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Maximizing Business Value: Lessons from 800+ Deals with Matt Uhler The Cash Discipline That Saves—or Sells—Your Business Most companies don't go under because they lack revenue. They go under because they run out of cash. And the worst part? It doesn't happen overnight. It happens slowly… then suddenly. One month, you're profitable. The next, you're panicking over payroll and wondering what went wrong. In this episode, I sit down with Matt Uhler—a business broker and owner who's evaluated over 2,500 companies, completed 800+ transactions, and personally owned more than 35 businesses. Matt has seen it all: the slow leaks, the bad habits, and the simple financial blind spots that quietly destroy good companies. He's also seen what fixes them—disciplined cash management, clear financial dashboards, and owners who treat their business like an asset, not an ATM. Key Lessons from the Conversation with Matt Uhler: Cash Is the Real Failure Point. Most businesses don't collapse because of competition or bad strategy — they fail when they run out of cash. Profit on paper doesn't equal money in the bank. Lesson: Cash flow is oxygen. Without reserves, one slow quarter can suffocate your business. Protect Your Operating Capital Floor. Matt's formula: Accounts Receivable (avg. days outstanding) + 1 Month of Fixed Expenses = Your Minimum Reserve. Lesson: Treat this number like sacred ground. No owner draws or distributions until you're above that floor. Watch the Percentages, Not Just the Dollars. Only about 10% of business owners track financials by percentages — yet that's where the truth hides. Lesson: A 2% increase in labor, 1% rise in COGS, and a few missed invoices can quietly erase your entire profit margin. "Creep" Will Kill Your Profit. Profit erosion happens quietly — small leaks across pricing, payroll, or waste. Lesson: Five small 2% inefficiencies equal a 10% hit to profit. Track it monthly and fix leaks early before they become habits. Run Sale-Ready, Even If You're Not Selling. Buyers pay a premium for companies with systems, diversified revenue, and consistent cash flow — but those same traits make your business easier and safer to run today. Lesson: Operate like you'll sell in three years. You'll earn more now and later. Key Takeaway: Cash discipline isn't boring—it's freedom. When your reserves are full, you sleep better, make smarter decisions, and stop chasing bad business just to survive. A profitable business is one that's calm, clear, and ready for whatever comes next. Bio: Matt Uhler is far from a typical business broker and acquisition strategist. Over the course of his 27-year career, he has evaluated more than 2,500 businesses, completed over 800 transactions, and successfully owned and operated more than 35 businesses across multiple industries. Matt's journey was not without its challenges. In fact, he attributes much of his expertise to the early setbacks he faced, where he learned firsthand the pitfalls that derail many entrepreneurs. What set him apart, however, was his ability to turn those experiences into powerful lessons. This mindset, combined with his focus on strategic partnerships and creative deal structures, has allowed him to help countless clients build wealth through small business acquisitions. Matt is founder of Amped Success, a company dedicated to educating and empowering entrepreneurs, business owners, and investors with the tools they need to confidently navigate acquisitions. He is also the creator of the Buyer's Acquisition Formula, a proven framework that is designed to reduce risk and maximize opportunities for long-term success. 27 Years Experience Over 35 Businesses Owned Over 800 Deals Closed Over 2,500 Deals Evaluated $250+ Million Transactions Funded Links: Website: http://www.ampedsuccess.com/ Facebook: https://www.facebook.com/profile.php?id=61557299191227&mibextid=wwXIfr&rdid=uV765w5z0S5PYnmb&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2F19x2KTYQCb%2F%3Fmibextid%3DwwXIfr# LinkedIn: https://www.linkedin.com/in/matt-uhler-a9896612?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Instagram: https://www.instagram.com/ampedsuccess?igsh=MWRrOTA1MWthOThlcA%3D%3D&utm_source=qr TikTok: https://www.tiktok.com/@ampedsuccess?_t=ZP-8tXABIpBHxu&_r=1 YouTube: https://www.youtube.com/@AmpedSuccess Conclusion: Most businesses don't fail from lack of opportunity — they fail from lack of cash discipline. It's not the big mistake that kills them, it's the small 1–2% leaks that add up over time. Matt reminded us that every owner needs a cash reserve floor — your operating capital formula of accounts receivable plus one month of fixed expenses. That's your safety net. Never draw below it. He also showed how tracking percentages instead of just totals helps you catch problems early — before the slow slide becomes a sudden crash. And finally, the mindset shift: run your business as if you'll sell it someday. Whether you do or not, that discipline makes your company stronger, more profitable, and less stressful to run. So take a moment after this episode — look at your numbers. Where has "creep" slipped in? How much runway would you have if revenue stopped for 60 days? And do you have the systems and reserves that let you sleep well at night? #ProfitFirst #CashFlow #OperatingCapital #BusinessFinance #OwnerPay #SmallBusinessProfit #Profitability Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Profit First Toolkit: https://lp.profitcomesfirst.com/landing-page-page Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
Download a copy of the class notes here.
Lesson Five. Series of Six Lessons Preached Today.Lesson preached by Scott Harding on 08/31/2025.
Charis Bible Study hosted by Grace and Faith Fellowship
3 Minutes Audio Devotional: Wrapped Up in God's Word is All You Need for Your Change to Come
God specialises in using ordinary and sometimes broken and flawed people
From the Men's Breakfast series entitled: "How God Reveals Himself in the Written Word"(handout here)
The fifth lesson in our series 'Grace For Outsiders' taught by Pastor Matt Cottrill on Sunday, May 18th 2025
The fifth lesson in Pastor Matt Cottrill's series "The Book of Acts" from Wednesday, May 7th 2025
Download a copy of the handout here.
Download a copy of the class notes here.
Lesson Five. Series of Six Lessons Preached TodayLesson preached by David Aguilar on 03/30/2025
Thank you for watching All Peoples Church live stream. Gabriel Miller shares a teaching called: Israel and God's People Service from February 9, 2025. For more information, please visit our website, www.allpeopleschurch.us or find us on social media!
Download a copy of the class notes here.
Download a copy of the class notes here.
Thank you for watching All Peoples Church live stream. Cole Bender continues a new series on discipleship called: Discipleship God's Way. This is the fifth lesson on that series. Service from December 29, 2024. For more information, please visit our website, www.allpeopleschurch.us or find us on social media!
Listen to To Live is Christ - Lesson Five with Pastor Kevin Shindoll from December 11, 2024. Love is our Why. Join Us Online at 10/11 AM on Sundays and 7:30 PM on Wednesdays. To give online, visit wayoflife.church/give or text the word GIVE to 817-382-3270, click the link, and follow the prompts. If you need prayer, visit wayoflife.church/connect so we can pray for you.
What is faith? How do I get faith? Where is faith located? How to use my faith correctly.
Download a copy of the handout Here.
Download a copy of the handout here.
This episode, Keepers Dave and Bridgett interview the award winning actor, Josephine McAdam, on how to be a great Call of Cthulhu Streamer! Patreon Plug & Update We have a Patreon! To back us you can click the button on the sidebar of our website, mu-podcast.com or head over to Patreon directly at www.patreon.com/mup! The Discord Plug We have our MUP Discord and we are all there! We invite all of our listeners to come and enjoy the community of horror gaming and cute pet pics. Link in the show notes: MU Discord server invite link: https://discord.gg/vNjEv9D And thank you to our editor Dave for editing this episode. Thanks Dave! Main Topic -- Tonight is Lesson Five of our New MUP Curriculum Cthulhu University, where we will cover all the various aspects of writing, running, publishing, performing, and generally vibing with Call of Cthulhu. As you've heard over the last few episodes, we are providing you all the tools you need to become a Call of Cthulhu champion. In this advanced class, we will discuss professional performances and what it takes to take your gaming to the next level!
This episode, Keepers Dave and Bridgett interview the award winning actor, Josephine McAdam, on how to be a great Call of Cthulhu Streamer! Patreon Plug & Update We have a Patreon! To back us you can click the button on the sidebar of our website, mu-podcast.com or head over to Patreon directly at www.patreon.com/mup! The Discord Plug We have our MUP Discord and we are all there! We invite all of our listeners to come and enjoy the community of horror gaming and cute pet pics. Link in the show notes: MU Discord server invite link: https://discord.gg/vNjEv9D And thank you to our editor Dave for editing this episode. Thanks Dave! Main Topic -- Tonight is Lesson Five of our New MUP Curriculum Cthulhu University, where we will cover all the various aspects of writing, running, publishing, performing, and generally vibing with Call of Cthulhu. As you've heard over the last few episodes, we are providing you all the tools you need to become a Call of Cthulhu champion. In this advanced class, we will discuss professional performances and what it takes to take your gaming to the next level!
Thank you for listening to All Peoples Church Weekend Worship Gathering. Pastor Jeff starts a new series called: Equipping the Saints for Healing. This lesson is called: Hinderances to Healing. Service from June 30, 2024. For more information, please visit our website, www.allpeopleschurch.us or find us on social media!
Charis Bible Study hosted by Grace and Faith Fellowship
The fifth lesson in Pastor Matt Cottrill's series from Wednesday, May 8th 2024
Thursday Night Bible Study hosted by Grace and Faith Fellowship
In this episode we discuss Lesson Five of Preach My Gospel, which focuses on laws and ordinances in Mormonism. We explore the concept of salvation in Mormonism and how it differs from the Christian understanding of salvation through faith in Jesus Christ. We also discuss the role of priesthood in Mormonism and the expectations and duties placed on priesthood holders. Finally, we touch on the significance of temples and family history in Mormonism. The conversation covers various topics related to Lesson 5 of the missionary manual. Takeaways:Mormonism teaches that salvation is earned through obedience to laws and ordinances, whereas Christianity teaches that salvation is a free gift received through faith in Jesus Christ.The concept of priesthood in Mormonism includes specific roles and responsibilities for men and women, with an emphasis on worthiness and service.Missionary work is a central focus in Mormonism, with the goal of sharing the Mormon faith and inviting others to join the Church.Eternal marriage is a key doctrine in Mormonism, with the belief that marriages performed in Mormon temples can last beyond death and into the eternities.Temples and family history play a significant role in Mormonism, with the belief that performing ordinances for deceased ancestors can bring blessings and ensure eternal family connections. The introduction of computers and the internet has made church records more accurate.Service and callings are important aspects of Mormonism, with callings being seen as coming directly from God.Enduring to the end in Mormonism involves staying on the covenant path and keeping commitments and covenants.As a Christian, the focus is on Jesus and His work, rather than personal works.Chapters00:00 Introduction and Acknowledgment00:36 Lesson Five: Laws and Ordinances06:39 Understanding Salvation in Mormonism12:56 The Concept of Priesthood in Mormonism19:09 Worthiness and Duties of Priesthood Holders23:12 Missionary Work in Mormonism28:03 Eternal Marriage in Mormonism40:21 Temples and Family History44:01 Accuracy of Church Records45:00 Updating Church Databases46:41 Service and Callings49:01 Enduring to the End53:29 Closing the Lesson--The Unveiling Mormonism podcast pulls back the curtain on Mormon history, culture and doctrine. Join us for new episodes every Monday. Find resources to talk about these episodes at pursueGOD.org/mormonism.Help others go "full circle" as a follower of Jesus through our 12-week Pursuit series.Click here to learn more about how to use these resources at home, with a small group, or in a one-on-one discipleship relationship.Got questions or want to leave a note? Email us at podcast@pursueGOD.org.Donate Now --Mentioned in this episode:Donate Now
In this episode we discuss Lesson Five of Preach My Gospel, which focuses on laws and ordinances in Mormonism. We explore the concept of salvation in Mormonism and how it differs from the Christian understanding of salvation through faith in Jesus Christ. We also discuss the role of priesthood in Mormonism and the expectations and duties placed on priesthood holders. Finally, we touch on the significance of temples and family history in Mormonism. The conversation covers various topics related to Lesson 5 of the missionary manual. Takeaways:Mormonism teaches that salvation is earned through obedience to laws and ordinances, whereas Christianity teaches that salvation is a free gift received through faith in Jesus Christ.The concept of priesthood in Mormonism includes specific roles and responsibilities for men and women, with an emphasis on worthiness and service.Missionary work is a central focus in Mormonism, with the goal of sharing the Mormon faith and inviting others to join the Church.Eternal marriage is a key doctrine in Mormonism, with the belief that marriages performed in Mormon temples can last beyond death and into the eternities.Temples and family history play a significant role in Mormonism, with the belief that performing ordinances for deceased ancestors can bring blessings and ensure eternal family connections. The introduction of computers and the internet has made church records more accurate.Service and callings are important aspects of Mormonism, with callings being seen as coming directly from God.Enduring to the end in Mormonism involves staying on the covenant path and keeping commitments and covenants.As a Christian, the focus is on Jesus and His work, rather than personal works.Chapters00:00 Introduction and Acknowledgment00:36 Lesson Five: Laws and Ordinances06:39 Understanding Salvation in Mormonism12:56 The Concept of Priesthood in Mormonism19:09 Worthiness and Duties of Priesthood Holders23:12 Missionary Work in Mormonism28:03 Eternal Marriage in Mormonism40:21 Temples and Family History44:01 Accuracy of Church Records45:00 Updating Church Databases46:41 Service and Callings49:01 Enduring to the End53:29 Closing the Lesson--The Unveiling Mormonism podcast pulls back the curtain on Mormon history, culture and doctrine. Join us for new episodes every Monday. Find resources to talk about these episodes at pursueGOD.org/mormonism.Help others go "full circle" as a follower of Jesus through our 12-week Pursuit series.Click here to learn more about how to use these resources at home, with a small group, or in a one-on-one discipleship relationship.Got questions or want to leave a note? Email us at podcast@pursueGOD.org.Donate Now --Mentioned in this episode:Donate Now
In this lesson, you'll learn how to modify tasks to get you past the starting threshold.Key ideas:1️⃣ Unclear, vague tasks induce discomfort, leading to avoidance. Make tasks less ambiguous; specify them clearly. 2️⃣ Large tasks can be overwhelming and inhibit action. Break tasks into smaller components to overcome the "getting started" threshold. 3️⃣ Procrastinators often overplan as a way of avoiding the task. Define only the first few steps to prevent falling into this pitfall.4️⃣ Establish a habit of using these strategies by including these two questions at the top of your to-do list: (1) "Is this task specific enough - do I know the exact steps I need to take?" (2) "Is this task small enough for me to easily cross the 'starting threshold'?"Download Doer: overcome procrastination
Living in the Last Days | Lesson Five | Pastor James Collard
The fifth lesson in Pastor Matt Cottrill's series from Wednesday, August 2nd 2023
Charis Bible Study hosted by Grace and Faith Fellowship
The fifth and final lesson in Pastor Matt Cottrill's series from April 9th, 2023
Pastor Matt Cottrill's continuation of his series from Wednesday, March 15th 2023
What's up my Kate's Take listeners! I'm so happy to be here with you today! Today is day 92 of 100. I'm excited to share my fifth lesson with you: you don't have to see the full staircase! First, let's call on our 5 questions. These questions are the bookends to your day - answer 1 and 2 in the morning, and 3 - 5 at night. What's one thing I'm grateful for? What's one thing I'll accomplish today that will bring me one step closer to my goal? What's something that's working well for me right now? What's something that's not working well for me right now? How can I either solve what's not working right now, or get rid of it? "You don't have to see the whole staircase, just take the first step." - Martin Luther King Jr Not everything is going to be perfectly planned out, and a lot of the projects and opportunities and things you start in business - and in life - you're probably going to have doubts about them. How you'll accomplish them. What steps are required to get all the way to the finish line. Remember, You don't have to see the whole staircase, just take the first step. I hope you found value in today's episode on my fifth lesson learned from our 100 day goal challenge. As always, don't hesitate to reach out to me and share your wins - and your struggles. I'm kate@eofire.com or katelerickson on Instagram. We're also have conversations DAILY about our 100 Day Goal Challenge in our private Facebook Group - visit EOFire.com/facebook to join us today.
Download a copy of the handout on our website here: https://www.mbcgrimes.org/sermon/tag/Marriage%20Class%202022
LESSON FIVE…. The episode that welcomes in the light, expands your magic and gives you clarity on your path ahead. I looooved creating this episode. Hope it touched your soul as much as mine.Lesson 5:Wisdom of Our LightAs we grow and move through the stages of our lives, we learn that each next level requires a new version of ourselves. Moving and shifting like the wind allows us to grow. We're forever changing, forever evolving and moulding into a best version of ourselves. But within this flow deeper lessons are learnt. Growing pains are to be had. The transition period where our soul becomes bigger than our bodies is more frequent than ever. This lesson is here to show you what to do when Imposter Syndrome rears its head. That it's ok to mourn the old part of yourself to allow more room for the light to enter. More space to allow more money, more clarity, more freedom. That there's no guilt when life gets hard and overwhelming. To trust the wisdom of the light within to lead you to our next destination. To remind you that there is so much more within you than we realise. That we have been underestimating ourselves all along.Links to this episode:INSIGHT TIMER - The link to my profile where you can have free access to all my JUICY meditations. https://insig.ht/h5pRXJ1n2qbYOUTUBE: All my meditations available at a click of the button. https://youtube.com/playlist?list=PLooc973yJKErPa5_o11qAzHzgmKB8oigRPAID MEDITATIONS: If your after something extra spicy, my paid meditations are available for $5.55 AUD. https://thegypsymumma.com/shop/Light legends, come join us! My 12 month container where we do woo woo differently! THE ULTIMATE : https://the-gypsy-mumma.mykajabi.com/ultimateJoin the email fam here (yes, you'll actually want to read them), PURE FIRE! https://www.thegypsymumma.comDid we just become friends? Let's connect and make it official:INSTAGRAM: https://www.instagram.com/iamkelleywebb (new account) FACEBOOK:
Summertime; feeling fine! Join us this week for a fun-filled convo about everything from dating catastrophes, break-up letters, and happily ever afters. Ms. S & Ms. J finally got our dear friend Sarah on the Pod. Tune in for laughs, tears, and everything in between.Support the show
How do we be more on purpose, and less on point and create learning with rigour but not rigidity? How do we elevate voice, choice and initiative knowing that as we do so we create more freedom and more responsibility?In this fifth episode of our 10-part special series on Learner Agency we discuss how students bring agency to life. This is the fifth lesson for agency shared by global education expert Charlie Leadbeater in conversation with educators from three different schools across South Australia. In our conversation we blend the conceptual with the concrete, exploring philosophy, practice and product and hear how schools have journeyed towards activating agency in their community. Three brilliant teachers join us for our conversation today: Nathan Grierson of Bethany Christian School, Eleanor Waterford of Mt Barker Waldorf School, and Andrea Sherwood of Westminster School. We discuss what purposeful learning looks like and how identity meets intent - when who we are powerfully intersects with what we want to achieve. As our educator colleagues share their learning journeys, both inner and outer, we discuss the connection between values and achievement, how they endure and evolve, and how if we connect purpose, commitment, and reflection we can create high agency learning experiences that lead to increased growth and mastery. This series is a special collaboration between The Learning Future and AISSA: The Association of Independent Schools of South Australia. Each of these ten podcast episode correspond to one of 10 lessons on Learning Agency from the soon to be published Centre for Strategic Education Paper authored by Charlie LeadBeater. We hope you enjoy our conversation, teacher buy in.See more: https://www.ais.sa.edu.au/events/student-agency-lab-three-year-project/ Transcript available upon request. Email us: hello@thelearningfuture.com