Podcasts about social security disability

I would guess that we are probably similar in that we get so many unwanted calls each day. Somehow, I've been getting calls for some group who says they can get me on Social Security Disability. Other times I've been on the list for VA loans - except I'm not a veteran. I've received calls for solar estimates…

What if I told you that giving money to good causes won't necessarily change your heart?Many assume that if they invest their finances in the right places, their affections will follow. But what if the real issue isn't where our money goes, but what we treasure most?The Words of Jesus: Treasure and the HeartIn His Sermon on the Mount, Jesus offers one of the most profound insights into money and the human heart:"For where your treasure is, there your heart will be also." (Matthew 6:21)Many interpret this to mean that if we direct our money toward good causes, such as ministries or charities, our hearts will naturally follow. And often, generosity does strengthen our connection to what we support. However, if money itself remains our treasure, even generous giving can leave our hearts tied to wealth rather than to God.What if Jesus wasn't just telling us to redirect our money but inviting us to reexamine what we treasure most? The real challenge isn't simply choosing better causes; it's choosing a better treasure. If our hearts cling to money, even when giving it away, we remain captive. But if we treasure God above all, our money will naturally reflect that devotion.The Widow's Offering: A Heart Aligned with GodConsider Jesus' observation of the widow's offering in Mark 12:"And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny." (Mark 12:41–42)The wealthy gave much more than the widow, but their giving didn't free them from money's grip. Their treasure was still rooted in their wealth.Jesus exposes a similar heart issue when He rebukes the Pharisees in Matthew 23:"Woe to you, scribes and Pharisees, hypocrites! For you tithe mint and dill and cumin, and have neglected the weightier matters of the law: justice and mercy and faithfulness." (Matthew 23:23)The Pharisees gave meticulously, yet their hearts were enslaved to pride and status. Their giving wasn't born from a love for God, but from a desire to maintain religious appearances.True Freedom in Treasuring GodIn contrast, the widow's tiny offering flowed from deep trust and surrender to God. She gave not to be seen, but because her greatest treasure was the One standing before her. Jesus praised her, not for the amount she gave, but because her heart fully belonged to Him.If giving alone could free us from money's hold, the Pharisees would have been the most spiritually free people of their day. But they weren't. True freedom comes not from giving more but from treasuring God most.As Pastor John Piper puts it:“God is most glorified in us when we are most satisfied in Him.”How Do We Shift Our Hearts?So, if the issue isn't where we put our money but what we treasure, how do we shift our hearts?Recognize God as Your Greatest Treasure - Until God is our highest joy, we will always cling to lesser things.Seek First His Kingdom - When God's Kingdom is our priority, everything else—including money—falls into place.View Money As A Tool, Not A Treasure - If we treasure God, we will steward it wisely without being controlled by it.Store Up Treasures in Heaven - This means prioritizing what truly lasts—growing in Christ, loving others, and living generously.When our treasure is in God, our relationship with money changes. We give not to force our hearts to care, but because our desires are already aligned with what God cares about. We are freed from financial anxiety because our security is in God, not wealth (Matthew 6:25–34).If money is our treasure, our hearts will forever remain enslaved to it, no matter how generously we give. But if we treasure God, our hearts will be free, and our relationship with money will reflect that reality.The real question isn't, “Where is my money going?” but “What do I treasure most?” Because where your treasure is, there your heart will be also.Partner with FaithFiThat's the heart behind everything we do at FaithFi. We're here to help people not just manage money wisely, but treasure God above all else—because when He's our greatest treasure, everything changes.If you believe in that mission, would you consider becoming a FaithFi partner?With a gift of $35 a month or more or $400 a year, you'll help more Christians find freedom in Christ through biblical financial wisdom. As a thank you, you'll receive:Early access to all our studies and devotionalsA subscription to our quarterly Faithful Steward magazineAccess to the Pro Version of the FaithFi appYou can learn more and become a FaithFi Partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I would like to know if I can cash in a CD and gift the money to a family member without incurring a penalty. Also, would you feel guilty about drawing out some money from my 401(k) to buy myself a little gift instead of going into debt?I've paid tithe on the gross amount my whole life. Now that I'm retired and drawing Social Security, pension, and business income, I'm wondering if I should continue to tithe. Some people say it's already been tithed, so why tithe it again?I want to sell my almost 70-year-old home and move into a senior residence that's handicap accessible. I'm on Social Security Disability, and I was told that selling a home is considered income and will stop my disability benefits. Is this true? I heard you talk about the $19,000 gift limit per person per year. I want to know if the same limitations apply if I give to a 501(c)(3) organization and I'm not planning to claim it on my taxes.I would like to leave our paid-off house to my children if both my wife and I have passed. Should I get a will, put them on the deed, or establish a trust and incur the associated expense? Can I just put them on a deed, and when we pass, it goes to them?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Toni provides information for someone battling cancer, explaining how to best navigate Social Security Disability and eventually enroll in Medicare. It's a complicated process! Toni's new Medicare Survival Guide Advanced Edition book is available now - pick up your copy at www.tonisays.com Want more information? Take advantage of Toni's brand new video series now a available at https://tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and https://tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at https://tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguG Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null You can find Medicare Moments at: https://podcasts.seniorresource.com/medicare-moments/ Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings! Toni KingSee omnystudio.com/listener for privacy information.

In this episode of The Psychedelic Podcast, Paul F. Austin welcomes Bryan Hubbard, a prominent advocate for psychedelic-assisted therapies, particularly ibogaine in the treatment of opioid addiction and mental health disorders.  Find full show notes and links here: https://thethirdwave.co/podcast/episode-305/?ref=278 Update (May 2025): Days before this episode's release, the Texas House approved a Senate-backed bill to fund ibogaine research through a public-private partnership aimed at securing FDA approval. This vote marks a major milestone in the movement Bryan describes throughout this conversation. Bryan shares his journey from leading Kentucky's Opioid Abatement Advisory Commission to spearheading breakthrough ibogaine research initiatives in Texas. He articulates ibogaine's unique neurological properties, discussing how it can reset brain neurochemistry in 36 hours and potentially treat conditions from traumatic brain injury to Parkinson's disease. The conversation explores the spiritual dimensions of ibogaine experiences, the political landscape surrounding psychedelic medicine, and Bryan's ongoing efforts to medicalize ibogaine through FDA drug development trials, highlighting Texas as the next frontier for this life-saving research. W. Bryan Hubbard is the Executive Director of the American Ibogaine Initiative. He is the first and former Chairman and Executive Director of the Kentucky Opioid Abatement Advisory Commission. He concurrently served as Special Counsel to the Kentucky Attorney General's Office of Medicaid Fraud and Abuse Control and was its prior Executive Director. He served on the Kentucky Judicial Commission on Mental Health, the Kentucky Child Support Guidelines Commission, Mine Safety Review Board, and the Kentucky Office of Drug Control Policy's Recovery Ready Communities Advisory Council. He previously served as Commissioner of the Kentucky Department of Income Support wherein he led the Commonwealth's Social Security Disability and Child Support Enforcement systems. He practiced workers' compensation law representing Walmart, Tyson Foods, and Tennessee Valley Authority for sixteen years. During his practice years, he observed the predacious onset of Kentucky's Opioid Epidemic amid generational joblessness, poverty, disability, and substance use. He was raised in Virginia's coalfields and is the proud grandson of two grade-school educated coal miners on whose shoulders he stands. Highlights: Why ibogaine interrupts addiction instantly The Stanford study that changed everything Resetting brain neurochemistry in 36 hours From Parkinson's to PTSD: Ibogaine's broad applications The spiritual awakening dimension of treatment How pharmaceutical interests block breakthrough medicine Kentucky's lost opportunity: $42 million for research Texas as the new frontier for ibogaine medicalization Matrix pharmacology: Ibogaine's intelligent mechanism The political war over life-saving psychedelic medicine Episode Links Website American Ibogaine Initiative Instagram: @w_bryan_hubbard X (Formerly Twitter): @w_bryan_hubbard Linkedin Episode Sponsors: Golden Rule Mushrooms - Get a lifetime discount of 10% with code THIRDWAVE at checkout

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims."Join attorney Nancy L. Cavey, a leading expert in disability claims, for an eye-opening discussion on the intersection of ERISA Disability insurance and Social Security Disability benefits. If your Long-Term Disability carrier has suggested using a third-party service like Allsup to handle your SSDI application, you're not alone - but is that really in your best interest? In today's episode, we're pulling back the curtain on what Allsup promises versus what you may actually experience. From the fine print in your ERISA policy to the strategic timing of your SSDI application, we'll explore why many claimants are required to apply for Social Security Disability - often before their Long-Term Disability claim is even approved. Whether you're just starting the claims process or re-evaluating your options, this episode is packed with essential guidance to help you make informed decisions, avoid common pitfalls, and protect your financial future. So, let's get into it.In this episode, we'll cover the following topics:One - Did Your ERISA Disability Carrier Suggest That You Use Allsup to File a Claim for Social Security Disability Insurance? Why the Four Claims That Allsup Makes About Why You Should Use Them to Handle Your Social Security Disability Don't Make SenseTwo - Is Allsup Really Interested in Helping Me or the Disability Insurance Carrier When the Carrier Recommends I Use Allsup to Apply for Social Security Disability Benefits?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Toni provides information for someone battling cancer, explaining how to best navigate Social Security Disability and eventually enroll in Medicare. It's a complicated process! Toni's new Medicare Survival Guide Advanced Edition book is available now - pick up your copy at www.tonisays.com Want more information? Take advantage of Toni's brand new video series now a available at https://tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and https://tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at https://tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguG Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null You can find Medicare Moments at: https://podcasts.seniorresource.com/medicare-moments/ Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings! Toni KingSee omnystudio.com/listener for privacy information.

Episode 100: Calloway County social security disability attorney Jeff Roberts discusses issues related to testifying at your social security disability hearing.  Jeff has over 32 years of experience representing clients in a number of states.  He also offers his 4 Golden Rules of testifying before the social security administrative law judge handling your claim. We hope you found this episode insightful and helpful.  Thank you for listening! What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers small town service with big city results.   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.  Is It Time to Speak with an Attorney about Your Social Security Disability Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Robert is joined by Da'Sha for an update on the phantom speeding ticket Progressive Insurance claims to have on her. They finish up with a story about helping a older friend apply for Social Security Disability benefits. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert's live webinars. No test required for credit! BMFCE.com. Email your comments about the show to Robert@bmfce.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 5 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim."Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on how Long COVID residual functional capacity forms can help you win your disability insurance claim. Strong medical evidence is essential for a successful disability claim - especially for conditions like Long COVID. A key part of this process is working with a trusted doctor who can accurately assess and document your functional status. In this episode of Winning Isn't Easy, Nancy will also explore the various forms that can help you gather the medical evidence needed to strengthen your claim.In this episode, we'll cover the following topics:1 - The Role Your Physician Plays in Your Long COVID Claim2 - The Role Your Physician Plays in Determining Your Post-COVID Functional Status3 - Why You Should Use a Long COVID Social Security Disability Residual Functional Capacity Form in Your Short-Term Disability and Long-Term Disability Claim4 - Why You Want to Supplement a Long COVID Social Security Disability Residual Functional Capacity Form with Other Applicable FormsWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Jim and Chris discuss listener questions relating to Survivor Benefits, Social Security Disability Insurance, and Donor Advised Funds. Before diving into listener questions, Jim shares insights from his recent trip to an industry conference, where he investigated financial planning software options that might align with their Secure Retirement Income Process™ and Fun Number™. The guys […] The post Survivor Benefits, Social Security Disability, and Donor Advised Funds: Q&A #2506 appeared first on The Retirement and IRA Show.

Understanding whether a Special Needs Trust is necessary can be complex, especially if your child isn't receiving Social Security Disability benefits. In this episode, we explore the purpose of Special Needs Trusts, how they work, and why they might still be a crucial part of your financial plan. Don't miss these valuable insights to help secure your child's long-term care and financial stability.   Contact:   513-463-6789   info@CincinnatiEstatePlan.com https://cincinnatiestateplan.com/contact/ 

Episode 92: Calloway County social security disability attorney Jeff Roberts has handled disability claims for over 30 years throughout Western Kentucky.  In this episode, he provides an overview of the social security disability programs (SSDI and SSI), as well as related topics. The Difference Between the Two Social Security Disability Programs While there are two different disability programs available from the Social Security Administration (SSA), the determinations are the same.  If you're disabled for one program, you're considered disabled for the other.  However, the non-disability requirements are different. What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers small town service with big city results. Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.  We hope you found this episode insightful and helpful.  Thank you for listening!                                                                                                  Is It Time to Speak with an Attorney about Your Social Security Disability Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Are cheaters hobbling Social Security Disability?

Welcome to episode 251 of the Grow Your Law Firm podcast, hosted by Ken Hardison. In this episode, Ken sits down with Marc Whitehead, Founding partner of Marc Whitehead & Associates.   Marc Whitehead is double board certified in both Personal Injury Trial Law and Social Security Disability Law. He dedicates his practice to disability law, specializing in long-term disability insurance denials, Social Security Disability and Veterans Disability. He has authored multiple books on the topic of disability benefit claims and litigation. Based in Houston, Texas, Marc runs a national practice and has successfully litigated disability claims in 44 states and counting plus Puerto Rico. Marc is the editor and publisher of the bi-monthly newsletter, “The Successful Barrister--Marketing, Management & Life Skills that Probably Won't Get You Disbarred.”Marc is an adjunct practice advisor for Atticus, through which he advises and coaches other lawyers on running successful practices.  Mr. Whitehead is a past president of the Houston Trial Lawyers Association (HTLA), and a member of the Board of Directors of the Texas Trial Lawyers Association (TTLA). He is actively involved in the American Association for Justice (AAJ) where he was a past chair of the Insurance Law Section. He was also a member of AAJ's Marketing and Practice Development Committee among many others. Mr. Whitehead generously donates to AAJ as a PAC Eagle and his firm is an AAJ Leaders Forum member.   What you'll learn about in this episode:   1. Why Daily Planning is Essential: How to start your day with clarity. Ways to pinpoint key tasks to drive your day forward with intention. 2. How to Leverage Time Effectively: What makes a Sunday planning session powerful. The role of a 90-day plan. 3. Learn the Eight Levers of Profitability: How brainstorming can unlock potential. Why no idea is too big or too small. 4. Why Focus and Adaptation Matter: How laser-focus can transform your productivity. The secret to staying relevant. 5. What it Means to Play Business as an Infinite Game: Why recognizing progress fuels motivation. How business is an ongoing journey.   Resources:  https://www.facebook.com/MarcWhiteheadandAssociates https://www.linkedin.com/in/marcwhitehead/ www.successfulbarrister.com www.disabilitydenials.com   Additional Resources:  https://www.pilmma.org/aiworkshop https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind

Meet Monique Pollok: Your Guide to Navigating Social Security Disability! In this episode, Jeff and Jenna sit down with Monique Pollok, a dedicated Social Security Disability Advocate who works tirelessly to support her clients through the complexities of the disability system. Monique shares valuable insights into the common challenges people face when applying for benefits and breaks down the essential steps for successfully securing the support they need. Whether you're just starting the application process or are stuck in the system, Monique offers expert advice to help you overcome obstacles and stay on track.

Jim and Chris sit down to discuss listener questions relating to Social Security Disability, Minimum Dignity Floor, Reverse Mortgages, and Inherited IRAs… (4:00) George wonders if he continues to work and his Social Security benefit is reduced to $0, if that also make his wife's spousal benefit and child's disability benefit $0. (16:15) Chris answers another […] The post Social Security Disability, AI Jokes, Reverse Mortgages, and Inherited IRAs: Q&A #2436 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listener questions relating to Social Security Disability, Spousal Benefits, SPIAs, Equities, and Roth 401ks. (6:30) George hopes Chris can confirm his Social Security math and give some input on when his wife should claim her benefits. (17:30) A listener looks for clarification on whether his wife can claim […] The post Social Security Disability, Spousal Benefits, SPIAs, Equities, and Roth 401ks : Q&A #2435 appeared first on The Retirement and IRA Show.

Psychologist and educator Fitzhugh Dodson wrote, “Without goals and plans to reach them, you are like a ship that has set sail with no destination.”Of course, goals don't amount to much unless you have a plan to reach them. That planning should involve more than building your net worth. Ron Anderson joins us today to discuss life planning— what is it, how to do it, and why you should.Ron Anderson is the Founder & President of Plan A Wealth Management in Lincoln, Nebraska.What Is Life Planning?Life planning goes beyond setting financial goals; it's about discovering and fulfilling your purpose. It involves asking yourself why you want to be financially successful and what you will do to accomplish your bigger goals in life. It's about making a difference and living out the reason God put you on this planet.The core of life planning is about introspection and alignment with God's purpose for your life. We were all created on purpose for a purpose, and life planning helps us ask the tough questions to design a life that truly matters. It ensures that your goals are in line with God's plan for you, helping you avoid the pitfall of pursuing the world's definition of success while missing out on the unique contribution you are meant to make.The Role of a Financial Planner in Life PlanningA financial planner can be instrumental in helping you navigate your life planning journey. They can assist in determining how much you need to live the life God is calling you to. This includes helping you set a reasonable lifestyle, preparing for God's nudges, and ensuring that you are ready to say "yes" when He calls. A planner can also help you clarify your goals, understand how major life events fit into your vision, and identify opportunities to make the most meaningful impact.Scripture provides a strong foundation for life planning. Ephesians 5:15-17 urges us to live wisely, making the most of every opportunity and understanding the will of the Lord:“Be very careful, then, how you live—not as unwise but as wise, making the most of every opportunity, because the days are evil. Therefore do not be foolish, but understand what the Lord's will is.”Ephesians 2:10 also reminds us that we are God's masterpiece, created to do the good things He planned for us long ago. This is why it's so vital to live purposefully and intentionally, aligning our lives with God's plans.If you're interested in exploring life planning further, you can visit PlanAWM.com, where you can schedule an appointment and speak with a member of their team.On Today's Program, Rob Answers Listener Questions:I've been contemplating leaving my assets from a soon-to-be-settled divorce to my children, who are in their 20s, and I'm just not sure I'm going to do that. All that said, I am very ill and have been around the world eight times trying to get well. The main question is, with Social Security Disability, how do income and assets affect Social Security Disability?I've had a life insurance policy for about 20 years, which will expire when I turn 76 unless I choose to pay a significantly higher premium at age 82. This means I have around five years left on it. I wanted to "cash it in," but when I contacted the company, they informed me that this is not possible with my term life policy. I came across a company called Coventry on TV, which seems to buy life insurance policies and provide cash in return. Can you explain how this works?I'm in my early to mid-70s and have a small to medium investment account. I have it securely invested in a G-Fund within my TSP. I'm curious about the market's future, especially since it's at an all-time high and has performed well this year. Given that it's an election year, and I haven't researched historical trends during such times, do you think the market will continue to rise? I'm considering converting a significant portion of my G-Fund to the C-Fund, which tracks the S&P 500. What is your outlook on the S&P 500 for the rest of the year?A few months ago, my mom passed away, and I was initially told I needed to go to probate court. At the courthouse, I was given a list of documents to bring, including the title to my mom's house and property. After reviewing these documents for a few minutes, the probate office informed me that I have a life estate, so probate isn't necessary, which contradicts their earlier statement. They mentioned it needed rights of survivorship, which it didn't have. I'm now confused about whether I need to go to probate or not.A few months ago, I heard about Social Security benefits for those in their 60s. I visited the Social Security office last week and asked why the surviving spouse seems penalized after a spouse's death. I feel like I'm losing my benefits despite working for them, as I can only take survivor benefits if my husband passes before me. The representative couldn't explain the reasoning. How can I advocate for a change to this rule, as its purpose is unclear to me?Resources Mentioned:Plan A Wealth ManagementRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Welcome to Season 4, Episode 27 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA P1 - The Vocational Games That Are Played in an ERISA Case." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intersection of SSDI and ERISA claims. While SSDI and ERISA are completely different things, they do share some similarities in process, and are often intertwined in the course of applying for disability. Often, when you're applying for one, you are required to apply for the other. That is why it is vital to be knowledgeable regarding both. In the first part of this multi-part series, your host Nancy L. Cavey will be diving into the specifics of the vocational games that carriers will play in ERISA claims, and how that correlates with the process of SSDI.In this episode, we'll cover the following topics:1 -  The ERISA Golden Rule2 - Step 4 Overview3 - Step 5 OverviewWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 26 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Comparing and Contrasting Medical Tips in ERISA and Social Security Disability." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the various medical tips that apply to ERISA disability claims, and Social Security disability claims. One might think that the approach to treating and documenting medical conditions, and how they factor into claims, would be the same for any disability case. However, that isn't necessarily the case. While there may be comparable similarities, there are also contrasting medical tips to be aware of in ERISA disability claims, versus Social Security disability claims. Your host, Nancy L. Cavey, will walk through these tips.In this episode, we'll cover the following topics:1 - Comparing and Contrasting Your Obligation to Get Medical Treatment in an ERISA Disability Claim and a Social Security Disability Claim2 - What Are the Five Things You Must Do That Will Help You Stay On Claim and Be Paid in Your ERISA Disability Claim?3 - What Are the Five Factors That Must Be Met before Social Security Must Give Your Treating Doctor's Opinions Controlling Weight in Your Social Security Disability Claim?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

In this episode, Jimmy discusses lawyers who handle Social Security Disability cases. Are they neccessary to win a favorable judgement? Can you file and win on your own? Who pays your attorney? What if you lose your case? How much does the attorney get paid? These questions and many more are answered in this episode. Websites in this episode: Research & Info: www.NOLO.com Famous Apple: www.famousapple.com Group- Living With A Disability: www.famousapple.com/group    

In this podcast episode, Adriana shares how the LNC can contribute to the Social Security Disability application process. One of the most confusing subjects in the U.S. government is Social Security. It's a maze-like institution, and it can be very difficult to navigate. For this reason, many people hire lawyers to help them navigate the system. Because lawyers and patients may have their own difficulties navigating the world of medical terminology, this is an opportunity for legal nurse consultants to get involved. Most legal cases concern Social Supplement Income (SSI), which may apply to those not yet old enough for Social Security. Those in government are wrong who claim that huge fraud rates occur in SSI applications. Adriana de la Torre is an attorney who works in the area of Social Security claims. She cites the percentage of fraudulent claims as about 1%. Adriana goes into a detailed description of the various stages of a claim, which anyone who has to go through the process for themselves or someone else will find helpful. She also explains that attorneys take such cases on contingency. Arrangements are made for them to be paid from back payments due. When certain requirements are met, a non-attorney can represent clients. This is an opening for an LNC to operate independently in this system. She explains how this can be done. This podcast is dedicated to showcasing the many opportunities for LNCs. We hope you find this one useful. Here's What to Expect from the Podcast: How the LNC Can Contribute to the Social Security Disability Application Process What is Social Security? Why can it be so difficult to get disability benefits? How can fraud be identified? How does an attorney get paid for services in a Social Security case? What role can an LNC play in such cases? Listen to our podcasts or watch them using our app, Expert.edu, available at legalnursebusiness.com/expertedu. We want to hear from you! Click the red send voicemail button on the far right. (function(d){ var app = d.createElement('script'); app.type = 'text/javascript'; app.async = true; app.src = 'https://www.speakpipe.com/loader/laulw5fck6uczyhl834u7d3jfzpe7xy5.js'; var s = d.getElementsByTagName('script')[0]; s.parentNode.insertBefore(app, s); })(document); Get the free transcripts and also learn about other ways to subscribe. Go to Legal Nurse Podcasts subscribe options by using this short link: http://LNC.tips/subscribepodcast. https://www.youtube.com/watch?v=CnocoDDYr8I Join us for Medical Records Analysis Volume 3 Each chapter in the book will be written by a different  LNC. When you write your chapter for this book, you'll gain Visibility so that attorneys can find you and offer you work Authority and credibility – you'll be a recognized expert Encouragement and support from Pat Iyer and your fellow authors Your investment includes: A self-paced course to teach you how to structure and write your 1500-to-2000-word chapter – so there is no guesswork. You'll get a system you can use to be successful. A meeting with me, Pat Iyer to discuss the focus of your chapter so you know how to get started.  Complete publishing package that includes editing, formatting, cover design and placing the book on Amazon. A virtual book launch event where you can invite guests to learn about your book. A collaborative relationship with your coauthors - when they market the book, you can visibility to their audience An Amazon bestseller campaign - we've gotten prior volumes to #1 Amazon bestseller status within a day A complimentary copy of the book and the opportunity to purchase them at a 50% discount over retail price (in multiples of 10 copies) Payment is due now to reserve your spot. We have a maximum of 15 spots and they will go quickly. Enrollment Period: June - July 2024 Self-paced course on how to write your chapter: Available immediately upon...

I'm Annette Leonard of https://www.annetteleonard.com find me on Instagram https://www.instagram.com/theannetteleonard You finally heard that you've been approved for Social Security Disability. Treat yourself -- whether that's a call to a friend, a gf cupcake, or some other way that you do something good for yourself, take a moment to celebrate. Having this resource to support yourself, matters! It's been a while since I crossed this hurdle, but to my memory: if you're legally married, you'll have to make some decisions about whether you'll take a greater amount each month or leave a spousal benefit after your death. 2 years after your EOD (your eligibility date) is when you become eligible for Medicare. There are a whole cascade of decisions you'll then have to make. For those of us who don't have other health care options, or who have been self-paying, or buying through COBRA, getting Medicare is a big deal. Every year, SSD sends you an award letter. Keep that letter. Some years there will be a COLA (Cost of Living Adjustment) of a percent or two. Through my research I found its rare for people to get less than $1200/month in benefits and it's also rare for people to get more than $3000/month in benefits. If you're wondering what the average benefit is, that's what's typical. That's the end of my series on Social Security Disability benefits. If you have other questions I haven't answered, let me know below. **I have a new mini-course I'm finishing about how to unlock the power of your next doctor appointment*** the first 50 people get FREE enrollment. Sign up here https://www.annetteleonard.com/waitlist This is the Chronic Wellness Podcast. I'm Annette Leonard, speaker, coach, and sick person who believes that my illnesses do not define me. If health is the absence of disease and wellness is the presence of wholeness, then no matter what your disease status, we can work toward your wellness, your wholeness. Whether or not you are ever "healthy" on paper, you can be well. Join me and others on the path back to wholeness at AnnetteLeonard.com. Whether you are a person experiencing chronic illness or are someone who loves or serves people with chronic illness I have great resources here on this channel or on my website for you.

You've been denied Social Security Disability, now what? I'm Annette Leonard of https://www.annetteleonard.com find me on Instagram https://www.instagram.com/theannetteleonard You've FINALLY heard back and got the courage to open the envelope and learned that your application has been denied. You're disappointed, sad, angry and grieving. Take time to feel those emotions. Once you've taken a beat, get ready to get back to work. First, make sure you haven't been denied on an eligibility technicality. Check out this website for more info: https://usafacts.org/data-projects/disability-benefit-process If you have met all the eligibility requirements, start an appeal. You must submit an appeal within 60 days. The first step is called "reconsideration." A claims specialist in your local Social Security office will review your file and may or may not approve you. If you are denied again, the next step is appealing before an Administrative Law Judge. This is the step where most people I know have been approved for benefits. These hearings can be held in person or remotely. At this point (or perhaps prior) you might be wondering, "should I hire an attorney?" You can find a SSI Attorney easily in your area and online. You don't have to pay for a lawyer up front, out of pocket. They will look at your file and if they think your case is strong enough, they'll take you on as a client. Then they will gather documentation, file paperwork on your behalf, get forms from your doctors, etc. to help build your case. Because they know the ins and outs of the system, it can be helpful and comforting to have someone walk you through the process and help you -- especially with a hearing or any further appeal. The attorney takes their fees out of the back payment you'd receive from Social Security, because of that you don't ever really "feel" the payment. If you are denied at this stage there are two further ways to appeal. However, that means more and more time. In 2022, getting approval by Administrative Law Judge was 1.5 years. When you're talking about going without an income for this amount of time -- many face bankruptcy or worse. It's worth considering how you'll make ends meet as you embark on this daunting process. Have you applied for Social Security? Did you use an attorney? Any tips or tricks you'd recommend to others about the process? This is the Chronic Wellness Podcast. I'm Annette Leonard, speaker, coach, and sick person who believes that my illnesses do not define me. If health is the absence of disease and wellness is the presence of wholeness, then no matter what your disease status, we can work toward your wellness, your wholeness. Whether or not you are ever "healthy" on paper, you can be well. Join me and others on the path back to wholeness at AnnetteLeonard.com. Whether you are a person experiencing chronic illness or are someone who loves or serves people with chronic illness I have great resources here on this channel or on my website for you.

You've completed the initial application for Social Security Disability, what happens next? I'm Annette Leonard of https://www.annetteleonard.com find me on Instagram https://www.instagram.com/theannetteleonard I am not an attorney or legal advisor -- seek professional guidance when trying to make legal determinations or get professional input about important questions. I'm speaking from my experience of applying for Social Security Disability. You send in your application and they solicit information from others. Your doctors will be contacted. So if you have a rheumatological condition, you need to have a rheumatologist who says so (etc. for a neurological, psychological, on down the line). If your ducks aren't in a row, don't apply yet. If your documentation isn't squarely laid out, consider waiting to apply. Similarly, if you aren't appropriately treating your illness, that isn't a reason to receive Social Security Disability. You need to consider all the holes in your argument. Think about the case you're building from as many perspectives as possible and try to be as thorough as possible. Your doctors will be solicited on your behalf to submit documentation. They may be asked simply to submit records about you or they may be asked to fill out disability paperwork on your behalf. Regarding the first: you might need to sign additional forms to give permission for their facility to send records. Regarding the second: some doctors WON'T complete disability paperwork on behalf of their patients or may charge a fee to do so. It's awfully frustrating when a doctor won't fill out disability paperwork and you can't compel them to, in that case you hope the documentation is strong enough on its own. But for any doctor who will fill out on your behalf, I make copies of my application paperwork (in case any gets lost, for future disability reviews AND because I share copies with my doctors who are writing on my behalf). On your initial application you list the date you were unable to work -- this date can become very important for a couple of reasons. This date can mean back pay and it can determine your Medicare eligibility. Many people do not understand that Social Security Disability is tied to Medicare but one must be receiving benefits for 2 years before becoming Medicare eligible. That's just one more reason that the small details REALLY matter when completing these forms. Take your time, do it when you have a clear head, don't rush. I check and recheck and have another person proof read. You complete your forms, your doctors complete theirs, you sign all the waivers, and once Social Security gets your complete file, a review is complete, they make a determination. Eventually, you'll get a letter saying "approved" or "denied." Understand that an extraordinary number are denied from the start. Don't give up, there are still ways through. Most of the people I know who are receiving benefits go there on appeal. It doesn't mean you're doing it wrong or won't eventually get there. Please leave comments, questions, or tips. This is the Chronic Wellness Podcast. I'm Annette Leonard, speaker, coach, and sick person who believes that my illnesses do not define me. If health is the absence of disease and wellness is the presence of wholeness, then no matter what your disease status, we can work toward your wellness, your wholeness. Whether or not you are ever "healthy" on paper, you can be well. Join me and others on the path back to wholeness at AnnetteLeonard.com. Whether you are a person experiencing chronic illness or are someone who loves or serves people with chronic illness I have great resources here on this channel or on my website for you.

Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances separate - can Maria cover her own expenses in early retirement? That's today on Your Money, Your Wealth® podcast 482 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, the fellas explain the difference between FDIC insurance and SIPC insurance for Edward, who wonders if he should spread his assets between banks for protection. Fajita Willy needs a spitball on his MYGA retirement strategy, that is, multi-year guaranteed annuities. Nancy wants to know if mandatory seismic retrofit expenses are tax-deductible. And how should Lee manage Roth contributions and IRMAA now that his Social Security disability has finally been approved and he's received 5 years of back pay? Free financial resources and transcript: https://bit.ly/ymyw-482 Retirement Readiness Guide - free download EASIretirement.com - free retirement calculator Financial Planning at Every Age: Retirement Planning for Millennials, Gen-X, and Baby Boomers - YMYW TV Ask Joe & Big Al On Air for your Retirement Spitball Analysis Schedule a free financial assessment Timestamps: 00:00 - Intro 01:02 - Will Building a New Home Delay My Early Retirement? (Janelle, CO - voice) 07:35 - Should I Spread Assets Between Banks for FDIC Insurance? (Edward, IL) 13:16 - Multi-Year Guaranteed Annuity (MYGA) Retirement Spitball (Fajita Willy, TX) 21:09 - Is the Mandatory Seismic Retrofit Expense Tax-Deductible? (Nancy, Tarzana, CA) 22:47 - My SSDI Was Approved and I've Received 5 Years of Back Pay. How to Manage Roth IRA Contributions and Medicare IRMAA? (Lee, Jacksonville, FL) 28:33 - Can We Retire Early Next Year at Ages 55 and 50? How Much Should We Convert to Roth? (Mike, NY) 34:57 - My Partner and I Maintain Separate Finances. Can I Cover My Own Expenses in Early Retirement? (Maria, Chicago suburbs, IL) 42:06 - The Derails

Welcome to Season 4, Episode 15 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "An Overview of Social Security Disability, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses an overview of, and answers more questions relating to, Social Security Disability. While the process of applying for Long-Term or Short-Term Disability might share similarities with the process of applying for Social Security Disability, the two are not the same and, in fact, have different procedures, different expectations, and different pitfalls to be aware of. It is important to understand these differences, especially as you might be expected to apply for both during the course of your disability. In this episode, host Nancy L. Cavey walks through some of the most important highlights of the Social Security Disability claims process.In this episode, we'll cover the following topics:1 - What Are the Five Things That the Social Security Administration Needs from Your Treating Physician That Can Make or Break Your Social Security Disability Claim?2 - An Overview of Functional Capacity Evaluations, and Residual Functional Capacity Forms, P13 - An Overview of Functional Capacity Evaluations, and Residual Functional Capacity Forms, P2Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Should I apply for Social Security Disability? I'm Annette Leonard of https://www.annetteleonard.com find me on Instagram https://www.instagram.com/theannetteleonard I am not a legal advisor -- seek professional guidance when trying to make legal determinations or get professional input about important questions. I have be getting Social Security benefits for about 10 years. I've helped others apply for Social Security benefits. Maybe you've been wondering whether you should apply for Social Security Disability. Let's discuss. Do your disabling conditions (mental, physical, emotional or a combination) have serious impacts on your ability to perform major life functions? Have you paid into Social Security Disability? Have you been working at a job and exhausted your PTO, sick leave, or short term disability and wonder how/whether you can keep working? If you answered "yes," to most of these questions, Social Security Disability might be for you. While it is not an easy, straightforward, or simple process. However, if you've been paying in, Social Security Disability is a benefit you've earned. If you qualify, you would receive a monthly cheque for the duration of your approval. You wouldn't have to pay it back, even if you could work again in the future. You need to think about what major life functions are impacted by your disability, things like walking, breathing, bathing, eating. This is an important component of explaining why you're unable to work. It's a significant burden of evidence - but the sooner you start, the sooner you might be approved. Is now the right time for you to apply? I'll talk more about the process in future videos. If you have questions or comments please put them in the comments below. This is the Chronic Wellness Podcast. I'm Annette Leonard, speaker, coach, and sick person who believes that my illnesses do not define me. If health is the absence of disease and wellness is the presence of wholeness, then no matter what your disease status, we can work toward your wellness, your wholeness. Whether or not you are ever "healthy" on paper, you can be well. Join me and others on the path back to wholeness at AnnetteLeonard.com. Whether you are a person experiencing chronic illness or are someone who loves or serves people with chronic illness I have great resources here on this channel or on my website for you.

Welcome to Season 4, Episode 13 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "An Overview of Social Security Disability, P1." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses an overview of, and answers general questions relating to, Social Security Disability. While the process of applying for Long-Term or Short-Term Disability might share similarities with the process of applying for Social Security Disability, the two are not the same and, in fact, have different procedures, different expectations, and different pitfalls to be aware of. It is important to understand these differences, especially as you might be expected to apply for both during the course of your disability. In this episode, host Nancy L. Cavey walks through some of the most important highlights of the Social Security Disability claims process.In this episode, we'll cover the following topics:1 - General Social Security Questions, P12 - General Social Security Questions, P23 - General Social Security Questions, P3Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Lisa is the Managing Attorney for the Social Security Disability/Veterans Disability Department at the Law Offices of Eric A. Shore. Her practice focuses on Social Security Disability and Veterans Disability Benefits. Lisa earned her law degree from the University of Baltimore, where she received the Dean's Citation Award for Outstanding Achievement. Lisa is a member of the New York City Bar Association's Disability Law Committee. She is licensed to practice law in New York State. Linkedin: https://www.linkedin.com/in/lisalcunningham/ Law Offices of Eric A. Shore: https://www.1800cantwork.com/ Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform: https://legal.emotiontrac.com/

So, how much is enough for Christians?If you're just starting out, or struggling financially, “How much is enough?” might seem like a silly question. The bottom line for you is that you just need more money at the moment! Why should you think about “how much is enough” when you hardly have anything?  And what if you're at the other end of things? If you're approaching retirement, you might be thinking about the size of your nest egg. But why put a limit on accumulating money and possessions?  Based on these two examples, the definition of “enough” seems to depend on what stage of life you're in. Well, let's look at what the Bible has to say about what's “enough”.  In Luke 12:15, Jesus says, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” Jesus is making a rather unexpected statement: Getting more money is never the goal, no matter how old you are. Jesus As The Source Of LifeThe desire of every human heart is for life, which means satisfying, abundant, purposeful existence. So, when Jesus says “life does not consist in an abundance of possessions,” he's pointing away from money as the source of life, and to something else.That something else is Himself. Here's what Jesus says:John 11:25-26 - “Jesus told her, ‘I am the resurrection and the life; whoever believes in me, even if he dies, will live, and everyone who lives and believes in me will never die.'”John 14:6 - “I am the way, and the truth, and the life. No one comes to the Father except through me.”John 10:10 - “I came that they may have life and have it abundantly.”So, our deepest needs for relationship and purpose are met in Christ. He is enough. But what about the things we need to survive, day to day? Well, believers in Christ serve a God who promises to “meet all our needs according to the riches of his glory in Christ Jesus.” (Philippians 4:19)Trusting God For Daily NeedsIn Matthew 6, Jesus reminds his followers not to be anxious about food, or clothing, or shelter. “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?”This means… you will always have enough of what you need to live, and you can trust God to know what that is. Anything beyond that is a gift.Following Jesus means acknowledging God's sovereignty and his ownership of everything.  As the Holy Spirit works in your heart, your motivation to accumulate gradually changes from self-centered to God-centered.With Jesus as Lord of your life, your idea of “enough” begins to change, too…because you're trusting God to meet your needs…and your desires start to line up with what God wants. You will begin to “desire less” of worldly things, and “more” of Christ.All this is part of the miraculous heart-change that happens when God gets hold of you.  So, while the worldly person is asking, “How can I get more?”, the Christian asks, “How can I love God more?”As a loving Father, God not only provides for daily needs, but he provides satisfying Kingdom work for his children to do. James 1:7 says, “Everygood and perfect gift is from above, coming down from the Father of the heavenly lights”. Out of gratitude and a desire to be more like Jesus, we look for ways to serve others with what God has provided. “For we are his workmanship, created in Christ Jesus for good works, which God prepared beforehand, that we should walk in them.” - Ephesians 2:10So, consider this…“How much is enough?” may actually be the wrong question.  For believers, the real question is, “Who is enough?” Following Christ is the way to peace, joy and abundant life.No matter what your financial situation is, ask God to change your heart. He will change your desire for accumulation…into a desire for less stuff and more Jesus. The rest will fall into place.On Today's Program, Rob Answers Listener Questions:I collect Social Security Disability and I was wondering if I should stop that and go straight to Social Security or is there a way I can receive both? My wife and I are debt-free minus our mortgage. I'm maxing out my retirement account right now and have sufficient funds in my savings account for an emergency fund. Should we start aiming at paying our house off early? I have a neighbor who wants to buy 20 feet of a property I own which I'm willing to do, but I have no concept of how to determine a fair market value for the property. And I also don't know how to determine the implications for income tax on this transaction. I have a question regarding donations to 501(C)3 organizations where I gave in the month of December. The reason I'm confused is that the bill doesn't come due on my credit card until January. So which year is the gift tax-deductible for? I have about $12,000 in credit card debt and I'm wondering if I should transfer it over to a new credit card that offers 0% interest for 21 months or go with a personal loan with a lower interest rate. Thoughts? Resources Mentioned:Social Security Administration (ssa.gov)Christian Credit CounselorsRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of The Matt Feret Show, I interview Kelly Mendenhall, an author, artist, speaker, and advocate raising awareness about medical gaslighting and navigating life as a spine patient. Kelly shares her personal experience of dealing with chronic pain, medical gaslighting, and the challenges of finding the right medical care. She emphasizes the importance of advocating for oneself, being transparent with doctors about symptoms, and finding ways to make the world work for your body. Kelly also discusses the role of caregivers and the need for support and understanding in their journey. She highlights the complexities of the Social Security disability system and the importance of seeking legal assistance when applying for disability benefits. Watch the full episode on YouTube.Introduction by Matt Feret [01:09]Kelly Mendenhall's Story with Disability [04:23]Kelly Mendenhall on Defining and Discussing Medical Gaslighting [11:44]Kelly Mendenhall's Advice for the Newly Disabled [32:01]Kelly Mendenhall's Advice for Caregivers of Disabled Adults [43:45]Kelly Mendenhall on Social Security Disability [55:23]Connect with me via the podcast website, LinkedIn, Facebook, and Instagram.Check out Kelly's website, Facebook, Instagram, TikTok, and YouTube. Hosted on Acast. See acast.com/privacy for more information.

https://www.advancedpracticeproviders.com/ W. Bryan Hubbard is the former Chairman and Executive Director of the Kentucky Opioid Commission. In that role, he developed the Kentucky ibogaine project which aimed to develop ibogaine as a breakthrough therapeutic under the auspices on the commission. He previously ran the state's Social Security Disability and Child Support Enforcement programs as Commissioner of the Department of Income Support. He was raised in the Virginia coalfields and is the grandson of two grade school educated coal miners. https://www.antiherosjourney.com/ https://www.navigatesni.com/free-consultation

Hoy conversamos sobre Social Security Disability con la Firma de Abogados HGSK. Nos acompaña el abogado Mark Kogan y la paralegal Carmen Ruiz. Haggerty, Goldberg, Schleifer & Kupersmith, PC ¡Atendiendo a clientes en Filadelfia, Reading, Allentown, Lower Bucks y más! 1-888-311-GANA --- Send in a voice message: https://podcasters.spotify.com/pod/show/radiocentro/message

In this podcast episode, Sarah Soucie Eyberg, a solo legal practitioner, shares her journey of starting her own practice and finding work-life balance. She discusses the challenges of the legal field during the economic downturn of 2011, her transition to solo practice, and the importance of aligning work with personal values. Sarah also addresses the impact of privilege in law, the lack of focus on mental health, and her personal struggles with depression, anxiety, and substance use. She emphasizes the need for transparency and support for mental health in the legal profession. Additionally, Sarah talks about her fulfilling role as a coach for her children's sports teams and how she manages her various responsibilities by prioritizing and setting boundaries. She creates personal freedom by living in alignment with her values. Aligning work with personal values (00:13:06) The significance of creating a mission, vision, and values for the firm, and the impact of aligning work with core values. Preventing burnout and recognizing privilege (00:16:32) The importance of aligning work with personal values to prevent burnout and recognizing the impact of privilege in career choices. Mental Health in Legal Practice (00:20:41) Discussion on the significance of mental health in legal practice, personal experiences, and the impact of depression, anxiety, and substance use. Challenges of Work-Life Balance (00:25:31) The impact of workaholism, perfectionism, and stress in the legal profession, and the use of alcohol as a coping mechanism. Addressing Mental Health in the Legal Profession (00:28:43) Efforts by bar associations, the fear of stigma, and the need for candid discussions on mental health and substance use in the legal profession. Transparency and Recovery (00:34:30) The importance of transparency in discussing alcoholism and mental health, the impact of secrecy, and the need for support and understanding. Starting a Law Firm (00:38:40) Encouragement and advice for lawyers considering starting their own law firms, emphasizing the importance of vision, values, and client-centered service. Sarah Soucie Eyberg is a solo practitioner in the area of Social Security Disability law. She specializes in this area because it allows her to help chronically ill and injured people get the benefits to which they are entitled. She approaches the practice of law with an emphasis on client service, her goal in every client interaction is to ensure the client feels heard and validated, and that their questions are addressed.     Not satisfied with simply being a member, Sarah serves in leadership roles in nearly every organization of which she is a member. She currently serves on the councils of the MSBA's New Lawyers Section, Social Security Disability Section, Practice Management and Marketing Section, and also serves as an Assembly At-Large Representative to the MSBA Executive Council. In addition, she served as District Justice for Phi Alpha Delta Law Fraternity, International for eight years. In this position she mentors all the chapters and also organizes and presents leadership conferences twice per year. Would you like to learn more about Breaking Free or order your own copy? https://www.garymiles.net/break-free

Do you need an attorney when applying for disability? Jennifer Morgan, attorney at Impact Disability Law, joins Dr. Jim Hoven to explain the complex world of social security disability.Jennifer Morgan: https://impactdisabilitylaw.com/Want us to address a specific topic? Comment below!

Federal Workers Compensation Coffee Break Podcast is an educational and informative training on how to navigate the DOL -OWCP claims filing process for all types of injured US government and federal workers. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away.Section 1:15 of the Federal Employees' Compensation Act (FECA) Practice Manual states that Social Security Disability Retirement (SSDR) benefits are payable concurrently with FECA compensation. However, this does not mean that an injured federal worker claimant can receive both Social Security Disability benefits and temporary disability benefits under FECA without any reduction.When an injured federal worker is eligible for both SOCIAL SECURITY DISABILITY RETIREMENT and temporary disability benefits under FECA, the SOCIAL SECURITY DISABILITY RETIREMENT benefits are typically subject to an offset or reduction. The purpose of this reduction is to prevent the claimant from receiving a double benefit for the same period of disability, as both SOCIAL SECURITY DISABILITY RETIREMENT and FECA temporary disability benefits are meant to provide financial assistance during periods of disability. Generally, the reduction is designed to ensure that the total amount of benefits the claimant receives (when combining SOCIAL SECURITY DISABILITY RETIREMENT and FECA) does not exceed a certain percentage of their average pre-disability earnings.For the scenario of a federal employee who is eligible for temporary disability benefits under FECA and also qualifies for permanent Social Security Disability benefits due to a disability that makes them permanently unable to return to a government position of employment. Listen to the podcast and download the attached show transcript for  an explanation of the relevant federal laws and provisions for eligibility of receiving SSDI & OWCP temporary disability or FERS disability benefits concurrently. Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola or Jacksonville Florida  or Oklahoma City you can make an appointment to see him and the other providers at the clinic at  M & R Medical & Therapy Center or FWC Medical Centers. To make a consult with Dr. Taylor  to discuss your case or if you know someone if Florida who is recently injured you can call the clinic at 813-877-6900 or go  to our website at https://mrtherapycenter.com/Fed Comp Coffee Break Podcast on Youtube  Be sure and subscribe, like, and/or share a comment or review if you find this podcast information to be beneficial. 

Coach Dobber and his wife in Edina, Minnesota have a low mortgage interest rate and a decent amount of home equity. Should they put that equity to work and take the risk on buying a higher value home at a reduced price, even if it means a much higher interest rate and higher monthly payments too? Plus, Joe and Big Al spitball for Adam, in the birthplace of aviation, on the taxation of passive rental income, and capital gains from his portfolio and the sale of his business, prior to his early retirement. They also spitball for Charles in Idaho, on taxes on the sale of his mother-in-law's house. And should Dan's wife and business co-owner retire from the business and take Social Security Disability? And will Social Security be reduced for everyone? Steve in Vegas has a cautionary tale to tell. Timestamps: 00:55 - Stay With a Low Mortgage Rate, or Buy Up at a Reduced Price? (Coach Dobber, Edina, MN) 16:10 - Early Retirement Taxes on Rental Income and Capital Gains? (Adam, Dayton, OH) 24:55 - How to Figure Taxes on Sale of Mom's House (Charles, ID) 29:47 - Should Spouse and Business Co-Owner with Alzheimer's Retire and Take Social Security Disability? (Dan, Midwest USA) 36:04 - Will Social Security Be Reduced for Everyone? A Cautionary Tale (Steve, Las Vegas) 44:17 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-448  2023 Key Financial Data Guide EASIRetirement.com - new free retirement calculator! Social Security Handbook Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

Today Blaise raises the issue of Social Security asking people with disabilities to pay back thousands in benefits when they are unable to do so. Follow the show on social media and subscribe to the show! Fb: facebook.com/blaisinshows Tw: @blaisinshows Welcome to the Blaisin' Access Podcast for Monday, September 18. I'm Blaise Bryant. This is a relaunched podcast amplifying the disability voice one story at a time. Let's face it – we have a lot of collective work to do to make the world inclusive and accessible for all. Today's story focuses on the penalties people getting Social Security benefits while working can face. Justina Worrell is a 47-year-old woman who works part-time as a kitchen helper at an Ohio nursing home. She has cerebral palsy, an intellectual disability, and a heart condition. Worrell needed an artificial heart valve when she was 20. A year ago Justina made $862 a month. She received $1,065 per month in Social Security Disability benefits. In a letter the Social Security Administration claimed they were overpaying Worrell and wanted the money back. They asked Justina to either send a check or money order for $60,175.90 within 30 days. Talk about mission impossible! Unfortunately stories like this are all too common in the disability space. The very government program designed to help working disabled people penalizes them for wanting to contribute to society. Blaming beneficiaries for a nearly $25-billion deficit is not a practical and sustainable solution. My advice to anyone receiving benefits from Social Security is to meet with a Benefits Advisor in your area. We all need to do our part to make sure disabled people have access to jobs, along with resources to help them succeed. The full story is in the show notes. If you have a story you'd like me to highlight on the show send it to me at blaisinshows@gmail.com. Tell your friends about the Blaisin' Access Podcast and subscribe on your favorite podcast platform. I'd be grateful if you left a rating and review. Tune in for more disability news tomorrow. I'm Blaise Bryant. You are listening to the Blaisin' Access Podcast. Have a great day!   News story: https://wusfnews.wusf.usf.edu/politics-issues/2023-09-16/social-security-overpays-billions-people-many-disability-demands-money-back Support Blaisin' Access Podcast by contributing to their tip jar: https://tips.pinecast.com/jar/blaisin-access-podcast

Come along with us and get to know Jim Allsup, founder of Allsup Employment Services and the Ticket to Work program for individuals who qualify for Social Security Disability benefits. Individuals who qualify are offered Vocational Return to Work services free of charge. In this episode, Yvonne and Rafael talk to Jim about the Ticket to Work program and what he says is a little-known benefit for individuals who qualify for Social Security Disability benefits. Learn more about the Ticket to Work program here: https://www.allsupemploymentservices.com/Check out Jim Allsup's expert services for individuals seeking Social Security Disability benefits. They offer nationwide assistance, and their representatives are available and ready to provide help: https://www.allsup.com/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Jimmy speaks with author, attorney, Spencer Bishins about his book. 'Social Security Disability Revealed' In this episode, Spencer takes on listener's questions about Social Security Disability from applying to benefits. He also gives two listeners free copies of the audio version of his book. We also discuss whether gender identity is considered a disability and much more. You don't want to miss this episode!  Who is Spencer Bishins? Spencer Bishins has a master's degree from the London School of Economics, and a law degree from Florida State University. After law school, he worked in the private sector for two years prior to joining the Social Security Administration (SSA) in 2010. He worked at the Appeals Council for almost four years, reviewing thousands of disability decisions for compliance with SSA's complex rules and procedures. He then worked at the hearing level for seven years, where he drafted almost 2,000 decisions for SSA Administrative Law Judges. After working for SSA for more than 10 years, he wanted to help demystify the complicated disability system.  His first book, Social Security Disability Revealed: Why it's so hard to access benefits and what you can do about it, explores the obstacles that disability claimants face as they try to access benefits.   www.bishinspublishing.com Facebook        @bishinspublishing Instagram        @bishinspublishing Twitter            @bishinspub -------------------------------------------------------------- Living With A Disability: www.famousapple.com/group An Apple A Day Chat: www.famousapple.com/applechat      

In this episode, we pass the mic to Lorna Brown-Burton to discuss pursuing service through bar associations, both voluntary and mandatory. Lorna E. Brown-Burton is an “AV” rated attorney who is licensed to practice law in the State of Florida since 1987 and the Southern District of Florida since 1990. Ms. Brown-Burton's primary area of practice is workers' compensation defense representing Employers/Self-Insureds/Carriers for over 30 years and also has experience in the area of Labor and Employment and Social Security Disability as well as representing individuals in Chapters 7 & 13 bankruptcy matters. Ms. Brown-Burton is a past adjunct professor at Broward College in the Paralegal Degree Program. Prior to joining Lubell | Rosen as a Partner managing the Workers' Compensation department, she owned and operated her own firm, which was certified as an MWBE/SBE from February of 2004 to August 31, 2014 and from September 1, 2014 to July 31, 2018 Ms. Brown-Burton merged her firm with The DeMicco Law Firm, P.A. where she co-founded the firm, Brown-Burton & DeMicco, PLLC. She was an active member of the Legal Aid Board of Directors and has held several officer positions which, included President. Ms. Brown-Burton is a member of the Workers' Compensation Section of The Florida Bar, a prior elected member of The Florida Bar Board of Governors, Young Lawyers Division, as the Seventeenth Circuit representative, with a special appointment to the Board of Governors, Young Lawyers Division, for the 2002-2003 term and is a former elected President of the Young Lawyers Section of the Broward County Bar Association for the 1996-1997 term. Ms. Brown-Burton completed two 3-year terms on the Florida Bar Grievance Committee “17F” and “17E”, respectively and also served as Chair of the “17E” Grievance committee. Fun Fact- Initially, I thought I wanted to be a fashion designer and merchandiser until that faithful day on my last day of High School. Ms. Brown-Burton's Social Media: Lornab@Lebburtonlaw.com Linkedin-https://www.linkedin.com/in/lorna-brown-burton-3b76127/ JTE Social Media: Website: www.journeytoesquire.com Email: info@journeytoesquire.com LinkedIn: https://www.linkedin.com/company/dive... Facebook: https://www.facebook.com/JourneytoEsq/ Twitter: @JourneytoEsq https://mobile.twitter.com/journeytoesq Instagram: @JourneytoEsq https://www.instagram.com/journeytoesq/ YouTube: YT: https://www.youtube.com/@journeytoesquire --- Send in a voice message: https://podcasters.spotify.com/pod/show/journey-to-esquire/message Support this podcast: https://podcasters.spotify.com/pod/show/journey-to-esquire/support

This week we will discuss Social Security Disability Benefits with our guest David Dodge. ​David Dodge is the Case Manager at Community Action of Orleans and Genesee in Batavia, NY. Prior to this role, David was an Independent Living Specialist and Facilitated Enroller at Independent Living of the Genesee Region. At Independent Living, David earned his Work Incentive Practitioner credential from Cornell University. David serves as the Vice President of the Genesee County Interagency Council, a consortium of providers, Secretary of GLOW Out, a four-county LGBTQ+ advocacy group, member of the Domestic Violence Taskforce, and member of the Batavia Lions Club. David lives in Le Roy, NY with two extremely sassy cats.  ​ One point of contention I had in my mind as a bias was concerning the doctors that examine you in order to be considered medically un-employable.  David put my worries to rest when he details the process which you can also find here:   A consultative exam specifically evaluates your health to confirm it matches what you said in your SSD claim. The doctor who performs the exam will: Look for evidence that supports your SSD claim (or contradicts it). This may include running tests, having you answer some questions, ordering x-rays/MRI or CT scans, etc. Document whether your condition, illness, or injury might prevent you from working like you normally would. This includes listing reasons why you can't perform your normal job duties full-time or do other work. This is not an exam that your family doctor can likely perform. Why? Because the SSA must certify a doctor to perform that specific exam according to their rules and regulations. Every doctor who does consultative exams is independent of the SSA. Instead, this doctor works as a contractor with the SSA to perform these exams in addition to their own personal practice. ​I consider this to be a very important topic and I hope it assists those with Long COVID as they trudge through the system for monetary relief!  ​  

As Sean says: Government is HARD - especially when trying to navigate the Social Security Disability system.  That's why we talk to Spencer Bishins who worked in the Social Security Administration for years and shares his insights with us.  Spencer just scratches the surface with us-  but you can find all the details in his book: Social Security Disability Revealed - Why it's so hard to access benefits and what you can do about it. In this Episode: Sean explains how StorQuest made it so easy for him to never do business with them again. You Got This, Mental Health featuring Lara Bloom - There are many challenges living with a disability.  On top of the physical challenges, people with invisible disabilities often have a hard time getting strangers or even doctors to believe them - Lara shares her perspective and how the Ehler's Danlos Society is addressing the issue. Spencer Bishins gives us some insight into why it's so hard to access Social Security Disability Benefits. Thank you notes - Two nice people. Links and Resources: Bishins Publishing Ehlers-Danlos Society This episode brought to you in part by Reata Pharmaceuticals. Reata Pharmaceuticals is the company that makes SKYCLARYS™ (omaveloxolone) 50 mg capsules. Our mission is to develop innovative therapies that change patients' lives for the better. For more information about SKYCLARYS, visit: Skyclarys.com ©2023 Reata Pharmaceuticals, Inc. All rights reserved. SKYCLARYS, REATA, and their logos aretrademarks of Reata Pharmaceuticals, Inc.

Do you have any false gods in your life? Would you know one if you did? It doesn't have to be a golden calf to qualify as a false god. It could be almost anything that stands between you and Christ. In today's Faith and Finance Rob West gives some examples, so you can be on the lookout.Psalm 20 is one of my favorites. It begins with a blessing, and ends with a statement of faith. Here's part of Psalm 20, starting at verse 6:Now this I know: The Lord gives victory to his anointed. He answers him from his heavenly sanctuary with the victorious power of his right hand. Some trust in chariots and some in horses, but we trust in the name of the Lord our God. They are brought to their knees and fall, but we rise up and stand firm.“Some trust in chariots, and some in horses…” Back in David's day, chariots and horses were the most powerful military technologies available. If you had those, you could usually expect victory. But the psalm says there's something even more powerful out there – the name of God. In spite of that, some people were still putting their faith in worldly things – like chariots and horses.Anything you put your faith in other than “the Lord our God” is a false god. As Larry Burkett used to say, a false god is “anything that detours our commitment to God”. You probably won't be trusting chariots and horses today, but here are a few false gods that you will recognize - along with some modern twists on Psalm 20.Financial Security is a false god. Some trust in retirement plans, savings accounts, and investment income – but we trust in the name of the Lord our God.Government provision can be another false god. Some trust in welfare programs, federal relief checks, or government handouts – but we trust in the name of the Lord our God.Power is often worshiped as a false god. Some trust in status, reputation, and financial influence – but we trust in the name of the Lord our God.Personal Autonomy is a very deceptive false god. Some trust in themselves alone, depending on their own financial goals and expertise – but we trust in the name of the Lord our God.The consequences of trusting in false gods are severe. God is not mocked, the Bible says, and he tells his people over and over not to worship any other gods. We see the most glaring example of this in Exodus 32 as God meets with Moses on Mount Sinai. Verse 1 reads, “When the people saw that Moses delayed to come down from the mountain, the people gathered themselves together to Aaron and said to him, ‘Up, make us gods who shall go before us. As for this Moses, the man who brought us up out of the land of Egypt, we do not know what has become of him.'”Aaron goes along with their demand and crafts a golden calf, most likely representing a false Egyptian god. It didn't take long for the people of Israel to lose their faith, turn away from the Lord, and begin worshiping idols.The insult to the Lord continues in verses 4 through 6 which read, “They said, ‘These are your gods, O Israel, who brought you up out of the land of Egypt!' When Aaron saw this, he built an altar before it. And Aaron made a proclamation and said, ‘Tomorrow shall be a feast to the Lord.' And they rose up early the next day and offered burnt offerings and brought peace offerings. And the people sat down to eat and drink and rose up to play.”Now, Aaron may have intended that the sacrifices be made to the one true God, but the Israelites obviously didn't think so, and God certainly wasn't fooled. He tells Moses in verse 9, “I have seen this people, and behold, it is a stiff-necked people. Now therefore let me alone, that my wrath may burn hot against them and I may consume them.”Of course, Moses pleaded for the people of Israel and the Lord relented, although some 3,000 of the worst offenders were put to death by the Levites. Now, it's easy to dismiss this biblical lesson, thinking we'd never worship something as ridiculous as a golden calf, but an idol can be anything.It could be your dream house, that shiny new car in your driveway, or your 401k. All of these are potential idols that threaten to replace God in your life. They themselves are not evil, and possessing them is no sin — it's only when we let them come between us and the Lord that they become a real problem.Whatever you face today - whatever decisions you have to make - don't make the mistake of turning to false gods for help. When you're a believer in Christ, you have a much greater resource: the name of the Lord your God!Next, Rob answers these questions at 800-525-7000 or via email at askrob@FaithFi.com:What should you do with your 403b if you are 38 years old and considering resigning from your position, if you are planning to remain in the same profession?If you are on Social Security Disability and are not supposed to have more than $2,000 in savings, what should you do with surplus income?How do you access your Thrift Savings Plan and IRA accounts for Required Minimum Distributions if you are age 71, retired, and are living modestly on your Social Security income? (Rob referred the called to Certified Kingdom Advisors at faithfi.com).Be sure to check out the rest of FaithFi.com to access our books and our many free helpful resources. You can also find us on Facebook Faith and Finance (Live) and join the conversation. Thanks for your prayerful and financial support that helps keep Faith and Finance (Live) on the air. And if you'd like to help, just click the Give button. 

Partner Veteran Legislative Voice (VLV)Partner:Stephanie Kalota - US Army Reserve Sergeant First Class Veteran and Founder/Creator of Veteran Legislative Voice

Had the immense privilege to speak with Spencer Bishins Author of “Social Security Disability Revealed: Why it's so hard to access benefits and what you can do about it”. Words of Heart Podcast Facebook Page: https://fb.watch/hH1s6As2EZ/ YouTube Page: https://youtu.be/0QeaSlGQN5Y --- Send in a voice message: https://anchor.fm/wordsofheart/message

A million Americans await a decision on their applications for Social Security Disability payments. The wait time to get a decision is about 7 months, and 2-in-3 first applications get rejected. Examiners, swamped by the volume and mental toll of the work, quit in large numbers, and new job postings trigger few applicants. What can be done about this federal program, administered by the states, to get truly disabled people the help they need, while weeding out spurious applications? Scott Ott, Stephen Green and Scott Ott have co-hosted multiple new shows each week since 2009 thanks to our Members and donors. To become a Member, and unlock exclusive features of our site: https://BillWhittle.com/reigster/ To donate with PayPal or bank card: https://BillWhittle.com/donate-to-Bill-Whittle/

All Home Care Matters was honored to welcome a special guest to the show, Spencer Bishins. Spencer is an author and former attorney for the Social Security Administration. Spencer Bishins has a master's degree from the London School of Economics, and a law degree from Florida State University. After law school, he worked in the private sector for two years prior to joining the Social Security Administration (SSA) in 2010. He worked at the Appeals Council for almost four years, reviewing thousands of disability decisions for compliance with SSA's complex rules and procedures. He then worked at the hearing level for seven years, where he drafted almost 2,000 decisions for SSA Administrative Law Judges. After working for SSA for more than 10 years, he wanted to help demystify the complicated disability system. His first book, Social Security Disability Revealed: Why it's so hard to access benefits and what you can do about it, explores the obstacles that disability claimants face as they try to access benefits.

ONCE UPON A GENE - EPISODE 159 Social Security Disability Revealed - Why It's So Hard to Access Benefits and What You Can Do About It with Spencer Bishins Spencer Bishins has a Master's degree in economics and a law degree, but after working for SSA for more than 10 years, he shifted his expertise to demystifying the complicated disability system. His first book, Social Security Disability Revealed: Why It's So Hard to Access Benefits and What You Can Do About It, explores the obstacles disability claimants face as they navigate the benefits system.  EPISODE HIGHLIGHTS Can you tell us about your career and what motivated you to write your book? After law school, I accepted a job with the Social Security Administration. The SSA system sometimes feels like a computer is deciding a person's case. That's partly because the rules can be very strict and partly because they're monitoring how many cases are being paid to over a million people that file for social security disability benefits every year. Feeling like a claimant is a statistic, moving through an in-personal process where their story is lost can be frustrating. The purpose of the book is to help people understand the process better and know how to deal with situations that may arise during the process.  What is the difference between SSI and SSDI? There are two social security disability programs. Social security tax paid through payroll funds the retirement program, but it also funds the SSDI program. SSDI is only for adults, but adults can also apply for the SSI program if they don't qualify for SSDI benefits. SSI payout is a lot lower payout and a lot stricter. Kids can also receive SSI based on the standard of impairment and functioning, as referenced in the ruling SSR 09-2P to SSR 09-8P. If a child has been approved for SSI, as they approach adulthood, you'll be notified that the child will undergo an evaluation to determine if they're able to work and they may lose their benefits. If a parent has worked and earned SSDI benefits, their adult child can file a claim on their parent's earning record through a program called Disabled Adult Child (DAC) claim. The wage-earner has to be deceased, retired or disabled and in some way a social security recipient themselves.  For parents who care for their children full time and can no longer work, how can they benefit from social security disability? If you've worked long enough to earn social security credits, you may have SSDI coverage. Filing a disability claim if you've paid into the system is called an entitlement and you're entitled to receive benefits if you qualify. You can talk to a social security representative if you're considering filing a claim for yourself as a parent. If you're approved for SSDI, you can also get access to Medicare. CONNECT WITH SPENCER Facebook https://www.facebook.com/BishinsPublishing/ Instagram https://www.instagram.com/bishinspublishing/ Twitter https://twitter.com/bishinspub LINKS & RESOURCES MENTIONED Determining Childhood Disability – Documenting a Child's Impairment-Related Limitations https://www.ssa.gov/OP_Home/rulings/ssi/02/SSR2009-02-ssi-02.html Bishins Publishing https://www.bishinspublishing.com/ Social Security Disability Revealed: Why It's So Hard to Access Benefits and What You Can Do About It https://www.amazon.com/Social-Security.../dp/B0B5PQ6ZYD CONNECT WITH EFFIE PARKS Website https://effieparks.com/ Twitter https://twitter.com/OnceUponAGene Instagram https://www.instagram.com/onceuponagene.podcast/?hl=en Built Ford Tough Facebook Group https://www.facebook.com/groups/1877643259173346/ Interested in advertising on Once Upon a Gene? Email advertising@bloodstreammedia.com for more information!