Medicare For The Lazy Man Podcast

MEDICARE ADVANTAGE MINUTE:                                                                      NEW SENATE BILL COULD RESHAPE MEDICARE ADVANTAGE FOR MILLIONS.     ONE OF THE FRICTION POINTS IT WILL TRY TO SOLVE WILL BE THAT OF PRIOR AUTHORIZATIONS. EXPLANATION OF "USUAL & CUSTOMARY? HEALTH INSUEANCE CLAIM PAYMENT SCHEDULES. FEE FOR SERVICE vs. MANAGED CARE ALSO EXPLAINED.  HIGHER LOSS RATIOS IN THE MARKET ARE BEING DRIVEN BY CLAIM TRENDS THESE WEIGHT LOSS DRUGS:FOUNDAYO, WEGOVEY AND ZEPBOUND WILL BE MADE AVAILABLE UNDER THE "BRIDGE" PROGRAM STARTING JULY 1ST. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:  RURAL TEXAS AT RISK; MEDICARE ADVANTAGE REDUCTIONS HIT HARDEST IN LOW POPULATION AREAS. STILL WORKING AT AGE 65? HERE'S HOW TO HANDLE MEDICARE. SINGLE SHOT AT PREVENTING HEART DISEASE. NEW STUDY COULD REWRITE ALZHEIMER'S PLAYBOOK. (HINT: NITRIC OXIDE GAS) THINK BEFORE YOU SUPPLEMENT CORRESPONDENCE FROM RON ABOUT TRICARE FOR LIFE, ALONG WITH A TFL EXPLANATION. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                    YOUR 2026 MEDICARE ADVANTAGE PLAN MY DENY YOUR NEXT REQUEST FOR AN EMERGENCY MRI. HERE IS WHY: PRIOR AUTHORIZATION DENIAL. THE ULTIMATE "I AM TURNING 65" CHECKLIST MARGY SENT ME A VERY TEMPTHING INVITATION TO BECOME A PODCAST GUEST. FINALLY, WE DISCUSS THE PERSONALITY TRAITS OF OUR NEW AI ASSISTANTS: SEAN AND CLAUDE RESPECTIVELY. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: FIVE REASONS RETIREES SHOULD BUY PLAN G RATHER THAN MEDICARE ADVANTAGE IN 2026.                                                 HIGH DEDUCTIBLE PLAN G WOULD BE AN EVEN SMARTER CHOICE! A NEW MEDICARE SUPPLEMENT PROSPECT WITH A COMPLIATED MEDICAL HISTORY HISTORY REQUESTS QUOTES. I EXPLAIN THE DETAILS SHE WILL BE RECEIVING. A CURRENT CLIENT WITH HDG RECEIVED SHOCKING NEWS: HE WILL RECEIVE A RATE INCREASE OF 8.7%, EQUATING TO $4.01 PER MONTH. SHOULD BE HAPPY ABOUT THAT! MEDICARE SUPPLEMENT RATE INCREASES HAVE BEEN LARGER THAN USUALIN THE MOST RECENT YEAR. INTERESTING COMPARISON BETWEEN THE AVERAGE OF PLAN G INCREASES VS. THE AVERAGE HDG INCREASES! FINALLY, A ROUSING QUIZ CONSISTED OF THE BEST AND WORST ENTRY LEVEL JOBS IN 2026. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PREIMUMS WILL DROP...EVEN AS TOTAL ENROLLMENT DROPS FOR THE FIRST TIME IN OVER A DECADE! CORRESPONDENCE FROM A DISABLED VISITOR TO MY WEBSITE WITH AN UNUSUAL SITUATION. HE IS TURNING 65 AND WILL FACE A DECISION: TAKE THIS OPPORTUNITY TO ACQUIRE SUPERIOR MEDICARE AND A SUPPLEMENT OR KEEP HIS LESS DESIREABLE MEDICARE ADVANTAGE PLAN WITH CHEAP DRUG COVERAGE. DEMS IN CONGRESS RAMP UP EFFORTS TO REPEAL THE NEW MEDICARE PRIOR AUTHORIZATION PILOT PROGREM CALLED WISeR.                                              FINALLY I CAN OFFER THEM SUPPORT FOR SOMETHING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE EXPOSED:                                                                            5 SHOCKING TRUTHS THAT COULD COST YOU EVERYTHING! A RECENT CLIENT"S PLEA FOR HELP: A WOMAN IN KANSAS CITY, AGE 84;          HER PLAN F WAS INCREASING TO $380 PER MONTH; MY SOLUTION: CHANGE TO HIGH DEDUCTIBLE PLAN G AT $77 PER MONTH.                                            RESULT? SHE SAVES $303 PER MONTH AND IS MONEY AHEAD EVEN IN A "WORST CASE" SCENARIO! OPEN ENROLLMENT PERIOD AND SPECIAL ENROLLMENT PERIODS DEFINED, FOLLWED BY A DISCUSSION OF BIRTHDAY RULE STATES AND THE CONSEQUENCES OF A STATE ADOPTING A BIRTHDAY RULE. CORRESPONDENCE WITH A CLIENT THAT WAS UNHAPPY ABOUT HIS RECENT RATE INCREASE, FOLLOWED BY A DISCUSSION OF SOME OF THE MANY REASONS AN INSURANCE COMPANY MIGHT HAVE FOR CHANGING THE RATES OF THEIR PRODUCTS. FINALLY, WE SHARE A LIST OF CELEBRITIES TURNING 65 IN 2026 FOLLOWED BY A LIST OF BOY AND GIRL NAMES POPULAR THEN AND NOW. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                           MEDICARE IS INCREASING OVERSIGHT OF MEDICARE ADVANTAGE PLANS; HERE IS WHAT THAT MEANS FOR SENIORS! ACCORDING TO TELOS ACTUARIAL, THE MEDICARE SUPPLEMENT MARKET IS RETURNING TO GROWTH MODE. AS AMERICA GROWS OLDER, TRUMP Rx DELIVERS. ANTHEM/ELEVANCE PLANS TO PENALIZE IN-NETWORK HOSPITALS. DAVID HAS PDP QUESTIONS AFTER SUBMITTING HIS DRUG LIST AS INSTRUCTED AND SEEING NOTHING HAPPENING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                   MORE SENIORS ARE BEING DENIED COVERAGE FOR SKILLED NURSING CARE - APPEALS ARE SURGING! MEDICARE AT AGE 65 - EMPLOYER COVERAGE CHANGES THE RULES; SIZE OF THE EMPLOYEE WORKFORCE MAKES ALL THE DIFFERENCE IN WHAT HAPPENS. IS THAT SOCIAL SECURITY E-MAIL LEGIT? HERE IS HOW TO TELL! EDITORIAL: HOSPITALS AND INSURERS ARE GETTING RICH OFF OF MEDICAL FRAUD! MUCH OF THE SCAM IS DUE TO MEDICARE ADVANTAGE BILLINGS! CLIENT MIKE FINALLY ADMITS IT IS TIME TO SWITCH FROM PLAN G TO HIGH DEDUCTIBLE PLAN G TO SAVE A BUNCH OF CASH IN PREMIUM EXPENSE. TURNS OUT HIS PREVIOUS CARDIAC TREATMENT IS ON RECORD IN A DATABASE WHICH HAS MADE HIM A POOR RISK. UNDERWRITERS HAVE TURNED DOWN HIS REQUEST FOR A CHANGE OF PLANS. FINALLY, WE GET A PEEK AT WHAT WALLETHUB REALLY THINKS OF OUR BELOVED STATE OF ARIZONA!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MLM CHRISTMAS PARTY POST-MORTEM - OMAHA BEACH REMEBERANCE STEAKHOUSE SURVEY SPARKS FLOOD OF LISTENER COMMENTARY                (ONLY VICTIM WAS MR. REGINA WHO WAS INADVERTANTLY RELOCATED FROM HIS BELOVED GEORGIA) MEDICARE ADVANTAGE MINUTE:                                                                      CMS MULLS AUTO-ENROLLING SENIORS IN MEDICARE ADVANTAGE GOVERNMENT FINALIZES MAJOR CHANGES TO ACA EXCHANGES (UNDER 65 HEALTH INSURANCE - OBAMACARE) - INCLUDING GREATER ACCESS TO THE CATASTROPHIC PLAN     MEDICARE PARTICIPANTS FACING RISING PREMIUMS IN 2026.; PREMIUMS FOR REGULAR PLAN G ARE EXPECTED TO INCREASE ANYWHERE FROM 12% to 26%!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE PRIOR AUTHORIZATION DENIALS JUMPED 56%.         NEW APRIL RULES AIM TO FIX IT!      LEARN ALL ABOUT THE WAYS YOU CAN QUALIFY FOR A FREE AMBULANCE RIDE, ON THE GROUND OR IN THE AIR, CURTESY OF MEDICARE! FINALLY, WE END WITH A ROUSING QUIZ IN WHICH SEVERAL STATES ARE LISTED BEST OR WORST IN ORDER OF THEIR PERCEIVED SUPPORT FOR A CERTAIN LIFESTYLE.....        Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                             MA PLANS ARE QUIETLY DROPPING SENIOR BENEFITS IN 2026.                      YOUR PLAN'S ANOC (ANNUAL NOTICE OF CHANGE) LETTER SHOULD BE READ CAREFULLY WHEN YOU RECEIVE IT THIS FALL.  HEADLINE: RFK JR'S AI PILOT PROGRAM CALLED A "TROJAN HORSE" FOR PRIVITIZING MEDICARE. SPEAKING A MEDICARE EXPERT, I HAVE CONFLICTING OPINIONS ABOUT THIS STATEMENT.  FINALLY, SHARE MY JOY AT RECEIVING A VERY COMPLIMENTARY PITCH WRITTEN EITHER BY THE PUBLICIST FOR A WANNA_BE PODCAST GUEST OR ARTIFICIAL INTELLIGENCE!                                                                                     Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

LISTEN FOR MY REPEATED ERROR: SAYING PLAN G RATHER THAN HDG! MEDICARE ADVANTAGE MINUTE:                                                                  AETNA WILL PAY $118 MILLION TO RESOLVE MEDICARE ADVANTAGE UPCODING ALLEGATIONS.                                                                                                           OF COURSE, THIS SEEMS LIKE A DROP IN THE BUCKET WHEN COMPARED TO THE $556 MILLION EXTRACTED FROM KAISER PERMANENTE FOR SIMILAR SHENNAGINS! AI CUSTOMER SERVICE PROBLEM RESOLUTION SUGGESTIONS WORKED OUT WELL FOR CHIP< BUT ALOMOST PROVOKED ANTI-AI SENTIMENTS FROM A CERTAIN LOYAL MLM LISTENER> BC/BS TEXAS RATE INCREASE HISTORY OVER A DOZEN YEARS DEMONSTRATES THE INCREASING EFFECTS OF MEDICAL HISTORY. THE ANNUAL ACROSS THE BOARD RATE INCREASES RANGE FROM 0% TO ALMOST 14%.. THIS IS WHERE YOU CAN HEAR MY REPEATED ERRONEOUS SUBSTITUTION OF PLAN G FOR HDG! MY MEDICARE GOOD DEED: AN 82 YEAR-OLD WOMAN IN KANSAS CITY HAD PLAN F WITH A PROMISED RATE INCREASE TO $380 PER MONTH.                            I SUGGESTED THAT SHE SWITCH TO AN HDG AT $77 PER MONTH. THE $303 MONTHLY SAVINGS ARE MUCH LARGER THAN THE HIGH DEDUCTIBLE FROM HDG. RESULT: SHE COMES OUT AHEAD IN BOTH THE BEST AND THE WORST CASE CIRCUMSTANCES!                                                                                                         I TRIED TO PERFORM THE SAME FISAL MIRICLE FOR MIKE IN SOUTH CAROLINA BUT HIS HEALTH MADE IT IMPOSSIBLE TO CLEAR INDERWRITING, LEAVING HIM TRAPPED IN AN EXPENSIVE PLAN G. FINALLY, WE ENDED THE EPISODE WITH A ROUSING QUIZ IN WHICH THE STATES WERE RANKED IN TERMS OF THEIR WORK-FROM-HOME QUALIFICATIONS!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                  AETNA, ELEVANCE & HUMANA MARKETING LAWSUIT MOVES FORWARD.      THESE COMPANIES ARE ACCUSED OF PAYING "KICKBACKS" TO HAVE UNSUSPECTING CLIENTS STEERED INTO THEIR MA PLANS. MEDICARE EXPERT DIANE OMDAHL LISTS 20 BASIC POINTS ABOUT MEDICARE SUPPLEMENT (MEDIGAP) PLANS.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                      CMS SAYS: MEDICARE ADVANTAGE OVERPAYMENT RECOVERIES WILL BEGIN SOON! FROM TONI KING:                                                                                                         COBRA AFTER RETIRING? ENROLL IN MEDICARE THE RIGHT WAY TO AVOID A PENALTY! CORRESPONDENCE WITH MARGARET, VORACIOUS READER OF MY BOOKS:      SHE IS USING "MEDICARE DRUG PLANS, A SIMPLE D-I-Y GUIDE" TO SELECT THE LEAST COSTLY PLAN BUT  ONE ITEM IN HER DRUG LIST IS CAUSING PROBLEMS. LATER SHE DISCOVERS THAT THE ITEM CHANGED FROM A "DRUG" TO DME (DURABLE MEDICAL EQUIPMENT) WHICH SOLVES MARGARET'S PROBLEM. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                              ALLEGED OVERPAYMENTS TO MEDICARE ADVANTAGE PLANS COST PARTICIPANTS BILLIONS: INVESTIGATION. DAVID SCHWEIKERT, AZ CONGRESSMAN RUNNING FOR SENATE, SUPPORTS MAKING MEDICARE ADVANTAGE THE DEFAULT OPTION FOR THOSE ENTERING MEDICARE. CBS NEWS ARTICLE ABOUT THE HAVOC CAUSED BY UNEXPECTEDLY LARGE MEDICARE SUPPLEMENT RATE INCREASES. SAVING VICTIMS OF EXPENSIVE MEDICARE SUPPLEMENT PLANS; RIDING TO THE RESCUE WITH HIGH DEDUCTIBLE PLAN G! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                     GOVERNMENT PROPOSES EXCLUDING CHART REVIEWS FROM MEDICARE ADVANTAGE RISK SCORING IN 2027 PAYMENT RULE. MORE MEDICARE SUPPLEMENT RATE INCREASE DATA: VERY LARGE FOR PLAN G BUT VERY SMALL FOR HIGH DEDUCTIBLE PLAN G! SHIP (STATE HEALTH INSURANCE ASSISTANCE PROGRAM) OFFERS MED SUPP PLAN SELECTION ADVICE THAT IS NOT SUPPORTED BY THE FACTS. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            JEFFERSON HEALTH (PHILADELPHIA) HITS AETNA WITH A LAWSUIT OVER CONTROVERSIAL DOWNCODING POLICY. FROM CSG ACTUARIAL: MEDICARE SUPPLEMENT LOSS RATIOS HAVE INCREASED IN RECENT YEARS; PLAN G RATE INCREASES ARE EXPECTED TO CONTINUE HIGHER THAN AVERAGE THIS YEAR AND THEN LEVEL OFF AFTERWARD. SOON TO BE CLIENT ROBYN IS CONFUSED ABOUT HOW PART D PRESCRIPTION DRUG PLANS WORK WHEN ONE IS TRAVELING. AI PROVIDES A LENGTHY BUT AUTHORITATIVE EXPLANATION. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                     2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE PAYERS (COMPANIES)! EVERYTHING YOU NEED TO KNOW ABOUT BREAST CANCER AND MEDICARE. NEBRASKA EMPLOYEE HEALTH INSURANCE FUND - ADMINISTERED BY UNITED HEALTHCARE - DROPPED FROM $83 MILLION to $7 MILLION IN ROUGHLY FOUR YEARS. THAT WILL TEACH THEM TO GET IN BED WITH UHC! BC/BS TEXAS AND MEMORIAL HERMANN (HOUSTON) ARE BESTIES AGAIN. LAST MINUTE CONTRACT AGREEMENTS PLACED THE HOSPITAL BACK IN BC/BS MANAGED CARE NETWORKS AGAIN. FINALLY, WE LEARN WHICH AMERICAN CITIES ARE JUDGED TO BE THE MOST AND LEAST HEALTHY! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                         22 GROUPS BACK A BILL PUSHING "APPLES-TO-APPLES" MEDICARE ADVANTAGE COMPARISON. AN EXPLANATION OF THE SINGLE MOST IMPORTANT DECISION TO MAKE WHEN PREPARING TO ENROLL IN MEDICARE. NEW CLIENT CHIP IS HAVING DIFFICULTY WITH HIS SEEMINGLY CONFUSED PART D PRESCTIPTION DRUG PLAN. I ASKED AI FOR WHAT TH BEST COURSE OF ACTION SHOULD BE. THE RESPONSE WAS A PRETTY WELL THOUGHT OUT ANSWER. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                           CONGRESS REVEALS: HUGE PROBLEM LEADING TO HIGHER MEDICARE PREMIUMS! SWITCHING FROM LANDLINE TO CELL PHONE COULD CAUSE TROUBLE WITH YOUR "MY SOCIAL SECURITY" ACCOUNT GENEROUS BENEFACTORS MAKING MORE GOOFING OFF POSSIBLE THROUGH ECONOMIC DONATIONS. STALKER SUSIE SUPPORTS OUR BOYCOTT OF "AGEIST" TERMINOLOGY BUT IS  SHORT OF SUITABLE SUBSTITUTES TO SUGGEST AS REPLACEMENTS. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google   For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                  AGENT MARKETING RULES - LENGTHY LIST OF QUESTIONABLE REGULATIONS FOR THOSE PLANNING TO SELL MEDICARE ADVANTAGE PLANS. INSPIRATIONAL STORY: PODCAST LISTENER DEBORAH MOVES HER MOTHER TO RHODE ISLAND AND TAKES ADBANTAGE OF THAT OPPORTUNITY TO WAVE GOOD-BYE TO THE MEDICARE ADVANTAGE PLAN AND ENROLL IN A LOW PRICED HDG SUPPLEMENT PLAN. FINALLY, A REPRESENTATIVE OF THE "DIVIDED-WE-FALL" BOOK CLUB PITCHED THE IDEA OF THIS AUTHOR PROVIDING REFRESHMENTS FOR THE MANY READING GROUPS WHO HAVE GATHERED TO STUDY "MEDICARE FOR THE LAZY MAN 2026".   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                         19 HEALTH SYSTEMS DROPPING MEDICARE ADVANTAGE PLANS IN 2026 CLIENT ROBERT, ATTOURNEY IN GEORGIA, SHARES MEDICARE MATT'S ADVICE: MEDICARE SUPPLEMENT PLANHOLDERS SHOULD TAKE ADVANTAGE OF BIRTHDAY RULES TO SEEK OUT CHEAPER RATES, IF THEY CAN. IN THE SAME VEIN, 4-YEAR CLIENT "MIKE" IS FINISHED WITH HIS EXPENSIVE PLAN G. SWITCHING TO HIGH DEDUCTIBLE PLAN G SAVES $2300 IN A GOOD YEAR AND ONLY RISKS A $300 LOSS IN THE UNLIKELY EVENT OF A "WORST CASE" YEAR! INJOY MY READING OF A SHORT AI-PENNED REVIEW OF MY FLAGSHIP BOOK: MEDICARE FOR THE LAZY MAN 2026. FINALLY, RANDY IS CHALLENGED TO IDENTIFY THE MOST AND LEAST INNOVATIVE STATES IN THE USA.    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A++)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                      92% OF SENIORS DROPPED: THE MEDICARE ADVANTAGE COLLAPSE THAT IS ROCKING VERMONT! CONCIERGE MEDICINE: NOW BEING CALLED "DIRECT PRIMARY CARE" A PRODICAL PROSPECT RETURNS 4 YEARS AFTER TRYING TO MAKE ME HER PATSY! FINALLY, A QUIZ ABOUT THE MOST & LEAST OVERWEIGHT, OBESE CITIES IN AMERICA! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                       THE MEDICARE ADVANTAGE PARADOX: WHO BENEFITS MOST? REJOICE POTHEADS: THE GOVERNMENT IS ABOUT TO RECLASSIFY MARIJUANA! USE OF TRUMPRX.GOV IS RESTRICTED; AMONG OTHERS, MEDICARE PARTICIPANTS ARE NOT AUTHORIZED TO USE IT. RESEARCH RESULTS: DISCONTINUING GLP-1 USE DOES NOT ALWAYS RESULT IN WEIGHT GAIN! FLORIDA SHIP (AKA: SHINE) AGREES TO A GUEST APPEARANCE, THEN WEALSLES OUT! FINALLY, A ROUSING QUIZ INADVERTANTLY REVEALS THE SOURCE OF SNAKE OIL, AS WELL AS BARBED WIRE AND THE TEXAS COMPANY! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                       MEDICARE ADVANTAGE INSURERS MADE NEARLY 53 MILLION PRIOR AUTHORIZATION DETERMINATIONS IN 2024.                                                    AVERAGE DENIAL RATE OF 7.7% BUT SOME COMPANIES ENFORCED A MUCH HIGHER LEVEL OF DENIALS THAN OTHERS. FINALLY, ENJOY THE LAST CHAPTER OF MEDICARE ENROLLMENT GUIDE!          YOU CAN DOWNLOAD THE COMPLETE BOOK FROM MY WEBSITE: www.MedicareForTheLazyMan.com.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                     TWO THINGS YOUR MEDICARE AGENT DOESN"T WANT YOU TO KNOW!              1) GENEROUS MEDICARE ADVANTAGE COMMISSIONS                                            2) THE BEST KEPT SECRET IN ALL OF MEDICARE SELECTED READINGS FROM "MEDICARE ADVANTAGE GUIDE": CHAPTER 7 MARK WROTE IN TO ASK THREE QIESTIONS. ONE OF THEM REQUIRED MY MAGIC 8-BALL TO ANSWER! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                           MEDICARE ADVANTAGE WASTE HAS COST $82 BILLION IN PART B PREMIUMS! ENJOY ONE MAN"S OPINION IN ANSWER TO THE QUESTION, "WHY DID MEDICARE ADVANTAGE PLANS COME TO EXIST?" ONE MEDICARE SUPPLEMENT INSURANCE COMPANY'S RATE INCREASE NOTICES: PLAN G +25% FOR $50 PER MONTH/ HIGH DEDUCTIBLE PLAN G  +7.7% FOR $11. THE GOVERNMENT WANTS TO INTRODUCE PARTICIPANTS TO AI TOOLS TO HELP NAVIGATE CARE FINALLY, MANY EXAMPLES OF CORPORATE JARGON "WE HATE THE MOST!" Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                   WHAT HAPPENS WHEN NEARLY AN ENTIRE STATEIS KICKED OFF OF MEDICARE ADVANTAGE? "MEDICARE ENROLLMENT GUIDE" CHAPTER 7:                                                                          MEDICARE MAINTENANCE IN YOUR FUTURE? GREETINGS TO NEW CLIENT AND PODCAST FAN DENNIS: WHO HAS BEEN ACCUSED IN A CLASS ACTION SUIT OF WRONGFUL MEDICARE SUPPLEMENT CLAIM DENIALS? ANY GUESSES?                                                                          HOW ABOUT AARP AND UNITED HEALTHCARE? FINALLY, NEW MEXICO GOVERNOR SIGNS SWEEPING HEALTHCARE REFORM BILL, INCLUDING MY FAVORITE SUBJECT: TORT REFORM! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                  LETTER FROM BLUE CROSS/BLUE SHIELD AZ ABOUT MEDICARE ADVANTAGE PROVIDER NETWORK SHRINKAGE IN ARIZONA! MEDICARE ENROLLMENT GUIDE - CHAPTER 6:                                                                         YOUR AGENT SPRINGS INTO ACTION!" ITEM BY ITEM EXPLANATION OF THE MLM (MEDICARE FOR THE LAZY MAN)                          MEDICARE SUPPLEMENT QUOTE REQUEST QUESTIONNAIRE! CORESPONDENCE: A LADY BANKER (WITH WEIRD LOGO TEXT FROM HER BANK) PLANNING RETIREMENT IN 2027. OVERACHIEVER? NEW CLIENT RANDY INSISTED ON PLAN G IN SPITE OF MY STRONG RECOMMENDATION IN FAVOR OF HIGH DEDUCTIBLE PLAN G.                    BETWEEN 1st CONTACT AND FINAL APPLICATION TIME A 22% PLAN G RATE INCREASE MADE HIM SEE THINGS IN A DIFFERENT LIGHT. HDG, HERE HE COMES! FINALLY, MY QUIZ TESTS RANDY CARSON'S KNOWLEDGE OF THE FASTEST GROWING SKILLS IN HEALTHCARE.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                  JUDGE ORDERS UNITED HEALTHCARE TO HAND OVER DOCUMENTS IN AI COVERAGE DENIAL CASE! READING FROM MEDICARE ENROLLMENT GUIDE, CHAPTER 5:                       WHICH MEDICARE SUPPLEMENT PLAN? LIST OF MEDICARE SUPPLEMENT INSURANCE COMPANY RATE INCREASE REQUESTS FILED WITH THE STATES. THE OVERALL PICTURE IS ONE OF MEDICAL INFLATION PUSHING INSURANCE RATES HIGHER. FINALLY, A TAX TIP FOR GENEROUS READERS.                                              PURCHASE ONE OR TWO HARDCOVER EDITIONS OF                               "MEDICARE FOR THE LAZY MAN 2026" FOR DONATION TO YOUR LOCAL LIBRARY! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                       DIFFERENCES BETWEEN MEDICARE ADVANTAGE AND ORIGINAL MEDICARE (ACCORDING TO A MEDICARE INSURANCE AGENCY)! CHAPTER 3 OF MEDICARE ENROLLMENT GUIDE:                                                                                                           CONFIRMATION OF MEDICARE APPROVAL. TOP SCAMS THAT RETIREES FALL FOR EVERY TIME KILLER IDEA AT TAX TIME: PURCHASE MEDICARE FOR THE LAZY MAN - HARDCOVER AT $25 APIECE; DONATE TO YOUR LOCAL LIBRARY! FINALLY, THE MUSIC BED FOR THE POW WOW THE INDIAN BOY CARTOON (1949) WAS THE MELODY USED BEHIND THE ORIGINAL TOMAHAWK CHOP AT FSU! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                    HOW MEDICARE ADVANTAGE COSTS TAXPAYERS AND RETIREES! ONE POINT OUT OF MANY: PARTICIPANTS IN MA PLANS COST THE MEDICARE PROGRAM 14% MORE THAN THOSE IN ORIGINAL MEDICARE. MEDICARE ENROLLMENT GUIDE CHAPTER 2: APPLY FOR MEDICARE PARS A & B POSSIBLE MALFEASANCE: THE GOVERNMENT IS PREPARED TO FREEZE ENROLLMENT IN ELEVENCE (ANTHEM)  MEDICARE ADVANTAGE AND DRUG PLANS! WHAT MIGHT THEY HAVE DONE TO DESERVE THIS? RAPID DECLINE OF INDEPENDENT PHYSICIANS IN 10 STATS FINALLY, WE LIST THE 10 BEST AND WORST STATES IN WHICH TO BE A WOMAN! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                           A NEW MEDICARE ADVANTAGE RULE IS CUTTING BACK BENEFITS FOR 2026 THE CHANGE IS THAT IN THE FUTURE, THE EXTRA BEBES MUST CONTRIBUTE TO THE HEALTH OF THE SUBSCRIBER. THERE WILL BE FEWER NON-MEDICAL LIFESTYLE PERKS. CHAPTER 1 OF "MEDICARE ENROLLMENT GUIDE" LISTS THE MAIN GROUPS THAT WILL MOST LIKELY BE THINKING ABOUT HOW AND WHEN TO ENROLL. MARK CUBAN PONTIFICATES AGAIN: CALLS FOR FREE MEDICAL SCHOOL! FINALLY, WE SCAN A SHORT ARTIICLE: "HOW MEDIGAP WORKS".                   SEEMS LIKE IT SHOULD HAVE BEEN LONGER! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                      10% OF MEDICARE ADVANTAGE ENROLLEES WERE FORCED TO CHANGE PLANS FOR 2026! TWELVE STATES RACKED UP MORE THAN 20% MA DISPLACEMENTS. VERMONT WAS WORST WITH 90% OF MA ENROLLEES FORCED TO CHANGE PLANS. SPECIAL READING: CHAPTER 1 OF "MEDICARE ENROLLMENT GUIDE"! CHANGING JOBS AFTER 65? BE CAREFUL NOT TO BLOW UP MEDICARE! FINALLY, FIND OUT WHICH STATES ARE PROJECTED TO HAVE THE MOST NEW CANCER DIAGNOSES IN 2026! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE GROWS LESS THAN 1% DURING THE LAST ANNUAL ENROLLMENT PERIOD (AEP)! HOW ABOUT REPEAT READING? LET'S LISTEN TO THE INTRODUCTION OF THE NEWEST BOOK; MEDICARE ENROLLMENT GUIDE AGAIN! LISTED: THE LARGEST HEALTH INSURANCE COMPANIES BY PROFIT MORE BIG TROUBLE FOR KAISER PERMANENTE: THEIR LIABILITY INSURANCE CARRIERS HAVE REFUSED TO PAY THE RECENT FINE OF $556 MILLION. CORRESPONDENCE SENT BY STALKERS AND NEW CLIENTS:. SUBJECTS INCLUDE BRUTAL WEATHER AND QUESTIONNAIRE CLARIFICATIONS. FINALLY A QUIZ: WHICH ARE THE HARDEST WORKING CITIES IN THE USA (AND WHICH ARE THE LAZIEST?) Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                      ARE MEDICARE ADVANTAGE RATES (GOV'T PAYMENTS) AS BAD AS THEY LOOK? NEW MATH SUGGESTS THAT PLANS ARE "CRYING WOLF"! MEDICARE ENROLLMENT GUIDE, CHAPTER 4:                                                    YOUR BIGGEST MEDICARE DECISION! YOU CAN TAKE AN E-MAIL COURSE ENTITLED: MEDICARE 101....OR YOU CAN SAVE A LOT OF TIME BY LISTENING TO THE MEDICARE FOR THE LAZY MAN PODCAST! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                     2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE! A reading from "MEDICARE ENROLLMENT GUIDE": Introduction! How to appeal an IRMAA penalty. High Deductible Plan G is the best Medicare supplement for almost all people in Medicare. A report on four clients starkly illustrates the point that High Deductible Plan G policies have smaller rate increases by far than those endured by clients who have Plan G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                               MEDICARE ADVANTAGE'S "SUNK COST" PROBLEM (Less boring than it sounds) Enjoy a reading from MEDICARE ENROLLMENT GUIDE. Today's selection: Preface SAMPLE DRUG PRICES FROM THE NEW DISCOUNT SITE: TRUMPRx.gov Finally, a quiz about the best & worst places to practice medicine.                 Authors of the list had trouble differentiating states from cities)         Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                UNITED HEALTHCARE AND ELEVANCE ARE SHRINKING THEIR MEDICARE ADVANTAGE ROLLS! AN OUTDATED MEDICARE RULE (THE 3 DAY RULE) KEEPS SENIORS IN HOSPITALS LONGER THAN NECESSARY.                                                                          (Temporary irritation will be the repetitive use of the unfortunate term "senior") CORRESPONDENCE: Paula does not need her PDP anymore but needs help figuring out how to disenroll from it. Howard failed to read the ANOC (Annual Notice Of Change) warning him that the monthly premium would be increased to $105. Now he worries about negative ramifications in the event that he stops paying that outrageous premium. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                        MY DOCTOR DROPPED OUT OF MY (MA) NETWORK; WHAT SHOULD I DO NEXT? Q & A illustrates the limitations of Medicare Advantage plans. Article: Do Not Add to the Social Security Administration Delays In other words, do not make these errors that will delay the time between the start of your application and confirmation of the effective date of your Medicare coverage. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                HUMANA COULD END 2026 AS THE LARGEST MEDICARE ADVANTAGE CARRIER IN THE USA! They are poised to take over the #1 spot from United Healthcare.              TRUMPRx.gov is open for business and discounting more than 40 expensive drugs. We go through a thorough Q & A about how to start cashing in! Massachusetts seems to be the land of rejected health insurance claims. Finally, we have a rousing quiz about which states have had the highest recent population growth in the US.               Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                            ASSISTING CLIENTS IN SWITCHING FROM MEDICARE ADVANTAGE PLANS TO ORIGINAL MEDICARE WITH A MEDICARE SUPPLEMENT PLAN. GLP-1 drugs: 5 things to know about their use in Medicare. Hard to believe but those subjects plus some lessons in sheep husbandry take up the whole episode! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                     CMS (THE GOVERNMENT) TAKES AIM AT MEDICARE ADVANTAGE FRAUD Correspondence: Client Mike writes to ask me to find his wife a Plan G Medicare supplement with a better price. Her current Aetna plan has scheduled a $60+ monthly rate increase so Mike asked me to look for a better deal.  Once again I explained the advantages of High Deductible Plan G (HDG) but Mrs. Mike is very risk averse and wants to stay with regular (expensive) Plan G. A few weeks after, Mike contacted me again to announce that he plans to switch to HDG when his state mandated Birthday Rule period came around. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE!                                                                     ONE THIRD OF INSURED ADULTS SAY THAT PRIOR AUTHORIZATION HAS BEEN A MAJOR BURDEN IN ACCESSING CARE! We address correspondence from some who have unusual situations with respect to Medicare. An 81-year-old man is covered by Original Medicare only. His son writes to ask about the possibilities of improving his father's protection by acquiring a Medicare supplement. Then Len writes to ask whether the series of steps his friend Dan has planned makes sense. The goal: disenroll from Dan's existing Medicare Advantage plan and begin to enjoy superior Medicare protection and freedom of choice with a supplement plan, Finally, play along with a quiz related to the most and least friendly cities for those seeking STEM jobs. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE!                                                                      THE NINE BIGGEST DISADVANTAGES TO MEDICARE ADVANTAGE! I want to do a good job for my clients. Some companies make that easier than others. One of them is an absolute standout, in spite of not always maintaining rate stability with Plan G premium increases. An insurance broker in Atlanta is worried about my diminished income. Agents make smaller sales commissions when they sell low-cost products like HDG. Finally, I quiz Randy on which states are projected to be best and worst for retirement this year. On the way, I inadvertently placed Eagle in Wyoming instead of Idaho! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon) For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE!                                                              KAISER'S $556 MILLION MEDICARE ADVANTAGE WHISTLEBLOWER LAWSUIT HIPPA privacy be damned; one of my doctor bills started at $265 but after going through Medicare and my High Deductible Plan G, the bill magically became $17! Life expectancy in the USA has set a new record. We list the top 10 causes of death. Then we list the Medicare supplement rate increase filings from several insurance companies in several states.                                                                              Bottom line: Medical inflation is exerting upward pressure on insurance costs. Finally, beware of Kindle E-books! They now allow readers to ask questions about the content. That part is OK but the answers will come from AI and there will be no guarantee of accuracy. I would take my questions straight to the horse's mouth! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare won't cover routine eye exams.                                                      However, if cataracts, glaucoma or macular degeneration should strike, Medicare will cover almost everything but the cost of your dedicated Eye-Drops Wrangler! Write a successful book and watch the AI generated pitches for paid consultants start to roll in. And I do mean PAID; at least they want to be paid! What does one day in the hospital cost the hospital to provide?                              A recently arrived list compares that figure for government owned, private and non-profit hospitals for each state of the union.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

SPECIAL EPISODE TODAY!                        ENJOY SOME HISTORY AND A TOUR OF MY WEBSITE: MEDICARE ADVANTAGE MINUTE!                                                              KAISER'S $556 MILLION MEDICARE ADVANTAGE WHISTLEBLOWER LAWSUIT HIPPA privacy be damned; one of my doctor bills started at $265 but after going through Medicare and my High Deductible Plan G, the bill magically became $17! Life expectancy in the USA has set a new record. We list the top 10 causes of death. Then we list the Medicare supplement rate increase filings from several insurance companies in several states. Bottom line: Medical inflation is exerting upward pressure on insurance costs.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.    

MEDICARE ADVANTAGE MINUTE:                                                              MEDICAE MISTAKES SENIORS WISH THEY HAD KNOWN SOONER (or HAD AVOIDED)!    Article asks the question: SHOULD YOU GET THE SAME DRUG PLAN AS YOUR SPOUSE? Correspondence from client Robert, an attorney who was too busy to open or read the warning notices that his drug plan premium would go to $100 per month. Finally, a quiz published in U.S. News & World Report lists the best healthcare jobs for which the candidate will not need a college degree.                                 Observe one of the reasons someone purchased that entire magazine for $1.                                                      Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon) For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                  MASSACHUSETTS GOVERNOR PITCHES PRIOR AUTHORIZATION REFORMS! A history of Medicare supplement rate increases indicates a continuing inflationary trend in premiums. Correspondence: Brad's company offers a MA plan to its retirees. He asks whether I think it is a good deal. Lisa, turning 65 in six months, has a couple of questions about events triggered by her Medicare eligibility.                                                                                                                                                       Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon) For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE:                                                                 HOUSE GOP URGES SCRUITINY OF CALIFORNIA FOR MEDICARE FRAUD! Shocking! "Why Physician Autonomy is a Growing Flashpoint" The government is starting two Medicare pilot programs (Guard & Globe) to try to lower drug prices. Article: How to End Obamacare  and Improve Coverage Ask Rusty: Should the Correspondent Change His IRS Filing Status? Finally, we dissect a quiz to identify the best cities in the US for jobs.                                                                                                    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon) For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.