Podcasts about shorebank

Sam and Emma host Lily Geismer, professor of history at Claremont McKenna College, to discuss her recent book Left Behind: The Democrats' Failed Attempt to Solve Inequality. on the shift from New Deal democratic ideology, to the neoliberal tactic of entrusting social development in private enterprise in a pivot to the white suburbanite. Professor Geismer first discusses the ascendancy of this Democratic ideology, situating us in the late 80s with the rise of the MIke Dukakises, Tony Coelhoes, and Bill Clintons, embracing tech, trade, and finance as the solution to economic growth, from the Route 128 in Mass to Coelho's focus on raising corporate money, and the inspiration Governor Clinton (during his Arkansas years) took from these policies. Next, she, Emma, and Sam walk through how this sector of the Democratic party came to be, as in the wake of the 1960s the Democrats found themselves on the defensive, with all of their policy coming as a reaction to the shifting GOP, and a new guard of “Watergate Babies” coming in and opposition traditional Democrats and fueling mistrust of government, asking for a shift away from the special interest groups of the labor movement and focusing on middle-class white suburbanites. Next, Professor Geismer looks to the shift that these Democrats took from focusing on “fairness” to promoting “opportunity” in a major move away from redistributive politics and towards promoting (supposedly) meritocratic capitalism, and dives deeper into what Bill Clinton's Arkansas looked like, from his attempted emulation of Silicon Valley to bringing in ShoreBank and other early microeconomic financiers, cutting social security in preference for privatized loans to certain poor folks. Looking to the Democratic primaries of the 1980s, they then dive into why this emerging neoliberal wing was able to win over the future of the Democratic party, coming to climax with Bill Clinton's market-driven pseudo-populism, and leading to three decades demonstrating exactly why this ideology cannot function. After briefly touching on the differences between the “Watergate Baby” form of neoliberalism and Milton Friedman's form of neoliberalism, Emma, Sam, and Prof. Geismer wrap up with a discussion on whether or not we are seeing the end of this era, and what the world we are moving towards might look like. Sam and Emma also discuss the protests in the wake of the Roe v. Wade leak and the State's unsurprisingly demeaning reaction, continued Russian war crimes, and US weapons sales to Ukraine. And in the Fun Half: Sam and Emma cover Governor Tate and Jack Tapper's really lovely conversation on the criminalization of doctors performing potentially life-saving surgeries on women, Governor Asa Hutchinson dives into why he really hopes that the state he is at the lead of passes exemptions for rape and incest in their abortion ban, and (supposed) FDNY members remind women protesters that their bodies are now his. Chris from the 718 calls in on the election in the Philippines, Ronald Raygun explores why it's a waste of time to give time to people who criticize how you spend your time, and how Sam and Emma could do it better. Steve Schmidt uses Mother's Day to write myriad threads on Megan McCain, why her mother hates her, and why her father was a Russian asset, and then A Squared calls in to explore the climax of the Conservative Justice's life projects of undoing Roe v. Wade. Plus, your calls and IMs! Check out Lily's book here: https://www.publicaffairsbooks.com/titles/lily-geismer/left-behind/9781541757004/   Purchase tickets for the live show in Boston on May 15th HERE:   https://majorityreportradio.com/live-show-schedule Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Subscribe to the AMQuickie newsletter here:  https://madmimi.com/signups/170390/join Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Check out today's sponsors: fast growing trees: With Spring and Summer nearing, it's time to make your outdoor space feel more like a yard and less of a plant cemetery .When it comes to caring for your plants, know-how matters. 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That's 25% off ANYTHING you order when you get better hydration today using promo code MAJORITYREP at https://www.liquid-iv.com/. ZipRecruiter: Some things in life we like to pick out for ourselves - so we know we've got the one that's best for us - like cuts of steak or mattresses. What if you could do the same for hiring - choose your ideal candidate before they even apply? That's where ZipRecruiter's ‘Invite to Apply' comes in - it gives YOU, as the hiring manager, the power to pick your favorites from top candidates. According to ZipRecruiter Internal Data, jobs where employers use ZipRecruiter's ‘Invite to Apply' get on average two and a half times more candidates — which helps make for a faster hiring process. See for yourself! Just go to this exclusive web address, https://www.ziprecruiter.com/majority to try ZipRecruiter for free! Support the St. Vincent Nurses today! https://action.massnurses.org/we-stand-with-st-vincents-nurses/ Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Subscribe to Matt's other show Literary Hangover on Patreon! https://www.patreon.com/literaryhangover Check out The Nomiki Show on YouTube. https://www.patreon.com/thenomikishow Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out The Letterhack's upcoming Kickstarter project for his new graphic novel! https://www.kickstarter.com/projects/milagrocomic/milagro-heroe-de-las-calles Check out Jamie's podcast, The Antifada. https://www.patreon.com/theantifada, on iTunes, or at https://www.twitch.tv/theantifada (streaming every Monday, Wednesday, Thursday and Friday at 7pm ET!) 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Derrick Collins serves as the Dean for the College of Business at Chicago State University. Previous to CSU, Mr. Collins was Assistant Clinical Professor of Finance at Northwestern University's J.L. Kellogg School of Management where taught Venture Capital and Private Equity Investing, as well as Entrepreneurial Finance. Prior to his academic career, Dean Collins worked as a venture capitalist and a bank commercial loan officer.Derrick Collins serves as the Dean for the College of Business at Chicago State University. Under Mr. Collins' stewardship, the College of Business has expanded its curriculum offerings to enhance students' industry-specific and technical proficiencies, including entrepreneurship, international business exposure via global internships, and an MBA program that focuses on working professionals. Previous to CSU, Mr. Collins was Assistant Clinical Professor of Finance at Northwestern University's J.L. Kellogg School of Management where he developed and taught the course, Venture Capital and Private Equity Investing, as well as served as a lecturer for the course, Entrepreneurial Finance. Mr. Collins taught in Kellogg's full-time and part-time MBA programs as well as its Executive Managers' Program. Mr. Collins began his academic career while serving as a General Partner of Polestar Capital Partners, an early- to growth-stage venture capital partnership focused on investing in minority-controlled technology companies. It was this experience in the venture capital community that served as the platform for Mr. Collins to successfully teach private equity in a higher education environment. Prior to Polestar, Mr. Collins served as President of Shorebank Capital Corporation, the venture capital subsidiary of Shorebank Corporation, an Illinois bank holding company. Mr. Collins began his finance career as a Commercial Loan Officer in Shorebank's banking subsidiary, South Shore Bank. Mr. Collins has lectured extensively on the topic of private equity, venture capital, and minority entrepreneurship and has received accolades for his ability to convey complex financial and business concepts to financially-sophisticated and novice audiences, alike. Some of the venues include the Credit Suisse International Business School, the National Minority Supplier Development Council's Advanced Management Education Program, the National Football League's Player Development Program, the National Basketball Players Association's High Growth Entrepreneurship Program, the Chicago Urban League's NextOne Program, the Wall Street Journal's Black Entrepreneurship in America Conference, and guest appearances on Chicago's WGN-TV Minority Business Report, WVON Radio's Urban Business Roundtable, as well as numerous other private and public conferences and meetings. Mr. Collins currently serves on the boards of Cinnaire, a full-service community development finance institution that advances affordable housing and community development, and ECM Performance Materials, a provider of custom chemical and polymer processing services for industrial and manufacturing applications. Derrick Collins earned his B.S. in Electrical Engineering from Prairie View A&M University and his M.B.A. in Finance and Marketing from the University of Chicago's Booth School of Business. 

Derrick Collins serves as the Dean for the College of Business at Chicago State University. Previous to CSU, Mr. Collins was Assistant Clinical Professor of Finance at Northwestern University's J.L. Kellogg School of Management where taught Venture Capital and Private Equity Investing, as well as Entrepreneurial Finance. Prior to his academic career, Dean Collins worked as a venture capitalist and a bank commercial loan officer.Derrick Collins serves as the Dean for the College of Business at Chicago State University. Under Mr. Collins' stewardship, the College of Business has expanded its curriculum offerings to enhance students' industry-specific and technical proficiencies, including entrepreneurship, international business exposure via global internships, and an MBA program that focuses on working professionals. Previous to CSU, Mr. Collins was Assistant Clinical Professor of Finance at Northwestern University's J.L. Kellogg School of Management where he developed and taught the course, Venture Capital and Private Equity Investing, as well as served as a lecturer for the course, Entrepreneurial Finance. Mr. Collins taught in Kellogg's full-time and part-time MBA programs as well as its Executive Managers' Program. Mr. Collins began his academic career while serving as a General Partner of Polestar Capital Partners, an early- to growth-stage venture capital partnership focused on investing in minority-controlled technology companies. It was this experience in the venture capital community that served as the platform for Mr. Collins to successfully teach private equity in a higher education environment. Prior to Polestar, Mr. Collins served as President of Shorebank Capital Corporation, the venture capital subsidiary of Shorebank Corporation, an Illinois bank holding company. Mr. Collins began his finance career as a Commercial Loan Officer in Shorebank's banking subsidiary, South Shore Bank. Mr. Collins has lectured extensively on the topic of private equity, venture capital, and minority entrepreneurship and has received accolades for his ability to convey complex financial and business concepts to financially-sophisticated and novice audiences, alike. Some of the venues include the Credit Suisse International Business School, the National Minority Supplier Development Council's Advanced Management Education Program, the National Football League's Player Development Program, the National Basketball Players Association's High Growth Entrepreneurship Program, the Chicago Urban League's NextOne Program, the Wall Street Journal's Black Entrepreneurship in America Conference, and guest appearances on Chicago's WGN-TV Minority Business Report, WVON Radio's Urban Business Roundtable, as well as numerous other private and public conferences and meetings. Mr. Collins currently serves on the boards of Cinnaire, a full-service community development finance institution that advances affordable housing and community development, and ECM Performance Materials, a provider of custom chemical and polymer processing services for industrial and manufacturing applications. Derrick Collins earned his B.S. in Electrical Engineering from Prairie View A&M University and his M.B.A. in Finance and Marketing from the University of Chicago's Booth School of Business. 

Community Development in Detroit Discussion II featuring Raul Echevarria, Khary Frazier, and Yusef Bunch Shakur Tuesday, March 10, 2020, at the University of Detroit School of Architecture in the Peter Peirce Room. Presented by Community Movement Builders, Detroit is Different, Michigan Roundtable for Diversity and Inclusion, and the University of Detroit In this discussion, I (Khary Frazier) framed information and questions to focus on the business (money) of community development. My premise was many corporations are using the distressed status (perpetually marketed by media of Detroit) to leverage subsidies, tax relief, unchecked lending, and neglectful investment. In this talk defining these practices with Yusef & Raul was important. CDFI's (Community Development Financial Institutions) of Detroit have received over 182 Million dollars connected to the CDFI program that was established to assist housing, businesses, and non-profit organizations in community development. The CDFI program was started from the Riegle Community Development and Regulatory Improvement Act of 1994 (here is a link to the act that establishes CDFI's surprisingly very thorough https://www.fdic.gov/regulations/laws/rules/8000-5400.html). In 1996 the first Detroit CDFI monies from the US Treasury were sent to Shorebank receiving 3.75 million dollars. Here is an article by NYTimes as a brief overview of why Shore Bank failed (according to many financial analysts) https://www.nytimes.com/2010/05/23/business/23cncshorebank.html, many felt that the risks with homeowners were too much for Shorebank. Currently, CDFI's have no needed oversight but there is a third party ranking system developed by Aeris that many use to audit their effectiveness. Here is a link to the Aeris website: https://www.aerisinsight.com/ . CDFI's can also receive funding from banks (like Bank of America) and foundations (like Kresge) in the form of investment and/or grants. Many banks pay for and submit the Aeris audit request to verify the livelihood and financial legitimacy of the CDFI (which I think is problematic because traditional lending has been so racist, here is a great book about the practice released last year: https://www.amazon.com/Color-Money-Black-Racial-Wealth-ebook/dp/B076526LW5). CDFI, CDC, HUD, Urban Foundation, Community Development, Detroit, Raul Echevarria, Khary Frazier, Yusef Bunch Shakur, Community Movement Builders, Detroit is Different, Michigan Roundtable for Diversity and Inclusion, University of Detroit. Episode Notes Detroit is Different is a podcast hosted by Khary Frazier covering people adding to the culture of an American Classic city. Visit www.detroitisdifferent.com to hear, see and experience more of what makes Detroit different. Follow, like, share, and subscribe to the Podcast on iTunes, Google Play, and Sticher. Comment, suggest and connect with the podcast by emailing info@detroitisdifferent.com Find out more at https://detroit-is-different.pinecast.co

Regular listeners of Barefoot Innovation will have noticed that we often mention the Center for Financial Services Innovation (CFSI) and serve on its board. This year, CFSI celebrated its 11th anniversary. A decade ago there was nothing called Fintech. And yet Jennifer Tescher – who when she first entered the financial services industry couldn’t balance her checkbook – joined with former OTS Director Ellen Seidman and others who had a remarkable insight: that technology trends would create innovative ways to improve the lives of financial consumers. A former journalist, Jennifer became interested in financial services via reporting on urban poverty and inequality issues. That led to her to join ShoreBank, America’s first community development bank, where she explored ways to serve consumers who are deemed risky, in new ways that can be both sustainable and profitable. Fast forward to 2015 and CFSI has become the nation’s authority on consumer financial health, and Jennifer, as President and CEO, leads a network of financial services innovators committed to expanding access to high-quality financial services in ways that are sound and profitable. As you will hear in this episode, a majority of Americans are not financially healthy. Research by CFSI and others paints a “frankly disturbing” picture of the economic lives of millions of Americans. Studies also draw strong links between physical and financial health, including how stress affects decision making.  Jennifer says it best our podcast: “Wow, wow, wow, huge swaths of people are incredibly challenged!” CFSI is aiming to change this, using a lot of tools.  One is seeding new ventures. It founded Core Innovation Capital, which is now an independent VC fund (see Episode 3, where we talked with Core’s Arjan Schutte). And 2015 kicked off a five-year innovation contest funded by JPMorgan Chase, in the CFSI Financial Solutions Labs competition. (See our podcast with one of the contest winners, Steve Carlson of Ascend). Second, CFSI convenes people, including through its new membership model and by hosting the annual EMERGE conference, which presents cutting-edge thought leadership and features innovators, executives, and emerging companies in the financial services industries, including guests of this very podcast! Third, CFSI helps identify standards and practices that can help both providers and consumer thrives, as with the Compass Principles for prepaid cards. And fourth, CFSI is doing unique research in deeply understanding the financial lives of American consumers, including through the U.S. Financial Diaries project conducted with New York University. Jennifer is a nationally known expert on all these themes, with a monthly column in American Banker, frequent interviews and articles in the financial press, and major speaking engagements at industry and policy convenings. I am so happy to bring to you my lively interview with Jennifer, showcasing both her prodigious knowledge and her passion for these goals, which, as she says, has so far has kept her from abandoning it all in favor of a Mexican beach! To bolster your own optimism, here are links to the new data and trends spurring CFSI’s mission, and links their initiatives and research: Find out how CFSI is powering solutions for a financially health America (and for more on the 9 winners of their first Financial Solutions Lab’s challenge). Access to CFSI’s research on the state of consumer financial health, including the U.S. Financial Diaries and their Consumer Financial Health Study. For more on illiquid vs. insolvent consumers: My piece in Banking Exchange called Illiquid? Insolvent? Solutions can differ drastically and Aaron Klein’s article in American Banker on Shifting the Debate on Small Dollar Credit. For my take on the US Financial Diaries work, see my blog post, “Diary of a Mad Financial System”. On new ways of assessing financial well-being: Ron Shevlin’s Financial Health is the New Marketing. And mark your calendar for Emerge 2016, June 14-17 in New Orleans! Please come to CFSI’s website for a wealth of further information. And now, enjoy my talk with Jennifer Tescher! Please subscribe to the podcast by opening your favorite podcast app and searching for "Jo Ann Barefoot", or in iTunes. If you enjoy our work to bring together thought provoking ideas and people please consider a contribution to support the site. Donate Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

The film It's a Wonderful Life grows more relevant every day as more American consumers lose the value in their homes and anonymous customer service calling centers become our primary contact with our banks. However, there are still more than 7,000 banks and 7,000 credit unions in the United States. Each of these still has the ability to convert your insured deposit into a loan to a local business and to step up as a community civic leader. Just under 100 of those banks are certified by the U.S. Treasury as "community development banks" and another 500 nonprofit community loan funds finance housing rehab, small businesses, and nonprofit facilities. Ron Grzywinski and Mary Houghton will discuss the role that ShoreBank played as the first and largest community development bank and the increasing importance of community development financial institutions as long term partners in community and economic development. They will touch on the new Global Alliance for Banking on Values as well as opportunities for planners to contribute to more liveable, renewed communities.

Mary Houghton, president of ShoreBank Corporation, explains how she and three friends founded ShoreBank, which has become one of the nation's premier anti-poverty organizations.

Today we interview Joel Freehling, a sustainable home finance expert and manager of Triple Bottom Line Innovations at ShoreBank.  We discuss the changing state of financing for energy efficient homes and renovations, alternatives to the traditional 'bank loan' vehicle, and wild African mammals.  Sponsored by Green Dream Group, LLC in Chicago.

This Forum organized by ShoreCap Exchange addresses strategies and tools for attracting and retaining talent, enhancing the alignment of human resource practices with primary business goals and using human capital to build institutional strengths. ShoreCap Exchange is a ShoreBank capacity building company that helps banks working to serve small business and microfinance markets overcome the substantial operational challenges they face in dealing with clients not reached by traditional financial markets.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his observations of psychological aspects of managing problem loans and treating them as a learning experience.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his observations of psychological aspects of managing problem loans and treating them as a learning experience.

Dick Turner shares his experience on how to prepare and manage an effective monitoring visit. Dick Turner, former Chief Credit Officer, ShoreBank, has been involved in making loans and training credit staff for well over 30 years.

Dick Turner shares his experience on how to prepare and manage an effective monitoring visit. Dick Turner, former Chief Credit Officer, ShoreBank, has been involved in making loans and training credit staff for well over 30 years.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his general observations about underwriting loans. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of other countries, primarily in Eastern Europe.

Management and Mathematics. Dick Turner, former Chief Credit Officer, ShoreBank, talks about the importance of analyzing management capacity when making lending decisions. Also, he provides his thoughts on making alternative projections before writing loans up for approval.