Podcasts about public intellectual an american story

Dr. Murray Sabrin, Mises Institute Associated Scholar and author of From Immigrant to Public Intellectual: An American Story, tells Shaun how he thinks President Trump could have made DOGE more palatable and how we can get our economy out of the quicksand.See omnystudio.com/listener for privacy information.

Shaun touches down right in time for his show! PLUS, Dr. Murray Sabrin, Mises Institute Associated Scholar and author of From Immigrant to Public Intellectual: An American Story, tells Shaun how he thinks President Trump could have made DOGE more palatable and how we can get our economy out of the quicksand. And The Heritage Foundation's EJ Antoni celebrates the short term economic pain for the future long term gains.See omnystudio.com/listener for privacy information.

GUEST OVERVIEW: Murray Sabrin, Ph.D. is emeritus professor of finance, Ramapo College of New Jersey. He is considered a “public intellectual” for writing essays about the economy in scholarly and popular publications in addition to his numerous appearances during the past three decades as a talk media guest commenting on political and social issues. He is the author of Tax Free 2000, Why the Federal Reserve Sucks; Universal Medical Care: From Conception to End-of-Life; Navigating the Boom/Bust Cycle; and most recently, The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance. His commentaries can be followed at murraysabrin.substack.com. His latest book, an autobiography, From Immigrant to Public Intellectual: An American Story, was published November 2022. His Twitter is @msabrin and Facebook https://www.facebook.com/murray.sabrin https://murraysabrin.substack.com/

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree

Murray Sabrin has a long history with the Austrian movement and is one of two people who had Murray Rothbard on his PhD committee. He talks with Bob about his memoir, From Immigrant to Public Intellectual: An American Story. Murray Sabrin's Substack: Mises.org/HAP422a From Immigrant to Public Intellectual: An American Story: Mises.org/HAP422b Rothbard's America's Great Depression: Mises.org/HAP422c Bob's Blog on the Distortion of Hoover: Mises.org/HAP422d The Mises Circle in Fort Myers: Mises.org/HAP422e   Human Action Podcast listeners can get a free copy of Murray Rothbard's Anatomy of the State: Mises.org/HAPodFree]]>

Murray Sabrin, PhD is the author of From Immigrant to Public Intellectual : An American Story and Emeritus Professor of Finance, Ramapo College of New Jersey. May Inflation is Down But Family Budgets Remain Strained

GUEST OVERVIEW: Murray Sabrin, PhD, author of From Immigrant to Public Intellectual : An American Story, is Emeritus Professor of Finance, Ramapo College of New Jersey. Dr. Sabrin is considered a "public intellectual" for writing essays about the economy in scholarly and popular publications. He is the author of Tax Free 2000, Why the Federal Reserve Sucks, Universal Medical Care: From Conception to End-of-Life, and Navigating the Boom/Bust Cycle. Sabrin's latest book, The Finance of Health Care was recently published. His new book, From Immigrant to Public Intellectual, An American Story was just released.

Dr. Murray Sabrin, Libertarian economist & Emeritus Professor of Finance at The Ramapo Center for Free Enterprise in NJ, joins John Reid to talk about his latest column on Substack: The End of King Dollar? And his Amazon Best Seller: FromImmigrant to Public Intellectual: An American Story

Clarity from Chaos guest: Mr. Murray Sabrin, PhD, author of From Immigrant to Public Intellectual : An American Story.Joe and Kamala will not be on the 2024 ticket…Joe Biden announced his reelection bid today via a slick produced video.  The president made his announcement despite the fact that most Democrats do not want him to run for reelection.  The good news for Biden is that they would vote for him anyway. Biden's announcement essentially clears the field for him preventing any establishment candidate from entering the race.  The wild card for the Democrats is RFK's entry into the primary.  In a less than objective article about his candidacy, the NYT reveals how it has become a mouthpiece for the DC power structure.Another Biden/Harris ticket is making the Democratic power brokers nervous. Here is my Florida fearless forecast for the Democratic ticket. By mid 2024 Biden drops out of the race and the insiders maneuver to nominate the utterly feckless, power-hungry Gov. Gavin Newsome of California to replace Biden.  That would mean Kamala could not be the VP nominee because the president and vice-president must be from different states (Art. II, Sec. 3). The insiders thus get a new ticket with one that would be more competitive than old Joe and the giggler from California.  A woman would have to fill the VP slot, but not necessarily of color.  I think the odds-on favorite would be Sen. Amy Klobuchar of Minnesota, a state the Democrats would like to keep in 2024, but a state they could afford to lose. It is now nearly May 2023 and every day that goes by increases the possibility of a serious medical/cognitive issue for Biden.  This could be the reason the DNC announced there will be no debates of the primary candidates.If an incumbent candidate, especially the president of the United States, does not debate his opponents, he is not worthy of reelection.  Period.  A robust debate of the issues among the candidates is crucial for a vibrant democracy.  If Biden does not debate RFK, Jr. and others who are in the race or may jump into the primary, then Joe should call it a day and retire to Delaware. FIND HIS WEBSITE HERE:FIND HIS TWITTER HERE:FIND HIS SUBSTACK HERE:Support the show"Wherever you find yourself is exactly and precisely where God wills you to be" Follow us on X: @CFC30290 Follow us on Rumble: https://rumble.com/c/c-3123766 Website: https://clarityfromchaospodcast.buzzsprout.com/ Thanks for listening to Clarity from Chaos

Dr. Murray Sabrin is emeritus professor of finance, Ramapo College. He is the author of Finance of Health Care; Navigating the Boom/Bust Cycle, and From Immigrant to Public Intellectual: An American Story, was published in November, 2022. How libertarians could have an enormous impact on the 2024 presidential election

GUEST OVERVIEW: Murray Sabrin, PhD, author of “From Immigrant to Public Intellectual : An American Story”, is Emeritus Professor of Finance, Ramapo College of New Jersey. Dr. Sabrin is considered a “public intellectual” for writing essays about the economy in scholarly and popular publications.

Southern Sense is conservative talk with Annie "The Radio Chick-A-Dee" Ubelis, and Curtis "CS" Bennett, co-host.  Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Rainer Zitelmann, author of In Defense of Capitalism Dave Gentry, CEO of RedChip Companies, Inc., an investor relations and media firm and the author of Small Stocks, Big Money. Murray Sabrin, PhD, author of From Immigrant to Public Intellectual: An American Story. Heritage Foundation, Brenda Hafera is the Assistant Director and Senior Policy Analyst at The Heritage Foundation's Simon Center for American Studies. Dedication: Sergeant David Poirrier and Corporal Scotty Canezaro, Baton Rouge Police Department, Louisiana, End of Watch Sunday, March 26, 2023

*** Soon these long form interviews will only be available to paid subscribers***Dr. Murray Sabrin is the author of From Immigrant to Public Intellectual: An American Story. The new autobiographical book with a foreword by Michael Harrison is described as a truly American story about an immigrant child's rise from humble beginnings in a family of Jewish Holocaust survivors from post-WWII Germany to forge a stellar career as an educator.Buy the book here.Murray Sabrin explains libertarianism in plain language using his own life story set against a half-century backdrop of changing times. In 1997, Dr. Sabrin made New Jersey political history as the nominee of the Libertarian Party in the state's gubernatorial election by being the first third-party candidate to gather enough support to meet the requirements for receiving matching funds and a place on the stage at all three debates with the two major party standard bearers. Murray Sabrin, Ph.D. is emeritus professor of finance, Ramapo College of New Jersey. He is considered a ‘public intellectual,' having written countless essays about the economy in scholarly and popular publications in addition to his numerous appearances during the past three decades as a talk media guest commenting on political and social issues. He is the author of Tax Free 2000, Why the Federal Reserve Sucks; Universal Medical Care: From Conception to End-of-Life; Navigating the Boom/Bust Cycle; and most recently, The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance. His commentaries can be followed at murraysabrin.substack.com.  Get full access to Drew Allen at drewallen.substack.com/subscribe

In this episode of The Rational Egoist, host Michael Liebowitz interviews Murray Sabrin, an emeritus professor of finance and author of several books, including "Health Care: Navigating the Boom/Bust Cycle" and "From Immigrant to Public Intellectual: An American Story." They discuss how injecting money into the economy impacts and manipulates the markets artificially, leading to unsustainable boom and bust cycles. Sabrin argues that taxes, spending, regulation, and subsidies have ruined the economy, leading to an economic fascism in America where the government tells people what to do with their own properties. The distortion of the economy created by the Federal Reserve is not based on organic growth and is therefore not sustainable, leading us towards fascism. Tune in to this thought-provoking discussion on the impact of government intervention on the economy.

Jen Jacobson owner of Beloved Cheesecakes - www.belovedcheesecakes.com. Never forget the lockdowns that only caused harm. Where are the haters now that they know they were wrong? No covid amnesty here. Murray Sabrin, PhD, author of From Immigrant to Public Intellectual: An American Story. Biden's Rent Control Plan is Stone Cold Marxism Freedom Foundation Update with Rachel Maiorana,, California Outreach Director and Ashley Varner, VP of Communication and Federal Affairs. nationwide Valentines Day “break up with your union” campaignand Exclusive: California Teachers Union Numbers Show Declining Membership at 587 of 995 Affiliates Since 2019 https://www.the74million.org/article/exclusive-california-teachers-union-numbers-show-declining-membership-at-587-of-995-affiliates-since-2019/ Chris Hoar, founder of Satellite Phone Store, joins us from Colorado to discuss life saving technology from www.sat123.com Get Iridium 9555 satellite phone, a Large Faraday bag for privacy and security, and a foldable solar panel charger for charging devices off the grid. Save $1,894.44 --- Support this podcast: https://podcasters.spotify.com/pod/show/the-buff-show/support

A special Clarity from guest: Murray Sabrin, PhD, author of From Immigrant to Public Intellectual: An American Story.The Biden administration is considering imposing nationwide rent control because rents have been rising faster than incomes over the past couple of years.  Rising rents is another inevitable consequence of the Federal Reserve's super easy money policies that were implemented to stimulate the economy to deal with the Covid lockdowns in 2020.  Rent control has destroyed housing units in every city it was tried--New York City has been the poster child for "temporary" controls that were introduced in 1943.  Once price controls are introduced they are hard to remove, even after they cause widespread economic harm.  The solutions to high rents are straightforward .  More supply by removing barriers to construction of moderately priced apartments and ending the Fed's manipulation of interest rates.  In time, supply and demand will be in balance and rents would come down especially in communities where the building restrictions have been the most draconian.  In my December 2021 Fortune essay I alluded to price controls coming to America because of accelerating inflation. Read Below!https://fortune.com/2021/12/09/next-recession-heres-everything-bubble-markets-2021-2022-covid-murray-sabrin/FIND HIS WEBSITE HERE:FIND HIS TWITTER HERE:FIND HIS SUBSTACK HERE:Support the show"Wherever you find yourself is exactly and precisely where God wills you to be" Follow us on X: @CFC30290 Follow us on Rumble: https://rumble.com/c/c-3123766 Website: https://clarityfromchaospodcast.buzzsprout.com/ Thanks for listening to Clarity from Chaos

Paging Doctor Sabrin PlusThe Jack Blood Show 360 1-19-2023 Murray Sabrin and Producer ChuckMurray Sabrin is the guest in the first hour.Dr. Sabrin is a Professor of Finance at the Anisfield School of Business at Ramapo College of New Jersey. He has been a member of the faculty since 1985. He has a Ph.D. in economic geography from Rutgers University, an M.A. in social studies education from Lehman College, and a B.A. in history, geography, and social studies education from Hunter College. Sabrin has worked in commercial real estate sales and marketing, personal portfolio management, and economic research. He is also co-founder and president of Inversquare LLC, manufacturer and distributor of Conger LH™, the world's first Lubrihibitor™ From: https://www.murraysabrin.com/about/SUBSTACK https://substack.com/profile/23052768-murray-sabrinWEBSITE: https://www.murraysabrin.com/Sabrin was the 1997 Libertarian Party gubernatorial candidate in New Jersey and the first third-party candidate to receive matching funds and participate in three official debatesFrom Immigrant to Public Intellectual: An American Story https://www.amazon.com/Immigrant-Public-Intellectual-American-Story/dp/B0BMZ9WP1FChuck and Jack talked a little about raw music.Links for REBELMATIC:Videos for Blood and Gold & Rebelmatic - Everything is a Mess (Official Video)https://www.youtube.com/watch?v=U4TrCxbXL90https://www.youtube.com/watch?v=b1hK2pS1yi8There is only one Jack Blood!Jack Blood News:https://www.facebook.com/JackBloodNews/E-Mail and Paypaljackblood@hotmail.comYoutube Channelhttps://www.youtube.com/c/JackBloodIMDB:https://www.imdb.com/name/nm6910099/The Guy Producing this Pod.If You Appreciate what Ochelli.com Radio Does:https://ochelli.com/donate/Ochelli Effect – Uncle – Age of Transitions – T-shirts and MORE:https://theageoftransitions.com/category/support-the-podcasts/Audiobook SeriesPayPal & Contact for special arrangements:blindjfkresearcher@gmail.comOchelli Patreonhttps://www.patreon.com/ochelliSign-up on Ochelli.comhttps://ochelli.com/membership-account/membership-levels/

• Recession – or worse – ahead, warns economist • “There's a good chance we'll have a recession in 2023” (Total Recorded Time is 25:02) The nation's economy, if not the world economy, is facing a severe downturn, says economist Murray Sabrin, an advocate for free markets. “If you look at what the Federal Reserve has been doing in terms of manipulating interest rates, creating trillions of dollars in 2020 to fend off COVID lockdowns … and now we are seeing the results of that with the very high inflation rate for 2022,” he says in an interview recorded in December 2022. “I think we're going to have a recession this year because we have the inverted yield curve where short-term rates are above long-term rates,” he says. “Historically when that happens, within a year or so a recession hits. There's a good chance we'll have a recession in 2023.” Mr. Sabrin explains his outlook in this edition of Bizgnus Interviews. Please click here to watch the interview: https://youtu.be/sskZzUGmMhE Mr. Sabrin emigrated to the U.S. with his parents in 1949. He became an educator teaching finance at Ramapo College of New Jersey. He also dabbled in politics when he was the first third-party gubernatorial candidate to debate the major party candidates in a race for governor. Although he lost, getting about 5 percent of the vote, Mr. Sabrin says he still had an impact on public policy, changing New Jersey laws involving free speech, auto insurance and highway speed limits. Now emeritus professor of finance at Ramapo, he is the author of several books including “The Finance of Health Care;” “Navigating the Boom/Bust Cycle: An Entrepreneur's Survival Guide;” and his latest book, “From Immigrant to Public Intellectual: An American Story.” For more information: murraysabrin.substack.com Or www.murraysabrin.com

Murray Sabrin, PhD is the author of From Immigrant to Public Intellectual: An American Story and Emeritus Professor of Finance, Ramapo College of New Jersey.   From Immigrant to Public Intellectual: An American Story. Murray Sabrin explains libertarianism in plain language using his own life story set against a half-century of changing times.

Entrepreneurial business solutions can lead to better outcomes in every economic endeavor. In the field of medical care, entrepreneurship has been hampered by non-market arrangements. There's some sense of an emerging trend towards better choices for users, a trend that we discuss with economist Dr. Murray Sabrin. Knowledge Capsule All systems evolve. The current system of medical care uncoupled from private markets evolved in ways that result in higher costs and poorer outcomes. Our economy — and the economic experience of all of us as individuals — would be improved (i.e., greater customer value would be experienced) if we could lighten the burdensome weight of government regulation and its consequent effects on the system of medical care and medical insurance. Our homeowners insurance, our automobile insurance and our life insurance are market products that give us the experience of seeking information and making informed choices based on pricing and perceived benefits. Medical insurance has evolved differently — it's tied to work and puts us in a medical system where prices and choices are opaque and highly constrained. The associated costs are a great burden on the economy, and they result in diversions of productive investment from better uses. The evolution of employment-linked healthcare began in dangerous industries like forestry logging, when employers introduced on—site medical care to treat on-the-job accidents — employers understood the mutual benefit of a healthy workforce. During and after World War II, the incentives for employers shifted: wage controls prevented them from attracting workers with higher pay, and so they introduced the benefit of tax-free healthcare benefits. An industry linking employment and medical care grew by leaps and bounds. Today, both employers and employees are beginning to understand the drawbacks of the evolved system. In the evolved medical care system today, employees feel constrained because they can't freely choose their doctors and service providers, and healthcare treatments they might want are often made unavailable to them. They're not made aware of pricing, and therefore unable to make informed choices. Employers are beginning to understand the high costs for traditional indemnity insurance, and many of them are seeking alternatives. Dr. Sabrin listed a number of these emerging innovations. 1. Employer self-insurance. Instead of incurring the heavy cost of insuring via the conglomerates like Blue Cross Blue Shield, Humana, Aetna, United Healthcare and others, many employers are shifting to self-insurance, hiring an independent third-party administrator to set premiums for normal expenses, and utilizing re-insurance against the cost of catastrophic medical events. 2. Medical savings accounts. Financial innovation has opened the possibility of utilizing current savings for future medical expenses, ideally deposited tax free, appreciating tax free and withdrawn tax free (although, inevitably, there are government restrictions). It's another component in the free-market medicine revolution. 3. Medical cost sharing. Some affinity groups take the route of medical cost sharing — groups pooling funds to pay individual medical costs. Some of these groups may create membership lifestyle qualifications — non-drinkers, non-smokers, etc. — to link healthy behaviors to lower medical care costs. 5. Wellness rather than healthcare. The realization is dawning that medical care costs are inflated by unhealthy lifestyles. Employers and employees share a mutual interest in a healthier workplace and healthier workforce. Better alignment of incentives could encourage healthier eating and drinking habits, greater levels of exercise, and generally more health-conscious behavior. The feeling of entitlement to healthcare that can result in a lowered drive to stay healthy is a moral hazard that has been induced by the current medical care system. Reducing medical care costs via a healthier workforce is a win-win for employee and employer alike. Restoring the doctor-patient relationship via Direct Primary Care. The primary care doctor who has a knowing and caring relationship with individual patients, and who knows their ailments and their lifestyle, and their family and economic circumstances, is a historical tradition in American life, a part of the American dream. The corporate medical care system took this relationship away in many ways, replacing it with an impersonal system of “in-network” availability of physicians with no personal relationship component. Direct Primary Care is restoring the doctor-patient relationship following principles of entrepreneurial business design. A doctor contracts with a small number of patients — few enough to ensure availability and access — who pay a subscription fee, sufficient to provide cash flow for the doctor's office and immediate support functions. The doctor constructs a personally curated set of network connections to specialists, such as cardiologists or urologists, and to services such as imaging and lab analysis, so that patients can be directly connected with pre-selected and approved providers for specialist needs. Direct Primary Care can eliminate or circumnavigate much of the bureaucracy, paperwork, and creativity-stifling sclerosis of current day corporate medical care systems. 6. Pricing transparency. A parallel innovation to DPC is demonstrated in transparent pricing clinics and surgeries, the clearest example being provided by Surgery Center Of Oklahoma (SCOO) which famously provides an open price list for commonplace surgeries, with no surprise surcharges or hidden fees. These prices are often much, much lower than would be charged for the same service by corporate hospitals; the quality is often higher; the speed of getting an appointment is faster; and the most important trait is that the pricing is transparent to the end-user. Patients become consumers in the traditional sense of the word — able to make a free choice based on open pricing information. 7. Better self-monitoring. How's your health? You may not have sufficient information for a good answer – the medical care system often makes information hard to access. One improvement is the self-monitoring that is technologically enabled today. Your Apple watch, for example, can tell you a lot about your vital signs, as can apps+devices like Kardia or a simple scale. Consumers may also be able to find a local DPC doctor or naturopath with whom to share the data for recommendations on natural solutions for any signals they might detect. This is a decentralized approach to healthcare that's consistent with the general trend away from restrictive top-down centralized structures and processes. Additional Resources The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance by Murray Sabrin: Mises.org/E4B_202_Book1 From Immigrant to Public Intellectual: An American Story by Murray Sabrin: Mises.org/E4B_202_Book2 MurraySabrin.com MurraySabrin.Substack.com

Entrepreneurial business solutions can lead to better outcomes in every economic endeavor. In the field of medical care, entrepreneurship has been hampered by non-market arrangements. There's some sense of an emerging trend towards better choices for users, a trend that we discuss with economist Dr. Murray Sabrin. Knowledge Capsule All systems evolve. The current system of medical care uncoupled from private markets evolved in ways that result in higher costs and poorer outcomes. Our economy — and the economic experience of all of us as individuals — would be improved (i.e., greater customer value would be experienced) if we could lighten the burdensome weight of government regulation and its consequent effects on the system of medical care and medical insurance. Our homeowners insurance, our automobile insurance and our life insurance are market products that give us the experience of seeking information and making informed choices based on pricing and perceived benefits. Medical insurance has evolved differently — it's tied to work and puts us in a medical system where prices and choices are opaque and highly constrained. The associated costs are a great burden on the economy, and they result in diversions of productive investment from better uses. The evolution of employment-linked healthcare began in dangerous industries like forestry logging, when employers introduced on—site medical care to treat on-the-job accidents — employers understood the mutual benefit of a healthy workforce. During and after World War II, the incentives for employers shifted: wage controls prevented them from attracting workers with higher pay, and so they introduced the benefit of tax-free healthcare benefits. An industry linking employment and medical care grew by leaps and bounds. Today, both employers and employees are beginning to understand the drawbacks of the evolved system. In the evolved medical care system today, employees feel constrained because they can't freely choose their doctors and service providers, and healthcare treatments they might want are often made unavailable to them. They're not made aware of pricing, and therefore unable to make informed choices. Employers are beginning to understand the high costs for traditional indemnity insurance, and many of them are seeking alternatives. Dr. Sabrin listed a number of these emerging innovations. 1. Employer self-insurance. Instead of incurring the heavy cost of insuring via the conglomerates like Blue Cross Blue Shield, Humana, Aetna, United Healthcare and others, many employers are shifting to self-insurance, hiring an independent third-party administrator to set premiums for normal expenses, and utilizing re-insurance against the cost of catastrophic medical events. 2. Medical savings accounts. Financial innovation has opened the possibility of utilizing current savings for future medical expenses, ideally deposited tax free, appreciating tax free and withdrawn tax free (although, inevitably, there are government restrictions). It's another component in the free-market medicine revolution. 3. Medical cost sharing. Some affinity groups take the route of medical cost sharing — groups pooling funds to pay individual medical costs. Some of these groups may create membership lifestyle qualifications — non-drinkers, non-smokers, etc. — to link healthy behaviors to lower medical care costs. 5. Wellness rather than healthcare. The realization is dawning that medical care costs are inflated by unhealthy lifestyles. Employers and employees share a mutual interest in a healthier workplace and healthier workforce. Better alignment of incentives could encourage healthier eating and drinking habits, greater levels of exercise, and generally more health-conscious behavior. The feeling of entitlement to healthcare that can result in a lowered drive to stay healthy is a moral hazard that has been induced by the current medical care system. Reducing medical care costs via a healthier workforce is a win-win for employee and employer alike. Restoring the doctor-patient relationship via Direct Primary Care. The primary care doctor who has a knowing and caring relationship with individual patients, and who knows their ailments and their lifestyle, and their family and economic circumstances, is a historical tradition in American life, a part of the American dream. The corporate medical care system took this relationship away in many ways, replacing it with an impersonal system of “in-network” availability of physicians with no personal relationship component. Direct Primary Care is restoring the doctor-patient relationship following principles of entrepreneurial business design. A doctor contracts with a small number of patients — few enough to ensure availability and access — who pay a subscription fee, sufficient to provide cash flow for the doctor's office and immediate support functions. The doctor constructs a personally curated set of network connections to specialists, such as cardiologists or urologists, and to services such as imaging and lab analysis, so that patients can be directly connected with pre-selected and approved providers for specialist needs. Direct Primary Care can eliminate or circumnavigate much of the bureaucracy, paperwork, and creativity-stifling sclerosis of current day corporate medical care systems. 6. Pricing transparency. A parallel innovation to DPC is demonstrated in transparent pricing clinics and surgeries, the clearest example being provided by Surgery Center Of Oklahoma (SCOO) which famously provides an open price list for commonplace surgeries, with no surprise surcharges or hidden fees. These prices are often much, much lower than would be charged for the same service by corporate hospitals; the quality is often higher; the speed of getting an appointment is faster; and the most important trait is that the pricing is transparent to the end-user. Patients become consumers in the traditional sense of the word — able to make a free choice based on open pricing information. 7. Better self-monitoring. How's your health? You may not have sufficient information for a good answer – the medical care system often makes information hard to access. One improvement is the self-monitoring that is technologically enabled today. Your Apple watch, for example, can tell you a lot about your vital signs, as can apps+devices like Kardia or a simple scale. Consumers may also be able to find a local DPC doctor or naturopath with whom to share the data for recommendations on natural solutions for any signals they might detect. This is a decentralized approach to healthcare that's consistent with the general trend away from restrictive top-down centralized structures and processes. Additional Resources The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance by Murray Sabrin: Mises.org/E4B_202_Book1 From Immigrant to Public Intellectual: An American Story by Murray Sabrin: Mises.org/E4B_202_Book2 MurraySabrin.com MurraySabrin.Substack.com

Entrepreneurial business solutions can lead to better outcomes in every economic endeavor. In the field of medical care, entrepreneurship has been hampered by non-market arrangements. There's some sense of an emerging trend towards better choices for users, a trend that we discuss with economist Dr. Murray Sabrin. Knowledge Capsule All systems evolve. The current system of medical care uncoupled from private markets evolved in ways that result in higher costs and poorer outcomes. Our economy — and the economic experience of all of us as individuals — would be improved (i.e., greater customer value would be experienced) if we could lighten the burdensome weight of government regulation and its consequent effects on the system of medical care and medical insurance. Our homeowners insurance, our automobile insurance and our life insurance are market products that give us the experience of seeking information and making informed choices based on pricing and perceived benefits. Medical insurance has evolved differently — it's tied to work and puts us in a medical system where prices and choices are opaque and highly constrained. The associated costs are a great burden on the economy, and they result in diversions of productive investment from better uses. The evolution of employment-linked healthcare began in dangerous industries like forestry logging, when employers introduced on—site medical care to treat on-the-job accidents — employers understood the mutual benefit of a healthy workforce. During and after World War II, the incentives for employers shifted: wage controls prevented them from attracting workers with higher pay, and so they introduced the benefit of tax-free healthcare benefits. An industry linking employment and medical care grew by leaps and bounds. Today, both employers and employees are beginning to understand the drawbacks of the evolved system. In the evolved medical care system today, employees feel constrained because they can't freely choose their doctors and service providers, and healthcare treatments they might want are often made unavailable to them. They're not made aware of pricing, and therefore unable to make informed choices. Employers are beginning to understand the high costs for traditional indemnity insurance, and many of them are seeking alternatives. Dr. Sabrin listed a number of these emerging innovations. 1. Employer self-insurance. Instead of incurring the heavy cost of insuring via the conglomerates like Blue Cross Blue Shield, Humana, Aetna, United Healthcare and others, many employers are shifting to self-insurance, hiring an independent third-party administrator to set premiums for normal expenses, and utilizing re-insurance against the cost of catastrophic medical events. 2. Medical savings accounts. Financial innovation has opened the possibility of utilizing current savings for future medical expenses, ideally deposited tax free, appreciating tax free and withdrawn tax free (although, inevitably, there are government restrictions). It's another component in the free-market medicine revolution. 3. Medical cost sharing. Some affinity groups take the route of medical cost sharing — groups pooling funds to pay individual medical costs. Some of these groups may create membership lifestyle qualifications — non-drinkers, non-smokers, etc. — to link healthy behaviors to lower medical care costs. 5. Wellness rather than healthcare. The realization is dawning that medical care costs are inflated by unhealthy lifestyles. Employers and employees share a mutual interest in a healthier workplace and healthier workforce. Better alignment of incentives could encourage healthier eating and drinking habits, greater levels of exercise, and generally more health-conscious behavior. The feeling of entitlement to healthcare that can result in a lowered drive to stay healthy is a moral hazard that has been induced by the current medical care system. Reducing medical care costs via a healthier workforce is a win-win for employee and employer alike. Restoring the doctor-patient relationship via Direct Primary Care. The primary care doctor who has a knowing and caring relationship with individual patients, and who knows their ailments and their lifestyle, and their family and economic circumstances, is a historical tradition in American life, a part of the American dream. The corporate medical care system took this relationship away in many ways, replacing it with an impersonal system of “in-network” availability of physicians with no personal relationship component. Direct Primary Care is restoring the doctor-patient relationship following principles of entrepreneurial business design. A doctor contracts with a small number of patients — few enough to ensure availability and access — who pay a subscription fee, sufficient to provide cash flow for the doctor's office and immediate support functions. The doctor constructs a personally curated set of network connections to specialists, such as cardiologists or urologists, and to services such as imaging and lab analysis, so that patients can be directly connected with pre-selected and approved providers for specialist needs. Direct Primary Care can eliminate or circumnavigate much of the bureaucracy, paperwork, and creativity-stifling sclerosis of current day corporate medical care systems. 6. Pricing transparency. A parallel innovation to DPC is demonstrated in transparent pricing clinics and surgeries, the clearest example being provided by Surgery Center Of Oklahoma (SCOO) which famously provides an open price list for commonplace surgeries, with no surprise surcharges or hidden fees. These prices are often much, much lower than would be charged for the same service by corporate hospitals; the quality is often higher; the speed of getting an appointment is faster; and the most important trait is that the pricing is transparent to the end-user. Patients become consumers in the traditional sense of the word — able to make a free choice based on open pricing information. 7. Better self-monitoring. How's your health? You may not have sufficient information for a good answer – the medical care system often makes information hard to access. One improvement is the self-monitoring that is technologically enabled today. Your Apple watch, for example, can tell you a lot about your vital signs, as can apps+devices like Kardia or a simple scale. Consumers may also be able to find a local DPC doctor or naturopath with whom to share the data for recommendations on natural solutions for any signals they might detect. This is a decentralized approach to healthcare that's consistent with the general trend away from restrictive top-down centralized structures and processes. Additional Resources The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance by Murray Sabrin: Mises.org/E4B_202_Book1 From Immigrant to Public Intellectual: An American Story by Murray Sabrin: Mises.org/E4B_202_Book2 MurraySabrin.com MurraySabrin.Substack.com

Frank Morano interviews Dr. Murray Sabrin, Economist, Retired Professor of Finance at Ramapo College and the author of the new book “From Immigrant to Public Intellectual: An American Story” about the economy and the news of the day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Murray Sabrin discusses his new autobiography, From Immigrant to Public Intellectual: An American Story, and offers his analysis of current economic conditions and the American healthcare system. decentralizedrevolution.com/95 TakeHumanAction.com Paid for by Mises PAC --- Send in a voice message: https://anchor.fm/misescaucus/message

On tonight's edition of the Other Side of Midnight: Frank is joined by Steve Kates, aka Dr. Sky, a veteran radio and TV broadcaster and edu-tainer with expertise in astronomy and space. He's also a podcaster for wabcradio.com. They discuss all the latest in space news. Then, Frank discusses the CNBC poll saying that people want someone other than Biden and Trump in 2024, an article in Politico slamming the No Label party, and Kenneth's many first names. After, Frank talks about what really grinds his gears and then Dr. Murray Sabrin, economist, retired Professor of Finance at Ramapo College and the author of the new book “From Immigrant to Public Intellectual: An American Story” joins the show to talk about the economy, his book, and the news of the day. Later, Frank talks about the Pew Research Center poll saying that four in ten Americans say that we are "'living in the end times", and much more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Frank Morano interviews Dr. Murray Sabrin, Economist, Retired Professor of Finance at Ramapo College and the author of the new book “From Immigrant to Public Intellectual: An American Story” about  the economy, his book, and the news of the day. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show Professor Murray Sabrin discusses his American success story as well as thoughts on the Great Reset. GUEST OVERVIEW: Murray Sabrin, Ph.D. is emeritus professor of finance, Ramapo College of New Jersey. He is considered a “public intellectual” for writing essays about the economy in scholarly and popular publications in addition to his numerous appearances during the past three decades as a talk media guest commenting on political and social issues. He is the author of Tax Free 2000, Why the Federal Reserve Sucks; Universal Medical Care: From Conception to End-of-Life; Navigating the Boom/Bust Cycle; and most recently, The Finance of Health Care: Wellness and Innovative Approaches to Employee Medical Insurance. His commentaries can be followed at murraysabrin.substack.com. His latest book, an autobiography, From Immigrant to Public Intellectual: An American Story, was published November 2022. His Twitter is @msabrin and Facebook https://www.facebook.com/murray.sabrin. 

Biden is bumbling around in Arizona and the FBI is still corrupt! Dr. Murray Sabrin says the corrupt Biden administration has taken us into a full fascistic society in just 2 years - but he gives Shaun hope on the coming push back in his new book "From Immigrant to Public Intellectual: An American Story". PLUS, Heartland Institute's Donald Kendal shocks Shaun with a statistic of how many Socialist candidates ran and won their midterm election.See omnystudio.com/listener for privacy information.

Hour 1 * A Significant CSPOA Update! * ‘I don't give a f***!': Maricopa County attorney Tom Liddy, explodes on election question – Joe Kovacs, WND.com A phone call by a campaign worker for Arizona governor candidate Kari Lake to the Maricopa County attorney turned into an obscenity-filled explosion on the part of the government official, a new video reveals. * Josh Barnett: “The machines were never properly certified by the appropriate accredited company according to state law ARS 26–442(b),” he wrote. “Then every vote cast on those machines is an illegal vote.” Barnett accused Maricopa County Recorder Stephen Richer of “lying,” saying, “He said they were certified, but he failed to mention it was by a nonaccredited company.” * Guest: Robert McDowell, Update on the various counties in Arizona that are refusing to certify the fraudulent election. * Election day tabulator or printer issues affected more Maricopa County, Arizona, voting centers than authorities had previously claimed. * On Nov. 8, the day of the midterm elections, 11 of the roving attorneys tasked with observing election processes in the Republican National Committee's (RNC) Election Integrity program in Arizona collectively visited nearly 52% of the county's voting centers, according to a memo sent to party officials and candidates by roving attorney Mark Sonnenklar and obtained by the Daily Caller News Foundation. * AZ AG Says the Election Can't Be Certified! * Get CSPOA SMS Updates! Simply text the letters CSPOA to 53445. * Archives of the Simulcast of the Sheriff Mack show and Liberty RoundTable Live can be found in Video at BrightEON.tv and Audio at LibertyRoundTable.com Hour 2 * Guest: Murray Sabrin, Ph.D – From the immigrant son of Holocaust survivors to an American Libertarian Icon – MurraySabrin.com * Dr. Sabrin understands and communicates HOW LIBERTARIANISM CAN SAVE AMERICA! * Mr. Sabrin was born in Bad-Worishofen, West Germany, on December 21, 1946. His parents were the only ones in their respective families to survive the Holocaust. Sabrin arrived in America with his older brother and parents in August 1949 and became a U. S. citizen in 1959. He lives with his wife of 40 years, Florence, in Ft. Lee, New Jersey. * Murray is a German-born American professor of finance. * Just Released autobiography, From Immigrant to Public Intellectual: An American Story. * He is also author of Why the Federal Reserve Sucks! --- Support this podcast: https://anchor.fm/loving-liberty/support

* Guest: Murray Sabrin, Ph.D - From the immigrant son of Holocaust survivors to an American Libertarian Icon - MurraySabrin.com * Dr. Sabrin understands and communicates HOW LIBERTARIANISM CAN SAVE AMERICA! * Mr. Sabrin was born in Bad-Worishofen, West Germany, on December 21, 1946. His parents were the only ones in their respective families to survive the Holocaust. Sabrin arrived in America with his older brother and parents in August 1949 and became a U. S. citizen in 1959. He lives with his wife of 40 years, Florence, in Ft. Lee, New Jersey. * Murray is a German-born American professor of finance. * Just Released autobiography, From Immigrant to Public Intellectual: An American Story. * He is also author of Why the Federal Reserve Sucks!