Podcasts about Are You Ready

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Caitlin Sarian — better known to millions as "Cybersecurity Girl" — has spent her career on the inside of online safety and today she joins Money Rehab to show us exactly how the scams draining Americans' bank accounts really work. - The scam that's quietly emptying retirement accounts right now She tells me the one word that should make you hang up the phone every single time The safe word every family needs before the next phone call comes in And the one way to pay that can actually get your money back… Chapters 00:00 Are You Ready for Some Money Rehab? 01:57 The Toll Road Scam Text, Live Read 04:13 Is AI Making Scams Scarier Than Ever? 05:14 How to Spot an AI-Generated Scam Message 06:39 Fake Podcast Invites and Meta Account Takeovers 08:21 Impersonation Scams Targeting Financial Influencers 09:45 Why Banks Can't Get Your Money Back After a Zelle Scam 11:22 The Wrong Phone Number Scam Hiding in Google's AI Summary 14:39 The AI Voice Clone Scam That Terrifies Every Parent 16:02 Setting Up a Family Safe Word 20:19 Two Red Flags: Urgency and "Don't Tell Anyone" 21:36 Why Scammers Target the Elderly and Kids 22:38 Pig Butchering Scams, Explained 27:02 Nicole and Caitlin Share Their Own Scam Stories 36:06 The $100K Invoice Scam That Hit Money News Network's Own Partner 41:11 Why You Should Never Use a Debit Card 42:10 The Fake Bank Fraud Department Call 49:39 Real or Scam? Testing Common Scam Texts 57:06 SIM Swapping and Why You Need an Authenticator App 1:00:17 Freezing Your Credit (and Your Kids' and Grandparents' Credit Too) 1:04:06 What's a Good Budget for Identity Protection Apps? 1:06:56 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN

Need help actually getting started? Join the A-OK Hive and get things done alongside other ADHD women: https://tracyotsuka.com/hive____Some jobs make you feel brilliant. Others make you wonder what happened to your brain.Rosemary Hollinger is a certified ADHD coach who works with female lawyers and other analytical professionals. Before coaching, she spent 32 years at the Commodity Futures Trading Commission, eventually becoming Head of the Chicago Regional Office and Deputy Director in Enforcement. She was trying cases, shutting down Ponzi schemes, working alongside people she liked, and getting plenty of stimulation from the work itself.Now she coaches lawyers who are every bit as smart and capable, but sometimes feel like they're failing at the very careers they worked so hard to build. And this is where it gets really interesting. Because what happens when the problem isn't whether you can do the work, but the way the work is set up?In this episode, Rosemary and I get into the parts of the legal profession that can be especially brutal for an ADHD brain, why the usual advice about priorities doesn't always help, and something she discovered about her ADHD lawyer clients that genuinely surprised me. We also talk about what her own 32-year legal career taught her about the kind of work, people, and environment that can completely change how a brain performs.Resources:Website: https://www.partnerupcoaching.com Facebook: https://www.facebook.com/profile.php?id=100048929782976Instagram: https://www.instagram.com/partnerup_coaching LinkedIn: https://www.linkedin.com/in/rosemary-hollinger-2379453 Send a Message: Your Name | Email | Message Explore more from me:

Stay focused. It’s easy to say, but harder to do. Anybody who’s been in sales has probably been in a situation where you’ve been in a room with someone and you’re looking at them and having a conversation with them. But they’re looking around the room. They’re looking at things. People are buzzing them on the phone. They’re like, “excuse me.” They’re taking the call and you’re sitting there thinking, “why am I here? Why am I doing this?” So other people maintaining focus (or not) will give you a really good idea of where you stand with them. David: Hello, and welcome to the podcast. We are back once again. Jay McFarland, and I will discuss how to stay focused in your day. Welcome back, Jay. Jay: It’s so good to be here, David. And I know that focus is something that everybody’s working on. One of the reasons I know this is all of the technology companies are building focus tools into their devices. We must want this because I can now tell my phone, no I’m focused on this and it gives me different screens for that particular time so that I can stay focused in on this. So we must all want to be able to focus better. And the question is, how do we achieve that? David: Yeah. Especially when there are other technology companies that are trying to get you to stay focused on them. Right? You gave a great example. I noticed that too, on my phone, there’s the new focus button. And I like that idea, but in the meantime, nearly every social media platform is designed to steal your focus, to derail you from what it is that you wanted to do today in favor of what they would like to have you do today, which is to scroll, scroll, scroll, scroll, and then scroll some more. So we do have technology that is working for us, and we have technology that is working against us. But last time when we were talking about the idea of building proactively, I think these things tie together. As we’re building proactively, we recognize that it does require us to stay focused day-to-day. And so in order to do that, we have to say, okay, how are we going to make it happen? Particularly with all sorts of forces, potentially conspiring against us. Jay: Yeah. I love that point, that on the one hand tech is trying to help us stay focused, and then everything else in the world, I’m like, “squirrel!” You know, squirrel there’s something new and it’s not just social media who’s trying to distract you. It’s the employees who want your time, the customers who call up because they don’t know your schedule. They just know they have a question, right? So they’re calling you. So how do you go about building some semblance of focus throughout your day with all of these distractions that are coming in constantly? David: Well, from my standpoint, I think we need to decide at the beginning of the day, as early as possible, what really needs to happen today? Because that’ll help us to determine where our focus needs to be. What is it that actually has to get done? What has to happen? What do you have to do versus what do other people in your organization have to do? So if you own the organization, you’re going to have to determine what you’re doing and what they need to stay focused on. And how are you going to avoid distraction? Lots of people have, or had, open door policies when people were working together. Do I have my door open? Do I have my door closed? I liked the idea of having an open-door policy. So for many years in my business, I did. But unfortunately, that sometimes programs people to think, okay, door’s open! I’m constantly available. So you really need to balance that and make determinations as far as how much of your time during a given day is going to be dedicated to focus time. The work that you have to get done in a specific time frame, in a specific way, without distraction. And then adapt or create an environment that allows you to stay focused. Jay: Yeah. I have a funny story. I went to a company, it was a brand new company. They just built this beautiful building. And I went to the CEO and his desk was right out in the middle of everybody else’s. David: Wow. Jay: No cubicle walls, nothing. There’s the CEO’s desk, right? And about six months later, I went back. And instead of that desk, there was an office. And I’m like, what happened? And he is like, well, I just realized, as much as I wanted the open door feeling and that people could come to me. I just couldn’t do the things that I needed to do, because it was like a line, where people were wanting to talk to me every few minutes. David: Right. Yeah. And so everybody needs to determine how much they can take. How much they can actually get done, without completely distracting themselves. And you basically have to engineer your environment around that. But I think the idea of, professionals in particular, requiring the time and ability to stay focused. It can’t be understated. You really need to be able to do that. And a lot of times, because we’re so reactive, we don’t even think about it. And so simply by identifying the fact that you are going to require focus hours in at least some of your days. Probably most of them, if what you’re doing is important work. And because of that, you’re going to very likely have to change the way that things are done. Jay: Yeah, I know people and I’ve tried to start doing this in my own life where they only check their email at a certain time of day. They have an email check time. And their point is that they never get an email that has to be responded to immediately. If somebody has an immediate concern, they’ll call. They’ll do something else. And so they literally do not look at their email. I have my email up all the time. I’m going to be totally honest. And when one pops up, I will leave whatever else I’m doing. And I will respond to that email. And I know that this is an issue for me because then afterwards I’m like “now, what was I working on?” Because if I was typing something up, now I’ve lost my train of thought. And so I know that I’m hurting my productivity, David. But I still do it anyway, because I’m such a creature of habit. And I also have FOMO, the fear of missing out. I have FOMO so bad that I’m not sure how to stay focused long enough to overcome it. David: It sounds a little like a shared malady. Entrepreneurial A.D.D. Jay: Yes. Yeah. David: Where, it’s always the next thing. What’s the next thing? What’s the next thing? I certainly have a tendency to share that as well. But one of the things that I do when something is a real focus project –and actually, you and I through this before we jumped on this call. I literally turned off my phone, not just silenced it, not just turned it upside down on the table. Literally turned it off. Closed out the email, shut everything down, got rid of all the other apps so that we can have this conversation. And for something like this, it makes perfect sense to do that. But if there are other projects that I feel like I need to get done, I just do the same thing. And if it’s available to you, you’re going to do it, right? If you can access that email right away. And if it is in front of you, you are going to be a lot more likely to respond to it. I do tend to check email a couple times a day. There are some times where I’ll grab my phone and I’ll do it in between. But for the most part, I’m not a complete servant to my email for the exact reason that we discussed. It’s critical to set aside time when you can stay focused. Email is a list of other people’s priorities. And so if you’ve got priorities of your own, that are important enough to you, then you’ll start to do that. At least for me, that’s what I did. You know, another thing that helps me stay focused… actually, let’s start with this. One of the things that really distracts me from focus is input. So things like whatever, email, videos, social media, all of that is input. Most of us get paid, not for our input, but for our output. What is it that we’re doing? What are we actually putting out into the world? If you recognize that input is generally not dollar work and output is dollar work. It becomes easier to say, okay, no more input for now. I’m going to stay focused the next two hours on output. And that means shutting down social media, maybe turning off the phone or silencing it. Shutting down the email and then just focusing on the output. If you just think in terms of input and output, you can really start to make a big difference in terms of the focus hours you’re able to put in during any given day. Jay: I really like that. Kind of maybe having a balance scale in your mind. Am I spending more time with the input or the output? How much more could I accomplish in my job? How much more proficient could I be if I stay focused on that output? I have to tell you, while we’ve been talking, a text has come in and it’s up in the top left corner of all my screens. I haven’t looked at it. But It’s there. And I know it’s there. And it is so hard for me, David, to not look over at that while we’re… And so I forgot to put my computer in do not disturb mode. And so now it’s sitting there and I’m like, you know, “what if I just peek over?” But there’s no way that any text that I have coming over is going to be more important than what we’re talking about right now. So I’m going to exercise self-control and I’m… David: You’re doing great. Jay: …going to keep the discussion. Yeah. David: You’re doing great. I think if something popped up in the corner of my screen, I think my eye would automatically go to it. So you’re doing very well. To nutshell it really, I think a good question for all of us to ask ourselves is how much time each day can we actually stay focused? It doesn’t have to be eight hours a day. I mean, you can probably accomplish more in one and a half to two hours of focus than you can accomplish in a full eight-hour day, if you’ve got distractions all over the place. As humans, we don’t multitask as well as machines do. You know? Like if you’ve got windows open, you’ve got 10 different things it’s cycling through as well. It’s doing the same thing that our brains do. It’s just that the computers are able to do it a lot more efficiently. Whenever we have to change channels, we have to switch from this mode to that mode, this idea to that idea, project to project, it takes a little while to get things back in gear. And that just adds to your day. It detracts from your focus and it adds hours to your day. Whereas if you can stay focused on one thing, at least long enough to get through enough of it to have accomplished something for the day, you’re going to be way ahead of if you don’t do that. Jay: Yeah, and it can be exhausting too, if you’re trying to constantly output, there may be a point of degradation of your work product. I don’t know what that point is. It’s probably different for each individual. So it may be wise to put your scheduling in blocks and say, “I am going to take 10 minutes and go on TikTok. Or get up and take a walk and talk to some coworkers or things like that.” Just to refresh your brain and get the blood flowing. I don’t think we want to send the message to somebody that no, you have to, for eight hours a day, be… David: Right. Jay: …working constantly on output. That’s probably too much for most people. David: Right. Yeah, but switching… and there’s I believe it’s called the Pomodoro Technique. You’re probably familiar with this one, where you work for 50 minutes and then you take 10 minutes and you distract yourself. Or you take a walk, you stand up, move around. If you were to do that during any given workday, it just sort of gives your brain a break. But getting back to the idea of doing many things at a time versus focusing on one thing at a time. That by itself, I think is going to give you a lot of traction. If you can just discipline yourself as much as possible. And I’m speaking to myself as well. If we can discipline ourselves as much as possible to focus on one thing, we can spend an enormous amount of time thinking about something. I mean, sometimes days or weeks, “oh, I have to do this. Oh, I have to do this. Oh, I have to do this,” thinking about this one project. And when you sit down to do it, it takes an hour or two, you know, like, wow. I probably spent three hours over the course of the last three weeks, thinking about this thing that only took an hour to do. Jay: Yeah, I forget who said it, but they said that time will fill whatever space you allot to it. And so if you give it three hours, it’s going to take three hours. If you give it one hour, you’ll probably get it done in one hour. And that’s just kind of the way that our mind works. David: Yeah, exactly. Jay: Yeah. And one other thing, one other thing, not to interrupt you, about focus. One of the things that really, really bothers me is when I’m working with somebody, whether it’s my boss or a customer or I’m the customer. and I feel like they’re not giving me their focus. Like they’re… David: Right. Jay: …checking their email. Or they’re checking their text. Or people keep coming up and interrupting them. David: Yeah. Jay: When I don’t feel like I have somebody’s focus, it completely ruins my respect for them and it makes me feel like they don’t care about me. And so I think it’s very important to understand how our focus is influencing the people around us. David: Yes. And for salespeople in particular, anybody who’s been in sales has probably been in a situation where you’ve been in a room with someone and you’re looking at them and you’re having a conversation with them. And they’re looking around the room. They’re looking at things. People are buzzing them on the phone. They’re like, “excuse me.” They’re taking the call and you’re sitting there and you’re thinking, “why am I here? Why am I doing this?” So other people’s focus or lack of focus will give you a really good idea of where you stand with them and… Jay: yeah, David: …there are probably some married people who , who struggle with this as well. I need to allocate more time and more focus to my spouse, my kids, whatever it is. This goes to the whole idea of being present, which is probably the subject of another podcast, but just being in the moment and trying to focus on what it is that we need to do. Just long enough to get it done and then identify the next thing and start on that. Jay: Yeah, and then go back. But if you’re going into a sales call, turn your phone off before you go into a sales call so that you’re not tempted to do those kind of things. Knowing what you’re about to do and what level of focus you’re going to need to do it, I think is something that I haven’t given a lot of thought, David, that’s why I’m glad we’re having the discussion right now. David: That’s great. Well, we’re going to be continuing this discussion inside the Inner Circle this week. If it’s something you’d like to ask a question about, if you got a comment about, log into our Inner Circle membership site, if you’re not already a member, go to TopSecrets.com/ic and we’ll see you inside. Jay: Yeah. And when you’re inside stay focused. David: Yeah, stay focused! Jay: That’s right. David: Thanks Jay. Are You Ready to Stay Focused and Improve Your Results? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

Are You Ready to Give an Answer? | Conspiracy of the Cross Week 4 by Faith Promise Church

Subscribe for uplifting messages: http://www.youtube.com/c/PlantationSDAChurchTV Theme: What Happened Before The Flood Will Happen Again Before Christ's Return. Are You Ready for Jesus to Come? Call to Action: Comment below and let us know what you've learned about responding to God's call today. Speaker: Pastor Ron Smith Title: Deja Vu Series: Legacy of Hope: Called to Serve, Empowered to Give Bulletin/Notes: http://bible.com/events/49669572 Date: September 26, 2026 Tags: #psdatv #Noah #flood #Jesus #Christ #wait #return #mistakes #warning #ready #preparation #prepared #fried #SecondComing #HopeMinistry For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

In this episode of Kingdom Now, Pastor Karl walks through Matthew 25:1-30, where Jesus, days before the cross, tells his disciples how to live while they wait for his return. Karl opens with a personal story about the excitement of waiting on a renovation, and how it exposed how little joyful anticipation he had for Christ's return. Building on Jesus' warning in Matthew 24 that no one knows the day or the hour, he gives two reasons to live with joyful anticipation: it motivates holy living, and it recalibrates how we see our lives and the world around us. He then explores the Parable of the Ten Virgins, explaining the stages of a Jewish wedding and how they picture Christ's return, and teaching that it's possible to look ready without actually being ready. Next, through the Parable of the Talents, Karl offers five practical observations about stewardship before making the deeper point that the most precious thing entrusted to us is the gospel itself. He closes with a challenge to be ready rather than just look ready, starting with repentance and putting sin to death. Join us in person 8:00am, 9:30am & 11:00am every Sunday morning.37193 Ave 12 #3h, Madera, CA 93636For more visit us at flipside.churchFor more podcasts visit flipsidepodcasts.transistor.fm

Need help actually getting started? Join the A-OK Hive and get things done alongside other ADHD women: https://tracyotsuka.com/hive____I've been doing this since college, and until I was diagnosed with ADHD, I just thought I was a little odd. I work better when other people are around. Not helping me, not talking to me, and definitely not asking me how it's going. I just need them there, doing their own thing.In college, I couldn't study in my quiet apartment, so I'd pack up my books and head to the noisiest floor of the library. My friends thought I was nuts. Decades later, when I had four months to write ADHD for Smart Ass Women, I ran into the same problem. I could spend an entire morning avoiding my manuscript at home, then walk into a coffee shop and write for hours.So why does the same brain struggle in one environment and work brilliantly in another?In this episode, I'm exploring why working around other people can help us get started, why silence isn't always the answer for an ADHD brain, and what we might actually be borrowing from the environment around us. I'm also sharing how this led me to create the AOK Hive, a place where we can work alongside each other and get things done.Maybe we need to stop asking why we can't make ourselves do something and start paying attention to where our brains actually work best.Send a Message: Your Name | Email | MessageExplore more from me:

Are you ready? It starts in the heart.In this session from our men's weekend at the Milwaukee Avenue Church of Christ in Lubbock, Texas, Rickie Jenkins shows that readiness is never an accident or something we're shamed into. It's a deliberate choice that starts with what we treasure and guard in our hearts (Proverbs 4:23; Luke 6:45).Using Jesus' call to count the cost in Luke 14, Rickie leads us through a spiritual audit in three parts:- Remember what we were: Joseph, Jacob, and "such were some of you" (1 Corinthians 6)- Remember who we are: Paul's "not that I have already attained," and pressing toward the mark of becoming like Christ (Philippians 3)- Remember where we're going: a heavenly citizenship and a glory that will be revealed in us (1 John 3; Romans 8; 2 Corinthians 3)"We don't go to heaven. We grow to heaven."He closes with three questions for each of us: Who am I becoming? Do I have joy in who I'm becoming? Do I really have an appetite for the glory to be revealed?Part of our "Are You Ready?" weekend series.

Are you ready for self-control?In this men's breakout session at the Milwaukee Avenue Church of Christ in Lubbock, Texas, Noah [Last Name] starts by asking the room what real men do: hunting, deep-sea fishing, working on cars, chopping wood. Then he turns to Proverbs, where the strongest man isn't the one who conquers a city but the one who rules his own spirit.This is an interactive class, and the men in the room help build out what self-control is, where we need it, and what it takes.In this session:- A man without self-control is a conquered city; a man with it is mightier than the conqueror (Proverbs 25:28; 16:32)- There's no area of life where self-control isn't needed- Self-control is productive, not just preventive: Jesus chose the cross- Self-control is about making the choice, not just making the right choice- The prerequisites: knowledge, a greater goal, practice, diligence, trust in God, and humility (1 Corinthians 9:24–27; 10:1–12)- Self-control is a choice, and self-control is submission: "Blessed are the meek"Part of our "Are You Ready?" weekend series.0:00 What do real men do?4:40 A city with broken walls (Proverbs 25:28)5:58 Better than the one who takes a city (Proverbs 16:32)8:24 Where do we need self-control?19:56 Self-control is productive, not just preventive34:36 The prerequisites of self-control42:43 Lessons from 1 Corinthians 955:03 Humility, choice, and submission

Are you ready for action?In this Sunday morning sermon at the Milwaukee Avenue Church of Christ in Lubbock, Texas, Noah Diestelkamp of the Cedar Park church opens with something we all do: playing out hypothetical scenarios in our heads that we're not actually prepared for. The danger is doing the same thing spiritually.In 1 Peter, our hope is a living hope, grounded in the resurrection of Jesus, that can't be corrupted, destroyed, or lost. And true hope changes the way we live. Like a farmer who plows and plants because he believes the rain will come, real hope moves us to act.In this sermon:- A living hope that gives us direction and motivation (1 Peter 1:3–9)- "Preparing your minds for action": girding up the mind for the work God has for us (1 Peter 1:13)- Being aware: sober-minded, watchful, and looking outside ourselves- Being equipped: called to be holy as our Father is holy, and growing into it (1 Peter 1:14–19)- Getting ready now: serving one another and working with one another (1 Peter 4:7–11)"If we wait for some big, important time in the future to take action and do what is right, we'll find it's too late. The time to prepare is now."Part of our "Are You Ready?" weekend series.

Ready to stand firm?In this men's breakout session at the Milwaukee Avenue Church of Christ in Lubbock, Texas, Rickie Jenkins opens Ephesians 6, where Paul, writing from prison, tells Christians three times to "stand."This is an interactive class. The men in the room help define conviction and courage and name the Bible's great "standers": Abraham, Moses, Nehemiah, Esther, Shadrach, Meshach, and Abednego, Jude, and Paul himself.In this session:- Standing firm requires conviction, and conviction is tested when there's a price to pay- Courage isn't fearlessness: Polycarp's "Eighty and six years I have served Him"- Knowing who we're standing against: not flesh and blood, and not each other- Getting right with God at home, in purity, and in the church- The whole armor of God, piece by piece- Hope for the future: God's promises, the power of the resurrection, and a home waiting for us- The Cheyenne Dog Soldiers and the question: will you hold your ground until everyone passes safely?Part of our "Are You Ready?" weekend series.0:00 Reading Ephesians 6:10–205:58 The wild boar experiment8:32 Standing firm requires conviction18:01 Standing firm requires courage30:26 Putting on the armor of God

Are you ready to let go?In this Sunday morning Bible class at the Milwaukee Avenue Church of Christ in Lubbock, Texas, Rickie Jenkins walks through Philippians 3, where Paul lays out a lifetime of credentials and then counts it all as loss "for the excellence of the knowledge of Christ Jesus my Lord."Paul wasn't letting go of evil things. He was letting go of good things he had held onto tightly for years, so his hands would be open to gain Christ. Rickie draws a clear line between release and resignation. Resignation gives up because there's no hope left. Release is an active choice that comes from trust.In this lesson:- Paul's "resume of resumes" and why he walked away from it (Philippians 3:4–7)- Three things we struggle to let go of: a grudge, a role we used to fill, and a promise we haven't fully accepted- "Forgetting those things which are behind": honoring the past without living there- Putting off the old man and renewing the mind (Ephesians 4, Romans 6)- Abraham, Isaac, and the question: how many Isaacs do we need to let go of? (Genesis 22)- The relay race: sometimes you have to hand off the baton to winPart of our "Are You Ready?" weekend series.

Women Veterans ROCK On The Hill - The Podcast! - We Are The Award-Winning Podcast For Today's Women On The Move. We Change Lives. We Unlock Potential. We Connect Communities. We Are America's Leading Podcast Series For Today's Most Dynamic Military Women Leaders & Their Families Too.ARE YOU READY? - September Is National Preparedness Month. Today's Episode is a Special Readiness Briefing For Our Vast Circles of Community Civic Engagement Champions. Because Readiness Begins BEFORE AN EMERGENCY Happens. Are You & Your Family Prepared For What Might Be Seasons of Uncertainty This Fall & Winter Season? We Welcome You To Today's Public Square.Check Out Today's WVR Tips With Our Podcast Co-Host, Ms. Sakinah Ali of Women Veterans ROCK! - New York City - New Ranks Media Network Team.At Women Veterans ROCK! - Our Podcast Posse is a collection of incredible contributors. We are Trusted Neighbors, Sister Friends, and Serious Agents-of-Change.Women Veterans ROCK! is the Producer of "The New Ranks Media Network." We are excited to be a part of The New York City Media Networks at the height of it's Phenomenal Season of Making Community Connections.Subscribe & Stay Connected to The Women Veterans ROCK - New Ranks Media Network and hang out with our incredible Women Veterans ROCK Podcast Posse.Women Veterans ROCK On The Hill - The Blog! It's Bold, Brave, Bona Fide. We publish trends, topics, time savers and techniques designed to improve the overall quality of life for Today's Women Veterans and Military Families On The Move.ABOUT THE HOSTDeborah Harmon-Pugh is a recognized authority on Women's Public Leadership in America. She has dedicated the past two decades to assisting women advance into positions of influence by leveraging their expertise and leadership strengths. She is the creator of proven and powerful leadership development programs that guide women to becoming leaders in Civic Leadership, Business Leadership, and Nonprofit Leadership. Professor Deborah Harmon-Pugh is the National Campaign Chair of Women Veterans ROCK; The Women Veterans Civic Leadership Institute; and The Women Veterans Public Policy Delegation To Capitol Hill. She teaches in the Graduate School of Studies at Chestnut Hill College in Pennsylvania. Professor Deborah Harmon-Pugh is a retired Military Spouse of 27 years.ABOUT THE CO-HOST Sakinah Ali is a successful media network communications professional, digital media contributor, freelancer, blogger and podcast co-host within The Women Veterans ROCK Podcast Posse.She is a quintessential New Yorker with many years of print bylines with media outlets including Huff Post. She enjoyed nearly 15 years working within Hearst Magazines at the legendary Good Housekeeping Magazine and the Good Housekeeping Institute.SUPPORT WOMEN VETERANS & SUBSCRIBE HERE TODAY!Our Website Is: ⁠⁠⁠⁠⁠⁠⁠⁠WomenVetsRock.org⁠⁠⁠⁠⁠⁠⁠FOLLOW US ON SOCIAL MEDIA⁠⁠⁠⁠⁠⁠⁠⁠Facebook: @WomenVeteransRock⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: @WomenVetsRock⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn: @WomenVeteransRock⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: @WomenVetsRock⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: @WomenVetsRock

It’s not like there’s just one method to rule your territory. But the one thing that is critical to all of it, is identifying your area. Identifying your territory. Focusing in on it. Making sure you become a known commodity, so people have the opportunity to choose you. David: Hi, and welcome to the podcast in today’s episode, cohost Jay McFarland, and I will be discussing the idea of ruling your territory. Welcome back, Jay. Jay: Yeah. Thank you, David. This is a really interesting topic. I’ve been excited to get to this topic, ruling your territory, being the master of your general… David: your domain Jay: …area. Yeah, of your domain. David: That was a Seinfeld episode, I think. Jay: Yeah, that’s right. However you want to say it. So many of the things that we talk about, I don’t know if they’re top of mind for business owners or for salespeople. They have so many other things going on. For them to be thinking about market share or things like that and how that can affect their business, especially over the long haul. David: Yeah. That’s why I think it’s great to discuss. Because when we are in the thick of it, we tend to forget about the fact that, whoever we are, if we’re a business owner or a salesperson, we are operating in a particular territory. And recognizing that we could be spread out, we could have a few customers. Let’s say we have two customers in one huge city, and we’ve got two customers in another huge city somewhere else. If we’re sort of spread out, but nobody else in either of those cities even know who we are, at that point we’re really not ruling our territory. And this idea sort of traces along with the idea of dominating your market, which is something that we talk about quite often. You know, what is your market? What is your territory? How do you define it? Is it defined primarily geographically that you sell primarily in your small geographic area? In your area of town? Your city? Your state? Is it nationwide? Is it with particular industries? How do you define it? Because that’s going to determine whether you are just inhabiting a territory or ruling it, dominating it. Jay: I like that question. Are you just inhabiting? Are you just there? Or are you ruling it? And I think one of the things that can be done, and I don’t see this in a lot of small businesses, is just making a list of all of your potential clients. And that should give you an idea of where you stand. And then if you know a list of who they’re using. And so, you know, your client and you know who your competitors are. I would think that that’s probably a good place to start. David: It’s a great place to start. And also thinking in terms of the other people who are like your clients who operate in a similar area, either in a similar geographic area or a similar demographic, however, you’re defining your territory. Also, when I use words like ruling and dominating, I don’t want them to sound as intimidating as some people interpret them to be. What I mean is that you’re essentially staking your claim. You’re saying, okay, look, this is an area where I want to do well. I want to excel. I want to be known. I want people to know me and I want to know other people in this particular market. They’re not all going to do business with me. I recognize that, but I want to make sure that all of the people who could potentially use my products and services at least know that I exist so that they could consider me if it makes sense for us to work together. Jay: Yeah. I think that’s really important. I think a lot of times people think about, well, I go in and I get the sale and if I don’t get the sale, well, then I’m done with that customer. But if you make it more of I’m going to go in and get a relationship, instead of a sale. If you get the sale, that’s great. But if you don’t, what happens when the customer they’re using falls down? David: Right. Jay: When the customer they’re using makes a mistake or goes out of business. If you already have that relationship, well now you are going to be the first call, right? So that relationship, I think, is so important. David: Yeah, I agree. And I think for most salespeople, the idea of relationship, it’s always a great talking point. Not always as well practiced as it should be. But it’s absolutely true. If we’re establishing relationships, that’s going to be great. And as many relationships as possible and as makes sense in a particular area. So let’s say somebody’s focused on selling to a niche industry, a niche industry, however you want to pronounce it. And you’re selling to the tech industry. You want to make sure that you’re interacting with as many tech people as possible within the market or territory that you’ve identified so that they have the opportunity to potentially talk about you. Oh, do you know Jay? Oh yeah. I know Jay! Right? Because if that happens, then you can start to develop a little bit of buzz. You can start to get more referrals. And when you become better known in a market, it just becomes a whole lot easier to dominate, you know, to actually score in that territory because they talk to somebody else, “oh yeah, I know them. I use them.” And when that happens enough, when they have enough of those conversations, they’re going to be a lot more likely to use you than if nobody else has any idea who you are. Jay: Yeah, in that first blush cold call. Is this a reason to like go to Chamber of Commerce meetings, and get involved in those types of organizations? David: It could be… Jay: …to help build those relationships. David: It could be. I think they definitely require investigation. Because some of them are great and some of them are terrible. And I know a lot of people who have gone to Chamber of Commerce functions and you go back week after week and it’s the same people and everybody’s trying to sell and nobody’s trying to buy. But I think that also goes to the strategy. Because if it’s the same people coming each week, then you want to at least build relationships with them and find out who in their organizations could actually potentially buy from you. As opposed to “yeah, I don’t do that.” And we’re just going to stand around and eat food and drink drinks and not get anything accomplished business-wise. That can happen. So I think it’s a good idea to say, okay, how far can I take those relationships? If they can refer me to the people in their organization who either could use help regarding what I do. Or if they could introduce me to somebody else that they know who could potentially use that sort of help, then you can get some sort of viral effects going. Jay: Yeah, I like that. I know you’ve also talked in the past about sending something to everybody who may be a potential customer. If you’re in the merchandising or print-on-demand business, sending them something with their logo or something like that, just so they’ve seen your name a couple of times. That can be a good start as well. Correct? David: It can, and when you’re doing something like that, some people say, “well, I don’t want to spend the money to do that.” But when you realize that your time is worth at least as much as anything that you might be sending to someone, it can really change your perspective. Some people are like, “well, I don’t want to spend 10 bucks and send somebody a promotional gift.” And you say, “Okay, well, are you going to spend three months of your life trying to figure out if this person is a good prospect for you?” What’s that worth? It’s worth a whole lot more than 10 bucks, probably. And so, if you can utilize something like that to get their attention, to get them engaged in conversation sooner, and to get them qualified in or out faster, it becomes worth a high multiple of whatever it is you would pay to send that out in the first place. Jay: Well, and also maybe you don’t send it to every potential customer. David: Right. Jay: Maybe you send out 10 a month, you know, five a month, whatever you can budget and just have that as part of your plan. So you don’t have to write this huge check that you can’t afford right up front. David: The other thing that something like that does, is it forces you to think about who it is that you’re reaching. Because you’re not going to want to do that with just anyone. And that’s actually a good thing. Because it forces you to think, okay, this is a large company. This is a person who probably makes the buying decisions here. This is somebody who’s worth a $10 investment to even have a conversation and get them qualified in or out. So I think it does a lot of good things in that regard. Jay: Yeah, I, love that idea. What else can I do as a business owner to focus on mastering the market? David: Well, I think if you really look at where you are currently spending your time, again, is it geographic? Is it within a particular industry? Are you spread out all over or do you have a nice, tightly concentrated group of clients in a particular area? If you do then to be able to spread out from there is easier. You can spread out closer to home, essentially, closer to where you’re already dominating. If you automatically jump to a new area, a new pond, you know, you want to be a big fish in a small pond or whatever. If you’re jumping from pond to pond, you’re not going to get the traction you’re probably looking for. So if you are established in a particular area, get as much business there as possible and then work to slowly spread out as close to that area as possible. If you are known in a number of different areas and you don’t have your business sort of consolidated, then explore which of those seems like the best opportunity for you. If you’re operating in a number of different industries, for example. So if you’re dealing with manufacturing companies and you’re dealing with non-profits. Okay, which one seems more receptive to my message? And then how can I work on cultivating and developing new clients within that particular one? And if you find out one’s working better than another, focus on that one and focus less on the one that’s not. So I think a lot of it is just about building from where you are and growing things from where you are. And once again, it’s the idea if you’re taking dots all over the place and I’m here and I’m here and I’m here, it’s going to be a lot harder than if you’re really building a core anywhere. So if you are in a number of places now, you can start building a core of business around the areas that you have. Again, whether it’s an industry or a geographic area, that’s going to allow you to start to dominate your area or mark your territory a lot better. Jay: Mmm. I think, again, this is such an important conversation, because like when I go on Google AdWords, the first option it gives me is do I want to advertise to the whole United States? And I’m like, well, yeah, that’s cool. I’d like the whole United States to use my product. But can you master that market? Can you get it to where a good portion of that market can know your name and who you are? The odds are probably not. But if you zero it down to your zip code or your general area, if that’s your type of product, then start there. Master that market and then expand. That’s one of the beauties of at least the online marketing tools that we have. We can be so specific. Maybe your market is not geographic. Maybe it’s age. Maybe… David: Right. Jay: …it’s profession. Maybe it’s something else. And these tools allow us to zero in on that. It’s so amazing. David: Yeah. And when you think about the idea of marketing to everyone, let’s say you start out a campaign. It could be Facebook, could be Google ads. Let’s say you’ve done some wide targeting where you’ve targeted the whole country or something like that. You can actually get a lot of good data from that as well. You could look at what are the leads that I got? Which leads were most valuable to me? And what do they have in common? And you may notice that they are, Hey, the bulk of these came from certain states. So then I might want to focus on those states. So it can work both ways. You can start in a particular area and spread out from there. You can test a lot of different areas and then hone in on the ones that are most responsive to you. Either of them will work. So it’s not like, well, there’s one way to do all this stuff. But the one thing that is critical to all of it, is identifying your area—identifying your territory. Focusing in on it and making sure that you become a known commodity in that area. So that people have the opportunity to choose you. Jay: Yeah. And take advantage of the analytics that come along with that type of digital advertising. You can learn some tremendous, tremendous things about who came to your site. What type of person actually closed the sale? The tools that we have at our fingertips are amazing, but I think people feel intimidated sometimes by them. So if you are, find somebody who can help you to interpret that data. Because if you can really identify your ideal customer, wow, can that help you in that sales funnel. David: Right. And if you’ve been in business for any length of time, you know the types of customers that you like. You know enough about them to be able to probably target a lookalike audience, as they refer to it in social media marketing terms, and test it out. See what works for you. But just make sure that you’re focused on one particular area, one particular market. You want to be the big fish in the small pond. And then, as you continue to grow, your pond gets bigger. And then you’re a big fish in a bigger pond. It just works. Jay: I love that mentality. Because everybody who starts a business wants to be a global, you know, dominating… David: Phenomenon! Jay: That’s right! From day one, you know, go on Shark Tank, or whatever, and be this unbelievable deal. But it’s just not very likely. You probably won’t be able to care for your customers the way that you need to. And it may overwhelm you. I mean, you may get so much business that you can’t handle it. And then that turns into a bunch of bad reviews and you’re wiped out, even though you had a great product. So kind of this slow, methodical process I think, David, is really important to talk about. David: yeah, I had a situation years ago. We did some postcard deck advertising. This was probably back in the nineties. Where there was this company that would send out a packet of physical postcards that would have different businesses in them. And they talked to me about this for a really long time. And I finally said, okay, I’m going to do this. And it was not inexpensive. It cost a lot of money. And they said, it’s going out to, I don’t know, it’s like a hundred, some thousand marketing directors and companies across the country. And I thought, okay, well, this should be good. And it was. They sent out the mailing and we got like 800 leads in a matter of a couple of weeks. We didn’t have the staff for it. We didn’t have the ability to keep up with it. We got some business out of it. It way more than paid for itself. But there are probably 750 people who didn’t hear from us because we just couldn’t keep up with it. So I think there’s a definite advantage to focusing on your small pond, growing that as much as possible so that you can establish some relationships that will allow you to grow further. Jay: I love it. Such great feedback. What a great story. How do people find out more? David: Okay, well, if you’re already an Inner Circle member log into the site, we’ll be discussing this topic all this week. If you’re not just, go to TopSecrets.com/ic for Inner Circle, that’s TopSecrets.com/ic and join the conversation. You can join for a month. You can join for a lifetime. If it makes sense for you, stick with it. If not say, Hey, this doesn’t work for me. But if you’re really serious about growing your business proactively, if you’re serious about identifying the markets that you want to reach and dominate and create an impression with, then I think this should be a no brainer for you. Jay: Yeah, I absolutely love it. David, thank you so much for your time. David: Thank you, Jay. Are You Ready to Start Ruling Your Territory? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.

637- World Changing Events are Occurring Now. Are You Ready? – Joanie and Jon Stahl Right click to Download  

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Jenny Dietsch was the kid with papers flying out of her backpack, missing shoes, forgotten assignments, and parents asking, why can't you just get it together?Today, she runs a seven-figure professional organizing company. And weirdly enough, that makes perfect sense.Jenny is a certified professional organizer and the founder of Getting It Done Organizing, a seven-figure home organizing and move management company in Dallas.She was diagnosed with ADHD in her 40s after two of her three kids were diagnosed first. Suddenly, a lot of her own life made sense too. Her doctor saw the irony right away: Jenny had spent years building the systems she needed to function, then built an entire business around helping other people do the same.Then the business scaled, and some of the chaos she thought she had left behind came right back with it.In this episode, Jenny and Tracy talk about why structure can create more freedom for an ADHD brain, what happened when Jenny's growing business became too chaotic even for her, and how she rebuilt it using repeatable systems, workflows, and routines.If your life looks like chaos from the inside, this one is about what can change when you stop fighting your brain and start building around the way it actually works.Resources:  Website: https://gettingitdoneorganizing.com Instagram: https://www.instagram.com/gettingitdoneorganizing LinkedIn: https://www.linkedin.com/company/getting-it-done-organizing Facebook: https://www.facebook.com/gettingitdoneorganizing Send a Message: Your Name | Email | Message Explore more from me:

If your identity is still wrapped around the worst moment of your life, you're carrying something you were never meant to carry.J. Randall Gladden built a life most men would call a win. Then he watched nearly everything visible get stripped away, and had to find out who he was underneath it. This conversation is about what's left of a man's identity when the business, the reputation, and the evidence of success are all gone, and where Randy found solid ground instead.J. Randall Gladden is a strategic advisor, author, and thought leader who works with leaders navigating consequential decisions, emerging opportunities, and complex challenges. Beyond his advisory work is a deeply personal passion, helping people discover who God created them to be. That passion is expressed through God Powered and Young Warriors.CHAPTERS0:00 The Hook: Are You Still Defined By Your Worst Moment1:55 Expectation: What You Tell Yourself Becomes What You Believe4:50 Losing Everything: Working Two Jobs Just to Survive6:31 Gideon in the Wine Press: Called Before You Feel Ready9:01 The Lowest Point: I Didn't See How We'd Survive10:06 Why God Leads You Into the Wilderness17:26 The Darkest Moment Is When He Gets Glorified22:04 Elijah and Elisha: Don't Quit Before the Promise23:38 63 Years Old and More Excited Than Ever30:43 Delegated Presence: What It Means to Carry God's Image44:17 Two Truths After the Pain53:49 Free Resources and the Final Charge: Strengthen Yourself in the LordRandy's book, Delegated Presence, and more of his teaching: https://www.god-powered.com/Videos--EbooksHis YouTube channel: https://www.youtube.com/@jrandallgladdenComment INHERITANCE below and let us know what stood out to you.Grab a copy of my book, Are You Ready? A Practical Battle Plan for Christian Men: https://a.co/d/07RxCWAcThis episode touches a real season of loss and crisis. If it hits you, find a Celebrate Recovery group near you at crlocator.com. In Pensacola, we meet Tuesdays 6 to 8 PM at Momentum Church.Search The Intentional Guy Podcast on Apple Podcasts, Spotify, Deezer, Amazon Music, and iHeartRadio.#TheIntentionalGuy #MensMinistry #CelebrateRecovery #ChristianMen #FaithBasedPodcastAnd until next time, just keep being intentional.Ep. 141

Most job candidates think they're ready for their interview. They've researched the company. They've reviewed the job description. They've practiced a few answers. Maybe they've even asked ChatGPT, or the better version, ANDY AI, to throw a few interview questions their way. But interview readiness isn't about checking a few boxes. It's about knowing whether every part of your interview is ready to convince the employer you're the right person for the job. That's why I created the Interview Readiness Scorecard. It helps you evaluate the nine areas that can determine whether your interview moves you closer to a job offer, including: ·       Position alignment. ·       Your introduction. ·       Walking through your resume. ·       Your power story. ·       Behavioral questions and offshoots. ·       The questions you ask. ·       Your communication. ·       Your overall performance. ·       Interview logistics. Before you listen this week's podcast, download your free copy of the scorecard.

Let Bridget know how you liked the episode! Are You Ready?If you died today, would you go to Heaven?This episode isn't sugar-coated. It's a call to examine our faith, our fruit, our surrender, and the way we're actually living when nobody is watching.Salvation is the beginning—not the finish line.Jesus is coming. Are you ready?Scriptures mentioned: Romans 3:23 Romans 5:8–9 Romans 6:23 Romans 8:1 Romans 10:9 John 8:24  Ephesians 2:8–9 John 15:4–6 James 5:19–20 John 10:28–29 Hebrews 3:12 Hebrews 10:26 Matthew 13 Revelation 3:16 Matthew 24:4Matthew 24:13Matthew 26:41 John 8:31 Revelation 2–3 Support the showRoyalty Free Music from Tunetank.comTrack: Get Up by RocknStockhttps://tunetank.com/track/5657-get-up/

SPONSOR: -- The "Are You Ready?" Tour is HERE !!! -- Comedy! Music! Live Games! Special Guests! It's all COMING to a City NEAR YOU!!! GET TICKETS & MORE INFO HERE: https://rickburgessshow.com/live-tour/ We are fresh off the first stop of the "Are You Ready?" Tour with plenty of stories and three more cities to go! We recap all the hilarious hits, misses, and laughs that happened in Montgomery last weekend! See you this Friday in Hattiesburg, Mississippi! The weekend also brought plenty of pro and college football action. Texas has a huge comeback win against Ohio State. Oregon gets upset by Oklahoma State. Cosmo the Cougar needs to check the location of his tail. Coach Deion Sanders speaks in tongues after Colorado wins. The NFL saw big wins and big injuries. In politics, Mamdani and AOC are seen giggling with each other while the names of 9/11 victims are being read. A man waving a Palestinian flag runs onto the field during the Mets-Yankees game. Charlie Kirk's statue at TPUSA headquarters was vandalized. We break it all down. ► Find more at http://www.RickBurgessShow.comSee omnystudio.com/listener for privacy information.

Episode 469: There's a pep in Dallas' step today, courtesy of The Law Dog, Lawrence Butler's walk-off bomb that gave the A's their third consecutive series victory. Jared starts the conversation on the forever war the New York Yankees and New York Mets will find themselves in over Juan Soto. Internet discourse surrounding Soto during their series engulfed Baseball Twitter and potentially started another fire in a New York dugout. Aaron Judge's comments on his “ace” Cam Schlittler's MVP case get JayHay and the group thinking about who is in the lead for AL MVP. Has Yordan Alvarez locked up the award, or must he vault back into Triple Crown status to capture it? Stay tapped in for conversations about Fernando Tatis Jr., Vladimir Guerrero Jr. breaking his streak, and what one last Justin Verlander start could look like. Trade $20 Get $20 - ⁠https://app.kalshi.com/1r91/BID⁠ 00:00:00 – The Law Dog 00:12:21 – Mets vs. Yankees | The Battle for Juan Soto 00:31:05 – Who Is the AL MVP? 00:57:44 – Vladdy Jr. Finally Homers at Home | Fernando Tatis Jr.'s Brilliance 01:05:11 – Padres Overtake Diamondbacks | Diamondbacks Fall-Off or Padres Ascension? 01:14:45 – The Guardians Update from JayHay | Who Is the AL ROY? 01:21:19 – Award-Winning Nugs 01:26:49 – Tigers Hoping for One More Verlander Start 01:33:40 – Are You Ready for the Regular Season to Be Over? 01:43:52 – Final Thoughts NEW BID MERCH IS HERE: https://www.baseballisdead.com Sign Up For Our Patreon for more Baseball Is Dead Content! https://www.patreon.com/cw/BaseballisDead Don't sleep on @ultrapouches. New customers get 15% Off with code BID at takeultra.com! #UltraPouches   Download Cash App Today: https://cash.app/ #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

I used to think I was a good husband. I showed up, I paid the bills, I never cheated, I never yelled. By every measure I'd been handed, I was fine. My wife would tell you different. She would tell you she was lonely in a house with me in it.Two years ago a job loss knocked something loose in me, and going quiet turned into hours in the garage, a pipe in my hand and the TV loud enough that I didn't have to hear my own thoughts. I wasn't gone. I was just not there. This week I talk about what it actually took to walk back through that door, the friends who wouldn't let me sit in that garage in peace, and the childhood wound underneath all of it that I thought I had already dealt with.Adam heard God ask him one question in the garden. Not what did you do. Just where are you. He's still asking that question. Not to condemn you. To find you.Scripture: Ephesians 5:25 and 1 Peter 3:7.This is a companion piece to my conversation with Mark Osborne of The Valiant Forge, Ep. 139, which airs the day before this one.Drop the word GARAGE in the comments so I know you were here today.If this one hit close to home, your own hiding or somebody else's, you do not have to sit with that alone. Celebrate Recovery has groups all over the country. Find one near you at crlocator.com. If you are in crisis right now, call or text 988.If you want a practical next step for actually walking this out, "Are You Ready? A Practical Battle Plan for Christian Men" is built for exactly that.Let's get coffee. Let me be your brother. Let me walk beside you. And until next time, keep being intentional.#ChristianMen #Marriage #Faith #EmotionalHealth #RecoverySubscribe: http://youtube.com/@intentionalguyNewsletter: http://intentionalguy.riverside.com/newsletterWant to be a guest: http://cal.com/michael-chestnut-hfbot2/podcastEp. 140: I Was the Emotionally Unavailable Husband

You don't need a Bloomberg terminal, a private jet, or a research team to invest alongside the world's most famous hedge fund managers… you just need to know where to look. Today, Nicole breaks down five real ways everyday investors can piggyback on billionaire money managers like Bill Ackman, David Einhorn, and Warren Buffett, from closed-end funds and copycat ETFs to buying the "tollbooth" instead of the cars driving through it. Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:15 Piggyback on a Billionaire's Portfolio 00:33 Option 1: Buy a Closed-End Fund Like Ackman's PSUS 01:33 Why PSUS Trades at a Discount to NAV0 2:25 Option 2: Buy the Manager, Not the Fund 03:04 Option 3: The Insurance Float Trick (Einhorn's GLRE) 03:45 Option 4: Buy Berkshire Hathaway 04:31 Option 5: Copycat ETFs Like GURU 05:12 Which Option Is Right for You? 05:31 Confusing a Great Investor With a Great Investment 05:54 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Dr. Ann Bennett has spent more than 20 years studying what helps people learn, adapt, and thrive. So when she decided to look at what ADHD podcasts were actually doing for women, she was not expecting the results to be THIS strong.Dr. Bennett leads Applied Research & Evaluation at Understood.org and identifies as disabled, autistic, and AuDHD. In a first-of-its-kind study with Torrens University Australia, she and her research partner looked at how podcasts hosted by and for women with ADHD affect self-perception, health literacy, relationships, and hope for the future.What they found was bigger than “podcasts are helpful.”Women were moving from “something is wrong with me” to “I am a woman with ADHD, and I can navigate this.” About 85 to 86 percent reported a stronger sense of hope for their future, and the benefits showed up across every dimension of thriving the researchers measured.In this episode, Tracy and Ann talk about why lived experience matters as much as credentials, why being talked with feels different from being talked at, what clinicians could learn from podcasts, and why hearing another woman say “me too” can genuinely change the way you see yourself.Resources:Website: https://www.understood.org/en/people/ann-m-bennettLinkedIn: https://www.linkedin.com/in/dr-annbennettTEDx Talk: https://www.youtube.com/watch?reload=9&v=noZM8CRmrBoPodcast Study: https://www.understood.org/en/research-and-surveys/the-power-of-podcasts-how-podcasts-are-supporting-women-with-adhdSend a Message: Your Name | Email | Message Explore more from me:

Fixed and saved. Here's the redo, episode number and title as the last line like we settled on with Brett's:Mark Osborne hosts The Valiant Forge, a podcast for Christian men, and long before he built that platform he watched his own father go from alcoholism to a faith that broke the pattern in their family.We talk about what that turnaround taught him, and about a season years later that looked like total success from the outside while he was quietly drifting from God underneath it, and how close it came to costing him his marriage. Mark's take is that you almost never make it through a real battle without scars, and that those scars are proof you're still standing, not proof you failed.Drop the word SCARS in the comments so I know you were here today.If anything here stirred something in you, your own dad, your own kids watching you right now, you do not have to carry that by yourself. Celebrate Recovery has groups all over the country. Find one near you at crlocator.com. If you are in crisis right now, call or text 988.If you want a practical next step for living this out day to day, "Are You Ready? A Practical Battle Plan for Christian Men" is built for exactly that.And until next time, keep being intentional.#ChristianMen #Faith #Fatherhood #Masculinity #RecoveryMark Osborne, The Valiant Forge: https://www.thevaliantforge.com/The Valiant Forge on YouTube: https://youtube.com/@thevaliantforgeSubscribe: http://youtube.com/@intentionalguyNewsletter: http://intentionalguy.riverside.com/newsletterWant to be a guest: http://cal.com/michael-chestnut-hfbot2/podcastEp. 139: Scars Prove You're Still Standing

Mortgage rates are moving higher again, and first-time home buyers need to understand what's driving the change. Rising oil prices, renewed concerns about inflation, and fears that interest rates could stay higher for longer are pushing bond yields up, with mortgage rates following close behind.So how high could mortgage rates go? When could home buyers finally see lower interest rates? And what does all of this mean for home prices, housing affordability, and your ability to buy a home?In today's LIVE episode of The Educated HomeBuyer, we break down what's happening with mortgage rates, why oil prices and inflation matter to the housing market, and what first-time home buyers should be paying attention to before making an offer.If you're thinking about buying your first home, this episode will help you better understand the current housing market, mortgage interest rates, affordability, and how to prepare before you start shopping.✅ Are You Ready to Buy a Home?Take the “Am I Ready to Buy?” quiz:https://buyrightborrowsmart.com/quiz✅ Start Your Stress-Free Home Buying Journeyhttp://www.buyrightborrowsmart.com/startWatch This Next

Twenty years ago I went quiet with God. Not angry, just quiet. I kept showing up to church, kept saying amen, kept letting everyone believe I was fine. I wasn't.Today I talk about the kind of doubt that never gets said out loud. The kind with good manners that just sits in a man for years while he keeps doing everything right on the outside. It ties straight back into yesterday's conversation with Paul Granger, who told me something that cracked this whole thing open for me. Watch it here: https://youtu.be/LJARB2WG94QI land on one verse I cannot put down, Mark 9:24, and three things you can actually do this week if you are running on fumes and letting people believe you are fine too.If it hits you, Celebrate Recovery meets Tuesdays 6 to 8 PM at Momentum Church in Pensacola. Elsewhere, find a group at celebraterecovery.com.This one is close to the heart of "Are You Ready? A Practical Battle Plan for Christian Men," available on Amazon: https://a.co/d/05nlVfxMDrop "still" in the comments so I know you were here.Search The Intentional Guy Podcast to find us wherever you listen.0:00 Twenty years I couldn't pray1:19 Doubt with good manners2:26 What Paul Granger said to me4:01 Mark 9 and the father's prayer5:18 The cost of coming back honest6:30 Three things to do this week8:19 The challenge, and how to find usEpisode 138

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Holly Fowler was the kid who got told she was too loud, too distracted, too much. She was also a C-grade student barely passing maths and science until an academic scholarship gave her a reason to care.Then she got straight As.That same intensity now fuels Wable, the global social network Holly founded for neurodivergent people to connect across friendship, dating, work, and support. A Forbes 30 Under 30 honoree, she has since scaled the company across four continents.Diagnosed with ADHD in her early 20s, Holly can now see the clues all over her childhood, including years of school reports calling her easily distracted and distracting to others.In this episode, Holly and Tracy talk about ADHD as an entrepreneurial advantage, what rejection taught her about RSD, how she manages overthinking and constant decision-making, and what building a company has revealed about how her brain works under pressure.If you have ever been told your brain is too much for the room, this conversation explores what can happen when you build around it instead.Resources: Website: https://www.hellowable.com Instagram: https://www.instagram.com/itshollyfowlerLinkedIn: https://www.linkedin.com/in/holly-fowler-3b36b9163 Mindbridge Coaching: https://www.mindbridgecoaching.com Wable: https://www.hellowable.comSend a Message: Your Name | Email | Message Explore more from me:

Welcome back to another episode of Before the Box Score! FOOTBALL IS HERE!! ARE YOU READY?! Nate and Nathan break down the Tigers' first depth chart of the 2026 season. They discuss QB1, a revamped offensive line, rising young players, and lingering concerns at cornerback. The episode also covers the latest NCAA eligibility lawsuit and what it could mean for college football. Plus, they react to Missouri's new North End Zone project and preview the opener against Arkansas Pine Bluff. MIZ! Subscribe to Rock M+ for access to Mizzou insider info, discussion boards, special live podcasts just for subscribers, and more! You can follow members of today's show on Twitter @BurstaHurst & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@NateGEdwards⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Have a question for one of our podcasts? Leave a 5 star review with your question and that show just might answer it in an upcoming episode! Do you like Rock M Radio? Drop us a Review and be sure to subscribe to Rock M Radio on your preferred podcasting platform. Be sure to follow @RockMNation and @RockMRadio on Twitter. And if you aren't subscribed yet, please subscribe to our YouTube channel! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

An idol is not just a statue. It is anything that has power over your life, anything calling the shots. Paul Granger heard that from his spiritual father the morning we recorded this, and he bristled at it. Then he sat with it.Joseph forgotten in that prison. The disciples demanding the storm stop while Jesus slept. The difference between a good Christian and a good Christ follower. And the toe nudge forward, because the step does not have to be big.Scripture: Matthew 8:26, Mark 9:24, Matthew 7:13 and 14, Proverbs 3:5 and 6.CHAPTERS00:00 Just Take the Toe Nudge Forward01:48 Five Listeners, a Book, and What Paul Said to Me06:51 What Everybody Else's God Story Does to You10:00 Eight Years, No Paycheck, and a Prison Like Joseph's14:50 God, I Don't Actually Have Confidence in You20:00 I Don't Have to Protect God From My Story22:12 God, That Was a Softball Moment25:33 He Napped Through the Storm. They Demanded It Stop.31:09 A Good Christian or a Good Christ Follower39:00 The Narrow Gate and the Idol He Wouldn't Call an Idol45:17 Trying to Be Perfect So God Is Proud of Me53:19 Something in the Froth, and Where to Find PaulWHERE TO FIND PAULEverything in one place: https://www.wheredidyouseegod.comPodcast: https://www.wheredidyouseegod.com/podcastApple Podcasts: https://podcasts.apple.com/us/podcast/where-did-you-see-god/id1438136557His books: https://amazon.com/author/paulgrangerHis newest is Something in the Froth, his first with Morgan James. He also mentioned Rejecting Hope No Longer.THE INTENTIONAL GUY PODCASTYouTube: https://youtube.com/@intentionalguyNewsletter: https://intentionalguy.riverside.com/newsletterBe a guest: https://cal.com/michael-chestnut-hfbot2/podcastMY BOOKSAre You Ready? A Practical Battle Plan for Christian Men: https://a.co/d/02cBh6uYExposed: https://www.amazon.com/Exposed-Secret-Divorce-Journey-Restoration/dp/B09PHJS848More Than A Picture: https://www.amazon.com/More-Than-Picture-Restored-Free/dp/B0CCCMZHD3All of them: https://www.amazon.com/Michael-Chestnut/e/B09P9ND6MVIF THIS ONE HIT SOMETHINGFind a Celebrate Recovery group near you: https://crlocator.comIn crisis, call or text 988, any hour.If you are ready to stop white knuckling it, "Are You Ready?" is the plan. Link above.Drop the word STEP in the comments so I know you were here.Search The Intentional Guy Podcast to find us wherever you listen.Ep. 137

You know Codie Sanchez as the woman who made buying a laundromat sound cooler than launching a startup. Today, she's back to talk about her new book, Own or Be Owned, and why so many founders are secretly addicted to their own businesses. Codie explains why being "the hero" of your company is a trap (she compares it to heroin), the 12 owner archetypes she discovered after surveying 15,000 business owners, and why the goal isn't to work harder, it's to become unnecessary. She also gets real about the parts of founder life nobody talks about: the years she put her personal life on hold chasing a revenue number, the fear of telling her team she was pregnant, and why she now believes "later" almost never actually comes. Get Codie's book Own or Be Owned Find boring businesses to buy on BizScout.com What we cover 00:00 Are You Ready for Some Money Rehab? 01:33 How to Buy a Laundromat: Cost, Margins, and Failure Rates 14:29 The Thesis Behind Own or Be Owned, and the 12 Owner Archetypes 20:40 Why Being "The Hero" Feels Like Heroin 25:03 Founder Mode vs. Owner Mode 31:03 Stepping Away From the Business She Built 39:12 Pregnancy, Business, and Life as a Founder 43:16 How Codie Invests and Manages Her Own Money 46:48 Boring Business Grades: A Through F, and What to Skip in 2026 All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Start investing investing at SoFi.com/MNN Private Wealth Collective Nicole's boutique wealth management practice for people who want more than a robo-advisor and less than a hedge fund minimum. Real strategy, real relationship. https://privatewealthcollective.com The Money School Nicole's $149 investing course that actually breaks down stocks, ETFs, crypto, and building a real portfolio, no jargon, no judgment, lifetime access. https://themoneyschool.com ----------------------- Find other exclusive content at— Instagram: @moneynews TikTok: @moneynewsnetwork Website: https://moneynewsnetwork.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Being punished was easy for me. Accepting grace was almost impossible. I spent years believing grace was the opposite of being a man. Then Brett Knight said something on this show that changed how I see it.In this episode: why men either reject grace as weak or hide behind it as an excuse, what years of self punishment cost me before I got healed, and what changed it.My grace is sufficient for thee, for my strength is made perfect in weakness. Second Corinthians 12:9.Drop the word STRONG in the comments if you're going to say the real thing to one man this week. I read every one.If this hit close, "Are You Ready? A Practical Battle Plan for Christian Men" is on Amazon.Companion episode: Brett Knight, criminal defense attorney and pastor, on why punishment and grace were never the same thing. [add Ep. 135 link once it airs]If this is you right now, don't sit in it alone. Find a Celebrate Recovery group near you. In crisis, call or text 988.New episodes every week. Guest interviews Wednesday, solo Thursday. Search The Intentional Guy Podcast.Subscribe: http://youtube.com/@intentionalguyNewsletter: http://intentionalguy.riverside.com/newsletterWant to be a guest: http://cal.com/michael-chestnut-hfbot2/podcastLet's get coffee. Let me be your brother. Let me walk beside you. Until next time, keep being intentional.#ChristianMen #Grace #Masculinity #PornRecovery #CelebrateRecovery #ChristianPodcast #FaithAndFamily #IntentionalLiving #MensMentalHealth #Accountability

Kate has good money habits. She's saving, she's investing, she's automated her high-yield savings account. So why does she still feel like she's behind? Today, Nicole sits down with a Money Rehab listener for a real-life financial intervention, digging into the exact questions so many 20-somethings are quietly Googling at 1am. Kate walks Nicole through her real numbers: what she earns, what she spends, and how she's splitting money between a Roth IRA, a brokerage account, and student loan payments. Nicole breaks down the actual mechanics she never learned, like why you need cash in the account before you can buy anything, how to think about a Roth versus a brokerage account, and whether it's smart to max out one before touching the other. They also get into the emotional side of money: the guilt Kate feels every time she spends, why her financial goals always seem to move further away the more she achieves, and how giving herself a real number for guilt-free spending changes everything. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Kate: 00:00 Are You Ready for Some Money Rehab? 02:28 Meet Kate: Her Money Goals 03:53 From Ice Cream Shop Paychecks to a 9-5 04:39 Breaking Down Kate's Budget 05:54 The High-Yield Savings Account Strategy 07:11 Using a HYSA as a "Don't Touch This" Account 08:01 Roth vs. Brokerage: Kate's Investing Confusion 09:25 Why No One Teaches You How to Actually Buy 11:06 Roth vs. Brokerage, Explained 13:28 Should You Max Out Your Roth First? 15:09 Why Kate Sticks to Index Funds 17:15 The Tax Truth About Brokerage Accounts 20:07 What Financial Freedom Actually Means to Kate 21:19 The Guilt Spiral of Spending 22:28 Why Sticking to the Plan Is the Hard Part 22:52 How Kate's Childhood Shaped Her Money Mindset 23:52 The Moving Goalpost Problem 25:25 Building (and Sticking to) a Budget 28:30 Solving Spending Guilt With a "Fun Money" Number 29:51 Where Kate Keeps Her Savings 31:05 Kate's 5 and 10 Year Money Goals 32:36 Is Money a Never-Ending Game? 34:41 How Kate Started Investing With Just $20 36:45 Nicole's Game Plan for Kate 45:05 Tip You Can Take Straight to the Bank Get started with a SoFi high yield savings account: SoFi.com/MNNBank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Tessa MacKay can spend hundreds of hours on a single painting. Her photorealistic work can look almost indistinguishable from a photograph, but for Tessa, that precision became more than technique. It became a way to work with her ADHD, dyslexia, and the way her brain processes the world.An Australian oil painter diagnosed with inattentive ADHD at 18, Tessa built a career around the kind of detail and focus that once helped her make sense of the world. But success also brought her face-to-face with the art world's complicated relationship with photorealism, forcing her to question how she thought, learned, and defended her own work.In this episode, Tracy and Tessa talk about what happened when she decided to retrain her brain, why painting could feel easier than everyday life, and how her latest project, Social Realism, turns forgotten Facebook photos into art.If you have ever wondered how someone can do something extraordinarily difficult while struggling with things that seem simple, this conversation goes there.Resources: Website: https://www.tessamackay.com Instagram: https://www.instagram.com/tessamackayart LinkedIn: https://www.linkedin.com/in/tessa-mackay-8a7121289 Facebook: https://www.facebook.com/tessamackayart Arrowsmith Program: https://arrowsmith.ca https://thetrailblazersbook.com Trailblazers by Howard Eaton - https://www.amazon.com/Trailblazers-Spearheading-Educational-Australian-Difficulties/dp/1779414250  The Woman Who Changed Her Brain by Barbara Arrowsmith-Young - https://www.amazon.com/Woman-Who-Changed-Brain-Transformation/dp/1451607946  Send a Message: Your Name | Email | Message Explore more from me:

Are You Ready to Level Up? | The SUPER Challenge! Practice Twist! What's SHE Up To Now Day 3130? Supersize Challenges, AI, Mastermind...? Join us every day in 2026 for a quick challenge that is all about you Improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #supersize #lessonslearned #missedopportunities #decisionmaking #beabetteryou #personalgrowth #developskills #uncoverwhatis #giving #coaching #scaling #supersizechallenges #howcanIhelp #contribution #AI #coaching #exhausted #burnout #skoolcommunity #community #spirit #communityspirit #spiritualfilter #supersizechallenges #beselective #practicetwist #gratitude #negativeexperiences#negativeexperiences Master the Supersize Annual Challenge to align your professional targets with your personal growth. Learn the exact steps to scale. This guide breaks down the SUPER framework, designed for entrepreneurs who want to approach business goal setting with clarity. If you struggle to maintain momentum throughout the year, this system provides a structured way to evaluate your trajectory. We focus on integrating spirituality into your daily operations to ensure your work remains authentic to your core values. By applying the SUPER framework, you will learn how to practice brutal honesty when reviewing your performance. This objective assessment helps identify where you are actually stalling versus where you are making real progress. Whether you are participating in the You Supersize Your Business Annual Challenge or simply looking for a better way to plan your year, these principles apply to any ambitious venture. Subscribe for daily business strategy breakdowns, and comment below with one goal you are committing to for this upcoming year.

Selling Sunset isn't just a show about real estate, drama, and outfits... it's a show about money. Over the past few years, Nicole has had four cast members from the Selling Sunset universe on Money Rehab: Jason Oppenheim, Emma Hernan, Mary Bonnet, and Polly Brindle. Today, she's pulling out four moments from those conversations that she hasn't been able to stop thinking about. Jason, one of the most successful real estate brokers in LA, makes a confession you'd never expect from someone who sells homes for a living: renting often beats buying, financially speaking. Mary opens up about the ex-husband who secretly ran up six figures of debt in her name, and the exact tactic she used to rebuild her credit score from scratch. Emma explains why she's turned down millions in outside investment for her company and what she thinks is broken about "Shark Tank culture." And Polly gets brutally honest about maxing out three credit cards, borrowing from friends, and the mindset shift that turned her financial life around. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:15 Four Money Moments From the Selling Sunset Universe 00:42 Jason Oppenheim's Take: Renting Beats Buying 04:48 Mary Bonnet's Secret Debt and Financial Abuse Story 09:07 Red Flags to Watch For Before You Share Finances 12:29 Emma Hernan on Turning Down Millions in Funding 16:47 Polly Brindle: From Maxed Credit Cards to $48M in Sales 21:46 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____Have you ever tried to fix your spouse? Push a little harder, remind a little more, explain it one more time, and eventually they will just get it?Jackie Kelley did that for years. Then she realized the thing she kept trying to change was often just a brain that worked differently from hers.Jackie is a neurodivergent content creator, illustrator, children's book author, wife, mother, and founder of JK Illustrates. Diagnosed with ADHD at 30, after motherhood knocked down what she calls the “perfect house of cards” she had built around herself, she began sharing what she was learning about ADHD, marriage, and family life. Her viral “Marriage Rules” videos took off in 2024, and her book, So You Married a Human, comes out October 6.She and her husband married two weeks after she graduated, having never spent more than 72 consecutive hours together. Two very different neurodivergent brains, each convinced the other person's way was the problem, eventually built a set of rules to communicate better in the middle of conflict.In this episode, Jackie and Tracy get into “Voted Off the Island,” “No Wrong Answer,” “Do It Yourself,” and “Love This Idea for Five Minutes.” They also talk about sensory overload, defensiveness, the “little man” screaming in everyone's head, why the goal of a fight cannot be winning, and why laughter matters so much in an ADHD marriage.If you have ever quietly resented your partner for not doing something the way your brain needs it done, this one is for you.Resources: Website: https://www.stayathomejackie.com Website: https://www.jkillustrates.com Instagram: https://www.instagram.com/Stayathomejackie Tiktok: https://www.tiktok.com/@stayathomejackie Send a Message: Your Name | Email | Message Explore more from me:

Episode 931: Are You Ready for Eternity? - In this episode, Greg Fritz explores the four key questions everyone must answer to be assured of their salvation. Tune in for essential truths that can secure your eternal future and strengthen your confidence in God's promises. Download or request your FREE Study Notes for this series at https://gregfritz.org/study-notes/. Greg Fritz is on a mission to get the truth of the Good News to as many people as possible. The truth is God has a plan and a meaning for your life. You are extravagantly and deeply loved by God, and you were created for a purpose.  Receive a free CD and our newsletter: https://www.gregfritz.org/free-cd/   Follow Greg on Facebook: https://www.facebook.com/gregfritzministries/  Follow Greg on Instagram: https://www.instagram.com/gregfritzministries/ Watch more videos: https://www.gospeltruth.tv/   Learn more on YouTube: https://www.youtube.com/channel/UCrR9Rsx4h_RqYigda2PysZQ  Email us: info@gregfritz.org  Partner with us:  https://gregfritz.org/partners/ Donate: https://gregfritz.org/donate/

Divorce attorney James Sexton is back for part two of his conversation with Nicole; in part one, he talked about advice for couples getting married. Today, he's giving advice for people getting divorced. Nicole and James dig into the financial habits that sabotage marriages, the creative ways people hide money before filing, and the red flags that signal a spouse might be planning an exit. Plus, James gives simple advice on what might be the most complicated part of this process: how to tell your spouse you want a divorce. James also breaks down how alimony actually works, the best argument for keeping the house, and the negotiating tactics he uses to fight for a bigger settlement. Then things get spicy: the digital footprint mistakes blowing up divorces in real time, the unofficial "a-hole tax" judges impose on bad behavior in court, and the wild story of a $20 million divorce that almost collapsed over a toaster oven. Check out Part 1 of Nicole's conversation with James Sexton Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Follow James' work and check out his latest book Here's what Nicole covers with James: 00:00 Are You Ready for Some Money Rehab? 02:31 The Financial Habit That Complicates Every Divorce 05:01 How People Hide Money Before a Divorce 09:21 Red Flags Your Partner Might Be Planning a Divorce 11:35 What To Do If You're Thinking About Divorce 12:11 How Much Does a Divorce Actually Cost? 17:13 Mediation vs. Litigation: Which Should You Choose? 19:37 The Best Way To Ask For a Divorce 21:18 How Alimony Really Works 25:00 When the Woman Is the Breadwinner 28:29 Is Alimony About Money or Power? 29:58 The Best Argument for Keeping the House 32:11 Bunnie XO, Jelly Roll, and Who's Entitled to What 34:56 Lightning Round 38:03 The $20 Million Toaster Oven Story 39:14 The Most Expensive Emotion in Divorce 39:20 What To Never (and Always) Put in Writing 40:00 How Social Media Can Blow Up Your Divorce 42:54 The "A-hole Tax" Explained 45:31 James Sexton's Tip You Can Take Straight to the Bank

If you've been parked in SAVE plan limbo for the last two years, the waiting is over, and the letter that starts your 90-day clock is either already in your inbox or on its way. Today, Nicole breaks down what happened to SAVE, why doing nothing could send your payment from $0 to $900 overnight, and exactly what to do before that clock runs out. Nicole walks through RAP, the new Repayment Assistance Plan replacing SAVE, how it calculates your payment off your income, and the upside most people miss: your balance can't grow even if your payment doesn't cover the interest. She also covers why studentaid.gov is about to get slammed, whether you should let the government pull your income data from the IRS, and how to avoid accidentally landing in a plan that doesn't count toward forgiveness. Then, Nicole flags two things you don't want to miss: a quadrupled autopay discount worth locking in before September 30th, and a little-known Secure 2.0 rule that lets your employer match your student loan payments straight into your 401(k). If you're already in default, she also breaks down what's coming this fall as wage garnishment turns back on, and the two ways out. Finally, today's tip you can take straight to the bank: a tax-filing move married borrowers should run the numbers on before their next RAP payment is calculated. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:16 SAVE Is Officially Dead  01:29 What Happens If You Do Nothing  02:12 Check Your Real Balance (Interest Never Stopped)  02:37 Meet RAP: The New Repayment Assistance Plan  03:24 Get Ahead of the Studentaid.gov Stampede  04:40 The 401(k) Match You Didn't Know You Had  05:21 If You're in Default: What's Coming This Fall  06:35 Tip You Can Take Straight to the Bank This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor or tax professional before making any financial decisions.

Tired of ADHD strategies that don't work? Start with my this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____“Why can't I just?” was the question Clare Edwin kept coming back to.Why can't I just answer that email? Why can't I just leave the house on time? Why can't I just do the ordinary things everyone else seems to manage?Clare grew up in Nigeria, studied aeronautical engineering, earned a master's in mathematical modelling, worked as a quality engineer, and became a secondary school maths teacher. She was rated a good teacher, but behind the scenes, she was struggling. The same pile of books came home to be marked night after night and went back untouched. Eventually, the demands of teaching contributed to repeated episodes of depression, and she left the profession.While off work, Clare started making beaded bracelets on her coffee table, mostly to get herself off the sofa. That small beginning became Lollamac, the jewellery business she still runs fifteen years later.Her ADHD diagnosis did not come until 2021, after a woman in her business group described her own experience and Clare found herself mentally ticking off the same traits.If you have ever worked hard, looked capable from the outside, and still felt like you were falling short, you will recognise yourself in this one.ResourcesWebsite: https://www.lollamac.co.ukInstagram: https://www.instagram.com/lollamac_Facebook: https://www.facebook.com/lollamacSend a Message: Your Name | Email | Message Explore more from me:

Mauricio Umansky is one of the most successful luxury real estate agents in the world, selling homes for A-listers and closing massive deals. Today, he joins Nicole to break down exactly where the real estate market stands right now: why we're finally shifting out of a three-and-a-half-year transaction low, why “rentvesting” might be a move to consider in some markets, and the 10-year rule that means almost no one who buys a home ever ends up losing money on it. Then Nicole and Mauricio dig into the parts of his world reality TV can't capture: the $124 trillion wealth transfer reshaping who owns real estate next, his "playvestment" strategy for buying property purely because it makes him happy, his take on the mansion tax killing development in LA, and whether he'll ever trade real estate for a run at Mayor of Los Angeles. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Learn more about Mauricio's work and The Agency Here's what Nicole covers with Mauricio: 00:00 Are You Ready for Some Money Rehab? 03:04 Is This a Buyer's or Seller's Market? 04:10 Comparing Today's Market to Past Cycles 08:17 The 10-Year Rule According to Mauricio 09:21 Rentvesting Explained 10:35 Real Estate Returns vs. the Stock Market 11:45 Where Mauricio Would Buy Right Now 14:35 His Investment Thesis: Hospitality, Flipping, and Branded Residences 15:43 The Real Odds of Getting a Deal Done 16:56 Inside His Portfolio: Real Estate vs. Equities 17:53 Will AI Replace Real Estate Agents? 19:01 The $124 Trillion Wealth Transfer and Family Compounds 22:15 Short-Term Rentals and the 2028 LA Olympics 23:12 Would He Run for Mayor of LA? 29:56 The Mansion Tax, Explained 32:16 Reality TV: Help, Hurt, and Are the Numbers Even Real? 39:01 The Passion Project That Makes Him Zero Dollars 40:16 The Truth Behind His "$6 Billion" in Sales 46:24 Mauricio's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

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Tired of ADHD strategies that don't work? Start with this training: Stop Trying to “Fix” Your ADHD. You're Not Broken: https://programs.tracyotsuka.com/sign-up_____About one in nine adults is on a GLP-1 right now. And women with ADHD kept telling me the exact same thing after starting GLP-1 medications: they expected to lose weight, but they did not expect their brains to feel different.The brain fog lifted. The food noise got quieter. Energy felt steadier. Emotional reactions became easier to interrupt. For some, inflammation, pain, bloating, cravings, and compulsive behaviors changed too.So I brought back Dr. Kalin Johnson to tell us whether there is real science behind that or whether we are getting ahead of the evidence. Kalin is a licensed clinical pharmacist, functional medicine wellness coach, and patient advocate who runs a concierge whole-person care practice for high-achieving, high-masking neurodivergent adults. She is also queer, ADHD, autistic, and living with hypermobile Ehlers-Danlos Syndrome, and this is her fourth time on the show.In this episode, Kalin and I get into how GLP-1 receptors communicate across the gut, brain, pancreas, immune system, and vagus nerve, and why that matters for ADHD women. They also talk about food noise, brain fog, inflammation, metabolic health, emotional regulation, microdosing, side effects, muscle loss, access, and what the research still cannot tell us.ResourcesWebsite: https://www.kalinjohnson.comInstagram: https://www.instagram.com/kalinpharmdLinkedIn: https://www.linkedin.com/in/kalin-johnsonpharmdAnia Jastreboff, MD - Director of the Yale Obesity Research Center, principal investigator on many of the landmark trials for tirzepatide and retatrutide. If you watch only one thing, watch her Lincoln Center talk. https://medicine.yale.edu/profile/ania-jastreboffDr. Spencer Nadolsky - https://www.instagram.com/drnadolskyRocio Salas-Whalen MD - https://www.instagram.com/drsalaswhalenSend a Message: Your Name | Email | Message Explore more from me:

Divorce attorney James Sexton has a theory: the smartest thing you can do before you get married is think like someone whose job is ending marriages. Today, James joins Nicole for part one of a two-part conversation, sharing what you need to know before you say "I do." Make sure you're subscribed to Money Rehab so you don't miss part two in a few weeks, where they get into what you need to know before you get divorced. James unpacks why every couple needs a prenup, and shares the wildest prenup clause he's ever seen. He also gets into what actually makes fidelity and sex clauses hold up in court, and why most DIY prenups fall apart long before they're ever tested.  Then Nicole and James zoom out to the stuff that can predict divorce long before anyone hires a lawyer: the small, unsexy daily habits that keep a relationship alive, and the financial fights that are never really about the money. Plus, James explains why he thinks couples should see a divorce attorney before they get married, and as weird as it sounds… we agree. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Learn more about James Sexton and his work Here's what Nicole covers with James: 00:00 Are You Ready for Some Money Rehab? 03:13 Why James Chose Divorce Law (Not the Money) 06:06 Has Divorce Law Soured James on Romance? 08:33 James's Own Marriage, Divorce, and Dating Life Now 14:23 Why You Should Talk to a Divorce Attorney Before You Marry 15:49 The Small Habits That Keep a Relationship Alive 21:16 What Actually Ends Marriages 27:28 Should Marriage Have a Higher Bar to Entry? 29:37 Is Your Prenup Actually Enforceable? 31:38 The $10,000-a-Pound Prenup Clause: A True Story 38:03 DIY Prenups and What Not to Skip 44:54 Fidelity Clauses and Sex Clauses 49:01 Do Prenups Actually Prevent Divorce? 50:41 Why the Prenup Conversation Is Secretly Romantic 53:03 The Story of the Lemons: Why Positional Bargaining Fails 57:51 The Most Toxic Financial Fights in Relationships 58:41 What Money Can (and Can't) Buy 1:00:54 Coming Up: James's Divorce Advice in Part Two All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Today, Nicole is teaming up with U.S. Bank to unpack the state of small businesses and what entrepreneurs can do right now to get ahead.  Nicole sits down with Shruti Patel, U.S. Bank's Chief Product Officer for the Business Banking segment, to unpack the findings from the bank's fourth annual Small Business Survey and what they reveal about the state of entrepreneurship right now. Shruti breaks down why small business optimism dipped from 93% to 83% this year even as resilience holds strong, why only 3% of owners are currently considering a sale or exit, and what that signals about the massive wealth transfer coming as Boomer-aged owners hand off their businesses to the next generation over the next decade. Then the conversation turns to Gen Z founders specifically: their appetite for bold, calculated risk, and the surprising trend of delaying life milestones like marriage and family to build their businesses… a bet that, according to the data, is actually paying off in faster growth. Nicole and Shruti also get tactical: how business credit actually works (and why your personal credit score matters more than you'd think) and the real documentation lenders want to see. Plus: how small businesses are using AI to cut costs (even when the ROI math gets murky), where digital currency payments stand today, and why frictionless checkout is a bigger deal than most owners realize.    Learn more about U.S. Bank's Small Business Banking solutions at: usbank.com  Check-out the results of U.S. Bank's Small Business Survey: https://www.usbank.com/business-banking/business-resource-center/small-business-survey.html Here's what Nicole covers with Shruti: 00:00 Are You Ready for Some Money Rehab? 00:43 Meet Shruti Patel, U.S. Bank's Chief Product Officer 01:20 Inside U.S. Bank's 4th Annual Small Business Survey 02:16 Why Optimism Dropped from 93% to 83% 04:45 Why Only 3% of Owners Are Considering an Exit 05:18 The Great Wealth Transfer and Succession Planning for the Next Decade 06:31 Inside Gen Z's Bold, Calculated Approach to Risk 07:37 Delaying Marriage and Family to Build a Business 09:03 "You Can Have It All, Just Not All at Once" 11:07 How Gen Z Defines Success 12:10 The Death of the "Shark Tank" Fundraising Dream 13:45 Debt vs. Equity: Rethinking How to Finance Growth 14:17 What Banks Look for Before Approving a Loan 16:08 Do Businesses Have Their Own Credit Score? 17:38 Personal Guarantees and the Documentation You'll Need 19:06 The SBA Loan Process 19:38 How Small Businesses Are Actually Using AI to Save Money 21:16 The "Digital Target Checkout" Problem with AI Costs 22:39 Where Digital Currency and Crypto Payments Stand Today 24:15 Why Frictionless Checkout Is Everything 26:03 Inside U.S. Bank's Business Essentials Launch 29:32 U.S. Bank's Partnership with the NFL and the Financial Edge Program 33:45 Shruti Patel's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Kevin O'Leary is back on Money Rehab, and this time he's changed his tune on crypto. Nicole presses "Mr. Wonderful" on his wild reversal: from owning 27 coins to just two, why he thinks the real money is now in power infrastructure, and why the Clarity Act could break Bitcoin's price ceiling. Kevin also gets into the messy, litigious world of data centers, including the lawsuits, the death threats against his own family, and where he thinks the money trail leads. Then things get personal: his $5 million "you're not wealthy until" rule, the eye-popping story behind the $35 million outfit he wore to the Oscars, and which Shark he'd call to bail him out of jail. Of course, no Kevin O'Leary episode is complete without a fight, so Nicole and Kevin reignite their $28 sandwich debate and reach a truce… Almost. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Here's what Nicole covers with Kevin: 00:00 Are You Ready for Some Money Rehab? 01:25 Kevin O'Leary Returns (RIP Labubu) 02:05 Confessions of a "Social Media Whore" 04:33 Buying Longevity: The Ozempic Debate 07:30 Wealth, Health, and Sleep Optimization 08:45 Inside Kevin's Lawsuit Playbook 14:00 Foreign Adversaries and the Data Center Wars 15:19 Debunking the Data Center Water Myth 19:19 From 27 Coins to Just Two: Kevin's Crypto Reset 23:55 The Quantum Computing Threat to Bitcoin 26:36 Kevin's New Bitcoin Price Target 29:01 Why Power, Not Crypto, Is the Real Trade 33:07 Should You Still Buy Crypto Right Now? 34:41 The Kidnapping Risk Nobody Talks About 36:28 The Money Bag: Financial Envy 38:01 The $5 Million Rule for Feeling Wealthy 40:15 Why Kevin Refuses to Google His Net Worth 42:23 The $35 Million Oscars Outfit 49:19 Passing Down Collectibles (and the Tax Trap) 51:40 Who Bails Kevin Out of Jail? 58:56 Kill, Marry, Fire: Pelosi, Holmes, and Cathy Wood 1:03:55 Data Center Death Threats 1:04:16 Round Two: The $28 Sandwich Fight 1:10:42 Kevin O'Leary's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Bill Ackman built one of the most closely watched hedge funds on Wall Street; when he speaks, markets move. Literally. Today, he joins Nicole to break down the opportunities he's seeing in the market, which companies are in his portfolio, and what could trigger the next 2008.  Bill walks Nicole through his investing playbook, the biggest mistake new investors make, and whether we're in an AI bubble. Then, Nicole and Bill play a rapid-fire round of Bullish or Bearish where Bill gives his takes on gold, Bitcoin, Chipotle, Starbucks, T-bills, Trump, and Mamdani. Bill also gets personal about his inheritance plans for his four daughters, what he actually thinks makes someone successful in business, and whether he would run for office. Check out Nicole's financial literacy course⁠ ⁠The Money School⁠⁠  Find a Financial Advisor or Financial Coach from Nicole's company⁠ ⁠Private Wealth Collective⁠⁠  Watch video clips from the pod on⁠ ⁠Money Rehab's Instagram⁠⁠ and⁠ ⁠Nicole Lapin's Instagram⁠⁠  ⁠Follow Bill Ackman⁠ on X Learn about ⁠Pershing Square⁠ Here's what Nicole covers with Bill: 00:00 Are You Ready for Some Money Rehab? 01:14 Bill Ackman on the State of the Economy Right Now 03:00 Who Wins the AI Race: OpenAI vs. Anthropic vs. SpaceX 04:31 Why a Great Business Is Like a Bond 05:56 Is the Stock Market Too Expensive Right Now? 07:01 Where to Put Your First $1,0000 7:39 Inside Pershing Square's 12-15 Stock Portfolio 09:22 Democratizing Hedge Funds with PSUS 10:39 Buying Stocks at a Discount 11:18 Apple's Innovation Problem and Life After the iPhone 12:33 The Best Advice for New Investors 14:06 Are We in an AI Bubble? 16:46 Predicting the Future and the Next Financial Crisis 17:52 Why You Should Never Borrow Against Your Stocks 19:20 Carl Icahn's Billion-Dollar Leverage Cautionary Tale 20:16 The Worst Investing Advice He's Ever Heard 23:00 Fixing the Retirement Crisis 25:48 Bullish or Bearish: Gold, Bitcoin, Chipotle, Starbucks, Trump and Mamdani 33:30 What It's Like When Your Tweets Move Markets 35:15 Would Ackman Ever Run for Mayor of NYC? 38:01 The World He Wants for His Four Daughters (and His Inheritance Plan) 42:25 The Real Formula for Success in Business 44:21 Bill Ackman's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Comedian and creator Laura Clery built a media empire of 26 million followers, and then watched her marriage and her bank account collapse at the same time. Laura opens up about the financial wreckage of her divorce: how her ex-husband's relapse and addiction affected their financial lives, how she ended up paying two mortgages at once without fully understanding why, and the surreal moment she realized her water had been shut off. She walks Nicole through the costly mistake of choosing mediation over hiring a lawyer, why she couldn't afford the retainer when she finally needed one, and the moment her ex hacked her YouTube and Facebook accounts, deleting years of content and her entire livelihood in the process. Nicole and Laura also get into the bigger financial lessons: why Laura now insists every woman keep her own separate bank account, how watching her mother stay in a difficult marriage without financial independence shaped her own choices, and how she rebuilt. But first, Laura shares about the freak accident that almost killed her. Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Get What Doesn't Kill You Makes You Hotter If you or someone you know is struggling with the same issues Laura speaks of today, here are resources for addiction and domestic abuse Here's what Nicole covers with Laura: 00:00 Are You Ready for Some Money Rehab? 02:03 The Freak Refrigerator Accident 12:24 The Inside Job Conspiracy 14:35 Writing What Doesn't Kill You Makes You Hotter 16:12 Early Money Dynamics With Her Ex 18:31 Booking TV Commercials 21:52 Becoming Facebook's Biggest Comedy Star 23:45 Who Really Controlled the Money 25:01 The First Relapse and Years in Recovery 27:00 Catching the Infidelity 29:53 When It All Went Public 32:00 "You're Not a Victim, You're a Volunteer" 37:08 No Prenup and Two Mortgages 39:53 The Day Her Water Got Shut Off 42:27 Choosing Mediation Over a Lawyer 47:00 The Hack51:14 Post-Separation Abuse 54:47 Why She'll Never Live With a Man Again 58:37 Her Parents' Marriage and the Cost of Staying 1:01:01 Why Every Woman Needs Her Own Bank Account 1:01:51 "Mommy Has Money Again" 1:02:39 Money Fixes Money Problems, Not Everything Else 1:05:54 Reframing the Mental Block 1:09:41 Laura Clery's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.