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We gathered arguably 4 of the most progressive and dominant female riders of the current era in the studio for a chat on all things wakeboarding. We dive into equal pay, field a solid guest question from Aussie legend Amber Wing, talk clip satisfaction/comparison, chat about women's cycles (yeah, periods), talk our favorite up and coming female riders, hear guest questions from Johnny D and Cooper Scarborough, go over both Rivers and Campbells new edits Domain and Roam, as well as do some 2025 trivia, and end it by answering your Instagram and Patreon questions. Hear all that and much more in Episode 11 of Shop Talk!Thank you to our guests!Campbell: https://www.instagram.com/campbell_scarborough/Meagan: https://www.instagram.com/meaganethell/Rivers: https://www.instagram.com/rivershedrick/Sina: https://www.instagram.com/sinafux/Hunter: https://www.instagram.com/hunterthane/Thank you to this shows sponsors! Liquid Force: https://www.liquidforce.com/ Slingshot: https://slingshotsports.com/Chapters:00:00 - 1:00 Intro1:12 Check in5:20 Guest Question: Amber Wing20:00 Equal Pay42:30 Clip satisfaction 59:30 LF'n Wheel of Questions1:06:00 Women's Cycles1:22:30 Equal Pay Cont. 1:43:50 Slings Hot Takes2:00:20 Guest question Johnny d 2:14:40 Up and Comers2:25:20 Domain2:43:30 Roam3:08:00 Patreon/IG Questions3:16:30 2025 Trivia3:20:00 Patreon/IG Cont. 3:36:40 Guest Question: Cooper ScarboroughThank You to our Guest Questions:Amber Wing: https://www.instagram.com/amberwing/Johnny D: https://www.instagram.com/johnxdreiling/Cooper Scarborough: https://www.instagram.com/cooper_scarborough/Links:Soupy Sundaes: https://www.youtube.com/watch?v=NmH3UltivfQ&list=RDNmH3UltivfQ&start_radio=1Roam: https://www.youtube.com/watch?v=qTKrg7kHfcwDomain: https://www.youtube.com/watch?v=xDwcXSuA7sU&list=RDxDwcXSuA7sU&start_radio=1Sewer Cats: https://www.youtube.com/watch?v=zmnxLLND800&list=RDzmnxLLND800&start_radio=1Brink: https://www.youtube.com/watch?v=XXm_yom0cmc&list=RDXXm_yom0cmc&start_radio=1Up and comers:Eva: https://www.instagram.com/eva.rivierre/Nanou: https://www.instagram.com/nanou.lenaers/Ana: https://www.instagram.com/awesomelyana/Giulia: https://www.instagram.com/__giulia.castelli__/Theresa: https://www.instagram.com/resi.kx/Mia: https://www.instagram.com/mia.prl/Sonja: https://www.instagram.com/sonja_sjostrom_/Melou: https://www.instagram.com/meloubbb/Anastasia: https://www.instagram.com/nastyasyrova/Nike: https://www.instagram.com/nike_hsr/Shoot us a text!Patreon: https://www.patreon.com/GrabMattersPodcastWebsite: https://www.grabmatters.com/YouTube: https://www.youtube.com/@grabmatters/videosInstagram: https://www.instagram.com/grabmatters/TikTok: https://www.tiktok.com/@grabmatterspodcastFacebook: https://www.facebook.com/grabmatters
SHINING WITH ADHD #210: ADHD in the Classroom: Real-Life Strategies from a Teacher Who Gets It The Childhood Collective1/7/2026SUMMARYWhat does ADHD look like in a real classroom, and how can parents and teachers work together to help kids thrive? In this episode, we're joined by Kristina Manning, a former general education teacher who shares TONS of practical, real-life strategies she has used to support students with ADHD. Kristina gives several whole-class ideas like morning meetings and communication boxes, as well as more individualized ideas you can bring to your child's teacher. Whether you're an ADHD parent, teacher, or both, you'll walk away with simple, realistic ways to help your child shine at school.MEET KRISTINA MANNINGKristina is a seasoned ADHD Parenting Coach with a wealth of experience in fostering harmonious family dynamics. With a background spanning 15 years in the education sector as both a classroom teacher and school counselor, Kristina founded Calm Minds Parent Coaching to address the critical need for parental support. She helps parents create peaceful and thriving home environments. Her passion lies in empowering parents of kids with ADHD to embody the principles of peaceful parenting and nurturing healthier relationships within the family unit.LINKS + RESOURCESEpisode #210 TranscriptKristina's WebsiteKristina's Free ADHD Parenting GuideThe Childhood Collective InstagramHave a question or want to share some thoughts? Shoot us an email at hello@thechildhoodcollective.comMentioned in this episode:Shining at SchoolShining at School is a video-based course that will teach you how to help your child with ADHD go from surviving to thriving at school for elementary and middle schoolers. On your own time. At your own pace. Use the code PODCAST for 10% off!Shining at School CourseHungryrootHungryroot offers “good-for-you groceries and simple recipes.” We have loved having one less thing to worry about when it comes to raising kids. For 40% off your first box, click the link below and use CHILDHOOD40 in all caps to get the discount.HungryrootTime TimerWe can't have your attention and not mention Time Timer. This amazing tool helps with activity transitions, independence, and building executive function skills. Head to and use the code TCC to get a site-wide discount.Time Timer
Nobody understands a city's pulse quite like a City Cast host — and that makes them the best predictors for 2026's biggest local stories. City Cast Portland host Claudia Meza joins CEO David Plotz and the other 12 hosts from across the network to talk about the big changes coming to our cities, from political shifts to data centers. Learn more about the sponsors of this January 5th episode Cat Adoption Lan Su Chinese Garden DUER - Mention code CCPDX for 15% off Neo Home Loans SkillCharter DUER - Mention code CCPDX for 15% off Become a member of City Cast Portland today! Get all the details and sign up here. Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter and be sure to follow us on Instagram. Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise.
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1235: Welcome to the first news show of the new year! CES puts autonomy and AI front and center as EV plans cool. Dealer sentiment improves—but trust gaps threaten CDJR and Nissan valuations. And despite years of doom-and-gloom, physical retail dominates holiday spending, with AI quietly reshaping how consumers shop across every channel.Show Notes with links:https://www.reuters.com/business/autos-transportation/self-driving-tech-ai-take-center-stage-ces-automakers-dial-back-ev-plans-2026-01-05/As EV hype cools down, CES 2026 is turning the spotlight toward AI and autonomy. With EV rollouts slowing due to cost and policy, automakers are looking to autonomous tech as the next frontier.Automakers pull back EV launches amid weaker policy support.AI and autonomous systems dominate CES 2026 exhibits.Tesla and Waymo's recent moves have reignited AV momentum.Rivian teases “eyes-off” driving for city streets.“That connectivity on autonomous, I do think will be front and center,” said C.J. Finn of PwC.https://www.autonews.com/retail/an-kerrigan-dealership-2026-trust-valuation-0104/The latest Kerrigan Advisors survey shows dealer optimism growing—but not for every brand. CDJR, Nissan, and Infiniti topped the least-trusted list, with many dealers expecting declining valuations for these franchises in 2026.64% of dealers have no trust in CDJR and Nissan; 61% distrust Infiniti.Dealers anticipate Toyota, Lexus, and Kia stores will gain the most value.Chevrolet sees a reputation bump, with higher dealer trust and value outlook.CDJR showed the biggest improvement in valuation sentiment year-over-year.“Dealers that trust the franchise are going to invest in the franchise,” said Erin Kerrigan.https://retailwire.com/discussion/lessons-physical-retail-holiday-season/Despite endless headlines forecasting its decline, physical retail flexed its muscles this holiday season—capturing 73% of spend, according to Visa's latest data. But the real story may be the rise of AI and its impact on how we shop.Total holiday spend rose 4.2% YoY; real growth closer to 2.2% after inflation.Physical stores dominated spend, though e-commerce grew 7.8%.Consumer electronics and fashion led category growth.AI drove smarter shopping—price comparisons, discovery, and decision-making.“This led to a more informed, more intentional consumer,” said Visa's Wayne Best.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Raising prices can feel uncomfortable — but avoiding it can quietly kill your business. In this episode of Turf Nerds: A Lawn Care Podcast, we talk about why winter is the smartest time to raise mowing prices and how underpricing leads to burnout.We break down the real costs lawn care businesses face, why working fewer lawns for the same (or more) money is the goal, and what actually happens when customers push back — or leave.This episode isn't about greed. It's about building a lawn care business that's sustainable, profitable, and supports your life.Tap Here for Turf Nerds Merch!Look! We Have A Website!Don't forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn!Use promo code TURFNERDS for 50% off Equip Expo 2026 registration!Shoot us an email! TurfNerdsPodcast@proton.meInstagramFacebookTikTokSubscribe on YouTube:https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1#LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
Send us a textOn this episode of the CSZ Podcast, brought to you by Prime IV Louisville, we are coming to you live from the Shoot 360 Studios, Jeremy is joined in studio by Shawn, Joey & Sam!The fellas will recap this week's disappointing loss to Stanford, portal ins & outs, Coaching changes, visits, WBB recap vs VT & much, much more including our usual shenanigans! You won't want to miss this one! The Cardinal Sports Zone Podcast is brought to you by Prime IV, Shoot 360, Four Pegs, Fitness Market, Cherry Pickin Goods, Planet Fitness, Mossy Oak & Hart Reality, Collision Course Crew, Rally House, Beckmanns FineBladeZ & Josh Jarboe from Remax Reality.Follow us on Twitter:@CardSportZone@Jeremy_CSZ@lvilleshawn@baseboy124@DPence_@joewahman526@WesB_42@WesKeyes_CSZ@IamthehiggyFollow our sponsors on social media:#PrimeIVLouisville#JoshJarboe@PlanetFitness@Rally_House@FitnessMarketKY@course_crew@FourPegsBeer@MossyOak@Shoot360Lou@CherryPickinGds@Zach_Beckmann1Support the show
My quick yearly breakdown of my own personal training and nutrition/supplement plan for the first half of 2026. Digging into our 10 week Old Man Shredded Program I will be starting Jan. 5th with the app community- followed by a 12 Week Max Hypertrophy training protocol. Old Man Shredded 10 Week Program CLICK HERE code "SHREDZ49" save yourself $49 off Join our Built Difference Business Community HERE Thanks to our Sponsors:AG1 CLICK HERE for a 1 year supply of vitamin D3 with free travel packs or want a FREE sample? Trouble with Sleep Try AGZ as well for free: Shoot us a DM and ask!My Creatine & Coffee Code JSF for 10% off CLICK HEREJaylab Pro Our Protein, Turmeric, Collagen, Krill Oil - COE NY25 Save 25% now https://jeremyscottfitness.jaylabpro.com/products.htmlDry Farms Wine - dryfarmwines.com/jeremyscottfitnessEach new member will earn an extra bottle for just a penny with their first order of wine when they use this link.
Consider this the third and final installment of my war with Japan triptych. In this episode, we'll discuss the top secret "Manhattan Project" led by physicist J. Robert Oppenheimer that led to the development of the first atomic bomb. We'll uncover the motives behind creating such a dangerous weapon and for using it on two cities in Japan, Hiroshima and Nagasaki, leading to civilian casualties of up to 300,000 people. We'll also consider the question, what now? What does this mean for us today and for future generations going forward? Support the show! Join the Patreon (patreon.com/historyfixpodcast)Buy some merchBuy Me a CoffeeVenmo @Shea-LaFountaineSources: “Duck and Cover” videoNational WWII Museum “‘Destroyer of Worlds:' The Making of an Atomic Bomb”National Archives “The Atomic Bombing of Hiroshima and Nagasaki”History.com “Bombing of Hiroshima and Nagasaki”History Extra “Before the atomic bombs…”Shoot me a message! Support the show
Happy New Year to you.This time last year I did something I'd never done before, which was to publish my New Year's resolutions.I was nervous about doing it because, despite constantly putting stuff out on the internet, I'm actually quite private about some things, and it made me feel quite vulnerable publishing them.However, publicly stating goals pushes you to achieve them. You're making yourself accountable, so you're more likely to deliver. It also clarifies what you're actually looking for, and solidifies goals beyond abstract ideas. It can also prompt those reading them to help in some way, whether through advice, introductions or collaboration.I'm glad I did it, and I'm sure it helped me achieve a lot of those goals.Here they are, in case of interest:The health, body and mind stuff I pretty much succeeded at - I stayed fit, I drank even less (to the point of barely drinking at all), my fasting fell by the wayside and so my weight has crept up a little. I hit my reading target - just - though really I should read a lot more.Money was also a goal hit with gold, silver and most Flying Frisby tips all performing well (though let's be honest last year was a bonanza year for pretty much everyone except bitcoin maximalists).On the love and family side of things, I think I did ok - you'll have to ask my kids and mother if I have been a good father/son. My other big target of settling down with a certain Miss Downing was an abject failure, which is probably for the best all things considered, and I am grateful to my Guardian Angel for stepping in there.On the work and career front I should consider the year a success. The live shows were brilliant, sold out, we have a lot of dates in for the spring. The book has also done well. It's coming out in the US next year.Above all I have got Kisses on a Postcard moving forward, which was the most important target of the year.The two big failures were that I didn't finish two writing projects I had in mind - my Gilbert and Sullivan and Peasants Revolt musicals - nor did I do many gigs in the US or practice my uke every day, but I probably asked a bit too much of myself.All in all I should consider 2025 an annus perhaps not quite mirabilis, but certainly bonus, prosperus, felix et secundus - and be very grateful for itSo what are my goals this year?They're not unlike last year.Love and Family* Be a good dad to Samuel, Eliza, Lola and Ferdie, and to daughter-in-law, Millie.* Be a good grandad to Cecilia.* Be a good son to my mum.* Get a girlfriend.Kisses on a Postcard* Get the script as good as it can possibly be (happening as we speak).* Get a s**t hot director and cast* Raise 10 million quid* Shoot the next great musical.Easy!MoneySame as last year. Invest well and grow my net worth - and the net worth of Flying Frisby readers - by at least 20%. I beat that by some margin in 2025 in what, looking back, was a gift of a year thanks to gold, silver and the miners.If you live in the Third World Country such as the UK, I urge you to own gold or silver. The pound is going to be further devalued. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Hard to see things being as easy in 2026, but I've got my eye on a few things. I will keep you very much in the loop.You know you should.Work & Career - Laughter, Acclaim, Opportunity* Grow the Flying Frisby by 20% in subscribers and revenue. Break into the Top 50. (Currently 60th)* Comedy - keep storming the gigs, land more tour dates in bigger venues selling more tickets* Promote The Secret History of Gold really well in the US when it launches in May* Build my online presence as both comic and commentator - I've got a specific plan for this* Keep writing songs and material, get better at the uke and make a start on guitarHealth, Body & MindI'm 76kg (12 stone/167lb). My weight has crept up these last few months, mainly since my habit of fasting has fallen by the wayside. I hit 67kg (10 ½ stone, 147lb) at one point in 2024 leading to several interventions from friends telling me I looked like a lesbian Gary Lineker. Maybe. But I felt great. I reckon my ideal weight is 72kg (11st 7, 160lb). So get there and stay there. Which means:* Fasting more regularly* Weights two or three times a week* Something aerobic two or three times a week* Daily stretching - dead hangs, pelvic floors, neck exercises* Stay off the booze* Eat more protein and starve that sweet tooth* Play more racket sports (good for the brain apparently). More tennis and table tennis, get into padel and pickleball.PLUS* Morning breathing practice and regular meditation/prayer* Read another 15 booksWish me luck!What about you - what are your goals for the year? Stick them in the comments if you fancy making yourself accountable tooIn the meantime, let me wish you a happy, healthy and prosperous 2026.I'll be back mid-week with my annual predictions piece.Until next time,DominicPS I was planning to take Christmas and New Year off. Never mind.PPS The tax loss trade is now positioned and ready to go. Take a look. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe
Well, hm, looks like this particular corner of the Shadowfell's got itself a mighty big vampire shaped problem. Thats ok. We can get some kind of posse together I'm sure. Hell, just gotta get the right kinda folks. People with training, people with skills, and most important, people who give a damn. Shoot. Wont be the first time I've faced off against some ne'er do well who's too big for his britches and by hell if its gonna be the last.If you're still wanting to pledge for the Jarren's Outpost Board Game you can right here! Hosted on Acast. See acast.com/privacy for more information.
Habitat Podcast #365 - In today's episode of The Habitat Podcast, we are back in the studio with our good friends Adam Miller and Nate Rozeveld! We discuss: Private land deer move differently than pressured public land deer Equipment upgrades can unlock major habitat improvements Small plots can be movement tools, not just feeding destinations Doe harvest is a critical but often underused management lever Seeing deer doesn't always mean appreciating the hunt Out-of-state habitat diversity changes deer movement drastically Transitions matter more than acreage size Boots-on-the-ground scouting still beats digital maps alone Late-season doe harvest can improve herd health Hunting mindset matters as much as strategy And So Much More! Shop the new Amendment Collection from Vitalize Seed here: https://vitalizeseed.com/collections/new-natural-amendments PATREON - Patreon - Habitat Podcast Brand new HP Patreon for those who want to support the Habitat Podcast. Good luck this Fall and if you have a question yourself, just email us @ info@habitatpodcast.com -------------------------------------------------------------------------- Patreon - Habitat Podcast Latitude Outdoors - Saddle Hunting: https://bit.ly/hplatitude Stealth Strips - Stealth Outdoors: Use code Habitat10 at checkout https://bit.ly/stealthstripsHP Midwest Lifestyle Properties - https://bit.ly/3OeFhrm Vitalize Seed Food Plot Seed - https://bit.ly/vitalizeseed Down Burst Seeders - https://bit.ly/downburstseeders 10% code: HP10 Morse Nursery - http://bit.ly/MorseTrees 10% off w/code: HABITAT10 Packer Maxx - http://bit.ly/PACKERMAXX $25 off with code: HPC25 First Lite - https://bit.ly/3EDbG6P LAND PLAN Property Consultations – HP Land Plans: LAND PLANS Leave us a review for a FREE DECAL - https://apple.co/2uhoqOO Morse Nursery Tree Dealer Pricing – info@habitatpodcast.com Habitat Podcast YOUTUBE - https://www.youtube.com/channel/UCmAUuvU9t25FOSstoFiaNdg Email us: info@habitatpodcast.com habitat management / deer habitat / food plots / hinge cut / food plot Learn more about your ad choices. Visit megaphone.fm/adchoices
Hollywood, we need to talk. If one more movie shows an eyeball dangling from someone's cheek, I might start mailing anatomy textbooks to Los Angeles. And while we're at it, can we please stop calling every wandering eye a “lazy eye”? After a quick rant about my personal ophthalmology pet peeves, I dive into one of the strangest mystery cases I've ever seen: a 47-year-old with sudden, complete ophthalmoplegia and normal imaging. Negative myasthenia testing, normal pupils, normal MRI, nothing made sense until one very specific antibody came back positive. Takeaways: Why “lazy eye” rarely means what people think it means and what the term actually refers to. The Hollywood eyeball trope that needs to be banned forever (optical nerves are short, folks). How a patient with zero eye movement and a normal MRI sent us searching for rare neuro clues. Why myasthenia gravis seemed like the obvious answer until every serology test came back negative. The surprising role a GI infection can play in triggering Miller Fisher syndrome, the rare Guillain-Barré variant that ultimately cracked the case. To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Today's episode is brought to you by Microsoft Dragon Copilot. Dragon Copilot is an AI clinical assistant that streamlines documentation, surfaces critical information, and automates routine tasks — empowering healthcare teams to focus more on patients and less on administrative work. Learn more at https://glau.cc/Dragon Go to http//www.cozyearth.com and use code KNOCKKNOCK for 40% off best-selling temperature-regulating sheets, apparel, and more. Trust me—you'll feel the difference the very first night. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
Happy New Year my friend! STOP! Do not set goals like everyone else or like you probably have in the past. It rarely, if ever works, just like a traditional North American diet, rarely if ever works. Think that's a coincidence? Nope, it's called seeing through the Matrix, a big part of what I teach my clients and students. Because once you see through it, you will see that everything is connected and you'll be playing the game of life with a HUGE advantage, because nearly everyone else is playing by the false rules they've been taught, in so many areas. Anyways, in this episode, I wanted to give you a different way of setting your yearly goals, one that will excite you and make you feel at peace, rather than setting a New Year's resolution and having that creeping anxiety coming up because you know in your heart that you won't be able to sustain the grind of the hot and heavy pace required by normal standards. Just a warning, the information in this 500th episode might make you twitch and it will challenge your reality. Scoff at the ideas if you will, but you won't be able to get that seed of thought out of your mind. So, proceed with caution and really think if that's a box you are ready to open. Be Unconventional, Kyle aka Panda Man P.S. - If you are ready to transform for realz, then you still have a day or two to get into my upcoming 6-week Panda Challenge. Shoot me a text if you'd like more info: 908-229-6666
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1234: Kicking off 2026, Paul and Kyle welcome Damon Lester for a deeply personal conversation about burnout, mental health, and leadership in retail auto. Damon opens up about his own breaking point—and why hustle culture may be costing the industry more than it realizes.Damon Lester shares how nonstop pressure from dealerships, associations, family, and personal loss led to burnout and a mental health crisis he could no longer outrun.The industry's obsession with perfection and constant performance leaves little room for leaders to grieve, rest, or admit they're struggling—often with dangerous consequences.Damon reframes leadership through the idea of “taking the cape off,” rejecting the superhero myth that leaders never sleep, stop, or need help.Practical boundaries matter. Something as small as limiting phone access, removing devices from the dinner table, or protecting personal energy can begin the healing process.The takeaway for 2026: leaders are human first. Titles, numbers, and stages come second—and sustainable leadership starts with honesty and breath.0:00 Intro with Paul Daly & Kyle Mountsier3:36 Damon Lester joins the show4:15 What led to Damon's burnout and mental crash7:27 Why perfection culture is so damaging8:22 What “taking the cape off” really means12:03 Small boundaries leaders can start withThank you to today's sponsor, Mia. Capture more revenue, protect CSI, and never miss a call or connection again with 24/7 phone coverage and texting (SMS) follow-up for sales, service, and reception. Learn more at https://www.mia.inc/Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
One of the fastest ways intimacy erodes in marriage is through assumption.We assume our spouse knows what we need.We assume they understand how we feel.We assume love means they should just “get it.”But marriage doesn't work on mind-reading as we have talked about before, it works on communication.When we assume things, we stop asking questions. And when we stop asking questions, we stop truly knowing our spouse. Over time, those assumptions turn into unmet expectations, and unmet expectations almost always lead to frustration, resentment, or emotional distance.Dr. John Gottman, one of the leading marriage researchers, talks about “bids for connection” the small moments where one spouse reaches out for attention, affection, or understanding. When those bids are ignored, often because of assumptions, couples slowly drift apart. Assumptions also damage sexual intimacy. When one spouse assumes rejection, disinterest, or “now's not a good time,” desire goes unspoken. Silence replaces vulnerability. And eventually, intimacy feels awkward or distant, not because love is gone, but because communication is.In this episode, Nick and Amy talk about how making assumptions or assuming things in marriage can crate a lot of disconnect and conflict.Healthy marriages don't assume. They ask.They clarify.They check in.They choose conversation over silence.Because love isn't proven by how well you guess, it's proven by how well you listen.If you haven't already, go check out the Ultimate Intimacy App in the app stores, or at ultimateintimacy.com to find "Ultimate Intimacy" in your marriage. It's FREE to download and so much fun! Find out why close to 1M people have downloaded the app and give it such high ratings and reviews!Check out the new UandI App we just released after a year in development.WANT AMAZING PRODUCTS TO SPICE THINGS UP? YES PLEASE... CLICK HEREFollow us on Instagram @ultimateintimacyapp for app updates, polls, giveaways, daily marriage quotes and more.If you have any feedback, comments or topics you would like to hear on future episodes, reach out to us at amy@ultimateintimacy.com and let us know! We greatly appreciate your feedback and please leave us a review.*This episode was recorded and published a few years ago and we released it again.Enjoy the podcast or have some feedback for us? Shoot us a message!
#OverratedXI #FootballDebate #LetEmShoot #WorldFootball #FootballPodcast #HotTakes #SoccerTalk #FYP #BallKnowledgeIn this episode of Let Em Shoot.TV, we build our Most Overrated XI in World Football.Big names. Massive reputations. Serious debate.We're talking:
Just Shoot It: A Podcast about Filmmaking, Screenwriting and Directing
The 2025 year-end Director's Panel is here! Each year, Matt and Oren have a little cocktail party with some of the past year's guests. It's a chance to reconnect and chat about what went well, what didn't, and what they're hopeful for in the coming year.Carlyn Hudson, Jamaal Parham, and Mercedes Bryce Morgan participate in this first-ever, on-camera, live-to-tape panel. And if you've got questions about the impact of AI on Hollywood and the impact of how movies are getting funded on A-list talent, then this is an episode you won't want to miss!Bringing together directors who have attended TIFF, worked with Matthew McConaughey, have films on Hulu, travel the globe, and know how to utilize the JOBS Act to fund films yields a diverse range of topics. And this crew talks about the need to do more with less, finding time to be creative, and further pushing the boundary of what's possible in an 8-hour shoot day. And yeah, AI is a big subject on everyone's minds. But is it really a threat? Or are we all whale hunters nearing extinction?There's a lot of hope and ideas in this episode. Happy New Year, everyone!Find Mercedes on IG @mercedesbrycemorgan or https://www.mercedesmorganfilm.com/Find Carlyn on IG @carlynhudsonFind Jamaal on IG @jamaalparham and @jamsandbash---Help our Patreon! https://www.patreon.com/JustShootItPodMatt's Endorsement: Fire extinguishers. AND, the fire department. Oren's Endorsement: Download everything from your phone related to your work projects, weekly () or on some fixed schedule) so you can find it later. Also, James Cameron's interview on "The Town" podcast https://podcasts.apple.com/us/podcast/part-1-james-cameron-on-avatar-misconceptions-ais-skynet/id1612131897?i=1000738091636Mercedes's Endorsement: Photoshop's Remove Tool (currently in Photoshop Beta version)Kind of like Harmonize.ai (which adds shadows and reflections when you add objects to photos)Carlyn's Endorsement; Send words of affirmation to people you appreciate.Jamaal's Endorsement: Akari Sauna with 2 locations in Brooklyn, NY, Greenpoint and Williamsburg https://www.akarisauna.com/. And use saunas as your time to develop creative ideas. Also the book "The Genius of the System: Hollywood Filmmaking in the Studio Era" by Thomas Schatz https://us.macmillan.com/books/9780805046663/thegeniusofthesystem/ Hosted on Acast. See acast.com/privacy for more information.
Vikings upset Lions, Texans nip Chargers, Jags win ugly over Colts, Eagles nip Bills and 49 ers win shoot out with Bears
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Have insights into how 2025 went or how 2026 is shaping up?Let us know by sending an email to crew@asotu.com and maybe we'll respond on this show!Episode #1233: Happy New Year! Today we're celebrating by looking back on the biggest themes that dominated the retail auto landscape in 2025, and prognosticating the future by looking at the big things we think the industry will face in 2026.Top 10 Themes of 2025#10 – Gen Z Disrupts Expectations They demand transparency, flexibility, and quick accountability.#9 – Service Became the MVP Fixed ops carried the weight during sales slowdowns.#8 – China Asserts Dominance Chinese automakers scale massively with vertical integration.#7 – Autonomy Advances (Cautiously) Waymo plays it safe; Tesla pushes limits.#6 – AI Did the Mundane (And Everyone Loved It) No revolutions—just reliable lead follow-ups and call answering.#5 – Tech ≠ Efficiency More dashboards didn't fix poor processes.#4 – Used Cars Were the Rock More affordable and practical than new.#3 – Hybrids Became the Compromise Consumers leaned toward electric and gas.#2 – EVs Didn't Die, They Rerouted Slowed demand post-tax incentives forced OEM rethink.#1 – Affordability Dominated Everything Record-high monthly payments scared off buyers.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
There's a moment in most herbalist's journey when working with plants stops feeling like a fun curiosity and starts feeling more like responsibility.Your remedies work. People notice. And suddenly, friends, family, and community members are asking you for deeper help. Not just a salve or a tea, but real support for chronic issues, complex patterns, and long-standing health concerns.In this episode of The Herbalist's Path, Mel talks about that pivotal shift. The moment when integrity matters more than confidence, and when memorizing more herbs no longer feels like enough.You'll hear why true herbal confidence doesn't come from stacking more books or collecting more plant facts, but from learning how the body actually works, how to assess what's really going on beneath the surface, and how to think critically about which herbs, preparations, and lifestyle shifts are truly supportive for the person in front of you.This episode is for herbalists who care deeply about doing this work well. For those who feel the weight of responsibility when people trust them with their health, and who want to meet that responsibility with skill, compassion, and integrity.If you've ever felt overwhelmed by internet herbalism, conflicting advice, or the pressure to sound confident before you feel ready, this show will feel grounding and reassuring for you.What you'll hear in this episode:The emotional shift from hobbyist to responsible herbalistWhy memorizing herbs doesn't build real confidenceHow understanding the body changes everything about herbal recommendationsWhat it actually means to think like an herbalistWhy mentorship and guidance matter when the stakes are realIf this resonates, you're feeling the call to go deeper, you can learn more about the Community Herbalist Certification & Mentorship here. And if not, trust that your path will unfold in the right timing. The plants will always be here for you.Like the show? Got a Q? Shoot us a Text!Wondering how you can use your herbal skills to help people when times are tough?Grab Medicine For The People - An Herbalist's Guide To Showing Up For Your Community In Times of NeedIt's loaded with ideas and resources to help you help others!
Happy New Year! Welcome to this week's episode of the podcast where Brent & David start the year off with a conversation about the importance of finding the God that never changes instead of working on the "new you" for 2026.Whether you are a young or old youth pastor, we would love for you to listen in and see what is talked about in today's episode and we would also love to hear from you! What is your tidbit of advice that you would add to the conversation?You can listen to this episode on all your preferred podcast providers. We would also love to have you join the conversation if you would like to be on the show!Shoot us a message on social media (@talkstudentmin) or an email (podcast@studentministryconversations.org) to get a time set for you to be on the show.Connect With SMCInstagram – @talkstudentminTwitter – @talkstudentminFacebook – @talkstudentminYoutube - "Student Ministry Conversations"Connect With The HostsBrent Aiken – @heybrentaikenDavid Pruitt - @pruacousticYou can also email all the hosts individually by: firstname@studentministryconversations.orgSupport the Podcast!Buy Our Merch! - www.studentministryconversations.org/shop
Film Photography Podcast - Episode 358 - Ring in the New Year with the FPP Jersey Crew! Michael Raso, John Fedele, and Mark Dalzell kick back for a lighthearted New Year's Eve episode. Mark shares his experience shooting the 2024 solar eclipse on a Minolta X-700 using a Sears zoom lens with two stacked 2x teleconverters, and introduces a tiny curiosity: the 17.5mm Mini HIT camera. Plus, listener letters and more!
What Prominent Liberal Journalist Hopes Somali Fraudsters Shoot Other Journalists? Show #80! 12302025
Latte and Laundry: A home for Catholic women, moms, and hearts
"While they were there, the time came for her baby to be born. She gave birth to her firstborn son. She wrapped him snugly in strips of cloth and laid him in a manger, because there was no lodging available for them." - Luke 2:6–7 Have you ever found yourself unworthy to be a vessel of God's love? How can we, messy and imperfect people, hold the heart of Jesus within us? This week I explore the truth that the infant Jesus came, and first lay his tiny head in nothing but a messy and humble manger. And like the manger he desire to reside with us. Have an episode idea you want to hear about? Shoot me a message here!Support the showShe Loved: Resting in the Beauty of Motherhood (New Motherhood Book with Ascension- Be encouraged and uplifted: www.ascensionpress.com/sheloved) I am convinced that God is on mission to restore and revive the beautiful vocation of motherhood right here and right now! Let's build up this community of catholic moms who are answering the call to this mighty work! If this episode blessed you, I would be so honored if you shared it with a friend, rated it, or left us a review! Support the show!!If you want to come join our community and help support the show I'd be so blessed! www.patreon.com/latteandlaundrypodcastI always love to connect :suzanne@latteandlaundry.com
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1231: We close the year with the smartest auto industry analyst in the game. Paul and Kyle bring on Steve Greenfield to make sense of a fast-moving 2025 and what dealers should really prepare for in 2026. From tariffs to AI-driven efficiency, this is a clear-eyed look at what's coming and what's controllable.Greenfield says the biggest unresolved story from 2025 is tariffs. Automakers absorbed the pain last year, but that likely changes in 2026 with pressure flowing to MSRPs or dealer margins.Despite political, economic, and affordability headwinds, the auto industry proved once again how resilient it is. Consumers kept buying, and dealers kept selling.Front-end grosses are already back to pre-COVID realities for many brands, making F&I performance, cost discipline, and fixed ops efficiency more critical than ever.AI isn't about buzzwords—it's about efficiency. Dealers should start with the metrics they want to move, then choose technology that directly supports those goals.For dealers and vendors alike, having a clear, practical AI strategy is no longer optional. Investors, partners, and customers all expect it.Thank you to today's sponsor, Mia. Capture more revenue, protect CSI, and never miss a call or connection again with 24/7 phone coverage and texting (SMS) follow-up for sales, service, and reception. Learn more at https://www.mia.inc/Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Listen to me now and believe me later! This week on the Scary Spirits Podcast, we're not just celebrating New Year's Eve—we're taking you straight to the end of the world! That's right, we're reviewing the explosive 1999 apocalyptic horror-action film “End of Days“, starring Arnold Schwarzenegger. It's the ultimate showdown between good and evil, and trust me, this episode will pump you up! Join your hosts, Karen and Greg, as they dive deep into the chaos, the demons, and the nonstop action that made “End of Days” a cult classic. They'll break down the story, the shocking twists, and the epic battle to save humanity before the clock strikes midnight. And because this is the Scary Spirits Podcast, they're not just talking—they're drinking! You'll hear them mix up a powerful, themed cocktail called the Apocalypse Bourbon Cocktail. It's bold, it's strong, and it's the perfect drink to toast the end of the year. So grab your glass, get ready for judgment day, and join us for an episode that's bigger than the Terminator, scarier than the devil himself, and more fun than a New Year's Eve party in Hollywood. Don't miss it—download now and subscribe! Hasta la vista, boring podcasts! Apocalypse Bourbon Cocktail • 1 oz bourbon• 3/4 oz Kahlua• 1 oz peppermint schnapps• 1 oz vodka Instructions: Add ice to a cocktail shaker. Combine all ingredients in a glass with ice. Add all the ingredients to the shaker. Shake vigorously for 30 seconds. Strain into glass over ice. Garnish as desired. Source: callmepmc.com A Brief Synopsis: A private security guard finds himself caught up in an apocalyptic conflict. The Devil’s only chance of getting out of his eternal prison is to mate with a chosen girl in the last hour of the millennium, and the guard finds himself having to protect the woman from an enemy in whom he does not even believe. Some of the topics discussed and highlights of this episode include: We learn about the invention of Kevlar in 1965. Do you know when the first subway ran? Karen tells us all about the Italian friar and priest Thomas Aquinas. Our rating of the film: This movie was OK. It took us 3 cocktails to get through it. Take our online survey! We want to know more about you! Please take our survey. All questions are optional and you can remain completely anonymous if you prefer. Tell us what you like or would like to hear more of! All music on the Scary Spirits Podcast is provided by the band “Verse 13”. Please check them out. You can listen to all their music on their Bandcamp page. Get social with us! Connect with us on Facebook and Instagram Subscribe on YouTube to watch Greg attempt to make all the featured cocktails Follow @ScarySpiritsPod Questions, comments or suggestions? Shoot us an email at info@scaryspirits.com As an Amazon Associate, we may earn a small percentage of qualifying purchases through our links.
Start the new year by finally making peace with MCAT CARS. In this CARS Reading Skills Workshop episode of the Jack Westin MCAT Podcast, we walk through a full Jack Westin Daily CARS passage called “Standardized Tests” (posted on December 31) and show you exactly how to think while you read.We treat this like a live CARS tutoring session: reading sentence by sentence, talking through confusion, and mapping the author's argument so main idea questions feel way less mysterious.In this MCAT CARS episode, you'll learn how to:
Questions, comments? Shoot me a text.Tired of making New Year's resolutions that don't stick? You're not alone, research shows 88% of resolutions fail. In this episode, Amy White shares a simpler, more sustainable approach: choosing a theme for the year instead.A theme isn't a rigid goal, it's a lens that guides your decisions, behavior, and actions without the pressure of pass or fail. Learn why resolutions set us up for shame spirals, how a theme creates flexibility and focus, and how to choose the right theme for your 2026.What you'll learn:• Why most New Year's resolutions fail (and why it's not your fault)• The difference between a resolution and a theme• How to turn "lose 20 pounds" into a theme that actually works• Real examples of themes like "health and wellness" and "emerge"• How to use your theme as a decision-making filter all year longIf you're done with the guilt, the pressure, and starting over every January, this episode is for you. Join Hangry to Healthy - Start Your 7-Day Free Trial Website: The Simplicity of Wellness Schedule Your $47 Consult: Get Unstuck Follow Me on TikTok Follow Me on Instagram
"Don't shoot what it looks like. Shoot what it feels like." – Unknown/Commonly Attributed “I am not interested in shooting new things – I am interested to see things new.” – Ernst Haas In this year-end episode of Street Shots, Antonio and Ward take some time to reflect on the past year and how their photography has been shaped by it. They talk about recent projects, photo books that left an impression, and how changes in place, access, and pace have influenced the way they see and make pictures. Rather than chasing trends or noise, the conversation leans toward slowing down and paying attention to what feels honest and sustainable. They also discuss using newer tools, including AI-based image critique, as a way to better understand their own work — not for answers, but for reflection. The episode settles into a thoughtful conversation about distance, presence, and the quiet shifts that happen when photographers trust their instincts and give themselves permission to evolve. Subscribe to our Substack Newsletter Help out the show by buying us a coffee! Support the show by purchasing Antonio's Zines. Send us a voice message, comment or question. Show Links: Antonio M. Rosario's Website, Vero, Instagram, Bluesky, and Facebook page Ward Rosin's Website, Vero, Bluesky, Instagram and Facebook page. Ornis Photo Website The Unusual Collective Street Shots Facebook Page Street Shots Instagram Subscribe to us on: Apple Podcasts Spotify Amazon Music iHeart Radio Deezer Podcast Addict
For the last Final Score podcast of 2025, FNP sports writer Alexander Dacy and host Greg Swatek offer up their lists for the top 10 Frederick County sports stories in 2025. How similar or different are their lists? Is there any consensus on what they felt were the county's biggest stories of the past year? Then, Urbana High boys basketball coach Dave Crawmer joins Greg to talk about his young team this season and its big win over Frederick High School on Dec. 19. What are the keys for the Hawks this season? How does this season compare to some recent ones? And what are Crawmer's expectations for them? Plus, Crawmer talks about his involvement with the Shoot 360 basketball training facility on Ballenger Center Drive, next to the News-Post building, and life as a golf pro at Lakewood Country Club in Rockville.
This week, Kristin and I answer listener comments about colonoscopy prep, including a truly cursed diet of mashed white vegetables and learn about Cologuard, the screening test where you… mail your poop. Through the actual mail. To a stranger. We also dive into the ongoing household war known as “Kristin Won't Stop Sleeping in Her Contacts,” which leads to a horrifying discussion about wrinkly eyeballs, saggy conjunctiva, and what happens when an eyelash embeds itself in your eyelid gland and starts scraping your cornea. Delightful. Then we get to my new favorite segment: diagnosing cartoon characters. This week we tackle Goofy, who very clearly has a mild form of cyclopia, and debate whether his son Max avoided the gene… or if Goofy needs to have some questions answered at home. We even break down why large eyeballs mean myopia, why Edna Mode is basically a hyperopic queen, and the extremely nerdy world of axial length. Finally, we open the First Aid book and Kristen learns what an Apgar score actually measures and no, it's not “how cute the baby is,” and no, the Babinski is not part of it either. It's New Year's nostalgia, poop-mailing, cartoon diseases, eye crimes, and newborn scoring systems, basically, a classic Knock Knock Hi episode. Takeaways: The Great New Year's Trick: How to convince your small children midnight arrives at 9 PM. Colonoscopy Diet Horror: Boiled pale root vegetables, no grains, no legumes, no joy. Eye Crimes: Saggy conjunctiva, wrinkly eyeballs, embedded eyelashes, and the marital tension of sleeping in contacts. Goofy Has Cyclopia: A shockingly thorough medical analysis of cartoon genetics (plus: what's up with Max?). Apgar Breakdown: The real meaning of appearance, pulse, grimace, activity, and respiration and why Kristen's “toe swipe” theory was… not Apgar. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Today's episode is brought to you by Microsoft Dragon Copilot. Dragon Copilot is an AI clinical assistant that streamlines documentation, surfaces critical information, and automates routine tasks — empowering healthcare teams to focus more on patients and less on administrative work. Learn more at https://glau.cc/Dragon Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
As we count down to the new year and brace for the cold, rainy weeks ahead, we're revisiting a conversation with Ryan Hashegen about some of the best ways to keep moving and have fun while staying dry this season. They're the founder of Icicle Tricycles, the managing director of Better Block PDX, and the director of the Steel Bridge Skatepark Coalition. This episode first aired on Jan. 6, 2025 Mentioned in Today's Episode: Indoor Sports: Portland All Wheels Welcome Skate Like a Girl Push Movement Stronger Skatepark Commonwealth Skateboarding Cal Skate Skateboards Oaks Park Roller Rink Skate Oregon School Shift 2 Bikes Rose City Futsal Dancing and Music: Contra Remix The Showdown Square Dancing Stomptown Line Dancing and Country Two-Step Portland Country Dance Community Aztec Willies Bachata McMenamins Kennedy School Jam Session T.C. O'Leary's Jam Session Become a member of City Cast Portland today! Get all the details and sign up here. Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter and be sure to follow us on Instagram. Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this December 30th episode Simply Eloped Cat Adoption D'Amore Law PBOT DUER - Mention code CCPDX for 15% off
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1231: Paul sits down with Cars Commerce's Brian Kramer to break down how 2025 is ending and what dealers should expect in Q1 2026. The big themes: used car supply shifts, EV-heavy off-lease inventory, and why clarity beats cleverness heading into next year.Used car supply is finally climbing out of a multi-year trough, but it won't look like the past. The next wave of inventory is coming largely from leases signed during COVID-era production constraints.EVs will make up a bigger share of used inventory whether dealers “lean in” or not, driven by EV-heavy lease returns and rental fleet activity. Dealers won't really have a choice.Winning dealers are shifting focus from “look to book” to appraisal volume. If you sell 100 cars, you should be appraising closer to 200—automation is no longer optional.AI search engines are already fact-checking dealer websites against reviews, Reddit, and third-party content. Multiple CTAs, overpromises, or messy workflows can quietly tank visibility.Kramer sums it up with one word for 2026: clarity. Simple workflows, fewer claims, and actually delivering on what you promise online is now a competitive advantage0:00 Intro with Paul Daly2:07 Brian Kramer joins the show4:02 How used car supply finished 20255:05 Why EVs will dominate off-lease inventory6:50 What winning dealers are doing differently9:22 How AI search is changing dealer visibility11:43 Why clarity is the defining theme for 2026Thank you to today's sponsor, Mia. Capture more revenue, protect CSI, and never miss a call or connection again with 24/7 phone coverage and texting (SMS) follow-up for sales, service, and reception. Learn more at https://www.mia.inc/Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Ready to adjust your messaging to earn new business and better business? In this special 'best of' edition, we're cutting through the noise to bring you your favorite, most impactful marketing and sales-themed episodes. No fluff, no fakery—just what's working right now for the thinkers in freight.You can binge this one over the holidays for ideas and inspiration to refine your strategy for the new year.In this episode, we revisit five key conversations:The Supply Chain is the Product: A solo episode on how to stop selling shipments and start selling your entire supply chain journey as a competitive advantage. Starts at 5:35-minute mark.TMSA Study Deep Dive: Grace Sharkey joins the show to unpack the surprising data from the Transportation Marketing & Sales Association on what's really happening in our industry—from budgets and sales quotas to the tools marketers are actually using. Starts at 36-minute mark.The Best Reddit Freight Sales Tips: We scoured the freight broker subreddit for years to find the most valuable, unconventional, and effective sales tactics that are getting people in the door. Starts at 1:47:24-minute mark.How Marketers Are Actually Using AI: Moving past the hype to discuss the smart AI tools that work when you put them into practice right now. Starts at 2:25:44-minute mark.A Modern Marketer's Guide to SEO: A masterclass on navigating SEO, AEO, and GEO in the age of AI, finding low-hanging fruit, and answering the question: "should you even be blogging anymore?" Starts at 2:56:15-minute mark.Whether you're looking for high-tech digital strategies or fundamental tactics that are making a comeback, this episode is packed with useful takeaways to fuel your 2025 planning. Watch the video versions of these episodes on YouTube: The Supply Chain Is the ProductTMSA Study Unveils Winning Freight Marketing StrategiesBest Reddit Freight Sales TipsHow Marketers Are Actually Using AI: New Data + Smart Tools That Work Logistics SEOFeedback? Ideas for a future episode? Shoot us a text here to let us know. -----------------------------------------THANK YOU TO OUR SPONSORS! SPI Logistics has been a Day 1 supporter of this podcast which is why we're proud to promote them in every episode. During that time, we've gotten to know the team and their agents to confidently say they are the best home for freight agents in North America for 40 years and counting. Listen to past episodes to hear why. CargoRex is the search engine for the logistics industry—connecting LSPs with the right tools, services, events, and creators to explore, discover, and evolve. Digital Dispatch manages and maximizes your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers.
In this episode of The Ultimate Intimacy Podcast, Nick and Amy break down how couples can stop “trying harder” and start creating real, lasting change in their marriage and good marriage goals couples should set for 2026 to help them find Ultimate Intimacy in their relationship.If you haven't already, go check out the Ultimate Intimacy App in the app stores, or at ultimateintimacy.com to find "Ultimate Intimacy" in your marriage. It's FREE to download and so much fun! Find out why close to 1M people have downloaded the app and give it such high ratings and reviews!Check out the new UandI App we just released after a year in development.WANT AMAZING PRODUCTS TO SPICE THINGS UP? YES PLEASE... CLICK HEREFollow us on Instagram @ultimateintimacyapp for app updates, polls, giveaways, daily marriage quotes and more.If you have any feedback, comments or topics you would like to hear on future episodes, reach out to us at amy@ultimateintimacy.com and let us know! We greatly appreciate your feedback and please leave us a review.*This episode was recorded and published a few years ago and we released it again.Enjoy the podcast or have some feedback for us? Shoot us a message!
In this episode of the Jack Westin MCAT Podcast, Mike and Molly break down one of the most confusing and heavily tested topics in MCAT Biology: the menstrual cycle.Instead of memorizing hormone charts and phase names, we focus on understanding the story behind the cycle so you can answer any MCAT question, even when it's asked in an unfamiliar way.We cover:
Brought to you by True Chicago Sports Fans Podcast & 606 Media Group
Mailbag Monday lands in the weird, snack-filled limbo between Christmas and New Year's, and Jared proudly reminds you that while other podcasts are “resting,” Uncle J Train is still clocking in. He tackles a Hallmark-level dilemma about crushing on a cute, ring-free optometrist and how to shoot your shot without turning it into a LinkedIn crime scene. Then he breaks down the “fifth date shut down” question and why silence afterward can actually be a helpful answer for both people. The episode takes a surprisingly sweet turn with a one-year-later follow-up from a listener who finally said “I love you” after a divorce—and it worked—sending Jared into full sentimental mode. It's equal parts dating advice, gentle pep talk, and holiday-season camaraderie.Jared is on tour!
It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.
Now that the holidays are almost over, it's time to think about staying active all winter long. In addition to experiencing our beautiful wilderness during one of its most magical seasons, cross-county skiing is also a pretty great workout. Today we're revisiting a conversation with Portland Monthly's Rebecca Jacobson. She published a beginner's guide to the sport to help first-timers navigate getting out on the trails and gliding on the snow. This episode first aired on Dec. 17, 2024 Mentioned in today's show: Mountain Shop Sno-Park Parking Permits Teacup Nordic Pocket Creek Sno-Park Atkisson Sno-Park Guler Ice Caves Cabin Rentals - Gifford Pinchot National Forest Meissner Nordic Mt. Bachelor Nordic Methow Trails Stumptown Birkebeiner Become a member of City Cast Portland today! Get all the details and sign up here. Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter and be sure to follow us on Instagram. Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this December 29th episode Simply Eloped Cat Adoption D'Amore Law PBOT DUER - Mention code CCPDX for 15% off
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1230: Paul and Kyle sit down with CMA's Liza Borches to talk people, culture, and leadership. From gratitude for the industry to intentional connection with employees, Liza shares how she's orienting her team for the year ahead.Liza reminds dealers that even during slow months or challenging cycles, the automotive industry remains a meaningful, life-impacting business that provides opportunity and stability for millions.She emphasizes optimism without naivety—acknowledging that 2026 will bring challenges, while reinforcing confidence that teams have the tools and strength to find solutions and grow through them.As CMA continues to grow, Liza's focus is alignment through intention. Her 2026 word is “reach,” guiding both customer engagement and deeper employee connection.On the employee side, she's prioritizing reaching voices that often go unheard—especially technicians—to better understand engagement, workplace needs, and long-term retention.Liza reframes great customer experience as a downstream result of great employee experience, noting that discretionary effort comes from feeling cared for, not just compensation plans.0:00 Intro with Paul Daly & Kyle Mountsier2:51 Liza Borches joins the show3:00 What 2025 revealed about people and culture4:33 How leaders should balance optimism with realism5:57 How CMA is aligning a growing organization around culture8:52 Why reaching deeper with employees matters11:30 How Liza is approaching NADA differently in 2026Thank you to today's sponsor, Mia. Capture more revenue, protect CSI, and never miss a call or connection again with 24/7 phone coverage and texting (SMS) follow-up for sales, service, and reception. Learn more at https://www.mia.inc/Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Happy Holidays from the Sustainable Clinical Medicine Podcast! In honour of the holidays we are replaying our top two episodes of 2025. This week we're excited to bring you a replay of Episode 125 of the Sustainable Clinical Medicine Podcast. In this special episode, Dr. Sarah Smith brings together her “brains trust”—the talented team of assistant coaches from Charting Champions and Smarter Charting—for an inspiring and honest roundtable discussion. Join Dr. Jacqueline Holm-Jhass, Dr. Milene Argo, and Dr. Noel Nelson as they open up about their personal journeys from burnout to rediscovering joy in medicine and share their passion for helping clinicians create better clinical days. You'll hear first hand stories about the real costs of working after hours, practical strategies for managing the chaos of unpredictable clinic days, and priceless reminders that you are not alone in the struggle. The coaches offer compassionate advice on emotional regulation, self-compassion, and the vital importance of finding celebration and purpose—even on the hardest days. Whether you're deep in the trenches of clinical work or just starting to think about how to make medicine more sustainable, this episode is packed with relatable insights, encouragement, and actionable wisdom to help you reclaim time for your life outside of medicine. Get ready to meet the coaches who are changing the way clinicians approach their clinical days and rekindling love for the profession—one conversation at a time. Here are 3 key takeaways from this episode: You're Not Alone: Every physician experiences overwhelm—even the coaches and leaders we look up to. Vulnerability and community are key to finding solutions and breaking the cycle of isolation. Small Wins & Self-Compassion Matter: Shifting from self-criticism to celebration of even tiny wins each day (like finishing one tough chart, or supporting a grieving patient) helps change the narrative and builds resilience over time. The System is Broken, Not You: The impossible demands of modern medicine make it crucial to set boundaries and redefine what “good enough” looks like for you, rather than striving for unattainable perfection. The Charting Champions Coaches Dr. Sarah Smith and her vibrant Charting Coach team: Dr. Jacqueline Holm-Jhass, Dr. Milene Argo, and Dr. Noel Nelson. Get ready for an honest, supportive, and practical conversation about what it truly takes to create a sustainable, joyful clinical day as a physician or clinician. -------------- Would you like to view a transcript of this episode? Click here ****Get in on the Backlog Buddies Sale where All Session in June are only $10 https://www.backlogbuddies.com/ **** Charting Champions is a premiere, lifetime access Physician only program that is helping Physicians get home with today's work done. All the proven tools, support and community you need to create time for your life outside of medicine. Learn more at https://www.chartingcoach.ca **** Enjoying this podcast? Please share it with someone who would benefit. Also, don't forget to hit “follow” so you get all the new episodes as soon as they are released. **** Come hang out with me on Facebook or Instagram. Follow me @chartingcoach to get more practical tools to help you create sustainable clinical medicine in your life. **** Questions? Comments? Want to share how this podcast has helped you? Shoot me an email at admin@reachcareercoaching.ca. I would love to hear from you.
In this episode of Turf Nerds: A Lawn Care Podcast, Evan & Greg take an honest look back at their 2025 lawn care seasons. They break down what actually worked in their lawn care businesses, where things fell apart, and the lessons they will be carrying into the offseason and beyond.Tap Here for Turf Nerds Merch!Look! We Have A Website!Don't forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn!Use promo code TURFNERDS for 50% off Equip Expo 2026 registration!Shoot us an email! TurfNerdsPodcast@proton.meInstagramFacebookTikTokSubscribe on YouTube:https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1#LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
At some point after 35 or 40, a lot of guys quietly decide that decline is normal. They chalk up weight gain, low energy, aches, poor sleep, lower confidence, and slower recovery as “just getting older.” That mindset is killing men early. Aging is real... but giving up is optional. The truth is, most men aren't actually losing their edge because of age. They're losing it because they stopped training with intention, stopped eating with structure, and stopped having a real plan... we dig into all this on the episode. Old Man Shredded 10 Week Program CLICK HERE code "SHREDZ49" save yourself $49 off Join our Built Difference Business Community HERE Thanks to our Sponsors:AG1 CLICK HERE for a 1 year supply of vitamin D3 with free travel packs or want a FREE sample? Trouble with Sleep Try AGZ as well for free: Shoot us a DM and ask!My Creatine & Coffee Code JSF for 10% off CLICK HEREJaylab Pro Our Protein, Turmeric, Collagen, Krill Oil - https://jeremyscottfitness.jaylabpro.com/products.htmlDry Farms Wine - dryfarmwines.com/jeremyscottfitnessEach new member will earn an extra bottle for just a penny with their first order of wine when they use this link.
Step into Episode 192 of On the Delo, where David DeLorenzo reunites with top guest and business partner Jeremy Scott for a raw, end-of-year wrap-up that's equal parts fun banter and sharp business intel. From debating the best Diet Cokes to dissecting why multi-location scaling often backfires, they cover real hospitality headaches like labor automation, customer experience traps, and eating out without the health hype.Jeremy drops practical gems on AI-driven marketing shifts—like pumping out SEO content daily for pennies—while calling out Scottsdale's micro-economy realities and 2026 trends like white-collar job losses. Perfect for restaurant owners and entrepreneurs navigating growth, pricing insanity, and staying ahead of tech disruption without losing your edge.Chapter Guide (Timestamps):(0:00 - 3:10) Intro Vibes: Clean drinks, sparkling water debates, and Jeremy's return.(3:11 - 8:16) Fast Food Shift: Kiosks, labor cuts, and Verizon-level customer fails.(8:17 - 14:22) Growth Traps: Multi-locations, culture dilution, and knowing "enough."(14:23 - 20:44) Dining Real Talk: Seed oils myths, "80/20" eating, and feel-good spots like Pizzeria Bianco.(20:45 - 27:28) Price Shock: Hawaii $40 salads, hotel overcharges, and Midwest roots.(27:29 - 33:00) 2026 Forecast: Economic squeezes, AI job threats, and consumer shifts.(33:01 - 38:10) Marketing Wins: Instagram trust, AI SEO hacks, and Google search dominance.(38:11 - 42:17) AI Discovery: Maui food trucks, real-time finds, and digital real estate.(42:18 - 47:52) Built Different: Community power, relationship sales, and raving fans.(47:53 - end) Service Edge: Staff magic, holiday close, and action takeaways.
Justin Melo and Justin Graver are LIVE to recap the Tennessee Titans' Week 17 home matchup with the New Orleans Saints as the Titans fall 34-26. ------------ The Music City Audible is presented by Sinker's Beverages in East Nashville and Bluegrass Beverages in Hendersonville. Join the Sinker's Beverages In Crowd: https://sinkers.storebyweb.com/s/1000-1/register ------------ Order Justin Melo's book "Titans of the South" here: https://shop.adventurewithkeen.com/product/titans-of-the-south/ ------------ MCA YOUTUBE CHANNEL: youtube.com/@musiccityaudiblepodcast
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In this episode I speak with Sherry Christensen who hosts the Embrace the Grain Photography podcast and organizes the Frugal Film Project. We discussed how she got started in photography, her work with digital and her eventual return to film. We talked about cameras, films, and about how photography and creativity fits into a busy life working on a farm and taking care of family. Listen and subscribe to Sherry's podcast Embrace the Grain - https://podcasts.apple.com/us/podcast/embrace-the-grain-photography-podcast/id1459043812 Sherry on IG: @sherrychristensenphotography Embrace the Grain on IG: @embrace_the_grain Website: https://embracethegrain.com Frugal Film Project - $75 USD budget for a camera/lens. Choose a budget-friendly film. Shoot (at least) one roll per month for the year. Post some images to share your experiences. Facebook group - https://www.facebook.com/groups/1163101494091862 Sherry's photography on Facebook - https://www.facebook.com/rr1photography Music by @myopic_me Questions by @bsanfordjr
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.On this last Saturday of the year, Chris Reeves joins Paul and Kyle to discuss Christmas, New Year's Resolutions and how they've seen themselves change over the last year, and their plans to see continued growth and success in 2026.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
This week, I start by sharing why First Descents, the nonprofit that helped me rebuild community and trust in my body after cancer, deserves a spot on your end-of-year giving list. And then, because it is Christmas, I diagnose the eyeballs of Charlie Brown, the Grinch, Rudolph, and even Jack Skellington. From aniridia to jaundice to reindeer esotropia, it's a holiday episode only an ophthalmologist could make. Takeaways: The nonprofit that helped young adult cancer survivors, including me, find community, courage, and connection. Why Charlie Brown may actually have a real eye disorder (and why that “lovable loser” label is unfair). The Grinch's alarming scleral icterus and what it says about his liver. Why Rudolph's esotropia would make guiding a sleigh… mildly concerning. How Jack Skellington manages life with bilateral enucleation and why Sally might actually have the healthiest eyes in Halloween Town. To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Today's episode is brought to you by Microsoft Dragon Copilot. Dragon Copilot is an AI clinical assistant that streamlines documentation, surfaces critical information, and automates routine tasks — empowering healthcare teams to focus more on patients and less on administrative work. Learn more at https://glau.cc/Dragon Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices