Podcasts about 200k

Medical school student loans are changing. Learn how the $200K federal loan cap, eliminated PLUS loans, and new RAP repayment plan affect future doctors.

Think you need perfect credit and a pile of cash to buy a franchise? Think again. Former funding experts Shirley Kefgen and Tera Thomas from FranPath reveal the insider secrets that most aspiring business owners never hear about.    In this eye-opening conversation with host Sam Schweitzer, they expose why your local bank will probably say no, how to access your own retirement money without penalties or taxes, and the funding strategy that lets you borrow from yourself interest-free. From ROBS rollovers to home equity hacks, they break down every option that banks don't want you to know about.   Discover why "using other people's money" isn't always the smartest move, the myth about SBA loans that keeps people broke, and how one FranPath team member turned under $200K into a seven-figure business sale. If you think you can't afford to buy a franchise, this episode will completely change your perspective on what's possible.

Patrick McKenzie (patio11) is joined by Oliver Habryka, who runs Lightcone Infrastructure—the organization behind both the LessWrong forum and the Lighthaven conference venue in Berkeley. They explore how LessWrong became one of the most intellectually consequential forums on the internet, the surprising challenges of running a hotel with fractal geometry, and why Berkeley's building regulations include an explicit permission to plug in a lamp. The conversation ranges from fire codes that inadvertently shape traffic deaths, to nonprofit fundraising strategies borrowed from church capital campaigns, to why coordination is scarcer than money in philanthropy.–Full transcript available here: www.complexsystemspodcast.com/bits-and-bricks-oliver-habryka/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Lightcone Infrastructure: https://www.lightconeinfrastructure.com/ Lighthaven: https://www.lighthaven.space/LessWrong: https://www.lesswrong.com/ –Timestamps:(00:00) Intro(01:08) The origins and evolution of LessWrong(03:54) Challenges of running an online forum(05:57) Reviving LessWrong(14:51) The unique structure of Lighthaven(17:35) The complexities of conference venues(19:14) Sponsor: Mercury(20:14) The realities of conference planning(25:32) Challenges of maintaining Lighthaven(29:54) Navigating permits and regulations(37:02) Impact of fire code regulations on traffic fatalities(39:06) Economic analysis of safety regulations(41:39) Housing policy and construction in Berkeley(43:30) Fundraising challenges in the nonprofit sector(46:44) Effective altruism and fundraising dynamics(54:20) Lessons from religious fundraising practices(01:05:36) Reflections on fundraising(01:13:26) Wrap

Snehal Singh left a $280K tech job at Microsoft to chase something bigger—freedom, flexibility, and family time. Just months later, she made over $200K wholesaling real estate while raising two young kids in Seattle. In this interview, Snehal shares how she built her team, found seven off-market deals, and completely transformed her life. KEY TALKING POINTS:0:00 - Intro0:36 - An Overview Of Snehal Singh's Business3:58 - How She Knew A Deal Wasn't Good For BRRRR5:53 - How She Found Her Buyers6:53 - Investing In ADUs and DADUs11:26 - How She Found Her Current Deal & Her Team15:32 - What Motivated Them To Start In Real Estate18:59 - What She Spends Her Time Doing In Her Business23:14 - Figuring Out Repair Costs & Setting Up Her Assignment Fee28:06 - How She Exports From DealMachine & Her Feedback33:18 - How Many Times She Calls Her List36:37 - More Tips From David40:48 - How To Get In Touch With Snehal Sing41:40 - Outro LINKS:Instagram: Snehal Singhhttps://www.instagram.com/singh_reinvesting/ Website: Areera Real Estatehttps://areerarealestate.com/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

What if the secret to building wealth wasn't strategy or hustle, but numbers?In this episode, numerology expert Harriette Jackson reveals how she used numerology to climb from $200K in debt to millionaire status in just three years. We unpack the spiritual science, decode my own numerology chart live on air, and explore how your numbers hold the energetic blueprint for your business, money, and purpose.We chat:1:58 - The “not-so-secret weapon” that is numerology and how it teaches you to sell, lead, and live through math and energy.5:30 - Astrology vs Numerology: the difference between external and internal influence.6:35 - How numerology helped Harriette rise from $200K debt to millionaire in three years.13:30 - The hardest spiritual lesson she had to master on her path to wealth.14:40 - The 10 energy bodies & how strengthening your aura accelerates manifestation.20:01 - The visible side of numerology: soul, karma, destiny, gift & path numbers.23:55 - The invisible side: people, shadow, blind spot, hidden key & embodiment numbers.55:16 - Money & Messaging Codes: how numerology predicts your business blueprint.57:36 - How your numbers can reveal the truth about your sex life (yes, really).

Have a question for Darrell? Text the show here.Want to turn AI and digital disruption into your competitive advantage as a service-based business? Join the MindShift Inner Circle.Want help to market, grow, and scale your business? Schedule a free strategy session.Most CEOs panic when their ad spend exceeds their monthly revenue.But what if that “loss” was actually the start of your biggest growth year yet?In this video, I break down how one of our clients turned a $21K marketing loss into $200K in profit, and how you can apply the same mindset shift to your business.You'll learn:Why treating marketing as an expense keeps you stuckThe 3 numbers every CEO must know coldHow to build a marketing system that compounds resultsRevolutionize your marketing with AI in a community of established founders and CEOs. Join the MindShift Inner Circle today and stay ahead of the curve! If you enjoyed this episode, please consider leaving us a rating and review on Apple Podcasts or Spotify. Your feedback helps us more than you know.

Discover the lucrative career field that most people have never heard of—government contracting account executives earning $120K to $400K+ annually. Former Air Force acquisitions officer Rick Howard reveals how to break into this high-paying profession without a degree.In this episode, we explore the fundamentals of supply and demand in career earnings and why government contract sales positions offer extraordinary compensation. Learn how the US government, the world's largest purchaser at $700+ billion annually, creates massive opportunities for sales professionals who understand the public sector.What You'll Learn:Why companies pay premium salaries for government contract expertiseThe supply and demand economics of high-earning careersHow account executives generate millions in revenue for their companiesReal success stories: From zero experience to six-figure salaries at companies like HoneywellThe difference between regular sales jobs and public sector account executivesWhy this career field has low competition despite high payRequirements to enter the field (hint: no degree needed)Remote work opportunities with travel to domestic and international locationsKey Topics Covered: Government contracting, defense contracts, federal sales, account executive careers, public sector sales, high-paying jobs without degrees, career transformation, military contracting, B2G sales, government procurementWhether you're looking for a career change, seeking higher income potential, or want meaningful work supporting national defense and government services, this episode provides a roadmap to a profession where you can make a significant impact while building substantial wealth.Ready to Transform Your Career?If you're interested in exploring this high-paying, meaningful career path in government contracting, here's how to get started:

One of our biggest Web Designer Pro member success stories, Sam Sarsten, is back on the podcast with an update on how he's grown his agency to over 200k in 3 years, primarily through Local SEO.We're getting into all the nitty gritty on this one:How much he chargesHow he finds clientsHow he measures and tracks resultsHow he's scaled his teamHow he offers web design + SEOAnd more! Heads up, we had some technical issues + a guest interruption (Peaches!!) who wiggled some chords so this one is a little more edited than normal. But the gems were too good to re-record.Head to the show notes to get all links and resources we mentioned, along with a full transcription of this episode at joshhall.co/399Loving the Web Design Business podcast? You'll really love the Web Design Business Newsletter!It's completely free! Sign up today to get:✅ Josh's Web Design Biz Revenue Calculator (instant access)✅ The top 5 newsletters (over the next 5 days)✅ A special offer for Web Designer Pro™Sign up here

Deezy looks at the Bitcoin charts as we smash all time highs! Now the question is... what altcoins will follow? LBank Promo - https://www.lbank.com/activity/bonuspro/100M-EN11-BonusPro?icode=4M7MZ

Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She created a world-first product that launched just two weeks ago, and now she’s here to do what most founders wouldn’t: spill on every dollar it took to make it happen. From losing out to a dodgy sourcing agency to somehow pulling together $200K through pure determination, she’s laying it all out... the risks and the real-world chaos of betting on yourself. Inside the ep, we what it actual costs to get a product made, and how she’s juggling start-up life, toddler meltdowns, and a mortgage. It’s messy, bold, and so unbelievably relatable. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.

Discover how to grow an app from zero to $200K/month without outside funding. Today's guest is Desmond Ho, founder of LifeReset.com. He bootstrapped his app from $0 to $200K/month by mastering marketing strategies, Meta ads, and high-converting creatives — all while competing in a crowded market.He'll also share how to learn marketing strategies by analyzing competitors, run profitable Meta ads, and create high-performing creatives that convert.If you're just starting out or stuck trying to grow your app in a competitive category, this episode could be your stepping stone to success.You will discover:✅ How to bootstrap an app from $0 to $200K/month✅ Finding product–market fit in a competitive niche✅ How to learn marketing strategies by analyzing competitors✅ Real-world lessons from Desmond's growth journeyLearn More:Check out the app:www.lifereset.comYou can also watch this video here: https://www.youtube.com/live/aGgFkAAnZFsWant expert guidance to grow your app? Book a quick call with App Masters:https://appmasters.com/contact-us/Indie App Santa: https://www.indieappsanta.comGet training, coaching, and community: ⁠https://appmastersacademy.com/*********************************************SPONSORSArcads is the fastest and best indie-friendly platform to create authentic, AI-powered UGC-style video ads — all from just text input.- Emotionally resonant, human-like videos- Perfect for app demos, testimonials, and paid social creatives- Built for speed, built to convertWhether you're launching or scaling, Arcads makes it easy to test and iterate video ads.Try it now: https://www.arcads.ai/?comet_custom=appmasters*********************************************Everyone's talking about web2app funnels - the breakthrough strategy maximizing mobile revenue. But building them in-house takes months of development. web2wave eliminates the complexity with their innovative all-in-one platform✅ AI funnel generator✅ powerful drag-and-drop quiz builder✅ streamlined payments✅ comprehensive analytics✅ smart A/B testing✅ and moreLaunch high-performing web2app funnels in days, not months.Visit https://web2wave.com/ to create your web2app funnel for free.*********************************************Follow us:YouTube: ⁠AppMasters.com/YouTube⁠Instagram: ⁠@App MastersTwitter: ⁠@App MastersTikTok: ⁠@stevepyoung⁠Facebook: ⁠App Masters⁠*********************************************

Praveen Ghanta, founder of Fraction and former CEO of HiddenLevers, shares how he turned his experience scaling a bootstrapped SaaS company into a fast-growing fractional talent marketplace. After HiddenLevers reached $8M in ARR and sold for over $100M, he realized that senior fractional engineers were the secret to delivering efficiently without expensive full-time hires. Fraction now serves over 100 SaaS clients with a vetted pool of 500 senior U.S.-based engineers and CTOs. Typical engagements run 10–30 hours a week, helping founders tackle scaling challenges in vertical SaaS, AI engineering, DevOps, and legacy system conversions. The company has reached $10M ARR in just three years while keeping half its own team fractional. Praveen explains how clients use Fraction to save costs, speed development, and even prepare for M&A due diligence with fractional CTOs. He also highlights how AI has boosted senior developer productivity by 4x, why U.S.-only context matters, and how fractional-to-full-time hiring often becomes a win-win path. This interview is perfect for SaaS founders at $1M–10M ARR, hitting scaling issues, vertical SaaS leaders needing senior engineers without VC funding, and founders considering AI-powered product features and engineering talent. Key Takeaways Fractional Individual Contributors: Not just execs—senior engineers deliver hands-on code, marketing, and DevOps part-time. AI Productivity Boost: Senior developers using AI tools are delivering 2–4x more than peers without them. Cost Advantage: Starting at $5K/month, founders access senior dev talent without $200K+ full-time salaries. Best ICP Fit: Vertical SaaS companies at $1–10M ARR facing scaling issues or legacy migrations. Developer Productivity: Fraction leveraged its experience with over 100 clients to build DevHawk.ai, a tool that manages fractional talent and delivers results even more efficiently. This Interview Is Perfect For SaaS founders stuck at scaling challenges without a budget for big teams Bootstrappers and practical founders looking for senior engineering firepower Founders facing legacy code, scaling issues, or AI feature rollouts Non-technical founders struggling to manage offshore or junior dev teams Quote from Praveen Ghanta, founder of Fraction “There are a lot of very experienced engineers who get into a senior developer role, but if they're not going to become the manager of the team, there's not a really good and obvious career path for them. “They start to get bored because they know their job inside and out and it's relatively easy for them to keep delivering.  “So working on a startup on the side is actually a way for both for them to sort of enrich their career and see new things and have that creative satisfaction, but at the same time, not take the risk. There are plenty of folks that want to be full-time at the startup, but there's risk in being at a startup.”  Links Praveen Ghanta on LinkedIn Fraction on LinkedIn Fraction website (fraction.work) DevHawk website Podcast Sponsor – Fraction This podcast is sponsored by Fraction. Fraction gives you access to senior US-based engineers and CTOs — without full-time costs or hiring risks. Get 10 to 30 hours per week from vetted and experienced US-based talent. Find your next fractional senior engineer or CTO at fraction.work. You can start with a one-week, risk-free trial to test it out. The Practical Founders Podcast Tune into the Practical Founders Podcast for weekly in-depth interviews with founders who have built valuable software companies without big funding. Subscribe to the Practical Founders Podcast using your favorite podcast app or view on our YouTube channel. Get the weekly Practical Founders newsletter and podcast updates at practicalfounders.com. Practical Founders CEO Peer Groups Be part of a committed and confidential group of practical founders creating valuable software companies without big VC funding.  A Practical Founders Peer Group is a committed and confidential group of founders/CEOs who want to help you succeed on your terms. Each Practical Founders Peer Group is personally curated and moderated by Greg Head.

Patrick McKenzie is joined by Clara Collier, editor and publisher of Asterisk Magazine, to discuss how we create institutions that bend towards truth. Clara explains why she launched a quarterly print magazine in the Internet age. She traces how 19th century German universities invented the modern infrastructure for rewarding knowledge production and training researchers at scale, and where our public science communication falls short of that heritage. The conversation examines why institutional trust has declined, particularly around science communication and public health, and whether we can rebuild trust in knowledge-producing institutions.–Full transcript available here: www.complexsystemspodcast.com/building-institutions-that-bend-towards-truth-with-clara-collier-of-asterisk-magazine/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Asterisk Magazine: https://asteriskmag.com–Timestamps:(00:00) Intro(00:44) The birth of Asterisk Magazine(02:58) Challenges of print media(04:41) The media landscape and Twitter's influence(06:03) The art of long-form writing(13:08) Editing and copy editing in magazines(19:33) Sponsor: Mercury(20:45) Editing and copy editing in magazines (part 2)(25:24) AI in writing and editing(30:33) The origins of research universities(34:19) The flawed promotion system in academia(34:40) The rise of research institutions(35:32) The birth of modern research culture in Germany(36:27) The global influence of German universities(40:13) The American university system vs. German system(41:50) The role of public and private partnerships in science(42:47) Challenges in science communication(56:22) The impact of COVID-19 on public trust in science(01:06:42) Historical perspectives on medical trust(01:11:15) Wrap

How much AI is too much AI in podcasting? With OpenAI's surprise release of Sora 2, creators can now build digital clones of themselves in seconds. Riverside is also jumping into the mix, rolling out chat-based editing that promises to cut hours of work with a single command. But are these tools helpful breakthroughs or just shiny distractions? Beyond the tech, the industry has plenty more to buzz about: Mel Robbins topping the “how-to” charts despite ad-heavy episodes, the Black Podcasting Awards going live for the first time in Baltimore, and Rode's Creator of the Year competition offering a $200K prize pool. And in a twist only podcasting could deliver, an indie host and a celebrity both launched shows called Rock Bottom—sparking a bigger conversation about identity, trust, and what it really takes to stand out.Episode Highlights: [03:43] Podcast Statistics and Updates[14:35] Upcoming Events and Awards[18:43] AI News and Developments[25:25] Veo 3 Storyboard Feature and Fluid Video Creation[27:20] Riverside's Chat-Based Editing Announcement[35:18] People's Choice Podcast Awards Update[36:51] Buzzsprout's Podcast Name Generator[42:15] Trademarking and Protecting Podcast Names[47:30] YouTube's AI-Powered Music Hosts and Collaborator FeaturesLinks & Resources: Join The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcasting⁠Rode Creator of the Year:https://creatorawards.rode.com/Black Podcasting Awards: https://blackpodawards.comSpeke Fest: https://podnews.net/event/speke-fest-night-of-the-living-podAfros & Audios:https://podnews.net/event/7th-annual-afros-audio-podcast-festival-uniting-black-podcastsMatchup & Mixup Use Promo Code PMC to Get In Free: https://bit.ly/4nxjvP7What is Sora 2?:https://openai.com/index/sora-2Podnews:www.podnews.netPodcast Name Generator: https://www.buzzsprout.com/podcast-name-generatorPodcast People's Choice Awards: https://www.podcastawards.comRemember to rate, follow, share, and review our podcast. Your support helps us grow and bring valuable content to our community.Join us LIVE every weekday morning at 7 am ET (US) on ⁠Clubhouse⁠: ⁠⁠⁠ https://www.clubhouse.com/house/empowered-podcasting-e6nlrk0w⁠⁠Or Join us on Chatter: https://preview.chattersocial.io/group/98a69881-f328-4eae-bf3c-9b0bb741481dLive on YouTube: ⁠https://youtube.com/@marcronick⁠Brought to you by⁠ ⁠iRonickMedia.com⁠⁠ Please note that some links may be affiliate links, which support the hosts of the PMC. Thank you!--- Send in your mailbag question at:⁠ https://www.podpage.com/pmc/contact/⁠ or ⁠marc@ironickmedia.com⁠Want to be a guest on The Podcasting Morning Chat? Send me a message on PodMatch, here: ⁠https://www.podmatch.com/hostdetailpreview/1729879899384520035bad21b⁠

What if your art could both heal your community & pay your bills? If you're a musician or creative itching to drive real-world change without sacrificing your livelihood, this episode maps a path: how Music to Life evolved from a songwriting contest into a rigorous accelerator that helps artists design, fund, and measure community projects—so you can make change while making a living. Learn how Music To Life helps musicians turn a community cause into a sustainable enterpriseSee real models you can adapt: Vanessa Lively's Home Street Music built 500+ song circles, 230 sessions, & raised ~$200K serving unhoused neighbors in Austin.Learn about proven impact from Benny Esguerra's mobile studio that measured violence reduction to poet-healer Myles Bullen co-facilitating prison education to process tough emotions and build trust.Tune in to hear strategies & stories that helped artists step off the stage and into community change—without abandoning the craft that got them there. Notable MentionsPeopleLiz Sunde – Co-founder and Executive Director of Music to Life, an organization empowering socially conscious musicians to become change agents in their communities .Bill Cleveland – Host of Art Is Change and Director of the Center for the Study of Art & Community, long-time advocate for artists as community leaders .Paul Stookey – Renowned singer-songwriter, member of the legendary folk trio Peter, Paul and Mary, and co-founder of Music to Life .Vanessa Lively – Austin-based singer-songwriter and founder of Home Street Music, a program using music circles to support people experiencing homelessness .Dick Crispo – Artist who co-created the longest indoor mural in the world at Soledad Prison, known for his community arts practice .Beny Esguerra – Toronto-based musician and educator, founder of the Mobile Studio Project using music to reduce gang violence through recording sessions .Myles Bullen – Indigenous poet/ rap artist from Maine, who collaborated with University of Maine Augusta faculty on prison-based education blending poetry and Holocaust studies .Barbara Schaffer Bacon – Arts leader and consultant, co-director of Animating Democracy at Americans for the Arts, key in helping Music to Life secure Mellon Foundation support .John Lewis – Late U.S. Congressman and civil rights icon, famous for urging people to make “good trouble” in the fight for justice .EventsKerrville Folk Festival – Long-running Texas festival where Music to Life hosted a 10-year social justice songwriting contest, spotlighting emerging activist musicians .

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If growth feels stalled, the issue may not be your pricing or pipeline. It may be the size of the clients you serve. I explain why “too small” clients quietly drain profit and momentum, then share three signals you are downmarket and simple steps to reposition without abandoning your values. Listen to learn what to change, why it matters, and how to make your next sales conversation easier. Want help applying this to your firm Book a 90 minute Intensive. NatalieMBA.com/intensive Decisions and a plan in one session, plus my Sales Forecast Tool and a focused Game Plan. ***Clarity Guarantee. Not worth the investment? Request a full refund within 24 hours.

Ever wish you could start fresh and build your business your way? Today's coaching session is your reminder that every new season brings opportunity, and sometimes the most powerful growth comes after a bold reset. My guest Karen Steuer of Tangled Roots Herbal built a $200,000 retail business, and when she realized the model was no longer serving her health or happiness, she courageously chose to reinvent her business online. In this conversation, you'll hear what it looks like to pivot with purpose, release what no longer fits, and rebuild a business that supports the life you truly want.In This Episode, You'll Learn:00:00 Where do you start when you're “a mess”?04:30 Making the bold decision for what's best for your health and the health of the business.07:15 How to know if it's the right time to make a pivot in business.10:00 The mindset shift it takes to rebuild for profit. 12:45 How to trust the process when you're in an uncertain season in business.19:30 Get in front of new audiences and accelerate sales.Resources + LinksThe wait is over! Enrollment for The Product Boss Sales Accelerator is now open. This is the program where product-based business owners just like you learn how to grow sales, expand into new channels, and build profitable businesses, without piecing it all together alone. Enrollment won't be open for long, so grab your spot before doors close. Sign up here. Get business tips sent right to your inbox - join the newsletter!Watch on YouTubeFollowJacqueline on IG: @theproductbosstheproductboss.comKaren Steuer: @tangled_roots_herbal

SaVon and Alex return with Nyla Symone, and begin with some important show updates before jumping into a Patreon member question on what single movie or TV show best explains Black culture to aliens—sparking a hilarious debate that ranges from The Cosby Show and Martin to Get Out, SpongeBob and even Hancock (11:22). From there they revisit Cardi B's long-awaited album, debating standout tracks like “Bodega Baddie,” the Cash Cobain feature and whether a rumored Nicki Minaj shot really landed (19:53). The crew highlights Cardi's rollout, from her NYC train promo to sitting down with Angie Martinez and Joe & Jada while addressing his comments about her pen (30:30), and note her projected 200K first-week sales (39:42). They then unpack Jay Electronica's new project, focusing on the controversial decision to open with a Diddy voice note and how it plays amid Diddy's legal troubles (48:06). Finally, they close by debating Diddy's sentencing and whether the Black community will embrace him if he returns home (56:23) and discussing the FTC's antitrust lawsuit against Live Nation/Ticketmaster (1:19:54). Subscribe to our Patreon for ad-free, early access to main episodes, exclusive episodes each and every Tuesday, and much more! - www.patreon.com/NeedToKnowPodcast Book your next podcast recording at Need to Know Studios TODAY - https://needtoknowstudios.com/ Join our Twitter/X Community to chop it up with us about all things Need to Know - https://twitter.com/i/communities/1777442897001910433 The Need To Know Podcast Social Handles https://www.instagram.com/needtoknowpod/ https://twitter.com/NeedToKnowPod https://www.tiktok.com/needtoknowpod SaVon https://www.instagram.com/savonslvter/ https://twitter.com/SavonSlvter Alex https://www.instagram.com/balltillwefall/ https://twitter.com/balltillwefall

In today's episode I'm sitting down with one of our star clients, Matthew Orlando, a man who dropped 100+ pounds, turned his life around, and now pulls in $70K/month as an online fitness coach while building a following of over 200K on Instagram. This isn't just a transformation story... it's proof of what happens when you stop making excuses, put in the f*cking work, and build the life you actually want.   MY CLOTHING, CHECK OUT: https://amarokaesthetics.com/ CHECK ME OUT ON OTHER SOCIALS: IG = https://www.instagram.com/coleluisdasilva/ TIKTOK = https://www.tiktok.com/@coleluisdasilva/   WAKE UP WITH THE WOLF PODCAST: APPLE = https://podcasts.apple.com/us/podcast/wake-up-with-the-wolf/id1533545890 SPOTIFY = https://open.spotify.com/show/6cOLgWolq6mkOnvNesuTDc?si=8b3c4f153a264e9a

Patrick McKenzie is joined by Chris Best, CEO of Substack, to discuss how the platform created new economic infrastructure for independent media. They explore Substack's evolution from a simple newsletter tool to a full media network, the revenue guarantee program that attracted prominent writers, and the company's principled stance on press freedom during the "cancel culture" years. Chris explains how subscription-based business models create better incentive alignment than attention-based advertising, and discusses new features like AI-powered video production and Substack Defender, their legal protection program for writers facing lawsuits.–Full transcript available here: www.complexsystemspodcast.com/how-blogging-went-legit-with-substack-ceo-chris-best/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.com Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Chris Best's Substack: https://cb.substack.com/–Timestamps:(00:00) Intro(00:53) The evolution of online publishing(01:20) Substack's business model(02:05) Challenges and opportunities in media(03:47) The role of engagement in media(06:03) The birth of Substack(08:58) Making paid newsletters accessible(10:54) Revenue guarantees and early success(13:05) Substack's impact on journalism(17:59) Freedom of the press and Substack's stance(19:24) Sponsor: Mercury(20:40) Twitter's influence on journalism(24:09) Substack's role in modern media(26:04) The impact of cancel culture on journalism(26:53) The evolution of blogging and discourse(30:53) Substack's expansion into podcasts and video(32:42) AI and the future of media production(38:20) Substack defender(42:22) The growing network and future of Substack(46:03) Wrap

$200K Saved at 46 & 43: When Can You Retire?**Schedule your free virtual consultation

Key Takeaways:Why $200K is no longer the finish line (and how inflation, lifestyle, and goals reveal the gap)The invisible ceiling most high earners hit—and how to break itHow to audit your real total compensation before chasing higher offersWhy promotions at this level come from owning scope, not just working harderHow switching industries or companies can instantly raise your comp ceilingThe truth about equity: RSUs vs. options, cliffs, and startup fantasy mathVisibility = compensation: how to make decision-makers see your valueHigh-paying, rare skills that lead to $300K+ comp packagesWhy you should interview every year (even if you're not planning to leave)Bonus income streams: consulting, board roles, speaking, and advisory workCommon traps: silent loyalty, stalled titles, and equity that goes nowhereFinal message: You don't get paid what you're worth—you get paid what you position yourself to earn.https://moveupcareers.com/pivotpoint

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Atmos Points and Signup Bonuses00:08 Meet Betsey Wilson: Founder of Become Travel Rich00:23 Alaska Airlines and Hawaiian Airlines Merger01:47 Earning Atmos Points Through Safeway Program02:22 Updates and Perks of the New Atmos Program03:53 Maximizing Points with Non-Airline Partners06:31 First Class Upgrades and How to Use Them08:00 New Atmos Premium Card and Hawaiian Airlines Merger14:21 Earning Status Points and Benefits19:22 Why Alaska Status is Worth It21:31 Status Matching and Final Tips24:49 Conclusion and Where to Follow BetseyYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Betsey at: ➤ Instagram: https://www.instagram.com/becometravelrich/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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SPONSOR: Share the Arrows - a live event with Blaze Media’s own Allie Beth Stuckey in Allen, Texas on October, 11th. It’s not just an event—it’s a powerful, faith-filled experience where women come together to be encouraged, equipped, and reminded of their purpose as wives, moms, and daughters of God. This year’s lineup is fantastic: Jinger Duggar Vuolo, Alisa Childers, Shawna Holman, Taylor Dukes, Katy Faust, and worship by the amazing Francesca Battistelli. It’s going to be a powerful weekend your wife won't want to miss. Tickets will go fast, so don’t wait, go to https://www.ShareTheArrows.com to grab your tickets now. SPONSOR: - BlazeTV - In a world full of noise, we need a stronghold for bold voices, free thinkers, and fearless commentary that helps make sense of the chaos. At BlazeTV, we’ve built a home for some of the strongest, smartest voices in conservative media—people who tell it like it is, ask the tough questions the mainstream won’t touch, and aren’t afraid to challenge the narrative. When you subscribe to BlazeTV, you’re not just watching content—you’re supporting a movement. You’re backing creators who think for themselves, speak boldly, and refuse to be silenced by Big Tech or corporate media. You’re supporting investigative journalism that exposes corruption and original documentaries that shine a light on the deep state. So, if you’re ready to keep winning, shop your values and make sure we don’t lose the ground we’ve gained — go to https://www.BlazeTV.com/RICK and subscribe today, and you’ll save 20 bucks right now off our annual plan. See omnystudio.com/listener for privacy information.

Don't forget to Like & Subscribe to GET SIMPLIFIED!In this podcast, we have guest Chris Wojcik, a BJJ black belt under Jeff Serafin and a competitor out of B-Team. Chris made waves at ADCC 2024, finishing 4th in the 88kg division and was an integral part of B-Team's quintet team for CJI 2. Beyond competition, Chris is the author of The Grappler's Diary and the inventor of the “Woj Lock,” cementing his place as both a creative mind and respected voice in Jiu-Jitsu.Anaconda Fightwear:https://anacondafightwear.co/collections/braces-supports?snowball=SIMPLEMAN15Promo code: https://anacondafightwear.co/SIMPLEMAN15MASF Supplementsuse promo code "SIMPLEMAN" at check out to receive a 15% discount "BE KIND OR ELSE!"https://masfsupplements.comhttps://www.instagram.com/masf_supplements/Pronoia:https://www.pronoiabjj.com/Use promocode SIMPLEMAN for 10% off your entire order at checkoutPronoia Instagram: @pronoiabjjSimpleman instagram:https://www.instagram.com/thesimplemanpodcast/Merch Store: https://www.alvafitness.com/collections/simple-man-podcastSimpleman Rashguard: https://bteamjj.shop/products/simple-man-podcast-rash-guardCarne Jerky:https://www.instagram.com/carnejerky_/ NEW TikTok:https://www.tiktok.com/@therealsimplemanpodcast?lang=enMarekhealth:

Most sales reps want the strategy. The script. The magic closing line.But I went from making nothing… to over $35 million in commissions across multiple industries by making 3 simple but powerful shifts that have nothing to do with your script.In this episode with Jeremy Miner, I break down exactly what changed for meThese 3 shifts aren't theory. They're what allowed me to make $200K months (back-to-back) with no team, no setters, no gimmicks—just me.If you're serious about leveling up in sales, leadership, and life… this is the conversation you need to hear.

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Lead Policy Design specialist at BetterWealth, Alden Armstrong walks through a real life case study of a client who lost $200k of cash value because the original agent he worked with missed key components in the design. Alden shows 6 different companies with the same designs and compares which new policy would have been the best path forward.______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Episode Description This week the LVCVA continued with their Welcome to Fabulous campaign by installing activations at the airport and promising even more to come. Next week the first Vegas citywide sale will happen. Will this be enough and what can we expect as Vegas continues its marketing push to draw in more people. In other news F1 is opening their arcade soon while they quietly extended part of their race until 2030. Do they even have approval to do that? We also discuss: Sphere's first Spanish act, blockbuster Oz sales, Circus Circus one month before opening, the big hole on the Strip, Peppermill's Roman suite the big rumored MGM shakeup and why even more screens are being installed on the Las Vegas Strip. Episode Guide 0:00 Circus Circus a month from opening 0:33 Vegas Is Fabulous - airport style? 2:05 Vegas citywide 5 day sale incoming 3:20 Vegas Matt's $200K Grand 4:37 The quirky Roman suite at Peppermill Reno 5:39 Fontainebleau's big end of year acts 6:56 Pedestrian bridge screens have arrived 8:45 F1 track construction is underway 9:20 F1 extends MGM sponsorship to 2030? 11:00 F1 arcade at Forum Shops opening date 11:52 The Riviera hole in the ground 12:48 Sphere's first Spanish act 14:25 Blockbuster Wizard of Oz ticket sales - $1 billion? 16:17 Rumored layoffs at MGM resorts & executive shakeup 17:42 Slow times = lost jobs 19:46 How the wealthy are propping up Las Vegas Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

Patrick McKenzie is joined again by Kelsey Piper, who has co-founded "The Argument" to revive principled liberal discourse after witnessing how coordinated social media campaigns replaced substantive disagreement in newsrooms. Their conversation traces this institutional breakdown from media to government, examining how DOGE's spreadsheet-driven governance nearly destroyed PEPFAR, America's most successful foreign aid program that had driven infant coffin manufacturers out of business across Africa. The discussion ultimately argues that rebuilding both effective journalism and competent governance requires returning to the hard work of engaging with ground-level reality rather than managing online narratives.–Full transcript available here: www.complexsystemspodcast.com/prestige-media-new-media-with-kelsey-piper/–Sponsor: This episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:The Argument https://www.theargumentmag.com/–Timestamps:(00:00) Intro(00:31) The Argument(03:19) Challenges in modern journalism(06:42) The impact of social media on discourse(13:37) The role of Substack and independent media(20:13) Sponsor: Mercury(21:30) The role of Substack and independent media (part 2)(30:59) The PEPFAR program and its importance(44:01) Impact of US aid cuts on global mortality(45:25) Substitution efforts and their limitations(47:54) PEPFAR's partial continuation and challenges(51:21) Consequences of administrative decisions(54:28) Elon Musk's influence and government actions(01:00:14) Challenges in government accountability(01:15:47) Reforming administrative processes(01:24:45) The role of community input in development(01:28:28) The power of constituent voices(01:30:15) Wrap

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Analytic Dreamz dives into Borderlands 4's chaotic September 12, 2025, release by Gearbox Software and 2K Games on PS5, Xbox Series X/S, and PC via Steam/Epic—Switch 2 port hits October 3. Set on dystopian Kairos, this darker "soft reboot" trades Borderlands 3's memes for grounded resistance vibes, boasting 20-25 hour main story, 50-60 with sides, and 120-170 completionist runs. Sales exploded: 1M+ on Steam in days, another 1M+ consoles pre-Switch, 5M units in 48 hours (franchise-fastest), pushing lifetime totals past 100M ($150M+ revenue). Peak concurrents hit 304,398 (#46 Steam all-time), outpacing Hollow Knight: Silksong's 587,150 but at $70 vs. $20.Critics laud Metacritic 84/PC and OpenCritic 85 ("Mighty" top 7%) for exhilarating gunplay, loot depth, seamless open world (no loading zones), and co-op—IGN 8/10, GameSpot 7/10 praise mobility like double-jumps, grappling, and hybrid "Licensed Parts" weapons blending 8 manufacturers. Bosses demand 10+ minute multi-phase mechanics, not sponges. But "Stutterlands 4" memes rage over Unreal Engine 5 woes: PC stuttering, RTX 4090 FPS drops, crashes, memory leaks; consoles locked at 70° FOV, no motion blur toggle. Day 1 patch helped, but corrupted saves, UI glitches persist—Steam reviews "Mixed."Controversies fuel toxicity: Pre-launch EULA "spyware" rumors (debunked), Pitchford's "$80 real fans" tweet sparking piracy threats, $130 Super Deluxe skimping DLC vs. BL3's $100 Ultimate. Post-launch, Pitchford's "build your own engine" clapback ignited review-bombs. Community splits on Reddit/X: Co-op bliss and Easter eggs (Noisy Cricket, bobbleheads) vs. bland villain, pricing gripes. Analytic Dreamz unpacks if patches salvage this loot-shooter gem amid franchise highs and dev drama—tune in for the full fallout.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Bitcoin to $200K & Ethereum to $15K? The broader crypto market is back in the spotlight as big names and institutions make bold moves. Fundstrat's Tom Lee predicts “monster gains” for BTC and ETH if the Fed delivers rate cuts, while Mike Novogratz doubles down on his long-term Bitcoin bullishness. Meanwhile, PayPal is expanding crypto payments and peer-to-peer transfers, signaling a push toward mainstream adoption. On the regulatory front, the Bank of England is considering a cap on stablecoin use, and U.S. lawmakers are meeting with crypto executives to discuss President Trump's proposed Bitcoin reserve. With market volatility rising and global policy shifts underway, the question is clear: are we on the verge of the next big rally or a new era of regulation?

At 27, Luke and Hannah are ahead of the curve with a $200K net worth. But after selling their first home and buying both a new house and a rental, reality hasn't matched the passive-income brochure. We unpack their financial wins, their $100K windfall, the risks of carrying two mortgages, and how family planning fits into the picture. Learn what happens when financial goals collide with real life - and how to prioritize what really matters. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

You got here by being the go to expert who does it all. That same approach is now the ceiling. In this episode, I show you what must change in your offer, operations, team, and mindset so your firm can run without you. We also check back in with our fictional consultants Riley and Jean. Same talent, very different weeks. Which one sounds like you right now? Want help applying this to your firm Book a 90 minute Intensive. NatalieMBA.com/intensive Decisions and a plan in one session, plus my Sales Forecast Tool and a focused Game Plan. ***Clarity Guarantee. Not worth the investment? Request a full refund within 24 hours.

Most contractors tiptoe around money, and it's killing their profits. In this episode, Derek Johnson and Tim Cutroni rip the curtain back on why talking openly about money is the #1 skill you need if you want to stop financing your client's projects.They share raw stories about deposits, draws, and payment schedules, plus how to stop being afraid of giving real numbers to customers. You'll hear:Why deposits and progress draws protect your businessHow to talk about price without losing authorityBreaking the generational mindset that “money talk” is tabooHow transparency in pricing actually shortens your sales cycle

This week on That Sober Guy Podcast, we’re sitting down with Corey Warren, a guy who proves that sobriety doesn’t have to be boring and that vulnerability is actually a superpower. Corey’s not out here spitting drug facts or throwing scare tactics at people. Instead, he shares his own messy, real-life journey while breaking down the very real dangers of alcohol, drugs, vaping, and pills. But it doesn’t stop there, Corey also leans into the conversations most people avoid: mental health, peer pressure, and the never-ending battle of knowing your own worth. With over 200K followers on Instagram (@icoreywarren), Corey’s creative videos are reaching people across the world who are ready to step away from alcohol and step into freedom. He’s not afraid to laugh at himself, keep it raw, and show you that life on the other side of drinking is not only possible, it’s actually pretty damn fun. We swap stories, talk about the power of getting honest, and even have a few laughs at the ridiculous things we used to think were “normal” when drinking.

Patrick McKenzie (patio11) is joined by Emmett Shear, co-founder of Twitch, former interim CEO of OpenAI, who now runs Softmax AI alignment. Emmett argues that current AI safety approaches focused on "systems of control" are fundamentally flawed and proposes "organic alignment" instead—where AI systems develop genuine care for their local communities rather than following rigid rules. –Full transcript available here: www.complexsystemspodcast.com/ai-alignment-with-emmett-shear/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.com Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Softmax - https://www.softmax.com/–Timestamps:(01:26) Understanding AI alignment(04:42) The concept of universal constructors(13:45) AI's rapid progress and practical applications(19:08) Sponsor: Mercury(20:19) AI's impact on work(34:59) AI's sensory and action space(42:10) User intent vs. user request(44:35) The illusion of a perfect AI(49:57) Causal emergence and system dynamics(55:19) Reflective and intentional alignment(01:01:08) Engineering challenges in AI alignment(01:04:15) The future of AI(01:26:40) Wrap

Today we dive back into pensions for incorporated professionals. On this ride, we compare and contrast 2 good pension options: the individual pension plan (IPP) and the Healthcare of Ontario Pension Plan (HOOPP).For today's chat I'm happy to welcome Sean Wilson (CFP, CIM), founder of Moraine Wealth Advisory, and Navaz Cassam, president & chief actuary of GBL Inc.HOOPP vs IPP White Paper:https://morainewealth.com/blog/hoopp-vs-ipp/Discussion points:- overview of pensions (1:45)- introduction (2:42)- what is a defined benefit (DB) pension plan? (4:38)- the DB pension formula (5:20)- establishing earnings for a pension plan (8:03)- pension eligibility (9:43)- pension plan contributions (11:43)- why are extra contributions helpful? (14:40)- IPP special contributions (19:10)- impact of disability (21:23)- IPP investing - DIY & control (21:50)- IPP costs (26:32)- flexibility & control in a pension plan (28:03)- withdrawing from a pension (32:46)- terminal funding (33:54)- considerations for a retirement compensation arrangement (36:36)- indexing the defined benefit to inflation (38:40)- IPP projections - starting age 40 with $200K of T4 income (40:18)- who shouldn't consider a pension? (45:37)- closing thoughts (47:38)Yatin ChadhaNYGH Fundraiser: https://donate.nyghfoundation.ca/site/TR/Events/Rally_in_the_Ravine?px=1561359&pg=personal&fr_id=1310LinkedIn: Yatin Chadhabeyond Radiology:https://beyondradiology.thinkific.com/products/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseSean Wilsonhttps://morainewealth.com/https://www.linkedin.com/in/sean-m-wilson/Navaz Cassamhttps://www.linkedin.com/in/navaz-cassam-0b025716/

We heard your feedback, and today on Your Money, Your Wealth® podcast number 546, Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing retirement for the not-so-fat wallets: Joe and Masako in Washington state and Reid in Indiana have less than a million saved. Can they still accomplish their retirement goals in their 60s? Mr Buckeye in Ohio and Old Macdonald in Maine have less than a million saved, and Curt in Pennsylvania has less than $1.5 million saved. Can they retire early - in their 40s and 50s?    Free financial resources & episode transcript: https://bit.ly/ymyw-546 DOWNLOAD The Going Solo Guide WATCH Going Solo: Navigating Your Financial Future Single on YMYW TV CALCULATE your free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:36 - We're 59 and 65 with Less than $1M. Can We Still Accomplish Our Retirement Goals? (Joe and Masako, WA state) 08:18 - We're 33 with $200K. Can We Retire at 65 and Spend $159K/Year? (Reid, IN) 15:58 - Calculate your Free Financial Blueprint 16:32 - We're Early 40s With $795K. Can We Retire at 55? (Mr Buckeye, OH) 28:38 - Watch Going Solo: Navigating Your Financial Future Single YMYW TV, Download the Going Solo Guide 29:25 - I'm 43 With $50K and a Paid Off House. Can I Retire ASAP? (Old MacDonald, Limington, Maine) 37:35 - I'm 35 With $1.4M. Can I Retire at 45 and Spend $75K/year? (Conshohocken Curt, PA) 49:04 - Next Week on the YMYW Podcast 49:23 - YMYW Podcast Outro

Three land investors, three powerful lessons. Shelby pushed through six months with no deals before hitting a $300k profit. Logan turned his very first deal into $60k by daring to subdivide. And Landon went all-in, scaling to a seven-figure land business. These real stories prove that success in land investing comes from persistence, creativity, and mindset.================================ 

A client paused their marketing in Q2 to save money—and by Q3, they were down $200,000 in expected revenue. In this episode of Builder Funnel Radio, Spencer Powell unpacks why stopping marketing kills momentum, what it costs long-term, and smarter ways to handle being “too busy” without cutting the very thing driving growth.

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The Lull is Real. Don't Panic.In this episode, Derek and Tim dive into the seasonal slowdown that every contractor faces. When the phones stop ringing as much and it feels like all you're hearing is “no,” it's easy to think you're doing something wrong.But here's the truth: this is a normal cycle. Kids go back to school, families finish summer vacations, and homeowners hit pause on big projects. That doesn't mean your business is broken. It means you're in the lull.We'll break down:Why “no” isn't always a bad thingHow to recognize normal cycles vs. real sales issuesThe importance of pre-qualifying leads so you don't waste timeHow to use slow periods to regroup, sharpen your skills, and spend time with familyRemember, this isn't failure. It's part of the fight. Stay the course, stick to your process, and the yeses will come.⏱ Chapters:00:00 – Intro01:00 – Why “no” happens more this time of year03:00 – Story of a DIY gone wrong pond project06:30 – Viral videos and unqualified leads07:30 – Taking more “nos” than “yeses”09:30 – Why “the lull” is normal every year10:40 – How to handle the cycle and push through============================================================☎️ Sick of spinning your wheels and wondering where the money's going? If your business is already over $200K, you don't need another “tip”, you need a plan. Book a 15-minute Growth Call with our team and we'll cut the bullsh*t, look at where you're bleeding, and show you what's possible when you take control.→ Book your call here: https://go.thecontractorfight.com/15min-free-call============================================================== Rate the Podcast == Help your fellow contractors find the podcast! Please leave a rating/review. Apple Podcasts Spotify

In this episode of Healthy Mind, Healthy Life, host Sana speaks with Sarah Stahl—marketing veteran, tourism leader, and entrepreneur—about the mental resilience required to take big risks and create meaningful change. Sarah shares her journey from a secure role as a DMO director to scaling a rural treehouse glamping resort from $200K to nearly $1M, and eventually launching her own business helping vacation rental owners build independent brands. This candid conversation dives deep into reframing fear, recognizing when security is a mirage, and learning to trust your gut. Sarah also shares practical mindset tools, including the life-changing principles from The Four Agreements, and how to navigate the uncertainty that comes with leaving comfort zones behind. Whether you're contemplating a career leap or facing a personal turning point, this episode will equip you with actionable insights to move forward with courage and clarity. *Note from the host - "In the beginning, I mistakenly mentioned that we need to be forearmed before forewarned. It should be forewarned is forearmed" About the Guest   Sarah Stahl is an entrepreneur, brand strategist, and former tourism director who has helped businesses—from local glamping resorts to vacation rental owners—grow with independence and sustainability. After 15 years in marketing and 7 years in tourism, she now focuses on empowering owners to thrive without third-party dependence. Her approach blends marketing expertise, life experience, and intuitive decision-making. Key Takeaways   True risk-taking is less about having a perfect plan and more about cultivating trust in yourself. Leaving a secure role can feel terrifying, but it can also unlock your greatest potential. Imposter syndrome is often the voice asking, “What if I fail?”—challenge it by taking action anyway. The Four Agreements—be impeccable with your word, don't take things personally, don't make assumptions, and always do your best—are powerful mindset tools for resilience. Security in business or employment is often a mirage; real security comes from self-trust and adaptability. Surround yourself with a diverse community to expand perspective and practice empathy. Your energy—whether confident or fearful—shows up in your communication and relationships. Progress often comes from small, consistent steps rather than giant leaps. Connect with the Guest   Website: www.sarahstahl.com Want to be a guest on Healthy Mind, Healthy Life?   DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik CHECK PODCAST SHOWS & BE A GUEST:   Tune to all our 19 podcasts: https://www.podbean.com/podcast-network/healthymindbyavik Subscribe To Newsletter: https://healthymindbyavik.substack.com/ Join Community: https://nas.io/healthymind OUR SERVICES   Business Podcast Management - https://ourofferings.healthymindbyavik.com/corporatepodcasting/ Individual Podcast Management - https://ourofferings.healthymindbyavik.com/Podcasting/ Share Your Story With World - https://ourofferings.healthymindbyavik.com/shareyourstory STAY TUNED AND FOLLOW US!   Medium - https://medium.com/@contentbyavikYouTube - https://www.youtube.com/@healthymindbyavikInstagram - https://www.instagram.com/healthyminds.pod/Facebook - https://www.facebook.com/podcast.healthymindLinkedIn Page - https://www.linkedin.com/company/healthymindbyavikLinkedIn - https://www.linkedin.com/in/avikchakrabortypodcaster/Twitter - https://twitter.com/podhealthclubPinterest - https://www.pinterest.com/Avikpodhealth/ SHARE YOUR REVIEW   Share your Google Review - https://www.podpage.com/bizblend/reviews/new/ Share a video Testimonial - https://famewall.healthymindbyavik.com/ #podmatch #healthymind #healthymindbyavik #wellness #HealthyMindByAvik #MentalHealthAwareness #StorytellingAsMedicine #PodcastLife #PersonalDevelopment #ConsciousLiving #GrowthMindset #MindfulnessMatters #VoicesOfUnity #InspirationDaily #podcast #podcasting #podcaster #podcastlife #podcastlove #podcastshow #podcastcommunity #newpodcast #podcastaddict #podcasthost #podcastepisode #podcastinglife #podrecommendation #wellnesspodcast #healthpodcast #mentalhealthpodcast #wellbeing #selfcare #mentalhealth #mindfulness #healthandwellness #wellnessjourney #mentalhealthmatters #mentalhealthawareness #healthandwellnesspodcast #fyp #foryou #foryoupage #viral #trending #tiktok #tiktokviral #explore #trendingvideo #youtube #motivation #inspiration #positivity #mindset #selflove #success

Most contractors are wasting thousands on marketing that doesn't make them a dime. Why? Because they don't track their Customer Acquisition Cost (CAC).In this episode, Tom breaks down:- The formula to calculate your CAC- Why “busy but broke” means your CAC is too high- The fastest ways to lower CAC (speed-to-lead, better targeting, sales process fixes)- How to know which lead sources to double down onChapters:00:00 – If you don't know your CAC, you're not running a business02:00 – Why tracking CAC shows if your marketing actually works05:20 – Math breakdown: $5K ad spend → 10 jobs09:30 – Signs your CAC is too high15:40 – How discounts kill your profits20:15 – Tips to lower CAC (speed-to-lead, tracking, targeting, reviews, sales process)28:00 – Why you're winging it if you don't know your CAC============================================================☎️ Sick of spinning your wheels and wondering where the money's going? If your business is already over $200K, you don't need another “tip”, you need a plan. Book a 15-minute Growth Call with our team and we'll cut the bullsh*t, look at where you're bleeding, and show you what's possible when you take control.→ Book your call here: https://go.thecontractorfight.com/15min-free-call============================================================== Rate the Podcast == Help your fellow contractors find the podcast! Please leave a rating/review. Apple Podcasts Spotify

In this episode, Tim and Derek dive deep into the uncomfortable moments that test contractors daily—both in business and life. From tech frustrations to difficult sales conversations, they highlight how discomfort is a necessary catalyst for growth and success. If you're stuck in a rut, it's likely because you're avoiding the uncomfortable steps that push you forward.In this episode Tim and Derek discuss:The real reason most contractors struggle: a lack of willingness to get uncomfortableTheir own tech struggles as a metaphor for business challengesWhy embracing discomfort in sales, communication, and leadership is essentialThe danger of getting too comfortable and stagnant in business practicesHow fear of looking foolish prevents growth and improvementThe role your significant other plays in your journey and how to bring them alongThe impact of changing personal habits and how they affect your relationshipsWhy consistent communication with your partner is crucial when you're growing your businessOvercoming the fear of role-playing and uncomfortable conversations in salesUnderstanding that discomfort is often the gateway to breakthrough=============================☎️ Sick of spinning your wheels and wondering where the money's going? If your business is already over $200K, you don't need another “tip”, you need a plan. Book a 15-minute Growth Call with our team and we'll cut the bullsh*t, look at where you're bleeding, and show you what's possible when you take control.→ Book your call here: https://go.thecontractorfight.com/15min-free-call=============================== Rate the Podcast ==Help your fellow contractors find the podcast! Please leave a rating/review.Apple PodcastsSpotify

In this episode of The Contractor Fight, Tom breaks down real contractor truck wraps submitted by fighters just like you. He exposes the good, the bad, and the downright embarrassing mistakes contractors make when they slap their name on a vehicle.You'll hear:Why your truck is a moving billboard (and how most of you waste it)Tom's 5-point checklist for evaluating a wrap designReal-life examples of what works and what fails at 60mphHow your wrap, website, and branding must all connect