Podcasts about kyc

For episode 767 of the BlockHash Podcast, host Brandon Zemp is joined by Ryan Louvar, Chief Legal Officer of WisdomTree.WisdomTree is a global financial innovator and asset management firm that bridges traditional finance (TradFi) and blockchain technology through a dedicated focus on digital assets and tokenized real-world assets (RWAs).

The crew sizes up Bitcoin's rebound, the fight to bring Hyperliquid onshore, the SEC's new token fundraising framework, and why Stripe's OpenRouter deal could make AI inference markets look a lot like DeFi. Welcome to The Chopping Block, where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. Tom and Tarun check in from Bhutan after lunch with the king, then the crew tackles Bitcoin's rebound, the path to a compliant U.S. Hyperliquid, the SEC's proposed Regulation Crypto Assets, and the growing overlap between AI inference markets and DeFi market structure. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

For episode 766 of the BlockHash Podcast, host Brandon Zemp is joined by Elisa Lu, COO and Co-founder of Memoket, an AI hardware company building the context layer between the physical world and AI. Before Memoket, she spent nearly a decade in brand commercialization and marketing leadership at Anker Innovations, where she grew brand revenue 6x in three years. At Memoket, she leads international operations and Marketing and is building the company she wished existed during years of running businesses on back-to-back conversations. Stop briefing your AI from scratch after every meeting. Memoket Gem ships August 2026. Grab your early bird spot for US$179 at memoket.ai — only 2,000 available!

Your institution is spending real money to bring people to the front door, and most of them never get through it. Cornerstone Advisors found 3.36 digital checking applications abandoned for every one completed, or nearly 9,000 potential accounts at the average institution. Research from Debbie puts average application completion around 15%, with the ID upload as the single biggest drop-off point, and some institutions decline 70% of the applications they receive. Meanwhile the average cost to acquire a member runs around $489. Most of that gets treated as a KYC and compliance requirement, and most of the time it is not. The customer identification program rule is risk-based. It permits non-documentary verification, allows identity to be verified within a reasonable time after an account is opened, and expects your procedures to define what someone can do while verification is still underway. Most systems only have approved and declined. Jim Marous looks at what the identity decision is costing banks and credit unions at the new account desk and in digital account opening, why the same gate gets run again on customers who have been with you for years, and what a risk-based verification path looks like in practice. Featuring research from Cornerstone Advisors, FICO and Debbie. Hosted by Jim Marous. Subscribe to Banking Transformed for new episodes multiple times each week.

For episode 765 of the BlockHash Podcast, host Brandon Zemp is joined by Alladan Flinn, the founder of Based Trading Cards, a California-based premium collectibles company built around Bitcoin culture, original art, nostalgia, education, transparency, and true scarcity. Through Based Trading Cards, he has created limited-run releases that combine collector-first print runs, rare chase cards, specialty finishes, and award-winning production quality. The brand’s latest collection, The Simulation, was produced in partnership with RRD and features advanced embellishments including thermal inks, glow effects, sunlight-revealed inks, and raised 3D holographic patterns. Flinn is focused on raising standards in the trading card industry by creating cards that are not only fun to rip, but meaningful to collect, grade, hold, and preserve.New Based Trading Cards collection Orange Pill in a Pack Series 4 - The Simulation' and it's premium bundle called 'The Experience Box'. See links below. https://basedtradingcards.com/pages/opp-s4-the-simulation https://basedtradingcards.com/pages/opp-s4-experience-box

Denny, Kenton, and Ibek discuss Unstoppable Wallet's THORChain integration, RUNE and TCY support, privacy, open-source development, AI security, DEX aggregation, stablecoin wallets, and the future of Unstoppable Wallet.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Marketing update00:05:00 Referral links structure00:06:00 Unstoppable integration history00:07:00 Unstoppable introduction — Ibek00:08:00 Unstoppable was created out of necessity00:11:00 The wallet has been a core product for eight years00:13:00 The wallet lets you swap anything to anything00:14:00 Ibek loves working with THORChain due to the ideological alignment and attention to detail00:16:00 What separates Unstoppable from being completely private? — UX trade-offs00:20:00 XMR and Zcash support, including shielded Zcash00:21:00 You now support RUNE and TCY — what else?00:22:00 Unstoppable is purely a mobile wallet00:23:00 No browser wallet for now due to the risks of the AI era00:25:00 It's very difficult to lose your RUNE through either passive holding or bonding00:28:00 How difficult was it to add RUNE support?00:29:00 Adding THORChain was easy for Unstoppable Wallet00:32:00 Forking Unstoppable's integration into other wallets00:35:00 Open-source vs. closed-source in the AI era00:39:00 Open source should always be the medium- to long-term goal00:41:00 AI capabilities00:45:00 Are you planning to add App Layer primitives?00:47:00 Houdini Swap discussion — how do they achieve privacy?00:51:00 NEAR is permissioned but fast due to this trade-off00:53:00 STO needs to integrate more DEXs to give customers more options00:56:00 We need to support tokenized assets00:58:00 THORChain, Maya Protocol, and other DEX aggregators explained01:01:00 We can enable the DEX aggregator for other pathways01:03:00 Unstoppable has not integrated Houdini Swap due to risk considerations01:05:00 Tainted funds and aggregator considerations01:07:00 Another layer of complexity — aggregation introduces additional failure risks01:10:00 Edge cases like memoless swaps01:13:00 UX consideration: Pop-up for double swaps01:15:00 Is Unstoppable considering a token?01:18:00 Token design possibilities01:21:00 Announcing a new product — a wallet specifically for stablecoins01:23:00 Is this a trend for stablecoin wallets?01:25:00 Thesis: Stablecoins will be integrated into everyday apps within 1–2 years01:26:00 How do you make money with this wallet?01:27:00 Feeless stable-to-stable swaps on THORChain01:28:00 Would you see value in that capability, Ibek?01:30:00 Is there demand for this wallet right now?

For episode 764 of the BlockHash Podcast, host Brandon Zemp is joined by Joe Vollono the Chief Commercial Officer at STBL, where he leads global commercial strategy to scale the STBL Protocol and its RWA-backed financial ecosystem. Previously, Joe led Business Development for central banking and stablecoin (RLUSD) at Ripple, advising commercial banks, central banks, and finance ministries on digital asset policy, stablecoin design, and financial infrastructure. He has advised and presented to multiple international forums on stablecoins and tokenized assets, including the World Economic Forum, the United Nations, and the University of Oxford. Earlier in his career, Joe spent nearly a decade in capital markets at Morgan Stanley, where he was recognized as a Barron’s Top 50 Institutional Consultant (2020). He previously served as a nuclear-trained officer in the U.S. Navy Submarine Force. Joe holds an MBA from the University of Oxford, an MPP from Georgetown University, and a BS from the United States Naval Academy. He serves on the Board of the Marines Memorial Foundation.

In this episode, the team discusses the latest developments across THORChain, including the ongoing v3.20 vote, the upcoming POL vote, ADR 29 passing, and what could be coming in v3.21 and much more.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:00 Marketing update00:03:00 Help desk update00:04:00 MimbleWimble and memoless swaps — don't do it!00:06:00 App Layer features coming to STO00:08:00 Abstracting secured assets away from the user experience00:12:00 Rayyk has been helping a lot with data analytics sites00:13:00 Version 3.20 vote is ongoing — POL vote coming soon!00:15:00 Will auto-claiming bond yield through optional THORName affiliate collector payouts make it into 3.21?00:16:00 Over-solvency explained00:17:00 Treasury discussion00:18:00 What is the future purpose of the treasury?00:21:00 THORChain conference00:23:00 Reserve emission curve and over-solvency — ensuring block rewards continue to be paid00:28:00 Economic Mimir for the emission curve?00:31:00 Voting on the POL percentage00:32:00 ADR 29 passed!!!00:33:00 SwapKit is very excited00:36:00 CCL on the App Layer could help THORChain operate more efficiently00:39:00 When will the App Layer restart?00:41:00 The debt of the United States00:46:00 TSS library: Open source, closed source, or something in between?00:48:00 An ADR to ask nodes what they think about the TSS library?00:50:00 Kenton wants it to be open source00:52:00 A three-month delay before open-sourcing?00:56:00 A closed-to-open-source ADR could be a healthy development00:59:00 What if Chad B were forced by Big Brother?01:02:00 Maya exploit discussion01:07:00 God saves the hardest battles for the toughest warriors01:08:00 We're going to come out ahead01:11:00 XMR is coming — lots of hard work!01:12:00 TAO/Bittensor is slated for 3.21, followed by Dash01:15:00 LP pause and resume question01:18:00 Lessons learned from DeFi over the years01:21:00 We are here for the mission01:25:00 Possible partnerships to create additional revenue streams for the treasury01:27:00 Dev Fund allocation percentage01:30:00 Burn discussion01:35:00 Selling RUNE in a strong market to make capital last longer01:38:00 Looking forward to XMR going live and getting things moving01:40:00 Immediately market the XMR chain when it goes live01:41:00 Call it a soft launch

For episode 763 of the BlockHash Podcast, host Brandon Zemp is joined by David Wei Liang from the Conflux Network, where they are building the L1 infrastructure for seamless payments, global remittances, and decentralized finance.

For episode 762 of the BlockHash Podcast, host Brandon Zemp is joined by Kelly Ann Collins, Founder of SheCrypto. SheCrypto is where women across Bitcoin, blockchain, and Web3 come together to learn, connect, and grow through podcasts, newsletters, events, and original content.

In this episode of the Rundown Brendan, Hunter, & Tevo focus heavily on Ethereum's recent strength, Bank of America's exposure to Bitmine, rising RWA activity on Ethereum, Paul Tudor Jones adding back Bitcoin exposure, and Stanley Druckenmiller's family office getting exposure to Hyperliquid through an equity wrapper. They also cover the Genius Act, Clarity Act pressure, SEC crypto rulemaking, Citi's constructive regulatory comments, and Nasdaq moving toward 24-hour stock trading as traditional finance slowly starts to look more like crypto.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 -Intro 00:37 - From MSCI and Bloomberg to Derivnex03:15 - Why crypto and tokenization matter now04:45 - Perpetual futures and tokenized index exposure06:15 - Atomic settlement and capital velocity explained07:25 - Why perpetual futures threaten traditional exchanges10:45 - OTC swaps, ISDAs, KYC, and institutional counterparties13:45 - Why Derivnex chose Canton16:35 - Stablecoins, tokenized deposits, and digital asset migration18:10 - Institutional adoption and green lights for tokenized financeSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of the Crypto 101 Podcast, George Harrington, CEO of Derivnex, joins from the Out East Summit to explain how DRW is building infrastructure to bring OTC derivatives on chain. He breaks down how Derivnex is focused on moving traditional swap transactions, index total return swaps, digital settlement, tokenized assets, stablecoins, and tokenized deposits into a more efficient blockchain-based workflow.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 -Intro 00:37 - From MSCI and Bloomberg to Derivnex03:15 - Why crypto and tokenization matter now04:45 - Perpetual futures and tokenized index exposure06:15 - Atomic settlement and capital velocity explained07:25 - Why perpetual futures threaten traditional exchanges10:45 - OTC swaps, ISDAs, KYC, and institutional counterparties13:45 - Why Derivnex chose Canton16:35 - Stablecoins, tokenized deposits, and digital asset migration18:10 - Institutional adoption and green lights for tokenized financeSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, we dig deep into Dash and its most recent upgrade, along with THORChain and the core principles that have made it a market leader to this day.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:30 Kenton marketing update00:05:00 Joel starts speaking — introduction00:06:00 Peter Schiff got Joel into crypto!00:08:00 Joel decided to go all-in on crypto00:09:00 How Joel first heard about Dash00:11:00 Dash's recent privacy overhaul00:14:00 The options for digital cash in the past00:20:00 Privacy is the final boss for crypto00:22:00 The history of privacy on Dash00:26:00 XMR privacy modifications to make Dash even more private00:30:00 Dash has focused on subtle improvements over the years00:32:00 Joel has been aggressively pushing for private Dash00:34:00 Dash has had a huge privacy overhaul over the last five months!00:36:00 Dash privacy will be optional and opt-in00:38:00 The issues with privacy by default00:44:00 How inbound transactions work with DEXs and the risks of external chains00:45:00 Dash has instant finality through masternodes00:47:00 Why reorgs cannot happen with Dash00:50:00 Does supporting instant finality give DEXs an advantage?00:51:00 Instant finality is essential for point-of-sale00:55:00 Kenton: We've come very far, but fast transaction speeds are coming00:59:00 How long does it take to swap or use Shielded Dash?01:04:00 Maya Intents system?01:14:00 Block time discussion and comparisons01:18:00 Instant finality is a must!01:22:00 Dash has two separate systems with redundancies01:26:00 Bitcoin dunk: They're trying to achieve instant finality with Lightning01:31:00 Blockchain must be on par with traditional systems01:34:00 Are there any controversial things happening with THORChain?01:36:00 THORChain is the true DEX01:41:00 The market has to reward THORChain's principles and ethos01:44:00 Chad Barraford shout-out — doing a great job driving innovation01:47:00 The movement toward permissionless economic infrastructure is very real01:49:00 We are currently guilty until proven innocent01:57:00 Kenton: We must compete on all levels02:00:00 Free stablecoin swaps could be a huge use case02:05:00 Privacy coins have a huge market fit02:09:00 Nobody knows about THORChain — yet02:13:00 Joel can't swap his XMR for Dash — he needs THORChain02:17:00 Permissioned solvers mean censorship02:21:00 The pioneer dichotomy02:23:00 Elon as an example of being decisive02:28:00 Kenton is not worried about competition — many competitors are subsidized02:33:00 DashCon discussion02:37:00 Warfare, blockchain, and why THORChain matters02:43:00 Joel: Aggressively pursue wallet integrations when XMR goes live02:47:00 Closing

In this episode, we discuss FROST, DKLS, GG20, the TOR Anchor vote, dynamic fees, and the latest protocol updates. Oleg from SwapKit also joins to talk about revenue sharing, external volume, and how SwapKit data could help improve THORChain.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:01:00 Intro00:02:00 New name for STO?00:04:00 A cheaper interface removed from THORChain branding?00:05:00 We can create multiple STO clones00:06:00 STO update00:07:00 High rankings on AI sites and new Discord support channels00:10:00 Version 3.20 update!00:12:00 Recent block-time issues00:14:00 DEXs should look out for each other00:20:00 LayerZero exploit and the previous Space00:22:00 What is FROST TSS?00:25:00 Identifiable aborts explained00:27:00 Work continues on adding FROST TSS and DKLS00:30:00 Should we use multiple cryptographies?00:32:00 How difficult would it be to build FROST from scratch?00:34:00 TOR Anchor Mimir00:37:00 A required voting system?00:41:00 THORChain has one of the best governance mechanisms in blockchain00:43:00 What do we use TOR for now that THORFi is gone?00:47:00 Nodes: Double-check your notes! ADR 29 transition00:49:00 How will SwapKit track revenue?00:51:00 If it works, great! If it doesn't, we can turn it off00:53:00 SwapKit is excited about this — a win-win!00:55:00 The goal is to bring in more external volume00:56:00 What should the starting value for revenue sharing be?00:58:00 Dynamic fee update01:00:00 Oleg from SwapKit joins!01:02:00 SwapKit revenue-sharing discussion01:05:00 Chad B asks about SwapKit quotes versus competitors01:07:00 Kenton asks about the relationship between spreads and fees01:09:00 Revenue sharing creates mutual benefits for THORChain and SwapKit01:10:00 SwapKit's implementation design01:14:00 Oleg: THORChain's TRON integration is great because there is no activation fee01:16:00 Nodes: Reach out to Oleg if you have any issues01:17:00 Chad asks if SwapKit is interested in the dynamic fee design01:21:00 Oleg: Can SwapKit provide data to help the protocol decide which pools to deepen?01:25:00 Chad B would love data from SwapKit to help improve THORChain01:26:00 Boone's treasury proposal could be modified to align with SwapKit's goals01:30:00 Denny talks about his Space with Dash and Joel01:32:00 Monero update01:34:00 Churns become more fragile as more chains are added — can we remove churns?01:35:00 Could we reach one-week churn frequency?01:38:00 "Reshare mechanism" to improve security01:40:00 XMR Layer 1 swaps and the 10-block time freeze01:44:00 Chad B: Should THORChain build in privacy?01:50:00 How would it be built?01:55:00 Is the ROI there?02:02:00 Finality

What's up fraud fighters, and welcome back to Fraud Forward!Community banks know they need digital transformation in banking to stay competitive. They also know one bad launch can overwhelm a fraud team, frustrate customers, and torch years of trust. So today we're going beyond the headline case study to unpack how one community bank actually pulled it off.I'm joined by Omar Hamden, Chief Experience Officer at Vault.Bank, and Jorge Garcia, CEO of Linker Finance, to talk about how a 120-year-old community bank in Broadhead, Wisconsin turned itself into a digital brand, without opening the door to the fraud everyone assumes comes with it.Omar didn't want a system that approved everyone or treated every customer like a suspect. He wanted risk-based account opening that could actually tell the difference, and it worked. Fraud losses in digital banking at Vault have stayed close to zero since launch, with onboarding now taking about three minutes, funding included.Most banks assume digital growth means a bigger fraud team. Vault runs its entire fraud and onboarding operation with two people. That's it. No army of analysts, just the right core banking integration and automation in place from day one.Jorge breaks down why vendor selection for community bank leaders, not the technology, is usually the real blocker for community banks trying to launch digitally, and how Linker built a turnkey approach so Vault didn't have to stitch together a dozen point solutions on its own.The numbers back all of it up. Vault grew deposits 16% year over year, five times its prior growth rate, and customer retention rate sits close to 90%. If your institution is weighing a digital brand launch in community banking, this digital banking case study is the one to send to your board.What you'll hear in this episode:How Vault.Bank and Linker Finance came together to launch a digital-only brand for a community bank under $300 million in assets.Why risk-based account opening matters more than trying to hit zero fraud alerts.How identity verification and KYC digital onboarding got built to satisfy auditors without slowing down real customers.Why Vault runs its entire fraud and onboarding operation with a team of two people, and how core banking integration and automated decisioning make that possible.How vendor selection for community bank leaders became the real blocker in digital brand launches, more than the technology itself.The deposit growth strategies for banks that helped Vault grow deposits 16% year over year, five times its prior growth rate.Why customer retention rate matters just as much as acquisition, and how nearly 90% retention changed the growth conversation.What's next as Vault plans national digital banking expansion beyond Wisconsin.Who should listen:Community bank leaders considering a digital brand launch in community banking.Fraud and risk professionals evaluating fraud losses in digital banking and looking for real, verifiable numbers.Bank executives weighing vendor selection for community bank technology partnerships.Anyone curious how lean fraud team operations actually work without a large analyst team.Community banks exploring small business lending and neobank technology in community banks as growth levers.Boards and leadership teams trying to build the business case for bank compliance automation and best of breed banking technology.

A month on from "AML Day", most agencies have ticked the visible boxes: enrolled with AUSTRAC, named a compliance officer, and sent staff through initial training. But ticking those boxes isn't the same as running a program that actually holds up and keeps your business safe. On this REB Business Empowerment Showcase, Liam Garman sits down again with Kaan Yuksel, managing director and founder of Visibl, to explore the gap between compliance on paper and compliance in practice, and how agencies can close it. Yuksel explains what "paper compliance" really looks like in reality: an AML program written once and left on a shelf, staff who've done the bare minimum training, and a compliance officer who hasn't built the habit of actually engaging with their own program. The conversation turns practical, covering how agencies can build compliance into everyday workflows, from sending KYC verification alongside listing agreements, to making AML a standing item in team and business meetings, and why encouraging staff to raise red flags, even ones that turn out to be nothing, matters more than getting it right every time. Garman and Yuksel also revisit the penalties for getting it wrong, from AUSTRAC fines through to the reputational fallout in a trust-based industry, before Yuksel shares his advice for agencies still finding their feet a month into the regime.

(Presented by TLPBLACK: A cybersecurity intelligence platform focused on sharing curated, high-sensitivity threat insights and research with trusted security professionals.) Three Buddy Problem - Episode 108: OpenAI got on the Black Hat stage and walked through how its own agent swarm hacked Hugging Face. We discuss and struggle to decide whether to clap or panic. Plus, why only the attacker can do forensics now, frontier models being built as cyber-weapons on purpose, APT29's "Dark Hotel" comeback in luxury hotels, China's swipe at Palo Alto, the Iran-water-system FUD, and an eye-opening Liechtenstein money-laundering hack. Cast: Juan Andres Guerrero-Saade, Ryan Naraine and Costin Raiu. Timestamps: 0:00 Introductory banter - Black Hat went full RSA 1:11 TLP Black sponsor read 3:58 A deflated, AI-pilled show floor 8:31 AI stunt hacking and AI slop 16:20 The OpenAI–Hugging Face talk 21:00 Not all the same incident: OpenAI vs. Meta, Anthropic, and Irregular 25:49 Swarms of agents, Artifactory message boards, and the defense gap 32:26 Offense vs. defense: what's really in the training data? 41:22 Guardrails, KYC, and "too dangerous to release" 48:07 JAGS's unpublished Opus 5 benchmark — grinding to 25% and stuck 59:30 AISI, recklessness, and the OpenAI Frontier Risk Council 1:06:27 Stronger models everywhere: Qwen, Sol, Astra, rushing off the cliff 1:18:32 APT29 / "Dark Hotel" reborn + travel OPSEC 1:39:56 China's Palo Alto review, spy-agency rankings, Iran/water FUD 1:57:28 Liechtenstein AML hack, JAGS's promotion, mental health

David from MorpheusAI gives an overview of the Morpheus platform, how it works, the role of AI infrastructure, and the opportunities and challenges facing decentralized AI.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:00 Kenton update00:03:00 David's introduction00:05:00 AI needs decentralization and ownership!00:07:00 Erik Voorhees agreed and helped bootstrap the Morpheus community00:08:00 Biden administration tried to make "math" illegal00:09:00 The progress we've made over the last three years is incredible00:10:00 Morpheus and Venice complement each other00:13:00 Morpheus is a marketplace and routing system that makes it cheaper for customers00:14:00 There is no DAO, no premine — nothing. Morpheus is fully decentralized00:15:00 You can add GPUs to the network and others can use them00:16:00 Why did the world choose Linux over Microsoft and Apple? No license fee!00:18:00 Are there any other competitors? Bittensor maybe?00:20:00 Morpheus is a platform of smart agents00:23:00 What does the $MOR token do and how does it work?00:25:00 $MOR makes payments easy through batching00:28:00 Why wouldn't I run models locally?00:35:00 Morpheus screen share00:42:00 Making it easier to use is crucial00:44:00 Morpheus is growing exponentially00:46:00 Running locally with Morpheus is private00:47:00 AGI means your own agent is making money00:49:00 Kenton: I need to get an agent — how do we get started?00:50:00 https://installopenclaw.xyz/00:53:00 "Old RAM" is a bottleneck00:56:00 Decentralization is harder, but it is WORTH it!01:01:00 Are regulators helping hijack crypto back to TradFi? Are we going to win?01:07:00 I am a freedom maximalist01:09:00 Decentralization for the win (Kenton)01:11:00 DEXs are the best for agents01:13:00 Agents First live share01:14:00 Kenton: Don't mess around01:15:00 Moore's Law is equivalent to AI agents — rapid increases in capability01:15:00 Where can you get $MOR?01:19:00 Are we AI agents?01:21:00 David: I want my AI agent to be a version of me01:25:00 Scams are tolerated online because of ad revenue01:27:00 These companies make lots of money from your data through "free" services01:29:00 How do you buy $MOR?01:30:00 There is an ERC-20, Base, and Arbitrum option01:32:00 Is Chad using $MOR?01:35:00 Asia is super excited for Morpheus

In this episode, Hans and PragmaticMonkey give us a Rujira update on what has been done, what they are working on, and what to expect.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:00 Kenton update00:04:00 Hans starts and expresses thanks for the ADR 31 result00:05:00 Recap of the history00:07:00 Market makers and perpetuals00:12:00 Perpetuals breakdown and Dynamic Concentrated Liquidity (DCL)00:15:00 Delta-neutral package00:17:00 PragmaticMonkey talks about bootstrapping the perpetuals market00:22:00 Why is the reserve involved in revenue generation?00:23:00 Status of the new stablecoin launch00:26:00 Exportable stablecoin00:32:00 Slow block times recently — do we know the cause?00:35:00 Hans leaves00:36:00 Order book screen share00:40:00 Automated order book explained00:43:00 Spread ratio explanation00:47:00 Custom Concentrated Liquidity will add much more utility00:49:00 COSMWASM MinBPS slip impact00:55:00 RujiTrade arbitrage revenue metrics01:00:00 Unique user index is increasing01:01:00 CCL is the best way to attract new users01:03:00 You can copy the strategies of other users01:07:00 Sophisticated users will always refine their strategies01:12:00 Are there plans to integrate tools into third-party systems?01:14:00 Kenton: We should have one API01:18:00 We are working together on this01:19:00 POL DAO is being developed01:22:00 AutoRujira update01:25:00 Main differences between CCL and DCL01:28:00 Getting more assets on THORChain is important01:32:00 PragmaticMonkey's thoughts on the sudden end of Kujira01:36:00 We are part of the same community01:40:00 Merger discussion01:43:00 How are the developer finances looking?01:44:00 When is the next community gathering?

For episode 761 of the BlockHash Podcast, host Brandon Zemp is joined by Nevada Secretary of State Cisco Aguilar to discuss his initiatives in modernizing Nevada’s election system, business portal and preparing Nevadans for artificial intelligence.Before being elected Nevada Secretary of State, Cisco Aguilar built a career spanning law, business, media, sports, and education. He served for 12 years as General Counsel for Agassi Graf and the Andre Agassi Foundation for Education, advised the Nevada System of Higher Education, and worked with several NBC affiliates. He later founded the sports technology company Blueprint Sports & Entertainment and completed a fellowship with Adidas’ Brand Sustainability team in Germany. Aguilar holds degrees in finance, accounting, business, and law from the University of Arizona and is licensed to practice law in Nevada, California, and Arizona. He is also the founding chairman of Cristo Rey St. Viator College Preparatory High School and previously served eight years on the Nevada Athletic Commission, including two years as chairman.

Merchant onboarding is where growth goes to die, and where fraud quietly sneaks in. We sit down with Noam Izhaki, Co-founder and CEO of Ballerine, to unpack why the payments stack can feel real-time and automated while KYC, KYB, underwriting, and compliance still depend on slow investigations, scattered systems, and ever-growing analyst teams.We walk through Noam's journey from building early online platforms in Tel Aviv to learning hard lessons in remittances and then at Wix, where the same merchant risk challenges showed up at scale. That experience led to Ballerine: a platform designed to help merchant acquirers, PSPs, marketplaces, card ecosystem players, and banks bring their policies and data into one place and use AI agents to automate decisions across the seller lifecycle, from onboarding through ongoing monitoring. We also dig into how this differs from traditional fraud and compliance point solutions that provide signals but still leave the hardest part, judgment, to humans.Then we zoom out to the future of payments: agentic commerce, agents buying from other agents, and a world where creating “a business” is cheap, fast, and sometimes fake. Noam shares what he's seeing around fraud industrialization, including transaction laundering as a service, and why the biggest advantage may be becoming a true trust layer for the internet with real-time, global risk decisions.If you're building for scale, ask yourself whether your plan requires hiring your way out of risk. Subscribe for more conversations like this, share the episode with a payments leader who's feeling the pressure, and leave a review with your biggest question about AI in merchant risk.

In this episode, Alex and I had the chance to discuss:* The convoluted tale of ALT5 Sigma, MSwipe, Stradacarte and “no KYC” cards* Middleware provider Increase announcing it is launching a bank* The weirdness of Fed master accounts, which are back in the headlines* And, as always, what Alex and I just can't let go ofAnd a reminder, if you're enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Sal the Agorist is joining us at the Exit and Build Virtual Summit 2 on August 8th... so we're replaying one of our best conversations with him to get you ready. In this episode we get into what agorism actually means and why Sal thinks politics can't ever produce freedom, no matter who wins the next election. He breaks down the counter-economy... entrepreneurial noncompliance... and why every regulation they pass just creates ten new ways around it. Sal will be one of our speakers at the Exit and Build Virtual Summit 2 — Strategy Edition, happening online August 8th. Register free below.

For episode 760 of the BlockHash Podcast, host Brandon Zemp is joined by Jason Hitchcock, CEO of Greenlane. Mr. Hitchcock is a technology executive with over 15 years of experience building and scaling revenue engines across SaaS, blockchain infrastructure, and decentralized finance. Mr. Hitchcock most recently served as Head of Business Development at thirdweb, a leading open-source Web3 developer tools and infrastructure platform. In that role, he built and led the company's enterprise go-to-market strategy, scaling a program across more than 150 blockchain networks and structuring channel partnerships to drive developer tool adoption among startups building in web3.

BubbiByte joins the podcast to discuss why depouch was built, the importance of simplicity, direct THORChain integrations, memoless swaps, decentralization, censorship, and the future of permissionless crypto.Swap now https://swap.thorchain.org/THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:04:00 BubbiByte begins00:09:00 Why depouch was created00:12:00 THORChain feels like the early days of crypto00:13:00 The first principles of our community00:14:00 Our ecosystem is special and unique00:15:00 depouch was created with the goal of being simple and reliable00:19:00 Creating the simplest and most reliable user experience00:24:00 Kenton: The aggregator should support all pathways00:28:00 Was it easy to directly integrate THORChain?00:30:00 Direct integrations are preferable to APIs00:32:00 depouch's marketing approach00:33:00 It's much easier to build financial products in crypto00:38:00 Marketing strategy: Search-term-based video content00:39:00 Flagged address filtering is unavoidable00:42:00 More interfaces are a net positive for the protocol00:44:00 Let's get the word out about depouch00:45:00 Do you support memoless swaps? (Coming soon)00:46:00 Boone shout-out00:47:00 App Layer support?00:50:00 How do you make the interface as simple as possible?00:53:00 depouch screen share00:56:00 Slippage and "price protection" explained on STO01:01:00 "THORChain and Maya Protocol are decentralized—other DEXs are not"01:02:00 We must stand firm on our principles01:06:00 Decentralized stablecoins are like perpetual motion (Kenton)01:07:00 What is actually a DEX?01:10:00 Is there anything else you'd like to mention?01:15:00 Censorship concerns across Europe01:18:00 Tyranny has been the norm01:20:00 Is THORChain a PEX (Permissionless Exchange)?

Stablecoins are reshaping how credit is created, priced and distributed. As balances grow, holders are looking for yield, and a new generation of on-chain asset managers is stepping into territory that once belonged exclusively to banks and private credit giants. In this episode, we discuss:

In this episode, we discuss POL and how it will be distributed, a potential upcoming Bitcoin fork, a Monero update, ADR29, ADR31, AI tooling, and much more.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Marketing update00:04:00 Need to create a new support ticket module. Trezor support added!00:06:00 The three things needed to be listed on an index00:08:00 Using AI to find scam sites00:11:00 Chad starts — version 3.20 is being tested00:12:00 Chad B started a code change to add a new asset to THORChain without a churn00:14:00 Adding more chains leads to greater complexity00:16:00 How can we add a new chain without churning?00:17:00 How complex is it to add this capability?00:18:00 Does a churn affect the timing of adding a new asset?00:20:00 Audience question: How are new assets prioritized for THORChain?00:22:00 StarSquid wants to add many more chains00:23:00 AI compatibility with THORChain discussion00:27:00 Community coding competition to add AI utility?00:28:00 Dynamic fee discussion00:30:00 Results from ShapeShift00:31:00 COSMWASMMINBPS = 0 — arbitrage performance discussion00:34:00 POL question: What gets funded first?00:35:00 POL currently only purchases base gas assets00:37:00 Stablecoins require a node vote00:39:00 How will the protocol allocate funds — every churn or another method?00:42:00 Bitcoin may go through two forks — how do we handle them?00:44:00 Is it worth it? Sounds complicated!00:46:00 Should liquidity from a new Bitcoin fork go to the treasury or POL?00:52:00 There may be two separate Bitcoin forks!00:56:00 Huginn update — network monitoring01:00:00 New Huginn model01:03:00 Opus 5 outperforms Fable on some benchmarks — AI models are becoming much more sophisticated01:05:00 OpenAI and Anthropic may lose their moat as AI becomes a commodity01:08:00 THORChain does not run on hopium01:09:00 XMR discussion01:11:00 XMR nuance — funds cannot be spent for 20 minutes01:13:00 How does the 20-minute XMR delay affect high swap volume?01:16:00 XMR backlog discussion01:20:00 Hopefully only two more churns before XMR01:23:00 We will set the price for XMR01:26:00 ADR 29, TOR Anchors, and revenue sharing breakdown01:30:00 It's an experiment — we're not sure if it will work!

For episode 759 of the BlockHash Podcast, host Brandon Zemp is joined by Jared Gutstadt, CEO of Rebel Audio, an AI-powered podcasting platform designed to radically simplify how podcasts are created, produced, and scaled. Based and backed by Nashville, TN - Rebel Audio will allow users to record, edit and upload episodes directly to all major podcast platforms, unlocking the next generation of breakout voices.  For more information - visit www.rebelaudio.ai  

A bi-weekly news show informing you on the latest in Bitcoin, privacy and open source tech hosted by Ungovernables, Max and Q. AOBFreedom.Tech launch reminderKeyOS v1.3 now publicly availableNEWSIndia orders GitHub to take down BitChat's source code; Internet Freedom Foundation calls it unconstitutional - TFTC: India BitChat GitHub takedown, I4C, IFF / CoinDeskFourth Circuit says border agents can hand-search your phone with zero suspicion, as a man is prosecuted for a duress-wipe - EFF: Fourth Circuit says border agents can search your phone by hand, no suspicion required / TechCrunch: US accuses American of wiping his phone with a duress password at the borderSenate Democrats kill the CLARITY Act before recess; the developer safe harbor (Section 604) stalls with it - TFTC: CLARITY Act rejected, Bitcoin ownership surpasses goldState Department launches a "Freedom Tech" program with BPI, Palantir, and Anduril as founding partners - Bitcoin Magazine: State Department tech program with BitcoinBlock open-sources Buzz: a Nostr-native, keypair-identity workspace for humans and AI agents - LINKBIP-110 approaches its mandatory signaling window with support under 1%, and enforcing nodes staring at a minority fork - TFTC: BIP-110 enters mandatory signaling window below 1% hashrateRELEASESBitcoin core / protocolbtcd v0.26.2 - 2026-07-25Security-hardening for the Go full node: stricter PSBT/input parsing, Schnorr and WIF validation, rejection of malformed bech32, tighter inbound admission.Hardware / signingKeystone 3 v3.0.0 - 2026-07-21Major firmware across all variants of the airgapped open-source signer: reworked passcode/recovery flow, stronger validation, upgraded security policies. Reproducible with published checksums.Trezor Suite v26.7.2 - 2026-07-22Firmware security updates plus a lower 0.2 sat/vB minimum fee and cancel-pending-transaction support.Nunchuk 2.7.1 - 2026-07-16Collaborative-custody multisig wallet. 2.7.0 (07-15) added self-custodial USDT on Liquid and Trezor Bluetooth support; 2.7.1 is bug fixes on top. On-lens for multisig self-custody.Bitkey App 2026.11.0 - 2026-07-14Block's consumer hardware wallet. Release highlights its Emergency Access (recovery/inheritance) path; full notes hosted off-repo at bitkey.world/releases.LightningCore Lightning v26.06.6 - 2026-07-22Patch release (26.06.3-5 pulled over broken PyPI publishing). Now rejects channels reusing an existing funding outpoint, closing a channel-security edge case.LNDg v1.11.0 - 2026-07-26Self-hosted LND dashboard: peer-offline reporting, auto re-index on data migration, historic failed-HTLC data via API. Update logging config on upgrade.Zeus v13.1.3 - 2026-07-21Point release / version bump on the 13.1 line for the self-custodial Lightning wallet.LNbits v1.5.6 - 2026-07-15Minor patch on 1.5.5 (payments extension-field refactor and fixes) for the self-hosted Lightning accounts system.Lightning Labs Wavelength - 2026-07-21A toolkit for adding self-custodial bitcoin (and stablecoin) payments to any application, designed to create the best developer experience for humans and agents.EcashCashu TS v5.0.0-rc.5 - 2026-07-23RC for the major v5 of the reference TS Cashu library: NUT-18 payment requests (PaymentRequestBuilder), mint-preference support, hardened P2PK validation, integer fee math. Foundational for ecash wallets.Nutshell 0.20.3 - 2026-07-22Reference mint/wallet: Pay-to-Blinded-Key (lock ecash to a receiver without revealing their pubkey to the mint), a Spark L2 backend, and a false-UNPAID melt-race fix. DB migration, back up first.Fedimint v0.12.0-beta.0 - 2026-07-23Beta pre-release of the federated ecash / community-custody protocol. Flagged unstable, no upgrade guarantee. "In the pipeline," not production. (Admin UI: Fedimint UI v0.7.4, adds arm64 image.)On-chain privacy / coinjoinWasabi Wallet v2.8.1 - 2026-07-22Now receives to Taproot addresses by default (a real "state of the network" adoption nudge, four-plus years post-activation), adds Linux AppImage, on top of 2.8.0's serverless P2P filter sync.Ashigaru Desktop v1.1.2 - 2026-07-25Whirlpool coinjoin QoL: live Tor/Electrum status, one-click connect, faster startup, self-clearing coordinator banner.JoinMarket-NG 0.34.2 - 2026-07-20Actively-maintained modern fork of JoinMarket: safe expired-fidelity-bond handling, correct frozen-UTXO reporting, multi-wallet RPC routing.Bitcoin Safe 2.1.1 - 2026-07-20Multisig/single-sig desktop wallet: UI fixes and improved Debian build reproducibility.P2P / no-KYCBisq 1.10.4 - 2026-07-24Mandatory security update for the decentralized no-KYC exchange (audit findings): signed DAO block providers, stricter blind-vote/dispute validation, re-enabled BSQ swaps. Required to keep trading.Bull Bitcoin 6.12.4 - 2026-07-24Bug-fix for the no-account self-custodial app (iOS startup-lockup fix). The feature release was 6.12.2 (UTXO/coin-control, Coldcard NFC, BitBox02 Nova BLE, sub-1 sat/vB).Vexl v1.45.1 - 2026-07-21Point release of the contacts-based no-KYC P2P trading app (small fixes).Peach Bitcoin 0.69.0 (381) - 2026-07-23Latest build of the no-KYC P2P Bitcoin marketplace (rolling 0.69.0 build increments 379/380/381 across the fortnight). Verify the build-tag slug before publishing (parentheses in the tag).Self-hosting / infraBTCPay Server v2.4.1 - 2026-07-23Self-hosted no-KYC payment processor: BIP-329 label import, editable invoice comments, refund-email triggers, RTL UI, restored Boltcard payments.Start9 StartOS v0.4.0 - 2026-07-24Major: a complete ground-up rewrite of StartOS, out of public beta after six years, billed as the "correct architecture for sovereign computing." Note: the only upgrade path is a fresh install (no in-place migration). One of the biggest self-hosting stories of the fortnight.Liquid GDK release_0.77.7 - 2026-07-20Blockstream's wallet SDK: libwally + Tor bumps, macOS/iOS cross-compile, single-sig gap-limit fee fix.Privacy stack / PayjoinPayjoin Dev Kit payjoin-cli 1.0.0-rc.1 - 2026-07-23RC for the reference Payjoin CLI, synced to payjoin 1.0.0-rc.6. Signals the v1.0 Payjoin stack nearing release (breaks common-input-ownership heuristics on-chain).NostrAmber v6.3.0 - 2026-07-20Android Nostr remote signer (keeps your nsec off client apps): grouped/collapsible multi-request approvals, a log-disabling privacy mode, built-in Tor, NIP-65 relay prefetch.Wallets (self-custody)BlueWallet 8.0.1 - 2026-07-21Major v8 line: iOS 26 UI refresh, BC-UR v2 airgap scanning (OneKey/Keystone), Unchained multisig cosigner import, 19 new languages, crypto-js replaced with @noble. Broad user base. Confirm the exact tag slug before publishing.Cake Wallet 6.3.2 - 2026-07-24Non-custodial BTC/Monero wallet: home-screen recent history, better OpenAlias/ENS/Unstoppable alias resolution, faster Zcash sync.EDUCATIONWhat Is a UTXO, and Why Does It Matter for Bitcoin Privacy? - 2026-07-25Community explainer thread on Stacker News. The useful part is the top response, which walks through how receive-and-spend patterns fingerprint you and where coinjoin actually helps. Good raw material for a plain-English UTXO segment, which pairs with the Wasabi and Ashigaru releases and gives newer listeners the vocabulary before the coinjoin talk.Bitcoin Optech Newsletter #415 - 2026-07-24Two items worth surfacing. Fabian Jahr's draft BIP459 proposes full aggregation of BIP340 schnorr signatures using DahLIAS, combining multiple signatures into a single 64-byte aggregate, with cross-input signature aggregation as a downstream possibility. And libsecp256k1 #1765 adds an optional BIP352 silent-payments module supporting receiver scanning from only the scan secret and spend pubkey, so the spend private key stays offline. Silent payments quietly becoming infrastructure is a good recurring beat.TO DONATE TO ROMAN'S DEFENSE FUND: https://freeromanstorm.com/donateHELP GET SAMOURAI A PARDONSIGN THE PETITION ----> https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools DONATE TO THE FAMILIES ----> https://www.givesendgo.com/billandkeonneSUPPORT ON SOCIAL MEDIA ---> https://billandkeonne.org/VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @

For episode 758 of the BlockHash Podcast, host Brandon Zemp is joined by Dave Trier where he serves as CEO of ModelOp, where he leads the company with a clear focus on customer value, product innovation, and enterprise execution. A builder at heart, Dave brings deep technical fluency and real-world operating experience to the challenge of helping global enterprises unlock the transformational power of AI.

In this episode, we're joined by Daniel, one of the key contributors behind Pirate Chain, one of the most privacy-focused cryptocurrencies in the space. We dive into how Pirate Chain was created, why privacy matters, what makes its zero-knowledge technology different from projects like Monero and ZcashSwap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Kenton update00:04:00 Getting THORChain on an index list00:05:00 Daniel introduction00:08:00 When Daniel discovered Pirate Chain00:11:00 The cool thing about crypto—it evolves naturally00:14:00 What got you into Pirate Chain?00:16:00 Pirate Chain had a fair launch00:17:00 I am not a maxi00:19:00 Pirate Chain uses zero-knowledge proofs by default. How does it differ from Monero and Zcash?00:22:00 Pirate Chain's block explorer reveals no transaction information00:24:00 Monero is in the process of moving toward zero-knowledge proofs00:25:00 Can Pirate Chain be audited?00:26:00 Pirate Chain is adding Zcash's Ironwood upgrade for cryptographic inflation auditing00:28:00 Zcash inflation bug discussion—no evidence it was exploited00:30:00 Pirate Chain had not launched its Orchard pool, so it was unaffected00:31:00 How do the pools work?00:33:00 Ironwood will be a major upgrade by making inflation detectable00:35:00 Shout-out to Amy!00:36:00 What is Pirate Chain's roadmap after Ironwood?00:38:00 Syncing takes a while on a privacy blockchain00:40:00 Community proposals: A finality layer for additional security00:43:00 Komodo discussion00:44:00 XMR came very close to a devastating 51% attack00:46:00 Point-of-sale discussion00:47:00 How does governance work on Pirate Chain?00:49:00 Decentralization is great for security but difficult for governance00:50:00 Back to the point-of-sale discussion00:54:00 UX/UI is extremely important00:57:00 Major stablecoins are CBDCs00:59:00 Which exchanges support Pirate Chain? MEXC, CoinEx, Gate, SafeTrade01:01:00 Pirate Chain is interested in getting listed on DEXs01:02:00 Daniel loves STO!01:03:00 Getting Pirate Chain on THORChain and the history of THORChain's ethos01:05:00 THORChain has a renewed spirit01:07:00 Big Brother discussion—THORChain does not obfuscate anything01:08:00 THORChain is safe, unlike Tornado Cash and Samurai, which collect fees01:10:00 Getting as many people as possible to use this technology01:12:00 We are on the same team01:13:00 The process of getting listed on THORChain01:19:00 Price execution efficiency01:21:00 Streaming Swaps and Rapid Swaps explained01:23:00 Pirate Chain hardware requirements01:24:00 RPC endpoint for Solana01:26:00 Call for donations01:27:00 piratechain.com/crowdfunding01:28:00 Donated funds are audited01:31:00 MEXC is the greatest source of liquidity01:35:00 Closing remarks

For episode 757 of the BlockHash Podcast, host Brandon Zemp is joined by Vitali Dervoed, Founder and CEO of Ekiden. Vitali Dervoed is a tech entrepreneur and operator with over 10 years of experience across banking, fintech, capital markets, crypto infrastructure, and DeFi. Ekiden is an institutional derivatives exchange on Canton Network. Raised $3.8M, onboarded 12+ tier-1 market makers, and grew the platform to 20,000+ users through growth marketing, referral loops, community-led acquisition, and distribution partnerships.

In this episode, we break down two governance proposals currently up for vote (ADR 29 and ADR 31), dive into revenue sharing and dynamic fees, and cover the latest updates across several upcoming chains.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Miradex shoutout00:05:00 Marketing update00:09:00 XMR publication strategy00:10:00 Chad met someone with close ties to Trezor00:11:00 Robinhood made its platform available for AI agents00:12:00 AI compatibility with STO00:13:00 Chad B talks about the conference00:14:00 Chad B has someone who wants to meet Kenton for a documentary00:17:00 THORDex.io may be a scam — be careful00:19:00 THORWallet won a patent case over the THORChain brand00:21:00 ADR 29 discussion (revenue sharing)00:22:00 Some integrators prefer revenue sharing over affiliate fees00:25:00 SwapKit revenue sharing looks promising and could drive more volume00:27:00 More integration tools will make Randy's BD role easier00:28:00 44 new partners want widget/API access00:31:00 Analytics tab is ready for integrators to track generated revenue00:33:00 Why API access is whitelisted00:34:00 Integrators can run their own infrastructure instead of using the API00:35:00 ADR 31 discussion00:36:00 Formalizing the relationship helps integrators build a roadmap00:37:00 Kenton explains why he changed his opinion on the app layer since ADR 2000:39:00 Permissioned access is more secure00:40:00 Merger discussion00:43:00 Why merging would be complicated00:45:00 The power of collaboration00:54:00 When will the protocol return to normal?00:55:00 XMR update — lots of edge cases and fixes00:56:00 When is Zcash coming?00:57:00 Once churn is working, Zcash can be added00:58:00 Bittensor (TAO) update01:00:00 Dynamic fee update — Symbiosis was disabled due to a bug01:02:00 Screen share of Rayyk's affiliate page01:04:00 90% of generated fees came from revenue sharing — huge volume increase01:06:00 THORChain is performing much better with dynamic fees01:07:00 Promising initial data01:09:00 THORChain vs. Chainflip pool price comparison01:11:00 App Layer design to improve price execution01:14:00 Great job, Chad!01:18:00 Signal vs. noise considerations with revenue sharing01:20:00 SwapKit partnership could be much more effective01:23:00 It will also drive more volume for SwapKit01:27:00 Start simple and keep the variables limited01:29:00 Deepen the Tron.USDT pool? (POL?)01:31:00 How have Rapid Swaps been performing? Are we ready for version 3?01:37:00 Devel's proposal and its synergy with dynamic fees01:39:00 MEV concerns01:43:00 A tip mechanism may address MEV concerns01:49:00 Let's finish our current ADRs01:52:00 Maximum effective bond — increase to 2 million?01:54:00 Multi-node operators vs. single-node operators with a single vault01:57:00 When can integrators expect revenue sharing?02:00:00 Revenue sharing presents a lot of opportunity02:04:00 AI agents and revenue sharing02:06:00 Separate STO API interface for AI agents using JSON

For episode 756 of the BlockHash Podcast, host Brandon Zemp is joined by Lex Karushin, Partnerships Manager for Finchtrade.Lex has over five years of experience in the crypto space, with most of his career spent in Web3 startups, helping teams scale through new business development, strategic partnerships, and capital raising. His background spans DeFi, NFTs, and token launches, and with a foundation in management and finance.

For episode 755 of the BlockHash Podcast, host Brandon Zemp is joined by Andrew Nalichaev, a systems-level blockchain expert who serves as CEO of Haia — an AI-powered, non-custodial operating system for digital assets — and CTO of Haust Network, a ZK Layer 2 protocol built with Polygon CDK. He is also the Blockchain Domain Expert at Innowise, where he leads architecture and strategic engagements for fintechs, banks, exchanges, and institutional crypto clients — covering custody design, tokenization, DeFi infrastructure, custom blockchain builds, and the emerging class of AI-native financial products. Innowise architected and shipped the full engineering stack for both Haia and Haust Network, and Andrew's dual role bridges deep product ownership on the founder side with hands-on client delivery on the consulting side. Andrew combines a background in software engineering, applied mathematics, and securities and cryptocurrency markets to evaluate blockchain systems across five dimensions — architecture, incentives, resilience, market fit, and execution. Over 8+ years in finance, economics, and blockchain, he has evaluated 600+ blockchain business concepts, contributed to the launch of 4 L1/L2 ecosystems, and helped startups and established companies navigate the crypto space with sharp tech insight and hands-on business sense. Andrew is the author of unique strategies for working with DeFi protocols, and has designed and taught blockchain courses to 3,500+ students. Learn more about Andrew's work at andrewnalichaev.com, and about Innowise's blockchain and AI development expertise at innowise.com.

The most dangerous weapon the state possesses isn't a drone or a database. It's the academic indoctrination that prevents you from seeing the prison you live in. Look at the modern university system. It's not an engine of enlightenment; it's a factory for compliance. They sell you “Google degrees” and a curated set of “facts” designed to make you a productive little gear in the machine. They don't teach you how to think; they teach you what to think. The result? A population of high-IQ slaves who can solve a calculus problem but can't see the bars of their own cage. If you're relying on a state-sanctioned education to navigate the world we're entering, you've already lost. You need an upgrade. I call it “unschooling.” You have to rewrite the software of your mind. Your mental OS is currently running a version installed by the regime, and that version is riddled with vulnerabilities. To survive the coming bifurcation, you need a new operating system, one based on critical thinking, skepticism, and the absolute refusal to accept the script. Even a second-rate mind that thinks for itself is infinitely more powerful than a first-rate mind that merely parrots the state. Now, let's talk about the reality you're ignoring… Watch on: Odysee | YouTube | X | Rumble | Bitchute | Vigilante.tv The frog is already in the pot. We are seeing the gradual implementation of a social credit-style system where your ability to move, eat, and trade is tied to your obedience. Between Palantir, appropriately named after the “all-seeing eye,” and the proliferation of mass surveillance devices, the net is closing. Flock cameras, gait analysis, and a pervasive AI surveillance grid are turning your neighborhood into an open-air prison. If your wealth is in fiat currency or sitting on a KYC-compliant exchange, you aren't “investing.” You're just the first among the slaves. The regime can flip a switch and erase your existence in a heartbeat. This is where the “How” becomes more important than the “What.” Everyone talks about Bitcoin, but Bitcoin is a transparent ledger. In a total surveillance state, transparency is a liability. You need privacy coins like Monero and Pirate Chain, assets that are private by default. That is the only way to maintain a shred of autonomy. Escaping isn't about “fixing” the system through voting or protests. That's a delusion. The escape route is Agorism: building parallel systems. We create autonomous hubs, connect with like-minded rebels, and trade outside the gaze of the state. Seeking independent knowledge isn't just a hobby; it's a moral obligation. If you don't take personal responsibility for your freedom, you are choosing the cage. Don't be the frog that realizes the water is boiling only when it's too late. The exits are still open, but they won't be forever. Plan your escape now. Peace, love, anarchy. Follow me on X @VamosVigilante Want to be on the pulse of crypto? Access our exclusive portfolio, insider reports, full archive of monthly newsletters, real-time market updates, buy/sell alerts, and private community chat and get instant access to the latest issue of our monthly newsletter… Subscribe now! FREE “Crypto 101” Video Training – Watch Our Millionaire Crypto Analyst Reveal the Exact Crypto Wallet Setup He Wished He Had When Starting Out: https://CryptoVigilante.io/crypto101TCV Summit: “What Matters Most in Crypto” | https://dollarvigilante.spiffy.co/checkout/what-matters-most Replay videos available! The Crypto Vigilante (Follow on All Socials) The post Plan Your Escape Now appeared first on The Crypto Vigilante.

For episode 754 of the BlockHash Podcast, host Brandon Zemp is joined by Marcos Santillana, VP of Digital Asset Services, Institutional at Uphold.Marcos Santillana is VP of Digital Asset Services at Uphold, a crypto platform licensed across the US, UK and EU. He works directly with crypto foundations and protocol teams on listing, treasury management and wider ecosystem partnerships. With deep exposure to hundreds of blockchain projects assessed through a regulatory, commercial and technical lens, Marcos brings rare cross-jurisdictional fluency across US and UK frameworks.Layer-1 and Layer-2 protocols and crypto foundations can get in touch with Marcos to discuss the full range of services Uphold offers. 

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop speaks with Aaron Neyer, founder of Parachute and community organizer in Boulder, about knowledge management, extended minds, and the intersection of AI with human consciousness. They explore how Parachute functions as a digital brain tool for organizing thoughts and information across fragmented systems, discuss the dangers of AI psychosis and over-reliance on technology, and debate open source AI development versus controlled releases by companies like Anthropic. The conversation weaves through topics including the limitations of metrics-driven business thinking, consciousness and relevance realization, the value of technological sabbaths, and Aaron's hope for locally-run open source models that protect personal data while still accessing more powerful gated models when needed. You can find Aaron's writing at unforced.org and unforced.substack.com, and learn more about Parachute at parachute.computer and parachute.computer/blog.Timestamps00:00 Stewart welcomes Aaron Neyer, founder of Parachute and Boulder community organizer, discussing the origin of Parachute's name from Frank Zappa's quote about open minds.05:00 Aaron explains Parachute as an extended mind tool for organizing notes, contacts and information across multiple platforms, emphasizing the distinction between primary mind and extended mind as interconnected systems.10:00 Discussion shifts to metrics-driven business culture and the limitations of pure rationality, exploring how Google's data-driven approach misses subjective experience and the whole picture of relationships.15:00 Aaron discusses AI's ability to help identify relevant variables across different domains and the dangers of AI psychosis, comparing it to cult dynamics and belief systems.20:00 The conversation covers AI sabbaths and nineties retreats as intentional breaks from technology, plus Aaron's experiences with electrical engineering and using AI to design circuits with Arduinos.25:00 Exploring forbidden knowledge and open source AI, Aaron discusses Anthropic's guardrails around powerful models while arguing for distributed access to prevent concentration of power.30:00 Deep dive into open source AI strategy, with Aaron highlighting NVIDIA's approach and the potential for running capable models locally while reserving ultra-intelligent models for complex research tasks.35:00 Aaron shares his vision for local Sonnet-class models handling personal data while accessing Fable-class models for deep research, and directs listeners to unforced.org and parachute.computer for his writing.Key Insights1. The philosophy behind Parachute stems from Frank Zappa's quote that the mind is like a parachute and doesn't work if it isn't open. Aaron Neyer explains that having an open mind is valuable, but it must be balanced with deep roots to avoid becoming untethered. He has experienced periods in his life where excessive openness led him to feel disconnected, teaching him that creativity and expansion need to be grounded in something substantial. This same principle applies to how we organize information digitally, where openness and interoperability allow our extended minds to become more connected and coherent, which in turn helps our primary minds think more clearly.2. Parachute is designed as an extended mind tool that addresses the fragmentation problem in how we currently manage information. Most people use multiple disconnected tools like Obsidian, Notion, Apple Notes, Google Keep, and various CRMs to organize their thoughts, notes, and relationships. These systems don't communicate well with each other, creating inefficiency and confusion. Parachute aims to create a simple, intuitive system where all this information can be organized in one place with true interoperability, allowing users to own their data and have it speak effectively with other tools, ultimately making our entire extended mind more functional.3. Understanding ourselves as unified body mind organisms rather than fragmented parts is essential for effectiveness. Living systems theory shows that any living system is three things: a membrane bound dissipative structure, a self regulating autopoietic network, and a cognitive process actively knowing the world. Western civilization since Descartes and Galileo has created artificial separation between body and mind, and between subjective and objective experience, which limits our effectiveness. The same fragmentation affects our digital technology, and recognizing both our biological and digital systems as coherent wholes rather than disconnected parts makes us vastly more capable.4. The relationship between data driven approaches and holistic thinking reveals important limitations in modern business and science. While working at Google, Aaron observed how data driven decision making can be powerful, but over reliance on metrics like ROI creates blindness to crucial unmeasurable factors like goodwill and relationship quality. This reflects a broader Western tendency to exclude subjective experience because it's difficult for objective science to measure. However, emotions, relationships, and other subjective elements are essential parts of reality, and focusing only on quantifiable metrics means missing the whole picture and ultimately becoming less effective despite appearing more rational.5. AI accelerates the ability to work with technical complexity by helping with relevance realization across domains where we lack expertise. In any specialized field, experts develop intuitive senses for which variables matter and can quickly identify problems, whether in computer troubleshooting, music, or cooking. AI's ability to generalize allows it to point people toward relevant solutions in areas where they haven't developed that intuitive expertise, effectively democratizing technical capability. This means people can direct their creativity more effectively across more domains, though it also raises concerns about giving powerful capabilities to those who may lack the wisdom to use them responsibly.6. The question of open source AI versus gated access involves complex tradeoffs between democratizing power and preventing harm. Aaron respects Anthropic's approach of creating guardrails around powerful models like Mythos, which would likely have caused significant system hacks if released without restrictions. However, this creates concerning power dynamics where only wealthy companies, governments, and their allies have access to the most powerful tools. NVIDIA offers hope through their truly open source approach including full training pipelines, and there may be a viable path where open source models at the Sonnet capability level handle most tasks locally while more powerful Fable class models remain gated for the most demanding work.7. Creating intentional breaks from AI and technology is essential for maintaining clear independent thinking. Aaron practices an AI Sabbath at least one day per week when he doesn't interact with AI, and he finds these are the days when he does his best thinking and journaling. Without these breaks, he finds himself constantly jumping between journaling and prompting AI rather than giving himself space for deep reflection. This pattern mirrors broader concerns about AI consistency creating cult like dynamics similar to organized religion, where constant immersion in a belief system or technology can lead to losing the ability to think independently, making periodic disconnection crucial for maintaining cognitive autonomy and clarity.

First, we speak to The Indian Express' Pragynesh about the removal of activist Sonam Wangchuk from his hunger strike at Jantar Mantar, the Delhi High Court order cited by the police, and how the protest has evolved ahead of Parliament's Monsoon Session.Next, we talk to The Indian Express' Shubham Tigga about the death of a 75-year-old tuberculosis patient in Jharkhand, whose family spent months trying to access his own ₹8,000 pension savings because of an unresolved e-KYC issue. (18:45)And in the end, we look at the Monsoon Session of Parliament, where the Opposition plans to raise issues ranging from the NEET paper leak and Sonam Wangchuk's protest to the Ayodhya Ram Temple donation controversy, even as shifting political equations reshape the balance inside Parliament. (29:30)Hosted by Ichha SharmaProduced and written by Shashank Bhargava and Ichha SharmaEdited and mixed by Suresh Pawar

Congress failed to publicly release the CLARITY Act bill on Friday. Meanwhile, several US regulatory agencies missed Saturday's rulemaking deadline under the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, one year after the law was signed. ~This episode is sponsored by Uphold~ Uphold Debit Card ➜ https://bit.ly/UpholdXRPCard GUEST: Lindsay Fraser, Chief Policy Officer, Blockchain Association Block Blockchain Association Website ➜ https://theblockchainassociation.org/ 00:10 Sponsor: Uphold 01:00 Countdown 01:30 Lindsay vs Polymarket odds 02:45 Missing Friday was a good thing? 03:40 Could we get a vote this week? 04:20 Midnight releases are shady 04:45 How far from 60 votes? 06:20 Trump meeting with Republicans about Ethics? 07:15 Will Banks throw any last minute hurdles? 09:00 Do Banks have anybody left to support them? 10:20 Elizabeth Warren last minute FUD & Amendments 12:20 Republicans stringing along crypto lobby? 13:40 Genius deadline missed too 15:00 KYC for stablecoin issuers 17:00 Why more stringency with stablecoins? 17:45 CFPB pick: should we be worried? 19:00 Support vs time crunch 20:30 CLARITY before August importance #Crypto #Bitcoin #Ethereum ~Congress Rugpulls CLARITY Again?

Why trust a custodian with your sats? Edgar Borja (@k1elsalvador) breaks down K1's self-custody Bitcoin ATM, on-chain and Lightning buying, and Bitcoin in Bolivia. Edgar walks through K1's new update, buying Bitcoin on the Lightning Network and on-chain, what's happening with Bitcoin adoption in Bolivia, and what it's like pitching investors 5,000 times. K1's machines now support on-chain and Lightning purchases with full self-custody, cutting out Strike, Blink, and OpenNode entirely. Edgar demos a live on-chain purchase and explains why every K1 transaction is RBF disabled, so once it's broadcast, it's final.K1 machines now run in 28 countries. That growth reflects real tech innovation in Bitcoin hardware, built for the global market from day one. The team solved for different bill sizes, currencies, and KYC rules in every country they shipped to. Edgar covers how KYC gets configured machine by machine, why K1 stays buy-only for now, and a cash-dispensing module already demoed at the Adopting Bitcoin conference.Small business owners get a direct pitch here. Edgar walks through the three K1 tiers, Mini, Mini Plus, and Mini Global, plus pricing and why the bill acceptor is the hardest part to build. If you're exploring digital asset management or a new source of business growth, a Bitcoin ATM in a coffee shop or corner store is a low-friction way to start.Then there's Bolivia. Edgar saw a fiat currency failing in real time, banks offering 6 Bolivianos to the dollar while the street rate hit 10. The government built its own workaround digital payments network just to keep money moving. This is what pulls people toward hard money. Watching their savings shrink every week, people in Cochabamba are turning to Bitcoin.Edgar also shares K1's education tools: a crayon-and-paper workshop that teaches private keys, and a board game called MerkColor that teaches Merkle trees in under a minute. He talks about pitching investors an estimated 5,000 times on a Bitcoin startup accelerator and reality show, plus his advice for founders: fall in love with the problem you're solving. Hit subscribe, share this with someone who thinks Bitcoin ATMs are just coin machines, and tell us in the comments if you'd trust a machine with your private key.—Bitcoin Beach TeamLearn more about Edgar Borja:X: https://x.com/K1ElSalvadorFacebook: https://www.facebook.com/k1elsalvador Instagram: https://www.instagram.com/k1elsalvador LinkedIn: https://www.linkedin.com/company/k1elsalvador/Web: k1.sv Email Address: borja@k1.svSupport and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com STAY AT BITCOIN BEACH: https://www.stayatbitcoinbeach.com/punta-mango-villasBrowse through this quick guide to learn more about the episode:00:00  Intro01:40  How many countries run K1 Bitcoin ATMs now?02:07  How does a self-custody Bitcoin ATM let you buy Bitcoin on-chain?08:49  Can you buy Bitcoin from an ATM without KYC?13:08  Where are Bitcoin ATMs actually installed in the real world?16:23  Why are Bolivians turning to Bitcoin as their currency collapses?25:18  What is it like pitching a Bitcoin company on a startup accelerator reality show?37:42  How do you teach kids about private keys and self-custody using crayons?47:31  Which self-custody Bitcoin ATM should you buy and how does shipping work?57:29  Is Bitcoin still winning in El Salvador after the IMF deal? Live From Bitcoin Beach

In this episode of The Crypto Podcast, Roy sits down with Paul Brower, Director of Engineering at Casa — the gold standard in Bitcoin self-custody — where he leads a 12-person team building AI-first workflows to protect billions of dollars in Bitcoin. Before Casa, Paul spent seven years building the first FDA-approved digital pill software, was an early Bitcoin adopter since 2011 (including a Mt. Gox close call), and even spent three episodes on an MTV reality dating show. Paul breaks down how Casa's multi-sig self-custody system works (2-of-3, 3-of-5), how attackers are now using AI-powered spearphishing and deepfakes to impersonate support staff, and how cryptographic PIN verification protects users from social engineering. He also covers key loss prevention (health checks, hardware redundancy, YubiKeys vs. Trezor/Ledger), Casa's inheritance system for passing on Bitcoin securely, the risks of giving AI agents access to financial accounts, and why physical air-gapped hardware remains one of the strongest defenses against an increasingly AI-powered threat landscape. Video Chapters 0:00 – Introduction & Welcome 0:23 – Meet Paul Brower: Director of Engineering at Casa 1:20 – Reality TV Detour: Paul's MTV Dating Show Story 2:12 – Why Psychology + Computer Science? Understanding How People Work 2:55 – Building the FDA-Approved Pill with a Potato Battery 12:15 – Career Path: From Pegasystems to Springpad to Casa 15:59 – Bitcoin Since 2011: The Mt. Gox Days & Surviving Every Crash 27:27 – The Problem with PayPal (and Why Bitcoin Is Different) 12:15 – What Is Casa and How Does It Work? 16:01 – Casa's Multi-Sig Setup Explained: 2-of-3 and 3-of-5 Vaults 16:01 – AI-Powered Spear Phishing: How Attackers Are Targeting Crypto Holders 21:21 – Seed Phrases, Floods, Kids, and Why You Need Redundancy 29:23 – Cold Wallets: Trezor vs Ledger vs YubiKey — What Casa Recommends 33:01 – Casa Inheritance Planning: What Happens to Your Bitcoin When You Die? 39:01 – KYC, Privacy & Buying Bitcoin Without Giving Up Your Identity 41:23 – AI Agents + Bitcoin: The Most Exciting Frontier in Crypto Contact Details

Stewart Alsop sits down with investor and entrepreneur Adnan Hassan on the Crazy Wisdom Podcast to explore his thesis on creating a small state asset class, using evolutionary insights from asteroids, dinosaurs, and mycelium as a framework for understanding resilient systems. Hassan brings his background in Silicon Valley technology, New York and Washington finance, and sovereign funds—including senior leadership roles at the World Bank—to explain why 162 of the world's 200 states are actually small states with populations under 12 million, and why these distributed, autonomous entities might be best positioned to survive the coming global shocks from AI, currency disruption, and the wobbling international order. For more information about Hassan's work, visit www.sac-holding.com (SAC stands for Small State Asset Class), where you can find two-minute videos explaining his approach to building this new financial architecture.Timestamps00:00 Introduction and the asteroid, dinosaur, mycelium thesis as a framework for understanding evolutionary survival patterns across billions of years05:00 Global order institutions are wobbling while currency systems evolve and AI emerges, creating simultaneous shocks that favor adaptable networked systems over large centralized structures10:00 Small states defined as populations under 12 million represent 162 of 200 global economies, contradicting assumptions that most nations are large centralized powers15:00 States behave as selfish entities seeking regulatory control while individuals seek autonomy, creating tension as the Westphalian system undergoes fundamental transformation20:00 Cooperation versus competition in human systems, examining how KYC requirements and state surveillance are expanding globally including in America and Argentina25:00 Small states are most interested in rule-based global order because they need protection from larger powers, unlike powerful nations that prefer unconstrained action30:00 Of the twenty richest countries by per capita GDP, seventeen are small states, yet no small state asset class exists in financial markets35:00 Uncorrelated assets provide diversification protection for investors, while small states offer geographic distribution across Caribbean, Africa, Europe, Gulf, and Pacific regions40:00 Cross-border family business collaboration between small states will increase, leading to knowledge sharing and a proposed Davos for small states event45:00 The individual sits at the core of this framework, with AI enabling creative minds in small places to access world-class resources previously impossible50:00 Demonstration of accessible technology costing only ten dollars shows how AI removes barriers, allowing creativity to become the distinguishing factor for entrepreneurs globallyKey Insights1. Adnan Hassan presents a thesis grounded in billions of years of evolutionary data, arguing that systems which survive major shocks share common characteristics: they are autonomous, networked, cooperative, resilient, and lack single points of failure. He uses the asteroid strike that killed the dinosaurs as his central metaphor, noting that while massive dinosaurs went extinct, smaller organisms like mycelium, ants, bees, and marsupials survived because of their distributed and adaptable nature. Hassan believes we are currently experiencing a similar asteroid-level shock to our global systems through the simultaneous disruption of the rule-based global order, currency systems, and artificial intelligence, all happening at once over the next three to five years.2. Hassan identifies 162 out of 200 global states and economies as small states, defined as having populations under 12 million people. This number surprises most people, including sophisticated observers who typically guess around 60 or 70. Even more striking, 17 of the 20 richest countries by per capita GDP are small states, representing 85 percent of the wealthiest nations. These small states have disproportionate resources to deploy internationally and the greatest interest in maintaining a rule-based global order since they have the most to lose from chaos and cannot rely on size or military power for protection.3. The current global institutional framework established after World War Two, including the UN, IMF, World Bank, and WTO, is fundamentally wobbling and reaching the end of an era. Hassan argues that states are inherently selfish creatures addicted to regulatory sovereignty and control, but the systems designed to give these states structure and credibility are now failing. This represents the first major restructuring of the global order since the post-World War Two period, which itself followed 400 years of colonial systems. The transition period will be characterized by significant chaos and convulsions throughout the global system.4. Hassan advocates for creating a new small states asset class in financial markets, which does not currently exist despite small states representing the majority of countries and the wealthiest per capita economies. This asset class would provide large institutional investors like pension funds and sovereign wealth funds with globally diversified, potentially uncorrelated assets while simultaneously supporting political and economic structures that embody the evolutionary principles of survival through distributed, autonomous, networked cooperation. The small states asset class represents both sound evolutionary strategy and pragmatic investment opportunity.5. Technology without philosophy is efficiency without purpose, a concern Hassan raised as early as 1994 when he helped prototype the first electronic trading market on the internet. He witnessed the naive optimism of Silicon Valley technologists who believed simply throwing tools over the wall would create a better world, but this approach made both good and bad activities more efficient. Social media demonstrated this danger by efficiently creating disruption and loss of trust in political systems. Hassan warns that the same mistake is being made with AI, where powerful tools are being deployed without adequate philosophical framework or consideration of consequences.6. Small states and their leading families will find more common language and shared understanding with each other across geographic boundaries than with larger neighboring states. A family business in Montevideo has an easier conversation with counterparts in Singapore or New Zealand than with businesses in Sao Paulo because small state actors recognize each other's unique realities and circumstances. Hassan plans to create a Davos for small states in 2027 to facilitate this knowledge sharing among the mycelium colony, allowing different nodes to exchange innovations and strategies across the distributed global network of small state actors.7. The optimistic future involves unleashing individual creativity globally by giving people access to AI-enabled tools that provide world-class legal, financial, and consulting advice in their language of choice. The solopreneur can now become a conglomerate, with individuals no longer constrained by lack of access to execution machinery. Hassan envisions young people in places like Gabon, Swaziland, or Uruguay having the same access to sophisticated business infrastructure as those in traditional power centers, with the distinguishing factor being creativity of mind rather than geographic or institutional privilege. Small states can pivot faster on regulatory frameworks, sometimes achieving in a dinner meeting what takes large states three years of legislative, executive, and judicial wrangling.

For episode 753 of the BlockHash Podcast, host Brandon Zemp is joined by Anton Lobintsev, Co-founder of Mosta. Anton is a seasoned entrepreneur with over 20 years in the technology industry, building companies at the intersection of infrastructure, compliance, and product innovation. Mosta is AI-native business banking for global teams and AI agents, built on SquareFi's financial infrastructure. It combines accounts, cards, cross-border payments, invoicing, and stablecoin infrastructure in one platform.

For episode 752 of the BlockHash Podcast, host Brandon Zemp is joined by Varun Choudhary, Co-Founder & Chief Executive Officer of ORO. Varun is an IIT graduate and entrepreneur with a proven track record of building and scaling ventures across global markets. At ORO, he leads the company’s strategic vision, product direction, and growth architecture, bringing a rare combination of technical depth, market instinct, and execution rigor.

For episode 751 of the BlockHash Podcast, host Brandon Zemp is joined by Quinten van Welzen, leading growth at Zano. Zano is an open-source cryptocurrency and ecosystem with enterprise-grade privacy, security, and scalability that operates as a robust foundation for confidential assets and decentralized applications (dApps).

Rick sits down with Erai Beckmann to talk about the part of blockchain most people either hype up or completely misunderstand. Digital currency sounds like freedom. Until the money disappears and there is nobody to call.In this conversation Erai Beckmann, who has built in regulated industries and is now working on blockchain infrastructure with governments, breaks down why the future of digital currency may not belong to the loudest crypto projects. It may belong to the ones building safety, regulation, identity, auditing, and trust before the public ever hears their name.This episode gets into crypto scams, blockchain regulation, stablecoins, KYC, AML, privacy, digital wallets, global trade, and why the next version of money may look less like speculation and more like infrastructure. The uncomfortable part is simple. If you would not trust the system with your parents life savings, maybe it is not ready yet.In this interview you'll learn:Why blockchain and crypto are not the same thingWhy fully decentralized money sounds powerful until something goes wrongHow regulation could make digital currency safer instead of killing itWhy the future of blockchain may look more like banking infrastructure than internet gamblingHow digital wallets could change global trade, payments, and access to moneyFollow Rick's Socials:Instagram | LinkedIn | RickJordan.TVKeywords: digital currency, blockchain, crypto, cryptocurrency, stablecoins, blockchain regulation, crypto regulation, digital assets, web3, decentralized finance, defi, kyc, aml, money laundering, crypto scams, crypto hacks, ransomware, digital wallet, financial technology, fintech, stablecoin regulation, genius act, clarity act, cbdc, tokenization, real world assets, blockchain security, financial freedom, banking system, swift system, global payments, future of money, crypto safety, digital money, financial privacy, blockchain trust, peace through trade, e-rai beckmann, rick jordan, frequency podcast

Marty sits down with Francis Pouliot to discuss Bull Bitcoin's legal fight against DAC8 and MiCA in France, the dangers of FATF-driven surveillance regimes, and the Bitcoin privacy tools like PayJoin and Silent Payments that builders are deploying to resist global KYC overreach. Francis on X: https://x.com/francispouliot_ Bull Bitcoin: https://www.bullbitcoin.com/ Stop DAC8: https://dac8.com/en/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bitkey.world/ Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Upbit's next move: from Korea's #1 to global contender. SeonJoo Yoon, Chief Brand & Impact Officer at Upbit, joins CoinDesk's Sam Ewen to break down why Korea is one of the most fascinating crypto markets on the planet and how Upbit, the country's dominant exchange with 13 million KYC'd users and $1.5 trillion in cumulative trading volume, is now setting its sights far beyond its home turf. - Timecodes: 00:00 - Upbit's SJ Yoon Joins CoinDesk's Spotlight 01:50 - SJ's Early Career Path 05:35 - What Led SJ Yoon Into Web3 and Crypto 14:17 - Korean Tech Culture: Adoption, Connectivity, and Retail Trading Appetite 20:19 - Upbit's Stablecoin Project and Why Stablecoins Matter in Korea's Mobile-First Economy 23:58 - AI-Era payments, CBDC vs. Stablecoin Debate, and Upbit's Layer 2 (with Optimism) 26:03 - Bridging Korean Users to Global Institutions 28:51 - GIWA Web3 Infrastructure, AI Agent Wallets, GASOK accelerator 30:29 - Upbit's Global Expansion 32:52 - Korea's Regulatory Landscape and the Digital Asset Act 34:42 - Upbit's Presence at Korea Blockchain Week - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at realfi.co. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at ledn.io - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets: https://x.com/jpegtrading - "Spotlight" features host Sam Ewen.