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Cool Comfort & Smart Financing: How to Get Repairs Financed and Finished Fast by Jo Garner
The USS Jeannette expedition (1879–1881) is remembered as one of the most tragic and compelling stories in maritime history, blending ambition, endurance, and survival against the odds. Financed by James Gordon Bennett Jr. and undertaken by the United States Navy, the expedition aimed to reach the North Pole via the Bering Strait in search of the theorized open polar sea. Commanded by George Washington De Long, a crew of 33 men departed San Francisco in 1879, only to become trapped in Arctic pack ice shortly after entering the polar region. For nearly two years, the Jeannette drifted helplessly across the frozen expanse before being crushed by ice in 1881, leaving the crew stranded on the drifting floes of the East Siberian Sea. What followed was a harrowing struggle for survival, as the men attempted to reach Siberia in three small boat parties after becoming separated in a violent storm. Ultimately, only 13 survived, while De Long and many others perished in the unforgiving Siberian wilderness. The historical record was preserved through De Long's recovered logbooks, and this story of polar exploration, shipwreck, and human endurance offers an exhaustive account of one of history's most ill-fated Arctic expeditions. Much of the research for this 2-part series comes from George De Long's extensive records. You can read them in their entirety here: https://archive.org/details/voyageofjeannett01delo/mode/2up For ad-free listening, access to exclusive bonus episodes, and free perks, please subscribe to the Officer's Club! Join on Patreon Join on Apple Podcasts This episode was written, edited, and produced by Rich Napolitano. Original theme music is by Sean Sigfried. **No AI was used during the production of this episode.** Please leave a rating and review on Apple Podcasts, Spotify, Podchaser, or wherever you listen to podcasts. Shipwrecks and Sea Dogs tee shirts, hats, and other items are available at shop.shipwrecksandseadogs.com. Shipwrecks and Sea Dogs is a maritime history podcast about shipwrecks, tragic loss, and incredible accomplishments on the world's oceans and waterways. Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Learn more about your ad choices. Visit megaphone.fm/adchoices
The USS Jeannette expedition (1879–1881) is remembered as one of the most tragic and compelling stories in maritime history, blending ambition, endurance, and survival against the odds. Financed by James Gordon Bennett Jr. and undertaken by the United States Navy, the expedition aimed to reach the North Pole via the Bering Strait in search of the theorized open polar sea. Commanded by George Washington De Long, a crew of 33 men departed San Francisco in 1879, only to become trapped in Arctic pack ice shortly after entering the polar region. For nearly two years, the Jeannette drifted helplessly across the frozen expanse before being crushed by ice in 1881, leaving the crew stranded on the drifting floes of the East Siberian Sea. What followed was a harrowing struggle for survival, as the men attempted to reach Siberia in three small boat parties after becoming separated in a violent storm. Ultimately, only 13 survived, while De Long and many others perished in the unforgiving Siberian wilderness. The historical record was preserved through De Long's recovered logbooks, and this story of polar exploration, shipwreck, and human endurance offers an exhaustive account of one of history's most ill-fated Arctic expeditions. Much of the research for this 2-part series comes from George De Long's extensive records. You can read them in their entirety here: https://archive.org/details/voyageofjeannett01delo/mode/2up For ad-free listening, access to exclusive bonus episodes, and free perks, please subscribe to the Officer's Club! Join on Patreon Join on Apple Podcasts This episode was written, edited, and produced by Rich Napolitano. Original theme music is by Sean Sigfried. **No AI was used during the production of this episode.** Please leave a rating and review on Apple Podcasts, Spotify, Podchaser, or wherever you listen to podcasts. Shipwrecks and Sea Dogs tee shirts, hats, and other items are available at shop.shipwrecksandseadogs.com. Shipwrecks and Sea Dogs is a maritime history podcast about shipwrecks, tragic loss, and incredible accomplishments on the world's oceans and waterways. Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Learn more about your ad choices. Visit megaphone.fm/adchoices
Rudyard Griffiths and Sean Speer discuss Prime Minister Carney's proposed sovereign wealth fund for Canada. They argue that his proposed fund fundamentally differs from traditional sovereign wealth funds because it is debt-financed, not surplus-funded, and focuses on domestic rather than international investments. They explore whether this represents a subsidy program for economically unviable projects, question the fund's structure compared to existing government programs, and consider alternative approaches, such as requiring the Canada Pension Plan to invest domestically.Subscribe to The Hub's podcast feed to get all our best content:https://tinyurl.com/3a7zpd7e (Apple)https://tinyurl.com/y8akmfn7 (Spotify)Watch a video version on YouTube: https://www.youtube.com/@TheHubCanadaFollow The Hub on X: https://x.com/thehubcanada?lang=enCREDITS:Amal Attar-Guzman - ProducerElia Gross - EditorRudyard Griffiths and Sean Speer - HostsAdrian Wyld/The Canadian Press - Photo Credit Hosted on Acast. See acast.com/privacy for more information.
Mastering the Note: How to Structure Owner-Financed Deals for Maximum ValueAre you tired of leaving money on the table when selling your real estate notes? Whether you are a seasoned investor or just starting to explore the world of owner financing, the way you structure your paper today dictates your payday tomorrow. In this episode, we dive deep into the mechanics of creating "sellable" paper. We aren't just talking about collecting monthly checks; we are talking about building an asset that Wall Street and private mortgage funds actually want to buy. If you've ever been frustrated by lowball offers or wondered why some notes sell at par while others take a 40% haircut, this guide is for you. We're moving beyond the "we buy notes" postcards and getting into the high-level coaching you need to protect your equity and your future.Key Strategies for High-Value Note CreationTo ensure your note is marketable on the secondary market and maintains its value, you must avoid the "cheap" mistakes that kill deals. Here is the blueprint for a properly structured note:Mandatory Use of an RMLO: Always hire a Registered Mortgage Loan Originator to handle your documentation. They ensure your loan is Dodd-Frank compliant and provide the "uniform paper" look—including credit reports and 1003 applications—that institutional buyers require.The Power of Third-Party Servicing: Do not self-service your loans. For a small monthly fee, a professional servicer provides an official third-party payment history, manages escrow for taxes and insurance, and handles borrower outreach within legal guidelines.Optimal Down Payment & LTV: Aim for a minimum of 10% down to build immediate equity and reduce default risk. A Loan-to-Value (LTV) ratio of 90% or less is the gold standard for marketability.Market-Rate Interest Benchmarks: In the current 2026 market, notes with interest rates below 8% will face significant discounts on the secondary market. To avoid a "haircut," structure your notes at or slightly above current market rates.Creative "Two-Lien" Structuring: Instead of one 90% LTV loan, consider a 75% first lien and a 15% second lien. This allows you to sell the first lien close to par while keeping the second lien for pure cash flow in your portfolio or IRA.Borrower Qualifications: Prioritize borrowers with a FICO score of 620 or higher and a Debt-to-Income (DTI) ratio below 50%. If a borrower cannot qualify at 8% interest with 10% down, it is often better to list the property traditionally than to create "bad paper".Avoiding Over-Valuation: Never sell a property significantly above its fair market value just to create a larger note. Note buyers will base their offers on the actual asset value, not your inflated sales price.Don't let a "bag of crap" of advice from the internet ruin your exit strategy. Owner financing is one of the most powerful tools in real estate, but it requires precision and professional oversight to be truly profitable. By utilizing RMLOs, professional servicing, and smart multi-lien structures, you aren't just a landlord—you are the bank. Remember, life happens; you may not plan to sell your note today, but you want to ensure that if you ever need to, the door to that "long hallway" of funding is wide open. Take action, structure your deals properly, and let's keep making smart moves in the note space. See you at the top!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
In 1980, a Stonehenge-esque monument called the Georgia Guidestones appeared in the rural county of Elbert. Financed and designed by a mysterious donor, it presenting ten guidelines for mankind, guidelines that were interpreted by some as a satanic. And then in 2022, the controversial roadside attraction was blown-up by an unknown assailant. For this episode, Tyler McBrien, host of the new podcast Who Blew Up The Guidestones?, tells me the story of this confounding monument from the beginning and shares the wild truths he uncovered while trying to solve this kitschy yet consequential small town mystery. Listen to Who Blew Up The Guidestones? wherever you get your podcasts Podcast website: www.ajc.com/guidestones Tyler's website: www.tylermcbrien.com Bluesky: @tylermcbrien.com Twitter: @TylerMcBrien Instagram: @brien_mctyler @ajcnews Become a Patron to support our show and get early ad-free episodes and bonus content Or subscribe to American Hysteria on Apple Podcasts Get some of our new merch at americanhysteria.com, all profits go to The Sameer Project, a Palestinian-led mutual aid group who are on the ground in Gaza delivering food and supplies to displaced families. Leave us a message on the Urban Legends Hotline Producer and Editor: Miranda Zickler Associate Producer: Riley Swedelius-Smith Additional editing by Kaylee Jasperson Hosted by Chelsey Weber-Smith Learn more about your ad choices. Visit megaphone.fm/adchoices
The financing of the first edition of the Book of Mormon was a pivotal moment in early Latter-day Saint history, achieved primarily through the significant personal sacrifice of Martin Harris, a wealthy farmer who was one of the Three Witnesses. In 1829, after local printers in Palmyra, New York, initially refused the project, Harris agreed to secure the $3,000 cost—roughly equivalent to over $100,000 today—for the printing of 5,000 copies by Egbert B. Grandin. To guarantee this payment, Harris mortgaged his farm, a decision that followed a revelation given to Joseph Smith (now Doctrine and Covenants Section 19) advising Harris not to covet his property but to "impart it freely" to the printing. We are all familiar with this story but Martin Harris wasn't the only one of Joseph's followers who donated time, resources and money to the Book of Mormon project. Following the money that was used to finance the Book of Mormon can reveal a lot about the motivations of Joseph Smith's most loyal supporters. Mormonish is joined by Ganesh Cherian to follow the money trail wherever it leads! Thank you so much for watching Mormonish Podcast! ***How to DONATE to Mormonish Podcast: If you would like to help financially support our podcast, you can DONATE to support Mormonish Podcast here: Mormonish Podcast is a 501(c) (3) https://donorbox.org/mormonish-podcast The Good Book Club If you would like more info on The Good Book Club you can email us at thegoodbookclub@mail.com or find us on facebook here https://www.facebook.com/share/g/PK74... ****WE HAVE MERCH! **** If you'd like to purchase Mormonish Merch, you can visit our Merch store here: https://www.etsy.com/shop/mormonishmerch You can get your own quote to attend our Post-Mormon Celebration Cruise by visiting - https://kheskethtravel.com/post-mormon-celebration-cruise And you can get more info on the cruise by visiting - https://mormondiscussionpodcast.org/post-mormon-celebration-cruise/ We appreciate our Mormonish viewers and listeners so much! Don't forget to LIKE and SUBSCRIBE to Mormonish Podcast! Contact Mormonish Podcast: mormonishpodcast@gmail.com #mormonish #lds #mormon #exmormon #postmormon #religion #news, #ldschurch #comeuntochrist #churchofjesuschrist #churchofjesuschristoflatterdaysaints #byu #byui #josephsmith #comefollowme #polygamy #bookofmormon #becauseofhim #hearhim #ldstemple FAIR USE DISCLAIMER All Media in this video (including the thumbnail) is used for the purpose of review and critique. The images in the thumbnail are used as the primary means of visually identifying the subject matter of the video.This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy
Allen covers Quebec’s record wind project, Madawaska’s financial close, Nova Scotia’s first direct-to-consumer wind sales, PEI’s retiring wind farm, and Aikido’s floating offshore AI data center. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Transcript Good Monday everyone. Canada is building. On the last day of March… the province of Quebec broke ground on the largest wind energy project in Canadian history. It is called Des Neiges… French for “of the snows.” One hundred and fourteen turbines. Two hundred meters tall each. Seven megawatts apiece. When the first two phases are complete… those turbines will power one hundred and forty thousand homes. The partners are Boralex, Énergir, and Hydro-Quebec. The investment: three billion dollars. Quebec Premier Francois Legault said it plainly at a recent ceremony: “There is a global race right now to dramatically increase electricity production.” He is not wrong. Also in Quebec… the Madawaska Wind Energy Project just reached financial close. EDF Renewables and Hydro-Quebec are behind that one. Two hundred and seventy-four megawatts. Forty-five turbines. Financed under Green Loan Principles. Expected to power more than forty-four thousand homes. Now… across the Gulf of Saint Lawrence… Nova Scotia is launching the Mersey River Wind project. One hundred and forty-eight-point-five megawatts. Thirty-three turbines. And here is where it gets interesting. For the first time… consumers in the province will be able to buy electricity directly from a wind farm. Not from the utility. From the source. A company called Renewall Energy is already signing contracts with homeowners… businesses… even the city of Halifax. And then there is Prince Edward Island. That province is saying goodbye to its very first wind farm. North Cape began in two thousand and one. Sixteen turbines. Each rated at just point-six-six megawatts. The province’s newest turbines? Four-point-two megawatts each. The P.E.I. Energy Corporation is seeking bids for an environmental impact assessment… the first step toward replacement. Twenty-five years ago… North Cape was a pioneer. Today… it is showing its age. That is how progress works. But let us end on this. Out in California… a company called Aikido Technologies has unveiled a floating wind platform… that also serves as an AI data center. The platform pairs an eighteen-megawatt turbine with onboard computing power… cooled by the surrounding ocean. A prototype is being built in Norway. Commercial launch: the United Kingdom… twenty twenty-eight. The CEO put it simply: “Before we go off-world… we should go offshore.” So… from Quebec to Nova Scotia to Prince Edward Island… Canada is building its energy future at full speed. And somewhere out on the open ocean… someone is building the next chapter altogether. And that is the state of the wind industry for the 6th of April 2026. Join us tomorrow for the Uptime Wind Energy Podcast.
Mastering the Numbers: A San Antonio Performing Note Case StudyWelcome back to another episode of The Note Closers Show! Today, we are diving into the "nuts and bolts" of a specific performing note deal right here in San Antonio, Texas. While many investors focus solely on non-performing debt, there is a massive opportunity in acquiring seasoned, performing paper at a discount to create immediate cash flow and long-term equity protection.In this episode, we move past the theory and look at the actual math behind a six-figure note investment. We break down why a specific offer was made, how the property value supports the debt, and the importance of third-party servicing in keeping your portfolio "set and forget". Whether you are a seasoned investor or just starting to explore the secondary market, this breakdown of a Bexar County asset will show you how to find the "win-win" in every transaction.Key Highlights from the San Antonio Case Study:The Anatomy of a the Offer: We break down the calculation behind a my discounted offer on a performing note, which represents approximately 78 to 80 cents on the dollar for the asset.Evaluating Property Equity: An analysis of the relationship between the purchase price and the $215,000 underlying value, ensuring the investment is "sitting pretty" with a strong protective equity cushion.The Importance of Seasoning: Why we targeted this specific note for its payment history and "seasoning," making it a lower-risk profile for investors looking for consistent returns.Third-Party Servicing Benefits: A discussion on why utilizing professional third-party servicing is a non-negotiable part of our strategy to ensure compliance and ease of management.Looking to put some "Lazy Assets" to work for yourself or into a deal like this? Book a call with me to find out what you need to get started.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Host Scott duPont's takeaways from this years' Oscar audience and how it relates to getting your next project financed.
Israel agreed not to "out" ex-Nazis in the West German Government. A grateful Germany bankrolled Israel's secret nuclear project. An previously unknown detail of the relationship between Ben Gurion and Konrad Adenauer
00:02 Muhammad Jallah, Muhammad Jallah shouted Allahu Akbar before opening fire at Old Dominion. um That's been ruled a terrorist attack. Amen. Muhammad Ghazali, he's the guy that drove into the synagogue in Michigan. You had the two bomb throwers in New York City. You had the shooter in New York City. Terrorism is in our midst, ladies and gentlemen, right now. ah And what are we going to do about it? 00:32 That's the thing. What are we going to do about it? Joining us right now is Dr. Ehrenfeld, who is the author of uh Finding Evil, How Terrorism is Financed and How to Stop it. Dr. Ehrenfeld, welcome to the program, ah Thank you for having me. So, I mean, this is what is, I mean, when we look at all of this stuff, is there a common ideology behind all the terrorism? Yeah, since you asked, yeah. 01:02 This is Jihad and sacrificing one for Allah. So since October 7, 2023, when Hamas committed genocide against Israelis and others in Gaza, there have been more than 13,340 01:33 anti-Semitic attacks. That means attacks against Jews. 13,340? Yes. Wow. And this includes the attacks at the universities that we saw. were demonstrations all the time. Yeah. Okay. These attacks, this includes attacks on the streets. 01:59 This includes not only attacks from synagogues, there are many, many attacks which are not reported. People don't want to bother with it. People are attacked on the street because they have, they wear a kippah, something on the head that Orthodox Jews wear, or they wear a magendavid, it's a Star of David, as a jewelry. 02:27 They are being attacked all the time. now it's not just, I mean, we all know what happened at the Jewish Center in Michigan. Gretchen Whitmer said this was anti-Semitism and everybody's calling it out and saying it's a horrible thing, but nobody's pointing the finger at the ideology behind it. And like you said, it was jihad, right? Yeah. Well, the attacker, 02:54 absolutely that I have came from Dearborn Michigan right very crazy about half an hour drive from there and um at uh for example Dearborn both the mayor of the city is radical Muslim yeah who justified justified the attack saying that the family family and some friends of the attacker 03:24 uh... uh... previously because uh... bombing the Hezbollah. Well, it turns out that his brother apparently in Lebanon has been a member of Hezbollah. We don't know about him because nobody asked apparently the question when he became a citizen or when he arrived in the United States. um And for example, what they are teaching professors ah 03:52 had been quoting from me ah in Dearborn, ah the Ford Community College, Professor Ali Akbar Shadid said the following, Trump made a huge mistake by killing our leader Ali Khamenei. We are going to continue on his path. We are going to hold his blood and ideology and teach it to our children. This is this week. 04:22 after Ali Khamenei was killed a week ago, something by the United States and Israel. So they are continuing also to preach in their mosques all the time for jihad, to kill all the Jews, but it's not only the Jews. Now we see also more arise in attacks against Christian Americans. 04:48 ah So we have seen there was the attack in Austin, Texas. What is it? Two weeks ago, 12 people were shot. uh Others were wounded. We have seen the attacks, other attacks this week, uh like the attack on, oh what is it? Yeah, this was Austin, Texas. Yeah. Yeah, and also, 05:17 He also yelled, Anurag Akbar, was wearing an Iranian flag on his clothes. Right. Yeah. That was in New York. But again, it's like nobody in the mainstream media wants to point out you can't solve a problem unless you identify the problem, and they just don't want to identify the problem. You absolutely have to identify the problem. And you have to look at data, at statistics. 05:45 The Muslims in the United States account to about 1.2, maybe 1.3 percentage of the population. I don't know, 99 % of terrorist ...
00:00 Muhammad Jallah, Muhammad Jallah shouted Allahu Akbar before opening fire at Old Dominion. um That's been ruled a terrorist attack. Amen. Muhammad Ghazali, he's the guy that drove into the synagogue in Michigan. You had the two bomb throwers in New York City. You had the shooter in New York City. Terrorism is in our midst, ladies and gentlemen, right now. ah And what are we going to do about it? 00:31 That's the thing. What are we going to do about it? Joining us right now is Dr. Ehrenfeld, who is the author of uh Finding Evil, How Terrorism is Financed and How to Stop it. Dr. Ehrenfeld, welcome to the program, ah Thank you for having me. So, I mean, this is, what is, I mean, when we look at all of this stuff, is there a common ideology behind all the terrorism? Yeah, since you asked, yeah. 01:01 This is Jihad and sacrificing one for Allah. So since October 7, 2023, when Hamas committed genocide against Israelis and others in Gaza, there have been more than 13,340 01:31 uh anti-Semitic attacks. That means attacks against Jews. 13,340? Yes. Wow. And this includes the attacks at the universities that we saw. were the most patience all the time. Yeah. Okay. These attacks, this includes attacks on the street. 01:57 This includes not only attacks from synagogues, there are many, many attacks which are not reported. People don't want to bother with it. People are attacked on the street because they have, they wear a kippah, uh something on the head that Orthodox Jews wear, or they wear uh magendavid, it's a Star of David, as a jewelry. 02:26 They're being attacked all the time. And now it's not just, I mean, we all know what happened at the Jewish Center in Michigan. Gretchen Whitmer said this was anti-Semitism and everybody's calling it out and saying it's a horrible thing, but nobody's pointing the finger at the ideology behind it. And like you said, it was jihad, right? Yeah. Well, the attacker, 02:53 absolutely that I have came from Dearborn Michigan right very crazy about half an hour drive from there and um at for example Dearborn both the mayor of the city is a radical Muslim yeah who justified justified the attack saying that the family family and some friends of the attacker 03:23 uh... uh... previously because uh... bombing the hezbollah well it turns out that his brother apparently in lebanon has been a member of hezbollah we don't know about him because nobody asked apparently the question when he became a citizen or when he arrived in the united states uh... and for example what they are teaching professors 03:51 have a quote in front of me. uh In Dearborn, Michigan, ah the Ford Community College, Professor Ali Akbar Shadid said the following, Trump made a huge mistake by killing our leader, Ali Khamenei. We are going to continue on his path. We are going to hold his blood and ideology and teach it to our children. This is this week. 04:21 after Ali Khamenei was killed a week ago, something by the United States and Israel. So they are continuing also to preach in their mosques all the time for jihad, to kill all the Jews, but it's not only the Jews. Now we see also more arise in attacks against Christian Americans. 04:47 ah So we have seen there was the attack in Austin, Texas. What is it? Two weeks ago, 12 people were shot. ah Others were wounded. We have seen the attacks, other attacks this week, uh like the attack on, ah what is it? Yeah, this was Austin, Texas. Yeah. Yeah, and also, 05:15 He also yelled, Anurag Akbar, was wearing an Iranian flag on his clothes. Right, yeah, and that was in New York. But again, it's like nobody in the mainstream media wants to point out you can't solve a problem unless you identify the problem, and they just don't want to identify the problem. You absolutely have to identify the problem, and you have to look at data, at statistics. 05:44 The Muslims in the United States account for about 1.2, maybe 1.3 percentage of the popul ...
Navigating the Wild West of Texas Note Deals: Red Flags & Real ReturnsHave you ever been sent a deal that looks too good to be true, or perhaps just a little... "off"? In this special edition of Note Night in America, we're pulling back the curtain on a recent tape of 76 performing Texas notes. While the high interest rates and rural charm might catch your eye, the real story lies in the due diligence. Join us as we dissect a "daisy chain" of brokers, hunt down the truth through county records, and show you exactly how to calculate if a low-balance note is a diamond in the rough or a high-cost headache. Whether you're a seasoned pro or a "note buying for dummies" student, this deep dive into the "Spidey senses" of investing is a masterclass you can't afford to miss.Key Topics Covered in This Episode:Identifying "Joker Brokers" & Daisy Chains: How to spot when a deal is being passed through too many hands and why not being "direct to the seller" can frustrate your negotiations.The "Spidey Sense" of Due Diligence: Why a lack of loan numbers, third-party servicing, or RMLO (Registered Mortgage Loan Originator) verification should be an immediate red flag for any investor.Deep-Dive Research Techniques: Learn how to use batch geo-mapping, county deed searches, and lender website audits to verify the "hustle" and find the true origin of the notes.The Math of Arbitrage: A step-by-step breakdown of buying notes at 80% of the Unpaid Principal Balance (UPB) while funding them with private money at 85% to create instant "up-front" profit and long-term cash flow.Texas High-Cost Loan Hazards: Understanding the risks of interest rates exceeding 10% in Texas and how low down payments (under 10%) can complicate foreclosures.Amortization & Exit Strategies: How to use amortization tables to determine exactly when you must sell a note before the balance drops below what you owe your investors.Rural Property Realities: The challenges of getting accurate BPOs (Broker Price Opinions) in small towns like Alice, Spur, and Sweetwater, and why "windshield time" is sometimes the only way to verify value.Closing thoughts:Success in note investing isn't just about finding a list; it's about having the discipline to walk away when the numbers—or the stories—don't add up. We appreciate the hustle of every new investor, but our goal is to ensure you're making bids that actually close and protecting your reputation with your funding partners. Don't let a "daisy chain" wrap you in knots. Take these lessons, sharpen your research tools, and keep marketing. We'll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Gilbert Clark, CEO of Meridian Mining, discusses the company's recent financing success, strategic development plans for the Cabaçal project, exploration opportunities, and the potential dual listing on the London Stock Exchange. The conversation highlights the importance of securing capital for project development and the dual track strategy of near-term production alongside exploration efforts.
Mastering the Tape: Strategies for High-Volume Note InvestingWelcome to a special edition of Note Night in America! It is hard to believe that 2026 is already nearly a sixth of the way through. Time flies when deals are crossing your plate, and tonight we are diving deep into a massive new "tape" of 1,317 owner-financed notes that just hit the market. Whether you are a seasoned pro or just getting your feet wet, the sheer volume of opportunities available right now—especially across states like Texas, Florida, and Arizona—is staggering. We are breaking down how to stop "falling in love" with a single deal and instead start bidding at scale to ensure you actually get assets under contract.Five Key Takeaways from the 1,300+ Note TapeDon't Over-Analyze the Front End: Many investors waste hours on bid work; if you spend more than 30 minutes on a tape like this, you are over-thinking it.Bidding Without Addresses: High-level sellers often "mask" addresses to protect the privacy of their portfolios; you must learn to bid based on provided AVMs and ZIP codes, with the understanding that bids can "fade" once full due diligence begins.Targeting Double-Digit Yields: For performing notes, the goal is often a 16% yield on cash flow, allowing you to pay your investors a solid 7–9% while keeping the spread.Geographic Opportunities: While Texas leads the current tape with 425 notes, surprising opportunities are popping up in places like Alaska, which has 17 notes available—the most we've ever seen there.The Power of Volume: Instead of bidding on two notes, bid on twenty; increasing your volume significantly raises your chances of successful acquisitions in a competitive market.As we prepare for our upcoming three-day workshop in Austin, the focus remains on real-world application. From leveraging AI to finding deals and raising capital, the landscape of note buying is shifting. The world has changed quite a bit in the last year, and staying updated with new marketing tactics and vendor networks for BPOs and title work is essential for success.The window to act on this current tape is small, with bids due in just 48 hours. Success in this industry isn't about finding the "perfect" note; it's about understanding the numbers, staying disciplined with your yields, and having the courage to submit offers across multiple states. If you're ready to take your portfolio to the next level, it's time to dive into the spreadsheets and start bidding. We'll see you at the top! Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Mastering the Tape: Strategies for High-Volume Note InvestingWelcome to a special edition of Note Night in America! It is hard to believe that 2026 is already nearly a sixth of the way through. Time flies when deals are crossing your plate, and tonight we are diving deep into a massive new "tape" of 1,317 owner-financed notes that just hit the market. Whether you are a seasoned pro or just getting your feet wet, the sheer volume of opportunities available right now—especially across states like Texas, Florida, and Arizona—is staggering. We are breaking down how to stop "falling in love" with a single deal and instead start bidding at scale to ensure you actually get assets under contract.Five Key Takeaways from the 1,300+ Note TapeDon't Over-Analyze the Front End: Many investors waste hours on bid work; if you spend more than 30 minutes on a tape like this, you are over-thinking it.Bidding Without Addresses: High-level sellers often "mask" addresses to protect the privacy of their portfolios; you must learn to bid based on provided AVMs and ZIP codes, with the understanding that bids can "fade" once full due diligence begins.Targeting Double-Digit Yields: For performing notes, the goal is often a 16% yield on cash flow, allowing you to pay your investors a solid 7–9% while keeping the spread.Geographic Opportunities: While Texas leads the current tape with 425 notes, surprising opportunities are popping up in places like Alaska, which has 17 notes available—the most we've ever seen there.The Power of Volume: Instead of bidding on two notes, bid on twenty; increasing your volume significantly raises your chances of successful acquisitions in a competitive market.As we prepare for our upcoming three-day workshop in Austin, the focus remains on real-world application. From leveraging AI to finding deals and raising capital, the landscape of note buying is shifting. The world has changed quite a bit in the last year, and staying updated with new marketing tactics and vendor networks for BPOs and title work is essential for success.The window to act on this current tape is small, with bids due in just 48 hours. Success in this industry isn't about finding the "perfect" note; it's about understanding the numbers, staying disciplined with your yields, and having the courage to submit offers across multiple states. If you're ready to take your portfolio to the next level, it's time to dive into the spreadsheets and start bidding. We'll see you at the top!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
#779 What if, instead of spending four years in college, you could build a multimillion-dollar business by age 28? That's exactly what Andrew Gomez did — starting his trucking company at just 18 years old! In this episode hosted by Kirsten Tyrrel, Andrew shares how he went from dispatching for his brother to financing two trucks and launching AJG Transport while still a teenager. Over the years, he expanded into truck repair, logistics brokerage, government contracting, and even launched a trucking-focused software company. With over 140 drivers and 70 employees, Andrew pulls back the curtain on what it really takes to succeed in an industry known for high turnover and tight margins. From building trust with brokers and shippers to creating a culture of empathy and excellence for his drivers, he drops powerful lessons on resilience, innovation, and leadership that apply to any business. Whether you're 18 or 80, Andrew's story proves that hustle, heart, and vision can take you further than a degree ever will! (Original Air Date - 6/13/25) What we discuss with Andrew: + Started trucking biz at 18 + Financed two trucks as a teen + Built multiple logistics companies + Importance of finding a niche + Lessons from dispatching and scaling + Innovation through software and systems + Treating drivers with empathy + Creating a resilient company culture + Spotting opportunity before competition + Balancing ambition with personal life Thank you, Andrew! Check out GH Logistics LLC at GHLogisticsLLC.com. Check out AJG Transport at AJGTransport.com. Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
Matt is joined by YouTuber Mark Fischbach (also known as Markiplier) to discuss his new movie, ‘Iron Lung,' why he adapted a low-budget indie horror video game, and how he self-financed the film and pulled off a wide release without a studio attached. Later, Mark talks about the state of the creator economy, YouTube vs. Netflix, and whether his model is viable path for other up-and-coming creators (01:31). Matt finishes the show with a ratings prediction for the Grammy Awards (25:45). For a 20 percent discount on Matt's Hollywood insider newsletter, ‘What I'm Hearing ...,' click here. Email us your thoughts! thetown@spotify.com Host: Matt Belloni Guest: Mark Fischbach Producers: Craig Horlbeck, Jessie Lopez, and Jon Jones Theme Song: Devon Renaldo Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 5095: Cont. Color Revolution In Streets Of Minneapolis; Highly Financed Communist Revolution
Episode 5094: Color Revolution In Streets Of Minneapolis; Highly Financed Communist Revolution
Owner Financing & Note Investing Podcast with Dawn Rickabaugh
In the first half of the show, David, a long time associate of Queen's Realm, talks about note and private loan deals he's done recently. Every day people can do this... it's not rocket science! David hired Dawn to be over his shoulder throughout the underwriting process, to be that second pair of eyes.The second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions: https://my.notequeen.com/communities/groups/citizens/homeIn the second half of the show Kennesha gets some answers on how to handle a problem note for a friend. Luckily for her friend, she's in charge and going to be able to rescue profits. Not everyone is so lucky.FREE Real Estate and Note Investing Training
Financing is a critical yet overlooked element of Russian sabotage in Europe, shaping how operations unfold and where they can be disrupted. In this latest STR episode, host Kinga Redłowska is joined by CFS Director Tom Keatinge and CFS Senior Associate Fellow Matthew Redhead to review the team's recent report on how Russian sabotage campaigns are funded, and why this important angle has been overlooked by authorities. From low-cost 'disposal agents' to social media recruitment and crypto transfers, the discussion exposes both the vulnerabilities sabotage networks rely on and the leverage points where disruption is possible. Understanding the money trail, they argue, is essential to staying one step ahead.
Hans and Robby are back again this week with a brand new episode! This week, they discuss how social security is financed and how it can be fixed. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.
fWotD Episode 3153: Algemeyne Entsiklopedye Welcome to featured Wiki of the Day, your daily dose of knowledge from Wikipedia's finest articles.The featured article for Monday, 22 December 2025, is Algemeyne Entsiklopedye.The Algemeyne Entsiklopedye (Yiddish: אלגעמיינע ענציקלאפעדיע, lit. 'General Encyclopedia') is a Yiddish-language encyclopedia published in twelve volumes from 1934 to 1966. It is divided into two subseries: five volumes of the Normale series, covering general knowledge, and six volumes of the Yidn series (initially planned as a single supplementary volume) covering Jewish history and culture through a series of essays. The encyclopedia's early volumes emphasize leftist history and politics, although the project shifted in tone in response to Nazi persecution, and became increasingly focused on covering Jewish topics. After the destruction of Jewish communities throughout Europe—the encyclopedia's main audience—in the Holocaust, it transformed from a general-purpose resource into an effort to commemorate what was lost.After decades of failed attempts to compile a Yiddish general encyclopedia, the Vilna-based Jewish cultural organization YIVO formed the Dubnov Fund (Dubnov-fond, named for historian Simon Dubnow) in 1930, which organized and fundraised for the encyclopedia. A large group of Jewish scholars centered in Berlin contributed to the project, often part-time alongside other jobs. The socialist politician Raphael Abramovitch served as the project's chief editor for most of its history. A small sample volume (the probeheft) was released in 1932. Its editors fled to Paris due to the rise of the Nazi regime in 1933, delaying the release of the first volume until 1934. There, they published four volumes of the Normale series and two of Yidn. The outbreak of World War II again forced the editors to flee, and the project regrouped in New York City. Financed by the postwar Claims Conference, work on the encyclopedia continued into the 1960s; the final volume, Yidn Zayen, was released three years after Abramovitch's death in 1963. Two additional volumes (one of each series) were planned, but never finished. In the years following the war, a four-volume English-language encyclopedia titled The Jewish People: Past and Present was compiled, largely based on the early volumes of the Yidn series. Press coverage of the probeheft and the first volumes of the encyclopedia was very supportive, although it faced some ideological opposition due to its largely anti-Zionist leaning in its early years. The encyclopedia has received limited academic attention, although a book detailing the history of the project by Barry Trachtenberg entitled The Holocaust and the Exile of Yiddish was published in 2022.This recording reflects the Wikipedia text as of 00:31 UTC on Monday, 22 December 2025.For the full current version of the article, see Algemeyne Entsiklopedye on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Gregory.
A new observation theater at a zoo in northern New Jersey lets visitors see animals get live medical treatments. Veterinarians at the Turtle Back Zoo hope the new installation educates people on the care that animals receive at the zoo while inspiring kids to pursue medicine as a profession. One morning, visitors peered through a large glass window into a new, spacious treatment room, watching as a middle-aged female turkey vulture with arthritis underwent a 30-minute wellness check. During the exam, she was anesthetized, X-rayed, had her eyes and wings examined, had blood drawn, and was microchipped. The animal wound up at the zoo after breaking its wing in the wild. The experience was new not only for the turkey vulture but also a novelty for many of the onlookers, because few zoos offer a window on veterinary care. The Turtle Back Zoo, this year, joined the relatively few U.S. zoos that routinely give the public a view of veterinary care. While there's no exact count, it's perhaps a dozen or fewer of the 250 animal parks accredited by the Association of Zoos and Aquariums. In an era when social media campaigns and lawsuits have questioned the well-being of captive animals, some zoos see putting vets on view as a form of transparency. The compact, suburban Turtle Back Zoo is recognized for its contributions to conserving clouded leopards and caring for ailing wild sea turtles. More whimsically, it's known for fostering a friendship between a cheetah and Labrador retriever that had a social media moment. Opened in 1963, the county-owned zoo was threatened with closure amid financial problems and poor attendance in the mid-1990s. A steady march of renovations and additions in the 2000s turned things around, and it now draws nearly 1 million visitors per year. In recent years, a need to upgrade the animal hospital evolved into a plan for a multi-million-dollar new building. Financed with county, state, and federal grants, it opened in April and lets visitors see into areas including the treatment and surgical rooms. The Barry H. Ostrowsky Animal Wellness Center also includes rooms for quarantine, nursery, and data research. This article was provided by The Associated Press.
LeMay Takes Command and the Napalm Tests — James M. Scott — Scott profiles Curtis LeMay as a "hardscrabble" problem solver and pragmatist who financed his university education through brutal labor in steel mills, contrasting sharply with the aristocratic intellectual background of Hansell. Scott characterizes LeMay as a pragmatist willing to circumvent bureaucratic procedures and institutional constraints to achieve military objectives, including the unorthodox practice of utilizing opium to compensate native tribes for rescuing downed American airmen behind Japanese lines. Scott details the American military's systematic preparation for urban firebombing operations through development of napalm incendiary weapons and intensive testing conducted on a meticulously constructed mock Japanese village in the Utah desert, complete with traditional tatami mats and wooden structures representative of Japanese residential architecture, to validate incendiary weapon effectiveness against wooden urban construction. Scottdocuments that LeMay systematically concludes that Hansell's high-altitude precision bombing doctrine represents an "unsolvable equation" doomed to perpetual failure, prompting LeMay to contemplate radical tactical reorientation. 1934 TOKYO
Welcome to The Game w/ Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? Click here.Follow Alex Hormozi's Socials:LinkedIn | Instagram | Facebook | YouTube | Twitter | Acquisition
Brent chats with Gary Fletcher about the upcoming FinCEN non-financed real estate transfer reports. The reports will make many professionals, including lawyers, subject to reporting obligations on many real estate transfers. This would reach into routine estate planning transfers. Brent and Gary discuss the details of the program, what transfers are caught in its net, and what to expect.
In this episode, Glen Sutherland talks with Chris Prefontaine about how realtors can become key partners in sourcing seller-financed deals. Chris shares how creative financing helps sellers close faster, bypass banks, and create win-win solutions—while giving investors steady opportunities and long-term cash flow.
Radhika Das, IFN Journalist, interviews Dr Muhammad Sulaiman Al Jasser, Chairman, IsDB Group, on Sukuk-financed projects, the Sukuk Summit in London this month and the Arab Coordination Group's efforts to maximize development and impact
Former educator Tracy Koa joins host Jordan Whittenburg to break down a seller-financed multifamily deal in Hawaii—right across from the ocean—with a 4% interest rate, 7-year balloon, and roughly $2,000/month cash flow. Hear how Tracy transformed 25 years of teaching into real estate superpowers, squadded up with SubTo, Gator, and Owners Club members, and collaborated with a creative-friendly agent to craft win-win terms (including a rehab/equity plan that addressed the seller's property-condition concerns). Connect with Tracy: https://www.instagram.com/tracykoa/ ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow
History rarely repeats itself, especially speculative bubbles. As it becomes increasingly obvious that today's AI bubble will dramatically burst, the real question is not when but how.What makes this boom profoundly different from the DotCom crash of the nineties is OpenAI's attempt to create an AI private monopoly by positioning itself at the center of trillions of dollars worth of self-serving “deals”. Sam Altman wants to simultaneously be the gambler, the slot machine owner, and the house. It's a gamble that is, of course, brazenly rigged: he's trying to simultaneously make OpenAI too important to fail and too well-financed to go public.That Was The Week's Keith Teare cutely describes this imperial play as “Come To Daddy.” But it's more complicated—and more dangerous. By weaving OpenAI into the heart of America's AI economy, Altman isn't just building a company; he's constructing a systemic chokepoint not just for Silicon Valley and Wall Street, but possibly for an entire global economy dependent on AI exuberance for growth. If there's a historical analogy, it's the banking crisis of 2008. The US government bailed out the banks because they were supposedly too big to fail. The same will likely happen with the coming AI crash, especially given bipartisan American hysteria over the China threat —only this time, the crisis will center on OpenAI as both the dominant cause and the primary casualty of the crash. Here history might, indeed repeat itself: privatized gains during the boom, socialized losses during the bust.Sam is dealing. Heads he wins, tails we all lose. Yes, the house always wins, especially when it is powered by OpenAI chips and wearing a ChatGPT hoodie.1. OpenAI's Platform Play Is Eliminating StartupsOpenAI's developer day introduced an agent development platform, embedded ChatGPT applications, and Sora video generation—directly competing with dozens of startups. Keith Teare observed that over half of the 58 AI companies showcased at Andreessen Horowitz the next day had lost their competitive positioning overnight. OpenAI is no longer just a product company; it's becoming a comprehensive platform that absorbs innovation opportunities across the AI landscape.2. Potential Market Dominance Raises Competition QuestionsStatistics from SQ Magazine claim OpenAI controls 88% of global AI interactions, with Anthropic at 8% and Google under 3%. While these figures require verification, such concentration would represent one of technology's most rapid consolidations and raise fundamental questions about competition and innovation in the AI sector.3. “Industrial Policy by Private Contract” Signals New State-Corporate PartnershipOpenAI's relationship with the Trump administration suggests an emerging model of state capitalism without direct government funding. The state facilitates deals between major players and benefits through future taxation and ownership stakes in certain projects. OpenAI has become strategically essential for U.S. economic competitiveness against China—suggesting that no future administration, Republican or Democrat, could allow the company to fail. This creates an implicit government backstop without traditional public investment.4. Infrastructure Funding Remains the Critical ChallengeAI requires approximately 10 gigawatts of power annually for the next decade—translating to trillions in data centers, chips, and energy costs. Recent deals involving Nvidia, AMD, and Oracle's $500 billion Stargate project are down payments, not solutions. Energy costs remain a key constraint, with nuclear and solar options still expensive relative to demand.5. The Speculative Age Concentrates WealthAndreessen Horowitz's Alec Danco describes our current “speculative age” as defined by timing and short-term positioning. Unlike previous tech booms where retail investors could buy stock, OpenAI equity remains inaccessible to most, concentrating wealth among institutional investors and insiders while speculative energy redirects into prediction markets and gambling.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe
Interview with Louis-Pierre Gignac, President and CEO of G Mining Ventures Corp.Our previous interview: https://www.cruxinvestor.com/posts/g-mining-ventures-tsxgmin-champion-iron-tsxcia-playbook-for-success-7198Recording date: 7th October 2025G Mining Ventures Corp. presents investors with one of the most compelling growth profiles in the mid-tier gold sector, combining immediate cash flow generation with a clear pathway to nearly triple production by 2028—all without shareholder dilution. The company is executing a disciplined strategy that leverages operational cash flows and non-dilutive debt financing to fund aggressive expansion during a period of historically elevated gold prices.The foundation of G Mining's investment case rests on its Tocantinzinho mine in Brazil, which generates substantial cash flow with all-in sustaining costs of $1,170 per ounce. At current gold prices above $2,600 per ounce, this creates operating margins translating to more than $250 million in annual operating cash flow before royalties and corporate costs. The mine's structural advantages—including access to cheap hydroelectric power, low strip ratios, and modern infrastructure—provide cost competitiveness and protection against inflation that many peers lack. This cash generation is funding G Mining's transformation into a multi-asset producer. The company recently announced a $350 million corporate credit facility with a $150 million accordion feature that, combined with Tocantinzinho's cash flows, fully finances development of the Oko West project in Guyana without equity raises. The 350,000 ounce per year project will bring total company production to 500,000 ounces by 2028—representing 186% growth from current levels.Oko West's development is progressing ahead of schedule, with 35% engineering completion and nearly $100 million invested by August 2025. All major equipment procurement has been completed, de-risking delivery timelines that have challenged many mining projects. The company received its full permit in September 2025 and targets first gold production in October 2027, with 700 workers currently on site ramping to 1,500+ by Q1 2026.Despite this progress, G Mining trades at a P/NAV of 0.86x—below its peer group—creating what management views as significant re-rating potential. At $3,400 gold prices, Gignac noted that Oko West alone carries a $4 billion net asset value, compared to the company's current total market capitalization of $5-6 billion. "We do expect to have that rerate process taking place in our valuation as we continue developing and advancing the project," he explained. "We go and get that valuation just by successfully executing on the project."Beyond the near-term growth to 500,000 ounces, G Mining's Gurupi project in Brazil offers additional upside. With an existing 2.6 million ounce resource that management believes can expand to 4-5 million ounces, Gurupi could support a third 200,000+ ounce per year operation. The first drilling since 2019 begins in November 2025 following the recent lifting of a historical injunction, providing near-term exploration catalysts independent of Oko West's construction timeline.For investors seeking exposure to gold with exceptional operational leverage, proven management execution, and multiple near-term catalysts, G Mining warrants serious consideration. The combination of non-dilutive growth financing, below-peer valuation, and a clear pathway to production expansion creates a compelling risk-reward profile in the current precious metals environment.View G Mining Venture's company profile: https://www.cruxinvestor.com/companies/g-mining-venturesSign up for Crux Investor: https://cruxinvestor.com
The One Big Beautiful Bill Act (OBBBA), signed into law July 4, lowered the tax-exempt bond financed- by test for low-income housing tax credit (LIHTC) properties from 50% to 25%. In this episode of the Tax Credit Tuesday podcast, Michael Novogradac, CPA, and Novogradac Housing Policy Consultant Mark Shelburne discuss the ways in which state housing agencies are implementing the new test. They discuss how the 25% financed-by test gives states the ability to finance more affordable housing with the same amount of bond cap. The pair then explain how states can begin implementing the new test. States can implement the test on its effective date in one as of Jan. 1, 2026; wait until 2027 and spend 2026 deciding how they will implement it; or lean into the new rule and start taking actions in 2025.
Send us a textCarolyn K. Haeler shares her journey from a life-changing celiac diagnosis to creating Mightylicious, a brand revolutionizing gluten-free baked goods with products so delicious even people without dietary restrictions choose them.• Diagnosed with celiac disease at 31 after months of deteriorating health• Discovered that gluten is not just in obvious foods but used as preservative, filler, and coloring in countless products• Created Mightylicious after a disappointing experience with a store-bought gluten-free cookie• Spent three months developing recipes, baking thousands of test cookies• Walked into Whole Foods for feedback, walked out with an opportunity to sell her cookies• Uses rice flour milled to exact specifications to eliminate the grittiness common in gluten-free products• Named the brand Mightylicious to create a fun, positive image instead of clinical packaging common in gluten-free products• Created Charlie the non-binary unicorn as a mascot that appeals to diverse audiences• Financed her business through credit cards, small business loans, and eventually raised $5 million through crowdfunding• Recently expanded product line to include specialized flour blends and brownies• Products available in Kroger, Walmart, and natural food stores across the countryVisit mightylicious.com to order products shipped to all 50 states (free shipping on orders of 3+ bags) or find them on Amazon and in retailers nationwide. Use promo code MIGHTYHOLIDAY for 20% off on Amazon. Thank you for listening. Please subscribe to this podcast and share with a friend. If you would like to know more about my services, please message at fueledbyleo@gmail.comMy YouTube Channel https://www.youtube.com/channel/UC0SqBP44jMNYSzlcJjOKJdg
Click Here for the Show Notes In this episode, we dive deep into the real-world strategy of buying properties with owner financing—a powerful tool for real estate investors looking to acquire cash-flowing assets with little or no money down. We explore the age-old saying "you make your money on the buy" and break down why that may not always be the case—especially for long-term investors focused on appreciation and equity growth. You'll learn when it's okay to pay full price, how to evaluate deals based on financing terms versus purchase price, what questions to ask the seller, and whether or not you need to disclose the deal to your lender. This episode is all about the numbers, the terms, and the strategy. If you're interested in creative deal structuring or you're looking to scale your rental portfolio smartly, this is one you won't want to miss. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2020) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.
In this inspiring episode of Agents of Nonprofit, I sit down with Tonya Surman, CEO and co-founder of the Centre for Social Innovation (CSI), to explore her decades-long mission to redesign how nonprofits operate, collaborate, and finance their futures. As the conversation unfolds, Tonya challenges traditional ideas around ownership, scale, and capitalism, offering a vision of a regenerative, relationship-centered economy built on circular design principles.Topics We Cover:Tonya Surman's journey from grassroots activism to nonprofit innovationThe founding vision of the Centre for Social Innovation (CSI)How shared resources evolved into a thriving social impact ecosystemThe power and mechanics behind community bonds as financing toolsStories of unlikely investors—from new Canadians to 25-year-old Gen Z womenThe challenges of scaling a nonprofit vs. a for-profit structureThe impact of COVID-19 and interest rates on nonprofit-owned real estateA bold vision for “exit to community” and reshaping capitalism with circular designTo Learn More and Connect with Tonya:SocialInnovation.orgE-mail TonyaSupport the show
#453 What if, instead of spending four years in college, you could build a multimillion-dollar business by age 28? That's exactly what Andrew Gomez did — starting his trucking company at just 18 years old! In this episode hosted by Kirsten Tyrrel, Andrew shares how he went from dispatching for his brother to financing two trucks and launching AJG Transport while still a teenager. Over the years, he expanded into truck repair, logistics brokerage, government contracting, and even launched a trucking-focused software company. With over 140 drivers and 70 employees, Andrew pulls back the curtain on what it really takes to succeed in an industry known for high turnover and tight margins. From building trust with brokers and shippers to creating a culture of empathy and excellence for his drivers, he drops powerful lessons on resilience, innovation, and leadership that apply to any business. Whether you're 18 or 80, Andrew's story proves that hustle, heart, and vision can take you further than a degree ever will! What we discuss with Andrew: + Started trucking biz at 18 + Financed two trucks as a teen + Built multiple logistics companies + Importance of finding a niche + Lessons from dispatching and scaling + Innovation through software and systems + Treating drivers with empathy + Creating a resilient company culture + Spotting opportunity before competition + Balancing ambition with personal life Thank you, Andrew! Check out GH Logistics LLC at GHLogisticsLLC.com. Check out AJG Transport at AJGTransport.com. Watch the video podcast of this episode! And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/millionaire. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
Cutting Through the Matrix with Alan Watt Podcast (.xml Format)
--{ "The Mind Masters"}-- Why YOUR SUPPORT is necessary -- and VERY MUCH APPRECIATED! - Movie, The Net - What are common themes in the movies, The Net, Echelon Conspiracy, Enemy of the State, Eagle Eye and Terminator? - Social Media, Data Collection - What is Palantir and Who is Peter Thiel? - International Socialism (Run, Financed and Owned by International Bankers) - Government as Collector for Debts - Scientifically Designed Society - "The Soviet Story" documentary, George Bernard Shaw - Government-Run Childcare, Extended "Family" of Social Workers - Inoculations to Dumb Down Populations - Socialized Medicine, Cutbacks, Priority Operations, Healthcare Rationing - Bertrand Russell, Creation of Hedonism and Narcissism, Devaluation of Others - Psychological Studies Continuously Done on Public - Loss of Non-verbal Communication and Interaction - De-industrialization of Britain - Lima Declaration, GATT, Transfer of Manufacturing to Developing Nations - Interdependence, Organic Society, Totalitarianism - Worldwide Scientific Dictatorship - Google / Microsoft Tracking System - Social Approval and Disapproval.
Philippe Cloutier of Cartier Resources discusses the company's recent developments, particularly focusing on the Cadillac project. He highlights the significance of a recent financing round, the integration of AI in exploration, and the strategic drilling plans aimed at expanding known gold zones and discovering new ones. Philippe also addresses market expectations and the importance of building fundamental value in the current mining landscape.
In this episode of America's Founding Series, Professor Nicholas Giordano tells the extraordinary but often overlooked story of Robert Morris & Haym Salomon: The Men Who Financed American Freedom. While the Revolution was fought with muskets and courage, it was won with money, and these two patriots provided it. From Salomon's imprisonment by the British to the desperate scramble for $20,000 that saved the Yorktown campaign, this episode reveals how their financial sacrifices helped secure American independence. Without Morris and Salomon, the Revolution may have collapsed before victory was ever possible. Professor Giordano reveals how these forgotten patriots risked everything for liberty and why their names deserve a place alongside America's most celebrated founders. Episode Highlights: The dramatic moment when George Washington demanded, “Send for Haym Salomon,” to save the Yorktown campaign. How Robert Morris created a financial system from scratch to sustain the Revolution and died in debt for it. The little-known story of Salomon's arrest, espionage, and tireless fundraising efforts under British surveillance.
Garrett Macdonald, CEO of Maritime Resources, provides an update on the company's progress with the Hammerdown Gold Project following a significant financing round. He discusses the operational advancements, including the recommissioning of the Pine Cove mill, the importance of cash flow, and the ongoing drilling program aimed at de-risking the project. The conversation also touches on market conditions, investor sentiment, and the company's future outlook as it aims to generate cash flow and explore further opportunities.
Today on CarEdge Live, Ray and Zach discuss the latest data on car loans from Edmunds. Tune in to learn more!
Zane Kalyan, CEO of Scorpio Gold, discusses the company's recent financing efforts, focusing on the Manhattan and Mineral Ridge projects in Nevada. He highlights the confidence in the gold market, the strategic allocation of raised capital, and the exploration plans for Manhattan. Kalyan also addresses the growing interest in Nevada's mining sector and the potential for significant returns on investment.
Paula Barros, better known as Pauley McPaulerson, joins Billy Corben in the co-host chair today. David Samson joins the show to talk about a potential publicly financed sporting venue in Orlando. And Scott Maxwell of the Orlando Sentinel talks about his dealings with potential United States Attorney General Pam Bondi. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today, Clark has an update from the FDIC in the aftermath of the recent fintech meltdown, including the dangers of “blended banking” and how to spot fake savings account offers. Also - if you are in the market for a house, you may see offers for land contracts or seller financing. Know the downsides of alternative rent-to-own type mortgages Protections For Savers - An FDIC Update: Segment 1 Ask Clark: Segment 2 Beware Lease Purchase Type Home Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The FDIC Is From the Government and Really Is Here to Help 17 of the Best High-Yield Online Savings Accounts in October 2024 Experian Insurance Marketplace NYTimes: A Mortgage Alternative for Lower-Priced Homes Comes With Risks NYTimes: Consumer Agency Cracks Down on Seller-Financed Home Sales Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices