Medicare For The Lazy Man Podcast

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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!

Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting


    • Sep 18, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 32m AVG DURATION
    • 960 EPISODES


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    Latest episodes from Medicare For The Lazy Man Podcast

    Ep. 998 - WILL YOU NEED LONG TERM CUSTODIAL CARE ONE DAY? LISTEN TO THE STATIS!

    Play Episode Listen Later Sep 18, 2026 42:11


    MEDICARE ADVANTAGE MINUTE: WHAT DOES MEDICARE NOT COVER? EIGHT THINGS YOU SHOULD KNOW. HEADLINES FROM THE LATEST WEEKLY UPDATE. SOME PROBLEMS WITH LONG TERM CARE INSURANCE:                                   HARD TO GET AND EXPENSIVE TO KEEP! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.+ 996 - CAN'T BE STRESSED TOO STRONGLY: AVERAGE RATE INCREASES: PLAN G - 17.2%/HIGH DEDUCTIBLE PLAN G - 7.3%

    Play Episode Listen Later Sep 18, 2026 40:04


    MEDICARE ADVANTAGE MINUTE:                                                                      CMS BARS 11 SUPPLIERS FROM MEDICARE ADVANTAGE PAYMENTS AFTER A $3.4 BILLION FRAUD. SELECTED HEADLINES FROM MY WEEKLY UPDATE VOL. 1, #3 & #4:  1) PRIOR AUTHORIZATIONS APPROVAL TO BE EASIER TO FIND AND UNDER-STAND.                                                                                                                         2) PART D PREMIUM SUBSIDY IS ENDING.                                                                 3) SCAM ALERT: FAKE MEDICARE KIT OFFER.                                                             4) HOSPITAL EXITS FROM MEDICARE ADVANTAGE NUMBER 29 AND COUNTING.   5) WHAT HAPPENS TO YOUR MEDICARE WHEN YOU RELOCATE? MEDICARE ENROLLMENT SCAMS: WHAT TO WATCH OUT FOR DURING AEP 2026. CORRESPONDENCE FROM A (SOON-TO-BE) CLIENT NAMED TERI: IF HER HUSBAND STARTS BY BUYING PLAN G, WILL HE BE ABLE TO SWITCH TO HIGH DEDUCTIBLE PLAN G LATER ON? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 997 - AEP (ANNUAL ELECTION PERIOD): TONS OF FUN FOR EVERYONE!

    Play Episode Listen Later Sep 16, 2026 44:34


    MEDICARE ADVANTAGE MINUTE:                                                                   EIGHT RECENT MEDICARE ADVANTAGE CONTRACT SUSPENSIONS, TERMINATIONS. CLIENT MATTHEW WANTS TO KNOW HOW TO NEGOTIATE THE PLAN D SELECTION PROCESS IN VIEW OF THE UPCOMING UNCERTAINTY> WHAT KINDS OF THINGS ARE MEDICARE PARTICIPANTS ALLOWED TO DO DURRING AEP? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.995 - WHY IS MY MEDICARE PREMIUM BILL FOR THREE, FOUR OR EVEN FIVE MONTHS?

    Play Episode Listen Later Sep 11, 2026 36:51


    MEDICARE ADVANTAGE MINUTE:                                                                      THE VILLAGES HEALTH (TVH) PAYS $541 MILLION TO SETTLE MEDICARE ADVANTAGE FRAUD ALLEGATIONS. WHEN THE BILL FOR PART B OF MEDICARE COMES DUE, THE AMOUNT BEING INVOICED CAN BE CONFUSING. HEALTH SYSTEMS ARE WARNING PEOPLE OF MY CHART PHISHING SCAMS. CORESPONDENCE FROM VERY OPINIONATED CLIENT JAMES::                                WHAT IS SUGGESTED FOR DENTAL INSURANCE? IS IT EVEN WORTH IT? FINALLY, BEER, WINE OR LIQUOR: WHICH ONE WILL LET YOU LIVE LONGER? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 994 - LOWEST RATE INCREASES? PROOF POSITIVE ITS HIGH DEDUCTIBLE PLAN G!

    Play Episode Listen Later Sep 9, 2026 51:59


    MEDICARE ADVANTAGE MINUTE:                                                                           A LOOK INSIDE THE PARTNERSHIP BETWEEN SCAN AND COSTCO.                       THE STATED AIM OF "SIMPLIFICATION OF THE BUYING DECISION" WON'T BE AS EASY AS THEY WANT THEIR CUSTOMERS TO BELIEVE! WRAPPING UP THE ARTICLE EXPLAINING THE REASONS FOR MEDICARE SUPPLEMENT RATE INCREASES WITH A SHORT LIST OF FAQS. CORRESPONDENCE: 1) LEN, A RETIRING DOCTOR, CREDITS THE RETIRED CFO OF ONE OF THE PREMIER HOSPITAL NETWORKS IN THE USA FOR REFERRING HIM TO MEDICARE FOR THE LAZY MAN! 2) DENNIS & DEBORAH HAVE QUESTIONS RELATING TO THEIR IMPENDING MEDICARE SUPPLEMENT PLAN SELECTION. WERE THEY TOLD A LIE ABOUT MY RECOMMENDED HIGH DEDUCTIBLE PLAN G? 3) JAMI HAS A QUESTION ABOUT A POORLY EXPLAINED ELEMENT OF PRESCRIPTION DRUG PLANS. FINALLY, WHICH ARE THE BEST & WORST CITIES IN WHICH TO RETIRE? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 993 - MEDICARE "CUTS BACK" BIG MEDICAL BILLS TO MUCH SMALLER AMOUNTS!

    Play Episode Listen Later Sep 7, 2026 46:01


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE "RISK ADJUSTMENT" IS A FAILING SYSTEM,  ACCORDING TO A REPORT. PART 3:  MEDICARE SUPPLEMENT RATE INCREASES.                                          WHAT CAN BE DONE IF YOU RECEIVE A DRAMATIC RATE INCREASE? CORRESPONDENCE FROM PROSPECTIVE CLIENTS: MAY ONE APPLY FOR A MEDICARE SUPPLEMENT BEFORE THEIR MEDICARE CARD IS RECEIVED? PETE OFFERS A WISE OBSERVATION: MEDICAL BILLS LOOK INTIMIDATING AT FIRST BUT ARE GENERALLY REDUCED OR "CUT BACK" TO THE MEDICARE APPROVED AMOUNT. THIS MAKES AMOUNTS DUE UNDER HDG SMALLER THAN EXPECTED. MY PERSONAL URGENT CARE BILL AT AN ARIZONA HOSPITAL (JUNE 2026) STARTED AT $875. MY HDG PLAN LEFT ME WITH A BILL FOR $23.22. FINALLY, WE ENJOY A REVIEW OF ANOTHER RIDICULOUS WALLETHUB LIST! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 992 - MEDICARE SUPPLEMENT RATE INCREASES: WHO ARE THE REAL CULPRITS?

    Play Episode Listen Later Sep 4, 2026 40:08


    MEDICARE ADVANTAGE MINUTE:                                                                  WHEN STAR RATINGS BACKFIRE: HOW THE GOVERNMENT COULD BETTER SUPPORT HEALTH IN MEDICARE ADVANTAGE. PART 2: FIVE REASONS FOR MEDICARE SUPPLEMENT RATE INCREASES TINY INCREASES ENJOYED BY MY HIGH DEDUCTIBLE PLAN G CLIENTS! A DIFFEREENT COMPANY REPORTS "ACROSS THE BOARD" RATE INCREASES OF 15% IN PENNSYLVANIA AND 19% IN OHIO. WEEKLY UPDATE (COURTESY OF CLAUDE): WHAT ARE THE HEADLINES? FINALLY COSTCO + SCAN HAVE PARTNERED UP TO SELL MEDICARE ADVANTAGE IN TWO STATES AND MEDICARE SUPPLEMENT IN ONE STATE. NO STATE NAMES HAVE BEEN ANNOUNCED YET. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 991 - DOES MEDICARE MAKE YOU SMILE? IF SO, SHARE THAT SMILE WITH YOUR POOCH!

    Play Episode Listen Later Sep 2, 2026 36:43


    MEDICARE ADVANTAGE MINUTE:                                                                            AT AGE 72 HE TRIED TO LEAVE MEDICARE ADVANTAGE;                                       HIS HEART MEDICATION BLOCKED THE MEDICARE SUPPLEMENT THAT HE NEEDED. ARTICLE: PEDICARE SUPPLEMENT RATE INCREASES, PART 1. DO HUMAN SMILES TRIGGER A UNIQUE REACTION IN DOMESTICATED DOGS? RICHARD WRITES TO ASK ABOUT WELLCARE'S PLANS.. WHAT THE HECK ARE THEY? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 990 - ARE YOU A TRADITIONALIST OR A BUNDLER? OUR QUIZ MAY SOLVE THAT MYSTERY!

    Play Episode Listen Later Aug 28, 2026 48:37


    MEDICARE ADVANTAGE MINUTE:                                                                          A FIVE QUESTION QUIZ CAN HELP SOMEONE CHOOSE BETWEEN:          MEDICARE ADVANTAGE VS. ORIGINAL MEDICARE WITH A SUPPLEMENT. MLM TASKED CLAUDE WITH CREATING A NEWSLETTER HIGHLIGHTING MEDICARE RELATED INFORMATION.  INITIAL RESULTS ARE PROMISING BUT FURTHER REFINEMENT IS CALLED FOR. "THINK BEFORE YOU OVERREACT!" DIANE OMDAHL'S ADVICE ABOUT THE END OF PREMIUM SUBSIDIES FOR PART D PRESCTIPTION DRUG PLANS.  CLIENT MIKE ASKS OF I AM ABLE TO HELP MEDICARE PARTICIPANTS IN KANSAS. MY ANSWER: YOU BET I AM! CLIENT ANDY WONDERS WHETHER MEDICARE OFFERS ANY COVERAGE FOR CATARACT SURGERY. HE ALSO MENTIONS NOT HAVING DENTAL INSURANCE. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Epi.+ 989 - PART D SUBSIDY WILL BE ENDED BEFORE 2027. WHO IS TO BLAME?

    Play Episode Listen Later Aug 26, 2026 40:53


    MEDICARE ADVANTAGE MINUTE:                                                                SEVEN MEDICARE ADVANTAGE CHANGES COMING IN 2027 THE PART D SUBSIDY PROGRAM (PREMIUM STABILIZATION DEMONSTRATION) WILL END BEFORE 2027. MLM FAN MARK WRITES TO ASK WHAT TO DO IN CASE HIS EMPLOYER DRUG PLAN IS NOT "CREDITABLE". BILL SHARED AN EXCELLENT THOUGHT ABOUT A SITUATION LENDING ADDED VALUE TO MY FAVORITE MEDICARE SUPPLEMENT PLAN: HIGH DEDUCTIBLE PLAN G! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.988 - MEDICARE ADVANTAGE FRAUD PREVENTION AUDITS WILL BE STEPPED UP.

    Play Episode Listen Later Aug 24, 2026 42:20


    MEDICARE ADVANTAGE MINUTE:                                                                    CMS (THE FEDERAL GOVERNMENT) EXPANDS AUDITS TO CRACK DOWN ON MEDICARE OVERPAYMENTS.                                                                          IDENTIFYING FRAUDULENT ACTIVITY IS THE GOAL OF THIS EXERCISE.  WHAT DOES MEDICARE NOT COVER?                                                                HERE IS A LIST OF EIGHT THINGS (MORE OR LESS). RANDY IS SENT TO THE DOG HOUSE BY MRS RANDY WHEN HE PICKED A MEDICARE SUPPLEMENT PLAN SHE DIDN'T LIKE.                                FORTUNATELY, HIS AGENT RODE TO THE RESCUE AND SAVED THE DAY! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 987 - TWO ABSOLUTELY CRITICAL ELEMENTS OF YOUR MEDICARE DECISIONS!

    Play Episode Listen Later Aug 21, 2026 43:44


    MEDICARE ADVANTAGE MINUTE:                                                              CRITICAL ELEMENT #1:                                                                                                3 SIGNS THAT MEDICARE ADVANTAGE MAY NOT BE THE RIGHT PLAN FOR YOU! CRITICAL ELEMENT #2:                                                                                                A HIGH DEDUCTIBLE PLAN G LOWERS PREMIUMS FOR HEALTHY RETIREES WHO RARELY NEED CARE! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 986 - GET YOUR SHOPPING LIST READY; MEDICARE HAS LOTS OF GOODIES THAT ARE FREE FOR THE TAKING!

    Play Episode Listen Later Aug 19, 2026 50:11


    MEDICARE ADVANTAGE MINUTE:                                                                UNITED HEALTHCARE WITHDREW SOME PLANS FROM 225 COUNTIES; AETNA DID THE SAME IN 160 COUNTIES.                                                                      RURAL COUNTIES HAVE BEEN HARDEST HIT! 18 THINGS MEDICARE GIVES YOU FOR FREE A VALUED CLIENT ENDURES A NEAR DEATH EXPERIENCE AND GIVES HIS AGENT CREDIT FOR A MIRACULOUS OUTCOME. HOWEVER, HIS AGENT HAS ONE BURNING QUESTION ABOUT THE MATH INVOLVED IN HIS CLAIM. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 985 - HEALTHCARE IS NOT THE SAME THING AS HEALTH INSURANCE; LEARN IT, LIVE IT!

    Play Episode Listen Later Aug 17, 2026 41:11


    MEDICARE ADVANTAGE MINUTE:                                                                       FIVE INSURANCE COMPANIES ARE STEPPING BACK FROM MEDICARE ADVANTAGE. DOES MEDICARE COVER THE RSV VACCINE? HEALTH CARE VS. HEALTH INSURANCE: SOME PEOPLE NEED TO LEARN THAT THERE IS A DIFFERENCE! WHAT DO SOME PROGNOSTICATORS THINK WILL HAPPEN TO MEDICARE COSTS NEXT YEAR? PART B MONTHLY PREMIUM IS PREDICTED TO INCREASE 3.5% OR $6.60 PER MONTH TO $209.50.  PART B ANNUAL DEDUCTIBLE IS PREDICTED TO INCREASE 3.2% OR $9 TO $292. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.984 - EVER WANTED TO FRENCH-KISS A GILA MONSTER? IT MIGHT BE MEDICINAL!

    Play Episode Listen Later Aug 14, 2026 46:33


    MEDICARE ADVANTAGE MINUTE:                                                                         25 HEALTH SYSTEMS HAVE NOW DROPPEDMEDICARE ADVANTAGE;                       2.9 MILLION PARTICIPANTS MAY HAVE TO SWITCH PLANS!                                IN THE LAST THREE YEARS 90 HOSPITALS AND HEALTH SYSTEMS HAVE TERMINATED SOME OR ALL OF THEIR MEDICARE ADVANTAGE CONTRACTS. LIZARD SALIVA, SPECIFICALLY THAT FROM THE GILA MONSTER, TURNS OUT TO BE THE ORIGINAL SOURCE OF GLP-1 THAT WAS USEFUL AS A MEDICAL COMPOUND. FINALLY, LISTEN TO A RENDITION OF MY OPINIONS CONCERNING THE WISDOM OF PURCHASING PLAN N IN LIEU OF MY RECOMMENDED HIGH DEDUCTIBLE PLAN G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 983 - LOOKING AT A JOINT REPLACEMENT? MEDICARE ADVANTAGE MAY HURT EVEN MORE!

    Play Episode Listen Later Aug 12, 2026 45:44


    MEDICARE ADVANTAGE MINUTE:                                                                      THE MEDICARE ADVANTAGE COVERAGE GAP THAT COSTS RETIREES THOUSANDS AFTER JOINT REPLACEMENT! MEDICARE PAYS FOR AN AMBULANCE ONLY WHEN OTHER TRANSPORTATION THREATENS YOUR HEALTH. ANALYSIS OF RATE INCREASE REPORTS ILLUSTRATES ONCE AGAIN THAT HDG HAS THE SMALLEST INCREASES. CONSUMPTION OF COFFEE MAY LOWER HEART DISEASE RISK.                          EVEN MASS QUANTITIES? FINALLY, WE READ A LIST OF THE PLACES THAT MAKE TRAVELERS THE HAPPIEST. THE LIST WAS COMPILED BY USA TODAY SO DON'T EXPECT IT TO MAKE ANY SENSE! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep 982 - HEY TUBBY! ARE YOU PLANNING TO JUMP ON THE "BRIDGE" GLP-1 DISCOUNT PILOT PROGRAM?

    Play Episode Listen Later Aug 10, 2026 43:09


    MEDICARE ADVANTAGE MINUTE:                                                                       LEAVE YOUR MEDICARE ADVANTAGE PLAN'S NETWORK AND IT CAN REFUSE TO PAY, LEAVING YOU WITH THE FULL BILL FOR OUT-OF-NETWORK TREATMENT. THE GLP-1 BRIDGE TRIAL PROGRAM: HERE IS A LIST OF "CATCHES" FOR WHICH TO WATCH OUT. NEBRASKA BEGINS A PURGE OF THE MEDICAID RECIPIENTS AS WORK RULES KICK IN.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 981 - CLIENT SAVED FROM LIFETIME OF KIDNEY DIALYSIS; AGENT LAUDS SELF AS HERO!

    Play Episode Listen Later Aug 7, 2026 50:17


    EJNOY THE FUN WHEN AI CREATES THE CONTENT FOR A PODCAST EPISODE! THIS CONTENT INCLUDES A SERIES OF SHORT MEDICARE ADVANTAGE STORIES, SOME GOOFBALL QUESTIONS AND A SET OF SERIOUS MEDICARE QUESTIONS. CORRECTION:                                                                                                              ILLINOIS TOWNSHIPS ARE TYPICALLY 36 SQ. MILES RATHER THAN ONLY 6 AS I MISTAKENLY SAID. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 980 - INSURANCE UNDERWRITERS CAN BE A VERY CURIOUS AND NOSY BUNCH!

    Play Episode Listen Later Aug 5, 2026 48:34


    MEDICARE ADVANTAGE MINUTE:                                                                         WHEN A MEDICARE ADVANTAGE PLAN DROPS YOU, YOU GET A GUARANTEED RIGHT TO BUY ANY MEDICARE SUPPLEMENT POLICY. MEDICARE PAYS FOR SHORT TERM SKILLED CARE BUT NOT FOR A LONG TERM CUSTODIAL NURSING HOME STAY. INSURANCE UNDERWRITERS ASKED A STRANGE QUESTION PERTAINING TO MY NEW CLIENTS, A MARRIED COUPLE WITH A VERY VAMILIAR NAME. FINALLY, WE LIST THE STATES THAT HAVE GAINED, AND LOST, LARGE NUMBERS OF OLDER RESIDENTS. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 979 - WORST CASE SCENARIO: IS IT WISE TO DO A PLAN CHANGE FROM HIGH DEDUCTIBLE?

    Play Episode Listen Later Aug 3, 2026 41:04


    FACING A FUTURE OF VERY EXPENSIVE MEDICAL TREATMENT, HAVING ENJOYED THE FINANCIAL BENEFITS OF HIGH DEDUCTIBLE PLANS FOR OVER A DECADE, WHAT DO THE OPTIONS LOOK LIKE IF A CHANGE TO ANY OTHER PLAN WERE POSSIBLE? A VALUED CLIENT WONDERS WHY NOBODY AT HIS MEDICARE SUPPLEMENT INSURANCE COMPANY COULD BE REACHED BY TELEPHONE. I SUGGESTED THE REASON MIGHT HAVE SOMETHING TO DO WITH THE CALENDAR: IT WAS SUNDAY! THE REPRESENTATIVE OF A MEDICAL EXPERT ASKED IF I WOULD CONSIDER HER CLIENT FOR A GUEST INTERVIEW.                                                                          HER AREA OF EXPERTISE? TREATENT OF CANINE DEMENTIA!  FINALLY, IS PERSONAL INFORMATION SUBMITTED VIA A FORM ON MY WEBSITE REALLY SECURE? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 978 - HOW MUCH FORGETFULNESS IS NORMAL? WHEN SHOULD YOU SEE A DOCTOR?

    Play Episode Listen Later Jul 31, 2026 43:28


    I ASKED AI TO CREATE SOME NEWS STORIES AND OTHER INTERESTING MEDICARE RELATED CONTENT FOR THE AMUSEMENT OF THE AUDIENCE TODAY. SUBJECTS CREATED ARE AS FOLLOWS:                                                                                          PLAN SHRINKAGE; HOSPITALS QUIETLY WALKING AWAY FROM MA PLANS: PRIOR AUTHORIZATION GETS A PARTIAL FACELIFT: AI IS NOW DENYING YOUR CARE AND GETTING SUED FOR IT! NEXT COME SOME AI CREATED MEDICARE Q & A. FINALLY, ENJOY A REPORT ON FORGETFULNESS AND WHETHER YOU NEED TO BE WORRIED ABOUT YOUR MENTAL CAPACITY.                      Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 977 - SHALL WE REHABILITATE A CLINICAL TERM UNFAIRLY LABELED A PEJORATIVE BY THE WOKE ?

    Play Episode Listen Later Jul 29, 2026 47:49


    MEDICARE ADVANTAGE MINUTE:                                                                         IN A HEALTHY YEAR A MEDICARE ADVANTAGE YEAR CAN SAVE YOU $2640. IN A CANCER YEAR IT CAN COST YOU $9250. SUSIE HAS FRIENDS THAT PURCHASED EXPENSIVE PLAN G RATHER THAN MY RECOMMENDED, MUCH LESS COSTLY HIGH DEDUCTIBLE PLAN G.                      HER FRIENDS TURN OUT TO BE CONTOL FREAKS! MY FRIEND BOB'S WIFE HAS A PDP (PRESCRIPTION DRUG PLAN) THAT CHANGED THE COVERAGE OF SOME DRUGS IN ITS FORMULARY FROM LAST YEAR TO THIS. AN OBJECT LESSON TO THOSE WHO DO NOT PERFORM AN ANNUAL SEARCH FOR THE MOST ADVANTAGEOUS PLAN AVAILABLE IN THE FOLLOWING YEAR. LONG-TIME LISTENER STEVE INADVERTANTLY CAUSED A CORRESPONDENT TO CHASTISE HIM FOR USING THE WORD "RETARD" IN A SELF-DESCRIPTIVE WAY. TALK ABOUT WOKE!                                                                                                  STEVE ALSO DESCRIBED A MARMITE ENCOUNTER THAT RESULTED IN AN APOLOGY WITH THE PROMISE OF A GIFT OF TASTY BRITISH BEER AS A SIGN OF CONTRITION.  FINALLY, LONG-TIME LISTENER DOMINICK DISCLOSED A LIST OF THE TEN WORST STATES IN WHICH TO LIVE. AFTER REALIZING THAT EACH PLACE ON THE LIST VOTED OVERWHELMINGLY CONSERVATIVE, DOUBT HAS BEEN CAST ON THE CNBC LIST CONSTRUCTORS! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 976 - DIANE OMDAHL CHECKS IN WITH A LESSON IN THE MEDICARE "ALPHABET SOUP"

    Play Episode Listen Later Jul 27, 2026 44:24


    MEDICARE ADVANTAGE MINUTE:                                                                   THESE PRIVATE MEDICARE PLANS DENIED SPECIALIZED CARE AT THE HIGHEST RATES. DECEIPHERING MEDICARE'S ALPHABET SOUP. A FRIEND"S SITUATION ILLUSTRATES THE GROWING DIVIDE BETWEEN THE EXPENSIVE PLANS (F AND G) AND MY RECOMMEND HIGH DEDUCTIBLE PLAN G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.+ 975 - FIVE TYPICAL MEDICARE BUYERS DISSECT "MEDICARE ENROLLMENT GUIDE"

    Play Episode Listen Later Jul 24, 2026 38:57


    The "MEDICARE BUYER COUNCIL" HAS TAKEN ON THE AWESOME TASK OF READING AND DIGESTING THE MEDICARE-RELATED CONTENT CONTAINED WITHIN THE 2026 EDITION OF "MEDICARE ENROLLMENT GUIDE". THIS COLLECTION OF FIVE CRITICAL RESEARCHERS WAS CREATED BY AN EXPERT IN ARTIFICIAL INTELLIGENCE AND WAS DESIGNED TO EMBODY EACH OF THE IMPORTANT CHARACTERISTICS DISPLAYED BY THOSE INTERESTED IN GAINING MASTERY OF THE MEDICARE PROGRAM. PERHAPS YOU SHARE ONE OR MORE OF THESE CHARACTERISTICS!  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep.+ 974 - FIVE TYPICAL MEDICARE BUYERS DISSECT "MEDICARE FOR THE LAZY MAN"

    Play Episode Listen Later Jul 24, 2026 42:09


    The "MEDICARE BUYER COUNCIL" HAS TAKEN ON THE AWESOME TASK OF READING AND DIGESTING THE MEDICARE-RELATED CONTENT CONTAINED WITHIN THE 2026 EDITION OF "MEDICARE FOR THE LAZY MAN". THIS COLLECTION OF FIVE CRITICAL RESEARCHERS WAS CREATED BY AN EXPERT IN ARTIFICIAL INTELLIGENCE AND WAS DESIGNED TO EMBODY EACH OF THE IMPORTANT CHARACTERISTICS DISPLAYED BY THOSE INTERESTED IN GAINING MASTERY OF THE MEDICARE PROGRAM. PERHAPS YOU SHARE ONE OR MORE OF THESE CHARACTERISTICS!  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 973 - MY ELECTRIC COMPANY HAS THE WORST MARKETING DEPARTMENT EVER!

    Play Episode Listen Later Jul 20, 2026 46:19


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PLANS ARE ALL QUIETLY CUTTING BENEFITS...MIDYEAR... IN SEVERAL STATES. CLIENT JOE MOVED FROM OKLAHOMA TO KANSAS (BECAUSE OF A WOMAN, HE SAYS). HE WANTS TO KNOW WHAT THE CONSEQUENCES OF HIS MOVE WILL BE. HE WILL NEED TO SELECT THE BEST DRUG PLAN AVAILABLE IN HIS NEW HOME, CLIENT ROBERT SAYS HE WANTS TO "TAKE A HARD LOOK AT DRUG COVERAGE THIS YEAR". I AM ALL FOR THAT BUT HE IS A LITTLE EARLY. THAT EFFORT SHOULD HAPPEN IN OCTOBER OR NOVEMBER. FINALLY, MY ELECTRIC COMPANY SENT ME A LETTER CONGRATULATING ME ON USING LESS OF THEIR PRODUCT THAN ANY OF MY ILLINOIS NEIGHBORS! WHAT THE HECK ARE THEY RUNNING HERE? THEY SHOULD BE ORDERING ME TO USE MORE POWER, NOT LESS! HOW WOULD THEIR STOCKHOLDERS FEEL ABOUT A COMPANY THAT TRIES TO STIFLE SALES OF ITS PRODUCT!   .  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 972 - FIRST EVER BOOK REPORT IN THE HISTORY OF THE MLM PODCAST!

    Play Episode Listen Later Jul 17, 2026 43:19


    MEDICARE ADVANTAGE MINUTE:                                                                         19 MAJOR HOSPITAL SYSTEMS, INCLUDING THE MAYO CLINIC, HAVE LEFT MEDICARE ADVANTAGE THIS YEAR BOOK REPORT: "MEDICARE 2026 FIRST STEPS" BY TONI (SHE'S A GIRL) KING COMPARED TO "MEDICARE ENROLLMENT GUIDE" BY DOUG (HE'S A GUY) JONES   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 971 - 4 MINUTES OF YOU-TUBE FUN! SEARCH: ROSE MARIE TOTEM TOM-TOM

    Play Episode Listen Later Jul 15, 2026 47:19


    MEDICARE ADVANTAGE MINUTE:                                                       TRADITIONAL MEDICARE VS. MEDICARE ADVANTAGE: THE HIDDEN COSTS THAT NO ONE TALKS ABOUT TONI KING COLUMN: HELP! EMPLOYER HEALTH PLAN DENIES PAYMENT FOR CANCER CLAIM (HINT: MEDICARE WOULD HAVE PAID) SUSIE ASKS: WHEN MIGHT PLAN G ACTUALLY BE A BETTER CHOICE THAN HDG? FINALLY, I LOSE AN ARGUMENT WITH CLAUDE Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 970 - MEDICARE ENROLLMENT HICCUPS; WHO WOULDA THUNK?

    Play Episode Listen Later Jul 13, 2026 45:01


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PLANS MUST MAIL YOU A LIST OF UNUSED BENEFITS DURING JULY....AND MOST TOSS IT? MEDPAC OFFERS A LOOK AT "ENROLLMENT HICCUPS" FOR MEDICARE PARTICIPANTS DAVID ASKED WHAT MEDICARE PLANS I MIGHT SUGGEST FOR HIM BUT HE OFFERED VERY FEW DETAILS ABOUT HIMSELF FROM WHICH TO DRAW CONCLUSIONS Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 969 - GOV'T PRIOR AUTH TEST GETTING BAD REVIEWS FROM USERS SO FAR!

    Play Episode Listen Later Jul 10, 2026 41:00


    MEDICARE ADVANTAGE MINUTE:                                                                  INSURERS' PRIOR AUTHORIZATION DATA OFFERS LITTLE INSIGHT INTO WHAT GETS APPROVED OR DENIED THE WISeR TEST OF PRIOR AUTHORIZATION IN ORIGINAL MEDICARE HAS NOT HAD A SMOOTH ROLLOUT, ACCORDING TO SOME REPORTS PROSPECTIVE CLIENT MALCOM ACTUALLY PAYS MORE ATTENTION TO THE MEDICARE SUPPLEMENT QUOTES THAN THE EXPERTS! CLIENT DAVID LEARNED THAT THE WEBSITE OF THE NEW YORK DFS (DEPT OF FINANCIAL SVCS) CONTAINS MUCH PRODUCT MISINFORMATION   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 968 - HEY TUBBY! COME AND GET YOUR GLP-1 DRUGS FOR CHEAP!

    Play Episode Listen Later Jul 8, 2026 43:49


    MEDICARE ADVANTAGE MINUTE:                                                           MEDICARE ADVANTAGE PLANS GET A 2.48% RAISE FOR 2027, UP FROM A PROPOSED 0.09% MEDICARE WILL START COVERING OBIESITY DRUGS FOR THE FIRST TIME EVER LEARN MORE ABOUT MARMITE, THE STICKY DARK BROWN PASTE, THAN YOU EVER WANTED TO KNOW! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 967 - WATCH OUT FOR COBRA: AFTER TURNING 65 IT WON"T PROTECT YOU FROM A LIFETIE LATE ENROLLMENT PENALTY!

    Play Episode Listen Later Jul 6, 2026 46:45


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE HEALTH PLANS MAY CUT EXTRA BENEFITS IN 2027 HE THOUGHT COBRA COUNTED AS COVERAGE;                                            MEDICARE SAID OTHERWISE FOR LIFE; THE KEY IS BEING "ACTIVELY AT WORK" MEDIGAP (MEDICARE SUPPLEMENT) RATES ARE INCREASING AND SOME PLANS ARE HARDER TO QUALIFY FOR CHRIS ASKS WHETHER A MORE EXPENSIVE PART D DRUG PLAN WILL PROVIDE BETTER COVERAGE FOR COSTLY DRUGS MARK BECAME A BELIEVER IN HIGH DEDUCTIBLE PLAN G WHEN HE SAW THE SAVINGS TO BE ENJOYED. STILL, HE WONDERS WHAT TO EXPECT IN THE WAY OF FUTURE RATE INCREASES FINALLY, ENJOY SOME ACCURACY IN A WALLETHUB LIST FOR A CHANGE!     Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 966 - PLAN F COST INCREASING DRAMATICALLY? WAIT TOO LONG AND YOU'LL BE TRAPPED!

    Play Episode Listen Later Jul 3, 2026 42:58


    MEDICARE ADVANTAGE MINUTE:                                                                       CVS (AETNA) DENIED 80% OF MEDICARE ADVANTAGE "LONG TERM CARE" REQUESTS, ACCORDING TO A FEDERAL WATCHDOG ELAINE TRIED TO ESCAPE HER EXPENSIVE PLAN F WHICH WAS HEADING TOWARD $500 PER MONTH. SUCCESS OR....? TWO MISTAKES PEOPLE MAKE WHEN CHOOSING A MEDICARE SUPPLEMENT. FINALLY, STEVE FROM TEXAS HAS A QUESTION FOR WORLD TRAVELER RANDY Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep 965 - BOB'S MAIL CONTAINED A NEW MEDICARE NUMBER: WHAT'S UP WITH THAT?

    Play Episode Listen Later Jul 1, 2026 39:46


    MEDICARE ADVANTAGE MINUTE:                                                                    YOUR MEDICARE ADVANTAGE PLAN STOPS AT THE COUNTY LINE.            ORIGINAL MEDICARE DOES NOT. FAVORITE CLIENT BOB FOUND A BRAND NEW MEDICARE CARD WITH A BRAND NEW MEDICARE NUMBER WHEN HE OPENED HIS MAIL RECENTLY. EVIDENCE OF FRAUDELENT ACTIVITY OR JUST INEFFECTIVE PR BY THE GOVERNMENT? DEAN OFFERED A SUGGESTION FOR FUTURE EDITIONS OF "MEDICARE FOR THE LAZY MAN".                                                                                                       TURNS OUT HE DID NOT KNOW THERE IS AN AUDIBLE VERSION FOR HIM TO ENJOY.  PHOENIX CLIENTS PHIL & MRS. PHIL WERE SURPRISED BY THE SIZE OF THEIR PLAN G RATE INCREASES. FINALLY, KATHY WONDERS IF MY USUAL ADVICE IN FAVOR OF HIGH DEDUCTIBLE PLAN G WOULD STILL BE VALID IN VIEW OF HER SPECIAL CIRCUMSTANCES. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 963 - 53 MILLION MEDICARE ADVANTAGE PRIOR AUTHORIZATION REVIEWS DELIVER PLENTY OF FRUSTRATION!

    Play Episode Listen Later Jun 29, 2026 41:07


    MEDICARE ADVANTAGE MINUTE:                                                                       ARE THE TRADEOFFS FROM PRIOR AUTHORIZATIONS WORTH IT?                      THIS IS THE SINGLE BIGGEST BURDEN FOR PATIENTS WITH CHRONIC CONDITIONS  ONE COMPANY'S MEDICARE SUPPLEMENT RATE INCREASE IN THE STATE OF UTAH IS A WHOPPER A PROSPECTIVE CLIENT CHECKS IN WITH SEVERAL PITHY QUESTIONS     Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 964 - GOOD STUFF!

    Play Episode Listen Later Jun 26, 2026 47:35


    MEDICARE ADVANTAGE MINUTE:                                                             ORIGINAL MEDICARE VS. ADVANTAGE. MORE RETIREES ARE SWITCHING BACK AND HERE'S WHY IN RESPONSE TO A QUESTION FROM PODCAST LISTENER AND CLIENT MARK, WE TAKE A DEEP DIVE INTO THE SUBJECT OF PLAN N & WHY I DO NOT RECOMMEND IT TO MY CLIENTS. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 962 - HOW WOULD TROOPER JACKSON, OKLAHOMA HWY PATROL, FEEL ABOUT THIS EPISODE?

    Play Episode Listen Later Jun 22, 2026 43:52


    MEDICARE ADVANTAGE MINUTE:  MAJOR MEDICARE ADVANTAGE INSURERS APPEAR TO DENY CARE FOR PROFIT: FEDERAL WATCHDOG.                              WORST OFFENDERS ARE: UNITED HEALTHCARE, HUMANA & AETNA TRUMP ANNOUNCES TRUMPRx.GOV EXPANSION                                          ADDING 160 MORE DRUGS EXPLANATION OF MEDICARE SUPPLEMENT PLANS,                                      INCLUDINNG THOSE THAT ARE LESS WELL KNOWN.                                        AGENTS PUSH PLANS G & N EXCLUSIVELY                                                            THEY IGNORE THE VERY COST-EFFECTIVE HDG!                                                          Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 961 - What happens when you call the 800 phone number as the washed up celebrities request?

    Play Episode Listen Later Jun 19, 2026 41:35


    MEDICARE ADVANTAGE MINUTE:                                                             ELEVANCE (ANTHEM) ESTIMATES IT WILL TAKE $935 MILLLION TO AVOID THREATENED GOVERNMENT SANCTIONS SPECIAL ENROLLMENT PERIOD  (SEP) CREATED BY CLEAR SPRING"S DEPARTURE FROM THE MARKET GOVERNMENT ONOUNCES BIG DISCOUNTS ON 15 MORE EXPENSIVE DRUGS USED BY MILLIONS ENJOY SOME SELECTED READINGS FROM "THE ULTIMATE MEDICARE CHECKLIST FOR AGE 66+" Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 960 - www.MEDICAREFORTHELAZYMAN.COM: PACKED WITH INFO & ENTERTAINMENT!

    Play Episode Listen Later Jun 17, 2026 43:05


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE CRISIS:                                                                              WHY YOUR PLAN MAY ADD NEW CHARGES TO YOUR ACCOUNT THIS WEEK! FEATURES OF OUR WEBSITE ENUMERATED ONE OF MY BETTER COMPANIES OFFERS RATE INCREASE STATISTICS: PLAN G GETS A 25% BUMP WHILE THE AVERAGE OF 13 HIGH DEDUCTIBLE PLANS IS ONLY A 10.37% INCREASE HEALTH SHARING MINISTRIES FOR THOSE NOT YET ON MEDICARE: BEWARE!          AVOIDING MEDICARE SCAMS: TO ROOT OUT FRAUD, NEW HOME HEALTH AND HOSPICE SERVICE AUTHORIZATIONS HAVE BEEN SUSPENDED WOULD YOU LIKE TO START YOUR OWN PODCAST? WE SHARE 13 LESSONS GATHERED FROM OVER 100 BUSINESS-RELATED PODCASTS Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep + 959 - IN PAIN? NEED FAST RELIEF? STAY AWAY FROM MA PLANS WITH PRIOR AUTHORIZATION!

    Play Episode Listen Later Jun 15, 2026 44:04


    MEDICARE ADVANTAGE MINUTE:                                                                  MEDICARE'S 72-HOUR RULE NOW GOVERNS MEDICARE ADVANTAGE APPROVALS TONI KING'S NEW AI-WRITTEN BLURBS SEND A VERY BAD MESSAGE STEVE (FROM TEXAS) ASKS A VERY THOUGHTFUL QUESTION ABOUT A MISGUIDED REPUBLICAN'S PLANS FOR THE FUTURE OF MEDICARE JOHN ASKS FOR CLARIFICATION AS TO THE MOST ACCURATE WAY TO RESPOND TO PARTS OF THE MLM QUESTIONNAIRES FINALLY, LISTEN TO AN EXPLANATION OF THE ACCEPTED INDUSTRY STANDARDS FOR THE INITIAL AND FOR SUBSEQUENT MEDICARE SUPPLEMENT PREMIUM PAYMENTS Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep 958 - WEIGHT LOSS DRUGS: GRAB YOURS FOR $50 EACH STARTING IN JULY!

    Play Episode Listen Later Jun 12, 2026 40:30


    MEDICARE ADVANTAGE MINUTE:                                                                      NEW SENATE BILL COULD RESHAPE MEDICARE ADVANTAGE FOR MILLIONS.     ONE OF THE FRICTION POINTS IT WILL TRY TO SOLVE WILL BE THAT OF PRIOR AUTHORIZATIONS. EXPLANATION OF "USUAL & CUSTOMARY? HEALTH INSUEANCE CLAIM PAYMENT SCHEDULES. FEE FOR SERVICE vs. MANAGED CARE ALSO EXPLAINED.  HIGHER LOSS RATIOS IN THE MARKET ARE BEING DRIVEN BY CLAIM TRENDS THESE WEIGHT LOSS DRUGS:FOUNDAYO, WEGOVEY AND ZEPBOUND WILL BE MADE AVAILABLE UNDER THE "BRIDGE" PROGRAM STARTING JULY 1ST. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 957 - GOT GAS? GOT ALZHEIMER'S? ONE MIGHT BE CONNECTED TO THE OTHER!

    Play Episode Listen Later Jun 11, 2026 41:50


    MEDICARE ADVANTAGE MINUTE:  RURAL TEXAS AT RISK; MEDICARE ADVANTAGE REDUCTIONS HIT HARDEST IN LOW POPULATION AREAS. STILL WORKING AT AGE 65? HERE'S HOW TO HANDLE MEDICARE. SINGLE SHOT AT PREVENTING HEART DISEASE. NEW STUDY COULD REWRITE ALZHEIMER'S PLAYBOOK. (HINT: NITRIC OXIDE GAS) THINK BEFORE YOU SUPPLEMENT CORRESPONDENCE FROM RON ABOUT TRICARE FOR LIFE, ALONG WITH A TFL EXPLANATION. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 955 - MEDICARE ADVANTAGE PLANS USE VARIOUS TOOLS TO CONTROL THEIR COSTS!

    Play Episode Listen Later Jun 10, 2026 43:36


    MEDICARE ADVANTAGE MINUTE:                                                                    YOUR 2026 MEDICARE ADVANTAGE PLAN MY DENY YOUR NEXT REQUEST FOR AN EMERGENCY MRI. HERE IS WHY: PRIOR AUTHORIZATION DENIAL. THE ULTIMATE "I AM TURNING 65" CHECKLIST MARGY SENT ME A VERY TEMPTHING INVITATION TO BECOME A PODCAST GUEST. FINALLY, WE DISCUSS THE PERSONALITY TRAITS OF OUR NEW AI ASSISTANTS: SEAN AND CLAUDE RESPECTIVELY. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 956 - HOW MANY REASONS ARE THERE FOR CHOOSING PLAN G OVER ADVANTAGE?

    Play Episode Listen Later Jun 8, 2026 45:37


    MEDICARE ADVANTAGE MINUTE: FIVE REASONS RETIREES SHOULD BUY PLAN G RATHER THAN MEDICARE ADVANTAGE IN 2026.                                                 HIGH DEDUCTIBLE PLAN G WOULD BE AN EVEN SMARTER CHOICE! A NEW MEDICARE SUPPLEMENT PROSPECT WITH A COMPLIATED MEDICAL HISTORY HISTORY REQUESTS QUOTES. I EXPLAIN THE DETAILS SHE WILL BE RECEIVING. A CURRENT CLIENT WITH HDG RECEIVED SHOCKING NEWS: HE WILL RECEIVE A RATE INCREASE OF 8.7%, EQUATING TO $4.01 PER MONTH. SHOULD BE HAPPY ABOUT THAT! MEDICARE SUPPLEMENT RATE INCREASES HAVE BEEN LARGER THAN USUALIN THE MOST RECENT YEAR. INTERESTING COMPARISON BETWEEN THE AVERAGE OF PLAN G INCREASES VS. THE AVERAGE HDG INCREASES! FINALLY, A ROUSING QUIZ CONSISTED OF THE BEST AND WORST ENTRY LEVEL JOBS IN 2026. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 954 - SOCIAL SECURITY DISABILITY RECEPIENT HAS A RARE OPPORTUNITY!

    Play Episode Listen Later Jun 5, 2026 45:20


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PREIMUMS WILL DROP...EVEN AS TOTAL ENROLLMENT DROPS FOR THE FIRST TIME IN OVER A DECADE! CORRESPONDENCE FROM A DISABLED VISITOR TO MY WEBSITE WITH AN UNUSUAL SITUATION. HE IS TURNING 65 AND WILL FACE A DECISION: TAKE THIS OPPORTUNITY TO ACQUIRE SUPERIOR MEDICARE AND A SUPPLEMENT OR KEEP HIS LESS DESIREABLE MEDICARE ADVANTAGE PLAN WITH CHEAP DRUG COVERAGE. DEMS IN CONGRESS RAMP UP EFFORTS TO REPEAL THE NEW MEDICARE PRIOR AUTHORIZATION PILOT PROGREM CALLED WISeR.                                              FINALLY I CAN OFFER THEM SUPPORT FOR SOMETHING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 953 - BIRTHDAY RULES: GREAT NEWS FOR THOSE TRAPPED IN PLANS F, G & N!

    Play Episode Listen Later Jun 1, 2026 46:12


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE EXPOSED:                                                                            5 SHOCKING TRUTHS THAT COULD COST YOU EVERYTHING! A RECENT CLIENT"S PLEA FOR HELP: A WOMAN IN KANSAS CITY, AGE 84;          HER PLAN F WAS INCREASING TO $380 PER MONTH; MY SOLUTION: CHANGE TO HIGH DEDUCTIBLE PLAN G AT $77 PER MONTH.                                            RESULT? SHE SAVES $303 PER MONTH AND IS MONEY AHEAD EVEN IN A "WORST CASE" SCENARIO! OPEN ENROLLMENT PERIOD AND SPECIAL ENROLLMENT PERIODS DEFINED, FOLLWED BY A DISCUSSION OF BIRTHDAY RULE STATES AND THE CONSEQUENCES OF A STATE ADOPTING A BIRTHDAY RULE. CORRESPONDENCE WITH A CLIENT THAT WAS UNHAPPY ABOUT HIS RECENT RATE INCREASE, FOLLOWED BY A DISCUSSION OF SOME OF THE MANY REASONS AN INSURANCE COMPANY MIGHT HAVE FOR CHANGING THE RATES OF THEIR PRODUCTS. FINALLY, WE SHARE A LIST OF CELEBRITIES TURNING 65 IN 2026 FOLLOWED BY A LIST OF BOY AND GIRL NAMES POPULAR THEN AND NOW. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 952 - PART D MEDICARE PRESCRIPTION DRUG PLANS - HOW CAN YOU CHOOSE?

    Play Episode Listen Later May 29, 2026 48:52


    MEDICARE ADVANTAGE MINUTE:                                                           MEDICARE IS INCREASING OVERSIGHT OF MEDICARE ADVANTAGE PLANS; HERE IS WHAT THAT MEANS FOR SENIORS! ACCORDING TO TELOS ACTUARIAL, THE MEDICARE SUPPLEMENT MARKET IS RETURNING TO GROWTH MODE. AS AMERICA GROWS OLDER, TRUMP Rx DELIVERS. ANTHEM/ELEVANCE PLANS TO PENALIZE IN-NETWORK HOSPITALS. DAVID HAS PDP QUESTIONS AFTER SUBMITTING HIS DRUG LIST AS INSTRUCTED AND SEEING NOTHING HAPPENING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 951 - MY CLIENT WAITED JUST A LITTLE TOO LONG TO FOLLOW MY ADVICE; NOW HE IS STUCK!

    Play Episode Listen Later May 27, 2026 53:25


    MEDICARE ADVANTAGE MINUTE:                                                                   MORE SENIORS ARE BEING DENIED COVERAGE FOR SKILLED NURSING CARE - APPEALS ARE SURGING! MEDICARE AT AGE 65 - EMPLOYER COVERAGE CHANGES THE RULES; SIZE OF THE EMPLOYEE WORKFORCE MAKES ALL THE DIFFERENCE IN WHAT HAPPENS. IS THAT SOCIAL SECURITY E-MAIL LEGIT? HERE IS HOW TO TELL! EDITORIAL: HOSPITALS AND INSURERS ARE GETTING RICH OFF OF MEDICAL FRAUD! MUCH OF THE SCAM IS DUE TO MEDICARE ADVANTAGE BILLINGS! CLIENT MIKE FINALLY ADMITS IT IS TIME TO SWITCH FROM PLAN G TO HIGH DEDUCTIBLE PLAN G TO SAVE A BUNCH OF CASH IN PREMIUM EXPENSE. TURNS OUT HIS PREVIOUS CARDIAC TREATMENT IS ON RECORD IN A DATABASE WHICH HAS MADE HIM A POOR RISK. UNDERWRITERS HAVE TURNED DOWN HIS REQUEST FOR A CHANGE OF PLANS. FINALLY, WE GET A PEEK AT WHAT WALLETHUB REALLY THINKS OF OUR BELOVED STATE OF ARIZONA!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 950 - NEWFOUND DISCIPLINE RESULTS IN MAXIMUM MEDICARE CONTENT PER EPISODE

    Play Episode Listen Later May 25, 2026 55:43


    MLM CHRISTMAS PARTY POST-MORTEM - OMAHA BEACH REMEBERANCE STEAKHOUSE SURVEY SPARKS FLOOD OF LISTENER COMMENTARY                (ONLY VICTIM WAS MR. REGINA WHO WAS INADVERTANTLY RELOCATED FROM HIS BELOVED GEORGIA) MEDICARE ADVANTAGE MINUTE:                                                                      CMS MULLS AUTO-ENROLLING SENIORS IN MEDICARE ADVANTAGE GOVERNMENT FINALIZES MAJOR CHANGES TO ACA EXCHANGES (UNDER 65 HEALTH INSURANCE - OBAMACARE) - INCLUDING GREATER ACCESS TO THE CATASTROPHIC PLAN     MEDICARE PARTICIPANTS FACING RISING PREMIUMS IN 2026.; PREMIUMS FOR REGULAR PLAN G ARE EXPECTED TO INCREASE ANYWHERE FROM 12% to 26%!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 949 - ARE THERE STILL E-TICKET RIDES OUT THERE? TRAVEL BY AMBULANCE!

    Play Episode Listen Later May 22, 2026 40:21


    MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PRIOR AUTHORIZATION DENIALS JUMPED 56%.         NEW APRIL RULES AIM TO FIX IT!      LEARN ALL ABOUT THE WAYS YOU CAN QUALIFY FOR A FREE AMBULANCE RIDE, ON THE GROUND OR IN THE AIR, CURTESY OF MEDICARE! FINALLY, WE END WITH A ROUSING QUIZ IN WHICH SEVERAL STATES ARE LISTED BEST OR WORST IN ORDER OF THEIR PERCEIVED SUPPORT FOR A CERTAIN LIFESTYLE.....        Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Ep. 948 - HAVE AN MA PLAN? READ YOUR ANOC LETTER CAREFULLY THIS FALL!

    Play Episode Listen Later May 20, 2026 38:00


    MEDICARE ADVANTAGE MINUTE:                                                                             MA PLANS ARE QUIETLY DROPPING SENIOR BENEFITS IN 2026.                      YOUR PLAN'S ANOC (ANNUAL NOTICE OF CHANGE) LETTER SHOULD BE READ CAREFULLY WHEN YOU RECEIVE IT THIS FALL.  HEADLINE: RFK JR'S AI PILOT PROGRAM CALLED A "TROJAN HORSE" FOR PRIVITIZING MEDICARE. SPEAKING A MEDICARE EXPERT, I HAVE CONFLICTING OPINIONS ABOUT THIS STATEMENT.  FINALLY, SHARE MY JOY AT RECEIVING A VERY COMPLIMENTARY PITCH WRITTEN EITHER BY THE PUBLICIST FOR A WANNA_BE PODCAST GUEST OR ARTIFICIAL INTELLIGENCE!                                                                                     Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

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