The Note Investor Podcast

In this episode, we sit down with Dave Friedman, a seasoned real estate investor, as he shares his journey from building a rental portfolio to transitioning into property flipping and creative strategies like seller financing. Tune in to hear the lessons he's learned, the challenges he's overcome, and how he's adapted his approach to maximize returns in today's market.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? COMPREHENSIVE NOTE BUYING COURSE: https://www.notelaunchpad.com

This podcast is a replay of a webinar from 5/23/25 where I discussed 10 aspects of underwriting new seller finance loans that you may not have considered.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? COMPREHENSIVE NOTE BUYING COURSE: https://www.notelaunchpad.com  

In this episode, I kick off a new series exploring how AI is transforming real estate note investing and creative finance strategies. I break down foundational AI concepts and their evolution, and share insights from my experience implementing AI at major tech companies. Tune in to hear where AI shines—and where it still falls short—when it comes to streamlining administrative work and supporting complex decision-making in real estate investing.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

In this podcast I discuss some of the differences I have noticed between note buyers and note creators, and also provide some updates and lessons learned from the recent DME conference in Nashville.

This podcast is from a webinar that covered 7 costly mistakes that both new and experienced note investors commonly make.   For a few days only, you can take advantage of the Spring Sale for the Note Launchpad online training course and SAVE $1000 off the normal price: https://notelaunchpad.com/

In this episode, I had the pleasure of sitting down with Joe Holmes, a seasoned real estate investor with over 45 years of experience. Joe shared his journey, from purchasing his first investment property to his current strategy of using "subject to" financing for house flipping. We dove into the details of subject-to loans, the process of creating notes as part of real estate deals, and the challenges that come with selling those notes on the secondary market. Joe also offered his insights on the current state of the real estate market, predicting an economic turnaround and a continued lack of supply that could drive prices higher. It was a fascinating conversation packed with valuable insights for anyone navigating the real estate and note investing world. Connect with Joe: https://joehoms.com/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

Dave Franecki joined me on the podcast to discuss his extensive background in notes and real estate. He shared his journey from being a commercial landscape contractor to becoming a real estate agent and builder. We also discussed the economic cycles and their impact on the real estate market, the importance of cleaning one's portfolio during a downturn, and the potential of the west valley of Phoenix. The conversation also covered the concept of 4-year balloon notes, the changing landscape of the market, the benefits of investing in personal property trusts and IRAs, and the potential of consulting work and sharing knowledge with new investors. Learn more about Dave and connect with him here: https://seller-carry.com/ https://capstonecapitalusa.com/ https://www.youtube.com/@davefranecki387 Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

Want to quit your job and dive into real estate full-time? The hard truth is that it takes time, savings, and a strategic plan. In this episode, Ryan shares how he made the leap—retiring at just 31 years old. Ryan walks us through his journey from a traditional W-2 career to building wealth through real estate. He breaks down how he acquired rental properties, leveraged equity, and ultimately replaced his income. We also discuss the financial side of investing, property management, and his transition from pharmacist to full-time investor. Plus, Ryan highlights the importance of setting clear goals, starting early, and putting in the work to achieve financial freedom. Get Ryan's free guide for newbies: https://www.newbierealestateinvesting.com/guide Check out Ryan's coaching here: https://www.newbierealestateinvesting.com/real-estate-investment-coaching-program/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself?   SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Beth has been investing in performing and non-performing notes since 2012. In this podcast she discussed some of the details and nuances involved with reverse mortgages. Connect with Beth here: Beth.Hale@efinitymortgage.com or https://www.linkedin.com/in/bethhalemortgagespecialist/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ 

Dan, James, and Alden Guajardo discussed the value of investing in mobile home notes, highlighting the increasing demand for manufactured housing due to affordability and the potential for higher returns. Connect with James and Alden here: https://www.mobilemailboxmoney.com/  Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself?   SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Brett Synicky from Sense Financial joined the podcast to dive into the world of self-directed retirement accounts. We explored the key differences between self-directed IRAs and solo 401(k)s, the impact of investing in an IRA before age 59½, and the nuances of UBIT (Unrelated Business Income Tax). Brett also shared insights on the importance of aligning investments with personal knowledge and risk tolerance, as well as the growing popularity of private lending and real estate among his clients. Tune in for a valuable discussion on maximizing retirement funds through alternative investments! Connect with Brett Synicky SENSE FINANCIAL: https://www.sensefinancial.com/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself?   SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Join me on the podcast as I sit down with Dan Zitofsky, a highly experienced real estate investor with over 35 years in the industry. Dan shares his journey from flipping properties to building a passive income portfolio through non-performing notes. By rehabbing properties and selling them to investors using seller financing, Dan has effectively transitioned into acting as a bank, earning consistent income without the headaches of tenants or property management. In our conversation, Dan breaks down his approach to evaluating notes, focusing on whether he'd be willing to own the underlying property. He also shares strategies for maximizing returns by leveraging notes and reflects on how these techniques could have dramatically impacted his career and passive income had he adopted them earlier. We delve into the importance of setting clear goals, aligning personal values with business decisions, and taking action even when faced with fear or uncertainty. Dan also highlights the value of networking and attending events to grow and refine your vision. This episode is packed with actionable insights and inspiration for investors at every stage. Don't miss it! Connect with Dan Zitofsky ZITOFSKY CAPITAL MANAGEMENT: https://zitofskycapitalmanagement.com/ PASSIVE WEALTH ACADEMY: https://www.passivewealthacademy.com/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself?   SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Rachel purchases hundreds of notes per year as a Loan Acquisitions Officer for First National Acceptance Company (FNAC). FNAC is one of the largest note buyers in the industry, and Rachel shared some of the factors that influence what they are willing to pay for a note. We also discussed the closing and due diligence processes for note deals, the nuances of working in different states, land and mobile home notes, and much more. So if you have notes you may want to sell or are creating your own notes through seller finance deals, you will want to pay attention to learn how you can maximize their value. You can get in touch with Rachel directly at rachel.sims@fnba.com, and learn more about FNAC HERE.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this week's podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon provisions, and borrower bankruptcies. Additionally, Sohail covers key aspects of loan servicing and origination, emphasizing the importance of proper borrower qualification and strict adherence to timelines. Learn more about Provident Loan Servicing here: https://www.providentls.com/   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this podcast, Ben Fredricks joined to discuss the note events industry, and he also shared his background in mortgage and his involvement in the note space. We explored the potential of note investing as a new opportunity for a younger generation and shared some of our experiences in the real estate business, particularly in the non-performing note sector. The conversation concluded with an invitation to an upcoming event in Scottsdale, Arizona, where they will be meeting and discussing various topics related to the real estate business. To sign up for the NoteWorthy Investor Summit in Scottsdale Feb 28 - Mar 1, go here: https://noteworthyusa.com/noteworthy-investor-summit-2025/. Use the coupon code FUSION100 to save $100 on the ticket.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Dan, Tracy, and Fred discussed the creation and benefits of seller finance notes, emphasizing the importance of creating valuable notes for both holding and potential resale. They also discussed the size and growth of the owner finance market, the increasing trend of seller financing due to tightening traditional loan markets, and strategies for note creation and selling. The conversation ended with a discussion on the importance of compliance with regulations, the potential of using an MLO and a servicing agent, and the increasing popularity of seller finance. To see the slides from this webinar, you can watch on the YouTube channel HERE.  Get Fred and Tracy's course on how to create seller-financed notes HERE

Michael came on the podcast to discuss his real estate investment strategy, which involves buying properties virtually and selling them to individuals with poor credit through seller financing. Michael has successfully completed over 65 transactions and currently has 53 assets. Michael also shared how he raises private funds, having raised over 3.5 million in the last 3 and a half years.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Dan and Nic discussed their experiences in the note space, the potential of technology solutions in the real estate industry, and the current state of the US economy. They also explored the challenges and opportunities in the commercial market, particularly focusing on retail and office spaces, and the potential of alternative investments. Lastly, they shared their investment strategies, emphasizing the importance of stable returns and avoiding stock market volatility.   Connect with Nic DeAngelo: https://saintinvestment.com/   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Dan and ForrestJinks, CEO of Altus Equity, discussed their experiences in the real estate industry, with a focus on distressed assets and the current state of the market. They also discussed the challenges of buying and selling individual non-performing loans, particularly in the context of private equity-backed debt funds.   Learn more about Altus Equity: https://www.altusequity.com/   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this episode Dan discusses the recent CFPB announcement regarding land contracts, and explains some of the rules of road you need to follow when originating consumer loans. Link to the CFPB announcement: https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-contract-for-deed-investors-from-setting-borrowers-up-to-fail/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this webinar, Dan Deppen and Justin Bogard discuss seller finance and the best practices for creating seller finance paper. They cover topics such as the value of a note, underwriting the buyer, collateral type, buyer's equity, and the terms of the loan. They also discuss the importance of using an RMLO (residential mortgage loan originator) to ensure compliance with Dodd-Frank and CFPB rules. The conversation emphasizes the trade-off between risk and reward in seller financing and the importance of attracting the right buyers through effective advertising. In this conversation, Dan Deppen discusses the importance of pay history and credit when buying and selling notes. He explains that pay history is crucial in determining the reliability of the borrower, especially for newly originated loans. Credit becomes less important when there is a good track record of payments. Poor credit can be overcome if there is a strong payment history. Dan also emphasizes the need for proper documentation and the benefits of using a loan servicer. He concludes by discussing the concept of selling partials and the potential tax advantages of creating and selling notes.    Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Jay Conner joined the podcast to discuss his strategies for raising private money for real estate, which he has been employing since 2009. Jay's approach is similar to mine in that he educates people on how his deals work, and then money tends to find him. He also explored the benefits of self-directed retirement accounts and discussed his approach to managing private lender investments in real estate. Lastly, Jay introduced a new free 7-day private money challenge, 'Raising Private Money with Jay Connor,' to further educate and share experiences in raising private money. You can sign up for the 7 day private money challenge here: https://privatemoneychallenge.com/ Also, check out Jay's YouTube channel and podcast on private money.   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Bill discussed his experiences and strategies in the buying and selling notes, with a focus on residential seconds and the considerations involved in foreclosure sales. He also explored the complexities of managing different levels of client portfolios, the risks and strategies of second mortgage lending, and the importance of due diligence, education, and communication in the note investing business. Lastly, he shared their concerns about the industry, Bill's recent return to podcasting, and the need for integrity and communication in the business. Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Edward Brown joined to discuss his experiences and strategies in real estate investing, with a focus on mortgage notes and bridge loans. We also explored the challenges and costs associated with lending money, including the need for due diligence, the importance of clear communication with borrowers, and the potential for legal battles and foreclosures. Lastly, he shared his business models, the importance of diversification, and the potential for managing funds,.   Connect with Edward at Pacific Private Money: https://www.pacificprivatemoney.com/   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Fred Moskowitz joins the podcast again to discuss the ongoing changes in the note investing marketplace and the broader real estate market. He went deep on the importance of building and maintaining relationships and the shift in note-buying patterns from some investors. We also discussed different CRM systems, strategies for partials, and the potential for the higher interest rate environment to create more opportunities. You can connect with Fred at https://www.fredmoskowitz.com/.  Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com    

Dan and John discussed the role and terms of hard money loans in real estate investment, with John emphasizing the potential benefits and risks, and the importance of understanding the borrower's details. They also explored the licensing requirements for originating these loans in various states, and the potential rewards and risks of purchasing existing owner-occupied notes. Lastly, John shared his expertise and experience in commercial and private money lending, and his goal of helping others start their own funds through a mentorship program.   Connect with John: JOHN's YOUTUBE CHANNEL: https://www.youtube.com/channel/UCngHik5C9GADJXcyTeO6kkg INVESTING IN PRIVATE MONEY NOTES: https://www.neufinance.com/investors LEARN HOW TO BROKER PRIVATE MONEY NOTES: https://course.neufinance.com/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

In this episode we discussed Jay's background and experience in the real estate business, with a focus on his strategies for acquiring and managing loans, and his approach to assessing loan applicants. We also shared our experiences during the Covid-19 pandemic's impact on our loan portfolios, our portfolio strategy, and the importance of risk management and transparency in business operations. Additionally, we discussed unique situations where they helped family members and other individuals, and the potential for fraud and the responsibility to prevent it. Connect with Jay: https://cassidyinvestments.com/   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Signup for the free workshop on Buying Notes in 2024: https://us06web.zoom.us/webinar/register/WN_icJlapkYQ_CkU8FBJREeJw   Note Accelerator small group coaching program: https://www.fusionnotes.com/livetraining  

Axel Meierhoefer was a former Air Force officer turned real estate enthusiast. His journey, from military service to executive roles, took a pivotal turn during the 2009 Great Recession, leading him to discover the potential of real estate investing. Inspired by his success, Axel mentors clients through his IdealWealthGrower™ strategy and offers practical insights and success strategies with the Ideal Investor Show to help listeners reach incredible possibilities that a portfolio of assets and passive income can bring to you and your family. Dan and Axel discussed Axel's diverse background, including his experience in the Air Force, software company, and real estate investing. They also delved into the intricacies of real estate investment, the importance of understanding the market, and the concept of outsourcing property management. Lastly, Axel shared his company's real estate investment strategy, the process of finding reliable turnkey service providers, and his approach to building a successful property portfolio. Connect with Axel and subscribe to his Ideal Investor Show here: https://idealinvestorshow.com/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Martin is a full time employee at Amazon in Seattle, an agent, and an active real estate investor. Dan and Martin discussed their experiences and strategies in real estate investing and house hacking, including the potential benefits and challenges of these approaches. They also shared their approaches to time management and outsourcing tasks to increase efficiency in pursuing personal interests and projects. Lastly, Marty introduced various personal development resources he finds beneficial, and encouraged everyone to pursue their passions and build a successful career. You can connect with Martin here at House Hack Seattle: https://househackseattle.com/agent/martin-krimmel   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

In this episode, Dan Deppen discusses his recent busy weeks and then dives into the topic of loan hypothecations. He explains that a hypothecation is when a loan is collateralized by another loan, and he shares how he sets up hypothecated loans and the advantages for the operator. He also discusses the risks involved and provides tips for finding suitable loans for hypothecations. Dan emphasizes the importance of communication with investors and staying on top of bookkeeping. Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

In this episode Dan provides a recap and lessons learned from the Diversified Mortgage Expo (DME). Topics covered include new note investing models, seller finance, buying notes in NY, and much more.   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Brett Swarts from Capital Gains Tax Solutions discussed the concept of a deferred sales trust and its benefits for high net worth individuals to defer capital gains taxes on various assets. He shared his entrepreneurial journey and how he discovered this strategy, which has allowed him to teach others about it. The discussion also covered the flexibility of deferred trusts for investment purposes, the potential to invest in various assets, and the possibility of business owners using it to minimize tax liability.   Connect with Brett: https://capitalgainstaxsolutions.com/   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

In this episode Dan recaps his recent trip with an entrepreneur group to Playa Del Carmen Mexico and brings you some of his key learnings from the event.   Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

This week I spoke with Justin Bogard from American Note Buyers. We talked about how the note market has evolved, his shift in focus from non-performing to performing loans, and several of his lessons learned from years in the note industry. Connect with Justin: https://www.anbfunds.com/home Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

This week I spoke with Chris Seveney. Chris and I both started buying notes around the same time and in this podcast, we discussed cutting our teeth buying land contracts in 2018 and 2019. Note investing was a bit different back then, and we shared many of our more chaotic anecdotes about our experiences with unusual deals, foreclosures, and court hearings. Connect with Chris: https://7einvestments.com/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the 5 FREE steps to buying your first note and sign up for the email newsletter:https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

Alex Goldovsky joined the podcast to discuss his role as a CEO in three companies focused on improving real estate market efficiency, with a particular emphasis on AI technologies and blockchain potential. We explored the application of machine learning and computer vision in document analysis, the potential of automation in data extraction, and the implementation of a fee extractor in their loan file system. The conversation also touches on the challenges and opportunities in entrepreneurship, the importance of human input in AI technologies, and the potential for further developments in real estate technology.   Alex's companies: PROTITLE USA: https://protitleusa.com/ DOCSOLUTIONUSA: https://docsolution.com/ ONE DILIGENCE: https://onediligence.com/   Ready to dive in and work with Dan to accelerate your note investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the 5 FREE steps to buying your first note and sign up for the email newsletter:https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

Marco Bario, from Porch Swing Funding, joined me to discuss his unconventional career journey from the film industry to note investing, his approach to learning through trial and error, and his experiences with seller financing. We also explored the appeal of a tax planning strategy involving installment sales and Marco's successful approach to pay-per-click advertising. Lastly, we discussed the upcoming Creative Finance Summit in Columbus, Ohio, which is coming up this weekend April 26-28.   Mario's links: CREATIVE FINANCE SUMMIT: https://regoddess.com/the-creative-finance-summit/ PORCH SWING FUNDING: https://porchswingfunding.com/   Ready to dive in and work with Dan to accelerate your note investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the 5 FREE steps to buying your first note and sign up for the email newsletter: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com  

In this episode Dan discusses his future plans for note investing, the current market conditions, and the potential for growth in the seller finance market. He also addressed the challenges and inefficiencies of the current model of buying and selling assets, suggesting the need for a more accessible mechanism for people to become aware of and list their assets. Lastly, he discussed the potential solutions for improving the seller finance market, including a standard due diligence process, a grading system for notes, and easier access to seller finance notes. Want to learn more about note investing? Get the 5 FREE steps to buying your first note and sign up for the email newsletter: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com Ready to dive in and accelerate your note investing journey? PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

In this episode, Fred and Tracy joined to provide us with a deep dive on the current state of the seller finance market. They discussed the trends and factors in the seller finance real estate market, with a focus on the increasing volume and value of seller-financed commercial and land notes. They also examined the top 10 states for seller financing and the potential impact of changes in interest rates on the real estate market. Lastly, they highlighted the opportunities in the note industry and announced their upcoming training workshops for those interested in learning more about this growing field.  Get the slides: www.noteinvestor.com/stats   Want to learn more about note investing? Get the 5 FREE steps to buying your first note and sign up for the email newsletter: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast  WEBSITE: https://fusionnotes.com  Ready to dive in and accelerate your note investing journey? PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan  NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

Dan and Brett from Paper Stack discussed the state of the note business and their experiences using their platform for transactions. They also delved into market trends, the increasing cases of mortgage defaults, and the use of artificial intelligence in managing and selling land notes. Furthermore, they explored the development of a new system to automate and streamline the transfer and indexing of legal documents, a new tool for comprehensive summaries of important parts and updates of trades, and a new auction-based system to speed up deals. Lastly, they discussed the challenges of their current system and the development process of software, focusing on the roles of developers and designers.   Paperstac website: https://paperstac.com/ Work with Dan Deppen: 5 FREE steps to buying your first note: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

In this episode Darlene shared her experiences in real estate investing, highlighting the importance of mindset and adaptability in navigating market cycles. They also discussed the challenges faced by those in the real estate business, the importance of actual conversations and negotiation skills, and the concept of vision boards and affirmations for long-term goal setting. They emphasized the limits of human management and processing capabilities, the influence of hidden beliefs on actions and decisions, and the importance of maintaining balance in life. Finally, they discussed the concept of understanding and aligning with one's highest values to motivate action. Connect with Darlene: WEBSITE: https://darleneroot.com/ Sign up for the Next Level Summit, April 27-28, 2024: https://darleneroot.com/nls/ Work with Dan Deppen: 5 FREE steps to buying your first note:  https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

I sat down with Nathan Turner to discuss the upcoming Diversified Mortgage Expo. Nathan has extensive experience with note investing dating back to the beginning of the financial crisis. We talked about his experiences getting started, investing in notes from Canada, the origins of ax throwing, takeaways from the Papersource Seminar with Tom Henderson, and many other topics. Nathan's website: https://www.canadiannoteguy.com/ Diversified Mortgage Expo (DME): https://diversifiedmortgageexpo.com/ 5 FREE steps to buying your first note: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast  WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/ SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining  

In this episode, Dan shares some of the key learnings and takeaways from the recent Paper Source seminar in San Antonio, taught by Tom Henderson.   Get the 5 FREE steps to buying your first note HERE   WEBSITE: https://fusionnotes.com   PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, NOTE INVESTING GAMEPLAN   Tom's website: https://hpnotes.com/

Recently I came across some journals I kept in 2017 and 2018, when I first discovered note investing, began learning, and then started doing deals. Some of the advice was spot on, and some was total garbage. Now that I have 100+ note deals under my belt I take a look back at the good, the bad, and the ugly of my initial learnings in note investing.   VIRTUAL WORKSHOP March 8-10, 2024! Learn how to Buy, Analyze, Manage and PROFIT from First Position Mortgage Notes. This virtual event includes 3 days of note training and includes the recordings so you can watch again later. Sign up HERE.  Get the 5 FREE steps to buying your first note here: https://fusionnotes.ac-page.com/newsletter-signup-page WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan  

This week DJ joins to talk about a unique subject in note investing: foreclosure from the perspective of the borrower, and advice to borrowers on what they should do and what they shouldn't when facing foreclosure. Facing foreclosure has to be a daunting experience, to say the least. It's stressful, and emotional, and with your primary residence on the line the stakes are high. DJ takes us through how to manage these situations, which he also covers in his new book, The Foreclosure Fix: 12 Proven Steps to Beat the Bank, Escape Foreclosure, and Turn Your Property into a Profitable Asset. Link to book: https://www.amazon.com/Foreclosure-Fix-Proven-Property-Profitable/dp/B0CRJZ31MB How to find DJ: https://theforeclosurefix.com/ https://www.linkedin.com/in/djolojo/ https://www.facebook.com/Djolojo/ https://twitter.com/dj_olojo  https://www.instagram.com/dj_olojo/   Get the 5 FREE steps to buying your first note here: https://fusionnotes.ac-page.com/newsletter-signup-page WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan  

Crystal and Rick Rumer from Secured Land Notes have a lengthy and diverse background in real estate investing. They joined me to discuss how they transitioned from doing fix and flips to investing in and creating land notes. We also covered a range of other topics including a shelter they set up in Alaska for sex trafficking victims, and how investing in real estate and notes helps them set up a solid retirement for themselves and a legacy for their heirs. They also discussed some unique ways to improve the economics of multi-family deals by providing alternative sources of electrical power to tenets. To learn more about investing in land notes or to reach out to Crystal and Rick directly, visit their website at: https://www.texassecurednotes.com/ Get the 5 FREE steps to buying your first note here: https://fusionnotes.ac-page.com/newsletter-signup-page WEBSITE: https://fusionnotes.com PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan  

If you want to learn how to use note partials to either retire earlier or retire better, then this video is for you! Dan explains how note partials work, gives some examples, and discusses how to create them. You'll also learn why these creative financing arrangements are great deals for both the partial seller and partial buyer.   Get the 5 FREE steps to buying your first note HERE  WEBSITE: www.fusionnotes.com  PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, NOTE INVESTING GAMEPLAN 

Dan recaps some of his key learnings from 2023, and discusses his plans heading into 2024. Spoiler: They include returning to focusing on his notes business full time. Sign up for the email newsletter and download the free guide with 5 Steps to Buying Your First Mortgage Note HERE. Comprehensive note investing training course: https://notelaunchpad.com Learn how to invest in second position notes here: https://fusionnotes.com/seconds Subscribe to the YouTube channel: https://youtube.com/fusionnotes        

In part 2 of this long-running case study, Dan travels to Jackson MS to face the borrower in court. The borrower continues to make crazy claims, and Dan tries to explain to the judge all of the unique abbreviations contained in a pay history report from Allied. If you want to learn how to get in this game and become an active note investor, go to www.fusionnotes.com/courses, where you will find knowledge you need to go from a beginner all the way to a full-time note investor. You can learn how to find notes, do due diligence, price deals, work out non-performers, do seller financing, even take on outside funding, and a whole lot more. You can also sign up for our email newsletter and download the free guide with 5 Steps to Buying Your First Mortgage Note HERE.

In part 1 of this wild case study, Dan talks about a non-performing note deal where he was able to work on an agreement with the borrower but then ended up in the legal process when the borrower wouldn't follow through. It takes a number of twists and turns as a pandemic delays the legal process, and the borrower makes a number of crazy claims. If you want to learn how to get into this game and become an active note investor, go to www.fusionnotes.com/courses, where you will find the knowledge you need to go from a beginner all the way to a full-time note investor. You can learn how to find notes, do due diligence, price deals, work out non-performers, do seller financing, even take on outside funding, and a whole lot more. You can also sign up for our email newsletter and download the free guide with 5 Steps to Buying Your First Mortgage Note HERE.