Podcasts about Are You Ready

Are You Ready for Your Next Level?https://lifemotivationdaily.blogspot.com/https://www.youtube.com/@liveandlaugh2025-y8l

Today, Nicole is teaming up with U.S. Bank to unpack the state of small businesses and what entrepreneurs can do right now to get ahead.  Nicole sits down with Shruti Patel, U.S. Bank's Chief Product Officer for the Business Banking segment, to unpack the findings from the bank's fourth annual Small Business Survey and what they reveal about the state of entrepreneurship right now. Shruti breaks down why small business optimism dipped from 93% to 83% this year even as resilience holds strong, why only 3% of owners are currently considering a sale or exit, and what that signals about the massive wealth transfer coming as Boomer-aged owners hand off their businesses to the next generation over the next decade. Then the conversation turns to Gen Z founders specifically: their appetite for bold, calculated risk, and the surprising trend of delaying life milestones like marriage and family to build their businesses… a bet that, according to the data, is actually paying off in faster growth. Nicole and Shruti also get tactical: how business credit actually works (and why your personal credit score matters more than you'd think) and the real documentation lenders want to see. Plus: how small businesses are using AI to cut costs (even when the ROI math gets murky), where digital currency payments stand today, and why frictionless checkout is a bigger deal than most owners realize.    Learn more about U.S. Bank's Small Business Banking solutions at: usbank.com  Check-out the results of U.S. Bank's Small Business Survey: https://www.usbank.com/business-banking/business-resource-center/small-business-survey.html Here's what Nicole covers with Shruti: 00:00 Are You Ready for Some Money Rehab? 00:43 Meet Shruti Patel, U.S. Bank's Chief Product Officer 01:20 Inside U.S. Bank's 4th Annual Small Business Survey 02:16 Why Optimism Dropped from 93% to 83% 04:45 Why Only 3% of Owners Are Considering an Exit 05:18 The Great Wealth Transfer and Succession Planning for the Next Decade 06:31 Inside Gen Z's Bold, Calculated Approach to Risk 07:37 Delaying Marriage and Family to Build a Business 09:03 "You Can Have It All, Just Not All at Once" 11:07 How Gen Z Defines Success 12:10 The Death of the "Shark Tank" Fundraising Dream 13:45 Debt vs. Equity: Rethinking How to Finance Growth 14:17 What Banks Look for Before Approving a Loan 16:08 Do Businesses Have Their Own Credit Score? 17:38 Personal Guarantees and the Documentation You'll Need 19:06 The SBA Loan Process 19:38 How Small Businesses Are Actually Using AI to Save Money 21:16 The "Digital Target Checkout" Problem with AI Costs 22:39 Where Digital Currency and Crypto Payments Stand Today 24:15 Why Frictionless Checkout Is Everything 26:03 Inside U.S. Bank's Business Essentials Launch 29:32 U.S. Bank's Partnership with the NFL and the Financial Edge Program 33:45 Shruti Patel's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Faye Lawrence got blackout drunk at 13. What she remembers is not the drinking. It is the relief.She started drinking heavily as a teenager and kept going for decades. From the outside she looked successful and high functioning, right up until late 2017, when the wheels came off the cart and she found herself in inpatient detox.She got sober. Then she waited five more years to find out why she had been drinking in the first place. Faye was diagnosed with ADHD at 48, and suddenly the chaos, the burnout, the emotional intensity, the boredom, and the constant need to switch her brain off all made sense. Alcohol had not come out of nowhere. It had been doing a job.Faye is now a certified grey area drinking coach and ADDCA certified ADHD coach with degrees in psychology and counselling, and she has spoken at TEDx and SXSW. She founded Untoxicated, which grew into Australia's largest alcohol-free social community back when being sober was decidedly uncool.In this episode, Tracy and Faye get into grey area drinking and why the all-or-nothing label keeps people stuck, what alcohol is actually doing in an ADHD brain, the mummy wine culture that was sold to women on purpose, and why the carrot works where the stick never will.If you have ever needed a drink to get your brain to be quiet, this conversation is not here to shame you. It is here to give you clarity.ResourcesWebsite: https://fayelawrence.com.auInstagram: https://www.instagram.com/_fayelawrence_Facebook: https://www.facebook.com/FayeLawrenceCoachingLinkedIn: https://www.linkedin.com/in/faye-lawrence-ausFree Wine O'Clock reset guide: https://fayelawrence.com.au/tracyo ADHD-alcohol small group coaching program also opens in mid-August: https://fayelawrence.com.au/loopSend a Message: Your Name | Email | Message Explore more from me:

Jay: I’m not lying when I tell you that I struggle with this idea that I’m being a pest in sales. So I think it’ll help my sales, I think it’ll help my daily attitude towards what I do. David: Well, I’ll tell you something, Jay, many of the most conscientious human beings feel this way. I mean, if you’re one of those sales guys who, “Hey, everybody loves me,” you’re not even going to think of that. It’s never even going to occur to you. So the people who are most likely to struggle with this are people who just want to help. They’re there to provide a service. Jay: Yeah. David: They don’t want to be a pest. And so really, most of the people who feel this way are the ones who are least likely to be a pest because they’re not arrogant to begin with. David: Hi, and welcome to the podcast in today’s episode, co-host Jay McFarland, and I’ll be discussing the topic of how to avoid being a pest in sales. Welcome back, Jay. Jay: Oh, thank you for having me, Dave. This is a real problem for me. I always feel like a pest in sales, whether it’s an email, whether it’s a text, I always feel like they don’t want to hear from me. And. it’s been an ongoing problem. I’ll just be honest with you when it comes time, okay? I got to sit down and reach out to people. I’m like, oh, do they really want to hear from me? Am I going to bug them? How do I get over that? David: Yeah, it’s a great question. A number of years ago, I was doing a speaking presentation and Mary Lou Retton, the gymnast, was also speaking at the same event, and she told this story. It was just so great. I don’t know if somebody asked the question, but it came up in her presentation where people were saying to her, when she was doing her routine, the person who went on before her did a really, really good routine. And so at that point, the pressure would really be on her to deliver a flawless performance if she wanted to be able to get the score that she needed. Jay: Mm-hmm. David: And so the question was how do you deal with that when this person delivers a great performance and you have to go on next? Don’t you feel nervous after that? And her response, I’ll never forget it. And this was easily 10 or 12 years ago this happened. Jay: Yeah. David: Her response was, “you know, I watched her performance and it was great. And I looked at it and I thought to myself, wait till they get a load of me!” Jay: Mmmm. David: And I was like, “wow, how much does that apply in sales?” Jay: Yeah, David: I mean, I think it applies every bit as much in sales as it does in gymnastics. If you go in with the idea of, oh, that person’s better than I am, or they’re not going to like me, or they’re going to think that I’m annoying, or I’m rude, or I’m obnoxious, or I’m a pest, or whatever. If you go in with that mindset, then what you are likely to say, the way that you’re likely to position yourself, all of those things are going to reflect that. But if you’re able to go into a situation with the idea of “wait ’til they get a load of me,” or at least “I have something valuable to offer.” Now, any salesperson who doesn’t feel like they have something valuable to offer should be either in another line of work or selling a different line of product. Right? Jay: Yeah. David: You need to be able to feel good about what it is that you’re selling. And if you know that what you’re selling is, ideally, better than the competition. If you know that you’re going to deliver better than your competition, you know that you’re going to be more responsive, you’re going to be more concerned, you’re going to be more caring. If you know all those things, then you owe it to the client to convey all that. And if you don’t convey it to them, then you’re doing them more harm than good, and you’re doing yourself and them more harm than good. So, If you look at it from the standpoint of, “I’m here to provide a solution, I’m here to help,” then it’s a lot easier to not start thinking of yourself as a pest and just recognize that if you’re there to help, it’s very difficult to be a pest. Jay: Yeah, I’m not a pest. I’m a value. And I’m trying to pass that value on. It’s really interesting because, you know, I do these initial consultations and I’m going to toot my own horn. I am incredible at building that first relationship. But in that first relationship, it’s them learning. We don’t talk about costs a lot or anything like that. And then we schedule a second follow up, and that’s where we get into the other things. And it’s the second follow-up where I’m like, oh, now we’re going to talk about money. Now I’m going to turn into a pest. Now I’m going to do that. And I can see how what you’re talking about is, “no, I got them excited in the first meeting, and so why would they think I’m a PEs in in the second meeting?” And, and furthermore, maybe I should just get to the money in the first meeting and do it when I’ve got them excited initially. David: Well, yeah, that’s a great point. Because if they are excited and if they’re ready to move forward, then scheduling another call and having time pass in between and they get distracted, it’s probably giving opportunities for them to fall out of the process. So, Jay: mm-hmm. David: I think you just asked and answer a great question for yourself. Jay: Yeah. David: But if you think of a pest, I mean, I think of something like a mosquito, right? A mosquito is a well recognized pest. And it’s buzzing around you and it wants something from you. It wants blood, right? And so it’s trying to get to you so that it can take something from you and not give you anything except maybe a bump of your skin, right? Which is not pleasant. So, If you’re not doing those things, then you’re really not a pest. And when you are creating value in your communication, when you’re creating value in the relationship, there’s nothing pesty at all about that. If you’re talking to somebody about the products and services you offer and they’re interested, even if they’re not like really excited about it, if they’re like, “oh, okay, that sounds interesting. I’m open to this…” Jay: Yeah. David: And then you provide them the information on, okay, here’s how much it will cost. Here’s how it’s going to work. Then at that point they get to evaluate, does this make sense for me? Can I justify the cost of that for what it is that you’re offering? If the answer is yes, you’re going to be doing business together. If the answer is no, if they tell you that, if they say, well, listen, this isn’t for me, that’s not in my budget, and if you can’t come up with another solution, then at that point the conversation is over. The person is disqualified and you move on. The times where we’re most likely to feel like a pest is when we’re talking to somebody and they start ghosting us. Jay: Hmm. David: And when that happens, when they start ghosting us, then we feel like we have to follow up because they asked for information from us, right? Jay: Right. Right. David: They wanted to know stuff. They seemed interested. They said they were interested. Now I’m supposed to follow up on a certain day at a certain time, and they’re not taking calls and they’re not returning calls and all that sort of thing. At that point, if you are following up, you’re not being a pest. You are attempting to deliver what it is that they asked you for. It’s like if you called and ordered a pizza and I’m the pizza delivery boy, and I come to your house and I know you’re in there and I’m ringing the bell and you’re not answering it. Jay: Yeah. David: Well, am I a pest because I’m trying to deliver the pizza you ordered? I think the answer is no. And it’s the same thing here. If you’re trying to provide them with information they requested, if you’re trying to follow up because they said they have a particular in-hands date on an order and they’re not responding to you, then at that point, what you’re doing is not being a pest. What’s happening is that they are being rude. They are being discourteous. Right? They are wasting your time and wasting their time. They’re also creating frustration because you’re frustrated because you can’t reach them. They’re probably frustrated because they might see you calling and they’re like, “I don’t want to take this call.” So they’re creating unnecessary anxiety by doing those things. Jay: Mm-hmm. David: So I put out a post on social media the other day talking about my feelings about people who ghost. And they’re not good. I don’t remember exactly what I posted. It’s up there on social media. I’ll share it below this video. But when we are in a situation where people have an interest, express an interest, we’re having a decent conversation, then as long as you’re acting with integrity to try to get them what they said they wanted from you, I don’t think there’s anything pesty about that. Jay: No, I, think that’s a great perspective and you’ve helped me as I’ve got calls coming up after this podcast that I need to do, and I think I’m going to approach them with a little bit different perspective. And also, if somebody is ghosting you, they are systems now, right? I put them in a drip program and so they’re still going to hear from me automatically. I don’t have to do anything about it. And. If the time comes around where they realize again that they need me, well, I’m still in their face a little bit and they’ll come around and I don’t have to worry about it until then. David: Right. And so when we think about the topic to avoid being a pest, I mean, essentially if you are focused on them, you’re focused on helping them, you’re focused on getting them the answers they need, focused on helping them to create value to achieve the results they’re looking for then as long as you’re continuing to do that and literally just trying to provide them with the information they wanted, they should be totally fine with that. A lot of salespeople feel this way. They feel like they’re being a pest, but nobody’s ever actually said it to them. Right. Right. And I know salespeople who have left messages saying, “Hey listen, I don’t want to be a pest.” Jay: Mm-hmm. David: And I’ve said… Jay: Don’t do that. David: Don’t leave a message like that. Jay: Yeah. David: Because that might’ve never occurred to them. Jay: Yeah. David: It probably hasn’t occurred to them. And if you position yourself like that, you’re also positioning yourself lower on the scale, right? You want to at least try to be coming a people from an even level where we’re on an even playing field, “I’m here to help, you’re here to get help, let’s work together.” As opposed to, “oh, I don’t want to be a pest.” Because if what you have is of value to them, then they should want it, and you’re the person who can help them get it. Jay: Yeah, that’s such a valuable, valuable point. So I’m going to reassess David: Good! Jay: And I’m going to work on this this week and next week when we talk, I’m going to report back and… David: Cool. Jay: And let you know how this kind of new perspective goes. ’cause I’m not lying when I tell you that I struggle with this idea that I’m a pest. So I think it’ll help my sales, I think it’ll help my daily attitude towards what I do. David: Well, I’ll tell you something, Jay, many of the most conscientious human beings feel this way. I mean, if you’re one of those sales guys who, “Hey, everybody loves me,” you’re not even going to think of that. It’s never even going to occur to you. So the people who are most likely to struggle with this are people who just want to help. They’re there to provide a service. Jay: Yeah. David: They don’t want to be a pest. And so really, most of the people who feel this way are the ones who are least likely to be a pest because they’re not arrogant to begin with. Jay: Mm-hmm. Mm-hmm. That’s a great point. All right. How do people find out more? David: Well, you can go to TopSecrets.com/call, schedule a call with myself or my team. If you’re looking to create actual rapport with people, get into relationships that are going to be mutually beneficial, we’d love to talk with you about that. TopSecrets.com/call. Love to have a conversation. Jay: Yeah, and I’ve loved this conversation. I think it’s going to make a difference, David. So thank you so much. David: Cool. Thank you, Jay. Appreciate it. Are You Ready to Create More Value and Avoid Being a Pest? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Kevin O'Leary is back on Money Rehab, and this time he's changed his tune on crypto. Nicole presses "Mr. Wonderful" on his wild reversal: from owning 27 coins to just two, why he thinks the real money is now in power infrastructure, and why the Clarity Act could break Bitcoin's price ceiling. Kevin also gets into the messy, litigious world of data centers, including the lawsuits, the death threats against his own family, and where he thinks the money trail leads. Then things get personal: his $5 million "you're not wealthy until" rule, the eye-popping story behind the $35 million outfit he wore to the Oscars, and which Shark he'd call to bail him out of jail. Of course, no Kevin O'Leary episode is complete without a fight, so Nicole and Kevin reignite their $28 sandwich debate and reach a truce… Almost. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers with Kevin: 00:00 Are You Ready for Some Money Rehab? 01:25 Kevin O'Leary Returns (RIP Labubu) 02:05 Confessions of a "Social Media Whore" 04:33 Buying Longevity: The Ozempic Debate 07:30 Wealth, Health, and Sleep Optimization 08:45 Inside Kevin's Lawsuit Playbook 14:00 Foreign Adversaries and the Data Center Wars 15:19 Debunking the Data Center Water Myth 19:19 From 27 Coins to Just Two: Kevin's Crypto Reset 23:55 The Quantum Computing Threat to Bitcoin 26:36 Kevin's New Bitcoin Price Target 29:01 Why Power, Not Crypto, Is the Real Trade 33:07 Should You Still Buy Crypto Right Now? 34:41 The Kidnapping Risk Nobody Talks About 36:28 The Money Bag: Financial Envy 38:01 The $5 Million Rule for Feeling Wealthy 40:15 Why Kevin Refuses to Google His Net Worth 42:23 The $35 Million Oscars Outfit 49:19 Passing Down Collectibles (and the Tax Trap) 51:40 Who Bails Kevin Out of Jail? 58:56 Kill, Marry, Fire: Pelosi, Holmes, and Cathy Wood 1:03:55 Data Center Death Threats 1:04:16 Round Two: The $28 Sandwich Fight 1:10:42 Kevin O'Leary's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Aqualad's feeling blue (and also a little horny) but don't worry, Aqua-Girl's here to save the day on both counts! Unfortuantely Dr. Dorsal has other plans! The most sensational new character find of 1967 is right here, in Aquaman #33! Chapters (00:00:00) - Oh, My!(00:00:17) - Aquaman(00:02:51) - Are You Ready to Camp?(00:05:06) - The Little Mermaid(00:06:55) - Aquaman and Aquagirl Go Berserk(00:09:33) - Aquaman The Little Mermaid(00:13:13) - Freddie in Street We Live(00:14:22) - Aquaman and Aqualid: The Movie(00:18:03) - Mermaids in the Ocean(00:21:42) - The Secret to Dancing Under the Sea(00:24:06) - Dr. Dorsal(00:28:57) - Heist Kids: Aqualid the Diving Horse(00:34:17) - Aquaman rescues frightened kids from the ocean(00:36:41) - The Scarecrow and the Shaggy Man(00:40:31) - Spy in the Sea: Writing on waterproof paper(00:42:10) - Amino vs Aquaman(00:46:43) - The Case of the Aqua Kids(00:47:59) - Dear Editor, I Think Aquagirl Should Be the Girlfriend(00:50:52) - Little House in the Prairie Reboot

Mortgage rates just hit their highest level in over a year, and first-time home buyers everywhere are asking the same question: When will mortgage rates finally come down?In this video, I'll explain what's really driving today's mortgage rates, why they've stayed higher for longer than many expected, and what has to happen before interest rates move lower. If you're thinking about buying a house in 2026, understanding how mortgage rates, inflation, and the economy work together can help you make a smarter home buying decision.Whether you're a first-time home buyer, moving up to your next home, or wondering if you should buy now or wait, I'll break down what today's housing market means for you. I'll also show you why waiting for lower mortgage rates could end up costing you more than buying with today's interest rates.

Jesus’ parable of the wise and foolish virgins emphasizes the need to be ready for when he comes.  It is something that we must always be ready for, and not something when he can get ready for when it arrives.  More than just desiring to be at the wedding feast of the Lamb, we must … Continue reading Are You Ready for the Bridegroom? – Matthew 25:1-13 (7/26/26 a.m. sermon)

When life gets messy, chaotic, or completely overwhelming, our automatic response is often to pull back, isolate, and try to bear the crushing weight of caregiving all on our own. In this episode of She Will Flourish, we are pulling back the curtain on the silent struggle millions of caregivers face every single day. Carole Leatham joins the front porch to share how a lifetime of navigating profound personal trauma, ministry, and her husband's intense mental health crisis birthed a powerful mission to support the overlooked server—proving that you don't have to be perfect to be a vessel of hope. It is one of the heaviest dynamics a woman can carry: being the one who holds everything together while silently falling apart behind closed doors. Whether you are navigating a spouse's chronic illness, a family mental health crisis, or the messy seasons of life that leave you emotionally drained, the trap of hyper-independence will tell you that taking time for yourself is selfish. But your well-being isn't a luxury—it is the very fuel for your calling. We are blowing the doors off the isolation trap. Carole Leatham, author of Are You Ready to Find Joy When Life Gets Messy? and founder of The Caretakers Journey, joins us for a raw, beautiful look at what it truly means to turn personal pain into a sanctuary for others. From finding radical faith at sixteen after surviving childhood abuse to navigating the grueling reality of long-term caregiving, Carole's life is a masterclass in kingdom resilience.We break down the profound impact of the "ministry of presence"—the simple, unpolished act of just showing up for someone without needing to have all the right answers. If you've been feeling completely inadequate to serve, running on absolute empty, or waiting until you have it all figured out to finally step into your assignment, this conversation will give your soul permission to start exactly where you are and prioritize the health of the woman behind the mission.Visit the Front Porch: Ready to stop hiding, start growing, and flourish alongside women who will encourage your God-given calling? Join the sisterhood today inside the Flourish Collective at ⁠⁠⁠www.wewillflourish.org⁠Connect with Carole Leatham : Follow Carole on Instagram at ⁠⁠ ⁠@carolesjourney and learn more about Carole HERE, for encouragement and wisdom, and grab a copy of her powerful book, Are You Ready to Find Joy in Your Messy Life?: How I'm Surviving My Husband's Struggles with Anxiety, Depression, and Suicidal Thoughts (Surviving a Loved One's Struggle with Mental Health Issues) HERE.Follow Rachel Earp: Stay connected with Rachel on Instagram at ⁠⁠⁠@iamrachelearp⁠⁠⁠ or visit ⁠⁠⁠www.rachelearp.com⁠ for daily encouragement, faith-filled inspiration, and practical resources.About the She Will Flourish Podcast: The She Will Flourish Podcast is a welcoming space where women grow in confidence, deepen their faith, and embrace God's calling. Through honest conversations, biblical wisdom, and practical encouragement, Rachel equips women to flourish in every season of life.Subscribe & Review: If this conversation encouraged you to stop playing small and step boldly into your calling, please leave a 5-star rating and review on Apple Podcasts or Spotify! Your support helps more women discover the She Will Flourish Podcast and become part of this growing community.Remember: God doesn't call the fearless—He calls the willing. Don't let fear keep you from the purpose He has already placed within you.This episode is powered by ⁠⁠⁠EARPware.

What if your biggest battle isn't just temptation... it's a system that's learning your weaknesses?Every day, the algorithm studies what you watch, what you click, when you're most vulnerable, and what keeps you scrolling. But this isn't a new strategy. Long before smartphones and social media, the enemy was already using personalized temptation in the Garden of Eden.In this episode, Mike Chestnut explores the surprising connection between today's algorithms and Genesis 3, revealing how Satan has always studied our weaknesses—and how we can fight back.You'll discover:Why the algorithm knows your weakest momentsThe connection between Genesis 3 and today's digital worldHow small compromises become life-altering decisionsWhy awareness is one of your greatest spiritual weaponsOne practical challenge to help you break the pattern this weekIf you're tired of feeling trapped in the same cycle, this episode is for you.Episode chapters00:01 — The Algorithm Is Studying YouHow platforms learn your habits and build tomorrow's bait.01:39 — The Oldest Algorithm: The Serpent's StrategyConnecting personalized temptation to Genesis 3.03:53 — The “Just One Tap” LieWhy small choices still shape who—and what—has influence over you.06:04 — Awareness, Accountability, and ResistanceThe host's personal story and the call to recognize vulnerable patterns.07:44 — This Week's Challenge: Disrupt the PatternPractical steps for changing the habit, followed by a closing invitation.

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Some brains cannot sit still long enough to be careful. Ella Fielding found a machine that runs on exactly that.Ella has a BA in Fine Art Sculpture, a Masters in Fine Art, and a chainsaw operator's license, and she uses all three to turn whole trees into monumental sculpture. But she left school at 14 because it was too traumatic to stay. She was quick with her hands and slow to get anything out of her head onto paper, and for most of her life nobody named why. She was 38, running her own art business and drowning in the admin, when a work coach kept mentioning ADHD and she kept insisting she was just dyslexic. Turns out it was both.Now she carves outside in full gear, running a machine most people won't touch and making it behave like a scalpel. Not despite the ADHD. Because of it. A chainsaw does not let you drift or second-guess or wait for the perfect plan. It demands you be right here, right now, which is the one place her brain has always worked best.In this episode, Tracy and Ella get into the school years that nearly broke her, the "poof" moment where a thought vanishes the second she reaches for a pen, why immediate and physical beats slow and planned for a brain like hers, and how she reads her own overwhelm as a signal instead of a character flaw.If you have ever been told you were too much, this one might reframe the whole thing.Resources:Website: https://ellafielding.comInstagram: https://www.instagram.com/ella.fielding.sculptorFacebook: https://www.facebook.com/ellafieldingsculptorLinkedIn: https://www.linkedin.com/in/ella-fielding-sculptorSend a Message: Your Name | Email | Message Explore more from me:

Welcome to the Novachurch Podcast. Join us this week as Guest Pastor Dan Bates brings a message called, "Are You Ready"________// LINKSNova Church https://novachurch.comNew To Faith https://www.novachurch.com/new-to-faithWatch Live https://novachurch.com/liveGive https://novachurch.com/giveJoin a Family https://novachurch.com/families________// CONNECT ON SOCIALSInstagram http://instagram.com/novachurchadlFacebook http://www.facebook.com/novachurchadlSupport the showSupport the show

Want to get better sales leads? It starts with tracking what works. David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland and I will discuss the topic of where are your best leads coming from? Welcome back, Jay. Jay: Thank you. And I’m just going to answer the question. I don’t know. (laughing) I’m just… David: Short podcast. Thanks for listening. Jay: Yeah, I’m just going to say it straight up. I mean, I do have some systems. We do try and use Google Analytics and things like that, and that helps a little bit. But I’ve never done a deep dive yet on this is the source, this is the well or the font of where my best leads have come from. So I’m looking forward to this discussion. David: This is really a good one to look at and to dive into a bit, because I’ve always maintained that if you don’t know where your best leads are coming from, then you don’t know where to go to get more of them, and when you are able to identify it, everything else gets a whole lot easier because now you can go fishing in the same ponds, rather than just trying to put stuff out to anyone and everyone, which is very expensive to do. You can really tune in and focus in on what people are doing, where they’re coming from, how they’re hearing about you so that you can go find more of them. In addition to… well, a number of the businesses that I’ve been involved in over the years, one of them was a retail mail order catalog business that I owned. And in a business like that, it’s absolutely critical to know where your best leads are coming from. Jay: Mm-hmm. David: We would run magazine ads and we would get people out of different magazines. We had ads running on television that were designed to get leads for our catalog business. And every single one of the ads we ran had some sort of mechanism to let us know where they were coming from. If it was calling an 800 number, we had one primary 800 number, but we would give them an extension to ask for. So we’d say, call this 800 number extension 214. Right? And 214 meant that it was coming from this particular TV station or whatever. If they were seeing something online, there would be specific links that they would click through that would tell us where it was coming from. If it was a magazine ad, it was a similar kind of thing on the back of the magazine, it would say, call this number, dial this extension, or go to this web address, and there would be a slash with a suffix on the url.. Jay: Mm-hmm. David: And that would tell us where it came from. And when people would call in, one of the first things that our people were required to ask them is, “where did you hear about us?” And there was a box there that they would fill out. Where did you hear about us? Oh, I saw your ad on such and such a magazine, or, I saw your ad on such and such a TV station. And so we would have the data that the computer said based on what they came in and said, and then we would also have the data corresponding with whatever the person said. So I was pretty pathological about it, and to this day I’m still very pathological about determining where leads come from. Even now when, you know, at the end of this podcast, when you say, how do people find out more? And I give out a link that link tracks back to the podcast, it lets me know that the people who register on that link, Came from the podcast. And if they’re coming from some other ad, then it’s going to have a different code and that sort of thing. So it’s not that hard to do when you discipline yourself to do it. And most people don’t do that until and unless they realize how much it is actually worth to you when you do that right. Jay: Yeah, absolutely. And in today’s world, honestly, there is no excuse. It is so easy. There is so much data out there. If you want to target a specific group, you can target that group. And that’s kind of the process, right? You’re going to send out a link for this podcast, you’ll know who you get back. You’ll know age groups and those types of things. And then you’ll be like, well, let’s adjust it this way, or let’s adjust it that way. I mean, never in our history has there been such an easy way to say, I want this age group who’s interested in this type of thing. Then you can target that group. And then based upon that new batch of information you can target in even more. I know we all kind of complain that we’re being tracked everywhere we go, but at the same time, we’re all asking for it. We’re subscribing to newsletters, we’re hitting the like button. We’re feeding all of that information. So it becomes this circle, right? And I think it’s incredible personally. And if I am going to get sent an ad, I want it to apply to me. When I get something that I’m like, there’s no way that this is something that I would ever consider. I almost get angry. Like, come on, get your algorithms together here. David: Yeah. And what you’re talking about is probably a level or two above what I’m even talking about. Jay: Mm-hmm. David: I’m talking about simple things that most small or medium sized businesses can integrate into their own business, just so they have an idea of where the people who are paying them money are largely coming from. And I don’t mean every site they’ve visited over the past 20 years. Jay: Sure, sure. David: I mean, where did they hear from us most recently? Did they hear about us from the podcast? Did they hear about us from an email broadcast that went out through an email broadcast platform? If so, which one? If there is some sort of ad, which ad did they click on? There are some ads that we run on some websites where there’s an ad at the top of the page, there’s an ad on the side of the page. The ads say different things. We track those separately so we know which message and which ad. Does the top position get more of a response? Does the side position get more of a response? Because that tells us where to focus our attention on getting more people. And a lot of it, in the early stages especially, is just about seeing where the people are basically coming from. But then when you see who’s actually buying, that narrows it down even more. Jay: Yes. David: Because you may be getting more leads from one source than another, but you find out that the leads from that source aren’t converting. Jay: Yes. David: At which point you can stop advertising there and put your money behind the ads that work. Jay: Yeah, absolutely. And when I mentioned how easy it is today, I even mean for small businesses. I mean, we started a small business and I don’t know anything about pay per click or, you know, anything like that. But I looked on Fiverr, you know, the website, Fiverr and Upwork, and I found somebody who said, I’ll do this for you for a month for 30 bucks and I’m like, it’s 30 bucks. I’ll try it out. We did the $30 and the results were dramatic. So we’re like, wait a minute, if we do 30, let’s do 60. Now we’ve got this guy we spend about maybe 250 a month with him, and we get constant leads that convert from him. I don’t know how he’s doing it and I don’t need to know how he’s doing it. Right? Now I can spend my time focusing on those leads. The other thing he’ll do is come back and say, okay, you’ve got a lot of people who are landing on your checkout page, but they’re not converting. So we’re like, “oh, wait a minute, what’s going on?” Is it the language we’re using? Is it the pictures we’re using? Are we not conveying the message? These things can be done for relatively cheap nowadays, and so even if you’re at the smallest point, I would definitely try some of those things. David: Yeah, it’s simple enough to be able to at least get an idea of where most people are coming from to be able to go back and get more. And obviously, we’re talking quite a bit about online, but there are a lot of offline sources. If you do networking, you go to networking functions, you may find that one networking function does much better than another. You may find that you go to one particular networking function and you don’t get any leads from it. You go back again and again and again, and you’re not getting leads. Everybody’s just schmoozing. That happens a lot in business. Jay: Yeah. David: Particularly in B2B. Well, B2C as well. So in those situations you can make determinations if you’re keeping track of it. But very many small businesses in particular will just go out, go to some sort of networking function or go to something that’s supposed to generate business, and they use that as an excuse like, “I’m doing something.” But if you go out to something like that and you’re not going out there with the idea of coming back with leads that you can follow up on, it’s really just a waste of time. So there’s a focus aspect to this. There’s an online versus offline aspect to this. But ultimately what it boils down to is the subject of this podcast. Where are your best leads coming from? Jay: Yeah. David: Where can I go to find more? Jay: Yeah, and I see this a lot and I’ve been a victim of it. Movement for the sake of movement. You know? I’m doing something, I’m going to these networking events. Going to these shows. Placing these ads. So when is it going to start working? Movement for the sake of movement is of no value. Right? There has to be some intent. It has to be trackable. It has to be adjustable. And I think it’s so easy to fall into that trap of “I’m doing something!” And so, where’s the result? David: Yeah, it reminds me of that Zig Ziglar quote, “Don’t look for your ship to come in if you haven’t sent one out.” Jay: Yeah. David: And very often we’re trying to do things that are generating results. We talked about goal setting in a previous podcast, and a lot of times we’re so focused on the goal, “I need to generate X dollars per month or X dollars per year.” And what am I going to do to do that? And we just run around in a lot of different directions trying to generate that amount of money. Well, what we need to be doing is saying, “okay, what is going to get me to that?” In other words, how many leads do I need to generate in a month in order to get to my number? If I know how many leads I need to generate in a month, because a certain percentage of them will convert and a certain percentage won’t convert. If I know how many people I need to initiate contact with on any given month, then we can track those metrics and say, “okay, well today is the 20th of the month” or whatever the date is. How many people have I initiated contact with so far this month? And if it’s less than the number that you know, you need to reach to hit your numbers, then okay, I need to initiate contact with this many more people. Because when you focus on those lead metrics, the things that you can actually control as opposed to the lag metrics, like how much actually came in for the month. You can focus on the lead measures and then the lag measures will follow. Jay: Yeah. And again, the focus of this podcast, the high value leads. So if you’re just not fishing in any pond, but you’re fishing in that pond where you know you’ve gotten some good leads before, maybe you won’t get as many leads, but who cares, right? Because you’ve got quality customers who are going to come back to you. And we’d all rather have that than, you know, a hundred little minnows on our line, right? David: Yeah, and it absolutely ties into the topic of what we’re talking about. Because when you find those really popular or those really productive fishing holes, then you say, okay, well if I go here, primarily, I can get fewer leads and know I’m still going to hit my numbers, so why would I want to waste time bringing in more leads over here if it’s not going to produce at the same level? Jay: Yeah, maybe ’cause some people like movement. It feels like you’re busy, so that’s a good thing. It’s not always a good thing, right? David: No. It’s an easy trap to fall into. Jay: Yeah. Well, how do people find out more? David? David: Well, you can go to TopSecrets.com/call. Schedule a call with myself or my team. We’d love to have a conversation with you. If you’re looking to attract more high quality leads in your business. If you’d like to start focusing on the high value, high dollar leads that can do better things for your business, it’s probably worth a call. TopSecrets.com/call. Jay: All right, as always, great conversation. Can’t wait till we talk again. David: Thanks a lot, Jay. Are You Ready to Determine Where Your Best Leads are Coming From? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Bill Ackman built one of the most closely watched hedge funds on Wall Street; when he speaks, markets move. Literally. Today, he joins Nicole to break down the opportunities he's seeing in the market, which companies are in his portfolio, and what could trigger the next 2008.  Bill walks Nicole through his investing playbook, the biggest mistake new investors make, and whether we're in an AI bubble. Then, Nicole and Bill play a rapid-fire round of Bullish or Bearish where Bill gives his takes on gold, Bitcoin, Chipotle, Starbucks, T-bills, Trump, and Mamdani. Bill also gets personal about his inheritance plans for his four daughters, what he actually thinks makes someone successful in business, and whether he would run for office. Check out Nicole's financial literacy course⁠ ⁠The Money School⁠⁠  Find a Financial Advisor or Financial Coach from Nicole's company⁠ ⁠Private Wealth Collective⁠⁠  Watch video clips from the pod on⁠ ⁠Money Rehab's Instagram⁠⁠ and⁠ ⁠Nicole Lapin's Instagram⁠⁠  ⁠Follow Bill Ackman⁠ on X Learn about ⁠Pershing Square⁠ Here's what Nicole covers with Bill: 00:00 Are You Ready for Some Money Rehab? 01:14 Bill Ackman on the State of the Economy Right Now 03:00 Who Wins the AI Race: OpenAI vs. Anthropic vs. SpaceX 04:31 Why a Great Business Is Like a Bond 05:56 Is the Stock Market Too Expensive Right Now? 07:01 Where to Put Your First $1,0000 7:39 Inside Pershing Square's 12-15 Stock Portfolio 09:22 Democratizing Hedge Funds with PSUS 10:39 Buying Stocks at a Discount 11:18 Apple's Innovation Problem and Life After the iPhone 12:33 The Best Advice for New Investors 14:06 Are We in an AI Bubble? 16:46 Predicting the Future and the Next Financial Crisis 17:52 Why You Should Never Borrow Against Your Stocks 19:20 Carl Icahn's Billion-Dollar Leverage Cautionary Tale 20:16 The Worst Investing Advice He's Ever Heard 23:00 Fixing the Retirement Crisis 25:48 Bullish or Bearish: Gold, Bitcoin, Chipotle, Starbucks, Trump and Mamdani 33:30 What It's Like When Your Tweets Move Markets 35:15 Would Ackman Ever Run for Mayor of NYC? 38:01 The World He Wants for His Four Daughters (and His Inheritance Plan) 42:25 The Real Formula for Success in Business 44:21 Bill Ackman's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Are You Ready for Your Earthly Death? Is Your Salvation Sure? If Not, Make Yourself Ready Now Through God's Grace and the Gospel MESSAGE SUMMARY: Be ready for the end of your earthly life and the return of the Lord. In 1 Thessalonians 5:1-2, Paul writes to the Christians at the church in Thessalonica: “Now concerning the times and the seasons, brothers, you have no need to have anything written to you. For you yourselves are fully aware that the day of the Lord will come like a thief in the night. While people are saying, ‘There is peace and security,' then sudden destruction will come upon them as labor pains come upon a pregnant woman, and they will not escape. But you are not in darkness, brothers, for that day to surprise you like a thief. For you are all children of light, children of the day. We are not of the night or of the darkness. So, then let us not sleep, as others do, but let us keep awake and be sober.”. Are you ready? Are you sure in your Salvation? If not, make yourself ready and keep ready! God's Grace and the Gospel of Jesus prepare you for your earthly death while providing the means for your Eternal Life!   TODAY'S PRAYER: Lord, you know how difficult it is for me to be in silence before you. At times it feels almost impossible, given the demands, distractions, and noise all around me. I invite you to lead me to a quiet, silent place before you — to a place where I can hear you as Elijah did. In Jesus' name, amen.     Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 123). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Hatred Rather, I will abide in the Lord's Love. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): Matthew 10:37-39; 1 Corinthians 9:12-23; James 3:13-18; Hebrews 4:15-16; Psalms 65:1-13. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Following Jesus – Jesus Calls Us to Follow Him Without Reservations”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Are You Ready? by Mark Richardson

This episode explores the vital role of personal branding and content marketing in scaling law firms. As competition increases, law firm owners must shift from traditional firm logos to the leaders behind them. Russell Knight shares how transparency, authenticity, and consistent content creation attract clients and top talent alike. We discuss how third-party endorsements and online reputation influence AI-driven visibility. Russell emphasizes that social media engagement builds trust, humanizes the lawyer, and enhances reputation. Law firm leaders are encouraged to be active digitally, produce videos, and leverage platforms like LinkedIn and TikTok to stand out. Finally, the episode underscores that consistency and authenticity are critical to long-term growth. Law firm owners who prioritize personal branding and content are better positioned to attract clients and staff in an increasingly digital environment. In this episode, you'll learn: The significance of third-party endorsements in AI rankings How authentic social media presence builds trust and recruits talent Why content creation is more effective than traditional branding Strategies for positioning oneself as a market authority The importance of niche focus and consistent effort This episode offers practical insights for managing partners aiming to lead their firms through the digital age and grow sustainably. Today's episode is sponsored by The Managing Partners Mastermind. Click here to schedule an interview to see if we're a fit: https://arraydigital.com/the-managing-partners-mastermind/ Chapters (00:00:00) - Are You Ready for Your AI Backlinks?(00:00:51) - Returning Guest: Russell Knights(00:01:22) - Russell Levine on Recruiting Lawyers(00:04:48) - How to Get Your Law Firm Recommended by AI(00:07:30) - How to Get Your Personal Brand Up(00:10:59) - How to Get Started with a Podcast(00:15:14) - Is Influencer Advice Good For Financial Advisors?(00:18:35) - Separation Law: Which Way Should I Spend My Money?(00:21:05) - How to Get Out There on Podcasts and LinkedIn(00:22:54) - Russell Knight

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____She was good at the job. She just kept bombing the people.Dr. Shannan Palma has a PhD from Emory, founded a master's program, and taught as a college professor. Then, in midlife, she found out she was autistic. ADHD turned up right behind it.For decades she had followed the rules exactly as they were written and could not work out why that kept failing her. She was direct when directness was not wanted. She said no when everyone else said yes and did nothing. She ran full speed until she collapsed, then ramped back up and did it again. The diagnosis did not just explain the pattern. It ended it.Today she identifies as AuDHD, co-founded the autistic-led nonprofit Independence Through Interdependence, and serves as CEO of ITI Lab, where her team built Decide, an app for decision fatigue.In this episode, Tracy and Shannan get into why decision fatigue is not a willpower problem, what happens when the autism wants routine and the ADHD wants novelty, the assessment that went badly wrong, and what it takes to rebuild after burnout on your own terms instead of someone else's.If your brain has ever turned a small decision into a full-body shutdown, this one will help you understand why. And more importantly, what actually helps.ResourcesWebsite: https://weareiti.orgWebsite: https://itilab.ioLinkedIn: https://www.linkedin.com/in/shannanpalmaADHD isn't a productivity problem. It's an identity problem.Send a Message: Your Name | Email | Message Explore more from me:

Comedian and creator Laura Clery built a media empire of 26 million followers, and then watched her marriage and her bank account collapse at the same time. Laura opens up about the financial wreckage of her divorce: how her ex-husband's relapse and addiction affected their financial lives, how she ended up paying two mortgages at once without fully understanding why, and the surreal moment she realized her water had been shut off. She walks Nicole through the costly mistake of choosing mediation over hiring a lawyer, why she couldn't afford the retainer when she finally needed one, and the moment her ex hacked her YouTube and Facebook accounts, deleting years of content and her entire livelihood in the process. Nicole and Laura also get into the bigger financial lessons: why Laura now insists every woman keep her own separate bank account, how watching her mother stay in a difficult marriage without financial independence shaped her own choices, and how she rebuilt. But first, Laura shares about the freak accident that almost killed her. Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Get What Doesn't Kill You Makes You Hotter If you or someone you know is struggling with the same issues Laura speaks of today, here are resources for addiction and domestic abuse Here's what Nicole covers with Laura: 00:00 Are You Ready for Some Money Rehab? 02:03 The Freak Refrigerator Accident 12:24 The Inside Job Conspiracy 14:35 Writing What Doesn't Kill You Makes You Hotter 16:12 Early Money Dynamics With Her Ex 18:31 Booking TV Commercials 21:52 Becoming Facebook's Biggest Comedy Star 23:45 Who Really Controlled the Money 25:01 The First Relapse and Years in Recovery 27:00 Catching the Infidelity 29:53 When It All Went Public 32:00 "You're Not a Victim, You're a Volunteer" 37:08 No Prenup and Two Mortgages 39:53 The Day Her Water Got Shut Off 42:27 Choosing Mediation Over a Lawyer 47:00 The Hack51:14 Post-Separation Abuse 54:47 Why She'll Never Live With a Man Again 58:37 Her Parents' Marriage and the Cost of Staying 1:01:01 Why Every Woman Needs Her Own Bank Account 1:01:51 "Mommy Has Money Again" 1:02:39 Money Fixes Money Problems, Not Everything Else 1:05:54 Reframing the Mental Block 1:09:41 Laura Clery's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Is denial always a bad thing?In this reflection on Psalm 39, John Ortberg explores one of the Bible's strangest prayers:"Look away from me."Why would anyone pray that?Drawing on insights from Dallas Willard, Søren Kierkegaard, and Greg Ten Elshof, John explains the surprising difference between healthy denial and unhealthy denial, and why God often reveals truth gradually rather than all at once.This episode explores:- Psalm 39 and radical honesty- Why Job, Peter, and Jonah wanted distance from God- Healthy vs. unhealthy denial- Self-deception and procrastination- Why Jesus said, "You cannot bear it now"- The grace of gradual transformationScriptures:- Psalm 39- Job 7- Luke 5- Jonah 1- John 16#psalm39  #JohnOrtberg #DallasWillard #SelfDeception #Prayer #SpiritualFormation #ChristianFaith #BibleStudy #Truth #Healing

Tired of ADHD strategies that don't work? Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Laura Pasley is a child and youth worker in Ontario, Canada, who has spent more than a decade in intensive mental health and dual-diagnosis treatment programs for children and adolescents. She is the person who runs toward the crisis when everyone else is running away from it.After postpartum anxiety, postpartum OCD, complex trauma, and her sixth concussion, Laura started questioning whether ADHD had been part of her story all along. At 32, she finally received the diagnosis that helped her see herself differently. Not as someone who had fooled everyone. Not as someone who was not smart. As someone whose brain had been working hard to keep her alive.In this episode, Tracy and Laura talk about ADHD, trauma, fawning, concussions, crisis work, motherhood, shame, and what changes when a woman finally stops explaining every struggle through what happened to her. Laura also shares why she is now returning to school, writing a memoir, and learning to embrace being a daydreamer.If you have ever wondered whether it is ADHD, trauma, anxiety, or all of the above, this conversation offers a gentler question: what if understanding your brain is not about proving what is wrong with you, but finally seeing what has always been true?ResourcesInstagram: https://www.instagram.com/arttaropyThreads: https://www.threads.com/@arttaropySend a Message: Your Name | Email | Message Explore more from me:

As Chief Investment Strategist at Hightower Advisors, Stephanie Link spends her days researching the market's winners. Today, she's breaking it all down for us. Stephanie explains why the economy keeps defying the doom-and-gloom headlines, which stocks she thinks will champion the next decade, and why she believes we're only in the third inning of the AI revolution. Nicole and Stephanie get tactical fast: the difference between the Mag 7 and the "S&P 493," which stocks are not worth the hype, and Stephanie's thesis that cybersecurity stocks will end up being bigger than AI. She names her favorite tickers across cybersecurity, data centers, robotics, and quantum computing, and explains whether it's too late to buy NVIDIA. Stephanie also gets real about the so-called "AI bubble," the circular spending debate freaking out investors, and why she bought SpaceX but capped it at just 2% of her portfolio. Plus: what her 19-year-old daughter is investing in, why "FAANG" just got a 2026 update, and the one boring, unsexy ETF Stephanie says every new investor should consider. Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Read more about Stephanie's work Here's what Nicole covers with Stephanie: 00:00 Are You Ready for Some Money Rehab? 01:12 Stephanie Link Joins Money Rehab 01:41 Why the Market Keeps Defying the Doom and Gloom 04:07 CapEx, Decoded 06:58 The K-Shaped Economy: Why the Vibes Don't Match the Numbers 09:49 Inflation, Oil Prices, and the War's Ripple Effect 11:41 Mag 7 vs. the S&P 493: Which ETF Should You Buy? 16:16 Why Stephanie Says No to Leveraged ETFs 17:32 Cybersecurity Will Be Bigger Than AI 20:16 The Best Cybersecurity Stocks on Stephanie's List 23:15 How to Vet a CEO Before You Buy the Stock 25:16 Investing Lessons from Stephanie's 19-Year-Old Daughter 28:23 What Stephanie Won't Buy: Crypto, Staples, and Energy 32:20 Inside the AI "Food Chain": Powering the Data Center Boom 35:43 Robotics and Quantum Computing: The Next Big Themes 41:00 MicroStrategy vs. Palo Alto: What "On Sale" Really Means 43:07 FAANG Is Dead, Long Live MANGOES 43:47 Why Stephanie Bought SpaceX (and Kept It to 2%) 55:40 Is It Too Late to Buy NVIDIA? 59:06 Grading the Innings: AI, Cybersecurity, and Robotics 59:50 Hot Stocks: Micron, SanDisk, and the Chips Everyone's Chasing 1:02:27 Is There an AI Bubble? 1:03:16 The Circular Spending Debate 1:08:08 Stephanie Link's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Disclosures: Hightower invests in companies including Boeing Company, Dover Corp, General Electric, Quanta Services, Rockwell Automation, Union Pacific Corporation, Broadcom, International Business Machines Corporation, Marvell Technology Inc, ServiceNow Inc, Palo Alto Networks Inc, Snowflake Inc, Synopsys Inc, Bank of America, Capital One, Coinbase, Morgan Stanley, Truist Financial Corp, Amazon.com Inc, Meta, SpaceX, Alcoa Corp, Antofagasta PLC, Natera Inc, UnitedHealth Group Inc, iShares MSCI Brazil ETF, SLB Limited

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_How many times have you told yourself, “I'll do it when I feel more confident”?When I feel ready, I'll apply for that job. When I feel more confident, I'll start the business. When I believe in myself more, I'll have that hard conversation.We spend so much of our lives waiting to feel ready. More confident. More certain. More qualified.But what if we have had it backwards all along?I want to talk about why confidence does not actually come first. It does not magically appear before we take the risk, try the thing, or do something that scares us.Confidence comes after.If you have been waiting to feel ready before taking the next step, this episode will help you stop waiting for confidence and start building it.ADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftSend a Message: Your Name | Email | MessageExplore more from me:

I sat down with my daughter-in-law Alley for one of the most requested conversations on the Brave Co podcast: how to actually date well. We dig into why so few people were ever taught how to date, what it really means to be ready for a relationship, and why "dating yourself" first changes everything about how you show up for someone else.From there, Alley and I walk through defining the relationship instead of letting it drift "organically," why trust in marriage actually starts on your very first date, and how leading with intentionality removes so much of the anxiety that ruins modern dating. Then we get into the intimacy ladder, fourteen questions I've used to figure out whether someone is safe, fun, aligned in values, and ready to build a real future, including how to handle a partner's past, how to fight fair, and how to keep God (not each other) as your source of security.If you're dating, thinking about dating, or just want to understand why your relationship feels stuck at a certain level, this episode gives you a real framework instead of guesswork. Stay brave out there, and if this helped you, subscribe to the Brave Co podcast and share it with someone who needs it.Chapters:00:00 – Welcome07:08 – Are You Ready to Date? Learning to "Date Yourself" First14:20 – Trust Starts on Day One, Not on Your Wedding Day21:24 – Killing the "Organic Dating" Myth28:36 – A Framework for Every Step of Dating35:51 – "Is This the One?" 42:57 – Red Flags, Safe People, and Handling Someone's Past50:05 – Insecurity, Neediness, and Keeping God in the God Spot57:16 – Conflict Skills: How Couples Learn to Fight Fair1:04:27 – Unconditional Love, Win-Win, and Why "Forever Isn't Long Enough"CONNECT WITH BRAVECOJoin Our Free Community for Men (ladies, sign up your man): https://www.braveco.orgFacebook: https://www.facebook.com/braveco.menInstagram: https://www.instagram.com/braveco.men/Shop: https://shop.braveco.org/ABOUT BRAVECO: We live in a time where men are hunting for the truth and looking for the codebook to manhood. At BraveCo, we are on a mission to heal the narrative of masculinity across a generation; fighting the good fight together because every man should feel confident and capable of facing his pain, loving deeply, and leading a life that impacts the world around him.

Are you feeling stuck, discouraged, or wondering why your prayers seem to go unanswered? Discover the hidden reason behind life's roadblocks and learn why pushing through heavy resistance is the ultimate key to unlocking your next major breakthrough.  Detailed Summary In this powerful message, Elliott Warren tackles the tough questions about why we face delays, closed doors, and seasons of resistance in our lives. By examining timeless principles of persistence—from knowing when an old assignment is over to leaving behind your safety nets—you'll learn how to navigate life's most difficult transitions with unshakeable confidence. Whether you are seeking clear direction for your future, hoping for a personal miracle, or just trying to find peace when it feels like you keep hearing "no," this teaching provides actionable steps to strengthen your resolve.  Stop letting setbacks define you and start using them as stepping stones. When you learn to trust your conscience over the opinions of the crowd, and when you refuse to give up on your dreams, you position yourself for a stronger, more purpose-driven life.  00:00 - Are You Ready for a Breakthrough?  03:07 - Breaking Free from Negativity and Cultural Lies  14:30 - Recognizing When a Season in Your Life is Over  20:53 - Burning the Plows: Leaving Your Past Behind  31:48 - How to Follow Your Conscience When Facing Pressure  46:00 - Taking the Right Risks to Follow Your True Purpose  52:00 - The Secret Power of Persistence in Hard Times  56:49 - What to Do When God Seems to Keep Saying "No"  1:01:34 - Refusing to Give Up on Your Dreams and Calling   #sermon #church #faith #Jesus #crossculturechurch #findingpurpose #overcomingdiscouragement #answeredprayers #stepoffaith #spiritualbreakthrough #nevergiveup #christianinspiration #learningtoletgo #trustinggod  If this message brought you hope or clarity, please LIKE this video, SUBSCRIBE to our channel for weekly encouraging content, and SHARE this with someone who needs to hear this truth today! We would love to hear your thoughts or prayer requests in the comments below. Welcome to the official channel of Cross Culture Global, the digital-first media ministry of Cross Culture Church, led by Pastor Elliott Warren. We believe following Jesus isn't a Sunday tradition—it's a radical way of living in today's world. Our mission is to move beyond motivation to deliver profound biblical teaching with raw, real-life application. We dive deep into the complex and often "off-limits" topics that matter most. What you'll find here: Raw Truth: Deep biblical insights for a today's culture. Global Community: A virtual-first community reaching every corner of the earth. New Here? Learn more about us: crossculturechurch.com  Give online: crossculturechurch.com/give  Listen on Spotify: https://open.spotify.com/show/5TKYUWdiK0N204bF6b4U4w Watch on TikTok: https://www.tiktok.com/@crosscultureglobal Follow on Facebook: https://www.facebook.com/CrossCultureGlobal/ Sermones disponibles en español. / الخطب متوفرة بالعربية / हिंदी में उपदेश उपलब्ध / 提供中文讲道

Tired of ADHD strategies that don't work? Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Your kid got labeled the “problem.” The defiant one, the behavior kid, the one who couldn't sit still or keep up. What if the room was the thing that didn't fit?Beven Byrnes is a neurodivergent educator, nonprofit leader, and a mom of four. She's the Executive Director of Bridges Middle School in Portland, the only middle school in Oregon built specifically for students with ADHD, autism, dyslexia, and anxiety.Beven spent 25 years and raised over $15 million building environments where kids actually fit. But she didn't have her own ADHD diagnosis until this past year, at 50. Cancer treatment forced her into menopause at 45, her estrogen dropped, and the masking she'd done her whole life without knowing it stopped working. The square-peg feeling she'd carried since childhood finally made sense. Now she runs a school on one idea: behavior is communication, and the job isn't to fix the kid, it's to fix the environment around them.In this episode, Tracy and Beven get into why behavior is almost always communication, what happens to a child's confidence after years of being misread, and what it looks like to build a school around how kids actually learn instead of forcing them to fit.If your child, or you, ever got treated like the problem to be solved, this one will show you what was actually broken. And it was never the brain.Resources:Website: https://www.bridgesms.org/staff-spotlight-beven-byrnes-executive-directorInstagram: https://www.instagram.com/mrs_byrnesLinkedIn: https://www.linkedin.com/in/beven-byrnesSend a Message: Your Name | Email | Message Explore more from me:

To get responses, create high-value communication. When you’re doing this, obviously, you’re not actually telling your customer “I’m here to create value in our communication.” You’re just doing it: Adding value in the conversation. You’re thinking about, “what can I say when I reach out to this person the next time to make this communication more interesting, more beneficial?” By doing that, you’re going to create that in their brains and they’re not even going to know why or how it’s happening. David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland, and I will discuss how to get responses by creating high value communications. Welcome back, Jay. Jay: Hey, David, once again, great to be here with you as we talk again about a topic that I know in my business career, we probably haven’t had this conversation a lot. Communication is just something that happens. And it may depend on whether you’re old school or new school. Old school, we’re just making phone calls and picking up the phone. That’s high value communication. If it’s new school, we’re texting and emailing. And that’s the extent of the thought process. David: Yeah, and I think the adjective here, the high value part of it may be what we’re bringing to the discussion today. Because you’re right, communication in business is expected. It comes with the job. Mm-hmm. And we’re always going to be communicating. But the fact of the matter is that particularly now, as people are more and more likely to skip over communication, if they don’t like what you’re saying or if they don’t feel like it’s worthwhile to them, it becomes more important for us to ask ourselves “am I creating value in this conversation?” Am I creating value in this email, this text, this phone call, this podcast, right? Because if we’re not communicating value in the discussion, then we’re doing our listeners a disservice. We’re doing whoever it is that we’re calling a disservice. Whoever we’re emailing, we’re doing them all a big disservice. So, If we consider the idea that we need to be engaged in high value communication as much as possible, it will very likely change what we’re saying at any given time. Jay: Yeah, such a great point. I think that most people now are engaging these new technologies that make the communication part automatic, right? Like drip campaigns, newsletters, automatic texting or whatever. So that part of the equation is fairly easy to implement. But then the real question, as you’re bringing up, is if I’m not providing value in that communication, I am training the customer or the potential customer to block me out. Because that’s the other thing that’s so easy. It’s so easy to automatically communicate. But on the other end, it is so easy for me when I hit delete in my messages. It says, do you want to block this sender? And that’s it. It’s done. It’s over. So that’s why you want to focus on that word value. David: Yeah, and particularly now when people are using AI to help generate communications. And my belief is that’s going to cause a lot of communications to start looking like other communications. Mm-hmm. And everybody’s going to be saying pretty much the same things. But if you are operating with the intent of creating value in the communication that’s going to be a component that you might be adding that other people aren’t going to be adding into their algorithm, whether it’s with AI or whether it’s what they’re doing themselves. And you also raised a great point, which is the idea of if you’re not doing this, you are training people essentially to ignore you. And wow, that’s not what we want to train people to do. Jay: Right. my email service now, I use Mac right at the top now, they put the unsubscribe button, like that’s the first thing I see. So it is so easy, and I just think about it. There are newsletters that I keep, that I allow to keep coming, and there are those that I unsubscribe to immediately. And I kind of do this thing where I, okay, I’ll scan down quick. And I’m looking for value for me. Because I have a time to value, you know, ratio. So I’m looking, is this something, is there anything in here that this person’s sending me that I really care about? And if I get one or two and the answer is no, they’re done. That’s it. You’ll never get through to me again. David: Right. And when you think about it, particularly with something like email, but it also applies to texts or whatever, When you’re looking through your inbox, you’re going to see two things. You’re going to see who it’s from, and you’re going to see the subject line. Mm-hmm. What is it that they’re trying to communicate? So sometimes people will look at your name and they’ll say, “oh, it’s from Jay. I’m going to open this.” They don’t even care what the subject line is. Yeah. But if you don’t have that sort of relationship, they’re going to say, “okay, it’s from Jay. What does he want?” Right? And then they might go to the subject line and say, “does this subject line interest me enough to open this?” And if the answer is yes, then it will get opened. But that combination is going to be huge. And if you’re not thinking in terms of adding value in your communication, then you’re very likely not going to have any value mentioned in your subject line, and you’re going to dramatically reduce the likelihood that it’s going to get opened. Jay: Yeah, I agree. So we’re kind of talking about the drip campaigns or the ongoing attempts to kind of get in and remind them about us. That’s one part of communication. But I also think it’s important to assess the value of the regular ongoing communication that is happening. Like when somebody calls in, are they getting a phone tree? When somebody on your staff or you talk to somebody, is somebody going to hang up the phone and say, and we’ve all had this happen. I hang up the phone and I go, well, that was a big fat waste of time, right? And so clearly I didn’t have a high value conversation with the person who I was talking to. David: Yeah, exactly, and I think we’ve all been in that situation where we’ve either been on the receiving end of it or we’ve been on the ascending side of it, where we just feel like, “oh wow, I clearly didn’t create enough value in this communication.” If they’re ignoring us, if they’re ghosting us, there’s always a reason for it. Now that reason is not always us. maybe it’s not your communication. Maybe you’re doing everything right and this person just has different things going on, or they’re afraid to say no, whatever that is. We’re never going to completely get around that. But if you recognize the fact that most people are going to be looking for “what’s in it for me? What’s the benefit to me in pursuing this conversation?” Then we can change what we’re doing. And the really great point that you raised there is, yeah, we’re not just talking about drip campaigns, we are talking about every single bit of communication that you put out. And that’s sort of what we led off with, is that you need to create high value communication in everything. Telephone calls, voice messages when you’re leaving a voicemail message. A lot of people don’t get calls back when they leave a voicemail message. And some of the reason for that is very likely the fact that there may not be enough value created in the message that is being left. If the message is, “Hey, give me a call back,” and I don’t know why I should, because I don’t know how that will benefit me, then the likelihood of me calling back is dramatically reduced. But if I recognize that I need to dangle some sort of carrot there. Why should they want to contact me back? Why should they want to return the call? And if I can add some value in there, give me a call back so I can, dot dot dot. What is it? What can you do that would be beneficial to them? Because if you say that in the communication, they’ll be a lot more likely to reply. Jay: Yeah. I think today it’s so funny how we respond to things. When I get an email that I don’t feel like had value or that I didn’t ask for. I feel invaded. I feel like somebody has come into my house and forced their will upon me. And when I get a text, it’s even worse. We judge these communications so aggressively and one of the other things that jumps into my mind that is so important about high value communication, one of the things I hate is when I call and whoever I’m calling goes right into the sales pitch, like right away. We don’t want to misinterpret value as the minute I get on the phone with them, I’m going to tell you what my value is to them. My preference is that they spend some time getting to know me so that they can properly explain to me how their product or service fits into my situation. If they’re just going to start cramming stuff down my throat, the minute we start talking, I’m going to be gone pretty quick. David: Yeah, and that’s an excellent distinction. Because there’s the value that we will create if and when we do business together, right? If I’m trying to sell you something, there should be value created if we’re doing business together, right? Otherwise, there’s no purpose in that happening. But I’m talking about the value that has to happen to even have that conversation. When you dive right into “here’s who I am and here’s what I sell,” they don’t understand the value at that point, right? Because the value has to come, to some extent, from the relationship that we are establishing in that call. And so to the extent that we’re going to lead off with value in that call or in that communication, we need to do it in a way where they get the value upfront and it can’t be related to the fact that they’re already buying something from us. Jay: Yeah, such a great point. This is one of the things I do every day as I do sales consultations. And oftentimes I will have people that have already spoken to two or three of my competitors and they will vent to me about how they talk to those people. They were just trying to sell me. I never felt like they had any real interest in me. And then they talk to me and the first five minutes of the conversation, I’m getting to know them and their product and what they’re looking for so that I can actually provide a consultation, because that’s what I bill it as, right? I if I say it’s a sales consultation, or a free consultation is what we call it, and what they’re getting is a sales pitch, that is just bait and switch and they’ll sense it immediately. David: Yeah, absolutely. And once again, I think just considering this, just thinking about it, keeping in the back of your mind or tacking it up on the wall next to your desk, next to your phone to remind yourself that ultimately it’s about creating high value communication, if we want to get a response, if we want to engage with people, create relationships, and ultimately sell something, Jay: Yeah, and at every level of communication, right? Not just the beginning, not just the middle, but the entire process from beginning to end. Think about that mindset, if a customer knows that every time they interact with you, it’s going to somehow be fulfilling on some level. Whether it’s the product or how the communication is perceived or how you just pick up the phone. Then, like we talked about in the last podcast, when we see a caller ID and somebody’s calling us, we’re not going to be like, “ugh, I can’t believe I have to pick up the phone on this one.” We’re going to be like, “oh, it’s going to be great to talk to that person.” David: And nine times out of 10, they won’t even realize why. Right? Because most people don’t talk about this. They don’t think about this. They don’t even consider the idea of creating value in the communication. So if you’re doing this, obviously, you’re not telling your customer “well, I’m here to create value in our communication,” right? You’re just doing it. Adding value in the conversation. Thinking “what can I say when I reach out to this person the next time to make this communication more interesting, more beneficial?” By doing that, you’re going to create that in their brains and they’re not even going to know why it’s happening. Jay: Yeah, absolutely. Such a great point. How do people find out more, David? David: Well, you can go to TopSecrets.com/call, schedule a call with myself or my team. If you are looking to create value in your communication, that is really one of the core principles of what we do in our Total Market Domination course. A lot of it is about creating entry-level communication, the kind of communication that’s going to introduce you to someone initially so that they can start to feel comfortable with you and comfort level communication, because they’re not going to buy until they get to the point where they’re feeling comfortable. So there are different levels of high value communication that we walk you through that are specifically designed to get you the result that you’re probably looking for. Jay: As always, I love the conversation. Thank you so much for your time today. David: Thank you, Jay. Are You Ready to Get Responses with High-Value Business Communication? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Employment attorney Ryan Stygar joins Nicole to hand us the playbook our employers hope they never find. He breaks down what "at-will employment" actually means and the exact moves to make the moment you get that dreaded out-of-nowhere email from HR. He also reveals everything that's negotiable in a severance package: the cash amount, COBRA coverage, equity vesting schedules, and non-disparagement clauses, and shares how he turned a $6,000 severance offer into over $60,000 for one client. Then Nicole and Ryan role-play a firing from both sides of the table — so you know exactly what to say and what never to say. They dig into the issues that disproportionately affect women at work: pregnancy discrimination (the number one form Ryan sees in his practice), his controversial-but-legally-sound advice to disclose your pregnancy early, what rights you have if you miscarry, and how return-to-office mandates are quietly being weaponized as stealth layoffs.  Plus: AI keystroke monitoring, non-competes in the current legal landscape, and the interview questions that are totally illegal — that you're probably being asked right now. Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Get Ryan's book ⁠Get It in Writing⁠ Here's what Nicole covers with Ryan:  00:00 Are You Ready for Some Money Rehab?  02:01 Ryan's Path: From Firefighter to Workers' Rights Lawyer  02:52 Nicole Gets Let Go From CNN  03:44 Why HR Is Not Your Friend  05:34 The Right (and Wrong) Way to Fire Someone  06:41 It's Illegal to Fire Someone for Discussing Their Pay  08:44 Building Your Paper Trail From Day One  20:07 At-Will Employment, Explained  24:50 What to Do the Moment You Get That HR Email  26:31 Don't Sign Anything When You're Fired  29:14 Severance Is Negotiable  31:54 How Contingency Lawyers Can Help (Even When You're Broke)  33:38 What Else Is on the Table: COBRA, Equity, and Non-Disparagement Clauses  37:38 Role Play: Getting Fired (What Not to Do)  39:23 Role Play: Getting Laid Off (The Right Way to Handle It)  44:09 How a Good Employer Handles the Conversation  46:34 Freelancers and the 1099 vs. W-2 Trap  49:59 The Fear of Getting Blacklisted for Asserting Your Rights  50:19 Sexual Harassment: Who's Most at Risk and What to Do  52:44 Maternity Leave and Pregnancy Discrimination  55:28 Controversial Advice: Disclose Your Pregnancy Early  59:14 What to Get in Writing When You're Pregnant  01:02:16 Your Rights If You Miscarry  01:04:59 Return to Office as a Stealth Layoff Strategy  01:08:10 AI Tracking and Keystroke Monitoring  01:12:25 Non-Competes: What You Need to Know in 2026  01:17:09 Illegal Interview Questions (Role Play)  01:23:00 Ryan Stygar's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor or attorney before making any financial or legal decisions.

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_Have you ever noticed that the harder you try to think your way out of feeling overwhelmed, the more overwhelmed you become?You replay conversations. You worry about the future. You analyze every possible outcome. You keep thinking that if you can just solve the problem, you will finally feel better.But what if thinking is not the answer?For a long time, I thought the only way to feel better was to think differently. If I could just figure it out, solve the problem, or make sense of what I was feeling, then I would finally feel better.But sometimes the fastest way to calm your brain is not to think harder. It is to start with your body.When I get into my body, my attention has somewhere else to go. Instead of replaying my thoughts, I start paying attention to what I am doing, what I see, what I hear, what I smell, and what I feel.If you have ever tried to think your way out of overwhelm and only made yourself feel worse, this episode will help you stop asking your brain to do all the work and let your body lead for a few minutes.Resources:SHIFT: https://tracyotsuka.com/shiftFree resources: https://tracyotsuka.com/learnGet the book, ADHD for Smart Ass Women: https://tracyotsuka.com/adhd-bookJoin Your ADHD Brain is A-OK Academy: https://tracyotsuka.com/aokVisit my website: https://tracyotsuka.com/ADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftListen to ADHD for Smart Ass Women:Apple Podcasts: https://podcasts.apple.com/us/podcast/adhd-for-smart-ass-women-with-tracy-otsuka/id1443678424Spotify: https://open.spotify.com/show/7bG9rgwPgi8zRkQxV6ykk0YouTube: https://www.youtube.com/@tracyotsuka4796Send a Message: Your Name | Email | MessageADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start building a life that fits, start with the free training here: https://programs.tracyotsuka.com/signupConnect with me:Instagram: https://www.instagram.com/tracyotsukaFacebook: https://www.facebook.com/heytracyotsukaLinkedIn: https://www.linkedin.com/in/tracyotsuka/Are You Ready to Discover Your Brilliance? Order Now: https://tracyotsuka.com/adhd-bookVisit our website: https://tracyotsuka.com

Tired of ADHD strategies that don't work? Start with my free training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/signup_____You have heard of art therapy and talk therapy. Charlotte Hastings does therapy in the kitchen, and it opens people up in a way the usual chair never quite does.Charlotte Hastings is a psychodynamic therapist, founder of Kitchen Therapy, and author of Kitchen Therapy: How to Become a Conscious Cook. Trained first as an anthropologist, she taught drama to neurodivergent teenagers before building an entire therapeutic approach around the kitchen.Charlotte recognized her own ADHD in her forties, after years of self-medicating and a chaotic childhood with an undiagnosed, alcoholic father. School had convinced her she was not smart. Anthropology, Jung, and eventually a wooden spoon proved otherwise. Now she uses cooking the way other therapists use art or drama: a side-by-side, low-pressure space where the real stuff surfaces.In this episode, Tracy and Charlotte talk about why cooking can work like art or drama therapy, why food and love are so entwined, how recipes can both support and shut down ADHD brains, and why the way you hold a wooden spoon might reveal the way you hold life. If cooking has ever felt loaded, boring, chaotic, or impossible, this conversation offers a gentler reframe: the meal is not just the result. The journey is the meal.ResourcesWebsite: https://therapykitchen.co.ukInstagram: https://www.instagram.com/therapy.kitchenSend a Message: Your Name | Email | MessageADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start building a life that fits, start with the free training here: https://programs.tracyotsuka.com/signupConnect with me:Instagram: https://www.instagram.com/tracyotsukaFacebook: https://www.facebook.com/heytracyotsukaLinkedIn: https://www.linkedin.com/in/tracyotsuka/Are You Ready to Discover Your Brilliance? Order Now: https://tracyotsuka.com/adhd-bookVisit our website: https://tracyotsuka.com

The follow-up mistake that costs sales (and kills communication) is a lack of sequencing. If I’ve got a sequence in place that says, all right, when I get a lead from a networking function, I’m going to initially, either same day or next morning, send out this email message, which essentially says, “it was great meeting you at the networking function. Nice having a chance to talk.” Then, you include something in that email to elicit a response. Some will initiate a dialogue, some of them won’t. So from that point, if you don’t hear back, you could have another one that goes out a couple of days later saying, “Hey, never heard back you on this, but something else occurred to me that I didn’t mention…” and then you add something else to the conversation that could potentially be of interest to them. So you’re not just hitting them with “call me, call me, call me, call me.” You’re actually creating value in the communication, which is particularly key when you’re doing sequencing like that. David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland and I will be discussing the topic of sequencing your communication. Welcome back, Jay. Jay: Hey, David. Great to be with you again. I really love that we dive into these things that can have such an impact on your daily business. Oftentimes people will focus on the large things, not understanding that sometimes the smallest tweaks can make all the difference. David: Yeah, and things like this really are kind of diving deep. And many times I know other people in podcasts or in stuff that’s actually going out to the public, they’ll just keep it all high level and not really get into too much. I think we’ve done a reasonably good job over the years of diving a little deeper and getting into things in a little bit more detail. Because it’s important for people who watch this or listen to this to recognize that there are a lot of aspects to all of this. And we touched on this in the previous episode. We were talking about sort of the high level goals, we were talking about the high level concepts versus the nitty gritty of what do I have to do on a day-to-day basis. And this really gets more into the idea of the nitty gritty. But sequencing is something that I don’t hear many people talk about in business. And I think it’s a real game changer for people in the sense that when you get this and you start implementing it, it changes the way that you interact with your prospects and clients to make what you are doing better and more appealing than what your competition is probably doing. Jay: Yeah, such a great point. And back to the idea of focusing on the smaller stuff. I’m weird. I call myself lazy because I want to avoid steps and reduce steps, but in the name of that laziness, I will spend weeks trying to create a system, whether it’s a software system or a planning system or something, just knowing that over the long run, it’s going to have such a dramatic impact. And I can be lazy about that thing after that. And I focus. I mean, if I can reduce one little step, I’ll spend weeks trying to figure out how to do that. David: Yeah. But that’s smart. I don’t think that’s lazy. I think it’s far lazier to just go into each situation, not knowing what’s going to happen, not knowing how to respond to the common objections you get, not knowing how to create a system that will allow you to bring clients through the door like clockwork. And when you do that, you’re basically going into work every day with no idea of what’s going to happen. So I think that’s really lazy and really sloppy and I don’t think what you described is lazy at all. Jay: Well, I don’t, you know, I think you’re probably right, but it is something that drives my wife crazy and it’s really bad. Like when we go grocery shopping, I have a route, and that route has a very specific design. It’s based upon how the groceries are going to end up on the conveyor belt. And that’s important because that determines on how they will go into the bags, because I want the bread on top and all of those things on top. So I have this all planned and thought out from years of experience. It brings me joy, David, it’s, it’s a little, probably obsessive compulsive, but that’s the way I am. David: That’s funny and she still lets you come along. That’s amazing. But it’s a great example though, because when you think about that, and there are two schools of thought when it comes to outcomes, right? You described a more outcome driven approach. And it reminds me of the expression, the road is better than the inn, if you’ve heard that one. Jay: Mm-hmm. David: And I remember hearing that years ago and thinking, no, I kind of like the inn, right? I like, where are we going? Let’s get there. Mission accomplished. Onto the next thing. But there are people who just enjoy the experience. Shopping is a great example of that. I have never been a good shopper. Jay: Mm-hmm. At least before online shopping. I was a terrible shopper. As a kid. My mom would drag me around to different stores and she could just look at stuff for hours. I got bored three minutes in. As a kid, I could go to the toy section and I could look around for a few minutes, maybe see something I liked or whatever. Then I’m done. Right? And people are just wired differently in that regard. But I think if we really get down to the core of it, and we start thinking in terms of creating the systems and processes that will allow you to get results in your business, and tying it again back to our main topic, sequencing your communication, what this will allow you to do is to leapfrog your competition. Because you won’t have to think about each step of it. And it really ties to what you were saying about, you know your process in a store. Well, imagine that in business. Imagine a situation where you create a sequence of communications to send out to the prospects that you want to convert, in a specific order, in a specific sequence, at a specific timeframe. You can automate that as well. And design it to accomplish a result Too often in business because we’re sort of focused all over the place, we’re here, we’re there, we’re everywhere. We think in terms of sending a message out to a prospect and waiting for them to reply. And when they don’t reply. We become confused and annoyed. It’s like, why didn’t they reply? I sent you an email. Why didn’t you reply? And it’s cause that’s not the way the world works anymore. Right? I sent you an email. Yeah, it’d be nice if it were like tennis, where you bat it across the other person bats it across, and you bat it across and you have a nice volley going. That happens sometimes, but more often than not, it’s not happening. And if you’re depending on getting that volley hit back to you right away, you’re setting yourself up for failure. Where instead, if you recognize, you may have to send it across the net 3, 4, 5, 7, 10 times before it gets lobbed back, you’ll be prepared. And if you prep that in advance, you are so far ahead of what your competition is doing. It’s just not even funny. Jay: Yeah, I, have this situation going on right now where somebody has sent me an email inviting me to do something. I don’t know who this person is. I’ve never heard from them, and then I don’t respond. And then like four days later, I get an email that says, Hey, you didn’t respond. And I’m like, Well, that should tell you all you need to know. And then I got another one. I’ve sent you two emails and you haven’t responded. This person is sequencing, but they’re doing it in a horrific way. I mean, by the third email, I’m like, who do you think you are? That you can sit here and demand a response from me? And I don’t even know who you are. The whole thing has soured me. I am never going to call them back based upon that type of sequencing. David: Right. And if that’s the type of sequencing we’re talking about, then yeah, don’t do that. That is not what I’m talking about. It’s interesting you should mention that because over the past several months I have received so many messages from people, pitching guests for this very podcast where they’re saying, Hey, I think you should interview this person who’s talking about this thing, and let me know if that’s of interest to you. You know, I’ve listened to your podcast. I think he’d be a great fit. And most of the time I get, you know, pretty much the same pitch for different speakers. So I’m on some kind of list and I normally ignore them. But they’ve got sequences set up where it’s the second one. Hey, just bumping this up to the top of your inbox again, you know, do you want to consider so-and-so for the podcast? And so finally, I just put together the response that I’m sending to people, which is to say, if you listen to this podcast, you would recognize that we are not an “interview of the week kind of thing.” You know, there are two of us who do this. Jay: Yeah. David: If we were a podcast that had a lot of people on and we were interviewing what you said would make sense, and I don’t get into all that much detail. But they’re basically not pitching the right thing to the right person. And so in those situations, yeah, sequencing is not a great idea. But when you’ve got somebody who is engaged or would like to be engaged and you want to find out whether or not they’re on board with you, when it’s done right… And that ties into the MVPs, the messaging, you know, is the messaging going to be good? Which combination of marketing vehicles you’re using to reach them, and who are the people you’re reaching? If you’ve got those three things in sync, then sequencing is going to work extremely well for you. Jay: So let’s talk a little bit more about. Sequencing. I can guess at a, couple of these things. I’m guessing like so many of the things we’re talking about, you want to start with pen and paper and maybe start identifying who your potential customers are. What are potential, the stages that they might be in, and then start focusing on the messaging for each of those stages. David: Yes. And when we think in terms of the overall stages, or the initial stages, where is this person in the journey? If this is somebody that I just met, let’s say I meet somebody at a networking function. We exchange business cards or whatever, I go back to my office, this person goes back to their office and nothing happens until one of us moves, right? So, If I’ve got a sequence in place that says, all right, when I get a lead from a networking function, what I’m going to do is I’m going to initially, either same day or next morning, send out this email message, which essentially says, it was great meeting you at the networking function. Nice having a chance to talk. And then. you have something that you say and obviously it’s going to be different for each person who’s doing that, but you’ve got something that is said in that email that is designed to elicit a response. So you might want to end that email with a question so that they’re likely to initiate a dialogue. Some will initiate a dialogue, some of them won’t. So from that point, if you don’t hear back, you could have another one that goes out a couple of days later like, with a reply to your own message saying, Hey never heard back you on this, but something else occurred to me that I didn’t mention… and then you add something else to the conversation that could potentially be of interest to them. So you’re not just hitting them with call me, call me, call me, call me. You’re actually creating value in the communication, which is also key to good marketing, but it’s also particularly key when you’re doing sequencing like that. And then the third step in your sequence could be calling to follow up. If they gave you a business card, it could be a phone call that comes whatever, a week later or a certain period of time later, and you decide what that is. In our Total Market Domination course, I mean, we walk through all of this so people can decide, can determine for themselves what is a good timeframe to do this in. Because a lot of times if you get a business card from somebody at a networking function and you forget about it? Or you go to a trade show, that’s the worst! You’re paying to have all these people go out to the trade show. You’re paying to put ’em up, you’re paying to feed them. They bring cards back and they stay in the bottom of their briefcase or their suitcase. And those people never get phone calls. It’s just such an incredible waste. But if you’ve got these processes in place to be able to sequence your communication, to be able to get those people back into the zone that they were in, that first initiated the conversation, then they will be far more likely to respond to you and reply to the conversation and keep it going. Jay: Yeah, it’s interesting. I’m in the heat of this process right now, because as you know, I’m setting up a new business. David: Mm-hmm. Jay: building the CRM behind the scenes and I have to ask myself, what are each of the stages and what do I want to happen? What type of communication? And one of the other parts about that, that is so important is, oftentimes, I know when I’ve been put in somebody’s CRM drip system. Because the messages stop being personal and I’m like, you’re sending this out to everybody. So there’s a fine line between having a sequence and making people feel like, oh, they’ve just been put in the hopper. I think we have a high awareness. And so I think that your sequences need to be a combination of personal contact. And these systems that will save you a lot of time and effort. David: Yes, I agree completely. I also think that the way that those sequences are written is going to determine a lot of that as well. Jay: Yes! David: There are people in business, many of us in business have initially been trained on “corporate speak.” And we write in brochure language, instead of in human language. Jay: Yes. David: A lot of what you just described can be overcome simply by engaging in conversational English, even in the messages that are going out automatically. Even in the automated messages where much of the content will be the same. But the way that you’re conveying it still seems more personal and still feels like it’s coming from another human being as opposed to an auto-generated sequence. Jay: Yeah. David, I love this point. And you know, I’ve discovered a way for me to do this. And that is I’ve started using dictation on the computer a lot. Because I don’t know if people notice if they’re watching the video. I have something called Essential Tremors, which causes me to shake. And it’s getting harder and harder for me to type. So I’ve gone to dictation, but I found if I close my eyes and I act like I’m on the phone with the person when I’m doing the dictation, that brochure speak goes away. And so it’s something I don’t have to give a lot of thought to. It’s just a change in how I’m recording that information. David: Yeah, I do a very similar thing on the treadmill in the morning. I’ve got a, a little digital recorder and I’m on the treadmill and I’m moving and I’m recording. It could be a letter, it could be notes for some sort of presentation I’m going to do. But I will record that and I’ll just stop it every few seconds. If you heard those recordings, it’s a lot of heavy breathing and little bits and pieces. And I’ll say three words and I’ll stop and I’ll try to figure out what the rest of the sentence is, and I’ll say that, and then I’ll just take that whole thing and I’ll get it transcribed. And then at that point I can clean up the words and it’s a hundred times easier than trying to sit down in front of a blinking cursor and figure out what I’m going to say next. Jay: Yeah. And that blinking cursor, it does something to us. It changes how, how we record that information. So I love that piece of feedback when it comes to sequencing. Cool. How do people find out more, David? David: You can go to top secrets.com/call, schedule a call with myself or my team if you are interested in getting better response from people by thinking things out in advance and sequencing your communication so that people are actually looking forward to hearing what you have to say next instead of dreading it, schedule a call. Jay: Yeah, absolutely. David, once again, it’s a pleasure talking to you. David: Thank you so much, Jay. Are You Ready to Start Getting Better Results by Sequencing Your Communication? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Allie Miller is the number one most-followed voice in AI business and an advisor to Fortune 500 companies , and she's on Money Rehab to tell us that most people are leaving serious money on the table by treating AI like a productivity tool. Today, Allie joins Nicole to break down exactly how to use AI as a wealth strategy in 2026 and beyond. Allie pulls back the curtain on her AI workforce (34 agents named after Friends characters) and explains why delegation is now a financial strategy, not just a productivity hack. She and Nicole dig into the most important question everyone has right now: what's safe to share with AI, and what isn't? From feeding Claude your insurance policy after a disaster, to connecting AI directly to your investment accounts, Allie lays out how to think about risk and leverage when it comes to your financial data. They also tackle the hard questions about kids and AI: AI companionship dangers, AI toys, age limits, whether college is even coming back, and why "AI scams are the new white vans." Finally, Allie shares her honest, unfiltered take on investing in AI companies, why she's long-term bullish, and the bold predictions people are calling her crazy for making today. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Allie Miller on LinkedIn and Instagram Here's what Nicole covers with Allie:  00:00 Are You Ready for Some Money Rehab? 01:13 Allie's AI Workforce Explained 04:00 How to Build Your Own AI Workforce (No Coding Required) 06:40 What AI Still Can't Replace 10:00 Meet Simon, Rachel, Phoebe and the Rest of the Team 12:03 What to Always (and Never) Outsource to AI 18:30 AI Data Privacy 22:48 Customizing AI With Your Personal Context 31:43 Kids and AI: Raising a '90s Kid in 2026 38:10 What Age Should Kids Start Using ChatGPT or Claude? 44:52 How to Hack AI Sycophancy 47:25 Where Allie Draws the Line on AI Companionship 52:20 Using AI to Manage Investments 57:00 Will AI Replace Financial Advisors? 01:00:13 When Will We Be Working With Humanoids? 01:05:15 Investing in AI Companies and the Bubble Debate 01:09:45 Allie's Boldest Predictions 01:14:22 Allie Miller's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_Have you ever had a really productive day and still felt like you didn't do enough?You answered the emails. You made the calls. You went to the meeting. You finished the project. Maybe you even did the thing you had been putting off for weeks. And still, by the end of the day, your brain was already moving on to everything you missed, forgot, or still needed to do.Today, I want to talk about why success does not always feel like success for ADHD women.Our brains are often scanning for what is unfinished, unresolved, or potentially threatening. So even when we complete ten things, we can still end the day focused on the one thing we did not get done.But today, I want you to practice noticing what is going right. Noticing your progress. Noticing the effort it took. Noticing the evidence that you are capable, that you do follow through, and that you can do difficult things.Because success does not create confidence when we ignore it. Success creates confidence when we notice it.If you have ever struggled to feel proud of yourself, even after doing so much, this episode will help you pause long enough to collect the evidence your brain keeps overlooking.Timestamps:[00:00 – 03:58] Why Success Does Not Always Feel Like Success[03:58 – 06:22] How Negativity Bias Keeps Us Focused on What Is Unfinished[06:22 – 07:15] Breathwork Practice[07:15 – 08:28] Gratitude Check-In and Noticing What You Have Done[08:28 – 10:10] Reassessing Your SUD Score and Collecting the Evidence[10:10 – 11:00] Closing Reflection and SHIFT InvitationADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftExplore more from me:

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____You bought the planner. You loved the planner. You were absolutely, positively sure this planner was going to change your life.And then, by March, you forgot it existed.When we moved out of our family home of 25 years, I found boxes. Boxes and boxes of barely used planners I'd been saving for who knows why. For a long time I thought that meant something about me. That I wasn't disciplined enough. That everyone else got some secret instruction manual for adulthood that I'd missed.But the women I work with aren't lazy or unfocused. They're brilliant, driven, running companies and raising families. And they can't stick with a planner either. That's when it clicked. This was never a planning problem. It's a time problem, a decision problem, and an emotional regulation problem. Planning is just where those show up.In this episode I talk about why ADHD brains experience time differently, why importance alone won't get you started, why most planners quietly set you up for an impossible day, and why one meaningful goal beats ten random ones.If you've got a planner graveyard sitting in a drawer somewhere, this one is for you. The question was never what's wrong with you. The question is what kind of system actually works for your brain.Resources:Get the planner: https://tracyotsuka.com/planner Use code PODCASTPLANNER for $10 offWebsite: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | MessageIf this podcast helps you understand your ADHD brain, start with my free training: Stop Trying to “Fix” Your ADHD. You're Not Broken.ADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start building a life that fits, start with the free training here: https://programs.tracyotsuka.com/signupConnect with me:Instagram: https://www.instagram.com/tracyotsukaFacebook: https://www.facebook.com/heytracyotsukaLinkedIn: https://www.linkedin.com/in/tracyotsuka/Are You Ready to Discover Your Brilliance? Order Now: https://tracyotsuka.com/adhd-bookVisit our website: https://tracyotsuka.com

Stand-up comedian and writer Josh Johnson returns to Money Rehab nearly two years after his first time on the show. Since then, he has become a hosting correspondent on The Daily Show, reached millions of followers on socials and continued to post a new stand up set to YouTube (he's done this for 156 consecutive weeks). He talks about how he's avoided lifestyle creep as his career has flourished, the best money advice he's received, and why being broke is like drowning in a swimming pool.     Then, Nicole gets Josh's take on some of the strangest recent money headlines, including a woman who reportedly saved $15,000 on groceries by going on dates, Victoria's Secret stock jumping 48% after changing its ticker to “VSXY,” and why taxes are apparently making Gen Z cry. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Josh Johnson's incredible work and see him live! Listen to Josh's first interview on Money Rehab Here's what Nicole covers with Josh: 00:00 Are You Ready for Some Money Rehab? 01:46 What's Changed Since Last Time 04:10 The Ownership Illusion 06:28 Why Even Billionaires Never Feel Safe 08:00 How to Stop Moving the Goalpost on Financial Safety 09:18 Lifestyle Creep 12:00 Selling Shoes on eBay and Wikifeet 14:03 The Poisoned Pizza Story 15:18 Why Being Broke Is Like Drowning 19:00 Money-Saving Extremes 24:40 The Culture of Greed and “Good Business” 26:39 Food Insecurity in America 32:17 Cheap Corruption and Political Money 33:03 Structured Notes 37:38 Are We Doing NFTs Again? 40:37 Why Josh Is Skipping AI IPOs He Doesn't Understand 43:00 Funny Money 43:12 The Guy Who Asked His Date for a Venmo Refund 44:53 The Woman Who Saved $15K in Groceries by Going on Dates 46:22 Victoria's Secret's 48% Stock Surge From a Ticker Change 49:00 The $80K AI Deepfake Soap Opera Scam 51:39 Have Taxes Ever Made You Cry? 55:31 Trump's Face on a $250 Bill 59:23 Josh Johnson's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_Have you ever noticed that some tasks feel impossible to start, even when they are not actually difficult?Maybe it is an email, a budget, a project, a decision, or one small thing you keep avoiding. From the outside, it looks like procrastination. But what if the task is not the real problem?In this first Monday Shift episode, I want to introduce you to a new way of looking at avoidance. Instead of asking, “What's wrong with me?” I want you to ask a better question: “What does my brain think this means?”Because sometimes your ADHD brain is not resisting the task itself. It is reacting to the meaning attached to it.If you have ever felt stuck, overwhelmed, or unable to begin something that should be simple, this episode will help you look underneath the avoidance with curiosity instead of judgment.Resources:SHIFT: https://tracyotsuka.com/shiftFree resources: https://tracyotsuka.com/learnGet the book, ADHD for Smart Ass Women: https://tracyotsuka.com/adhd-bookJoin Your ADHD Brain is A-OK Academy: https://tracyotsuka.com/aokVisit my website: https://tracyotsuka.com/Explore more from me:

Bwaaaaah…. I missed the final 2 Faces of the Feminine! They’re Medicine Woman & Mother, which makes the 6 Faces of the Feminine…. Mother, Lover, Warrior, Medicine Woman, Dark Goddess & Mystic. Sabrina The “Line in the Sand” Has Been Drawn. Are You Ready? We are officially entering the “Setup Phase” for the most auspicious alignment of the year. If you've been feeling an inexplicable exhaustion, a “hanging on by a thread” sensation, or a deep soul-weariness—this is your antidote. In this transmission, Sabrina Lynn reveals the three-part shamanic arc of June 15th–21st. We are moving from the chaotic “Gemini Mind” into the deep, rooted power of the Body Temple as Chiron makes its fated move into Taurus. This isn’t just another weekly update; it's a sacred rights of passage into your Feminine Sovereignty. What you need to know for this Solstice Crossing: ✦ The Reinvigoration Portal: How to tap into the “Inexhaustible Life Force” during the Venus transits (Monday-Wednesday). ✦ Chiron in Taurus: A major shamanic shift that will define your safety and security until 2033. ✦ The Solstice Crossing: Why June 21st is a literal “Line in the Sand” for leaving the old chapter behind. ✦ The July “Cauldron of Magic”: Why this week’s “Temple Preparation” is critical for receiving the “Jupiter on Crack” miracles coming next month. The world is changing, and the “Old Ways” of doing are crumbling. It's time to stop fighting and start embodying. Feminine Embodiment Resources: Bones Membership ($59): Your go-to for coming out of anxiety and softening into receptivity. The June workshop: A Return to Magic is the perfect practice for the “setup phase” for July. → Instant Access  Body Wisdom Activation ($47): A foundational practice to open your chakras and allow life force to flow—essential for Monday's Uranus transit. →  Lifetime Access Mary Magdalene Journey ($197): A sacred initiation into the higher heart. Open the dormant gifts of your past and align with the frequency of Divine Love that the world is starving for right now. Open until June 21st → Details here The Lover Bundle (Get 3 for the price of 2): Includes deep-dives into the Venus, Mary Magdalene, and Lalita archetypes to help you embody the “Lover” and “Mystic” faces of the feminine. Open until June 21st → Details here Persephone Retreat: A seven-part initiation to help you move from “adolescent” to “Queen” energy, aligning with the Venus-Pluto opposition. Open until June 21st → Details here Listen to “Something Is Coming in July… This Week Prepares You For It “ podcast here… Topics Explored in “Something Is Coming in July… This Week Prepares You For It” podcast: (Times based off audio version) Transmission Chapters (00:00) – The Line in the Sand: June 15th-21st (01:38) – Phase 2: Chiron's Shamanic Shift into Taurus (02:57) – The Nodes of Fate & Soul Fulfillment (04:30) – Why We're Skipping the Charts Today (Audience Request!) (05:25) – Monday-Wednesday: The Venusian Gifting Period (07:52) – The Feminine Art of Receiving & Environment (09:50) – Overcoming Anxiety & The “Bones” Medicine (12:03) – Magnetizing vs. Repelling: Your State of Being (14:50) – Monday: Inexhaustible Life Force (Venus & Uranus) (18:03) – Tuesday: The Feminine Mystic & Mary Magdalene (24:44) – Wednesday: Becoming the Queen (Venus Opposing Pluto) (30:11) – Friday: Chiron into Taurus & The Wound of Embodiment (37:54) – Safety, Security & Material Objects as Shamanic Tools (40:33) – Friday: Kali Conjunct Mars – Slaying the Ego (43:05) – Saturday: Sedna & The Deepest Depths of Self (45:36) – The Solstice: Your Ritual of Crossing (48:17) – Looking Ahead: The July “Cauldron of Magic” You can leave a comment or question for Sabrina on the YouTube version of this episode. Listen to after “Something Is Coming in July… This Week Prepares You For It”: A Higher Timeline Is Opening… What You Choose This Week Matters (June 8–14) June Is Changing the Rules: The Return of Magic 10 Feminine Truths I Wish I Knew Sooner STAY CONNECTED ReWilding Weekly (free, embodied astrology)  IG  Website  Disclaimer: Educational/spiritual perspectives; not medical/mental-health advice. #2025Shift #NewHuman #SpiritualAwakening Welcome to ReWilding with Sabrina Lynn & ReWilding for Women! A gifted facilitator of revolutionary inner work and the world's leading archetypal embodiment expert, Sabrina Lynn is the creator of the groundbreaking ReWilding Way and founder of ReWilding For Women. Sabrina has led more than 100,000 people through programs based on the ReWilding Way, a modality of healing and awakening that strips away the false, the deep wounds from early life, and the fears that hold people back, to reveal their true and unique soul light and help them build their innate capacity to shine it in the world. Her work includes in-person retreats and events, the monthly ReWilding Membership, Living Close to the Bone, Priest/ess Trainings, Mystery Schools, the ReWilding with the Archetypes, and the wildly popular 6 Faces of the Feminine workshop series. Welcome to ReWilding! The post 386 – Something Is Coming in July… This Week Prepares You For It appeared first on Rewilding for Women.

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold. She explains exactly how each one works, who each is best for, and the critical differences between them — including why gold didn't spike during the pandemic inflation surge the way everyone expected, and why right now might actually be different. Plus, Nicole shares a little-known strategy called the "gift box" method that lets couples legally stack up to $40,000 in I bond purchases in a single calendar year. Here is a Money Rehab episode about how to invest in gold Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 Inflation Is Back — And We're All Feeling It  01:33 What's Driving the Surge (It's Not Just Gas)  02:30 What 3.8% Inflation Actually Does to Your Dollars  02:56 I Bonds: The Inflation-Fighting Investment Nicole Loves  04:34 I Bonds 05:06 TIPS  08:04 Gold: Flight to Safety or Inflation Hedge?  10:00 Why Gold Thrives When the Economy Is a Dumpster Fire  11:40 Tip You Can Take Straight to the Bank: The Gift Box Strategy All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

*This episode has been updated. Please re-download the episode to hear the latest version.Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____You know what to do. So why can't you make yourself do it? If you have ever stared at one small task and quietly wondered what is wrong with you, I want to offer a different possibility.Nothing is wrong with you. Your brain already made a prediction about how that task was going to feel before you ever started, and a lot of the time you are not avoiding the task at all. You are avoiding that prediction. The email isn't an email anymore. It's criticism. The budget isn't a budget. It's shame. Once the task stops being the task, no amount of yelling at yourself is going to move you.In this episode I talk about why the same woman who can't answer an email can build a company, why your brain reaches for Instagram over the thing that actually matters, and the practical ways to break the spell: changing your visual field, moving your body, getting curious, and becoming a detective about what your brain thinks the task really means.If you have ever called yourself lazy for avoiding something you genuinely wanted to do, this one is for you. The problem was never willpower. It was the prediction.Explore more from me:

Nicole is joined by journalist and podcast host Nayeema Raza, host of Smart Girl Dumb Questions, for a crossover episode! This is a shame-free conversation about the money questions we're all holding in, starting with perhaps the most loaded one of all: should you buy a home? Nicole breaks down the 5% rule for renting vs. buying, why she personally chose not to buy, and how to strip the emotion out of a decision that's usually anything but. She also answers common questions about debt, HSAs, growing generational wealth and more. Plus, Nayeema and Nicole talk about which expenses are worth going into debt for, and what Mark Cuban told Nayeema about how money can make you feel poorer the wealthier you become. Listen to Nayeema's podcast Smart Girl, Dumb Questions Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Nayeema:  00:00 Are You Ready for Some Money Rehab?  01:17 Nicole's Controversial Take on Homeownership  04:44 The 5% Rule: Rent vs. Buy Math  08:37 Why Nicole Chose to Rent (And Invest the Difference)  12:30 How the LA Fires Changed Nicole's Relationship to Home  17:00 Not All Debt Is Created Equal: Good Debt vs. Bad Debt  20:02 What Rich People Know About Leverage  24:03 How Nicole Got Into (and Out of) Credit Card Debt  25:51 Avalanche vs. Snowball: Which Debt Payoff Method Wins?  28:09 The Shame Cycle Keeping People Stuck in Debt  29:18 The Debt Game: What's Worth It?  34:35 Investing in Your 20s: Nicole's Biggest Regret  36:27 Nicole's Daughter's Investment Portfolio  37:15 HSAs, 401(k)s, and Where to Put Your Money First  38:39 How Do You Know If You're Rich?  41:26 Mark Cuban on How Money Can Make You Feel Poorer  42:34 Nicole's "Dumb" Question  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

The Federal Reserve hasn't been this dramatic in decades. Today, Nicole breaks down everything you need to know about the Fed and exactly what it means for your wallet. Nicole explains how the federal funds rate actually works, why it doesn't directly set your mortgage rate (but still absolutely affects it), and which accounts move immediately when the Fed acts. She unpacks the Fed's dual mandate, and shares her prediction for what Kevin Warsh will do. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Open a high yield savings account with SoFi at sofi.com/mnn Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:15 Why the Fed Is Bringing the Drama Right Now 00:57 What the Federal Funds Rate Actually Is 01:33 How Banks Borrow From Each Other Overnight 02:01 How the Fed Rate Affects You (And What It Doesn't) 02:21 High Yield Savings Accounts and the Fed 02:39 The Fed's Dual Mandate: Inflation vs. Unemployment 03:36 Where Inflation Stands Right Now 04:04 Inside the FOMC: How Rate Decisions Are Made 04:19 Meet the New Fed Chair: Kevin Warsh 04:49 Hawks vs. Doves Explained 05:08 Trump vs. The Fed: The Political Pressure 05:14 Austan Goolsbee Takes Us Inside the Room 07:30 Internal Dissent at the Fed: Not Seen in 30 Years 07:57 What to Expect from Markets on June 17th 08:53 Nicole's Prediction: Will Warsh Cut or Hold? 09:29 Tip You Can Take Straight to the Bank: High Yield Savings All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

You look like you have it all handled. So why are you so exhausted?Kristen Baird-Goldman is a licensed therapist, ADHD specialist, and author of The CBT Workbook for Adults with ADHD. She has spent more than 15 years working with high-achieving neurodivergent women, and she is the owner and clinical director of the Neurodiversity Care Center in Los Angeles.Diagnosed with ADHD in her 40s, and someone medication never worked for, Kristen has built her practice around the quiet cost of high performance, especially for women moving through perimenopause. She treats ADHD as a whole-body issue, looking at the nervous system, hormones, and functional health instead of one more productivity hack.In this episode, Tracy and Kristen get into why hyperfocus fools you into thinking you are fine, what high performance is actually doing to your brain and body underneath the productivity, and what real recovery looks like. If you have built an identity around doing more and pushing through, this one is your permission slip to stop.Resources:Facebook: https://www.facebook.com/kristen.bairdgoldmanInstagram: https://www.instagram.com/theadhdguruLinkedIn: https://www.linkedin.com/in/kristen-baird-goldman-6178817Youtube: https://www.youtube.com/@KristenBaird-GoldmanSend a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shiftInstead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Olivia Ferney (@travelwithlivii) is the luxury travel agent to the ultra-wealthy, booking private jets, superyachts, and six-figure vacations for some of the richest people on earth. Today, she pulls back the velvet rope on what it's actually like inside that world. If you're trying to meet a billionaire client or investor, Liv tells you where they're hanging out. Liv tells Nicole the most outrageous client requests she's received, why saying "I have no budget" is the biggest red flag a client can send, and what to say to get a hotel upgrade. She also gets real about how working with billionaires has warped her own relationship with money, and the softer lessons she's taken away about what money actually can and can't fix. Plus: the Instagram-famous destinations she'd never recommend, where billionaires are actually traveling right now, and the shoulder season hack anyone can use to save real money on their next trip. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Travel with Livii learn more about Top Tier Travel Here's what Nicole covers with Olivia:  00:00 Are You Ready for Some Money Rehab?  02:15 Selling Her First Company at 21 and Moving to Miami  04:49 The Travel Agent Business Model  07:23 Flying Limes From Different Countries and Other Crazy Client Requests  09:36 What Clients Think About the Viral Videos  14:00 Are the Stereotypes About “New Money” True?  20:43 "Rich People F***ing Love a Refund"  22:44 Do Billionaires Have Budgets?  25:18 Overrated Destinations, Best Hotels, and Most Expensive Room Service  28:30 Where Billionaires Are Traveling Right Now  32:26 How to Get a Free Hotel Upgrade  39:16 How Working With Billionaires Changes Your Money Mindset  43:07 Rich and Depressed Is Still Depressed  45:30 Prenups, Working With Your Partner, and Wedding Plans  46:49 Liv's Tip You Can Take Straight to the Bank

Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com/signup_____As women with ADHD, we are not only dealing with executive dysfunction. We are also dealing with medical systems, gender roles, and social expectations never built with us in mind.In this episode, I'm talking about why ADHD in women is so often missed, misunderstood, and shaped by gender bias.We'll start with Tiffany McIntosh's story of growing up “too much” in a world where she was expected to sit down, be quiet, and become the kind of woman society wanted. Her story speaks to so many ADHD women who are ambitious, curious, intense, and brilliant, while also carrying shame because domestic expectations, caregiving roles, and feminine ideals don't fit the way their brains work.Let's break down how medical misogyny, gendered roles, and gendered bias shape ADHD diagnosis, treatment, motherhood, domestic labor, and self-worth.If you have ever thought, “I should be able to do this,” this episode will help you question who taught you that, who benefits from it, and what changes when you stop measuring your worth by work you were never designed to carry alone.Resources:Website: tracyotsuka.comInstagram: https://instagram.com/tracyotsuka YouTube: https://www.youtube.com/@tracyotsuka4796FREE 3-days to Fall in Love With Your ADHD Brain training on Jan 6th:  https://tracyotsuka.com/ilovemybrain Tired of ADHD strategies that don't work? Here's what actually does. FREE training here: https://programs.tracyotsuka.com Send a Message: Your Name | Email | Message If this podcast helps you understand your ADHD brain, Shift helps you train it. Practice mindset work in just 10 minutes a day. Learn more at tracyotsuka.com/shiftInstead of Struggling to figure out what to do next? ADHD isn't a productivity problem. It's an identity problem. That's why most strategies don't stick—they weren't designed for how your brain actually works. Your ADHD Brain is A-OK Academy is different. It's a patented, science-backed coaching program that helps you stop fighting your brain and start building a life that fits.

Are You Ready to Unlock the Secrets to a Sexually Satisfied and Confident You? Join us on this episode of Shameless Sex as we dive into the world of sex life makeovers with the incredible Courtney Fae Long, MSW, LC, CHt. With over 25 years of experience in teaching and guiding individuals towards a more fulfilling sex life, Courtney brings a refreshing and joyful approach to the conversation. In this episode, you'll learn: * The surprising reasons why women feel frustrated and unfulfilled in their sex lives, even in loving relationships * The concept of Erotic Abandonment and its 8 types, and how it can leave women feeling disconnected from their desires * Why Highly Sexual Women often feel like they're "too much" and how to break free from this stigma * The powerful impact of sex on our happiness, confidence, and even our finances (yes, you read that right!) * The best time of day to have sex (hint: it might not be what you think!) * A simple yet game-changing action you can take this weekend to level up your sex life * Tips for partners to help the women in their lives become more confident and erotically alive As the creator of Sex Life Makeover and a TEDx speaker, Courtney shares her expertise and insights on how to transform your sex life and unlock your full potential. With her lighthearted and non-judgmental approach, you'll feel empowered to take control of your desires and intimacy. Tune in to this episode and discover the secrets to becoming a sexually satisfied and confident woman. And, as a special treat, Courtney will share how you can schedule a complimentary Sex Life Makeover Session with her. To learn more visit https://courtneyfaelong.com More links to Courtney's work: FREE Sex Life Makeover Session: https://courtneyfaelong.as.me/1  TEDx Talk Money and Sex: The Surprising Connection: https://www.youtube.com/watch?v=6Cmoq06v1J0 Instagram: @courtneyfaelong YouTube: @courtneyfaelong TikTok: @courtneyfaelong Facebook: @courtneyfaelong But that's not all - we'll be leaving you with a tantalizing teaser: what if you could experience a sex life that's not just satisfying, but truly transcendent? Stay tuned to find out! Come to our October 2026 Couple's retreats! Learn more and reserve your spot here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.shamelesssex.com/retreat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join us on the Killing Kittens cruise in the Mediterranean in June 2026: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://kkcruise.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Do you love us? Do you REALLY love us? Then order ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ now! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shamelesssex.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to snag your copy Support Shameless Sex by sending us gifts via our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Wish List⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on IG ⁠⁠⁠⁠⁠@shamelesssexpodcast ⁠⁠⁠⁠⁠ Subscribe to one of our fave podcasts Sex Ed with DB: ⁠https://www.sexedwithdb.com⁠ Other links: If you're looking to reignite the spark and break out of routine, explore MARIEMUR luxury lingerie and leather accessories with 15% off using code SHAMELESS at ⁠https://tinyurl.com/48xm2uw2⁠ Get 10% off getting turned on by Drive Boost with code SHAMELESS at ⁠https://vb.health Get 10% off + free shipping with code SHAMELESS on Uberlube AKA our favorite lubricant at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://uberlube.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 15% off April's favorite vibrator - the Magic Wand Waterproof (and other sexy items) with code SHAMELESSSEX at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://purepleasureshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Chris Voss spent two decades at the FBI and became the Bureau's lead kidnapping negotiator. Today he sits down with Nicole to teach you how to leverage the same psychological tactics to get the salary you want. Chris and Nicole break down exactly what to say to get a raise, how to walk into a new job offer and negotiate without burning bridges, and how to get people to want to pay you more. Chris reveals why finding “common ground” is actually a recipe for resentment, why throwing out a number first can kill a deal, and the three conflict types — fight, flight, and make friends — that explain how almost every deal goes sideways.  Then Nicole and Chris get into why remote work might be quietly tanking your career, an analysis of President Trump's negotiation style and The Art of the Deal, plus the two lines of code planted in your head before age five that drive everything you do with money, work, and relationships. Finally, because Nicole had to ask, Chris explains what you should say if you're ever in a hostage situation. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check out Nicole's Favorite Chris Voss Book “Never Split the Difference” Learn More About The Black Swan Method Here's what Nicole covers with Chris:  00:00 Are You Ready for Some Money Rehab?  01:00 Why Splitting the Difference Builds Resentment 03:19 The Myth of “Common Ground” 06:57 Stories From Being the Lead Hostage Negotiator For the FBI  07:51 How to Get Your Boss to Want to Pay You More  16:00 The Mistake of Getting Too Personal 18:51 What Should You Say If You're a Hostage? 19:19 In A Raise Negotiation, Should You Bring Up a Competing Offer? 22:19 Is Body Language Really Important? 27:12 Does Chris Voss Get Nervous While Negotiating? 28:36 Negotiation Role Play and the Script For Getting a Raise 30:31 Should You Throw Out a Number First? 32:25 Don't Ask “How Can I Help?” 42:15 Negotiating Non-Monetary Perks (Remote Work, Vacation Time, and More)43:06 Chris' Take on Remote Work: It Makes You a C-Player  47:31 How to Use Empathy in a Negotiation  48:00 Why Being Playful Makes You 31% Smarter  50:20 The Three Conflict Types and Why Deals Die  59:00 Analyzing Donald Trump's Negotiation Style 01:08:51 Debunking Negotiation Myths 01:16:00 Rating Deal-Making Cliches  01:18:13 How To Get Inside Someone's Head 01:22:38 How Your Upbringing Influences Your Negotiation Skills 01:25:47 Chris Voss's Tip You Can Take Straight to the Bank

Allison Ellsworth built Poppi from a homemade prebiotic soda to a $2 billion brand acquired by Pepsi… but you already know that. Today, Allison talks about what happens afterward, and how to follow-up a successful first act. Allison opens up about the unexpected grief of letting go of a company that was her identity, and the pressure of building a new company after a successful exit. She also digs into advice for anyone who has a different money mindset than their spouse, and how to find common ground.  Plus, Allison shares how she's talking to her three young kids about money and work— and why her kids waving her off with "Have fun, Mom" is her greatest parenting win. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Keep up with Allison on Instagram and TikTok Here's what Nicole covers with Allison:  00:00 Are You Ready for Some Money Rehab?  01:10 When the Wire Hit 03:20 What People Get Wrong About "Billionaire" Headlines  04:15 The $50K Investment That Went Bankrupt Overnight  05:50 What Skills Transfer From Running a Company to Managing Wealth (And What Don't) 07:30 Running Your Personal Finances Like a Business  09:00 The Grief Nobody Warns Founders About  11:05 Separating Your Identity From Your Company  13:00 Founder-Led Content and What's Coming Next in Brand Building  15:20 Building the Second Company Differently  17:40 Self-Funding vs. Taking on Investors  19:30 The Emotional Payoff of Returning Money to Early Investors  21:45 Making 44 People Millionaires  22:00 Lessons From Being a Shark on Shark Tank 23:30 Female Founders, Mom Guilt, and "Spreadsheets in the Bedsheets"  26:40 Opposite Money Mindsets in a Marriage  31:30 Why Allison Has No “Fear Gene” 33:30 Raising Kids With Money Values 36:55 How to Talk to Your Kids About Work Without Losing Them  39:00 Buying Back Time 41:00 Secure the Bag 45:25 Allison Ellsworth's Tip You Can Take Straight to the Bank

Glennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way…  including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook.  They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda's Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Today, Nicole unpacks the exact accounts she opened for her daughter, the math that makes starting early almost unfair, and the money script she's determined to rewrite for the next generation. Whether you have a newborn, a teenager, or you're realizing you wish someone had done this for you, this episode is a blueprint. Nicole breaks down how a 529 plan is far more flexible than most parents realize, why a custodial brokerage account is less about returns and more about teaching kids that money grows quietly in the background, and why a retirement account for a one-year-old is not as insane as it sounds — it's one of the most powerful financial moves a parent can make.  Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 01:13 529 Plans: More Flexible Than You Think 02:02 The Math on Starting Early vs. Waiting 02:51 Super Funding: The IRS Loophole Most Parents Miss 03:31 Lump Sum vs. Monthly: The Numbers That Will Shock You 04:00 How to Shop for the Best 529 Plan 04:17 Custodial Brokerage Accounts Explained 05:00 The Financial Aid Trade-Off 05:41 Why Nicole Really Opened This Account for Her Daughter 05:56 The Custodial Roth IRA (Yes, for a 1-Year-Old) 07:00 The Number That Changes Everything 08:00 Roth IRAs and Financial Aid: The Cleaner Vehicle 08:21 Rewriting the Money Script 09:00 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

You've probably seen the headlines about luxury investments outperforming the stock market… but is that actually true? And more importantly, is this a game only for millionaires, or is there a way for the rest of us to get in on it too? Today, Nicole is joined by Dana Auslander, former Blackstone executive and founder of Luxus, a luxury alternative asset manager with the first dedicated Hermès Birkin fund. In this conversation, Dana unpacks the viral headlines, why her investment thesis puts Hermès bags ahead of other luxury brands like Chanel and Louis Vuitton, and how to invest in a Birkin without buying a Birkin. Then, Nicole and Dana zoom out and explain what the luxury investment trends mean for retail investors, how the macroeconomy impacts luxury investments, and what the counterfeiting problem could mean for the whole market. Then, Dana goes beyond bags and rates watches, art, wine, and jewelry as alternative investments. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Luxus and learn more about the Birkin Fund Here's what Nicole covers with Dana: 00:00 Are You Ready for Some Money Rehab?  01:27 Are Birkins Actually Better Than the S&P 500?  02:00 What Is a Veblen Good — and Why It Matters  04:06 How Much Is a Birkin, Really?  04:29 The Secret to Getting One From Hermès  05:21 Manufactured Scarcity: How Hermès Controls Demand  06:12 The Rise of the Secondary Market  07:35 Gross vs. Net Returns: What the Charts Don't Show You  09:24 Jane Birkin's Bag Sold for $10.8 Million — Dana Was There  13:00 Is Chanel Actually Investment-Grade?  14:00 Birkin vs. Stock Market: Where Should You Put Your Money?  16:38 How the Luxus Fund Works  21:00 How to Invest Without Buying a Birkin  23:36 Sourcing Bags Through Private Dealer Networks  27:15 Storing, Authenticating, and Selling the Bags  28:33 How to Become an Accredited Investor  30:07 Is Buying a Birkin a Proxy for Hermès Stock?  32:20 The K-Shaped Economy and Luxury Demand  35:10 The Counterfeit Problem Is Getting Scary  38:18 Luxury Investment Ratings: Watches, Art, Wine, Jewelry  43:05 Secure the Bag: Financial Literacy for Women All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.