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In this episode of Fintech Chatter, Dexter Cousins chats to Nathan Walsh and Michael Starkey, Co-Founders of Athena Home Loans.Making their long awaited return to the show, Nathan and Michael discuss their journey over the past four years, and the insane challenges they've had to navigate as interest rates rose rapidly and funding markets dried up. According to Wikipedia Athena was the patron goddess of heroic endeavor; she was believed to have aided the heroes Perseus, Heracles, Bellerophon, and Jason. She may have also aided Michael and Nathan over this last few years!We ask Nathan and Michael the tough questions like how do you compete with banks, balance innovation with regulatory requirements, navigating the rapid interest rate rises since 2022, and the importance of partnerships. Nathan and Michael also share their secrets to building a resilient team and maintaining a strong company culture as they aim for the next stage of growth and innovation in the home loan sector.Chapters00:00 Introduction to Athena Home Loans03:38 Founding Story and Vision05:48 Tech Fin vs Fin Tech: Athena's Position07:32 Navigating Regulation and Innovation11:48 Challenges of Distribution in a Fragmented Market13:34 Impact of Interest Rate Rises on Fintech19:45 Lessons from Big Banks23:23 Partnerships and Growth Opportunities29:29 Cultural Alignment in Partnerships33:47 The Journey of Co-Founders37:59 Hiring The Right People40:51 Navigating Growth and Change45:09 Reflections on Past Experiences48:40 Future Aspirations and GrowthSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
For this week's episode, we invited listener Michael Starkey in for an episode! We talk about Michael's most recent success in Ohio, his learning curve into bowhunting, how he found WCB, and more! Enjoy! Check out the NEW WCB POD CLIPS YouTube here: https://www.youtube.com/@WCBPODCLIPS Find WCB On Social: FaceBook | Instagram | TikTok For Video podcasts, hunts, Vlogs, and more check out the WCB YouTube by clicking here! The WCB Podcast is supported by these awesome companies: Elite Archery MTN OPS - Save 20% and donate 5 meals to Conquer Hunger and help us reach our 100,000 meal goal when you use code WCB Camo Fire / Black Ovis Code: WCB Big Tine - Attract - Develop - Grow Code: WCB2024 Old Barn Taxidermy Huntworth Gear Code: WCB15 Novix Treestands CODE WCB10 Victory Archery Leupold Optics Trophyline CODE: WCB Grizzly Hunting Blinds | Code WCB Dialed Archery Free Shipping Code WORKINGCLASS Black Gate Hunting Products Code WCB10 DeerCast - Save on your yearly description by clicking here! Aluma Trailers - Built in the USA, ALL aluminum welded construction! Rogue Ridge E-Bikes Save some $$$ at rack hub by clicking here: https://www.rack-hub.com/wcb **Check Out the other Podcasts on the WCB Podcast Network!** Victory Drive - Our Firearms, tactical, Military Podcast Tackle & Tacos - A fishing podcast! Hunting The Mason Dixon Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Jenkins sits down with Michael Starkey, Founder and Executive Director of Save the Snakes. They begin the discussion by talking about Michael's path to conservation - it is an inspiring story that is somewhat different from most. They then delve into the work of Save the Snakes, focusing on conserving snakes around the world using a combination of conservation science, outreach, education, and community conservation. If you are interested in snake conservation, you will not want to miss this episode.Connect with Michael at Save the Snakes. Connect with Chris on Facebook, Instagram or at The Orianne Society.Shop Snake Talk merch.
What makes California such a great spot for snake diversity? Where does antivenom come from, and why is it so expensive? Can you really inoculate yourself against snake venom? How did evolving alongside snakes impact who we are as humans today? Join me and Michael Starkey, founder of Save the Snakes, as we get a close look at California snakes and then sit down to discuss bright blue snakes, snakes with legs, snake myths, evolutionary arms races, babysitter snakes, and how this diverse group of animals makes our lives better every single day. Links: Take 6 minutes to fill out the listener feedback survey (and get entered to win a $50 gift card to the Theodore Payne Foundation store!) Save the Snakes Medicines derived from snake venom GSN website Get the GSN newsletter Join the Patreon community See GSN videos on Instagram The song is called "i dunno" by grapes, and you can see the Creative Commons license here.
On this week's podcast, Richie, and Alex join me along with an in-person appearance from Michael Starkey who is visiting Wrexham to catch 2 games and see some friends. We go over all the Wrexham action from Morecambe and Harrogate and discuss the latest transfer news as January approaches before turning our attention to the 2 upcoming Cup games at The RacecourseYou can find all our useful links including contact info here - https://linktr.ee/racecourseramble?utm_source=linktree_profile_share<sid=772782a0-d1fb-4711-bbcd-10b3e444adcbAs ever the awesome theme music and stings are provided by 1987tilpresent, You can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresent Hosted on Acast. See acast.com/privacy for more information.
On This week's podcast, I am Joined by Michael Starkey and Jamal Colby as we go over the latest from Wrexham FC this week. We go over the news with The Kop stand news just breaking, before we look back to a fantastic 3-0 win over Grimsby. We finish out with a look ahead to Saturday's massive game away at Stockport CountyYou can watch the podcast on YouTube here - https://tr.ee/CsiGNNguAgYou can find all our useful links including contact info here - https://linktr.ee/racecourseramble?utm_source=linktree_profile_share<sid=772782a0-d1fb-4711-bbcd-10b3e444adcbAs ever the awesome theme music and stings are provided by 1987tilpresent, You can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresent Hosted on Acast. See acast.com/privacy for more information.
Welcome to another Ramble, This week Michael Starkey and I spent a couple of hours discussing - Club News, Episode 1 of Welcome To Wrexham Season 2, Transfer Deadline Day Disaster, Doncaster Rovers (H) Review, and then looked ahead to the visit of Grimsby on Saturday.You can watch the podcast on YouTube here - https://tr.ee/CsiGNNguAgYou can find all our useful links including contact info here - https://linktr.ee/racecourseramble?utm_source=linktree_profile_share<sid=772782a0-d1fb-4711-bbcd-10b3e444adcbAs ever the awesome theme music and stings are provided by 1987tilpresent, You can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresentFollow Racecourse Ramble on Twitter here https://twitter.com/racecourserambl Hosted on Acast. See acast.com/privacy for more information.
On This week's podcast, Michael Starkey joins me to discuss all things Wrexham AFC. We start with some club news before we review the last 2 games which were the away draw versus Barrow and the Penalty shoot-out drama from Tuesday's game with Bradford City. We look at the HOT Transfer rumours with just 2 days of the window remaining before we finish with a look ahead to Tranmere (A) and Newcastle U21 (H) As ever the awesome theme music and stings are provided by 1987tilpresent, You can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresentFollow Racecourse Ramble on Twitter here https://twitter.com/racecourserambl Hosted on Acast. See acast.com/privacy for more information.
On This week's podcast, Michael Starkey joins me to discuss the Breaking news that Ben Foster has retired, we review the crazy Saturday game at home to Swindon and then we play the speculation game with some transfer rumours. Finally we look ahead to our visit to Barrow on Saturday in the EFLAs ever the awesome theme music and stings are provided by 1987tilpresent, you can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresentFollow Racecourse Ramble on Twitter here https://twitter.com/racecourserambl Hosted on Acast. See acast.com/privacy for more information.
Daz is stuck in the phantom zone this week, so we discuss the Genero Adran Premier fixtures and predict the winner, review Wrexham's games v LA Galaxy2 and Manchester United, preview the last pre-season game against Philadelphia Union 2 and speak to probably Wrexham's biggest and best international fan, MICHAEL STARKEY.
On this week's episode, I was joined from across the pond by Alabama's finest Mr. Michael Starkey as we looked back over a massive weekend for Wrexham AFC. Firstly we looked over the draw away from home at Barnet, before we looked at an amazing day for Wrexham AFC women as they won promotion to The Adran Premier League in a tense encounter played in Newtown. Then we look over the key victory on Tuesday night as we defeated Yeovil who were relegated as a result. We finish with a preview of the Boreham Wood game which is the biggest game in decades given what's at stake if we win!As ever the awesome theme music and stings are provided by 1987tilpresent, you can buy the track called Someday from here https://1987tilpresent.bandcamp.com/track/somedayFollow 1987tilpresent on Twitter here https://twitter.com/1987tilpresentFollow Racecourse Ramble on Twitter here https://twitter.com/racecourserambl Hosted on Acast. See acast.com/privacy for more information.
Chad, Noah, and Michael Starkey, an American Wrexham supporter (surprise surprise) review a 3-3 draw at the Racecourse Ground, while Chad breaks down our upcoming local derby against Rotherham United with Matt from the New York Talk Podcast. Follow us on Facebook and Twitter https://www.facebook.com/theredhalfofsheffield/ Twitter - @redsheffield Blades in the USA https://www.facebook.com/bladesintheusa/ Twitter - @bladesintheusa Noah Snyder Instagram - @Sunpuck Twitter - @Nessman930 Chad Jarvis Instagram and Twitter - @cjarvis_13 Michael Starkey - @michaelSStarkey New York Talk Podcast - @rufc_pod --- Support this podcast: https://anchor.fm/chad-jarvis13/support
Michael Starkey understands that not everyone shares his enthusiasm for snakes, but as founder and Executive Director of Save the Snakes he believes that humans and snakes, even venomous snakes, can coexist. As a wildlife biologist, Michael shares techniques for making your landscape less – or more – attractive to snakes and how education can protect against snake bites and enhance your enjoyment of these amazing creatures
On this week's ramble, Alex and Michael Starkey join me to discuss the 2 games v Blyth Spartans, we review the week's news around the club and preview the Boreham wood game this coming Saturday. Ahead of the following Tuesday's game v Halifax, I am joined by National League expert Luke Walsh to discuss his thoughts on the game.You can follow the podcast on Twitter : https://twitter.com/racecourserambl and more links can be found here: https://linktr.ee/racecourserambleThanks to 1987til present for the use of their song 'Someday' as our theme music. You can buy the song from here: https://1987tilpresent.bandcamp.com/track/someday Hosted on Acast. See acast.com/privacy for more information.
On today's ramble I am joined by new Wrexham AFC fan Michael Starkey from across the pond to discuss the Woking game, the Documentary also obviously gave us some talking points too. Ryan's Twitter attack about streaming gets a mention and we preview the game on Tuesday night v Gateshead at The Racecourse. Hosted on Acast. See acast.com/privacy for more information.
Help produce Basic Folk by contributing at https://basicfolk.com/donate/I have been wanting to talk to Scotland-born fiddler and current New Yorker, Hannah Read on the pod, for longer than Basic Folk has existed. I met her at the very fun camp, Miles of Music in New Hampshire. We laughed our faces off all week and I was truly blown out of the water by her fiddling and singing. She's just released a new duo album with the Scottish banjo player Michael Starkey, so it seemed like a good time to get Han on. She grew up in Edinburgh as well as on the Isle of Eigg, a remote island off the western coast of Scotland and she talks about how living simply as a younger person has impacted her adulthood. Growing up, there was a lot of music in the house: in terms of listening and playing. Her mum played cello, sister played fiddle, there was also a community of musicians on the island playing that she connected very deeply with. She started playing Scottish traditional music at the age of six and cites her biggest influences as the musicians surrounding the trad scene in Scotland. She made her way to America to attend Berklee College of Music in Boston and eventually moved to Brooklyn.Her new album with Michael, Cross The Rolling Water is filled with old-time fiddle and banjo duets with the Edinburgh-based musician Michael Starkey. The two met at an Appalachian old time session in Edinburgh in late 2019. She talks about their musical relationship as well as how Michael only has a flip phone, which is always hilarious to hear about from someone who's on top of technology. Hannah's hilarious, kind and has an infectious energy that carries from her personality to her music. Enjoy!Advertising Inquiries: https://redcircle.com/brands
Despite the inevitable increasing fishing pressure, the Northern NSW coast remains well known as a hotspot for quality snapper. Today's ALF guest is Michael Starkey, a long-time tackle industry heavyweight who has been fishing the Ballina area for around 18 years. Michael loves nothing more than hitting the inshore reefs with light tackle and singling out the bigger fish on some very accessible ground. Today he explains how to go about doing exactly that! This is an ALF PLUS episode, so supporters of the ALF Podcast are getting the extended version with extra tips about finding the bigger fish. They're also getting livestreams, ebooks and audio masterclasses to help their fishing - and you can too, for less than the costof a cup of coffee per week! https://team.doclures.com Full Show Notes Are Available At: https://doclures.com/ballina-snapper-michael-starkey/
Here's a brand new session, just recorded in my kitchen - old time Appalachian music from fiddler and singer-songwriter Hannah Read with banjo player Michael Starkey. Plus everything else you've come to expect and a few things you weren't expecting at all. Visit https://andykershaw.co.uk for play-lists and to get in touch, make a donation or become a sponsor.
Michael Starkey is the Executive Director and Founder of Save The Snakes, an organization dedicated to snake conservation and mitigating Human-Snake conflict. In the episode, Michael explains why it was The W.H.O's decision to classify snakebite as a "neglected tropical disease" that motivated him to found the organization. We discuss the work Save The Snakes does, and how it impacts snake conservation. Michael also tells us about snakebite, including what to do if you're bitten and what to avoid. Michael also lays out the future plans for Save The Snakes. SHOW NOTES: https://www.animalsathomenetwork.com/112-save-the-snakes/
Welcome to the fifth season of "Scaling Up"! Expect an ecclectic mix of incredible Australian growth stories, told by their founders and CEOs. Some of the episodes are with businesses at the earlier stages of their scaling up journey, as well as a few of Australia's largest listed businesses. Regardless of scale, or business model, there are some common scaling pain points, and we try again to uncover how these leaders have overcome them. Like our last series, we also have a little mini series, this time lasering in on the role of Chief People Officer and what scaling great cultures looks like. To kick off though, we have two episodes featuring two of Australis's brightest venture backed consumer finance companies. By releasing them side by side, it should be easier for listeners to compare and contrast the lessons in similar business models. The first, is Athena Home loans, and our interview with the founders Nathan Walsh and Michael Starkey. Founded in 2017 and launched two years later, Athena has already funded over $3.5b of home loans in Australia on the simple premise of allowing for fast, simple, transparent and cost effective digital loans. The home loan market in Australia is massive as you can imagine, and crucially controlled by the four legacy banks. The banks though are having some of their lunch eaten by the non-bank lenders, of which Athena is at the top of the list. To enable Athena to scale rapidly in a highly regulated environment, Nathan and Michael from day one realised that talent was the most important element to their, and built a crack team of leaders who could scale from start up, right through the scale up journey. The conversation covers a heap of ground – from scaling a consumer brand, to finding competitive advantages in their cost of capital on the lending side of the business, as well as some hot topics around remote versus in-office work as we come out of covid-19 restrictions. These two are high functioning and thoughtful in everything they do, and this translates into some wonderful insights for founders, management teams and casual listeners alike. You can follow TDM (linktr.ee/tdmgrowth) and host Ed Cowan (linktr.ee/eddiecowan) across social channels. SHOW NOTES 4:00 - founding story 4:30 - the original vision for Athena 8:45 - why the 'talent first' strategy 10:40 - overview of the Australian homeloans market 14:00 - building bands and scaling acquisition costs 16:33 - biggest difficulty on consumer side of the bussiness in terms of scaling business 19:12 - processing power and scaling a range of products for consumers - what is Act 2? 23:25 - funding model and value proposition for funders 26:30 - trying to scale the funding side of the business 28:10 - being a culture first business 32:50 - concept of a cultural balance sheet 36:13 - heading back into the office and working remotely 40:10 - The importance of the role of the Chief People Officer 43:05 - biggest scaling challenge when it comes to culture 45:10 - what does success look like over the next 5 years and what are the hurdles to overcome to achieve this --- Send in a voice message: https://anchor.fm/tdm-growth-partners/message
Michael Starkey is the Co-founder, COO and CFO of Athena Home Loans. See acast.com/privacy for privacy and opt-out information.
In episode #71 Dexter Cousins chats to Nathan and Michael as they celebrate the 2nd birthday of Athena's official launch. Athena is on a mission to save Australians a whole lot of money and help pay off their home loan faster. Founded in June 2017 to revolutionise the home loan industry and make it better in every way, Athena built an innovative digital home loan platform to deliver savings to borrowers, backed by local home loan experts.Athena is backed by Australia’s leading investors, including AirTree Ventures, AustralianSuper, Hostplus, Macquarie Bank and Square Peg. Athena has been the proud recipient for Finnies Emerging Fintech Organisation of the Year Award for 2 years in a row – 2019 and 2020.Nathan WalshCo-founder & CEO, Athena Home Loans, AustraliaNathan Walsh, Athena’s Co-founder and CEO, is a fintech entrepreneur with over 20 years’ expertise in financial services, top-tier consulting and legal practice. Nathan is a former NAB executive who started his career with BCG before taking senior roles at Citi and NAB in wealth management. At NAB, Nathan founded Nabtrade and built it from an idea into a $40 billion platform over 7 years, winning multiple innovation awards along the way.Follow Nathan on LinkedinMichael StarkeyCo-founder & COO, Athena Home Loans, AustraliaMichael Starkey, Athena’s Co-founder and COO, has an entrepreneurial background, having been the co-founder of iSelect in AU. He spent 7 years at NAB in personal banking, was a board member of the Australian Payments Council and ASX listed Homelands Ltd and former director of the New Payments Platform (Australia’s new real-time payments network). Follow Michael on LinkedinFind out more about Athena hereLaunch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentThanks To Our Partners FinTech Australia Connecting, challenging and advocating for one of the fastest growing tech communities in the worldFinnies 2021 - ENTRIES OPEN Will you be a winner at Australia's PREMIER FinTech Awards? Entries close 30th March 2021
On today's episode, Nathan and Michael takes us through some of their greatest life lessons:Their early experiences founding iSelect and NABTrade; Why they hired their entire executive team before building a single product; Why startups should be happy to dance with the hippos; Why Australia is a phenomenal place to build a FinTech startup.Find out more about Athena, Michael and Nathan at https://www.athena.com.au/
In this episode I sit down with Michael Starkey of Harvester Outdoors from southern Ohio. We talk about how his beginnings in hunting have transcended into a passion he shares with others. Starkey tells us his plans for 2020 with his buddy Tyler and how they plan to bring veterans out on hunts for some southern Ohio giants!! Checkout Starkey and Tyler on IG @harvester_outdoors
On this episode we are joined by, Jake Carr, Michael Starkey, and Josh Birnberg. They discuss their two strike hitting approach, their favorite hitting drills, and so much more!
In this episode Coach Matsakis talks defense, previous coaching, & more with Defensive Coordinator & Linebackers Coach, Michael Starkey. Coach Starkey explains his defensive philosophy, introduces the Defensive staff, & more. Music: Bensound.com
Snake Conservation: Is education they key? With snakebite and venom research the primary focus of the podcast, we're going to branch out into some of the conservation efforts ongoing worldwide and see how snakebite and conservation go hand in hand. In this episode Michael Starkey, founder of Save The Snakes, joins us to talk about how the foundation started, their mission, and the conservation efforts they have around the world working within communities and the helping hand they offer programs to support and protect these magnificent creatures The hosts in this episode: Ross Deacon Edd Crittenden Please search for Word on the snake vine podcast on your preferred podcasting platform or Listen and download on any of the links below: Podbean: https://wordontsnakevine.podbean.com/ Spotify: https://open.spotify.com/show/6e6kkI6cwJjAx3I4K4CTic… iTunes: https://itunes.apple.com/…/word-on-the-snake-v…/id1450959744 Google Podcasts:https://www.google.com/podcasts… YouTube: https://www.youtube.com/channel/UCnbHx1CCLZKMfndnf70IFqg If you like what you hear and want more content such as bite reports, conservation effort information, plus many more, why not follow us at the link below? Facebook: https://www.facebook.com/wordonthesnakevinepodcast Instagram:https://www.instagram.com/word_on_the_snake_vine_podcast/ Thank you all for listening and please like and share the page and enjoy this latest episode!!
Welcome to Get Up in the Cool: Old Time Music with Cameron DeWhitt and Friends! This week’s friend is Jane Rothfield, returning for her third appearance on Get Up in the Cool! Also joining us on guitar is Michael Starkey from Edinburgh. We recorded this at Burhania during Clifftop! Thanks again to Hilarie and Mark and Ry for letting me record at your camp this year! This episode of Get Up in the Cool is brought to you by Elderly Instruments in Lansing, Michigan—my goto for traditional instruments and accessories. Next time you want to upgrade your instrument or you run out of strings, or lose your favorite pick, or your tuner breaks, go stock up at https://www.elderly.com/. Tunes we’ll play: The Horny Ewe Benton’s Dream (make a video of this one) Roaring River Farewell to Havertown Sail Away Sally Ann Willie Moore Bonus Track: Chinquapin Hunting Jane’s website: http://www.janerothfield.com/ Follow on Facebook: https://www.facebook.com/Jane-Rothfield-185383944951693/ Janie’s Jumpstart Camps (next one is Nov 16-18): http://www.janiesjumpstart.com/ Get Up in the Cool Vol. 2 is now available: https://camerondewhitt.bandcamp.com/ Get Up in the Cool's website: https://getupinthecool.com/ Support Get Up in the Cool on Patreon: https://www.patreon.com/getupinthecool Support Get Up in the Cool a year at a time: http://www.camerondewhitt.com/store Buy a Telegram to be read on Get Up in the Cool: http://www.camerondewhitt.com/store Like and follow Get Up in the Cool on Facebook: https://www.facebook.com/getupinthecool/ Join Get Up in the Cool's Facebook group: https://www.facebook.com/groups/getupinthecool/ Cameron DeWhitt's website: http://www.camerondewhitt.com/ Cameron DeWhitt's YouTube: https://www.youtube.com/camerondewhitt?sub_confirmation=1 Listen to Think Outside the Box Set: http://boxset.website Come to Nimbin Roots Festival! https://www.nrfest.com/
Clare Balding's long-held wish, to sample the walking delights of the Isle of Man, is finally satisfied as she heads to the north of the Island to explore Glen Dhoo and Ravensdale. She walks in the company of local artist, Michael Starkey and guide Chris Callow, two proud Manxmen. The walk can be found on 0S Landranger 95. Producer Lucy Lunt.