Podcasts about Reo

Welcome to episode #430 of 20MT•James Forrest creates more history in his unbelievable career•Brendan's future needs sorted one way or another•Could we lose Daizen and Reo?•Greg Taylor (probably) plays his last game at Celtic Parkand much moreTreat yourself or the 20MT listener in your life, as well as supporting the podcast with some 20MT merch at 20mt.bigcartel.com/You can help support the production of these podcasts, get AD FREE content as well as gaining access to over 1100 extra episodes at patreon.com/20MinuteTimsSign up for Celtic's Youth Development Lottery The Celtic Pools and help shape Celtic's future here - https://celticpools.securecollections.net/index.aspx?Agent=353920MT Hosted on Acast. See acast.com/privacy for more information.

Navigating the Complex World of New Home Sales: Tips and InsightsIn this episode, Vito discusses the complicated relationship between real estate agents and new home builders, highlighting issues such as poor workmanship and sneaky sales tactics. He shares invaluable advice on protecting home buyers, including the importance of third-party inspections and negotiating better deals. Vito also provides updates on the current housing market, focusing on new home sales trends, inventory levels, and price changes across various regions, particularly in the Bay Area. Additionally, he showcases select properties and offers practical tips for sellers. Tune in for an in-depth look at the real estate landscape and expert guidance on navigating new home purchases.40% Home Builders say ‘Demand is Slower and Causing Concern'REO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: Love-Hate Relationship with New Home Builders01:56 Market Trends and Data Analysis04:30 New Home vs. Resale: Pros and Cons06:37 REO of the Week: Oakland Property07:43 Apple Home of the Week09:34 Market Inventory and Trends10:55 Conclusion: Market Predictions and Final Thoughts

Louis Fontaine relates his success story of regaining 3D vision after years of constant double vision through means of vision therapy and surgery.Louis Fontaine is a Real Estate Broker-and Owner of Millenia Real Estate, with 29 years of Real Estate, Mortgage, & Title experience specializing in REO, Short Sales & Probate Sales. He has successfully closed over 2000 real estate transactions.You can contact him on Facebook by searching Louis Fontaine at Millenia Real Estate in Oxnard, California. He is a member of the Looking Ahead – Adult Strabismus Support and Strabismus Support Group.If you liked this episode, click here to send me a message. I also appreciate guest and topic suggestions.Click the link above to message me directly. It comes to me as FAN MAIL! How great is that? Just click on the place that says, "If you liked this episode CLICK HERE:"

One of New Zealand's finest voices, Marlon Williams has released his fourth studio album – written entirely in te reo Māori. The Kiwi musician has a global presence, having collaborated with the likes of Florence + the Machine, and toured with legends like Bruce Springsteen, bagging six NZ Music Awards and an APRA silver scroll. But for ‘Te Whare Tīwekaweka', Williams returned to his roots. Translating to ‘Messy House', Williams told Jack Tame the title is a metaphor for the pains of chaos and creation, and how creativity often comes from disorder. “You have a house full of, of ideas, and, and you sort of sit quietly and let them talk to each other, and then hopefully they form some sort of cohesive thing.” The idea of writing an album entirely in te reo has been floating around Williams' brain for a while, he was just waiting for an excuse to begin. “I grew up speaking a little bit,” he told Tame. “I went to Kōhanga Reo, but it all sort of drifted away from me again as I went into my, moved on into childhood, into primary school.” Although he drifted away from speaking the language, Williams didn't stop singing in te reo. “It's just such a, a beautifully, a beautifully sung language.” “I always knew at some point that I was gonna come back around and, and give myself an excuse." LISTEN ABOVE See omnystudio.com/listener for privacy information.

One of the greatest rock bands in our generation was REO Speedwagon. At the beginning of this year, we received word that REO was officially no longer. But that doesn't mean that guitarist, song writter and lead vocalist Kevin Cronin is stopping. We had the opportunity to speak with Kevin not only about his upcoming tour (with many of the REO family members), but we spoke about his dad being in World War II, why REO broke up, how Stephen Stills is one of his all time heroes and a hint of his new book. 

Stranger in the basement… New Billionaires added to the list… Elon and Ashley fighting over baby… Chateau d'Armainvilliers for sale… Arrested for leaving kids at McDonalds… Email: ChewingTheFat@theblaze.com Anniversary of Romancing the Stone… Cronin unhappy with an REO legacy concert… Billy Joel Documentary coming to HBO/MAX… Who Died Today: Sian Barbara Allen 78… Myanmar death toll continues to climb… Sub Standard steal in collapsed building?... Microsoft Blue screen of death changes… Bees dying at unprecedented levels?... www.blazetv.com/jeffyPromo code Jeffy.. NFL owners meeting / longer seasons / international games / Future of women… ESPN host misrepresented on Caitlin… WNBA almost all Caitlins games televised… Joke of The Day… Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason and Paul Lizell discuss the current state of the real estate market, with Paul sharing his insights from being on the ground and Jason predicting a severe housing shortage by 2030. They also touched on long-term demographic trends, the potential for reduced interest rates, and the impact of these trends on the real estate market. Jason expressed optimism about the real estate market, predicting at least 3% appreciation this year, and encouraged others to invest. Learn how to BUY HOUSES AT AUCTION. Visit https://www.JasonHartman.com/REO today! Today's sponsor https://JasonHartman.com/Connected offers real estate investors access to Connected Investors' PiN (Property Intelligence Network) software. This tool provides nationwide property data, including features like unlimited individual property skip tracing, comprehensive property reports, and a Contract Genie for generating legal documents. Subscription options are available on a monthly or annual basis, with the annual plan offering additional benefits such as a dedicated product specialist. The platform emphasizes its commitment to providing accurate, up-to-date information to assist investors in making informed decisions. Visit http://jasonhartman.com/connected today! #RealEstateInvesting #HousingMarket #InterestRates #RentalMarket #InvestmentProperty #RealEstateTrends #EconomicOutlook #FinancialFreedom #PropertyInvestment #JasonHartman Key Takeaways: 1:30 Get your tickets to https://EmpoweredInvestorLive.com/ 2:25 A view from someone on the ground 6:29 The housing affordability Gap 7:48 Ai Boom and the housing market 12:07 https://jasonhartman.com/connected 13:28 Mortgage rates and pressure on rents 17:18 A crazy time to start investing in real estate 18:20 Shadow inventory vs. shadow demand and the confidence in investing now 22:32 Jason's long-term prediction, population and the FED rates 26:31 Trump cross currents 28:20 Learn how to BUY HOUSES AT AUCTION. Visit https://www.JasonHartman.com/REO today! https://empoweredinvestorlive.com/   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

The sequel to the 2025 Bouyon Mix I dropped in November 2024 is here. Let me just say that this was my first time experiencing Mas Domnik, and it was so much vibes. I had fun recording this mix at the National Botanical Gardens here in Barbados. This mix contains most of the songs that I was hearing on a daily basis while in Dominica (excluding some of the ones in the precious mix). I hope you relive those moments through this mix if you were there. And if you weren't, then get ready to feel like you were there. PS: This mix has been made family-friendly. Special Thanks To: J. Arthur (B-Cam) S. Maynard (Assist) Watch Part 1 To This Mix: https://www.youtube.com/watch?v=QylQjKibczA&t=78s Watch This Video Next: https://www.youtube.com/watch?v=4DpVTnd2M-0&t=87s Subscribe and Listen to the Blaqrose Supreme's Podcast HERE:

This is Bouyon :The Emotional Damage Mixtape - Curated by DJ Infamous & DJ WillyWonka Prepare for a sonic journey into the heart of heartbreak, betrayal, and the raw, unfiltered emotions that Bouyon does best. DJ WillyWonka and DJ Infamous, two titans of the genre, have teamed up to deliver "This is Bouyon : The Emotional Damage Mixtape," a collection that dives deep into the bittersweet symphony of life's emotional rollercoaster. This ain't your typical party mix. We're talking about the Bouyon anthems that capture the pain of lost love, the sting of broken promises, and the raw energy of bouncing back from adversity. Expect a blend of classic Bouyon rhythms laced with poignant lyrics that resonate with anyone who's felt the weight of emotional damage. What to expect: * Heartfelt Bangers: A carefully selected tracklist featuring the most emotionally charged Bouyon hits, both old and new. * Seamless Transitions: DJ WillyWonka and DJ Infamous showcase their mastery, weaving together tracks with precision and feeling. * Raw Energy: Experience the cathartic power of Bouyon as it transforms pain into a vibrant, danceable expression. * A Journey Through Emotions: From the depths of despair to the resilience of the human spirit, this mixtape takes you on a powerful emotional ride. * Exclusive Blends & Remixes: Expect some surprising twists and turns, with exclusive blends and remixes crafted to amplify the emotional impact. This mixtape is for: * Anyone who's ever experienced heartbreak. * Fans of authentic Bouyon music. * Those seeking a soundtrack to process their emotions. * Anyone who appreciates the power of music to heal. DJ WillyWonka and DJ Infamous have poured their souls into this project, creating a mixtape that's both deeply personal and universally relatable. "this is Bouyon: The Emotional Damage Mixtape" is more than just a collection of songs; it's an experience. Press play, let the rhythm take over, and allow the music to guide you through the healing process. Get ready to feel the Bouyon... and the pain, and the strength to overcome it all. TRACK LIST: 00.INFAMOUS & WILLYWONKA INTRO 01. WDMA - Ridge ft. King Kembe 02.Be Alright - Wawa ft Shadowflow 03.Fell for you - Quan & Litle Boy 04.Someone Else - Litle Boy, Quan & Trilla G 05.Toxic Love - Ridge 06.Kettle - Burn Brain, Jolly & Ridge 07.Stronger Remix - Signal Band ft. Nice 08.Bye to de Old Me - Signal Band 09.Fully Blessed - Fuego Dinero ft. Gwada G & Big Shii 10.Doe do me Dat - Trixx & Beevo 11.Da Man Don't Cheat - Triple K 12.Not on my Head - Asa Bantan 13.Doh trust dem -Reo 14.Kay Ka fete - Quan 15.Math not matching - Signal Band 16.Merry Day - Premix 17.Fache - Litle Boy 18.Show me how you Feel - Litle Boy ft Triple Kay 19.Leaving - Quan 20.Leave Me Alone - 1T1 Ft. Dinho, Lejuh, Theomaa, Binksdrick 21.Passing - Signal Band 22.Calendar Riddim 2024 - Signal Band 23.BDYMM - Pudaz 24.Liar - Shemmy J & Litle BOy 25.Lies - Asabantan Ft Starsha 26.Take me as I Am - Trilla G 27.Still Love Me - Reo 28.Doh Call my phone - Ridge 29.Cold Freestyle - Trilla G 30.I Can Love You - Asa Bantan 31.Never Wanna Let you Go - Khallion 32.I Like Your Woman - Trilla G 33.Kokay Dat(XXX Rated) - Kenny G 34.FYM(Fuck your Man) - Ridge & Problem Child 35.You Mad - Reo 36.Make Her Bawl - Shelly, Trix, Dj Taffy, Signal Band 37.Yo Baw Gwopwel - Litle Boy 38.Fuck Everybody - Asa Bantan 39.On De Block With De Glock - Quan x Litle Boy ft Kenny G 40.Dat She Want - Dj Taffy ft. Paw & Wotlis 41.Feel it - Nessa Preppy 42.Back it up - Asa Bantan 43.Fed up - Shelly & Signal Band 44.No One Else - Naliah Blackman 45.Your Love - Ebony Empress 46.Your Friend - Quan x Litle Boy ft Freddy 47.Without You - Nice, Reo, Trilla G, Shax, Quan 48.Same Damn Ting - Trev Li

Welcome to a Best of the Day wrap from Unmade.Today: We share the highlights from Compass Auckland, Ooh Media finally discovers some momentum, and big moves on the Unmade Index.If you've been thinking about upgrading to an Unmade membership, this is the perfect time. Your membership includes:* A complimentary ticket to all of Unmade's events, including HumAIn (6 May), REmade (23 September), Unlock, and Compass (November), all returning in 2025.* Member-only content and our paywalled archives;* Your own copy of Media Unmade.‘Embrace AI, or face an extinction-level event'The final episode of the 2024-25 series of Compass rolled into Auckland last week.The audience at the iHeart Lounge heard from Matt Martel, managing editor for audience and platforms at the New Zealand Herald, Jo Mitchell, CMO of The Warehouse Group; Paul Pritchard, group CEO of Overdose, and Angela Watson, CEO of Colenso BBDO on some of the key topics getting adland out of bed and keeping it awake at night.The topics ranged from the impact of last year's closure of Newshub to the disruption being wrought by AI, to whether it's time for marketers to dial back on their platform spend.Pritchard told the audience that the biggest challenge he saw the industry face last year was “lack of control”. He added: “I felt like things happened to us, not because of us.”According to Martel, the closure of Newshub should be taken as a signal for action. “It was a strong and important part of New Zealand media. It's now gone.“We need to act. Because if we don't act, we can see the train that's coming down the tracks at us.“The problem is not the quality of what we do, it's the monetisation of what we do. If we don't change what we do now, if we don't embrace AI, if we don't embrace different ways of doing what we've always done, then there will be an extinction-level event for everyone in this room in ten years, if not sooner.”And Pritchard urged a rethink for where the industry spends its marketing budgets: “We spent a lot of time letting international technology players come to every market and sell, sell, sell at really low costs. And that disrupted the media. It challenged the content and the quality of that content. And then when they disrupted it, they decided to put the prices up.“And it's a pretty simple economic environment that we're all facing. The thing we can do to counter it is we can own our own content. We can own our own customer.“We decided that it was just better to throw money at something that continually worked, right? Those metrics of return on ad spend and cost of customer acquisition -they were really attractive for a long time.“Now they're less attractive, but everyone's hooked on it. So maybe we need to go cold turkey for a little bit.”The event was organised by Unmade with the support of NZME, Lumo and Scentre Group's BrandSpace.Ooh Media's turnaround beginsOoh Media will likely soon make it official with its acting chief revenue officer Mark Fairhurst after his first two months in the chair sparked a turnaround in the company's sales trajectory.The emergency appointment of Fairhurst, previously executive general manager of QMS, came in December following the exit of chief revenue officer Paul Sigaloff after just 19 months.In its full-year results released this morning, Ooh Media's revenue and profits were virtually flat for the year, up by 0.3% to $635.6m and 3% to $287m respectivelyOoh Media's 2023 and 2024 results were almost identical. However the company's momentum entering the first quarter has radically improvedOoh Media is on track to bring in 14% more revenue in the current quarter compared to the same time last year.CEO Cathy O'Connor again acknowledged that Ooh Media's sales operation has been slow and hard to deal with. She told today's analysts' call: “We heard from the market that we were slow to respond.”Ooh Media's said its new offering Reo - which assists mid-tier retailers enter the retail media space by outsourcing sales operations and assisting with the digital side - is also picking up momentum. Newly announced clients include Officeworks, Petbarn, and Australia Post, with others in the pipeline.Unmade Index buoyed by Ooh Media and IVE Group resultsOoh Media's improved performance saw it lock in a hefty 15.6% jump in market capitalisation during an action-packed day on the Unmade Index.IVE Group, which also reported solid results today, rose by 6.4% while Seven West Media gained 2.9%.Meanwhile, Nine lost 5.8% as the market continued to digest news of CoStar's bid to buy its majority-owned real estate platform Domain.As a result of the decline of Nine - the biggest weighted stock - the Unmade Index sank by 0.3% to 560.6 points.Best of the Day: News winners; Clems loser; Slater & Gordon's strugglesABC back at the topABC News moved back past News Corp's news.com.au as the site with the biggest audience. According to Ipsos Iris, the ABC's monthly audience grew to 12.5m in January, ahead of news.com.au which lost 3.4% to land on 11.8m.Another Omnicom ad restructureDani Bassil became the latest Clemenger Group CEO to be ousted after failing to recapture the creative brand's glories of previous decades. Omnicom announced that Clemenger, Traffik and CHEP Network will all be folded into the Clems brand. Under chief creative officer Ant Keogh, who departed in 2017, and CEO Peter Biggs, who left in 2014, Clemenger Melbourne was regularly the world's most awarded agency.Too little, too SlaterLaw firm Slater & Gordon was criticised for failing to adequately handle a PR crisis after a critical all-staff email leaked the salary details of employees along with criticism of management.Meanwhile IVF clinic Genea was tonight dealing with an even bigger PR crisis after revealing that a data leak has seen hackers seize highly personal patient details.Today's podcast was edited by Abe's Audio.Time to leave you to your evening.We'll be back with more tomorrow. Have a great night.Toodlepip…Tim BurrowesPublisher - Unmade + Mumbrellatim@unmade.media This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.unmade.media/subscribe

Born and raised in Lakewood, California, Craig Hill attended Lakewood High, Long Beach City College, and received his Bachelor of Science degree from California State University, Long Beach. While attending CSULB, he followed his love of baseball by making his profession buying and selling baseball cards.In 1984, Craig took his first job in the lending industry working for Vanguard Mortgage as a loan officer and loan manager. While employed there, he met and began funding REO purchases with Bruce Norris. When Bruce officially started The Norris Group in 1994, Craig came aboard as both loan officer and investment manager and never looked back. Since that time, they have arranged hundreds of millions worth of investor loans. Recently Craig served several years as vice chairman for Exbound, a nonprofit organization designed to help developmentally disabled adults increase their social interaction. Craig enjoys sports and spending time with his wife Laura and daughter Caitlin. In this episode:Craig Hill shares key guidelines for evaluating trust deed investments.Why multiple sources are crucial for accurate property value assessmentUnderstanding the Trust Deed ProcessEssential criteria for trust deed investments in California.A look at the company's history and its approach to changing market conditions.Balancing Fair Rates – The importance of offering competitive terms for both borrowers and investors.How to apply and get started with trust deed investing.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

The late Dame Iritana Tāwhiwhirangi who founded the Kōhanga Reo movement is being praised for reviving te reo Māori and keeping the language alive. Māori Language Commission Chief Executive Ngahiwi Apanui spoke to Ingrid Hipkiss.

Born and raised in Lakewood, California, Craig Hill attended Lakewood High, Long Beach City College, and received his Bachelor of Science degree from California State University, Long Beach. While attending CSULB, he followed his love of baseball by making his profession buying and selling baseball cards.In 1984, Craig took his first job in the lending industry working for Vanguard Mortgage as a loan officer and loan manager. While employed there, he met and began funding REO purchases with Bruce Norris. When Bruce officially started The Norris Group in 1994, Craig came aboard as both loan officer and investment manager and never looked back. Since that time, they have arranged hundreds of millions worth of investor loans. Recently Craig served several years as vice chairman for Exbound, a nonprofit organization designed to help developmentally disabled adults increase their social interaction. Craig enjoys sports and spending time with his wife Laura and daughter Caitlin. In this episode:Craig Evans introduces Craig Hill, his background, and early career in lending.Joining The Norris Group : Why Craig Hill left Vanguard Mortgage to partner with Bruce Norris.The Changing Landscape of Hard Money Lending: How investor-focused lending has evolved over the years.The Norris Group's Underwriting Process.Property Evaluation Strategies: Key factors in assessing profitable investment opportunities.Protecting Investors & Ensuring Quality: How The Norris Group prioritizes investor security and deal integrity.Craig Hill's insights on securing funding and making smart investment decisions.The importance of underwriting in building trust and long-term success in real estate investing.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

The three amigos talk about their upcoming tour together and KC talks about the "break up" of REO. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The three amigos talk about their upcoming tour together and KC talks about the "break up" of REO. Learn more about your ad choices. Visit podcastchoices.com/adchoices

CJF condena el asesinato de Audel Arnoldo Hernández  Evacuan por incendio de fábrica de muebles en Querétaro En Perú cierran 91 puertos por el clima Más información en nuestro podcast

"Hey Casual Anime Fanatics! Send us a text and let us know what you would like us to talk about next!In this episode of THAT ANIME PODCAST,  The Casual Anime Fanatics discuss Season 2, Ep. 12 of BLUE LOCK, titled "Flowers".Welcome to the official podcast for Casual Anime Fanatics! We deliver fresh, entertaining episodes every week, exploring everything from classic favorites to hidden gems in the anime universe. Whether you're a long-time fan or just starting your anime adventure, THAT ANIME PODCAST is your go-to source for casual and insightful anime discussions.Enjoying the show? We'd love your support! If you like what you hear, consider leaving us a 5-star review on Apple Podcasts and/or Spotify. Your reviews help us reach even more anime enthusiasts just like you!Episode Synopsis:As Aiku looks back on why he converted to a defender, the U-20s use their specialty quick attack. Reo copies Nagi's skill to hold them off. Isagi yields the last step to Rin, which is stolen by Barou who has waited for the chance in the dark. Stay connected with us:Instagram: @thatanimepodcastDiscord: Join our communityTune in, laugh with us, and let's celebrate all things anime together!

Welcome back to Uncontested Investing! In this episode, I sit down with Rebecca Smith, Vice President of Business Development at Radian Real Estate Management, to explore her incredible 25-year journey in real estate and mortgage finance. Rebecca shares her experience in navigating the ever-evolving industry, including her role in pioneering single-family rental innovations and leading client-driven solutions.   Rebecca also gives us a glimpse into her strategies for leadership, fostering relationships, and adapting to shifting market trends. Whether you're an investor looking to sharpen your edge or just curious about the intricacies of real estate investing, this conversation is packed with actionable insights and inspiration.   Timeline Summary: [0:00] – Introduction [1:15] – Rebecca shares how she entered the real estate industry and her early career in Salt Lake City. [3:05] – The real estate boom in Salt Lake City and how it shaped her perspective. [4:00] – Transitioning to Radian in 2008 and finding opportunities during a financial crisis. [6:00] – Rebecca's leadership approach and her commitment to solving clients' problems. [9:17] – Money-Making Minute: The importance of adaptability and staying focused in the industry. [11:16] – Keys to success in REO management and navigating the complexities of investment properties. [16:21] – The role of mentorship in career development and Rebecca's advice to young professionals. [19:42] – Rebecca's passion for live music and how it keeps her grounded amid a demanding career. [24:00] – Final advice for investors and a reminder of Radian's diverse service offerings.   5 Key Takeaways from This Episode: 1. Adaptability is Crucial Rebecca emphasized the importance of staying flexible and adaptable in the ever-changing real estate market. Whether it's shifting investment strategies or expanding services, being able to pivot is key to long-term success. 2. Leadership Through Example As VP of Business Development, Rebecca prioritizes leading by example, focusing on her team's success and fostering client relationships. She highlights the value of collaboration, innovation, and listening to client needs. 3. Diverse Industry Experience Adds Value Rebecca's extensive background—spanning mortgage servicing, asset management, and client relations—has allowed her to develop a well-rounded perspective, enabling her to craft tailored solutions for investors and clients alike. 4. Customer Service is Key to Building Trust Treating clients' assets as if they were her own is a cornerstone of Rebecca's approach. Thoughtful communication, timeliness, and dedication to exceeding expectations set her apart in the industry. 5. Networking Drives Opportunities Rebecca underscores the importance of trade shows and networking for fostering relationships and unlocking new opportunities. Engaging with peers and clients at industry events helps build trust and expand professional reach.   Links & Resources: • Radian Real Estate Management: https://www.radian.com/   Closing Thoughts: If you enjoyed this episode, don't forget to like, comment, and subscribe to the Uncontested Investing podcast! Your support helps us continue to bring industry-leading insights to your feed. Connect with us on social media and stay tuned for our next episode.

In this episode, we speak with Michael Jahnz of Richrath Project 3;13, a band that pays tribute to REO Speedwagon and REO's legendary guitarist Gary Richrath.  Michael was the lead singer and co-wrote with Gary Richrath in the 90s in his band after he left REO Speedwagon.  

"Hey Casual Anime Fanatics! Send us a text and let us know what you would like us to talk about next!In this episode of THAT ANIME PODCAST,  The Casual Anime Fanatics discuss Season 2, Ep. 09 & 10 of BLUE LOCK, titled "Night Snow" and "The Subs Take to the Stage". Welcome to the official podcast for Casual Anime Fanatics! We deliver fresh, entertaining episodes every week, exploring everything from classic favorites to hidden gems in the anime universe. Whether you're a long-time fan or just starting your anime adventure, THAT ANIME PODCAST is your go-to source for casual and insightful anime discussions.Enjoying the show? We'd love your support! If you like what you hear, consider leaving us a 5-star review on Apple Podcasts and/or Spotify. Your reviews help us reach even more anime enthusiasts just like you!Episode 09 Synopsis:Isagi, Bachira, and Chigiri's families are happy to see their sons on the field. Meanwhile, we get a glimpse of what transpired between Rin and Sae. Sae is about to quit the match, but decides to stay when Shidou is thrown into the fray. Episode 10 Synopsis:Shidou joins the match in the second half and throws everyone off with his crazy play. After he scores a free kick, Chigiri and Niko get swapped out with Reo and Hiori. With Blue Lock's new formation, Reo proves his worth with Chameleon Defense. Stay connected with us:Instagram: @thatanimepodcastDiscord: Join our communityTune in, laugh with us, and let's celebrate all things anime together!

This is the Women of Influence Podcast series, delivering next level insights and expertise live from GlobeSt.'s Women of Influence Conference.The Women of Influence Podcast Series is an exclusive mini-series of The Crexi Podcast, an insider's look at all things commercial real estate, produced in collaboration with GlobeSt. The Crexi team visited Women of Influence and recorded in Lake Tahoe, California, from the floor of the conference, highlighting movers and shakers in commercial real estate. The Crexi Podcast explores various aspects of the commercial real estate industry in conversation with some of the top professionals in the space. In each episode, we feature different guests to tap into their wealth of CRE expertise and explore the latest trends and updates from the world of commercial real estate. In this episode, guest host Holly Amaya and Crexi's Shanti Ryle sit with Carrie Bobb, SVP at Foundry Commercial, Bettina Hunt, SVP of Leasing at American Healthcare REIT, and Deana Marcello, Executive VP at Colliers, to cover wide-ranging topics, including:Introduction to the Women of Influence SeriesMeet Carrie Bobb: Career Highlights and AccomplishmentsCarrie's Journey into Commercial Real EstateChallenges in the Commercial Real Estate IndustryThe Importance of Faith and Support SystemsNavigating the Pandemic and Business PivotsCurrent Market Trends and InsightsAdvice for Young Women in Real EstateClosing Remarks and Where to Find Carrie OnlineMeet Bettina HuntBettina's Journey into Commercial Real EstateNavigating Challenges in the IndustryInsights into Healthcare Real EstateAdvice for Aspiring Real Estate ProfessionalsConclusion and Contact InformationMeet Deana MarcelloCareer Highlights and Recent ChangesLas Vegas Market InsightsExciting Projects on The StripWomen in Commercial Real EstateMentorship and Networking TipsFuture of Commercial Real EstateConclusion and Contact Information About Carrie Bobb:Carrie is a placemaker for mixed-use developments where she curates a sense of place and drives value vertically for an asset through retail leasing and merchandising. During her 20+ year career in commercial real estate, Carrie has negotiated over $2 billion in transactions.Prior to joining Foundry, Carrie was the founder of Carrie Bobb & Co. and co-founder of hellojenny. Carrie Bobb & Co specialized in mixed-use developments and evoking emotion through retail leasing. Hellojenny develops digital strategies for commercial real estate by aligning the social media strategy of an asset with the leasing strategy.Prior to starting her own companies, Carrie had been with CBRE in San Diego for 15 years where she worked on projects out of the ground such as One Paseo, The Village at Pacific Highlands Ranch, Pacific Gate, Flower Hill Promenade (re-development), Encinitas Village (re-development) and several others.Carrie has completed transactions with retailers such as Sephora, Blue Bottle Coffee, lululemon, Cinepolis, SoulCycle, Fox Restaurant Concepts, Salt & Straw, drybar and several others. She has represented landlords including Kilroy Realty, IQHQ, Bosa Development, Asana Partners, Protea Properties, Heitman, Regency Centers, as well as many others.About Bettina Hunt:Bettina Hunt, CCIM, CPM is a senior vice president of Leasing with American Healthcare Reit. Formerly, she was an SVP at Colliers, a member of the Arizona Healthcare Team and a national Colliers Healthcare Fellow, specializing in healthcare real estate including tenant representation, landlord representation, owner user sales and investment sales. Bettina is an accomplished real estate broker with more than 24 years of experience with two decades of specializing in healthcare real estate. She is passionate about her commitment to helping others, which she demonstrates through her thorough, prompt review and recommendations on every transaction with every client.  Arizona BIG Media recognized Bettina in 2019 as one of their Most Influential Women. She has earned a reputation for going out of her way to strategize multifaceted solutions to complex client needs and has been recognized for this talent and achievement. Creative in her approach and professional in her delivery, Bettina is astute in her ability to accurately assess situations and deliver solutions that are mutually advantageous to all parties whether she is representing the tenant or the landlord, the buyer, or the seller. Prior to Colliers, Bettina worked at Healthcare Trust of America (HTA) a publicly traded REIT for a decade and served as the senior director of leasing, director of operations and designated broker for the Arizona offices. During her time at HTA, she managed all leasing responsibilities for 3.7 million square feet of medical office space across a nine-state portfolio. Bettina worked for Healthcare Realty after they acquired HTA as they transitioned the company. Before her time at HTA, Bettina represented the Owner of the Banner Del E. Webb and Boswell Medical Center Campus where she served as director of leasing and operations. About Deana Marcello:Deana is a 3rd-generation Real Estate professional and a recognized leader in the commercial real estate industry. Deana serves as an Executive Vice President at Colliers where she focuses on the stabilization and disposition of assets and implementing strategic planning to maximize value for her clients.Deana proudly followed her father's footsteps and developed a passion for real estate through her work. A Rhode Island native, Deana is a 23-year resident of Las Vegas who brings over 13 years of experience specializing in commercial REO, investment and owner/user sales, as well as representation for national retail tenants and institutional landlords. She began her career at the Las Vegas Development Company where she perfected her brokerage and development services. She later worked as a Senior Associate at The Equity Group where she was responsible for developing several retail projects throughout Las Vegas. Deana served as an Executive Vice President at Logic where she was responsible for securing some of the largest sale and lease transactions for the company.Deana obtained her Bachelors in Finance from University of Nevada Las Vegas, is an active CCIM candidate, and a graduate of NAIOP Southern Nevada's Developing Leader's Institute. Deana is greatly involved in the Las Vegas community and she continues to give back by serving as Chair of the NAIOP Developing Leaders committee, which helps mold and mentor young professionals in the commercial real estate industry.About GlobeSt. Women of Influence: The Women of Influence Conference is an exclusive two-day event that celebrates the women who drive the commercial real estate industry forward. These influential leaders will discuss the critical issues facing CRE now and in the future, what it means to be a woman in business today and how women CRE leaders can uplift and support each other on their journey to the top. If you enjoyed this episode, please subscribe to our newsletter and enjoy the next podcast delivered straight to your inbox. For show notes, past guests, and more CRE content, please check out Crexi's blog. Ready to find your next CRE property? Visit Crexi and immediately browse 500,000+ available commercial properties for sale and lease. Follow Crexi:https://www.crexi.com/​ https://www.crexi.com/instagram​ https://www.crexi.com/facebook​ https://www.crexi.com/twitter​ https://www.crexi.com/linkedin​ https://www.youtube.com/crexi

Join us for this month's episode of Cinnaire's Advancing Communities Podcast, featuring the asset management series AM With A&M. Hosted by April Priebe and Miranda Bialk, this series dives into strategies, insights, and resources for professionals working in the field of asset management. In the US, only 12% of asset or fund management positions are held by women, with less than 2% of teams being led by women. In this episode, April and Miranda invited the women at Cinnaire to discuss their experiences working in asset management. Guests for this episode include: Andrea Johnson, Asset Manager; Amy Pool, Compliance Specialist; Lora Brantley-Gilbert, VP of REO and Special Assets: Cassie Oracz, Asset Manager; Brooke Allen, Stabilized Asset Manager; Pam Darke, Stabilized Asset Manager; Jillian Wilson, Fund Analyst; Beth Baar, VP of Stabilized and Construction Assets; Karen Benson, Compliance Specialist; and Jen Wendtland, Fund Manager. Tune in to hear:  Challenges women have faced in the field Strategies they have implemented to overcome gender-biased situations; The benefits that come from having diversified professionals serving as property managers, asset managers, compliance specialists, inspectors and developers in a traditionally male-dominated industry; And support systems available, including the Michigan Women in Affordable Housing Network (WAHN) and inclusive employers like Cinnaire.   About Our Hosts: April Priebe manages special assets for Cinnaire, and Miranda Bialk is the Manager of Stabilized Assets. Together, they bring over 22 years of experience in affordable housing and asset management.  

A new tour got announced for 2025 featuring Styx...Kevin Cronin of REO...and Don Felder. Plus, Jamie Foxx will address his health scare in a new Netflix special coming soon!

Jennifer Wehner is the CEO/Team Leader of The Wehner Group. She owns multiple businesses & investment properties and is also a Forbes author. Jen is a mom of 4, a polymath, and a Foodie! Jennifer got into real estate in 2003 as an investor and became the top agent in her office within the first full year of being in real estate. In the great real estate market crash in 2008, she pivoted to working with REO, short sales, and investors, which taught her much about grit! Jen started her team in 2014 and was able to sell 373 homes and over $178million in real estate volume in 2020 We will learn more about Jennifer as she shares How to Double your dollar per hour in the next 30 days. You can find Jennifer from these links down: FacebookWebsiteInstagram  --To find out more about Dan Rochon and the CPI Community, you can check this link:www.NoBrokeMonths.com --Do you want to win a FREE 45-minute complimentary coaching session with Dan Rochon and a FREE copy of the book "Real Estate Evolution," a comprehensive 10-step guide to achieving Consistent and Predictable Income?❗❗JOIN THE NO BROKE MONTHS FOR REAL ESTATE AGENTS MONTHLY RAFFLE HERE ❗❗--Stop

Episode #268:  We play Rock trivia with "Rapid Fire".  Two concert reviews: Richie Kotzen in Delaware and ELO at the Kia Forum in Los Angeles.  Finally, we finish things up with "Who the Hell is this?" where you have to guess the name of the artist based on 4 ten second clips. HRTS YouTube Channel:  (Check out the concerts in the Playlists)https://www.youtube.com/@hardrockingtriviashow667Hard Rocking Trivia Show T-Shirtshttps://www.teepublic.com/t-shirt/468040-hard-rocking-trivia-showHere are the links for our free Spotify playlists:Hard Rocking 80'shttps://open.spotify.com/playlist/3ACMIc6UsL8LUtj4SZ5LSCHRTS Rock Playlisthttps://open.spotify.com/playlist/6fHGHPVMlWj23StoQuY9WyHard Rocking 70'shttps://open.spotify.com/playlist/0Lh2hRgqS2DRQUISuJY5BuHairnation XTRAhttps://open.spotify.com/playlist/1N8zUNfNQKup2tTozyUWBZ

Toitū te reo Māori, toitū te mana motuhake, toitū a Taringa. I tēnei puninga hirahira ka manaaki a Taringa i te karanga o Toitū te Reo ki Heretaunga ki Ngāti Kahungunu. Ka wānangahia e te tokotoru o Taringa ngā tini kōrero pēnei i ēnei Ngā ōhākī ki te ao Māori. Ngā mea me mōhio e te tangata kia kīia ai he mātanga reo ia. Moumou te toto Māori - mā wai tō toto Māori e whakawā.

Dirigido y presentado por Rosa Vidal. De una forma o de otra, en algún momento de la vida todos tenemos que atravesar situaciones que nos sobrepasan. Nadie está exento de la vida y sus envites. Sin embargo, una vez que nos ocurre se nos abren diferentes posibilidades para afrontarlo, transitarlo y superarlo. Qué importante es reflexionar sobre algunos de los pasos y mecanismos necesarios para activar esos resortes que nos permitan levantarnos y avanzar. El paso de la DANA deja un escenario terrible. Conectamos en directo con diferentes puntos de la Comunidad Valenciana, donde miles de personas trabajan sin descanso para paliar las consecuencias, físicas y emocionales, de la tragedia humana que ha dejado la peor gota fría del siglo XXI. Una emergencia meteorológica que todavía no ha finalizado. Nos visita, Pedro Nel, CEO y alma del restaurante ETÉREO, galardonado con dos Soles Repsol. El prestigioso chef compartirá momentos complicados de su carrera, en los que llegó a tocar fondo y perderlo todo; donde la vida puso a prueba su capacidad de superación y resiliencia y que, tras mucho esfuerzo y apoyo, le llevaron a donde está hoy, a regentar un restaurante que se ha convertido en referencia obligada en el Archipiélago.

Tired of the same old real estate game? Then tune in to this episode with real estate expert Craig O'Boyle as he dives into the powerful world of assumable mortgages and how they're shaking up the market. From VA loans to creative financing, discover strategies to navigate today's market. Plus, don't miss his wild tale about an REO property that took an unexpected turn!     Key takeaways to listen for ●     How assumable loans can give buyers a rare opportunity to take over low-interest ratest. ●     Common challenge buyers face when covering the difference between the mortgage and the sale price ●     New VA rules and the latest VA guidelines allowing secondary financing ●     How sellers with assumable mortgages can attract more buyers and possibly secure higher offers ●     Real estate knowledge you need right now with interest rates on the rise     About Craig O'Boyle Craig is a seasoned real estate professional with nearly three decades of experience in the Colorado Springs market. He began his real estate career in 1995 and has since built his own successful brokerage, O'Boyle Real Estate Group. Craig specializes in residential home buying and selling, REO properties, foreclosure transactions, and commercial real estate. As the founder of Assumption Solutions, he trains Realtors nationwide on navigating VA, FHA, and USDA assumable mortgages, empowering them to better serve clients in today's challenging market. His expertise in real estate and passion for educating others make him a sought-after figure in the industry. Craig is dedicated to helping clients achieve their real estate goals, and his companies strive to be a one-stop shop for all essential services.     Connect with Craig ●     Website: Assumption Solutions ●     Facebook: Craig O'Boyle | Assumption Solutions ●     Email: info@assumptionsolutions.com ●     Phone Number: (719) 527-3380     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

"Hey Casual Anime Fanatics! Send us a text and let us know what you would like us to talk about next!In this episode of THAT ANIME PODCAST,  The Casual Anime Fanatics discuss Season 2, Ep. 04 of BLUE LOCK, titled "Chameleon".Welcome to the official podcast for Casual Anime Fanatics! We deliver fresh, entertaining episodes every week, exploring everything from classic favorites to hidden gems in the anime universe. Whether you're a long-time fan or just starting your anime adventure, THAT ANIME PODCAST is your go-to source for casual and insightful anime discussions.Enjoying the show? We'd love your support! If you like what you hear, consider leaving us a 5-star review on Apple Podcasts and/or Spotify. Your reviews help us reach even more anime enthusiasts just like you!Episode Synopsis:Isagi looks back and analyzes what he did when he scored a goal on reflex. Then, when the second match begins, Reo finds his new playstyle: Chameleon. Stay connected with us:Instagram: @thatanimepodcastDiscord: Join our communityTune in, laugh with us, and let's celebrate all things anime together!

roll with the changes- REO

In this episode of the Epic Real Estate Investing Show, host Matt Theriault welcomes Brent Daniels, a seasoned wholesaler and real estate investor with a wealth of experience. Brent shares his compelling journey, starting from the transformative influence of "Rich Dad Poor Dad," which sparked his interest in real estate. He recounts his evolution into a licensed real estate agent and how he navigated the tumultuous waters of the 2008 financial crisis by strategically adapting to the REO market.   This insightful conversation highlights the crucial shift towards inbound lead generation, emphasizing the need for rapid response strategies and streamlined processes in today's fast-paced market. Listeners will gain valuable insights into the unique challenges posed by competitive landscapes, the importance of targeting intent-based leads, and the need for careful budget management in uncertain times.   Brent also discusses the necessity of effective communication, especially during market fluctuations, and how environment and discipline play significant roles in achieving success. The episode delves into the distinctions between local and virtual markets, offering practical strategies for thriving in the wholesaling sector.   As a bonus, Brent shares resources that can help aspiring investors elevate their game, including his engaging YouTube channel and the valuable insights found at talktopeople.com. Tune in for an episode packed with actionable advice and inspiration to transform your real estate investing journey! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin Cronin of REO was on the Golden Bachelorette?? Plus, the time Blackie Lawless of WASP had his codpiece catch fire on stage!

This week LC & Bakko have a gone but not forgotten. A Dear LC letter. Motley Crue celebrates the anniversary of an album. An 80's rocker takes issue with a recent record review. LC gets censored. Jon Bon Jovi saves a life. Skid Has a listening party. REO calls it a day. Gene Simmons has some thoughts. And Janes Addiction take band fights to a new level. Pantheon Podcasts Reach out to us! Rate, review, and subscribe at Apple Podcasts: Cobras & Fire: Comedy / Rock Talk Show on Apple Podcasts Join our fanpage on Facebook: (2) Cobras ON Fire: Private Group | Facebook Click like and follow on Facebook: (2) Cobras & Fire: Rock Podcast | Chicago IL | Facebook Follow us on Twitter: Best Hard Rock & Metal Podcast (@CobrasFire) / Twitter Subscribe to our YouTube channel: Cobras & Fire Rock Podcast - YouTube Email us: Buy a shirt!:"Cobras and Fire Podcast" T-shirt for Sale by CobrasandFire | Redbubble | cobras and fire t-shirts - cobras fire t-shirts Stitcher: Cobras & Fire: Comedy / Rock Talk Show on Stitcher Spreaker: Cobras & Fire: Comedy / Rock Talk Show | Listen to Podcasts On Demand Free | TuneIn Find it all here: Cobras and Fire Podcast - Comedy Rock Talk Show Music: REO Speedwagon - Don't Let Him Go Wheeler Walker Jr - Who The Fuck? Foo Fighters - Best of You Black Stone Cherry - Blind Man KISS - Burn Bitch Burn Lexington Lab Band - Ridin' The Storm Out Janes Addiction - Been Caught Stealing Learn more about your ad choices. Visit megaphone.fm/adchoices

This week LC & Bakko have a gone but not forgotten. A Dear LC letter. Motley Crue celebrates the anniversary of an album. An 80's rocker takes issue with a recent record review. LC gets censored. Jon Bon Jovi saves a life. Skid Has a listening party. REO calls it a day. Gene Simmons has some thoughts. And Janes Addiction take band fights to a new level. Pantheon Podcasts Reach out to us! Rate, review, and subscribe at Apple Podcasts: Cobras & Fire: Comedy / Rock Talk Show on Apple Podcasts Join our fanpage on Facebook: (2) Cobras ON Fire: Private Group | Facebook Click like and follow on Facebook: (2) Cobras & Fire: Rock Podcast | Chicago IL | Facebook Follow us on Twitter: Best Hard Rock & Metal Podcast (@CobrasFire) / Twitter Subscribe to our YouTube channel: Cobras & Fire Rock Podcast - YouTube Email us: Buy a shirt!:"Cobras and Fire Podcast" T-shirt for Sale by CobrasandFire | Redbubble | cobras and fire t-shirts - cobras fire t-shirts Stitcher: Cobras & Fire: Comedy / Rock Talk Show on Stitcher Spreaker: Cobras & Fire: Comedy / Rock Talk Show | Listen to Podcasts On Demand Free | TuneIn Find it all here: Cobras and Fire Podcast - Comedy Rock Talk Show Music: REO Speedwagon - Don't Let Him Go Wheeler Walker Jr - Who The Fuck? Foo Fighters - Best of You Black Stone Cherry - Blind Man KISS - Burn Bitch Burn Lexington Lab Band - Ridin' The Storm Out Janes Addiction - Been Caught Stealing Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, Claire Ackerman shares her remarkable career switch 18 years ago, transitioning from the escrow business to becoming a successful Realtor. Claire takes us through her experiences navigating the REO and short sale markets and how she leveraged a Zillow Flex account for several years. She also dives into her current focus on internet leads and what excites her about the future of real estate. Additionally, Claire offers valuable insights on how she builds and maintains strong client relationships, ensuring repeat business and referrals over time. _________________________________ Claire is a multi-degreed business professional who began her Real Estate career in 2002. Her experience began in title and escrow in Mt. Airy, Maryland. Upon starting her career as a real estate agent in 2005, the Real Estate market took a turn for the worse. Claire listed and sold an abundance of distressed homes including, foreclosures and short sales. After experiencing the crash of the real estate market while witnessing another market shift, she was presented with an opportunity to source homes to large hedge funds, all while representing traditional buyers and sellers alike. Her vast knowledge and experience in the real estate space not only allows her clients a competitive edge but also allows her to pivot in the ever-evolving world of real estate. Claire and her team provide a top-notch level of strategic planning and marketing unique to all her clients alike. Claire has always been passionate about assisting both buyers and sellers and concentrates on representing them with integrity, dedication, and knowledge and is a powerhouse when negotiating the absolute best deals on their behalf. Claire is committed to educating and helping other professionals scale their business and provides a culture that attracts dedicated and passionate agents while striving to raise the bar in the Real Estate Industry. Let the team prove to you that they are “A Legacy of Different” and will deliver a real estate experience unlike any other! It is about you!  _________________________________ Link to My FREE Bootcamp: agentXcelbootcamp.com Follow Chris and Claire on Instagram:  @chrisbowers_realestate @claireackermanrealtor

Gary Graff on Janes Addiction drama, REO rift, Puffy's prosecution, Pink Floyd's pay day by 102.9 The Hog

On today's podcast, we're joined by Cole Harvey, a seasoned Real Estate Broker experience in residential sales, investment properties, and luxury estates. As the Broker of Record at Lifetime Realty and Investments, Cole serves all of Southern California, bringing a personal, hands-on approach that has earned him a loyal client base. His expertise extends to distressed properties, Short Sales, and REO transactions, helping clients navigate complex situations. With a background in sales, marketing, and project management in the architecture and construction industries, Cole's diverse experience makes him a trusted guide in the real estate world. Listen as Cole his best advice to agents and Brokers who would like to grow their business.Check out the full blog post at https://www.erealestatecoach2.com/blog

Bands are calling it quits - REO Speedwagon is calling it quits due to some in-fighting within the band. And Jane's Addiction also just broke up over the weekend. / Conway's personal history with his now-wife and their experience at an REO Speedwagon concert. / Conway shares a story from Kevin Cronin, the lead singer of REO Speedwagon. And Conway discusses how everyone has their own cure for hiccups. / Bruno Mars When I Was Your Man vs. Miley Cyrus Flowers mashup comparison.  

Al and Micah talk about Harvest Moon: Home Sweet Home Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:09: What Have We Been Up To 00:12:01: Game News 00:39:50: New Games 01:15:05: Harvest Moon: Home Sweet Home 02:18:35: Outro Links Let’s Build a Zoo “Monstrous Structures” Update Cat Cafe Manager 2 Kickstarter Super Zoo Story Kickstarter Wylde Flowers “Magical Creatures” Update BokuMono: Life and Love Mika and the Witch’s Mountain Boardgame My Time at Evershine Dreamland Farm Danchi Days Amber Isle Harvest Moon: Home Sweet Home on Apple Harvest Moon: Home Sweet Home on Android Contact Al on Twitter: https://twitter.com/TheScotBot Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello farmers, and welcome to another episode of the harvest season. (0:00:33) Al: My name is Al, and we’re here today to talk about Cottagecore Games. (0:00:34) Micah: And I’m Micah (0:00:39) Al: Woo. (0:00:40) Micah: Yay (0:00:40) Al: So excited. (0:00:42) Micah: It’s still as much as I have heard you say cart cottagecore games, it’s still always those (0:00:50) Al: I keep like bouncing between like should it be cottagecore should it be farming (0:00:56) Al: it’s like I was running something over in my head today I was like games that (0:01:01) Al: quite often have a farming component but not always and are sometimes considered (0:01:05) Al: cozy but not always like we’d (0:01:06) Micah: I think it’s I think for me it’s because every time you have me on we are (0:01:15) Micah: talking about farming games specifically like you know the core the core farming (0:01:17) Al: Yeah, you have you have a niche. (0:01:20) Al: Ah. (laughs) (0:01:23) Micah: game groups the harvest moons the story of season (0:01:29) Al: Exactly. I mean, well, the thing is, right, most people don’t want to spend a lot of time (0:01:35) Al: on a lot of those games. I just want to go back to stardew. And this is the cheapest (0:01:37) Micah: understandable. I am more than happy to, uh, to bite the bullet for everybody else to be able to (0:01:46) Micah: experience, uh, you know. (0:01:49) Al: Harvest Moon game we’ve paid for in quite a long time. So, you know. OK, well, we’ll (0:01:52) Micah: Ah! Sure. Yeah, sure. (0:01:55) Al: get to that. So, before we get to that, we have… (0:01:59) Al: News. We’ve got a bunch of news to talk about. (0:02:03) Al: Oh yeah, I didn’t actually say… We’re going to talk about the new Harvest Moon game. (0:02:06) Al: Harvest Moon’s home to be home. (0:02:08) Al: But we’ve got news before that. (0:02:10) Al: First of all, Maika, what have you been up to? (0:02:12) Micah: I have been very busy. I have been (0:02:17) Micah: Very busy doing a few things I have work has been (0:02:22) Micah: Really crazy, and I I love that like I love when I’m busy, so it’s not a complaint. You know I love when I’m my time is (0:02:30) Micah: Caught up and preoccupied so I it’s it’s great, but it has not left me a lot of time for games (0:02:38) Micah: so (0:02:40) Micah: Primarily what I have been playing. (0:02:42) Micah: I have some personal projects that I’ve been working on too that are not work-related, (0:03:12) Micah: taking up a lot of time, which is great, and I’m really happy about that. (0:03:17) Micah: There is one where I have had some time to be able to play some older Pokémon games, (0:03:25) Micah: and I can’t really say why yet, but I have been enjoying that. (0:03:28) Al: I’m intrigued. I wasn’t intrigued until he said you can’t say why. (0:03:34) Micah: It is a big project that I’ve been working on for months now, and it is becoming a… (0:03:42) Micah: It’s one of those projects where you start and you’re like, “This is a really small, (0:03:46) Micah: fun idea,” and then it just grows over time, and you’re like, “This is getting really (0:03:49) Micah: out of hand, and I don’t know how I’m going to be able to get a hold of this.” (0:03:53) Micah: But it’s been really fun, and it has allowed me some time to do work and stay busy, but (0:03:58) Micah: also play games, play some games. (0:04:01) Micah: But primarily it’s been Pokémon, is what I’ve been playing. (0:04:04) Micah: I did download, I bought and downloaded Fields of Mistria. (0:04:09) Micah: I have not played it yet. (0:04:10) Micah: I’m very excited. (0:04:12) Micah: But I haven’t had a chance to touch it yet. (0:04:14) Al: I haven’t bought that one yet, that’s on my list of “I will probably pay this at some point, maybe.” (0:04:18) Micah: Yeah, yeah. (0:04:20) Micah: I just had seen, you know, the the most buzz around a farming (0:04:26) Micah: sim since I think maybe Stardew in like communities that were (0:04:32) Micah: specifically excited about like Stardew and you know that that (0:04:39) Micah: type of farming sim. (0:04:40) Micah: So I that. (0:04:42) Micah: Intrigued enough to be like, okay, if this is if people are like, you know, recognizing (0:04:47) Micah: it as a not a like competitor or anything or like the new Stardew or anything like that. (0:04:52) Micah: But if there’s enough interest there, then maybe it’s something to, to look into. (0:04:56) Micah: So, and I like the art style. (0:04:58) Micah: I like the pixel art and stuff. (0:04:59) Micah: So it’s a little, we’ll see have yet to play it. (0:05:02) Al: So, other than obviously Harvest Moon Home, Sweet Home, I have been trying to get back (0:05:02) Micah: So I can’t really say anything about it. (0:05:05) Micah: What about you? (0:05:06) Micah: What have you been up to? (0:05:13) Al: into Coral Island after their 1.1 update. Sometimes when you go back to a game, it takes (0:05:20) Al: a while to get yourself back into the zone. I spent over a month, I spent 100 hours in (0:05:29) Al: in Carl Island. (0:05:30) Al: So I’m not back at– (0:05:32) Al: at that point yet, but we’ll see. (0:05:34) Al: I mean that in and of itself might– (0:05:36) Al: will be interesting to talk about, you know, (0:05:38) Al: when we get to that, if I– if I don’t end up. (0:05:40) Al: But– (0:05:41) Micah: world’s biggest coral island fan. (0:05:42) Al: because– (0:05:45) Micah: As far as I know, at least he are. (0:05:48) Al: I like it! It’s a really fun game. (0:05:50) Al: But I think it’s interesting because if I– (0:05:52) Al: if I don’t manage to push myself back into it, (0:05:54) Al: that says something. (0:05:56) Al: Because I’ve managed to– I’ve managed to get obsessed (0:05:58) Al: about Stardew every single time I’ve gone back to it. (0:06:00) Al: to it. And (0:06:02) Al: that, you know, so if I can’t that says something, you know, like I started a new (0:06:07) Al: save for 1.6 when it came out and got perfection for the first time on it. So like, you know, (0:06:14) Micah: Oh, nice. That’s awesome. (0:06:15) Al: that’s how obsessed I got over it last time. So we’ll see. We’ll see. (0:06:17) Micah: Yeah. (0:06:19) Micah: I love that, though. I love when you… (0:06:22) Micah: That feeling of, like, finding a game that lets you do that, like, lets you obsess over it in that way. (0:06:28) Al: Yeah. (0:06:30) Al: I don’t know why does it happen though. (0:06:32) Al: Why do I keep coming back to stardew and keep playing it? (0:06:35) Micah: It’s your comfort game you know same reason why probably I’ve watched I don’t know the office (0:06:43) Micah: 18,000 times over not because it’s like incredible really and (0:06:48) Micah: Not because you know the a lot of the jokes are especially early on are not like questionable (0:06:52) Al: Heh. (0:06:54) Al: Yeah. (0:06:54) Micah: Especially today, but just cuz it’s Scott like you know (0:06:59) Micah: I don’t I don’t have to I don’t gotta think too hard about it. I just know what it is (0:07:05) Micah: It’s it becomes a comfort thing (0:07:08) Al: Fair. (0:07:08) Micah: Stardew Stardew Valley is your the office. I don’t let’s let’s let’s not use that let’s better on that comparison (0:07:14) Micah: I’m that I apologize that me. I don’t know why that made me think of it, but (0:07:18) Micah: I have been looking (0:07:21) Micah: looking at getting (0:07:23) Micah: back into (0:07:24) Micah: Pocket camp too recently cuz I kind of want to see it off (0:07:26) Al: Oh, good timing. Are you… are you gonna buy the offline version? (0:07:29) Micah: You know I’d put a lot of time into it (0:07:33) Micah: and money (0:07:36) Micah: I (0:07:37) Micah: Don’t probably here and there. I think part of it is that I just there were so many events that I (0:07:43) Micah: Didn’t feel like I could keep up with it as much. I will say (0:07:49) Micah: My wife Becky has is devastated. She is I (0:07:53) Micah: Think probably the biggest Animal Crossing fan (0:07:56) Micah: I I know like by far and I would have said years ago. I would have said that’s me (0:08:02) Micah: I am the biggest Animal Crossing fan that I know. (0:08:05) Micah: But that has, she has since taken that crown. (0:08:08) Micah: She has never stopped playing New Horizons. (0:08:12) Micah: She, she played New Leaf a ton. (0:08:14) Micah: She played through, you know, all of the, the previous (0:08:16) Micah: Harvest Moon’s, or Harvest Moon’s god. (0:08:19) Micah: I’m already in Harvest Moon Brain. (0:08:21) Micah: Uh, she’s played through the previous Animal Crossings, but (0:08:27) Micah: she has been, uh, nonstop playing New Horizons. (0:08:32) Micah: And I believe she’s literally, it’s, it’s Sunday. (0:08:35) Micah: So, you know, it’s her call, she calls her Goblin Day. (0:08:39) Micah: She’s literally out there playing New Horizons right now. (0:08:42) Micah: But in addition to that, she has never stopped playing Pocket Camp. (0:08:46) Micah: She has like thousands of hours, I would guess, in Pocket Camp. (0:08:53) Micah: And there are people that she knows only through Pocket Camp that (0:09:01) Micah: she’s like sad that it’s closing because she doesn’t know these (0:09:05) Micah: things outside of it. (0:09:05) Micah: Like she’s got, you know, hundreds of like friendship interactions (0:09:10) Micah: where they trade gifts or they trade, you know, items or whatever (0:09:13) Micah: in the game, but she doesn’t know who these people actually are. (0:09:16) Micah: So like when the game shuts down, that’s just going to go away, which (0:09:16) Al: Yeah. Well, and being a Nintendo game, it’s not going to have, like, free text, (0:09:20) Micah: is like an incredibly sad thing. (0:09:21) Micah: But like, how do you resolve that? (0:09:23) Micah: You know, like, what do you, right? (0:09:28) Al: so you wouldn’t have a way to be able to save that. Yeah. (0:09:28) Micah: There’s no social aspect to it. (0:09:31) Micah: Like broader social aspect to it that you can, you know, uh, (0:09:36) Micah: converse with the people outside of outside for good reason, right? (0:09:39) Micah: Like for kids games, but, but also in situations like this, it’s just (0:09:44) Micah: kind of, kind of weird and sad and like an interesting thing, but yeah. (0:09:48) Micah: So I, that has, has like touched me enough that I’m like, I kind of just (0:09:54) Micah: want to go back and see it off and, you know, be there when it shuts down (0:09:58) Micah: and stuff, because I’ve put so much time and unfortunately money into it. (0:10:02) Micah: so… (0:10:02) Al: Yeah, fair enough. Speaking of mobile games, I have gotten back into Marvel Snap quite (0:10:03) Micah: Bye. (0:10:06) Micah: So that’s next on the roster. (0:10:14) Micah: Oh, okay. (0:10:16) Al: a lot as well, like I have put so much time into it the last couple of months that I’m (0:10:26) Al: not quite at the top rank this season, but I’m close, and if I hit it, it’ll… (0:10:32) Al: be the first time I’ve hit it ever. So yeah, big. That’s big. 100. Or, oh, what’s the 100? (0:10:38) Micah: what is the top rank in marvel snap what’s the like the title for oh okay it’s not like a okay (0:10:43) Al: Platinum, I think. I don’t really pay attention to the names, I just pay attention to the number, (0:10:48) Al: right? Big number. Number go big. But I think it’s platinum. Oh no, it’s infinite. Infinite. (0:10:56) Micah: Oh, okay. All right (0:10:57) Al: So yeah, I’m at like 83 just now, so we’re… (0:11:01) Micah: Yeah, well I (0:11:04) Micah: Have heard nothing but good things about Marvel snap from those who play it, but I have never I’ve never (0:11:11) Al: Yeah, I find it really fun. I like its simplicity but also how complicated you can make it if (0:11:20) Micah: Mm-hmm sure (0:11:21) Al: you want to. Like I’ve got a deck that is like if I get the right cards basically unbeatable (0:11:29) Al: but you have to have a different way to win as well because you sometimes don’t get those (0:11:32) Micah: right yeah can I get those multiple win engines (0:11:34) Al: cards so it’s yeah, it’s fun. Exactly, exactly. (0:11:42) Al: It’s fun. I’m really enjoying it. They added a lot of stuff while I wasn’t playing it as well so (0:11:47) Al: trying to get back into that and being like oh they’ve got these alliances and leagues and all (0:11:54) Al: these cards that I don’t have because I hadn’t unlocked them etc etc but it’s good fun. Cool, (0:11:59) Micah: No, awesome (0:12:02) Al: so that’s what we’ve been up to. Now we’re going to talk about some news. First of all, (0:12:06) Al: Let’s build a zoo have announced a new update the (0:12:11) Al: structures update and this I mean it’s like there’s big balloons (0:12:21) Al: it’s interesting they call it a monsters monstrous structures I think it’s basically (0:12:26) Al: just because there are two massive balloons. (0:12:30) Micah: I do see, in the images, a giant warthog thing and a giant bear, but that’s the (0:12:37) Al: Exactly. There’s a lot of quality, well exactly, there’s a lot of quality of life improvements (0:12:40) Micah: extent of what I see. As far as monstrous goes, you know, (0:12:47) Al: as well, but like the name seems to be entirely hinging on those two balloons. Yeah, maybe. (0:12:54) Micah: Or just the concept that there’s a lot of stuff, you know, there’s like it’s a big update. Maybe I don’t know (0:13:01) Al: It’s a lot of little things, I think, right? Like you can now rename animals is the first (0:13:05) Al: thing in the patch notes, right? (0:13:07) Al: Like that’s not a mate, I mean, it’s fine, it’s good. (0:13:10) Al: Like I’m not saying it’s bad, but it’s not like this is a game changer. (0:13:10) Micah: Mm-hmm. (0:13:14) Micah: Right, yeah. (0:13:16) Al: Yeah, it just, there’s lots of quality of life improvements. (0:13:19) Al: So if you’ve been playing, enjoy those updates. (0:13:22) Al: If you haven’t been playing because you couldn’t rename your animals, now you can. (0:13:26) Micah: or because there weren’t giant monster balloons. (0:13:31) Al: Yeah, yeah. (0:13:32) Al: Next we have Cat Cafe Manager 2. (0:13:36) Al: big city bliss. (0:13:37) Al: The Kickstarter is now live. (0:13:39) Al: Micah, have you seen this game yet? (0:13:40) Micah: I have not. (0:13:41) Al: Had you seen the original Kat Kaffee manager? (0:13:44) Al: Kat Kaffee manager. (0:13:44) Micah: I have not. (0:13:46) Micah: I can’t say that. (0:13:47) Micah: I so I should what I should say is I have seen games that feel similar in that, you (0:13:56) Micah: know, I’ve been on the Switch eShop and there’s a lot of games that look similar, I guess. (0:14:03) Micah: But is this the the original? (0:14:06) Micah: Is this the OG cafe manager? (0:14:10) Al: a good question. That I don’t have the answer to. Yeah, it’s quite a big difference to the (0:14:11) Micah: I like the art for this much better than all the other stuff (0:14:21) Al: previous game. So the previous one came out in 2022. It’s not like it looked bad, right? (0:14:28) Al: But it’s different art style. I do prefer the newer one. It’s very, I guess, shiny Paper (0:14:39) Al: from REO. (0:14:40) Micah: Okay. Yeah. (0:14:40) Al: It’s how I would describe it. This one, right? I like the look of it. It’s interesting. So they (0:14:47) Al: seem to… I’ve noticed that they are planning on having like an actual story here in this one, (0:14:56) Al: because I think the previous one didn’t have that. So if you look at one of their updates on (0:15:00) Al: Kickstarter, they say “Cat Caffe Manager 1 had a nice but fairly straightforward storyline (0:15:06) Al: with the sequel, we’re excited to introduce more complex characters, mysteries and even (0:15:10) Al: somewhat of a villain. Well, yeah, there you go. Yeah, it’s in. I’m intrigued to see what (0:15:12) Micah: Oh a villain in my cat cafe? (0:15:18) Micah: I I there are a lot of things that that could mean and that scares me (0:15:24) Micah: We’re talking about like, you know adoptable animals i’m worried about who the villain is but (0:15:28) Al: happens. We’ll see. We’ll see. I’m excited to find out. (0:15:33) Micah: It’s really (0:15:35) Micah: It is a very cute art style though. I like it a lot. I do like that. Um (0:15:40) Micah: kind of flat 2D characters in a 3D space. (0:15:42) Micah: kind of thing. Obviously, you know, things like Snacko and stuff like that. Paper Mario, like you said. (0:15:48) Micah: I like that concept. (0:15:52) Micah: So, yeah, it looks really cool. (0:15:54) Al: it hasn’t hasn’t hit its goal yet but it’s going to let’s be honest it’s it’s (0:15:59) Al: 32,000 of 40,000 so it’s it’s it’s nearly there and it’s try (0:16:06) Micah: I should clarify too, when I had said, you know, I’ve seen games similar to this, I don’t mean art style gameplay, stuff like that, more just like the branding of it feels, you know, like it felt very, obviously cat cafe manager, it’s very straight to the point, you know, like, and I see a lot of like, I don’t know, whatever tycoon, whatever, you know, like, manager, whatever, it’s there’s so many of those that I just, I could have seen this and I wouldn’t (0:16:34) Al: So the first one does have an 84% steam rating, very positive with 1,500 reviews. So it’s (0:16:36) Micah: know, because I kind of, you know, (0:16:44) Micah: - Wow. (0:16:50) Al: obviously some people liked it, so that’s good. And the fact that they’ve successfully (0:16:55) Al: made a game before makes me much more encouraged about backing a Kickstarter. It’s not just (0:17:01) Al: one of these Skinner boxes that they’ve thrown together in a week and throw (0:17:04) Al: on the eShop, which happens so often. Yeah, it’s getting so much worse with that. (0:17:05) Micah: Right, God, the AI art, so much of it on there. (0:17:13) Micah: Yeah, they really gotta get a handle on that. (0:17:15) Micah: You know, nevermind. (0:17:17) Micah: I don’t wanna start to get riled up a little bit. (0:17:23) Micah: I’ll keep it brief. (0:17:24) Micah: Nintendo made a big deal about not having, you know, (0:17:26) Micah: shovelware on their systems like they did with the Wii. (0:17:29) Micah: And then they just instead opened up the eShop (0:17:32) Micah: to literally everything. (0:17:34) Al: Yeah, and it’s a bit of a balance, right? Because I think it’s important that we have (0:17:40) Al: open access to develop and share your games. But… (0:17:41) Micah: oh yeah for sure but like maybe some level of regulation like (0:17:48) Al: Well, this is the thing they do. It’s not like with Steam where it’s like you can literally (0:17:51) Al: just create it and launch it with no, like, oversight. On the Switch, you have to go through (0:17:56) Micah: Mm-hmm. (0:17:57) Al: a process where they approve it. That’s what’s weird is, like, how are they approving all this (0:18:02) Al: nonsense like they’re not they’re clearly not (0:18:04) Al: approving it they’re just clicking the button they’re not actually looking at (0:18:07) Al: it so why do they have the process there why do they bother (0:18:08) Micah: Or they have some like automated process that’s relying on some artificial intelligence to be like it checks these boxes. So it is approved (0:18:17) Al: yeah yeah maybe they’re just going is it a game does it run there you go that’s (0:18:21) Al: fine but I don’t know (0:18:25) Al: next we have super zoo story they have announced that their kickstarter goes (0:18:30) Al: live on the first of October. It’s just another… (0:18:34) Al: It’s another Zoo Tycoon game. Yeah, that’s it. (0:18:41) Micah: It definitely looks like a Z-Teku. (0:18:42) Al: Am I gonna play this game? I don’t know. It’s it. So I will say, I will see. The one (0:18:49) Al: thing that makes me more interested in this is it does appear to be like you… (0:18:54) Al: It’s an RPG style game rather than like a God style management game. And that (0:19:01) Al: interests me, because I am not a huge fan. (0:19:02) Micah: I agree, that- (0:19:04) Al: I am a fan of management games, but I am a fan of RPG management. (0:19:10) Micah: I agree with that. I’m also in that same boat where if it’s if it says tycoon and it’s got a you know (0:19:17) Micah: Like you’re you’re kind of like managing resources and filling a space and then (0:19:23) Micah: Making money. I’m not as interested in it (0:19:26) Micah: But the the RPG the added RPG element sounds more interesting to me (0:19:32) Micah: You know same way that like was a golf story like to be fair like loved Mario golf (0:19:36) Al: Yes, Golf Story is fantastic! (0:19:40) Micah: You know (0:19:41) Micah: Some of the like more goofy golf game games like (0:19:46) Micah: non-traditional golf games big fan of those but (0:19:49) Micah: Things like golf story sports story like that where they add an RPG element to it definitely makes it much more (0:19:55) Micah: You know exciting and more unique of an experience. So (0:20:00) Al: Yeah, yeah. I’m not a huge golf fan. I mean, I don’t even mean in real life, right? Because (0:20:04) Micah: Oh me neither. I don’t know. I don’t know anything about golf (0:20:09) Al: that’s a whole different discussion. I will rant about golf if you want me to, but I don’t think (0:20:13) Al: we want to. But game-wise, I like Mario Golf, and that’s probably about it. But yeah, Golf Story (0:20:24) Al: absolutely adored it. It was fantastic in so many ways. The actual golf was fun, (0:20:29) Al: But also, it was just– (0:20:30) Al: just my kind of humor. (0:20:31) Al: The story was just enough to be interesting, (0:20:35) Al: but not too much that you felt completely overwhelmed. (0:20:38) Al: It was my perfect RPG. (0:20:40) Al: It was just enough. (0:20:41) Al: Just enough RPG in– (0:20:44) Al: just enough RP in my G. Yeah, sports story was good as well. (0:20:49) Al: A little bit rushed, but I still really enjoyed it. (0:20:55) Al: Yeah, so I mean, I’m probably going to play this one purely (0:20:58) Al: because it’s rather than the kind of, you know. (0:21:00) Al: Tycoon style game, it is an RPG style game. (0:21:03) Al: It’ll be interesting to see how they balance that, obviously, (0:21:05) Al: because these things have to be on a much smaller scale (0:21:08) Al: because you’re doing everything every time. (0:21:11) Al: And will there be some level of automation to that? (0:21:13) Al: Like how, you know, Stardew adds that in as you go. (0:21:16) Al: We’ll just, you know, we’ll see what happens. (0:21:20) Al: Next, we have a new update from Wildflowers, (0:21:22) Al: which came out a few days ago. (0:21:23) Al: This is the magical creatures update. (0:21:26) Al: And can you guess what this brings to the game? (0:21:29) Micah: I’m gonna guess some magical creatures. No way (0:21:30) Al: You are correct. I know, imagine that. Go for it. I need to find if there’s a list. (0:21:37) Micah: Can I guess some of the magical creatures unicorn, oh, okay, never mind abort abort (0:21:48) Al: Oh, here we go. I can’t see a unicorn, but no, you’re correct. I think they’re trying to, (0:21:50) Micah: Okay, that doesn’t necessarily mean that it’s not there, you know (0:21:55) Al: you know, not spoil everything, but what I do see is what looks like a cross between (0:21:59) Al: a tiger and an elephant. (0:22:00) Al: This is like tiger legs, elephant head, but also the size of a small dog. (0:22:00) Micah: Mm-hmm (0:22:04) Micah: Don’t don’t know that I’ve I know that one don’t know that I (0:22:09) Micah: Do see that one. It is very cute though. Do you’re like (0:22:14) Micah: Description of it, you know tiger with the head of an elephant just (0:22:19) Micah: Was did not prepare me for what it looks like and it is very cute (0:22:23) Al: that’s what it is though, right? Like you can’t say I’m wrong. Yeah. And then like some sort of (0:22:24) Micah: It is you’re totally right, but it is it’s really cute (0:22:32) Al: lizard gecko type thing with chicken legs. And then a Shiba Inu, of course. (0:22:34) Micah: Yep. (0:22:35) Micah: Chicken Lizard? (0:22:37) Micah: The classic mystical creature? (0:22:40) Micah: Yep. (0:22:42) Al: It’s like, what makes that magical? I don’t know. That’s the main thing. There’s other things as (0:22:49) Al: as well. There’s some more story about the lighthouse. (0:22:51) Al: Um, I don’t know. (0:22:53) Al: So this is the time, I mean, well, when I mentioned it to him, he said, oh, I guess (0:22:58) Micah: Oh, okay. (0:23:01) Micah: Is Kevin going to be okay? (0:23:05) Micah: That this is their final update? (0:23:08) Al: I need to get back into the game then. (0:23:09) Al: Uh, so I think it’s been a while since he’s played, he’s played it. (0:23:12) Al: So we’ll, we’ll see, we’ll see how he feels once he’s actually played it. (0:23:16) Micah: Got it. (0:23:17) Al: The update. (0:23:18) Al: Be interesting to see what the studio do next. (0:23:20) Micah: Yeah, definitely. (0:23:22) Micah: And now that they have got such a, like, you know, well-loved thing under their belt, there’s… (0:23:27) Al: Yeah, the moment you see from the makers of Wild Flowers, you’re like “OK, I’m paying attention”. (0:23:34) Al: So next we have possibly one of the weirdest things I’ve seen in a while, and this is (0:23:40) Al: “Bokumono Life and Love”, which is a G-mode phone game from a long time ago that has been ported (0:23:50) Al: to Steam and Switch. (0:23:52) Micah: I cannot tell you how happy I am about this for a couple reasons just also for (0:24:02) Micah: full clarification it is not in English there is no English for this it is a (0:24:06) Al: Yes, I’m important to point that out. (0:24:09) Micah: straight-up port of the Japanese phone game that’s it they’re not doing (0:24:14) Micah: anything else with it (0:24:16) Al: The good thing is the Steam page does make that very clear, it’s above the buy button, (0:24:18) Micah: yeah (0:24:21) Al: it says “English language not supported” in red letters. (0:24:22) Micah: right (0:24:25) Micah: there is uh it looks like well it says partial controller support but it it (0:24:32) Micah: looks like there are controller controls like you know I see like L&R buttons and (0:24:39) Micah: the screenshots and stuff like that so you know there’s not like you won’t need (0:24:43) Micah: some t9 cell phone flip phone peripheral to control the game or whatever it’s (0:24:47) Al: Yeah. (0:24:52) Micah: it is straight up that port though and I love that there are a couple reasons (0:24:56) Micah: why I love that one really stupid really dumb right like really like unexpected (0:25:02) Micah: weird bizarre decision from marvelous great I love it but also because there (0:25:10) Micah: are so many lost media games that are caught in this like g-mode old Japanese (0:25:19) Micah: phone game that like… maybe this o- (0:25:22) Micah: opens the door for more of those to be able to release- get- be released like this? (0:25:24) Al: Well, that’s an interesting question. Are they going to make this technology that they’ve (0:25:30) Al: clearly built as an emulator or whatever? I don’t know exactly what they’ve done, (0:25:34) Al: but something. Are they going to be able to share that with other people? That would be really cool. (0:25:35) Micah: Mm-hmm (0:25:39) Micah: Right, definitely. Well, the other positive there is that (0:25:44) Micah: even just releasing the game gives way to a lot of (0:25:48) Micah: really brilliant people in the (0:25:51) Micah: homebrew community to be able to dissect it and figure out (0:25:56) Micah: what they did as far as you know emulation goes and (0:26:00) Micah: maybe be able to just find a way to (0:26:04) Micah: to… to… (0:26:05) Micah: you know, port some of that stuff themselves, or you know, I don’t know if there’s a lot (0:26:10) Micah: of opportunities here for some really interesting and really cool, like, lost games to be able (0:26:20) Al: So it looks like they’re not the first people to do this. (0:26:23) Al: So it looks like Gmail themselves (0:26:25) Al: released released a bunch of games on Steam a couple of years ago. (0:26:31) Al: So maybe this is, (0:26:34) Al: you know, because of this, like maybe that technology has then been used in this (0:26:39) Al: situation. (0:26:39) Micah: Mm-hmm. There are also some on the switch as well (0:26:44) Micah: But this I think is the like most (0:26:48) Micah: Popular franchise I could be wrong about this, but I think this is the most popular franchise to be (0:26:52) Al: I don’t think you’re wrong. I think saying a bokumono game on a really niche Japanese (0:27:03) Al: phone brand is possibly the most popular game on that. I believe you. I think probably. (0:27:11) Micah: yeah I I think that that’s possible to at least that’s my impression right is (0:27:17) Micah: that like that’s you know we’re we’re you know in a world now where like being (0:27:23) Micah: able to people people may be more aware of it now as being a thing I know that (0:27:29) Micah: there was a persona game that was like last year (0:27:32) Al: I was just… that is what I was just about to say. I have immediately (0:27:35) Al: changed my opinion on that. When I saw on their list that Persona 3 is one of them. (0:27:40) Micah: Yeah, well it’s so it’s a persona it and it is like a such a like small. I don’t know. Maybe I where is the the (0:27:51) Micah: The like chart that shows the growth between like persona fan base and (0:27:58) Micah: The like harvest moon fam, you know, that’s the story seasons fan base because I (0:27:59) Al: Yeah. (0:28:04) Micah: feel like you know prior to persona 5 that was definitely not like the you know (0:28:11) Micah: Either way (0:28:11) Al: Yeah, but I feel like people are going back to the older games, especially with, you know, (0:28:15) Al: 3 getting its Switch release. I feel like people are going back to the older ones when they started (0:28:18) Micah: oh yeah for sure it is a huge franchise now for sure I just don’t know if like (0:28:28) Micah: you know how big is the heart like how big is the harvest moon name you know (0:28:32) Micah: how big is the story of seasons name you know (0:28:32) Al: Well, and it’s more complicated obviously because like the name in Japan is as big as (0:28:38) Micah: it’s not right (0:28:39) Al: it has ever been, but like what does the main name mean over here? And they don’t use either (0:28:43) Micah: mm-hmm (0:28:47) Al: name because obviously they don’t have an English name for this, right? They obviously (0:28:52) Al: would be calling it Story of Seasons if they had, but then it would be like because it’s (0:28:57) Al: a port. They’ve not done a port, right? So this is the weird thing. They’ve not done (0:29:00) Al: on a port, so actually that’s not true. (0:29:02) Al: I guess they did. They did the original Harvest Moon on Nintendo Switch Online, didn’t (0:29:07) Al: they? And they called that Harvest Moon. They didn’t call that a story of seasons. So maybe (0:29:10) Micah: True. Yeah, you’re right (0:29:12) Al: they would, and maybe they would call this Harvest Moon then if they released it in the (0:29:16) Al: West. What I find interesting is they’re about this game, they have an English description (0:29:16) Micah: Yeah, I don’t know (0:29:20) Al: of this game on Steam. (0:29:23) Micah: Right, like it is it is on the the American Steam store like it is accessible (0:29:29) Al: Even if it’s not just that, it says “enjoy a heartwarming” and this isn’t auto-translated (0:29:34) Al: in Chrome or anything, it just says “enjoy a heartwarming farm life while growing crops (0:29:38) Al: and interacting with animals”. (0:29:39) Al: This title is a port of a title released in 2007 for feature phones in the popular series, (0:29:44) Al: which has been developed for numerous hardware platforms. (0:29:47) Al: It simultaneously includes For Boy, in which a boy is the main character, and For Girl, (0:29:51) Al: in which a girl is the main character. (0:29:52) Micah: No way (0:29:53) Al: Funny that they decided to just add them both and just like smash them together into one (0:29:57) Micah: Yeah (0:29:59) Micah: I’d be curious to like how that plays it like is it just a selection right? (0:29:59) Al: Fair enough. (0:30:03) Micah: Do you just like select which game it is or they kind of just like blood them together? Yeah (0:30:03) Al: I suspect so. (0:30:05) Al: I suspect so, yeah. (0:30:08) Micah: I can’t imagine. There’s a lot of you know (0:30:08) Al: Like, they’re calling it a port. (0:30:10) Al: They’ve not changed it. (0:30:11) Micah: Yeah (0:30:13) Micah: Development going on there. Yeah, so I don’t know I guess between persona and this (0:30:19) Micah: you know, and persona happening with (0:30:22) Micah: in the last within a like, a year, almost a year to date, I (0:30:26) Al: Yeah. (0:30:27) Micah: think. No, September 23, it looks like. But yeah, either (0:30:33) Micah: either way, you know, the fact that bigger games now are (0:30:38) Micah: getting these like G mode ports is kind of exciting. So I don’t (0:30:43) Micah: know, even beyond G mode, there are other mobile games from that (0:30:50) Micah: time period that are just like, you know. (0:30:51) Al: Yeah, I agree. I agree. I look forward to playing Gregory Horror Show, which is another (0:30:52) Micah: Completely lost. That would be great to be able to see some of that stuff. (0:30:58) Micah: Go this route, so. (0:31:04) Al: one, which comes out in October. (0:31:07) Al: All right. Can’t believe we spent that much time talking about a G-mode game. What is (0:31:10) Micah: I mean. (0:31:13) Al: this podcast? Finally, before we get into it, we’ve got a few new games to talk about. (0:31:19) Al: For that, we have. (0:31:21) Al: A board game based on Mika and the Witch’s Mountain that’s coming to Kickstarter. (0:31:28) Micah: Okay, I can’t could not have expected that honestly (0:31:32) Al: No. No. I don’t really know what to say. Yes, yes, I’ll probably buy it. Stop asking. It’s, (0:31:38) Micah: I don’t either. (0:31:43) Al: I mean, it’s very, with the intro, so, okay, I have, my brain’s doing the brain thing. (0:31:50) Al: There’s, it’s called Delivery Witches, right? But it’s not branded Mika on the Witches Mountain (0:31:57) Al: or anything like that, but it’s very definitely Mika, right? Like, it’s the same art. (0:32:02) Al: Chibig shared it on their Twitter, so it’s like very clearly in collaboration with them. And, (0:32:08) Micah: same fonts (0:32:09) Al: and all the characters are the same. They’ve got all their art, etc. Like, it’s very much, (0:32:15) Al: it is the Mika and the Witches Mountain game. They just didn’t call it that. (0:32:20) Micah: Right, right. (0:32:22) Al: Which is fair, I guess. Like, you don’t have to call it the same thing, (0:32:25) Al: But it just I just find it interesting (0:32:27) Al: Um, I. (0:32:28) Micah: yeah it is I i guess I didn’t even think about like you know I i think if I had seen this on its own (0:32:35) Micah: without you telling me um and without drawing that association I probably would have been like (0:32:41) Micah: this looks really familiar but it just seems weird that like they wouldn’t do something to (0:32:42) Al: Yeah (0:32:49) Micah: like further I don’t know maybe that’s enough or I just don’t know if that game is has the uh the (0:32:56) Micah: popularity to be able to. (0:32:58) Micah: to say, like, oh, it is very loosely referential to it, but that’s enough for people to know that it’s based on this game, right? (0:33:07) Micah: Like it’s not, I don’t know, I could see that with other franchises, but maybe not this one. (0:33:13) Al: I think what I find weird is like there’s not a single mention of the game or the game (0:33:19) Al: developer on this Kickstarter page so far. Now granted it’s quite small, like they’ve (0:33:23) Al: not gone live, but they still have like five paragraphs of text and not once does it mention (0:33:29) Al: that it’s based on a game. And the company that’s making it is not the same, right, they’ve (0:33:32) Micah: Yeah, it’s very odd (0:33:36) Al: I’ve obviously been farmed out to another company that makes games. (0:33:40) Micah: But it is the you said it like, how is the developer related? (0:33:47) Al: Well, presumably they own like they are because it is the same characters, right? (0:33:52) Al: They use the same character art that you see in game. (0:33:56) Micah: Yeah, I just meant not not in that way. I meant like how was the other than say the the (0:34:02) Micah: Chibig retweeted it or something, you know, like what what is their relay? (0:34:06) Micah: Is there any other relation to like if they said we’re collaborating with them. I guess I do see (0:34:12) Al: Yeah, I think they made it clear that it was a collaboration. (0:34:15) Micah: Okay, I because it (0:34:18) Al: I guess what I know, I’m not trying to say that it’s as popular as Stardew, (0:34:21) Al: but it would be like if the Stardew Valley board game came out and they called it (0:34:26) Al: “farming game”. Right? Like, it would just feel weird. (0:34:28) Micah: Right, like my immediate my immediate reaction would be like they’re ripping off (0:34:33) Micah: Stardew Valley not like oh, it’s a Stardew Valley game, but they’re but they’re calling it something else (0:34:34) Al: Yes, exactly. Exactly. Exactly. And there’s nothing that makes it clear on this Kickstarter (0:34:41) Al: page. (0:34:42) Al: This is an official collaboration, but it is. (0:34:44) Micah: And that’s why I was asking well, how were they related to this other than like, you know, but obviously they have cosigned on it because they’re (0:34:53) Micah: Sharing it and like the art, you know, like if it weren’t (0:34:57) Micah: Theirs, they would probably be in litigation with them or something. I’m sure so (0:35:02) Al: Yeah. Oh, absolutely. Like it’s not, it’s not even like, you know, close. (0:35:08) Micah: Yeah, it’s really interesting it’s very it’s a very pretty looking board game like every (0:35:14) Micah: Looks cool that some of the like, you know card effects and stuff look neat (0:35:19) Micah: The the character pieces are really really cute. I like almost want to get in on it just for the the little (0:35:29) Micah: What do you call those little guys from the (0:35:30) Al: You can’t call them meeples anymore. (0:35:33) Micah: You can’t call them meeples anymore no, I did not (0:35:35) Al: Oh, did you not hear this news? (0:35:37) Al: All right. Sidebar. (0:35:38) Al: So Carcassonne have trademarked meeples and they’re suing anybody that uses the name now. (0:35:41) Micah: Uh-huh (0:35:44) Micah: Oh (0:35:46) Al: So let me find out what they… (0:35:46) Micah: That’s (0:35:49) Al: It’s very, it’s very stupid. (0:35:52) Al: What is the name that is that people have kind of agreed they should call it instead? (0:35:59) Al: Oh, apparently it’s not. (0:36:00) Al: Not being trademarked in the US, so maybe they’ll continue, people will just continue (0:36:02) Micah: Oh. (0:36:04) Al: to use the word ‘meeple’ and make their games in the US. (0:36:05) Micah: Yet, at least. (0:36:07) Micah: Obviously, they’re trying, so… (0:36:08) Al: Can’t remember, because there was one in particular, so it’s an EU trademark ‘meeple’, because (0:36:16) Al: Carcassonne are German, and what? (0:36:19) Al: Oh yeah, so this was, so a company was making a game called ‘Meeple Inc’, and they were (0:36:26) Al: sued by Carcassonne, so they’re now calling it ‘Table Inc’. (0:36:30) Micah: Leave it to a, you know, a lawsuit to ruin the fun for her. (0:36:35) Al: I know it’s so like seriously nobody is confusing their game with carcass on (0:36:43) Al: just because it says meeple like come on I can’t see anywhere what the (0:36:46) Micah: but uh what do we call these um meekles because it because meika and the you (0:36:54) Al: which which which pole (0:36:55) Micah: know which pool um we’ll just we’ll call them meeples with the asterisk that it (0:37:03) Micah: spelled MI PLE because because meekah and the you know yeah yeah yeah they’re (0:37:06) Al: It’s my poles. (0:37:09) Al: Oh, meekles, meekles, yeah, okay, right, I get you. (0:37:13) Micah: really cute though they’re I that’s probably my favorite part of this whole (0:37:16) Micah: thing like they’re very cute game pieces and I hope that they don’t get (0:37:22) Micah: sued by Carcassonne (0:37:23) Al: Well they’re not using- I don’t see meeple being written anywhere and I don’t think they’re trying (0:37:27) Al: to like trademark the concept of having a meeple, it’s just the name that they’re (0:37:31) Micah: Not yet, at least, you know, it’s opens the doors, you know, the next thing, the next litigation. (0:37:39) Micah: This is, yeah, this is interesting, though, this is such a like strange thing, like a strange decision. (0:37:46) Micah: Maybe part of it is like that they are working with this team and they want to give them because that team is like working as hard as they are in this game and everything they’re giving all of the, you know, like they’re setting it up in a way. (0:38:01) Micah: So that undigital owns the rights to this without having to like, you know, there being any question about who owns the rights to their game that they’re working on because it’s related to something else. (0:38:14) Al: I’m sure they’ve got, I’m sure they have all their legal things in a row, right? (0:38:17) Al: Like it’s not like they, they launched this, they announced it on the same day. (0:38:22) Al: It looks like on Twitter, like it’s very clearly like done together. (0:38:26) Al: So I, I’m sure they know. (0:38:28) Micah: Oh sure, I just mean that, like, that would be a positive thing, you know, if they had given them the, you know, had them just change the name so that in the future there was no potential for any possible, like, you know, legal issues or something, and they could just claim all of the rights to this board game and the profits and whatever without having to, you know, answer to Chibig or whatever, which would be a cool thing for Chibig to do. (0:38:58) Micah: You know, people will say like, hey, just, this is yours. You make all the money from it. But who knows, I don’t, I don’t know what the decision was to do this, but it’s an interesting (0:39:08) Al: I have fallen into a deep dark hole of trademark stuff now. It looks like (0:39:16) Al: the EU trademark doesn’t actually cover toys and games, but there’s a (0:39:21) Micah: All for meeples? (0:39:23) Al: Germany trademark that does cover them. I’m so confused. (0:39:35) Al: What have I done? Why have I started reading this? (0:39:37) Al: Um… (0:39:38) Al: OK, right, no, we’re done with that, right? Anyway, game, uh, the Kickstarter isn’t live yet. (0:39:46) Al: You can go and save it if you want to get notified when it goes live. Link will be in the show notes. (0:39:51) Al: All right, we have a few new games as well. Uh, so a new My Time At game, My Time At Evershine, (0:39:59) Al: um, is coming out. The Kickstarter is launching sometime this month. You want another My Time game? (0:40:06) Micah: Uh, I am. (0:40:09) Micah: Yes, I do. (0:40:10) Micah: I do, because I think that my time at Portia (0:40:14) Micah: was such a like, what do they call it? (0:40:17) Micah: Bottled lightning or whatever. (0:40:20) Micah: For what it was at that time, which was, you know, (0:40:24) Micah: a time shortly after Stardew Valley is like massive success. (0:40:29) Micah: And shortly before the boom in. (0:40:36) Micah: Farm Sim type, like Life Sim type games, you know. (0:40:41) Micah: And I think that there were a lot of really positive things (0:40:43) Micah: about my time at Portia, but I think my time at Sandrock, (0:40:47) Micah: on the other hand, was not what I would have wanted it to be (0:40:52) Micah: or would have expected. (0:40:53) Micah: And just personally, not for me. (0:40:56) Micah: So I’m interested to see. (0:40:58) Al: Did you play it? Did you play Sandra? (0:41:01) Micah: No, I did not. (0:41:02) Micah: I from listening to (0:41:06) Micah: and watching things and seeing how the game played, and especially after my time at Portia Port, (0:41:12) Al: Yep. (0:41:13) Micah: I made the conscious decision not to, but just because I didn’t think that it was really for me, (0:41:20) Micah: you know? But I’m excited to see, like clearly they’re capable, right? That’s what I’m getting (0:41:26) Micah: at, is like they’re a very capable studio, and they have some really great ideas. I think there (0:41:34) Micah: there were a lot of really awesome ideas (0:41:36) Micah: in my time at Portia had that just maybe weren’t as fleshed out as they could have been (0:41:40) Micah: especially now that we have had this boom of, you know, Farm Sims and Life Sims and stuff (0:41:45) Micah: that have, you know, made a lot of differences in how these games are played and stuff like (0:41:53) Micah: that. (0:41:54) Micah: So I’m excited to see what they can do with more games, like, I’m always interested in (0:42:00) Micah: seeing, you know, a talented developer make new stuff. (0:42:05) Al: Yeah. So, I mean, just looking at some numbers on Steam. Yeah, well, that’s the thing. I (0:42:06) Micah: Um… (0:42:07) Micah: This is also- (0:42:12) Al: mean, we’re interested to see what they continue on and what they don’t. I mean, to me, Sandrock (0:42:16) Al: always looked just like the same game, but slightly more. And I was like, I’m not interested (0:42:20) Al: in that. But the, so looking on Steam, so they had, so they both have very, very positive (0:42:28) Al: reviews. So we’re ignoring Switch, right? The Switch debacle, we’re just ignoring that, (0:42:33) Al: Right? These things happen. (0:42:34) Micah: Yeah. Yeah, yeah, yeah. (0:42:35) Al: They should just not. (0:42:40) Al: So Portia had 33,000 reviews, and Sandrock had 20,000 reviews. (0:42:48) Al: But Portia’s alt, 33,000 versus 20,000. (0:42:50) Micah: Wait how many did Portia have? (0:42:53) Micah: That’s so close. That’s way closer than I would have thought. (0:42:57) Al: It’s a… Yeah, but interestingly, there are all-time peaks of concurrent players. (0:43:03) Al: Porsche was 13,000. (0:43:05) Al: 1.3, and Sandrock was 21,000. It was higher. (0:43:10) Micah: Wow, yeah, I mean, people, I think people knew that, (0:43:13) Micah: you know, by the time that Sandrock came out, (0:43:16) Micah: people had already known Portia so well (0:43:19) Micah: and have been like preaching it (0:43:20) Micah: that I guess maybe even beyond what Portia was, (0:43:24) Micah: people were more excited about it or interested in it. (0:43:27) Micah: I don’t know, I remember the conversation (0:43:30) Micah: around my time at Sandrock being like, (0:43:32) Micah: people were very excited about it. (0:43:34) Micah: I think a big part of it for me was that (0:43:36) Micah: I I’m not a like humongous fan (0:43:40) Micah: of the Southwestern American motif motif in like games and I get really (0:43:41) Al: Yeah, fair, fair. (0:43:48) Micah: really bummed out when I get to the point in games where it’s like okay now (0:43:52) Micah: you got to do the desert level and I’m like I just don’t wanna I don’t wanna do (0:43:57) Micah: that and it kind of looked like Porsche but in that setting and with the whole (0:43:58) Al: Yeah. Yeah. Yeah. (0:44:02) Micah: the whole game is desert level basically is what it felt like so and it looked (0:44:07) Micah: Like a lot of the say I mean obviously a lot (0:44:10) Micah: more but you know it looked like a lot of the same of what Portia had that I (0:44:15) Micah: was kind of like I’ll just play Portia you know that’s more in my setting (0:44:18) Al: Yeah, you’re still, I mean, you’re still essentially a builder, right? Like, it’s the same core (0:44:20) Micah: that’s more me (0:44:23) Al: loop of building things, which, if you like, that’s good. I really didn’t like, so I’m (0:44:30) Al: obviously not gonna like it when it has the same core mechanic that I didn’t like. (0:44:32) Micah: - Right. (0:44:35) Micah: There is also something that about the character design (0:44:39) Micah: that I didn’t really love in Porsche or Sandrock, (0:44:44) Micah: but I was more like forgiving obviously with Porsche (0:44:47) Micah: ‘cause it was such a, like at the time it was, (0:44:51) Micah: you know, kind of like unique and exciting thing (0:44:54) Micah: where now this is a little bit more common of a game, (0:44:57) Micah: like a game style and stuff like that. (0:44:59) Micah: So, but. (0:45:02) Micah: It’s just, I don’t know. There’s something about the character design that I didn’t really love. (0:45:06) Micah: And I think for the new thing, this new thing, what is it my time at Evershine? (0:45:10) Al: Evershine, yeah. (0:45:10) Micah: The character design looks so different and like, more aged up. Right, right. (0:45:12) Al: Well, so we just have one image to go by, right? Just to point there, like this could (0:45:18) Al: - because if you look at, for example, the original image that was released for - what (0:45:24) Al: was that game you were talking about before? Why have I forgotten the name of it? The one (0:45:28) Al: you’ve bought but not played yet. The farming game. Yeah, it feels a mystery. If you look (0:45:30) Micah: Oh, fields of mystery. (0:45:32) Al: at the original image, that does not look anything like the game. So you can’t rely (0:45:36) Micah: Yes, you’re right. Absolutely right. (0:45:40) Al: on that first initial image. But yes, it does look very different to the actual art (0:45:48) Al: style of Porsche and Sandrock. So maybe that’s going to do something different? I don’t know. (0:45:48) Micah: Mm hmm. And I should say. (0:45:54) Micah: Yeah, I should say contextually, the you know, the looking at the (0:45:59) Micah: the key art illustrations they’ve had for Portia and for Sandrock, (0:46:03) Micah: the character design in those has matched what the character design is. (0:46:08) Micah: Roughly, you know, like proportions and facial, (0:46:11) Micah: you know, facial features and stuff like that. (0:46:13) Micah: So again, yeah, we don’t know. (0:46:16) Micah: There’s only one image. (0:46:17) Micah: We don’t know what the game actually looks like. (0:46:18) Micah: Based on that, contextually, this feels like it’s it’s going to be a little bit (0:46:25) Micah: more aged up, a little bit more mature looking, maybe feeling. (0:46:29) Micah: So that at on its own intrigues me that it’s, you know, kind of taking (0:46:35) Micah: like a little bit more serious tone with this key art. (0:46:39) Micah: So we’ll see. Maybe it’s not. (0:46:39)

LIVE! from NAA, Elizabeth Francisco sits down with Ann-Marie Bomba, CEO of Strategic Properties, to discuss what being a leader means in multifamily and how she as a female leader paves the way for others.About Ann-Marie: Ann-Marie Bomba is the CEO of Strategic Properties. a developing leader in the management of high-quality conventional and affordable multifamily housing communities.Ann-Marie brings over three decades of multifamily housing experience focusing on distressed asset recovery. She has dedicated the majority of her career on collaborating with clients to improve underperforming assets, reposition REO properties, and achieving specific asset performance to aid ownership in achieving investment goals in both conventional and affordable communities. She has successfully managed a diverse portfolio of properties, including new construction lease-ups of affordable and conventional communities, multimillion-dollar renovations, lease-up, and stabilized properties in various regions. Prior to joining Strategic Properties, she Co-founded TAM Residential (formerly known as Topaz Asset Management), where she grew the company to over 17,000 units nationwide. Ann-Marie leads the company's strategic expansion growth plan nationwide. Strategic Properties actively operates in TX, MO, FL, GA and will enter additional states in 2024. Ann-Marie currently serves on the North Texas Advisory Board of Shelters to Shutters. About ResMan: ResMan delivers the property management industry's most innovative technology platform, making property investments and operations more profitable and easier to manage. ResMan's platform unlocks a new path to growth for property management companies that deliver consistent NOI improvement and brilliant resident experiences easier than ever before. To learn more about our platform, visit http://myresman.com/

Are you looking for your first note deal? Are you looking for performing, nonperforming, or an REO that you can take down for your first real estate investment deal? Then check out this tape of 15 notes.Scott Carson dives into a tape of notes that one of his previous coaching students sent him that he is looking to move this month. Scott reviews each asset and discusses options for these deals.HERE IS THE MAP OF THE ASSETSCHECK OUT THE FULL VIDEO HERE!BOOK A CALL WITH SCOTT HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

If you think networking is just about attending events, collecting business cards and shaking hands, you're on the fast track to empty connections. Networking is really about finding those few key people who can truly make a difference in your business.   The power lies not in the quantity of connections but in the quality—those relationships that bring real value and opportunities. Focusing on meaningful interactions can transform your networking from a numbers game into a powerful tool for growth.   How do you rethink your approach to networking? Can a small, simple event focused on fewer people could actually lead to bigger opportunities for your business?   In this episode, I'm joined by real estate investment specialist, Paul Chase. We talk about how he used a unique event called "Brews and Biz" to create meaningful connections in the real estate world.   "The more I network, the more my sales team grows. If I connect with 150 people, and each of them knows 150 more, I can focus on the right ones and show them how helping me also puts money in their pockets."-Paul Chase   Three Things You'll Learn In This Episode    -How niche networking events can grow your business Hosting a special event can help you connect with the right people, building strong relationships that can change your business. Could this approach work in your market?   -How to keep networking events interesting Making sure each event is different keeps people interested and turns them into repeat guests. How can you make every event feel fresh and new?   -How to turn low attendance into success Even when only a few people show up, there's a way to turn that into a win and grow your business. How do you make a small turnout work in your favor?   Guest Bio Paul Chase has over 20 years of experience in real estate and is based in East Petersburg, PA. He began his career in residential real estate and transitioned to real estate investment around 2005, starting with short sales and later moving into REO properties. In October 2023, Paul joined BNI and discovered the Referral Mastery Academy (RMA), where he sharpened his networking skills. He then shifted into commercial real estate, specializing in helping investors and business owners retire from real estate while maximizing their tax advantages. To learn more, go to https://paulchaserealestate.com/.   Episode: 352 Title: How To Redefine Networking in Real Estate's Toughest Market w/ Paul Chase Host: Michael J. Maher  

Machine Gun Kelly opened up about when his late father stood trial for murder at 9 years old. https://people.com/machine-gun-kelly-reveals-his-dad-was-on-trial-at-age-9-for-his-own-fathers-murder-8694609 Jack White wrote on Instagram that people are "asking about when we are going to announce 'tour dates,' well, we don't know what to tell you but the tour already started at the Legion [in Nashville] a couple of weeks ago." He added that "Shows will be announced as close to the show date as possible, some shows we won't even decide to do until that morning." https://www.instagram.com/p/C-nwZBFJAf3/ *NSYNC is alive and well thanks to Deadpool and Wolverine. The song, "Bye Bye Bye" is back on the Billboard charts after the song was used in the summer movie blockbuster. https://people.com/nsync-bye-bye-bye-returns-to-billboard-top-10-after-deadpool-and-wolverine-feature-8694421   REO Speedwagon are supporting an effort to raise money for the Illinois Rock & Roll Museum in Joliet, which was severely damaged by a tornado last month. To make a donation to the Museum's Gettin' Back in the Groove Disaster Relief Campaign, go to RoadToRock.org/donate. REO were in the inaugural induction class in 2021 along with Cheap Trick, Muddy Waters, Dan Folgelberg, Chicago, and Buddy Guy. Styx and Chuck Berry were inducted in 2022. http://roadtorock.org/donate The longtime Upstate New York home of Woodstock promoter Michael Lang is on the market. Located in Mount Temper, 30 minutes outside of the town of Woodstock, it's dubbed Happy Brooks and is described as “the Graceland of 1960s counterculture.” It has three structures, including the main house built in 1929, spread across 17 acres. Lang, who died in 2022 from Non-Hodgkin's lymphoma at the age of 77, lived there for 45 years. This Thursday marks the 55th anniversary of start of the three-day Woodstock festival in Bethel, New York. A plaque highlighting the new Kurt Cobain exhibit at Seattle's Museum of Pop Culture has sparked debate after explaining the manner in which the Nirvana frontman died. https://loudwire.com/kurt-cobain-death-description-memorial-plaque-debate/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Machine Gun Kelly opened up about when his late father stood trial for murder at 9 years old. https://people.com/machine-gun-kelly-reveals-his-dad-was-on-trial-at-age-9-for-his-own-fathers-murder-8694609 Jack White wrote on Instagram that people are "asking about when we are going to announce 'tour dates,' well, we don't know what to tell you but the tour already started at the Legion [in Nashville] a couple of weeks ago." He added that "Shows will be announced as close to the show date as possible, some shows we won't even decide to do until that morning." https://www.instagram.com/p/C-nwZBFJAf3/ *NSYNC is alive and well thanks to Deadpool and Wolverine. The song, "Bye Bye Bye" is back on the Billboard charts after the song was used in the summer movie blockbuster. https://people.com/nsync-bye-bye-bye-returns-to-billboard-top-10-after-deadpool-and-wolverine-feature-8694421  REO Speedwagon are supporting an effort to raise money for the Illinois Rock & Roll Museum in Joliet, which was severely damaged by a tornado last month. To make a donation to the Museum's Gettin' Back in the Groove Disaster Relief Campaign, go to RoadToRock.org/donate. REO were in the inaugural induction class in 2021 along with Cheap Trick, Muddy Waters, Dan Folgelberg, Chicago, and Buddy Guy. Styx and Chuck Berry were inducted in 2022. http://roadtorock.org/donate The longtime Upstate New York home of Woodstock promoter Michael Lang is on the market. Located in Mount Temper, 30 minutes outside of the town of Woodstock, it's dubbed Happy Brooks and is described as “the Graceland of 1960s counterculture.” It has three structures, including the main house built in 1929, spread across 17 acres. Lang, who died in 2022 from Non-Hodgkin's lymphoma at the age of 77, lived there for 45 years. This Thursday marks the 55th anniversary of start of the three-day Woodstock festival in Bethel, New York.A plaque highlighting the new Kurt Cobain exhibit at Seattle's Museum of Pop Culture has sparked debate after explaining the manner in which the Nirvana frontman died. https://loudwire.com/kurt-cobain-death-description-memorial-plaque-debate/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We go back to 1982 with Rick Balis of KSHE interviewing Kein Cronin of REO Speedwagon. REO was getting ready to play outdoors at Busch Stadium so Kevin talks about that and the love he had for KSHE and STL even at that time. Learn more about your ad choices. Visit megaphone.fm/adchoices

We go back to 1982 with Rick Balis of KSHE interviewing Kein Cronin of REO Speedwagon. REO was getting ready to play outdoors at Busch Stadium so Kevin talks about that and the love he had for KSHE and STL even at that time. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Devin Robinson shares his journey in real estate wholesaling, starting with his first wholesale deal and working with hedge funds. He discusses the importance of building systems and processes, as well as finding truly motivated sellers. Devin emphasizes the value of providing solutions beyond buying the house, such as helping sellers in foreclosure navigate their options. He also highlights the significance of personalized outreach, including sending video messages to potential sellers. Devin concludes by discussing the current state of REO deals and sharing his insights on other types of leads. Key Talking Points of the Episode 00:00 Introduction01:03 How did Devin find his first wholesale deal?03:15 Why did Devin stop selling deals to hedge funds?04:09 How did being part of a mastermind help Devin learn about wholesaling?05:32 What are the hedge funds doing in today's market?07:46 What markets is The Amherst Group buying in?08:34 How did Devin rebuild his business after learning about wholesaling?09:24 What kind of deals is Devin focused on today?12:21 What kind of support does Devin provide for the sellers they work with?15:10 How does Devin approach leads in preforeclosure?18:30 How does the non-judicial foreclosure process work?20:41 What are the different ways Devin helps sellers restructure their loans?23:28 What is happening with REO deals today?25:25 What other types of deals is Devin getting involved with today?27:50 How can you follow Devin's real estate journey?  Links Free Trial: Deal Machine Apphttps://www.dealmachine.com/pod Instagram: Devin Robinsonhttps://www.instagram.com/devin.robinson1/ Facebook Group: Real Life REIhttps://www.realliferei.com

Tarl Yarber is a real estate mogul who's flipped over 650 houses and built a thriving events business from the ground up!But this isn't your typical "I got rich quick" story. He even quit real estate THREE TIMES before finally cracking the code.Tarl's journey is one of overcoming adversity, learning from HUGE mistakes (like racking up $14,000 in credit card debt chasing his real estate dreams!), and building a business that supports the life he wants to live.In this episode, Tarl shares his story, from his early days door-knocking in a moldy car, how he survived the "dip," the power of surrounding yourself with the right people, and why designing your life first is the key to building a business you love. Tarl also talks about: - Turning $10 into... well, NOT $10,000 in 30 days (wholesaling is HARDER than it looks!)- The ONE book that completely shifted his mindset at age 17- Why he dropped out of college to pursue real estate full-time- Building a $3 Million/month REO business from scratch- The pivotal moment he realized he was building a business he “hated”- How he and his wife Grace designed their dream life and built a business to support it- Why he believes you should “HATE” real estate if you want to be successful at it- The power of saying NO to opportunities that don't align with your goalsBooks Mentioned:- Rich Dad Poor Dad by Robert Kiyosaki- The Four-Hour Work Week by Tim Ferriss - The Checklist Manifesto by Atul GawandeConnect with Tarl: Website: https://www.tarlyarber.com/ Instagram: https://www.instagram.com/tarlyarber LinkedIn: https://www.linkedin.com/in/tarl-yarber-7584a847 Connect with Brandon:

Big capital gains tax bills are hitting more home sellers. Exemptions exist for up to $250K single, $500K married. Bad housing affordability means a low home ownership rate, hence, more renters. The homeownership rate has dropped from 66.0% to 65.6% in the last year. I have a hole in the roof of a rental single-family home, with about $10K in damage. Learn how I handle it. Two of the first three income properties that I bought performed poorly. VP of Market Economics at Auction.com, Daren Blomquist joins me. We learn why foreclosure activity is 10% to 20% below pre-pandemic levels. Learn about judicial and non-judicial foreclosure states.   From homeowners surveyed, the top concern about falling into delinquency are rising insurance and property taxes. Auction bidders are confident about the real estate market. They're willing to pay more, which is 60% of ARV nationally. You can bid on distressed properties with your phone via Auction.com. Opportunity Zones are generally working. Resources mentioned: Nation's Largest Online RE Auction Marketplace: Auction.com For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker Weinhold** ((00:00:00)) - - Welcome to GRE! I'm your host, Keith Weinhold, talking about a lot of housing market problems today. Capital gains taxes hitting more home sellers. Home affordability is still bad. The American homeownership rate is falling. I've got roof damage on one of my own properties. Then an update on American mortgage delinquencies and foreclosures. It's mostly bad real estate news today on Get Rich Education.   Speaker Syslo** ((00:00:29)) - - Since 2014, the powerful Get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Reinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki. Get Rich education can be heard on every podcast platform. Plus it has its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast.   Speaker Syslo** ((00:01:06)) - - Sign up now for the Get Rich education podcast or visit GetRichEducation.com.   Speaker Coates** ((00:01:14)) - - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Speaker Weinhold** ((00:01:30)) - - We're gonna go from Bavaria, Germany, to Batavia, New York, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to Get Rich education. There is a large online source of foreclosure and bank owned properties that you won't find on the MLS. In fact, they are the largest in the nation, and their VP of Market Economics will be here with us later today. Home price appreciation. That has been wonderful for the last several years. But one negative consequence is the fact that more home sellers now are getting hit with big capital gains tax bills. Now we'll discuss income property shortly, but when it comes to primary residences, you probably know that if you are single, you won't pay any capital gains tax on the first 250 K profit of your sale. That 250 K exemption. That is only half of what married couples enjoy.   Speaker Weinhold** ((00:02:29)) - - They don't have to pay tax on the first 500 K of profit. Yes, a $500,000 exemption on capital gains for married couples. So basically, single people in high priced markets like you often find on the coasts, they get hit the hardest. Married couples in lower priced markets more toward the heartland and in the South. Those married couples, they're more likely to get away without paying any tax on the profit from their home sale. All right, well, just what proportion of homes are we talking about here? Well, last year, 8% of sales had capital gains of over 500 K. All right, well that potentially makes them exposed to the tax hit. Compare that to a couple decades ago. That share was just over 1%. So it's gone from 1% to 8%. These are exorbitant capital gains tax events. And you know what this does. People trying to avoid that it keeps even more homes off the market. Now it's not as pronounced as the well-documented interest rate lock in effect okay. Call this the capital gains tax lock.   Speaker Weinhold** ((00:03:46)) - - In effect people avoid the tax by not selling. And it makes some older people age in place. That's part of what's going on here. Because if the homeowner keeps it until they die, then the heirs, they might be able to sell it tax free due to the tax laws and capital gains taxes. Like, what rate do you actually pay that can be as high as around 20% on you for selling your primary residence if the gain exceeds those thresholds? And yeah, those thresholds, they haven't moved with inflation in quite a long time. Now, understand that right now you are living in an era where many Americans, they can't afford to live in the home that they live in right now if they tried to repurchase it at today's prices. So again, it's not the mortgage rate lag in effect here. It's the purchase price paid lock in effect. Now look, yes, overall I am a real estate market optimist. You are too, when you understand how real estate pays you five ways. But as far as anyone saying something like, oh, there is never been a better time to buy, that doesn't make any sense.   Speaker Weinhold** ((00:05:02)) - - Now. At the same time, I don't see any evidence that waiting is going to do you any favors, but there have obviously been some better times to buy. In fact, do you know the best year in modern history that I can think of for buying real estate? Any idea it was the year 2013? Yeah, 2013. That's when prices were low because they still hadn't bounced much off of the GFC lows and mortgage rates. They actually were in the absurdly low threes back in 2013. Now starting in 2021 you know I have been on record on this show. I've been on record on television and on our own YouTube channel here and in Forbes and elsewhere. Since then, I've said that home prices, they're not poised to fall, they're going to stay stable or they're going to keep going up. I was perhaps one of the earlier people to point that 3 or 4 years ago that the low housing supply and the government safety nets that won't let people lose their homes, those things keep the markets buoyant.   Speaker Weinhold** ((00:06:16)) - - Now, today, I see more signs that prolonged bad affordability will slow down. Home price growth in that part is bad for investors, of course. Prolonged. Bad affordability. That means something good for income centric investors at the same time, sort of like David Stockman and I touched on last week here. Yes. Souring affordability. What that means is a falling homeownership rate that would make sense in the homeownership rate. That means that just what it sounds like, that is the proportion of American homes that are occupied by their owner in the past year. Yeah, the homeownership rate has fallen, but not too much yet because there are some lag effects and other factors to account for. Like, imagine if there are new zero money down loan programs that are made available. You can see how that would make homes more affordable, even if rates and prices and wages stayed the same. So there are X factors out there and lag effects out there. In the past year, the homeownership rate has fallen from 66% down to 65.6%.   Speaker Weinhold** ((00:07:33)) - - Not too much of a slide, just 4/10 of 1%. That is a Fred stat sourced through the Census Bureau. All right. So what's that really mean if you're looking for income. Well, what that means is that there are now hundreds of thousands of additional renters today than there were just one year ago. And the number of renters, those that aren't homeowners, that looks to increase in both absolute and relative terms. There's a lot of people expect the homeownership rate to continue to drop from here. Now, no investor conditions are absolutely ideal everywhere you look. In fact, of the first three investment properties that I personally bought in my life, only one of those three went really well. It was that first ever fourplex I bought because it appreciated from 295 K to 425 K in just three and a half years, and it provided some cash flow and even a place for me to live. But the second property I bought, which was also a fourplex, it hardly cash flow because I bought it at 90% loan to value, and I also bought it in 2007.   Speaker Weinhold** ((00:08:46)) - - Not great timing, so its value dropped. I was a pretty new real estate investor then, and when its value dropped, it didn't return to the 530 K value that I bought it for for about six years. And then I got wiser and I started buying across state lines, since that's where the best deals often are. Well, this was then my third investment property, a brick single family home that cost 153 K in the Dallas-Fort worth area. And the main reason I bought it is because it was cheap, which was a mistake. It was also in a growing area, but I couldn't keep it occupied, so I soon sold it for about the same price that I bought it for. All right. But even in those far less than ideal beginnings for me, two of my first three properties, they weren't disasters, but they weren't a great experience either. Yet I still got some leverage, a little cash flow. I got tenant made principal pay down all the while, tax benefits all the while, and that inflation profiting benefit.   Speaker Weinhold** ((00:09:52)) - - And I did then find myself better off overall. Despite that the appreciation and the cash flow weren't all that great. If you blend those first three properties together and today, perhaps a lot like you or what you want to do. I own properties in multiple markets, and I remotely made as the property managers in those markets. And you know, just yesterday I got an email from one of my property managers about roof damage to one of my properties. It's a rental single family home. It's going to be about $10,000 worth of repair work. Some bad news and the way I'm hailing it is a way that you might think of handling a real estate problem. I sure don't just send off a $10,000 check right away and chalk it up as a loss, and ask myself how many months it's going to take me to make that up. The first thing that you can do in this situation is check to see if you have a home warranty that covers it in full or in part. Whether you bought your property new or renovated, a warranty might apply.   Speaker Weinhold** ((00:10:58)) - - It actually does not in my case here. Well, if the warranty doesn't cover your issue, of course, check with your insurance provider and see what your deductible is there. Consider that when insurance premiums have risen sharply in a lot of markets, you need to get something back for that premium that you're paying in a lot of cases. All right. And if those things don't work, then don't just take the first quote that your property manager gives you that they got from the first contractor, which is. Ten K in my case. For a substantial work item, ask your property manager to obtain at least three quotes for you. That's reasonable. And then look at the most competitive of those three quotes. So to review here three ways to avoid paying. For example a full 10-K. In my case it's your warranty, it's your insurance. And if you feel like you must come out of pocket, then get three quotes in order to reduce your cost. And here's the thing you don't do these things yourself.   Speaker Weinhold** ((00:12:03)) - - What you do is you ask your manager to do these things and make it easy for you. Your manager should check with your insurance policy and they should check on your warranty. And then you can back it up and take a look at it. If you don't like the answer, they should obtain the roofing contractor quotes for you to. You are paying your manager for this stuff, maybe 8 or 10% in a management fee, and that should not be for nothing. Have them do this stuff that's their job and ask them to do it. Because if you don't just watch, they'd be happy to have you do it for them. Don't. You don't have to. So we're talking about mitigating your out-of-pocket cost in your time expended when you have a real estate issue, like a hole in a roof of one of my single family rentals. Now sometimes you're going to get caught in some snafu. But again, our strategy here is that you're usually not even holding any one rental property for more than 7 to 10 years, because by that time, it's accumulated sufficient equity so that you can make a tax deferred exchange up to another property, keep leveraging that equity, because the rate of return from equity is always zero.   Speaker Weinhold** ((00:13:16)) - - Now, that process, that 7 or 10 years, that might be on the slower end. Now though, since the property that you consider relinquishing is going to have a lower mortgage rate than your replacement property, it will. And one other thing to keep in mind here it's about providing America with that clean, safe, affordable, functional housing. What that means is that while roof quotes are being obtained here if needed, and it takes a few works until those roof repairs can begin, what you can do is have a cheap temporary repair done until the permanent roof fix starts. That's pretty common with roofing repairs, and that way not only is any interim damage avoided, but the tenant is not being negatively impacted here either. No slumlords around here. As we're discussing real estate problems today, we're about to delve into what happens when homeowners in real estate investors, when they can't make the mortgage payments on their property, and is that proportion of people going up or is that going down in this low affordability market? We'll also get some takeaways by looking at the bidder activity on foreclosure properties.   Speaker Weinhold** ((00:14:33)) - - That can tell us quite a bit about the market and about buyer expectations for the future of the market. And I'll also tell you how you too, if you're interested, you can find opportunities and get a deep discount on a foreclosed upon property. That's all. Next with a great guest, I'm Keith Reinhold. You're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just $25. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%.   Speaker Weinhold** ((00:15:41)) - - Hundreds of others are. Text. Family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under the specific expert with income property you need Ridge Lending Group and MLS 42056 in grey history, from beginners to veterans. They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. This is Rich dad advisor Tom Wheelwright. Listen to get Rich education with Keith Reinhold and don't quit your daydream. This week's guest is the VP of Market Economics at auction. Com they are the largest online source of foreclosure and bank owned properties that you won't find on the MLS. You can bid on properties from anywhere with your mobile device. We'll learn more about that later. First, we're covering a general real estate market update today, and then we're mostly going to discuss what's happening in the foreclosure market, including just what a foreclosure market even is.   Speaker Weinhold** ((00:17:25)) - - Hey, it's been over a year since we've had you here. So a big gray welcome back to Darren Lundquist. Thank you so much. It's great to be back and.   Speaker Blomquist** ((00:17:34)) - - Glad to see you, Keith.   Speaker Weinhold** ((00:17:35)) - - For listeners in the audio only Blomquist is spelled with just one oh, despite being pronounced. Blomquist and Daren, as we talk about the state of these markets today, it also helps to mix in lessons for the follower and listener that's watching or consuming this. In ten years. And before we discuss foreclosures. Now, Darren, when I look at the residential real estate market today, there are a few ways that it appears rather normalized actually. For example, all price appreciation rates are normal rent growth levels. They're pretty close to historic norms. Interest rates are even near historic norms, which is a surprise to laypersons. But that's three huge measures that are actually normal, and no one else anywhere talks about that. But there are some aberrations in today's market, the most chronic and saddening of which is the lack of housing supply.   Speaker Weinhold** ((00:18:28)) - - So with that backdrop, what are your thoughts on today's overall American housing market?   Speaker Blomquist** ((00:18:34)) - - It's really interesting. We have these normal metrics that we look at when we look at how home price appreciation. Now home sales I would say are abnormally low. Right. But home price appreciation is doing well. Some of the other metrics that we look at. But it's coming off of this abnormal what I would say an abnormal period over the last three years or so, mostly during the pandemic when the housing market went a little bit crazy and you saw home prices rise abnormally fast. I would argue too fast for such a short period of time. And so you'd almost expect after a period like that to see a correction in home prices. And we saw a slight correction in late 2022, early 23. Right. But now home prices are, as you mentioned, kind of back to normal actually maybe a little bit on the high side of normal, 5 to 7% home price appreciation that we're seeing annually. And so there is this sense that things look normal.   Speaker Wheelwright** ((00:19:32)) - - But below the surface there are, I believe I would argue and you may not agree with this, some underlying problems that I think could come back to bite us if, you know, depending on how things go over the next few years. But certainly the underlying fundamental biggest storyline, that's not necessarily maybe as accessible to a lot of people is this housing supply that you mentioned, Keith. And over the last the decade that ended in 2020, we saw, I would guess, based on my analysis, about 4 to 5 million housing units that were not built, that in a sense should have been built. But we were short 4 to 5 million housing units relative to the number of households that were being formed during that same time period. And so that is set us up for this market that we're in now in the 2020s, where we're seeing, despite the fact that home prices are going up and are out of whack with fundamental price to income ratios. In other words, affordability is a problem. Despite that fact, home prices continue to go up because you have this underlying lack of supply and so you have enough demand to fuel rising home prices, given the lack of supply, if that makes sense.   Speaker Weinhold** ((00:20:48)) - - Yes. You mentioned the paltry volume of sales, which is really one consequence of this constrained supply. And there are so many ways to measure it. You threw some numbers out there just using Fred's active listing count. They have one and a half to 2 million homes normally available. Inventory bottomed out near a jaw dropping, just fantastically paltry 350,000 units in 2022. And then the latest figure is about 730 K. So really doubling off the bottom, but yet still far below what is needed there in in 2021 and 2022, I started informing our audience that the housing crash of this generation, it's already occurred. It was a supply crash, which hedges against a price crash even amidst a tripling of interest rates. I guess there. And from your vantage point, when will this low housing supply abate?   Speaker Wheelwright** ((00:21:46)) - - But I think on the multifamily side, you're seeing signs that we've, in a sense, caught up with housing supply. You're seeing the multifamily sectors start in terms of the builders start to pull back. I think because of that.   Speaker Wheelwright** ((00:21:58)) - - And one piece of evidence of that is the slowdown in rent appreciation. But then on the Single-Family side, we're still seeing pretty robust increases in housing starts and builders starting housing units. And I was just looking at the latest numbers for April up 18% year over year. And we're at over a million housing starts in April on an annualized basis. You know, it's hard to predict what household formation will be doing over the next decade, but I believe that million number is enough to supply the new households that are being formed and are projected to be formed over the next few years. And so we're kind of at a place where at least we're treading water in terms of housing supply. And I do think there are some demographic trends that could by the year 2030, which may seem like a long ways off still, but by that time we would see this kind of reverse a little bit. And the demographic trends I'm talking about are slower population growth, the birth rates. There's a big article in the Wall Street Journal.   Speaker Wheelwright** ((00:22:58)) - - If you write, birth rates are surprisingly not really coming back. They dropped during the pandemic have not really come back. And in many areas, including the US or below replacement level in terms of replacing the population at 2.1. Yes. So not to get too deep into the demographics, I'm not a demographer, but I think that combined with these increases in housing starts that we're seeing, we will see that supply in the next five years. Maybe when I'm on next, I'm with you to see that it is a slow moving train. I think we're headed in a good direction in terms of that, that housing supply. And those are already, I would argue, some early signs at 2024 at least. It's still a low supply environment, but it's at least somewhat better, incrementally better than 2023 was in terms of inventory. And we're seeing some more inventory. Come on. One tip I would just say that's I think a long term thing to look for, no matter what environment you're in, is if you look at the inventory, inventory is a great and a barometer of market health.   Speaker Wheelwright** ((00:24:00)) - - And if you look at inventory numbers by market, which we do, you do see some markets all of a sudden inventory is starting to spike. And that to me is a signal that those markets could be softening in terms of prices and even in terms of sales. So you see some markets in Florida popping up like that. But whether or not we're talking about now or anytime, it's a great metric to look at. For anybody investing in real estate, especially at a market level, is that inventory of homes. You can look at month supply of inventory for sale. Six months supply is a great milestone. If there's six months supply, that's a balanced market. If it's below six months supply, it's a seller's market. And if it's above six months supply, it's a buyer's market. So just a general kind of rule of thumb to look for there.   Speaker Weinhold** ((00:24:46)) - - Sure. We've seen months of supply three months or less in an awful lot of places. However, you alluded to coming potential problems for the housing market earlier.   Speaker Weinhold** ((00:24:55)) - - Can you tell us more about that? Have you already done that with talking about a potential softening with some inventory coming on faster in some markets?   Speaker Wheelwright** ((00:25:04)) - - I think you're a thesis about this. The housing crash has already happened and it was a supply crash is very interesting. When I look at price to income ratios over time, you know, home prices versus incomes, we've diverged from that long term mean of that price to income ratio right. In the last couple of years. We saw that during the the bubble of 2004 five six. But it's even more dramatic in the last couple of years where we saw at the peak of this, the actual home prices. We. Nationwide, we're about 30% above what we would expect the price to be based on incomes and that historic price to income ratio. And so I do expect a reversion to the mean at some point. Now, whether that could occur as a pretty sharp correction, although I can't point to a specific trigger that would cause that correction necessarily may could occur more of a stagnation over time, where home prices kind of flatten out and increase less than the median long term average.   Speaker Wheelwright** ((00:26:07)) - - I do believe that we will see a reversion to that mean eventually, especially as we see more supply coming onto the market. I think it's actually healthy for the housing market, but it could be experienced by many people as weakness in the housing market, because you could see home prices decline a little bit, especially in certain markets.   Speaker Weinhold** ((00:26:25)) - - From your vantage point. Darren, you are an expert there in helping people find deals because you really keep a pulse on what's happening in the foreclosure market. Maybe some of our audience doesn't completely understand what the foreclosure market means. Now, Darren, I think of delinquency is that condition means that mortgage borrowers have been making some late payments. Tell us about how delinquency differs from foreclosure. And that will help if you go ahead and define just what the foreclosure market is.   Speaker Wheelwright** ((00:26:57)) - - Starting with the foreclosure market. I mean, when you can call it the distressed market or the foreclosure market. And that's really where auctions. Com operates. And is this foreclosure market, it's loans that the borrower cannot continue to make payments for a variety of reasons.   Speaker Wheelwright** ((00:27:12)) - - When you have a home that's financed and the borrower cannot continue to make payments, the recourse for the lender is foreclosure to take back that property by taking back that property and then selling it, recouping or trying to recoup as much of the losses on that property that they can in terms of the loan that was given on that property. Okay.   Speaker Weinhold** ((00:27:34)) - - So let's talk about delinquencies here. We're looking at certain levels of severity being 30 days late on your payments, being 60 days late and being 90 days late. And interestingly, we see a big spike in FHA loan types that have had more delinquencies than conventional loan types.   Speaker Blomquist** ((00:27:50)) - - That's right. Yeah. So delinquency is kind of the top of the funnel if you think of the distressed market or for leisure market as a funnel, the top of that funnel is someone can't make their payment one month. They miss their payment, mortgage payment one month. That's what this 30 or 30 day delinquency. And when you look at the chart that we're looking at, you do see those 30 day delinquencies rising over the especially on FHA loans, which are, I would argue, the most kind of risky loans in our current marketplace.   Speaker Blomquist** ((00:28:19)) - - Yeah, the last ten years, over the last decade. And we see those even from 2021, rising steadily up back to really 2019 highs on the 30 day delinquencies, you also see a slight gradual increase in conventional loans, which are loans backed by Fannie Mae and Freddie Mac as well as VA loans. But those are the 30 day delinquencies. They're are not back to pre-pandemic levels even on that front. So that's the 30 day. Usually if someone misses a monthly payment, it's not super serious at that point. What really gets more into our marketplace is when we see a 90 day delinquency, or what's known as a seriously delinquent loan alone, that is past due by 90 plus days. And we have that chart here. What stands out to me on this chart is you actually see those 90 day delinquencies continuing for the most part to trend lower, even though the 30 day delinquencies are going up, 90 days are coming down, and there's a lot of reasons for that. But at the end of the day, that means people maybe are getting into trouble, but they're able to get out of trouble before they lose the home to foreclosure in many instances.   Speaker Weinhold** ((00:29:29)) - - All right. So in summary, 30 and 60 day delinquencies have risen over the past two years. But over the past two years, serious delinquencies, 90 day delinquencies therefore, are lower over the past two years.   Speaker Blomquist** ((00:29:43)) - - That's right. And then if we look at foreclosure starts, which is kind of the next step. So you missed three months worth of payments. That's when the bank starts to think about starting the official foreclosure process. And if you look at foreclosure starts, we are seeing those rise as well. And part of the reason that you see these rising, even though seriously delinquent loans are falling, is because there was a bit of a backlog from the pandemic still. Yeah, loans that were delinquent when the pandemic started that were delayed from going to foreclosure, that are now coming back. So we see this sharp drop off in 2020 when there was a foreclosure moratorium. Those numbers have reverted back, have bounced back. But there's we're still seeing about 60 to 70,000 foreclosure starts, a quarter nationwide just to put some numbers on this.   Speaker Blomquist** ((00:30:31)) - - But back in the first quarter of 2020, before the foreclosure moratoriums, we were at 81,000. So we're still at about 80% of the pre-pandemic levels. But foreclosure starts have come back. We're just getting back to what I would consider kind of normal levels of foreclosure, and especially if you look at in the context of what we saw during in 2009, 2010, we were seeing over 500,000 foreclosure starts a quarter back then. Now we're seeing 68,000. So we're paling in comparison to those numbers.   Speaker Weinhold** ((00:31:04)) - - As you, the investor, is thinking this through, we're talking about how many opportunities there will be for you here, basically to scoop up a distressed deal, a fixed and flip property. If you're looking to fix and flip one just in the general context, that's what we're talking about here.   Speaker Blomquist** ((00:31:21)) - - Opportunities really foreclosure starts are for. Opportunities. If we look at where the opportunities are emerging in terms of those foreclosure starts, we do see a lot of increases in looking at March of 2024. Year over year, a lot of increases in Florida, and foreclosure starts and also Texas in California.   Speaker Blomquist** ((00:31:42)) - - So it's interesting. I mean, these are markets that are doing pretty well, pretty healthy. But we are seeing some of those foreclosure starts come back in pretty big percentage wise in those areas. If we look at auction com data, specifically the state level, in the interest of time. But just to look through the lens of looking for opportunities. Auction com resides a step after the foreclosure start. Then eventually it goes to a foreclosure auction where the property either sells to an investor or it goes back to the bank is what's known as an REO. And where we're seeing on our platform the biggest kind of return to normal levels of foreclosure auction volume, where there's that property actually is sold, is mostly in the Rust Belt, Upper Midwest. That's where we're seeing volumes return to normal. And a place like Florida, we're only seeing foreclosure volumes are over 70% below normal, and Texas were 55% below normal. And when I say normal, I'm saying I'm comparing that to pre-pandemic levels. And then in California, we're at about 45% below those pre-pandemic levels.   Speaker Blomquist** ((00:32:54)) - - So some of the big volume states, we're still waiting for the foreclosure volume to return. But if you look like at states like Indiana, Iowa, Minnesota, places like that, Oklahoma, we are seeing that foreclosure auction volumes have returned to those pre-pandemic levels. So there are more opportunities in those areas, at least relative to their population and their their size of in terms of housing units.   Speaker Weinhold** ((00:33:20)) - - So in general, in a lot of these upper Midwestern states, in northern Great Plains states, we see a greater foreclosure volume than we did pre-pandemic, because those levels are at over 100%, 100 being the pre-pandemic level. There is one aberration on your map, for one thing, Darren, and that is in Connecticut, where we have 306% of the foreclosure volume that we did pre-pandemic. That's over three x what's going on in Connecticut?   Speaker Wheelwright** ((00:33:50)) - - I'm glad you pointed that out. I mean, that is part of the the issue with Connecticut is you do have relatively low foreclosure volumes there. So the 306% is coming off even pre-pandemic, some pretty low volumes of foreclosure.   Speaker Wheelwright** ((00:34:03)) - - We are seeing and I can't point to exactly what's happening there in terms of the economy, any other extra weakness in the economy or in the housing market there? But we are seeing definitely that's the top state in terms of where foreclosure volume is back way above, in fact, pre-pandemic levels. That was one of the areas, at least parts of Connecticut where the work from home trend maybe got a little bit out of control, and people were buying homes and willing to pay very high prices for homes that were who worked in New York City. And now we're thinking, well, I can work from Connecticut. In the country. There was probably more of a pandemic housing boom in Connecticut than some other areas of the country, and that may be part of the story that's going on there.   Speaker Weinhold** ((00:34:54)) - - We're talking about the most densely populated part of the United States here, the tri state area, which is New York, Connecticut and New Jersey. And what's unusual is that one of those three states, new Jersey, is the antithesis of what's happening in Connecticut.   Speaker Weinhold** ((00:35:09)) - - Connecticut has about three x the foreclosure volume than they did before the pandemic, and new Jersey is just 25%. They only have one quarter the foreclosure volume that they did before the pandemic. Are there any other tri state dynamics going on there with foreclosures there?   Speaker Wheelwright** ((00:35:25)) - - That's a great observation. And one thing that becomes very important with foreclosures is the foreclosure process is governed by state law. It's not a federal national law that governs how the foreclosures work. And so you do see a lot of variation in the states based on how that foreclosure process works. And then also even how the the legislatures in those states have stepped in in some cases. And that's the case in new Jersey and created new laws even in the last couple of years to, for lack of a better word, stymie the foreclosure process and may put extra barriers in getting to foreclosure. And so, number one, new Jersey is what's called a judicial foreclosure state, where the foreclosure process is inherently longer than many states, including Connecticut. And then on top of that, the new Jersey legislature has enacted at least one law that took effect in January that even creates more barriers to foreclosure.   Speaker Wheelwright** ((00:36:22)) - - And we probably don't have time to get into the details of that law. But that's really, I think, what's it's less about that new Jersey is a much more healthy housing market than Connecticut. As to what you see there is the effects of the state governed foreclosure process with those numbers.   Speaker Weinhold** ((00:36:40)) - - So just some great context for the listener and viewer here. The state jurisdiction in the judicial process has an awful lot to do with foreclosure volume. That's not necessarily indicative of the condition of its housing market.   Speaker Wheelwright** ((00:36:55)) - - That's right. And it does vary quite a bit. When we look at going forward at risk. We actually asked, so our clients are the banks, the mortgage servicers, the lenders who are foreclosing on these properties. And we ask them what they think is the highest risk of increasing foreclosures in the future. And the the top of their list was rising insurance and property taxes.   Speaker Weinhold** ((00:37:22)) - - That's super interesting.   Speaker Wheelwright** ((00:37:23)) - - Yeah, and that's been a hot topic recently. I would put that at the top of my list of risks.   Speaker Wheelwright** ((00:37:29)) - - Going back to your question about why could the housing market experience weakness in the somewhat near future? I think this is the top of my list of as a catalyst that could potentially trigger weakness in the housing market, specifically home prices. Because of these variable costs of homeownership. You know, your mortgage is a fixed cost. You know what it's going to be every month, but your insurance and property taxes are variable costs. And there are in some states, those have skyrocketed. For some homeowners. This insurers are pulling out of states.   Speaker Weinhold** ((00:38:02)) - - This is all such a great finding. Again, Darren's firm asked the survey question how much would you assign each of the following in terms of risk for higher delinquencies between now and the end of this year? And the number one answer is rising insurance and property taxes to Darren's point. That's because these are variable costs that everyone is subjected to. And we need to be mindful that more than 4 in 10 American homeowners are free and clear of their mortgage, so they don't have any payment.   Speaker Weinhold** ((00:38:27)) - - So on a percentage basis, when you look at homeowners expenses, when they have rising insurance and property tax problems, you can see how this can increase foreclosures.   Speaker Wheelwright** ((00:38:38)) - - That's right. That's a great point. A couple other risks that ranked fairly high with our clients. We're rising consumer debt delinquencies so that we do see things like credit card debt and auto loan debt, specifically those two delinquencies on those types of more or loans, not mortgages, are rising quite quickly over the last few quarters. And so that's an area of risk that we're seeing. And then they put rising unemployment is third. But you know right. We're not seeing unemployment rise right now. And unemployment is very low. They put that a little bit lower on the list. Those two things to look out for are those rising insurance and property taxes. If we continue to see that be a problem, that could be a trigger that causes some fallout in the housing market, as well as if we continue to see those rising delinquencies on credit card and auto loan debt that could ripple out as well to the housing market.   Speaker Weinhold** ((00:39:35)) - - It's really interesting. Higher property taxes are often a result of a homeowner's property having gone up in value. But if you own a paid off home and you're just going to continue to live there for the rest of your life, that rising property value that really doesn't help you so much, it actually might hurt you in a way, because you will have a commensurate increase in your property. Taxes, making it harder for you to live.   Speaker Wheelwright** ((00:39:57)) - - Yeah, that's right. It's a double edged sword there with the rising values. And usually it's, you know, property taxes is not an unbearable cost for most people. But when you're on the margins and you're just barely able to make your mortgage payment each month, and if you're in that situation, a fairly small rise in property taxes can make a big difference in whether you're able to continue to make those payments.   Speaker Weinhold** ((00:40:21)) - - Yes. And then the rising insurance premiums, they've gone to X to three X on some homeowners in just a few years. It won't go up that much on a property taxes.   Speaker Wheelwright** ((00:40:30)) - - The insurance is there's been more of the problem recently, but property taxes are kind of layered on top of that. Moving on. I just wanted to land, I think really on getting back to that question of opportunity for investors out there and auction com buyers are typically fix and flip or you know, fix and rent investors. And so what they're doing is they're looking to buy these properties. And it usually takes maybe six months, 90 days to six months to renovate these properties and turn them around and sell them. And so one of the things we look at very carefully is, are the bidding behavior on our platform as an indicator of what's coming in the retail market, because our buyers are they're pretty good usually at anticipating what's going to be happening in their market over the next 3 to 6 months. Our buyers did pull back in their bidding behavior, they got more conservative and were willing to pay less. Back in 2022, when mortgage rates spiked. But it appears now that our buyers have gotten comfortable with this kind of higher for longer concept of interest rates.   Speaker Wheelwright** ((00:41:36)) - - Yeah, and our bidding behavior on our platform is mostly trending higher, meaning that our buyers are pretty confident that the housing market, despite, you know, I might have sounded a little doom and gloom, but our buyers are pretty confident that in their local market, they will continue to be able to buy these distressed homes at a discount. The metric we look at is what they're paying at auction, relative to the after repair value of the home, the estimated after repair value, and as of March of this year, that was at 59.8%. So they're buying at 60% of after repair value at 40. You could turn that around and call that a 40% discount. That number is, believe it or not, been trending up over the last few months. So they're willing to pay more, which indicates confidence in the housing market going forward. Historically, that's our bidders have been a good harbinger or indicator of what's to come in the retail market when they're more confident the retail market typically does well and vice versa.   Speaker Wheelwright** ((00:42:39)) - - You know, if we look at that by market, it's really interesting to see where our bidders are most confident about home prices going up in different markets. And we see a lot of confidence actually, the places where we see it's probably coincidental, but some of the places where we see higher foreclosure volume, as we talked about earlier, some of the upper Midwest Rust Belt areas are where we're seeing our buyers willing to pay more than they did a year ago relative to after repair value. So that's where they have a lot of confidence, actually, even out in California and most parts of Florida, they're still pretty confident. And Texas, there are some areas where our buyers are pulling back and and are paying less relative to after repair value. And there's kind of a cluster of markets in on the Gulf Coast, right? You know, in Mississippi, Alabama. And I don't know if that relates to insurance costs. I haven't made that connection solidly. That's an area where there has been rising insurance costs.   Speaker Wheelwright** ((00:43:39)) - - It varies quite a bit. There are some other markets mixed in across the country. Even though most of Florida, our buyers are pretty confident there is one area where they're they've become cautious, which is Cape Coral, Florida. They've pulled back in terms of what they're willing to bid.   Speaker Weinhold** ((00:43:55)) - - Buyers for foreclosure properties still look overall quite confident in Florida. But yeah, like you touched on Darren, it's the lack of confidence to pay more for foreclosure properties in and around southern Louisiana. I know there's been some population loss there. And yes, like you touched on, they are more sensitive to insurance premium rises in Louisiana too.   Speaker Wheelwright** ((00:44:17)) - - That's right. So the takeaway is there's still the beauty of buying at that auction and distressed properties you are buying at a discount below after repair value. There's still a lot of risk involved because you may not know all that that's needed to renovate these properties, but you do have that. Rather than just counting on the housing market. Home price appreciation to increase to drive your profits, you have this component of added value.   Speaker Wheelwright** ((00:44:45)) - - So you're buying the property at a discount. And even at the housing, home prices don't go up in the next six months. By adding value to that property, you can still turn a profit because you're selling it for more than you bought it for. We have two types of auction on auction. Com there's the foreclosure auction, which we've talked a lot about, which comes at the end of the foreclosure process. And that's typically on the local courthouse steps. Although auction com in many counties allows you to bid remotely on your phone, we're we're pretty excited about that technology that we've introduced in the last couple of years. And then the second type of auction is if it doesn't sell at the courthouse steps foreclosure auction, it goes back to the bank as an REO. And we do the Ro auctions, which are mostly all online, and you can bid from anywhere. And it's pretty consistent between those two types of auctions. On average, at least over time, buyers are typically paying about 60% of after repair value, so about a 40% discount between after repair value.   Speaker Wheelwright** ((00:45:46)) - - Now, a lot of these homes need are in need of a lot of repair. But you have that type of discount available. And even though foreclosure volume has not come back to pre-pandemic levels, we're still seeing a consistent flow of that happening. There are certainly many markets, especially if you're willing to go off the beaten path a little bit in terms of markets where you can find inventory and also good discounts on these properties, especially if you're going to markets where maybe other investors aren't as aware of or aren't as interested in.   Speaker Weinhold** ((00:46:18)) - - Therein. I wonder about local flavor. For those that bid through your platform on these distressed, foreclosed properties. Here we have a lot of investors that buy properties pretty passively where the property is already fixed up for you, maybe already held under management. And a lot of those investors, they go ahead and buy across state lines, because the best teals tend to be in the Midwest and Southeast and a few other pockets in places. So there are an awful lot of out of state investors.   Speaker Weinhold** ((00:46:49)) - - On the passive side, what do you see for a breakdown of local investors in state investors and out-of-state investors through your platform for these distressed properties? I imagine it might be somewhat more localized than what I just described.   Speaker Wheelwright** ((00:47:01)) - - We do have some investors who are buying out of state, but actually the majority are buying in their backyard. Again, because these properties require their high touch, they require a lot of renovation. And so it's good to be local. It's definitely possible, especially with the REO properties where you can buy online. There is some more flexibility there if you have a crew, if you have boots on the ground in the market where you're buying, where you can do that, actually, the average distance between our buyers and the properties they buy is about 20 miles. I should say that's a median distance. So they're very local. There's definitely some exceptions to that you can buy across the country. But it is harder with these properties. These folks are very local. They know the markets they're operating in, and they know they have the resources in those markets to do the renovations.   Speaker Wheelwright** ((00:47:53)) - - Our buyers are probably a great resource for your students, Keith, to be able to tap into these types of local investors who have a supply of homes that they're creating, and sometimes they're selling back to owner occupants, you know, they're putting those properties on the market as renovated properties, and those might be good turnkey rental opportunities as well.   Speaker Weinhold** ((00:48:17)) - - You know, that makes a lot of sense. And how your platform can help people not just find properties, but maybe network and find some like minded people that have tread where you're trying to go. Well, Darren, is there any last thing that you would like to tell us along with your online platform? Is there also perhaps an auction mobile app?   Speaker Wheelwright** ((00:48:37)) - - Absolutely. We have an auction. Com app, and that's a great way to just either on on the website or on the app. You can go on and start searching. There's no subscription fee or anything like that to start looking and seeing where the opportunities are in the markets that you're interested in. You go to auction.com/in the news.   Speaker Wheelwright** ((00:48:57)) - - I actually end up talking to quite a few buyers of our buyers, and we've done some videos where we've gone and visited some of these buyers on location to see what they're doing, how they are operating on a human level. It's very interesting because these buyers are actually doing a lot of good in their communities. Many times by willing to take these down and out properties and down and out neighborhoods and renovate them, but also just on the level of understanding how this all works. That's a great resource. So that's auction.com/in the news and look for those videos featuring some of our buyers. I think that would be a great resource.   Speaker Weinhold** ((00:49:33)) - - Well this has been great information to get an update on what's happening in the foreclosure market and where some of the local areas of opportunity might be as well, especially compared to pre-pandemic conditions. It's been valuable and it's been a pleasure having you here on the show. Thank you so much, Keith. Yeah. Good knowledge for foreclosure expert Darren Bloomquist today. It's when borrowers miss three months of mortgage payments.   Speaker Weinhold** ((00:50:05)) - - That's that mark, where banks often begin foreclosure proceedings. Another thing that you learn is compared to pre-pandemic levels, national foreclosure levels are 10 to 20% lower today than they were then. And see with those that have a late mortgage payment or two, oftentimes that's not going all the way to foreclosure. They're getting caught up on their payments before it goes to foreclosure. And what's really going on here with that dynamic is that, see, today's homeowners, they are more motivated to stay caught up on their payments if they fall behind. And that's because they usually have a substantial positive equity position to protect. And the other factor is that if you lose your home today and you're locked in at a low pre 2022 mortgage rate, it's often going to cost you more per month to go out and rent somewhere else. So it's cheaper on a monthly basis to live in the home that you own. One piece that you might have learned is that high foreclosure activity in a state or city that is not necessarily indicative of that area's economic fortunes.   Speaker Weinhold** ((00:51:10)) - - Instead, it might be tied to its judicial foreclosure process. Nationally, buyers are paying about 60% of after repair value for a foreclosure property. I just talked to Darren some more outside of today's interview, he discussed that foreclosure properties are often in opportunity zones, and if you don't know what they are, are designated distressed areas. That's where there are benefits given to you. If you invest specifically in that zone, you might remember that Opportunity Zones were part of Trump's 2017 Tax Cuts and Jobs Act. They have those zones in all 50 states. And Darren said that overall Opportunity zones are working next week here on the show. Properties are vanishing. Yeah, it is a real tweak to your investor mindset. Disappearing properties. Tune in next week as I cover. Properties are vanishing here on the show. If you haven't yet on your favorite pod catching app, be sure to subscribe or follow the show on your favorite app. Until next week, I'm your host, Keith Windle. Don't quit your daydream.   Speaker Blomquist** ((00:52:23)) - - Nothing on this show should be considered specific, personal or professional advice.   Speaker Voice** ((00:52:27)) - - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of yet Rich education LLC exclusively.   Speaker Weinhold** ((00:52:51)) - - The preceding program was brought to you by your home for wealth building. Get rich education.com.

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