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In the digital era, cybersecurity plays a critical role in business, especially banking, as transactions, data, and customer interactions increasingly rely on technology. Beyond protecting financial and personal information from growing cyber threats, cybersecurity teams help build secure yet seamless systems that enable smooth transactions and support long-term customer trust.When implemented effectively, cybersecurity moves beyond being a passive defense function and becomes a strategic enabler, helping banks improve customer experience and maintain competitiveness in a digital-first environment.To explore this role further, Vietnam Innovators Podcast – Episode 371 features a conversation with Sandro Bucchianeri, Group Chief Security Officer at NAB.With more than 25 years of experience in cybersecurity, including 15 years in executive leadership roles such as CISO and CSO, Sandro has worked with multinational organizations, led global teams, and delivered large-scale strategic transformation programs. Combining deep expertise in risk management, security, and legal frameworks with an innovative mindset, he shares a clear and practical perspective on why cybersecurity matters—not only for organizations, but also for customer trust and experience in the digital age.Listen to this episode on YouTubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vni-digest.com
The ASX 200 jumped 96 points to close at 8796 (1.1%) on a six-week high as Santa seems to have found his plug-in charger. Yesterday was all about the miners, today was all about the banks. CBA rose 2.2% with NAB up 0.9% and the Big Bank Basket back up to $280.18 (1.7%). RBA minutes suggested rate rises and an economy that is doing ok. Maybe too ok. Other financials also did well with MQG up 1.6% and insurers pushing ahead. QBE up 2.0% and SUN up 1.4%. REITs were stars with GMG running hot, up 8.3%, on a $14bn data centre deal, VCX rose 0.8%. Industrials were firm with WES up 1.5% and NCK still feeling loved up 2.8%. ALL rose 1.2% and TAH rallied 1.0% after Macquarie revealed a 5% stake. Tech stocks started to stir at last, WTC up 2.3% and 360 up a modest 2.2%. NXT rose 1.2% and ELS did well up 3.6%.Resources took a bit of a breather despite gold flying, BHP up 1.1% with FMG down 0.4% and the gold miners mixed. NEM up 1.2% and NST fell 0.6%. Lithium stocks remain in favour, LTR up 3.2%. Uranium stocks steady and oil and gas stocks positive, WDS up 1.2% and STO up 0.7% on higher crude prices.In corporate news, SWM unchanged as the merger with SXL was approved. CMM fell 1.8% after agreeing to acquire a project from Tempest Minerals. RHC was 2.9% better, on news to acquire National Capital Private Hospitals in Canberra.On the economic front, RBA Minutes out today. The board has less confidence in its previous assessment that monetary policy is restricting the economy, and that interest rate rises will be considered next year if higher inflation persists. Monthly inflation numbers remain volatile.Asian markets were firm. Japan up 0.3%, China up 0.3% and HK unchanged.US futures – DJ down 49 Nasdaq down 810-year yields eases to 4.76%.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services. Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.
Episode #237 features a rare public interview with Brendan Dowling, Deputy Secretary for Critical Infrastructure and Protective Security at Australia's Department of Home Affairs — one of the government's most senior national security roles. Brendan was previously Australia's Ambassador for Cyber Affairs.In conversation with Vidit Agarwal, Brendan shares his journey from growing up in Melbourne with Indian and Irish heritage to operating at the heart of Australia's national security system. He reflects on the influence of a mother who migrated from Chennai, a scientist father, and a deep sense of service shaped by family, education and community.Brendan unpacks his real career story — working across refugee camps in the Middle East, representing Australia in Washington during President Trump's first term, negotiating complex international agreements with the United States, and navigating the frontlines of cyber and critical infrastructure security.It's time to explore your curiosity — please enjoy!Note: this episode was recorded on the 14th November, 2025. ________To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/highIf you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.________CLICK HERE to read show notes from this conversation. Please enjoy!________Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ________This is the sixth episode in this special series with the Australian Government and their Centre for Australia–India Relations, highlighting the deepening ties between Australia and India across technology, business, media, culture and sport. With nearly one million people of Indian heritage now calling Australia home—the country's fastest-growing large diaspora—this series brings to light the untold stories of change makers shaping the future of both nations.Other guests in this series include Peter Varghese, Sweta Mehra, Bharat Sundaresan, Lisa Stahlalekar and Sanjeev Gandhi, reflecting the breadth of Indian-Australian impact at the most senior levels across government, education, sport, business and culture.________The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries. Prominent guests include Malcolm Turnbull (Prime Minister of Australia), Anil Sabharwal (VP, Product for Google Chrome, Photos and Drive), Andy Penn (CEO, Telstra), Stevie Case (Chief Revenue Officer, Vanta), Brad Banducci (CEO, Woolworths), Jillian Broadbent (Board Member, Macquarie Capital), Sweta Mehra (EGM, NAB; ex CMO, ANZ), Bowen Pan (Creator, Facebook Marketplace), Sam Sicilia (Chief Investment Officer, Hostplus), Niki Scevak (Co-Founder, Blackbird Ventures), Mike Schneider (CEO, Bunnings), Trent Cotchin (3x Premiership Winning Captain, Richmond Football Club), Jason Collins (Head of Australasia, BlackRock) and many more. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com
This month's theme is Wait!Micah 7:7But as for me, I will look to the LORD,I will wait for God my savior;my God will hear me!(NAB translation)Micah 7:7 Song; https://open.spotify.com/track/1p505bWJJ20vW0gBe8qChd?si=706ca458ec3241f9****PATREON: For downloadable and printable PDFs of each scripture verse, support us on Patreon at Patreon.com/JackieandBobby at the $5/month level!***“Memorize Scripture” Book NOW AVAILABLE!Get 10% off!Link to Order:https://avemariapress.com/?ref=JACKIE10PROMO CODE: JACKIE10
Nabádá muže k předporodním kurzům, podílí se na podpoře Horské služby a sdílí radost hudbou. Nejlepší pomoc je podle Igora Orozoviče nicméně taková, o které se moc nemluví. „Jak má člověk někomu vysvětlit, proč má dělat dobro. To se nedá vysvětlit, to tak prostě je,“ říká hudebník a herec Igor Orozovič, toho času k vidění v kinech ve filmu Na horách. Jak se prolíná s jeho zájmy? Co si odnáší ze zkušenosti, kdy během měsíce asistoval hned u dvou porodů?Všechny díly podcastu Host Radiožurnálu můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Nabádá muže k předporodním kurzům, podílí se na podpoře Horské služby a sdílí radost hudbou. Nejlepší pomoc je podle Igora Orozoviče nicméně taková, o které se moc nemluví. „Jak má člověk někomu vysvětlit, proč má dělat dobro. To se nedá vysvětlit, to tak prostě je,“ říká hudebník a herec Igor Orozovič, toho času k vidění v kinech ve filmu Na horách. Jak se prolíná s jeho zájmy? Co si odnáší ze zkušenosti, kdy během měsíce asistoval hned u dvou porodů?
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
Co s kostmi z kapra nebo i jiných masitých pokrmů? Nabízí se odkládat je na stranu svého talíře, na jiný talíř nebo do ubrousku. Jak to dělat správně radí Ladislav Špaček.
In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the biggest property and economic news stories of the week, including interest rate expectations, common property myths investors should be wary of heading into 2026, and whether new housing supply can realistically keep pace with population growth. Topics Covered – Property market myths that could trip up investors in 2026, including school zones, off-the-plan buying, infrastructure spending and SMSF property investing – Interest rate expectations, fixed mortgage rates rising and what the banks are tipping for the next RBA meeting – Housing supply warnings, stalled dwelling completions and the impact of planning delays on affordable housing – Listener Q&A covering commercial property ownership structures and renovation tax considerations for first home buyers Episode Resources - Property market myths debunked that could save investors in 2026 - CBA and NAB tip interest rate hike - Housing supply growth flashes warning light - MacroBusiness housing supply analysis Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media: – Instagram – TikTok DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices
AI chatbot ChatGPT otevřel vývojářům možnost nabízet uživatelům speciální aplikace svých služeb přímo v chatbotu. Nabídka těch prvních se uživatelům už nějakou dobu zobrazuje na záložce aplikace, teď se ale otevírá všem službám, které budou mít o integraci s ChatGPT zájem. „Je to spor o to, co bude univerzálním přístupovým bodem do internetu,“ říká v pořadu Online Plus vědecký redaktor Deníku N Petr Koubský.
As the year comes to a close, NAB's Alex Siciliano sits down with Nicole Gustafson, NAB's senior vice president of Government Relations, to discuss the status of the AM Radio for Every Vehicle Act: from its historic bipartisan support to what lies ahead as the bill moves through Congress.
AI chatbot ChatGPT otevřel vývojářům možnost nabízet uživatelům speciální aplikace svých služeb přímo v chatbotu. Nabídka těch prvních se uživatelům už nějakou dobu zobrazuje na záložce aplikace, teď se ale otevírá všem službám, které budou mít o integraci s ChatGPT zájem. „Je to spor o to, co bude univerzálním přístupovým bodem do internetu,“ říká v pořadu Online Plus vědecký redaktor Deníku N Petr Koubský.Všechny díly podcastu Online Plus můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Adventní knižní jarmark a literární festival Knihy v Brně 2025 byl výbornou literární událostí pro každého, kdo miluje knihy – ať už jako čtenář nebo jako tvůrce či nakladatel. Nabízí kombinaci nakladatelství, autorů, interaktivních workshopů a setkání s lidmi, kteří knihám dávají podobu. Připravila ho Masarykova univerzita a konal se ve dvou dnech, a sice od 28. do 29. listopadu, v Moravské zemské knihovně. Součástí bylo také slavnostní udílení Ceny Knihy v Brně či křest nové knihy Píseň buňky, kterou přeložil prof. Jan Šmarda a vydalo ji nakladatelství Munipress. Zájemci si mohli užít dva dny plné knih, autorských čtení, besed, workshopů i vánoční inspirace. Více než 50 nakladatelů, výstava Aniho papyru a bohatý program pro děti i dospělé, kde si každý přišel na své. Dvoudenní knižní klání pak uzavřel recitál folkového písničkáře Jiřího Dědečka. Atmosféru festivalu a jeho smysl se snažila prostřednictvím mikrofonu zachytit Iva Horká, která přímo na místě natáčela. K rozhovoru si přizvala mimo jiné Leu Novotnou z Munipressu, porotkyni Markétu Hejkalovou, nakladatele Miroslava Klepáčka či redaktorky z nakladatelství Books and pipes Kateřinu Hlouškovou a Kristínu Eibl. V pořadu uslyšíte také záznam ze slavnostního vyhlašování cen Knihy v Brně.
Have you ever felt overwhelmed by stress and wondered how some people find the courage to grow stronger under pressure, while others burn out? In a world obsessed with comfort, ease and avoiding discomfort, today's guest offers a powerful reframe: stress isn't the enemy - how we respond to it is. In this episode of It's a Mindset, I'm joined by Dr Paul Taylor, a Psychophysiologist, former Royal Navy Officer, and one of the world's leading experts in hardiness - the science of turning stress into growth, strength and resilience. Paul brings a rare depth of insight, combining neuroscience, psychology, nutrition, exercise science, military leadership and real-world performance. He's the author of the bestselling, award-winning Death By Comfort and his newly released book The Hardiness Effect, and host of the Hardiness Podcast, ranked in the top 0.5% of podcasts globally. Together, we explore why modern life is quietly eroding our resilience, how over-comfort is making us more fragile, and why learning to lean into challenge - rather than avoid it - is essential for wellbeing, leadership and long-term fulfilment. I genuinely don't think I've ever written so many key takeaways from a single episode. Paul is incredibly inspiring - calm, practical and deeply human in the way he explains stress, courage and growth. This conversation challenged my thinking and reinforced something I see every day in my coaching work: mindset alone isn't enough. True resilience lives in the body, the nervous system and our willingness to meet discomfort with intention. If stress has been feeling heavy, relentless or overwhelming - this episode will give you an entirely new lens. Key Episode Takeaways: Hardiness isn't about avoiding stress - it's the courage to grow because of it Why comfort is quietly undermining our resilience and wellbeing How Stoicism is about feeling emotion without being controlled by it You always have a choice in how you respond - even under pressure Why the fight response (not just flight or freeze) plays a vital role in healthy stress management About the Guest: Dr. Paul Taylor is a Psychophysiologist, with a PhD in Psychology, separate master's degrees in Exercise Science and Nutrition and a postgraduate qualification in Neuroscience. A former Royal Navy Officer and Adjunct Professor at University of San Francisco, Paul is a leading expert in hardiness - the cutting-edge science that transforms stress into competitive advantage. As Director of Paul Taylor Consulting, he delivers keynote talks and hardiness training, leadership and performance workshops to companies such as Oracle, SAP, PWC, NAB, CBA, BUPA & the Australian Military. He has conducted published research that shows that his programs have proven benefits for increasing hardiness, cognitive function and employee wellbeing, whilst reducing burnout across multiple industries. Paul is the author of the best-selling, multiple award-winning book "Death By Comfort" and has just released his second book, "The Hardiness Effect". Paul also hosts the Hardiness Podcast, which is in the top 0.5% of all podcasts globally, and has developed a hardiness app to help people develop this crucial life skill. His media experience includes co-hosting the TV series "Body and Brain Overhaul," appearing on "The Biggest Loser" as a subject matter expert and being voted Australian Fitness Industry presenter of the year twice. Paul's high-pressure leadership experience includes roles as Airborne Anti-submarine Warfare Officer and Helicopter Search-And-Rescue Crew Member with the Royal Navy Fleet Air Arm. He's undergone rigorous Military Combat Survival training, became a professional boxer in 2012, and in 2021, both Paul and his son Oscar became Australian Karate Champions. Show Resources: Follow Paul on Instagram - HERE Check out Paul's Website - HERE Learn More About Paul's new book, The Hardiness Effect - HERE Follow Emma, the Podcast Host on Instagram - HERE Learn More About 1:1 Coaching with Emma - HERE Book a FREE 30-Minute Discovery Call with Emma - HERE If you loved the episode, please share it on your Instagram stories and tag us: @emmalagerlow and @paultaylor.biz If you're ready to rethink stress, reclaim your inner strength, and build resilience that lasts — this episode is essential listening. Yours in courage and growth, Emma x
The ASX started the day well, but fell off to close lower, as Commbank and NAB delivered rate hike expectations for 2026.See omnystudio.com/listener for privacy information.
In this episode of the REB Business Empowerment Showcase Podcast, editor Liam Garman sits down with Kate Bain and Lucy Zheng from National Australia Bank (NAB) to unpack the economic, technological, and regulatory forces redefining Australian real estate – and what agents need to do now to stay competitive. Bain, executive of professional services at NAB, shares a macro view of the market, explaining how rate movements, confidence shifts, and structural supply challenges are shaping conditions across residential, retail, and office sectors. She outlines why resilience has defined the past year, but why complacency is a growing risk as the market normalises. Zheng, business banking executive for professional services, brings the on-the-ground perspective from working closely with agencies nationwide. She explores the pressure points agents are grappling with daily, from cash flow and margin compression to talent attraction, retention, and the cultural tensions around hybrid work. The conversation also dives into artificial intelligence, with both guests making it clear that artificial intelligence (AI) is no longer optional. They discuss how agents are already using AI in marketing, virtual inspections, and customer engagement, and why trust, relationships, and human judgement will become even more valuable as technology accelerates. Looking ahead to 2026, Bain and Zheng highlight succession planning, compliance readiness, and leadership depth as critical priorities, particularly with new anti-money laundering and counter-terrorism financing (AML/CTF) obligations on the horizon. They close by outlining how NAB is supporting agents beyond banking, helping businesses future-proof, lift productivity, and navigate the next phase of industry change with confidence.
Episode #236 features Matteo Franceschetti, Co-Founder & CEO of Eight Sleep — the category-defining sleep fitness company trusted by Elon Musk, Lewis Hamilton, NFL quarterbacks and Olympic champions, and backed by Khosla Ventures, Founders Fund and Y Combinator.Note: This is a replay of Episode 159, originally released in March 2024 — one of our most loved classics.In conversation with Vidit Agarwal, Matteo shares his journey from a small town near Venice to building a global category-defining sleep company. He reflects on learning English in his mid-20s, starting his career as a lawyer, losing his father early, and walking away from a “safe” path to bet on entrepreneurship.Matteo unpacks Eight Sleep's real origin story — early prototypes, repeated YC rejections, the insight that temperature control beat sleep tracking, and the hard realities of building a durable hardware business. He also shares his philosophy on performance, health, leadership and why success comes down to one idea: chop wood, carry water.It's time to explore your curiosity — please enjoy.________To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/highIf you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.________CLICK HERE to read show notes from this conversation. Please enjoy!________Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ________The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries. Prominent guests include Malcolm Turnbull (Prime Minister of Australia), Anil Sabharwal (VP, Product for Google Chrome, Photos and Drive), Andy Penn (CEO, Telstra), Stevie Case (Chief Revenue Officer, Vanta), Brad Banducci (CEO, Woolworths), Jean-Michel Lemieux (CTO, Shopify + Atlassian), Jillian Broadbent (Board Member, Macquarie Capital), Sweta Mehra (EGM, NAB; ex CMO, ANZ), Bowen Pan (Creator, Facebook Marketplace), Sam Sicilia (Chief Investment Officer, Hostplus), Craig Tiley (CEO, Tennis Australia), Niki Scevak (Co-Founder, Blackbird Ventures), Mike Schneider (CEO, Bunnings), Trent Cotchin (3x Premiership Winning Captain, Richmond FC), Jason Collins (Head of Australasia, BlackRock), Peter Varghese (Chief, Australia's Department of Foreign Affairs), Jack Zhang (CEO, Airwallex), Matteo Franceschetti (CEO, Eight Sleep) and many more. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com
Rok 2026 bude pro hypotéky extrémně silný. Končí fixace z let 2021 až 2023 a obrovská část lidí teprve teď zjistí, co znamená nová sazba v realitě. Nabídky bank jsou dnes úplně jinde, než na co byli klienti zvyklí, a rozjíždí se tvrdý boj o klienty. Banky i poradci budou chtít z této situace vytěžit maximum. Právě proto je klíčové vědět, jak konec fixace opravdu funguje, na co si dát pozor a jak se nenechat nachytat. Do studia proto opět přichází David Eim a jdeme to rozebrat bez obalu. Rok 2026 bude pro hypotéky extrémně silný. Končí fixace z let 2021 až 2023 a obrovská část lidí teprve teď zjistí, co znamená nová sazba v realitě. Nabídky bank jsou dnes úplně jinde, než na co byli klienti zvyklí, a rozjíždí se tvrdý boj o klienty. Banky i poradci budou chtít z této situace vytěžit maximum. Právě proto je klíčové vědět, jak konec fixace opravdu funguje, na co si dát pozor a jak se nenechat nachytat. Do studia proto opět přichází David Eim a jdeme to rozebrat bez obalu. 00:00 Témata epizody:
Klatovská porodnice otevřela druhý rodinný pokoj. Nabízí zázemí nejen mamince a novorozenci, ale i partnerovi a sourozencům.
Advent znamená příchod. Nabádá nás k zastavení. „Adventní otázkou je, kdo je ten, který přichází, koho vítáme a ke komu se vztahujeme, a jestli dokážeme očekávat moc a slávu, ale úplně jiného druhu,“ vysvětluje ve Vizitce. Zásadní je podle něj, abychom k sobě byli vzájemně otevření a dokázali si naslouchat. Sám se snaží o to, aby jeho kázání vzbuzovala otázky. Všechny díly podcastu Vizitka můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Advent znamená příchod. Nabádá nás k zastavení. „Adventní otázkou je, kdo je ten, který přichází, koho vítáme a ke komu se vztahujeme, a jestli dokážeme očekávat moc a slávu, ale úplně jiného druhu,“ vysvětluje ve Vizitce. Zásadní je podle něj, abychom k sobě byli vzájemně otevření a dokázali si naslouchat. Sám se snaží o to, aby jeho kázání vzbuzovala otázky.
The ASX 200 finished the week on a very firm note up 105 points to 8697(1.2%). Up 0.7% for the week. Across the board gains, with banks surging as CBA rose 2.1% and NAB up 1.8% after its AGM. The Big Bank Basket rose to $272.70 (+1.8%). Other financials also did well, MQG bouncing 2.7% and insurers too better. QBE and SUN up over 1%. REITs bounced, GMG up 0.8% and VCX up 2.4% with healthcare too also doing well, CSL rallying 2.9% with SIG up 1.4%. Industrials better but not flying. Retail saw some shoppers out and about, JBH up 2.7% and MYR up 4.4% with losses in LOV and TPW continuing. Tech remained a sub-optimal place to be, TNE down 1.6% with XRO continuing to fall, down another 0.5% with the All-Tech Index off 0.2%.Resources again was the place to be. Gold miners soared as brokers started to amend forecasts for metal prices higher as 2026 comes into view. NST up 2.9%, GMD up 7.6% and NEM rising 5.7%. BHP and RIO also strong on copper exposure, and uranium stocks gained ground. PDN up 4.8% and DYL rising 4.9%. Lithium stocks were a little depressed.In corporate news, former ANZ CEO is suing the bank for his lost $13.5m bonus. ASB dropped 3% on news that Jim Chalmers will allow Hanwha to increase its stake to near 20%. 4DX jumped 8.8% on an options deal and BMC Minerals debuted.Nothing on the economic front.Asian markets pushed higher, Japan up 1.7% with HK up 1.4% and China up 0.1%. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services. Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.
Česká kina začnou promítat film Modrou stezkou. Ten se odehrává v blízké budoucnosti, kdy brazilská vláda sestěhovává všechny staré lidi do obytných kolonií pro seniory. 77letá Tereza to ale odmítne a uteče do Amazonie, kde absolvuje magickou cestu tropy. „Je to jeden z filmů, který se stal mým letošním oblíbencem už po festivalu Berlinale,“ říká kritik Pavel Sladký. „Nabízí příběh, který je proti ageismu, má velice svobodného ducha a je v tomto ohledu velmi sympatický.“
Convivemos a triste realidade do abandona de planos, projetos e sonhos em nossa vida. Isso acontece porque nos faltam os recursos, a habilidade, a disposição ou a coragem de fazer tudo que planejamos. Esta realidade pode, muitas vezes, afetar a nossa fé, nos levando a duvidar da fidelidade de Deus às palavras que disse. Na Bíblia, entretanto, aprendemos que Deus é fiel e sempre cumpriu sua palavra. O Senhor prometeu que terminaria a obra que começou em nossa vida. Você não deve deixar a dúvida encontrar lugar no seu coração, pois o Senhor jamais abandona seus filhos. Confie e avance.
As Vietnam emerges as a leading destination for global technology centres, innovation, creativity, and digital transformation have become central to the country's growth story. Once a relatively young technology market, Vietnam is now demonstrating its ability to deliver advanced solutions that boost efficiency and strengthen international competitiveness.In this context, Global Capability Centres (GCCs)—technology and operations hubs established by international corporations—are playing a key role. These centres deploy cutting-edge technology, streamline processes, and introduce innovative approaches to support global operations, while elevating Vietnam's position in technology and innovation.In this week's episode of Vietnam Innovators, join host Hao Tran in conversation with Ms Hanh Tran, General Director of NAB Innovation Centre Vietnam. Tune in to hear her share the journey of bringing NAB's Innovation Centre to Vietnam, building a world-class technology team, and developing digital solutions that power NAB's operations worldwide.Listen to this episode on YouTubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vni-digest.com
FCC ownership rules were written before streaming, smartphones - even before Google existed. In this episode, we talk with NAB's Chief Legal Officer, Rick Kaplan, about why modernizing those rules is critical to protecting local journalism, sports and emergency information.
This month's theme is The Heart!We go through all the scriptures twice in this episode. 1. Matthew 5:8Blessed are the pure in heart, for they shall see God.(RSV2CE translation)2. Matthew 6:21For where your treasure is, there also will your heart be.(NAB translation)3. Proverbs 4:23With all vigilance guard your heart, for in it are the sources of life.(NAB translation)4. Samuel 16:7b“…the LORD sees not as man sees; man looks on the outward appearance, but the LORD looks on the heart.” (RSV2CE translation)
In this episode, Kirk welcomes Keith Pelletier, President of Dielectric, to explore the newest advances in FM transmitting antenna design. Keith explains how Dielectric engineers are now combining custom bay spacing, including innovative mixes of full-wave and half-wave spacing within the same antenna aperture, to deliver precise coverage patterns with dramatically improved efficiency. These hybrid designs can achieve the same or better performance while using about one-third fewer parts, reducing weight, wind load, cost, and long-term maintenance challenges. We also dive into how modern modeling tools, materials, and manufacturing techniques are pushing FM antenna technology further than ever before. If you care about smarter RF design, better coverage, and future-ready FM infrastructure, you’ll want to watch this one. Join us for TWiRT 775 and see where Dielectric is taking FM antennas next! Show Notes:The FULL PDF version of the slide presentation from the WIsconsin Broadcasters Clinic: Advances in FM Antenna TechnologyKeith mentioned the Dielectric FM Manifold Combiner - YouTube videoFM Antennas – A Comparison and Evaluation of Fundamental Side Mount Designs - 2014 NAB white paper Guest:Keith Pelletier - President at Dialectric Host:Kirk Harnack, The Telos Alliance, Delta Radio, Star94.3, South Seas, & Akamai BroadcastingFollow TWiRT on Twitter and on Facebook - and see all the videos on YouTube.TWiRT is brought to you by:Broadcasters General Store, with outstanding service, saving, and support. Online at BGS.cc. Broadcast Bionics - making radio smarter with Bionic Studio, visual radio, and social media tools at Bionic.radio.Aiir, providing PlayoutONE radio automation, and other advanced solutions for audience engagement.Angry Audio and the new Rave analog audio mixing console. The new MaxxKonnect RMT416 Multi Tuner - 4 to 16 AM/FM/WB/HD web-connected tuners in 1 RU Subscribe to Audio:iTunesRSSStitcherTuneInSubscribe to Video:iTunesRSSYouTube
It had to happen, just as the residential property market is rebounding, there are concerns that regulators may 'remove the punchbowl.' NAB has revived talk of rules that would limit investor lending. Meanwhile, the tax office is threatening to deny tax deductions on holiday homes unless investors make their properties available at peak times such as Christmas. Anissa Cavallo of the Eda Property Group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: 'Rentvestors' are riding the upsurge in residential prices Big banks raise the possibility that lending limits could be back on the agenda The ATO's 'Big Brother' threat on holiday homes New ideas on negative gearing and See omnystudio.com/listener for privacy information.
In this episode of the Arts Management and Technology Lab, Alexann Sharp and Cara Flanery sit down with four-time Emmy-winning innovator Michael Cioni to unpack how technology and creativity converge in modern media workflows. Cioni introduces Strada, a peer-to-peer platform designed to enable remote collaboration without cloud storage, and shares career lessons on building networks through industry events (NAB, Cine Gear, IBC) and assembling complementary teams ("Swiss-cheese" collaboration). He distinguishes generative vs. utilitarian AI, predicts a shakeout and rebound for GenAI, and outlines his Skills Gap Principle and "Technative" mindset for balancing creative and technical strengths. The conversation closes with candid advice on taking smarter risks and betting on yourself. SHOW NOTES Michael Cioni's IMDB page Link to Strada Michael Cioni's YouTube interview: Using AI to fill your skills gap
Patrick takes on everything from the latest Vatican statement about Mary’s titles to questions about relics, biblical book origins, and how prayers for the dead might work. He mixes personal devotion with clear teaching, focusing on what Catholics actually believe. Patrick continues his conversation with Paul from the end of the last hour: What do you think of the Vatican Document of the title of Mary as Co-redemptrix? (00:42) Theresa (11-years-old) - Is the Garden of Eden a place? (18:56) Thomas - I think people should evangelize using Relevant Radio. I used to try to evangelize at my job but suggesting Relevant Radio is much better. (24:22) Gale - Book of Daniel 13-14: This chapter is not in Protestant Bibles and in the NAB it’s in a different place. Why did translators make these changes? (29:17) Pat - A friend of mine's husband passed away. He believed in a superior being, but not God. Should I pray for him? (41:02) Mark - Where is the original veil of Veronica located? I have heard 2 different things. (46:40)
You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it actually a smart move? This week we’re unpacking the financial advice one community member received about doing just that, and Victoria breaks down how these loans really work, why the maths can be seductive, and the little thing called a “margin call” that can throw your whole plan into chaos.Then we switch gears into Christmas gifting season, which is currently giving drama. Someone asked for a $300 birthday present. Gift cards are in their controversial era. And half of you are quietly switching to Secret Santa because December is expensive enough already. If you’re feeling gifting guilt creeping in, this chat will help you set boundaries without losing your festive cheer.Thanks to OnePass for sponsoring todays episode! Nab your discounted membership here.Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.*OnePass T&Cs, exclusions apply. Offer ends 11.59pm AEDT 01 December 2025, $40 per year thereafter unless cancelled, offer not available to current members. Savings calculated on average delivery fees for eligible items or orders below minimum spend thresholds across participating brands Kmart, Target, Officeworks, Priceline and Bunnings Warehouse. 365 day change of mind returns to the participating OnePass retailer purchased from, along with receipt, already offered to all customers at Bunnings Warehouse. You may have additional rights under the Australian Consumer Law. See each participating brands’ website for further details. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
As digital transformation accelerates globally, Vietnam is emerging as a regional hub for technology and creative talent. A young and skilled workforce, combined with a rapidly expanding startup ecosystem, has positioned Vietnam as an attractive destination for investment in data, cloud computing, and artificial intelligence. These drivers are fueling widespread digitalization across industries, particularly in the financial and banking sectors.The presence of global financial and technology corporations in Vietnam plays a crucial role in connecting local talent with international standards. Establishing innovation and technology centers by multinational banks not only generates large-scale employment opportunities but also transfers knowledge, modern processes, and operational culture — enhancing Vietnam's competitiveness on the global technology map.In this week's episode of Vietnam Innovators (English), host Hao Tran speaks with Patrick Wright, Group Executive for Technology & Enterprise Operations at National Australia Bank (NAB). Patrick shares the story behind building NAB's Innovation Center in Vietnam, his perspective on Vietnam's strategic role in the bank's global technology ecosystem, and his reflections on leadership, innovation velocity, and the future of banking in the age of AI.Listen to this episode on YouTubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vni-digest.com
This month's theme is The Heart!Matthew 6:21"For where your treasure is, there also will your heart be."(NAB translation)****PATREON: For downloadable and printable PDFs of each scripture verse, support us on Patreon at Patreon.com/JackieandBobby at the $5/month level!***“Memorize Scripture” Book NOW AVAILABLE!Get 10% off!Link to Order:https://avemariapress.com/?ref=JACKIE10PROMO CODE: JACKIE10
In the early morning hours of July 14, 1966, Chicago police responded to a call about a woman screaming for help at a townhouse in Chicago's Jeffery Manor neighborhood. When they arrived, they found student nurse Cora Amurao outside the home she shared with eight other student nurses, all of whom had been strangled or stabbed that night by an unknown intruder, while Cora hid underneath her bed. Considered at the time to be a “crime of the century,” the student nurse murders shocked and terrified Chicago residents all across the city. Not only had one man managed to brutally murder eight people, but he had also managed to escape and was loose somewhere in the city. At the time, racially motivated riots had broken out across the city, making the already-burdened Chicago Police Department even more strained when it came to investigating the case.After an intense manhunt that lasted several days, investigators arrested Richard Speck, a twenty-four-year-old unemployed drifter with a criminal history. There was a strong amount of evidence that linked Speck directly to the murders, including his own confession, so when he went to trial, his lawyer tried unsuccessfully to argue Speck was not legally sane at the time of the murders. Unfortunately, the truth was something far worse: Speck killed eight women for no reason whatsoever.ReferencesAltman, Jack, and Marvin Ziporyn. 1967. Born to Raise Hell: The Untold Story of Richard Speck. New York, NY: Grove Press.Breo, Dennis L., William J. Martin, and Bill Kunkle. 1993. The Crime of the Century: Richard Speck and the Murders That Shocked a Nation. New York, NY: Bantam Books.Chicago Tribune. 1966. "Prisoner suffers heart attack, doctor hints." Chicago Tribune, July 20: 1.Chown, Susan. 1966. "Tearful eyes at hospital." Daily Calumet (Chicago, IL), July 15: 1.Goodyear, Sara Jane. 1966. "Hunt for clews in killing of eight nurses on S.E. side." Chcago Tribune, July 15: 1.—. 1966. "Killing leads 'hopeful'." Chicago Tribune, July 16: 1.Hollatz, Tom. 1966. "Grisly scene stuns reporter into silence." Daily Calumet (Chicago, IL), July 15: 1.—. 1966. "Relatives, neighbors are 'shocked beyond words'." Daily Calumet (Chicago, IL), July 15: 1.—. 1966. "The townhouse tragedy." Daily Calumet (Chicago, IL), July 15: 2.Koziol, Ronald. 1966. "Cops weave tight security web around prisoner in hospital." Chicago Tribune, July 18: 1.Siemaszko, Corky. 2016. How Richard Speck's rampage 50 years ago change a nation. July 13. Accessed July 29, 2025. https://www.nbcnews.com/news/crime-courts/how-richard-speck-s-rampage-50-years-ago-changed-nation-n606211.Sowa, Tony. 1966. "Nab killer suspect." Chicago Tribune, July 17: 1.Wiedrich, Robert. 1967. "Death verdict for Speck." Chicago Tribune, April 16: 1.—. 1967. "Filipino nurse tells how eight met their doom." Chicago Tribune, April 6: 1.—. 1967. "Filipino nurse tells how eight met their doom." Chicago Tribune, April 6: 1.—. 1967. "State describes night of horror in nurses' home." Chicago Tribune, April 4: 1. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. We are live from the HQ the Lounge on Cincy Nasty Street! GDollaSign joins us as he brings some of his bartenders on and we ask them some tuff horny questions and we find out which one of them is the most toxic. Follow us on social media @AaronScenesAfterParty
Nabídneme další rozhovor z Frankfurtského knižního veletrhu tentokrát s finskou překladatelkou a vydavatelkou Susannou Räty. V recenzní části se mimo jiné podíváme na to, s čím se na prezidenty ČSSR v letech 1968 - 1989 obraceli českoslovenští občané, a to díky knize Vážený soudruhu prezidente, kterou uspořádal historik Tomáš Vilímek. A na řadu přijde i pravidelná soutěž. Moderuje Karolína Koubová.
Check out AG1, head to https://www.drinkag1.com/NINJAS to get a FREE Welcome Kit, including a bottle of Vitamin D and free AG1 Travel Packs, when you first subscribe! #ad For a limited time, Tempo is offering our listeners SIXTY PERCENT OFF their first box! Go to http://tempomeals.com/ninjas #ad In this episode of Ninjas Are Butterflies, we dive into the mind of Philip K. Dick, the visionary author who predicted artificial intelligence, simulated reality, and government surveillance decades before they existed. We also explore mysterious underwater ruins hidden beneath China's lakes and new evidence surrounding the enigmatic Buga Sphere, a discovery that could rewrite how we understand ancient technology. It's a wild mix of science fiction made real, ancient mysteries, and deep conspiratorial curiosity—served up with that classic NAB blend of humor and chaos. Get MORE Exclusive Ninjas Are Butterflies Content by joining our Patreon: https://www.patreon.com/NinjasAreButterflies NEW EPISODES EVERY FRIDAY @ 6AM EST! Ninja Merch: https://www.sundaycoolswag.com/ Start Your Custom Apparel Order Here: https://bit.ly/NinjasYT-SundayCool Learn more about your ad choices. Visit megaphone.fm/adchoices
What planners are you using in 2026?
In this episode of Ninjas Are Butterflies, we dive into the twisted intersection of occult science, satanic rituals, and historical cover-ups. From Aleister Crowley's strange fusion of mysticism and experimentation to a bleeding crucifix revival in Russia that defied explanation, this episode blurs the line between faith, fear, and forbidden knowledge. The guys also uncover how Walt Disney once commissioned a Nazi artist, revealing a bizarre footnote in the history of American imagination. It's a wild mix of theology, history, and conspiracy—equal parts creepy, fascinating, and hilarious in true NAB fashion. Thanks to our sponsor, Uncommon Goods. Visit https://www.uncommongoods.com/ninjas for 15% off. #ad Get MORE Exclusive Ninjas Are Butterflies Content by joining our Patreon: https://www.patreon.com/NinjasAreButterflies NEW EPISODES EVERY FRIDAY @ 6AM EST! Ninja Merch: https://www.sundaycoolswag.com/ Start Your Custom Apparel Order Here: https://bit.ly/NinjasYT-SundayCool Learn more about your ad choices. Visit megaphone.fm/adchoices