Podcasts about Are You Ready

True Faith: Trusting in God's Plan 'But If Not'. ACU Sunday Series. The Most Inspiring General Conference Talk on Faith You'll Ever Hear! True Faith: Trusting in God's Plan 'But If Not' In this inspirational video, Elder Dennis E. Simmons reflects on his youthful misunderstanding of faith through a story from his eighth-grade basketball tournament. He emphasizes that true faith is more than wishful thinking—it's a deep trust in Jesus Christ. Using the biblical story of Shadrach, Meshach, and Abednego, Elder Simmons illustrates how true faith means trusting God even when outcomes don't align with our desires. He explores how figures such as Abraham, Daniel, and Paul displayed unwavering faith under trials, demonstrating that great challenges can cultivate greater spiritual strength. The address underlines that the world is a test of faith, administered by a loving Heavenly Father, and highlights the importance of maintaining faith in God's plan, even amidst suffering and uncertainty. Watch this video at- https://youtu.be/NSZbc7SvP4M?si=PgOtPgS7VFzSIolv The Words of Christ 53.7K subscribers 47,389 views Oct 20, 2024

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____What if the problem was never that you were bad at learning, but that no one ever taught you how to learn in a way that fits your brain?Dr. Deena Kara Shaffer is the founder of Awakened Learning, bestselling author of Feel Good Learning and Raising Well Learners, and a learning strategist who helps students, families, educators, and leaders build systems that work in real life.Her work began with bright students who were struggling, not because they lacked ability, but because they lacked the right support. Over time, she realized that study skills alone were too narrow. What people really need are learning strategies that take attention, memory, time, well-being, and emotional capacity into account.In this episode, Tracy and Deena talk about why sleep matters for learning, how chunking tasks can reduce overwhelm, why learning styles are a myth, and how tools like NotebookLM, Magic To Do, and ChatGPT's study mode can support ADHD brains. If learning has ever felt harder than it should, this conversation is a reminder that struggling does not mean you are not smart. It may simply mean you have not been taught in a way that fits your brain.Resources:Website: https://www.awakenedlearning.ca/deena LinkedIn: https://ca.linkedin.com/in/deenakarashaffer Instagram: https://www.instagram.com/awakenedlearning YouTube: https://www.youtube.com/@awakenedlearning Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shiftInstead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million. She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire's new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction? Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 The End of an Era: Buffett Retires  01:03 The $30 Million Case for Long-Term Investing  01:27 Buffett's Simple (But Not Easy) Framework  02:00 The Coca-Cola Investment and Brand Loyalty as a Moat  02:53 The McDonald's Play 03:16 The Apple Surprise 04:12 Buffett's Misses 04:59 7 Investing Lessons You Can Use Right Now  06:03 Enter Greg Abel: Berkshire's Next Chapter  06:55 The $400 Billion Question  07:32 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Check out Pastor Brett's message called, "Are You Ready?" Hosted on Acast. See acast.com/privacy for more information.

Resources and Next Steps: Learn more about Intentional Ownership → https://intentionalownership.com

Pete Najarian is an NFL linebacker turned successful options trader and today he joins Money Rehab to break down exactly what's happening in the markets right now, where the big opportunities are hiding, and how to read the signals that the pros don't talk about on TV. Then Pete walks Nicole through a complete options crash course: calls vs. puts, covered calls, naked positions, spreads, and how Warren Buffett secretly uses options to build his biggest positions. He even pulls up Nicole's actual options account live and breaks down what he sees. Then the conversation gets deeper. Pete opens up about losing his dream home, whether he'd run for governor of Minnesota, and the surprisingly simple investing philosophy that's driven all of his success. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Pete and learn more at Market Rebellion Here's what Nicole covers with Pete:  00:00 Are You Ready for Some Money Rehab?  01:33 Nicole and Pete's History on the Chicago Trading Floor  03:13 Wolf of Wall Street Era  07:20 Where Pete Is Bullish Right Now 09:30 How to Read Unusual Options Activity (UOA)  11:17 Options 101: Calls, Puts, and Plain English Explanations  12:46 How to Use Options as Portfolio Insurance  16:17 How Warren Buffett Actually Uses Options  18:18 Creating Your Own Dividend Stream with Covered Calls 22:17 Pete Reviews Nicole's Options Account  23:40 Insider Trading and Options  26:12 Are Options Just Gambling?  34:18 Pete's Rules for Protecting Yourself  42:48 Secure the Bag 49:00 Pete on Politics and the Future of Investing in Sports  52:23 Pete Najarian's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. Options trading involves additional risks and is not suitable for all investors. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____Most of us never actually choose our values. We absorb them from parents, culture, and community, and then wonder why our lives feel like a scratchy sweater we can't take off. That works for a while until something starts to feel off. Nothing is technically wrong, but you have the sense that the life you're living may not actually fit you.Procrastination lives in the same neighborhood. It's not about the task. It's about the feeling the task creates, boredom, confusion, fear, or perfectionism, which is fear in a tailored blazer.The shift comes when you realize you get to choose. You can drop values that feel like an uncomfortable sweater and replace them with ones that actually feel right. In this episode, let's talk about how to identify what you actually value, why motivation follows action and never the other way around, how to shrink the start so small your brain can't resist, and how to hack dopamine so it works for you instead of against you.If you've been waiting to feel ready, motivated, or confident before you start, this episode will flip that. You don't become the person first. Every small action teaches your brain who you are becoming.Resources: Website: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

AI isn't coming. It's here. And it's already shaping your kids. While most parents are barely aware of what tools their children are using, classrooms are changing, homework is changing, and the way young people think and create is changing. The question isn't whether AI will be part of your family's future — it's whether you'll lead your home through it intentionally or let it shape your children unchecked. In this episode, we train fathers to think clearly about artificial intelligence: the real dangers, the subtle temptations, and the massive opportunities. What are teachers seeing in classrooms right now? How should Christian parents respond? And how do you disciple your children to use AI as a tool — not a crutch, not a shortcut, and not a master? Technology always discipled someone. The question is: will it disciple your kids… or will you? If you care about raising capable, honest, thinking adults in an AI-saturated world, this episode is for you. Links in This Episode  https://www.aiparentingcourse.com https://evergreen.faith/ About Abraham's Wallet: Abraham's Wallet exists to inspire and equip Biblical family leaders. Please partner with us in inspiring and equipping multi-gen families at https://abrahamswallet.com/support AW website Apple Podcasts Spotify YouTube Facebook LinkedIn Instagram Chapters (00:00:00) - How to Raise a Tech-obsessed Child(00:01:00) - Teaching as a Tech Startup Lead(00:04:16) - WSJD Live: AI in Schools(00:07:07) - Teaching Students to Win in an AI World(00:14:06) - Are We Ready to Trust the AI With Our Kids?(00:14:55) - Are Companion Apps Bad for Kids?(00:21:19) - Companion Bot Suggests That Maybe I'm Suicidal(00:24:23) - How to Raise a Teen on Tech(00:27:39) - Is AI a gateway drug for teens?(00:28:16) - AI: Shortcuts, Support, and Superpowers(00:31:35) - The Need for Support(00:36:06) - The Woman Who Wanted To Marry Her AI Partner(00:37:35) - Topics of AI and Relationships(00:40:19) - Are You Ready for AI-Induced Psychosis?(00:45:29) - Does AI Make Me More Loving, Grateful, Gentle?(00:51:45) - How to Start a Parenting Conversation

In this episode, Heather Danielle will answer some of the mos Have you ever wondered?

Join us for Day1 Episode 4225 as Rev. Dr. Chelsea Yarborough of the Association of Theological Schools (Durham, NC) proclaims “Are You Ready to Witness a Miracle?” on Psalm 23:1-6. Listening to this familiar psalm in a fresh register, she invites us to ask who we're following, where we find restoration in the valley, and how we learn to notice everyday grace. For the 4th Sunday in Lent (Year A), this message holds comfort and challenge together. Tune in and listen now.

Are you tired of chasing the same tired foreclosure lists that every other investor in town is already cold-calling? In today's market of chaos and distressed debt, the real "Monopoly" winners aren't just collecting $200 for passing Go—they are finding the deals six to twelve months before they ever hit the public radar. In this episode, Scott Carson pulls back the curtain on a massive influx of distressed debt hitting the market. We're talking about "loan level" data on thousands of notes across the country where borrowers are 6, 12, or even 24 months behind on payments. Whether you are a "hustler" looking for your next creative real estate deal or a realtor hungry for fresh listing leads, this episode shows you how to tap into a private stream of opportunities that most people don't even know exist. What You'll Learn in This Episode:The "Crumb Investor" Advantage: Why you don't need a billion-dollar license to profit from the massive portfolios being moved by banks and hedge funds. Deep-Dive Data: Understanding "loan level" information, including exact addresses, equity positions, and exactly how many months a borrower is in default. Creative Exit Strategies: How to turn these distressed leads into "Subject To" deals, owner financing opportunities, or traditional listings. Geographic Opportunities: Why this isn't just a Texas or Florida play—opportunities are popping up in New York, New Jersey, and even Alaska and Hawaii. The Partnership Model: How to work with Scott to get these leads delivered to your inbox once or twice a month, either through a small fee or a referral relationship. Due Diligence Support: How Scott's team can now assist with BPOs, O&Es, and other critical due diligence documents for your deals. Are You Ready to Jump on the Board?The market isn't "bad"—it's just changing. If you are willing to pick up the phone, knock on a door, or start a mail campaign, there is plenty of room on the Monopoly board for you. Don't wait for the foreclosure auction; get the lead while the borrower is still in the early stages of default and nobody else is looking.Watch the Original Video HERE!Book a Call With Scott HERE!

Let’s Chat About The Winter Homeschool Slump It’s the winter homeschool slump. The holidays are long gone, spring still feels impossibly far away, and you’ve repeated your weekly homeschool routine approximately 25 times since September. You’ve done an estimated 125 loads of laundry. And somewhere in the middle of all of it — you stopped factoring yourself in. In this episode, Teresa gets honest about what this season actually costs homeschool mamas — emotionally, physically, and practically. She talks about Seasonal Affective Disorder, the winter blues, the boredom few admit to, and the unrealistic expectations that make the slump hit harder than it needs to. She also brings in the voices of real homeschool mamas sharing what actually helps them get through February — from mud walks and maple sugaring to chocolate stores, kitchen cooking lessons, and Perler beads. And she introduces the free Homeschool Mama Mini-Retreat — a self-paced guided space to pause, breathe, and remember who you are beyond the role you play every day. Whether you’re listening before or after the episode — this one is for the mama who’s doing everything for everyone else and quietly wondering when someone is going to show up for her. What This Episode Is About: Key Takeaways • The winter homeschool slump is real — and it has a season. January through March is genuinely hard for many, and struggling doesn’t mean you’re failing. • Seasonal Affective Disorder and winter blues are clinically real and common during the winter homeschool slump. Low light, low energy, and low motivation are not personal weaknesses. • Since September you’ve repeated your weekly routine 25 times and done approximately 125 loads of laundry. The math explains the depletion. • Most homeschool overwhelm isn’t about curriculum — it’s about expectations that were never realistic to begin with. • You almost never factored yourself into your original vision for homeschooling. That’s worth sitting with. • Charlotte Mason taught that atmosphere is one of the chief instruments of education. You are the atmosphere. Taking care of yourself is part of the lesson plan. • The retreat Teresa created was born in March 2020 — because even devoted, experienced homeschool mamas need somewhere to land. • You don’t need a 47-step self-care overhaul. You need one small, doable thing that actually fits your life. Questions to Sit With Teresa paused during this episode and asked these questions directly. If you haven’t answered them yet — here’s your space. What were your expectations when you first began homeschooling? What surprised you about the reality of it? Or what part of homeschool life makes you question yourself the most? When did you last ask yourself what you actually need? If nothing changes — what stays the same? From the Confident Homeschool Mom Community Real homeschool mamas shared what actually gets them through the winter homeschool slump. Teresa read these in the episode — here they are to keep. On getting outside and leaning into the season: “We try to get outdoors as much as possible, even when it means being covered head to toe in rainy, cold mud. This time of year is great for witnessing lamb births, ice skating, husky races, snow shoeing, maple sugaring. Good time to visit science museums and do more tangible things with our hands. And last but not least — chocolate. That’s what February is for.“ On letting the kitchen be the classroom: “Just stop. Play educational games. Get to planning, preparing, cooking, and serving a nutritional meal. Learn how to set a proper table. Every subject is addressed in the kitchen. Dramatic reading out loud — that can dissolve into laughter and build confidence at the same time.“ On mixing things up: Schedule indoor field trips as often as possible. Learn a new subject — we’re currently learning about Black women in history. Cuddle with a warm blanket and read books aloud. Take on a new project — coding tutorials, Perler beads. Bond: play board games, have a dance party, cook together. From Colleen — who is the one being homeschooled: I can definitely relate to February slump month — except I am on the other end of the spectrum. I am the one being homeschooled, and I would not change it for the world. What Mamas Are Saying About the Retreat “I told you at our first session that I was looking for hope — and the tools in this retreat gave me exactly that. I hope all of your retreats bear fruit into deflated women like me, changing their defeat into delight again.” — Cheri, Homeschool Mom of 4 “Teresa is the real deal. Her ability to hold space for difficult feelings makes her no-small-talk approach so effective. I trust her completely.” — Carrie, Homeschool Mom of 2 “Teresa is a gift. I am so blown away by the care she takes to really get to know who she’s talking with. It’s so rare these days.” — Brynn, Homeschool Mom of 3 Free Homeschool Mama Mini-Retreat If this episode stirred something in you — this is your next step. The Homeschool Mama Mini-Retreat is a free, self-paced guided experience built for exactly this moment. Five short audio modules. A journal. One simple, doable plan — just for you. Step 1 — Sign up. One click. Instant access. No strings. Step 2 — Show up for yourself. Move through five short audio modules at your own pace. Step 3 — Leave with a real plan. Not an overhaul. One small thing that fits your life. Get instant free access. GRAB THE FREE MINI-RETREAT HERE If You’re Experiencing the Winter Homeschool Slump, Are You Ready to Go Deeper? The retreat is the beginning. Coaching is where the transformation becomes your new normal. If you finish the retreat and find yourself wanting real support — not just a moment of clarity, but sustained change — Teresa would love to walk alongside you. She works with homeschool mamas who are overwhelmed, burnt out, and quietly wondering if they’re enough. She’s been exactly where you are. And she knows the way through. Book a conversation with Teresa Book a conversation with Teresa More Resources on Homeschool Mama Retreats If this episode resonated, you'll find these posts by Teresa helpful as you explore what a homeschool mama retreat can look like for you. Each one goes deeper on rest, renewal, and showing up on purpose — especially during the winter homeschool slump. Join the Homeschool Mama Retreat: Refresh, Renew, and Reimagine Feeling like your homeschool needs a reset? This post walks you through what it really means to refresh your vision, renew your energy, and reimagine the homeschool life you actually want to be living — a great first stop if you're not sure what you need, only that you need something. How to Show Up Better in Your Homeschool with a Retreat The way you show up in your homeschool is directly connected to how well you're caring for yourself. This post explores the practical link between taking a retreat and becoming more present, patient, and purposeful with your kids — without overhauling your entire life. A Clarifying, Energizing (& Free) Homeschool Mini-Retreat for You! Yes, it's free. Yes, it's self-paced. And yes, it's genuinely clarifying. This post introduces the Mini-Retreat and explains what you'll get from it — not in a salesy way, but in a “here's what shifted for the mamas who took it” way. 5 Popular Retreats for Homeschool Moms: Renewal and Rest Not sure what kind of retreat is right for you? This post rounds up five of the most popular retreat options for homeschool moms — from virtual to in-person, solo to group — so you can find the one that fits your season, your budget, and your energy right now. An Energizing Homeschool Mom Retreat for Your Heart Sometimes the depletion isn't about your schedule or your curriculum. It's about your heart. This post speaks to the mama who has been giving from an empty place — and offers a gentle, honest path toward feeling like herself again. The Most Useful Guide to a Virtual Homeschool Mom Retreat You don't have to go anywhere. This comprehensive guide breaks down exactly how a virtual homeschool mom retreat works, what to expect, how to prepare, and how to make the most of it — even from your kitchen table while the kids are napping. Share This Episode Know a homeschool mom who needs to hear this? Send her this episode. Facebook Instagram Pinterest Linkedin YouTube Latest episodes you might also enjoy: “You’re Not Falling Apart. You’re in the Winter Homeschool Slump.” March 10, 2026 The Lies Homeschool Moms Believe That Makes Everything Harder March 2, 2026 You’re Not Failing. You’re Caught In An Inner Critic Loop. Here’s How to Get Out February 24, 2026 How to Stop People-Pleasing as a Homeschool Mom (One Mom’s Story) February 17, 2026 How to Stop the Inner Critic as a Homeschool Mom: The Charmed Life I Was Chasing (& the Pattern I Didn’t Know I Was Living) February 10, 2026 The Most Important Way to Take Care of Yourself as an Overwhelmed Homeschool Mom February 2, 2026 How to Do Kindergarten in Your Homeschool: A Fun & Effective Guide January 29, 2026 The Real Reason You’re Overwhelmed (It’s Not the Curriculum) January 26, 2026 Unexpected Feelings When Your Homeschooler Gets Accepted to University January 22, 2026 How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) January 19, 2026 The Truth About Finding Your Homeschool Rhythm January 13, 2026 The Confident Homeschool Mom Podcast: Introducing the 1% Pivot January 6, 2026 Purpose-Driven Homeschool Planning for 2026: How to Recalibrate the Year with Clarity December 23, 2025 1% Shift to a Calm Homeschool Life December 23, 2025 12 Things I've Learned About Homeschool Moms: Self-Care Tips for Overwhelmed Homeschool Moms December 10, 2025 12-Day Homeschool Mom Self-Care Challenge to Come Back to Yourself December 2, 2025 What is the Reimagine Your Homeschool Group Coaching? November 18, 2025 Not Just a Homeschool Mom — Why You’re Disappearing (And How to Come Back) November 11, 2025 Teaching World War to a Homeschooled Eight Year Old November 10, 2025 Reimagine Your Homeschool: Feel Free, Inspire Curiosity and Do What Works November 5, 2025 the role of imagination in a home education November 4, 2025 Helping Our Kids Live Their Lives on Purpose: A Practical Guide for Homeschool Moms October 28, 2025 How to Set Realistic High School Expectations? Learn Human Development October 20, 2025 How to Build Homeschool Routines that Support YOU October 14, 2025 Why Deschooling? To Feel Confident, Certain & Good Enough October 7, 2025 The Ultimate Guide to Building Boundaries and Healthy Relationships for Homeschool Moms September 23, 2025 Ultimate Homeschool Overwhelm Quiz That Reveals Your Hidden Stress Triggers in 5 Minutes September 15, 2025 Start Homeschooling in British Columbia: How to Decide September 9, 2025 How to Create an Effective Homeschool Routine that Works for You September 2, 2025 Interest-Led Homeschool for Confident Moms: An Enneagram 8 Mom's Story of Growth August 28, 2025 How Do I Unschool My Child? 5 Simple Steps to Spark Natural Learning August 19, 2025 9 Mistakes That Make Your 1st Homeschool Year Stressful (& How to Avoid Them) August 13, 2025 Top Tips for New Homeschool Moms in Season 3 August 11, 2025 5 Challenges Working Homeschool Moms Face—And How to Overcome Them August 5, 2025 How to Manage Overstimulation as a Homeschool Mom July 30, 2025 Reclaim You: Rediscover Life Beyond the Homeschool Mom Role July 22, 2025 A Summer Reset for Homeschool Moms: The Secret to a More Peaceful Year Ahead July 15, 2025 How to Help Reluctant Writers: Julie Bogart on Homeschool Writing July 7, 2025 7 Ways Brené Rescued Me from One of those Homeschool Days June 30, 2025 Morning Affirmations for Homeschool Mama: A Simple Practice for You to Parent with Intention June 24, 2025 5 Overlooked Mistakes That Are Stressing You Out as a Homeschool Mom (& How to Fix Them) June 18, 2025 The Soul School Way: Books as Mirrors, Windows, and Voices for Homeschool Families June 3, 2025 Sibling Bickering in Homeschool Families: What's Normal & How to Handle It May 27, 2025 Homeschool Mom Boundaries: 6 Truths That Will Set You Free May 20, 2025 How the Mother Wound Affects Homeschool Moms—and How to Break Free May 12, 2025 Homeschool Mom Boundary Issues? You’re Not Doing This… May 6, 2025 How to Deschool as a Homeschool Mom and Rediscover Your Identity April 30, 2025 How my story of deschooling brought more freedom & purpose April 22, 2025 How to Know if Deschooling is Right for You: 7 Signs you Need to Deschool April 13, 2025 Why Do You Want to Deschool? Understanding Why it Matters April 11, 2025 Subscribe to the Homeschool Mama Self-Care podcast YouTube Apple Audible Spotify (function(m,a,i,l,e,r){ m['MailerLiteObject']=e;function f(){ var c={ a:arguments,q:[]};var r=this.push(c);return "number"!=typeof r?r:f.bind(c.q);} f.q=f.q||[];m[e]=m[e]||f.bind(f.q);m[e].q=m[e].q||f.q;r=a.createElement(i); var _=a.getElementsByTagName(i)[0];r.async=1;r.src=l+'?v'+(~~(new Date().getTime()/1000000)); _.parentNode.insertBefore(r,_);})(window, document, 'script', 'https://static.mailerlite.com/js/universal.js', 'ml'); var ml_account = ml('accounts', '1815912', 'p9n9c0c7s5', 'load');

Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now. She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:24 Both Sides of the AI Bubble Debate  00:44 How Much Money Is Actually Flowing Into AI  01:12 What Sky-High PE Ratios Really Mean  02:14 Dot Com Bubble Déjà Vu  03:32 Circular Financing 03:59 The Warren Buffett Market Indicator 04:19 What's Actually Different This Time  05:10 The Real Risks 05:36 Nicole's Honest Verdict  06:33 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Are you tired of chasing the same tired foreclosure lists that every other investor in town is already cold-calling? In today's market of chaos and distressed debt, the real "Monopoly" winners aren't just collecting $200 for passing Go—they are finding the deals six to twelve months before they ever hit the public radar. In this episode, Scott Carson pulls back the curtain on a massive influx of distressed debt hitting the market. We're talking about "loan level" data on thousands of notes across the country where borrowers are 6, 12, or even 24 months behind on payments. Whether you are a "hustler" looking for your next creative real estate deal or a realtor hungry for fresh listing leads, this episode shows you how to tap into a private stream of opportunities that most people don't even know exist. What You'll Learn in This Episode:The "Crumb Investor" Advantage: Why you don't need a billion-dollar license to profit from the massive portfolios being moved by banks and hedge funds. Deep-Dive Data: Understanding "loan level" information, including exact addresses, equity positions, and exactly how many months a borrower is in default. Creative Exit Strategies: How to turn these distressed leads into "Subject To" deals, owner financing opportunities, or traditional listings. Geographic Opportunities: Why this isn't just a Texas or Florida play—opportunities are popping up in New York, New Jersey, and even Alaska and Hawaii. The Partnership Model: How to work with Scott to get these leads delivered to your inbox once or twice a month, either through a small fee or a referral relationship. Due Diligence Support: How Scott's team can now assist with BPOs, O&Es, and other critical due diligence documents for your deals. Are You Ready to Jump on the Board?The market isn't "bad"—it's just changing. If you are willing to pick up the phone, knock on a door, or start a mail campaign, there is plenty of room on the Monopoly board for you. Don't wait for the foreclosure auction; get the lead while the borrower is still in the early stages of default and nobody else is looking.Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

FULLY & COMPLETELY: REDUX"In Violet Light" - The Tragically HipEpisode Show Notes——————————————————————————————————Fully & Completely: Redux | "In Violet Light" - The Tragically Hip (2002)——————————————————————————————————Hey, it's jD here.Some albums don't just meet you where you are - they find you exactly when you need them. **"In Violet Light" is that record.** Released in June 2002, it's the one that pulled jD hard back into The Tragically Hip after a stretch of distance. And if you listen closely, it makes total sense why. This isn't a band trying to hold on - it's a band that has let go of every obligation and is just making music for themselves. **The result is one of the most quietly assured records of The Hip's entire career.**This week on Fully & Completely: redux, jD and Greg LeGros go track by track through "In Violet Light" - the eighth studio album from The Tragically Hip, recorded in the Bahamas with legendary producer Hugh Padham - and make the case that this record has no business being this good, this far into a career.——————————————————————————————————EPISODE OVERVIEW"In Violet Light" landed in a 2002 music landscape that included Coldplay's "A Rush of Blood to the Head," Queens of the Stone Age's "Songs for the Deaf," Beck's "Sea Change," and Broken Social Scene's "You Forgot It in People." The indie pop explosion was just beginning to blow the roof off Canadian music. The Hip were eight albums deep, the mainstream had largely written them off, and **they responded by making one of their best records.** No fat. No filler. Eleven tracks of lean, confident, beautiful rock and roll.The album was recorded at Compass Point Studios in the Bahamas - the same studio where AC/DC recorded "Back in Black" and Bob Marley cut some of his most enduring work - with Hugh Padham, the producer behind the gated drum sound that defined the 1980s (Phil Collins' "In the Air Tonight," Sting's solo catalogue, The Police's "Synchronicity"). **jD and Greg break down why that combination - this band, this producer, this place - produced something genuinely special.**——————————————————————————————————TRACK BY TRACK HIGHLIGHTS**'Are You Ready to Love'** - The opener sets the whole album's thesis. jD hears the first verse as a direct response to the critics and mainstream fans who had written The Hip off. **"They're pulling the plug. They've got our whole dug." And then - the chorus arrives like a shrug and a fist at the same time: are you ready for love?** A great rock and roll song that doubles as a mission statement.**'Use It Up'** - Built on a lyric attributed to the booklet of a Raymond Carver collection, this is a track about seizing everything, wasting nothing, and making music for the love of it. Greg hears Radiohead's "OK Computer" in the verses and the Georgia Satellites in the chorus - **and somehow The Tragically Hip pull both of those things off in the same song.** A slow burn that rewards headphones.**'The Darkest One'** - jD turns up whatever he's listening to every single time this song starts. **"The wild are strong and the strong are the darkest ones - and you're the darkest one."** Greg calls it a safe place. A song about freedom of expression, comfort, and the strange intimacy of being fully understood. Don't let the Trailer Park Boys video fool you - this song could have broken them wide open.**'It's a Good Life If You Don't Weaken'** - The centrepiece. The lead single. **Both jD and Greg pick this as their track of the record - the first time in the history of Fully & Completely that hosts have landed on the same song.** Named for a Canadian graphic novel by Seth and a phrase used by band staffer Molly Lorimer to describe life on the road, it's a song about mortality, aging, and the strange grace that comes when you stop fighting. Death is swirling all around it - and it's still one of the most uplifting things The Tragically Hip ever made.**'Silver Jet'** - The one that changes gears just right. Greg connects this song personally to the empty skies over the Danforth in the days after 9/11, and the feeling of the first plane cutting back through the silence. **A song about hope, fear, and the things that pull your gaze forward.** The wolves of Northumberland. An archipelago. A green star. Only Gord.**'Throwing Off Glass'** - Companion piece to 'Trick Rider' from "Phantom Power" - if that song is about his son, this one is about his daughter. A slow builder that rewards patience. **A soundscape that would fit comfortably on "Coke Machine Glow."****'All Tore Up'** - A great drinking rock and roll song. Dottie the bluegrass singer. Open concept. Getting a little happening with old friends. **No one else writes a lyric like this and makes it fit inside a song this well.** Turn it up.**'Leave'** - A waltz in 3/4 time. Beautiful backup vocals. A late-night phone call at three in the morning. **"You better be dying." And they were.** An emotional gut-punch that doubles as a permission slip - to leave a job, a relationship, a place that no longer fits.**'The Dire Wolf'** - A pseudo-history lesson disguised as a rock song. Tallulah Bankhead and Canada Lee, stars of Hitchcock's "The Lifeboat." Ann Harvey of Isle of Morts, Newfoundland, who rescued 163 shipwrecked souls in 1828. A poem called "Sea Surface Full of Clouds" by Wallace Stevens. **Greg pulls all of this from memory. It's an entire university lecture wrapped in six minutes of music that absolutely slaps.****'The Dark Canuck'** - The closer. Possibly the longest Tragically Hip song ever recorded at six and a half minutes. A time signature change halfway through. **Canadian soldiers as peacekeepers. Apple, Zippo, and Metronome as record labels. Jaws at the drive-in. The Dark Canuck playing second on the double bill.** Nobody at the drive-in is staying for it. And that's sort of the whole point.——————————————————————————————————WHY THIS EPISODE MATTERSThis is the album that brought jD back to The Hip in earnest - **the record that cracked open the second half of his relationship with this band.** It's also the episode where he and Greg pick the same song for the first time. And it's the one where jD, partway through discussing 'Leave,' pauses to talk about his mother. **Listen for that moment. It's what this podcast is for.**"In Violet Light" is a masterpiece with no business being this good eight albums in. And this episode earns every minute of its runtime.So there's that.——————————————————————————————————SOURCES & CREDITS• HipMuseum.com• This Is Our Life: The Tragically Hip in the 1990s (Michael Barclay)• "It's a Good Life If You Don't Weaken" - graphic novel by Seth• "Sea Surface Full of Clouds" - poem by Wallace Stevens• Ann Harvey of Isle of Morts, Newfoundland - historical record• Compass Point Studios, Nassau, Bahamas - production history• Raymond Carver - attributed quote in "Use It Up"——————————————————————————————————CONNECT WITH THE SHOW• Facebook: facebook.com/groups/tthpods• Instagram: @tthpods• YouTube: youtube.com/@tthpods• Email: tthpodcastseries@gmail.comThe Tragically Hip Podcast Series - Est. 2018#TheTragicallyHip #TheHip #InVioletLight #FullyCompletely #GordDownie #TragicallyHip #CanadianRock——————————————————————————————————Support this podcast at — https://redcircle.com/tthtop40/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

ARE YOU READY?!  Årets första livestream är här, och vi sparkar igång 2026 med en resa rakt in i elden! Vi tar er tillbaka till den historiska sommaren 2023 och platsen där marken skalv: Dalhalla. Detta var slutet på en era – KISS sista andetag på svensk mark. Tillsammans med oss i Let Me Know återupplever vi den sista, magiska konserten med live-kommentering, gåshud och ren jävla rockmagi. Det blir en kväll i minnenas allé som du sent ska glömma. Dra upp volymen till elva, ställ ölen på kylning och delta i debatten. Vi ses i chatten den 6 mars kl. 20:00.  You wanted the best, you got the best!

1. What Is Death? 2. The Death of Death 3. Are You Ready to Die?

Over the weekend, the US and Israel launched coordinated strikes on Iran, killing the Supreme Leader and triggering a wave of retaliatory missiles across the region. This is the biggest military escalation the Middle East has seen in a generation, and it's already moving markets. Today, Nicole traces the financial chain reaction from the collapse of the 2015 nuclear deal all the way to Monday's market open, and breaks down exactly what this conflict means for your portfolio right now. Oil is surging, gold is spiking, defense stocks are climbing — and travel stocks are getting crushed. Nicole explains why markets recovered faster than expected, what the historical pattern tells us about what comes next, and the one scenario that should actually worry you. She also breaks down the specific assets that go up and the ones that go down when the US is in conflict in the Middle East and makes the case for why you don't have to play offense, but you absolutely need to know how to play defense. Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:16 How We Got Here  02:32 The Ceasefire That Didn't Hold  03:02 The Strait of Hormuz: The World's Most Critical Choke Point  03:46 Will This Be a Long War?  04:36 How This Hits Your Wallet:  08:09 Why Travel and Tourism Stocks Get Hit 09:26 The Historical Pattern Every Investor Should Know  10:20 The Risks That Could Change Everything  10:50 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Is your golf swing stuck in the past? In Part 3 of "The Rebuild," I'm back in the bay with Quinn Vilneff, Class A PGA of Canada Professional at Gowanus Golf Club in Vancouver. We've fixed the chipping issues, so now it's time to tackle the full swing. The one that's been holding me back for years. If you struggle with pulls, wipey fades, or feel like you just can't compress the ball, this lesson is for you. Quinn breaks down why my 61-year-old baseball background is fighting my golf swing and gives me three simple, actionable feels to finally get my sequencing right. We go deep on Smash Factor, Center of Mass, ground reaction forces, and the "kinematic sequence," but Quinn makes it simple. The result? I gained 15+ yards with my 7-iron almost instantly just by moving my body differently. Are you more of a watcher than a listener? Then why not watch this episode on The ModGolf YouTube channel! ---> https://youtu.be/YKW9Nqjhw24 or click on the image to add some video to the sounds and words. Episode Chapters 0:00 - Intro: From Short Game to Full Swing 1:30 - Smash Factor 101: What Rory's Driver Controversy Teaches Us 4:45 - The BIG Diagnosis: ** Where is My Pelvis at Impact? **8:15 - The "Dipping" Problem & Trail Leg Extension 10:00 - The Mountain Analogy: Why Your Old Swing Never Dies 13:30 - Golf Swing Sequencing Explained (Hands → Arms → Shoulders → Hips) 16:45 - The "Bump" Drill: Getting Left Sooner 20:30 - Ground Reaction Forces: Using the Ground Like a Pro 24:15 - Creating Space: Why Your Hips Are Blocking Your Swing 28:00 - ** The "Third Grade Bump" Live Drill **31:00 - Exaggeration is Key: Rehearsing vs. Swinging 35:00 - 7-Iron Results: The Launch Monitor Doesn't Lie (+15 Yards!) 39:00 - Preseason Drill: The Yoga Ball Move (Indoor Training) 41:00 - Part 4 Preview: The Driver (The Club I Dread) What You'll Learn in This Golf Lesson: • The real reason you flip or scoop at impact (and how to fix it with your body, not your hands). • The simple "Trail Leg Extension" feel that stops you from dipping down. • How getting your center of mass in front of the ball changes your club path instantly. • The one indoor winter drill to improve your swing sequence without hitting balls. • Why golf fitness (with Cameron Barkley) and golf instruction must work together for all golfers, but especially for older ones like me. RELATED VIDEOS & RESOURCES

Bill Gurley is a Wall Street and Silicon Valley legend. He's the analyst who led the Amazon IPO and went on to become one of the most successful VCs of all time and an early investor in Uber, Zillow, and GrubHub. Today, he joins Nicole to answer the biggest questions on investors' minds right now. Bill doesn't mince words: yes, we're in an AI bubble— and he explains exactly why, from circular spending deals that smell like Enron to the speculative behavior that always follows a real wave of innovation. He breaks down why the IPO system is rigged against retail investors, what tokenization could do to fix it, and what a SpaceX IPO would actually mean for everyday investors. He also shares the one market sector he thinks is quietly becoming a buy, and the specific Chinese battery stock he personally owns. Then the conversation shifts to Bill's new book, Runnin' Down a Dream, and his surprisingly personal framework for building a career you actually love. He shares the question he asked himself twice that changed the entire course of his life, his research on career regret, and why chasing passion is a competitive advantage. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Get Bill's book Runnin' Down a Dream  Here's what Nicole covers with Bill:  00:00 Are You Ready for Some Money Rehab?  01:12 SpaceX + xAI: What Elon's Deal Really Means  03:18 Why Retail Investors Keep Getting Shut Out of the Best Companies  05:55 The IPO System Is Rigged  08:36 Inside the Amazon IPO 10:40 Are We in an AI Bubble?  16:30 AI vs. the Dot-Com Bubble 21:15 Which AI Tools Bill Actually Uses  22:00 Bill's Take on AGI Hype  23:30 Where Bill Sees Opportunity Outside of Tech  27:30 The Chinese Battery Stock Bill Personally Owns  28:45 How to Evaluate Stock Options as an Employee  31:50 The Hidden Value of Joining a Fast-Growing Company  33:15 Buy Side vs. Sell Side Analysts  35:40 The Question That Changed Bill's Career Twice  38:00 Why Following Your Passion Is a Competitive Advantage  42:00 How Tito's Vodka Started with a Blank Sheet of Paper  45:20 Bill's Next Chapter: A Policy Institute  48:00 Nuclear Energy, Healthcare, and the Issues Bill Wants to Fix  51:06 Bill Gurley's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions.

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____What if the problem was never you… but the tools you were handed?Dani Donovan is an award-winning ADHD creator, bestselling author, designer, and founder of the Anti-Boring Project. Her book The Anti-Planner: How to Get Shit Done When You Don't Feel Like It has sold over 100,000 copies.Dani was diagnosed with ADHD as a freshman in college after years of being told she was too smart to have it. She did well in school, pulled all-nighters, burned herself out, and quietly assumed the everyday stuff she couldn't manage, laundry, hygiene, keeping up with life, were character flaws. They weren't. They were executive dysfunction.Once she finally understood her brain, she started translating that into art. Her ADHD comics took off fast, her first hit 100 million views and was shared by Mindy Kaling. That reach turned into something bigger: The Anti-Planner, a 100+ strategy toolkit organized around how you're feeling when you're stuck, not around dates.In this episode, Dani talks about why traditional planners fail ADHD brains, how she mapped procrastination by emotion, what tools like "how to half-ass it" look like in practice, and what she learned self-publishing 40,000 pre-orders while running a business with no business background.If you've ever felt like you were the problem because you couldn't stick with a system, this episode will shift that. You don't need one perfect tool. You need the right tool for the resistance you're facing.Resources:The Anti Planner: https://www.anti-planner.com Instagram: https://www.instagram.com/danidonovan Tiktok: https://www.tiktok.com/@danidonovan Facebook: https://www.facebook.com/danidonovanart YouTube: https://www.youtube.com/@Dani_Donovan X: https://x.com/danidonovan Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

In this episode, I channel messages from Spirit to bring you insight you need to hear to make the most out of the year ahead. Find out:

A blood moon sparks fresh waves of end-times predictions, apocalyptic charts, and doomsday rhetoric — but is that really the point? Jase, Al, and Zach push back on the obsession with “when” and “where,” arguing that Scripture shifts the focus to who you're with and whether you're ready. From 1 Thessalonians to Jesus healing on the Sabbath, the conversation reframes heaven not as escape, but as meaningful work in a renewed creation.  In this episode: 1 Thessalonians 4, verses 13–18; 1 Thessalonians 5, verses 1–4; 1 John 3, verses 16–19; John 5, verses 1–17; Matthew 11, verse 28; Romans 8, verse 19; Genesis 1, verse 28 “Unashamed” Episode 1281 is sponsored by: https://texassuperfood.com — Get 35% off your first order when you use code Unashamed. https://trustandwill.com/unashamed — Get 20% off and protect your legacy today!  https://chministries.org/unashamed — See why Christians are ditching health insurance for good. Get a simpler alternative at half the cost! http://unashamedforhillsdale.com/ — Sign up now for free, and join the Unashamed hosts every Friday for Unashamed Academy Powered by Hillsdale College Check out At Home with Phil Robertson, nearly 800 episodes of Phil's unfiltered wisdom, humor, and biblical truth, available for free for the first time! Get it on Apple, Spotify, Amazon, and anywhere you listen to podcasts! https://podcasts.apple.com/us/podcast/at-home-with-phil-robertson/id1835224621 Listen to Not Yet Now with Zach Dasher on Apple, Spotify, iHeart, or anywhere you get podcasts. Chapters: 00:00 Anna Turns 40 05:42 Life Is a Vapor 10:18 Blood Moon & End-Times Hype 14:36 The Wrong Question 20:41 Who Are You With? Paul's Answer 25:58 Heaven Isn't a Vacation 31:44 Jesus & the Sabbath 39:52 Scarcity vs. Expansion 47:18 Retirement, Purpose, & Are You Ready? — Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump wants to cap credit card interest rates at 10%, and if you're one of the millions of Americans drowning in credit card debt, that sounds like a dream. But Nicole breaks down why this proposal might not be the hero story it seems, and what you should actually be doing right now while Washington debates. Nicole explains the real reason a rate cap could backfire, why people with lower credit scores could end up worse off, and the actionable moves you can make today (no legislation required). From the debt avalanche method to balance transfers, personal loans, and a surprisingly simple phone call that could save you thousands, this episode is your full playbook for escaping the high-interest debt trap. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:16 Trump's 10% Credit Card Rate Cap, Explained  01:17 Why This Isn't the Win It Sounds Like  02:10 Who Could Lose Access to Credit Entirely  02:52 The Payday Loan Trap Nobody's Talking About  03:12 What You Can Do Right Now  03:53 Know Your APR  04:31 The Debt Avalanche Method  05:09 Balance Transfer Cards and Consolidation Loans  06:27 How to Negotiate Your Interest Rate  07:01 Why Even $25 Extra a Month Matters  07:41 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions.

President Donald J. Trump authorized Operation Epic Fury — a precise, overwhelming military campaign to eliminate the imminent nuclear threat posed by the Iranian regime, destroy its ballistic missile arsenal, degrade its proxy terror networks, and cripple its naval forces. We break it all down and look at the aftermath with special guest Navy SEAL sniper Jared Hudson. We also announced our live "Are You Ready" tour, coming to a city near you in 2026! Hear all the details and get your tickets today! See omnystudio.com/listener for privacy information.

Behavioral scientist and bestselling author Jon Levy is back to unpack how we can leverage our own psychology to build wealth. He explains why publicly announcing your financial goals can actually sabotage them, how “if-then” plans outperform willpower, and why adopting the identity of “I'm an investor” can become a self-fulfilling prophecy. Then Nicole asks Jon what the science says about whether jerks make better CEOs, and he shares research-backed strategies for becoming a stronger leader. He also gets personal: how growing up as the child of immigrants affected his money mindset, the road to becoming debt-free in eight years, and the amount of money he needs in his bank account to feel safe. Nicole and Jon also discuss how financial frameworks like the sunk cost fallacy apply to relationships and whether your partner might be the best investment you'll ever make. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Get Jon's latest book Team Intelligence  Here's what Nicole covers with Jon: 00:00 Are You Ready for Some Money Rehab?  01:47 Jon's Famous Dinners Explained  04:17 Why Money is a Mental Puzzle, Not a Math Problem  06:16 Why Sharing Goals Fails  07:56 From Housing Markets to Dating Markets 09:42 Is Your Partner the Most Important Financial Decision You'll Make?  15:09 Jon's Leap From Debt to Social Currency  33:37 Money Values in Marriage  38:01 Should You Quit the Zombie Job? 39:27 The Chicken/Egg Problem with Success  45:25 Do CEOs Need to Be Jerks to be Successful?  49:53 What Makes a Leader  58:12 How Self Deprecation Erodes Trust  01:06:57 Jon Levy's Tip You Can Take Straight to the Bank 

Do you chunk a chip then blade it over the green on the next shot?

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____Your ADHD brain is one of the best storytellers in the room. The problem is it doesn't always know when it's making things up.I'm recording this two days before movers arrive, from a house I no longer own, in a t-shirt, with dilated pupils. Classic.I sold Bullfrog Farms, my six-and-a-half-acre country home, and decided to do the most opposite thing possible: move into a high-rise in San Francisco. Three HOA rejections later, all because of two small dogs named Teddy and Moe, I went from "this is inconvenient" to "we're basically going to be homeless" in under a week.That spiral brought me back to something I keep teaching but had to relearn myself. In this episode I talk about the ADHD brain's compulsive need to fill uncertainty with narrative, the difference between reacting to a story and reacting to data, why public criticism hits differently than private criticism when your nervous system has no agency, and how a misidentified baby egret became the most honest lesson of the month.If your brain has ever taken one rejection, one unanswered text, one hard week, and turned it into a verdict about your entire life, this one is for you.Resources: Website: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Have you ever watched a reading and thought…

Four-year college isn't the default anymore…  but saving for your kid's future absolutely is. Today, Nicole breaks down the modern playbook for affording college whether your kid is a newborn, or if they're applying to colleges now. This is your simple guide to 529 plans, custodial accounts, Coverdells, prepaid tuition plans, and the newest government-backed savings option making headlines. If you've ever wondered, “What happens to a 529 plan if my kid doesn't go to college?” Nicole will teach you a smart move there, too. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 01:11 Where To Start If You Have a Newborn 01:28 Everything You Need to Know About 529s 04:44 Where To Start If Your Kid Is in Grade School 05:42 The Pros and Cons of Custodial Accounts 08:17 Where to Start if Your Kid Is in High School 10:32 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Lucy Guo built one of the most talked-about AI companies in the world before most people finish college. Then, she made headlines when she dethroned Taylor Swift as the youngest self-made female billionaire. Today, she joins Nicole to talk about how she grew wealth, and how you can borrow the money lessons that only show up after you've already “made it.”  Lucy tells Nicole about growing up bullied for not being able to afford the cool brands, scrappy strategies she used to save money when she was building her first company, and navigating the strange attention of being labeled a billionaire while most of that wealth still isn't liquid. She explains the routines that kept her disciplined, the hard boundaries she set around lending money after getting burned, and stories of her wild money hacks like booking refundable flights to eat free meals in the airport lounges.  Nicole and Lucy also dive into the hidden playbook of startup money and the creator economy: how Lucy's fundraising secret is to manufacture FOMO, why the wealthy borrow instead of sell, and the monetization strategy all creators should adopt.  Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Keep up with Lucy on Instagram and learn more about Passes Here's what Nicole covers with Lucy:00:00 Are You Ready for Some Money Rehab? 01:17 Lucy's Routine and the Impact of Success on Hustle 03:39 Childhood Bullying05:08 Lucy's Confidence Reset 08:20 Unpacking “Paper Wealth” and Liquidity 13:40 Should You Lend Money to Friends? 14:35 Lucy's Investing Thesis 18:34 FOMO Strategy in Fundraising 22:22 Billionaire Money Tips 25:03 The Robbery Attempt 27:38 Money Saving Hacks 33:43 Stigma Around “Work Hard, Play Hard” 37:24 Passes and the Creator Economy 53:45 Lucy Guo's Tip You Can Take Straight to the Bank

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____What if the season that feels the most destabilizing is the moment your brain is asking to be understood differently?Dr. Anupriya Gogne is a board-certified addiction psychiatrist specializing in perinatal and reproductive psychiatry at Brown University Health. She recently authored Neurodevelopmental Disorders in Adult Women.When Dr. Gogne became an attending, her caseload doubled overnight. She stayed late finishing notes while colleagues went home. Around the same time, she impulsively adopted a baby husky. Six years into her career, testing confirmed ADHD and NVLD, a visual-spatial learning difference that explained why she didn't drive until age 30 and why every parking lot looked identical.Now she treats pregnant and postpartum women with ADHD, addiction, and trauma. In this episode, Tracy and Dr. Gogne discuss ADHD and NVLD in adult women, how visual spatial differences show up in daily life, the overlap between trauma and addiction, the role of stimulants in recovery when carefully managed, and why pregnancy and postpartum can intensify symptoms through hormonal shifts and sleep deprivation.If you are in a season where your systems stopped working, this conversation offers context. Sometimes it feels out of control because it is out of control. And that means you need support, not shame.Resources: Website: https://www.brownhealth.org/providers/anupriya-gogne-md Neurodevelopmental Disorders in Adult Women: Special Considerations in the Perinatal Period: https://link.springer.com/book/10.1007/978-3-031-86588-6 Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

To improve business communication fast, consider this… If nothing that you convey in your communication, instills any sort of belief in the other person as to why they should take the action that you’re requesting, then it’s not at all likely they’re going to take that action. David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland and I will be discussing the TBDs. Welcome back, Jay. Jay: Hey, it’s such a pleasure to be here with you again, David. We’re talking about communication here and I’ll be honest. Oftentimes we’ll discuss a podcast that we want to do, or you’ll send me the topics and I sit here and think, you know, I’ve never once thought about this type of thing. How to improve communication. I just kind of fall in the trap. You know, I talk to people, I send them emails. I’m guessing that that’s good communication, but I’ve not really thought about it, David. David: Yeah. I sort of introduced this topic backwards, I guess, at the top of this podcast. When I say we’re going to be talking about the TBDs, what we’re really talking about is improving our communication with the TBDs. And for those of you who are saying, “what are they talking about?” Allow me to elaborate. A lot of times when I’m working with clients, one of the things they’ll ask about is how to improve the results they’re getting with the communications they’re having with prospects. That could be anything from the messages they’re leaving on people’s voicemails. It could be not getting responses to emails. It could be the things they’re posting on social media, any form of outbound communication, whether it’s one-to-one or one-to-many. What you say in those communications is going to determine what happens. We touched on this a little bit in the previous episode. But if you want to really think about what is likely to get you the best results? I boil it down down for myself and my clients as what I refer to as the TBDs. Now, when people think of that abbreviation “to be determined,” that’s often what’s used there. That’s not what I’m thinking in terms of. When we want to communicate with other people and get a result, we should ask ourselves: “As a result of this communication, what do I want this person to think? What do I want them to believe, and what do I want them to do? Okay? If you structure your communication to address those three points, you’ll be far more likely to get the result you’re looking for. If I send somebody an email, and there’s nothing I want them to think, believe or do, there’s no reason to send that email. Jay: Mm-hmm. David: If I make a phone call, leave a voicemail message, or do anything to initiate contact with another human being, if there’s nothing in particular that I want them to think, believe, or do, then what’s the point of having the conversation? Now, if you’re calling a loved one, Okay. You know? Jay: Yeah. David: You want them to know that you love them. You want to know that they love you, all that sort of thing. But, in business in particular, in our communications, if we don’t have a reasonably good idea of what we want the other person to think, believe, or do, then there’s not a whole lot of reason to communicate. Jay: Yeah. That’s so powerful because how often or is the temptation I’m calling a client? Hey, just checking in, seeing how you’re doing give me a call back. It’s like, that’s the trap. I think so many of us fall into. I’m not thinking at that moment, what I want them to be thinking is, please call me back because you need me. But I sound kind of desperate and not like there’s a priority. There’s no urgency, there’s nothing really being conveyed. Right? David: Yes. And when we’re doing follow-up calls, when we’re doing check-in calls, and just even using those words in a voicemail message. There’s nothing really compelling for them to respond to there. Is there? Jay: Mm-hmm. David: If you’re saying to somebody, “Hey, I’m just checking in,” it’s like, “okay, well they’re just checking in. I’ve got nothing for ’em at this point. I guess I don’t need to respond to that.” But when you leave a message like that, We have things we want them to think, believe, and do. We want them to think, “oh, I’m going to get this message and I’m going to call this person back.” Ideally, we want them to believe that it would be in their best interest to pick up the phone and call us. We want them to do, we want them to pick up the phone and call us back, right? So it does kind of tie together, but when you’re conscious about it, It requires you to think differently and to speak differently and to approach the whole thing differently. If I want them to think that it’s important for them to call me back then saying, “Hey, I’m just calling to check in,” is probably not the best approach to take. And in most of our communications, it’s good to have some sort of call to action at the end of it. Give me a call back, drop me an email, send me a text, whatever it is, that’s the “do” portion of it, and that usually does come at the end. You want to have a very specific call to action at the end indicating what you would like or appreciate for them to do. Are they always going to do it? No, I leave messages for people who don’t call me back. Even people that I’ve known for a long time, who I’ve worked with and things like that. For whatever reason, that still happens. But if you are at least clear, on your end, about why you’re calling, what you’re looking to accomplish in that call and what you’d like them to do next, then at least you’ve got a shot. Jay: Yeah, and I think it’s probably a, discussion more for a future podcast, but things have changed dramatically over the last, say, 15 years. It used to be people expected a voice phone call. We get almost zero results now, in our business with the return voicemail. All of the results come through the return email or the return text. And now, I find it’s easier for people to get back to me because they respond right when they see that text. But it makes it harder to define, you’re not in person, they’re not hearing your voice, and so now making sure they’re going to think what you or believe it and do what you want them to do, you’ve got to be able to condense that down and share that message in a powerful way, in fewer words. So there’s some wordsmithing needs there that have to happen. David: Yes, and the belief portion of it, I think is pretty key. And it’s important to differentiate that from the think portion. And what I mean by that is if I want you to think that we should do business together, it needs to go deeper than that. You need to believe that it’s really in your best interest that we do business together, because if you just sort of think it, if it sort of flies by in your brain, then it can just as easily fly out. But if you’re able to instill some level of belief, even just a little, a little bit of a belief, which is more than a thought, it’s actually a strong consideration that this might be in my best interest, then you’ll be a lot more likely to get the return call, get the return communication, whatever it is. So it’s a small distinction on some levels, but it’s a really deep distinction on others. If nothing that you convey in your communication, instills any sort of belief in the other person as to why they should take the action that you’re requiring in the third step or requesting in the third step, then it’s not at all likely they’re going to take that action. Jay: Yeah, I imagine like for example, if you in promotional products are trying to get somebody to believe something, I would think what I want them to believe is that the longer they wait, not using your promotional products, the longer they’re not going to experience the benefit of the sales and the growth that those things can provide. If I can convey that, I’m guessing for you that would be a win. David: Yeah, that’s an excellent example of a belief system that we would like to be able to install in other people. That it is absolutely in their best interest to do it, and if they’re not doing it, that in some ways it could potentially be harming them. Jay: Mm-hmm. David: Particularly if those things are true. We’re not just looking to try to make things up to manipulate people into responding to us. If what we’re offering actually has value and has the ability to help the other person, and we don’t create that belief, we don’t convey that belief to them, then we are doing them more harm than we’re doing to ourselves. Because they don’t get the benefit of what it is that we could help them with. Jay: Yeah. And so being lackadaisical, that’s probably not going to help. Are there any tips or guidelines on how you can really identify that thing? Because I’m asking myself, “okay, what do I want my potential clients to believe?” I don’t know if I know the answer to that question. So spending some time on just that could be very valuable. David: Yeah, literally if you grab a sheet of paper and you write, “Think” at the top, “Believe” in the middle of the page, “Do” near the bottom, and then say, okay, what is it that I want to accomplish in my next communication? And when you’re reaching out to a lot of different people with a similar message, for a similar purpose, then this becomes that much more critical. Because every call that you make without doing this decreases the likelihood that you’re going to get the result you want, because you haven’t defined the result you want. I mean, yeah, you know that you want them to call you back, but you haven’t identified what you want them to think about that, what you want them to believe about that so that they will actually take the action that you’re requesting. Jay: Yeah. And then what’s probably going to happen, because you haven’t done that, you’re going to sound desperate and like you’re begging. And that is, that is the worst place to come from in a sales call. David: Yeah. Or that you’re careless, that you’re just, “oh, I thought I’d give you a call.” Like I have nothing better to do. When you convey that sort of a message Into somebody’s voicemail, particularly if that’s somebody who’s busy, who actually has things that need to get done to improve productivity and make things happen, and move things forward in their business. They’re going to listen to that. I’m going to say, I don’t have time for this, Jay: Right. David: But if that same message conveyed a thought that resonated with them, a belief that would motivate them, and then a call to action that would actually happen. Now you’re using exactly or at least roughly the same amount of time to leave that voicemail message, but improving your results and your responses dramatically. Jay: Yeah. And it’s a legitimate place where you can use the phrase game changer. It’s often overused, but this is a process, right? So you may want to do some A/B testing, I think. You’re not going to nail it the first time. But it’s another place, and we talk about this very often, tracking the messaging that you’re using and seeing which types of message are most effective. Because if you’re not doing that, you’re not going to know when you’re really hitting that sweet spot or not. David: Exactly. And if you have the ability to track your most recent calls, your last 10, 50, a hundred calls. If you’ve been doing the same thing on those, how many of them got a return call? Say you made a hundred calls and three people called you back, that’s a 3% rate. If I change the approach, if I incorporate the TBDs, what does that do? Does it convert it to 6%? Maybe it converts to 8%? Does it convert it to 20%? Or does it reduce it to zero? Any of those things are possible, depending on what it is we’re conveying in that message. It could make it better. It could make it worse. But if you do this, if you test it, as you’re talking about, an A/B test. The A test was what you did before. The B test is what you’re doing now for a certain period of time. You’re tracking those results. You’re comparing it. That gives you the answer. It gives you the answer better than any guru, than any marketing Sherpa, whatever it is that’s going to tell you because the market always votes with their wallets. Or in this case, they vote with their phones, whether or not they’re going to call you back. That’s what tells you the answer. So it’s very easy to define once you’ve got it set up. Not always fun to implement. Not always easy to implement. Probably easier than it seems, but once you do it and you’ve got those numbers, now you know. You don’t have to wonder. Hmm. I wonder if that would work better. You know. Jay: Yeah, absolutely. And that’s the most important part. That’s the difference between just shooting stabs in the dark or conveying a message of, you know, “Hey, I’m just your friend,” instead of somebody who has a product that can change your business or improve your business. So how do people find out more? David: You can go to TopSecrets.com/call to schedule a call with myself or my team. If you’re looking to initiate more conversations, improve your communications with people, get a better response to your emails, your voicemails, your phone messages, anything you’re doing in that regard, then let’s have a conversation. Our Total Market Domination course is all designed to get you better results from what you’re currently doing. Jay: Fantastic. David, thank you so much for sharing your information today. David: Thank you, Jay. Are You Ready to Improve Your Communication to Get Better Results? If so, check out a few ways we can help you grow your sales & profits: Just Getting Started? If you (or someone on your team) is just getting started in promotional product sales, learn how we can help. Ready to Grow & Scale Your Business Fast? If you're an established distributor serious about growing your sales and profits now, check out this case study and schedule a call with our team. Need EQP/Preferential Pricing? If you're an established distributor doing a decent volume of sales, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry.

Today, Nicole breaks down the viral tax strategy everyone on social media is talking about — the claim that buying a short-term rental can legally wipe out your taxes. She explains the simple idea behind bonus depreciation, why it creates massive upfront write-offs, and how real estate investors use upgrades and accounting strategy to dramatically lower taxable income. But she also pulls back the curtain on the part influencers skip: why a $0 tax bill doesn't automatically mean you made money, how much cash you still need to spend, and the risks hiding behind the hype. The Money Rehab Episode About Whether Home Ownership is Overrated   Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram 00:00 Are You Ready for Some Money Rehab?  00:53 Bonus Depreciation 101 03:10 What Changed with the  Big Beautiful Bill 03:38 What Qualifies (and What Doesn't) 04:22 Fact-Checking the Viral Airbnb Example  05:37 The Caveats 05:54 Cost Segregation Study Workaround 07:36 Don't Let the Tax Tail Wag the Dog'  09:10 Tip You Can Take Straight to the Bank

Neil Patel's origin story involves borrowing from his parents' life savings to keep his startup alive. Not only did his plan work, but he built a million-dollar company, advised companies including Amazon, Google, and Microsoft— and, he paid his parents back. Today, Neil breaks down the money lessons he learned once he made it big. He shares why he still drives a minivan despite being able to afford something bougie, the unusual way he teaches his kids about taxes, and the important distinction he makes between success and wealth. Then, Nicole and Neil get tactical and dig into the future of getting discovered online. Neil explains why traditional search is dead and how to adapt, what founders can do if they have a $0 marketing budget, and the SEO do's and don'ts of naming your business.  Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check out Answer the Public, the free tool Neil mentioned in this conversation Find more of Neil's work and resources here Here's what Nicole covers with Neil: 00:00 Are You Ready for Some Money Rehab? 01:09 Launching Crazy Egg and Borrowing From Parents 06:42 Next Ventures and Kissmetrics  09:43 Do's and Don'ts of Naming Businesses 15:31 NP Digital's Massive Success vs Personal Success 21:19 Neil's Perspective on Wealth, and the “Big R” Framework 29:32 Hot Takes on Money 30:07 Teaching Taxes Through Ice Cream 32:15 Living with Less and Financial Goals 38:45 Trust Funds and Regrets 42:09 Actionable Digital Marketing Advice for Business Owners 42:26 Choose Your Fighter: Email List, Website or Instagram? 44:59 Why Traditional Search is Dead 46:59 SEO vs AEO 55:29 Marketing Tips for a $0 Budget 01:00:49 Tip You Can Take Straight to the Bank

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____Many neurodivergent women are not struggling because they lack ability. They struggle because the systems around them were never designed for how their brains actually work.In this episode, Tracy talks with Stephanie Ray, a neurodivergent lawyer, coach, and founder of Growthset Coaching. Diagnosed with ADHD in her early 30s, Stephanie spent years succeeding on the surface while quietly struggling with memorization, rigid study methods, and performance pressure in law school and legal practice.Once she understood how her brain learns best, she stopped forcing traditional systems and built visual, movement-based, and story-driven approaches that actually worked. Tracy and Stephanie break down why standard study advice often fails ADHD learners and what makes information stick instead.They also cover imposter syndrome, accommodations, time blindness, and task initiation, along with practical strategies for studying, exam prep, and managing demanding careers. If you feel smart but still behind, this episode will help you see why and what to change.Resources: Website: https://www.growthsetcoaching.com Linkedin: https://www.linkedin.com/in/stephanie-didomizio-ray-esq-75157347 Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Very soon, just as lightning flashes, the skies will open and Jesus Christ will return. There will be no middle ground. You will either be a wheat or tare, sheep or goat, saint or sinner. Jesus said, “Be ye also ready… for in such an hour as ye think not, the Son of man cometh.” On this edition of the Endtime Show we'll explain His soon return. The question is—Are You Ready? ⭐️: True Gold Republic: Get The Endtime Show special on precious metals at https://www.endtimegold.com📱: It's never been easier to understand. Stream Only Source Network and access exclusive content: https://watch.osn.tv/browse📚: Check out Jerusalem Prophecy College Online for less than $60 per course: https://jerusalemprophecycollege.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Is DMN (Default Mode Network) the secret to opening up to your abilities? If you're someone who can't shut off their brain, is action oriented, and finds it hard to relax, this could be the answer to opening up to your intuition and spiritual connection. If you're someone who is a daydreamer, maybe a little spacey, and finds it easy to use your imagination, this episode will give you info to help you use this to hone in on your skills. Join the Are You Ready to Start a Spiritual Business Workshop for FREE here: https://bookwithheather.as.me/?appointmentType=89015078 In this episode, you will: Learn exactly what DMN is What the kryptonite is that is hurting your ability to open up spiritually. How to use this information to connect spiritually while doing your daily tasks. ✨ Want Spirit Mail where you can get a message delivered to your inbox every Friday? Click here: Spirit Mail: Free Reading Every Friday Website: www.therealheatherdanielle.com Episode 2 of the Spiritual Life Society Podcast

Your process for goal achievement is key. Because you’re doing a lot behind the scenes before anyone even knows that you’re alive. So we’re essentially moving from being invisible and working hard behind the scenes — to ideally, at some point, bursting on the scene and being recognized as a force in your marketplace. But none of that happens by accident and it doesn’t just come from setting goals. It requires having those processes in place. David: Hi, and welcome to the podcast. In today’s episode, co host Jay McFarland and I will be discussing your process for goal achievement. Welcome back, Jay. Jay: Hey, David. Thank you. It’s always a pleasure to be with you. I’m going to be brutally honest here. I’m really good at setting goals. But I’m not very good at mapping out how I’m going to accomplish those goals. I think it’s good that I’ve taken that first step. And I kind of have a mental idea, but I never really go back and say, “yeah, I accomplished that thing.” So I think I’m missing some of the motivation to set more goals. That’s one of the key things about goals. Once you’ve checked ’em off, you should feel good about yourself and then do more goals. And I don’t know if I ever reached that point. David: Interesting. And I think a lot of people feel the same way. I know I’ve certainly had that situation over the years and still do to some extent. We talked about goals several weeks ago. I really wanted to get to the idea that it’s great to have the goal. But it’s like looking at the top of a ladder and saying, okay, that’s where I want to go. Or it’s like looking at the sky, that’s where I want to go. But ultimately, the goal isn’t what’s going to get you there. The goal may motivate you, but the goal is not going to get you there. Ultimately, it’s the process that’s going to get you there. Assuming you have a process. So if the goal is to generate a certain amount of revenue in your business, or have a certain amount of money in your personal bank account, or start a business, whatever your goal is, the next step is to say, okay, what are the specific steps? What are the combinations of tasks and projects that are going to be necessary to help me achieve that goal? Because the tasks, the individual things I have to do, and the projects, essentially the things that are composed of a bunch of tasks, are what’s going to get us there. And the combination of these things is essentially the process. If my goal is to generate a certain amount of sales revenue, and I’m not there yet. I generally want to start with a process that says, Okay, let’s take a look at exactly how much your existing clients are worth to you. What did they spend with you last year? And then, do I think they’ll spend more, less, or about the same this year? And generally, you’ll have a reasonable idea of that. Whether it’s going to be about the same, maybe a little more, maybe a little less. You won’t know for sure, but it’s a great place to start. Then you say, “Okay, if I can count on my existing customers for this level of revenue, and I want to get to that level, how do I fill that gap? Because if this is the goal and this is where I am now, then we have to look at the process that will get us there. What’s the combination of tasks and projects that will allow us to reach that revenue goal? When we focus on that, everything we do during any given day now leads toward the goal. As opposed to just having scattered focus, just doing a bunch of different things. Just thinking about our goal, but not exactly sure how we’ll get there. But when you start to think of it in terms of tasks, projects, and ultimately your process, that’s what’s really going to make the biggest difference. Jay: Yeah, I think if you don’t do that, it can be really demotivating, right? I think I’ve told you in the past, when I was in the restaurant business just starting out, I would have an area manager come into the store and we would set goals, and the first one is always what you’re talking about. How are you going to increase sales? And he would just increase our sales on the goal by ten percent, right from the previous year and never tell me what I can do to, you know, I’m new, “okay, how am I going to do that? What are the steps?” And it was just this arbitrary number that he came up with and never trained me or told me how I could accomplish those things. So then the follow up is like, “oh, you didn’t achieve your goal.” And I’m like, “well, you never told me how to achieve my goal,” right? David: Yeah, the what is very often easy, it’s in the how that we get into all the details. And that’s what’s missing with a lot of people .And that’s why when we work with our clients in our Total Market Domination course, majority of it is the how, the specific steps that need to be taken in order to get to the desired goal. And when I say how, it doesn’t mean that you have to do it, either. It means somebody has to do it, right? So you can get into this idea of who versus how, which is a great book, by the way. Dan Sullivan and Dr. Ben Hardy wrote a book called Who Not How. Excellent book. But that concept still requires somebody to know how to do the things. So either you’re going to find somebody who has that skill and you’re going to get them to take those actions, or you’re going to have to know what to do, either do it yourself or train someone else to do it so that those things can be done. And then when you start focusing on that sort of approach, that becomes your process. You say, “okay, when I take this action, then I am likely to get this result.” And then you look at those results and you gauge it based on what you’re expecting. And then you tweak and adapt it as you go. But ultimately it’s all about the process and whether the process is figuring out what to do or knowing what to do and then taking the action to do it, or whether the process is identifying the right people that you need to bring into your organization to help you with it, it ultimately all boils right back down to the process. Jay: Yeah, I think it’s so important to say it’s not all on you, right? Identify those things that you need to do and put the other things on other people’s shoulders so that you can focus. I also love how you pointed out that as you’re assessing your goals, if you’re not getting there, you need to tweak and change. I think sometimes we just say, Oh, that was it. Didn’t work. So I guess that that goal wasn’t right and so again, you’ve demotivated yourself instead of kind of reworking that goal. David: Yeah, and so often we don’t even realize how close we are to something until it actually happens. And it reminds me of that analogy about how an airplane is off course for 90 percent of the flight. And so the pilot’s job is to make constant little tweaks to get you back on track toward wherever it is that you’re going. So you take off, you’re headed in a direction, and then there’s a little bit of wind and it sends you one way and then they have to compensate for it. So most of the little steering we do, even when we’re driving a car, your hands are moving slightly back and forth. And the reason it’s doing that is because you’re slightly off course most of the time. When you use an analogy like that, and when you recognize that it’s exactly the same in life, it’s exactly the same in business, you’re going to be off course, most of the time. And so you have to just keep adapting and keep making these tweaks to make sure that you’re back on track and following the path that you’ve set, which, of course, in what we’re talking about today is your process, the tasks, the specific things that have to be done, the projects, the longer term things that require multiple actions and the ultimate process that you’re using to get there. Jay: Yeah, absolutely. And I also think when you talk about, you know, find the who, I think that one of the biggest mistakes that I see people make is they don’t, and I really struggle with this, they don’t share their process with other people. They don’t seek mentorship. And so they’re reinventing the wheel. You know, a lot of these things have been tried and tested and you can skip a lot of pain and a lot of hassle if your who includes somebody else, just another ear call you, right? You know, bend people’s ear and see what they think. And like I said, I really struggle with this. I do everything quietly. And if it doesn’t work, then I’ll go, okay, I should do something else. Cause I don’t want somebody else to know that I failed. David: And of course you haven’t failed until you’ve decided that you failed until you give up on it, right? Because a lot of times we can be trying the same thing and it’s not working. It’s not working. It’s not working. And you keep doing it. And then eventually it works. So it’s like, okay, but if you quit before then, you may consider it a failure, but it might not have failed as long as you keep going. It’s also interesting when you talk about the idea that people tend to keep to themselves and they don’t share stuff. That’s really where we came up with our brand, TopSecrets.com, is the idea that not so much that these things are impossible to find out. It’s just that they’re not often shared. A lot of sales and marketing training boils down to essentially fortune cookie kind of stuff. Be good to your clients and they’ll be good to you. People do business with those they know, like, and trust. And these platitudes are maybe a little helpful, but until you know how to put them into action, until you know the specifics of, “okay, what do I do with that information? How do I get people to know, like, and trust me” if that’s the goal? And they’re three different things, right? First of all, do they know that I’m alive? You know, creating that initial awareness. And so in our program, we refer to it as First Contact. What is your First Contact with a new prospect or client going to be? Because that’s going to determine whether or not they even know you’re taking in air on the planet, which is a prerequisite to them either being able to like you or being able to trust you. It all starts with that. And so when you have specific processes in place for here’s what we do to get ideal prospects, not just anybody who can fog a mirror, but here’s what we do to get ideal prospects to know who we are. And then here’s what we do to get them to like us and trust us better. We don’t really use those terms specifically in our program, but what we do focus on is how do we create that level of awareness in the mind of the ideal client, so that they think of you as the obvious go to choice for them? Because if they don’t think of you that way, and they think of someone else that way, then it’s very likely that someone else is going to get the business. Jay: Yeah. , those are all really, really good points. And like you said it’s a process. You have to be meticulous about it. I think one of the things that is hard is that, you know, we compare ourselves to successful people in business and we know them as already successful. And so we don’t really understand that they went through these processes, right? They suffered. They struggled. And so the fact that you’re going through that, the fact that it’s hard and it doesn’t look hard to other people, it’s deceptive, right? We don’t see what they’ve had to go through. We don’t see that they took these steps. David: Right. And neither does the market. If the people that could buy from us don’t know we’re alive, they have no idea what we’re going through. They have no idea that we’re struggling because we haven’t figured out a way to introduce ourselves to them that is in any way compelling, right? It’s just like “overnight success” in any capacity usually doesn’t happen that way. There’s usually a lot of behind the scenes. One of the things that we also focus on in our training is the idea, since that theme is so common, we focus on the idea that a lot of what you do in the early stages is going to be invisible. And so, you’re doing a lot behind the scenes before anyone even knows that you’re alive. And so we’re essentially moving from that, being invisible and working hard behind the scenes, to ideally at some point bursting on the scene and being recognized as a force in your marketplace. But none of that happens by accident and it doesn’t just come from setting goals. It requires Having those processes in place. Jay: Yeah, I think that’s so important. Every once in a while, you see somebody who had an idea and it just explodes, right? And they fall into a pot of gold. But, you know, we tend to think that that’s how it’s going to happen for us. You know, I see these people who are like influencers on YouTube or whatever, and they have millions of views. I’ve looked at some of their stories. What you don’t see is that they publish videos without any success or following for an entire year before their channel blew up. They just kept pounding their head against a wall, but they had goals and they had plans and they worked towards it. And that’s the work sometimes that we’re just not seeing. David: Right, and clearly they resonated with other people because back to what we were talking about earlier You’re not going to generate that level of revenue unless you’re impacting enough people. So if your story is just that compelling and other people say “wow, this is really impressive,” then yeah, then you can really sort of attract that thing without a whole lot of effort. But for most people particularly if you’re going to do something as a business, it’s going to require a little more thought. Jay: Yeah, it’s going to be hard, right? But that effort is going to change you. It’s going to change your views. And I think you find out after the journey and after the pain that you’ve learned so much and now you’re better prepared to, you know, set your new goals and to work towards them. You build a strength, like you build muscle mass, right? So how can people find out more? David: You can go to TopSecrets.com, schedule a call with myself or my team. We’d love to have a conversation with you. If you know where you want to be in terms of your goals, and you’re not quite sure about the processes for getting you there, this is a great way to have a conversation. We can see if we think the same way, if our approach makes sense for you. If it does, great. Even if it doesn’t, we’ll have a great conversation. You’ll probably get a lot of good ideas from it. Jay: Yeah. And sometimes that conversation is enough to get you kind of moving in the right direction. David, as always, it’s great pleasure to talk to you. David: Thanks Jay. Are You Ready for the Processes that Will Get You To Your Goals? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Millions of pages from the Epstein files have been unsealed, but they leave behind even more unanswered questions about how the money and criminal network actually worked. Today, Nicole traces the financial trail behind Jeffrey Epstein's fortune—what we know, what prosecutors could never fully explain, and how a man with no real business amassed hundreds of millions of dollars. Nicole breaks down Epstein's mysterious rise from Wall Street suit to shadowy “financial consultant,” the ultra-wealthy clients who funded the majority of his income, and the explosive reputational fallout that continues to ripple across corporations, universities, and global power players. She also sets straight the rumors that Epstein created Bitcoin, and explains the real financial consequences of association in today's markets. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 The Epstein Files: A Who's Who of Power 00:58 Following Epstein's Money Trail 04:42 Financial Fallout of the Epstein Files 06:20 The Bitcoin Theory 07:28 Ongoing Legal Battles and Reputational Risks 09:22 The Power of Survivors All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Are You Ready for Your Earthly Death? Is Your Salvation Sure? If Not, Make Yourself Ready Now Through God's Grace and the Gospel MESSAGE SUMMARY: Be ready for the end of your earthly life and the return of the Lord. In 1 Thessalonians 5:1-2, Paul writes to the Christians at the church in Thessalonica: “Now concerning the times and the seasons, brothers, you have no need to have anything written to you. For you yourselves are fully aware that the day of the Lord will come like a thief in the night. While people are saying, ‘There is peace and security,' then sudden destruction will come upon them as labor pains come upon a pregnant woman, and they will not escape. But you are not in darkness, brothers, for that day to surprise you like a thief. For you are all children of light, children of the day. We are not of the night or of the darkness. So, then let us not sleep, as others do, but let us keep awake and be sober.”. Are you ready? Are you sure in your Salvation? If not, make yourself ready and keep ready! God's Grace and the Gospel of Jesus prepare you for your earthly death while providing the means for your Eternal Life!   TODAY'S PRAYER: Lord, you know how difficult it is for me to be in silence before you. At times it feels almost impossible, given the demands, distractions, and noise all around me. I invite you to lead me to a quiet, silent place before you — to a place where I can hear you as Elijah did. In Jesus' name, amen.     Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 123). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Fear. Rather, I will abide in the Lord's Faithfulness. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): Matthew 10:37-39; 1 Corinthians 9:12-23; James 3:13-18; Hebrews 4:15-16; Psalms 65:1-13. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Essentials Part 3 – Incomplete Finished Work”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____Many kids aren't struggling because they lack motivation or discipline. They're struggling because their nervous systems are overwhelmed.In this episode, Tracy talks with Lyndsay Morris, a former teacher and school counselor diagnosed with ADHD in adulthood, about what actually helps ADHD brains learn and regulate. Lyndsay shares how masking as the “good student” kept her ADHD hidden for years and why school only worked when learning felt engaging. What once looked like boredom, emotional sensitivity, and focus struggles were never a lack of effort.That realization reshaped her work. After years in classrooms, Lyndsay saw how often dysregulation was treated as defiance and punished instead of supported. Her approach centers on regulation, connection, and reflection as foundational skills, not behavior control, including her Regulate, Connect, Reflect framework and simple nervous system supports like movement and emotional safety.Tracy and Lyndsay also explore ADHD masking in girls, why adults must regulate themselves before expecting kids to do the same, and what changes when schools stop shaming and start teaching skills. This conversation offers practical, brain-based tools for parents, educators, and adults who want to build capacity rather than compliance.Resources: Website: https://www.generationwellness.com Portfolio: https://www.lyndsaymorris.com Instagram: https://www.instagram.com/lyndsay__morris LinkedIn: https://www.linkedin.com/in/lyndsaymorris Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

For some collectors, art is about beauty, meaning, and power. For others, it's a convenient place to clean dirty money. Today, Nicole breaks down the hidden financial playbook behind the global art market, and why some billionaires treat paintings less like décor and more like offshore bank accounts. From subjective valuations and private appraisals to tax-free warehouses, art-backed loans, and regulatory gray zones, this episode walks through the exact five-step system the ultra-wealthy can use to store, grow, and sometimes quietly clean massive amounts of cash. You'll hear how a $5 million painting can magically become a $20 million asset on paper, why some of the world's most valuable art never leaves storage, and how auction houses legally facilitate transactions that banks never could. Then Nicole pulls it back to real life — what this reveals about how wealth actually moves, why valuation is often narrative-driven, and how everyday investors can borrow the thinking without needing a Picasso or a private jet. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Art as an Investment 01:14 How the Wealthy Buy Art  02:18 Freeports and Tax Havens  03:20 Reappraisal and Inflating Art Value  04:46 Using Art as a Financial Tool  06:16 Money Laundering Through Art  07:16 Lessons for Everyday Investors  08:17 Investing in Art Without Millions  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tom Logue - February 1st 2026 Money reveals who's really on the throne of your life—and Jesus invites us to trade control for something far better. In this message from The King & His Kingdom series, we continue through Matthew 19:23–30, where Jesus confronts the deep spiritual power of money. Using vivid illustrations—from MRI scans to investment returns—Tom shows how wealth can quietly replace God as king, and why Jesus says it's hard for the rich to enter the kingdom of heaven. This sermon explores why money is not evil, but dangerous; how it exposes our true allegiances; and why shifting our trust from wealth to Jesus is humanly impossible—but fully possible with God. Most importantly, we're invited to see the kingdom of heaven as the greatest investment imaginable: one that yields eternal life, true freedom, and a hundredfold return. Learn more about our church: https://restoredtemecula.church Follow us on Facebook: https://www.facebook.com/restoredtemecula and Instagram: https://www.instagram.com/restoredtemecula #TheKingAndHisKingdom #Matthew19 #JesusAndMoney #KingdomOfGod #EternalLife #ChristianSermon #BiblicalTeaching #RestoredChurch Share this message with someone who needs to hear it. Chapters (00:00:00) - Wonders of Restored Church(00:01:13) - The King and His Kingdom(00:03:08) - Talking Money in the Gospel(00:04:21) - Are You Ready for More Money?(00:05:09) - Money Parable(00:07:21) - God's care for His people(00:08:30) - The Rich Young Ruler(00:11:49) - Does Having 12 Times More Possessions Make You Rich?(00:16:58) - Tim Keller on Money and Its Good or Bad Effect(00:20:47) - Who's in Control of the Wealth in Your Possession?(00:25:48) - Jesus on Money and Relationships(00:31:19) - Jesus said to the disciples, Join Me!(00:36:49) - How to Spend Your Money (Romans 8:3-4(00:41:12) - All You Need to Know About The Kingdom of Heaven(00:46:03) - Jesus: Sometimes the kingdom of Heaven Means Letting Go(00:53:03) - Jesus on Incomplete Personal Life(00:56:22) - Jesus and the gospel(00:59:05) - Proverbs 37: How You View Money Reveals Your True Spiritual(01:05:22) - Jesus Calling All of You to Join Him(01:06:58) - God's Prayer for You

Your first $100,000 in investing feels impossible—until you see the math. Today, Nicole breaks down why the first $100K is the hardest money you'll ever make, what changes mathematically once you cross it, and the path to get there… without a hot stock tip, crypto bro, or dumb luck. Nicole walks through a real, doable five-year plan based on the average U.S. salary —including exactly how much to invest each month, where to put your money, and how the beautiful power of compound interest quietly accelerates behind the scenes.  Try Nicole's Compound Interest Calculator Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Why Your First $100K Is the Hardest 02:53 Year-by-Year Investment Plan 03:05 Year 1: Building the Habit 04:00 Year 2: Gaining Momentum 04:33 Year 3: Growth Year 04:59 Year 4: Push Harder 05:37 Year 5: Reaching the Goal 06:00 Reality Check: Life Throws Curveballs 06:33 Passive Income 07:20 Your Next Steps and Resources All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____If you feel busy, stimulated, but still oddly unsatisfied, this episode will explain why. ADHD isn't a dopamine deficiency. It's a regulation problem. Tracy breaks down what dopamine actually does in the ADHD brain and why chasing it through scrolling, shopping, sugar, urgency, or constant stimulation leaves so many women feeling flat or burned out. ADHD brains don't have a broken gas tank. They have a sticky accelerator. The issue isn't pleasure. It's how often and how intensely we spike it.Tracy explains dopamine spikes versus baseline, why wanting outpaces liking, and why novelty driven motivation fades so quickly for ADHD brains. Drawing on neuroscience research, she shows how constant stimulation lowers baseline motivation and turns productivity hacks, new planners, and systems into part of the same dopamine loop. This has nothing to do with discipline or follow through. It's biology.The episode closes with practical ways to work with dopamine instead of fighting it, including dopamine pauses, time bound resets, replacement instead of restriction, and small doses of productive discomfort. Tracy explains why confidence comes from self trust and why environment design matters more than willpower. Dopamine isn't the enemy. It's fuel. Learning how to steer it changes everything.Resources: Website: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____What if the most ADHD-friendly “plan” is simply following what lights you up?In this episode, we're talking with Clare Adams, a British-Canadian artist, poet, community builder, and humanity advocate who was diagnosed with ADHD at 50, after both of her kids were identified. Clare's story is full of movement and reinvention: 24 moves, a career that spans law, healthcare, finance, airline operations, marketing, and fundraising, plus a strong pull toward creativity, connection, and service. She also shares how her diagnosis first brought grief and a fix-it mindset, and what helped her come back to self-trust.We get into what changes when you stop treating ADHD like a trade-off and start seeing the “good and bad” inside the same trait, why supportive environments matter more than willpower, and why connection isn't optional for long-term wellbeing. Clare also shares the real-world workarounds she relies on (including “racing the kettle”), the phrase that stops her perfection spiral, and the meaning behind “pretirement,” her choice to build a values-led life now instead of waiting for later. If you've ever felt pulled between who you are and who the world wants you to be, this episode will feel like a deep exhale.Resources: Website: www.compassionartcreations.ca    Facebook: https://www.facebook.com/61565941119375/   LinkedIn: www.linkedin.com/CompassionartCreations    Instagram - https://www.instagram.com/compassionartcreationsWebsite: www.fishslapbooks.ca Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____Wanting to be understood is completely normal. Especially for ADHD women. But there's a moment where that need quietly shifts, and suddenly we're not trying to connect anymore. We're trying to survive.In this episode, let's talk about why feeling misunderstood doesn't just feel uncomfortable. It can feel unsafe. When that happens, the nervous system takes over. The brain speeds up. We explain more. We repeat ourselves. Not because we're trying to win an argument, but because our body is trying to prevent rejection. We explore how rejection sensitive dysphoria, a reactive amygdala, and years of being misread wire ADHD brains to overexplain as a form of self protection.Let's unpack why overexplaining is not a communication problem, it's a nervous system response. We explore rejection sensitive dysphoria, the empathy gap, and why saying more often creates more distance, not more understanding. We also talk about the shift that changes everything: moving from chasing understanding to choosing safety, and how to protect your energy without shrinking, defending, or disappearing.Resources: Website: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shift Instead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Ever notice how when someone asks you for something, you immediately feel like you should say yes? Whether it's a colleague wanting to pick your brain over coffee or your kid's school asking you to bake for the school fundraiser, there's this instant weight that settles on your shoulders. In this episode, I'm naming something that hasn't been talked about before but affects almost everyone socialized as a woman: Instant Obligation Syndrome. I'll explain why this happens, how it's rooted in the socialization that teaches women their purpose is to serve others, and why you feel like you need a "good reason" to say no. Most importantly, I'll show you why this pattern is costing you far more than you realize. Get full show notes, transcript, and more information here: schoolofnewfeministthought.com/456 Follow along on Instagram: instagram.com/karaloewentheil/Mentioned in this episode:Are You Ready to Live A Confident Life?Join me for my brand new program, A Confident Life, January 12 – December 8, 2026. Over the course of a year working with me and other smart dynamic women, you will learn how to deploy the four skills of confidence to create any outcome you want in your life. Click here to learn more and sign up for A Confident Life!

Why is it so easy to doubt ourselves, even when we've already proven we're capable? In this Coaching Hotline episode, I answer a listener's question about feeling unqualified despite a successful career. She's struggling with thoughts that her associate's degree makes her less than others in her field, even though her work experience speaks for itself. The second question is about how to manage the flood of self-doubt that comes up when pursuing big goals. A coach is working on expanding her business, but finds herself stuck in a cycle of procrastination and negative thoughts. If you've ever felt like your thoughts were holding you back, this episode will help you move through them and take consistent action toward your goals. Submit your own question here and it might get answered on a future episode: unfuckyourbrain.com/coachinghotline Get full show notes, transcript, and more information here: schoolofnewfeministthought.com/455Follow along on Instagram: instagram.com/karaloewentheil/Mentioned in this episode:Are You Ready to Live A Confident Life?Join me for my brand new program, A Confident Life, January 12 – December 8, 2026. Over the course of a year working with me and other smart dynamic women, you will learn how to deploy the four skills of confidence to create any outcome you want in your life. Click here to learn more and sign up for A Confident Life!