Podcast appearances and mentions of Steve Carlson

In this episode, Ken Lain The Mountain Gardener invites Steve Carlson with Bailey Nursery to join the conversation about birch and fruit trees. Want to grow healthy birch or healthy fruit trees? Hear all you should know from these two gardening experts.Listen to Mountain Gardener on Cast11: https://cast11.com/mountain-gardener-with-ken-lain-gardening-podcast/Follow Cast11 on Facebook: https://Facebook.com/CAST11AZFollow Cast11 on Instagram: https://www.instagram.com/cast11_podcast_network/

Sermon by Guest Pastor, Steve Carlson

This FREESTYLE following the latest A-Side of SURFACE NOISE hits all the marks. Still joined by guest Steve Carlson, we share the tale of Arnaldo breaking up with Vinyl Me, Please, and hear some challenges Steve also had with the vinyl subscription service this year. The dais is soon joined by Wyoming Dave and Elliott Crews; the latte shares a box set of a lifetime that he recently brought into his collection. Rounding third, we go around the horn talking about what role (if any) Discogs reviews play in converting sales and buying from the site. This particular FREESTYLE touches all the bases, only on Vinyl Community Podcasts!   For more on Concert Buddie: https://www.youtube.com/@ConcertBuddie https://concertbuddie.com   For more information on Arnaldo (Fidelios_Frequency): https://www.youtube.com/@fidelios_frequency   For more on Jason Roxas: https://www.youtube.com/@JasonRoxas   For more on Jose Moreno Rahn: https://www.youtube.com/@josemorenorahn https://auroracentralrecords.bandcamp.com   For more on special guest Steve Carlson: YT: https://www.youtube.com/@stevecarlsonvinylcommunity9147 Podcast: Two Guys Talking About Records -  https://podcasts.apple.com/us/podcast/two-guys-talking-about-records-a-vinyl-community-podcast/id1735130689   For more on Elliott Crews: https://www.youtube.com/@elliottcrews4997   For more on Wyoming Dave: https://www.youtube.com/@WyomingDave   For more information on Vinyl Community Podcasts: https://vinylcommunitypodcasts.com   . . . . . Friends of the show Vinyl Storage Solutions want to save you 10% today using the following code:   VCP10   https://vinylstoragesolutions.ca  

My Locker Room youth movement producer Danny Ryan & The "intern" Andrew Leeds join me in the studio. We go "On the Mound" with former Phillies pitcher Tommy Greene during the first hour. Hour II from the movie "Slap Shot" on of the Hanson brothers Steve Carlson visits us for a very entertaining phone conversation.

Breakout: Credentialed Women by Steph Peterson & Steve Carlson on Saturday, April 20th at 11:15am at EQUIP Conference The post EQUIP Conference 2024 – April 20th Breakout with Steph Peterson & Steve Carlson appeared first on MDC.

I explain how you can ruin your smartphone's camera sensor while trying to shoot the sun on Monday. Here's how to avoid any damage12 simple ways to protect yourself in the digital age, with Visa's James Mirfin, SVP, Global Head of Risk and Identity SolutionsOn a related note, T-Mobile's Steve Carlson is in the house, to share the latest on its free Scam Shield app, to fight back against spammers and scammersTied to summer travel, Google hosted an event in NYC, and so I play a pair of interviews on leveraging Google Search and Google Maps while vacationingThank you to Intel, Visa, and Western Digital, for your support!

In this episode, Ken Lain, the Mountain Gardener, chats with Steve Carlson of Bailey Nursery about birch and fruit trees. What should you know about the care for these trees? Listen in to find out.Listen to Ken Lain's weekly gardener podcast. You can also listen to Ken Lain's Mountain Gardener Radio Show Live on Saturdays at 8 am & 11 am and again on Sundays at 8 am on KQNA, and 11:30 am on 95.5 & 99.9FM.Follow Cast11 on Facebook: https://Facebook.com/CAST11AZFollow Cast11 on Instagram: https://www.instagram.com/cast11_podcast_network/Listen to Mountain Gardener on Cast11: https://mountaingardener.buzzsprout.com or wherever you stream podcasts.

[caption id="attachment_5781482" align="alignright" width="224"] Steve Carlson (Photo provided)[/caption] Steve Carlson was a contractor in Philipstown for more than 30 years, until 2016, when he and his partner, Elizabeth Johnson, moved full-time to a home they owned on Big Tancook Island in Nova Scotia. How did you end up on a Canadian island? I was working at West Point when [President George W.] Bush bombed Baghdad [in 2003]. I could no longer, with any moral conscience, accept a check from the Department of Defense. I paid a lot of taxes in the U.S. and didn't really receive anything in return. I realized if I worked just a little farther north, my tax dollars would come back to me. I voted with my dollars. I called a friend in Montreal and started looking there, in Toronto and Ottawa; nice places but expensive and a lot of sprawl. In Nova Scotia, a real estate agent asked if I'd consider an island. My antennae popped up! Big Tancook is like Martha's Vineyard 100 years ago. I bought 8 acres with a small house that I expanded. I can see the Atlantic Ocean all the way to France out my front door. From the backyard, I see Mahone Bay and Oak Island. What is island life like? Big Tancook is 3 miles long and a mile wide, with 120 permanent residents and up to 200 in summer. The ferry from Chester takes 45 minutes and can carry one vehicle; I keep Tony Ricci's old 2003 pickup on the island. There are no stores, bars, restaurants, gas stations or police. We have a K-5 school, post office, arts center and a seasonal bistro that isn't open often. A mainland supermarket delivers to our wharf, so you don't have to stock up or go off-island for groceries. It's an honor-system society. Neighbors are all wonderful; everybody looks after each other. It seems the "one bad apple" has been excluded from the island. And there is absolutely no stress. My school and property taxes combined are $980 ($735 U.S.). Canadians like to complain about their health care, but it's so much better. It cured my cancer. All the tests, surgery and aftercare cost me $8, for parking. And they keep calling to check on me. How do you earn a living? I tried retirement but that's as boring as the day is long. I worked on the lobster boats, late November through May, 5 a.m. to 7 p.m., freezing and in brutal wind and weather. Eight years was enough. I entered Canada under the skilled labor category and when people saw me renovating my house, everyone wanted me to do work for them; bringing tradespeople out to the island is expensive. I do all the maintenance at the school and make repairs to the wharf for the harbor authority. I also do some work on Little Tancook Island, which has 28 souls. What do you do for entertainment? There are lots of house parties, game nights, things like that. Sometimes I wish for a hamburger or hot dog - something other than lobster. We have a pond and when it does freeze all the guys and girls get together with skates and sticks. I'm the best and only American player. A night out in Chester could include dinner at the Fo'c'sle, the oldest tavern in Nova Scotia. I argue it's the oldest in Canada. Then the Playhouse, for music or a comedian or a play. The Royal Canadian Legion has a great pool table, dart leagues and inexpensive drinks. Most places close by 9 p.m. Then back on the ferry. No drinking and driving; it's very safe. How does the climate compare with the Highlands? We have warmer winters and cooler summers because we're surrounded by the ocean. A lot of the winter snow blows right off the island because it usually comes with wind. Not much snow lately. Spring is cooler. It can be cold and windy; I can wear a winter coat right into June. But then it's gorgeous from July right through November; we have very nice autumns.

Do you ever wonder why some people seem to effortlessly master kettlebell training while others struggle? Our guest, Steve Carlson, a strength coach with over ten years of expertise in kettlebell training and StrongFirst certifications, sheds light on this fascinating world. Steve's journey, which began in wrestling and evolved into a passionate dedication to strength and kettlebell training, is a testament to how embracing strength training can lead to personal and professional growth. In our conversation, Steve delves into the significance of mental grit, client motivation, and the fine balance between providing what clients want and what they need in their fitness journey. He shares his perspective on why mindset is key in achieving fitness goals, and how a strong connection with clients can fuel their strength gains. Steve's take on fitness, training, and life is sure to get you rethinking your approach to wellness.In addition to this, Steve shares his insight on strength training for longevity and the difference between training for sport versus training for health. He explains his intuitive approach to workouts and why he views Olympic lifting as a high level sport. He also shares his wrestling journey from a small school to CPG and kettlebells and finally to his work with Strength Kollective. Through it all, he emphasizes the importance of redefining fitness goals and keeping clients engaged and motivated. Tune in to hear Steve's unique perspective on strength training and get ready to be inspired.Support the showPRIMAL FOUNDATIONS PODCAST-Instagram: @Tony_PrimalFoundationsWebsite: Primalfoundations.com The Strength Kollective: Download Kettlebell Programs (Click Here)Book a free 30 minutes consultation (Click Here)

Ready for a good time, Buddies? After much debating, negotiating, and conversating, I'm joined by the great guys over at the podcast "Two Guys Talking About Records" - Jim Gleason and Steve Carlson - to talk about their collecting backgrounds, how they met, and (more importantly) what on earth possessed them to start a podcast (looks in mirror). Kidding aside, Jim (owner of Radio Wasteland Records in Midland, MI) and Steve Carlson ("The Mayor" of The Vinyl Community) have one of the best vinyl-related podcasts going, and it was fun to hear all about it! We even feature a cameo by one of the youngest record collectors in the history of the Vinyl Community (who might be related to one of our guests) to put a fun bow on a fun conversation. You can hear "Two Guys Talking About Records" on iHeart Radio, Spotify, YouTube and (soon) Apple Podcasts. Let's goooooooo! For more information on host Concert Buddie: https://www.youtube.com/@ConcertBuddie For more information on "Two Guys Talking About Records" and Radio Wasteland Records: YouTube: https://www.youtube.com/@RadioWastelandRecords Instagram: https://www.instagram.com/radio_wasteland Amazon Podcasts: https://music.amazon.com/podcasts/34ad4052-16e3-4013-a88c-e4bd6bea28b6/two-guys-talking-about-records---a-vinyl-community-podcast iHeart Radio Podcasts: https://www.iheart.com/podcast/338-two-guys-talking-about-rec-113789308/   For more information on Vinyl Community Podcasts: https://vinylcommunitypodcasts.com Save 10% on purchases ANY TIME at Vinyl Storage Solutions using the promo code(s) "VCP10" or "CONCERTBUDDIE". (Cannot be combined with other discounts) https://vinylstoragesolutions.ca   

Get ready for an episode of On Tap that'll have you raising your glass and tapping your toes! In this entertaining installment, we're thrilled to welcome the incredible Steve Carlson, President & Executive Principal of Rippe Associates.But hold on tight, because Steve's journey into the world of foodservice is anything but ordinary! Join us as we dive into his fascinating backstory, from the unexpected detours of Premed and Stainless Fabrication to the dazzling world of Ballroom dancing.

Here we go again, Buddies! On this latest rendition of Surface Noise, I'm joined by David Bianco (Safe & Sound Texas Audio Excursion), Jason Roxas, and Arnaldo (Fidelios_Frequency) plus a new voice to the dais (but an old friend of mine) Tavis from Vinyl Talk with Tavis to discuss the unfortunate news of Tina Turner's passing - our memories and remembrances of the Queen of Rock - and then dig into the recent news of Rhino launching their own "premium" selection of audiophile-grade vinyl offerings with The Cars self-titled debut from 1978 and John Coltrane's "Coltrane's Sound" from 1964. The panel shares their thoughts on this latest player to the audiophile reissue arena, the potential thought process behind these titles at launch, and then a deeper dive of reissues in general: is the market being oversaturated with reissues and the multitude of marketing buzzwords and perceived values (obi strips, color vinyl, etc) that is jamming the bins of our record stores with product only targeted for new collectors and FOMO victims alike? This and more on the latest edition of Surface Noise, here only on Vinyl Community Podcasts!   Shoutout to regular panelist Jose Moreno Rahn on his upcoming nuptials! Shoutout to our friends Steve Carlson & Jim Gleason and their terrific podcast "2 Guys Talking About Records". Check them out on Spotify, Podbean, iHeart Radio, and other podcasting platforms!  More information: https://www.youtube.com/@RadioWastelandRecords https://open.spotify.com/show/0GDB00h92rBGt7AL0AgQrm?si=0b43ffcdcd2346f4     For more information on host Concert Buddie: https://www.youtube.com/@ConcertBuddie For more information on David Bianco (Safe & Sound Texas Audio Excursion): https://www.youtube.com/@SafeAndSoundTXAudioExcursion For more information on Jason Roxas: https://www.youtube.com/@JasonRoxas For more information on Arnaldo (Fidelios_Frequency): https://www.youtube.com/@fidelios_frequency For more information on special guest Tavis (Vinyl Talk with Tavis): https://www.youtube.com/@vinyltalkwithtavis3145   For more information on Vinyl Community Podcasts: https://vinylcommunitypodcasts.com/    

What does digital twinning mean? How does it work? Can the DOD replicate the successes the private industry had made through digital twinning?   Join Dr. Mark Lewis and Steve Carlson, Director of Aerospace and Defense Solutions at Cadence Design Systems to find out the DOD can utilize digital twinning.

We start off with T-Mobile's Steve Carlson, on how many robocalls and scam attempts were caught last year, with the free Scam Shield app. It's an insane number.• Speaking of criminals, ESET's Tony Anscombe stops by to talk about why car thefts are up across the country, and the 5 things you can do to fight back (both high- and low-tech solutions).• Western Digital is in the house! I interview Nitin Kachhwaha about the latest WD My Book external hard drives – which now go all the way up to 22 terabytes (22TB) of capacity, wow.• I also talk about Visa's multibillion dollar anti-fraud efforts, ASUS laptops and accessories, and more.

On episode 27, Micah and I host our second back to back Windows and Aisles Episodes. We address a question from Listener Mark in Argentina who was asking about why we like to fly. We also heard from listener Sharon who is new to the show and asked about what we do on long international flights? How do we keep ourselves occupied? Listener Lu wants to know.... what is the most outrageous behavior we have seen on a plane and if Micah or I have ever been one of THOSE customers. Sadly, we both share a story were we were. Then Micah and I share an interview we conducted with Steve Carlson of T-Mobile where we talk about the Un-carrier On... a new product from T-Mobile. Thanks once again to all of our listeners and especially our international listeners. Please write in and let us know how you found the show and why you listen. We love hearing from you!!! Opening music is provided by the Madalitso Youth Choir as they sing their Welcome Song, recorded at the lobby of The Royal Livingston Hotel in Zambia. We hope you enjoy the show!

Hosts Josh and Jamie and special returning guest Steve Carlson continue Noirvember with some grim 1940s Nazi occupation paranoia noirs and the power of writing letters: Henri-Georges Clouzot's LE CORBEAU (1943) and William Cameron Menzies' ADDRESS UNKNOWN (1944). Next week's episode is a patron-exclusive bonus episode on noirs in and around the vicinity of fixed boxing matches: Robert Wise's THE SET-UP (1949) + Brian De Palma's SNAKE EYES (1998), you can get access to that episode (and all past + future bonus episodes) by subscribing to our $5 tier on patreon: www.patreon.com/sleazoidspodcast Intro // 00:00-11:11 LE CORBEAU // 11:11-1:02:00 ADDRESS UNKNOWN //1:02:00-1:52:12 Outro // 1:52:12-1:57:18 Steve's Letterboxd: https://letterboxd.com/lcosgrove/ Steve's Patreon: https://www.patreon.com/lcosgrove/ MERCH: www.teepublic.com/stores/sleazoids?ref_id=17667 WEBSITE: www.sleazoidspodcast.com/ Pod Twitter: twitter.com/sleazoidspod Pod Letterboxd: letterboxd.com/SLEAZOIDS/ Josh's Twitter: twitter.com/thejoshl Josh's Letterboxd: letterboxd.com/thejoshl Jamie's Twitter: twitter.com/jamiemilleracas Jamie's Letterboxd: letterboxd.com/jamiemiller

On Today's episode of the Coffee Break, Russ spoke with Author Steve Carlson about his upcoming book "Theodicy." Theodicy is book six in his "Future Perfect" series.  The Coffee Break is the daily Christian talk and local events program on Hope Radio KCMI 97.1FM serving the Scottsbluff, NE area. Tune in for interviews with authors, musicians, pastors, and others in the Christian community and our local area! Visit our website: www.kcmifm.com Like us on Facebook: www.facebook.com/kcmifm

As we keep chugging along with season two, I am thrilled to have Carlson on the show today.  He was born in SoCal and after snagging a culinary arts degree moved to Hawaii where he decided that he was going to pursue music. He won a LA Music Critic award for best male album for Different Town, which he recorded while on tour in 14 different cities and countries.  He also made a rockumentary with the same name to accompany it that rockumented it all.  He told me that music is the international language and that it is not just communicative but also productive.  An example is how he saw a accordian busker on the street and had him play on it. You should definitely check it out.    He's also got another project call The Record Company.  It sounds super cool as well.   I forgot to ask Steve where he was taking his top five records.  He said that he would take them to the grave so he could listen to them after he's gone.  Classic!   If you don't mind heading over to Apple podcasts and giving us a review, we'd sure appreciate it awful good! https://podcasts.apple.com/us/podcast/my-top-five-records/id1494022573   STEVE CARLSON https://www.stevecarlson.com/ https://www.instagram.com/stevecarlson https://www.facebook.com/stevenpaulcarlson   THE BIG GUN SHOW https://thebiggunshow.com/ https://www.facebook.com/thebiggunshowband/ https://www.instagram.com/thebiggunshowband/ https://www.youtube.com/thebiggunshowband

It's that time of year when the weather is getting warmer and the days are getting longer, it's early May so WHAT does that mean?  Of course, it means the NHL Playoffs are just beginning!  And what better way to commemorate the kick-off for professional hockey's playoff season than to revisit one of THE Most Beloved Hockey Movies of All Time….which happens to star one of THE Greatest Movie Stars of All Time, Paul Newman.  He stars as player/coach Reggie Dunlop of the minor league hockey team, the Charleston Chiefs – they're a raucous group filled with goons and/or boozers but they MIGHT have a chance to win this season thanks to their latest addition of the Hanson Brothers.  Jeff Carlson, Steve Carlson, and David Hanson co-star as the Hanson Brothers in this raunchy, raucous sports comedy directed by the legendary George Roy Hill who previously gave us Butch Cassidy & the Sundance Kid along with The Sting.  Host: Geoff GershonProducer: Marlene Gershonhttps://livingforthecinema.com/Facebook:https://www.facebook.com/Living-for-the-Cinema-Podcast-101167838847578Instagram:https://www.instagram.com/livingforthecinema/Letterboxd:https://letterboxd.com/Living4Cinema/

Today we will hear from Simi and Steve Carlson as they share their journey of parenting their children to adulthood, keeping the end in mind.  Married for 35 years, they have four adult children along with three grandchildren.     The first ten years of their marriage involved moving regularly because of Steve's career in the military.  Far from friends and family, the church became one constant in their life—becoming the friends and family they needed as they raised their children.  Listen as they share how keeping this solid foundation center in their life—even after Steve retired from the military and Simi entered the workforce—benefitted not only their children, but also their marriage.   If you are a new parent or want to be a parent, this episode is for you as they address the need for parents to keep the end in mind as your children go through growing pains as they move from childhood to the teenage years to living independently as an adult Enjoy and checkout our free resources! https://gracebible.church/nextgenresources The Carlson's Recommendations: Focus on the Family parenting books  Legacy of Prayer by Jennifer Kennedy Dean Praying the Scriptures for Your Children by Jodie Berndt  Praying the Scriptures for Your Teens by Jodie Berndt  Praying the Scriptures for Your Adult Children by Jodie Berndt  Doing Life with Your Adult Children: Keep Your Mouth Shut and the Welcome Mat Out by Jim Burns

This is the "Screen Addicts" edition of the Scoreboard Addicts podcast. On these episodes, we review sports movies and give our ratings of the movie. This week's episode we watched and reviewed "Slap Shot" the 1977 Film Starring Paul Newman, David Hanson, Jeff Carlson, and Steve Carlson. This is the most quotable hockey movie for hockey players and hockey fans. This is a must listen for any hockey and movie fans. Learn more about your ad choices. Visit megaphone.fm/adchoices

West Salem, Wisconsin's Steve Carlson has a pretty impressive resume, which includes NASCAR late model titles, ARTGO, RE/MAX CHALLENGE SERIES AND ASA MIDWEST TOURS. Throw in La Crosse Fairgrounds Speedway, WIR's Red, White and Blue and multiple Dixieland 250 crowns and you've got a legit short track legend who's still scoring feature flags in 2021. Listen in!

As a conductor, performer, composer, teacher, and wonderful human being, Ricardo Brown breaks down how performance anxiety can affect his day-to-day as an artist striving for greatness. Check out now! Ricardo T. Brown is a native of Portsmouth, VA. The second child of Ricardo Sr. and Terry Brown. He received his high school degree from Churchland High School where he was selected to All-District Band, All-State Band, and Virginia Honor Band. He was also a student in The Governors school of the Performing Arts under the baton of Mr. Ray Pancarowicz. He then went on to Norfolk State University in Norfolk, VA receiving his Bachelors and Masters Degrees studying trumpet with Dr. Steve Carlson and Dr. Timmey Zachery. While at Norfolk State he was principal trumpet in the wind ensemble, Brass Quintet, as well as lead in the University Jazz Ensemble under Ms. Stephanie K. Sanders as well as a performance with Mr. Frank Foster, the legendary jazz saxophonist. He then furthered his education at Cambridge College in Boston, MA pursuing a degree in Educational Administration. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/musicspeaks-podcast/support

In this weeks episode, the SCC welcomes Hanna Shanes, VP of Operations & Chief Compliance Officer at 365 Cannabis and Steve Carlson, CTO of Buddies Brand. They will be talking about the role of Enterprise Resource Planning software typically known as ERP plays in the Cannabis business, as well as the role of software in furthering sustainability and their operation. --- Send in a voice message: https://anchor.fm/sustainable-cannabis/message

In this episode Katherine Nulicek, MSW interviews Steve Carlson, PsyD from the Center for Practice Transformation to discuss the importance of putting a person-centered philosophy into practice when working with individuals with substance abuse disorders and mental health and the implications it can have on child welfare professionals and decision making. Additional Resource: https://practicetransformation.umn.edu/clinical-tools/how-person-centered-is-my-practice/

This is the second episode in the Adulting series in which we discuss a crucial part of being an adult: money! It's so challenging to manage it well, and I'm grateful that Steve Carlson joined me to discuss a Biblical perspective on how to get better at this part of stewardship! As always, we're collecting bits of truth, because our mission is to create a mosaic containing stories and revelations of truth, to see the bigger picture of who God is and what he has for us. The music in the episode is from my good friend, Hannah Stenman. You can find and download her songs on Apple Music, Spotify, and Amazon Music. To learn more about her and her husband, visit https://www.bradandhannah.com . . . . . . . . . Mentioned in this episode: Scripture: Proverbs 10:4 Proverbs 10:5 Proverbs 16:9 Craig Groeschel's sermons on money . . . . . . . . . I'd love to hear your feedback, questions, and suggestions for future conversations! You can email me at mosaicoftruthpodcast@gmail.com #mosaicoftruthpodcast --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

February 25th - Steve Carlson, Brandon Lang, Mancow

Tax planning forms a fundamental part of the financial advice process, from tax efficient investing to gifting and inheritance tax arrangements.And with chancellor Rishi Sunak facing nearly a £400bn shortfall due to the coronavirus crisis, many are expecting tax hikes as early as next year with the capital gains structure already in the crosshairs.So, what effect has the pandemic had on tax planning, and what does the future look like for advisers going forward?In this episode, reporter Imogen Tew is joined by Georgina Partridge, adviser at Plutus Wealth Management, Steve Carlson, director at Carlson Wealth Management and Nick Bird, senior business development manager at Octopus Investments to discuss the possibilities.Then Imogen talks about the headlines of the week with fellow reporters Rachel Mortimer and Amy Austin.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. See acast.com/privacy for privacy and opt-out information.

Jim Hart was undrafted out of Southern Illinois “The Harvard of the Midwest” but went on to play 19 years at QB in St. Louis and Washington.  Leading the “Cardiac Cards” of the 70s, he was a 4X Pro Bowler, NFC Offensive Player of the Year in 1974 and NFL Man of the Year in 1975.  When he retired, only Johnny Unitas and Fran Tarkenton had thrown for more yards and he was 10th all-time in touchdown passes.  His 23 career game winning drives is on par with Hall of Famers YA Tittle, Ken Stabler, Dan Fouts and Terry Bradshaw. After his playing days he was a successful restaurateur, broadcaster and was Athletic Director at his alma mater, SIU.  He was enshrined in the Cardinals Ring of Honor in 2017 2:47 – “My friend. My mentor. My Quarterback.”Tom's boyhood idol (and former boss) Jim Hart joins the final episode of Season 1 to talk about #17, acting in the movie Paper Lion, wearing Billy Kilmer's #17 in Washington, practicing on Thanksgiving Day and much more.17:47 – “Let's start with football in honor of Jim Hart.”We lead off with football which includes Braylon Edwards, Jake Delhomme and Dave Krieg along with Red Badgo, Charlie Ward, Billy Kilmer and Dandy Don Meredith. Contenders are Jim Hart, Doug Williams and Harold Carmichael.25:44 – “See if you can figure out which is one of my all-time favorite players.”Keith Hernandez, Dizzy Dean and Scott Rolen topline the list with nods to Mickey Rivers, Oscar Gamble, Dock Ellis, Mark Grace and others.33:34 – “Let's get to basketball.”Handsome SOB Rick Fox is a sentimental favorite while lesser-known players like Jim Pollard, Don Barksdale and Gene Conley take Honorable Mention. Mullin and Havlicek make strong cases as Contenders.40:48 – “First Wendel Clark.”Three hockey guys. Wendel Clark, Rod Brind'Amour and Jarri Kurri. David Pearson also gets a shout out in NASCAR (again).42:27 – “The great Hollywood icon.”Our last Screen Stars lines up thusly:Steve Carlson as Steve Hanson in Slap Shot (1977)Alan Alda as George Plimpton in Paper Lion (1968)Jim Hart as Jim Hart in Paper Lion (1968)Charlton Heston as Cat Catlan in Number One (1969)Matt Stone as Doug Remer in BASEketball (1998)Sylvester Stallone (car) as Joe Tanto in Driven (2001)44:33 – “A freak injury sustained during a coin toss.”Derrick Rose AwardDenny McLainHall of ShameBob OjedaTurk Edwards Plaxico "Cheddar Plax" Burress50:15 – “Why not just totally change our format completely?”Top current #17's (now by sport)Football – Philip RiversHockey – Ilya KovalchukBaseball – Kris BryantBasketball – Dennie Schroder53:16 – “Back and to the left.”The Hall of Fame list for #17:John HavlicekJarri KurriDizzy DeanChris MullinKeith HernandezOur sincere thanks to everyone who listened and supported season 1. We'll be back at a time and place of our choosing, but feel free to hit us up on the Interwebs anytime!

Ricardo T. Brown is a native of Portsmouth, VA. The second child of Ricardo Sr. and Terry Brown. He received his high school degree from Churchland High School where he was selected to All District Band, All-State Band and Virginia Honor Band. He was also a student in The Governor's school of the Performing Arts under the baton of Mr. Ray Pancarowicz. He then went on to Norfolk State University in Norfolk, VA receiving his Bachelors and Masters Degrees studying trumpet with Dr. Steve Carlson and Dr. Timmey Zachery. While at Norfolk State he was principal trumpet in the wind ensemble, Brass Quintet, as well as lead in the University Jazz Ensemble under Ms. Stephanie K. Sanders as well as a performance with Mr. Frank Foster, legendary jazz saxophonist. He then furthered his education at Cambridge College in Boston, MA pursuing a degree in Educational Administration. Mr. Brown began his teaching career working under Mr. John Boyd as the Assistant Director at Princess Anne High School in 2005. He then moved on to W.E Waters, where he was previously a student, in 2007. He was then made the graduate assistant for the Norfolk State University band program. After 7 great years at Waters, Mr. Brown was afforded the opportunity to join the staff at Prairie View A&M University as the Assistant Director of Bands, Band Business Manager and Adjunct Professor. Mr. Brown was later appointed the Associate Director of Bands. When not working with the amazing students at Prairie View, Mr. Brown works with numerous ensembles around the country including the 2016 World Champion Bluecoats Drum and Bugle Corps, the 2005 World Champion Cadets Drum and Bugle Corps, as well as numerous clinics and adjudicating engagements. Mr. Brown has also performed with numerous ensembles including the Virginia Symphony, Virginia Beach Symphony, Fancy Pants Productions, The Right on Band, numerous churches, NASCAR, Houston Symphony, Ballet Afrique Cotton Club, and well as numerous performances and gigs across the country. In the marching idiom, Ricardo marched 5 years with Drum Corps international first in 1999 with The Crossmen then from Newark, Delaware for 1 season before moving on to The Cadets in 2001, and stayed there for 4 years. Mr. Brown also holds memberships in Kappa Kappa Psi National Honorary Band Fraternity, Phi Mu Alpha Sinfonia Fraternity of America, Tau Beta Sigma National Honorary Band Sorority, Omega Psi Phi Fraternity Incorporated, Texas Music Educators Association and the Texas Jazz Educators' Association. Previously, Mr. Brown was a member of the Virginia Music Educators Association. Mr. Brown has also had the opportunity to conduct many ensembles including the Portsmouth Public Schools All City Elementary school band as well as one of the highlights of his career, which was having the opportunity to conduct The Band of Her Majesty's Royal Marines with Tallwood High School in 2007. At Prairie View Mr. Brown worked with all the band ensembles as well as being the Director of the Universities Large and Small Jazz Ensemble. At the University of Connecticut Mr. Brown will serve as the Associate Director of Bands. Mr. Brown Loves music and being able to help students grow in their matriculation through all institutions that he is associated with. He looks forward to assisting the band staff in moving the UCMB and all other ensembles he is associated with forward. Mr. Brown resides in Willington, CT with his wife, Tiffany, and their dog Hooch. We sat down with Ricardo to discuss his top ten list, Go Check it Out! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/musicspeaks-podcast/support

For our latest talk, we were fortunate to welcome our friend, Steve Carlson to the show! You SHOULD recognize Steve as one of the "Hanson Brothers" from the iconic sports film, Slaphot! This was a lot of fun!We went on a deep dive with Steve and covered everything from his hockey career and playing alongside his brothers, the filming of the movie Slaphot, fighting in the NHL today, and the mental and physical hurdles that the NHL players had to deal with playing in the COVID-19 bubble!Hockey and sports fans will get a kick out of this one!Follow @silverspearsecurity for all things Silver Spear Security, LLC. @johnsilverspear is the host / COO of Silver Spear Security, LLCFollow @hanson_brothers for all things Steve and the Hanson Brothers! 

On this week, we spend time with Steve Carlson from the Gorge Rebuild it Center to discuss how we as a community can re-think, re-use, and re-store our comes with recycled materials that would have otherwise been thrown away. Steve also tells us about Gorge Rebuild it Center as a business and its goal within the community to not only provide affordable home building materials, but also to educate us to be less wasteful and how we can improve our habits.

Hosts Josh and Jamie and special returning guest Steve Carlson take on the outlaw splatter comedy origins of a little filmmaker known as Peter Jackson with a double feature of BAD TASTE (1987) and BRAINDEAD (1992) aka DEAD ALIVE. Next week's episode is a patron-exclusive bonus episode on divorced dad horror: David Cronenberg's THE BROOD (1979) and Andrzej Żuławski's POSSESSION (1981), you can get access to that episode (and all past + future bonus episodes) by subscribing to our $5 tier on patreon: www.patreon.com/sleazoidspodcast Intro // 00:00-11:15 BAD TASTE // 11:15-45:54 BRAINDEAD //45:54-1:43:48 Outro // 1:43:48-1:47:41 Pod Twitter: twitter.com/sleazoidspod Pod Letterboxd: letterboxd.com/SLEAZOIDS/ Josh's Twitter: twitter.com/thejoshl Josh's Letterboxd: letterboxd.com/thejoshl Jamie's Twitter: twitter.com/jamiemilleracas Jamie's Letterboxd: letterboxd.com/jamiemiller

Pastor Steve Carlson helps tell the tales and funny stories of how Ruthfred started out recording Sunday services during quarantine and moved onto live streaming. We talk about the challenges we faced and how God moved mountains for us to be able to get the sermons and full services out to the world. All throughout we tell some funny and behind the scenes stories!

Small businesses have felt the brunt of the pandemic from operational disruptions, capacity limitations and employee safety. For lenders, this presents new and unique challenges in underwriting and risk assessment with no playbook for guidance. On the next episode of Clark Hills’ Credit Eco To Go, Steve Carlson, CEO of ForwardLine Financial talks about the future of small business lending and the creativity that will be required from both borrowers and lenders to ensure financial needs can be met and loans can be repaid. DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions. Funk Game Loop by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3787-funk-game-loopLicense: http://creativecommons.org/licenses/by/4.0/

Patricia de Lima hablo con T-Mobile acerca de como estan ayudando a la comunidad latina durante la pandemia del coronavirus. See omnystudio.com/listener for privacy information.

The Coffee Break is the daily Christian talk and local events program on Hope Radio KCMI 97.1FM serving the Scottsbluff, NE area. Tune in for interviews with authors, musicians, pastors, and others in the Christian community and our local area! Visit our website: www.kcmifm.com Like us on Facebook: www.facebook.com/kcmifm Theme Music: "Life of Riley" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

Steve Carlson in conversation with Tom DeZao explaining his program by the name Life's Journeys

As we get closer to a market shift, all the top investors are rolling up their sleeves and getting ready to capture the opportunities that will come. What are the key activities we need to build into our businesses to grow during the correction? How do we create long-lasting wealth? Why is competing on price alone not good enough in this market? On this episode, we’re joined by longtime friend and successful investor, Steve Carlson. We discuss lessons we’ve learned along the way, and how Steve is creating a Wealth Machine.    Takeaways + Tactics  Every market shift is preceded by a euphoric stage. This is when money is easy to get but deals get harder to come by. Sellers start having unrealistic expectations and then venture money starts pouring into the market. It’s what we’re witnessing now.  Owning rental properties free and clear is the path to permanent wealth. Debt eats into cash flow and makes it impossible for us to get off the hamster wheel.  In this market, we can’t compete on price, but we can beat the competition by bringing multiple offers to the client. It’s about collaborating with the seller to create an offer that’s valuable and worthwhile to them.  Real estate investing gives us the chance to build permanent, generational wealth. Yet in order to do so, we need to have a vision that goes beyond making money for now. We need to focus on the strategies we’re implementing, dial them in to make them work, improve them, and scale them so we can achieve that long-term vision. Without commitment, it’s impossible to capture the opportunities that come when the market turns. 

"You see this quarter? It used to be a nickel."Slap Shot (1977) directed by George Roy Hill and starring Paul Newman, Strother Martin, Michael Ontkean, Jeff Carlson, Steve Carlson and David Hanson Next Time: The Long Hot Summer (1958)

GUEST:  Steve Carlson, "Steve Hanson" in Slap Shot

Hosts Josh and Jamie and special guest Steve Carlson take on shot-on-video horror with a double feature of BOARDINGHOUSE (1982) and RED SPIRIT LAKE (1993). Next week's episode is a patron-exclusive bonus episode on TO LIVE AND DIE IN L.A. (1985) and MANHUNTER (1986), you can get access to that episode (and all past + future bonus episodes) by subscribing to our $5 tier on patreon: www.patreon.com/sleazoidspodcast Intro // 00:00-08:48 BOARDINGHOUSE // 08:48-42:31 RED SPIRIT LAKE // 42:31-1:19:48 Outro // 1:19:48-1:24:44 Josh's Twitter: https://twitter.com/thejoshl Josh's Letterboxd: https://letterboxd.com/thejoshl/ Jamie's Twitter: https://twitter.com/jamiemilleracas Jamie's Letterboxd: https://letterboxd.com/jamiemiller/

In this episode, Dean and Amanda do a Drunken Flash Review of Season 1, episode 11, "Scarecrow." That means Dean does the sober recapping and then Amanda reviews the episode by rambling drunkenly about each scene. It may not be terribly efficient, but it sure is entertaining! A flash review means no dialogue clips, but boy, do we have a treat for you when we clip the Best Song! Tune in for a NEVER-BEFORE-BROADCAST clip of Jensen Ackles and Steve Carlson performing "Bad Company" from NashCon 2011. The sound quality is pretty damn good for being recorded by a pen hidden in someone's sock! 

Steve Carlson joins Walter to discuss immigration, Sharia Law and tariffs.

This is episode #407, and my guest today is Steve Carlson. Steve is a good friend of mine, and fellow Texan…as he operates in San Antonio. Today we talk about how to build your business to stand the test of time. To be a successful real estate investor, to run a successful business, and to build a business where you’re not doing everything yourself…you need 3 key things: 1. A team with the right people 2. A balanced business model with multiple exit strategies (so you can balance ‘today cash’ with long term wealth and cash flow). 3. Access to capital to fund your business Steve has been an investor for 20 years, through up and down markets, and shares a wealth of knowledge with us today. If you're new, you'll love today’s show. If you’ve been around for a while, today’s show may help you fill any gaps you have in your real estate investing business. Please help me welcome Steve Carlson to the show! If you'd like to learn more about our Investor Fuel Real Estate Mastermind, please visit InvestorFuel.com.

This is episode #407, and my guest today is Steve Carlson. Steve is a good friend of mine, and fellow Texan…as he operates in San Antonio. Today we talk about how to build your business to stand the test of time. To be a successful real estate investor, to run a successful business, and to build a business where you’re not doing everything yourself…you need 3 key things: 1. A team with the right people 2. A balanced business model with multiple exit strategies (so you can balance ‘today cash’ with long term wealth and cash flow). 3. Access to capital to fund your business Steve has been an investor for 20 years, through up and down markets, and shares a wealth of knowledge with us today. If you're new, you'll love today’s show. If you’ve been around for a while, today’s show may help you fill any gaps you have in your real estate investing business. Please help me welcome Steve Carlson to the show! If you'd like to learn more about our Investor Fuel Real Estate Mastermind, please visit InvestorFuel.com.

There is no silver bullet that will solve homelessness. But there are many solutions that can reduce houselessness. Our 5th episode, and the finale of our first season, covers some of what Reno locals are doing -- and recommending -- to solve the city's homeless crisis. We speak with houseless individuals, advocates, Reno's chief of police, and nonprofits about what can be done. We also visit Washoe County's Crossroads program, which has a high success rate but a lengthy waiting list. Solutions #5 relied heavily on the following sources:1. "A History of Homelessness in America," a presentation by Steve Carlson, Psy.D. 2. "The History of Homeless in America, 1640s to present" by Downtown Congregations to End Homelessness. www.dceh.org/the-history-of-hom…-1640s-to-present/3. "Homelessness in America" by the National Alliance to End Homelessness. endhomelessness.org/homelessness-in-america/4. "Amid booming economy, homelessness soars on US West Coast." Associated Press, Nov. 9, 2017. www.apnews.com/d480434bbacd4b028ff13cd1e7cea1555. "Driven Out." Pacific Standard. July 31, 2017. psmag.com/social-justice/driven-out6. "Bussed Out: How America moves its homeless." The Guardian UK, Dec. 20, 2017. www.theguardian.com/us-news/ng-inte…e-country-study

There is no silver bullet that will solve homelessness. But there are many solutions that can reduce houselessness. Our 5th episode, and the finale of our first season, covers some of what Reno locals are doing -- and recommending -- to solve the city's homeless crisis. We speak with houseless individuals, advocates, Reno's chief of police, and nonprofits about what can be done. We also visit Washoe County's Crossroads program, which has a high success rate but a lengthy waiting list. Solutions #5 relied heavily on the following sources:1. "A History of Homelessness in America," a presentation by Steve Carlson, Psy.D. 2. "The History of Homeless in America, 1640s to present" by Downtown Congregations to End Homelessness. http://www.dceh.org/the-history-of-homelessness-in-america-1640s-to-present/3. "Homelessness in America" by the National Alliance to End Homelessness. https://endhomelessness.org/homelessness-in-america/4. "Amid booming economy, homelessness soars on US West Coast." Associated Press, Nov. 9, 2017. https://www.apnews.com/d480434bbacd4b028ff13cd1e7cea1555. "Driven Out." Pacific Standard. July 31, 2017. https://psmag.com/social-justice/driven-out6. "Bussed Out: How America moves its homeless." The Guardian UK, Dec. 20, 2017. https://www.theguardian.com/us-news/ng-interactive/2017/dec/20/bussed-out-america-moves-homeless-people-country-studySupport the show (https://thisisreno.com/subscribe/)

Hey Simple Wholesaling family! Today, we have an exciting episode with our good friend Steve Carlson out of San Antonio, Texas! Steve Carlson began his career as a mechanical engineer but found out early that the corporate world just wasn't for him. So in the early 1990s, he began investing in real estate in hopes of escaping the rat race. Steve is now a full-time real estate investor and has seen much success in fix and flips, rental properties and owner financing. Are you seeing a slow return on your money through rental properties or tired of putting a lot of work into fix and flips? Check out Steve's interview to learn how to engineer your dream life by creating passive income using the owner financing strategy!

Hey Simple Wholesaling family! Today, we have an exciting episode with our good friend Steve Carlson out of San Antonio, Texas! Steve Carlson began his career as a mechanical engineer but found out early that the corporate world just wasn't for him. So in the early 1990s, he began investing in real estate in hopes of escaping the rat race. Steve is now a full-time real estate investor and has seen much success in fix and flips, rental properties and owner financing. Are you seeing a slow return on your money through rental properties or tired of putting a lot of work into fix and flips? Check out Steve's interview to learn how to engineer your dream life by creating passive income using the owner financing strategy!

In 1977 a comedy film about a terrible, small town minor league hockey team hit theaters.  Over the past 40 years, Slap Shot has gone on to become one of the most beloved sports comedies of all time.  The Hanson Brothers are these 3 crazy, childish brothers that play for the fictional team in the film and cause chaos everywhere they play.  They join the team mid-season and their insane fighting-style of play changes the entire tone of the team and the town starts to finally start showing up at the games to watch this team of misfits get wild. Steve Carlson was a minor league hockey player at the time and he was cast to play "Steve Hanson", one of these crazy hockey playing Hanson brothers in the film.  In fact, the part was actually written based off of him and his 2 real life brothers, so it was a perfect fit! The characters in the film were so memorable that Steve will forever be known as a Hanson Brother.  We chat about the making of the film, life as a minor league hockey player in the 70's, the impact the role has had on his life and what he's been up to since.   Hockey fan or not, this is a really fun episode about a truly classic film!  Thanks for listening! Email the show at theoddpodcast@gmail.com Please leave us a review in iTunes! www.hansonbrothers.net www.facebook.com/oddpodcast www.twitter.com/odd_podcast Odd Podcast T-Shirts: www.oddpodcast.spreadshirt.com  

"This is episode #329 – and I'd like to start by saying Happy Holidays! Hope you have a happy and safe holiday season surrounded by loved ones, and getting ready to take the new year by storm! My guest today is Steve Carlson, a San Antonio based real estate investor with over 18 years of experience. There tends to be a lot of discussion in social media circles about specific “exit strategies” like wholesaling, fix and flipping, and even rentals, but maybe not enough discussion on what the right exit strategy mix might be for you. To be a successful real estate investor, you truly need to have multiple ‘exit strategies’, or tools in your tool belt, to maximize your business and profits. That’s exactly what we discuss today – how to engineer your business to maximize profits. This is a great topic, aimed at helping you most – please help me welcome Steve Carlson to the show. Try out our FlipNerd Elite Membership for $1 for 7-days! Learn more about our premium training HERE!

"This is episode #329 – and I'd like to start by saying Happy Holidays! Hope you have a happy and safe holiday season surrounded by loved ones, and getting ready to take the new year by storm! My guest today is Steve Carlson, a San Antonio based real estate investor with over 18 years of experience. There tends to be a lot of discussion in social media circles about specific “exit strategies” like wholesaling, fix and flipping, and even rentals, but maybe not enough discussion on what the right exit strategy mix might be for you. To be a successful real estate investor, you truly need to have multiple ‘exit strategies’, or tools in your tool belt, to maximize your business and profits. That’s exactly what we discuss today – how to engineer your business to maximize profits. This is a great topic, aimed at helping you most – please help me welcome Steve Carlson to the show. Try out our FlipNerd Elite Membership for $1 for 7-days! Learn more about our premium training HERE!

Bill speaks with Tracks Of The Damned podcast host Patrick Ripoll.  In addition to talking about both his current show and his years co-hosting the Director’s Club podcast, they discuss Woody Allen, the C.H.U.D.com forums, standup comedy, the “Loveline” radio call-in program, what makes Letterboxd less evil than other social media sites, Buster Keaton, midnight movies, building cinephile monasteries within oneself, preserving pan and scan VHS transfers for historical purposes, TERMS OF ENDEARMENT, video store culture in 2016, Nicolas Winding Refn and the value of studying improv as it pertains both to podcasting and dating.   Hear Tracks Of The Damned: http://www.nowplayingnetwork.net/tracksofthedamned   Watch Herk Harvey’s CARNIVAL OF SOULS with Tracks Of The Damned commentary: https://www.youtube.com/watch?v=70ytuJWG2LA   Hear Patrick’s Music: https://patrick-ripoll.bandcamp.com/   Hear Patrick on the Director’s Club podcast: http://www.directorsclubpodcast.com/   Read Patrick Ripoll on Letterboxd: https://letterboxd.com/patrickripoll/   Read Patrick’s favorite Letterboxd writers:   Nathaxn Walker https://letterboxd.com/unawarewolf/   Steve Carlson https://letterboxd.com/lcosgrove/   Matt Lynch https://letterboxd.com/colonelmortimer/   Joe https://letterboxd.com/zoltarak/   Laird https://letterboxd.com/pobrecito/   Jake Jake’s profile

This is one of my favorite episodes we've ever done - my conversation with Digit founder and CEO, Ethan Bloch. Digit has set out to solve one of the core problems in consumers' financial lives - how to save. Their solution is to make savings effortless, using an intelligent algorithm that analyzes your spending and income patterns and automatically moves funds into savings. I had dinner with Ethan last summer and suddenly realized he was describing an "Uberization" of savings, paralleling the financial industry's efforts to "uberize" payments, in the sense of making the mechanics disappear, like the non-exchange of money at the end of an Uber ride.  Out of sight, out of mind. With Digit, you sign up, and you automatically start to save. I had always assumed that getting people to save requires fostering mindfulness - getting people to think long term instead of short term. Digit is going in the opposite direction - not mindfulness, but mindlessness. Again, effortlessness. Instead of hoping people will form habits that keep them focused all the time, on saving Digit just lets them decide to save one time. After that, they save. He's trying to drive the "minutes per year" spent on saving to nearly zero. No more budgets, expense tracking, figuring how much you should save and can save and did save. They're breaking all those practical barriers that keep most people stuck. I know it bothers some people to have consumers saving without thinking. We wish, instead, that everyone would become financially educated and focus on their life goals - you could call it developing the financial virtues. There are innovators working on that approach, too, using behavioral economics to get people motivated. Still, if the eat-your-spinach approach was going to work, it probably would have by now. It's time to try new tools. I know other companies working from the same logic. And here's an interesting twist. After Digit gets people started on effortless saving, they actually do switch over to mindfulness. They start texting their customers about daily savings progress. And they do it with humor which, as I've been saying, is a secret weapons of many fintech innovators. They are blowing up the boredom factor that keeps so many people from focusing on their finances. I asked Ethan for examples of this. Unfortunately I didn't get the jokes because they're aimed at millennials, but if you -- unlike me -- happen to know what's cooler than cool, Digit will send you this fun GIF.   Speaking of millennials, Digit's average user is 27 years old. Some people want to dismiss fintech solutions for this group, because so many other consumers need tools too My answer to that is, the millennials are the early adopters of new technology. It makes sense to start with them. As these products get traction, they will broaden.  Listen to Ethan, and many of our other guests, and you hear a big vision about remaking the financial lives of everyone. (And by the way, we do have a show coming up with Bee, which is reaching for a very different market.) At the age of 30, Ethan is at the forefront of the fintech revolution. Digit is a winner of the Financial Solutions Lab competition sponsored by CFSI and JPMorgan Chase, which focused its first year on solutions for the more than one-third of Americans who struggle with managing cash flow management. (Recall that another winner was Ascend - we talked with its founder, Steve Carlson, in Episode 9). Ethan explains how much money Digit has saved people so far (by the way, we recorded this discussion late last year, so his progress data are for 2015, not 2016). He explains how customers are using the savings they build up. He describes their investors and business model and plans. And he talks about how to design great financial tools, that are like smart phones - that people can just pick up and use, without needing manuals, much less lengthy federal disclosure documents. Speaking of those, Ethan really calls out the failures of disclosures. He also discusses the shift underway toward a more principles-based approach (echoing our episodes with other guests, including Thomas Curry). He describes, too, the huge obstacles to innovation that arise from well-intentioned government efforts, including the difficulties innovators face in working with banks. Ethan also had the most surprising answer I've gotten yet to my standard question on how he keeps up with technology change. Finally, for our many listeners who play Barefoot Innovation while you're carpooling to school in hopes it will inspire your kids to grow up and found the next PayPal, I should say I'm rating this episode PG-13, for language. Ethan uses a few words in our conversation that...let's put this way, you hardly ever hear them on National Public Radio. Learn more at www.digit.co and @hellodigit and @ebloch and find further links below: On banks opening up their APIs The book "Rainbow's End" CFSI's research on the U.S. Financial Diaries Note to Our Listeners: If you're enjoying Barefoot Innovation, please be sure write a review on ITunes and also click the Donate button, to help us can keep it growing! Last but not least, I am finally launching my long-in-the-making video series, Regulation Innovation. It's for people in the financial world contending with the top two disruptive challenges - regulation and technology innovation. It for both business and regulatory people, and for both traditional companies and innovators. I'll have much more information coming on this, but please come to www.jsbarefoot.com in March, and check it out!  I promise, there is nothing else remotely like it. If you enjoy our work to bring together thought provoking ideas and people please consider a contribution to support the site. Support the Podcast Please subscribe to the podcast by opening your favorite podcast app and searching for "Jo Ann Barefoot", in TuneIn, or in iTunes.    

Steve Carlson doesn't really think that PleasantVille is all that pleasant and he associates Christmas with A Hell of a Time, so this is a world view with some spice in it. With country roots and under a folk canopy, Steve makes beautiful music filled with lots of social commentary.

Steve Carlson out of San Antonio, TX joins us on this episode of the deal farm to discuss his balanced and diversified approach to residential real estate in San Antonio market. Steve is the president of Solution House Buyers and has been buying and selling real estate since 1998. He has a portfolio of over 70 propertiesand consistently flips between 25-35 deals per year. Listen in to find out how Steve determines which houses are best suited for owner financing, long term rentalsand fix and flips. You can learn more about Steve's business at SolutionHouseBuyers.com. You can also check out his wholesale deals at SArealestatedeals.com or learn about his privatelending program at ConsistentReturns.com

Regular listeners of Barefoot Innovation will have noticed that we often mention the Center for Financial Services Innovation (CFSI) and serve on its board. This year, CFSI celebrated its 11th anniversary. A decade ago there was nothing called Fintech. And yet Jennifer Tescher – who when she first entered the financial services industry couldn’t balance her checkbook – joined with former OTS Director Ellen Seidman and others who had a remarkable insight: that technology trends would create innovative ways to improve the lives of financial consumers. A former journalist, Jennifer became interested in financial services via reporting on urban poverty and inequality issues. That led to her to join ShoreBank, America’s first community development bank, where she explored ways to serve consumers who are deemed risky, in new ways that can be both sustainable and profitable. Fast forward to 2015 and CFSI has become the nation’s authority on consumer financial health, and Jennifer, as President and CEO, leads a network of financial services innovators committed to expanding access to high-quality financial services in ways that are sound and profitable. As you will hear in this episode, a majority of Americans are not financially healthy. Research by CFSI and others paints a “frankly disturbing” picture of the economic lives of millions of Americans. Studies also draw strong links between physical and financial health, including how stress affects decision making.  Jennifer says it best our podcast: “Wow, wow, wow, huge swaths of people are incredibly challenged!” CFSI is aiming to change this, using a lot of tools.  One is seeding new ventures. It founded Core Innovation Capital, which is now an independent VC fund (see Episode 3, where we talked with Core’s Arjan Schutte). And 2015 kicked off a five-year innovation contest funded by JPMorgan Chase, in the CFSI Financial Solutions Labs competition. (See our podcast with one of the contest winners, Steve Carlson of Ascend). Second, CFSI convenes people, including through its new membership model and by hosting the annual EMERGE conference, which presents cutting-edge thought leadership and features innovators, executives, and emerging companies in the financial services industries, including guests of this very podcast! Third, CFSI helps identify standards and practices that can help both providers and consumer thrives, as with the Compass Principles for prepaid cards. And fourth, CFSI is doing unique research in deeply understanding the financial lives of American consumers, including through the U.S. Financial Diaries project conducted with New York University. Jennifer is a nationally known expert on all these themes, with a monthly column in American Banker, frequent interviews and articles in the financial press, and major speaking engagements at industry and policy convenings. I am so happy to bring to you my lively interview with Jennifer, showcasing both her prodigious knowledge and her passion for these goals, which, as she says, has so far has kept her from abandoning it all in favor of a Mexican beach! To bolster your own optimism, here are links to the new data and trends spurring CFSI’s mission, and links their initiatives and research: Find out how CFSI is powering solutions for a financially health America (and for more on the 9 winners of their first Financial Solutions Lab’s challenge). Access to CFSI’s research on the state of consumer financial health, including the U.S. Financial Diaries and their Consumer Financial Health Study. For more on illiquid vs. insolvent consumers: My piece in Banking Exchange called Illiquid? Insolvent? Solutions can differ drastically and Aaron Klein’s article in American Banker on Shifting the Debate on Small Dollar Credit. For my take on the US Financial Diaries work, see my blog post, “Diary of a Mad Financial System”. On new ways of assessing financial well-being: Ron Shevlin’s Financial Health is the New Marketing. And mark your calendar for Emerge 2016, June 14-17 in New Orleans! Please come to CFSI’s website for a wealth of further information. And now, enjoy my talk with Jennifer Tescher! Please subscribe to the podcast by opening your favorite podcast app and searching for "Jo Ann Barefoot", or in iTunes. If you enjoy our work to bring together thought provoking ideas and people please consider a contribution to support the site. Donate Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

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Episode 9 finds us at the 2015 EMERGE conference in Austin with the winners of the first Financial Solutions Lab competition. The contest is a $30 million, five-year initiative funded by JPMorgan Chase and run by the Center for Financial Services Innovation, or CFSI, the conference sponsor (note -- I serve on CFSI's board). It challenges entrepreneurs to create solutions for the cash flow difficulties facing millions of American middle and lower income-households. Two hundred ninety-eight innovators applied. Nine were chosen. And  -- drum roll - one was Steve Carlson of Ascend Consumer Finance, our guest for this episode. Ascend was recognized for its unique approach to broadening credit access and affordability for non-prime borrowers.  The company wants to drive a new generation of lending with its Adaptive Risk Pricing tool, which actively monitors and rewards customers for positive financial actions throughout the span of their loan, sharply cutting interest costs. I've known Ascend's Co-Founder and CEO Steve Carlson since we both joined the Consumer Advisory Board of the Consumer Financial Protection Bureau (CFPB) when it first was formed in 2012. Ascend has benefited - and so does our podcast - from Steve's double background in banking and technology. He has held senior executive roles at HSBC and Washington Mutual and advised global financial services firms as a co-founder of Sung Carlson Associates. He was also the head of marketing and business development at Intuit Financial Services (Mint.com and Quicken). (A side-note on Intuit:  in the recording, Steve  relates its history and I ask if its founder, Scott Cook, got started by making calls from a phone book. Afterwards, I looked up the story and found it in The Lean Startup, by  Eric Ries (pages 88-89). He writes that in 1982 Cook "picked up two phone books: one for Palo Alto, California, where he was living at the time, and the other for Winnetka, Illinois." He randomly called people to gauge interest in his idea, and a company was born. For any listeners who haven't read The Lean Startup, do!) In our conversation, Steve describes the impetus behind Ascend, their current status (including their partnership with Lending Tree), and why he believes banking should be a value-driven proposition. He thinks both consumers and the industry can benefit by improving the financial health of consumers. The company's pioneering product, RateRewards, enables borrowers to earn up to 50% off their interest expense by making responsible financial choices throughout the life of their loan. With Adaptive Risk Pricing, Ascend is able to offer loans at rates that reflect real-time performance instead of past behavior. This, Steve says, is reinventing "the whole concept of underwriting and risk assessment." Indeed, many "non-prime borrowers" - a group that actually represents about a third of the U.S. population - are better candidates than their credit scores would indicate. One-time financial shocks and "thin" files can greatly diminish a consumer's chance of getting a reasonable rate on a loan, or even a loan at all at a traditional institution. Ascend is encouraging borrowers to bet on themselves and prove -- through their actions, rather than their credit history -- that they are creditworthy. As Steve says in the episode: "Everyone today [is] going to be in a different stage in terms of their financial health ... I might be in great shape today; tomorrow could be totally different."  Ascend is trying to make the road to financial wellness smoother -- something Steve says he feels good about. This episode of Barefoot Innovation became a brainstorming session, as Steve and I tried to think through how innovators, banks and regulators can move toward better ideas for financial consumers -- including musings on how innovators should interact with the world of bank charters and regulation. Enjoy it!  And check out more information on Ascend, and on the Innovation Lab winners. You can subscribe to the podcast on iTunes HERE or by opening your favorite podcast app and searching for "Jo Ann Barefoot".  

This week we’re watching the uncomfortable 1972 film, The Thing with Two Heads, Heads? Steve Carlson joins Paul & Chris to review this film labeled incorrectly as comedy, scifi and horror. Spoiler alert: it should just be labeled bad. This film is produced by Samuel Z. Arkoff who Chris confuses with Dr. Zarkov from Flash Gordon. Steve shares that 7 time, Oscar winning make up artist, Rick Baker was the man in the 2-headed gorilla costume. Paul is reminded of Tropic Thunder when he hears the racist doctor in the film say, “you people.” They need a brain dead patient in the film. Too bad they couldn’t break the 4th wall and choose one of us audience members. Rosie Grier gets his own death march disco. One of the prisoners makes Chris think of his favorite Dolemite character, the creeper. We all agree the best line in the film, “Do you have two of anything else?” Paul, Chris and Steve recast the film for a remake. Will Smith & Mark Walberg, Chris Rock & Phil Robertson, Jamie Foxx & Jon Lovitz and a few others. Scroll down the Wikipedia page and learn The Arkoff formula for successful films. Suggested films Critters and Planet of the Apes. Thanks again to Steve for joining us! Support Film Frown on Patreon

Show #85 - May 18, 2009 Dave Westerman brings fans an update on Volusia Speedway Park and Orlando Speedworld and speaks about some recent racin' controversies and plans to broadcast VSP races on Internet TV. Christian Augspurger is the youngest dirt late model racer in the Sunshine State, and he is beginning to get some real confidence racing with his heroes. Justin Ellison talks about the upcoming City Boys 100 at Columbia Motorsports Park. Finally a race for just regular "city folks". Joe Lewandoski with the weekly FASCAR update. Imagine 12 street cars doing five caution free laps on the high banks of New Smyrna, passing all the time. Joe explains! No doubt one of the most successful touring series in Florida is the DeSoto Champ Karts, the creation of Phil Harp and helped immensely by Mike Portman and others. Phil tells the story. Todd Hutto previews the upcoming Scott Thompson Memorial on May 23 at East Bay Raceway Park. Todd was as close as anyone to one of Florida dirt racing's most popular drivers. David Augspurger has been helping hands-on creating the new Hendry County Motorsports Park. As David explains, when the track opens July 18 the only thing the same will be the location. Everything else will be different as drivers prepare to race on "Everglades Clay" for the first time. Drew Brannon held of a hard charging Landon Cassill to win his first ASA Challenge race by 4/10ths of a second. Steve Carlson finished third and Eddie Hoffman was fourth in the 150-mile event at the Milwaukee Mile. It is Brannon’s fourth ASA Late Model win of the young season and his seventh feature victory already in 2009. Congratulations Drew. Next Week: Lake Speed won the International Karting Federation (IKF) National Championship six times and in 1978 he won the prestigious Karting World Championship over among others, future Formula One legend and icon Ayrton Senna. As of 2009, Speed is the only American to win the championship. Also 6-time United States Karting champion. Lake ran in 402 NASCAR WINSTON CUP races run over 19 years, won at Darlignton in 1988, had 75 top tens.