Innovate Finance

In this episode, host Rashee Pandey sits down with Victor Mithouard, VP of Growth at Numeral: a cutting-edge payment technology platform for FinTechs and banks. They discuss how Numeral is revolutionising the FinTech and payments industry, Victor's professional journey, and the challenges and defining moments he's encountered along the way. They delve into the topic of building better payment products for European customers, exploring how FinTechs are embracing multi-banking strategies, the role of banking partners, challenges faced in adapting core banking systems, and the benefits and opportunities of a multi-bank approach. Tune in for valuable insights into the future of payments and the evolving fintech landscape, see you next Friday! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us on Coffee with Innovate Finance this week for a Women in FinTech special as we dive into the world of fin-clusivity with two distinguished leaders from KPMG's FinTech team, Hannah Dobson and Lauren Taylor. Hosted by Janine Hirt, CEO of Innovate Finance, this episode explores KPMG's key priorities in the FinTech sector, their initiatives promoting diversity, equity, and inclusion, and the personal and professional journeys of Hannah and Lauren. Discover how KPMG is shaping the future of FinTech through strategic partnerships, innovative services, and DEI initiatives. Gain insights into the current state of DEI within the FinTech industry and learn about the impactful contributions of KPMG in fostering inclusivity and diversity. Tune in to Coffee with Innovate Finance on Spotify, Apple Music, Google Podcasts, and innovatefinance.com. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us for an extremely exciting episode Coffee with Innovate Finance this week! Tune in for an insightful exploration into the transformative world of AI in FinTech with Jerzy Biernacki, Chief AI Officer at Miquido. This is the first time we have welcomed an AI specialist on CWIF, so we at Innovate Finance are super excited to hear from Jerzy and his machine learning acumen.

Join us this week as Janine Hirt, CEO of Innovate Finance, sits down with Ezechi Britton MBE, CEO of The Centre for Finance, Innovation and Technology (CFIT). Explore Ezechi's fascinating journey, from defining moments to industry challenges. Discover CFIT's mission, key priorities, and the impactful Open Finance Coalition. Dive into the collaborative spirit of the UK FinTech ecosystem and get a sneak peek into CFIT's exciting future plans. Tune in every Friday for more insights from individuals that shape the FinTech landscape! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us this week on Coffee with Innovate Finance for a compelling episode where our host, Rashee Pandey, Associate Director of Membership and Growth at Innovate Finance delves into the world of financial wellbeing with Charlotte Fairhurst, Director at Evelyn Partners. Charlotte brings her expertise in investment management, focusing on entrepreneurs for a healthier, more productive life. Discover the strategies and insights that drive financial health in organisations and the meaningful impact on individuals. In the midst of a cost of living crisis, Charlotte further sheds light on how companies can better support their employees, offering practical insights and solutions and sharing success stories of companies implementing financial wellbeing programs and the positive impact on employees' lives. Stay tuned for new episodes every Friday! ☕

Embark on an enlightening journey into the world of pension innovation with David Henderson, Head of Pensions at Penny. Join our host, Rashee Pandey, in exploring David's remarkable career, Penny's mission to simplify retirement planning, and the ingenious features of the Penny app. Dive deep into how Penny is reshaping the retirement landscape, making pensions enjoyable and engaging. Don't miss this insightful episode! Tune in every Friday for more engaging conversations on financial innovation and FinTech. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us this week on Coffee with Innovate Finance for an insightful conversation with Flora Coleman, Global Director of Policy and Government Relations at Klarna, the global payments and shopping service revolutionising the financial landscape. Explore Klarna's journey since 2005, its mission to democratise financial services, and the adoption of innovative technologies like ChatGPT. Discover how Klarna navigates the evolving world of Buy-Now-Pay-Later, policy and regulation, and its commitment to transparency and fairness. Tune in every Friday for more stimulating discussions on financial innovation! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us this week on Coffee with Innovate Finance for an engaging conversation with Collin Galster, COO at Nova Credit - a global FinTech powerhouse, revolutionising credit access worldwide. Discover how Nova Credit's cross-border credit bureau is transforming the landscape for lenders and consumers across 25 countries. Learn how their innovative solutions bridge credit gaps for immigrants, enabling access to financial services, and uncover insights into their UK impact, partnerships, and the future of open finance. Tune in every Friday for more episodes!

This week on Coffee with Innovate Finance, Rashee Pandey, Associate Director of Membership and Growth at Innovate Finance, sits down with James Hill, CEO at Flexys Solutions, to delve into the world of innovative debt management solutions. Discover how Flexys' groundbreaking platform, Control+, is transforming collections operations and reshaping debt management strategies for enterprises. Join us for insights into Control+'s digital-first approach, flexibility, and its impact on operational efficiency. Tune in to explore how Control+ leverages intelligent debt resolution, automation, and evolving technology to streamline debt management processes and drive positive outcomes for businesses and customers. Join us every Friday for thought-provoking conversations on Apple, Spotify, and Google Podcasts! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us this Friday for a deep dive into Agricultural Banking with Tim Coates, Chief Customer and Regulatory Officer, and Co-Founder at Oxbury. Discover Oxbury's unique propositions, gain insights into impactful #ESG initiatives, and understand the significance of partnerships in #FinTech. Don't miss this episode for exclusive insights on banking innovation and the future of agricultural finance!

Join Janine Hirt, CEO at Innovate Finance, as she engages in a riveting discussion with Charles McManus, CEO of ClearBank. Tune in to unravel Clear.Bank's pioneering mission, innovative banking infrastructure, and transformative impact on the financial services sector. Dive deep into the future trends and innovations forecasted for ClearBank, their strategic approach to payment clearing, and insights into ESG integration within their operations. Discover how ClearBank achieved remarkable profitability amidst market uncertainties and challenges, learning about key strategies, collaborative ventures, and future goals outlined by Charles McManus. Don't miss this compelling episode shedding light on financial innovation. Tune in every Friday for more engaging discussions on Spotify! ☕

This week on Coffee with Innovate Finance, Janine Hirt, CEO of Innovate Finance, is Joined by Sam Edge, the Global Head of FinTech for Startups at Amazon Web Services (AWS).  In this conversation, Janine and Sam will explore the fascinating world of AWS and its role in the FinTech sector, diving into the challenges and opportunities facing FinTech companies, especially in the context of innovation, security, and compliance. They discuss the pivotal role of partnerships in scaling FinTech businesses in the cloud and the ways in which AWS is contributing to their growth and value for customers. Furthermore, Sam unravels the fusion of AI, data, and security in the FinTech space and helps us understand how AWS is harnessing these concepts to support companies in their competitive journey. Learn about AWS's cutting-edge GenAI and Machine Learning solutions tailored for the unique challenges of the FinTech sector, and how they empower companies to gain a competitive edge. And, of course, we'll peek into the future, as Sam shares his insights on the evolving FinTech market and the exciting opportunities that lie ahead. As we wrap up, Sam will also give us a glimpse of what's on the horizon for AWS, so stay tuned for that exciting news! Join us next Friday for more stimulating discussions. Goodbye for now! ☕

Join us this week as CEO, Janine Hirt converses with Kunal Jhanji, Managing Director and Partner at Boston Consulting Group (BCG). Kunal shares his background and BCG's vision, focusing on their climate and sustainability initiatives. Discover how BCG addresses the cost of living crisis and current consumer trends in finance. Explore global fintech activity and the UK's unique position. Kunal provides his top three FinTech and RegTech predictions, delves into the potential of open data, and shares insights on diversity and inclusion efforts at BCG. Stay tuned for exciting BCG news. Subscribe on Spotify, Apple Music, or Google Podcasts, and visit our website for more insights on financial innovation. Thank you for joining us on "Coffee with Innovate Finance" and see you next Friday! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us this week on Coffee with Innovate Finance as Rashee Pandey, Associate Director of Membership at Innovate Finance, engages in a compelling conversation with Niyati Joshi, Head of Product at B4B Payments - A Banking Circle Group Company.Learn about B4B Payments' journey from its 2006 inception to global leadership in card issuing and embedded finance services, serving a diverse clientele across the UK, EU, and U.S. Discover the significance of ecosystem partnerships and the strategies behind their success, including insights into the Banking-as-a-Service (BaaS) and emerging trends. Explore exciting initiatives, case studies, and B4B Payments' ESG achievement.Tune in every Friday for new episodes! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join us for another engaging episode of Coffee with Innovate Finance, where we sit down with Sendi Young, Managing Director, Europe at Ripple, a leading provider of crypto solutions for businesses. Discover Ripple's mission to break down economic borders and revolutionize the world of finance.   In this episode, Sendi Young shares insights into Ripple's origins and the unique solutions it offers, while highlighting key differentiators in the market. Explore the opportunities presented by digital currencies and their potential to empower both businesses and consumers. Learn about Ripple's journey and challenges in scaling as a global company and gain valuable perspectives on international expansion strategies.   As a female leader in FinTech, Sendi offers advice to aspiring young female entrepreneurs seeking to make their mark in the industry.   Don't miss out this insightful episode with Ripple, and of course – stay tuned for new episodes every Friday. 

Join us in this episode of "Coffee with Innovate Finance" as we chat with Andrew Trimmer, Head of Technology at Simply. Simply, an alternative financial institution, is rewriting the rules by looking beyond the balance sheet. They focus on a customer's potential and offer tailored solutions. With a seasoned team that understands industry challenges, they're changing the game in financial services. Andrew Trimmer shares insights into their modern approach to finance and how Simply is making a difference in various sectors, as they chat about the quintessential need to build trust with clients, and his own personal career developments.  Grab your coffee, and let's dive in! Tune in for new episodes every Friday!  --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Director of Partnerships and Growth at Innovate Finance, talks to Irfan Khan, CEO and Founder of mmob, a company dedicated to bridging the gap between traditional incumbents and FinTech disruptors. Born out of frustration with the slow pace of industry change, mmob plays a unique role at the intersection of distribution partners and product/service providers, enabling transformative collaborations. In this episode, discover mmob's approach to financial services partnerships, their strategic positioning, and their customer-centric communication strategies.    Stay tuned for more episodes every Friday! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

Join Janine Hirt, the CEO of Innovate Finance, as she engages in a captivating conversation with Rosemary Stone, the Chief Business Development Officer at SWIFT. In this episode, Rosemary takes us on a journey through her remarkable career, shares insights on how Swift is instrumental in facilitating global and local financial flows, and explores actionable steps that can foster diversity and inclusivity within any organisation.   Tune in for fresh episodes every Friday! ☕

Janine Hirt, the CEO of Innovate Finance, welcomes Louise Hill, the Co-Founder and CEO of GoHenry, in this week's episode. Delve into Louise's professional journey, from her roots in Ecommerce to the inception of GoHenry. Learn about GoHenry's pioneering solutions that are reshaping financial habits, given that individuals' financial behaviours are largely moulded by the tender age of seven, according to market research.   Tune in for new episodes every Friday! 

Coffee With Innovate Finance IS BACK with Series 4. In this exciting episode, Janine Hirt, CEO of Innovate Finance, sits down with Phillip Belamant, the CEO and Co-Founder of Zilch. Discover how Phillip transitioned from the gaming and mobile technology industry - on Nokia green screen phones - to spearheading a revolutionary, multi award winning ad-subsidised credit and debit payments platform. Zilch has brought to market a counter-cyclical business model that in a retail media world is reshaping the financial services landscape by monetising the everyday payments of consumers everywhere. With Zilch achieving the unprecedented status of Europe's fastest-growing unicorn, and a vision “to eliminate the cost of consumer credit, for good!”, with 1 in 10 working UK adults already signed up, this new FinTech is out to create game changing societal impacts for the good of the world, starting in the UK - this exclusive episode is a must-listen. Stay tuned for more episodes every week! --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Pinar Ozcan, Professor of Entrepreneurship and Innovation at University of Oxford, where they discuss Pinar's background, Open Banking/Open Finance alongside financial wellness and financial literacy. Tune in for new episodes every Friday! Catch up with ⁠Series 1 here⁠ and⁠ Series 2 here⁠. Do you have something to say? Apply to ⁠take part here⁠. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Veronica Glab, Head of Engagement at Innovate Finance chats to Maysam Rizvi, CEO at Elifinty, where they discuss Maysam's background, Elifinty's vision and mission and much more! Tune in for new episodes every Friday! Catch up with ⁠Series 1 here⁠ and⁠ Series 2 here⁠. Do you have something to say? Apply to ⁠take part here⁠. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week Janine Hirt, CEO of Innovate Finance chats to Rosemary Stone, Chief Business Development Officer at Swift, where they discuss Rosemary's background, diversity and inclusion and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Ian Sutherland, CFO and Head of Net Zero at Tide, where they discuss Ian background, why Net Zero is a priority for Tide and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Veronica Glab, Head of Engagement at Innovate Finance chats to Tony Petrov, Chief Legal Officer at Sumsub, where they discuss Tony's background, the Power of Partnerships and much more! Tune in for new episodes every Friday! Catch up with ⁠Series 1 here⁠ and⁠ Series 2 here⁠. Do you have something to say? Apply to ⁠take part here⁠. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Sean Kiernan, CEO at Greengage, where they discuss Sean's background, the Power of Partnerships and much more! Tune in for new episodes every Friday! Catch up with ⁠Series 1 here⁠ and⁠ Series 2 here⁠. Do you have something to say? Apply to ⁠take part here⁠. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Janine Hirt, CEO of Innovate Finance chats to Rod Lockhart, Chief Executive Officer at LendInvest, where they discuss Rod's background, LendInvest's mission and vision and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. IFGS is next week! Find out more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Hayley Bromilow, COO at Innovate Finance chats to Lloyd Wahed, Founder and CEO of Mana Search, where they discuss Lloyd's background, the future of work for many fintech companies and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Thin Chambers, CFO at Innovate Finance chats to James Codling, Managing Partner, at Volution, where they discuss James' background, Volution's vision and mission and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. The countdown to IFGS has begun. Find out more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Roberto Napolitano, Director of Marketing and Communications at Innovate Finance chats Nick Krauspe, Director of Compliance and UK Operations at Indebted, where they discuss Nick's background, international expansion and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. The countdown to IFGS has begun. Find out more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Hayley Bromilow, COO of Innovate Finance chats to Eugenie Casier, Director of Governance, Risk and Compliance at Clausematch, where they discuss Eugenie's background, Clausematches vision and mission and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. The countdown to IFGS has begun. Find out more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to JP, Founder and CEO at FXGuard, where they discuss JP's background, what problems FXGuard are trying to solve and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Paul Taylor, Founder and CEO at Thought Machine where they discuss Paul's backgrounds, what problems Thought Machine are trying to solve and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Anton Padmasiri CEO/Co-Founder at WealthOS and Chamat Arambewela COO/Co-Founder at WealthOS, where they discuss both Anton and Chamat's backgrounds, WealthOS' vision and mission and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Hayley Bromilow, COO of Innovate Finance chats to Francisco ‘Paco' Mainez, Financial Crime and Regulatory Transformation SME at Lucinity, where they discuss Paco's background, augmented intelligence in the anti-money laundering space and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Janine Hirt, CEO of Innovate Finance chats to Helen Child, Founder of Open Banking Excellence, where they discuss Helen's background, some key trends in the Open Banking space and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Mike Carter, Head of Platform Lending at Innovate Finance chats to Mike Bristow, CEO of CrowdProperty, where they discuss Mike's background, the government policy decisions needed to increase housebuilding and reduce the supply/demand gap and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Howard Wimpory, KYC Transformation Director at Encompass where they discuss Howard's background, the future state of KYC and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/innfin/message

This week, Veronica Glab, Head of Engagement at Innovate Finance chats to Claus Christensen, CEO at Know Your Customer, where they discuss Claus' background, Know Your Customer's vision and mission and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Hayley Bromilow, COO at Innovate Finance chats to Amon Ghaiumy, Co-founder & CEO at Ophelos, where they discuss Amon's background, Ophelos' vision and mission and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Mike Anderson, Managing Director at Convex Foundation, where they discuss Mike's background, the adoption of decentralised finance and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Hayley, Bromilow, COO at Innovate Finance chats to Nick Harding, CEO and Co-Founder at Fluro where they discuss Nick's background, the Fluro story and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Vicky Gosling, Chief Strategy Officer at Auden where they discuss Vicky's background, the power of technology in financial inclusion and much more! Tune in for new episodes every other Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Veronica Glab, Head of Enagement at Innovate Finance chats to Pranav Sood, General Manager, EMEA at Airwallex, where they discuss Pranav background, the Airwallex story and much more! Tune in for new episodes every other Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Kat Cloud, UK Public Policy Lead at Plaid where they discuss Kat's background, the role of FinTech during the cost of living crisis and much more! Tune in for new episodes every Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Veronica Glab, Head of Engagement at Innovate Finance chats to Matt Parish, Senior Product Manager at Truelayer where they discuss Matt's background, Truelayer's vision & mission and much more! Tune in for new episodes every Friday! Fear you've missed out? You can listen to Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Rashee Pandey, Head of Membership and Growth at Innovate Finance chats to Tom Voaden, Strategic Partnership Lead at Br-dge where they discuss Tom's background, Br-dge's vision & mission and much more! Tune in for new episodes every other Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message

This week, Roberto Napolitano, Director of Marketing and Communications at Innovate Finance chats to Mary Agbesanwa, FinTech growth lead at Seccl, where they discuss Seccl's mission and vision, how FinTech can be as a force for good at Seccl and much more! Tune in for new episodes every other Friday! Catch up with Series 1 here and Series 2 here. Do you have something to say? Apply to take part here. --- Send in a voice message: https://anchor.fm/innfin/message