I Got Cents Podcast

In this week's episode Chyon and Andre discuss the pros and cons of AI and how we can use it to our benefit as everyday people, employees and business owners. Tune in and #getyousomecents

In this episode, Chyon and Andre give their takes on the recent happenings in the economy. From AI advancements, the effects of the pandemic to stock investments from last year. Tune in and #getyousomecents

Social media is saturated with entrepreneurs flossing in videos with cash, jewelry, clothes, cars, houses and even jets. Celebrity-led podcasts are in your face all day everyday with salacious topics about quick easy money, LLCs, relationships, gossip and anything suitable as click-bait to build audiences. In this episode Chyon and Andre discuss the realities of building a successful business. Tune in and #getyousomecents

In this episode, Chyon and Andre discuss the most common obstacles to stacking money for every day people and how to achieve financial stability then financial freedom so you can go on to start wealth building for future generations. Tune in and #getyousomecents

Chyon lives by his motto, "managing your money is 80% behavior and 20% knowledge," and in this episode he shares the behaviors that got him from living on section 8 as a child to being a multimillionaire today! Tune in and #getyousomecents

It's been a while and we owe you an explanation as to why. Tune in and #getyousomecents

Teaching our children the foundations of financial literacy is critical in creating more fiscally educated minds. If a child doesn't understand why they should save their allowance, and their parents have the same behaviors for their paychecks, everyone often has to learn the ‘healthy' way of doing things the hard way, if ever at all. Chyon and Andre share tips on how to indoctrinate your children with healthy financial habits at an early age. Tune in and #getyousomecents

We all have a boss to report to, even when we've "made it." Chyon and Andre shed light on the recent social happenings regarding Kanye West and Kyrie Irving and their anti semitic actions, and demystify the difference between being a partner versus and owner. Tune in and #getyousomecents

With inflation at an all-time high, and CEO's earning 278 times the average worker, most of us are crying foul and want the federal government to step in and level the playing field. Despite the talk of recession, rent costs inflating to astronomical levels, the economy seems to still be thriving in all major cities. Despite fuel costs nearly doubling, air travel is up 33%, rental car usage up 53% and hotel vacancies down 14%. In this week's episode, Chyon and Andre discuss the state of the economy. Tune in and #getyousomecents

Showing a pattern of understanding, empathy and compassion within your marriage has to be a top priority for newlyweds, and it all begins with money. In this week's episode, Chyon and Andre share their best financial tips for Newlyweds and couples considering living together. Tune in and #getyousomecents

The City of Los Angeles reached out to Chyon to conduct a Financial Literacy Training for EXPO Center's young adults seeking employment opportunities. Tune in and #getyousomecents

The NCAA approves Name, Image and Likeness (NIL) policy On June 30, 2021, This new policy allows all NCAA D1, D2 and D3 student-athletes to be compensated for their NIL as of July 1, 2021, regardless of whether their state has a NIL law in place or not. Tune in and #getyousomecents

The saying throughout the 80's, 90's and 2000's, "knowledge is freedom" has served as a constant reminder that education beyond high school is the key to a successful career, which serves to foster the chances of a better life. After an extension of the existing payment pause implemented by POTUS46, the student loan debt problem is still so problematic that the federal government has been forced to devise a plan to cancel a chunk of said debt. Tune in and #getyousomecents

Saving and investing are the primary required for building your financial wealth. They are the cornerstone for establishing your financial foundation and it begins and ends with paying yourself first. If you don't, you aren't saving money and you're heading in the wrong direction of life. Tune in and #getyousomecents

Chyon and Andre bring back the engaging sounds that keep the pod alive as they take a deep dive into the second pillar of wealth, mental health. Tune in and #getyousomecents

In this week's episode, Chyon and Andre discuss the importance of physical health and how it translates into better financial wealth. Tune in and #getyousomecents

In this week's episode, Chyon and Andre provide a high level overview of a new mini-series that they'll be starting over the coming weeks. This series will focus on the 3 Necessary Pillars of Wealth. Tune in and #getyousomecents

In this very special episode, Chyon Simmons aka Dj Dividends sits down 1 on 1 with the Senior Director of Marketing at NVIDIA, Mrs. Faylene Bell. Tune in and #getyousomecents

It's often said that the worst financial mistake you can ever make is choosing the wrong mate. It's already very difficult sticking to a budget and successfully managing your money when it's just you, your money and no one else chiming in, but financial incompatibility is the quickest way to ruin your adult life. Tune in and #getyousomecents

Chyon shares his method for identifying a good stock investment. Tune in and #getyousomecents

On May 20, the S&P 500 index fell into bear market territory. This is the first time in over two years that stocks have fallen so sharply. The last decline of this nature happened in March 2020, on the heels of the COVID-19 outbreak. Chyon and Andre discuss what this really means from a seasoned investors point of view and share ways that you can positively benefit from this bear market. Tune in and #getyousomecents

In this episode, Chyon and Andre discuss the history of Stock Market Crashes dating back to 1929 and beyond. Tune in and #getyousomecents

The primary concern is that this ghetto mentality only benefits a few while trapping most of our people in lifelong poverty and struggle. Is today's music, television and social media content corrupting our youth before they get a chance to form positive opinions about their environment and how to improve it? Tune in as Chyon and Andre define and discuss the concept of the "Ghetto" Mindset. #getyousomecents

In this episode, Chyon and Andre discuss the various industries in which black folks are the top performers but are little to no where to be found when it comes to ownership. Highly recommend sharing this episode with a younger sibling, cousin, nephew, niece, brother, sister or child. Tune in and #getyousomecents

In this week's episode, Chyon and Andre dive into a heavy conversation regarding the idea of being a "sell-out" and assimilating into mainstream economics. Tune in and #getyousomecents

Bitcoin, the flagship of cryptocurrency, has been touted as a universally accepted replacement of government-backed currency since in transition from just being a videogame currency back in 2009. We've all witnessed it's meteoric rise over the past 12 years, and some type of crypto has creeped into a lot of everyday people's hands throughout the world. In this episode, Andre shares his $2,000 NFT experience, his red flags to look for if you're considering getting involved in NFT projects. Chyon also reviews the most popular crypto currencies to date. Tune in and #getyousomecents

It's been nearly a decade since the first state in the US has legalized the use of cannabis, but why are cannabis stocks not taking off as fast as financial analysts predicted? Chyon and Andre cover this and more! Tune in and #getyousomecents

Chyon and Andre review what a stock split is, why companies split their stocks and discuss whether or not you should buy these stocks before or after split along with the pros and cons of doing so. Tune in and #getyousomecents

What's up IGC family! We're happy to reveal our new interview series "Started from the Bottom" where Chyon aka Dj Dividends interviews c-level execs, entrepreneurs, investors and business owners within his network. Today's episode is featuring our very first guest, the young entrepreneur Kai George of Content Sugar. Chyon sits down with Kai to discuss her experience as a professional product photographer and what its like being a black woman in business. Tune in and #getyousomecents

It's that time of year again, tax season! If this is your first time filing your taxes as an LLC then you won't want to miss this episode. Chyon and Andre discuss the tax implications of having an LLC and share a few tips to make this process easier for both you and your tax preparer so tune in and #getyousomecents

The Russian invasion has already had an immediate wide economic impact on global markets starting with oil price increases. In this week's episode, Chyon and Andre discuss why and how geopolitical situations on the other side of the world, like this, impact the U.S. economy and our stock markets. Tune in and get you some cents

Cost of living, careers with low barriers to entry, monetizing your skills, wealth-building and more. Chyon and Andre discuss the reality's of cash flow in this week's episode. Tune in and #getyousomecents

Whether you want to admit it or not, we're all chasing the American dream no matter where we are in our lives. And at the end of the day, we all want the same thing: (1) stress free living; (2) sufficient money to spend at our leisure; and (3) love, happiness and safety. Do you still believe in the American Dream? Tune in and #getyousomecents

Where it a product or service, whether you're an employee, independent contractor or entrepreneur, there are three pillars that should uphold the final product or service you deliver to your customers. Chyon and Andre dive into these three pillars and provide a few cents for success in this week's episode. Tune in and #getyousomecents

Deploying a proven blueprint is a prudent approach to take when starting a business, but that's just on paper. You still have to take a lot of other variables into consideration. PLEASE NOTE: The first 10 minutes of this episode was corrupted so we dive right into the conversation. Don't forget to join our $10K investment challenge! Become a patron for challenge updates, exclusive I Got Cents Podcast interviews, behind the scenes content, stock recommendations, weekly financial articles, financial educational videos and more here: https://www.patreon.com/igotcentspodcast For more daily cents, follow the man, the myth, the legend, DJ Dividends aka Chyon Simmons on TikTok: https://www.tiktok.com/@igotcents For entrepreneur and personal growth tips follow Andre the young entrepreneur and founder of Kealii Creations on YouTube: https://www.youtube.com/andrekealii --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/igotcentspodcast/support

We're excited to announce our first official I Got Cents Podcast Challenge - The $10K Challenge! Tune in to learn how you can be involved and benefit from this opportunity! Join our $10K investment challenge! Become a patron for challenge updates, exclusive I Got Cents Podcast interviews, behind the scenes content, stock recommendations, weekly financial articles, financial educational videos and more here: https://www.patreon.com/igotcentspodcast For more daily cents, follow the man, the myth, the legend, DJ Dividends aka Chyon Simmons on TikTok: https://www.tiktok.com/@igotcents For entrepreneur and personal growth tips follow Andre the young entrepreneur and founder of Kealii Creations on YouTube: https://www.youtube.com/andrekealii --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/igotcentspodcast/support

Opportunity cost is an important economic concept that finds application in a wide range of business decisions as it relates to reconciling how we spend, save and invest our money and our time. Why is opportunity cost so important? Tune in to find out Chyon and Andre's take and their tips on how to successfully navigate this concept in your everyday life. #getyousomecents

Chyon and Andre explain their sudden absence from the pod, dive into their 2021 year in review regarding the stock market performance, the year of crypto, acquisitions and mergers, streaming services and their lessons learned in 2021. Tune in and #getyousomecents

We're starting to see more and more that most people understand what they should be doing vs what they actually want to do to get their financial house in order. Chyon and Andre dismantle the idea that it's just not enough money to do it through accountability and empathy. #getyousomecents

In this episode, Chyon and Andre revisit all of Chyon's Top 10 "Under $50 Stock Recommendations" that he has shared publicly as a licensed financial investment advisor since 2017. Tun in and #getyousomecents

In this episode, Chyon demystifies the hype surrounding the concept of "being your own bank" and highlights the finer details of how this concept applies for families or singles generating a household income of $200K or less. #getyousomecents

Chyon and Andre continue the conversation regarding ways that you can increase your (income) net worth and things that hinder you from getting your money up. #getyousomecents

Money is one of 3 of the most important resources we have because having it allows you to spend more of your time doing stuff you want to do rather than working for other people doing the stuff they want you to do for them. In this two part episode, Chyon and Andre discuss ways you can increase your (income) net worth #getyousomecents

This is a special episode dedicated to entry level entrepreneurs seeking ways to increase their clientele. Chyon and Andre provide tried and true tips on how to go from zero clients to generating revenue from your ideal clientele. #getyousomecents

Chyon and Andre discuss the value of having both parents in the household and how this directly impacts the economic status in the household. #getyousomecents

Uh-oh... Chyon done messed around and got a call from his Advisory Firm and FINRA smh... The saying is true, "we all got a boss." Tune in to learn what's that means for the podcast... Become a patron for challenge updates, exclusive I Got Cents Podcast interviews, behind the scenes content, stock recommendations, weekly financial articles, financial educational videos and more here: https://www.patreon.com/igotcentspodcast For more daily cents, follow the man, the myth, the legend, DJ Dividends aka Chyon Simmons on TikTok: https://www.tiktok.com/@igotcents For entrepreneur and personal growth tips follow Andre the young entrepreneur and founder of Kealii Creations on YouTube: https://www.youtube.com/andrekealii --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/igotcentspodcast/support

Chyon demystifies the concept of having whole or term life insurance. #getyousomecents

Chyon and Andre discuss the different investment vehicles in a financial portfolio. Tune in #getyousomecents

Chyon and Andre recap the I Got Cents perspective and provide a few stock hot takes. Tune in and #getyousomecents

Chyon and Andre discuss how racism isn't what's holding back black American's from realizing financial freedom and progressing as a culture. You don't wanna miss this one so tune in and #getyousomecents

Chyon provides an in depth analysis on the importance of handling your personal financial affairs such as a will or a trust, assigning beneficiaries, etc.If this applies to you and if it doesn't tune in and #getyousomecents