IN YOUR INTEREST!

With the volatility caused by recent American policies and the ongoing tariff war, spring promises to be full of twists and turns all over the world. Based on the Bank of Canada's established model, we consider the possible effects on the Canadian economy in the short and medium term.Website : https://ia.ca/economic-publications/podcasts

Today's is not the world's first trade war, and history is an excellent teacher. With that in mind, we're taking a historical approach and analyzing past trade wars, looking at the effects they may have had on the economy. Website : https://ia.ca/economic-publications/podcasts 

The relentless stream of statements from Donald Trump is generating a lot of uncertainty for the global economy. In our second episode on the beginning of the Trump 2.0 era, our specialists discuss the consequences such comments could have on the stock and bond markets, in particular.Website : https://ia.ca/economic-publications/podcasts

Since his inauguration on January 20, Donald Trump has signed several executive orders and made frequent media statements. Tariff threats, territorial aspirations, deregulation—our experts take a look at the various developments over the past few weeks from a geopolitical perspective.Website : https://ia.ca/economic-publications/podcasts

The real estate market has always been very active, but since the pandemic, new challenges have emerged. In an environment where we have a shortage of construction labour and a critical housing shortage, is it possible to build data centres and residential units at the same time, or convert office towers into condos?Website : https://ia.ca/economic-publications/podcasts

Among the questions our clients ask us, one comes up time and time again: “Where should I invest among the multitude of options on the market?” Based on the current economic situation, we explore various investment options as well as the tax advantages of different savings products. Website : https://ia.ca/economic-publications/podcasts

The beginning of 2025 will obviously be marked by the new political orientations in the United States. As the issue of tariffs seems increasingly linked to that of national security, what should the U.S.'s economic partners expect? In particular, Canada, Europe and China will have to reconcile this situation with the imminence of other domestic political challenges.Website : https://ia.ca/economic-publications/podcasts

When making New Year's resolutions, we shouldn't forget those related to our savings. For both the accumulation and disbursement stages, it's important to have a plan and to stick to it, but above all to have an advisor to help us gain emotional objectivity and stay focused on the big picture of our financial situation.Website : https://ia.ca/economic-publications/podcasts

There's no doubt that 2025 will continue to be marked by central bank decisions, and by the uncertainty of potential changes on the political front. In a friendly round of economic forecasting, our experts try to predict how the bond and equity markets might respond to different scenarios.Website : https://ia.ca/economic-publications/podcasts

On the financial scene here and abroad, the year 2025 will undoubtedly be marked by a number of uncertainties. Trump 2.0, socio-economic challenges in China and Europe, geopolitical tensions, and the meteoric rise of artificial intelligence are just a few examples. With this context come certain risks, but also some interesting opportunities.Website : https://ia.ca/economic-publications/podcasts

After the training phase that has marked the last few years, artificial intelligence is moving into a second phase that will benefit a wide range of companies. Beyond semiconductor manufacturing, the energy, metals and cloud computing sectors in particular will benefit from this second phase of widespread adoption. Our expert gives us the facts. Website : https://ia.ca/economic-publications/podcasts

Despite a slow start, 2024 turned out to be an excellent year for the stock markets. While the technology sector led the way, the utilities sector was a pleasant surprise. It was also a good year for bonds and gold. Throughout the year, the U.S. market dominated, but Canada caught up along the way. Listen as our experts discuss.Website : https://ia.ca/economic-publications/podcasts

Although 2024 was marked by previously anticipated events (such as central bank rate cuts), there were also a few surprises in store, such as the good performance of the U.S. economy and the battle won against inflation in Canada. As the year draws to a close, we take a look back at the economic landscape over the past 12 months.Website : https://ia.ca/economic-publications/podcasts

A new savings product, the FHSA can now be added to the HBP to allow for a larger downpayment on a first home. These two programs differ in certain respects, however. With our guest expert, we analyze the strengths of the FHSA and the advantages it provides within various savings strategies.Website : https://ia.ca/economic-publications/podcasts

Philanthropy has many faces. Even if recent inflation has reduced individuals' charitable portfolios, they can still contribute to the community in numerous ways. For companies, well-practiced philanthropy can also be a vector for attracting and retaining employees. As the holidays approach, our expert covers the topic.Website : https://ia.ca/economic-publications/podcasts

We now know that the Republicans have won the presidency, the Senate and the House of Representatives. Although the markets had incorporated this possibility into asset prices before election day, movement accelerated the day after November 5. Now that several appointments to various key positions have been announced, our experts discuss the economic directions Donald Trump's next term could take.Website : https://ia.ca/economic-publications/podcasts

In Canada, the wealth management market has grown considerably, both in terms of the funds under management and the number of advisors. As clients' finances become increasingly complex, advisors are called upon more than ever to work as part of a team, to grow with their clients and to have excellent listening skills.Website : https://ia.ca/economic-publications/podcasts

For Stéphan Bourbonnais, becoming a good leader starts with identifying and respecting your personal values. This helps you better visualize the path to the performance you're trying to achieve and the actions to take to get there.  Drawing parallels between sports and the professional world, our executive vice-president shares some of the personal strategies that have led him to success with both discipline and passion! Website : https://ia.ca/economic-publications/podcasts

Some myths about finance and savings are often stated as absolute truths. With our expert, we analyze seven of them under three main themes: debt and investment, retirement, and age-related savings. In many cases, the responses to these affirmations are nuanced based on context, so we carefully explore the ins and outs of each. Website : https://ia.ca/economic-publications/podcasts

Though they're both stars in the world of investing, Warren Buffet and Jim Simons have seemingly opposite investment philosophies, the former being a discretionary investor and the latter a quantitative investor. While one focuses on careful observation of targeted companies and the other on computer models that identify major trends, both investment philosophies rely on in-depth data analysis.Website : https://ia.ca/economic-publications/podcasts

While it was widely adopted as an emergency response to the pandemic, we now need to consider telecommuting and hybrid working methods from a permanent perspective. For employees and managers alike, listening, openness and experimentation are key to making this new reality a lasting and profitable success.Website : https://ia.ca/economic-publications/podcasts

We've heard that “ignorance of the law is no excuse.” In the same way, in finance, investors benefit from learning as much as they can about the field. Your relationship with your financial security advisor and your financial institution will be clearer and more profitable. Our Investia expert explains the roles and responsibilities of each and outlines the key concepts to be aware of.Website : https://ia.ca/economic-publications/podcasts

How can you help someone with a mental health problem? After outlining various mental health issues and their manifestations, our guest provides numerous tips on how to support someone struggling with such disorders. She also discusses the notion of resilience and gives us tips on how to cultivate it.Website : https://ia.ca/economic-publications/podcasts

While a split government the day after November 5 remains the most likely scenario, a tidal wave where Democrats or Republicans end up sweeping the Presidency, the Senate and the House of Representatives is not out of the question. Our experts outline investment strategies to respond to each of these possibilities, which will lead to economic measures with varying impacts.Website : https://ia.ca/economic-publications/podcasts

Traditionally focused on sales, the job of financial security advisor has fortunately evolved. Today, this profession draws on the varied skills of a team, with specialists in different fields. Our expert shares his thoughts on the new realities of the business, digital and otherwise, but with one constant that endures: that of understanding and providing the best possible service to each client.Website : https://ia.ca/economic-publications/podcasts

Inspired by many sources to learn and grow, our guest has become a leader in private wealth management through collaboration, not competition. His vision of leadership draws on a variety of influences. Join us as he generously shares his experiences and gives his advice for building a successful career.Website : https://ia.ca/economic-publications/podcasts

This fall, on the economic scene, the hot topic will of course be the U.S. elections on November 5. We analyze what could happen with the presidency in the event of a Democratic or Republican victory, as well as in government, both in the Senate and in Congress. We also provide an overview of the Canadian and global economies, with a particular focus on China.Website : https://ia.ca/economic-publications/podcasts

Excluding registered accounts, the investment income you earn is taxed in different ways. What's more, since the 2024 federal budget, certain nuances have been added. Pablo Carrera, Regional Sales Director, Individual Savings and Retirement Products, gives you an overview of taxation, which can be less complicated than it sounds!Website : https://ia.ca/economic-publications/podcasts

With this summer's market turmoil, should we start questioning the so-called “exceptionalism” of the U.S. economy? And what's the outlook for future rate cuts in the United States and Canada? Sébastien Mc Mahon comments on recent economic news and sets the scene for the coming autumn fireworks.Website : https://ia.ca/economic-publications/podcasts

For young families or people who have mortgages, term life insurance can cover increased financial responsibilities over a set period. Flexible and affordable, it can be a great choice for many situations, especially if you enroll when you're young and in good health.Website : https://ia.ca/economic-publications/podcasts

To offset the cost of post-secondary education and other related expenses, RESPs are a great investment, especially if you take full advantage of the related government grants. From the accumulation stage to the disbursement stage, an advisor's expertise can be very helpful when deciding what approach to take.Website : https://ia.ca/economic-publications/podcasts

Whether you're a student or an employer, internships and temporary jobs can be very beneficial. However, it's important to be well prepared so that the academic component and the professional component can coexist harmoniously and successfully. Our expert's sound advice will be of benefit to everyone.Website : https://ia.ca/economic-publications/podcasts

The factors that can impact our mental health, both in the workplace and in our personal lives, are becoming increasingly well known. However, there are also habits that are conducive to optimal mental health. Myriam Auclair, Product Manager, Group Benefits and Retirement Solutions, sheds some light on the subject.Website : https://ia.ca/economic-publications/podcasts

There are many ways you can use artificial intelligence for travel: virtual guides, real-time translation of menus or information, pre-trip and on-site budget management, and more. Find out how to put it to good use, so you can enjoy a hassle-free vacation that's a perfect fit for you.Website : https://ia.ca/economic-publications/podcasts

Recent inflation may have reduced Canadians' recreation budgets, but there are still plenty of ways to save for a well-deserved and enjoyable vacation. Our expert also reminds us about a few unexpected issues to keep in mind when travelling abroad which can end up costing a lot, especially if you're travelling with several people.Website : https://ia.ca/economic-publications/podcasts

The role of senators, now appointed independently of governing parties, has evolved over time. Clément Gignac tells us about the many roles he plays in the Senate, and even reveals some unexpected aspects of this little-known profession. A seasoned economist, he also comments briefly on Canada's current monetary policy.Website : https://ia.ca/economic-publications/podcasts

With prominent roles at four major institutions in the Canadian financial landscape, a noteworthy stint in politics and countless media appearances as a seasoned economist, Clément Gignac recounts the highlights of his career in the world of economics, a world that still fascinates him today as a senator.Website : https://ia.ca/economic-publications/podcasts

The recent interest rate cut and the likelihood of further cuts are having a direct impact on individuals. What does it mean for variable-rate mortgages? Does it make sense to invest in GICs or in the bond market? We talk about all this in the podcast… and you should talk about it with your advisor, to see what it means for your financial situation!Website : https://ia.ca/economic-publications/podcasts

While the start of rate cuts in Canada and the recovery of the global manufacturing cycle are positive news, there are still a number of issues to be resolved in the second half of 2024 and beyond. With his investigative spirit and talent for breaking things down for us, Sébastien Mc Mahon comments on current economic events and tackles the outstanding question marks.Website : https://ia.ca/economic-publications/podcasts

In this special episode celebrating our podcast's second anniversary, Denis Ricard talks about the importance of continually learning, becoming an influential person both internally and in the business community, and acting as an inspired leader by surrounding yourself with competent people from a variety of backgrounds and experiences.Website : https://ia.ca/economic-publications/podcasts

If you're responsible for a loss in your rented apartment or home, tenant insurance protects you in three ways: reimbursement for your personal belongings, coverage for your civil liability, and compensation for additional living expenses while repairs are being made. Together, these three components can prove costly if you're not covered!Website : https://ia.ca/economic-publications/podcasts

When it comes to investing, "let time do its thing” is a good rule of thumb. In addition to being patient, you also need to understand the different but complementary roles of the advisor and the fund manager. The fund manager manages the client's money according to their investment objectives, while the advisor acts more as a guide and intermediary between the two.Website : https://ia.ca/economic-publications/podcasts

According to a recent study, a large majority of newcomers find living in Canada more expensive than they expected. In this vast and diverse country, the cost of living can vary greatly from one city or region to another. Listen to our expert talk about the steps and costs involved in relocating to Canada with peace of mind.Website : https://ia.ca/economic-publications/podcasts

Guaranteed income strategies for immediate projects and for longer time horizons are not necessarily the same. Find out when GICs are the best choice and when bond funds are more appropriate. And learn how the two investments are closely linked to interest rates!Website : https://ia.ca/economic-publications/podcasts

With their experience and big-picture view, advisors are a major asset when it comes to providing investors with information or, when there's too much, sorting through it all. Even for market-savvy people, they can act as a coach, channelling their aspirations towards rational, productive goals.Website : https://ia.ca/economic-publications/podcasts

How do you achieve a digital transformation leveraging new technologies when, like iA Financial Group, you're a more traditional company? Pierre Miron, Executive Vice President and Chief Growth Officer, Canadian Operations, takes a closer look at some compelling examples. Website : https://ia.ca/economic-publications/podcasts

As powerful and indispensable as it may be, technology always serves business interests, the end justifying the means. When effectively leveraged, these two components can lead to multiple opportunities for growth. It's just a question of strategically harnessing them, while continually taking the human factor into account—essential to the success of any major project.Website : https://ia.ca/economic-publications/podcasts

Did you know that iA Global Asset Management has a fiduciary obligation to incorporate ESG risks into its portfolios? It's an obligation that presents lots of opportunities. And, when it comes to ESG factors and investment, do we have to compromise on high returns? Or is that just a myth? Listen to our experts to sort the facts from the fiction!Website : https://ia.ca/economic-publications/podcasts

Before artificial intelligence significantly changes our lives, there's still a lot to think about, build and coordinate behind the scenes. Production plants will have to be set up quickly and strategically, in particular to avoid geopolitical risks. Put on your hard hat and steel-capped boots and join us on a tour of the impressive infrastructure behind artificial intelligence.Website : https://ia.ca/economic-publications/podcasts

Artificial intelligence isn't new, but it's been growing exponentially, especially since 2012. And since 2023, its progress has exploded. How did these breakneck advances come about, and who are the big winners on the stock market? Take a fast look back with expert Maxime Houde.Website : https://ia.ca/economic-publications/podcasts

The surge in vehicle costs looks set to level off in 2024. While the purchasing environment is improving, certain concepts remain essential whatever the economic climate. What do you need to check before buying or leasing a car? How much should you budget? What should you know about financing options? On these questions and more, our experts have both hands on the wheel. Let them take you for a spin!Website : https://ia.ca/economic-publications/podcasts