Podcasts about Swift

Is the United States about to lose control of the global financial system? From gold-backed currencies to digital units designed to bypass SWIFT and economic sanctions, Christian pulls no punches revealing how China, Russia, and over 30 allied nations are executing a coordinated plan to collapse the economic foundation of the United States.Christian exposes the real numbers behind the BRICS gold war, including China and Russia's secret accumulation of thousands of tons of gold, the launch of a gold-backed currency “unit,” and how over 50% of global central bank gold buying is now tied to this anti-dollar alliance. He dives into how BRICS nations, controlling up to 70% of global oil and over 60% of global GDP, have already built parallel financial infrastructure to the U.S.-led system, making the dollar optional, if not obsolete, for global trade. And it gets worse.Briggs walks listeners through how the U.S. fell asleep at the wheel, distracted by political infighting, cultural rot, and trillion-dollar wars, while China and its BRICS partners quietly bought up the world's resources, rare earth minerals, and trade routes. The dollar is being systematically debased while gold surges to all-time highs, and America's only line of defense may be Donald J. Trump's hardline economic strategy, driven by strategic tariffs, energy dominance, and sound money reforms.In this explosive episode of On The Record, Christian Briggs delivers a fiery, must-hear breakdown of the BRICS coalition's rapidly escalating strategy to dethrone the U.S. dollar, and the terrifying speed at which it's working. Whether you're a policymaker, investor, or just someone who wants to understand what the hell is happening to the world economy, this episode is a masterclass in global financial warfare, economic sabotage, and the future of money. From Venezuela to Vietnam, from Moscow to Mumbai, BRICS is on the move, and the U.S. is running out of time to fight back.Wake up. This isn't politics. It's survival. 

Alan and Ian have a cosy, chaotic, typical Swift Half blend of OCR chat, Christmas leftovers, Hybrid racing and community updates. In this festive‑flavoured episode, Ian and Alan swap Christmas stories, from Secret Santa OCR survival kits to surprise Tough Mudder infinity tickets. They dive into the highs and lows of this year's Christmas ads, explore alcohol‑free dining gems, and even plan a potential tapas‑style meet‑up in Sowerby Bridge. The pair chat about listening bars, tech‑free pubs, and the joy of gifts that hit the mark — including Ian's long‑awaited model kits. There's also the long‑overdue patron prize draw, updates on the OCR Awards, and a reminder to get those votes in before January 11th. From BBC licence debates to inflatable kettlebells in Stockholm, kissing‑booth Christmas races in Sweden, and the wild concept of ATHX Air flights to Paris, the episode is also packed with quirky festive finds suggested by the pub regulars They round things off with HYROX updates, McTuff race planning, and the importance of mapping out your 2026 race calendar. If you have any questions about the show or would like to explore advertising opportunities, feel free to reach out to us at admin@ukocr.com.

Podcast: Bites and Bytes PodcastEpisode: How AI, Data, and Digital Agronomy Will Reshape Our Food Systems with Serg MasisPub date: 2025-12-21Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationIn this episode, Kristin King sits down with Serg Masis, a data scientist at Syngenta, to explore how AI, data, and digital agronomy are reshaping modern agriculture (Agronomy is the science of how crops are grown—soil, climate, plants, and farming practices working together).Serg brings an engineering mindset to AI, explaining it less like science fiction and more like a murder mystery,  where multiple perspectives, incomplete information, and interpretation matter just as much as the data itself. Rather than treating AI as a black box, he breaks down how understanding why a system makes a decision is just as important as the decision itself.Together, they talk about decision-making in farming,unintended consequences in complex systems, and why changing one thing in agriculture often creates ripple effects elsewhere. If you're curious about how technology is quietly influencing what we grow, how we farm, and what ends up on our plates, this conversation will change the way you think about food and data.---------------Guest Contact InformationGuest Info — Serg MasisWebsite: https://www.serg.ai/#about-meBooks & Writing: https://www.serg.ai/writing/LinkedIn: https://www.linkedin.com/in/smasis/Employer (Syngenta): https://www.syngenta.com/---------------Episode Key Highlights00:11:00 — Why AI Is About Better Decision-Making, Not Replacing Humans00:13:19 — The Three Inputs of Agriculture: Environment, Genetics, and Decisions00:17:20 — Sustainability, Ecosystems, and Runaway Effects in Farming00:25:33 — AI as a Murder Mystery: Interpretation, Bias, and Perspective00:34:26 — Crop Collapse, Monocultures, and Why This Isn't Science Fiction---------------

Jack Swift is a West Point graduate, former CEO of TIFIN and Liminal Collective, and co-founder of Pacific Current Group and Sangha. He now advises frontier AI ventures, including Vantage Discovery (sold to Shopify), Brightwave, and Grid Aero, and co-founded Sangha, a community for conscious leadership. In this episode, Jack explains why the biggest threat to your organization isn't outside pressure. It's your need to be right. He shows why old leadership habits—command and control, chasing quarterly targets, and relying only on past wins—no longer work. He offers a different approach built on deep listening, less ego, and faster instincts. Jack talks about the blind spots he sees on boards, from big companies ignoring rapid change to startups burning cash to prove a point. He also shares how to spot the moment when governance stops supporting durability and starts blocking innovation—and what to do before bureaucracy kills your edge. Listen to this episode to learn how to drop old frameworks, trust your gut, and build a learning culture that works with AI instead of fighting it. Find The Leadership Podcast episode 490 on YouTube, or wherever you get your podcasts! Watch this Episode on YouTube | Jack Swift on Letting Go of Old Frameworks https://bit.ly/TLP-491 Key Takeaways [02:28] Jack shares that stopping drinking a few years ago has been "incredibly clarifying" for his decision making and presence as a leader. [05:19] Jack shares how his perspective on leadership has evolved from military to entrepreneurship to board service. [10:11] Jack emphasizes three critical elements that make an effective independent board director: maintaining independence to evaluate organizational health, stepping into conflict early, and the ability to "look around corners" and anticipate future disruption. [15:07] Jack identifies the biggest blind spot for larger companies and the biggest blind spot for early-stage companies and founders. [19:26] Jack reflects on how his experiences as an entrepreneur shaped how he evaluates opportunities and risks. [21:48] Jack reflects on something 18 years ago that helped him learn without screwing up. [23:00] Jack discusses the role of ego versus intuition in leadership. [25:34] Jack defines governance in highly regulated industries like insurance and financial services versus the AI space. [29:56] Jack agrees AI works best in regulated spaces because "machine based learning and models work really well in systems, rules based systems" where regulatory review "may have taken humans six months to do, it can be done in like six minutes." [33:16] Jack describes how Boulder's ecosystem has influenced his approach to leadership and growth. [36:35] Jack advises traditional industry leaders to "let go of old frameworks" and "be open to how it might be done" because entrenched industries are "specifically ripe for innovation and disruption." [37:36] Jack says one piece of advice for leaders navigating uncertainty today. He explains why whole-body listening matters for the future of leadership. [41:19] And remember..."I know of no more encouraging fact than the unquestionable ability of man to elevate his life by conscious endeavor." - Henry David Thoreau Quotable Quotes "Leaders make decisions and they look for and create alignment within an organization." "The need to be right is the biggest blind spot. Taking the position that I want to be right, I'm gonna burn capital to show the world that I'm right is a very risky way to go about your business." "I made a lot of mistakes. I screwed a lot of things up. Sometimes because I didn't know any better, sometimes because I let my ego make decisions, and sometimes because I was relying on old frameworks that just wouldn't work anymore." "Your go mind shouldn't always drive the car. Sometimes you need to put instinct in the driver's seat and let your brain be the passenger." "Let go of old frameworks. Don't think you know better. Work on self awareness, work on your personal growth edges. Better at you is better at what you do." "Listen with your whole body. Your body knows—that's your gut, your instinct, your intuition. The faster you can listen, receive, and act, the faster you'll be able to go." "Human beings are the only species that can imagine infinite future potentials and bring them into reality. That creative capability is uniquely human and incredibly special." Resources Mentioned The Leadership Podcast | theleadershippodcast.com Sponsored by | www.darley.com Rafti Advisors. LLC | www.raftiadvisors.com Self-Reliant Leadership. LLC | selfreliantleadership.com Jack Swift Website | www.jackcswift.com Jack Swift LinkedIn | www.linkedin.com/in/jack-c-swift

On the podcast, I talk with Alper about the competitive advantage of ignoring (some) best practices, the risk of drawing false conclusions when researching competitor ads, and why poor metrics are just facts until proven problematic.Top Takeaways:

For years, gold was the asset nobody wanted to talk about. It sat there quietly while stocks and real estate continued to rip. Gold was for pessimists. For doomsayers and perma-bears.And then suddenly… gold didn't just wake up. It launched. As of mid-December 2025, spot gold is trading around $4,300–$4,400 an ounce, depending on the market, marking a gain of roughly 60% over the past year and pushing decisively into record territory. The obvious question is: why now? The short answer is that gold isn't reacting to one thing. It's responding to a stacking of pressures that have been quietly building for years and are now impossible to ignore.Start with central banks. For the better part of the last decade, central banks were net sellers or indifferent holders of gold. That changed dramatically after 2022. According to the World Gold Council, central banks have been buying gold at more than double the pace of the pre-COVID years, and 2025 continues that trend, with hundreds of tonnes added to reserves year-to-date. These aren't hedge funds chasing momentum. These are monetary authorities making deliberate, strategic decisions about what they trust to hold value. Why would central banks suddenly want more gold? Because geopolitics has re-entered the chat. We now live in a world where reserves can be frozen, payment systems can be weaponized, and “risk-free” assets depend heavily on political alignment. The World Bank has been explicit that rising geopolitical tensions and global uncertainty are key drivers of gold's surge this year. When trust in the global order erodes, gold benefits. At the same time, the U.S. dollar devaluation thesis is no longer fringe thinking. It is reality.Gold is priced in dollars, and when real yields fall and the dollar weakens, gold historically performs well. That dynamic is playing out again. Reuters has repeatedly pointed to a softer dollar and declining Treasury yields as near-term tailwinds for gold's rally . Bank of America's research echoes this relationship, emphasizing gold's inverse correlation to the dollar and the growing desire among nations to diversify away from dollar-centric reserves . In other words, gold isn't just going up because people are scared. It's going up because confidence in fiat discipline is eroding, slowly but persistently. So…Is gold still a buy or did we miss it? The truth is, both answers can be correct. Yes, gold is expensive relative to where it was a year ago. You don't go up 60% without pulling future returns forward. But what makes this cycle different is that many of the buyers driving demand are price-insensitive. Central banks don't care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. That's why major institutions aren't dismissing the move as a blow-off. Goldman Sachs has cited sustained central-bank demand and the potential for further ETF inflows as supportive of higher prices. J.P. Morgan continues to frame gold as a beneficiary of geopolitical instability and monetary uncertainty, and Bank of America is projecting prices as high as $5,000 an ounce into 2026. Of course, nothing goes up in a straight line. A shift toward tighter monetary policy or a sudden easing of global tensions could cool enthusiasm. Understand though, that gold's breakout isn't just about gold. There is a larger message that should be taken away from all of this. Hard money has come back into favor. Gold is the original hard asset. It's scarce, politically neutral, and has thousands of years of monetary credibility. But it's also heavy, difficult to move, and awkward in a digital world. Bitcoin exists on the same philosophical axis. Both gold and Bitcoin are reactions to the same problem: expanding debt, monetary dilution, and declining confidence in centralized control. Gold is the conservative expression of that view. Bitcoin is the aggressive one. Today, Bitcoin trades around $86,000, still volatile, still controversial, still misunderstood. But if gold's surge is signaling a regime shift toward hard assets, then Bitcoin may simply be earlier in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, when institutions start moving into the oldest form of sound money, they eventually begin exploring the newest. That's the signal worth paying attention to. So this week, I interview Dana Samuelson, an old friend of the show and an expert in everything gold and hard money. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Gold isn’t reacting to one thing, it’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. Welcome, everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you. From Montecito, California and today. Uh, before we begin, just a quick reminder. Uh, there is a, uh, website associated with this podcast called wealth formula.com. And, uh, that’s where you go to get deeply more deeply integrated into this community, including our accredited investor club, AKA investor club for you to join. And, uh, once you get onboarded, all you do is you, you have an opportunity to see private deal flow, uh, that, uh, is not available to the general public. If you are an accredited investor, meaning that you have, uh, make $200,000 per year or $300,000 per year, uh, for the last two years with the reasonable expectation of continuing to do so, or you have a million dollars outside of your personal residence, a net worth, then you are an accredited investor and. All you need to do is sign up and join the club. Just go to wealth formula.com and sign up and get onboarded. Now, let’s talk a little bit about something that has been extraordinary this year. It’s gold. You know, for years, gold was the asset that nobody wanted to talk about. I mean, it sat there quietly. Well, stocks and real estate continue to rip. Um. Gold really is really, you know, was for the pessimists. For the doomsayers and the perma bears. I mean, I, I gotta tell you, I kind of am was one of those people, right? And then suddenly gold didn’t just wake up. It, it totally launched, exploded in his mid-December 2025. Spot Gold is trading around, I know, 4300, 4400 an ounce, depending on the market, gaining roughly 60% over the past year. Pushing decisively into record territory. Now the obvious question is why now? Well, the short answer is that gold isn’t reacting to one thing. It’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. And this is an interesting shift because. The thing is that in the old days, and I’m even talking about 15, 20 years ago, uh, you would look at gold as something that didn’t really go up when the stock market was doing well, right? It was kind of a reaction. It was a fear-based thing. It still is sort of a fear-based thing, but now it’s not just fear of, you know, whether the stock market’s gonna crash. It’s fear of geopolitical concerns. That’s where the central banks come in, right? So for the better part of the last decade, central banks were net sellers. Or really indifferent of holders of, of gold, and that changed dramatically after 2022. So according to World Gold Council, central banks have been buying gold at more than double the pace of the pre COVID years. And 2025 continued that trend with hundreds of tons, uh, added to reserves year to date Now. These are central banks. They’re not hedge funds chasing momentum, right? They’re monetary authorities and they’re making deliberate strategic decisions about what they trust to hold value. And why would central banks suddenly want more gold? Well, because again, geopolitics has reentered that chat. We live in a world now where reserves can be frozen, right? Payment systems can be weaponized. Risk-free assets depend heavily on political alignment. Now of course, I’m talking about the United States when I’m mentioning all those things, right? Uh, how we can kind of just freeze assets of Russia and that kind of thing. I’m not, uh, pro-Russia, I’m just pointing out the fact that. Countries don’t like it when you freeze their assets. Right? The World Bank, uh, has been explicit that rising geopolitical tensions and global uncertainty are the key drivers of gold surges this year. And when trust in the global Ory roads, of course that is now when gold benefits and at the same time, the US dollar devaluation thesis is no longer just kind of fringe thinking. It’s reality. No one, no one even bothers to pretend that that’s not happening. So gold is, uh, of course, priced in dollars and when real yields fall, uh, and the dollar weakens gold historically performs well so that that dynamic is playing out again as well. In fact, Reuters has repeatedly pointed to a softer dollar and declining treasury yields as near term tailwinds for Gold’s Rally Bank of America. Uh, their research shows, uh, this relationship emphasizing gold’s inverse correlation to the dollar and the growing desire among nations to diversify away from the dollar centric reserves. In other words, gold isn’t just going up because people are scared. It’s going up because confidence in the fiat discipline is eroding altogether slowly. Persistently. So the question is, is gold still a buyer? Did we miss it? I mean, I just mentioned that it just went up by like 60%, right? So that’s a tricky question. It really is. I could certainly see some volatility there. But here’s the thing. I mentioned that central banks were big buyer, right? Central banks don’t care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. So they’re a price insensitive buyer. Um, and that’s why major, major institutions aren’t dismissing the move, as you know, just a big blow off. Uh, Goldman Sachs cited sustain central bank demand, and the potential for further ETF inflows is supportive of higher prices. Banks, uh, like JP Morgan and um, and, and Bank of America. I mean, they’re continuously talking about how gold is a beneficiary of this geopolitical instability. Bank of America is projecting prices high as $5,000 a ounce in 2026. So that’s still a big move, right? Of course, nothing goes up in a straight line. So shift toward tighter monetary policy or sudden easing of global tensions. Well, I, I could, they could cool enthusiasm, right? The less fear in the world. Well, that isn’t. That’s not good for gold. I understand though that gold’s breakout isn’t just about gold. There’s a larger message that should be taken away from all of this, and that is that hard money, real assets have come back into favoring, and gold is the original hard asset. It’s scarce, it’s politically neutral, tens of thousands of years of monetary credibility, but it’s also heavy, difficult to move and awkward in a digital world. Now, of course you know where I’m going with that. I don’t wanna make every gold conversation conversation about Bitcoin, but just as a reminder, Bitcoin exists on that same philosophical access, right? Both gold and Bitcoin are reactions to the same problem. Expanding debt, monetary dilution, declining confidence and centralized control. Gold is the conservative, you know, version of that, the expression of that Bitcoin is the crazy youngster, the aggressive one. They’re, they’re following the same rails. And today Bitcoin trades around $86,000. It’s still volatile, still controversial, still misunderstood, and really, listen, the market cap is 2 trillion bucks. Um, you know, no asset that has ever reached $2 trillion. Market cap has ever gotten to zero. But on the other hand, there’s it, it’s pretty small, and you could still move those markets really quickly, and that’s why you’ve got volatility. But if gold surge is signaling a, a, a shift towards hard assets, it’s really hard to not see that. Uh, Bitcoin may simply be, uh, you know, early in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, uh, when institutions start moving into that, you know, oldest form of sound money, they eventually begin exploring the newest. And that’s, that’s a signal. Worth paying attention to. Anyway, this week what we’re gonna really focus on though is gold and hard money. We’ll talk a little bit about Bitcoin as well. My guest is Dana Samuelson, who is. An old friend of the show, and we will have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbo charge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast ad Samuelson. He is been on the show before. He’s friend of the show. He is a professional. How do we see this numismatist since, uh, 1980. Working with some of the most influential, precious metals trading companies in the country. Before founding his own American Gold Exchange Incorporated in 1998. Uh, for nearly a decade, he was a personal protege of James U. Blanchard ii, one of the true giants of the industry, and the individual most responsible for re legalizing the private ownership of gold in the us. American Gold Exchange Inc. Is a national mail order, precious metals and rare coin dealership that makes competitive buy and sell markets in mainstream, modern, gold, silver, platinum, palladium, bullion coins and bars and classic pre 1933 US Gold and silver coins and World War ii European Gold coins. I don’t know if I left anything out, but welcome Dana. How are you doing? I’m doing great, buck. Thanks for having me back. I really appreciate it. Well, it was funny, we had a little conversation, uh, just before we started and I said, well, gosh, you know, uh, we’ve had you on the show before, maybe once, maybe twice. And, you know, and, and you, um, I think Apley described the gold market as watching paint dry. And I, I think that’s, I think that’s pretty adequate. Um, I mean, for, I mean, the last decade or so before this all happened. So, so let’s start talking about it. So, gold gold’s moved into price territory that, you know, very few people would’ve predicted even a couple years ago. So what, from your perspective, having lived lived through multiple gold cycles, what feels fundamentally different about this move? Uh, this market is a globally driven market and it’s focused on physical. There’s been a move into gold this year, and silver now platinum two. To a degree palladium, uh, in a physical level that we haven’t seen since the late seventies when we had the last really, you know, red hot market driven by fears over debt inflation. Geopolitics. Uh, you’ve got the bricks, nations that are trying to divorce themselves of the dollar, but they really can’t do it easily because there’s not a good viable alternative except for gold. And that’s been one of the leading drivers of this gold price surge that has really, you know, almost doubled in price since, uh, two years ago. A lot of it is, you know, underpinned by Central Bank Gold buying, you know, between 1950 and 2010, after the dollar became the world’s reserve currency backed by gold. And even after we un pegged the dollar to gold in the 1970s, 1971, central bankers had had gold on their, physically in their vaults from pre-World War ii when gold was money, uh, they shed that. From the 1950 all the way to 2010, they became net buyers after the great financial crisis due to the global debt explosion and primarily quantitative easing printing money outta thin air. But they were buy, they were modest buyers, you know, 500 tons a year until Russia invaded the Ukraine in 2022. And we sanctioned Russia and weaponized the dollar. The last four years, they bought, you know, almost a thousand tons of gold year or double. That really became material last year in price as the cumulative effects of their continually buying about a fifth of what the mines make every year started to really impact supplies and price movement. And now we’ve got President Trump this year, you know, throwing a monkey wrench into the World Trade order with his tariffs. And I think that that’s created a lot of uncertainty, some fear. And of course the debt just continues to go higher and higher. And now interest payments on our debt are over a trillion dollars for the first time ever. So debt servicing is starting to become problematic. The cumulative effects of all this have caused the, the people around the world, including central governments to buy gold at record rates. Um, but it’s not the phenomenon that’s happening in the United States. ’cause we don’t have a gold culture in our country, like almost every other country does. It’s interesting. Um, so what, you know, you’ve been talking about really is central banks around the world have it really been accumulating gold at levels we haven’t really seen in modern times. Right. And, and, uh, why do you think the US Central Bank. It doesn’t do the same because is it an admission of the debasement of the dollar? Because really the gold, gold is the anti dollar. I’ve always viewed it as the anti dollar maybe. Maybe that’s not the, you know, you may not agree with that a hundred percent, but I’ve always viewed it that way, and so why wouldn’t the US hedge and accumulate more? Well, we’re the world’s reserve currency. That Right. That’s, that’s created a paper culture in our, in our world. It’s now three generations old, right? Since 1945, when the dollar became the world’s reserve currency and we, the world went to a paper money standard instead of a gold money standard, which was the world’s standard from ancient times all the way till the 1930s. You know, the, our monetary system when the country was founded in 1793 was based on gold and silver coins. A copper penny was the size of a half dollar because that’s what one penny’s worth of copper was worth in 1793. Right. Um, you know, after World War ii, we had a couple things that the rest of the world didn’t have. We had a manufacturing, uh, industries that were, uh, unaffected by the, physically by the war. And we had, you know, the ability for markets to work properly, which should allow the dollar to become the world’s reserve currency. Backed by, you know, 8,200 some odd tons of gold, the biggest pile of gold that any country had. Actually, at that time it was more like 20,000 tons of gold. Uh, but by the time we got to the seventies and we un pegged from gold, we were down to about 8,000 tons. That’s still more than anybody else is supposed to have. I do think China could have more gold than that. Now they’re just not telling us they do. You know, officially they’ve got about 2,400 tons of gold, uh, and the second and third are, you know, 3000 tons of gold. So we, we still have a lot of gold. And there’s talk about auditing Fort Knox and monetizing it, but it only gets us about a trillion dollars. It’s not enough to really, you affect the 38 trillion, maybe pay the debt off for a year, or, you know, for six months. Six months, yeah. Something like that. Our, our debt is starting to matter too. You know, it’s doubled twice in the last 20 years. It gonna double again in the next 10 to 70 trillion, 78 trillion. People hear about the, the whole, uh, the bricks phenomena, right? And part of, part of what you were just discussing in the, uh, accumulation of gold. Explain that, explain what’s going on over there for people who aren’t paying attention, and you know how that is, how that is playing into all of this. Well, when we sanctioned Russia after they invaded the Ukraine. And seized their assets and threw them off of the Swift International Bank Transfer Payment System. We forced countries that were concerned that if they ran politically afoul of us, we could do the same to them. They forced them into thinking, oh, how do we get some independence from that vulnerability? Potential vulnerability? It’s not easy to replace the dollar. What they’ve, what they’ve been doing is replacing the Swift Bank transfer payment system with a payment transfer system of their own right so they can move money amongst themselves outside of the SWIFT system, number one. And since there isn’t a good viable alternative to the dollar, really the only other asset that makes sense is gold. Gold is a neutral asset. It’s not like you need it for oil or grain or steel. Nobody really needs gold, right? But it’s universally trusted. It’s immediately liquid, and it’s got a couple other things going for it that are unique. Number one, it has no counterparty risk. It’s one of the only assets. It isn’t simultaneously someone else’s liability. And number two, uh, gold in a vault can’t be seized or sanctioned. Right, so they’ve been going to gold, like they’ve been going to gold for, for centuries. It’s just, it hasn’t been that way since after World War ii. It’s a, it’s kinda like a back to the past kind of a situation. It’s sort of back to the future. It’s back to the past. That’s the allure for gold and the reason why they’re accumulating. In fact, they just launched their own currency unit called the unit. 40% backed by gold. The bricks nations have now it’s in its infancy and it’ll take a while for it to really, you know, work. But they’ve been building the components and the infrastructure to get to this point, creating the transfer of payment systems and all the components to go along with that so that they could announce something that they could use as a, as a settlement vehicle for trade, which is really what this is all about. And they’re backing at 40% by gold. Which is material and it’ll become bigger as time passes. Let’s, let’s try talk a little bit about that price movement. Huge. Um, is 60% in the last couple years, is that about right? This year alone, gold’s up 67% on a 12 month rolling basis, 67%. I mean, those are like bitcoin num, you know, type movements in the past. Right. They’re kind of crazy. So a lot of people are looking at those prices today and they’re thinking, well, I’m late to the party. Uh, are they late to the party? How do you, uh, what, what do you think’s going on there? I think the party’s about halfway through. We haven’t got to the late innings yet. I, I really do think this, and this is why this is the fourth major bull run in gold we’ve seen since we went off the gold standard in 1971. We had a a 20 to one run for gold in the seventies that was built on two oil shocks. 18% inflation and a crisis of confidence in the US then for the next 30 years. You know, 25 years a good part of my career. You know, watching gold was like watching paint dry. It traded routinely between three and $500 an ounce until we got into war, uh, following the nine 11 attacks, Iraq and I, Afghanistan, and we went into deficit spending. Then we had a second financial crisis when the great financial crisis hit another bull bull market in gold. Then we had COVID economic closures, another bull market in gold. Now we’ve got a fourth, but it’s lacking what the first three had, which was fear in the US over either economics or geopolitical events. So this gold price has essentially doubled since March or April of 2024. With no fear and a lot of complacency in the US markets. So my, my thinking is what happens if the economy slows down and, you know, the Fed’s gonna lower rates anyway. We know that’s coming with a new Fed chairman in the next five months, six months, number one, that’s good for gold. What happens if we go into a real economic slowdown and the Fed really has to drop rates, or God forbid, go to QE again, right? Or inflation rears its ugly head because the fed’s too accommodative in it. Situation where, you know, supplies are kind of tight still because of the monkey wrench, president Trump has thrown into the World Trade Order. You know, if we get fear in the US that’s when gold could go from 4,000 to, you know, 8,000. And I’m not saying that’s gonna happen, but I do think the trends have driven gold higher are not gonna change anytime soon. One of the things that you’re mentioning is those trends and like even. You know, in the last 15 years ago when I’ve been sort of involved in the investor world, the, the things that we talk about with trends with with gold have changed. I mean, usually you don’t see AI stocks going up with gold, right? Like, I mean, not that AI was around, but the point is tech stocks, that kind of thing. How is that thesis fundamentally changed? Um, I’m not quite sure I understand your question. Well, what I mean is like if gold was, gold used to be, I think it’s, you know, something again that people would buy when they were afraid of, of what’s going on in the equity markets. Right. Uh, that’s clearly not the case now. No, no, not at all. Right. Talk about that change. When did that change happen? How did it happen? This is a globally driven market. It’s not a US-centric market. This is fear around the world. You know, central banks started to underpin this market in 2022 when they stepped up their buying and doubled it. But this year, because of the uncertainty, uh, and some of the fear that President Trump’s tariffs and the way they’ve been deployed, kind of knee jerky, um, and inconsistently. Certainly not diplomatically, right? You know, it’s caused a lot of concern around the world. And for example, in April when President Trump announced the reciprocal tariffs on April 2nd, what happened? The bond market went into the complete dislocation, yields spiked from 4% to 4.5% in a week. The bond values tumble because investors started pulling money out of the, and taking it back home. Money that’d come in from Europe and Asia started to go back. So what did President Trump do? He pulled back the reciprocal tariffs on every country, but China and China said, well, we’re not gonna drop tariffs on you. And he said, well, we’ll ramp ’em up on you. So we went toe to toe with him. Until a week later, we were at 145% tariffs on China, and they were 125% on us. Well, if you’re a Chinese investor and you have real estate or stocks to invest in, and both of which have done badly since COVID or gold, what are you gonna do when your best customer suddenly says, Hey, we really don’t want your products, because that’s what 145% tariffs say to the Chinese. We don’t want your products. You can’t sell ’em here. You gotta go sell ’em somewhere else, but we’re their best customer. So they bought gold. They bought gold handover fist, and they drove the gold price up $500 by themselves during that month. That’s what I mean by fear outside of the us. Yeah. We don’t get it inside. Well, and and that’s fear outside of the markets too, right? I think that’s, that’s the fundamental shift I was trying to get at is true. It used to be that gold was, uh, gold would react on fear of the markets, but now there’s another level of fear, which is geopolitical. And it doesn’t seem like there’s any time soon that that’s gonna end. No, no. I, I, I’ve called it like a run on the bank only. It’s not a run on the bank of like George Bailey’s run on the bank and it’s a wonderful life. This is a run on the gold market, the physical gold and silver and platinum markets. That’s really what this is, and it’s a global rush to buy. And it’s not just central banks, it’s the public as well. Due to uncertainty, part of it’s fear of missing out now that we’ve had a big run in prices too. That’s FOMO in there too. That’s what I’m trying to, that’s part of what I was wondering too though, is like, you know, again, there’s people out there now who, um, are, are looking at this and they might even be listening to us going, gosh, yeah, it really makes sense and I happen to have no gold. What do I do? You know, what do I do now? Do I buy now? And, and I’ll, you know, and, and the next thing you know. I find out this was a frothy market and, and I’m down 20% for the next three years. I mean, that kind of thing. So I, I think it’s a, it is a tricky time, but, so that sort of, I guess, brings up when you think of gold, um, in a portfolio. I mean, you say, you’ve said in the past, it’s not about getting rich. Well, some people really did get rich this time. Uh, you said it’s about preserving wealth, right? So how should investors think about Gold’s role alongside stocks, real estate, and other assets right now? Well, even I think JP Morgan Chase has said this year, you know, instead of a 60 40 portfolio, you should have a 60 20 20 portfolio with 20% bonds and 20% precious metals. Gold in particular, because of what’s been happening. And now we don’t have a gold culture in our country, like most every other country does. So most Americans don’t get it. And that’s part of. We’ve ingrained because the dollar is the world’s reserve currency and it insulates us from currency shocks in commodity pricing primarily. Uh, without that insulation, you know, they might think things a little bit differently, but you know, any good financial planner will say you should have a little bit of precious metals as part of your portfolio, uh, as a hedge against financial uncertainty. And it certainly worked perfectly well during the great financial crisis. And when COVID hit because. Gold tends to counter cyclically, perform in price against stocks and bonds, and it’s always liquid. Now, you’re a real estate investor, you understand real estate. What couldn’t you get in 2009 alone? Right? Bankers wouldn’t give anybody money, right? But if you had gold, you could get liquidity, right? And gold, you know, almost doubled between 2008 and 2011 at the same time when most assets were dropping 50%. That’s an insurance policy for the rest of your money. That’s why I said, look, it’s a way to preserve wealth and have a hedge against financial uncertainty. But in the market that we’re in now, you know, having more than just the, the minimum, which is five to 10% of assets as a, you know, potentially an investment instead of just an insurance policy. That makes sense. But you’re right, you could buy and you could, you know, tie up money that won’t produce anything for a couple years, maybe longer. You also have an insurance policy in case the wheels do come off like they did during the great financial crisis or during COVID. Yeah. Yeah. I was listening to, uh, another podcast. I listened to the, these, uh, guys, the All In podcast, and, uh, Tucker Carlson was on there, and apparently he’s a, you know, huge, uh, physical gold guy. And, and he said, and I, I think he was serious. He said he buries it in his backyard and then he spreads a bunch of, um. Uh, a bunch of, you know, silver beads, uh, out there too, like, just in case no one can like, use a medical metal detector and find it is gold. Uh, let’s talk about that nuance of, of physical gold versus, you know, buying ETFs and all that stuff. What’s your take? I mean, what, what do you tell people when they say, well, gosh, you know, uh, it might be hard for me to store that gold and, and why shouldn’t I just get an ETF and, and talk a little bit about that? Well, I trade ETFs in my IRA account. When I think the, when I think I can harness price movement, that’s what I use ETFs for. You know, they’re a paper representation of gold, uh, that you can trade at the click of a button, physical gold. Is valuable. It’s, you have to find a place to store it. It’s pretty inert, so you can, you can bury it in your backyard, keep the elements out of it, but then there’s some risk there because it could be found, it could be stolen, so you do have to store it somewhere. You can put it in a bank safe deposit box, but I don’t really recommend that because what happens if there’s a banking holiday and you can’t get to it? So having a home safe or maybe, you know, maybe bearing it in the backyard. Is an option if that’s what you wanna do. Or there are independent professionally run storage facilities. There’s a few of ’em around the country that are run by precious metals dealers that are, you know, big entities. Uh uh. So I think they’re trustworthy and they certainly have the ability to service and aren’t properly insured. So that if something happens, you know your value is protected. And that’s primarily what you pay for as a storage fee is a percentage of value. Not so much number ounces that you have there, but the value percentage, because it is an insurance, uh, related value, right? The value goes up, they’ve gotta get more insurance so they get a higher storage fee for that same amount of metal if the value increases, which is unlike other assets. So I do have a couple of those I recommend that are run by professional. Companies that have been in business for years that we know would trust and have performed perfectly. If you wanna store, um, physical metal now gold is compact. You know, a hundred ounces is smaller than a paperback novel and it’s $450,000 worth of value today. You could, I could literally have one bar in each one of my coat pockets and be walking around with almost a million bucks in my pockets, and no one would know. Silver. You know, silver creates a bigger problem because it takes 70 ounces of silver to equal an ounce of gold. So there’s a lot more volume involved and a lot more weight, which is why sometimes these facilities make more sense if you wanna store something that’s more bulky like silver. But if you’re gonna store gold somewhere, that’s not easy to find. You wanna make sure somebody you trust behind you knows where it’s just in case something happens to you. Right? Yeah. Um. What, um, how difficult is it, uh, Dana, for someone to, I guess, say they wanna sell, say maybe they need to sell one of those bricks in your pocket there? Uh, and, and, um, is that a, um, a process that, I mean, it’s, you know, it’s not as easy as clicking a button at that point, right? But to make sure that you get the best possible price for your gold and all that, I mean, you’re not gonna go to a pawn shop and. Oh, that, so like, I, I’m just curious on the mechanics of that. ’cause I’ve, you know, I’ve, I’ve never sold, you know, physical gold for anything. So, so our, our company’s a physical dealer. We’re a hybrid between Amazon and a financial institution. And that, uh, we sell something online or over the telephone. The price is always changing on a minute by minute basis, but it’s like you’re buying shoes. It’s just, you know, you don’t quite know what the price is gonna be. So we physically, you know, figure out which product you should purchase, what’s best for you, and then we ship it to you if you want to sell it, it’s just the reverse of the transaction. You have to present it for delivery, which means you have to ship it back to, uh, your dealer, or, you know, physically deliver to them, and you get paid immediately upon delivery. So, um, you know, we, we do business like a financial institution. You can call us up, place a transaction over the phone. Uh, if it’s a smaller transaction, we’ll do that without deposit funds. If it’s a bigger transaction, we don’t know, you will want funds first, but once we lock in, that’s the price. Just like when you buy stock and then you pay the balance or, or we ship you the merchandise, whichever comes first. Um. You get it, inspect it, make sure you, you got what you’re supposed to get. In fact, it, you know, in the last two years with this gold price just climbing higher and higher, we’ve got a lot of clients that are complacent. They like the stock market that’s been hitting record highs, uh, and they’ve been shedding gold. We’ve actually bought more gold as an industry, not just our company, but as an industry in the last year than we’ve bought in a single year in 20 years. So it’s very easy to reverse the transaction. But what I would tell you. For your listeners is, and this is important, you should buy sovereign minted products, gold ounces, silver ounces, one ounce gold coins. They’re really just round bars made by the US Mint, the Royal Canadian Mint, the British Royal Mint. The Austrian Mint instead of refinery made. One ounce bars or 10 ounce bars or kilo bars of gold because we have a modest but growing problem with Chinese counterfeits. The Chinese can take tungsten and plate it with gold and pass it off as reel, and they can do that much better with refinery made bars that have plain design pictures stamped onto them. They can replicate those very well, but they cannot replicate the intricate pictures. The US Mint or the Canadian Mint, or the Austrian mint, British royal mint stamp onto that one ounce gold coin. We call it a coin. It’s just a round bar made by a mint that struck with dyes like a coin. And all of the mints around the world have introduced minute anti-counterfeiting design elements into the picture that they stamp on their coins to deter Chinese counterfeits. And it’s working. So the most important thing is, you know, do business with a reputable dealer that’s been around a long time, that has a good reputation, not a, not some new entity, right? You wanna find a, a trusted member of the community and develop a relationship that makes buying again or selling very easy. Once you have a relationship with a dealer, and we know the product you’ve purchased, we’ll take it back very easily. Uh, silver is, you know, people talk a lot about it in the context of, you know, the lump it with gold but has very different characteristics. Um, how do you think about silver today? I love silver today. Uh, it’s, it’s a metal at times as hard to love because every time it makes a big gain, it can give it up pretty easily. It’s more volatile than gold, but gold’s about 90% monetary metal in 10%. Commodity metal silver’s about 50 50, but what silver has going for it is, uh, a couple of unique characteristics that virtually no other metal comes, uh, as close to, which is conductivity of heat and electricity. Silver is amazing in that it’s the best at conducting both heat and electricity. I’ve got a one ounce silver coin on my desk here, and if you take this coin and hold it between your fingers and take an ice cube. You can literally cut that ice cube in half in about 6, 7, 8 seconds with a pure silver coin because the heat from your fingers gets transmitted to the coin and goes right through the ice cube. That’s just a simple example of how conductive silver is for temperature, and we have a structural supply deficit in the silver market that we’ve had for about five years now, where the industry. Is consuming more silver than comes out of the ground on an annual basis. So we’re eating into the above ground supply. Uh, so fundamentally that’s the supply and demand equation favor silver. Uh, plus because gold is moved up so much in price, silver is getting a rotation into it because it’s underperformed relative to gold until just recently where it’s played catch pretty sharply in just the last three or four months. If you measure. How many ounces of gold, uh, how many ounces of silver it takes to equal an ounce of gold, the gold to silver ratio back in April. That was a hundred to one, you know, which was an extreme. Today that ratio is a, is a little under 70 to one. It’s 67, 68 to one. So silver has played up in ketchup in price. Where is that historically? Uh, well. Normally it’s between about 40 to one and 80 to one with about 60 to one as the, as the pivot point where it’s in, they’re in equilibrium. But in the last four or five years with gold leading and silver lagging, we’ve routinely been in the 85 to 90 to one range. Uh, and we actually hit a hundred to one in April of this year, uh, which was the highest it’s been, um, except for when we had a kind of a knee jerk in the medals during COVID, which was an anomaly. Uh, didn’t last. So, but anyway. Silver is playing ketchup because it’s been undervalued relative to gold. Um, and we’ve seen, you know, people that wanna be in the metals, but think gold’s a little expensive. They’ve rotated out of gold, and we’ve seen some of that money move into silver and also into platinum. Now, platinum was under a thousand dollars this time of year ago, and it’s almost $1,900 announced today. So it’s almost platinum’s up, uh, almost a hundred percent now. This year where silver’s up 120% this year and a lot of this demand is driven globally. We’ve seen huge demand in silver in India this year because gold is so, has become so expensive, and that’s what I mean by a global run on the, on the bank. It’s not just China, Japan, it’s India too, and Europe as well. Physical buying and et f buying ETFs are available around the world in precious metals now that really haven’t been very impactful until this year. Um, but that’s what the world’s doing, you know? No discussion these days on gold is complete without at least mentioning Bitcoin. Uh, you know, and, and it’s, it’s interesting because, um, you know, even within the, uh, uh, gold world, I mean, there’s, there’s some prominent people who are really bought in to Bitcoin. Like I, Lawrence Lepert has been on the show multiple times now, and Larry’s all in. Um, just curious as a, you know, as a gold person, what do you see where, what do you see the role or do you not believe in this thing? Do you believe it is a, a parallel? Um, I, there’s so many things that you say about gold. That I’m like, yeah, you can say that about Bitcoin too and carry, you know, millions of dollars in your pocket. You can, you know, it’s, uh, there’s a very little amount of it. Um, obviously it’s new, right? Gold has been around for, since the beginning of time and, and now we’ve got 2009 for Bitcoin. What is your view? How are you seeing it? May, how are your colleagues seeing it in the gold space? Well, a couple different points to make here. Um, you know, when, when Bitcoin came out in 20 10, 20 11, you know, one of my friends in the, in the precious metals business told me I should buy it when it was 20 bucks and I didn’t get it. So I didn’t do it, and that was a big mistake on my part. But Bitcoin has one advantage that no other currency or gold has, which you can move serious money over borders easily. You’re right, you can carry it around in your pocket, in your wallet and, um, you know, you carry a lot of value around and transfer it at the, you know, click of a button. And no co counterparty risk, just like you said with gold, right? Yeah. Well, there’s some modest counterparty risk with, with bitcoin that you, you have counterparty risk with gold and theft as well. Um. Bitcoin is volatile. It’s, you know, it’s, it’s very volatile. It’s still the speculative investment. I mean, it was 124,000, you know, four months ago, and now it’s about 85,000, 90,000. So there’s volatility there that gold doesn’t have. But more importantly, what I’ve seen in my career is a generational divide. The older, older people, you know, 45 and older, like gold and silver. Younger people that grew up with phones in their hands like Bitcoin. The volatility in Bitcoin that we’ve seen in these two big selloff cycles in Bitcoin have not the first one, but the second one have helped to bring some of those younger people into the stability of gold, especially in the year when gold is doing pretty well. ’cause it then it kind of has a little bit of that Bitcoin allure, which is, you know, get rich quick. But, um. Bitcoin’s volatile, but it’s here to stay and it is now the most respected cryptocurrency. Like I almost bought Ethereum, you know, 10 years ago when one of my friends was explaining both to me and said that Ethereum basically had better fundamentals. But you know, it’s kind of inventing, it’s kinda like investing in a. What, uh, beta, beta max instead of VHS back in the day. Some of the older people remember that. You bet on the wrong horse, you know? Yeah, exactly. Well, you’ve, uh, you know, you built this, uh, firm on transparency, integrity, uh, in an industry that doesn’t always have the best reputation. Right? So for investors who decide that precious metals belong in their portfolio. Uh, how can they get a hold of you? Well, our website is, uh, A-M-E-R-G-O-L d.com. Uh, we don’t have, you know, 10,000 items on our website. We have a, we have a small listing of what available products are because we stick with mainstream items, products that are primarily easy to sell, uh, competitively priced, widely traded, and easily understood. Um, uh. Uh, email address is info I nfo@amggold.com. Uh, we have a toll, toll free number 806 1 3 9 3 2 3. Uh, we’re consultative in nature. We’ll, we’ll answer any questions. Happily, gladly, uh, no transactions too small or too large. What we really wanna do, uh, is help people because if we do that, we help ourselves. And when you treat people right, it, it comes back. And our industry does have a chair of bad actors. And, um, you, you wanna make sure that you do business with someone reputable that’s been in the industry a long time. And I understand some people may wanna do this locally where they can actually walk into a place of business. Do this instead of over the phone. So look for dealers that have, you know, longstanding, uh, businesses and good reputations. If you see a reputation that, uh, has some complaints, you know, there are other choices for you. But, um, we just try and help people buck. That’s really what we try and do. We certainly have the reputation for it. Dana. So thank you so much for being on Wellfor podcast. Well, thanks for having me. It’s great to see you again, and I wish you a great success in 2026 and a happy holiday season. You too. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to Show England. Hope you enjoyed it and, uh, I will. Uh, I should admit though, that if you go back and you listen on my, uh, past shows, this is one that I was wrong on. I, I’ve never been a gold bug. My biggest issue with gold. Um, has always been, you know, from an investment thesis that it doesn’t really do anything, doesn’t yield anything, and what’s the point of owning it rather than owning, uh, real estate. And actually, if you just look at what I said, it’s, it’s still, it’s still, it’s still kind of true, right? I mean, you can argue, well, yeah, the real estate markets really did, uh, did struggle over the last couple years. But listen, at the end of the day. The real estate market struggled because of leverage, right? Gold. There’s no leverage, no one’s borrowing, buying gold on leverage, and so it can go up and down and it doesn’t really hurt anybody. If you take the last couple decades and you know how much people made from, uh, real estate versus Bitcoin, even though there’s this huge, uh, huge uptick in Bitcoin now it’s, it’s probably the case that they come out pretty close. If not, uh, you know, real estate still being the winner. But anyway, uh, I do want to say and admit that I was wrong. That, uh, that the gold wasn’t really worth, uh, owning. I think, uh, you know, I wish I had owned some, just like a lot of people wish they’d own Bitcoin at $6,000, right? Um, in fact, I will say that one of the things in hindsight that I think of is gold in many ways for the last several years was on sale. And I haven’t really been talking about this as much, but I’ve been reflecting on this a great deal about making sure that as an investor you wake yourself up once in a while and ask, okay, well, what’s on sale? Well, gold was on sale for a while. Silver was definitely on sale. Right? Um, doesn’t mean you have to go in, have, you know, 50% of your portfolio in something like that, but when something’s on sale, it’s not a bad idea to look around. And maybe get, you know, get a little bit of exposure. I do think that real estate is there right now. I think real estate, you know, if you’re in the credit investor group, you’re seeing on a routine basis 30%, uh, discounted offerings from just a couple years ago. And I do think that’s on sale right now. But there are other things as well, arguably. I mean, I, I actually think that Bitcoin is, uh, uh, sort of on sale right now. I mean, sitting at 86,000, anybody who thinks it’s not gonna go to a hundred thousand at some point in the next, you know, 12 months is, I mean, I think it’s highly unlikely that it doesn’t go to a hundred thousand, right? So think about that right now. That’s like a 14% gain right then and there. Anyway, sometimes it’s good to just look around and see what’s on sale. Uh, that’s my message for this week. Uh, this is Buck Joffrey with Wealth Formula Podcast signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Entrevista realizada por Jon Ander Orcera (único invitado español del evento para desarrolladores organizado por Apple en Berlín) a Cristian Díaz, uno de los fundadores de Realitycheck y miembro de la directiva de Step Into Vision, donde crea experiencias de computación espacial para Apple Vision Pro. Es un ingeniero iOS con mucha experiencia que ha pasado años abogando por accesibilidad como medio de innovación en Monstarlab. Ahora se dedica a hacer que la tecnología inmersiva sea accesible para todos, desde interacciones compartidas hasta experiencias que cualquier persona pueda disfrutar. Cristian da charlas y es miembro activo de la comunidad; piensa que el futuro de la computación debe ser técnicamente sólido y, estéticamente, invisible y absolutamente humano. El desarrollo ha cambiado para siempre con la llegada de los agentes de IA, y para poder sacarle el mayor provecho y ser un desarrollador de los que buscan las empresas por su ultra-productividad, tienes que ser un Maestro: consígue la Maestría con el Swift Mastery Program 2026. Descárgala ya desde el App Store: Be Native y escúchanos desde ahí. Suscríbete a nuestro canal de Youtube: Apple Coding en YouTube Descubre nuestro canal de Twitch: Apple Coding en Twitch. Descubre nuestras ofertas para oyentes: - Cursos en Udemy (con código de oferta) - Apple Coding Academy - Suscríbete a Apple Coding en nuestro Patreon. - Canal de Telegram de Swift. Acceso al canal. --------------- Consigue las camisetas oficiales de Apple Coding con los logos de Swift y Apple Coding así como todo tipo de merchadising como tazas o fundas. - Tienda de merchandising de Apple Coding.

E.J. Swift's sixth novel, When There Are Wolves Again, is one of the standout science fiction novels of 2025. For the final instalment of the Coode Street Advent Calendar for 2025, Jonathan chats with Emma about what she has been reading and would recommend, the writing and publication of When There Are Wolves Again, her holiday reading, and what she has coming up next. As always, our thanks to Emma for making time to chat with us. Our thanks also to everyone who has taken part in the Advent Calendar. We hope you enjoy this and all of the other episodes.

Don Lester is a veteran swift water and technical rescue professional with extensive field experience across firefighting, emergency medical response, and advanced rescue instruction. Over the course of his career, Don logged more than 150 days per season on the water and served as both a Swift Water Rescue instructor and a Rescue 3 International instructor trainer.Known for his thoughtful and disciplined approach, Don emphasizes continuous learning and risk awareness in dynamic water environments. This episode is essential listening for lifeguards, firefighters, river professionals, and anyone seeking a deeper understanding of water rescue safety.00:00 Introduction00:08 Meet Don Lester: Swiftwater, Technical Rescue Expert00:53 A Day on the American River01:10 Don's Early Life and Rafting Beginnings01:40 Innovations in Rafting and Early Adventures06:31 Guiding and Professional Development08:12 Pioneering Whitewater and Rescue Techniques19:59 Teaching Philosophy and Influences29:02 Lifeguard Training and Swift Water Rescue36:00 Throw Bag Rescue Techniques36:52 Mindset Differences: Lifeguards vs. Firefighters38:09 Balancing Planning and Action in Rescues40:21 A Real-Life Rescue Story46:20 The Importance of Training and Experience54:40 Creating Effective Rescue Teams01:13:31 The Evolution of Emergency Medicine01:14:26 Learning from Real-World Experiences01:15:42 Challenges and Adaptations in Rescue Training01:17:46 The Complexities of Tsunami and Flood Rescues01:23:55 Mental Health in Rescue Work01:27:15 The Importance of Practice and Preparedness01:35:49 Old Growth Rescue: A New Initiative01:38:57 Final ThoughtsRead More About Don Here:https://oldgrowthrescue.com/Presented by The Ben Carlson Foundation:https://www.bencarlsonfoundation.org/https://www.instagram.com/bencarlson_foundation/Subscribe to the Podcast Here:https://podcasts.apple.com/us/podcast/the-lifeguard-project/id1748861682https://open.spotify.com/show/7EoZTDiET6jJ6XJ1g5X54thttps://www.instagram.com/thelifeguardproject/https://thelifeguardproject.org/Host, Drasko Bogdanovic:https://www.bogdogphoto.com/https://www.instagram.com/bogdogphoto/#SwiftWaterRescue#LifeguardPodcast#FirstResponderTraining#TheLifeguardProjectPodcast#BenCarlsonFoundation#WaterRescue#RiverRescue#LifeguardLife#FirstResponders#FirefighterTraining#EMTLife#TechnicalRescue#RescueTraining#RiverGuide#FloodRescue#WaterSafety#SearchAndRescue#EmergencyResponse#RescueMindset#OceanSafetySupport this podcast at — https://redcircle.com/the-lifeguard-project/donations

Chiefs are moving to Kansas; Festivus grievances; local holiday weather; Did you see this?; bar owners lament slower foot-traffic; renaming landmarks; CBS's Major Garrett; generating police tips; Christmas trivia and Christmas tariffs.

Ken Carman and Anthony Lima theorize whether Cleveland Browns ownership could decide to make quick changes if they do not like what could be an "ugly scene" over the final few weeks of the Browns' regular season.

In this episode of Right On Radio, the host unpacks a wide-ranging mix of current events, spiritual analysis, and political commentary. Kicking off with a tongue-in-cheek take on the "great awakening" tied to the 3i Atlas discussion, the show pivots to the highly anticipated Epstein file releases and what their legally mandated disclosure could mean. The host plays the popular Word on Word segment, comparing Scripture passages from Luke and reflecting on John the Baptist as a forerunner — and asking whether there might also be a forerunner to the Antichrist. The conversation moves through Trump's recent national address — highlighted for comments about transitioning financial systems and a potential crypto-based replacement for SWIFT — and reactions to the $1,776 Warrior Fund checks sent to service members, including theories about symbolism and motives. The episode examines media coverage, the role of propaganda, and why messaging is fragmenting globally. Also covered: explosive claims from the Candace Owens/TPUSA thread, including whistleblower testimony alleging military intelligence meetings, possible links to Charlie Kirk's security staff, and allegations about infiltration of Christian institutions and youth indoctrination. The host discusses geopolitical tensions — Europe, Britain, Russia — and the risk of escalations over frozen assets, plus commentary on recent violent incidents, energy technology, and the broader contest for influence in Christian and conservative circles. Listeners can expect a blend of opinionated analysis, audio clips, and cultural critique, with the host urging discernment in what he calls "the great sift" — a time when true beliefs and false teachings come into view. The episode closes with a community call: submit favorite Christmas songs and testimonies for an upcoming show, and reminders about holiday scheduling for prayer meetings. Want to Understand and Explain Everything Biblically?  Click Here: Decoding the Power of Three: Understand and Explain Everything or go to www.rightonu.com and click learn more.  Thank you for Listening to Right on Radio. Prayerfully consider supporting Right on Radio. Click Here for all links, Right on Community ROC, Podcast web links, Freebies, Products (healing mushrooms, EMP Protection) Social media, courses and more... https://linktr.ee/RightonRadio Live Right in the Real World! We talk God and Politics, Faith Based Broadcast News, views, Opinions and Attitudes We are Your News Now. Keep the Faith

We kicked off the program with four news stories and different guests on the stories we think you need to know about! MIT professor fatally shot at his Brookline home. The latest in this investigation. Part 1Guest: Emily Sweeney – Boston Globe reporterSwiftynomics: How Women Mastermind and Redefine Our Economy. Swift isn’t just a pop culture icon; she’s a case study in strategic leadership, brand economics, and the financial power of women as workers, consumers, and creators.Guest: Misty Heggeness – economist - co-director of the Kansas Population Center, Associate Professor of Economics and Public Affairs at the University of Kansas, and former Principal Economist and Senior Advisor at the US Census Bureau Tips to protect your veins during holiday travel.Guest: Dr. Evan Harris - specializes in vascular interventional radiology at Center for Vein Restoration MIT professor fatally shot at his Brookline home. The alleged killer is found. The latest in this investigation. Part 2.Guest: Ed Davis - Former Boston Police CommissionerSee omnystudio.com/listener for privacy information.

Bienvenue dans le deux-cent-quatre-vingt-dix-neuvième épisode de CacaoCast! Dans cet épisode, Philippe Casgrain et Philippe Guitard discutent des sujets suivants: AppleAds - Plus d'annonces dans vos résultats sur l'app store Finicky et Choosy - Contrôlez le navigateur pour tous les liens (Choosy) Alan - Pour bien repérer la fenêtre active LightBuddy - Si vous n'avez pas macOS 26.2 SwiftRockies - Une nouvelle conférence à Calgary, AB Boing - Parfois on a besoin de se détendre Ecoutez cet épisode

It's the most chaotic time of the year, and the Swift Half crew are back with a festive twist!

Un iPhone 16 Pro prototipo que jamás debería haber salido de los laboratorios de Apple ha acabado vendiéndose. El comprador compartió el software interno... y lo que había dentro ha dejado a toda la industria tecnológica en shock. Más de 40 productos secretos de Apple han quedado al descubierto: el iPhone plegable sin pliegue visible, un robot de mesa apodado "la lámpara Pixar", el primer hub doméstico con pantalla, gafas inteligentes para competir con Meta, un MacBook de 699€ con chip de iPhone, cámaras de seguridad, nuevos Apple Watch, Vision Pro 2... incluso chips M6 que no veremos hasta 2027.

Interview with Orta TheroxCocoaPodsCocoaPods Support & Maintenance PlansCocoaPods Trunk Read-only PlanPuzzmoPackagesswift-configuration by Appleswift-configs by Daniil VoidilovRevenueCat by RevenueCatmonocle by Dennis MüllerSwiftForSwifts by Swift for Swifts

If you’ve ever looked at your timeline and thought “there’s no way this is real,” you’re probably right. In this episode, Bridget and Mike speak to two data professionals about two recent reports from their companies that shed light on how bot networks attempt to hijack our online discourse: the Taylor Swift Nazi narrative after the release of Swift’s album Life of a Showgirl and the Cracker Barrel logo change backlash. Through the lens of these two seemingly unrelated campaigns, we unpack how bot-driven narratives spread, why it works, how online culture wars get engineered for clicks, chaos, and control, and what it means for the rest of us humans trying to engage in actual discourse online. If you’re listening on Spotify, you can leave a comment there to let us know what you think, or email us at hello@tangoti.com Follow Bridget and TANGOTI on social media! || instagram.com/bridgetmarieindc/ || tiktok.com/@bridgetmarieindc || youtube.com/@ThereAreNoGirlsOnTheInternet || bsky.app/profile/tangoti.bsky.social See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.

Welcome to Supply Lines, a running feature here on TMP where the dorks will be looking at resource management in games. What games? All games, because Chewie is convinced that they're all just different styles of resource management dressed up in genre pants. This is the third Supply Lines episode, and the second about the most popular tabletop RPG of all time, Dungeons & Dragons. On the first one in episode 736 we covered all the resources involved in character creation (well, most of them). Now it's time to get into combat! We're talking about all the different things that you have available and have to juggle to make combat happen! Let us know about something crazy you did in combat by managing your resources in a weird or unexpected way!   Come join us in the future! The show is live on Thursdays around 8pm(ish) Eastern time on Twitch. Become a Lifeguard on Patreon! – patreon.com/themanapool Podcast RSS Feed: themanapool.libsyn.com/rss YouTube: youtube.com/TheManaPool The Deep End: youtube.com/@TheDeepEndTMP TMP Streams Archive: youtube.com/@TMPStreams Twitch: twitch.tv/themanapool Discord: discord.gg/7da7T6s BlueSky: themanapool.bsky.social Instagram: TheManaPool Threads: @TheManaPool Email: dorks@themanapool.com Intro & Outro Music: Diamond by Swift – https://open.spotify.com/artist/0vAs5HIBkUPbuoN5b5GWTE

After years of fighting "the patriarchy," pop icon Taylor Swift is ready to settle down and start a family...and many of her fans are NOT happy. On this highly contentious episode of The 40 Days for Life Podcast, we argue about whether Swift's turn to a family "era" is sincere or a publicity stunt--and why her liberal fans feel betrayed.

Turistas portugueses não entram no EUA.

It's episode 223 and time for us to discuss our favourite reads (and other things) from 2025! We talk vampires, monster romance, cultural studies, linguistics & language, and more. Plus: Guess how many of our favourite reads are actually from 2025 (it's more than zero!). You can download the podcast directly, find it on Libsyn, or get it through Apple Podcasts or your favourite podcast delivery system. In this episode Anna Ferri | Meghan Whyte | Matthew Murray

This morning, Melissa and Austin figured out what to give out for Day 2 of Melissa and Austin's Christmas, learned a very special T. Swift connection and gave away tickets to Ernest and Garth Brooks!

Welcome back to Appearance Matters the podcast! This month we are kicking off our Appearance Matters 11 conference series. This month Maia speaks with Phyllida Swift CEO of Face Equality international about her inspirational work with the organisation, her path into working into the visible difference field, some highlights of her career so far, as well as goals for the future. Phyllida also speaks about her previous AM conference highlights and key messages she hopes to share in her keynote in June. Join us for a really reflective and insightful discussion about combining the personal and professional in the non-profit sector and to hear some teasers for Appearance Matters 11. To find out more about the work of Face Equality International click here: https://faceequalityinternational.org/ Registration for Appearance Matters 11 is now open! Early bird registration fees will be available until the 31st of January 2026! For more information about Appearance Matters 11 click here: https://www.uwe.ac.uk/research/centres-and-groups/appearance/news-and-events/am-conference or follow this link to go directly to the registration page: https://www.uwe.ac.uk/research/centres-and-groups/appearance/news-and-events/am-conference/registration

S.2185 สงครามโลกการเงิน CIPS ท้าชน SWIFT 

Bears On Tap discusses the Chicago Bears' dominant 31-3 win over the Cleveland Browns in one of the coldest games ever played at Soldier Field. Hosts Quinten Krzysko, Ron Luce, Sunny Verma, and Samir Patel break down a much-needed bounce-back performance that pushed the Bears to 10-4 ahead of a massive rematch with Green Bay.The crew dives into Caleb Williams' best outing in weeks, including two touchdown passes and a steady performance despite constant pressure from Myles Garrett, who moved within one sack of the NFL single-season record. We also discuss D'Andre Swift's two-touchdown day, DJ Moore stepping up with Rome Odunze sidelined, and rookie Luther Burden's continued emergence.On the defensive side, we break down the Bears' suffocating performance against Cleveland, highlighted by Jaylon Johnson's end-zone pick and consistent pressure on rookie quarterback Shedeur Sanders. Plus, what this win means for Chicago's playoff positioning, how they responded after last week's loss in Green Bay, and what to expect in the highly anticipated rematch at Soldier Field next weekend.If you're looking for detailed Bears postgame reactions, honest analysis, and weekly breakdowns, make sure to subscribe and tap in after every game.Topics include:• Caleb Williams bounces back• Surviving Myles Garrett's historic sack chase• Swift and Moore lead the offense• Defensive dominance in brutal conditions• Injury updates and roster notes• On to the Green Bay Packers#ChicagoBears #BenJohnson #CalebWilliamshttps://homage.sjv.io/k0WzOoBears On Tap is presented by ⁠⁠⁠⁠⁠⁠OnTapSportsNet.com⁠⁠⁠⁠⁠⁠, your go-to source for ⁠⁠⁠⁠⁠⁠Bears news⁠⁠⁠⁠⁠⁠, analysis, and updates.Support the show! Purchase the most comfortable Chicago Bears gear that you can own from our partners at ⁠⁠HOMAGE⁠⁠.Follow us on social media: ⁠⁠⁠⁠⁠⁠@BearsOnTap⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠@OnTapSportsNet⁠⁠⁠⁠⁠⁠Panelists: ⁠⁠⁠⁠⁠⁠@ButkusStats⁠ | ⁠⁠⁠⁠⁠⁠@LuceOnTap⁠ | ⁠@thesunnyv⁠ | ⁠@smpatel06

We’re tracking down the wellspring of “dark academia” in Donna Tartt’s The Secret History, and plucking on threads that stretch out to current fantasy and science fiction literature, with reviewer Roseanna Pendlebury as our guide. Casella manages to throw some shade at Arrival, somehow, and also references Dumb & Dumber.   Podcasts, reviews, interviews, essays, and more at the Ancillary Review of Books.   Please consider supporting ARB’s Patreon! Guest: Roseanna Pendlebury Title: The Secret History Host: Jake Casella Brookins Music by Giselle Gabrielle Garcia Artwork by Rob Patterson Opening poem by Bhartṛhari, translated by John Brough Transcribers: Kate Dollarhyde and John WM Thompson References: Isaac Fellman’s Notes from a Regicide E.J. Swift’s When There Are Wolves Again Ned Beauman’s Venomous Lumpsucker  Rebecca Campbell's Arboreality Simon Roy's Griz Grobus & A Star Called The Sun Ursula Whitcher's North Continent Ribbon Tartt’s The Goldfinch Euripides’ The Bacchae Jane Alison's Meander Spiral Explode: Design and Pattern in Narrative Roger Ebert's review of Roger Avary’s film adaptation of Bret Easton Ellis's The Rules of Attraction (which, we didn’t get into this in the episode, is sort of in the Expanded Secret History Universe) Elizabeth Kostova's The Historian Patricia Highsmith's The Talented Mr. Ripley Oscar Wilde’s The Picture of Dorian Grey J.R.R. Tolkien's Lord of the Rings J.K. Rowling’s Harry Potter Sofia Samatar's The Practice The Horizon and the Chain R.F. Kuang's Katabasis & Babel Fellman's The Two Doctors Górski Marina & Sergei Dyachenko's Vita Nostra, translated by Julia Meitov Hersey Ceaușescu's bathroom Peter Farrelly’s film Dumb and Dumber Sir Arthur Conan Doyles’ Sherlock Holmes story A Study in Scarlet Ted Chiang's "Story of Your Life" vs. Denis Villeneuve's film Arrival Becky Chamber’s To Be Taught if Fortunate Emily Tesh’s The Incandescent Jill Murphy’s The Worst Witch "All art is perfectly useless" C.S. Lewis's Till We Have Faces Samatar's A Stranger In Olondria and The Winged Histories Fellman's The Breath of the Sun Katherin Addison's The Goblin Emperor & sequels Dungeons & Dragons Roseanna’s Small Press Dispatch series at ARB Roseanna's blog Tolkien's Beowulf & The Tolkien Reader Lina Palera’s Seikilos Epitaph with the Lyre of Apollo, CC BY-NC-SA 3.0*   *Note that ARB & AMOT are generally distributed under CC BY-NC-ND 4.0, but will match the CC of any incorporated material for particular posts/episodes.    

Join us, while we're Waiting For Review... In this show: - Apple buys exclusive rights to F1 in US - Dave's SwiftUI replacement - the rabbit hole! -- We are open for sponsorship! email us at contact@waitingforreview.com (mailto:contact@waitingforreview.com) The Discord server is open to all, and you can contact us via our social links below. Enjoy the show, Dave ✨ und Daniel

“…and today we're talking about a high fly star that's not Taylor or D'andre… But more on that later. High above the Alps, where even eagles take snack breaks, there's a bird that laughs in the face of gravity, sleep schedules, and layovers. It's a feathered jet stream, a sky-soaring insomniac that treats “touching grass” […]

Conviértete en el desarrollador que las empresas buscan: https://acoding.academy/smp26. Hoy os traemos un programa de reflexión, una columna de opinión. Os cuento mi experiencia como desarrollador, cómo aprendí, mis primeros pasos... para que entendáis el problema de por qué hoy día muchos programadores no lo son y cómo la IA pone en peligro sus profesiones. Ser programador no es solo picar código, es mucho más. Es conocer y definir sistemas, análisis, entender buenas prácticas y formas correctas de hacer las cosas. En este programa intentamos poner encima de la mesa varias reflexiones e intentar encontrar una solución. Coméntanos lo que piensas y hagamos un debate positivo y enriquecedor. El desarrollo ha cambiado para siempre con la llegada de los agentes de IA, y para poder sacarle el mayor provecho y ser un desarrollador de los que buscan las empresas por su ultra-productividad, tienes que ser un Maestro: consígue la Maestría con el Swift Mastery Program 2026. Descárgala ya desde el App Store: Be Native y escúchanos desde ahí. Suscríbete a nuestro canal de Youtube: Apple Coding en YouTube Descubre nuestro canal de Twitch: Apple Coding en Twitch. Descubre nuestras ofertas para oyentes: - Cursos en Udemy (con código de oferta) - Apple Coding Academy - Suscríbete a Apple Coding en nuestro Patreon. - Canal de Telegram de Swift. Acceso al canal. --------------- Consigue las camisetas oficiales de Apple Coding con los logos de Swift y Apple Coding así como todo tipo de merchadising como tazas o fundas. - Tienda de merchandising de Apple Coding.

War asks brutal questions about mercy, justice, and responsibility—and pretending otherwise only spreads the pain. We dive into a real-world flashpoint with cartel violence and examine why “kindness” can become cruelty when it allows predators to return to their trade. Drawing on the battlefield wisdom of Stonewall Jackson, Norman Schwarzkopf, and Winston Churchill, we make the unpopular case that, once force is justified, half measures prolong suffering. Swift, decisive action can actually be the shortest path to peace and protection for the most vulnerable.That conviction doesn't float in abstraction; it sits beside the daily vows that hold a home together. Proverbs 5:19 calls husbands to a fierce, joyful fidelity—“be intoxicated with her love”—a countercultural vision that guards desire inside covenant. We hold that vision against the glittering collapse of Babylon in Revelation 18, where luxury and trade hide a darker ledger that includes human bodies. The warning is stark and timely: systems built on exploitation will fall, and the call to “come out” demands detachment from comforts that cost others their dignity.History and hope round out the journey. We honor Major Richard Ira Bong, the WWII ace whose courage shielded many, and we draw strength from Truman's 1948 Christmas message: peace is not the silence of guns but the presence of justice, freedom, and goodwill. Psalm 146 redirects trust from powerful people to the God who lifts the burdened and shelters the outsider, while a sharp proverb reminds us that stoking anger breeds quarrels. The throughline is simple and demanding—love what is good, protect the least, refuse performative mercy, and build a life aimed at eternal treasure rather than fragile comforts.If this resonates, share it with a friend, subscribe for more, and leave a review to help others find the show. What do you believe is the most compassionate path when evil refuses to stop?Support the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribe

Chris Holman welcomes back Mikhail Murshak, Senior Attorney, Foster Swift, Lansing, MI, 5 offices across Michigan. This is part 1 of 2 for a discussion on Intellectual Property and where things stand in late 2025. You help both startups and established firms build IP portfolios — what are the most common mistakes you see early-stage companies make when they first think about patents or trademarks? Your experience spans industries from medical devices to aerospace to consumer products. How does IP strategy differ when you're working across such diverse sectors, and what universal principles apply in all cases? With the recent launch of your “IP Monday” blog and changing rules at the U.S. Patent & Trademark Office, what trends should business owners watch now to avoid costly IP pitfalls? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Alan and Ian celebrate a milestone episode with a packed mix of race results, gear talk, and community updates:

Rod Villagomez and Munaf Manji talk NFL fantasy football playoffs. The hosts open by welcoming listeners to a fantasy-football playoff edition of the show and discussing their own playoff runs, then recap the previous week's high-scoring Thursday night game before previewing the upcoming Falcons-Buccaneers matchup. They note both teams are struggling, with Tampa Bay dealing with injuries to key receivers and Atlanta reeling despite switching to Kirk Cousins. They expect a lower-scoring divisional game and debate the spread and total, leaning slightly toward the Buccaneers and a modest over. They highlight key injuries, including Drake London being ruled out and uncertainty around Kyle Pitts, which could force heavier use of Bijan Robinson, though his rushing output is likely capped by Tampa Bay's strong run defense. They move into player props, backing Pitts' receiving yards based on past performance against Tampa Bay and projecting Bijan to hit receiving overs while struggling on the ground. They discuss touchdown props, including Tyler Allgeier's goal-line role and Buccaneers options such as Mike Evans, Bucky Irving, and Sean Tucker. Shifting to fantasy decisions, they debate the risks of starting a limited Mike Evans and agree that if he is active he must be used, while Cousins is framed as a desperation superflex play with limited upside. They explore deeper plays like Darnell Mooney due to Atlanta's depleted receiving corps and mention fringe tight end options like Payne Durham if Cade Otton sits. They transition into Week 15 flex questions, comparing several player pairs: they narrowly prefer Isaiah Likely over Harrison Bryant/Fannin Jr. due to the Bengals' extreme vulnerability to tight ends; they choose Devin Neal over Chuba Hubbard because Neal has clearer volume and goal-line opportunity; they pick Blake Corum over Devin Singletary citing Corum's red-zone role in the Rams' committee; they debate Terry McLaurin vs. RJ Harvey, ultimately favoring Harvey due to Washington's unstable offense; they lean Tyler Allgeier over Jordan Mason due to Allgeier's defined touchdown role; and they choose D'Andre Swift over Stefon Diggs because Swift remains consistently involved while Diggs has become unreliable despite a past revenge game. They close by discussing their own fantasy playoff scenarios, reflecting on recent player performances like Jalen Hurts and Matthew Stafford, teasing the upcoming Army-Navy game, and giving listeners their social handles before signing off. Learn more about your ad choices. Visit megaphone.fm/adchoices

AP correspondent Karen Chammas reports on the latest peace talks between Russia and Ukraine. (watch for dating)

durée : 00:03:00 - Regarde le monde - Pour bien comprendre cette histoire, commençons par une petite démonstration... Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

durée : 00:03:00 - Regarde le monde - Pour bien comprendre cette histoire, commençons par une petite démonstration... Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Today's Headlines: Trump had a busy week: he gave himself an A++++++ on the economy, and in a Politico interview, openly admitted he has “no vision for Europe” while praising autocrats like Orban in Hungary and Erdogan in Turkey. European security officials are sounding alarms too, warning that Russia's hybrid warfare campaign—political sabotage, infrastructure attacks, energy manipulation, and propaganda—could escalate into a full-blown war by 2029. Meanwhile, Netanyahu says he speaks to Putin “regularly” to protect Israel's borders, particularly against Syria, so the lines are already being drawn. Over in tech, Elon Musk confessed on Katie Miller's podcast that DOGE was only “somewhat successful” and that if he could do it again, he wouldn't. And the Pentagon, under Pete Hegseth, is rolling out Google's Gemini AI for unclassified work like onboarding and administrative tasks—but the NYT is suing because Hegseth's new press rules forced reporters to sign gag orders or lose access. In Florida, Miami elected its first Democratic mayor in 28 years, Eileen Higgins, a former Peace Corps director and mechanical engineer, ending decades of GOP control and running on a government efficiency platform. Let's travel back to Taylor Swift's October album release real quick, remember the nazi, trad wife chaos around it? Turns out, less than 4% of accounts drove 28% of the conversation, and over 73% of the inflammatory posts came from inauthentic or conspiracy-focused accounts. Basically, most of the outrage wasn't real—it was engineered. Resources/Articles mentioned in this episode: Politico: Full transcript: POLITICO's interview with Donald Trump Financial Times: Russia's hybrid warfare puts Europe to the test Times Of Israel: In Knesset debate, Netanyahu says he regularly talks to Putin to safeguard Israel's 'vital interests' WSJ: New York Times Sues Hegseth, Defense Department Over New Press Rules Axios: Musk says DOGE was only "somewhat successful," wouldn't do it again Axios: U.S. military to use Google Gemini for new AI platform Politico: Miami elects first woman mayor, ends GOP's 28-year control of City Hall Rolling Stone: Taylor Swift's Last Album Sparked Bizarre Accusations of Nazism. It Was a Coordinated Attack Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

On the podcast, I talk with Greg about knowing when to pivot, why most consumer apps shouldn't raise VC, and why making free trials optional outperformed making them the default.Top Takeaways:

El 9 de diciembre de 2025 se hizo historia en el mundo de la inteligencia artificial. La Linux Foundation anunció la creación de la Agentic AI Foundation, una coalición sin precedentes donde los mayores rivales del sector han decidido colaborar para establecer estándares abiertos. En este episodio analizamos en profundidad los tres proyectos fundacionales: MCP (Model Context Protocol) de Anthropic, que promete ser el USB-C de la IA; AGENTS.md de OpenAI, el README para agentes de código; y Goose de Block, un framework completo para construir agentes autónomos. Descubre por qué competidores directos han decidido unirse, qué significa para los desarrolladores y cómo estos estándares van a definir el futuro del trabajo con inteligencia artificial. El desarrollo ha cambiado para siempre con la llegada de los agentes de IA, y para poder sacarle el mayor provecho y ser un desarrollador de los que buscan las empresas por su ultra-productividad, tienes que ser un Maestro: consígue la Maestría con el Swift Mastery Program 2026. Descárgala ya desde el App Store: Be Native y escúchanos desde ahí. Suscríbete a nuestro canal de Youtube: Apple Coding en YouTube Descubre nuestro canal de Twitch: Apple Coding en Twitch. Descubre nuestras ofertas para oyentes: - Cursos en Udemy (con código de oferta) - Apple Coding Academy - Suscríbete a Apple Coding en nuestro Patreon. - Canal de Telegram de Swift. Acceso al canal. --------------- Consigue las camisetas oficiales de Apple Coding con los logos de Swift y Apple Coding así como todo tipo de merchadising como tazas o fundas. - Tienda de merchandising de Apple Coding.

There's an app for everything these days. Technology is an integral part of our everyday lives. Getting students ready for careers in technology has never been more demanding or exciting!  In this episode, we learn from app development educator, Brian Foutty. Brian brings decades of classroom teaching experience to his current job as a secondary math, app development and coding, and special education teacher at Trumbull Career and Technical Center in Warren, Ohio. He has also worked as a Mac and iPad systems administrator and a classroom technology integrator for the students and staff at Turnbull. Brian has been an active iOS app developer since 2011, and he worked for three years as an Apple Professional Learning Specialist. Brian firmly believes that all students can benefit and become better thinkers through formal coding learning experiences.   We chat with Brian about why he believes in teaching app development, and the skills your students learn in these courses. Brian shares how he gets students excited about coding, and how to celebrate their successes along the way. And, of course, we address big trends in technology like certification and the impact AI is having in the classroom and the workplace.  Ready to dive into the App Development with Swift certification exams? All our information is available here.   Interested in learning from educators like Brian? Join our CERTIFIED Academy program. Get all the details here.     Connect with other educators in our CERTIFIED Educator Community here.          Don't miss your chance to register for our annual CERTIFIED Educator's Conference here.      

With full funding restored and a quorum in place, the Equal Employment Opportunity Commission is moving fast to enforce Trump administration executive orders. Here to discuss what employers should expect, and how to prepare, is Debra Leder, Partner in Labor and Employment at Akerman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The dorks are discussing the different types of vehicular transporation you can find in video games. From the cutscene/background only vehicles to the ones that essentially are the player, we're covering as many as we can think of, with plenty of suggestions from the TMP Discord (see, that's why you should totally join!) to round us out. Be sure to let us know what your favorite vehicle is!   Come join us in the future! The show is live on Thursdays around 8pm(ish) Eastern time on Twitch. Become a Lifeguard on Patreon! – patreon.com/themanapool Podcast RSS Feed: themanapool.libsyn.com/rss YouTube: youtube.com/TheManaPool The Deep End: youtube.com/@TheDeepEndTMP TMP Streams Archive: youtube.com/@TMPStreams Twitch: twitch.tv/themanapool Discord: discord.gg/7da7T6s BlueSky: themanapool.bsky.social Instagram: TheManaPool Threads: @TheManaPool Email: dorks@themanapool.com Intro & Outro Music: Diamond by Swift – https://open.spotify.com/artist/0vAs5HIBkUPbuoN5b5GWTE

Juliane begins the podcast by wondering whether When There Are Wolves Again by E J Swift is even science fiction, and Luke has strong thoughts on that and other questions. See every book/episode of the SFBRP here: https://www.sfbrp.com/episode-lists-3 See the SFBRP Must-Read List here: https://www.sfbrp.com/must-read Support Luke and Juliane financially via Patreon.com/lukeburrage Luke on Bluesky: @lukeburrage.bsky.social Discuss this book at Goodreads.com Luke writes his own novels, like “Minding Tomorrow”, “Combat”, “Get that rat off my face!” and “The Monster Story Conference”, so download them for free at: https://www.lukeburrage.com/fiction.html

Vote for the Jeffrey Awards: https://forms.gle/2JaYdBFdogo2hTXP8During the Month of Jeff I, sit down with a true Jeff of the Year contender, Jeff Mogavero. We cover a wild range of topics, from his fourth place curse at big races to winning Ultra Trail Cape Town, getting married, and somehow deciding Montana Cup might outrank all of it.Follow Jeff Mogavero: https://www.instagram.com/jeffmogavero/Jeff walks through his dirtbag origin story, hitchhiking around the West on almost no money, racing for gas and grocery money, surveying fish and frogs for seasonal biology jobs, and eventually moving to Missoula to see if he could actually make a run at professional trail running. We talk about his Appalachian Trail thru hike, how he ended up with the trail name “Burger King,” his barefoot college phase, and why he once bailed on a “Number One Dad” hat.Then we get nerdy about performance. Jeff explains the science experiment heat chamber protocol he did for Western States, why he thinks heat training is overrated, and why cooling, ice bandanas, and sun protection are underrated superpowers. We dig into Montana Cup, the quiet training culture in Montana, and why adult cross country with a potluck might be the best event in running.Of course, as our official Taylor Swift correspondent, Jeff breaks down the new album, the Taylor Swift treadmill workout, and how he ended up in the top 2 percent of her listeners while also growing 25 to 30 pounds of potatoes and going through 100 pounds of flour. We finish with his dramatic finish line collapses, his case for being Jeff of the Year, and why potatoes, leeks, and Swift might be the real performance trifecta.If you like stories about hitchhiking, dirtbag seasons, science-backed heat preparation, tiny Montana races that mean everything, and a professional runner who is not afraid to be a little dramatic, this episode is for you.Chapters00:00 Introduction to Jeff Mogavero07:30 Racing Highlights and Personal Achievements10:25 Journey to Becoming a Pro Runner13:22 Living the Life of a Runner16:24 Hitchhiking Adventures and Human Connections19:25 Barefoot Jeff and Life Experiences22:12 Heat Training Protocols and Strategies28:20 Cooling Strategies for Racing34:23 Philosophy on Training and Performance41:35 The Importance of Training and Recovery44:24 Taylor Swift: The Soundtrack to Training52:21 The Role of a Good Coach56:22 Trail Names and Their Stories01:01:22 Dramatic Finishes and Personal ReflectionsSubscribe to Substack: http://freeoutside.substack.comSupport this content on patreon: HTTP://patreon.com/freeoutsideBuy my book "Free Outside" on Amazon: https://amzn.to/39LpoSFEmail me to buy a signed copy of my book, "Free Outside" at jeff@freeoutside.comWatch the movie about setting the record on the Colorado Trail: https://tubitv.com/movies/100019916/free-outsideWebsite: www.Freeoutside.comInstagram: thefreeoutsidefacebook: www.facebook.com/freeoutside

Shannon Sharpe and Chad “Ochocinco” Johnson react to Texas beating Texas A&M, the Chicago Bears go on the road to beat the Philadelphia Eagles, and Chicago Bears running back Deandre Swift joins the show and much more! Subscribe to Nightcap presented by PrizePicks so you don’t miss out on any new drops! Download the PrizePicks app today and use code SHANNON to get $50 in lineups after you play your first $5 lineup! Visit https://prizepicks.onelink.me/LME0/NI... 00:00 - Introduction03:35 - Texas beats Texas A&M24:21 - Bears beat Eagles42:33 - D’Andre Swift joins the show! (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.

Original Release Date: October 31, 2025Our Japan Financials Analyst Mia Nagasaka discusses how the country's new stablecoin regulations and digital payments are set to transform the flow of money not only locally, but globally.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mia Nagasaka, Head of Japan Financials Research at Morgan Stanley MUFG Securities. Today – Japan's stablecoin revolution and why it matters to global investors. It's Friday, October 31st, at 4pm in Tokyo. Japan may be late to the crypto market. But its first yen-denominated stablecoin is just around the corner. And it has the potential to quietly reshape how digital money moves across the country and globally. You may have heard of digital money like Bitcoin. It's significantly more volatile than traditional financial assets like stocks and bonds. Stablecoins are different. They are digital currencies designed to maintain a stable value by being pegged to assets such as the yen or U.S. dollar. And in June 2023, Japan amended its Payment Services Acts to create a legal framework for stablecoins. Market participants in Japan and abroad are watching closely whether the JPY stablecoin can establish itself as a major global digital currency, such as Tether. Stablecoins promise to make payments faster, cheaper, and available 24/7. Japan's cashless payment ratio jumped from about 30 percent in 2020 to 43 percent in 2024, and there's still room to grow compared to other countries. The government's push for fintech and digital payments is accelerating, and stablecoins could be the missing link to a truly digital economy. Unlike Bitcoin or other cryptocurrencies, stablecoins are designed to suppress price volatility. They're managed by private companies and backed by assets—think cash, government bonds, or even commodities like gold. Industry watchers think stablecoins can make digital payments as reliable as cash, but with the speed and flexibility of the internet. Japan's regulatory approach is strict: stablecoins must be 100 percent backed by high-quality, liquid assets, and algorithmic stablecoins are prohibited. Issuers must meet transparency and reserve requirements, and monthly audits are standard. This is similar to new rules in the U.S., EU, and Hong Kong. What does this mean in practice? Financial institutions are exploring stablecoins for instant payments, asset management, and lending. For example, real-time settlement of stock and bond trades normally take days. These transactions could happen in seconds with stablecoins. They also enable new business models like Banking-as-a-Service and Web3 integration, although regulatory costs and low interest rates remain hurdles for profitability.Or think about SWIFT transactions, the backbone of international payments. Stablecoins will not replace SWIFT, but they can supplement it. Payments that used to take days can now be completed in seconds, with up to 80 percent lower fees. But trust in issuers and compliance with anti-money laundering rules are critical. There's another topic on top of investors' minds. CBDCs – Central Bank Digital Currencies. Both stablecoins and CBDCs are digital. But digital currencies are issued by central banks and considered legal tender, whereas stablecoins are private-sector innovations. Japan is the world's fourth-largest economy and considered a leader in technology. But it takes a cautious approach to financial transformation. It is preparing for a CBDC but hasn't committed to launching one yet. If and when that happens, stablecoins and CBDCs can coexist, with the digital currency serving as public infrastructure and stablecoins driving innovation. So, what's the bottom line? Japan's stablecoin journey is just beginning, but its impact could ripple across payments, asset management, and even global finance. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.