Podcasts about 200k

Bradley sits down with two Erikas — Erika Augustine, who runs The David Prize, and Erika Sasson, a winner of said prize — about why $200K, no-strings grants can unlock long-horizon, relationship-driven change in NYC. They get into Sasson's restorative-justice work on serious harm and why apologies, agency, and community can lower future violence better than ever-longer sentences. Bradley also floats an AI-sentencing thought-experiment, sparking a sharp debate about bias, deterrence, and what justice is actually for. New Yorkers can throw their hats in the ring at thedavidprize.org, initial deadline is Nov 17 for their 2025 open call for visionary ideas. This episode was taped at P&T Knitwear at 180 Orchard Street — New York City's only free podcast recording studio.Send us an email with your thoughts on today's episode: info@firewall.media.Be sure to watch Bradley's new TED Talk on Mobile Voting at https://go.ted.com/bradleytusk.Subscribe to Bradley's weekly newsletter and follow Bradley on Linkedin + Substack + YouTube.

Let me introduce you to two people who didn't even have a place to call their own home at the beginning stages of their photography journey, but then after joining my coaching program The Business Blueprint, they worked their way all the way to MULTIPLE six figures, 5Xing their prices, and gaining a career that allowed them to prioritize their family life. Click play to hear how they did it, and listen to their wild story.⭐️Nathan's Signature Coaching Program:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THE BUSINESS BLUEPRINT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️Questions about the Business Blueprint? Email info@nathanchanski.co to chat with Nathan directly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this episode, Keval Shah shares how he scaled his SEO agency, Inbound Pursuit, to over $200K/month using organic content, no ads, no cold outreach. He explains the tactics that helped him grow a 55K+ following on X and how he turns that audience into high-paying e-commerce clients. We also unpack what's working in SEO right now, why top-of-funnel content is dying, how to rank in AI-generated results, and how his team landed $24K in sales directly from ChatGPT. If you want real-world, revenue-focused SEO and marketing strategies, you'll take away a ton of actionable insights from this conversation. Sponsor: 201 Creative Get your FREE GEO Snapshot today! - https://201creative.com/geo-snapshot/?utm_source=niche_pursuits_podcast&utm_medium=audio&utm_campaign=geo_snapshot_launch&utm_content=show_notes Links & ResourcesLearn more about Inbound Pursuit: https://www.inboundpursuit.com/ Keval's X account: https://x.com/seokeval His LinkedIn: https://www.linkedin.com/in/keval-shah-518089297 Ready to join a niche publishing mastermind, and hear from industry experts each week? Join the Niche Pursuits Community here: https://community.nichepursuits.com Be sure to get more content like this in the Niche Pursuits Newsletter Right Here: https://www.nichepursuits.com/newsletter Want a Faster and Easier Way to Build Internal Links?  Get $15 off Link Whisper with Discount Code "Podcast" on the Checkout Screen: https://www.nichepursuits.com/linkwhisper Get SEO Consulting from the Niche Pursuits Podcast Host, Jared Bauman: https://www.nichepursuits.com/201creative

Hey there! I'm Kate from Hello Funnels, and in this episode of The Doing It Online podcast, I'm breaking down the math that changes everything.If you've been chasing volume, running yourself ragged trying to make enough sales to hit your revenue goals, this episode is going to blow your mind.Because here's the truth: you can have the best offer in the world, but if your numbers don't work, your business doesn't work.I'm a self-confessed spreadsheet nerd, and I've learned that different business models have different numbers that matter. And knowing what those numbers are—and how to use them—can literally be the difference between hitting your goals and wondering why nothing's working.So today, I'm walking you through the most important numbers you need to know if you want to create, fill, and scale a profitable group program in 2026. Including the math that shows you why you need about 10X fewer sales to hit $200K with a Leveraged Live Experience versus a traditional course.This is the episode that's going to make you go, "Wait, THAT'S all I need to sell?"Let's dive in!Ready to make the numbers work for you?Doors are open now for The Pivot Project—our 4-week live intensive where we help you design, structure, and launch your own profitable group program. We start this week and early bird pricing ends Friday!Save your seat here: hellofunnels.co/pivot

What if the secret to doubling your sales wasn't about doing more, but about doing less — and doing it intentionally? In this episode, Nicole shares how she transformed her business by breaking free from the content hamster wheel and focusing her energy on what truly moves the needle. She opens up about the fear-driven patterns that keep entrepreneurs in overdrive — from anxious action to creative burnout — and how regulating your nervous system can completely change how you show up and make decisions. Nicole also reveals the turning point that led her to reimagine her entire content strategy, turning one hour of focused work per week into over $200K in annual sales. You'll hear the real story behind how she built an evergreen content machine using her podcast as the hub — a system that lets her stay visible, consistent, and connected to her audience without being glued to social media. She also explains why short-form trends rarely build trust, and how long-form storytelling can establish your authority faster and more authentically than you might think. If you're tired of chasing the algorithm, feeling scattered, or wondering how to create meaningful momentum with less stress, this episode will show you a new way to grow your business — one that's grounded, intentional, and deeply aligned with who you are. Tune in now! Learn more about your Human Design and get your full chart for free at https://www.nicolelaino.com/chart Register for the upcoming free 5-day masterclass, The Authority Accelerator in HD: Create Your Million Dollar Message in 5 Days Using Human Design at https://www.nicolelaino.com/masterclass   Learn more about the Business By Design Mentorship at https://nicolelaino.com/enroll   Be sure to visit nicolelaino.com/podcastlinks for all of the current links to events, freebies, and more!    If you enjoyed this week's episode, I'd so appreciate you doing a few things for me:  Please subscribe to the podcast on Apple Podcasts, Spotify, or wherever you listen! Rate and review the podcast on Apple Podcasts.  Tag me @nicolelainoofficial on your IG stories with a story of you listening to the podcast and I'll make sure to share your post!  Interested in learning more about working with me? Click here to learn more about how we can work together.   

This week's episode is a full-court press of sports drama, legal chaos, and one very ambitious pickle. We kick things off with Mark Sanchez finally getting the boot from Fox — no butt fumble required this time. Then it's off to the courtroom, where Damon Jones pleads not guilty and posts a $200K bond backed by his parents' house. Antonio Brown? Arrested in Dubai, extradited to Jersey, and still dodging a bond deal he had waiting for him. If convicted, he's staring down 15 years. Emmanuel Clase and Luis Ortiz are facing federal charges for allegedly rigging pitches to help gamblers cash in — and the prison time is no joke.   Cowboys DE Marshawn Kneeland's tragic death shakes the league, with heartbreaking details emerging about his final hours.   NCAA betting scandals explode across New Orleans, Mississippi Valley State, and Arizona State — locker room whispers, rigged spreads, and fantasy fraud.   Jamal Anderson arrested for domestic violence in LA, with disturbing allegations and a $50K bail.   And the biggest pickle of the week? Donald Trump wants his name on the new Washington Commanders stadium. From threatening deals to RFK nostalgia, it's a branding blitz wrapped in political theater.From Dubai extraditions to college hoops corruption, this episode's got more twists than a fantasy parlay. Tune in for the breakdown, the satire, and the biggest pickle in sports.Follow the show at iapradio.com

NAR projects membership will drop by 200K in 2026 — and with an 87% agent failure rate, the market is unforgiving. In this video, Tom breaks down the #1 roadblock stopping agents from reaching their potential — and the proven process top performers use to win. If you're ready to track your numbers, run plays that work, and build consistency, watch now.

Send us a textDr. Latifat shares how she went from –$200K to seven figures in 5 years. Learn the mindset, systems, and principles every woman physician needs to automate wealth, build peace, and take control of her money—without more hustle or shameShe also discussed how how brand new program 6 to 7 will be helping more women physicians automate their path to 7 figures www.moneyfitmd.com/6to7 for more details. Key TakeawaysThe first million is always the hardest—but once you build momentum, wealth compounds faster than you think.Money isn't the end goal; it's the raw material that gives you choice, freedom, and peace.Debt freedom—not just being debt-free—is what allows your money to work for you instead of the other way around.The emotional side of money—fear, guilt, and anxiety—can silently block your growth more than any spreadsheet.With the right structure, strategy, and community, you can automate your path to seven figures and beyond.

Mentor Sessions Ep. 038: James Check on 2025 Bitcoin Bear Market Paradox, Great Rotation Bullish Selling, Cycle-Breaking Outlook & 200K Price PotentialIs Bitcoin in a "modern bear market" up 7.8% YTD despite massive $290B old coin sell-offs? On-chain expert James Check from CheckOnChain reveals why 2025 price action defies expectations, with 63% supply cost basis above 95K creating a "top-heavy" plunge risk to 80s—yet silent institutions absorb billions in "bullish selling" for a great rotation slingshot. In this BTC Sessions interview, Check breaks down paradoxical sentiment (Google Trends at all-time lows), why the 4-year cycle is dead as Bitcoin transitions to macro asset, derivatives shift (options now dominate futures for volatility explosions), treasury mania "smoldering ruins," AI bubble black swan printing trillions, and bull case for 150K fair value exploding to 200K+ fast. Essential Bitcoin price analysis for 2025: Bear firepower fails, sellers evaporate—stack now or get screwed? Don't miss this deep dive on on-chain data, macro traps, and why bears are "really, really wrong" for max pain upside.Chapters:00:00 Teaser & Intro00:01:31 Bear Case Setup00:02:35 Monthly Expectations Defied00:03:11 UTXO Cost Basis Analysis00:04:17 Bullish Selling Phenomenon00:05:19 Bearish Sentiment Reasons00:07:08 Institutional Buyers & Demand00:09:03 Supply Side Indicators00:10:55 Great Rotation Explained00:12:18 IPO Moment Challenge00:17:54 Future Growth & Capital Inflows00:18:42 Bear Market Drawdown Risks00:21:28 Psychological Hurdles Post-100K00:25:24 New vs Old Bitcoiners Psychology00:29:30 Broader Macro View00:33:13 M2 Chart Dismissal00:38:55 States Jumping In00:42:02 Treasury Companies Mania00:51:28 Derivatives Market Rundown00:57:40 Black Swan Events & Bull Case01:12:13 Outro & PlugsAbout James Check:On-chain Bitcoin analyst, founder of CheckOnChain newsletter—delivering data-driven insights on supply, sentiment, and market structure.X.com: @_Checkmatey_CheckOnChain: checkonchain.comCheck previous ep with Tom Luongo: https://youtu.be/5oS4sop9t2Y

You don't need more time, you need a moat. In part two of this conversation with Pace Morby, we dive into how to turn fear into forward momentum, future-proof your income as AI reshapes entire industries, and why masterminds and proximity are the fastest way to reinvent yourself. He also shares where to put money now (and what to avoid), how to replace the average U.S. income with three co-living rentals, and the rule for getting in rooms that will change your life. Get ready to invest only where demand is undeniable.  Check out our Sponsors: SKIMS - I finally tried SKIMS and I get all the hype. Shop SKIMS Fits Everybody collection at SKIMS.com and let them know we sent you in the dropdown after checkout. Brevo - the all-in-one marketing and CRM platform designed to help you connect with customers and grow your business. Get started for free today - go to www.brevo.com/happy Blinds.com - Blinds.com makes it easy to get the designer look without the showroom markups. Get an exclusive $50 off when you spend $500 or more with code EARN at checkout. Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at Shopify.com/happy Headway - the #1 daily growth app that delivers key insights from the world's best non fiction books in bite sized 15 minute reads and audio. Save 25% off when you go to  makeheadway.com/happy. HIGHLIGHTS 00:00 How do you outsmart your brain when it wants to play safe? 08:45 The one belief Pace wants his kids to inherit. 17:15 Where to start investing if you have $0 to $200K. 21:00 Why should you learn to buy without using your own money? 24:00 How universal income could reshape the housing market. 29:45 Tips to build wealth in the automation era. 34:00 How stipends and assistance intersect with real-estate strategy. 38:15 The co-living playbook that replaces a full income with three homes. 46:00 The rooms and relationships that expand your future. RESOURCES Learn more about Creative Nation Tour HERE Join the Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow Chris: @chriswharder Follow glōci: @getgloci Follow Pace: @pacemorby

Most people freeze when they feel fear. The successful ones use it as jet fuel. In part two of this conversation with Pace Morby, we dive into how to turn fear into forward motion, invest where AI can't compete, and build income streams that last. Pace shares where to put your money now, how three co-living rentals can replace the average household income, and why getting in the right rooms is the ultimate shortcut to growth. Get ready to protect your freedom, multiply your momentum, and future-proof your wealth starting today.   HIGHLIGHTS 00:00 How do you outsmart your brain when it wants to play safe? 08:45 The one belief Pace wants his kids to inherit. 17:15 Where to start investing if you have $0 to $200K. 21:00 Why should you learn to buy without using your own money? 24:00 How universal income could reshape the housing market. 29:45 Tips to build wealth in the automation era. 34:00 How stipends and assistance intersect with real-estate strategy. 38:15 The co-living playbook that replaces a full income with three homes. 46:00 The rooms and relationships that expand your future.   RESOURCES Learn more about Creative Nation Tour HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Pace: @pacemorby

If competitors are scaling to $50K, $100K, or $200K months on Instagram, the platform isn't dead—your strategy is. In this episode of Running With Wolves, Savannah Jordan explains how people actually consume Instagram in 2025, why old strategies no longer work, and what you need to do instead. She walks through how both product- and service-based businesses can create demand, handle objections in their feed, stand out with bold opinions, and position themselves differently to turn Instagram back into a sales machine.   To apply to work with Savannah, click HERE or to message her on Instagram with a question, click HERE.

Bitch, That's Not Scaling: My 6+ Figure Framework for Spiritual EntrepreneursIf you plan to make MONEY MONEY, impact, and freedom in the next 12 months, you need to listen to this episode right now.If you're making under $200K/year in business, this is EXACTLY why.In this 40-minute training, I break down my ACTUAL signature framework for building a scalable 6-figure spiritual healing-based business the REAL work behind going from $100 and broke to a global brand making 7 figures.Not the manifesting bullshit. The ACTUAL process. TANGIBLE.✅ The 4 pillars of scaling: energy, identity, foundations, and embodiment✅ Why cleaning up your subconscious programming and shadows is non-negotiable for business success✅ How to create YOUR signature copyrighted process (not steal someone else's)✅ Why group coaching scales and 1:1 doesn't✅ How to run high-standard containers where people actually get results✅ The difference between authentic embodiment and performing✅ Self-leadership and decision-making like a CEO✅ How to be magnetic by operating from conviction and clarity✅ My journey from $100 VA business to 7-figure global brand (the REAL story)You THINK you're scaling but you're actually just burning out.You're asking EVERYONE else what to do, offering free clarity calls, and making decisions from fear and lack.You're adding more 1:1 clients. Posting more content. Working harder.That's not scaling. That's suffering.

Russ has started and sold multiple companies over 30 years, but his Dynamic Signal journey will change how you think about product-market fit. They had $5M ARR selling influencer marketing software. Then Russ told investors to pretend the $5M didn't exist and bet on a $200K pipeline instead. That pivot led to 600 Fortune 2000 customers and an exit at $50M ARR. Now building his AI measurement startup Larridin, Russ shares why being a repeat founder creates a different problem—everyone tells you your idea is great even when it's not. His solution? Don't believe anything until someone writes a check.Why You Should Listen:Why he walked away from $5M ARR to pursue a $200K pipeline.How emergent user behavior revealed a $50M business.Why "everyone loving your idea" means nothing.Why finding product-market fit is only step 1.Keywords:startup podcast, startup podcast for founders, Dynamic Signal, Russ Glass, product-market fit, enterprise sales, employee advocacy, pivot strategy, B2B SaaS, influencer marketing00:00:00 Intro00:01:36 30 years of Silicon Valley startups00:03:05 Dynamic Signal's original idea00:07:29 The emergent behavior that changed everything00:15:38 Walking away from $5M ARR to pursue a $200K opportunity00:18:23 Why product-market fit is never final00:22:14 Selling Dynamic Signal 00:24:30 Starting Laridin00:36:34 Raising $17M as a repeat founder—why everyone says yesSend me a message to let me know what you think!

This week on HerMoney's special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She's a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.” As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it's a journey of intentional joy, family memories, and budgeting for what really matters.

This episode takes us on Gladys' powerful financial journey, starting with the wake-up call that came after the birth of her son.

Join BWE Academy® + 4 Week Live Intensive:https://breadwinnerenergy.co/academyJOIN THE FREE COMMUNITY VAULT: https://www.skool.com/breadwinner-energy-club-7485You're stuck at $2-5K months. You have REAL gifts. But you can't seem to break through to consistent $10K+ months, let alone 6 figures.Let me tell you why: It's not your strategy. It's your DECISIONS.In this episode, I'm breaking down the 4 CRITICAL decisions that separate spiritual entrepreneurs who stay stuck at low ticket, scattered offers from the ones who build scalable 6-figure empires.If you're a healer, intuitive coach, energy worker, or spiritual entrepreneur who's tired of:Posting inspirational content that gets likes but no salesOffering $33 readings and $77 bundles that don't add up to real moneyTreating your business like a hobby you hope takes off "one day"Making decisions from fear instead of embodied CEO energyThis episode is for you.→ Spiritual entrepreneur business strategy for scaling to 6 figures → How to niche down as a healer without leaving people out → Creating a signature coaching framework from lived experience → Building scalable group programs for spiritual coaches → Embodied CEO mindset and decision-making → Why inspirational content doesn't convert to sales → The difference between treating your business like a hobby vs. running it like a CEO → Nervous system capacity for holding bigger business + income✅ You're a spiritual entrepreneur, healer, intuitive coach, or energy worker ✅ You're making under $100K/year (probably $2-5K months) ✅ You have random low-ticket offers that don't build a funnel ✅ You're stuck in 1:1 work and can't scale ✅ You make business decisions from fear, not embodied leadership ✅ You're ready to stop treating your business like a hobby

Grab our breakdown of the 5 Low-Cost Businesses That Make $1 Million: https://www.franchiseempire.com/lowcost?utm_source=nov062025This episode breaks down how we narrow 4,000+ franchise brands down to 4-6 best-fit options for each buyer. It dives into questions buyers should be asking themselves, how to filter by business type, how personal preferences and finances shape the options, and how Franchise Empire coaches candidates through the due diligence funnel, all the way from idea to signature.------------------Considering Investing In A Franchise?

Topics- Chris Rock's 40M settlement with Will Smith is a hoax- Former V.P. Dick Cheney dies at 84- Henry Winkler turns 80! His career is celebrated!- 2 Florida women attack married couple at a 7/11- Message in a bottle sent Aug 15, 1916 is found in Australia!- Shaq's 200K custom SUV is stolen during transport- Chaucey Billups rigged card shuffling machine is released to the public- MLB Pitcher Luis Ortiz is suspended for possible gambling ties to his pitching- World Series is decided in a dramatic 7 games! Congrats to the Dodgers- NFL week 9 is reviewed while week 10 is predicted by Jack

When a repetitive strain injury forced Jason Guy to hang up his paintbrush, he picked up a camera — and accidentally discovered a whole new career photographing women in a way that changes how they see themselves. Today, Jason runs a $200K-a-year boudoir business from Sonoma, California, photographing just four clients a month and handling every step himself — from first email to final album. His average client spends around $6,000, and some invest as much as $20,000 on their sessions and artwork. In this episode, he shares how he attracts health-focused, motivated clients without relying on censored ads, why his transparent sales process builds trust (and bigger orders), and the simple offline marketing tool that keeps his calendar full. This one's a masterclass in building a profitable photography business on your own terms — no hustle, no hype, just honest connection and consistent excellence. The post 641: Jason Guy – How 4 Clients a Month Became a $200K Photography Business appeared first on Photography Business Xposed - Photography Podcast - how to build and market your portrait and wedding photography business.

Episode theme: moving from waiting to receiving — embodying the Wildly Wealthy Woman who is the lender, not the borrower. Listen for: The $200K embodiment exercise (why planning it = receiving it) Seeing yourself as God's daughter and letting the Creator provide Stopping the “pigeonhole” of how money must arrive Practicing generosity now: I want it all and need none of it Daily taps + a journal prompt to live as the lender Chapters 00:00 Welcome & intention: from becoming → being 02:24 The $200K exercise (and why specificity accelerates receiving) 07:58 Releasing vs receiving: “the Creator rejoices when you receive” 12:31 Tapping revelation: receiving as God's daughter 18:05 Don't pigeonhole your blessings (wild & wondrous ways) 23:42 Identity shift: I am the lender, not the borrower 28:10 Embodiment in action: generosity, support, and nervous system safety 32:55 Journal prompt + tap-along 35:40 21 Days invitation + Black Friday waitlist Update timestamps after final edit if needed. Tap-Along Declarations I am God's daughter. I am fully supported in my purpose. I am the lender, not the borrower. I want it all, and I need none of it. I am whole and happy with what I have. Money and miracles arrive in expected and unexpected ways. I see God giving to me now. Journal Prompt (use daily this week) What does the version of me who is the lender (not the borrower) want me to know today?Optional add-ons: Where am I still waiting? Where can I receive now? What am I willing to let support me today? Try the $200K Embodiment Exercise Imagine $200,000 lands in your account today. List: Allocate it (debt, support hires, giving, investments, joy). Why each line matters. How your body feels once it's allocated.That feeling = the frequency that attracts it. Key Takeaways You don't wait for money to feel free; you feel free so money has a place to land. Receiving is a spiritual skill — and it delights the Creator. Stop deciding how it must come; open the channels. Generosity anchors the identity of the lender now (no amount is “too small”). Resources & Links Join 21 Days of Tapping, Prayer & Blessings (starts Nov 3): https://jackie-mcdonald.mykajabi.com/offers/3QEM3zQ5/checkout Black Friday Waitlist (exclusive deal + year-long receiving journey): https://jackie-mcdonald.mykajabi.com/bf2025waitlist Connect on IG: @thejackiemcdonald Tiktok: https://www.tiktok.com/@thejackiemcdonald Share the Love If this served you, leave a 5-star review and text this episode to 3 friends. The Wildly Wealthy Woman movement grows through you.

Have you ever wondered why some patients disappear after their first visit, while others become loyal advocates, booking regularly, referring friends, and engaging with your practice for years? In this episode of OMD TV & Podcast, Huyen Truong uncovers the real reason patients stay—or leave—and what you can do to keep them coming back. In this episode, you'll discover: ✅ Why focusing on retention (not just acquisition) can 2x–3x your clinic's revenue ✅ The emotional triggers behind patient loyalty—and how to use them ✅ The simple systems top-performing clinics use to boost repeat bookings and referrals ✅ Huyen's personal experience as a patient—and what it revealed how critical the first time patient experience is  ✅ A loyalty system you can model (no discounting required!) ✅ How just a 15% increase in repeat visits can add over $200K to your bottom line  

In this episode of the Call to Lead podcast, I made an executive decision to veer off our scheduled program to share my personal journey from being deep in debt to achieving financial freedom. Last week, I introduced the first part of a series about the three biggest things holding you back in your business, starting with your mindset around money. A listener's inquiry inspired me to delve deeper into this topic by revisiting an old episode where I detailed my exact money breakdown and recommended strategies for direct sales success. I shared not only my financial framework but also the layers of my personal testimony, explaining how I partnered with my husband and applied biblical principles to get out of debt. This episode includes valuable insights on managing your money as a small business owner, planning on your average income, and dividing your income into percentages to ensure sustainable financial growth. 00:00 Introduction and Executive Decision 00:22 Revisiting Money Mindset and Financial Testimony 01:21 The Journey from Debt to Financial Freedom 03:27 Sharing the Debt Snowball Strategy 08:10 Starting Network Marketing and Family Budgeting 14:35 The Four P's of Financial Management 25:43 Breaking Down Financial Recommendations 26:41 Allocating Income: The 50-25-15-10 Rule 28:16 Investing Back into Your Business 30:20 The Importance of Giving 32:42 Detailed Breakdown of Monthly Finances 36:03 Personal Spending and Family Contributions 40:27 Savings and Investments 42:57 Final Thoughts and Encouragement Episode Resources/References: ・Texting with Project Broadcast ・Easily Edit Your Videos + Podcast ・Get 50% off Stunning Emails ・Advent Reading Plan ・Bible App Connect with Heather: Called to Lead Telegram Community HeatherKBurge.com heatherkburge@gmail.com You can also text (912) 405-8912 any of these keywords to learn more: CONNECT (to stay in touch on all the things) PODCAST (to get a direct link to the Called to Lead Community)

Michael Assraf is building Flamingo, an open-source and AI-powered operating system for managed service providers. After exiting Vicarious in May 2024, he spent seven months on market research before writing a single line of code—conducting 15+ MSP interviews, mapping their complete tool stack economics, and testing distribution channels with a free community product. The research revealed a structural margin crisis: MSPs operate on 10-15% margins with 30% of revenue flowing to vendor payouts and 25-30% to technician labor. Meanwhile, private equity consolidation drives customer pricing down while legacy vendors raise prices. Michael closed a $2.2 million pre-seed in February 2025, built OpenMSP as a lead-gen vehicle that generated 1,000+ waitlist signups, and launched Open Frame with 70% of capital still in the bank. In this launch-day conversation, he breaks down why the $380 billion MSP market remains massively underinvested, how Facebook ads outperformed LinkedIn 5:1, and why he's giving away the core product while charging for hosted deployment. Topics Discussed: The seven-month research phase: 15+ MSP interviews, mapping 19 tool categories with pricing data, evaluating open source project maturity through commit frequency and VC backing MSP margin compression mechanics: 30% vendor payouts, 25-30% labor costs, 10-15% net margins being crushed by PE-driven consolidation and vendor price increases Building OpenMSP as distribution validation: four months before alpha, generated 1,000 waitlist signups and 200 Slack members while testing paid acquisition channels Why Facebook delivered 40%+ of leads at $6-8 CPL while outbound completely failed with IT-busy MSPs aged 25-50 in central US markets Launching with 70% of $2.2M pre-seed still in bank by solving for distribution and product-market fit before scaling headcount Open Frame's architecture: unified control plane over open source tools (RMM, SSO, zero trust) with dual AI agents—one for end users, one for technicians Offering both self-hosted (free, GitHub) and commercial SaaS (per-seat pricing starting January 2026) to build trust in an underserved market The MSP category opportunity: $380B market, 12% annual growth, 30-40K US MSPs, minimal VC-backed innovation against 20-year-old incumbents GTM Lessons For B2B Founders: Build lead-gen infrastructure before you have a product to sell: Four months before launching Open Frame, Michael shipped OpenMSP—a free tool that analyzes MSP tech stacks and suggests open source replacements. It wasn't a waitlist landing page; it delivered standalone value while capturing intent data. This generated 1,000 qualified signups and 200 Slack community members while simultaneously validating paid acquisition channels. By launch, he knew Facebook cost $6-8 per lead while outbound failed completely. Most founders build product first, then scramble for distribution. Michael inverted the sequence. Fire fast on sales hires in early stage, or don't hire them at all: Michael fired three VP Sales at Vicarious before learning the lesson: "The moment to bring salespeople is not when you are able to sell your product, is when someone else is able to sell your product." The critical test isn't whether the founder can close deals—founders sell vision and relationship. The test is whether a marketing person, SDR, or non-sales hire can generate revenue. Only then do salespeople accelerate an already-working motion. Hiring VP Sales at $50K ARR because the board wants "someone to own revenue" burns 12+ months and $200K+ learning this. Spend 6-12 months researching before building in unfamiliar markets: Michael conducted 15+ MSP interviews, mapped all 19 tool categories they use with pricing, evaluated open source alternatives by analyzing GitHub commit frequency and pull requests, identified which projects had VC backing for long-term viability, and tested multiple marketing channels before alpha deployment. This allowed him to launch with product-market fit indicators already validated and 70% of his $2.2M still in the bank. The alternative—build fast, iterate with customers—works when you deeply understand the market. When you don't, research is cheaper than pivots. Target categories where lack of innovation creates adoption momentum: MSPs represent 30-40K companies in the US alone, part of a $380B global market growing 12% annually. Yet VCs historically avoided the space assuming low ACV and high churn. The dominant platforms—ConnectWise, Datto, Asea—have existed 20+ years with minimal AI adoption or architectural modernization. Michael specifically chose MSPs because "in cyber security you would never get traction that we're getting right now unless you're spending millions of dollars." In crowded categories, distribution cost kills you. In starved categories, any credible innovation gets attention. Architect your product so adoption mechanically improves customer unit economics: Open Frame attacks both sides of MSP margin compression simultaneously. The open source tool suite eliminates the 30% of revenue paid to commercial vendors. The dual AI agent system (end-user self-service + technician orchestration) reduces the 25-30% spent on labor. Michael didn't find a problem and then figure out monetization—he reverse-engineered a solution where product adoption directly expands customer margins. When your product makes customers structurally more profitable, adoption isn't a marketing problem. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co   //   Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

If you are getting stuck between 30k and 100k months and you think the problem is another setter hire or getting a better closer, this episode will clear up the constraint you're facing. We'll discuss your funnel strategy, your leadership within your sales team, how to drive sales performance, and more! Time Stamps: (0:54) Two Problems with Getting Stuck Between 30k and 100k a Month (2:49) DM Me "7 Figure" (4:31) The Funnel Issue (7:29) DM or Lead Magnet Funnel (10:55) Sales Performance (12:54) Managing Your Sales Team (14:59) Call Reviews ---------- Apply For Our $200,000 New Client Rush Scholarship ----------

In this episode, Patrick McKenzie reads his essay about the financial infrastructure that makes buying windows painless. When a window installer can originate, underwrite, and fund a $25,000 loan in 15 minutes before leaving your house, it's because four parties—window companies, facilitating platforms, specialized banks, and capital providers—have built a system that actually works. Patrick explains how modern consumer lending learned from 2008 to create better underwriting, clearer compliance, and properly distributed risk, all in service of enabling commerce in the real economy.–Full transcript available here: www.complexsystemspodcast.com/home-improvement-lending/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Bits about Money: https://www.bitsaboutmoney.com/archive/window-modern-loan-origination/ –Timestamps:(00:00) Intro(02:46) Why not just have banks loan money for home improvement?(06:43) Modern installment loan origination as a service(09:58) Sponsor: Mercury(11:09) Modern installment loan origination as a service (part 2)(15:17) What's the actual product offered?(19:03) How does this pie get divvied up?(24:12) Is this unsecured lending?(26:12) Should we be happy this Rube Goldberg machine exists?

In this powerful and transparent episode of Journey to Launch, I sit down with Nika Booth, award-winning financial coach, content creator, and founder of Debt Free Gonna Be, to unpack how she paid off more than $200,000 in debt while refusing to sacrifice joy along the way. From student loans and credit card balances to IRS debt and government furloughs, Nika shares the raw truth behind her financial journey, the highs, the setbacks, and the emotional lessons that reshaped her mindset about money, self-worth, and freedom. She opens up about her early money mistakes, growing up in a household where finances weren't discussed, and how the 2019 federal shutdown became the wake-up call that sparked her debt-free mission. Nika also reveals what it really felt like to finally see her student loan balance hit $0, and how she's now helping others find hope, healing, and fun in their own money journeys. In This Episode, You'll Learn: How Nika Booth paid off over $200K in debt from credit cards to student loans, without sacrificing fun or joy The pivotal 2019 federal shutdown that sparked her debt-free journey and reshaped her money mindset What it really felt like to finally see her student loan balance hit $0 through Public Service Loan Forgiveness How she turned Debt Free Gonna Be from a personal goal into a thriving community helping thousands manage money with confidence Other related blog posts/links mentioned in this episode: Free Shutdown Resource List Crush Your Credit Card Debt Course Get your copy of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Nika: Website: DebtFreeGonnaBe.com Instagram: @DebtFreeGonnaBe Twitter: @DebtFreeGonnaBe Facebook: @DebtFreeGonnaBe Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover how a single real estate deal can transform a modest $10,000 into $200,000 in profit. In this episode, Kris Krohn and his CEO Carson share an emotional real estate success story that proves what's possible with the right strategy and mentorship. Learn actionable insights on leveraging small capital for massive returns and building long-term financial freedom through real estate investing.

In this episode of Tax Tuesday, Anderson advisors Barley Bowler, CPA, and Eliot Thomas, Esq., address listener questions on tax topics ranging from basic bookkeeping to advanced ESOP strategies. They cover essential bookkeeping practices for first-time rental property owners and the tax implications of transferring a fully depreciated truck from an S corporation to personal use. Barley and Eliot explain how to catch up on missed depreciation from prior years, the tax benefits of inheriting property versus receiving it as a gift, and how independent contractors should handle federal income and employment taxes. Other topics include choosing the best filing structure for single-member LLCs, tax reduction strategies for Schedule C solopreneurs earning over $100K, deferring traditional IRA distributions using Qualified Longevity Annuity Contracts (QLACs), and the little-known 1042 fund strategy for deferring taxes on ESOP distributions. Tune in for practical tax advice and strategies to keep more of what you earn! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "What's the most efficient way to get my books ready for filing taxes? I'm filing taxes for my first time rental business. I just acquired them this year. I'm a first time landlord without bookkeeping experience." A: Use bookkeeping software and categorize expenses properly throughout the year. "My S corporation owns a fully depreciated truck. Can I transfer the truck to my personal name and start taking mileage reimbursement instead? What are the tax implications?" A: Yes, but you'll recognize income equal to fair market value. "For the eight years now, my prior taxpayer never took depreciation for any of my rental properties or my property assets for the building, along with the components like the water heater. What do I do now?" A: File Form 3115 for a change in accounting method. "I'm considering moving into my parents' home while they're still living there. I'm curious about the best way to either transfer the house into my name or should I stay there and wait until they pass because they intend to leave the house to me anyway." A: Wait for inheritance to receive stepped-up basis and avoid gift taxes. "How do I pay federal income and employment taxes working as an independent contractor receiving a 1099?" A: Pay quarterly estimated taxes using Form 1040-ES throughout the year. "What tax filing structure do you recommend for a single-owner LLC wanting to not be a disregarded entity? Why? Pros and cons of the options." A: Consider S corporation for self-employment tax savings if income supports it. "I'm a Schedule C solopreneur looking for ways to avoid being overtaxed. I made over $100K this year and I'm the only breadwinner in my family of four with two kids under 18. We're in Florida. What do you recommend for ways to lower my taxable income?" A: Establish S corp, maximize retirement contributions, and utilize business deductions. "Is there any way to defer for tax reporting a distribution from my traditional IRA? I recently heard someone talking about this and was not sure if they were referring to a Qualified Longevity Annuity Contract (QLAC)." A: Yes, QLACs allow deferring up to $200K until age 85. "How does a 1042 fund work? I've never heard of that." A: It defers ESOP distribution taxes by reinvesting in qualified replacement stock. Resources: Live Event in Dallas Dec 4-6 2025 Schedule Your Free Consultation Tax and Asset Protection Events Anderson Advisors Toby Mathis YouTube Toby Mathis TikTok Clint Coons YouTube

Interview with Dan Barnholden, CEO of Luca Mining Corp.Our previous interview: https://www.cruxinvestor.com/posts/luca-mining-tsxvluca-high-grade-drilling-results-boost-mexican-mining-operations-7559Recording date: 22nd October 2025Luca Mining (TSXV:LUCA) is pursuing an ambitious transformation strategy designed to triple its market capitalization from $300 million to over $1 billion by scaling production to 200,000 ounces of gold equivalent annually. The company operates two underground mines in Mexico-Campo Morado, a polymetallic VMS deposit in Guerrero, and Tahuehueto, an epithermal gold-silver mine in Durango—both previously starved of capital for a decade.CEO Dan Barnholden, bringing two decades of investment banking experience, has spent his first year stabilizing operations and strengthening the balance sheet. With only $6 million in debt remaining, two-thirds retiring by year-end 2025 and complete elimination by June 2026 and $25 million in cash reserves, the company is pivoting decisively toward growth.The most compelling element of Luca's strategy centers on transforming Campo Morado from a zinc-focused operation into a significant gold producer. Currently recovering only 20-30% of gold content, the company has engaged Ausenco to develop metallurgical processes targeting 50-70% recovery rates. "At Campo Morado, if we can double the gold grades, if we can better than double the gold recoveries, now you're talking about a real gold mine," Barnholden explained.Simultaneously, drilling at the Reforma zone has delivered exceptional results, with intercepts of 30+ meters grading over 12 grams per ton gold equivalent. Management believes this represents a potential 8 million ton high-grade gold pod that could position Campo Morado as an 80-100,000 ounce annual producer.Tahuehueto offers a more straightforward expansion pathway, with mill capacity increasing from 1,000 to 1,500 tons per day targeting 40-50,000 ounces annually. The company has also engaged three investment banks pursuing strategic acquisitions in Mexico's consolidating mining sector, where five competitors were acquired over the past year.With operating cash flow funding exploration without dilution and debt elimination providing maximum financial flexibility, Luca Mining presents investors with a clear roadmap from mid-tier producer to potential billion-dollar enterprise.View Luca Mining's company profile: https://www.cruxinvestor.com/companies/luca-mining-corpSign up for Crux Investor: https://cruxinvestor.com

Send us a textAustralia has removed the legal definition of "woman" from its Sex Discrimination Act. The consequences? Men in women's sports, males in female prisons, and children being medicalized with puberty blockers.Activist Kirralie Smith joins Cass to expose what's really happening in Australia and share practical ways Christians can respond with truth AND love. From her own court cases to supporting families in crisis, Kirralie reveals why this is the most important issue facing our generation.DISCUSSED IN THIS EPISODE:Why there's no legal definition of "woman" in Australian lawThe reality of men in women's sports and spacesHow gender ideology entered schools and librariesThe medical scandal of transitioning childrenKirralie's $200K+ legal battle for calling men "men"How same-sex marriage opened the doorSpeaking truth with compassion to those strugglingPractical activism: What parents can do NOWRESOURCES: Binary Australia: https://binary.org.auRELATED EPISODES:The Transgender Revolution with Patricia WeerakoonWhat does the Bible say about Gender Identity with Rob SmithResponding the Transgender Argument with Rob SmithIf this episode equipped you, please share it with friends and family. This conversation needs to reach every parent, pastor, and Christian in Australia.Follow @hertheology on Instagram & YouTube. Head to hertheology.com to find out more.

Join us, as we explore the bizarre and tragic case of the Amato family, where love turned lethal and fantasy became fatal.  You'll hear how Grant Amato's obsession with an online model escalated from stolen credit cards to something darker and how his fixation, even behind bars didn't stop, finding a new target in a reality TV star who investigates the paranormal. How to support: For extra perks including exclusive content, early release, and ad-free episodes - Go to - Patreon How to connect: Website Instagram Facebook Twitter Please check out our sponsors and help support the podcast: Nutrafol - Start your hair growth journey with Nutrafol. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code MADNESS Live It Up - Live It Up is offering you 15% off your first order, including subscriptions, with code MADNESS. Plus shipping's always free. Head to Letsliveitup.com/MADNESS and use code MADNESS DailyLook - Head to DailyLook.com to take your style quiz and use code MADNESS for 50% off your first order Smalls - For a limited time only, get 60% off your first order PLUS free shipping when you head to Smalls.com/MADNESS Shopify - Sign up for a one-dollar-per-month trial period at shopify.com/madness Quince - Upgrade your wardrobe with pieces made to last with Quince. Go to Quince.com/madness for free shipping on your order and 365-day returns. Greenlight - Don't wait to teach your kids real-world money skills; start your risk-free Greenlight trial today at Greenlight.com/MADNESS CBDistillery - Right now you can save 25% off your entire purchase by going to CBDistillery.com and use promo code MADNESS Featured Podcasts: Small Town Dicks Buried: Inside the John Wayne Gacy Investigation Research & Writing: Ryan Deininger Editing: Aiden Wolf Sources: 'Ghost Adventures' star Aaron Goodwin cries as ex-wife sentenced in plot to kill him Arrest report: Wife of 'Ghost Adventures' star plotted his murder from Las Vegas 'Ghost Adventures' star's wife arrested, murder plot alleged - Los Angeles Times Wife of ‘Ghost Adventures' star gets up to seven years for murder plot The Cam Girl Killer 'Ghost Adventures' star confronts murder-plotting wife in court as she gives groveling apology:  ‘Half the story:' Las Vegas reality star opens up about murder plot, Reality Star Confronts Wife in Court Over Plotting His Murder He spent $200,000 on a Bulgarian ‘cam girl.' Grant Amato Murdered His Family for a Webcam Model He Never Met Grant Amato verdict: Guilty of first-degree murder in killings of family Man sent $200K to Bulgarian woman he met online Worried co-workers led to slain family's discovery, 911 calls show Obsession, money, lies tore Grant Amato's family apart Grant Amato Affidavit Grant Amato Trial Playlist

In this episode, I'm joined by Ann Wiard, a Taste Buds Kitchen franchisee from Rhode Island, who turned her passion for food, education, and family experiences into a thriving business. She shares how she went from Executive Director of a soup kitchen to owning one of the most successful Taste Buds locations — earning 31% profit margins and out-earning her husband!We talk about family cooking classes, hilarious date-night stories, how she paid off her investment in 2.5 years, and why following the franchise system is the ultimate recipe for success.  ⏱️ Timestamps00:00 – Welcome to Eye on Franchising with Lance Graulich01:12 – Meet Ann Wiard, Taste Buds Kitchen franchisee from Rhode Island02:30 – Date nights, corporate events & “spicy” cooking stories05:12 – Why Taste Buds Kitchen is a family favorite07:48 – Teaching kids to love cooking (and eat broccoli tots!)10:30 – Ann's background: from soup kitchens to entrepreneurship12:00 – Why she chose Taste Buds Kitchen over 4,000 other franchises14:15 – Cooking camps, after-school programs & summer classes17:00 – How much does it cost to open a Taste Buds Kitchen?19:20 – Real numbers: $1.1M+ sales & 30% profit margins21:45 – Ann's journey to making $200K+ per year24:10 – How she paid off her investment in 2.5 years26:30 – Lessons learned: hire a general manager early28:00 – Why some franchisees fail (and how to avoid it)30:25 – Working with Taste Buds' founder Jessie & the leadership team32:40 – What kind of person thrives in this franchise34:20 – The secret ingredient: building a passionate team36:00 – Why Ann chose franchising instead of starting her own concept38:10 – Advice for anyone considering a franchise40:00 – Why talking to franchisees during validation is key42:00 – Final thoughts & how franchising changed Ann's life  

In this video, I sit down with Danny O'Bannon, a trailblazer in wholesaling commercial real estate. Discover how he earned $200K on a single deal without ever owning the property! From actionable tips to lessons learned, Danny shares his journey, from starting in residential real estate to dominating multiple markets in commercial deals. If you're looking to scale your real estate business or explore the lucrative commercial space, this video is packed with insights you won't want to miss! =================================================== Welcome to the Real Estate Masters podcast, where we interview the top names in the Real Estate game. If you want to grow your Real Estate business, see more podcasts, or get free resources – Go to www.REMmastermind.com. The only podcast that allows you to directly connect with the guests and many of the highest-level names in the real estate game. You are in for a treat with our next guest. Do me a favor, subscribe to the podcast, leave us a review, and don't forget to go to www.REMmastermind.com to connect with some of the highest level Real Estate professionals in the United States through our community and through our high-level masterminds. Let's go. Itunes – www.TonyJavier.com/itunes 

You're spending thousands on outreach agencies, cold email tools, and marketing tactics—but your revenue is stuck. You keep trying new strategies, but nothing seems to move the needle.Here's the hard truth: the problem isn't your tactics. It's your business model. And you can't see it because you're inside the jar.In this episode, I share two real client examples who transformed their revenue—not by running faster, but by fixing their fundamental business model. One went from confused positioning across three platforms to one clear niche. The other went from $10K deals to $200K deals—same person, different model.Most consultants are selling too many things to too many people, doing deals too small for the complexity, and competing on price instead of value. No marketing tactic fixes a broken business model.Resources and LinksApply for Mentoring herePrevious episode: 643 - From Tech Chaos to White-Label Software in 90 Days with Robin AlexCheck out more episodes of the Paul Higgins PodcastSubscribe to our YouTube channel: @PaulHigginsMentoringJoin our newsletterSuggested resources

Patrick McKenzie (@patio11) shares his remarks to the Bank of England on critical vulnerabilities in financial infrastructure. Drawing from the July 2024 CrowdStrike outage which brought down teller systems at major US banks, Patrick discusses how regulatory guidance inadvertently created dangerous software monocultures. He also examines the stablecoin market, its impressive growth, and the elephant tethered to the room. He also delivers a message from Silicon Valley to other centers of power on the urgent necessity of waking up regarding AI, which almost the entire world currently far underrates.–Full transcript available here: www.complexsystemspodcast.com/talking-to-the-bank-of-england/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:The Bank of England: https://www.bankofengland.co.uk/ Bits about Money, Why the CrowdStrike bug hit banks hard: https://www.bitsaboutmoney.com/archive/crowdstrike-bug-hit-banks-hard/ Scaling Laws for Neural Language Models" by Kaplan et al: https://arxiv.org/pdf/2001.08361 Stripe Annual Letter 2024: https://stripe.com/annual-updates/2024 –Timestamps:(00:00) Intro(01:48) The importance of implementation-level understanding(03:00) Single points of failure(04:25) Can a 22-year-old engineer close all the banks?(05:18) The CrowdStrike incident: A case study(08:34) The culture of "shut up and shuffle"(09:54) Blameless postmortems(12:25) What actually happened during CrowdStrike(18:01) Five whys: Root cause analysis(19:03) How software monocultures are created(22:54) Understanding endpoint monitoring software(25:25) Distributed systems and the nature of CrowdStrike(31:22) The economics of software monocultures(33:29) Why wasn't there defense in depth?(37:05) Why was recovery so difficult?(40:32) The domino effect across financial institutions(43:36) What went right: Electronic systems remained up(45:10) This was a near miss(49:29) Potential policy responses(54:03) Switching gears: Stablecoins(01:01:37) The elephant in the room: Tether(01:15:32) Who loses if Tether implodes?(01:16:59) AI and the future of trading(01:26:47) AI risks in the trading space(01:30:41) Closing

On today's MJ Morning Show:Fake pregnancyMorons in the newsTampa man stole a fire truckAngry woman road rageBank robbery in Pinellas CountyProfessor angry about A.I.MJ used an A.I. voice generatorFlorida Treasure HuntChiropractor A.I. videosHousewife on trial for manslaughter, blames her shoesTMZ stands by story about President considering commuting Diddy's sentenceCell unavailableExpiration of SNAP benefits may lead to more shopliftingAt what age do men and women get their strongest musical memoriesNC woman won $200K from scratcher she bought where she works... is something fishy or not?TSA employees not getting paidDigital detox from a phone using a 6 pound caseIreland Baldwin talks about her parents and childhoodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, host Barbara Schreihans, founder of Your Tax Coach, pulls back the curtain on the planning, budget, and mindset behind Minted Wealth Live — a one-of-a-kind wealth-building experience that blends education, abundance, and elegance.Barbara shares the entire behind-the-scenes process: from booking a Michelin-rated venue and designing luxury swag bags to curating aligned sponsors and creating a high-vibe atmosphere where attendees feel wealthy just by walking in the room.She also breaks down how this isn't your typical “bro-y” finance event — it's designed for modern entrepreneurs who want to learn how to save money in taxes and grow their net worth through smart investing, real estate, and diversified wealth strategies.Tune in to hear:Why Barbara created Minted Wealth Live — and how it grew from 50 people to 200+What it takes to plan a $200K event at a Michelin-rated hotelHow she transformed the idea of a finance conference into a luxury experienceThe secret behind securing sponsors that align with your brand (and saying no to the wrong ones)How wellness, IV drips, Botox, and breathwork became part of the event lineupThe importance of creating a visually stunning and on-brand environmentWhy money is even more taboo than sex — and how to change the conversationThe power of being in the room with successful, like-minded entrepreneursHow past attendees have built partnerships, investments, and friendships from the eventWhy getting in the room can completely change your business trajectoryHow To Get Involved:Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.When she's not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!Do you have a burning question that you'd love to hear answered on a future show?Please email it to: podcast@yourtaxcoach.bizSign Up For Our NewsletterLife Changing Money PodcastGet Tax Help!

Angela (31) and David (34) thought they'd built a future on $200,000 in crypto. Instead, they lost it all—and now they're living in David's childhood home with his mom. Angela dreams of traveling to Colombia to be with family, while David quietly panics about their finances. She sees every course and trip as a step toward freedom, but he sees their savings shrinking with no plan in sight. With only $4,000 in the bank and a 5-year-old to support, can they stop improvising and finally create a stable financial life of their own? In this episode we uncover: • How David blew through $200,000 in crypto • Living rent-free with David's mom • The “get rich quick” approach to debt: bankruptcy talk, unrealistic timelines, and skipped planning • Why improvising instead of planning is their default financial strategy • A $3,000 retreat vs. moving out: how conflicting priorities reveal deeper issues • The moment they see the truth in their spending • How David's mom ended up in credit card debt from supporting them • Angela's scarcity and rescue narratives from childhood • Why David avoids stress and Angela absorbs it • The cost of being “Dreamers” (big visions with no real plan) • Signs their daughter is already noticing financial stress Chapters: (00:00:00) “We have no space to breathe” (00:25:05) Ramit breaks down their numbers (00:35:12) “Our vision isn't aligned to our actions” (00:52:42) “Like mother, like daughter” (01:03:09) “Do you want major changes or minor changes?” (01:15:26) “We've never created a plan” (01:36:53) Where are they now? Angela and David's follow-ups This episode is brought to you by: Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit SonderMind | Go to https://sondermind.com to get matched with the right therapist in less than a week Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

One this episodeSkrilla's “6 7” made it on South ParkHave u seen Netflix “The Perfect Neighbor” Should it be a Warning sign “The Perfect Neighbor is one of those films that we say we wish that we didn't have to make.”Monaleo “Who Did the Body” is a perfect example of HipHop with relatable storytelling and deep subject matter!!Woman on twitter- “Imagine sliding in my dm after not donating to my daughters' cheerleading fundraiser & thinking I'm actually gonna reply to you”Tyler the Creator deleting his anti-black tweets while ppl post screenshots of themChatGPT Goes Grown: OpenAI to Launch Adult-Verified “Mature Mode” This December!!ChatGPT is opening the door to adult content, sparking major conversations about AI, relationships!Skip Bayless is facing backlash for saying the Jaguars shouldn't have allowed Travis Hunter to be baptized on game day, just hours before the team lostGucci Mane says he's glad Jeezy didn't play his diss track 'Stay Strapped' after Gucci played 'The Truth' during their Verzuz, because the situation could have escalated!No EBT In November? SNAP Benefits Could Be Cut Off For 42 million AmericansD'Angelo and Angie Stone's Son Breaks Silence After Losing Both Parents Months ApartNATIONAL: Angel Reese took her game from the court to the catwalk and made history along the way.Arrogant Tae Speaks Out After Fans Accuse Him of Spilling Nicki Minaj's BusinessThe Father Accused Of Running Over And Killing A Random Ohio Deputy After Police Shot His Son During A Carjacking Incident the Day Before Has Been Ruled Mental Illness and Ineligible for The Death Penalty.Over 400 NOPD officers will be deployed nightly for NBA YoungBoy's home-state shows in New Orleans,Jennifer Lopez says she's “never been loved; she was married 4 times, engaged 6 times & in 8 public relationsRod Wave revealed that he went from making $200K to $14 million by taking full control of his merch, creating and selling it himselfNicki Minaj Reportedly at Risk of Losing $20 Million Los Angeles Mansion Over Unpaid Assault Lawsuit Ruling Nicki Minaj Claims Multiple People Stole from Her in Recent Months, Kim Kardashian's Fuzzy SKIMS Thong Sends the Internet into a FrenzyPLUTO previews an unreleased remix to her song “Just In Case” featuring GloRilla.Instagram Tightens Teen Restrictions to Create a Safer ExperienceNBA YoungBoy brought Pluto and YKNiece back together to perform “Whim Whammie” at his Atlanta show!Turkey Leg Hut Founder Nakia Holmes Arrested, Accused of Hiding Ex-Boyfriend Wanted in Houston A$$ault & Kidnapping CaseLil Zay Osama speaks on why it's no surprise the industry is switching up on Lil Durk while he's locked up for YB.NBA youngboy performs “I hate youngboy “diss to lil durk , king von, gucci mane & lil baby for the first time ever in AtlantaSnoop Dogg's 'Doggyland' children's cartoon series will start featuring same-sex couples — just months after he said Disney adding same-sex couples in kids' films made him “scared to go to the movies.”31-year-old Sakiyna Thompson has been sentenced to life in prison without parole for killing her ex-boyfriend's girlfriend, 23-year-old Kayla Hodgson, after traveling to Florida to confront her. Meanwhile, Thompson's ex-boyfriend has since moved on and is now engaged to someone else.“No Kings” Protests Take Place Nationwide to Challenge Trump PoliciesBREAKING: State Farm Arena has made the decision to cancel the NBA YoungBoy show scheduled for Saturday, October 18th in Atlanta.

Stupid News Extra 10-21-2025 …She spent $200K on over 400 Cosmetic Surgeries

What's product-market fit like when you give people the power to do what they never thought was possible?On this rerun of Grit from April 2024, Victor Riparbelli, co-founder and CEO of Synthesia, shares how his platform gave billions a new way to create video without cameras, and explores a future where video and audio replace text as the primary way to share knowledge and content.Guests: Victor Riparbelli, CEO and co-founder of Synthesia and Josh Coyne, Partner at Kleiner PerkinsConnect with Victor RiparbelliX: https://x.com/vriparbelliLinkedIn: https://www.linkedin.com/in/victorriparbelli/​Connect with Josh CoyneX: https://x.com/josh_coyneLinkedIn: https://www.linkedin.com/in/joshuacoyne/​Connect with JoubinX: https://x.com/JoubinmirLinkedIn: https://www.linkedin.com/in/joubin-mirzadegan-66186854/Email: grit@kleinerperkins.com​Learn more about Kleiner Perkins:https://www.kleinerperkins.com/

In This Episode Erin and Weer'd discuss: a federal judge's ruling that the ban on post office carry is unconstitutional — but not for everyone; the DOJ declining to force gun rights groups to release membership information in the under-21 handgun case Reese v. ATF; California banning the new sale of Glocks and Glock-compatible pistols; Everytown quietly distancing themselves from Jay Jones after giving him $200K now that his violent text messages have come to light; the rumor that Colt Canada and its parent company CZ-USA are helping the Canadian government to dispose of bought-back guns — but Colt Canada denies it. Weer'd fisks gun prohibitionist interviews after the Minneapolis church shooting; and Xander hosts a fireside chat on fire safety. Did you know that we have a Patreon? Join now for the low, low cost of $4/month (that's $1/podcast) and you'll get to listen to our podcast on Friday instead of Mondays, as well as patron-only content like mag dump episodes, our hilarious blooper reels and film tracks. Main Topic 5 Gallon Immersion Heater Weer'd Beard bingo card Federal Judge Rules Post Office Gun Ban Unconstitutional — But Not for Everyone ORDER DEMANDING PRODUCTION OF SAF MEMBERSHIP LIST VACATED California's New Glock Ban Bill: What You Need to Know Everytown for Gun Safety Gave $200,000 to Jay Jones Who Texted He Wanted to Shoot GOP Lawmaker Colt Canada Denies Involvement in Confiscation Scheme Weer'd Audio Fisk Mike Spies on MSNBC Illhan Omar On CNN Nearly half of all U.S. households own at least one firearm. Majority in U.S. Continues to Favor Stricter Gun Laws Stalled 2016 gun buyer measure heads to Nevada high court Bipartisan Background Checks Act of 2019 Bloomberg nonprofit gives $3 million to Maine gun groups 2016 California Proposition 63 Tucker Carlson and the famous 'Barrel shroud' clip [2007] The Myth That Australia's Gun Laws Reduced Gun Homicides Independent Thoughts Clint Smith on Fire Extinguishers

The city of Greeley (CO) agreed to pay a woman $200K after she was wrongfully arrested and handcuffed - and the police officer entered her apartment without permission or a warrant - and then released after 40 minutes. https://www.lehtoslaw.com

You know how I always say that restriction doesn't work for weight loss? Well, it turns out it doesn't work for money either. Germaine and I jam on all the sneaky money traps we fall into as women and moms --- and how we can finally free ourselves from them. I sat down with my friend Germaine Foley, a total money queen who teaches women how to build wealth without restriction, deprivation, or overwhelm. You're going to be obsessed.Germaine used to have over $200K in debt, and now she's completely turned it around. She shares how she built wealth without giving up lattes, vacations, or joy (yes, please!). Her approach --- the Do Both Method --- is all about building wealth and enjoying life at the same time.Here's what we dive into:The invisible bars that keep us stuck in money cagesWhy "just make more money" isn't actually the solutionHow crash diets and strict budgets are basically the same trapThe mindset shift to do both --- live now and build for laterHow to align your spending with what actually matters to youMy favorite takeaway: money needs attention, but not obsession (like a good partner!)Germaine's 3-account system that makes managing money simple and funHow to stop ignoring your finances --- and start feeling empowered by themWhy spending on yourself isn't selfish --- it's smart, powerful, and necessaryI seriously got so fired up during this convo because the parallels between money and weight loss are wild. Both are about intention, not punishment. Attention, not restriction. Freedom, not perfection.If you're ready to change your relationship with money (and honestly, your whole life), go check out Germaine's free private podcastOr if you're like, "I need this woman in my life," book a consult with her.And mama --- don't forget to join the brand new Free the Moms Membership! It's all about freeing you from every kind of cage --- diet drama, people pleasing, mom guilt, money stress --- all of it: http://lauraconley.com/freethemomsLet's free the moms, free the money, and free your life. You deserve it.

Kenneth Chu and his wife didn't plan on becoming real estate investors—they just wanted to renovate their home. But after adding an extension and converting their garage into an ADU, they fell in love with the process and realized they could turn it into a business. In this episode, David sits down with Kenneth to talk about how that one home project led to two investment properties, how they're using ADUs to build equity and cash flow, and what they've learned about finding clean off-market deals in the Bay Area. KEY TALKING POINTS:0:00 - Intro0:25 - An Overview Of Kenneth Chu's Investing0:52 - How He Found His Current Deal & His Approach4:16 - What Got Him Interested In Real Estate5:21 - What He Learned From Springboard To Wealth7:16 - Honing In On His 2 Current Deals & How It Worked Out9:03 - Difficulties He's Had Finding A Deal12:01 - The Role That Networking Plays13:19 - His Plan With His 2 Deals & What He Wants To Learn13:58 - Where To Get In Touch With Him14:54 - Outro LINKS:Instagram: Kenneth Chuhttps://www.instagram.com/agentkmc/ Facebook: Kenneth Chuhttps://www.facebook.com/kennethchu23 Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/