America's Wealth Management Show with Dean Barber

Do you have some retirement rules of thumb that you follow? Some of them might be helpful with getting you in the right mindset to save for retirement, but there are issues with every one of them. Why? Because your financial plan needs to be built based upon your unique situation. Become a Rothaholic: https://bit.ly/3PLXkWU Retirement Plan Checklist: https://bit.ly/46e7W68 Don't Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc Roth vs. Traditional with Corey Hulstein & Bud Kasper: https://youtu.be/ASEEO30DZfI?si=LZnTdqQruuMQi9Wh Financial Planning in Your 30s & 40s: https://youtu.be/jRbHI3tqlis Reviewing the Fed's Actions with Brad Kasper: https://youtu.be/k8BTWBI_9ps?si=S4bb1HwODS5e28im Asset Allocation vs. Tax Allocation: https://youtu.be/mMqwacOhvzg Family Financial Planning with Matt Kasper: https://youtu.be/MX0SvvCwnww?si=G1mbrL36qJRSM2WD Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k When Is It Time to Stop Saving for Retirement: https://youtu.be/UEkwSGMA_ZI Financial Planning Tool: https://bit.ly/45Zfzh4 Meet with us: https://bit.ly/3PKTLQF

The question, “How Much Do I Need to Retire?” certainly makes for an attention-grabbing headline. And we get it. It's a very frequently asked question and we've even published an article with that exact headline. But if you're expecting to read that article and get a definitive answer to that question that includes a retirement savings by age breakdown, that's not what you'll find. Unfortunately, a lot of people try to do back-of-the-hand math or use a retirement calculator to get the quickest answer possible to how much they should have in retirement savings by age. They'll get an answer, but it won't be correct. Why? Because your retirement savings be age goals and how much you need to retire can vary based on several different factors. Those factors include your goals, lifestyle, age, income, health, market volatility, inflation, interest rates, tax rates hikes, etc. Retirement Plan Checklist: https://bit.ly/3PDPOxf Don't Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc Kick Off Retirement Right!: https://youtu.be/9PncpnrJWXk What Is Longevity Risk?: https://youtu.be/OMoWFA7_NiE Optimizing Your 401(k) with Drew Jones: https://youtu.be/5NgsFAbXJaQ?si=hXUSu0Fp5IuXzxgB How Much Do People Actually Spend in Retirement?: https://youtu.be/-0UCr0PELkk Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k When Is It Time to Stop Saving for Retirement: https://youtu.be/UEkwSGMA_ZI Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 Can I Retire Early? Becoming Financially Independent: https://bit.ly/48iHMkw Roth vs. Traditional with Corey Hulstein & Bud Kasper: https://youtu.be/ASEEO30DZfI?si=LZnTdqQruuMQi9Wh 9 Items Retirement Calculators Miss (That Our Tool Doesn't): https://bit.ly/3PEUUt1 Retirement Planning Tool: https://bit.ly/3rdx5iC Meet with us: https://bit.ly/3EDJkIj

Even if you aren't close to retirement, financial planning in your 30s and 40s is critical. And if your 30s and 40s feel like they were another lifetime ago, that doesn't mean that financial planning in your 30s and 40s doesn't apply to you. What we're going to cover in this article will still apply to your children and/or grandchildren. Two of our CFP® Professionals, Logan DeGraeve and Matt Kasper, are going to help us with reviewing some key financial planning strategies to consider in your 30s and 40s. Logan just turned 31 and Matt is about to turn 41, so this topic of financial planning in your 30s and 40s is right up their alley. Retirement Plan Checklist: https://bit.ly/44QBkyr Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Considerations for Retiring Before 62 & 65: https://youtu.be/JbZWycokNhc The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg?si=NtAM6Bk0dTTqGD8q Family Financial Planning with Matt Kasper: https://youtu.be/MX0SvvCwnww?si=tHOZATmUoJJ2Uv6a Life Insurance in Retirement: https://youtu.be/cFWcUe2VADo Retirement Planning Tool: https://bit.ly/45OCTON Meet with us: https://bit.ly/45WfdIo

Do you have a good understanding of compound interest? If you do, you'll probably catch on quickly to the concept of how a Roth IRA grows. If you're not familiar with compound interest or Roth IRAs, follow along as Dean Barber and Bud Kasper answer the question, “How does a Roth IRA grow?” We'll do our best to explain in simple terms how the Roth IRA can be an effective tax savings vehicle. Become a Rothaholic! - https://bit.ly/3r5MOQR Tax Reduction Strategies: https://bit.ly/3Pcs5mu Retirement Plan Checklist: https://bit.ly/3rdxRfq 5 Strategies to Reduce RMDs: https://youtu.be/feuUGXPQtdE Roth Conversion Decisions for 2023: https://youtu.be/Ce8ZA-rbSbc Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 Pros & Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Creating a Tax-Free Retirement with Ed Slott: https://youtu.be/En3ZfP70PYA?si=FBVIcnsxyCgLUJQA Start Planning: https://bit.ly/3ZkkNl9 Meet with Us: https://bit.ly/3EvHIjY

A lot of avid football fans probably have heard Hank Williams Jr.'s song, Are You Ready for Some Football? that went to the tune of his hit, All My Rowdy Friends Are Coming Over Tonight. Several of our team members are ready for some football, especially in our Kansas City-and Detroit-area offices since the Chiefs and Lions are kicking off the NFL season. But while we're excited for football, we have a more important question for you. Are you ready for retirement? We're going to discuss some key factors concerning retirement readiness to that you'll be ready to retire. Become a Rothaholic! - https://bit.ly/3P8dUPl Retirement Plan Checklist: https://bit.ly/3RgSgLv 9 Items that Retirement Calculators Miss: https://bit.ly/3sCs2Zk Asset Allocation vs. Tax Allocation: https://youtu.be/mMqwacOhvzg Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Richcession or Recession?: https://youtu.be/CmRq7cpWpdk Pros & Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Life Insurance in Retirement: https://youtu.be/cFWcUe2VADo Tax Rates Sunset in 2026: https://bit.ly/484cldK Start Planning: https://bit.ly/3Le0tMi Meet with Us: https://bit.ly/3Puv6Qv

There are so many things that can be overlooked when someone takes a DIY approach to retirement planning. One of them is capital gains taxes. What are capital gains taxes and how do they work? We're going to cover that and explain why it's one of many reasons to work with a CFP® Professional that works alongside a CPA. Retirement Plan Checklist: https://bit.ly/45xuYVX Tax Rates Sunset in 2026 & Why That Matters: https://bit.ly/3LttELR Tax-Efficient Investing with Stephen Tuckwood: https://youtu.be/APOYR-ocDRk?si=VTs_wpcF3TkOT59v What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw Start Planning: https://bit.ly/3EmY5zi Schedule with us: https://bit.ly/45NDRtW Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement can be one of the most exciting times of your life if you plan for it. That “if you plan for it” part is critical. It can be hard for some people to believe that there's more that they need to do to get ready for retirement than save, save, save. The goal isn't just to get to retirement; it's to get through retirement. We're going to review some key things to think about as you're getting ready for retirement. Retirement Plan Checklist: https://bit.ly/3Z0IChU Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Retirement Cash Flow: What You Need to Know: https://youtu.be/dZDamZNA8Sw Early Withdrawal Penalty: Avoiding the 10% Penalty: https://youtu.be/68FSS3ajUN4 Maximize Social Security Benefits: https://youtu.be/r2mb_UpN-lw What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Family Financial Planning: https://youtu.be/MX0SvvCwnww?si=yWssuL0IUDiad85U Life Insurance in Retirement: https://youtu.be/cFWcUe2VADo Start Planning: https://bit.ly/3R4Nf8v Schedule with us: https://bit.ly/45wMWYr Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

You've probably heard of the term recession—especially over the past year or so—and at least have some understanding of what it means. But have you ever heard of the term “richcession?” If you haven't, you're far from being alone. It's a newly coined term. We're going to explain what is a richcession is, who it could affect, how it differs from a recession, and much more. Retirement Plan Checklist: https://www.modwm.com/retirement-checklist/?utm_source=YouTube-MWM&utm_medium=AWMS&utm_campaign=richcession Get Ready for the Richcession: https://www.wsj.com/articles/get-ready-for-the-richcession-11672615577 The “Magnificent Seven Stocks” Continue to Drive the Market: https://youtu.be/wM3IxRP060o Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=richcession Schedule: https://www.modwm.com/meet-with-us/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=richcession Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Have you ever heard of the term rightsizing? If not, that's OK. We'll explain. According to the American Seniors Housing Association, rightsizing is the process of “asking what's really important, then aligning the way you live with those values, goals and needs.” We couldn't agree more with the ASHA, as Modern Wealth's Guided Retirement System was designed around that same line of thinking. Retirement Plan Checklist: https://www.modwm.com/retirement-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=rightsizing What Is Longevity Risk?: https://youtu.be/OMoWFA7_NiE Rising Costs of Long-Term Care: https://youtu.be/DxNTbK4UG3U Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Family Financial Planning: https://youtu.be/MX0SvvCwnww Making a BIG Purchase in Retirement: https://youtu.be/0FJcmc7psd4 Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=rightsizing Schedule: https://www.modwm.com/meet-with-a-top-financial-advisor-in-kansas-city/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=rightsizing Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

When most people begin seriously thinking about retirement, their employer provided traditional 401(k) is oftentimes their largest asset. Saving to a traditional 401(k) or IRA is a great way to build a nest egg for retirement. However, as our friend Ed Slott frequently says, there's a retirement savings tax time bomb that can blow up your retirement if you're not careful. A big part of that time bomb is Required Minimum Distributions, so we're going to outline a few strategies for how to reduce your RMDs. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=reduce-rmds Understanding SECURE 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Rules for Inherited IRA Distributions: https://youtu.be/VQPX_jo09rY Considering RMDs Before and After Retirement: https://youtu.be/gAbLBswC938 Asset Allocation vs. Tax Allocation: https://youtu.be/mMqwacOhvzg Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw What Is a QCD?: https://www.modwm.com/what-is-a-qcd/ Tax Rates Sunset in 2026 and Why that Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/ Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=reduce-rmds Schedule: https://www.modwm.com/meet-with-a-top-financial-advisor-in-kansas-city/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=reduce-rmds Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Life insurance can be a key component in your financial plan, but it depends on your financial goals, lifestyle, and other circumstances. There are various reasons for why someone should purchase life insurance while they're working, namely to provide for your loved ones if you pass away. But do you need life insurance in retirement? Well, it depends. We're going to review a few reasons for why someone might want to carry life insurance into retirement. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=life-insurance What Is Longevity Risk?: https://youtu.be/OMoWFA7_NiE Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Pension Plans: Defined Benefit vs Defined Contributions: https://youtu.be/NGtjUe7kHO4 Rising Costs of Long-Term Care: https://youtu.be/DxNTbK4UG3U Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg When Is It Time to Stop Saving for Retirement?: https://youtu.be/UEkwSGMA_ZI Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=life-insurance Schedule: https://www.modwm.com/meet-with-a-top-financial-advisor-in-kansas-city/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=life-insurance Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

If you didn't know that National Financial Awareness Day was a thing, you aren't alone. National Financial Awareness Day occurs on August 14, and was established by the U.S. Financial Literacy and Education Commission in 2017. The purpose of this new holiday is to improve the financial literacy of Americans nationwide. However, if August 14 is the only day of the year that you focus on improving your financial literacy, you won't have very good financial awareness. It's critical to create a forward-looking financial plan that you review and update overtime as things change. From a personal level, your goals, health, family, and living situation are just a few things that can change as you prepare for and go through retirement. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=national-financial-awareness Components of a Complete Financial Plan: https://youtu.be/-IPYwV4ok0Q 7 Ways to Build the Best Retirement Plan: https://youtu.be/0LjgFkocCrk What DIYers Overlook in Retirement Planning: https://youtu.be/wCMssTo_6mg The Difference Between Good & Bad Debt: https://youtu.be/Xxmv-pA3kQg Family Financial Planning: https://youtu.be/MX0SvvCwnww Optimizing Your 401(k) for Retirement: https://youtu.be/5NgsFAbXJaQ Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=YAWMS_Pod&utm_medium=AWMS&utm_campaign=national-financial-awareness Schedule: https://www.modwm.com/meet-with-a-top-financial-advisor-in-kansas-city/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=national-financial-awareness Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Did you know that only 15% of private companies offer pension plans today? That's compared to 86% of state and local governments that have pension plans. Obviously, there are a lot of people that don't work for the government and don't have access to pension plans, though. Nevertheless, we see people with pension plans and help them all the time. If you have questions about pension plans, follow along here as we break down the differences between defined benefit and defined contribution plans. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=pension-plans What to Do with a 401(k) After Retiring: https://youtu.be/FtOr-DU-nms Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k What Is Longevity Risk and How Do You Plan for It?: https://youtu.be/OMoWFA7_NiE Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=pension-plans Schedule: https://www.modwm.com/meet-with-a-top-financial-advisor-in-kansas-city/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=pension-plans Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

One of the top concerns that our advisors hear from clients and prospective clients is running out of money in retirement. We all want to live long, healthy lives, but just how big of a concern should longevity risk be with retirement planning? Well, the best way to mitigate longevity risk in retirement is to plan for it. We're going to explain how to go about doing that to help you have more confidence, freedom, and time in retirement. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=YAWMS-Pod&utm_medium=AWMS&utm_campaign=longevity-risk Older American's Month with Dean Barber: https://youtu.be/ndHcgCtyBk0 What Is Wealth? 4 Types of Wealth: https://youtu.be/4U8crRkPJBc Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw How to Mitigate Inflation on Health Care Costs: https://www.modwm.com/how-to-mitigate-inflation-on-healthcare-costs/ What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw Rules for Inherited IRA Distributions: https://youtu.be/VQPX_jo09rY Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Rising Long-Term Care Costs: https://youtu.be/DxNTbK4UG3U Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=longevity-risk Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Today, we're going to discuss some specific retirement planning strategies for self-employed people and small business owners. Did you know that according to the Bureau of Labor Statistics, 16.6 million people are self-employed? And according to the U.S. Chamber of Commerce, there are 33.2 million small business in the U.S., which is 99.9% of U.S. businesses. So, there are a lot of people who can benefit from these retirement planning strategies for self-employed individuals and small business owners that we'll be reviewing. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-self-employed 8 Tips on Saving for Retirement: https://youtu.be/ekjLc-wWNLI Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Unexpected Expenses and How to Plan for Them: https://youtu.be/HbhdqYyp2uA Understanding SECURE 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg 4 Things to Expect in Your First Year of Retirement: https://youtu.be/VDHzHqbu_cs The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Po&utm_medium=AWMS&utm_campaign=retirement-self-employed Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

On July 14, the IRS issued Notice 2023-54, which gave some people good news regarding rules for inherited IRA distributions. The notice provides relief for 2023 missed RMDs for non-eligible designated beneficiaries who must follow the 10-year payout rule. It also extends a 60-day rollover deadline for those who took or who were given unnecessary IRA distributions in 2023 to roll them back into their accounts. Dean Barber and Bud Kasper further discussed these rule changes for inherited IRA distributions on America's Wealth Management Show. Tax Reduction Strateiges: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts SECURE Act Content Special Needs Trust Rule Changes from SECURE 2.0: https://www.modwm.com/special-needs-trusts-rule-changes-from-secure-2-0/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts Inherited IRA Rules and the SECURE Act: https://www.modwm.com/inherited-ira-rules-and-the-secure-act/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts Understanding SECURE Act 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 IRAs Are Bad for Wealth Transfer: https://youtu.be/zoxwYcLt4-Q RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ What DIYers Overlook in Retirement Planning: https://youtu.be/wCMssTo_6mg Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Asset Allocation vs. Tax Allocation: https://youtu.be/mMqwacOhvzg Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

What do a flooded basement, trip to the emergency room, and helping one of your children who was laid off have in common? Well, obviously none of them are ideal situations, but there's more to it than that. They're all unexpected expenses that can significantly impact or even derail your retirement if you haven't planned for them. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=unexpected-expenses Economic Well-Being of U.S. Households in 2022 Fed Survey: https://www.federalreserve.gov/consumerscommunities/shed.htm RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Considerations for Retiring Before 62 & 65: https://youtu.be/JbZWycokNhc The Ins and Outs of Property and Casualty Insurance: https://youtu.be/xUW0uvpc8tc Rising Long-Term Care Costs: https://youtu.be/DxNTbK4UG3U Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Is retirement constantly on your mind? Rather than getting stressed about when you're going to retire or if you'll have enough to get through retirement, you need to plan for it. Dean Barber and Bud Kasper are going to help us highlight why planning for retirement is so important by sharing seven ways to build the best retirement plan. We want you to have a plan that's designed around your goals and desired lifestyle in retirement. Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Rising Long-Term Care Costs: https://youtu.be/DxNTbK4UG3U Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=best-retirement-plans Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=best-retirement-plans Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Two of the biggest retirement consideration concerns are not being able to retire before 62 (the age you can begin claiming Social Security) and 65 (when you become Medicare eligible). Dean Barber and Bud Kasper dig deep into the considerations that people need to make when retiring before those ages on America's Wealth Management Show. Social Security Podcasts Avoid Costly Mistakes When Claiming Social Security: https://youtu.be/6SD0nIxMeM4 How to Claim the Most from Social Security: https://youtu.be/N6T0N_R98kU Previous Episodes Retirement Cash Flow: What You Need to Know: https://youtu.be/dZDamZNA8Sw Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Pros & Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw How to Spend When You First Retire: https://youtu.be/TwvwfamEJpk ABCs of Medicare: https://youtu.be/NtVg_G9gCUg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=62-65 Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Today, Dean Barber and Logan DeGraeve will help us explore what retirement cash flow entails and why it's important. We'll discuss when to address your plan for cash flow in retirement, how to determine the amount you need for monthly cash flow, and the concept of short-term, intermediate, and long-term buckets of money. Continue reading along and listen to this episode of America's Wealth Management Show to learn all about the ins and outs of retirement cash flow. More on this episode: https://modwm.com/retirement-cash-flow/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Tax Planning for Individuals: https://youtu.be/_-ZDMuJMasI How to Spend When You First Retire: https://youtu.be/TwvwfamEJpk Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Outdated Retirement Planning Strategies: https://youtu.be/gv6Q60cZDcY Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Today, Dean Barber and Logan DeGraeve will help us examine the flaws of several outdated retirement planning strategies. We'll look at outdated retirement planning strategies such as the 4% rule, saving a specific percentage of income, having a specific dollar amount to retire, and other misconceptions like delaying retirement until specific ages or being debt-free. Logan and Dean helped emphasize the importance of tailoring retirement plans to individual aspirations and desired lifestyles by going through their list of eight outdated retirement planning strategies on America's Wealth Management Show. More on this episode: https://modwm.com/retirement-planning-strategies-that-are-outdated/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies 10 Ways to Fight Inflation: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Have You Saved Enough Money to Retire?: https://www.modwm.com/have-i-saved-enough-money-to-retire/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k Can You Save Too Much for Retirement: https://youtu.be/H0XKvsqgCgM Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Financial wellbeing is a term frequently mentioned, but what does it really mean? Bud Kasper and Logan DeGreave dive into the concept of financial wellbeing and explore its various aspects on this episode of America's Wealth Management Show. From measuring financial success to the importance of planning, we will provide insights and tips to help you achieve financial wellbeing in your life. More on this episode: https://modwm.com/what-is-financial-wellbeing/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=financial-wellbeing Charles Schwab Modern Wealth Survey: https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2023_findings.pdf Maximize Social Security Benefits: https://youtu.be/r2mb_UpN-lw What Is a Monte Carlo Simulation?: https://www.modwm.com/what-is-a-monte-carlo-simulation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=financial-wellbeing What DIYers Overlook in Retirement Planning: https://youtu.be/wCMssTo_6mg 6 Things the Wealthy Do With Their Money (That Most People Don't): https://youtu.be/srUQOyKwMnk Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg 8 Tips on Saving for Retirement: https://youtu.be/ekjLc-wWNLI Must-Knows for Couples Retirement Planning: https://youtu.be/wCMssTo_6mg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=financial-wellbeing See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=financial-wellbeing Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=financial-wellbeing Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

As we approach the midway point of 2023, it's an opportune time to reflect on the significant events and changes that have unfolded in the financial landscape. Bud Kasper and Logan DeGraeve aim to provide a comprehensive review of key developments, focusing on topics relevant to investors in this episode of America's Wealth Management Show. From updates on new legislation to the Federal Reserve's rate hikes and market dynamics, we'll delve into the implications of these events and discuss future considerations. Let's dive into the substantial shifts and noteworthy occurrences that have shaped the financial world in 2023. More on this episode: https://modwm.com/5-big-things-that-happened-in-2023-so-far/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 529 Rollover to a Roth IRA - What You Need to Know: https://www.modwm.com/529-rollover-to-a-roth-ira/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 Family Financial Planning: https://www.modwm.com/podcasts/family-financial-planning/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 What's Going on with Bank Failures?: https://www.modwm.com/u-s-banking-crisis-is-it-over-or-was-it-even-a-thing/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 U.S. Banking Crisis: Is It Over? Was It Even a Thing?: https://www.modwm.com/u-s-banking-crisis-is-it-over-or-was-it-even-a-thing/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 What's Driving the Stock Market?: https://youtu.be/iV-fiRQTwDE IRAs Are Bad for Wealth Transfer: https://youtu.be/zoxwYcLt4-Q Congress Passes New Retirement Rules: https://youtu.be/Pum1ZjIuW_g Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k Is Inflation Slowing?: https://youtu.be/moTDI0ihKjA Federal Reserve Pauses Interest Rate Hikes: https://youtu.be/LpU-dW8r0uw Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=big-things-2023 Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

When it comes to saving for retirement, we often hear about the importance of building a substantial nest egg. So, Dean Barber and Bud Kasper explored the concept of "saving too much" and its potential impact on your financial future on America's Wealth Management Show. They're going to help us examine the trade-offs of excessive saving, such as limiting your current lifestyle and missing out on life's experiences. They'll also discuss strategies to strike the right balance between saving for retirement and enjoying the present. More on this episode: https://modwm.com/save-too-much-for-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg How Much Do People Actually Spend in Retirement?: https://youtu.be/-0UCr0PELkk Must-Knows for Couples Retirement Planning?: https://youtu.be/o4eiAkWGc3k How Much Do I Need to Retire?: https://www.modwm.com/how-much-do-i-need-to-retire/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

As we enter the second half of the year, it's time to take a closer look at your investment portfolio and consider a midyear rebalance. Rebalancing your portfolio can help you stay on track toward your financial goals. Dean Barber and Bud Kasper explained the concept of rebalancing and its role in maintaining a well-diversified and optimized portfolio on America's Wealth Management Show. They're going to help us look at the benefits of periodic adjustments, keeping your risk tolerance in check, and taking advantage of opportunities. Timestamps: 00:00 – Introduction 01:47 – Where is this Market Run Coming From? 02:52 – What is Rebalancing? 05:20 – Why Rebalance Now? 07:02 – TRIVIA: Where Did Wall Street Derive Its Name? 07:53 – Creating the Right Asset Allocation 12:07 – TRIVIA: When Was the DJIA Established? 13:01 – The Tech Heavy NASDAQ 16:11 – Equal-Weight vs. Cap Weight 16:48 – Let's Talk About the Fed 17:55 – Taxation, Rebalancing, and Capital Gains 21:01 – What We Learned Today More on this episode: https://modwm.com/rebalancing-your-portfolio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement is a time for new beginnings and enjoying the lifestyle you've always dreamed of. But what exactly does that mean to you? Dean Barber and Bud Kasper discuss what goes into defining your retirement lifestyle on America's Wealth Management Show to help you figure out what you want your retirement to look like. More on this episode: https://modwm.com/retirement-lifestyle/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Social Security Benefits for a Surviving Spouse: https://www.modwm.com/social-security-benefits-for-a-surviving-spouse/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle What is a QCD?: https://www.modwm.com/what-is-a-qcd/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k 6 Things the Wealthy Do with Their Money (That Most People Don't): https://youtu.be/srUQOyKwMnk Planning a Large Family Vacation: https://youtu.be/HCtDIOBzgWU Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

The Federal Reserve finally hit the pause button on raising the Fed funds rate at the FOMC's June 14 meeting after 10 consecutive hikes. What does that mean for your financial planning strategy? Dean Barber and Bud Kasper are going to make some interest rate forecasts for the rest of 2023 on America's Wealth Management Show. Let's see what they have to share about what they think is next from the Fed and what it could mean for you. More on this episode: https://modwm.com/interest-rate-forecast-for-the-rest-of-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Another Tech Bubble in 2023?: https://www.modwm.com/tech-bubble-in-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause The Federal Reserve's Monetary Policy: https://www.modwm.com/the-federal-reserves-monetary-policies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause A Recent History of Inverted Yield Curves: https://www.modwm.com/a-recent-history-of-inverted-yield-curves/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause 8 Questions Retirees Are Asking with Chris Rett: https://youtu.be/YOu-C1FjO8g What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn't feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America's Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. Charles Schwab 2023 Modern Wealth Survey: https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2023_findings.pdf More on this episode: https://modwm.com/things-the-wealthy-do-with-their-money/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do What Is Wealth? 4 Types of Wealth?: https://youtu.be/4U8crRkPJBc Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn't feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America's Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. More on this episode: https://modwm.com/how-to-spend-when-you-first-retire/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=spend-first-retire See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire 4 Things to Expect in Your First Year of Retirement: https://youtu.be/VDHzHqbu_cs Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=diy-retirement Pros & Cons of Converting to a Roth IRA: https://youtu.be/mMqwacOhvzg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=couples-retirement-planning Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=couples-retirement-planning Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement is a journey best taken together, but it can also bring its own set of challenges. Dean Barber and Bud Kasper want what's best for all couples when it comes to retirement planning, so they dug deep into the essentials of what to know for couples who are retirement planning on America's Wealth Management Show. Dean and Bud are going to help with exploring the unique aspects of retirement planning for couples so you and your spouse can discover the strategies that will help you navigate this exciting chapter of your lives with confidence. Timestamps: Introduction - 00:00 Dean & Bud Try to Play the Newlywed Game - 2:35 Communicating Well & Retiring Well - 03:36 Our Must-Knows for Couples - 06:13 The CFO Spouse & Non-CFO Spouse - 09:01 Retirement Disagreements - 15:16 Biggest Risk in Retirement - 19:49 Fidelity Study: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/Fidelity-Couples-and-Money-Fact-Sheet-2021.pdf More on this episode: https://modwm.com/couples-retirement-planning/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Pros & Cons of Converting to a Roth IRA: https://youtu.be/mMqwacOhvzg What DIYers Overlook in Retirement: https://youtu.be/wCMssTo_6mg What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

On America's Wealth Management Show, Dean Barber and Bud Kasper frequently talk about the things that you need to build a solid retirement foundation. They don't want you to let your hard-earned money slip through the cracks. So, pay close attention as they share some of the dangers of taking a DIY approach to retirement planning. Retirement planning is a complex process. Even the most experienced DIYer can struggle with it. It's our goal to get you heading in the right direction for retirement. More on this episode: https://modwm.com/diy-retirement-planning-what-can-be-overlooked/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Recent Tax Planning Episode: https://youtu.be/mMqwacOhvzg Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Retirement Planning Calendar: hhttps://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Are you aware of the potential pitfalls of early withdrawals from your retirement accounts? Dean Barber and Bud Kasper are going to take a deep dive into the IRA early withdrawal penalty and the exceptions to the 10% penalty. On America's Wealth Management Show, they reviewed the 20 exceptions to the IRA early withdrawal penalty that were outlined by their good friend, America's IRA Expert Ed Slott, at Ed Slott's Elite IRA Advisor GroupSM spring workshop in Baltimore, which they both attended. More on this episode: https://modwm.com/ira-early-withdrawal-penalty-how-to-avoid-the-10-penalty/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Ed Slott Episodes: https://youtu.be/En3ZfP70PYA https://youtu.be/ssZNa1cEpu0 https://youtu.be/RdMk9dyQZWM https://youtu.be/HHPMo9l0yeg Pros & Cons of Converting to a Roth IRA - https://youtu.be/7T_BaFtK4gg IRAs Are Bad for Wealth Transfer - https://youtu.be/zoxwYcLt4-Q Congress Passes New Retirement Rules- https://youtu.be/Pum1ZjIuW_g Inherited IRA Rules and the SECURE Act - https://youtu.be/TUyRlCm04Uo Buying Real Estate in Your IRA? Not So Fast- https://www.modwm.com/buying-real-estate-in-your-ira-not-so-fast/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

What's going on in the world of conservative investments? Dean Barber and Bud Kasper get to the bottom of it, as they examine what you need to know about CDs, bonds, and treasuries on America's Wealth Management Show. What are the characteristics, risks, and potential returns with CDs, bonds, and treasuries? There is a lot of analysis that goes into figuring all that out. More on this episode: https://modwm.com/what-to-know-about-cds-bonds-and-treasuries/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries 10 Ways to Fight Inflation in Retirement: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Dean Barber and Bud Kasper always have a blast when they attend Ed Slott's Elite IRA Advisor GroupSM workshops. At the workshop they attended in April in Baltimore, they reviewed several things to consider before doing Roth conversions. Dean and Bud are going to give a brief recap of what they discussed at the workshop as they go over pros and cons of converting to a Roth IRA on America's Wealth Management Show. More on this episode: https://modwm.com/pros-cons-of-converting-to-a-roth-ira/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Inherited IRA Rules: https://youtu.be/TUyRlCm04Uo RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ Podcasts with Ed Slott Creating a Tax-Free Retirement: https://youtu.be/En3ZfP70PYA Understanding the SECURE Act 2.0: https://youtu.be/HHPMo9l0yeg How to Avoid the Biggest Tax Traps: https://youtu.be/ssZNa1cEpu0 Ed Slott In-Studio: https://youtu.be/RdMk9dyQZWM Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Tax Rates Sunset in 2026 and Why that Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Buying Real Estate in Your IRA, Not So Fast: https://www.modwm.com/buying-real-estate-in-your-ira-not-so-fast/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Many people dream about all the things they can do after they stop working, but how much do people spend in retirement? In October 2022, the Employee Benefit Research Institute conducted a survey on how the pandemic impacted people's spending in retirement. Some of the results could surprise you. Dean Barber and Bud Kasper are going to review some of the statistics from the survey to assess how much people spend in retirement on America's Wealth Management Show. Get started today: See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending More on this episode: https://modwm.com/how-much-do-people-spend-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending 5 Reasons to Retire: https://youtu.be/byB1yF03pg4 Why the 5 Years Before Retirement Are So Important: https://youtu.be/l8cb3NSUEbk Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Retiring with Debt: What's OK?: https://youtu.be/d9nB1j7n7LA The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg EBRI Spending in Retirement Survey for 2022: https://www.ebri.org/content/2022-spending-in-retirement-survey-understanding-the-pandemic-s-impact Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending 10 Ways to Fight Inflation in Retirement: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Dean Barber and Bud Kasper have talked about asset allocation and tax allocation several times on America's Wealth Management Show. And they've discussed asset location quite a bit too. Do you have a good understanding of all three? Whether you do or not, they're going to offer some keen insight on asset allocation versus tax allocation and why both of them are important, so make sure to pay close attention. When you're in your 50s or maybe early 60s, many of you will get to a point where you're about five years from retirement. If that's you, do you feel prepared for retirement? It's a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America's Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation More on this episode: https://modwm.com/asset-allocation-versus-tax-allocation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation What Are the Tax Buckets?: https://youtu.be/pFH4T8TA8WI Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

When you're in your 50s or maybe early 60s, many of you will get to a point where you're about five years from retirement. If that's you, do you feel prepared for retirement? It's a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America's Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Retiring with Debt: What's OK?: https://youtu.be/d9nB1j7n7LA 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Some people are more than ready to retire while others truly enjoy their jobs and don't have retirement on their minds. What camp are you in? Well, either way, you need to have a financial plan. There are many reasons to retire. What are yours? Dean Barber and Bud Kasper are going to elaborate on that as they review five reasons to retire on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Tax Rates Sunset in 2026 & Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Downloads: 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Debt can be a complicated topic—both financially and emotionally. Should you pay it all off prior to retirement or is there some debt that's OK to take into retirement? Is there debt that you shouldn't even think about retiring with? Dean Barber and Bud Kasper examine retiring with debt on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Tax Planning Strategies with Marty James: https://youtu.be/13JQ-w6eJ7w Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Tax Rates Sunset in 2026 & Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Downloads: 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, or time free from financial worries, it's easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn't lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod &utm_medium=AWMS&utm_campaign=what-is-wealth Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, or time free from financial worries, it's easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn't lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

If you have most your retirement savings in a traditional IRA or 401(k), maybe it's time for you to think about Roth conversions. The thing is that deciding to contribute to Roth vs. traditional isn't cut and dry. For some people, Roth conversions can be a tax planning strategy that results in hundreds of thousands of dollars in tax savings. But for others, doing Roth conversions could cause unintended tax consequences, such as a significant amount more of their Social Security to become taxable or higher Medicare premiums. Dean and Bud will discuss all that and more as they break down the Roth conversion rules in retirement. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules More on this episode: https://modwm.com/roth-conversion-rules /?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Ed Slott Podcast: https://youtu.be/HHPMo9l0yeg Articles: Tax Rates Sunset in 2026 and Why that Matters: https://modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=YAWMS-Podcast&utm_medium=AWMS&utm_campaign=meet-mwm The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

In case you missed it earlier this week, we had some very exciting news to share! Barber Financial Group and Osiwala Financial Group are now Modern Wealth Management. This is a big announcement that the Modern Wealth Management team is excited about, but we also know that there might be some questions that you have about it. Modern Wealth Management President and Co-Founder Jason Gordo joined Modern Wealth Management Managing Directors Dean Barber and Bud Kasper on America's Wealth Management Show to help answer those questions. They'll explain what Modern Wealth Management is, our firm's vision, what you can expect, and more. We can't wait to share more exciting news about Modern Wealth Management in the coming weeks. Our team welcomes the opportunity to meet with you to further explain how Modern Wealth Management's financial planning services can help you get to and through retirement. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast-MWM&utm_medium=AWMS&utm_campaign=meet-mwm Start Planning Here: https://modwm.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast-MWM&utm_medium=AWMS&utm_campaign=meet-mwm More on this episode: https://modwm.com/meet-modern-wealth-management/?utm_source=Radio-Podcast-MWM&utm_medium=AWMS&utm_campaign=meet-mwm Meet our Team: https://www.modwm.com/team/?utm_source=Radio-Podcast-MWM&utm_medium=AWMS&utm_campaign=meet-mwm Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=YouTube-MWM&utm_medium=AWMS&utm_campaign=meet-mwm The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Another tax filing season is in the books, which is probably a big relief for some of you and our CPAs. But that doesn't mean it's time to take an out-of-sight, out-of-mind approach with your tax documents and 2023 taxes. Why? Because 2023 tax planning season is underway. Dean Barber and Bud Kasper will share why now is the optimal time to take advantage of tax planning opportunities so that tax filling won't be so stressful in the future. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Start Planning Here: https://modwm.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning More on this episode: https://modwm.com/is-inflation-slowing/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Tax Rates Sunset in 2026 & Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning What Is a QCD?: : https://www.modwm.com/what-is-a-qcd/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Videos: What Are Tax Buckets: https://youtu.be/pFH4T8TA8WI Ed Slott on SECURE 2.0: https://youtu.be/HHPMo9l0yeg Downloads: 2023 Retirement Planning Calendar: https://modwm.com/2023-retirement-planning-calendar/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Tax Reduction Strategies: https://modwm.com/tax-reduction-strategies/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Dean Barber and Bud Kasper share their thoughts on what's going on with inflation and how you can plan for it. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing More on this episode: https://barberfinancialgroup.com/is-inflation-slowing/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Articles: 10 Ways to Fight Inflation in Retirement: https://barberfinancialgroup.com/10-ways-to-fight-inflation-in-retirement/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing The Federal Reserve's Monetary Policies: https://barberfinancialgroup.com/the-federal-reserves-monetary-policies/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement Age is a term tossed around quite often when it comes to discussing planning for retirement. Dean Barber and Logan DeGraeve breakdown some myths associated with the term "retirement age" and how it may mean less than you think. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-age Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-age More on this episode: https://barberfinancialgroup.com/retirement-age-its-just-a-number/?utm_source=YRadio-Pod&utm_medium=AWMS&utm_campaign=retirement-age Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-age Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-age Videos: What Are Tax Bucket?: https://youtu.be/pFH4T8TA8WI Family Financial Planning with Matt Kasper: https://youtu.be/MX0SvvCwnww The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Having a strategy for you retirement withdrawals is crucial. Dean Barber and Logan DeGraeve discuss why on the latest episode of America's Wealth Management Show. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-withdrawal-strategy Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-withdrawal-strategy More on this episode: https://barberfinancialgroup.com/retirement-withdrawal-strategy-you-need-a-plan/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-withdrawal-strategy Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-withdrawal-strategy Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=retirement-withdrawal-strategy Videos: Retiring During a Recession: https://youtu.be/2JkkcE8Aljo What Are Tax Bucket?: https://youtu.be/pFH4T8TA8WI Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

We try to share as much education with you as possible on things you should do to prepare for and do in retirement so that you can live your one best financial life. But there are things that you need to avoid doing in retirement as well. Dean Barber and Bud Kasper review a few things that retirees should stop doing on the latest episode of America's Wealth Management Show. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=YRadio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing More on this episode: https://barberfinancialgroup.com/things-retirees-should-stop-doing/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing Articles: 10 Ways to Fight Inflation: https://barberfinancialgroup.com/10-ways-to-fight-inflation-in-retirement/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing Videos: Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Other Resources: Barber Financial Group Educational Series: https://barberfinancialgroup.com/event-calendar/educational-series/?utm_source=Radio-Pod&utm_medium=AWMS&utm_campaign=things-retirees-should-stop-doing The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

In case you missed it, Federal Reserve Chairman Jerome Powell announced another 0.25% Fed funds rate hike on March 22. The Fed funds rate is now in the 4.75-5% range. So, where will interest rates go from here and what does that mean for you and your retirement plans? Dean Barber and Bud Kasper will discuss the effect of rising interest rates on the economy and much more on America's Wealth Management Show. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy More on this episode: https://barberfinancialgroup.com/effect-of-rising-interest-rates-on-the-economy/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Articles: The Federal Reserve's Monetary Policies: https://barberfinancialgroup.com/the-federal-reserves-monetary-policies/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Is the National Debt too High?: https://barberfinancialgroup.com/is-the-national-debt-too-high/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy Other Resources: Barber Financial Group Educational Series: https://barberfinancialgroup.com/event-calendar/educational-series/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=effect-of-rising-interest-rates-on-the-economy The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

There are new rules about Required Minimum Distributions and the RMD age after the SECURE Act 2.0 went into effect on January 1, 2023. RMDs can be very tricky, but it's critical to understand how to plan for them. What are your RMDs going to look like in retirement? Will they influence your taxes or your probability of success? Dean Barber and Logan DeGraeve discuss how to go about doing that and more on America's Wealth Management Show. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 More on this episode: https://barberfinancialgroup.com/rmd-age-for-2023-whats-your-required-beginning-date/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 Tax Reduction Strategies: https://barberfinancialgroup.com/tax-reduction-strategies/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 Videos: Considering RMDs Before & After Retirement: https://youtu.be/gAbLBswC938 Understanding the SECURE Act 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw What Is Tax Diversification?: https://youtu.be/TdsUZfKSrY0 Articles: Tax Rates Sunset in 2026: https://barberfinancialgroup.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 Other Resources: Barber Financial Group Educational Series: https://barberfinancialgroup.com/event-calendar/educational-series/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=rmd-age-for-2023 The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

We talk a lot about stress testing for a variety of economic conditions when building a financial plan. It becomes that much more important when a lost decade occurs. That's when the stock market is flat for 10 years or more. Dean Barber and Logan DeGraeve look at some recent examples of lost decades—such as the 1970s and 2000s—and how to ensure that you can still retire with clarity and confidence on America's Wealth Management Show. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=401k-in-retirement-managing-your-biggest-asset Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=401k-in-retirement-managing-your-biggest-asset More on this episode: https://barberfinancialgroup.com/lost-decade-of-the-1970s/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=lost-decade-of-the-1970s Downloads: 2023 Retirement Planning Calendar: https://barberfinancialgroup.com/2023-retirement-planning-calendar/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=lost-decade-of-the-1970s Retirement Plan Checklist: https://barberfinancialgroup.com/retirement-plan-checklist/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=lost-decade-of-the-1970s Videos: Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Family Financial Planning with Matt Kasper: https://youtu.be/MX0SvvCwnww Articles: Dot-Com Bubble History Remains Relevant: https://barberfinancialgroup.com/dot-com-bubble-history-remains-relevant/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=lost-decade-of-the-1970s Other Resources: Barber Financial Group Educational Series: https://barberfinancialgroup.com/event-calendar/educational-series/?utm_source=Radio-Show-Podcast&utm_medium=AWMS&utm_campaign=lost-decade-of-the-1970s The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow