Podcasts about Are You Ready

You know Codie Sanchez as the woman who made buying a laundromat sound cooler than launching a startup. Today, she's back to talk about her new book, Own or Be Owned, and why so many founders are secretly addicted to their own businesses. Codie explains why being "the hero" of your company is a trap (she compares it to heroin), the 12 owner archetypes she discovered after surveying 15,000 business owners, and why the goal isn't to work harder, it's to become unnecessary. She also gets real about the parts of founder life nobody talks about: the years she put her personal life on hold chasing a revenue number, the fear of telling her team she was pregnant, and why she now believes "later" almost never actually comes. Get Codie's book Own or Be Owned Find boring businesses to buy on BizScout.com What we cover 00:00 Are You Ready for Some Money Rehab? 01:33 How to Buy a Laundromat: Cost, Margins, and Failure Rates 14:29 The Thesis Behind Own or Be Owned, and the 12 Owner Archetypes 20:40 Why Being "The Hero" Feels Like Heroin 25:03 Founder Mode vs. Owner Mode 31:03 Stepping Away From the Business She Built 39:12 Pregnancy, Business, and Life as a Founder 43:16 How Codie Invests and Manages Her Own Money 46:48 Boring Business Grades: A Through F, and What to Skip in 2026 All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Start investing investing at SoFi.com/MNN Private Wealth Collective Nicole's boutique wealth management practice for people who want more than a robo-advisor and less than a hedge fund minimum. Real strategy, real relationship. https://privatewealthcollective.com The Money School Nicole's $149 investing course that actually breaks down stocks, ETFs, crypto, and building a real portfolio, no jargon, no judgment, lifetime access. https://themoneyschool.com ----------------------- Find other exclusive content at— Instagram: @moneynews TikTok: @moneynewsnetwork Website: https://moneynewsnetwork.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kate has good money habits. She's saving, she's investing, she's automated her high-yield savings account. So why does she still feel like she's behind? Today, Nicole sits down with a Money Rehab listener for a real-life financial intervention, digging into the exact questions so many 20-somethings are quietly Googling at 1am. Kate walks Nicole through her real numbers: what she earns, what she spends, and how she's splitting money between a Roth IRA, a brokerage account, and student loan payments. Nicole breaks down the actual mechanics she never learned, like why you need cash in the account before you can buy anything, how to think about a Roth versus a brokerage account, and whether it's smart to max out one before touching the other. They also get into the emotional side of money: the guilt Kate feels every time she spends, why her financial goals always seem to move further away the more she achieves, and how giving herself a real number for guilt-free spending changes everything. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Kate: 00:00 Are You Ready for Some Money Rehab? 02:28 Meet Kate: Her Money Goals 03:53 From Ice Cream Shop Paychecks to a 9-5 04:39 Breaking Down Kate's Budget 05:54 The High-Yield Savings Account Strategy 07:11 Using a HYSA as a "Don't Touch This" Account 08:01 Roth vs. Brokerage: Kate's Investing Confusion 09:25 Why No One Teaches You How to Actually Buy 11:06 Roth vs. Brokerage, Explained 13:28 Should You Max Out Your Roth First? 15:09 Why Kate Sticks to Index Funds 17:15 The Tax Truth About Brokerage Accounts 20:07 What Financial Freedom Actually Means to Kate 21:19 The Guilt Spiral of Spending 22:28 Why Sticking to the Plan Is the Hard Part 22:52 How Kate's Childhood Shaped Her Money Mindset 23:52 The Moving Goalpost Problem 25:25 Building (and Sticking to) a Budget 28:30 Solving Spending Guilt With a "Fun Money" Number 29:51 Where Kate Keeps Her Savings 31:05 Kate's 5 and 10 Year Money Goals 32:36 Is Money a Never-Ending Game? 34:41 How Kate Started Investing With Just $20 36:45 Nicole's Game Plan for Kate 45:05 Tip You Can Take Straight to the Bank Get started with a SoFi high yield savings account: SoFi.com/MNNBank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Tessa MacKay can spend hundreds of hours on a single painting. Her photorealistic work can look almost indistinguishable from a photograph, but for Tessa, that precision became more than technique. It became a way to work with her ADHD, dyslexia, and the way her brain processes the world.An Australian oil painter diagnosed with inattentive ADHD at 18, Tessa built a career around the kind of detail and focus that once helped her make sense of the world. But success also brought her face-to-face with the art world's complicated relationship with photorealism, forcing her to question how she thought, learned, and defended her own work.In this episode, Tracy and Tessa talk about what happened when she decided to retrain her brain, why painting could feel easier than everyday life, and how her latest project, Social Realism, turns forgotten Facebook photos into art.If you have ever wondered how someone can do something extraordinarily difficult while struggling with things that seem simple, this conversation goes there.Resources: Website: https://www.tessamackay.com Instagram: https://www.instagram.com/tessamackayart LinkedIn: https://www.linkedin.com/in/tessa-mackay-8a7121289 Facebook: https://www.facebook.com/tessamackayart Arrowsmith Program: https://arrowsmith.ca https://thetrailblazersbook.com Trailblazers by Howard Eaton - https://www.amazon.com/Trailblazers-Spearheading-Educational-Australian-Difficulties/dp/1779414250  The Woman Who Changed Her Brain by Barbara Arrowsmith-Young - https://www.amazon.com/Woman-Who-Changed-Brain-Transformation/dp/1451607946  Send a Message: Your Name | Email | Message Explore more from me:

Selling Sunset isn't just a show about real estate, drama, and outfits... it's a show about money. Over the past few years, Nicole has had four cast members from the Selling Sunset universe on Money Rehab: Jason Oppenheim, Emma Hernan, Mary Bonnet, and Polly Brindle. Today, she's pulling out four moments from those conversations that she hasn't been able to stop thinking about. Jason, one of the most successful real estate brokers in LA, makes a confession you'd never expect from someone who sells homes for a living: renting often beats buying, financially speaking. Mary opens up about the ex-husband who secretly ran up six figures of debt in her name, and the exact tactic she used to rebuild her credit score from scratch. Emma explains why she's turned down millions in outside investment for her company and what she thinks is broken about "Shark Tank culture." And Polly gets brutally honest about maxing out three credit cards, borrowing from friends, and the mindset shift that turned her financial life around. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:15 Four Money Moments From the Selling Sunset Universe 00:42 Jason Oppenheim's Take: Renting Beats Buying 04:48 Mary Bonnet's Secret Debt and Financial Abuse Story 09:07 Red Flags to Watch For Before You Share Finances 12:29 Emma Hernan on Turning Down Millions in Funding 16:47 Polly Brindle: From Maxed Credit Cards to $48M in Sales 21:46 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Have you ever tried to fix your spouse? Push a little harder, remind a little more, explain it one more time, and eventually they will just get it?Jackie Kelley did that for years. Then she realized the thing she kept trying to change was often just a brain that worked differently from hers.Jackie is a neurodivergent content creator, illustrator, children's book author, wife, mother, and founder of JK Illustrates. Diagnosed with ADHD at 30, after motherhood knocked down what she calls the “perfect house of cards” she had built around herself, she began sharing what she was learning about ADHD, marriage, and family life. Her viral “Marriage Rules” videos took off in 2024, and her book, So You Married a Human, comes out October 6.She and her husband married two weeks after she graduated, having never spent more than 72 consecutive hours together. Two very different neurodivergent brains, each convinced the other person's way was the problem, eventually built a set of rules to communicate better in the middle of conflict.In this episode, Jackie and Tracy get into “Voted Off the Island,” “No Wrong Answer,” “Do It Yourself,” and “Love This Idea for Five Minutes.” They also talk about sensory overload, defensiveness, the “little man” screaming in everyone's head, why the goal of a fight cannot be winning, and why laughter matters so much in an ADHD marriage.If you have ever quietly resented your partner for not doing something the way your brain needs it done, this one is for you.Resources: Website: https://www.stayathomejackie.com Website: https://www.jkillustrates.com Instagram: https://www.instagram.com/Stayathomejackie Tiktok: https://www.tiktok.com/@stayathomejackie Send a Message: Your Name | Email | Message Explore more from me:

Divorce attorney James Sexton is back for part two of his conversation with Nicole; in part one, he talked about advice for couples getting married. Today, he's giving advice for people getting divorced. Nicole and James dig into the financial habits that sabotage marriages, the creative ways people hide money before filing, and the red flags that signal a spouse might be planning an exit. Plus, James gives simple advice on what might be the most complicated part of this process: how to tell your spouse you want a divorce. James also breaks down how alimony actually works, the best argument for keeping the house, and the negotiating tactics he uses to fight for a bigger settlement. Then things get spicy: the digital footprint mistakes blowing up divorces in real time, the unofficial "a-hole tax" judges impose on bad behavior in court, and the wild story of a $20 million divorce that almost collapsed over a toaster oven. Check out Part 1 of Nicole's conversation with James Sexton Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Follow James' work and check out his latest book Here's what Nicole covers with James: 00:00 Are You Ready for Some Money Rehab? 02:31 The Financial Habit That Complicates Every Divorce 05:01 How People Hide Money Before a Divorce 09:21 Red Flags Your Partner Might Be Planning a Divorce 11:35 What To Do If You're Thinking About Divorce 12:11 How Much Does a Divorce Actually Cost? 17:13 Mediation vs. Litigation: Which Should You Choose? 19:37 The Best Way To Ask For a Divorce 21:18 How Alimony Really Works 25:00 When the Woman Is the Breadwinner 28:29 Is Alimony About Money or Power? 29:58 The Best Argument for Keeping the House 32:11 Bunnie XO, Jelly Roll, and Who's Entitled to What 34:56 Lightning Round 38:03 The $20 Million Toaster Oven Story 39:14 The Most Expensive Emotion in Divorce 39:20 What To Never (and Always) Put in Writing 40:00 How Social Media Can Blow Up Your Divorce 42:54 The "A-hole Tax" Explained 45:31 James Sexton's Tip You Can Take Straight to the Bank

ARE YOU READY 2 CONFESS? ARE YOU READY 2 DANCE? Hear THIS: my Confessions II double-sided remix album, to coincide with and celebrate Madonna's birthday TODAY!! One masterpiece sequel, two versions!! Over TWO hours of music to DANCE!! Here's the full tracklisting for both!! SIDE ACONFESSIONS II: EXTENDED CUT  The Extended album mixes1 I Feel So Free (Extended) 2 Good For The Soul (Extended) 3 One Step Away (Extended) 4 Bring Your Love (Extended) 5 Danceteria (Extended)6 Read My Lips (Extended) 7 Everything (Extended) 8 Love Sensation (Extended) 9 Love Without Words (Extended) 10 Bizarre (Extended) 11 School (Extended) 12 Fragile (Extended) "Let's have some fun, let's have another one!"SIDE B CONFESSIONS II: CLUB OF LOVEThe Club of Love Dance remixes1 Future Lovers Feel So Free (DJ MAGNUS mashup)2 The Test (Dbrassrd Dance Mix) 3 Love Without Words (Dbrassrd Tech House Mix) 4 Danceteria (Nick Harvey Retro Mix) 5 Bizarre x Moving to the Sun (DJ Jae Fusz Mashup)6 Love Sensation (Afterhours Mix) 7 Bring Your Love (DJ MAGNUS Club Mix) 8 School (DJ Kitty Glitter Afterhours Bootleg) 9 One Step Away (Jasmin's Consciousness Remix) 10 I Feel So Free x I Feel Love (DJ Jae Fusz Mashup) 11 Fragile Children (Venes Mashup) Thanks for coming...

If you've been parked in SAVE plan limbo for the last two years, the waiting is over, and the letter that starts your 90-day clock is either already in your inbox or on its way. Today, Nicole breaks down what happened to SAVE, why doing nothing could send your payment from $0 to $900 overnight, and exactly what to do before that clock runs out. Nicole walks through RAP, the new Repayment Assistance Plan replacing SAVE, how it calculates your payment off your income, and the upside most people miss: your balance can't grow even if your payment doesn't cover the interest. She also covers why studentaid.gov is about to get slammed, whether you should let the government pull your income data from the IRS, and how to avoid accidentally landing in a plan that doesn't count toward forgiveness. Then, Nicole flags two things you don't want to miss: a quadrupled autopay discount worth locking in before September 30th, and a little-known Secure 2.0 rule that lets your employer match your student loan payments straight into your 401(k). If you're already in default, she also breaks down what's coming this fall as wage garnishment turns back on, and the two ways out. Finally, today's tip you can take straight to the bank: a tax-filing move married borrowers should run the numbers on before their next RAP payment is calculated. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:16 SAVE Is Officially Dead  01:29 What Happens If You Do Nothing  02:12 Check Your Real Balance (Interest Never Stopped)  02:37 Meet RAP: The New Repayment Assistance Plan  03:24 Get Ahead of the Studentaid.gov Stampede  04:40 The 401(k) Match You Didn't Know You Had  05:21 If You're in Default: What's Coming This Fall  06:35 Tip You Can Take Straight to the Bank This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor or tax professional before making any financial decisions.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____“Why can't I just?” was the question Clare Edwin kept coming back to.Why can't I just answer that email? Why can't I just leave the house on time? Why can't I just do the ordinary things everyone else seems to manage?Clare grew up in Nigeria, studied aeronautical engineering, earned a master's in mathematical modelling, worked as a quality engineer, and became a secondary school maths teacher. She was rated a good teacher, but behind the scenes, she was struggling. The same pile of books came home to be marked night after night and went back untouched. Eventually, the demands of teaching contributed to repeated episodes of depression, and she left the profession.While off work, Clare started making beaded bracelets on her coffee table, mostly to get herself off the sofa. That small beginning became Lollamac, the jewellery business she still runs fifteen years later.Her ADHD diagnosis did not come until 2021, after a woman in her business group described her own experience and Clare found herself mentally ticking off the same traits.If you have ever worked hard, looked capable from the outside, and still felt like you were falling short, you will recognise yourself in this one.ResourcesWebsite: https://www.lollamac.co.ukInstagram: https://www.instagram.com/lollamac_Facebook: https://www.facebook.com/lollamacSend a Message: Your Name | Email | Message Explore more from me:

On today's Take 2 with Jerry & Debbie our topic is: Are You Ready to Forgive?

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Mauricio Umansky is one of the most successful luxury real estate agents in the world, selling homes for A-listers and closing massive deals. Today, he joins Nicole to break down exactly where the real estate market stands right now: why we're finally shifting out of a three-and-a-half-year transaction low, why “rentvesting” might be a move to consider in some markets, and the 10-year rule that means almost no one who buys a home ever ends up losing money on it. Then Nicole and Mauricio dig into the parts of his world reality TV can't capture: the $124 trillion wealth transfer reshaping who owns real estate next, his "playvestment" strategy for buying property purely because it makes him happy, his take on the mansion tax killing development in LA, and whether he'll ever trade real estate for a run at Mayor of Los Angeles. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Learn more about Mauricio's work and The Agency Here's what Nicole covers with Mauricio: 00:00 Are You Ready for Some Money Rehab? 03:04 Is This a Buyer's or Seller's Market? 04:10 Comparing Today's Market to Past Cycles 08:17 The 10-Year Rule According to Mauricio 09:21 Rentvesting Explained 10:35 Real Estate Returns vs. the Stock Market 11:45 Where Mauricio Would Buy Right Now 14:35 His Investment Thesis: Hospitality, Flipping, and Branded Residences 15:43 The Real Odds of Getting a Deal Done 16:56 Inside His Portfolio: Real Estate vs. Equities 17:53 Will AI Replace Real Estate Agents? 19:01 The $124 Trillion Wealth Transfer and Family Compounds 22:15 Short-Term Rentals and the 2028 LA Olympics 23:12 Would He Run for Mayor of LA? 29:56 The Mansion Tax, Explained 32:16 Reality TV: Help, Hurt, and Are the Numbers Even Real? 39:01 The Passion Project That Makes Him Zero Dollars 40:16 The Truth Behind His "$6 Billion" in Sales 46:24 Mauricio's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

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Tired of ADHD strategies that don't work? Start with this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____About one in nine adults is on a GLP-1 right now. And women with ADHD kept telling me the exact same thing after starting GLP-1 medications: they expected to lose weight, but they did not expect their brains to feel different.The brain fog lifted. The food noise got quieter. Energy felt steadier. Emotional reactions became easier to interrupt. For some, inflammation, pain, bloating, cravings, and compulsive behaviors changed too.So I brought back Dr. Kalin Johnson to tell us whether there is real science behind that or whether we are getting ahead of the evidence. Kalin is a licensed clinical pharmacist, functional medicine wellness coach, and patient advocate who runs a concierge whole-person care practice for high-achieving, high-masking neurodivergent adults. She is also queer, ADHD, autistic, and living with hypermobile Ehlers-Danlos Syndrome, and this is her fourth time on the show.In this episode, Kalin and I get into how GLP-1 receptors communicate across the gut, brain, pancreas, immune system, and vagus nerve, and why that matters for ADHD women. They also talk about food noise, brain fog, inflammation, metabolic health, emotional regulation, microdosing, side effects, muscle loss, access, and what the research still cannot tell us.ResourcesWebsite: https://www.kalinjohnson.comInstagram: https://www.instagram.com/kalinpharmdLinkedIn: https://www.linkedin.com/in/kalin-johnsonpharmdAnia Jastreboff, MD - Director of the Yale Obesity Research Center, principal investigator on many of the landmark trials for tirzepatide and retatrutide. If you watch only one thing, watch her Lincoln Center talk. https://medicine.yale.edu/profile/ania-jastreboffDr. Spencer Nadolsky - https://www.instagram.com/drnadolskyRocio Salas-Whalen MD - https://www.instagram.com/drsalaswhalenSend a Message: Your Name | Email | Message Explore more from me:

What's your most favorite and least-loved songs on Lloyd Cole and the Commotions' debut classic Rattlesnakes? Jim chose this one for a full-on lovefest unifier. We've all dug Lloyd since last century, even seeing him together with Michael Penn in 1990. Mister Cole politely declined to rank his own record but you can hear him kindly chime in on our Highway 61 Revisited episode. Even better, we got Camera Obscura's Tracyanne Campbell to tell us her favorites along with Mike Remoll, the Cool Brother Hall of Famer that introduced Jim to the Commotions 40 years ago (stay tuned & listen post-credits!). Hear it at WeWillRankYouPod.com, Apple, Spotify, Youtube and on Charlotte Street.FILE UNDER/SPOILERS:Tori Amos, Are You Ready to Be Heartbroken, Athens Georgia, Camera Obscura, Tracyanne Campbell, Truman Capote, Charlotte Street, Neil Clark, Leonard Cohen, Lloyd Cole, college rock, the Commotions, Cosmopolitan, Blair Cowan, Simone de Beauvoir, Joan Didion, Lawrence Donegan, Lonnie Donegan, Down At The Mission, Down on Mission Street, Anne Dudley, Bob Dylan, Faces, folk rock, Forest Fire, Four Flights Up, Greta Garbo, Glasgow, golf, hair, Paul Hardiman, Stephen Irvine, Jangle pop, Jim, Jodie, Julie, Grace Kelly, lead acoustic, Arthur Lee, library girl, Lloyd, I'm Ready To Be Heartbroken, Louise, Love, Norman Mailer, Mainstream, one note solo, Patience, Michael Penn, Perfect Skin, Rattlesnakes, REM, Mike Remoll, Ronald, Eva Marie Saint, Scotland, sexual enlightenment, the Smiths, Speedboat, Strava, strings, Tracy Thorn, 2CV, Velvet Underground, 1984US: http://www.WeWillRankYouPod.comwewillrankyoupod@gmail.comNEW! Host tips: Venmo @wewillrankyoupodhttp://www.facebook.com/WeWillRankYouPodhttp://www.instagram.com/WeWillRankYouPodhttps://www.threads.net/@WeWillRankYouPodhttp://wewillrankyoupod.bsky.social/http://www.YerDoinGreat.com (Adam's music page)https://open.spotify.com/user/dancecarbuzz (Dan's playlists)http://www.LloydCole.comhttps://youtu.be/Oc9BrOdET2U full Mike Remoll interview with historic photos!

Divorce attorney James Sexton has a theory: the smartest thing you can do before you get married is think like someone whose job is ending marriages. Today, James joins Nicole for part one of a two-part conversation, sharing what you need to know before you say "I do." Make sure you're subscribed to Money Rehab so you don't miss part two in a few weeks, where they get into what you need to know before you get divorced. James unpacks why every couple needs a prenup, and shares the wildest prenup clause he's ever seen. He also gets into what actually makes fidelity and sex clauses hold up in court, and why most DIY prenups fall apart long before they're ever tested.  Then Nicole and James zoom out to the stuff that can predict divorce long before anyone hires a lawyer: the small, unsexy daily habits that keep a relationship alive, and the financial fights that are never really about the money. Plus, James explains why he thinks couples should see a divorce attorney before they get married, and as weird as it sounds… we agree. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Learn more about James Sexton and his work Here's what Nicole covers with James: 00:00 Are You Ready for Some Money Rehab? 03:13 Why James Chose Divorce Law (Not the Money) 06:06 Has Divorce Law Soured James on Romance? 08:33 James's Own Marriage, Divorce, and Dating Life Now 14:23 Why You Should Talk to a Divorce Attorney Before You Marry 15:49 The Small Habits That Keep a Relationship Alive 21:16 What Actually Ends Marriages 27:28 Should Marriage Have a Higher Bar to Entry? 29:37 Is Your Prenup Actually Enforceable? 31:38 The $10,000-a-Pound Prenup Clause: A True Story 38:03 DIY Prenups and What Not to Skip 44:54 Fidelity Clauses and Sex Clauses 49:01 Do Prenups Actually Prevent Divorce? 50:41 Why the Prenup Conversation Is Secretly Romantic 53:03 The Story of the Lemons: Why Positional Bargaining Fails 57:51 The Most Toxic Financial Fights in Relationships 58:41 What Money Can (and Can't) Buy 1:00:54 Coming Up: James's Divorce Advice in Part Two All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Are You Ready for Your Next Level?https://lifemotivationdaily.blogspot.com/https://www.youtube.com/@liveandlaugh2025-y8l

Today, Nicole is teaming up with U.S. Bank to unpack the state of small businesses and what entrepreneurs can do right now to get ahead.  Nicole sits down with Shruti Patel, U.S. Bank's Chief Product Officer for the Business Banking segment, to unpack the findings from the bank's fourth annual Small Business Survey and what they reveal about the state of entrepreneurship right now. Shruti breaks down why small business optimism dipped from 93% to 83% this year even as resilience holds strong, why only 3% of owners are currently considering a sale or exit, and what that signals about the massive wealth transfer coming as Boomer-aged owners hand off their businesses to the next generation over the next decade. Then the conversation turns to Gen Z founders specifically: their appetite for bold, calculated risk, and the surprising trend of delaying life milestones like marriage and family to build their businesses… a bet that, according to the data, is actually paying off in faster growth. Nicole and Shruti also get tactical: how business credit actually works (and why your personal credit score matters more than you'd think) and the real documentation lenders want to see. Plus: how small businesses are using AI to cut costs (even when the ROI math gets murky), where digital currency payments stand today, and why frictionless checkout is a bigger deal than most owners realize.    Learn more about U.S. Bank's Small Business Banking solutions at: usbank.com  Check-out the results of U.S. Bank's Small Business Survey: https://www.usbank.com/business-banking/business-resource-center/small-business-survey.html Here's what Nicole covers with Shruti: 00:00 Are You Ready for Some Money Rehab? 00:43 Meet Shruti Patel, U.S. Bank's Chief Product Officer 01:20 Inside U.S. Bank's 4th Annual Small Business Survey 02:16 Why Optimism Dropped from 93% to 83% 04:45 Why Only 3% of Owners Are Considering an Exit 05:18 The Great Wealth Transfer and Succession Planning for the Next Decade 06:31 Inside Gen Z's Bold, Calculated Approach to Risk 07:37 Delaying Marriage and Family to Build a Business 09:03 "You Can Have It All, Just Not All at Once" 11:07 How Gen Z Defines Success 12:10 The Death of the "Shark Tank" Fundraising Dream 13:45 Debt vs. Equity: Rethinking How to Finance Growth 14:17 What Banks Look for Before Approving a Loan 16:08 Do Businesses Have Their Own Credit Score? 17:38 Personal Guarantees and the Documentation You'll Need 19:06 The SBA Loan Process 19:38 How Small Businesses Are Actually Using AI to Save Money 21:16 The "Digital Target Checkout" Problem with AI Costs 22:39 Where Digital Currency and Crypto Payments Stand Today 24:15 Why Frictionless Checkout Is Everything 26:03 Inside U.S. Bank's Business Essentials Launch 29:32 U.S. Bank's Partnership with the NFL and the Financial Edge Program 33:45 Shruti Patel's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Faye Lawrence got blackout drunk at 13. What she remembers is not the drinking. It is the relief.She started drinking heavily as a teenager and kept going for decades. From the outside she looked successful and high functioning, right up until late 2017, when the wheels came off the cart and she found herself in inpatient detox.She got sober. Then she waited five more years to find out why she had been drinking in the first place. Faye was diagnosed with ADHD at 48, and suddenly the chaos, the burnout, the emotional intensity, the boredom, and the constant need to switch her brain off all made sense. Alcohol had not come out of nowhere. It had been doing a job.Faye is now a certified grey area drinking coach and ADDCA certified ADHD coach with degrees in psychology and counselling, and she has spoken at TEDx and SXSW. She founded Untoxicated, which grew into Australia's largest alcohol-free social community back when being sober was decidedly uncool.In this episode, Tracy and Faye get into grey area drinking and why the all-or-nothing label keeps people stuck, what alcohol is actually doing in an ADHD brain, the mummy wine culture that was sold to women on purpose, and why the carrot works where the stick never will.If you have ever needed a drink to get your brain to be quiet, this conversation is not here to shame you. It is here to give you clarity.ResourcesWebsite: https://fayelawrence.com.auInstagram: https://www.instagram.com/_fayelawrence_Facebook: https://www.facebook.com/FayeLawrenceCoachingLinkedIn: https://www.linkedin.com/in/faye-lawrence-ausFree Wine O'Clock reset guide: https://fayelawrence.com.au/tracyo ADHD-alcohol small group coaching program also opens in mid-August: https://fayelawrence.com.au/loopSend a Message: Your Name | Email | Message Explore more from me:

Jay: I’m not lying when I tell you that I struggle with this idea that I’m being a pest in sales. So I think it’ll help my sales, I think it’ll help my daily attitude towards what I do. David: Well, I’ll tell you something, Jay, many of the most conscientious human beings feel this way. I mean, if you’re one of those sales guys who, “Hey, everybody loves me,” you’re not even going to think of that. It’s never even going to occur to you. So the people who are most likely to struggle with this are people who just want to help. They’re there to provide a service. Jay: Yeah. David: They don’t want to be a pest. And so really, most of the people who feel this way are the ones who are least likely to be a pest because they’re not arrogant to begin with. David: Hi, and welcome to the podcast in today’s episode, co-host Jay McFarland, and I’ll be discussing the topic of how to avoid being a pest in sales. Welcome back, Jay. Jay: Oh, thank you for having me, Dave. This is a real problem for me. I always feel like a pest in sales, whether it’s an email, whether it’s a text, I always feel like they don’t want to hear from me. And. it’s been an ongoing problem. I’ll just be honest with you when it comes time, okay? I got to sit down and reach out to people. I’m like, oh, do they really want to hear from me? Am I going to bug them? How do I get over that? David: Yeah, it’s a great question. A number of years ago, I was doing a speaking presentation and Mary Lou Retton, the gymnast, was also speaking at the same event, and she told this story. It was just so great. I don’t know if somebody asked the question, but it came up in her presentation where people were saying to her, when she was doing her routine, the person who went on before her did a really, really good routine. And so at that point, the pressure would really be on her to deliver a flawless performance if she wanted to be able to get the score that she needed. Jay: Mm-hmm. David: And so the question was how do you deal with that when this person delivers a great performance and you have to go on next? Don’t you feel nervous after that? And her response, I’ll never forget it. And this was easily 10 or 12 years ago this happened. Jay: Yeah. David: Her response was, “you know, I watched her performance and it was great. And I looked at it and I thought to myself, wait till they get a load of me!” Jay: Mmmm. David: And I was like, “wow, how much does that apply in sales?” Jay: Yeah, David: I mean, I think it applies every bit as much in sales as it does in gymnastics. If you go in with the idea of, oh, that person’s better than I am, or they’re not going to like me, or they’re going to think that I’m annoying, or I’m rude, or I’m obnoxious, or I’m a pest, or whatever. If you go in with that mindset, then what you are likely to say, the way that you’re likely to position yourself, all of those things are going to reflect that. But if you’re able to go into a situation with the idea of “wait ’til they get a load of me,” or at least “I have something valuable to offer.” Now, any salesperson who doesn’t feel like they have something valuable to offer should be either in another line of work or selling a different line of product. Right? Jay: Yeah. David: You need to be able to feel good about what it is that you’re selling. And if you know that what you’re selling is, ideally, better than the competition. If you know that you’re going to deliver better than your competition, you know that you’re going to be more responsive, you’re going to be more concerned, you’re going to be more caring. If you know all those things, then you owe it to the client to convey all that. And if you don’t convey it to them, then you’re doing them more harm than good, and you’re doing yourself and them more harm than good. So, If you look at it from the standpoint of, “I’m here to provide a solution, I’m here to help,” then it’s a lot easier to not start thinking of yourself as a pest and just recognize that if you’re there to help, it’s very difficult to be a pest. Jay: Yeah, I’m not a pest. I’m a value. And I’m trying to pass that value on. It’s really interesting because, you know, I do these initial consultations and I’m going to toot my own horn. I am incredible at building that first relationship. But in that first relationship, it’s them learning. We don’t talk about costs a lot or anything like that. And then we schedule a second follow up, and that’s where we get into the other things. And it’s the second follow-up where I’m like, oh, now we’re going to talk about money. Now I’m going to turn into a pest. Now I’m going to do that. And I can see how what you’re talking about is, “no, I got them excited in the first meeting, and so why would they think I’m a PEs in in the second meeting?” And, and furthermore, maybe I should just get to the money in the first meeting and do it when I’ve got them excited initially. David: Well, yeah, that’s a great point. Because if they are excited and if they’re ready to move forward, then scheduling another call and having time pass in between and they get distracted, it’s probably giving opportunities for them to fall out of the process. So, Jay: mm-hmm. David: I think you just asked and answer a great question for yourself. Jay: Yeah. David: But if you think of a pest, I mean, I think of something like a mosquito, right? A mosquito is a well recognized pest. And it’s buzzing around you and it wants something from you. It wants blood, right? And so it’s trying to get to you so that it can take something from you and not give you anything except maybe a bump of your skin, right? Which is not pleasant. So, If you’re not doing those things, then you’re really not a pest. And when you are creating value in your communication, when you’re creating value in the relationship, there’s nothing pesty at all about that. If you’re talking to somebody about the products and services you offer and they’re interested, even if they’re not like really excited about it, if they’re like, “oh, okay, that sounds interesting. I’m open to this…” Jay: Yeah. David: And then you provide them the information on, okay, here’s how much it will cost. Here’s how it’s going to work. Then at that point they get to evaluate, does this make sense for me? Can I justify the cost of that for what it is that you’re offering? If the answer is yes, you’re going to be doing business together. If the answer is no, if they tell you that, if they say, well, listen, this isn’t for me, that’s not in my budget, and if you can’t come up with another solution, then at that point the conversation is over. The person is disqualified and you move on. The times where we’re most likely to feel like a pest is when we’re talking to somebody and they start ghosting us. Jay: Hmm. David: And when that happens, when they start ghosting us, then we feel like we have to follow up because they asked for information from us, right? Jay: Right. Right. David: They wanted to know stuff. They seemed interested. They said they were interested. Now I’m supposed to follow up on a certain day at a certain time, and they’re not taking calls and they’re not returning calls and all that sort of thing. At that point, if you are following up, you’re not being a pest. You are attempting to deliver what it is that they asked you for. It’s like if you called and ordered a pizza and I’m the pizza delivery boy, and I come to your house and I know you’re in there and I’m ringing the bell and you’re not answering it. Jay: Yeah. David: Well, am I a pest because I’m trying to deliver the pizza you ordered? I think the answer is no. And it’s the same thing here. If you’re trying to provide them with information they requested, if you’re trying to follow up because they said they have a particular in-hands date on an order and they’re not responding to you, then at that point, what you’re doing is not being a pest. What’s happening is that they are being rude. They are being discourteous. Right? They are wasting your time and wasting their time. They’re also creating frustration because you’re frustrated because you can’t reach them. They’re probably frustrated because they might see you calling and they’re like, “I don’t want to take this call.” So they’re creating unnecessary anxiety by doing those things. Jay: Mm-hmm. David: So I put out a post on social media the other day talking about my feelings about people who ghost. And they’re not good. I don’t remember exactly what I posted. It’s up there on social media. I’ll share it below this video. But when we are in a situation where people have an interest, express an interest, we’re having a decent conversation, then as long as you’re acting with integrity to try to get them what they said they wanted from you, I don’t think there’s anything pesty about that. Jay: No, I, think that’s a great perspective and you’ve helped me as I’ve got calls coming up after this podcast that I need to do, and I think I’m going to approach them with a little bit different perspective. And also, if somebody is ghosting you, they are systems now, right? I put them in a drip program and so they’re still going to hear from me automatically. I don’t have to do anything about it. And. If the time comes around where they realize again that they need me, well, I’m still in their face a little bit and they’ll come around and I don’t have to worry about it until then. David: Right. And so when we think about the topic to avoid being a pest, I mean, essentially if you are focused on them, you’re focused on helping them, you’re focused on getting them the answers they need, focused on helping them to create value to achieve the results they’re looking for then as long as you’re continuing to do that and literally just trying to provide them with the information they wanted, they should be totally fine with that. A lot of salespeople feel this way. They feel like they’re being a pest, but nobody’s ever actually said it to them. Right. Right. And I know salespeople who have left messages saying, “Hey listen, I don’t want to be a pest.” Jay: Mm-hmm. David: And I’ve said… Jay: Don’t do that. David: Don’t leave a message like that. Jay: Yeah. David: Because that might’ve never occurred to them. Jay: Yeah. David: It probably hasn’t occurred to them. And if you position yourself like that, you’re also positioning yourself lower on the scale, right? You want to at least try to be coming a people from an even level where we’re on an even playing field, “I’m here to help, you’re here to get help, let’s work together.” As opposed to, “oh, I don’t want to be a pest.” Because if what you have is of value to them, then they should want it, and you’re the person who can help them get it. Jay: Yeah, that’s such a valuable, valuable point. So I’m going to reassess David: Good! Jay: And I’m going to work on this this week and next week when we talk, I’m going to report back and… David: Cool. Jay: And let you know how this kind of new perspective goes. ’cause I’m not lying when I tell you that I struggle with this idea that I’m a pest. So I think it’ll help my sales, I think it’ll help my daily attitude towards what I do. David: Well, I’ll tell you something, Jay, many of the most conscientious human beings feel this way. I mean, if you’re one of those sales guys who, “Hey, everybody loves me,” you’re not even going to think of that. It’s never even going to occur to you. So the people who are most likely to struggle with this are people who just want to help. They’re there to provide a service. Jay: Yeah. David: They don’t want to be a pest. And so really, most of the people who feel this way are the ones who are least likely to be a pest because they’re not arrogant to begin with. Jay: Mm-hmm. Mm-hmm. That’s a great point. All right. How do people find out more? David: Well, you can go to TopSecrets.com/call, schedule a call with myself or my team. If you’re looking to create actual rapport with people, get into relationships that are going to be mutually beneficial, we’d love to talk with you about that. TopSecrets.com/call. Love to have a conversation. Jay: Yeah, and I’ve loved this conversation. I think it’s going to make a difference, David. So thank you so much. David: Cool. Thank you, Jay. Appreciate it. Are You Ready to Create More Value and Avoid Being a Pest? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Kevin O'Leary is back on Money Rehab, and this time he's changed his tune on crypto. Nicole presses "Mr. Wonderful" on his wild reversal: from owning 27 coins to just two, why he thinks the real money is now in power infrastructure, and why the Clarity Act could break Bitcoin's price ceiling. Kevin also gets into the messy, litigious world of data centers, including the lawsuits, the death threats against his own family, and where he thinks the money trail leads. Then things get personal: his $5 million "you're not wealthy until" rule, the eye-popping story behind the $35 million outfit he wore to the Oscars, and which Shark he'd call to bail him out of jail. Of course, no Kevin O'Leary episode is complete without a fight, so Nicole and Kevin reignite their $28 sandwich debate and reach a truce… Almost. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers with Kevin: 00:00 Are You Ready for Some Money Rehab? 01:25 Kevin O'Leary Returns (RIP Labubu) 02:05 Confessions of a "Social Media Whore" 04:33 Buying Longevity: The Ozempic Debate 07:30 Wealth, Health, and Sleep Optimization 08:45 Inside Kevin's Lawsuit Playbook 14:00 Foreign Adversaries and the Data Center Wars 15:19 Debunking the Data Center Water Myth 19:19 From 27 Coins to Just Two: Kevin's Crypto Reset 23:55 The Quantum Computing Threat to Bitcoin 26:36 Kevin's New Bitcoin Price Target 29:01 Why Power, Not Crypto, Is the Real Trade 33:07 Should You Still Buy Crypto Right Now? 34:41 The Kidnapping Risk Nobody Talks About 36:28 The Money Bag: Financial Envy 38:01 The $5 Million Rule for Feeling Wealthy 40:15 Why Kevin Refuses to Google His Net Worth 42:23 The $35 Million Oscars Outfit 49:19 Passing Down Collectibles (and the Tax Trap) 51:40 Who Bails Kevin Out of Jail? 58:56 Kill, Marry, Fire: Pelosi, Holmes, and Cathy Wood 1:03:55 Data Center Death Threats 1:04:16 Round Two: The $28 Sandwich Fight 1:10:42 Kevin O'Leary's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Aqualad's feeling blue (and also a little horny) but don't worry, Aqua-Girl's here to save the day on both counts! Unfortuantely Dr. Dorsal has other plans! The most sensational new character find of 1967 is right here, in Aquaman #33! Chapters (00:00:00) - Oh, My!(00:00:17) - Aquaman(00:02:51) - Are You Ready to Camp?(00:05:06) - The Little Mermaid(00:06:55) - Aquaman and Aquagirl Go Berserk(00:09:33) - Aquaman The Little Mermaid(00:13:13) - Freddie in Street We Live(00:14:22) - Aquaman and Aqualid: The Movie(00:18:03) - Mermaids in the Ocean(00:21:42) - The Secret to Dancing Under the Sea(00:24:06) - Dr. Dorsal(00:28:57) - Heist Kids: Aqualid the Diving Horse(00:34:17) - Aquaman rescues frightened kids from the ocean(00:36:41) - The Scarecrow and the Shaggy Man(00:40:31) - Spy in the Sea: Writing on waterproof paper(00:42:10) - Amino vs Aquaman(00:46:43) - The Case of the Aqua Kids(00:47:59) - Dear Editor, I Think Aquagirl Should Be the Girlfriend(00:50:52) - Little House in the Prairie Reboot

Mortgage rates just hit their highest level in over a year, and first-time home buyers everywhere are asking the same question: When will mortgage rates finally come down?In this video, I'll explain what's really driving today's mortgage rates, why they've stayed higher for longer than many expected, and what has to happen before interest rates move lower. If you're thinking about buying a house in 2026, understanding how mortgage rates, inflation, and the economy work together can help you make a smarter home buying decision.Whether you're a first-time home buyer, moving up to your next home, or wondering if you should buy now or wait, I'll break down what today's housing market means for you. I'll also show you why waiting for lower mortgage rates could end up costing you more than buying with today's interest rates.

When life gets messy, chaotic, or completely overwhelming, our automatic response is often to pull back, isolate, and try to bear the crushing weight of caregiving all on our own. In this episode of She Will Flourish, we are pulling back the curtain on the silent struggle millions of caregivers face every single day. Carole Leatham joins the front porch to share how a lifetime of navigating profound personal trauma, ministry, and her husband's intense mental health crisis birthed a powerful mission to support the overlooked server—proving that you don't have to be perfect to be a vessel of hope. It is one of the heaviest dynamics a woman can carry: being the one who holds everything together while silently falling apart behind closed doors. Whether you are navigating a spouse's chronic illness, a family mental health crisis, or the messy seasons of life that leave you emotionally drained, the trap of hyper-independence will tell you that taking time for yourself is selfish. But your well-being isn't a luxury—it is the very fuel for your calling. We are blowing the doors off the isolation trap. Carole Leatham, author of Are You Ready to Find Joy When Life Gets Messy? and founder of The Caretakers Journey, joins us for a raw, beautiful look at what it truly means to turn personal pain into a sanctuary for others. From finding radical faith at sixteen after surviving childhood abuse to navigating the grueling reality of long-term caregiving, Carole's life is a masterclass in kingdom resilience.We break down the profound impact of the "ministry of presence"—the simple, unpolished act of just showing up for someone without needing to have all the right answers. If you've been feeling completely inadequate to serve, running on absolute empty, or waiting until you have it all figured out to finally step into your assignment, this conversation will give your soul permission to start exactly where you are and prioritize the health of the woman behind the mission.Visit the Front Porch: Ready to stop hiding, start growing, and flourish alongside women who will encourage your God-given calling? Join the sisterhood today inside the Flourish Collective at ⁠⁠⁠www.wewillflourish.org⁠Connect with Carole Leatham : Follow Carole on Instagram at ⁠⁠ ⁠@carolesjourney and learn more about Carole HERE, for encouragement and wisdom, and grab a copy of her powerful book, Are You Ready to Find Joy in Your Messy Life?: How I'm Surviving My Husband's Struggles with Anxiety, Depression, and Suicidal Thoughts (Surviving a Loved One's Struggle with Mental Health Issues) HERE.Follow Rachel Earp: Stay connected with Rachel on Instagram at ⁠⁠⁠@iamrachelearp⁠⁠⁠ or visit ⁠⁠⁠www.rachelearp.com⁠ for daily encouragement, faith-filled inspiration, and practical resources.About the She Will Flourish Podcast: The She Will Flourish Podcast is a welcoming space where women grow in confidence, deepen their faith, and embrace God's calling. Through honest conversations, biblical wisdom, and practical encouragement, Rachel equips women to flourish in every season of life.Subscribe & Review: If this conversation encouraged you to stop playing small and step boldly into your calling, please leave a 5-star rating and review on Apple Podcasts or Spotify! Your support helps more women discover the She Will Flourish Podcast and become part of this growing community.Remember: God doesn't call the fearless—He calls the willing. Don't let fear keep you from the purpose He has already placed within you.This episode is powered by ⁠⁠⁠EARPware.

What if your biggest battle isn't just temptation... it's a system that's learning your weaknesses?Every day, the algorithm studies what you watch, what you click, when you're most vulnerable, and what keeps you scrolling. But this isn't a new strategy. Long before smartphones and social media, the enemy was already using personalized temptation in the Garden of Eden.In this episode, Mike Chestnut explores the surprising connection between today's algorithms and Genesis 3, revealing how Satan has always studied our weaknesses—and how we can fight back.You'll discover:Why the algorithm knows your weakest momentsThe connection between Genesis 3 and today's digital worldHow small compromises become life-altering decisionsWhy awareness is one of your greatest spiritual weaponsOne practical challenge to help you break the pattern this weekIf you're tired of feeling trapped in the same cycle, this episode is for you.Episode chapters00:01 — The Algorithm Is Studying YouHow platforms learn your habits and build tomorrow's bait.01:39 — The Oldest Algorithm: The Serpent's StrategyConnecting personalized temptation to Genesis 3.03:53 — The “Just One Tap” LieWhy small choices still shape who—and what—has influence over you.06:04 — Awareness, Accountability, and ResistanceThe host's personal story and the call to recognize vulnerable patterns.07:44 — This Week's Challenge: Disrupt the PatternPractical steps for changing the habit, followed by a closing invitation.

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Some brains cannot sit still long enough to be careful. Ella Fielding found a machine that runs on exactly that.Ella has a BA in Fine Art Sculpture, a Masters in Fine Art, and a chainsaw operator's license, and she uses all three to turn whole trees into monumental sculpture. But she left school at 14 because it was too traumatic to stay. She was quick with her hands and slow to get anything out of her head onto paper, and for most of her life nobody named why. She was 38, running her own art business and drowning in the admin, when a work coach kept mentioning ADHD and she kept insisting she was just dyslexic. Turns out it was both.Now she carves outside in full gear, running a machine most people won't touch and making it behave like a scalpel. Not despite the ADHD. Because of it. A chainsaw does not let you drift or second-guess or wait for the perfect plan. It demands you be right here, right now, which is the one place her brain has always worked best.In this episode, Tracy and Ella get into the school years that nearly broke her, the "poof" moment where a thought vanishes the second she reaches for a pen, why immediate and physical beats slow and planned for a brain like hers, and how she reads her own overwhelm as a signal instead of a character flaw.If you have ever been told you were too much, this one might reframe the whole thing.Resources:Website: https://ellafielding.comInstagram: https://www.instagram.com/ella.fielding.sculptorFacebook: https://www.facebook.com/ellafieldingsculptorLinkedIn: https://www.linkedin.com/in/ella-fielding-sculptorSend a Message: Your Name | Email | Message Explore more from me:

Want to get better sales leads? It starts with tracking what works. David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland and I will discuss the topic of where are your best leads coming from? Welcome back, Jay. Jay: Thank you. And I’m just going to answer the question. I don’t know. (laughing) I’m just… David: Short podcast. Thanks for listening. Jay: Yeah, I’m just going to say it straight up. I mean, I do have some systems. We do try and use Google Analytics and things like that, and that helps a little bit. But I’ve never done a deep dive yet on this is the source, this is the well or the font of where my best leads have come from. So I’m looking forward to this discussion. David: This is really a good one to look at and to dive into a bit, because I’ve always maintained that if you don’t know where your best leads are coming from, then you don’t know where to go to get more of them, and when you are able to identify it, everything else gets a whole lot easier because now you can go fishing in the same ponds, rather than just trying to put stuff out to anyone and everyone, which is very expensive to do. You can really tune in and focus in on what people are doing, where they’re coming from, how they’re hearing about you so that you can go find more of them. In addition to… well, a number of the businesses that I’ve been involved in over the years, one of them was a retail mail order catalog business that I owned. And in a business like that, it’s absolutely critical to know where your best leads are coming from. Jay: Mm-hmm. David: We would run magazine ads and we would get people out of different magazines. We had ads running on television that were designed to get leads for our catalog business. And every single one of the ads we ran had some sort of mechanism to let us know where they were coming from. If it was calling an 800 number, we had one primary 800 number, but we would give them an extension to ask for. So we’d say, call this 800 number extension 214. Right? And 214 meant that it was coming from this particular TV station or whatever. If they were seeing something online, there would be specific links that they would click through that would tell us where it was coming from. If it was a magazine ad, it was a similar kind of thing on the back of the magazine, it would say, call this number, dial this extension, or go to this web address, and there would be a slash with a suffix on the url.. Jay: Mm-hmm. David: And that would tell us where it came from. And when people would call in, one of the first things that our people were required to ask them is, “where did you hear about us?” And there was a box there that they would fill out. Where did you hear about us? Oh, I saw your ad on such and such a magazine, or, I saw your ad on such and such a TV station. And so we would have the data that the computer said based on what they came in and said, and then we would also have the data corresponding with whatever the person said. So I was pretty pathological about it, and to this day I’m still very pathological about determining where leads come from. Even now when, you know, at the end of this podcast, when you say, how do people find out more? And I give out a link that link tracks back to the podcast, it lets me know that the people who register on that link, Came from the podcast. And if they’re coming from some other ad, then it’s going to have a different code and that sort of thing. So it’s not that hard to do when you discipline yourself to do it. And most people don’t do that until and unless they realize how much it is actually worth to you when you do that right. Jay: Yeah, absolutely. And in today’s world, honestly, there is no excuse. It is so easy. There is so much data out there. If you want to target a specific group, you can target that group. And that’s kind of the process, right? You’re going to send out a link for this podcast, you’ll know who you get back. You’ll know age groups and those types of things. And then you’ll be like, well, let’s adjust it this way, or let’s adjust it that way. I mean, never in our history has there been such an easy way to say, I want this age group who’s interested in this type of thing. Then you can target that group. And then based upon that new batch of information you can target in even more. I know we all kind of complain that we’re being tracked everywhere we go, but at the same time, we’re all asking for it. We’re subscribing to newsletters, we’re hitting the like button. We’re feeding all of that information. So it becomes this circle, right? And I think it’s incredible personally. And if I am going to get sent an ad, I want it to apply to me. When I get something that I’m like, there’s no way that this is something that I would ever consider. I almost get angry. Like, come on, get your algorithms together here. David: Yeah. And what you’re talking about is probably a level or two above what I’m even talking about. Jay: Mm-hmm. David: I’m talking about simple things that most small or medium sized businesses can integrate into their own business, just so they have an idea of where the people who are paying them money are largely coming from. And I don’t mean every site they’ve visited over the past 20 years. Jay: Sure, sure. David: I mean, where did they hear from us most recently? Did they hear about us from the podcast? Did they hear about us from an email broadcast that went out through an email broadcast platform? If so, which one? If there is some sort of ad, which ad did they click on? There are some ads that we run on some websites where there’s an ad at the top of the page, there’s an ad on the side of the page. The ads say different things. We track those separately so we know which message and which ad. Does the top position get more of a response? Does the side position get more of a response? Because that tells us where to focus our attention on getting more people. And a lot of it, in the early stages especially, is just about seeing where the people are basically coming from. But then when you see who’s actually buying, that narrows it down even more. Jay: Yes. David: Because you may be getting more leads from one source than another, but you find out that the leads from that source aren’t converting. Jay: Yes. David: At which point you can stop advertising there and put your money behind the ads that work. Jay: Yeah, absolutely. And when I mentioned how easy it is today, I even mean for small businesses. I mean, we started a small business and I don’t know anything about pay per click or, you know, anything like that. But I looked on Fiverr, you know, the website, Fiverr and Upwork, and I found somebody who said, I’ll do this for you for a month for 30 bucks and I’m like, it’s 30 bucks. I’ll try it out. We did the $30 and the results were dramatic. So we’re like, wait a minute, if we do 30, let’s do 60. Now we’ve got this guy we spend about maybe 250 a month with him, and we get constant leads that convert from him. I don’t know how he’s doing it and I don’t need to know how he’s doing it. Right? Now I can spend my time focusing on those leads. The other thing he’ll do is come back and say, okay, you’ve got a lot of people who are landing on your checkout page, but they’re not converting. So we’re like, “oh, wait a minute, what’s going on?” Is it the language we’re using? Is it the pictures we’re using? Are we not conveying the message? These things can be done for relatively cheap nowadays, and so even if you’re at the smallest point, I would definitely try some of those things. David: Yeah, it’s simple enough to be able to at least get an idea of where most people are coming from to be able to go back and get more. And obviously, we’re talking quite a bit about online, but there are a lot of offline sources. If you do networking, you go to networking functions, you may find that one networking function does much better than another. You may find that you go to one particular networking function and you don’t get any leads from it. You go back again and again and again, and you’re not getting leads. Everybody’s just schmoozing. That happens a lot in business. Jay: Yeah. David: Particularly in B2B. Well, B2C as well. So in those situations you can make determinations if you’re keeping track of it. But very many small businesses in particular will just go out, go to some sort of networking function or go to something that’s supposed to generate business, and they use that as an excuse like, “I’m doing something.” But if you go out to something like that and you’re not going out there with the idea of coming back with leads that you can follow up on, it’s really just a waste of time. So there’s a focus aspect to this. There’s an online versus offline aspect to this. But ultimately what it boils down to is the subject of this podcast. Where are your best leads coming from? Jay: Yeah. David: Where can I go to find more? Jay: Yeah, and I see this a lot and I’ve been a victim of it. Movement for the sake of movement. You know? I’m doing something, I’m going to these networking events. Going to these shows. Placing these ads. So when is it going to start working? Movement for the sake of movement is of no value. Right? There has to be some intent. It has to be trackable. It has to be adjustable. And I think it’s so easy to fall into that trap of “I’m doing something!” And so, where’s the result? David: Yeah, it reminds me of that Zig Ziglar quote, “Don’t look for your ship to come in if you haven’t sent one out.” Jay: Yeah. David: And very often we’re trying to do things that are generating results. We talked about goal setting in a previous podcast, and a lot of times we’re so focused on the goal, “I need to generate X dollars per month or X dollars per year.” And what am I going to do to do that? And we just run around in a lot of different directions trying to generate that amount of money. Well, what we need to be doing is saying, “okay, what is going to get me to that?” In other words, how many leads do I need to generate in a month in order to get to my number? If I know how many leads I need to generate in a month, because a certain percentage of them will convert and a certain percentage won’t convert. If I know how many people I need to initiate contact with on any given month, then we can track those metrics and say, “okay, well today is the 20th of the month” or whatever the date is. How many people have I initiated contact with so far this month? And if it’s less than the number that you know, you need to reach to hit your numbers, then okay, I need to initiate contact with this many more people. Because when you focus on those lead metrics, the things that you can actually control as opposed to the lag metrics, like how much actually came in for the month. You can focus on the lead measures and then the lag measures will follow. Jay: Yeah. And again, the focus of this podcast, the high value leads. So if you’re just not fishing in any pond, but you’re fishing in that pond where you know you’ve gotten some good leads before, maybe you won’t get as many leads, but who cares, right? Because you’ve got quality customers who are going to come back to you. And we’d all rather have that than, you know, a hundred little minnows on our line, right? David: Yeah, and it absolutely ties into the topic of what we’re talking about. Because when you find those really popular or those really productive fishing holes, then you say, okay, well if I go here, primarily, I can get fewer leads and know I’m still going to hit my numbers, so why would I want to waste time bringing in more leads over here if it’s not going to produce at the same level? Jay: Yeah, maybe ’cause some people like movement. It feels like you’re busy, so that’s a good thing. It’s not always a good thing, right? David: No. It’s an easy trap to fall into. Jay: Yeah. Well, how do people find out more? David? David: Well, you can go to TopSecrets.com/call. Schedule a call with myself or my team. We’d love to have a conversation with you. If you’re looking to attract more high quality leads in your business. If you’d like to start focusing on the high value, high dollar leads that can do better things for your business, it’s probably worth a call. TopSecrets.com/call. Jay: All right, as always, great conversation. Can’t wait till we talk again. David: Thanks a lot, Jay. Are You Ready to Determine Where Your Best Leads are Coming From? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Bill Ackman built one of the most closely watched hedge funds on Wall Street; when he speaks, markets move. Literally. Today, he joins Nicole to break down the opportunities he's seeing in the market, which companies are in his portfolio, and what could trigger the next 2008.  Bill walks Nicole through his investing playbook, the biggest mistake new investors make, and whether we're in an AI bubble. Then, Nicole and Bill play a rapid-fire round of Bullish or Bearish where Bill gives his takes on gold, Bitcoin, Chipotle, Starbucks, T-bills, Trump, and Mamdani. Bill also gets personal about his inheritance plans for his four daughters, what he actually thinks makes someone successful in business, and whether he would run for office. Check out Nicole's financial literacy course⁠ ⁠The Money School⁠⁠  Find a Financial Advisor or Financial Coach from Nicole's company⁠ ⁠Private Wealth Collective⁠⁠  Watch video clips from the pod on⁠ ⁠Money Rehab's Instagram⁠⁠ and⁠ ⁠Nicole Lapin's Instagram⁠⁠  ⁠Follow Bill Ackman⁠ on X Learn about ⁠Pershing Square⁠ Here's what Nicole covers with Bill: 00:00 Are You Ready for Some Money Rehab? 01:14 Bill Ackman on the State of the Economy Right Now 03:00 Who Wins the AI Race: OpenAI vs. Anthropic vs. SpaceX 04:31 Why a Great Business Is Like a Bond 05:56 Is the Stock Market Too Expensive Right Now? 07:01 Where to Put Your First $1,0000 7:39 Inside Pershing Square's 12-15 Stock Portfolio 09:22 Democratizing Hedge Funds with PSUS 10:39 Buying Stocks at a Discount 11:18 Apple's Innovation Problem and Life After the iPhone 12:33 The Best Advice for New Investors 14:06 Are We in an AI Bubble? 16:46 Predicting the Future and the Next Financial Crisis 17:52 Why You Should Never Borrow Against Your Stocks 19:20 Carl Icahn's Billion-Dollar Leverage Cautionary Tale 20:16 The Worst Investing Advice He's Ever Heard 23:00 Fixing the Retirement Crisis 25:48 Bullish or Bearish: Gold, Bitcoin, Chipotle, Starbucks, Trump and Mamdani 33:30 What It's Like When Your Tweets Move Markets 35:15 Would Ackman Ever Run for Mayor of NYC? 38:01 The World He Wants for His Four Daughters (and His Inheritance Plan) 42:25 The Real Formula for Success in Business 44:21 Bill Ackman's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Are You Ready for Your Earthly Death? Is Your Salvation Sure? If Not, Make Yourself Ready Now Through God's Grace and the Gospel MESSAGE SUMMARY: Be ready for the end of your earthly life and the return of the Lord. In 1 Thessalonians 5:1-2, Paul writes to the Christians at the church in Thessalonica: “Now concerning the times and the seasons, brothers, you have no need to have anything written to you. For you yourselves are fully aware that the day of the Lord will come like a thief in the night. While people are saying, ‘There is peace and security,' then sudden destruction will come upon them as labor pains come upon a pregnant woman, and they will not escape. But you are not in darkness, brothers, for that day to surprise you like a thief. For you are all children of light, children of the day. We are not of the night or of the darkness. So, then let us not sleep, as others do, but let us keep awake and be sober.”. Are you ready? Are you sure in your Salvation? If not, make yourself ready and keep ready! God's Grace and the Gospel of Jesus prepare you for your earthly death while providing the means for your Eternal Life!   TODAY'S PRAYER: Lord, you know how difficult it is for me to be in silence before you. At times it feels almost impossible, given the demands, distractions, and noise all around me. I invite you to lead me to a quiet, silent place before you — to a place where I can hear you as Elijah did. In Jesus' name, amen.     Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 123). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Hatred Rather, I will abide in the Lord's Love. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): Matthew 10:37-39; 1 Corinthians 9:12-23; James 3:13-18; Hebrews 4:15-16; Psalms 65:1-13. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Following Jesus – Jesus Calls Us to Follow Him Without Reservations”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Are You Ready? by Mark Richardson

This episode explores the vital role of personal branding and content marketing in scaling law firms. As competition increases, law firm owners must shift from traditional firm logos to the leaders behind them. Russell Knight shares how transparency, authenticity, and consistent content creation attract clients and top talent alike. We discuss how third-party endorsements and online reputation influence AI-driven visibility. Russell emphasizes that social media engagement builds trust, humanizes the lawyer, and enhances reputation. Law firm leaders are encouraged to be active digitally, produce videos, and leverage platforms like LinkedIn and TikTok to stand out. Finally, the episode underscores that consistency and authenticity are critical to long-term growth. Law firm owners who prioritize personal branding and content are better positioned to attract clients and staff in an increasingly digital environment. In this episode, you'll learn: The significance of third-party endorsements in AI rankings How authentic social media presence builds trust and recruits talent Why content creation is more effective than traditional branding Strategies for positioning oneself as a market authority The importance of niche focus and consistent effort This episode offers practical insights for managing partners aiming to lead their firms through the digital age and grow sustainably. Today's episode is sponsored by The Managing Partners Mastermind. Click here to schedule an interview to see if we're a fit: https://arraydigital.com/the-managing-partners-mastermind/ Chapters (00:00:00) - Are You Ready for Your AI Backlinks?(00:00:51) - Returning Guest: Russell Knights(00:01:22) - Russell Levine on Recruiting Lawyers(00:04:48) - How to Get Your Law Firm Recommended by AI(00:07:30) - How to Get Your Personal Brand Up(00:10:59) - How to Get Started with a Podcast(00:15:14) - Is Influencer Advice Good For Financial Advisors?(00:18:35) - Separation Law: Which Way Should I Spend My Money?(00:21:05) - How to Get Out There on Podcasts and LinkedIn(00:22:54) - Russell Knight

Tired of ADHD strategies that don't work? Start here: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____She was good at the job. She just kept bombing the people.Dr. Shannan Palma has a PhD from Emory, founded a master's program, and taught as a college professor. Then, in midlife, she found out she was autistic. ADHD turned up right behind it.For decades she had followed the rules exactly as they were written and could not work out why that kept failing her. She was direct when directness was not wanted. She said no when everyone else said yes and did nothing. She ran full speed until she collapsed, then ramped back up and did it again. The diagnosis did not just explain the pattern. It ended it.Today she identifies as AuDHD, co-founded the autistic-led nonprofit Independence Through Interdependence, and serves as CEO of ITI Lab, where her team built Decide, an app for decision fatigue.In this episode, Tracy and Shannan get into why decision fatigue is not a willpower problem, what happens when the autism wants routine and the ADHD wants novelty, the assessment that went badly wrong, and what it takes to rebuild after burnout on your own terms instead of someone else's.If your brain has ever turned a small decision into a full-body shutdown, this one will help you understand why. And more importantly, what actually helps.ResourcesWebsite: https://weareiti.orgWebsite: https://itilab.ioLinkedIn: https://www.linkedin.com/in/shannanpalmaADHD isn't a productivity problem. It's an identity problem.Send a Message: Your Name | Email | Message Explore more from me:

Comedian and creator Laura Clery built a media empire of 26 million followers, and then watched her marriage and her bank account collapse at the same time. Laura opens up about the financial wreckage of her divorce: how her ex-husband's relapse and addiction affected their financial lives, how she ended up paying two mortgages at once without fully understanding why, and the surreal moment she realized her water had been shut off. She walks Nicole through the costly mistake of choosing mediation over hiring a lawyer, why she couldn't afford the retainer when she finally needed one, and the moment her ex hacked her YouTube and Facebook accounts, deleting years of content and her entire livelihood in the process. Nicole and Laura also get into the bigger financial lessons: why Laura now insists every woman keep her own separate bank account, how watching her mother stay in a difficult marriage without financial independence shaped her own choices, and how she rebuilt. But first, Laura shares about the freak accident that almost killed her. Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Get What Doesn't Kill You Makes You Hotter If you or someone you know is struggling with the same issues Laura speaks of today, here are resources for addiction and domestic abuse Here's what Nicole covers with Laura: 00:00 Are You Ready for Some Money Rehab? 02:03 The Freak Refrigerator Accident 12:24 The Inside Job Conspiracy 14:35 Writing What Doesn't Kill You Makes You Hotter 16:12 Early Money Dynamics With Her Ex 18:31 Booking TV Commercials 21:52 Becoming Facebook's Biggest Comedy Star 23:45 Who Really Controlled the Money 25:01 The First Relapse and Years in Recovery 27:00 Catching the Infidelity 29:53 When It All Went Public 32:00 "You're Not a Victim, You're a Volunteer" 37:08 No Prenup and Two Mortgages 39:53 The Day Her Water Got Shut Off 42:27 Choosing Mediation Over a Lawyer 47:00 The Hack51:14 Post-Separation Abuse 54:47 Why She'll Never Live With a Man Again 58:37 Her Parents' Marriage and the Cost of Staying 1:01:01 Why Every Woman Needs Her Own Bank Account 1:01:51 "Mommy Has Money Again" 1:02:39 Money Fixes Money Problems, Not Everything Else 1:05:54 Reframing the Mental Block 1:09:41 Laura Clery's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Is denial always a bad thing?In this reflection on Psalm 39, John Ortberg explores one of the Bible's strangest prayers:"Look away from me."Why would anyone pray that?Drawing on insights from Dallas Willard, Søren Kierkegaard, and Greg Ten Elshof, John explains the surprising difference between healthy denial and unhealthy denial, and why God often reveals truth gradually rather than all at once.This episode explores:- Psalm 39 and radical honesty- Why Job, Peter, and Jonah wanted distance from God- Healthy vs. unhealthy denial- Self-deception and procrastination- Why Jesus said, "You cannot bear it now"- The grace of gradual transformationScriptures:- Psalm 39- Job 7- Luke 5- Jonah 1- John 16#psalm39  #JohnOrtberg #DallasWillard #SelfDeception #Prayer #SpiritualFormation #ChristianFaith #BibleStudy #Truth #Healing

Tired of ADHD strategies that don't work? Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Laura Pasley is a child and youth worker in Ontario, Canada, who has spent more than a decade in intensive mental health and dual-diagnosis treatment programs for children and adolescents. She is the person who runs toward the crisis when everyone else is running away from it.After postpartum anxiety, postpartum OCD, complex trauma, and her sixth concussion, Laura started questioning whether ADHD had been part of her story all along. At 32, she finally received the diagnosis that helped her see herself differently. Not as someone who had fooled everyone. Not as someone who was not smart. As someone whose brain had been working hard to keep her alive.In this episode, Tracy and Laura talk about ADHD, trauma, fawning, concussions, crisis work, motherhood, shame, and what changes when a woman finally stops explaining every struggle through what happened to her. Laura also shares why she is now returning to school, writing a memoir, and learning to embrace being a daydreamer.If you have ever wondered whether it is ADHD, trauma, anxiety, or all of the above, this conversation offers a gentler question: what if understanding your brain is not about proving what is wrong with you, but finally seeing what has always been true?ResourcesInstagram: https://www.instagram.com/arttaropyThreads: https://www.threads.com/@arttaropySend a Message: Your Name | Email | Message Explore more from me:

As Chief Investment Strategist at Hightower Advisors, Stephanie Link spends her days researching the market's winners. Today, she's breaking it all down for us. Stephanie explains why the economy keeps defying the doom-and-gloom headlines, which stocks she thinks will champion the next decade, and why she believes we're only in the third inning of the AI revolution. Nicole and Stephanie get tactical fast: the difference between the Mag 7 and the "S&P 493," which stocks are not worth the hype, and Stephanie's thesis that cybersecurity stocks will end up being bigger than AI. She names her favorite tickers across cybersecurity, data centers, robotics, and quantum computing, and explains whether it's too late to buy NVIDIA. Stephanie also gets real about the so-called "AI bubble," the circular spending debate freaking out investors, and why she bought SpaceX but capped it at just 2% of her portfolio. Plus: what her 19-year-old daughter is investing in, why "FAANG" just got a 2026 update, and the one boring, unsexy ETF Stephanie says every new investor should consider. Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Read more about Stephanie's work Here's what Nicole covers with Stephanie: 00:00 Are You Ready for Some Money Rehab? 01:12 Stephanie Link Joins Money Rehab 01:41 Why the Market Keeps Defying the Doom and Gloom 04:07 CapEx, Decoded 06:58 The K-Shaped Economy: Why the Vibes Don't Match the Numbers 09:49 Inflation, Oil Prices, and the War's Ripple Effect 11:41 Mag 7 vs. the S&P 493: Which ETF Should You Buy? 16:16 Why Stephanie Says No to Leveraged ETFs 17:32 Cybersecurity Will Be Bigger Than AI 20:16 The Best Cybersecurity Stocks on Stephanie's List 23:15 How to Vet a CEO Before You Buy the Stock 25:16 Investing Lessons from Stephanie's 19-Year-Old Daughter 28:23 What Stephanie Won't Buy: Crypto, Staples, and Energy 32:20 Inside the AI "Food Chain": Powering the Data Center Boom 35:43 Robotics and Quantum Computing: The Next Big Themes 41:00 MicroStrategy vs. Palo Alto: What "On Sale" Really Means 43:07 FAANG Is Dead, Long Live MANGOES 43:47 Why Stephanie Bought SpaceX (and Kept It to 2%) 55:40 Is It Too Late to Buy NVIDIA? 59:06 Grading the Innings: AI, Cybersecurity, and Robotics 59:50 Hot Stocks: Micron, SanDisk, and the Chips Everyone's Chasing 1:02:27 Is There an AI Bubble? 1:03:16 The Circular Spending Debate 1:08:08 Stephanie Link's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Disclosures: Hightower invests in companies including Boeing Company, Dover Corp, General Electric, Quanta Services, Rockwell Automation, Union Pacific Corporation, Broadcom, International Business Machines Corporation, Marvell Technology Inc, ServiceNow Inc, Palo Alto Networks Inc, Snowflake Inc, Synopsys Inc, Bank of America, Capital One, Coinbase, Morgan Stanley, Truist Financial Corp, Amazon.com Inc, Meta, SpaceX, Alcoa Corp, Antofagasta PLC, Natera Inc, UnitedHealth Group Inc, iShares MSCI Brazil ETF, SLB Limited

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_How many times have you told yourself, “I'll do it when I feel more confident”?When I feel ready, I'll apply for that job. When I feel more confident, I'll start the business. When I believe in myself more, I'll have that hard conversation.We spend so much of our lives waiting to feel ready. More confident. More certain. More qualified.But what if we have had it backwards all along?I want to talk about why confidence does not actually come first. It does not magically appear before we take the risk, try the thing, or do something that scares us.Confidence comes after.If you have been waiting to feel ready before taking the next step, this episode will help you stop waiting for confidence and start building it.ADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftSend a Message: Your Name | Email | MessageExplore more from me:

Tired of ADHD strategies that don't work? Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Your kid got labeled the “problem.” The defiant one, the behavior kid, the one who couldn't sit still or keep up. What if the room was the thing that didn't fit?Beven Byrnes is a neurodivergent educator, nonprofit leader, and a mom of four. She's the Executive Director of Bridges Middle School in Portland, the only middle school in Oregon built specifically for students with ADHD, autism, dyslexia, and anxiety.Beven spent 25 years and raised over $15 million building environments where kids actually fit. But she didn't have her own ADHD diagnosis until this past year, at 50. Cancer treatment forced her into menopause at 45, her estrogen dropped, and the masking she'd done her whole life without knowing it stopped working. The square-peg feeling she'd carried since childhood finally made sense. Now she runs a school on one idea: behavior is communication, and the job isn't to fix the kid, it's to fix the environment around them.In this episode, Tracy and Beven get into why behavior is almost always communication, what happens to a child's confidence after years of being misread, and what it looks like to build a school around how kids actually learn instead of forcing them to fit.If your child, or you, ever got treated like the problem to be solved, this one will show you what was actually broken. And it was never the brain.Resources:Website: https://www.bridgesms.org/staff-spotlight-beven-byrnes-executive-directorInstagram: https://www.instagram.com/mrs_byrnesLinkedIn: https://www.linkedin.com/in/beven-byrnesSend a Message: Your Name | Email | Message Explore more from me:

Employment attorney Ryan Stygar joins Nicole to hand us the playbook our employers hope they never find. He breaks down what "at-will employment" actually means and the exact moves to make the moment you get that dreaded out-of-nowhere email from HR. He also reveals everything that's negotiable in a severance package: the cash amount, COBRA coverage, equity vesting schedules, and non-disparagement clauses, and shares how he turned a $6,000 severance offer into over $60,000 for one client. Then Nicole and Ryan role-play a firing from both sides of the table — so you know exactly what to say and what never to say. They dig into the issues that disproportionately affect women at work: pregnancy discrimination (the number one form Ryan sees in his practice), his controversial-but-legally-sound advice to disclose your pregnancy early, what rights you have if you miscarry, and how return-to-office mandates are quietly being weaponized as stealth layoffs.  Plus: AI keystroke monitoring, non-competes in the current legal landscape, and the interview questions that are totally illegal — that you're probably being asked right now. Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Get Ryan's book ⁠Get It in Writing⁠ Here's what Nicole covers with Ryan:  00:00 Are You Ready for Some Money Rehab?  02:01 Ryan's Path: From Firefighter to Workers' Rights Lawyer  02:52 Nicole Gets Let Go From CNN  03:44 Why HR Is Not Your Friend  05:34 The Right (and Wrong) Way to Fire Someone  06:41 It's Illegal to Fire Someone for Discussing Their Pay  08:44 Building Your Paper Trail From Day One  20:07 At-Will Employment, Explained  24:50 What to Do the Moment You Get That HR Email  26:31 Don't Sign Anything When You're Fired  29:14 Severance Is Negotiable  31:54 How Contingency Lawyers Can Help (Even When You're Broke)  33:38 What Else Is on the Table: COBRA, Equity, and Non-Disparagement Clauses  37:38 Role Play: Getting Fired (What Not to Do)  39:23 Role Play: Getting Laid Off (The Right Way to Handle It)  44:09 How a Good Employer Handles the Conversation  46:34 Freelancers and the 1099 vs. W-2 Trap  49:59 The Fear of Getting Blacklisted for Asserting Your Rights  50:19 Sexual Harassment: Who's Most at Risk and What to Do  52:44 Maternity Leave and Pregnancy Discrimination  55:28 Controversial Advice: Disclose Your Pregnancy Early  59:14 What to Get in Writing When You're Pregnant  01:02:16 Your Rights If You Miscarry  01:04:59 Return to Office as a Stealth Layoff Strategy  01:08:10 AI Tracking and Keystroke Monitoring  01:12:25 Non-Competes: What You Need to Know in 2026  01:17:09 Illegal Interview Questions (Role Play)  01:23:00 Ryan Stygar's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor or attorney before making any financial or legal decisions.

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_Have you ever noticed that the harder you try to think your way out of feeling overwhelmed, the more overwhelmed you become?You replay conversations. You worry about the future. You analyze every possible outcome. You keep thinking that if you can just solve the problem, you will finally feel better.But what if thinking is not the answer?For a long time, I thought the only way to feel better was to think differently. If I could just figure it out, solve the problem, or make sense of what I was feeling, then I would finally feel better.But sometimes the fastest way to calm your brain is not to think harder. It is to start with your body.When I get into my body, my attention has somewhere else to go. Instead of replaying my thoughts, I start paying attention to what I am doing, what I see, what I hear, what I smell, and what I feel.If you have ever tried to think your way out of overwhelm and only made yourself feel worse, this episode will help you stop asking your brain to do all the work and let your body lead for a few minutes.Resources:SHIFT: https://tracyotsuka.com/shiftFree resources: https://tracyotsuka.com/learnGet the book, ADHD for Smart Ass Women: https://tracyotsuka.com/adhd-bookJoin Your ADHD Brain is A-OK Academy: https://tracyotsuka.com/aokVisit my website: https://tracyotsuka.com/ADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftListen to ADHD for Smart Ass Women:Apple Podcasts: https://podcasts.apple.com/us/podcast/adhd-for-smart-ass-women-with-tracy-otsuka/id1443678424Spotify: https://open.spotify.com/show/7bG9rgwPgi8zRkQxV6ykk0YouTube: https://www.youtube.com/@tracyotsuka4796Send a Message: Your Name | Email | MessageADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start building a life that fits, start with the free training here: https://programs.tracyotsuka.com/signupConnect with me:Instagram: https://www.instagram.com/tracyotsukaFacebook: https://www.facebook.com/heytracyotsukaLinkedIn: https://www.linkedin.com/in/tracyotsuka/Are You Ready to Discover Your Brilliance? Order Now: https://tracyotsuka.com/adhd-bookVisit our website: https://tracyotsuka.com

Tired of ADHD strategies that don't work? Start with my free training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/signup_____You have heard of art therapy and talk therapy. Charlotte Hastings does therapy in the kitchen, and it opens people up in a way the usual chair never quite does.Charlotte Hastings is a psychodynamic therapist, founder of Kitchen Therapy, and author of Kitchen Therapy: How to Become a Conscious Cook. Trained first as an anthropologist, she taught drama to neurodivergent teenagers before building an entire therapeutic approach around the kitchen.Charlotte recognized her own ADHD in her forties, after years of self-medicating and a chaotic childhood with an undiagnosed, alcoholic father. School had convinced her she was not smart. Anthropology, Jung, and eventually a wooden spoon proved otherwise. Now she uses cooking the way other therapists use art or drama: a side-by-side, low-pressure space where the real stuff surfaces.In this episode, Tracy and Charlotte talk about why cooking can work like art or drama therapy, why food and love are so entwined, how recipes can both support and shut down ADHD brains, and why the way you hold a wooden spoon might reveal the way you hold life. If cooking has ever felt loaded, boring, chaotic, or impossible, this conversation offers a gentler reframe: the meal is not just the result. The journey is the meal.ResourcesWebsite: https://therapykitchen.co.ukInstagram: https://www.instagram.com/therapy.kitchenSend a Message: Your Name | Email | MessageADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start building a life that fits, start with the free training here: https://programs.tracyotsuka.com/signupConnect with me:Instagram: https://www.instagram.com/tracyotsukaFacebook: https://www.facebook.com/heytracyotsukaLinkedIn: https://www.linkedin.com/in/tracyotsuka/Are You Ready to Discover Your Brilliance? Order Now: https://tracyotsuka.com/adhd-bookVisit our website: https://tracyotsuka.com

Allie Miller is the number one most-followed voice in AI business and an advisor to Fortune 500 companies , and she's on Money Rehab to tell us that most people are leaving serious money on the table by treating AI like a productivity tool. Today, Allie joins Nicole to break down exactly how to use AI as a wealth strategy in 2026 and beyond. Allie pulls back the curtain on her AI workforce (34 agents named after Friends characters) and explains why delegation is now a financial strategy, not just a productivity hack. She and Nicole dig into the most important question everyone has right now: what's safe to share with AI, and what isn't? From feeding Claude your insurance policy after a disaster, to connecting AI directly to your investment accounts, Allie lays out how to think about risk and leverage when it comes to your financial data. They also tackle the hard questions about kids and AI: AI companionship dangers, AI toys, age limits, whether college is even coming back, and why "AI scams are the new white vans." Finally, Allie shares her honest, unfiltered take on investing in AI companies, why she's long-term bullish, and the bold predictions people are calling her crazy for making today. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Allie Miller on LinkedIn and Instagram Here's what Nicole covers with Allie:  00:00 Are You Ready for Some Money Rehab? 01:13 Allie's AI Workforce Explained 04:00 How to Build Your Own AI Workforce (No Coding Required) 06:40 What AI Still Can't Replace 10:00 Meet Simon, Rachel, Phoebe and the Rest of the Team 12:03 What to Always (and Never) Outsource to AI 18:30 AI Data Privacy 22:48 Customizing AI With Your Personal Context 31:43 Kids and AI: Raising a '90s Kid in 2026 38:10 What Age Should Kids Start Using ChatGPT or Claude? 44:52 How to Hack AI Sycophancy 47:25 Where Allie Draws the Line on AI Companionship 52:20 Using AI to Manage Investments 57:00 Will AI Replace Financial Advisors? 01:00:13 When Will We Be Working With Humanoids? 01:05:15 Investing in AI Companies and the Bubble Debate 01:09:45 Allie's Boldest Predictions 01:14:22 Allie Miller's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Stuck in an ADHD pattern that keeps repeating? SHIFT is a collection of 120 guided audio experiences designed to help you see yourself and your ADHD brain differently. Explore SHIFT here: https://tracyotsuka.com/shift_Have you ever had a really productive day and still felt like you didn't do enough?You answered the emails. You made the calls. You went to the meeting. You finished the project. Maybe you even did the thing you had been putting off for weeks. And still, by the end of the day, your brain was already moving on to everything you missed, forgot, or still needed to do.Today, I want to talk about why success does not always feel like success for ADHD women.Our brains are often scanning for what is unfinished, unresolved, or potentially threatening. So even when we complete ten things, we can still end the day focused on the one thing we did not get done.But today, I want you to practice noticing what is going right. Noticing your progress. Noticing the effort it took. Noticing the evidence that you are capable, that you do follow through, and that you can do difficult things.Because success does not create confidence when we ignore it. Success creates confidence when we notice it.If you have ever struggled to feel proud of yourself, even after doing so much, this episode will help you pause long enough to collect the evidence your brain keeps overlooking.Timestamps:[00:00 – 03:58] Why Success Does Not Always Feel Like Success[03:58 – 06:22] How Negativity Bias Keeps Us Focused on What Is Unfinished[06:22 – 07:15] Breathwork Practice[07:15 – 08:28] Gratitude Check-In and Noticing What You Have Done[08:28 – 10:10] Reassessing Your SUD Score and Collecting the Evidence[10:10 – 11:00] Closing Reflection and SHIFT InvitationADHD isn't a productivity problem. It's an identity problem.That's why most strategies don't stick. They were not designed for how your brain actually works. If you're ready to stop fighting your brain and start seeing yourself differently, explore SHIFT here: https://tracyotsuka.com/shiftExplore more from me:

Stand-up comedian and writer Josh Johnson returns to Money Rehab nearly two years after his first time on the show. Since then, he has become a hosting correspondent on The Daily Show, reached millions of followers on socials and continued to post a new stand up set to YouTube (he's done this for 156 consecutive weeks). He talks about how he's avoided lifestyle creep as his career has flourished, the best money advice he's received, and why being broke is like drowning in a swimming pool.     Then, Nicole gets Josh's take on some of the strangest recent money headlines, including a woman who reportedly saved $15,000 on groceries by going on dates, Victoria's Secret stock jumping 48% after changing its ticker to “VSXY,” and why taxes are apparently making Gen Z cry. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Josh Johnson's incredible work and see him live! Listen to Josh's first interview on Money Rehab Here's what Nicole covers with Josh: 00:00 Are You Ready for Some Money Rehab? 01:46 What's Changed Since Last Time 04:10 The Ownership Illusion 06:28 Why Even Billionaires Never Feel Safe 08:00 How to Stop Moving the Goalpost on Financial Safety 09:18 Lifestyle Creep 12:00 Selling Shoes on eBay and Wikifeet 14:03 The Poisoned Pizza Story 15:18 Why Being Broke Is Like Drowning 19:00 Money-Saving Extremes 24:40 The Culture of Greed and “Good Business” 26:39 Food Insecurity in America 32:17 Cheap Corruption and Political Money 33:03 Structured Notes 37:38 Are We Doing NFTs Again? 40:37 Why Josh Is Skipping AI IPOs He Doesn't Understand 43:00 Funny Money 43:12 The Guy Who Asked His Date for a Venmo Refund 44:53 The Woman Who Saved $15K in Groceries by Going on Dates 46:22 Victoria's Secret's 48% Stock Surge From a Ticker Change 49:00 The $80K AI Deepfake Soap Opera Scam 51:39 Have Taxes Ever Made You Cry? 55:31 Trump's Face on a $250 Bill 59:23 Josh Johnson's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold. She explains exactly how each one works, who each is best for, and the critical differences between them — including why gold didn't spike during the pandemic inflation surge the way everyone expected, and why right now might actually be different. Plus, Nicole shares a little-known strategy called the "gift box" method that lets couples legally stack up to $40,000 in I bond purchases in a single calendar year. Here is a Money Rehab episode about how to invest in gold Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 Inflation Is Back — And We're All Feeling It  01:33 What's Driving the Surge (It's Not Just Gas)  02:30 What 3.8% Inflation Actually Does to Your Dollars  02:56 I Bonds: The Inflation-Fighting Investment Nicole Loves  04:34 I Bonds 05:06 TIPS  08:04 Gold: Flight to Safety or Inflation Hedge?  10:00 Why Gold Thrives When the Economy Is a Dumpster Fire  11:40 Tip You Can Take Straight to the Bank: The Gift Box Strategy All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Nicole is joined by journalist and podcast host Nayeema Raza, host of Smart Girl Dumb Questions, for a crossover episode! This is a shame-free conversation about the money questions we're all holding in, starting with perhaps the most loaded one of all: should you buy a home? Nicole breaks down the 5% rule for renting vs. buying, why she personally chose not to buy, and how to strip the emotion out of a decision that's usually anything but. She also answers common questions about debt, HSAs, growing generational wealth and more. Plus, Nayeema and Nicole talk about which expenses are worth going into debt for, and what Mark Cuban told Nayeema about how money can make you feel poorer the wealthier you become. Listen to Nayeema's podcast Smart Girl, Dumb Questions Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Nayeema:  00:00 Are You Ready for Some Money Rehab?  01:17 Nicole's Controversial Take on Homeownership  04:44 The 5% Rule: Rent vs. Buy Math  08:37 Why Nicole Chose to Rent (And Invest the Difference)  12:30 How the LA Fires Changed Nicole's Relationship to Home  17:00 Not All Debt Is Created Equal: Good Debt vs. Bad Debt  20:02 What Rich People Know About Leverage  24:03 How Nicole Got Into (and Out of) Credit Card Debt  25:51 Avalanche vs. Snowball: Which Debt Payoff Method Wins?  28:09 The Shame Cycle Keeping People Stuck in Debt  29:18 The Debt Game: What's Worth It?  34:35 Investing in Your 20s: Nicole's Biggest Regret  36:27 Nicole's Daughter's Investment Portfolio  37:15 HSAs, 401(k)s, and Where to Put Your Money First  38:39 How Do You Know If You're Rich?  41:26 Mark Cuban on How Money Can Make You Feel Poorer  42:34 Nicole's "Dumb" Question  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

The Federal Reserve hasn't been this dramatic in decades. Today, Nicole breaks down everything you need to know about the Fed and exactly what it means for your wallet. Nicole explains how the federal funds rate actually works, why it doesn't directly set your mortgage rate (but still absolutely affects it), and which accounts move immediately when the Fed acts. She unpacks the Fed's dual mandate, and shares her prediction for what Kevin Warsh will do. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Open a high yield savings account with SoFi at sofi.com/mnn Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:15 Why the Fed Is Bringing the Drama Right Now 00:57 What the Federal Funds Rate Actually Is 01:33 How Banks Borrow From Each Other Overnight 02:01 How the Fed Rate Affects You (And What It Doesn't) 02:21 High Yield Savings Accounts and the Fed 02:39 The Fed's Dual Mandate: Inflation vs. Unemployment 03:36 Where Inflation Stands Right Now 04:04 Inside the FOMC: How Rate Decisions Are Made 04:19 Meet the New Fed Chair: Kevin Warsh 04:49 Hawks vs. Doves Explained 05:08 Trump vs. The Fed: The Political Pressure 05:14 Austan Goolsbee Takes Us Inside the Room 07:30 Internal Dissent at the Fed: Not Seen in 30 Years 07:57 What to Expect from Markets on June 17th 08:53 Nicole's Prediction: Will Warsh Cut or Hold? 09:29 Tip You Can Take Straight to the Bank: High Yield Savings All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Olivia Ferney (@travelwithlivii) is the luxury travel agent to the ultra-wealthy, booking private jets, superyachts, and six-figure vacations for some of the richest people on earth. Today, she pulls back the velvet rope on what it's actually like inside that world. If you're trying to meet a billionaire client or investor, Liv tells you where they're hanging out. Liv tells Nicole the most outrageous client requests she's received, why saying "I have no budget" is the biggest red flag a client can send, and what to say to get a hotel upgrade. She also gets real about how working with billionaires has warped her own relationship with money, and the softer lessons she's taken away about what money actually can and can't fix. Plus: the Instagram-famous destinations she'd never recommend, where billionaires are actually traveling right now, and the shoulder season hack anyone can use to save real money on their next trip. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Travel with Livii learn more about Top Tier Travel Here's what Nicole covers with Olivia:  00:00 Are You Ready for Some Money Rehab?  02:15 Selling Her First Company at 21 and Moving to Miami  04:49 The Travel Agent Business Model  07:23 Flying Limes From Different Countries and Other Crazy Client Requests  09:36 What Clients Think About the Viral Videos  14:00 Are the Stereotypes About “New Money” True?  20:43 "Rich People F***ing Love a Refund"  22:44 Do Billionaires Have Budgets?  25:18 Overrated Destinations, Best Hotels, and Most Expensive Room Service  28:30 Where Billionaires Are Traveling Right Now  32:26 How to Get a Free Hotel Upgrade  39:16 How Working With Billionaires Changes Your Money Mindset  43:07 Rich and Depressed Is Still Depressed  45:30 Prenups, Working With Your Partner, and Wedding Plans  46:49 Liv's Tip You Can Take Straight to the Bank