Podcasts about Scottsdale

Live from the She Podcasts LIVE in Scottsdale, Arizona, it's Holly Katz! It's 90 degrees outside and everyone is lounging at the pool, but Holly is here to give us the 411 on all things podcasting, and to share some MAJOR learning from the incredible speakers, break-out sessions and all of the amazing women at this conference! At one powerful podcast presentation, Holly was hit with a dose of enlightenment (because, Arizona), given by Keren Eldad, host of the Coached Podcast this week, and she is so excited to tell us all about it:  Keren's session was called “How to Make People Laugh, Cry and Download.” And immediately, you know what got Holly's attention? The main takeaway, which was:  What is Your Why? What is in it for your listeners? Why should they come back and listen to you babble on and on and on about a certain subject? Well, it got Holly thinking. What is her own why? Why is she a stylist? Why is she a fashion podcaster?  “I certainly just want to take this time and apologize if I have not made this clear from the beginning of why I started Fashion Crimes Podcast. I started my podcast because I was told by Jessica, who is the founder of She Podcasts that I was loud and bossy and that I needed to start a podcast.” – Holly Katz Well, that is not really the whole story why she started the podcast. #IMEANDUH This week, Holly takes us through her journey of various jobs and career paths – from the service industry to retail and, ultimately, the fashion industry. She kept learning and working until she found her passion, which is helping people find their style.  As she started styling more and more clients, she saw the same thread over and over again - people frozen with fashion stress and anxiety because they don't know where to turn for help.  And the reason she started The Fashion Crimes Podcast is because she wants to tell others that they, too, can tap into their own creative power like she was able to find: a gift for guiding people through the swamp of fashion and style, and to help them develop a sense of who they are through fashion and clothes. Why is Holly a stylist? She can pull confidence right out of someone, dust it off, and give it right back to them - shinier, newer and better. She is their biggest cheerleader, and as you know, she is the best fashion friend you never knew that you needed. #trademark  #bff #becauseyouneedme So, even if you're a #hotmess on the inside, it actually doesn't matter. Holly will get the outside straight. That is what she loves to do, and what she wants to impart on this podcast. Some people know a lot about fashion and style, but honestly, most people don't. Regardless, a stylist like Holly is here to be the gatekeeper between the product and the consumer, showing each person the “who, what, when, where and why” of what you should be buying: Who are you?  Where are you in your life today?  What do you need?  What do you like?  Do you know what makes sense for you at this time in your life?  Do you feel that good style is unachievable for you?  Do you feel that clothes are too expensive?  Is it overwhelming for you to shop?  If you answer yes to any of these questions, then Holly has just figured out her “Why.”  You are the “Why.” She stands for the person who is strapped for time and the brain space to figure out what they like and what they need to be confident. The goal of this podcast is to teach people about themselves first, and then about fashion. And then, how to bring that all together.   Holly and her troop of fashion friends and experts are eager to share their style tips, and provide fashion education and inspiration. Listeners learn about independent designers and people that are changing fashion for the better. You get to meet people who are size-inclusive, WOMEN OWNED (yaaasssss) small business owners and influencers who are making a difference in the fashion industry and bringing a voice to customer needs and niches that exist, but are often ignored.  This podcast is to make you feel included, not excluded, from what's going on in the fashion world. It might be what's trending in, or what's trending out, but it's also a way to get you to feel like you're in the game not sitting on the sidelines.  As a stylist, Holly is on your side, whether as a client or as podcast listener.  She is on your team. She is your cheerleader, cheering for you. She is here to teach you, to help you and to back you up.  You're not in fashion and style alone. Let the Fashion Crimes Podcast throw you a lifeline!    With love and fashion for fashion ALL,    - Holly Katz, your favorite personal stylist, and let's be honest, the only Holly you need to know.   #FashionCrimesPodcast #FashionStyle #hollykatzstyling  #personalstylist #fashionpodcast #fashioncrimes #podcastersofinstagram #podcast #podcasts #stylist #shepodcasts #womenwhopodcast #womensupportingwomen #whattowear #hownottolooklikeshit #stylecoach #styletherapy #fashion #style #styleinspo #hotmessfixer #becuaseisaidso

The Red Sox dropped game 5 of the ALCS minutes before Chris and Ian got on the line, but it's not all doom and gloom on this episode. As the Red Sox head to Houston for the end of the series, where do things stand? Chris and Ian broke down what has and has not worked thus far for Boston. Meanwhile, the Arizona Fall League is making its triumphant return after a one-year layoff, and while Triston Casas has two home runs in the season's first week, he's not the biggest Red Sox story from Scottsdale. Is Jeter Downs' hot start for real? What does it mean going forward? The guys discussed, and added some quick rankings update thoughts to close. Got something to say? We love talking about what you want to hear about. Make sure to email us.   We're on Instagram. Make sure you follow us there.   Twitter Links: @SPChrisHatfield @IanCundall @SoxProspects Love the show? Want to help us out while also getting exclusive goodies? Support the podcast by contributing to us on Patreon! Go to Sox Prospects on Patreon for the details.

Learn more about how Pulse Fitness can help you here.---Subscribe to the podcast on Apple, Spotify, Google, Stitcher, YouTube or anywhere else you listen to your podcasts.If you haven't already, please rate and review the podcast on Apple Podcasts!

It's always fun to have the experts on Dirt Talk - not only do co-hosts Aaron Witt and Alex Horton learn about the guest, they learn an extraordinary amount in general. And on episode 90 of Dirt Talk, the guys definitely learn tons from Johnathan More. Johnathan is the Chairperson & CEO of Starr Peak Mining Ltd, a Canadian-based company focused on exploratory mining and land acquisition. Johnathan also now lives in Aaron's hometown (Scottsdale, AZ) and sends one of his kids to Aaron's old school. Aaron and Johnathan get into the nitty-gritty of acquiring land in order to start drilling, why there are so many mining companies in Canada, and what the land development process looks like to start a mine. Thanks to Johnathan More and Starr Peak Mining Ltd! To connect with other people who listen to this show, use and search for the hashtag #betterdirtworld and join in on the conversation. If you have questions/comments/concerns, reach out to DirtTalk@buildwitt.com. Stay Dirty!

The Polo Party is back at WestWorld! Celebrating 10 years, I got to speak with AZ Lady of Polo, Natalie Grancharov-Camacho. We talk of how she got into the game, marrying a 5 generation player and teaching Alicia how the game is played. We laugh and learn and get excited for The Polo Party! Calendar of Events Brought you by Notre Dame Prep Notre Dame Prep is your Catholic HS in Scottsdale. Check them out at NDPsaints.org The Polo Partyhttps://thepoloparty.com/ Buy your tickets for the Polo Party so you can see Natalie and all the other great players. Million Dollar Minglehttps://www.eventbrite.com/e/million-dollar-mingle-celebrity-polo-party-luxury-lounge-experience-tickets-161239075415 Don't forget about A.C. Caswell's event too.

Brian Roland is a Social Entrepreneur and Founder of Abenity, the 6x Inc. 5000 Company that's powering corporate perks for top brands including U.S. Bank and Mastercard. And while Abenity provides millions of subscribers with private discounts, the company's social mission is fighting extreme poverty with every program they deliver. The company recently exceeded a million dollars of total giving and hired a CEO to accelerate growth with their fully remote team. Brian lives in Scottsdale with his wife and 3 daughters and is investing his time in efforts that help like-minded entrepreneurs establish a social mission of their own. Website: https://abenity.com/   LinkedIn: https://www.linkedin.com/in/brianroland/  Twitter: https://twitter.com/AbenityFounder Facebook: https://www.facebook.com/AbenityCEO Instagram: https://www.instagram.com/brianroland

Episode 81 - Dr. Brook Choulet is one of the only concierge psychiatrists in the US and is currently in the process of expanding her private practice to a large wellness center that offers several different wellness services. She built this practice from the ground up in less than 1 year and started it as a resident!  She's got an incredible story and I'm excited for her to share some tips from her experience that I think will help you as you're building or growing your own business. After hearing this episode, you are going to wonder what's stopping you. Dr. Brook Choulet is a concierge psychiatrist and the founder of Choulet Wellness in Scottsdale, Arizona. Dr. Choulet was raised in San Diego, California, and graduated from La Jolla Country Day School. She completed a Bachelor's Degree in Liberal Arts and her medical degree at the University of Missouri Kansas City's rigorous six year BA/MD program. She obtained her medical degree at the age of 24 and pursued training in General Psychiatry at the University of Arizona College of Medicine Phoenix.  Click here to download your free CME credits for listening to the show! Register for the Marriage and Money, M.D. Summit for free!For physicians who want a stronger marriage and better path to building wealthJoin us for this incredible free online event November 15-17, 2021!Medical careers drain time and energy from physicians and their spouses, not to mention the crushing debt most doctors are faced with when they first come out of training. The Marriage and Money, M.D. summit is a free 3-day online event that will give physician families the tools, resources, and encouragement they need to strengthen their marriage and build wealth so they can have the happy family and financial independence they deserve!Click here to learn more and sign up for free today!Register for the A.I. and Automation Summit for Free!Managing a Physician Practice is hard. Running a private medical practice involves so much more than medicine. To succeed, you need robust billing systems, a cohesive company culture, tried-and-true hiring and training practices, and effective ways to manage physician burnout. And that's to say nothing of finding time to manage the day-to-day operations between seeing patients. How can you make it all work seamlessly? With a little help from AI and automation.At the Physician Practice Automation Summit:You'll learn how the most successful doctors incorporate artificial intelligence and smart systems into their business model to scale and grow.Discover innovative ways to cut costs, save time, boost productivity, reduce employee turnover, generate more revenue, improve communication, and more.This week-long free event will help you create a practice you love (and one you can walk away from whenever you wish). And it's all yours with your FREE Ticket to Physician Practice Automation SummitCheck out the additional free resources available at The Scope of Practice!Business management resourcesPersonal finance resourcesRecommended online coursesRecommended books

This past weekend I attended and spoke at She Podcasts Live 2021 in Scottsdale, Arizona! The whole journey from start to finish was a humongous Courage Up moment.  Hear how I couraged up to pursue an opportunity important to me.  What opportunities are you going for out there?

Brian Roland is a Social Entrepreneur and Founder of Abenity, the 6x Inc. 5000 Company that's powering corporate perks for top brands including U.S. Bank and Mastercard.And while Abenity provides millions of subscribers with private discounts, the company's social mission is fighting extreme poverty with every program they deliver.Abenity recently exceeded a million dollars of total giving and hired a CEO to accelerate growth with their fully remote team.Brian lives in Scottsdale with his wife and 3 daughters and is investing his time in efforts that help like-minded entrepreneurs establish a social mission of their own. Stick around, and we'll provide Brian's phone number at the end of the show so you can connect with him directly.Brian, welcome to The Lucky Titan podcast!And Brian's call to action / giveaway:"BrianRoland.com > text code ""Rules"" to +1 (615) 802-6853 to receive Brian's free Rules of Engagement to help you build a more connected remote team. Abenity.com > Set up a perks program for your group with code Lucky150 to save $150 off your first month's service"Linkedin: Linkedin.com/in/brianroland

Exodus 20:8-11 | Pastor Rustin Rossello

Exodus 20:8-11 | Pastor Rustin Rossello

Whose felt overwhelmed with their business, their life, and all of the other things? “Overwhelm happens when you are confronting and challenging current beliefs.” Overwhelm happens when were up-leveling What is underneath overwhelm Bringing awareness to things Welcome!  We are so excited that you are here.  This is something that's been on our hearts for a while and we are ecstatic watching it come to fruition.    As you might know, our marriage has a pretty unique story that is the foundation for this couples experience. After walking through infidelity and addiction, I (Joy) found personal development and coaching. I began to grow and change as I worked on myself.  I wanted it. I was hungry for it. Something in me knew I wanted more.    But as time went on, I found myself really wanting Peter to come along the journey with me. This desire eventually turned into a gap in our relationship where I could feel us growing apart due to not growing together.    It took hiring a marriage coach, digging deep into our traumas, studying masculine + feminine energy and months of intentional effort to get our marriage where it is today - thriving, happy and actively growing together. We are now partners who spur each other on in our pursuits and also provide amazing healing to each other because we both can hold space for each other and our journeys so much better.    We've learned so much and had a desire to share and help other couples get to a new place in their marriage - that next level.  AND, we've noticed a pattern:  couples either aren't growing together OR are growing apart because one of them is but the other is not. Women are showing up to events, masterminds, coaching in high numbers and they all say the same thing "I want my husband to be here.  I want to be doing more things like this with my husband."   To be honest, there's not a lot out there for couples in the personal development/coaching space!    So, that's why we created the Elevate Couples Experience - a weekend retreat for couples who want to start investing in growing together as a couple.  This will be a combination of personal work + marriage practices to give you both a jumpstart on your own growth AND your growth together as a couple.    The entire theme will be about taking you from where you are currently and focusing on improving that to bring the joy, the spark, the aliveness in your marriage to new heights together.  We will not be focusing on "what's wrong", instead this is about focusing on where you want to go - what that next level is, what lights you up, what will give you that jump start to create the relationship of your dreams.    We want to Elevate your communication, your intimacy, your attraction, your goals and your overall happiness within your relationship. Think fun activities you get to participate in together and stretch yourselves with (don't worry, no trust falls required =)), sessions with amazing guest experts who specialize in relationship coaching, sex, business and more. We want to learn from couples who are killing it across the board - not just in business but marriage as well.    That being said, here's what you can expect:   The Elevate Couples Experience will be held the weekend of November 12-13 here in Scottsdale, AZ. (location being decided)   There are two options for you to join - a VIP option or a general admission option.   VIP Elevate Couples Experience: Friday November 12  Morning: Group couples recreational outing  Afternoon:  time off for you to connect as a couple Evening:  5 course meal with us in a private room at one of our favorite restaurants   Saturday November 13: General Session: 9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00 PM Cocktail party:  5:00 PM (private residence)   VIP PRICE: $2,222 per couple OR 3 payments of $900 (bi weekly).   VIP PAY IN FULL HERE   VIP PAYMENTS HERE General Admission Elevate Couples Experience: Saturday November 13: General Session:  9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00  Cocktail party:  5 PM (private residence)   General Admission price: $1,111 per couple OR 3 payments of $500 (bi-weekly).   General Admission pay in full HERE   General Admission payments HERE Couple questions we want to answer for you here ahead of time:   Will this be covid safe? Yes, we will make sure to do our part to keep it safe for everyone involved.  What if I have to back out? Refunds will be available until October 11.   What can I expect? Amazing speakers, activities and tangible takeaways for you to implement right now in your life and marriage. This weekend is going to be fun, abundant and high vibe. Being here will change you just from the energy not to mention you will make friendships with other couples who are wanting to grow with you which is priceless. We want you to walk away from this with new friendships that will help you continue this journey.  Are spots limited? For the VIP option we are limiting it to just 10 couples since we want to keep it more intimate. For general admission there's no limit as of now.  When do I need to get tickets by? This is first come first serve!  We can't promise there will be available if you wait - especially for the VIP option.  Email us at Joy@levelupbabe with any questions - we are happy to answer. And if you go ahead and join us, email us back to tell us what you are excited about!  We want to hear from you and we can't wait to see you soon!   Get excited - this is going to be epic.    -Peter and Joy     

Dave Homyak is a former engineer that quit his job to go into short-term rental properties full time. Dave runs Smokey Mountain Cabin Realty, helping investors maximize their returns by investing in rental properties in Tennessee. In this episode, Dave shares his investment journey, how he quit his job, how he 1031s his way into bigger properties, what his returns look like, the most powerful price points to get into, and some tips for investors thinking about getting into this game.         https://www.facebook.com/dave.homyak https://smokymountaincabinrealty.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and Today we have with us Dave Homyak, who's going to be talking to us about short term rentals out in the Smoky Mountains of Tennessee, and what he did to leave his job is under two years with these types of investments. Without any further ado, let's get into it.   Hey, Dave, thanks so much for taking the time to hang out with me today. Really appreciate it.   Dave: Yeah. Thanks for having me.   Michael: Now, my pleasure. For our listeners who don't know you give us a brief background, who you are, Where'd you come from? And how'd you get started in real estate?   Dave: Okay, so basically, I was an engineer, I did engine calibration for a living, I worked for Chrysler, Detroit, diesel, General Motors, bunch of companies like that, and always wanted to do something in real estate, but quite honestly was afraid to do it. So my first investment property I purchased at 53. And the reason I purchased it is because I wanted to be able to get away from my W2 income. And I had had some money saved up I thought I'd pretty good saver. But I was like, what would it take to make me feel like I can walk away and not have any anxiety whatsoever?   And the answer was pretty easy. It's like if I replace my income, then I can walk away and do anything I want. And it's gonna, I will not have to ever worry. And so basically, I set the goal for myself to replace my engineering income in two years with real estate. And I was able to do it in a little bit under a year. And that was due to getting into short term rentals. And I ended up doing it in what I had kind of researched somewhat to the best of my ability at the time. But then what ended up is that an independent third party which is airDNA they ranked it as the best market in 18 best market in 19. It's three of the top six large cities in 20 and I'm waiting for the latest report to come out and I'm sure it's going to be in the top again.   So bottom line is I happen to buy in the one of the best markets and my research indicated that was a good plan. I had no idea that it was going to work out the way it did as quickly as it did though.   Michael: That's incredible. And so we've got to ask Where is that market?   Dave: Said market is in the Smoky Mountains, which is Eastern Tennessee, the three major cities are Gatlinburg and Pigeon Forge, and Sevierville. So Sevierville is the one that people haven't heard of as much but it's equally profitable and made the air DNA dotco list basically ended up you know, I made the decision looked into apartment syndication knew I could replace my income with that didn't know if I could add it to your timeline, ended up deciding on the Smokies. I looked at the Smokies panhandle of Florida, which is also a good choice. I think Smokies are a little better. Less hurricanes there. I really wanted to go into Panama City. And that got hit about a year later. And I'm like, Oh, I'm so glad I don't have to mess with that stuff.   Michael: Dodged the bullet.   Dave: Yeah, exactly. And then Scottsdale and I ended up going to the Smokies. So started this search and started trying to figure out what I was going to do in March of 18. April is kind of apartment syndication month. first weekend in May, I actually went to the Smokies to look for the first time and ended up seeing six cabins tried to make a decision on three, picked one bought it. So end of May I had that up and running it worked great over the summer, bought another one in August and then bought a third one in November.   And in December I got when the General Motors was offering buyouts and I said, I think it's time to go. And my, my goal was actually to probably stay with General Motors through July. And basically they said if you leave now we'll pay you through July. So I said okay. I can start on, on my leaving and yeah, and all the healthcare and stuff like that that goes with it. So yeah, it worked out really well.   Michael: Fantastic. So what about the Smokies attracted you? They're just out of curiosity.   Dave: So the thing that attracted me was there were people that were making a lot of really good cash on cash return. So one of the things that makes the Smokies a lot different than most other markets and in the panhandle Florida it's fairly similar. But all these things are second homes they're sold turnkey. So if you have to furnish, if you have to buy silverware, if you have to put in beds, TVs, all that stuff, that's just more money that you're gonna have to pay. When the Smokies there's basically two contracts that get written when you buy a house.   One is the purchase agreement for the cabin or the chalet, whatever your choice may be. There's a reason that chalets sometimes work a lot better than cabins and mainly due to supply and demand issues of buyers. But you also write a purchase agreement for the entire contents of the house. So you know, you have here's the cabin price, the chalet price, and for $1, you get the contents. So I literally am closing midweek, and that weekend, I have it rented out. So that's one of the benefits of you don't have a whole lot of downtime. And the second benefit that I didn't even know about at the time or didn't, didn't have nearly as much of a priority on as I do now when I help other investors is the whole regulation.   So in the Smokies, there's not that many hotels, they cannot take nearly as many visitors into the hotels is a built up entertainment, venues, things like that. So there's no way that they can go in like they do in other cities and say we want to ban short term rentals or we want to regulate heavily short term rentals. And, you know, play that regulatory card in make what used to be a really good investment not nearly as good of an investment. And I think you see that in the panhandle of Florida, as well as the Smokies, but I like the Smokies a little better just weather wise stuff like that.   So yeah, I mean, then the other thing is, there's a couple loans that are available down there that I'm not sure if they're available nationwide, I know they're available down there, but there's a 10% down second home loan. So if you're, if your intention is to spend 14 days or more in that property that you're buying the first one down there, you can get a second home loan on it. And that's a fantastic way to get into that market. Because you know, most investment properties you're not going to get for 10% down, right, and certainly not investment properties, you know, that is a primary residence you can put down last but for secondary to put down 10% is pretty crazy.   And then the loan that just, it still makes me smile, it's making me smile right now, and I've talked about it hundreds of times with different investors is there's a 15% down investment loan. And to qualify for the loan, you have to project what the income of the cabin is. And if the cabin throws off enough income, that qualifies you on a debt to income ratio. So for example, if the cabin is gonna throw off $5,000 a month and the payments gonna be 2000. And you're maxed out on debt to income right now. You know, if you're at 40%, guess what, you still qualify because of a cash flow project. It's a cabin with projected cash-flow of 5000 a month, and that cash flows enough to cover the the mortgage payment.   So it's just, it's like one of those things that you're like, I'm pretty I get I've actually checked with my like, once a year, I check with my loan officer, the person that I've used just is this still a thing? Yep, still a thing. And I'm waiting for somebody to say I'm not sure that should be a thing. You know, but it still is now. So even if you're even if your debt to income is fairly high, you can still qualify on the for the investment loan at 15%.   Michael: That is just incredible.   Dave: Yeah, I, it makes me smile, every time I tell somebody, I still can't believe it.   Michael: Yeah, I'm still trying to wrap my head around it, it doesn't seem to make sense. But if it's a thing, it's a thing.   Dave: At least for me, when I've used an investment loan down there, like the property actually made the money it wasn't like you had to stretch your make something up, like I think it's gonna make 10,000 and it makes five or something like that. It's more like if it's going you know, I said an honest five, the payment I think was 16 or 1700 a month and and it did make the five a month that I said it would.   And then where it gets really interesting is once you show them once you show the mortgage company a Schedule E and prove that it made what you said it was going to make, you now qualify for another one the next year. So basically, you can get one of these a year, as long as you wait until after you file your Schedule E and give that to the loan officer. And then if you are married, you know and if you're playing in two person mode two player mode, then you and your wife can both do one a year on that plan. And then the next year you can both do one on that plan.   Michael: Oh my gosh.   Dave: So it's a way to build, build a portfolio very fast and that market is still one of the best markets when it comes to cash on cash returns. So even though there's been a lot of appreciation, the nightly rates have gone up a lot, they had about 2000 cabins burned down in 2016. And before COVID came in, they had I think five developers come in and start to build. And it just the nightly rates have just gone up and up and up. And it's just one of those places that when the when the economy does well, that place does well, the Smokies do well. When the economy does poorly, the Smokies do well, why 60% of the United States is within driving distance of the Smokies.   And smokey, Great Smoky Mountain National Park is the most visited National Park. And in 2009 2010, visitorship actually went up when the economy was doing poorly. And when people are like, what how do you Why do you think that happens? You know, I explained, you know, if, if you're afraid about the economy, you're not flying to Florida and taking a one week Disney Cruise, but you're still gonna want to go on vacation. So you're saying you know what, I'm going to drive to the Smokies, I'm going to rent a cabin for three days, we're going to do this thing on the downlow. It's going to be nice, but it's not going to be as extravagant. So I think even when things slow down.   There's, I obviously know a lot of people that invest down there and kind of one of the one of the questions that that we asked each other is what am I missing? It seems like there's really big upside, and not a whole lot of downside. And we haven't come up with anything. Yet that makes it scary. What am I, I very well may be missing something. But I've asked a couple guys and we can't figure it out.   Michael: So I mean, I just I love hearing all of this because as I was sharing with you when we connected before the podcast here, I just 1031ed into a property down there and severe bill. And so I'm very excited now to to get that up and running right here. And this only makes me even more giddy.   Dave: Yeah, yeah, it's pretty, it's pretty cool. I guess the other thing that I've done that I think is interesting, I think your listeners will find interesting is, the other thing I do is as an engineer, I don't sit still very well. So I'm constantly analyzing my properties. And I've owned five, but I keep trading up and 1031ing up. So for example, 2018, I bought a three bedroom, a four bedroom, a five bedroom, middle of 19, I look and I say hey, the five bedrooms doing better than the four, the four bedrooms doing better than the three. And they've all been appreciating, I know, I think I'll sell this three bedroom. So it's underperforming the other two.   So I sold the three bedroom and it had gone up enough that I actually use that 10 1031 money as a down payment on an eight bedroom. So very directionally correct eight bedroom does really well it costs me basically you know the downpayment that I put on the three bedroom and then just this you know the sale on the transfer the money to control an eight bedroom a year later. And there are different people that are doing that. So some are on a never sell anything. And I get I get some people upset on some of the real estate investment forums because they say, What's some of the worst real estate investing advice you've ever heard. And I say buy and hold and they say oh, they just don't like that.   And I'm like, I think I'm doing okay with it. And maybe I should have kept them all and just bought other ones. And then the other thing I ended up just recently doing is I sold the first cabin I bought which was a four bedroom, and I 1031ed did into this ultimate killer, like five bedroom the most incredible views. Just amazing. So that's kind of the other half of the coin is when you're looking at a lot of the when you're when you're looking to do Airbnb anywhere, when you take a look at the market. And if you if you buy the airDNA data, what you're going to see is, especially when you start to well, bigger places are there are less bigger places. So you're going to get outsized demand for the supply of bigger places, so you're able to charge more more bedrooms is better. In the Smokies a view is better a pool in the basement is better.   And what you're also going to see is that if you're running at 95th percentile property, your gross is double what your what a 50th percentile property's gross is going to be. So that isn't if you're running a 95th percentile property, your profits going to be double because you're already making a profit at the 50th percentile, it means your profits going to be you know, times three times four times five, because you've already got your expenses paid at 50th percentile. So anything about 50th percentile You really need, yeah, that's just money in your pocket.   So you really need to, I was, you know, I've made, I've made some mistakes along the way that have cost me someplace between, like a pretty lot of money and just like a lot of money. There are no small mistakes that I did. So, you know, one of the mistakes that I made was, well, if I can put 10% down, this will be I'm going to try not to put much more money and like, if something breaks, I'm going to do it. And looking back on it, there's a couple things that I could have upgraded, that wouldn't have been a big deal. That would have netted me more money in the long run better reviews. You know, when you look at that delta between the 50th percentile in the 95th percentile, it's amazing. So it's, it's worth, it's worth doing that and not kind of being gone on to put in 10%, I'm gonna try never to put another penny in unless something breaks, you know.   Michael: That's worth the upfront investment. So yeah,   Dave: It totally is worth the upfront investment. And even if it's in, let's just say it's, it's not, let's just say you only have the 10% of the closing costs, you know, the other thing is you're making, you should be making a couple 1000 a month anyway. So I mean, in two or three months, you're gonna have 567 $10,000 to spend. So maybe you wait a couple months, and then you put in, you know, the new the new furniture in the living room and refilled the pool table or whatever, get the better hot tub, whatever it is, when you feed that back in, I ended up just selling a place. And it's just doing some, I have some friends that also have properties that are identical, like literally identical to mine like same layout, same view, 50 feet away, and we were talking some numbers. And you know, they did, one guy did a really over the top renovation, his numbers were crazy, and one guy did a milder renovation. And I would I was doing some math of what it would have taken me to put in that and it'd been like under 10 grand. And basically, he was kind of he was out grossing me by about 10 grand, like, Oh, you put in the 10 grand and for the last three years, I could have made 10 grand instead of I save 10 Grand 30 grand Got it.   Michael: Right.   Dave: So it's it, you know, my mind is a is a work in progress for maximizing all these things. Well,   Michael: That's the engineer in you I totally get that as a reformed engineer myself. We get that.   Dave: Okay. Yeah, totally. Dave, I'm curious to get your thoughts because I'm sure that there are people that would argue that there are Smoky Mountain equivalents all over the place, I can invest anywhere in the country and make a good return. What are your thoughts on that? And how do you kind of narrow in on some hot markets?   Dave: I agree that you could probably make the same money. If you dig into 95th percentile stuff, if you dig into all this stuff that makes money. I think it's harder to make money in other places. And what's really interesting is what the how I made more money inn the Smokies, I've made more money, I've made significantly more money in the Smokies with appreciation than I actually did from Airbnb. So if you're making crazy cash on cash, which you still can kind of do, if you know where to look. And your appreciation is outpacing your cash on cash. That's the thing that I think some of the other markets lack. And I've known people that have had places that you know, guy that was in, in place just outside of Denver, and he was killing it in his neighborhood. And I forget if it was him, or his, basically the two of them where they were doing Airbnb in there and it got banned, and all of a sudden, everything's gone. Or you do it in some small place that maybe you're making money. But you know, how do you get that out? And how do you find the investors to come in behind that? Do they know that's a hot market?   So I think a lot of people concentrate and obviously the rental arbitrage people are just doing a just a strictly cash on cash thing. But I think if you look on, if you look at the markets that are being rated by air DNA, I think you're going to have a better overall return. Because other people are just being pointed to that direction, and they have the proof that they need if there's any, if there's any fear of the numbers, the books being cooked, whatever, and you know, some far off market, the middle of Wyoming, whatever I don't know. I mean, I've heard some really interesting numbers of people buying places in the Midwest with pools during COVID, they just they just annihilated because kids want to swim and people have money and if you couldn't go to the public pool and your kid really wanted to swim, guess what you're dropping top dollar, you're gonna beat out the other guy to get that lock in that place with a swim pool, even though it's a less expensive city. So I mean, those guys didn't really well, they're going to do now that the public pools are kind of open, I don't know.   But I think overall, I trust the air DNA data. And I think the cash on cash is available in other places, I'm not sure the appreciation is as much.   Michael: Okay. And so you actually help people find properties out in the Smokies, is that right?   Dave: I do. I do. I that wasn't my goal, my. So my goal straight up was, I was an engineer, I took my bite out, I said, I get to do whatever I want. And I don't like I don't sit still well. So I'm like, I am going to learn to fly airplanes. And my goal is to fly jets. So my goal was to fly for Delta. And so I'm like, I got my private pilot license, I got my instrument pilot license, made it halfway through commercial license, and then kind of like, the whole real estate thing kind of blew up for me.   And in even before I started working, about halfway through the commercial, or excuse me, halfway through the instrument license, I started to get people asking me, Hey, can you kind of help me do that? And can you help me find some of the best performing properties. And I think, because of the engineering background, and because I'm not afraid to do the numbers, and because I'm not afraid to run some spreadsheets and stuff like that, I'm able to better explain to some of the more technical science, math investors, why this makes the most sense. And I'm able to make them feel comfortable enough to invest there.   So I'm getting a lot of clients that have never invested anywhere, I'm getting a lot of 1031 clients, but they see the numbers and it's just like you can't not do it. And that's, it's, it's one of those things that you know, right now, depending on depending on the cash on cash that you're looking for, a lot of a lot of the places don't work. But if you know where to look and and how to make it work. It's a lot easier and, and it's one of those things that it's like, even with, even with MLS access down there. A lot of the agents don't put in the numbers that you need to see. So there's a lot of calling and texting and stuff to dig a lot of this stuff out to make sure that your clients are getting the best stuff. And I think that's what myself and my teammate do better than a lot of other agents is dig out those numbers and make our clients comfortable that they're getting some of the best returns that they can in one of the best markets.   Michael: That's awesome. So Dave talked to us a little bit about what some of these properties that we're talking about cost. And what are some of those cash on cash return numbers and metrics that you that you're seeing.   Dave: Rght. So yeah, when I got started, things were a lot cheaper, it was a lot easier. But the crazy thing is the numbers were slightly better when I got started. But they're still pretty righteous right now. So right now, it's very difficult to find, but I am finding some clients 60% cash on cash returns, I'm finding people between 40% and 50% cash on cash on a fairly regular basis. But yeah, there's, there's just some places that are under priced a little bit. And that's why you're looking just to see what it can do. And there's so many, one of the things I don't like about the Facebook forums, any Facebook forum for Airbnb, is the amount of people that say that nobody should ever take a course.   And I never took a course. And all these people said, are telling these brand new people don't take the course. And I added up what I didn't know and how much it costs me. And it's, it's like 40 or 50,000. Like if I'd taken the course I would have saved myself easily 40 or $50,000. And I'm like, You have no idea how much you can spend on a course and save money. So one of the things that we're seeing down there when we're finding these properties, right is there was somebody that was just bragging that they just filled their last two nights for 2021. And I just thought, boy, you're so underpriced. If you have your entire thing booked up every last day that that just tells me you're leaving a lot of money on the table.   So it's a combination of what you know, kind of what numbers they're generating, currently what their calendar looks like. You know, if they're completely full and they have pretty high gross while you know there's a lot of room, a lot of upside. There's just a bunch of different things like that, that we're using to find properties. And just the straight math is if you find some property compelling enough to pay $100,000 more for it. That's great. Down to roughly $500 a month in principal and interest payment that breaks down. So let's break it down to short term rental terms, you're going to rent it out list, it's going to be under 500. But we'll just call it 500. For the easy math, let's just say you're going to rent it out 20 days a month, now, in the summer, there's no you're renting it out 20 days a month, you're renting it out a lot more than that. But let's just say 20 just to make the math very conservative.   If you rent it out 20 days a month. That means whatever you paid $100,000 more for. If you can charge $25 a day, $25 a day more. For that additional amenity you're breaking even. And if you can charge $26 a day more, you're making money. And guess what have you cost in the Smoky Mountains? About $100,000? Can you rent a cabin for more than $25? A day more? If you get a view? Heck yes. Can you rent to you know, can you rent a five bedroom instead of a three bedroom for $25? More day? Heck, yes.   Yeah, there's so many of these things. So bottom line is if you look, if you want to do just straight math, and let the math guide you to what you need to buy to have the best cash on cash, you're starting to get into more expensive properties. And you know, that basically, kind of up to any price works several million is is fine. If you have the financial ability to do that, things start to make sense, things make a ton of sense. And like 750 $800,000 range, you're still making money in just about any range, you know, 300, 400,000, but you're not making as much and you don't have as much cushion.   So there's a lot of people that are like I want to start small, and I want to and I'm like you, I will be happy to help you find and buy anything you want. But let me explain to you why starting small, in my opinion is more dangerous than starting with something that's making 5-6- 7, 000 a month, right? Because guess what, you can lose 567 1000 a month and you're still breaking even versus you know, if you're making 1000 1500 a month when something goes wrong, you're now making nothing and you may be coming out of pocket. I never want to come out of pocket.   Michael:: This is mind blowing day. This is such good stuff.   Dave: Yeah, cool. So glad you like it.   Michael: As as we wrap up here and let you get out of here. What's a final takeaway that first time short term investors to be thinking about that they want to get into short term rental game? What are some of the hardest lessons that you've learned that you can help people to hear from?   Dave: One of the things I see people do is I want to stay so if there was a post I saw that said I visit Detroit on a regular basis, I want to stay in Detroit. I think I'm going to get a short term rental in Detroit. I say I will pay cash for wherever I want to stay. And if I want to stay in Detroit, I'll pay cash that I've earned in the Smokies are one of the top markets. I'm I'm very big into what's the least I like to earn money. But what I really like to do is earn money with less effort. So if I can have five or 10 places in Detroit, that earned me the same money as one place in the Smokies. I'm going with the Smokies all the time, or the panhandle of Florida or, you know, right now some of the other really hot ones Joshua Tree, Broken Bow. Some other places like that northeast corner of Pennsylvania.   There's a bunch of other markets, but I want I don't want to have I see a lot of guys do like a 40 or 50 person, kind of, or 40 or 50 property, you know, rental arbitrage grinding these things out. And that's just not me. I would say try to get the one that has the best cash flow and go from there.   Michael: Path of least resistance.   Dave: People trust me and people tell me things that they probably wouldn't tell other people. But if you knew, and you would never get any of these people on your podcast if you knew how much money that I know that friends have burned through attempting to do short term rentals poorly like 50,000 a year 75,000 a year just I thought I'd try this house. I thought people would really like it. And they didn't it's like go with the proven method, click the stuff that's working. Don't try to reinvent the wheel. You know, go to where there's 1000s of other people that have already done it.   That's the big mistake that I see people do that cost them lots of money and lots of time in the end and I don't know and just here's my other just general real estate investing advice. There's a friend there, I have a friend of mine who's very sharp. And he's basically he's put together a portfolio. He's mid 20s. And he's put together a portfolio that now basically makes him financially independent, he makes more money from his real estate portfolio than he does from his day job.   And it's like, just ask guys like that, or ask me or ask y'all like, I have this idea. What do you think? And you know, he's very happy to help people. I'm very happy to help people. I'm like, yeah, I'll jump on a call for five minutes. Tell me that you want to invest in, you know, I don't know, some, you know, I'll either tell you how to figure out whether it's a good idea, or I'll tell you why it's a horrible idea just to begin with, you know, avoid places with regulation, avoid places that you might lose money, avoid anything that you can make a couple $100 on, like, why are you doing that? Make 1000s? Like, think big. Like, it's not that much harder to do. It's actually easier. So I guess that would be the other. The other thing I would steer new investors too.   Michael: That's so so good day. Well, it kind of in that vein, how can people reach out to you to get a hold of you if they want to either invest with you in the Smokies or just want to bounce some ideas off of you.   Dave: I'm on Facebook. So Dave, homie, AK on Facebook is a way to reach me, you can message me click on me, whatever. I have a website, SmokyMountaincabinrealty.com and smokey is SMOKY. And if somebody wants to sign up, I have some introductory investment, zoom classes like a 60 minute thing. And I kind of explained what I think is important when finding an investment. I obviously say that the Smokies are a pretty good place to invest because I believe that so those would be the two the two main places to get in touch with me there's SmokyMountainCabinRealty.com, or DaveHomyak.com.   Michael: Alright, Dave, this has been great. One final question that I want to ask you. Because it seems like you are so hyper focused on one particular market. Do you think it's make sense to diversify and invest across multiple different states? What are your thoughts there?   Dave: Excellent question. I am hyper focused on the Smokies because I know those returns are incredible. I'm not necessarily saying somebody should invest in the Smokies only or the panhandle of Florida. I'm saying follow the numbers. I really have an issue with people that have multiple properties in multiple cities. And they're not doing a comparison of how much you know how much money they're earning, and how much time they're putting in. And there are properties that they have that are doing better and there are properties they have that are underperforming and It baffles me why somebody would want to waste their time on an underperforming property instead of cut that one loose and upgrade so I just wish more people would run the numbers.   Michael: This has been so great thank you again for taking the time to hang out with me and I know we'll be chatting soon because we're fellow smokey guys now   Dave: Yeah awesome really appreciate you having me on.   Michael: Take care talk soon.   Alrighty everybody that was our episode a big thank you to Dave super super cool story and I'm just total fanboy because as I mentioned the episode I also recently invested in a smoky so I'm very excited to hear that the outlook is positive. As always, if you liked the episode, leave us a rating or review wherever it is this your podcast and we look forward to seeing the next one. Happy investing

Hola from Arizona, Fashion Friends! This week, the Fashion Crimes Podcast is coming to you directly from the 2021 She Podcasts LIVE conference in Scottsdale, where Holly is joining the largest gathering of women podcasters, and will impart her fashion advice as only she can as a featured speaker.   Holly is here to help our fashion insider friends face the reality of going back to work and back to conventions and conferences. People are having a hard time getting back to reality, and they have questions: What to pack? How much should I pack? What am I going to do if I can't go back to my room between events? Do I need two outfits a day? Not to fear, our dears! Holly not only shares what she is packing, but what you should pack for a conference, or any long trip for that matter. For example, Holly is in Arizona where it is 90 degrees. She will have parties and events to consider for multiple days. She already knows she will need comfortable shoes because there will be a lot of walking. She has a couple of dinners lined up, so she has planned to be able to go back to her room and change - if she can! You never know how the timing will work out at conference or event. But she is prepared – and can handle the worst. So, how to prepare for a conference?  It can be a downright daunting task. If you throw a bunch of shit in your suitcase at the last minute, you are creating chaos for yourself before you even get there. Holly likes to call that the “Ultimate Recipe for Style Disaster.”  So what is the Recipe for Style Disaster?  Number One:  Just go ahead and bring your entire closet with you. #umno The reason we bring this up is - as you will recall from previous podcasts - Holly has been helping her bestie Jessica, prepare for this conference FOR MONTHS.  It all started when Holly asked Jessica what she was going to wear to this event, and she said was just going to “bring all of her stuff.” #pleasedont SIDE BAR:  You might as well go just ahead and pack all the stress right there in your suitcase. A minor freak-out session is guaranteed each morning because there are going to be way too many choices for you. FYI, stress is the least attractive accessory for your outfit. That is a truth bomb.  Continuing on with the recipe, go ahead and add one dash of panic once you finally pick something out, because by now you are running late, and you will be second–guessing your outfit choice of the day while trying to network and schmooze with others. That is distraction with a Capital D. There is nothing that is more of an energy killer than feeling unsure about what you're wearing. Your energy is going to reflect that when meeting people. Next, stir in one cup of chaos when you look like you have been run over by a truck by the end of that day, and you still need to meet colleagues for drinks. Or, add a little extra flavor when the person you have to meet is a potential client or new customer. Did you prepare for that? Are you a mess by now? Well, you are for sure wiped-out, and it is only Day One. If you're interested for the recipe for style success, please look no further. It does not take a brain surgeon or rocket scientist to figure this out. It just takes a little bit of concentration and time on your end.  So here it is: The Recipe for Style Success – a style calendar. These days, you download a conference app before even go. So you can pick out which events you are going to attend ahead of time, find the people you want to try connect with, and see what each day will look like. It is super easy to add outfits to your calendar and organize your looks. Done!  #duh!   However, this recipe needs certain ingredients, so think about these key things: Are you flying or driving? You should plan to be comfortable, but you cannot look like you just rolled out of bed #ICANTEVEN What undergarments do you need for each outfit? Get a damn bra that fits. Do you need a strapless bra? What about shaping items? Do you need a black bra for your favorite black sheer top? You can't go anywhere without the right foundations. Plan your accessories for every single outfit: do you need socks or tights? Do you have the right shoes for each day? What about statement pieces like jewelry and scarves? PLAN. IT. OUT. PRO TIP: “getting dressed” does not mean “getting dressed up.”  Pull yourself together for each day, because you are making a first impression 100 times a day. Think about that.  Take control of you style. Style and fashion should take 10% of your brain space. If you are organized, then you will be able to pick out an outfit in five minutes.  It should take you one hour to get dressed: shower, hair, makeup, whatever your ritual is, and then five minutes to get dressed, especially if you're on a trip. So what did we learn today?  If you haven't already picked out what you're going to wear, and you are hemming and hawing in your closet for 35 minutes, then you will be running late and stressed out. Packing for your conference should be easy to manage when you have your style calendar planned.  It's not an easy task, people. But, that's what Holly is here for! DM us on social. Email us. Let us know what your style problems are! Fashion Crimes Podcast, hosted by Stylist Extraordinaire #HollyKatzStyling  Holly Katz Styling: www.hollykatzstyling.com Fashion Crimes Podcast: www.fashioncrimespodcast.com #spl21 #shepodcastslive #shepodcast #scottsdale #phoenix #scottsdaleplazaresort #podcast #fashionpodcast #fashioncrimes #fashion #personalstylist #fashionstylist #whattowear #womenswear #howtowear #stylists #womenownedbusiness #covidfashion #womenwhopodcast #whattopack #hownottolooklikeshit

With the Chicago White Sox indicating they'll pick up the $16 million option on Craig Kimbrel only to shop him around on the trade market, do the Rockies have a capital to acquire the superstar closer? Arizona Fall League action kicked off in Scottsdale and three of Colorado's top prospects featured in a walk-off victory for the Salt River Rafters, including the winning run. We remember Game 3 of 2007 NLCS when the Rockies defeated the Diamondbacks at Coors Field and discuss an interesting partnership between Minor League Baseball and Marvel.

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Today I am discussing the case of Najib Monsif Jr. who is affectionately known as Jubi. Jubi is a 20-year-old male who went missing from Scottsdale, Arizona on September 23rd 2021. So as of recording this episode, less than a month ago. It's important to note that Jubi has autism and functions at about the level of an 8-year-old according to his family. His family fears that Jubi may have been led away from his home or possibly been picked up by a stranger as a crime of opportunity.   Please take a moment to support Jubi's family on Facebook: https://www.facebook.com/groups/315045380388144 GoFundMe: https://www.gofundme.com/f/finding-najib-monsif Follow his sister on IG @JosieMonsif If you have any information about Jubi, please call the Scottsdale Police Department: 480-312-5000. For more information about the podcast and the cases discussed, visit VoicesforJusticePodcast.com Don't forget to follow me on social media under Voices for Justice Podcast & SarahETurney Join the Patreon family to get instant access to a library of extra content, support the show, and support these cases https://www.patreon.com/VoicesforJustice Voices for Justice is a podcast that uses adult language and discusses sensitive and potentially triggering topics including violence, abuse, and murder. This podcast may not be appropriate for younger audiences. All parties are innocent until proven guilty in a court of law. Some names have been changed or omitted per their request or for safety purposes. Listener discretion is advised.  The introduction music used in Voices for Justice is Thread of Clouds by Blue Dot Sessions. Outro music is Melancholic Ending by Soft and Furious. The track used for ad transitions is Pinky by Blue Dot Sessions. Learn more about your ad choices. Visit podcastchoices.com/adchoices

致力於在美國共和黨內促進保守原則和推舉候選人的政治組織「全國共和黨聯盟聯合會」（The National Federation of Republican Assemblies，簡稱NFRA）10月9日在亞利桑那州斯科茨代爾（Scottsdale）市舉行全美大會期間，通過了一項呼籲制止中共的宗教迫害和摘取囚犯器官，特別是活摘法輪功學員器官的決議。 更多內容請見：https://www.epochtimes.com/b5/21/10/11/n13295632.htm 大纪元,大纪元新闻,大紀元,大紀元新聞,強摘器官, 法輪功決議案, 中共活摘器官 Support this podcast

EPISODE SUMMARY: Why most new agents fail in the first year, what most agents get wrong about marketing, how the TOP agents never have to look for new business, how to become a MARKET AUTHORITY in ANY MARKET, get more done with Asana, get even more done by learning how and when to say “no”.   SHOW NOTES, LINKS & EPISODE TRANSCRIPTS: https://renzler.co/podcast   ► ABOUT THE GUEST: Stefanie Lugo, Real Estate Coach & Speaker specializing in social media marketing | Award-Winning REALTOR®. “Alongside my husband, I've helped build a top 1% performing real estate team Metro Phoenix, one of the nations' largest and most competitive markets. In that time, I earned Emerging Realtor® of the Year (2019) and Scottsdale's Top 40 Under 40 REALTORS® (2017, 2019).”   ► ABOUT THE HOST: Skyler Irvine  Twitter: https://www.twitter.com/vanrenzler/  Instagram: https://www.instagram.com/vanrenzler/ ► FOLLOW THE SHOW: Apple Podcast: https://renzler.co/apple Spotify Podcast:https://renzler.co/spotify Instagram: @nicheplease__ ► SUPPORT THE SHOW! Get a copy of the Amazon Best-Selling Book that inspired the podcast: https://renzler.co/nicheplease

When I asked Des Dickerson what wasn't working in her life, she described it as chaotic. And because her life is messy and disorganized, she can't operate at her best.So, how can Des leverage an understanding of her Enneagram type to move out of the chaos and into a space of clarity?For the last four years, Des served as the Cofounder and Expert Publicist behind Creative Label, an advertising agency out of Scottsdale, Arizona. But in the last few months, she has pivoted from the world of marketing and PR to create her own product line.On this episode of The Leadership Formula, Des and I work through a live Enneagram typing session, exploring how she runs toward chaos in an effort to control her environment and why she stays in situations that aren't working—until God forces her out.I explain how being a one-to-one Enneagram 6 influences the way Des shows up, challenging her to articulate the reason why she asks questions and step into her power as a master troubleshooter.Listen in for insight on how the Skeptic Loyalist can avoid getting stuck in the what ifs and learn to see the beauty in uncertainty as they stretch toward their growth number 9. What You Will Learn Why Des stays in situations that aren't working until God forces her outHow Des creates chaos in an effort to control her environmentHow it benefits Des to articulate the reason why she's asking questionsHow Des digs her head into the sand when she's under extreme stressHow being a one-to-one 6 influences the way Des asks questionsHow being motivated by a need for certainty makes Des a master troubleshooterHow Des can avoid getting stuck in what ifs by leaning into her 5 and 7 wingsWhat it looks like for a 6 to stretch into their growth number 9What makes Enneagram 6s the best collaboratorsHow a 6 can work to reframe uncertainty and see the beauty in itConnect with Des Des on Instagramhttps://www.instagram.com/itsurdestinee/Connect with Tracytracyomalley.comwww.instagram.com/tracy_omalleywww.facebook.com/tracy.omalleytwitter.com/TracyOMallwww.linkedin.com/in/tracy-o-malley/ResourcesApply for My 1:1 Coaching Programhttp://tracyomalley.com/workwithme/Register for My Enneagram Kickstart Sessionhttp://tracyomalley.com/workwithme/

Exodus 20:7 | Pastor Kevin Yule

Exodus 20:7 | Pastor Kevin Yule

  “When we are evolving and growing, there's a natural period of falling away.”    There are seasons in your life where things that once were part of your life will fall away Focus on the people who do and not on the people who don't  Go to the people who recognize your value and services  Welcome!  We are so excited that you are here.  This is something that's been on our hearts for a while and we are ecstatic watching it come to fruition.    As you might know, our marriage has a pretty unique story that is the foundation for this couples experience. After walking through infidelity and addiction, I (Joy) found personal development and coaching. I began to grow and change as I worked on myself.  I wanted it. I was hungry for it. Something in me knew I wanted more.    But as time went on, I found myself really wanting Peter to come along the journey with me. This desire eventually turned into a gap in our relationship where I could feel us growing apart due to not growing together.    It took hiring a marriage coach, digging deep into our traumas, studying masculine + feminine energy and months of intentional effort to get our marriage where it is today - thriving, happy and actively growing together. We are now partners who spur each other on in our pursuits and also provide amazing healing to each other because we both can hold space for each other and our journeys so much better.    We've learned so much and had a desire to share and help other couples get to a new place in their marriage - that next level.  AND, we've noticed a pattern:  couples either aren't growing together OR are growing apart because one of them is but the other is not. Women are showing up to events, masterminds, coaching in high numbers and they all say the same thing "I want my husband to be here.  I want to be doing more things like this with my husband."   To be honest, there's not a lot out there for couples in the personal development/coaching space!    So, that's why we created the Elevate Couples Experience - a weekend retreat for couples who want to start investing in growing together as a couple.  This will be a combination of personal work + marriage practices to give you both a jumpstart on your own growth AND your growth together as a couple.    The entire theme will be about taking you from where you are currently and focusing on improving that to bring the joy, the spark, the aliveness in your marriage to new heights together.  We will not be focusing on "what's wrong", instead this is about focusing on where you want to go - what that next level is, what lights you up, what will give you that jump start to create the relationship of your dreams.    We want to Elevate your communication, your intimacy, your attraction, your goals and your overall happiness within your relationship. Think fun activities you get to participate in together and stretch yourselves with (don't worry, no trust falls required =)), sessions with amazing guest experts who specialize in relationship coaching, sex, business and more. We want to learn from couples who are killing it across the board - not just in business but marriage as well.    That being said, here's what you can expect:   The Elevate Couples Experience will be held the weekend of November 12-13 here in Scottsdale, AZ. (location being decided)   There are two options for you to join - a VIP option or a general admission option.   VIP Elevate Couples Experience: Friday November 12  Morning: Group couples recreational outing  Afternoon:  time off for you to connect as a couple Evening:  5 course meal with us in a private room at one of our favorite restaurants   Saturday November 13: General Session: 9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00 PM Cocktail party:  5:00 PM (private residence)   VIP PRICE: $2,222 per couple OR 3 payments of $900 (bi weekly).   VIP PAY IN FULL HERE   VIP PAYMENTS HERE General Admission Elevate Couples Experience: Saturday November 13: General Session:  9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00  Cocktail party:  5 PM (private residence)   General Admission price: $1,111 per couple OR 3 payments of $500 (bi-weekly).   General Admission pay in full HERE   General Admission payments HERE Couple questions we want to answer for you here ahead of time:   Will this be covid safe? Yes, we will make sure to do our part to keep it safe for everyone involved.  What if I have to back out? Refunds will be available until October 11.   What can I expect? Amazing speakers, activities and tangible takeaways for you to implement right now in your life and marriage. This weekend is going to be fun, abundant and high vibe. Being here will change you just from the energy not to mention you will make friendships with other couples who are wanting to grow with you which is priceless. We want you to walk away from this with new friendships that will help you continue this journey.  Are spots limited? For the VIP option we are limiting it to just 10 couples since we want to keep it more intimate. For general admission there's no limit as of now.  When do I need to get tickets by? This is first come first serve!  We can't promise there will be available if you wait - especially for the VIP option.  Email us at Joy@levelupbabe with any questions - we are happy to answer. And if you go ahead and join us, email us back to tell us what you are excited about!  We want to hear from you and we can't wait to see you soon!   Get excited - this is going to be epic.    -Peter and Joy   

This week, we're discussing our next travel assignment in the new year! We discuss pros and cons for Salt Lake City, Denver, Scottsdale, and San Diego! Take a listen, because WE NEED YOUR HELP ;) Let us know where we should go next! 

It's hard to even put into words the value of the conversation with my guest today. No matter where you are on your entrepreneurial journey Candy Valentino shares the real, behind the scenes, look at what it takes to build a profitable business and the tangible steps you need to take to scale. Whether it's the power of keeping the promises we make to ourselves or creating leverage to stay in the game Candy breaks it all down today and I can't wait for you to listen! Candy Valentino is originally from a small, rural north eastern town. Born to teenage parents, she started her multi-million dollar business at 19 years old with no degree, no corporate background, no money (and no internet). She successfully started, scaled, and successfully sold businesses in service, retail, e-commerce, and product manufacturing in addition to creating a vast real estate portfolio as a flipper and investor. At the age of 26, Candy founded a non-profit charity. Through her success in business, she bought and donated a building to the organization. Since then they have saved thousands of lives and later she expanded the mission by adding a second location and creating a 62 acre farm sanctuary. Candy has been actively involved for the last 15 years, personally raising millions for the charity. During her two plus decades as an entrepreneur she has been named to Top Business Leaders 40 Under 40, Top 50 Women In Business, 10 People Making a Difference, Top 10 Business Consultants by Yahoo Finance and was the youngest female to receive the Governor's Award in Entrepreneurship in Pennsylvania. She's been featured and interviewed in numerous TV, radio, magazine and newspaper articles – not only for business and entrepreneurship -- but for her advocacy, charity and philanthropic work – and was just named ‘Persons of Distinction' for business in Arizona. Leveraging her 23 years of experience amassed from creating successful businesses in multiple industries, Candy created Founders Organization. With an unmatched business community, focus on business development and entrepreneur education, Founders Organization supports entrepreneurs in their pursuit of growth, scale and ease in their businesses. Created by actual founders and experienced entrepreneurs, it's no wonder why they've been dubbed the “disrupter” of the business development space. In this episode we talk about: Starting with the end in mind Creating leverage so you won't give up on your vision The power in the quality of your questions Playing the long game  Removing the emotion and focusing on the stats Click HERE to text the word MENTOR to (602) 536-7829 for weekly business + mindset tips delivered straight to your phone!   Not part of the Girl Gang Community yet? Join HERE: Girl Gang Membership || CONNECT WITH CANDY VALENTINO || instagram.com/candyvalentino  facebook.com/mscandyvalentino www.candyvalentino.com www.foundersorganization.com- Use the code Powerhouse for $500 off your ticket price! Happening October 20th-22nd in Scottsdale, AZ.  || CONNECT WITH POWERHOUSE WOMEN || instagram.com/powerhouse_women instagram.com/llindseyschwartz facebook.com/groups/powerhousewomencommunity www.powerhousewomen.co

Dental podcast: Welcome to DentalTalk. I'm Dr. Phil Klein. I'm excited to be here today at Spear Education in Scottsdale, AZ as the moderator for our panel discussion, The Future of Dentistry. In our audience are over 60 world-renowned key opinion leaders that have participated in this 2-day educational symposium sponsored by GC America. Our four distinguished panelists include Dr. Matt Nejad, Dr. Sabiha Bunek, Dr. Steve Schiffenhaus and Dr. Bob Margeas.

Larry Lewis was a 2020 ISSA x REIGN Scholarship recipient. He is the CEO of a gym in Scottsdale, AZ - Elev8te Performance. Join us as we talk to him about his fitness journey.

Our neighbor Janylle Radden is one of millions with food allergies. Dining out can be difficult and extra work to figure out what one can eat, with food allergies. That's when she took it upon herself to make it easier for her and others like her, creating MenuMd. The easiest way to find your favorite place to eat.  Calendar of Events Brought you by Notre Dame Prep Notre Dame Prep is your Catholic HS in Scottsdale. Check them out at NDPsaints.orgVeronica Leon from Macaroni Kid back with us this month. She is always in the know and I'm excited to hear what she's narrowed down for us this month. https://nscottsdale.macaronikid.com/events

Max Feinberg is a Roofstock Certified Agent out in Pittsburgh PA, a fellow investor and a wealth of knowledge about his local market.  In this episode, Max tells us about the homes in Pittsburgh, the vintage, neighborhoods, the rent to purchase-price ratio, common issues that come up on inspection reports, and details that only a local would know. Listen to this episode to learn if Pittsburgh is a good market for your strategy.   --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Mark: Welcome to The Remote Real Estate Investor. My name is Mark Woodling. Michael Albaum and I are joined today by Max Feinberg, who's from Pittsburgh, Pennsylvania. So he's one of our certified agents and is going to give us a quick market breakdown and tips and tricks that we need to know about investing in Pittsburgh. So let's jump into it.   Max: Thanks for having me.   Michael: No, We're really excited to have you on So You are our certified agent out in Pittsburgh, right?   Max: That's correct. Yep. Pittsburgh, Pennsylvania.   Michael: And are you born? Are you a born and bred Pittsburghean? Is that is that the proper term?   Max: Pittsburgher, Yeah, I am.   Michael: Much better.   Max: We could go with Pittsburghean. I was born and raised in Pittsburgh, Pennsylvania. I left when I was 18 years old. I lived in Arizona for about seven years. And I started my real estate career out there. But I'm back home in Pittsburgh and really enjoying working in real estate here.   Michael: Where in Arizona where you?   Max: I wasn in well, I went to Arizona State University. So I was in Tempe, Scottsdale Phoenix. started my career in Scottsdale. Yeah.   Michael: A lot less snow out in Tempe right?   Max: Yeah, yeah, well, weather was a little bit better. But it's not how I'll tell you that much.   Michael: Yeah I totally can appreciate that. So max curious to know, how did you go from Arizona real estate back to Pittsburgh real estate was it just, you know, the home homesickness or you knew that market better, you'd read that market better?   Max: It's a combination of a few things, those those are definitely part of it. Arizona is one of the more competitive real estate markets in the whole country. I'm not going to get the number exactly right. But I remember they had some crazy number of agents in the state of Arizona over 40,000 or something like that. And so just inherently not being from there. And not having that sphere of influence and network made it hard for someone who was just starting in the real estate industry to get you know, some traction.   When you combine that with not really knowing the area, like you just mentioned, and being a little bit homesick. All those things brought me back to Pittsburgh.   Michael: Fantastic. And I'm curious what what's been the biggest change in Pittsburgh, since you grew up there to now what have you seen?   Max: the biggest one has probably been, you know, some of the factors that are making up the economic drivers here in Pittsburgh, the increase in tech jobs, health care, education, all of those things. And then what they've done to the real estate market, some of the crazy amount of appreciation we've seen in certain areas, and now starting to spill over into these other areas. And we're seeing a lot of development. When I when I was younger, we didn't have we didn't have as much of that the Pittsburgh was still coming off that steel town reputation. And that's really changed a lot over the last 2025 years.   Michael: Interesting. So when people say when people hear the word Pittsburgh now, what should they think of?   Max: They should think of technology, healthcare education? I know it doesn't. Well, you know, you still think of the Pittsburgh Steelers, you think of steel mills and things like that. And I think there's only one steel mill left in the whole city, you know, those have been gone for a long, long time now. So you know, the main economic drivers, as I mentioned before, I've totally changed and we've become a really savvy city. That's more cutting edge.   Michael: Interesting. That's really exciting to hear.   Max: Yeah.   Michael: So as someone that's not familiar with Pittsburgh, asking for a friend, talk to me, like I'm a brand new movie, and give us kind of a high level walkthrough, if you will. Okay, if I'm looking at a Google map of Pittsburgh, how should I be thinking about some of the different sections, sub markets areas, if I'm an investor?   Max: Yeah, it's funny you say that, because I always tell clients I'm working with looking at a map of Pittsburgh is really not helpful at all. For a few reasons. One, we have over 90 different cities that comprise of a fairly small, big citiy, you know small major market. So we have a lot of small little neighborhoods, which are all really different.   And you know, outside of the city of Pittsburgh, there's another 150 or so small neighborhood. So when you combine that with really the topography of the area, looking at it to the map, as an investor really doesn't help you too much. You know,   Michael: Great to know   Max: A town that can be right next to another town on a map would be one place would be an A plus type community with great schools. And you look at a map and you say, well, these prices are lower right next door, why can't we invest in this area? Well, you know, it's across a river and there's a mountain there and you know, it looks like it's next to it on a 2d map. It's really not the case. So it's definitely be helpful to be familiar with the area. And that's where I could come in, or I've had a lot of clients come, you know, fly into Pittsburgh and drive around and really learn a lot from just doing that.   Michael: What you just said, I think is so valuable for so many investors, because I think so often, especially remote investors will take our local knowledge and apply it elsewhere. And to your point, I mean, you can't do that. You can't do that ever, and especially not in Pittsburgh. So this is great to know. Okay, so then talk to us about some of the markets, sub markets, neighborhoods that you are seeing, really right for investors, where folks are doing quite well.   Max: Yeah, you know, it's there's a few different types of investments that could work here in Pittsburgh, as I'm sure there are other areas and with there being so many different communities. I would say there's really not one answer to that, right. There's there's communities, such as Lawrenceville, or Shadyside, or East Liberty, where we've seen a lot of these companies like Google or Facebook, or Uber moved from Silicon Valley and open offices here. And so those are more appreciation plays, right? Or maybe Airbnb or a property like that works in these areas. But when we're looking at analyzing them for cap rate, or cash on cash, the prices are a little too high. So where we see a lot of success with investors in Pittsburgh is some of these areas that are a little more obscure, a little lesser known that I would call more B to C plus type areas. And we have a lot of them. There's no shortage of them. Like I said, there's, you know, 100 of them.   Michael: Okay, so awesome. And kind of digging into the numbers a little bit on those more appreciation plays. Can you give us an idea of just a ballpark idea of what a 3-2 would cost and what it would rent for versus some of those more cashflow heavy markets?   Max: Yeah, yeah, I mean, in Lawrenceville, and areas like that. Some areas that are popular with nightlife would be like the South Side Mount Washington, Lawrenceville, these types of places are three twos probably going to be the lower end would be 250, you're probably going to be in the 350 to 400 range for something that doesn't really need any work. And the rents are going to be in the mid 2000s. So on the surface, if we do, you know, napkin math, right back in the napkin math, that doesn't really meet that 1% rule that we look at, to further analyze a property. But right, you know, you are getting appreciation you are in areas where you know, it's probably a better tenant base that, you know, wants to be in those areas for the nightlife and things like that. So…   Michael: Yeah, totally random question. Where do you think the term back of the napkin came from? Is it because there's like, like food on the front of the napkin?   Max: Probably a couple guys sit in like a, you know, a pub in England or something. Maybe just doing some math on the back of a napkin? I'm not sure.   Michael: No one ever says some front of the napkin math, it's always back of the napkin.   Mark: So Max, I got a quick question. What's the sweet spot that you're finding right now between, you know, the cash flow markets and the appreciation markets? Where Where do you feel like the opportunity is that most investors are really gearing towards in it's competitive, but not overly competitive?   Max: Yeah, so for Pittsburgh, there's, there's a few different answers to that, if you're looking for single family homes in those B to C plus type areas, we're going to be looking at prices that are in the low to mid one hundreds, just because that's where the rents are going to match up, and we're going to be near that 1% rule or maybe a little over it. Now, like most cities, if you get a little further away from town, or you go to some areas that are a little less desirable, we may be able to find single family homes where the numbers look a lot better. And there's inherent risk involved with that as well, the buildings are a little rougher, you may have more tenant turnover and issues in that regard. But that's generally where we're going to be for a three bedroom, one or two bath home, duplexes and triplexes are going to be probably in the mid one hundreds to low to hundreds. At this point, which has really gone up, you know, I'm sure like a lot of other cities in the past two years, from, you know, the low to mid one hundreds to high one hundreds, each thing's probably gone up about 30,000. So, you know, probably about 10 to 15% appreciation.   But that's where we're going to see the numbers. I like to steer clients towards duplexes and triplexes if they're looking for cash flow. You know, we know that there's probably more turnover on multi units than there are single family units. But cash flows generally going to be a little bit better around here.   Michael: Max you bring up such a great point. And it's something that I talked to members in the academy all the time about, how do you have the conversation around someone who says, well, Max, here's this $120,000 house that rents for 1200 bucks, let's say, but over here, here's this $180,000 duplex that rents for two grand gross, and you have to explain to them that those tenants might be very different. We have to get beyond the gross numbers. I mean, how do you have that conversation?   Max: Right? Yeah, well, that's tenant turnover is just part of it. I mean, here in Pittsburgh, as I'm sure we'll touch on In a little bit here, some of these buildings are older, and utilities are separated. In some instances, they're not separated. In some instances, the owner may be responsible for paying water and electric, the tenant pays gas. Whereas a single family home generally the tenants responsible for paying all the utilities.   But when you dive into the numbers a little bit more, may actually make those single family homes more attractive than they first appeared. But yeah, no tenant turnovers part of it. Utilities being split as part of it, just property maintenance is part of it. I mean, you've got two kitchens, to bathrooms, if not more, probably bigger buildings. So there's a lot of factors while the cash flow may be a little bit better, your expenses maybe a little bit more as well.   Michael: That's such a good point to keep in mind. So you, you mentioned it, and I would love to come back to it. So the age of the housing stock in Pittsburgh, talk to us about what that looks like. Is it new builds? Is it 200 years old, 100 year old, you know, what, what is the age of some of these properties that are good cash flow investments look like?   Max: Yeah, we don't really have a whole lot that's over 130 years old. And most of the stuff that's going to be that age is going to be really close to the city center. So some of the neighbors like the north side, South Side, you look at the date, those were built in those were in the late 1800s. But oftentimes, that scares people without even really looking into it. I mean, these places were built to last a little bit different than they are nowadays.     And then we have new builds, I was just at a friend's house yesterday, who has a townhome that was built less than a year ago, he's already got plumbing issues. So you know, sometimes sometimes age isn't a bad thing. But there are issues that are associated with having buildings that are 100 years old or so which is where I would say a lot of these properties are going to sit about 100 years old 80 to 100.   Michael: And how do you determine or decipher? I mean, so I would give an example, I have a four Plex that was built in like 1890. But I took it down to the studs, brand new, everything brand new, you know, roof, electrical, plumbing, whatever, and so on the insurance that says your construction 2019. So how do you get how do you? How do you coach people? How do you walk people through? Yeah, I know, it says it was built in 1900. But it's been rehabbed. So for you, as the owner, it's effective your construction is 2020, or whatever.   Max: I tell people that all the time, I say, you know, if this building was built in 1880, there's very few things in this building that are still from 1880, one of them may be the foundation, which I know is a big is a big issue for a lot of people. But again, these foundations oftentimes are 18 to 24 inches thick, and they're not going anywhere. But as you touched on the plumbing, electrical roof, all this stuff's probably within 50 years old. So you know, we go in there, we do inspections, and we figure out the age of some of these mechanicals, and we're better able to figure out what we should be estimating for maintenance capex and things like that.   Michael: I love it. And so you touched on foundations, and there may be some damage to those foundations. What are some other common issues that you see in the Pittsburgh market that maybe are custom to the Pittsburgh market that might scare other investors away? Like for one we had, were chatting with an agent, they have termites everywhere, they have termites. So if you see termites is not a big deal. what's what's kind of unique to Pittsburgh?   Max: Termites is one of them, but it's not crazy. Common around here. termites are prevalent, though, but a lot of the issues that we see here that I've noticed have caused pause for some investors from out of state are related to the foundations, and then kind of our pretty awful weather. So you know, these foundations that are from 1880 1890, they didn't use basements back then the same way we do. And they design these houses, with foundations that are oftentimes fairly porous. And then when you combine that with the amount of rain that we get here, we see issues like mold, we see issues like dampness and basements. And then, you know, some settling and foundation shifting that's associated with age and moisture.   These issues are pretty common around here and definitely can be caused for large concern, but oftentimes are not. And, you know, I talked to Mark about this a few weeks ago, I work with one guy who says mold is gold, because it scares people away. But it's really easy and common. It's an easy thing to fix. And it's so common, but you know, when you deal with people from Arizona, for example, they hear the word mold and they just shut down right?   So that was those would be a couple things. A couple other common issues around here have to do with the age of buildings and cause people to hesitate or odd layouts. We have sometimes these duplexes or triplexes that were single family homes maybe 100 years ago, and they'd be repurposed over the last 100 years. They've got really bizarre layouts and they're not your traditional uptown or side by side duplex. We've got very small bedrooms that really should be closets, attics that are finished, basement bedrooms, things like that, that if you trace the lineage of a property back, you'll find that every 20 or 30 years or so something was done and changed it a little bit so those are a few of the things and that just other issues that are associated with older buildings which we kind of already touched on.   Michael: Yeah, that makes total sense.   MarkL Yeah Max I think one of the important points to the mold aspect is it's so cold up there that you know mold really thrives on heat right and that's where a lot of water just kind of you know, it turns in the mold once the heat gets to it but out there the freeze you know, really takes care of it so you're not going through these vicious mold cycles out there. It's really just maybe more seasonal if anything, right?   Max: Yeah, I would say it's not as common in the winter but these basements again, they a lot of them just let a lot of water in and if you're not running a dehumidifier or you know there's a lot of people that do external French drains and things like that there's ways to combat these once you remediate the actual mold issue.   Michael: That's great.   Mark: Mold is gold well we'll save that only for the more high level investors out there that really can coined that phrase I think that's good for anybody so it doesn't freak them out you know once they see some of those items.   Max: Right.   Michael: So max I come from a long long background in the insurance industry so I'm curious to know in Pittsburgh Do you guys have natural disasters? Do you have tornadoes, floods, hurricanes, that kind of thing?   Max: You know, it's funny you say that I it's another thing I like to talk to out of state clients about while our weather here is not notoriously great, you know, we get a lot of rain and it's fairly overcast, we actually don't have many natural disasters. We really don't have earthquakes. We have tornadoes one tornado me we every, maybe every three to five years. And you know, it touches down and it's gone. And, you know, I guess we do have some floods, because of the topography and the amount of rain. And they're, you know, you coming from insurance, I'm sure you're familiar with, we do have a lot of properties that require flood insurance. So that's something that we dive into, you know, before we commit to a property, because that can be a little pricey and can hurt hurt the numbers if that's another 1200 bucks a year or so. Right?   But the weather here, it doesn't get too hot. It's really not as cold as some places, you know, in New York, or, you know, Minnesota or Wisconsin or places like that. It's not as hot as you know, some places in the south. So it's fairly mild here, in my opinion.   Michael: You're talking to a guy from California. So the fact that snow is a part of the equation, mild is no part of that sentence.     Max: That's right. Yeah. Well, yeah, with no earthquakes here so we'll take that.   Michael: That's a big win. That's a big win. Sign me up.   Max: Right.   Michael: Okay. And so Max, I'm curious to know, or for investors to know, because I think property taxes is one of the biggest misses that investors encounter in investing remotely, they often know how, what their property taxes look like in their county or their state, but going across the country across state lines can often change things. So how do you know how people should be calculating their property taxes?   Max: Totally. That's the biggest one I've seen. Mark and I have talked about this as well. You know, a lot of times we've got buildings here that have been owned in the same family for 70-80 years. And on the surface, you look at the taxes, it's like, wow, $200,000, and it's only $950 a year in taxes. Well, that's what it is now, but it's going to change.   So that's one of the conversations I like to have with people. It varies county by county here. So Pittsburgh's in Allegheny County, and that's where most of the properties that we're going to be talking about or Roofstocks going to be publishing are going to be located in Allegheny County.   Generally, in Allegheny County, the way they reassessed these properties is approximately 80% of the new sales price. And then the millage rate in each Township, which we just discussed, there's a ton of them, varies. So I can't really give a one size fits all answer there other than you can calculate the assessed value based off your purchase price, and then go check out what the millage rate is for whatever neighborhood that property is actually in and go from there.   Once you get outside of Allegheny County, in the neighboring counties, such as Westmoreland, Butler, Beaver County, places like that, they're all calculated differently. So we could go on a one by one basis there but Allegheny County for the most part, that's how it's done.   Michael: Okay, perfect. And that's what I always share with folks too is Hey, just go call the county assessor ask how you calculate your resale property taxes. So this is super helpful. So for anybody listening, who's interested in investing in that market, go look up the millage rate for that specific area and multiply it by 80% of the purchase price.   Max: Approximately varies year over year. Sometimes it's 75. But yeah, that's a safe way of calculating it   Michael: More or less. Okay, cool. Mark, do you have some other questions for Max?   Mark: Yeah, I think it's good to know really what your expectations are because it's a two way street. You know, buyers are putting in offers on Roofstock for MLS properties, we would kick those offers over to you as a referral. And you're going to work with those buyers. But when you have that first conversation with buyers, what is it that you always emphasize or some of the common things that you say hey, before we move forward into and submit this offer. Let's make sure we have these things in a row. What What is it that you go through?   Max: Well, I'll tell you this, Roofstocks done a really good job of making sure buyers are pre qualified and ready to buy. So it's a little different for buyers I work with from Roofstock, that may be someone I've met through another means. But the biggest thing with expectations is I try to let people know that the market still pretty hot, it has slowed down a little bit, especially in the multifamily world. But if we see a property that the numbers look really, really good, a lot of other people are seeing that property, and they're running those same numbers as well. So you just got to be ready to go.   And I know a lot of people a lot of times being from out of state have a lot of questions. And some of which we've just covered, how do I calculate taxes or some of these issues? So I like to just try to have this conversation with them initially, and say, Hey, you know, here's, here's the answer to these questions. By the way, we also have a 10 to 14 day inspection period where we can make sure we're not getting into something that we shouldn't be getting into. So if a property looks really good, I just want people to understand that it's going to be gone still within 24 to 48 hours around here.   Michael: That makes total sense.   Mark: That's great. And when you submit an offer, and you hear back from let's say, a listing agent, you know, what's the typical back and forth that you have with a buyer, because I know some agents give you extra information and give you some ideas about you know, where you need to be, how do you approach that with a buyer to give them as much market Intel, just so they can really either submit that offer, say, Hey, you know what this may not be, you know, the the best offer on the table. So let's go shop for another property.   Max: A lot of times, especially with deals that are really competitive, I just tell people, even if it's not a highest and best situation, sometimes it's best to put your best foot forward and just say, Hey, this is what I'm willing to do. This is my personal, highest and best situation. And if someone else wants to do 10,000 more, or is able to offer cash, then so be it right, and this one wasn't the one that was meant to be. But that way, at least you know, you're not trying to squeeze out two or $3,000.   I try to help people understand that if you're going to look at this as a long term investment, two or $3,000 off of sales price, when you're doing a 30 year mortgage is so small, that if you think this is a property that you really want, it looks like a good deal. Let's go for it, right. And we can do our due diligence on the property and some of these other things during an inspection period, when we can still get out of it, and you can get your deposit back.   Michael: And Max to your point. I mean, even putting your best foot forward, knowing that you might still lose out on the deal allows you to potentially become that backup offer. If the first deal falls through this just happened to me…   Max: Totally,   Michael: You know, the selling agent came back and said, Oh, you know, our other buyer fell out. Are you still interested? And I see Yeah, you know, we can talk? Yeah, let's have that conversation.   Max: Yeah, we can talk about that offer. That offer might go down a little bit right?   Michael: Exactly. You gotta pay for rejecting me.   Max: That's, that's right. Yeah. But you know, that's that's happened a lot around here. And I'm glad you said that, because I think we've had a lot of appraisal issues lately. I'm not sure if this is happening in other markets. But I think appraisers, especially around here, are tasked with the difficult job of trying to cool off a hot market, right? They see these prices going up and going up. And they don't want to be the ones left holding the ball like 13 years ago, or 12 years ago. And so we've had a lot of, you know, appraisals come back low lately. And that's really open things up for what you just mentioned, hey, this person doesn't want to buy it anymore, you know, hey, is your offer still stand? So I'm glad you said that, because we've seen a lot of that here.   Michael: Interesting. And so in terms of the offer prices that you're seeing properties go under contract for, are they and keep in mind everyone listening, we're recording this end of September 2021. But are they at list price? Are they over list price? Are they under list price? Where are you seeing the off the winning offers coming coming in?   Max: With single family homes, we're still seeing them above list price pretty often. With multi families not quite as often. I feel like there's a few reasons for that, you know, obviously the first and foremost being there's less people looking to buy multifamily properties that are single family properties. But multi families are still going to be around list price. I just had a client lose out the other day we went 7000 over on $125,000 duplex, and I think the winning bid was probably about 10 or 11,000 over so that's still common.   We don't really have anything, you know, more than, you know, 10 or 20,000 over for the most part, just because you don't really go 50,000 over, you know, on a $200,000 purchase. I'm sure in places like California, you may see it more often because the initial price is higher, right? But here the percentage is, you know, never really too much more than 10% above list price.   Michael: Okay. And are you seeing people get really aggressive and creative with the terms that they're offering?   Max: Yeah, yeah, I mean a lot of people still waiting inspections and I know that's something that's hard for a lot of Roofstock clients. And I really honestly expect a lot of Roofstock clients to want to waive inspections as they've never seen the properties but sometimes you have to remember you're competing against local investors as well, who have experience and they've walked that property and they're comfortable waiving inspections, because they already know you know what's needed or what's not. So that's obviously still a big part of it.   And we're seeing, you know, lease backs to the owners, because it's hard to find properties for them to move into. So they're letting owners stay, you know, for three months for free. There's a lot of creative things going on right now.   Michael: Interesting.   Max: There's still people covering appraisal differences as well, even if you're doing a purchase with a loan, you know, you can still waive the appraisal contingency, but you're going to be responsible for covering that that gap. I've seen that more often in the last few months than I have in the past as well.   Mark: And so Max, are you when you're getting an offer submitted through Roofstock? How many times are you doing a leaseback? Like what percentage? Or what percentage? Are you waving? You know, the inspection contingencies or any of those like what's what's the common ratios that you're seeing out there?   Max: For Roofstock not as much again, the clients are usually out of state. And so they they feel more comfortable, at least having an inspection done. And so I try to help them understand other ways that we can improve the offer, you know, obviously more money is helpful, but maybe more deposit money, maybe a quicker closing, whatever it may be, there's other ways to make your offer more attractive. Maybe you just tell them, hey, I want to do an inspection. But it's going to be an as is sale, I'm either going to take it or leave it I'm not going to use this inspection to really beat you guys up and negotiate any further. I just had a Roofstck client do that this week. So leasebacks not as often. But you know, other creative strategies are pretty common.   Michael: Awesome. And, Max, when you're putting up properties onto the Roofstock select program in the Pittsburgh market, what criteria are you looking for? What is it that when you see a property screams Oh, perfect investment property candidate?   Max: Yeah, Mark and I have talked about this a lot. And I'm still trying to find, you know, what's best for the Rootstock investors? And I think the answer to that is there's investors that are looking for all different types of things. So I'm trying to get creative, and put all different types of properties on there, I've been doing a lot of properties in these Lawrenceville types areas where the initial return doesn't look great. But I found that there's Roofstock investors who are from California or Washington, and they're still looking at us. And when these are still really good numbers.   So that's I'm doing some of that a lot of the B to C plus properties where we're looking at a 1% rule. That's one of the things I'm looking for. And then I've I've been uploading some properties to Roofstock lately that are in some of the areas where the returns are going to be a little higher. And on the front end, I've really found it's important with those properties to have these conversations about potential issues. So there's there's all sorts of different criteria for what we can find in Pittsburgh.   Michael: That's great and cool to hear that Pittsburgh does really cater to to every investor type or every investor persona with the type of asset that they have that you have in the market.   Max: Absolutely.   Mark: Yeah, I have a few stats I want to throw at max and just see what he if he has any comments around these because I was just studying John Burn's real estate data, which is a great source of information. It shows that rents were up 2.7%, from 2020, basically. So over the last year, it was 2.3% in 2020, and 2019 is 3.6%. So slow and steady, I would say is always good. The existing home prices jumped. This is a median number from 173 to 192 in 2021. So over the last year is jumped up a nice percent was that clip about 20% clip, it's not too bad or 10% clip, excuse me.   Here's the number that stood out. And I would love to hear what Max has to say on this. So I'm looking at the cost of a payment and maintenance to own versus the cost of rent. And it shows that the cost of a payment with maintenance for let's call it an entry level home is $997 a month versus that same entry level home to rent is about $1416. max, are those numbers accurate? What do you see in the market?   Max: That sounds accurate to me, like I said, you know, $1400 a month in rent would be about probably $170,000. Home, depending on the area, but so that average rent sounds just like the average purchase price you just mentioned. So that sounds spot on to me. And I'm glad you brought that up the rent increase to one of the other things that we see around here a lot, which I've had conversations with a lot of Roofstock investors about is the current rents of these properties we're uploading, we have a lot of properties here that are older, have maybe been passed down through families, tired landlords, and the rents are just crazy low.   And so you know, when we initially upload properties, if there's tenants in there, the numbers may not look great on where they are now, and there's a lot of reasons for that. And the most common reason is landlords, just really not raising rents and keeping up with how fast they've appreciated, like you just mentioned, Mark, I think a lot of these older, tired, landlords don't really go and check the real estate stats like that and say, oh, holy cow, I should have raised this, you know, 10% over the last three years, because that's what it's gone up, you know, and people don't realize that, you know, they're still sitting at 650 a month for a one bedroom. And, you know, it should be at 850. Now, and that changes everything. That's really, really common around here.   Michael: Yeah, that's such a good point, Max. And I was just having a conversation with some investors yesterday talking about the difference between buying on pro forma or buying at true value. And so what we're talking about is because of single family is a little bit different than multifamily. But for single families, if the potential is truly there, I think it can totally make sense. But you just want to avoid is a seller saying, Oh, well, the market rents 850, my current rents at 650. But you have to pay the price to buy the home at 850. And really, the market is 700. That's where you get yourself into big trouble. Max: Max: Right? Right. It's like, well, you should have gone and done it then. Right?   Michael: Yeah, why don't you do it? And then I'll pay for it. Right?   Max: Why don't you do it then and keep the house. But you know, what I'm seeing a lot of times is that, in this market, we're kind of purchasing in the middle of the pro forma and true value. You know, people are pricing them at the true value, and the performance, you know, 20,000 below that, or 30,000. Below that. And oftentimes where we're settling is somewhere in the middle. So yeah, I'm glad you said that.   Michael: Okay, that's that's super good to know, as well. And what tools would you recommend investors utilize to get a handle on what are the true market rents?   Max: Well, I this is a conversation I have all the time, I wish there was some sort of rental appraisal software where there was an actual correct answer for that. But really, you know, we have this conversation a lot, there is no such thing as a rent appraisal, right? It is, whatever someone's willing to pay. The tools I use are probably the ones that a lot of other people use. I use Zillow rentals a lot. I use Rentometer a lot. I use Craigslist, I look what's out there, I just try to look at everything that's, you know, really available. And then oftentimes, if it's still available, I'll take 10 or 15% off of what that is, and say that's probably about where we should be otherwise, again, it would be rented at that price. Right?   Michael: Right.   Max: Yeah, it wouldn't be available still, if it was if it was priced correctly, but we use rent ometer I use rent ometer a lot. Zillow rentals a lot.   Michael: Yeah, those are those are both great tools.   Mark: So I have two more quick stats. One of them's vacancy. So we're showing the vacancy rate is actually like 5% going all the way back to 2016. So 95% occupancy, as you guys would say, Do you find that that's true? Or you know, it sounds like it's a very competitive rental market out there. Is that right?   Max: It is a competitive rental market. I've I always go back to two things when I think about how competitive the rental market is and how people don't really realize how competitive it is I purchased a building in December of last year, so it's been about you know, 9-10 months, and the owner was living in the downstairs unit which was a really nice unit and they told me it's probably worth 750-$850 a month. Well I went on Facebook marketplace, listed it for 1100 a month I got all these comments You're crazy. You're crazy second day rented so it is competitive. You know people don't realize what true rents really should be and how many people are actually looking for a nice property if you've got a nice clean property people are willing to pay because there's not a lot of those available.   Michael: Awesome Wow.   Mark: Well the backup statistic to that is 53% of the housing units are tenant occupied. So renters are occupying 53% of the property so that shows you homeownership rate out there is just not as strong and that's in the city as Pittsburgh so that's where the competitive nature is coming from versus ownership rate is 64% nationally right so you flip those numbers around and you see that there's that many more renters than in Pittsburgh.   Max: Yeah you know what it's really I've heard that stat and it's really amazing to think about when you think about the cost of you know purchasing a property here it's it's amazing that it's not flipped around and you can buy a nice house for $170,000.10 minutes away from the city but rental rates are really high here and I'm not really sure why I think maybe it's because we have a lot of out of state investors and you know, I'm not really sure beyond that, but the opportunity is there there's a large rental pool and not a lot of vacant properties as you just mentioned.   Michael: Interesting.   Mark: That's great Well to me that that's what sums it up right there is that it's there's the the slow steady your rental growth, there's a tenant occupancy, there's a there's a demand for tenants that are coming from both your side as well as they're looking for properties. So it sounds like the supply and demand is very healthy on the renter side which is the I really drive investors to the market.   Max: Yeah, and rising rents and rising ARVs as well so it's a good time to get in.   Mark: Max this was great. This is the the comments on just you know what, what the common things are that you're seeing out there. I mean, this is the information that you probably have the conversations every day, maybe 5-10 times a day so glad we could get that out there and share it with a listener. So Michael, this was us, he was probably one of the better interviews I would have to say because it's, it's a demystifying right, all the all the little things that people hear about, but you really need to hear it from the locals.   Michael: And I can say wholeheartedly, Max that   Max: I'm gonna have to go back and watch the other interviews how to make sure. Thanks, guys, I appreciate it.   Michael: This was great.   Mark: Thank you so much.   Alright, thanks again, Max, for joining us. And thanks to all the investors for listening and we'll catch you on the next one. Happy investing.

Dental podcast: Welcome to DentalTalk. I'm Dr. Phil Klein. Today we'll be discussing how the introduction of new technologies and materials into your practice, specifically zirconia, could improve your case results even though you're comfortable and satisfied with your current materials and techniques. Our guest is Dr. Meena Barsoum, a dentist who practices general and implant dentistry in Chicago, IL, and serves as Resident Faculty at CDOCS in Scottsdale, AZ. He has been a CAD/CAM and 3D CBCT user for over a decade, and currently trains doctors all over the world on CEREC, aligners and guided implant surgery.

SOME LISTENERS ARE LOSING MIXES ON THEIR APPLE PODCASTS. NOT SURE THE REASON, BUT ALL MIXES ARE AVAILABLE (& FREE) ON THE PODOMATIC APP. *Explicit Mix* - 128BPM - New workout mix!  Instagram: @djrolemodel ❤❤❤ #djrolemodelNew Workout Mix recorded at Kelly's in Scottsdale, AZ, USA

Emerge Levels Up with Michael Leto Michael Leto and Joe Lynch discuss Emerge levels up, a phrase used at Emerge to describe the company's rapid growth. Michael is the CEO of Emerge, one of the fastest-growing startups in the U.S. and is transforming the $800 billion transportation and logistics industry with its digital freight marketplace platform. About Michael Leto Michael Leto, CEO of Emerge, has been in the transportation industry for over 21 years and played an active role in creating one of the largest and fastest-growing 3PLs in the country. He has been recognized as one of Arizona's "Top 35 Entrepreneurs 35 and Younger" by AZ Central, “40 Under 40” by Phoenix Business Journal, and creating a culture awarded "Best Places to Work". He has a proven track record of building and scaling successful e-commerce platforms and assimilating teams to drive results and execute strategic initiatives. About Emerge Emerge, based in Scottsdale, AZ, is one of the fastest-growing startups in the U.S. and is transforming the $800 billion transportation and logistics industry with its digital freight marketplace platform. Emerge's award-winning marketplace provides access to direct capacity and live market conditions helping shippers and carriers make the strongest, most beneficial decisions when procuring domestic freight. Launched in 2017, Emerge is backed by Greycroft, New Road Capital, 9Yards Capital, and the founder of GlobalTranz. Key Takeaways: Emerge Levels Up Michael Leto is Co-CEO at Emerge, a company that is reinventing freight procurement (RFP). Based in Scottsdale, AZ, Emerge is one of the fastest-growing startups in the U.S. and is transforming the $800 billion transportation and logistics industry with its Digital Freight Marketplace platform. Emerge's award-winning marketplace provides access to direct capacity and live market conditions helping shippers and carriers make the strongest, most beneficial decisions when procuring domestic freight. In the podcast interview, Michael discuss recent developments at Emerge including: Emerge has closed a $130 million Series B funding round led by 9Yards Capital, Tiger Global Management and The Spruce House Partnership. Existing investors New Road Capital Partners and Greycroft also participated in the round. The company expects to run about $4 billion in freight through its system in 2021 and wants to scale to $15 billion next year.   John Paul Hampstead of FreightWaves wrote a great article about Emerge's explosive growth and latest funding round. Emerge, the leading platform for freight procurement, has raised $130 million in a Series B funding round to expand product development and research while significantly scaling their enterprise sales efforts. Emerge welcomes George Abernathy as its new President. George George has more than 30 years of supply chain and transportation industry leadership experience with carrier, broker, and technology companies. George will help guide the company to the next level.  Emerge uses a network model, which becomes increasingly valuable to users (carriers, shippers, agents) as it scales. Emerge is hiring: Emerge Careers Emerge also has a tremendous Agent Program Learn More About Emerge Levels Up  Michael Leto Emerge How to Manage Through FTL Market Transitions The Emerge Story with Andrew Leto Building a Freight Juggernaut Again with Michael Leto The Freight RFP Process is Broken – Let's Fix It with Maggie Petrovic The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube  

Do you know when things just feel blah to you? When things don't feel exciting at all. With that, today, I'm going to share with you the questions that you need to ask to get you more in alignment. I have 4 questions for you to ask yourself to figure out where you're leaking your energy and where you can become more in alignment with who you are and what you want.    Where am I not following those gut feelings and asking for what I truly want?  How am I making it a win for me and fun for me to do? Where can I ask for something?  What will I commit to right? How to make this feel closer to a hundred percent for me?    “When you start to have energy leaks, it's because you have things that are no longer aligned and authentic.”    How to bring sparks back?  4 Questions to ask What is an energy leak?    Welcome!  We are so excited that you are here.  This is something that's been on our hearts for a while and we are ecstatic watching it come to fruition.    As you might know, our marriage has a pretty unique story that is the foundation for this couples experience. After walking through infidelity and addiction, I (Joy) found personal development and coaching. I began to grow and change as I worked on myself.  I wanted it. I was hungry for it. Something in me knew I wanted more.    But as time went on, I found myself really wanting Peter to come along the journey with me. This desire eventually turned into a gap in our relationship where I could feel us growing apart due to not growing together.    It took hiring a marriage coach, digging deep into our traumas, studying masculine + feminine energy and months of intentional effort to get our marriage where it is today - thriving, happy and actively growing together. We are now partners who spur each other on in our pursuits and also provide amazing healing to each other because we both can hold space for each other and our journeys so much better.    We've learned so much and had a desire to share and help other couples get to a new place in their marriage - that next level.  AND, we've noticed a pattern:  couples either aren't growing together OR are growing apart because one of them is but the other is not. Women are showing up to events, masterminds, coaching in high numbers and they all say the same thing "I want my husband to be here.  I want to be doing more things like this with my husband."   To be honest, there's not a lot out there for couples in the personal development/coaching space!    So, that's why we created the Elevate Couples Experience - a weekend retreat for couples who want to start investing in growing together as a couple.  This will be a combination of personal work + marriage practices to give you both a jumpstart on your own growth AND your growth together as a couple.    The entire theme will be about taking you from where you are currently and focusing on improving that to bring the joy, the spark, the aliveness in your marriage to new heights together.  We will not be focusing on "what's wrong", instead this is about focusing on where you want to go - what that next level is, what lights you up, what will give you that jump start to create the relationship of your dreams.    We want to Elevate your communication, your intimacy, your attraction, your goals and your overall happiness within your relationship. Think fun activities you get to participate in together and stretch yourselves with (don't worry, no trust falls required =)), sessions with amazing guest experts who specialize in relationship coaching, sex, business and more. We want to learn from couples who are killing it across the board - not just in business but marriage as well.    That being said, here's what you can expect:   The Elevate Couples Experience will be held the weekend of November 12-13 here in Scottsdale, AZ. (location being decided)   There are two options for you to join - a VIP option or a general admission option.   VIP Elevate Couples Experience: Friday November 12  Morning: Group couples recreational outing  Afternoon:  time off for you to connect as a couple Evening:  5 course meal with us in a private room at one of our favorite restaurants   Saturday November 13: General Session: 9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00 PM Cocktail party:  5:00 PM (private residence)   VIP PRICE: $2,222 per couple OR 3 payments of $900 (bi weekly).   VIP PAY IN FULL HERE   VIP PAYMENTS HERE General Admission Elevate Couples Experience: Saturday November 13: General Session:  9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00  Cocktail party:  5 PM (private residence)   General Admission price: $1,111 per couple OR 3 payments of $500 (bi-weekly).   General Admission pay in full HERE   General Admission payments HERE Couple questions we want to answer for you here ahead of time:   Will this be covid safe? Yes, we will make sure to do our part to keep it safe for everyone involved.  What if I have to back out? Refunds will be available until October 11.   What can I expect? Amazing speakers, activities and tangible takeaways for you to implement right now in your life and marriage. This weekend is going to be fun, abundant and high vibe. Being here will change you just from the energy not to mention you will make friendships with other couples who are wanting to grow with you which is priceless. We want you to walk away from this with new friendships that will help you continue this journey.  Are spots limited? For the VIP option we are limiting it to just 10 couples since we want to keep it more intimate. For general admission there's no limit as of now.  When do I need to get tickets by? This is first come first serve!  We can't promise there will be available if you wait - especially for the VIP option.  Email us at Joy@levelupbabe with any questions - we are happy to answer. And if you go ahead and join us, email us back to tell us what you are excited about!  We want to hear from you and we can't wait to see you soon!   Get excited - this is going to be epic.    -Peter and Joy 

Episode Summary:  Today's special episode is the October edition of our “News & Notes” series, in partnership with Pool Pro Magazine.  The news stories we cover include a new mobile app out of Austin, TX called “ATX Swims”, through which users can directly purchase tickets to the city's swimming pools; an accident involving a falling tree branch at a resort in Honolulu; an initiative to teach primary school children in Marle, France how to swim using a mobile pool; and Scottsdale, AZ's green pool and mosquito problem.  Megan then goes over recent industry news, including a number of recent M&As and emerging movers and shakers.  She also gives a shout-out to Patriot Pool & Spa, who once again was named the fastest-growing pool service company in the U.S. by Inc. 5000.  Tyler and Megan speak on upcoming events for pool pros, including those of AQUA Magazine, the Virtual World Aquatic Health Conference, and the International Pool | Spa | Patio Expo™.  Topics Discussed:  03:17 - Flowbird's new app for Austin, TX, ATX Swims  04:19 - Seven people injured at Hilton Hawaiian Village  05:33 - A mobile pool to teach children how to swim  06:59 - A century-old pool is set to be remolded  08:02 - Green pools and mosquito problems in AZ  09:31 - Recent M&As in the swimming pool industry  11:08 - PHTA creates education cohesive pathways  12:45 - Patriot Pool & Spa Inc. of NPP on Inc. 5000 list  13:08 - AQUA Magazine's new trade show  14:27 - Tyler discusses PIE show visit  16:37 - Virtual WAHC and the International PSP Expo  18:00 - New movers and shakers in the industry  18:51 - Highlighting an article in Pool Pro Magazine        Resources Mentioned:  In the News  Flowbird's App for Austin, TX  7 Injured by Falling Tree Branch  Learn to Swim Mobile Pool  Century-Old Pool to be Demolished  Green Pools Causing Mosquito Problems    Industry News  Fluidra Acquires S.R. Smith  Pentair Acquires Pleatco  PHTA Education Pathways  Patriot Pool and Spa Makes Inc. 5000  AQUA Magazine Launches New Trade Show  WAHC Conference Goes Virtual - December 7th-9th  IPSP in Dallas - Nov 13th-18th      Movers and Shakers  Ted Lawrence to Biolab/KIK as new VP of Sales Excellence  Sabeena Hickman to NDPA Board  Pool Pro Magazine Article Highlight  Sure Thing  Connect with Guest:  Website  Facebook  Instagram  Twitter    Connect with Pool Chasers:  Website  Instagram  Facebook  Facebook Group  Twitter  YouTube  Patreon   

Yakov Smart is considered to be the leading expert when it comes to attracting high net-worth investors and raising capital using LinkedIn. He's the author of Disrupting LinkedIn and a sought-after authority by top business owners and sales leaders worldwide. Yakov has shared the stage with Samantha Debianci of Bravo's hit TV show, Million Dollar Listing, and has been a guest on numerous media outlets.A resident of Scottsdale, Arizona, today Yakov is the proud leader of Linked Lead Enterprises, where his webinars, on-demand training programs, and strategic consulting accelerators give people proven tools and techniques for transforming their LinkedIn Profiles into priceless, Capital Raising Assets.Join Our Passive Investor NetworkDownload Our Passive Investor Guide to Multifamily SyndicationsWE DISCUSS:How he used LinkedIn as a lead generation platform for various businesses.How “streams of commonality” work.How narrowing your niche affects your marketing strategies.How to target your clients in LinkedIn.Why it all starts with building a list.How to establish authority and credibility online.The purpose of direct messaging in building relationships.How you can add value to direct messages.The biggest mistakes people make in using LinkedIn.How to maximize the use of LinkedIn based on its recent developments.KEY QUOTE:“People make a split decision whether or not they're gonna give attention. If it's something that's broad and they've heard it fifteen different times while it's a lot harder to cut through the noise versus hey this is really specific ‘cause now the first real kinda key is grabbing that piece of initial attention online.“CONNECT WITH OUR GUEST:https://linkedleads.us/https://linkedleads.us/raisingcapitalwebinar/CONNECT WITH US! Visit our Website: https://www.canovocapital.com/podcastConnect with us on Facebook: https://www.facebook.com/apartmentinvestingjourney/?modal=admin_todo_tourFollow us on YouTube: https://www.youtube.com/channel/UCpmNIzpEzxGn5ZuNgjAVV-w/featuredFollow us on Instagram: https://www.instagram.com/apartmentinvestingjourney/Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/apartment-investing-journey/id1464256464LOVE THE SHOW? PLEASE SUBSCRIBE, RATE, REVIEW & SHARE

Exodus 20:4-6 | Pastor Jamie Rasmussen

Exodus 20:4-6 | Pastor Jamie Rasmussen

Paul Lynch, MD, discusses vaccine hesitancy. Dr. Paul Lynch is a double board-certified and Fellowship-trained interventional pain physician who has dedicated his life to the eradication of pain for his patients. Dr. Lynch currently practices in Scottsdale, AZ and also is the co-founder and CEO of Arizona Pain, Pain Doctor, Texas Pain, and Boost Medical.  Hosted by Edward Araujo. Sponsored by Arizona Department of Health Services and Rx Security Arizona Physician podcast is produced by Maricopa County Medical Society. Music by Blue Dot Sessions. 

This is the Outkick 360 for October 1 2021. Tennessee vs Missouri with Brent Hubbs and Austin PriceVols at Missouri Preview Withrow live from a bachelor party in Scottsdale Titans vs Jets preview, final thoughts on a predicted breakdownSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I am joined via Zoom by Andy Sweis, owner of Cedar Room Fine Cigars & Lounge in Scottsdale, AZ. We talk about how he got into the cigar industry and how it is a family affair for him and his brother. Andy talks about staying on the bleeding edge of boutique cigars and new releases. We talk about both the physical space and their online space and the challenges of competing in an online market. We find out how Andy sees his customers as family and how that translates into one of the best experiences I've had in a cigar lounge. We learn about their Cigar Text Club and how they are innovators in the industry!   Andy announces the Simply Stogies Sampler on both their website and via the Cigar Text Club! The Simply Stogies Casdagli Sampler - $90 value for $69.99 - add to cart and priority shipping will be included.  You can join the Cigar Text Club and order the Simply Stogies Casdagli Sampler by texting keyword "stogies" to 1-833-855-6464   The sampler includes:   Traditional Robusto Gran Mareva  Super Belicoso  Grand Cafe Maduro  Cottontail    Follow Cedar Room Cigars on Instagram Follow Cigar Text Club on Instagram  

4 questions to start asking your spouse every day. This is an exercise shared with us by our mentor Chris Harder that we have been using on the daily and wanted to share with you.   1. What are 3 things you are grateful for? 2. What are 3 things you are excited about? 3. What are 3 things you are manifesting today? 4. What are your wins.   This is a great way to really give yourself what you need to see your progress and give yourself credit. It is time to take a positive look at your day and life and this is a great place to start.   Add info for couples mastermind here:   Welcome!  We are so excited that you are here.  This is something that's been on our hearts for a while and we are ecstatic watching it come to fruition.    As you might know, our marriage has a pretty unique story that is the foundation for this couples experience. After walking through infidelity and addiction, I (Joy) found personal development and coaching. I began to grow and change as I worked on myself.  I wanted it. I was hungry for it. Something in me knew I wanted more.    But as time went on, I found myself really wanting Peter to come along the journey with me. This desire eventually turned into a gap in our relationship where I could feel us growing apart due to not growing together.    It took hiring a marriage coach, digging deep into our traumas, studying masculine + feminine energy and months of intentional effort to get our marriage where it is today - thriving, happy and actively growing together. We are now partners who spur each other on in our pursuits and also provide amazing healing to each other because we both can hold space for each other and our journeys so much better.    We've learned so much and had a desire to share and help other couples get to a new place in their marriage - that next level.  AND, we've noticed a pattern:  couples either aren't growing together OR are growing apart because one of them is but the other is not. Women are showing up to events, masterminds, coaching in high numbers and they all say the same thing "I want my husband to be here.  I want to be doing more things like this with my husband."   To be honest, there's not a lot out there for couples in the personal development/coaching space!    So, that's why we created the Elevate Couples Experience - a weekend retreat for couples who want to start investing in growing together as a couple.  This will be a combination of personal work + marriage practices to give you both a jumpstart on your own growth AND your growth together as a couple.    The entire theme will be about taking you from where you are currently and focusing on improving that to bring the joy, the spark, the aliveness in your marriage to new heights together.  We will not be focusing on "what's wrong", instead this is about focusing on where you want to go - what that next level is, what lights you up, what will give you that jump-start to create the relationship of your dreams.    We want to Elevate your communication, your intimacy, your attraction, your goals, and your overall happiness within your relationship. Think fun activities you get to participate in together and stretch yourselves with (don't worry, no trust falls required =)), sessions with amazing guest experts who specialize in relationship coaching, sex, business, and more. We want to learn from couples who are killing it across the board - not just in business but marriage as well.    That being said, here's what you can expect:   The Elevate Couples Experience will be held the weekend of November 12-13 here in Scottsdale, AZ. (location being decided)   There are two options for you to join - a VIP option or a general admission option.   1. VIP Elevate Couples Experience: Friday November 12  Morning: Group couples recreational outing  Afternoon:  time off for you to connect as a couple Evening:  5 course meal with us in a private room at one of our favorite restaurants   Saturday November 13: General Session: 9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00 PM Cocktail party:  5:00 PM (private residence)   VIP PRICE: $2,222 per couple OR 3 payments of $900 (bi weekly).   VIP PAY IN FULL HERE   VIP PAYMENTS HERE     2. General Admission Elevate Couples Experience: Saturday November 13: General Session:  9:30 AM Lunch (provided):  12:30-1:30 Afternoon Session:  1:30-4:00  Cocktail party:  5 PM (private residence)   General Admission price: $1,111 per couple OR 3 payments of $500 (bi-weekly).   General Admission pay in full HERE   General Admission payments HERE     Couple of questions we want to answer for you here ahead of time:   1.  Will this be covid safe?  Yes, we will make sure to do our part to keep it safe for everyone involved.  2.  What if I have to back out?  Refunds will be available until October 11.   3.  What can I expect?  Amazing speakers, activities, and tangible takeaways for you to implement right now in your life and marriage. This weekend is going to be a fun, abundant, and high vibe. Being here will change you just from the energy not to mention you will make friendships with other couples who are wanting to grow with you which is priceless. We want you to walk away from this with new friendships that will help you continue this journey.  4.  Are spots limited?  For the VIP option, we are limiting it to just 10 couples since we want to keep it more intimate. For general admission, there's no limit as of now.  5.  When do I need to get tickets by?  This is first come first serve!  We can't promise there will be available if you wait - especially for the VIP option.        Email us at Joy@levelupbabe with any questions - we are happy to answer. And if you go ahead and join us, email us back to tell us what you are excited about!  We want to hear from you and we can't wait to see you soon!   Get excited - this is going to be epic.    -Peter and Joy  Give 10 Get 10 Link: https://level-up-babe.mykajabi.com/offers/2jfqt4rM?coupon_code=GIVE1

Cheyne and Luis took a break but are back now (again). While on break, they've done some traveling. Luis went to Scottsdale, Arizona with 17 other males for a long weekend. Cheyne went to Texas to further his knowledge with Power Athlete and network with other Coaches. While away from podcasting, Cheyne and Luis have been teaching more classes at Presher Fitness and have started to develop a sort of a following for their classes. This following has also left many reviews on their respective classes. The concept of positive anonymous reviews is a new development for both Cheyne and Luis. Also discussed are ways to reintegrate the gym back into your schedule. Many people now have the option to go back into the office and commuting is time consuming. Apparently these tips are listed in a tone of Andy Sandberg's and Justin Timberlake's "Dick In a Box" song.  Great times.  

I had Museum Director James Burns on today. James is an interesting guy because he's done so many things. He is a curator, a director, an individual who has always loved history and art. It's a fun ride because we get to see what it takes to get in that world, to be in the world of being an executive director for a museum.You can tell from his story that it's not easy. He's gone through many different ideations and iterations of who he is and what he is to finally get to the pinnacle of his career. It's a wonderful thing to do, to be able to actually find your way in life, to do what you want to do. He's going to be the new director of Western Spirit: Scottsdale's Museum of the West, taking over for Mike Fox on October 16th. It's a big job. There's a lot to do and there are a lot of moving parts.  We got to talk quite a bit about his new position as well as the opening that they'll be having on October 16th.I've known James for 20 years, as he pointed out during the interview, and have followed his career closely. As a fan of what he's done for the museums that have had the privilege of having him on staff, I can say, without a shadow of a doubt, he is going to do great things for Scottsdales' premier art museum.

The UVee mother-daughter Adult Toy Cleaning team join Laurie this week to talk about an important product development and launch. Back in 2016 Carrie Martz retired from a Scottsdale, AZ advertising agency and formed Clean Light Laboratories LLC to create a product that cleans adult toys via ultraviolet rays, it also sanitizes your Vape and/or your marijuana-smoking gadget. It […] The post Safety First! appeared first on WebTalkRadio.net.

Exodus 20:3 | Pastor Jamie Rasmussen

Listen to James Cridland and Sam SethiGUESTS:- Richard Kramer - Arete Research- Bruce Supovitz - Nielsen- Arica McKinnon - NielsenSHOW NOTES: 1. Edison Research - whilst podcast listening has grown, 44% of US Latinos haven't yet listened to a podcast.2. Triton Digital - US Podcasting Report for August. Downloads are up 11% from July, as the Apple bugfix rolled out. Stitcher is #1 for podcasts.3. The New York Times - Cuban podcasts are booming 4. Interview: Nielsen released their 'Podcasting Today' Report.5. WARC Research - 31% of consumer media consumption is now audio - but only 8.8% of the average media advertising budget is allocated to audio, says new research from6. Apple's iOS 15 is here 7. eMarketer suggests that Spotify will overtake Apple Podcasts8. Interview: Richard Kramer says Spotify exclusives don't work and they need to change their management.9. The History of British podcasting10. Podcast Index - Phase 3 is closed (1st June 2021) and Phase 4 is now open (closes on 1st Dec 2021). One tag we discuss is the new namespace tag.EVENTS: 11. Podcastfestival 2021: Sep 23 · Amsterdam, Noord-Holland, Netherlands12. Trade Secrets with the multi-award-winning team – Performing Artist and Podcaster George the Poet & Producer Benbrick: Sep 29 · Virtual13. She Podcasts LIVE 2021: Oct 14 · Scottsdale, Arizona, USA14. The Ambies are open.  #podcast #marketing #events #events #ios #podland

Watch the full video interview on YouTube here: https://bit.ly/dramyshah431 Dr. Amy Shah (IG: @fastingmd) has a unique perspective from her combination of nutrition and medical training. She graduated from the renowned school of nutrition at Cornell and then went on to Einstein for medical school. Amy's research, internal medicine and allergy/immunology training took her to Harvard then Columbia hospitals. There she discovered her unique skills as a mind body practitioner, but also rediscovered her hate for cold, dark winters. Then in 2010, she and her family relocated to Scottsdale, AZ area. Amy's currently making waves as a physician educator, clinician, health entrepreneur and women's health advocate. Today we're discussing her book, I'm So Effing Tired. In this episode, we discuss: Why are we so effing tired? The rise of obesity, diabetes and heart disease in ethnic groups Focusing on a patient centered approach to nutrition Stick to the four S's General rules for long-term health Why Amy doesn't follow any of the diet labels When Amy's energy started to deplete Wake up... life is spinning out of control There are no magic supplements 80% of diets fail What is circadian fasting? Understanding our natural circadian rhythm Consuming caffeine 60-120 minutes after you wake up Starting your day with a fasted workout The ideal circadian rhythm day Front load your calories Amy recalls her 1st experience with fasting Fasting too much turns off hormones Coordinating your fasts with your monthly cycle How long should you wait to break your fast after working out? Consuming 40 calories is still considered fasting Amy's concerns about added saturated fats into meals If you are fasting, skip the branch chain amino acids Aim for 20 minutes a day of natural light and nature time The benefit of sun lamps Focus on recovery Boundaries are like bumpers Creating automatic systems Too much caffeine negatively impacts your brain health Show sponsors: LMNT

On August 27th, 2021 at 5pm EST (that's 1pm my time in Cali), Gary Vaynerchuk went live on YouTube and Instagram (https://www.youtube.com/watch?v=FlcsdCsBR3U) to announce a 24-hour only opportunity to his millions of fans and followers...involving NFTs in exchange for book purchases.   By the following day, his new book Twelve and a Half: Leveraging the Emotional Ingredients Necessary for Business Success was the #1 bestselling book across all of Amazon around the world (while on presale). It sold so many that Barnes & Noble broke for a lot of us trying to buy.   As I record this in mid-September, the book is no longer #1 in all of Amazon, that's how the rankings work -- they change almost hourly -- but there is a lot we authors can learn from what Gary did to write and promote his book.   But let me backup and define a few things for you…   Who is Gary Vee? Gary Vaynerchuk is a Belarusian-American entrepreneur, author, speaker, and Internet personality. He is a co-founder of the restaurant reservation software company Resy and Empathy Wines. First known as a wine critic who expanded his family's wine business, Vaynerchuk is now more known for his work in digital marketing and social media as the chairman of New York-based communications company VaynerX, and as CEO of VaynerX subsidiary VaynerMedia. NFT: Non-fungible token You may have heard this term floated around a lot lately. It's all the rage in the cryptosphere. Skeptics call it “buying jpegs. My in-laws call it a ponzi scheme.   But what it really is is a digital collectible tied to a smart contract that cannot be destroyed.   Who created it?Who bought it first (called minting)?Who sold it and when?What price did the 3rd owner pay?   All this and more is recorded on the blockchain, which is a digital ledger of transactions recorded on multiple computers around the world so that no one person or entity can alter the records.   Oh, and non-fungible is just a confusing way of saying unique. If you trade 1 US dollar for another 1 US dollar, you have not changed anything. Dollars are fungible. If you trade 1 cryptopunk for 1 curiocard, you have very much changed things. These are non-fungible...they are unique.   It's all a big deal. It's the wave of the future, if you ask me.   If this is your first time hearing about it, I really think you should put in some hours to research and learn more.   It will (and already is) affecting everything we do in life. Don't be an old fuddy duddy and say it's all just a silly trend kids these days are into. It's not.   NFT examples To help, for this convo, to make what an NFT is more clear, let's look at a few examples.    Bored Ape Yacht Club (BAYC):  Are pieces of digital art of apes with different facial expressions, backgrounds, and accessories. The cheapest one as I record this is 33.5 ETH, or about $117,000.   There is no utility -- or ability to use the token -- that I am aware of. However, owners of BAYC tokens get ‘airdropped' (aka rewarded with) additional tokens that also have value because they are in demand by the market. NFT.NYC The leading conference on the topic of NFTs is held each year in New York City, and, as we would expect, the ticket to get in is an NFT. Using NFTs as tickets into an event in real life is an easy example to wrap our heads around potential ‘utility' of a token.   Mark Cuban, owner of the Dallas Mavericks, recently said on a podcast interview that tickets to all games would soon be tokenized.  VeeFriends Gary Vee jumped into the NFT space in May as well. His project is called VeeFriends and it comes with access to his new VeeCon conference in 2022, 2023, and 2024, which gives it real utility. Some tokens also have direct access to him in groups or in one-on-one sessions like courtside Nicks games.   But where the big promise from Gary lies is in the I.P. of the characters. He plans to turn the drawings for the tokens into the next “disney.”Imagine if you owned the original drawing of Mickey Mouse...think that would be worth something today? -------   So, back to our story about Gary selling over 1 million books in 24 hours.    Starting in early 2021, Gary told his followers to buy up ETH when it was about $1400 to $1800. Then, for months before launch, Gary educated his audience on NFTs, the blockchain, what wallets like MetaMask were and how to set them up to be ready to buy NFTs, and more.   Then Gary launched his VeeFriends in May of 2021. For the majority of the 10,255 tokens that he sold, you could buy them for 0.5 to 3 ETH (that's about $1750 to $10,500 in today's value with ETH around $3500).   As I record this 4 months later, the cheapest VeeFriend is 18ETH (or about $63,000).   That's a 36x return...and Gary swears he's just getting started…   Flash forward to the book offer. Gary went live on a Friday afternoon in the summer to say that for ever 12 books someone purchased in the following 24 hours, she or he would receive 1 surprise NFT after the books ship in November.The exact details are unknown.However, after seeing what he did with VeeFriends in just 4 months, true fans jumped at the chance to buy up lots of books and be eligible for multiple surprises in November.   Hence, selling over 1 million copies in 24 hours.   ------- TAKEAWAYS   I personally don't have as big an audience as Gary. Likely you listening don't either.    So maybe selling 1 million books in 24 hours is something unattainable for us right now.   Nevertheless, we can employ his tactics to a scale that works for us.   Give true value to your audience (not just sales promos)...Gary taught people all about the crypto and NFT world....Gary shared tips on other projects he thought looked solid like World of Women and Curio Cards...his fans made tens and hundreds of thousands of dollars off his tips in just weeks or months   Let true fans in on things before the general public ...Gary created a Discord (like a giant chat room) where he shared these special tips and info completely for free, but only with true fans who took the time to join it   Follow through on what you promise you will do ...Gary went out of his way to make sure true fans got first crack at his NFT drop (before whales with big bank accounts could swoop in and buy everything up) ...And he's been working to make VF grow in value already    Stay connected real-time ...Gary doesn't just promote and ghost, he stays actively involved...this builds that know, like, and trust factor   Build reputation and know it takes time ...Gary has been building rapport and trust for yearrrsssss...he didn't just emerge out of nowhere and expect people to trust him. ...You have to have patience and build.    Use cutting edge technology and trends ...Gary is jumping on the wave of crypto and NFTs early.   How can we make our books themselves NFTs?    Could someone buy our book as an NFT and be able to sell it later?Could you offer “gold ticket” NFTs with special access to you...say a yearly coffee meeting or bowling trip?    ----   There is so much to be learned by watching Gary and following in his footsteps when it comes to books, business, and NFTs.   If you want to learn and see more, I'm attaching links to all that I mentioned in here about Gary's incredible book frenzy.   And if you're wondering...I will have a crap ton of books in my garage come November.When Gary speaks, I believe.   When you speak, I hope your audience believes too.   Share with me your thoughts on this episode or any probek you are working on! I'm at LaptopLaura on the socials. Or shoot me an email at Laura@CopyThatPops.com!Also, I'll be speaking at ShePodcasts Live next month in Scottsdale, Arizona!   My talk is called:How to Easily Turn Your Podcast Into a Bestselling Book [And Truly Position Yourself As a Leader]   Hope to see you there, if you are a fellow podcaster! :)In the meantime, keep finding ways to write copy that pops!

37-year-old Jesse Conger was last seen leaving his girlfriend's apartment in Scottsdale, Arizona, on August 14th, 2019. He drove off in his silver Toyota Camry and has never been seen or heard from again. When his girlfriend returned home from work, she found some items missing that pointed to what possibly happened to Jesse, a US Marine Corps veteran who served multiple tours of duty in Iraq and Afghanistan. More than two years have passed since Jesse disappeared, and his loved ones are still desperate to find him.If you have any information about the disappearance or whereabouts of Jesse Conger, please call the Scottsdale, Arizona Police Department at 480-312-5000.If you or someone you love is experiencing thoughts of self-harm, we encourage you to call the National Suicide Prevention Lifeline at 1-800-273-TALK.VA resources for specific groups:Homeless Veterans: (877) 424-3838, va.gov/homelessCaregivers of vets: (855) 260-3274Women veterans: (855) 829-6636, womenshealth.va.govPTSD: ptsd.va.gov Substance use: SAMHSA (substance abuse and mental health services administration), 1-800-662-4357, samhsa.govThis episode was sponsored by:thredUP- Get an extra 30% off your first order at thredUP.com/VANISHED.Boll & Branch- To experience an entirely new standard of comfort, visit bollandbranch.com. Get 15% off your first set of sheets with promo code MIA.Quip- Go to GetQuip.com/VANISHED5 to get $5 off a mouthwash starter kit.Listen ad-free with Wondery+. Join Wondery+ for exclusives, binges, early access, and ad-free listening. Available in the Wondery App. https://wondery.app.link/thevanishedIf you have a missing loved one that you would like to have featured on the show, please fill out our case submission form: http://www.thevanishedpodcast.com/case-submission/.Follow The Vanished on social media at:FacebookInstagramTwitterPatreonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen to James Cridland and Sam SethiGUESTSOscar Merry - talks about Fountain App (clips, boostergrams and chapters)Alex Jacobi - talks about OPAF (Open Podcast Analytics Format) SHOW NOTES In a client note, Richard Kramer, an analyst from Arete Research has criticised Spotify.Our Editor asked Spotify for all his personal data, to discover Spotify knows what kind of car he drives, and what length podcast he prefers - and why Spotify will never know as much as Apple or Google.Meanwhile, 9to5Mac says Spotify falls short as a podcast app. (Hasn't stopped it from being #1 in many markets).The number of podcasts in Spanish grew 6.8 times last year, according to iVoox. Simplecast founder and CEO Brad Smith has been promoted he's been named Head of Podcast Products for SiriusXM."Podcasting Killed the Radio Star" - River Radio, a radio station in the UK, is working with podcast company Whooshkaa to be a “podcast-first radio station”. The station has around twenty subject-focused hour-long shows.Moon lets you transfer sats into a single-use VISA cardJustCast now supports value4value and soundbites EVENTS: PodFest Origins:  Nov 4-5 at the Amalie Arena in Tampa FLShe Podcasts LIVE 2021: Oct 14 - Scottsdale, ArizonaRadiodays Europe:   Oct 9-11 - Lisbon, Portugal