financial lives, they bring a wealth of personal and professional insight. Jessica, a tech professional and the breadwinner in their family, and Brandon, a licensed financial planner, have developed a proven 5-step framework for creating financial harmony in relationships.In this episode, we dive into:The importance of shared values and financial alignment—why dreaming big as a couple is key.Tackling financial dealbreakers—and why financial infidelity might be a red flag you can't ignore.What it's like being a female breadwinner—and how Jessica and Brandon embrace modern parenthood and partnership.And a bold take on affording kids—why waiting for financial “readiness” might mean you'll never leap.Check out this download to better understand the couple's D.R.E.A.M Framework for navigating money in your relationship.

This week on the pod, I'm sharing my conversation with the incredible Dana Miranda. Dana is a Certified Educator in Personal Finance (CEPF), an author and a personal finance journalist. In her recent book, You Don't Need A Budget -Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease", she writes about how capitalism impacts the ways we think, teach and talk about money. She's the founder of Healthy Rich, a platform for inclusive, budget-free financial education, working with organizations, schools and companies dedicated to making money better for folks who are often left out of the conversation about money   Find More From Dana:  Get her book: https://www.youdontneedabudget.com/ Subscribe to Healthy Rich and Listen to her podcast: https://www.healthyrich.co/   -------------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program.  I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

Money, money, money—-today's show is all about money! I'm joined by Dana Miranda, the author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease. Dana is here to discuss debt from a refreshing perspective, and she shares her best advice about how to proceed after finding your financial footing. Having a budget is NOT the answer to all of your money problems. Join us for expert advice from Dana! Show Highlights: Dana's path to the work she does today Money decisions are not purely black and white. What it means to be “Healthy Rich” (Check out Dana's podcast: Healthy Rich.) Financial education is more than the demonization of debt. The fascination with shame as a way to bring behavior change around money (Does it really help to yell at people?) A healthy (and different) approach to debt Debt is strategic for the wealthiest 1%?? How? Understanding how debt products work and impact your credit score With debt, negotiation is always a possibility. Give it a try. Dana's advice about debt products and red flags to look for Societal attitudes toward “acceptable debt” Addressing the gaps in financial knowledge for the typical American who finally achieves financial stability Accessible financial advice is available—where to look and who to trust Dana's book: Who is it for and how can it help? Resources and Links: Connect with Dana Miranda: Healthy Rich podcast and You Don't Need a Budget book Connect with KC: Website, TikTok, Instagram, and Facebook Get KC's book, How to Keep House While Drowning We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, five big ideas from "You Don't Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money with Ease" by Dana Miranda.

In this episode, Jess and Brandon unveil their D.R.E.A.M framework for couples, designed to facilitate meaningful discussions about money by focusing on emotional connections rather than just numbers. They explore the importance of diving into personal money histories, reflecting on their impact, engaging in shared goals, taking action, and ongoing management to foster strong financial partnerships.If you're ready to have better conversations about money with your partner in 2025, then this episode is for you. Watch this episode in video form on YouTubeIf you'd like to leave us a question to be answered during future episodes, you can leave us a voicemail To apply to be a guest on the showYou can email us at: thesugardaddypodcast@gmail.com Be sure to connect with us on socials @thesugardaddypodcast - we are most active on InstagramSchedule a free 30-minute introductory call with Brandon Please remember to subscribe, rate, and review the show.Notes from the show:

Jim Lee, founder at StratFi, says investors can be "reasonably optimistic" about the first half of 2025, but says that by the time June rolls around "I'd start to get careful." Among the technical indicators Lee leans on is the "Kitchin Cycle," which runs 180 weeks (or three and a half years) and has a solid record over the last century, and the cycle is showing a market peak at the start of March in 2025. Less says the market has the momentum to keep rolling, but not too far past that peak in the Kitchin Cycle. Also on the show, Dana Miranda of the Healthy Rich newsletter discusses her new book, “You Don't Need a Budget: Stop Worrying About Debt, Spend Without Shame and Manage Money with Ease,” Rita Assaf discusses the annual Financial Resolutions Study out from Fidelity, which showed a strong desire for "a year of living practically" in 2025, and Chuck discusses ways to measure the success of 2024, and how it fits into the big picture of both the market and of our personal lives.

As part of a special two-week series featuring highlights from Julius Baer's recent Beyond Markets podcasts, today's show features a clip from a conversation where Julius Baer's Chief Investment Officer Yves Bonzon joins journalist Hannah Wise to take a closer look at Julius Baer's investment strategy. They discuss performance and risk and how this impacts investors. Yves shares how we analyse and assess performance, how to avoid ‘bad' performance and what ‘healthy' performance looks like, especially in a volatile market. He also talks about the risks involved with performance, how we mitigate those risks, and how he measures his success as a CIO.Our regular show that starts with daily market news returns on Monday 6th January. 00:00 Introduction by Helen Freer (Investment Writing)00:54 How we manage money: Yves Bonzon (Group CIO) and Hannah Wise (Head of Investment Communications)12:44 Closing remarks by Helen Freer (Investment Writing)Would you like to support this show? Please leave us a review and star rating on Apple Podcasts, Spotify or wherever you get your podcasts.

Most couples struggle to get on the same page regarding money and relationships. Less than 40% of married couples discuss their finances in detail—a staggering statistic that often leads to miscommunication, conflict, and, for some, divorce. But today's guests, Jessica and Brandon Norwood, are trying to change that narrative.Jessica and Brandon are the dynamic duo behind The Sugar Daddy Podcast, a show dedicated to helping millennials break the stigma around money conversations and build wealth as a team. As a married couple who have navigated everything from student loans to merging their financial lives, they bring a wealth of personal and professional insight. Jessica, a tech professional and the breadwinner in their family, and Brandon, a licensed financial planner, have developed a proven 5-step framework for creating financial harmony in relationships.In this episode, we dive into:The importance of shared values and financial alignment—why dreaming big as a couple is key.Tackling financial dealbreakers—and why financial infidelity might be a red flag you can't ignore.What it's like being a female breadwinner—and how Jessica and Brandon embrace modern parenthood and partnership.And a bold take on affording kids—why waiting for financial “readiness” might mean you'll never leap.Check out this download to better understand the couple's D.R.E.A.M Framework for navigating money in your relationship.

What in your day makes you happiest? Where do you see yourself in five years? Today, Jay sits down with the iconic rapper, multi-platinum artist, and entrepreneur Wiz Khalifa. The episode explores Wiz’s journey from navigating the challenges of his youth in Pittsburgh to becoming one of the most recognizable names in the music industry. Throughout their conversation, Wiz shares profound insights into his personal growth, family values, and the discipline behind his success. Wiz reflects on his early days, including the loss of a record deal and the resilience it took to rebuild his career. He discusses his evolution as an artist and individual, emphasizing the importance of gratitude, patience, and staying true to oneself. The conversation also dives into the balance between his professional life and personal responsibilities, particularly as a father. Wiz talks about raising his 11-year-old son, Sebastian, and his new daughter, Cadence, shedding light on how fatherhood has deepened his perspective on life and masculinity. Jay and Wiz also explore deeper topics like handling grief, cultivating self-discipline, and the nuanced concept of masculinity in today’s world. Wiz’s candid anecdotes, whether about quitting alcohol, building financial literacy, or practicing MMA for mental clarity, inspire listeners to live authentically, embrace personal growth, and focus on what truly matters. In this interview, you'll learn: How to Rebuild Confidence After a Setback How to Balance Personal Life and Career Successfully How to Find Gratitude in Everyday Moments How to Stay Calm Under Pressure How to Teach Discipline and Politeness to Kids How to Manage Money as a Creative Professional How to Stay Authentic in the Spotlight Every setback is an opportunity to rebuild stronger, and every triumph is a chance to inspire others. Prioritize what matters, whether it’s your personal growth, the relationships you cherish, or the values you stand for. With Love and Gratitude, Jay Shetty 100% of Proceeds are donated to the National Alliance on Mental Illness. NAMI is the nation’s largest grassroots mental health organization dedicated to building better lives for the millions of Americans affected by mental illness. Visit https://jayshettyshop.com re(NEW) You Free Workshop Do you feel like you’re tolerating a mediocre life? I’ve created a workshop that shares 5 keys for creating a life you truly love. Access at no charge at www.renewyouworkshop.com What We Discuss: 00:00 Intro 04:15 Navigating Fame As A Star 09:18 The Craziest Fan Interactions 10:07 Family Matters The Most 11:49 Dealing With Grief 13:04 Seeking Family Support 13:54 Finding Balance In Grief 14:50 Life Before Fame And Success 16:47 What's It Like To Lose A Record Deal? 17:15 Confidence In The Face Adversity 18:37 Advice To Younger Self 19:22 Driven Goals And Compulsion 20:50 Being Contented With What You Have 21:30 What's The Hardest Conversation You Have Ever Had? 24:40 Building Connections With Your Audience 25:50 Ever Caught Anything Crazy On Camera? 26:45 Then VS Now Journey With Other Stars 29:13 Advice For Up And Coming Artists 32:11 How Far Do You Plan Your Goals? 32:49 Best Moves In Money Management 35:58 Dumbest Thing I Have Ever Bought 36:35 Best Investment I Have Ever Made 38:20 Relationship With God 40:30 Moving Around In My Childhood 41:58 How My Childhood Experiences Has Impacted Me 44:48 How My Views On Fatherhood Has Changed 50:17 How I Take Control Of My Career As An Artist 54:17 What I Learnt From My Mom 55:31 Something People Should Know About Me 1:00 How Working Out Helped Me 1:02 My Advice For Men Who Want To Get Into Health And Fitness 1:03 My Perspective On Masculinity 1:08 My Take On MMA And Martial Arts 1:12:09 How I View My New Album And Most Viewed Video 1:16:22 My Motivation To Go Sober From Alcohol 1:18:01 First Thing I Do Before I Go To Bed 1:18:32 Wiz on Final Five Episode Resources: Wiz Khalifa | Website Wiz Khalifa | Instagram Wiz Khalifa | TikTok Wiz Khalifa | YouTube Wiz Khalifa | FacebookSee omnystudio.com/listener for privacy information.

A Better Way To Manage Money (Matthew 6: 19-34) || Here as it is in Heaven || Mike Kelsey 

In 1 Timothy 6, Paul instructs us on the believer's attitude toward work, wealth, and generosity. This week, we explore three key actions from this passage that shape a life of integrity and purpose.Work with Integrity – Paul addresses the importance of treating those we work for with respect, regardless of the conditions. He reminds us that by working with integrity, we glorify God and embody His values.Manage Money with Contentment – Contentment doesn't come naturally, especially in a world that glorifies wealth. Paul cautions that the love of money leads to ruin and encourages us to find fulfillment in godliness and simplicity, trusting that God provides what we truly need.Leave a Legacy of Generosity – Paul's final exhortation is to be rich in good works, ready to share, and to invest in eternal treasures. Generosity isn't just about wealth; it's about stretching our souls and giving for the joy it brings, the good it does for others, and the glory it brings to God.

In this ep I'm taking you through 6 juicy ways to hack your brain and find money solutions that work for YOU. We can know all the solutions and all the strategies, but if we're not actually DOING it, it's all for nothing. You know what I always say, getting to know yourself is an act of financial empowerment – and that's what we're doing today. Getting to know yourself and your brain so we can find techniques for managing your money that make sense to you and elicit that all important "click" moment.  A quick PS: this episode was originally a free masterclass taught inside my Spend-tember challenge, but I know you're gonna love it as a podcast, too.  Order my book, Good with Money! Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you'll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.

We don't talk about it often but one fear you might face as a W2 employee is a layoff.  In a matter of moments, you can go from feeling secure to financial insecurity.   In this episode, I discuss how to navigate a layoff and offer valuable tips on managing a severance package effectively. I start with a practical exercise to help you determine your "minimum viable number" through a budget analysis. I also recommend applying for unemployment benefits or assistance to make your severance last longer. Additionally, I explain how to structure your withdrawals like a regular paycheck and why understanding your finances empowers you to negotiate future job offers effectively.  Whether you're worried about being laid off or know someone who is, this episode is for you! Tune in for advice on making the most out of your severance package. Learn how to manage your severance package after a layoff and listen for these key insights… [01:25] Why debt should not be your number one concern [04:39] Calculating your minimum viable number to live off of [07:18] Leveraging your severance to continue the paycheck cycle Tune into this episode of Money Files to learn how to make the most out of your severance package.  Get full show notes and the episode transcript: https://wealthovernow.com/unpacking-your-severance-how-to-manage-money-during-a-layoff/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now Download my FREE spending plan

Snag Our Simplified Budget System! In this inspiring episode, Shana and Vanessa sit down with Chelsea, a nurse practitioner, business owner, wife, and mother of three, who transformed her chaotic financial situation into one of clarity and control. Chelsea opens up about her long struggle with debt, credit cards, and financial overwhelm, and how a simple, personalized system changed everything for her and her family. Chelsea talks about the pressures of managing finances with multiple income streams, a busy lifestyle, and the weight of feeling financially stuck. She shares how using other financial systems made her feel defeated and confused, until she found Shana and Vanessa's coaching and their easy, automated budgeting system. In just six months, Chelsea and her family paid off nearly $30,000 in debt while still enjoying life—including family camping trips, fishing outings, and more! If you're juggling a busy career, family life, and financial stress, Chelsea's story will encourage you to embrace simplicity, make time for financial clarity, and understand the power of small, consistent changes. Financial Systems Should Work for You: Chelsea shares how the mindless simplicity of the Budget Besties system allowed her to focus on life while her money worked in the background. Shame-Free Coaching: One of Chelsea's biggest breakthroughs was releasing the embarrassment she felt around money, thanks to the non-judgmental, supportive approach of Shana and Vanessa. Planning for Real Life: From unexpected camping trips to big expenses, Chelsea learned how to budget in a flexible way that kept her on track without feeling restricted. Key Takeaways:Breaking Generational Cycles: Now, Chelsea and her husband are teaching their kids about money in a healthy, proactive way, ensuring they don't repeat the same financial mistakes. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

In this episode, learn how to recognize financial peer pressure and the illusion of flawless finances.#morethanmoney #jacquettetimmons #financialpower #moneymangementFor a one-on-one session with Jacquette Timmons, click here.If you would like to show your support for this podcast please go to: BuyMeaCoffee.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's consumer culture often we find ourselves serving money instead of God. Whether it's out of anxiety or hardships we make a god out of our money, which leads to the idol of money. In this video, Pastor Parker Green offers practical guidance on how to make God our comfort and in what ways we can make money a tool for ministries. Plan Your Visit to SALT Church: https://www.saltchurches.com/welcome Ways to Support the Ministry: Become a monthly giver https://www.saltchurches.com/giving Follow / saltchurches Subscribe @saltchurchNC Connect with Parker + Jessi Green: Instagram Parker / parkerricha. . Instagram Jessi / jessi.green Websites https://www.saltchurches.com/https://thegreens.co/#prayer #bible #biblestudy #saltchurch

Warning: vagitus ahead.  Kaleigh is struggling with raising 2 small children - including a newborn! - and managing her goals at the same time. Tune in for practical tips on how to navigate this unique season of life, or any season of life that requires your full presence.  _______________________________

Reagan knew how to budget. Jefferson knew how to party. Megan Gorman is the author of the upcoming book, “All the Presidents' Money: How the Men Who Governed America Governed Their Money.” Gorman is also the founding partner of Chequers Financial Management Robert Brokamp caught up with Gorman for a conversation about: - What FDR, a “bit of a trust fund kid,” did if he needed money. - How Ronald Reagan's humble beginnings impacted his finances. - Why a Great Depression president was a great investor. Host: Robert Brokamp  Guest: Megan Gorman Producer: Ricky Mulvey Engineer: Tim Sparks Learn more about your ad choices. Visit megaphone.fm/adchoices

Finances can be a difficult thing to discuss with your partner. However, it's crucial to be on the same page to ensure a healthy relationship. This week we explore the importance of financial harmony, what happens when you're not aligned, and how to remedy financial discord. This episode is proudly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Whether you make $100,000 or $1,000,000 a year, your financial habits will follow you. Many clients think their money problems will disappear when earnings increase, but it doesn't matter how or when you get paid; it matters how you think about and manage your money. Today's episode continues the podcast series about paychecks. I address common mistakes people who get paid once monthly make and share strategies to manage these paychecks confidently. From detailed budgeting to creating a second payday, I share healthy financial habits to help you break the paycheck-to-paycheck cycle.  Stay tuned for insights on these topics: [01:45] It doesn't matter how you get paid: paycheck series recap [07:16] Getting paid once a month [09:52] Creating a second payday Tune into this episode of Money Files to learn how to manage your finances in a once monthly paycheck cycle. Get full show notes and the episode transcript: https://wealthovernow.com/creating-a-second-payday-how-to-manage-money-in-a-once-monthly-paycheck-cycle/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now Download my FREE spending plan

Can a family handle personal finance management together? Create a family budget, discuss the five wellbeing areas and what they mean, set clear financial goals, review and maximize insurance, plan ahead for future expenses, teach children financial responsibility, use technology and financial tools wisely, hold regular family meetings, and seek professional advice. Bruce Whitfield is joined by Gugu Sidaki, Director and Wealth Manager at Wealth Creed, as she discusses how to have a family.See omnystudio.com/listener for privacy information.

In this vault, Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. My husband and I have a nine-year age gap, and there are a few things we need to do differently at different stages of life. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with. LINKS 1:1 Money Coaching with Shannah Wild Business Growth podcast episode The Money Nerds podcast Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Follow me on Instagram  Leave a 5-star Review here https://ratethispodcast.com/etm.  Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney SPONSORS Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM. Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM. Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're a lawyer who beats yourself up for the state of your finances, this episode is for you. There's one key reason why lawyers don't know how to manage money, and it's not entirely our fault. But there's a simple solution to fix it. In this episode, let's talk about why lawyers don't know how to manage money and what to do about it. Head to https://www.rhothomas.com/204 for the full episode show notes.

Julius Baer Chief Investment Officer Yves Bonzon joins journalist Hanna Wise to take a closer look at Julius Baer's investment strategy. In this third and final episode they look at performance and risk and how this impacts investors.  Yves shares how we analyze and assess performance, how to avoid "bad" performance and what "healthy" performance looks like, especially in a volatile market. He also talks about the risks involved with performance, how we mitigate those risks, and how he measures his success as a CIO.

Pastor Scott and Youth Minister Clark discuss how Christians should manage money. Also, check out, Discover CrossPoint podcast- https://podcasts.apple.com/us/podcast... Spotify- https://open.spotify.com/show/5cBA7wN... Cappleman Leadership Podcast- https://podcasts.apple.com/us/podcast... Facebook Page-   / crosspointst.  . CrossPoint Website- discovercrosspoint.org

If you're: -Struggling financially -Living paycheck to paycheck -Stressed out & credit cards are maxed out -Losing sleep because you're worried about whether or not you're going to be able to pay your bills... Watch the Coins, Cashflow, & Conversations Podcast with Dakota Grady. Does money cause tension in your marriage? If so, you're not alone. In fact, according to the Huffington Post, money was one reason that caused divorce in marriage. Today, Dakota shares three keys to manage money in marriage. *The Coins, Cashflow, & Conversations Podcast is sponsored and brought to you by Upstate Essential Solutions, LLC!*

Pastor Scott and Youth Minister Clark discuss how Christians should manage money. Also, check out, Discover CrossPoint podcast- https://podcasts.apple.com/us/podcast... Spotify- https://open.spotify.com/show/5cBA7wN... Cappleman Leadership Podcast- https://podcasts.apple.com/us/podcast... Facebook Page-   / crosspointst.  . CrossPoint Website- discovercrosspoint.org

Navigating money issues with your family is hard. Navigating money issues with your family is even harder when you're a first-generation American. First-generation children of immigrants face unique cultural and emotional barriers and often find themselves at the intersection of building a financial life for themselves and supporting their parents financially.  Gigi Gonzalez found herself at the intersection of this dilemma when she got serious about her finances and realized the information she was reading didn't align with her lived experience or her values, so she started posting about it on TikTok. Listen in to hear why she quit her job in finance to become a full-time content creator and her advice on what to do when your personal finance goals clash with your family's money expectations.  In Mailbag, we talk about the best investment options for a young kid and a listener who doesn't have much saved for retirement and is wondering if she can take out a loan every so often to pay for her mortgage. In our news of the week, the new magic number for retirement, the best time to sell your house this year, and what to do if you still owe the IRS money. Takeaways: TikTok can be a powerful platform for spreading financial literacy and building a personal brand. First-generation Americans face unique challenges in wealth building due to cultural expectations and a lack of financial education. Setting money boundaries with family can be challenging but necessary for financial well-being. It is important to find a balance between paying off debt and investing. Chapters: 00:00:00 - Introduction and Financial News Update 00:06:07 - Gigi's Financial Education Journey 00:09:04 - Transition from Finance Job to Content Creator 00:11:43 - Challenges as a First-Generation American 00:15:24 - Setting Financial Boundaries with Family 00:23:55 - Improving Financial Habits in Marriage 00:26:01 - Investing While in Debt 00:27:49 - Mailbag Segment 00:29:59 - Listener Question on Investing for Child's Future 00:33:54 - Listener Question on Managing Finances Pre-Retirement Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of It's Never About Money, I am joined by Scott Rick, Associate Professor of Marketing at the University of Michigan's Ross School of Business. Scott's research, which spans across marketing, psychology, economics, and neuroscience, provides a science-based guide to understanding and transforming how we manage money in relationships.   In our conversation, we delve into a number of topics raised in Scott's book, "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships." Leaving no stone unturned, we discuss what it means to be a tightwad vs a spendthrift, communal vs exchange relationships and tips to help you and your relationships (wherever you fall on the continuum of spending behaviours).   This was a truly fascinating conversation with Scott! Enjoy!   FIND OUT MORE:   > Follow Scott on Twitter > Connect with Scott on LinkedIn   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: http://www.siadvisory.com.au    It's Never About Money is powered by Stephan Independent Advisory: http://www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

When it comes to building your investment portfolio, asset allocation is key. For Julius Baer Chief Investment Officer Yves Bonzon, finding an asset allocation breakdown that meets your individual needs and that you can withstand, even in the case of extreme shocks, makes all the difference.  In the second episode of our How we Manage Money series, Yves Bonzon explains the do's and don'ts of portfolio construction, the difference between strategic and tactical asset allocation, and how investors can build a truly diversified portfolio that won't keep them up at night.

Managing money successfully is more than just avoiding mistakes. For Julius Baer Chief Investment Officer Yves Bonzon, it comes down to having a solid investment approach built on core investment beliefs that provide a framework. This allows us to make investment decisions in a disciplined way and not based on the twists and turns of the market. In the first episode of our How we Manage Money series, Yves Bonzon joins journalist Hannah Wise to discuss this framework including how it helps us manage risks, spot and mitigate an incoming crisis, and incorporate the key forces driving the markets.  

In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross, Your Millionaire Money Mentor, reveals the four essential steps to getting richer in 2024. With practical advice on managing, making, and multiplying money, as well as developing a positive money mindset, Lloyd provides a clear roadmap to financial success. From auditing your expenses to earning extra income and investing smartly, this episode offers a simple yet comprehensive plan to improve your financial situation. Tune in to discover how these steps can help you achieve financial peace and build your net worth in the year ahead.

When you think about a professional dancer, does the image of a financial whiz come to mind? For Susie, this week's podcast guest, this unlikely transition from the stage to spreadsheets is her reality. Susie Italiano, the finance fairy godmother for small charities and creative freelancers, shares how to calculate your minimum monthly spend, the benefits of an emergency fund, and ways to diversify your income.Visit The Idle Money Blog Website - https://idlemoneyblog.com/Learn more about the courses available - https://idlemoneyblog.com/my-offer/Support the showFOLLOW PENNIES TO POUNDS

This week we wrap up our 5 week series on The 5F's as we close it out talking about FINANCES. The Bible has a ton to say about money, finances, debt, about providing for our families. If we are going to be men of integrity, finances is an area we MUST focus on! Most often, the reason your finances are suffering is because you are buying things you can't afford. This happens when we put our security in our social status, when we surrender to our consumeristic nature. Jesus teaches, do not lay up for yourselves treasures on earth, where moth and rust destroy, but lay up for yourselves treasures in heaven (Matthew 6:19-21). Invest in things that bring more people to Jesus. It's ultimately about stewardship, what we have is ours because God gave it to us. Men, it all starts with our relationship with Jesus. Most often when you are financially unhealthy your eyes are off Jesus. If you are invest in your faith, your finances will fall in line. 5 Practical Tips to Thrive in Your Finances: #1 – Put God first #2 – Make a budget #3 – If married, regularly discuss finances with your wife #4 – Spend less than you earn #5 – Be a good steward of your money You can now watch the Men of Iron Podcast on YouTube! Listen to the Men of Iron Podcast on Apple Podcasts, Spotify, Amazon Alexa, Google Podcasts and many more! Subscribe, listen and share! Regardless of where you are in your journey, we have the tools and experiences for you. We provide one-to-one coaching, small group, and retreat curriculum. To know God is an adventure, and we are calling all men to conquer the mountain ahead of us. Men, it's time to climb! >>> MENOFIRON.ORG/THECLIMB

On this episode we discuss being a good Steward for Christ. We also discuss one of the things we all strive to do, Save Money! Tune in. You wont want to miss this.

Rob is interviewed on the E-commerce Coffee Podcast in this episode. Claus asks Rob about how to make, manage, and multiply wealth. Rob shares his story of going from £50k in debt at 25 to becoming a self-made multi-millionaire entrepreneur with 340 properties. He reveals key insights like why hard work alone won't make you rich and the difference between good and bad debt as well as the 3 essential qualities all wealthy people share, how to find the right mentors, and why controlling your emotions is crucial for financial success.  KEY TAKEAWAYS There's no such thing as "self-made" success - you need an army of supporters like staff, mentors and customers Hard work is important at first, but "smart work" through leverage and team-building is how you get rich Wealthy people have a healthy, positive relationship with money - not neutrality, apathy or envy Fiat currencies and the banking system are overhyped; assets like property, gold and stocks hold real value Mastering your emotions, not reacting impulsively, is key to making sound money decisions Start consuming all free content from your chosen mentors; invest in their premium training when ready BEST MOMENTS  "I felt enough shame about where my life was at that I finally decided to do something about it." "What you want to try and create and gamify yourself to create those feelings within you rather than wait for the world to do it for you." "If anyone's successful and they're younger than me, I hat tip to them, good on you. I want them to succeed." "I don't know anyone who said, 'Oh, I hate being rich. I'm giving it all away.'" "Have a think now. Where are your emotions costing you money?" https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

In this episode of The Decade Investor Podcast,  Kolin talks with his brother about managing money as a married couple. His brother shares his insights on how to win with money as a newly married couple. Be sure to follow Decade Investor on all socials & join the FREE weekly newsletter!TwitterInstagramWeekly Newsletter

In this episode, Cara welcomes Mari Collins Harris, a passionate entrepreneur and devoted mother of 3 young children. Mari is the founder of Ketshop, a parent-approved shopping app. Ketshop empowers kids to manage their own money in real-world transactions. It's never too early to empower kids with making financial decisions and how they want to spend their money! Mari is offering a special promo to TTTY listeners! Get $10 off any Ketshop-fufilled item at ketshop.com/ttty. Be sure to follow Ketshop on Instagram for more kid-friendly saving and spending tips.

In this podcast episode, we're talking about how the way you think can make you richer…or poorer. We've all heard the stories: people win the lottery, then lose it all. Or a millionaire who loses everything and then rebuilds their fortune seemingly overnight. These examples illustrate that financial success isn't just determined by your income and expenses, just like success as an athlete isn't all about talent. A significant part of winning, physical or financial, comes from things like your attitude and beliefs. So today, we will talk about how you can flip your mental script to unleash your potential. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our guest today is Yanely Espinal, the author of the book Mind Your Money. She's going to help us figure out how to change your money mindset and position yourself for success. Before you listen, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. Additional disclosure: Co-host Miranda has a freelance writing relationship with Student Loan Planner. You can listen to the podcast wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Money mindset is a big part of financial success Often, the stories we tell ourselves about money hold us back. Overcoming some of these money mindset issues can be a big part of moving on to the next stage of financial success. How we view money and our financial values can shape our budgets and how we plan for the future. Here are some of our resources for planning, values, financial wellness and updating your money mindset. How a Planning Mindset Can Impact Your Finances 5 Tips to Make Better Financial Decisions How and Why to Pass on Financial Values to Your Heirs 9 Ways to Be More Financially Aware and Successful What Is Financial Wellness? Have You Achieved It? 17 Financial Micro Habits for More Peace of Mind Financial Therapy: What It Is and Why You Might Benefit From It The Most Important Long-Term Financial Goal Has Nothing to Do With Money 5 Tips for Boosting Your Income to Reach Your First $1 Million 6 Tips for How to Manage Money for Happiness How to Create a Budget You Love: 5 Things You Need to Know Financial resources for taking those first money steps While working on your money mindset is a big part of moving forward, you also need the ability to take actionable steps. Here are some of our best resources for mastering the basics so that you can go on to build wealth. 10 Top Budgeting Lessons to Improve Your Money Management The 5 Best Budgeting Apps to Get Your Finances Together How to Build a Family Emergency Fund Health Savings Accounts and Why They Are Great for Retirement Saving Is Not Enough: Why You Need to Invest Congrats on Saving $1000: Now Do These 5 Things to Make it $10,000 How Much Should You Have in Emergency Savings? 11 Surprisingly Simple Ways to Slash Your Expenses 8 Small Expenses That Are Bleeding Your Budget Dry Financial Wisdom: What Is the Best Investment? Why Index Fund Investing Is Good for Your Retirement Become an Overnight Financial Whiz With These 5 Simple Tools 3 Powerful Tools to Destroy Your Debts and Renew Your Credit Meet this week's guest, Yanely Espinal Yanely is a Brooklyn-born ball of energy with an intimate knowledge of financial education, culture, and politics in America. Known on the internet as MissBeHelpful, she's a millennial financial educator who started her career as a teacher, and now serves as the Director of Educational Outreach at Next Gen Personal Finance (NGPF.org) Over the last four years, Yanely has worked with governors and state legislators to pass laws requiring personal finance education for a full semester before high school graduation. Bills that Yanely has championed have been signed into law in Florida (SB1054), Michigan (HB5190), Georgia (SB 220), Rhode Island (H 5491), and North Carolina (HB 924). The stories in her debut book, Mind Your Money, detail her journey from food stamps to financial freedom and her experience navigating the Ivy League as a first-generation daughter of immigrants. Website YouTube Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

John LeBlanc, Chief Executive Officer of Metairie Bank, comes on to give some money saving tips for those who struggle with sticking with a budget.

There are many sources of conflict among couples, but money may be one of the biggest. In this episode of The Behavioral Divide with Hal Hershfield, we discuss how financial decisions are made within couples and explore ideas on how we might improve them. We first speak with Scott Rick, Ph.D., a professor of marketing at The University of Michigan's Ross School of Business and author of Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships (planned release January 2024). We talk about his research into couples and what seems to work well and not so well when it comes to their finances. Next, we talk with financial advisors Stuart Vick Smith, PFS, CPA of Maxwell Locke & Ritter and Elizabeth Shabaker, CFP, CDC of Versant Capital Management on the common pitfalls they've encountered in managing wealth for couples. We also discuss strategies they've found to be successful for righting the ship to keep couples on track towards their shared goals. If you enjoy the show, please let us know by giving our series a five-star rating. We'd also love to hear from you on this topic of managing money among couples. To join in on the discussion, send us a note at BehavioralDivide@AvantisInvestors.com. Important Disclosures The views expressed in this presentation are the speaker's own and not necessarily those of American Century Investments. This presentation is for general information only and is not intended to provide investment, tax or legal advice or recommendations for any particular situation or type of retirement plan. Please consult with a financial, tax or legal advisor on your own particular circumstances.  Hal Hershfield is not affiliated with American Century Investments. The book Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships is not affiliated with, sponsored by, or endorsed by Avantis Investors or American Century Investments. 

The Bible says without good direction, people lose their way. We're all in need of some wise counsel. In fact, the more we have, the better our chances to make decisions that positively impact our present and future. That's why we closed out our Trust Fund series with a panel discussion. Tune in to hear the most asked questions from our church and get practical and biblical advice to better steward your finances!

Liz joins this week's podcast, and we talk about anxiety and money. We start with a definition of anxiety, how it's related to money and your finances, and how people respond to financial anxiety. We share how anxiety has impacted our relationship with money and finances. We wrap up with actionable tips for effectively managing your anxiety around money. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/018-9-ways-to-manage-money-anxiety/

How do you manage money in a relationship? What if you have different spending/saving styles? Can one person in the relationship manage the money? We answer these questions and more in this episode!Here's where to find Karin:InstagramKarin's websiteConnect with me over the summer:TikTokInstagramRun Your Money NewsletterMoney Checklist for Women Hosted on Acast. See acast.com/privacy for more information.

Your money is the topic as we talk with Tiffany Aliche, more commonly known as ‘The Budgetnista'.  She is the number one best selling author of ‘The One Week Budget'. She's been featured on the Today Show, Good Morning America, CBS MoneyWatch and has written for Time, Forbes, the Huffington Post, and many others.  Her website is https://thebudgetnista.com/   We're excited to tell you about another great product from our sponsor, Ritual.  It's called Synbiotic+ and it's a daily 3-in-1 clinically-studied prebiotic, probiotic, and postbiotic designed to help support a balanced gut microbiome.  Ritual's Synbiotic+ provides two of the world's most clinically studied probiotic strains to support the relief of mild and occasional digestive discomforts, like bloating, gas, and diarrhea.  Synbiotic+ and Ritual are here to celebrate, not hide, your insides. It's time to listen to your gut!  Ritual is offering our Nobody Told Me! listeners 10% off during your first 3 months.  Visit ritual.com/NTM to start Ritual or add Synbiotic+ to your subscription today.