Podcast appearances and mentions of dean barber

It's our Season 10 finale of The Guided Retirement Show, which means it's time for Chris Rett, CFP®, AIF® to join Dean Barber as the featured guest. Chris and Dean are going to review 10 questions that everyone should ask themselves before retirement. If you're planning to retire around three to five years from now, make sure to take some notes and to ask yourself these questions before retirement. Let's review the questions and then we'll explain why everyone should think about them before retirement. 10 Questions to Ask Yourself Before Retirement 10. When should I/we start Social Security? 9. What types of insurance do I need in retirement? 8. What healthcare and other unexpected costs can I expect in retirement? And how do I plan for them? 7. How do I plan for inflation and other uncertain economic changes? 6. When was the last time I reviewed my estate plan? Do I need to make changes? Are my beneficiaries up to date? 5. Am I emotionally ready to retire? How will I maintain my health in retirement? Have I considered how the transition from work to retirement will affect my mental health and sense of purpose? Do I have hobbies or interests I want to pursue? 4. How do I account for/plan for taxes in retirement? 3. How will I generate income in retirement and what is my distribution strategy? 2. What will my lifestyle be in retirement and have I saved enough money to retire? 1. What do I want my legacy to be? START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/114 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Dean Barber could talk for hours about estate planning mistakes to avoid. On Episode 113 of The Guided Retirement Show, Dean decided to cover some of the most common estate planning mistakes that he and Tim Denker of Denker Law Firm, LLC have witnessed. Tim founded Denker Law Firm, LLC in 2006 and has practiced estate planning and business law since 2003.1 Dean and Tim want you to be informed when it comes to estate planning and are going to 10 mistakes to avoid. 10 Estate Planning Mistakes to Avoid Not preparing an estate plan Not understanding the dangers of will-based trusts Improper asset titling Using free resources without understanding the details Not getting the right people involved—attorneys, CPAs, advisors Doing a disservice to your family, not yourself Knowing the difference between an IRA and 401(k) in estate terms Taking a Set-It-and-Forget It Approach with Your Estate Plan Business owners without a succession plan Not considering beneficiary-controlled trusts START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/113 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

How can you pay less taxes over your lifetime? That's a question everyone wants to know the answer to, but there isn't a one-size-fits-all answer. Everyone's financial situation is different. Along with explaining the importance of having a forward-looking tax plan as a part of your personalized financial plan, Corey Hulstein, CPA and Marty James, CPS, PFS joined Dean Barber on The Guided Retirement Show to share some tax planning tips. In this podcast interview, you'll learn: The Dynamic of the CFP® Professional and CPA Working Relationship The Difference Between Tax Preparation and Tax Planning Considerations When Creating a Distribution Strategy The Difference Between Charitable Remainder Trusts and Charitable Lead Trusts START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/112 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

At Modern Wealth Management, we enjoy guiding couples and individuals from various walks of life through the retirement planning process. Hence why we came up with the name of our podcast, The Guided Retirement Show. Many of the case studies we've reviewed in our podcasts, articles, and other content have focused on couples retirement planning. Today, Will Doty, CFP®, AIF® and Dean Barber are going to dive into a case study that geared toward all the single folks out there. Everyone's situation is unique when it comes to retirement planning, whether you're retiring single or married. Maybe you've been single for most or all your life. Or maybe you were married and are now single following a divorce or death of a spouse. No matter your situation, you need to have a plan for retirement. In this article and podcast, we're going to run through a case study of someone retiring single with $1.5 million in retirement savings. Let's review some things they'll need to think about. In this podcast interview, you'll learn: The difference between the three tax buckets How to determine your plan's probability of success What IRMAA stands for and how it works The importance of having a personalized financial plan START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/111 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

As Modern Wealth Management continues to grow, one of the additions we're very excited about is our office in Rochester, New York. Our Rochester-based team members specialize in 401(k) plans, which are typically people's largest asset as they head into retirement. So, we figured it would be good idea to have Michelle Cannan, CPFA™, QKA®, QKC, our head of company retirement plan services and managing director of our Rochester office, join Dean Barber on The Guided Retirement Show to discuss how a 401(k) plan works and many other nuances about 401(k)s. Along with covering how a 401(k) works for plan participants, Michelle will share a little bit about the roles of the plan sponsor and plan provider. In this podcast interview, you'll learn: How Our Team of Retirement Plan Advisors Works with 401(k) Plan Sponsors The Roles of Retirement Plan Advisor, Record Keeper, Sponsor, and Participant with How a 401(k) Plan Works How 401(k) Plan Automatic Enrollment Works Roth vs. Traditional Considerations START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/110 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

As we attempt to help educate people about market sentiment, we've continued to welcome back AllianceBernstein's David Mitchell as a guest on The Guided Retirement Show. David last appeared on The Guided Retirement Show with Dean Barber in October 2023 to give his market outlook and review market trends from the previous six months. Dean and David will review some of the things they discussed during that episode. David will also review the last six months of market performances again and give his updated market outlook to help people develop a better understanding of market sentiment. Note: This was recorded on April 2, which was before the March inflation report was released. In this podcast interview, you'll learn: Shorter-Term Treasuries Oftentimes Are Closely Tied to the Fed Funds Rate Longer-Term Treasuries Attempt to Price in Future Growth and Inflation The Fed's Challenges with Trying to Engineer a Soft Landing What Opportunities Dean and David Are Looking at in Equities and Fixed Income START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/109 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Estate planning can be a complicated issue. It can run smoothly or there can be a lot of pitfalls that you don't foresee. As Matt Kasper, CFP®, AIF® makes his third appearance on The Guided Retirement Show, he and Dean Barber will go over some key items for successor trustees while discussing the importance of having a solid estate plan and being transparent about your wishes with the next generation. In this podcast interview, you'll learn: The two distinct sides of an estate plan Differences between will-based and trust-based plans The roles of co-trustees, successor trustees, corporate trustees, and contingent successor trustees Estate planning is individual Meet with Us: https://modwm.com/meet-with-us/  Ask a Question: https://modwm.com/ask-a-question/ START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/108 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Wealth Planning: Securing Your Financial Future with Jeremiah Johnson, AIF® Show Notes A lot of people think that wealth planning is just about the management of money. That is part of wealth planning, but it's far from being the only part. Modern Wealth Management Managing Director Jeremiah Johnson, AIF® is going to elaborate on that with Dean Barber on The Guided Retirement Show. Having a good understanding of what wealth planning is all about is pivotal to securing your financial future. In this podcast interview, you'll learn: Wealth Planning Is More Than Managing Your Money Why It's Important to Have a Financial Planning Team That's Working for You What It's Like to Be the CEO of Your Retirement The Meaning of Financial Independence Meet with Us: https://modwm.com/meet-with-us/  Ask a Question: https://modwm.com/ask-a-question/ START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/107 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Drew Jones, CFP®, AIF® has a passion in working with small business owners, helping them get their business to be as valuable as it can possibly be before facilitating an exit strategy. As Drew makes his third appearance on The Guided Retirement Show, he and Dean Barber will discuss what small business owners need to do when it comes to retirement planning.  In this podcast interview, you'll learn: The Challenges and Opportunities of Retirement Planning for Small Business Owners  Retirement Planning for Small Business Owners Is a Long Process  Key Retirement Planning Considerations for Small Business Owners  Your Business Is Your Biggest Asset If You're a Small Business Owner  Meet with Us: https://modwm.com/meet-with-us/  Ask a Question: https://modwm.com/ask-a-question/ START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/105 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Making his third appearance on The Guided Retirement Show, Marty James, CPA, PFS joins Dean Barber to discuss how to qualify for Affordable Care Act subsidies. Qualifying for the Affordable Care Act subsidies can greatly reduce the cost of health insurance prior to becoming eligible for Medicare. Who doesn't want that?! Marty and Dean are both excited to touch on this topic, so let's see what they have to share. In this podcast interview, you'll learn: Aspects of the Affordable Care Act That Can Help People Who Need Financial Assistance with Health Care How Someone Who Has Accumulated A Lot of Money Can Benefit from Affordable Care Act Subsidies Affordable Care Act Subsidies Before and After 2026 How to Utilize Roth IRAs and HSAs Meet with Us: https://modwm.com/meet-with-us/  Ask a Question: https://modwm.com/ask-a-question/ START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/104 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Back for his eighth appearance on The Guided Retirement Show, LSA Portfolio Analytics President and Founder Brad Kasper joins Dean Barber to discuss growth vs value investing in 2024. Brad shares that value could potentially outperform growth as we look at investing for the rest of the year. Why might he think that? Brad has plenty of data to share with Dean to back up his reasoning. In this podcast interview, you'll learn: Dean and Brad's Assessment of the Markets for 2023 and Predictions for 2024 Attractive Opportunities in the Bond Market The S&P 500 Equal-Weight Outperformed the S&P 500 Cap-Weight in 2023 Growth vs Value Investing Over Different Time Periods Meet with Us: https://modwm.com/meet-with-us/  Ask a Question: https://modwm.com/ask-a-question/ START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/103 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Our Director of Investments, Stephen Tuckwood, CFA, has quickly become one of the most frequently featured guests on The Guided Retirement Show. For the Season 10 premiere, Tuck and Dean Barber will discuss the critical topic of constructing the right portfolio via strategic investing as you transition into and go through retirement. They'll discuss the nuances of proper portfolio construction and the changing dynamics of investment rules during the retirement phase. In this podcast interview, you'll learn: There's a Change in Mindset with Investing While in the Retirement Redzone Asset Allocation Is More Important Than Stock Selection Pure Asset Allocation vs. Strategic Asset Allocation The Three Tax Buckets Active vs. Passive Management Meet with Us: https://bit.ly/3NWXRnI Ask a Question: https://bit.ly/3TRa80I START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/102 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

s we brainstormed for what to cover in Episode 101 of The Guided Retirement Show, we thought it would be fitting to go back to the basics with some Retirement Planning 101. Just as he's done for the past several season finales, Chris Rett, CFP®, AIF® will join Dean Barber again to explore the fundamentals of retirement planning. Chris and Dean will bring you a comprehensive breakdown of the BRITE acronym—Bookkeeping, Risk Management, Investments, Taxes, and Estate Planning. Join us on this Retirement Planning 101 journey to uncover the brilliance behind each element. We're committed to offering you valuable insights for your path to a secure retirement. In this podcast interview, you'll learn: The Retirement Planning 101 Basics Are All Connected It's Critical to Work with a Team of Professionals Throughout the Retirement Planning Process What to Consider with Setting Up a Spending Plan for Retirement The Power of Forward-Looking Tax Planning START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/101 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

We have a very special guest for a very special episode of The Guided Retirement Show. We're thrilled to have soon-to-be retired Modern Wealth Executive Advisor Bruce Godke join Dean Barber for our 100th episode! Bruce joined Dean in the financial industry 18 years ago and is getting ready to embark upon an amazing journey. And as part of this amazing journey, Bruce is launching a nonfinancial life planning program, Your Encore, at Modern Wealth. Today, Bruce and Dean are going to talk about some important aspects nonfinancial life planning to help people prepare for retirement. In this podcast interview, you'll learn: There Are Financial and Nonfinancial Life Planning Aspects of Retirement Planning Some Exciting Details About the Nonfinancial Life Planning Program Bruce Godke Will Be Leading at Modern Wealth The Importance of Defining Your Retirement Lifestyle How to Be the CEO of Your Retirement START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/100 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

For the second time in 2023, Anchor Capital CEO and Portfolio Manager Garrett Waters is joining Dean Barber on The Guided Retirement Show. Earlier this year, Garrett and Dean discussed investment risk for 2023. Now that 2023 is coming to a close, Garrett is returning to do a 2023 market year in review and 2024 market outlook. He and Dean will talk about the stock market, bond market, and economy. In this podcast interview, you'll learn: The Ups and Downs of Liquidity in 2023 The S&P 500 and NASDAQ Entered Correction Territory in Q3, but Have Since Bounced Back Federal Reserve Plans to Keep Rates Higher for Longer Some of the Economic Impact of the Wars in Ukraine and Gaza The 10-year Treasury Has Experienced A Lot of Volatility Garrett's Other Appearance: https://youtu.be/PIyZj5rPZq4 America's Wealth Management Show: https://www.youtube.com/@AmericasWealthManagementShow Ask a Question: https://bit.ly/47KtmZD Meet with us: https://bit.ly/3MSxTRP START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/99 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com  

We're thrilled to have one of Modern Wealth Management's newest team members, Marty James, CPA, join Dean Barber on The Guided Retirement Show. This will actually be Marty's second appearance on the podcast, though. He previously joined Dean to discuss tax planning strategies in August 2022. On this episode, Marty and Dean will talk about some very specific tax strategies when it comes to HSAs. Marty believes that HSAs are one of the most underutilized and misused part of the tax code. He's going to explain why that is and how to use your HSA effectively. In this podcast interview, you'll learn: The Misconceptions About HSAs How to Maximize Your HSA Examples of Expenses Covered by HSA Plans Why You Should Look at an HSA as a Retirement Savings Account Ask a Question: https://bit.ly/40yvyRt Meet with us: https://bit.ly/49pzurD START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/98 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

On Episode 95 of The Guided Retirement Show, Dean Barber and Jason Gordo discussed why it's critical to work with a team of financial professionals rather than just one financial advisor. They specifically talked about having the “three C's” working for you—a CFP® Professional, CPA, and CFA. That episode served as a perfect segue for today's episode, as Logan DeGraeve, CFP® and Corey Hulstein, CPA will describe the working relationship between a CFP® Professional and CPA. Corey and Logan spend a lot of time working with clients on their individualized tax plans. So, they're going to share specific tax situations that they've helped clients with over the past year. In this podcast interview, you'll learn: The importance of forward-looking tax planning. How to go about tax bracket management. Things to consider with charitable giving. There Are Several Tradeoffs Throughout the Retirement Planning Process START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/96 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Have you ever been a CEO? Whether you have been or not, you're going to have the opportunity to be one during one of the best times of your life. That's because if you have the right mindset about it and have the right team around you, you'll be the CEO of your retirement. However, a CEO is only as effective as the other team members of the company. The same goes with being the CEO of your retirement. That's why Modern Wealth Management President Jason Gordo is joining Dean Barber on The Guided Retirement Show to discuss our team approach to financial planning for retirement. In this podcast interview, you'll learn: What It Means to Be the CEO of Your Retirement Our Team Approach to Financial Planning for Retirement What It's Like to Work Together with a CFP® Professional, CPA, and CFA How to Gain More Confidence, Freedom, and Time in Retirement START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/95 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Do you have a good understanding of compound interest? If you do, you'll probably catch on quickly to the concept of how a Roth IRA grows. If you're not familiar with compound interest or Roth IRAs, follow along as Dean Barber and Bud Kasper answer the question, “How does a Roth IRA grow?” We'll do our best to explain in simple terms how the Roth IRA can be an effective tax savings vehicle. Become a Rothaholic! - https://bit.ly/3r5MOQR Tax Reduction Strategies: https://bit.ly/3Pcs5mu Retirement Plan Checklist: https://bit.ly/3rdxRfq 5 Strategies to Reduce RMDs: https://youtu.be/feuUGXPQtdE Roth Conversion Decisions for 2023: https://youtu.be/Ce8ZA-rbSbc Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 Pros & Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Creating a Tax-Free Retirement with Ed Slott: https://youtu.be/En3ZfP70PYA?si=FBVIcnsxyCgLUJQA Start Planning: https://bit.ly/3ZkkNl9 Meet with Us: https://bit.ly/3EvHIjY

In this episode, Poppy is joined by inspiring educator Dean Barber, a Senior Lecturer Practitioner in Primary Education, who shares his journey as an LGBTQ+ practitioner through the primary school and into his current role in Higher Education. Dean shares strategies for creating an inclusive classroom.

Our featured guest on this episode of The Guided Retirement Show is a very familiar one. LSA Portfolio Analytics President and Founder Brad Kasper made his seventh appearance on the podcast, as he joined Dean Barber to discuss some of the latest news with the economy, markets, interest rates, and the Fed's monetary policy tools. The last time Brad appeared on The Guided Retirement Show was a little more than a year ago. It was a very tumultuous time for the Federal Reserve, so Brad broke down the multiple headwinds that the Fed and the markets were facing. A lot has happened in the 13 months since Brad and Dean last discussed that, so you won't want to miss their conversation on the Fed's monetary policy tools and latest actions. In this podcast interview, you'll learn: How Historic Last Year's Fixed Income Drawdown Was Jerome Powell's Latest Outlook The Massive Wall of Private Credit The Difference Between a Recession and a Richcession START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/93 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

After making his Guided Retirement Show debut in May, Modern Wealth Management Director of Investments Stephen Tuckwood joins Dean Barber again to talk about direct indexing and custom indexing. Tuck is a Chartered Financial Analyst and wants you to have a good understanding of tax-efficient investing. It's a big deal. When we think about people who have invested money outside of retirement accounts, taxes can be a big wealth eroding factor and take away from the total return. That's why we're going to focus today on tax-efficient investing and in particular, direct indexing, which is fairly new to the average investor. In this podcast interview, you'll learn: The theory behind direct indexing and its structure How to remain diversified via direct indexing The benefits and drawbacks of direct indexing START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/92 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

One of the top concerns that our advisors hear from clients and prospective clients is running out of money in retirement. We all want to live long, healthy lives, but just how big of a concern should longevity risk be with retirement planning? Well, the best way to mitigate longevity risk in retirement is to plan for it. We're going to explain how to go about doing that to help you have more confidence, freedom, and time in retirement. Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=YAWMS-Pod&utm_medium=AWMS&utm_campaign=longevity-risk Older American's Month with Dean Barber: https://youtu.be/ndHcgCtyBk0 What Is Wealth? 4 Types of Wealth: https://youtu.be/4U8crRkPJBc Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw How to Mitigate Inflation on Health Care Costs: https://www.modwm.com/how-to-mitigate-inflation-on-healthcare-costs/ What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw Rules for Inherited IRA Distributions: https://youtu.be/VQPX_jo09rY Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Rising Long-Term Care Costs: https://youtu.be/DxNTbK4UG3U Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=longevity-risk Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Defining True Wealth with Ken Osiwala Show Notes For our Season 9 premiere of The Guided Retirement Show, Ken Osiwala joins Dean Barber to define true wealth. To truly understand what wealth means to you, you first need to define what's important to you. Ken and Dean explain why there's so much more to defining true wealth than how much money you have. In this podcast interview, you'll learn: The definitions of financial wealth, health wealth, time wealth, and social wealth. There's more to defining wealth than how much money you have. You have a mindset change when you enter retirement. The importance of family financial planning. START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/91 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

On July 14, the IRS issued Notice 2023-54, which gave some people good news regarding rules for inherited IRA distributions. The notice provides relief for 2023 missed RMDs for non-eligible designated beneficiaries who must follow the 10-year payout rule. It also extends a 60-day rollover deadline for those who took or who were given unnecessary IRA distributions in 2023 to roll them back into their accounts. Dean Barber and Bud Kasper further discussed these rule changes for inherited IRA distributions on America's Wealth Management Show. Tax Reduction Strateiges: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts SECURE Act Content Special Needs Trust Rule Changes from SECURE 2.0: https://www.modwm.com/special-needs-trusts-rule-changes-from-secure-2-0/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts Inherited IRA Rules and the SECURE Act: https://www.modwm.com/inherited-ira-rules-and-the-secure-act/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=inherited-ira-distributionts Understanding SECURE Act 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg Why Compound Interest Is Key: https://youtu.be/4HHC7MLDsc0 IRAs Are Bad for Wealth Transfer: https://youtu.be/zoxwYcLt4-Q RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ What DIYers Overlook in Retirement Planning: https://youtu.be/wCMssTo_6mg Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg Asset Allocation vs. Tax Allocation: https://youtu.be/mMqwacOhvzg Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Is retirement constantly on your mind? Rather than getting stressed about when you're going to retire or if you'll have enough to get through retirement, you need to plan for it. Dean Barber and Bud Kasper are going to help us highlight why planning for retirement is so important by sharing seven ways to build the best retirement plan. We want you to have a plan that's designed around your goals and desired lifestyle in retirement. Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Rising Long-Term Care Costs: https://youtu.be/DxNTbK4UG3U Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=best-retirement-plans Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=best-retirement-plans Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Two of the biggest retirement consideration concerns are not being able to retire before 62 (the age you can begin claiming Social Security) and 65 (when you become Medicare eligible). Dean Barber and Bud Kasper dig deep into the considerations that people need to make when retiring before those ages on America's Wealth Management Show. Social Security Podcasts Avoid Costly Mistakes When Claiming Social Security: https://youtu.be/6SD0nIxMeM4 How to Claim the Most from Social Security: https://youtu.be/N6T0N_R98kU Previous Episodes Retirement Cash Flow: What You Need to Know: https://youtu.be/dZDamZNA8Sw Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Pros & Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg What Is Tax Planning?: https://youtu.be/vQ9yVdch9aw How to Spend When You First Retire: https://youtu.be/TwvwfamEJpk ABCs of Medicare: https://youtu.be/NtVg_G9gCUg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=62-65 Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Today, Dean Barber and Logan DeGraeve will help us explore what retirement cash flow entails and why it's important. We'll discuss when to address your plan for cash flow in retirement, how to determine the amount you need for monthly cash flow, and the concept of short-term, intermediate, and long-term buckets of money. Continue reading along and listen to this episode of America's Wealth Management Show to learn all about the ins and outs of retirement cash flow. More on this episode: https://modwm.com/retirement-cash-flow/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Tax Planning for Individuals: https://youtu.be/_-ZDMuJMasI How to Spend When You First Retire: https://youtu.be/TwvwfamEJpk Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Outdated Retirement Planning Strategies: https://youtu.be/gv6Q60cZDcY Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=retirement-cash-flow Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Today, Dean Barber and Logan DeGraeve will help us examine the flaws of several outdated retirement planning strategies. We'll look at outdated retirement planning strategies such as the 4% rule, saving a specific percentage of income, having a specific dollar amount to retire, and other misconceptions like delaying retirement until specific ages or being debt-free. Logan and Dean helped emphasize the importance of tailoring retirement plans to individual aspirations and desired lifestyles by going through their list of eight outdated retirement planning strategies on America's Wealth Management Show. More on this episode: https://modwm.com/retirement-planning-strategies-that-are-outdated/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies 10 Ways to Fight Inflation: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Have You Saved Enough Money to Retire?: https://www.modwm.com/have-i-saved-enough-money-to-retire/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Retirement Lifestyle: What's Right for You?: https://youtu.be/aOpArKlSlmg What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k Can You Save Too Much for Retirement: https://youtu.be/H0XKvsqgCgM Rebalancing Your Portfolio: Looking at a Midyear Rebalance: https://youtu.be/js_DJsYhqB0 Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=outdated-strategies Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

When it comes to saving for retirement, we often hear about the importance of building a substantial nest egg. So, Dean Barber and Bud Kasper explored the concept of "saving too much" and its potential impact on your financial future on America's Wealth Management Show. They're going to help us examine the trade-offs of excessive saving, such as limiting your current lifestyle and missing out on life's experiences. They'll also discuss strategies to strike the right balance between saving for retirement and enjoying the present. More on this episode: https://modwm.com/save-too-much-for-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Pros and Cons of Converting to a Roth IRA: https://youtu.be/7T_BaFtK4gg How Much Do People Actually Spend in Retirement?: https://youtu.be/-0UCr0PELkk Must-Knows for Couples Retirement Planning?: https://youtu.be/o4eiAkWGc3k How Much Do I Need to Retire?: https://www.modwm.com/how-much-do-i-need-to-retire/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=save-too-much Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

As we enter the second half of the year, it's time to take a closer look at your investment portfolio and consider a midyear rebalance. Rebalancing your portfolio can help you stay on track toward your financial goals. Dean Barber and Bud Kasper explained the concept of rebalancing and its role in maintaining a well-diversified and optimized portfolio on America's Wealth Management Show. They're going to help us look at the benefits of periodic adjustments, keeping your risk tolerance in check, and taking advantage of opportunities. Timestamps: 00:00 – Introduction 01:47 – Where is this Market Run Coming From? 02:52 – What is Rebalancing? 05:20 – Why Rebalance Now? 07:02 – TRIVIA: Where Did Wall Street Derive Its Name? 07:53 – Creating the Right Asset Allocation 12:07 – TRIVIA: When Was the DJIA Established? 13:01 – The Tech Heavy NASDAQ 16:11 – Equal-Weight vs. Cap Weight 16:48 – Let's Talk About the Fed 17:55 – Taxation, Rebalancing, and Capital Gains 21:01 – What We Learned Today More on this episode: https://modwm.com/rebalancing-your-portfolio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=rebalancing-portfolio Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement is a time for new beginnings and enjoying the lifestyle you've always dreamed of. But what exactly does that mean to you? Dean Barber and Bud Kasper discuss what goes into defining your retirement lifestyle on America's Wealth Management Show to help you figure out what you want your retirement to look like. More on this episode: https://modwm.com/retirement-lifestyle/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Social Security Benefits for a Surviving Spouse: https://www.modwm.com/social-security-benefits-for-a-surviving-spouse/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle What is a QCD?: https://www.modwm.com/what-is-a-qcd/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k 6 Things the Wealthy Do with Their Money (That Most People Don't): https://youtu.be/srUQOyKwMnk Planning a Large Family Vacation: https://youtu.be/HCtDIOBzgWU Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

The Federal Reserve finally hit the pause button on raising the Fed funds rate at the FOMC's June 14 meeting after 10 consecutive hikes. What does that mean for your financial planning strategy? Dean Barber and Bud Kasper are going to make some interest rate forecasts for the rest of 2023 on America's Wealth Management Show. Let's see what they have to share about what they think is next from the Fed and what it could mean for you. More on this episode: https://modwm.com/interest-rate-forecast-for-the-rest-of-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Another Tech Bubble in 2023?: https://www.modwm.com/tech-bubble-in-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause The Federal Reserve's Monetary Policy: https://www.modwm.com/the-federal-reserves-monetary-policies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause A Recent History of Inverted Yield Curves: https://www.modwm.com/a-recent-history-of-inverted-yield-curves/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause 8 Questions Retirees Are Asking with Chris Rett: https://youtu.be/YOu-C1FjO8g What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

8 Questions Retirees Are Asking with Chris Rett Show Notes We've reached the end of Season 8 of The Guided Retirement Show, which means Modern Wealth Management Lead Advisor Chris Rett is joining Dean Barber again for another season finale. This is the fourth time that Chris has joined Dean to address various questions about retirement. If you missed those episodes or want to tune into them again, you can do so via the links below. Episode 51 – Addressing You: Answering Questions from Our Listeners Episode 68 – Mail Bag: Answering More Questions from Our Listeners Episode 78 – 20 Retirement Questions You Should Be Asking In this episode, Chris and Dean will be addressing eight questions that retirees are asking. These questions that retirees are asking have been frequently asked by our clients and prospective clients. If you're retired or are planning for retirement, you need to know the answers to these questions as well, so make sure to follow along. In this podcast interview, you'll learn: How to Go About Finding Out If You Have Enough to Retire … and If You Can Stay Retired Why CDs, Bonds, and Treasuries Are Attractive Right Now How to Fight Off Inflation Why Roth Conversions Are So Appealing Right Now START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/90 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn't feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America's Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. Charles Schwab 2023 Modern Wealth Survey: https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2023_findings.pdf More on this episode: https://modwm.com/things-the-wealthy-do-with-their-money/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do What Is Wealth? 4 Types of Wealth?: https://youtu.be/4U8crRkPJBc Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn't feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America's Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. More on this episode: https://modwm.com/how-to-spend-when-you-first-retire/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=spend-first-retire See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire 4 Things to Expect in Your First Year of Retirement: https://youtu.be/VDHzHqbu_cs Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=diy-retirement Pros & Cons of Converting to a Roth IRA: https://youtu.be/mMqwacOhvzg Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=couples-retirement-planning Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=couples-retirement-planning Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Retirement is a journey best taken together, but it can also bring its own set of challenges. Dean Barber and Bud Kasper want what's best for all couples when it comes to retirement planning, so they dug deep into the essentials of what to know for couples who are retirement planning on America's Wealth Management Show. Dean and Bud are going to help with exploring the unique aspects of retirement planning for couples so you and your spouse can discover the strategies that will help you navigate this exciting chapter of your lives with confidence. Timestamps: Introduction - 00:00 Dean & Bud Try to Play the Newlywed Game - 2:35 Communicating Well & Retiring Well - 03:36 Our Must-Knows for Couples - 06:13 The CFO Spouse & Non-CFO Spouse - 09:01 Retirement Disagreements - 15:16 Biggest Risk in Retirement - 19:49 Fidelity Study: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/Fidelity-Couples-and-Money-Fact-Sheet-2021.pdf More on this episode: https://modwm.com/couples-retirement-planning/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Pros & Cons of Converting to a Roth IRA: https://youtu.be/mMqwacOhvzg What DIYers Overlook in Retirement: https://youtu.be/wCMssTo_6mg What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=couples-retirement-planning Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

On America's Wealth Management Show, Dean Barber and Bud Kasper frequently talk about the things that you need to build a solid retirement foundation. They don't want you to let your hard-earned money slip through the cracks. So, pay close attention as they share some of the dangers of taking a DIY approach to retirement planning. Retirement planning is a complex process. Even the most experienced DIYer can struggle with it. It's our goal to get you heading in the right direction for retirement. More on this episode: https://modwm.com/diy-retirement-planning-what-can-be-overlooked/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Recent Tax Planning Episode: https://youtu.be/mMqwacOhvzg Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Tax Rates Sunset in 2026 and Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Retirement Planning Calendar: hhttps://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

So many people want to know the answer to the question, “How much do I need to retire?” More and more people have become less and less patient with getting that answer and just use a retirement calculator that gives them a quick answer. But we can guarantee that isn't the right answer. Those retirement calculators don't factor in so many important items—such as inflation, Social Security, Required Minimum Distributions, and your goals for retirement. Those are all components of a complete financial plan, which is what you need to figure out how much you need to retire. Logan DeGraeve joins Dean Barber on The Guided Retirement Show to review the components of a complete financial plan. These are critical things to think about before and during retirement, so you won't want to miss what Dean and Logan have to share. In this podcast interview, you'll learn: The differences between traditional and Roth 401(k)s/IRAs. Your goals are a crucial component of your financial plan. Taxes and health care are the two biggest wealth-eroding factors in retirement. The components of a complete financial plan should come together to take you to and through retirement … and maybe legacy is important to you as well. START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/89 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Are you aware of the potential pitfalls of early withdrawals from your retirement accounts? Dean Barber and Bud Kasper are going to take a deep dive into the IRA early withdrawal penalty and the exceptions to the 10% penalty. On America's Wealth Management Show, they reviewed the 20 exceptions to the IRA early withdrawal penalty that were outlined by their good friend, America's IRA Expert Ed Slott, at Ed Slott's Elite IRA Advisor GroupSM spring workshop in Baltimore, which they both attended. More on this episode: https://modwm.com/ira-early-withdrawal-penalty-how-to-avoid-the-10-penalty/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Ed Slott Episodes: https://youtu.be/En3ZfP70PYA https://youtu.be/ssZNa1cEpu0 https://youtu.be/RdMk9dyQZWM https://youtu.be/HHPMo9l0yeg Pros & Cons of Converting to a Roth IRA - https://youtu.be/7T_BaFtK4gg IRAs Are Bad for Wealth Transfer - https://youtu.be/zoxwYcLt4-Q Congress Passes New Retirement Rules- https://youtu.be/Pum1ZjIuW_g Inherited IRA Rules and the SECURE Act - https://youtu.be/TUyRlCm04Uo Buying Real Estate in Your IRA? Not So Fast- https://www.modwm.com/buying-real-estate-in-your-ira-not-so-fast/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

What's going on in the world of conservative investments? Dean Barber and Bud Kasper get to the bottom of it, as they examine what you need to know about CDs, bonds, and treasuries on America's Wealth Management Show. What are the characteristics, risks, and potential returns with CDs, bonds, and treasuries? There is a lot of analysis that goes into figuring all that out. More on this episode: https://modwm.com/what-to-know-about-cds-bonds-and-treasuries/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries 10 Ways to Fight Inflation in Retirement: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Dean Barber and Bud Kasper always have a blast when they attend Ed Slott's Elite IRA Advisor GroupSM workshops. At the workshop they attended in April in Baltimore, they reviewed several things to consider before doing Roth conversions. Dean and Bud are going to give a brief recap of what they discussed at the workshop as they go over pros and cons of converting to a Roth IRA on America's Wealth Management Show. More on this episode: https://modwm.com/pros-cons-of-converting-to-a-roth-ira/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Inherited IRA Rules: https://youtu.be/TUyRlCm04Uo RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ Podcasts with Ed Slott Creating a Tax-Free Retirement: https://youtu.be/En3ZfP70PYA Understanding the SECURE Act 2.0: https://youtu.be/HHPMo9l0yeg How to Avoid the Biggest Tax Traps: https://youtu.be/ssZNa1cEpu0 Ed Slott In-Studio: https://youtu.be/RdMk9dyQZWM Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Tax Rates Sunset in 2026 and Why that Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Buying Real Estate in Your IRA, Not So Fast: https://www.modwm.com/buying-real-estate-in-your-ira-not-so-fast/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Many people dream about all the things they can do after they stop working, but how much do people spend in retirement? In October 2022, the Employee Benefit Research Institute conducted a survey on how the pandemic impacted people's spending in retirement. Some of the results could surprise you. Dean Barber and Bud Kasper are going to review some of the statistics from the survey to assess how much people spend in retirement on America's Wealth Management Show. Get started today: See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending More on this episode: https://modwm.com/how-much-do-people-spend-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending 5 Reasons to Retire: https://youtu.be/byB1yF03pg4 Why the 5 Years Before Retirement Are So Important: https://youtu.be/l8cb3NSUEbk Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Retiring with Debt: What's OK?: https://youtu.be/d9nB1j7n7LA The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg EBRI Spending in Retirement Survey for 2022: https://www.ebri.org/content/2022-spending-in-retirement-survey-understanding-the-pandemic-s-impact Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending 10 Ways to Fight Inflation in Retirement: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

The month of May is a time for many exciting things: graduations, family vacations right after school is out, the beginning of pool season—the list goes on. May also marks Older Americans Month. Older Americans Month allows Modern Wealth Management Managing Director Dean Barber to reflect upon his career in the financial services industry and what it's meant to him. On this episode of The Guided Retirement Show, Dean is going to share a story about how his grandfather taught him so many important things in life, including how to find success in his career. Dean has continued to learn from hundreds of other older Americans throughout his career as he's helped guide them to and through retirement. Let's hear more from Dean about what Older Americans Month means to him. In this podcast interview, you'll learn: What Dean has learned from older Americans, including his grandfather and hundreds of clients How Dean is carrying on his mission of helping others from Barber Financial Group to Modern Wealth Management The importance from learning about work ethic, honesty, and integrity from older Americans The difference between an investment portfolio and comprehensive financial plan START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/88 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Dean Barber and Bud Kasper have talked about asset allocation and tax allocation several times on America's Wealth Management Show. And they've discussed asset location quite a bit too. Do you have a good understanding of all three? Whether you do or not, they're going to offer some keen insight on asset allocation versus tax allocation and why both of them are important, so make sure to pay close attention. When you're in your 50s or maybe early 60s, many of you will get to a point where you're about five years from retirement. If that's you, do you feel prepared for retirement? It's a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America's Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation More on this episode: https://modwm.com/asset-allocation-versus-tax-allocation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation What Are the Tax Buckets?: https://youtu.be/pFH4T8TA8WI Tax Reduction Strategies: https://www.modwm.com/tax-reduction-strategies/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=tax-allocation Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

When you're in your 50s or maybe early 60s, many of you will get to a point where you're about five years from retirement. If that's you, do you feel prepared for retirement? It's a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America's Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Retiring with Debt: What's OK?: https://youtu.be/d9nB1j7n7LA 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Check out our other podcast! The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Some people are more than ready to retire while others truly enjoy their jobs and don't have retirement on their minds. What camp are you in? Well, either way, you need to have a financial plan. There are many reasons to retire. What are yours? Dean Barber and Bud Kasper are going to elaborate on that as they review five reasons to retire on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Spending Plan for Retirement: https://youtu.be/WLCsavk83e8 Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Tax Rates Sunset in 2026 & Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Downloads: 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Retirement Plan Checklist: https://www.modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Debt can be a complicated topic—both financially and emotionally. Should you pay it all off prior to retirement or is there some debt that's OK to take into retirement? Is there debt that you shouldn't even think about retiring with? Dean Barber and Bud Kasper examine retiring with debt on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Tax Planning Strategies with Marty James: https://youtu.be/13JQ-w6eJ7w Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Tax Rates Sunset in 2026 & Why That Matters: https://www.modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Downloads: 2023 Retirement Planning Calendar: https://www.modwm.com/2023-retirement-planning-calendar/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, or time free from financial worries, it's easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn't lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod &utm_medium=AWMS&utm_campaign=what-is-wealth Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow

Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, or time free from financial worries, it's easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn't lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America's Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow