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In the summer of 2020, sixteen-year-old Antonio Mays Jr. traveled a thousand miles to be part of the racial justice movement. He arrived in Seattle during the Capitol Hill Occupied Protest, known as CHOP. Less than a week later, he was shot and killed there. The case remains unsolved.Today on The Sunday Story, we bring you the first episode of a new series from NPR's Embedded podcast that investigates Mays' death.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

What We Built... And What We Buried | The Study That Never Ended On this episode of The Devil Within, we close out Season Five—What We Built… And What We Buried—with one of the most disturbing and consequential chapters in American medical history: the Tuskegee Syphilis Study. What began in 1932 as a government-backed effort to study the progression of untreated syphilis was, at least on the surface, framed as something useful—even beneficial. Hundreds of poor Black men in rural Alabama were offered free medical care for what they were told was “bad blood.” But they were never told the truth. As the study continued, the men—many of them sharecroppers with limited access to education, healthcare, or economic mobility—were observed, tested, and subjected to painful procedures under the belief they were being treated. They weren't. Then came the turning point. By the 1940s, penicillin had become a proven cure for syphilis. It should have ended the study. It should have saved lives. It didn't. Instead, treatment was deliberately withheld—for decades. More than 400 men were left to suffer the full progression of the disease, not because doctors didn't know better, but because they chose not to intervene. The study continued until 1972, when it was finally exposed by whistleblower Peter Buxtun and brought to national attention. The fallout was immediate—and lasting. Trust in medicine, particularly within Black communities, was deeply fractured. The doctor-patient relationship—built on transparency and informed consent—was forced into a reckoning that still shapes healthcare today. This isn't just history. It's a warning. What You'll Hear in This Episode • How the Tuskegee Study began—and why it was initially justified • Who was targeted, and why sharecroppers were especially vulnerable • How misinformation (“bad blood”) was used to gain trust • The discovery of penicillin—and the decision to withhold it • The whistleblower who exposed the truth • How Tuskegee reshaped modern medical ethics and patient rights Listen & Follow If you're listening on Apple Podcasts or Spotify, make sure you're following The Devil Within so you never miss an episode. If you've been enjoying the show, take a moment to rate and review—it helps more people find the stories. Watch & Subscribe Full episodes and video content are available on the Evio Creative YouTube channel.
Subscribe and turn on notifications so you don't miss what's coming next. Join the Conversation Have thoughts on this episode? Stories you want us to cover? Reach out: info@eviocreative.com You can also find us on Instagram: @thedevilwithinpod
We read everything. Series Wrap-Up This episode marks the end of Season Five: What We Built… And What We Buried—a series about human systems, and the quiet moments where something meant to help becomes something else entirely. Coming Next As summer begins… If you're planning a trip, heading out on the road, or stepping into somewhere unfamiliar— just remember: There may be more to fear than sunburn or tourist traps.

Ilhan Omar told a reporter that Palestinians are "ethnic to the land in which they belong" — and Larry O'Connor flips her own logic right back to explain exactly why Donald Trump says she belongs in Somalia. It comes the same day Trump unloaded on Omar from the Oval Office and torched Jamie Raskin as "a loser in life" over impeachment. Plus Jerry Seinfeld's now-viral "show it to me on a map" takedown of a free-Palestine heckler. SHOP OUR MERCH: https://store.townhallmedia.com/ BUY A LARRY MUG: https://store.townhallmedia.com/products/larry-mug Watch LARRY with Larry O'Connor LIVE — Monday-Thursday at 12PM Eastern on YouTube, Facebook, & Rumble! Find LARRY with Larry O'Connor wherever you get your podcasts! SPOTIFY: https://open.spotify.com/show/7i8F7K4fqIDmqZSIHJNhMh?si=814ce2f8478944c0&nd=1&dlsi=e799ca22e81b456f APPLE: https://podcasts.apple.com/us/podcast/larry/id1730596733 Become a Townhall VIP Member today and use promo code LARRY for 50% off: https://townhall.com/subscribe?tpcc=poddescription https://townhall.com/ https://rumble.com/c/c-5769468 https://www.facebook.com/townhallcom/ https://www.instagram.com/townhallmedia/ https://twitter.com/townhallcomBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

-- On the Show: -- Donald Trump announces the resumption of air strikes against Iran while openly admitting to the seizure of millions of barrels of Iranian oil -- Rising consumer prices push inflation back above 4 percent as Trump struggles to fulfill his core campaign promise of making life affordable -- A leaked medical report reveals that Donald Trump underwent an extensive evaluation during a recent unannounced White House physical -- Donald Trump explicitly states that he loves inflation during a press interaction before ranting about the height of the reflecting pool -- Rep. Mike Flood (R) gets booed by his own working-class constituents after stating that the US cannot afford universal healthcare -- Donald Trump derails a televised phone interview about Iran attacks into a monologue about his local political endorsements -- Fox host Emily Compagno fails to counter a direct question from co-host Jessica Tarlov regarding Trump's insults againt John McCain -- Leaked documents expose a dispute over whether the DOJ should release files containing sexual misconduct allegations against Trump -- On the Bonus Show: The Trump "anti-weaponization" slush fund is back, Trump's arch will require 3 years of 20-hour-a-day construction, Alabama's nitrogen gas executions ruled cruel and unusual, and much more...

Welcome back to another episode of the unSeminary podcast. Today we're joined by John Plake, Chief Innovation Officer and Editor-in-Chief of the State of the Bible research at the American Bible Society. With decades of experience as a pastor, missionary, professor, and researcher, John brings a unique perspective on how people are actually engaging with Scripture and what we should do about it. The “movable middle” is growing. // One of the most significant insights from recent research is the rise of what John calls the “movable middle”—millions of people who are open to the Bible but not yet engaged with it. This group has grown by approximately nine million people in recent years. They are curious, interested, and even positive toward Scripture, but they lack the tools, confidence, or guidance to engage it meaningfully. This represents a massive opportunity for churches willing to step in and help. People want a guide. // Through focus groups and research, John discovered that many people in the movable middle feel intimidated by the Bible. They struggle with language, context, and navigation. But perhaps most striking is they want help. Contrary to what some leaders might assume, they are not rejecting the church as a guide. In fact, many say, “If we can't trust the church to help us understand the Bible, what good is it?” This creates a clear invitation for churches to step into a more relational, guiding role in discipleship. A surprising discipleship gap. // One of the most sobering findings is that nearly half of weekly church attenders are not regularly engaging Scripture on their own. While churches invest heavily in preaching and programming, many people are not developing personal habits of Bible engagement. John suggests that churches often focus on delivering content rather than equipping people to engage Scripture themselves. The result is a gap between what happens on Sunday and what happens in everyday life. From teaching to equipping. // If churches want to close that gap, they must shift from being primarily content providers to equipping environments. This means helping people develop the skills, habits, and confidence to read and apply Scripture on their own. It also requires understanding the real barriers people face, like time constraints, confusion, or lack of community support, and addressing those barriers with practical solutions. A new tool for churches. // To help leaders take action, the American Bible Society has developed the “Next Step for Church” assessment. This free tool allows churches to measure spiritual health, Bible engagement, and key leadership behaviors within their congregation. Within a few weeks, leaders receive a detailed, data-driven report highlighting strengths, challenges, and suggested next steps. Data that leads to discipleship. // John emphasizes that data is not an end in itself; it's a tool for better shepherding. By listening to their congregation at scale, leaders can identify patterns, confirm instincts, and prioritize what matters most. The assessment surfaces both what's working and where growth is needed, giving churches a clear path forward. It also connects individuals to personalized Scripture engagement resources, helping them take their next step spiritually. Why Scripture engagement matters most. // Nothing has a greater impact on spiritual growth than a person's relationship with the Bible. In fact, Scripture engagement accounts for a significant portion of overall spiritual health. When people consistently engage with God's Word, transformation follows—affecting beliefs, behaviors, and relationships. Signs of hope for the future. // Despite broader cultural challenges, John sees encouraging trends, especially among younger generations. Millennials and Gen Z show increasing openness to Scripture, even if they are still exploring. While overall trends may appear flat, meaningful change is happening beneath the surface. For churches willing to engage this moment, there is real opportunity for impact. To explore the research further or access the free church assessment, visit church.nextstep.bible and begin discovering how your church can better equip people to engage Scripture every day. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Risepointe Do you feel like your church’s or school's facility could be preventing growth? Are you frustrated or possibly overwhelmed at the thought of a complicated or costly building project? Are the limitations of your building becoming obstacles in the path of expanding your ministry? Have you ever felt that you could reach more people if only the facility was better suited to the community’s needs? Well, the team over at Risepointe can help! As former ministry staff and church leaders, they understand how to prioritize and help lead you to a place where the building is a ministry multiplier. Your mission should not be held back by your building. Their team of architects, interior designers and project managers have the professional experience to incorporate creative design solutions to help move YOUR mission forward. Check them out at risepointe.com and while you’re there, schedule a FREE call to explore possibilities for your needs, vision and future…Risepointe believes that God still uses spaces…and they're here to help. Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. I am so glad that you have decided to tune in today. This is one of those episodes that there’s a great resource in it that going to want to make sure you engage with. There’s super helpful content. Plus it’s about an area that I know so many of us are thinking about, we’re wondering about, we’re asking questions about. Rich Birch — So super excited to have John Plake with us today. He is the chief innovator ah innovation officer and editor-in-chief of the State of the Bible Research Series, which comes from the American Bible Society. And they’re on a mission to make the Bible available to every person in a language and format each can understand and afford so that all may experience its life-changing message. ABS has really a whole bunch of different tools and approaches, and we’re excited kind of expose a little bit more about that today. John has been in ministry over 30 years. We’ll just call it over 30 years. And it served as a pastor, missionary, professor, researcher. John, welcome to the show. So glad you’re here.John Plake — Thanks so much for having me today. It’s great to be with you.Rich Birch — Why don’t you fill in the picture a little bit? Tell us a little bit about your background. You know, what brings you to your current work?John Plake — Yeah. Closer to 40 years now. Rich Birch — Nice. Yeah, yeah. That’s great.John Plake — It’s a little uncomfortable to talk about that.Rich Birch — That’s great.John Plake — Yeah. You know, I start out like a lot of people in ministry. I grew up in a home that ministry was central. Actually, both my grandfathers were ministers. My father was a minister. Ministry is kind of the family business in a way, but I really did sense a direction from God when I was about 15 years old to to pursue full-time ministry.John Plake — There was some detail around that. Ended up going to Bible college and and then started what turned out to be about nine years of full-time pastoral service. And I hadn’t been in that for very long before I realized that everything I learned in Bible College was preparing me to serve a generation that no longer existed in a culture that was gone. John Plake — And I thought, my goodness, I know God’s word pretty well. And mean, I’m a lifelong learner of God’s word. I love the Bible. And yet, didn’t really know culture very well. And I didn’t develop those tools until just years and years of practice, some missionary service, wonderful teachers at at Wheaton College and graduate school and and just a lifelong journey of learning.John Plake — So at American Bible Society, when I got here, the State of the Bible, program or this research project was already underway. And we’d been helped out by the Barna Group, which does some wonderful foundational work. And eventually it just kind of grew up and it got to a place where we had an internal team that was running it ourselves, now in collaboration with the National Opinion Research Council or NORC at the University of Chicago. We just do, I think, what is the largest ongoing study of Americans’ relationship with the Bible and faith and the church. And we get to talk about it all the time. Rich Birch — Yeah, I love it.John Plake — So, I mean, this is the best job in the world.Rich Birch — Yeah, that’s so good. It’s it’s great research, something that I think should be on the kind of list of things that we need to be paying attention to. It’s been a gift to the church for so long and something that we should continue to to pay attention through. Now, let’s talk about you specifically. You spent three plus decades. I didn’t want to say almost 40. You know, I’m not saying that. I’m not saying that. I could say that, you know, a couple years ago, I clicked across one of those numbers with a zero on the end as my birthday. And ever since then, I’m a little sensitive about the the age thing. Rich Birch — So anyways, As a ministry, missionary professor, researcher, you’ve done a lot. How does wearing all of those hats, what do you what does that bring to you as you come to the data? How does that impact you as you think about really the state of the Bible research?John Plake — Yeah, you know, I think research can be dull. You know, it can sound like it’s all about writing questions or it’s all statistics and numbers. But for me, the research is all about the people. Rich Birch — So true.John Plake — It’s all about the people in our communities and in our churches that we’re trying to understand better so we can serve them well with the gospel. I, for years, I’ve used the analogy that that being in gospel ministry is like being a human bridge across a river. I grew up not very far from the Mississippi River in the St. Louis area, and there was a big 100-year flood when I was early on in ministry. And I mean, none of the bridges worked anymore. You couldn’t get from one side to the other.John Plake — And I thought, you know, that’s a tragedy that I encountered sometimes in ministry where maybe I was deeply rooted in one bank of the river, the text, but I wasn’t necessarily deeply rooted in the other bank of the river, which was the context.John Plake — And it’s this lived experience of the people that I was I was serving. And that I wanted to serve in my community, but I needed to understand them better. So I wasn’t just spouting you know Aristotelian logic to them. Or I wasn’t just coming at them with the pat answers that I’d learned. Like I’d never heard anybody in my life walk into my office and say, Pastor John, you got to tell me, what can you describe hamartiology to me from. You know like I had to learn that in school, but that’s not what people struggle with. Rich Birch — That’s so true. Yeah. John Plake — They had totally different questions and I needed to love them and honor them enough to understand their questions and answer them responsibly and reliably from the pages of scripture.Rich Birch — Yeah, love it. Okay, well, we’re going to dig into a little bit of just a couple of the findings just to kind of, we’re trying to whet your appetite, friends, to take steps towards this. So the 2025 data showed, and we’ve seen this, a real bump in Bible engagement, particularly among millennials and men. If I’m reading it correctly, though, we saw 2026, a shift happen, maybe back down. And so what’s going on? Actually, I heard another sociologist in a kind of a related field that was about church attendance talked about the dead cat bounce, that it was like, you know, which I thought, oh, that’s a, but there’s a similarity going on here. Pull this, this finding apart. Help us understand this.John Plake — Yeah, apologies to cat lovers out there.Rich Birch — Yes, exactly.John Plake — We were we were hoping, you know, I think we were really hoping. We looked at 2025. We saw that men in particular were leaning into the Bible in ways we hadn’t seen recently. Millennials doing the same thing. There there were some interesting numbers in 2025. And so when the 2026 numbers came to my desk in late January, I thought, I hope we’re extending I hope it’s going to be a trend. But it wasn’t. It was a blip.John Plake — And there’s more to it, though, than just the fact that scripture engagement didn’t go up. It also didn’t go down. And the level of people in America who are Bible disengaged, meaning they never pick up the Bible on purpose at all, that actually didn’t go up either. What grew was this kind of curious explorer group in the middle that we call the movable middle. And over the last two years, it’s grown by 9 million American adults. Rich Birch — Wow.John Plake — And so what we do see is there’s there’s openness to the Bible. There’s experimentation with the Bible. But people are jumping in and they’re trying it and they’re not being able to get hold of it. And I think that’s largely because of us.John Plake — Because Bible people who are around them aren’t saying, please come do this with me. Let me help you. Let me honor you enough to to respect your questions, to ask what you’re dealing with, and help you explore those issues through the pages of Scripture.Rich Birch — I love that movable middle, man, that feels like the kind of group we want to connect with and reach out to in our community. Any other, when you, when you’ve been thinking about this movable middle, what are some other kind of characteristics of those people or other things that, you know, are kind of telltale signs of this group as we’re thinking about them as it, as it pertains to Bible engagement?John Plake — Yeah, they’re an amazing group, and we’re going talking more about them all year, but they are probably my favorite subject in America. There are 74 million American adults that are in the movable middle.Rich Birch — Wow.John Plake — 74 million of our neighbors who are like…Rich Birch — Wow.John Plake — …and here’s what they tend to say: They love the Bible. They think it’s a great idea. But if you handed them a Bible, they don’t know how to find what they’re looking for. They don’t know how to navigate it. They get confused by the language in in Scripture.John Plake — I remember doing a a focus group with a bunch of people in the movable middle. I was in Chicago. it was an area I was really familiar with. I used to pastor in that area. And we got them talking about their experience with the Bible. And we said, hey, does anything ever stop you or kind of you know make you check out because you’re struggling with what’s going on? John Plake — And one young lady at the table said, yeah, you know the language of the Bible is really really hard for me to understand. It’s it’s a really old book. It uses expressions I don’t understand. And a gentleman sitting across the table from her just kind of chuckled and said, yeah, what the hell’s a mustard seed? And everybody laughed.John Plake — I was behind the glass and I just about fell out of my chair because they didn’t teach me to talk like that in a Assemblies of God seminary.Rich Birch — Yes.John Plake —Things like that, you know, that’s just not the way we roll.Rich Birch — Yeah, yeah. Yes.John Plake — But it was so authentic and he wasn’t being mean.Rich Birch — No.John Plake — He was just saying, boy, I don’t I don’t get it. And then they said, you know, we really want a guide. Rich Birch — That’s good.John Plake — And so we pushed on that a little bit. At the time, there were some clergy abuse scandals that actually there were billboards up in Chicago about clergy abuse scandals that all of us lamented. And so we’re like, OK, listen, do you trust the church to be your guide? Because ee saw these billboards, you know, and it’s your city. And so what what do you think?John Plake — And they said, well, of course we do. I mean, it’s terrible when people in the church abuse their position and abuse others. And that’s not what they’re supposed to do. But if we can’t trust the church to help us understand the Bible, what good are they, really? And so, yes, we’re looking to you, church, to help us connect more deeply with the Bible, understand what it meant to the original hearers and readers and how we apply it to our lives today.Rich Birch — Okay, that’s yeah, that’s really cool. I look forward to hearing more about the movable middle in this coming year. Another thing that jumped out to me, which I feel like, man, I’ve seen this in my church. This is like you you named a group that I see, but it’s surprising, at least it’s surprising on its face. So nearly half of weekly church attenders, weekly church attenders, which is, that’s like really engaged, you know, are not regularly engaging, engaging scripture on their own.Rich Birch — Man, what, so what should we do about that? That’s an interesting, how does, how should that impact our discipleship strategy? What are you encouraging us to be thinking about? And these people that are with us all the time, but they’re not engaged with scripture.John Plake — Well, I think the first thing to do is to just recognize it. Rich Birch — Right.John Plake — You know, a lot of pastors that I’ve talked to, when we talk about scripture engagement, they tell me things like this: Everything we do is scripture engagement. I spend my whole week preparing a scriptural message. I’m, you know, we’re preparing small group curriculum and Sunday school curriculum and all of this stuff. It’s all about the, everything we do is about the Bible. John Plake — Well, okay. But I had a I had a young youth pastor come to me not that long ago and he said, John, look, you were me once a few years ago. If you knew then what you know now, what would you do differently?John Plake — And the answer is I would do everything differently, than the way I ought to do it. Because what, in my tradition, there was a lot of emphasis on the preaching event, and I put a lot of effort into those communication events, but what I didn’t put as much effort into is empowering people in my church to do what I was doing, which was dig into scripture, understand it for themselves, giving them the tools to do that.John Plake — And then in May, we’re going to be releasing a chapter, just in a few few days now, we’re going to be releasing a chapter all about parents. And one of the startling things is the time pressure that moms are under. I mean, it’s incredible. And so we need to understand where they’re coming from and where they have barriers, but also have some compassion on them and help to support them when they’re really facing struggles. Like they don’t have enough time. They don’t have the resources or the community coming around them to help them to engage God’s word ah more fulsomely, more transformatively.John Plake — We know how to do this stuff, but we’re not connecting the dots to everybody that’s coming to hear us talk every…Rich Birch — That’s good. That’s good. I know I’ve in my seat as an XP, um you know, I’ve overseen a lot of what we do on the programming side and what we do on the weekends. And I’ve, you know, it’s like, that i don’t think I’ve ever said this publicly. It’s like the kind of behind the scenes conversation. I’ve sometimes wondered, I’ve said, you know, like, what we do on the weekend to try to make the Bible understandable is so completely different than Tuesday morning in someone’s life. Rich Birch — Like, we pull out all the stops to make it interesting. We get like world class communicators, incredible graphics, you know, emotional music, all of this to try to… But then the question is, okay, so now on Tuesday morning when you’re tired and you haven’t had your coffee yet and you’re just about to go read scripture, man, like that feels like a long ways away. There’s like a gap there that I sometimes wonder maybe we’re making it worse. You know. Maybe we’re making it harder. I said that. You didn’t say that. Rich Birch — So maybe there’s pastors that are listening here and they read this kind of report. They read this kind of finding and they’re like, hey, that’s interesting. But like, how what do I do in my church specifically? So you know we want we don’t want to just leave people with a tough stat.Rich Birch — I think we see that in our church. There’s people in our church that are here all the time. They’re not that engaged. But you’ve actually developed a new tool or ABS has developed a new tool to help us think through that. Why don’t you walk us through it? Tell us a little bit about it. How’s it work? Talk us how it can help us.John Plake — Yeah, so recently we developed two tools that kind of work together. One of them you can find on the internet at nextstep.bible. And it’s just for anybody who’s like, hey, I’m on a spiritual journey. I’m kind of stuck. I don’t really know what to do next. Maybe you’re just getting started exploring what it means to be a Christian. Maybe you’re Jesus’ little brother or sister. Wherever you are in that journey, there’s always a next step for us.John Plake — And so what we’ve done is analyzed along about a million spiritual life surveys. Rich Birch — Wow.John Plake — And from this huge quantity of data, we’ve learned that people are at different places in that journey. They’re at different points on the map. And we want to make sure that they’re equipped to have the right thing at the right time. I think currently there are 21,000 scripture engagement resources available there.Rich Birch — Wow.John Plake — They’re absolutely free. They’re in English, Spanish, and French. So go check it out, nextstep.bible.John Plake — But if you’re a pastor or you’re a church leader, you’re probably wondering, well, what’s going on in my church, right? So I see all the national data, but I think our tendency is to say, well, we’re the exception, right?Rich Birch — So true. Well, that’s not our people. John Plake — I know I know everybody else is struggling, but we’re doing okay.Rich Birch — Yes.John Plake — And and so it’s good to check our assumptions a little bit. They used to say a really sad statistic that 10 o’clock on Sunday morning was the most segregated hour in America, which makes me sad. What makes me sad also is that 12 o’clock noon in America is the most dishonest hour in America. That’s the hour when pastors tend to start greeting their people after the church service closes and they hear all these comments: oh, Pastor, that was the best sermon I’ve ever heard. And it wasn’t. It just wasn’t. All right, let’s face it.John Plake — There’s somebody out there who preaches better than you do and better than I do. They’re available on YouTube. People don’t need you to be the best Bible teacher in the world. They need you to be the best pastor for them. Rich Birch — That’s good.John Plake — And the tools that are all about focusing on their relationship with the Bible, their holistic spiritual formation, and our leadership behaviors. And so for that, we built the Next Step for Church Assessment.John Plake — It’s actually standing on the foundation or built on the engine block, if you want a different metaphor, of the old reveal research that the Willow Creek Association had come out with. It’s no longer available. And we were able to acquire all of their historical learnings, but also add in things like human flourishing and e-pastoral leadership behaviors that lead to churches really being missionally effective and strong. Excellent stuff on Bible engagement and spiritual formation. John Plake — So the the big challenge we had, I was talking with Dr. Ed Stetzer about this because he was at LifeWay Research when the Transformational Church Assessment was being built. And it was always hard because analyzing this kind of data required a lot of human intervention. It’s very expensive to do. It’s very complicated to deliver. And even a small cost can be a barrier for churches that have strained budgets. It doesn’t matter if you’re a church of, you know, 2,500 25,000 or 250. There’s always more places to put your money than there are dollars that are available to do it.John Plake — And so at American Bible Society, we said, you know what, as a gift to the church, because we love the church, we need to make it completely free. And so you can go to church.nextstep.bible and you could sign up today. Literally, we’re recording this on a on a Thursday. You could go there today and by Sunday, you could be launching your survey. Two weeks later, you’d automatically have results in your own online dashboard. You’d get key highlights emailed to you. There’s a place for custom questions. There’s just all kinds of really, really rich information.Rich Birch — So good.John Plake — And it it doesn’t take the place of the kind of learning that you have as a pastor. You learn deeply in relationship with others. You’re observing what’s going on. You have a team that’s around you. But what it does is it provides this valid, reliable sift and sort function. It’s based on well, I don’t know even know how many, well over 3000 churches, well over half a million survey responses went into building this and making it a tool that that is a good benchmark for you to say, you know what, if we want to move from where we are today to where God is calling us, here are the things we need to focus on.Rich Birch — It’s so good. And friends, I want to encourage you to to go there. Just church.nextstep.bible. I know many of us have a heart for saying, listen, we want to measure more than just nickels and noses. The number of people that show up and revenue that comes in. And this a great way to kind of inject at something that’s at the core of what we’re supposed to be doing as a church. So why don’t we just give a little bit more detail?Rich Birch — What is it? You know, what’s it actually measuring? How is it? You know, how could it be helpful? How how could it kind of dovetail with some of the things we’re already tracking? Maybe give us, you know, what kind of insights are we going to gain from this if we if we put our people through this?John Plake — Yeah, maybe it’s worthwhile to just back up and say it’s based on a congregational assessment. So really this kind of work is all about just listening to your congregation at scale. So if you have 25 people coming to church, you can probably have this conversation with them if you know how to ask the right questions. Rich Birch — Right.John Plake — You can go to the website. You’re like, what’s in the survey? There’s a button you can click. You can read the whole survey. It’s fine. We’re not going to try and surprise you with anything. But really simple stuff. How’s your relationship with Jesus? How often are you interacting with Scripture? What difference is that making in your life? We ask the standard Harvard human flourishing questions. We ask about um how the pastoral team or the senior pastor, him or herself, is doing at actually modeling Christlike leadership for you. Rich Birch — It’s so good.John Plake — And all of that reporting then gets brought into a database. It’s all anonymous. So individuals don’t, they don’t have to tell you who they are. They can’t tell you who they are other than by characteristics. And you’re going to get this really good, robust picture of what’s going on at the church. John Plake — Now, what does it take for somebody to do that? It takes about 20 minutes of their time, and time is expensive, right? People always have too much to do. So in return for that investment, at the end of their survey experience, they will have already told us everything we need to know to match them to great resources at nextstep.bible.John Plake — And with their permission, not without it, they can click a button, pass that data over to the individual nextstep.bible platform. They can create an account and right away, they’re going to be finding things like YouVersion Bible reading plans that are just for them.John Plake — If you’ve got people in your church and they’re outliers, they’re they’re way more spiritually advanced than everybody else, or they’re just getting started and everybody else is way ahead of them, these kinds of tools create bespoke pathways for them so they know what to do next. All the while, the church leadership can sit back and say, okay, here’s our results. And as a team, now what do we need to do to serve the whole congregation well?Rich Birch — I love this. You know, this is what incredible tool that you’ve put together here for our churches to wrestle through and to, you know, not only help us as a church as we’re thinking about these issues, but then help individuals in our church. What what would be some of the ways that churches might use the data that’s generated to impact what we’re doing in our programming? How how could we use this to improve what we’re doing?John Plake — Sure. There are really three things we want everybody to do. First, just discover what’s going on. Just just check your assumptions at the door and and say, okay, what do the data tell us about what’s going on in our church life and in our people’s lives? That’s the first thing.John Plake — Second thing is it’s going to surface for you the top three things that you’re doing great. And it’s going to give them to you in the report. And you need to throw a party. Like there are people who make these things happen for you. No pastor is doing this all by themselves. And so plan a party, celebrate what’s going well.John Plake — The third thing it’s going to do is it’s going to give you suggestions about, okay, here’s where your congregation is today. It won’t surprise you, but it might inform you. I’ve never seen a pastor look at the report and go, ah you guys got it wrong. Rich Birch — Sure, right.John Plake — Usually they they see the report and they go, yeah, okay, yeah, you got me.Rich Birch — Yeah. Confirmed some hunches I’ve had. Yeah. Yeah.John Plake — Right? But we don’t we don’t have time. We don’t have the resources. We don’t have the expertise to be able to sit down and and kind of scientifically walk through this process. So we do that for you. We deliver the report. And then we’re going to give you two key action items that we think churches like yours in a similar place have done that have helped move them toward spiritual health and missional effectiveness.John Plake — And that’s really what it’s all about. We want your congregation to be spiritually healthy. We want your your church as a whole to be missionally effective. And when that happens, often there’s numerical growth. Often there’s financial growth. But there’s certainly more missional impact that’s coming through your congregation and its work.Rich Birch — Yeah, that’s cool. So if I’m like a church of a thousand people, let’s say, and just round number to picking out of the sky, how how what kind of percentage of my congregation would I need to take this to give me a reasonable, you know, statistical, you know, feeling good about the data for it? What what kind of number um should I be thinking about?John Plake — Well, the first thing is we’ve built in a tool that will tell you how to get to a margin of error of plus or minus 3%. Rich Birch — Love it.John Plake — And that does vary depending on the adult attendance that you have. So let’s say you’ve a thousand adults. And by adults, I mean anybody in high school or older can probably take this survey. Rich Birch — Yep.John Plake — And you can cut the data like by gender or by age. All of that live filtering is in the online platform. Rich Birch — Oh, that’s so good.John Plake — So if you’re the you’re the youth pastor and you’re like, well, wait, tell me about the young people that took the survey. You can just look right at them and compare them to the rest of the congregation, which I bet will be enlightening. But nevertheless, how many do you need if you’re a church of 1,000, it’s about 275.Rich Birch — Okay.John Plake — If it’s a smaller church than that, then you’re still going to need a pretty significant percentage. So if I roll that all the way down to a church of 100, you need 80.Rich Birch — Okay.John Plake — And if you roll that up to a church of 5,000, well, you don’t need that many more than 275.Rich Birch — Interesting.John Plake — So you’re going to report that out to you. It’s very, very doable. And, you know, I’ve pastored at large churches and I pastored a small church. And I’ll tell you, when I pastored a church of under 100, I could have gotten a census of the people, like everybody, to do a survey like this. They would have been glad to tell me these things. Rich Birch — Right.John Plake — And it’s not that I couldn’t have had a conversation one-on-one with most of the adults in the congregation. It was something different in that case. I actually didn’t know what to ask. I used to run into this when I was a campus pastor at a Christian university. And I would have young people walk into my office and I was like, I know I should be able to help them, but the challenge they’re facing is different than anything I’m familiar with. I don’t have any analog for this in my personal experience. And so this sort of takes the mystery away. We don’t ask fluffy questions. We ask research proven questions that are going to give you the information you really need so you can take action.Rich Birch — That’s amazing. That’s think this is such a great tool for people. I can see how, you know, it’d be so helpful for folks that are listening in to, you know, might be be able to plug in grab this experience for their people, help their church, help the folks that are attending. That’s, that’s incredible.Rich Birch — So, you know, you’ve picked an interesting vocation to be connected with the American Bible Society. And because, you know, this is such a critical and important part of developing people’s relationship, obviously, with Jesus; its core to all of it. And we have seen a long historical downward trend, and you’re pushing against that, which is amazing. But what gives you hope in the middle of all of that? What would it when you look at the church around you know, the country, where do you see flashes of just good things going on that are like, you know, when it comes to the relationship with scripture that even, you know, even when we see maybe the overall numbers are not as great as we want them to be, what are some kind of flashes of hope we should, that we could encourage folks with today?John Plake — Well, I’d like to maybe point to just three things that leap to mind. Rich Birch — Yep.John Plake — The first of them is I never talk to anybody in the church who says the Bible is a bad idea. Rich Birch — Sure.John Plake — Everybody likes the Bible. We’re all trying to figure out how to communicate its message better, to understand it more deeply. It’s transforming our lives, and we want to be able to share it with others. John Plake — And that’s great because, number two, there’s nothing that makes a bigger difference in somebody’s spiritual life than their relationship with the Bible. I mean, absolutely nothing. And I’m saying this as a researcher. I’ve tested it. I can’t find anything that makes a bigger difference. John Plake — In fact, when we looked at Christian college and university students, 60% of their overall spiritual health across lots of domains—beliefs, practice, putting faith into action, loving God, loving others, all these things, 60% of the variance in their spiritual health is solely accounted for by their relationship with the Bible.John Plake — So if we can help people have a dynamic relationship with scripture, we win. That’s all there is to it. It’s just that simple. And so that is really encouraging.John Plake — And then the third thing, ah the third thing is how I say this nicely? I'm I’m from Gen X and so to my Baby Boomer friends, I’m sorry, but you guys don’t have the influence that you once did.Rich Birch — Yeah, it’s true.John Plake — And that’s a good thing because there’s new openness among Millennials, and Gen Z and even younger Gen X um that we just don’t see among Baby Boomers. It’s like Baby Boomers made up their minds in the 60s and early 70s and said, this is what I believe and I’m not changing. And they haven’t. John Plake — That’s not to say that someone who’s a Baby Boomer can’t have a a spiritual experience and transformational experience. It does happen. But on the population level, like when we looked at the Bay Area of San Francisco, if you look at the scripture engagement, church engagement, love God, love others data in the Bay Area, it looks like what you’d expect, until you strip out the Baby Boomers. And then suddenly it looks better than every place else in America.John Plake — You’re like, what’s going on? Well, looks like all the unreconstructed hippies that moved to the Bay Area are actually holding a lid on the population numbers. And when you remove that and you go, oh, wait a minute, let me look under the headline and say what’s happening. There’s more going on than is easy to see. And I think this happens in big national trends.John Plake — Oh, is Scripture engagement up or down? Is you know church attendance up or down? Whats what’s going… big national trends. Yeah, okay, those are helpful, and we want those to change. But what’s changing first is below the fold. Things in Gen Z, things among Millennials, things in young men, those things are starting to change, and I think those are the first glimmerings that God is at work in a new way in America, and I can’t wait to see it.Rich Birch — Yeah, that’s that’s a great word. And that lines up with what we’re seeing, even just experientially talking to churches across the country. You know we’re so we’re seeing there is something going on with younger generations, which is great to see. I was I was born in 1974, the lowest birth rate year of the 20th century. I am classic Gen X. Like you know I am like statistic I’m the statistical average Gen X and has spent a lot of my time trying to hand stuff from the Boomers to the Millennials. And, yeah, there’s lots of encouraging news there, particularly with the younger generations. Rich Birch — I also want to speak to on the the work I’ve done in the church growth stuff that I’ve done and coaching I’ve done with churches, one of the things that’s just undeniable is churches that have a high view of scripture, that is, they’re trying to get people engaged with scripture. They they talk about it like it’s actually true. How do we say don’t know what’s the best way to talk about that? Those are the churches that are prevailing, and that actually works out statistically. You see that time and again. Talk to us about that dynamic, which is kind of co-related to the things we’re talking about today. From your perspective in the stats and all that, how how have you seen that work out as you’ve looked at churches across the country?John Plake — Yeah, I think you’re exactly right. The churches that are the healthiest in America, that are growing, that where where people are spiritually healthy, have a really dynamic relationship with Scripture. And it kind of it cuts across tradition. Rich Birch — Yep.John Plake — There are some traditional things going on. I was listening to Justin Brierley and his surprising Rebirth of Belief in God podcast, and it was from last season, and he he had someone on, he was interviewing, and what she was saying was there are the parts of the church that seem to be thriving are kind of the, the the older, the ancientness traditions, whether it’s Catholic or Orthodox, that what she called somewhat irreverently, the smells and bells side of of the church.Rich Birch — Sure, sure.John Plake — And on the other side, kind of my end of the swimming pool, I’m, from the Assemblies of God, so the Pentecostal and Charismatic side. And she said, what’s going on is that both ends of that spectrum are totalizing. John Plake — They’re saying, you know what, the the Bible places certain expectations and demands on people. Christ places certain expectations and demands on people. And these parts of the church aren’t sort of shy about talking about that from a biblical perspective. She said, what’s what’s dying is that part in the middle where we’ve reduced church to a PowerPoint and you know an Excel spreadsheet. And she said, that part of the church seems to be dying and no one’s coming to the funeral. Rich Birch — That’s good. John Plake — And I thought, you know okay, right?Rich Birch — Yeah. Yeah, that’s good.John Plake — So if we revitalize our relationship with God through scripture, there’s a next step for every church. It doesn’t matter what, you know whether you’re mainline or evangelical or, you know, Pentecostal or Orthodox or whatever it is, but but reviving our relationship with God through Scripture is really where it’s at.Rich Birch — That’s so good. i Yeah, I call that middle group the just because it rhymes doesn’t mean it’s true group. You know, like the, you know, were just like, it’s all my thoughts. No one wants to come and find us. They want to find God ultimately. Well, I don’t want to pick any fights with anybody that’s listening in, but I really appreciate today’s conversation, John. This has been great. So we want to send people to church.nextstep.bible.Rich Birch — The the promise of in two weeks, your church could have a comprehensive report on spiritual health, on where your church is, spiritual health is at, that’s a huge promise. And so again, this is go to church.nextstep.bible. Any kind of final words as we wrap up today’s episode?John Plake — You know, you might be familiar with Cally Parkinson. Cally was the co-author of all of the Reveal books, every single one of them. She was head of communications for the Willow Creek Association when they were running this. She’s probably had more conversations with pastors and church leaders about survey results like this than anybody I know, maybe than anybody alive. And Cally likes this so much. She said, John, I want to have a personal consultation with the first hundred churches that go through this.John Plake — And so if you want to be in that group, she’s going to offer to spend an hour with you and just walk through your results and help explain it. There are videos throughout the platform that will explain it as well. And you can’t beat talking to Cally. She loves pastors. She says you’re the salt of the earth. And she just really wants to serve you because the work that you do to save people is just so valuable to her. So anyway, just wanted to offer that. And I know you’d probably love to meet Cally.Rich Birch — Yeah, that’s fantastic. Well, appreciate you being here today. Thanks for the great work you do at the American Bible Society. John, appreciate you being on today. Thank you.John Plake — Thank you.

Making the Olympics had been Ginny Fuchs' dream for years. But as she climbed the ranks of amateur boxing and moved to the Olympic Training Center, another battle was quietly getting worse. OCD was consuming more of her time, disrupting her sleep, and pulling her deeper into compulsions she could no longer control. Eventually, the disorder became so overwhelming that she feared it would derail the very goal she had dedicated her life to achieving.As Olympic qualification approached, she reached a breaking point and made the difficult decision to seek inpatient treatment. In this episode, Ginny shares her story in full. She also reflects on why OCD was not a "superpower" for her and what she's learned from facing one of the toughest opponents of her life — her own OCD.At NOCD, we specialize in exposure and response prevention (ERP) therapy, the most effective treatment for OCD—a treatment that can help you live a fulfilling life. If you're ready to take your first step, book a free 15-minute call with us at https://learn.nocd.com/YTFollow us on social media:https://www.instagram.com/treatmyocd/https://twitter.com/treatmyocdhttps://www.tiktok.com/@treatmyocd Hosted on Acast. See acast.com/privacy for more information.

“Appearance of a coverup.” “So egregious.” Those are a judge's words in a signed order. And they didn't just end a murder case. They cracked open questions about an entire county's law enforcement apparatus.This three-part conversation with an outside legal analyst covers the ruling, the sheriff's race, and the institutional pattern that made this case inevitable.Judge Wilson's 19-page order is methodical. He catalogued eleven failures by the lead detective handling a dashcam from the night of the shooting — evidence not photographed, not logged, viewed on a personal computer, stored in a desk drawer for a year, then lost. He rejected the state's negligence defense. He found bad faith. He noted the dashcam was the only potential neutral evidence and that its loss destroyed Spencer's ability to present a defense.Spencer's path to the sheriff's badge is now unobstructed. He defeated the incumbent by double digits. He'll inherit the department, the personnel files, and a working dynamic with the prosecutor who tried to put him away. He ran on accountability. Now he has to deliver from inside the building where the failures happened.But the Spencer case isn't isolated. Lonoke County's evidence problems go back years. A teenager killed by a deputy with his body camera off. A detainee allegedly harmed in the jail and retaliated against. Video withheld in federal proceedings. The same department, the same patterns. And despite all of it, the sheriff who oversaw this era was elevated to president of the state sheriffs' association.An outside legal analyst maps every layer — the law, the political dynamics, and who faces accountability now that a judge has put the pattern in writing.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#AaronSpencer #LonokeCoverUp #CaseDismissed #SpencerForSheriff #TrueCrime #JudgeWilson #EvidenceDestroyed #Accountability #ArkansasJustice #HiddenKillers

The Birthday Dinner That Ended My Marriage to JuliaBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

DEEP DIVE for Past Week - Next Week 06-07-2026: This week's episode is a perfect mix of goofy and heartfelt: ridiculous personal anecdotes, medical procedures and culinary misadventures included, paid a respectful nod to the legendary Peabo Bryson, and ”The Texter” stir the pot with offbeat questions that sent the conversation everywhere, pop culture, local sports, you name it. The news quiz delivered sharp, satirical takes on politics and social media trends, and some time poking fun at outrage culture and entitled behavior. Ended on a high note with an energetic Earth, Wind & Fire tribute. Come for the laughs, stay for the unexpected moments.

In 2016, Katie Pladl reconnected with her biological parents after being adopted as a baby. What began as an emotional reunion soon evolved into a highly unusual and deeply controversial family situation that drew concern from those around them. As relationships within the family became increasingly complicated, authorities became involved. A criminal investigation, legal proceedings, and court ordered restrictions followed, while tensions continued to grow between multiple family members. Despite efforts to intervene, the situation ultimately ended in tragedy. Several lives were lost across two states, leaving investigators to reconstruct a complex timeline of events and examine the decisions that led to the devastating outcome. The Pladl case remains one of the most disturbing family cases in recent memory, raising difficult questions about boundaries, accountability, and the consequences of unchecked relationships. Follow True Crime Recaps for weekly cases examining real investigations and the justice system. Learn more about your ad choices. Visit megaphone.fm/adchoices

hi hello hey — apparently our eyeballs demande Back in 2022, we dedicated an entire episode to our experiences with glasses and contacts, and while our diagnoses haven’t changed, our relationships with corrective lenses definitely have. So naturally, it was time for a sequel. This week, Case shares her journey from trying progressives to fully embracing bifocals (granny-core, but make it functional), while Cass talks about wearing tinted contacts more often to help with photophobia and why they work so well for her and shares potentially the least glamorous contacts story ever told. We also swap stories about the strange realities of “corrected” vision, including the irony that our prescriptions can reduce eye strain and help us distinguish more detail… while still not letting us recognize faces from across the room.

For more of my latest content, subscribe to my YouTube channel, Dark Asia with Megan and join our awesome community. Your support means everything, and I can't wait to share more Asian cases with you! On Other Platforms: • TikTok: https://www.tiktok.com/@darkasiawithmegan • Instagram: https://www.instagram.com/darkasiawithmegan • Facebook: https://www.facebook.com/darkasiameganlee Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

PJ talks to Holly Davis who is making a name for herself in Texas Hosted on Acast. See acast.com/privacy for more information.

Bobby reveals what actually happens behind the scenes of The Bobby Bones Show before the mics turn on and how much of what listeners hear is planned versus pure chaos? Bobby pulls back the curtain on how the show is built, gets into the myths listeners still believe are real and who actually does what behind the scenes, how decisions get made on what makes air, and how the show has evolved as the team has grown and responsibilities have spread across multiple shows at this point.See omnystudio.com/listener for privacy information.

THIS WAS YOUR SIGN.https://www.curlynikki.com/daily-devotional-that-cycle-has-finally-ended.html

Serhii Plokhy concludes that the crisis ended with a secret deal, but Fidel Castro was outraged, having advocated for a pre-emptive nuclear strike. Anastas Mikoyan was forced to negotiate the removal of tactical nukes while his wife was dying in Moscow. The Soviet military felt deeply humiliated by the public withdrawal. Plokhy warns that modern threats like cyber warfare and a lack of fear among current leaders make the world more dangerous today than in 1962. He emphasizes the "human factor"—the risk of a subordinate acting independently—as the ultimate danger in nuclear brinkmanship. (8)1959

Mike Tornabene, creator of BroScience and the legendary Dom Mazzetti character, joins Mark Bell on this episode of Mark Bell's Power Project.Mike talks about the rise of BroScience, why the gym was so intimidating when he first started lifting, how Dom Mazzetti became a way to make fun of fitness culture while also helping people feel more comfortable in the gym, and why he ultimately decided it was time to move on from the character.Mike also breaks down the creative process behind BroScience, the pressure of making every line a joke, how social media has changed comedy and fitness content, and why chasing views can destroy the soul of what you're trying to create.The guys also get into Shell Corp, Mike's clothing brand, building a real business, learning through failure, creating products that actually fit well, skateboarding, self-expression, identity, and finding new ways to grow without being trapped by your past success.Follow Mike:Instagram: @miketornabeneBroScienceLife: @dommazzettiShell Corp: @theshellcorpWebsite: theshellcorp.comSpecial perks for our listeners below!

In today's r/AITAH story, OP ends the relationship after reaching her limit with financially supporting her boyfriend and dealing with his poor boundaries. She asks him to move out immediately and wonders if setting those firm limits makes her an AH.0:00 Intro0:21 Story 15:41 Story 1 Comments / OP's Replies7:17 Story 1 Update10:26 Story 1 Comments11:35 Story 215:55 Story 2 Comments / OP's Replies19:18 Story 2 Update24:02 Story 326:57 Story 3 Comments Hosted on Acast. See acast.com/privacy for more information.

Lina became a single mother when her son was just six months old. More than a decade later, she was still struggling to provide for her family through a small drink stand outside her home. Then Operation Blessing stepped in and changed everything.

The House Hunt That Ended With My Fiancé s Secret LifeBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

She Swore It Was Business The Bakery Affair That Ended UsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

She tried to rob a bank at 21 to pay a cocaine dealer. Ended up committed to a psych hospital. Then — 10 years later — went back as a licensed psychologist with a PhD. Dr. Sarah Michaud has been sober 42 years. She's written a book on codependency, spent decades in private practice, and has a perspective on recovery that cuts through a lot of noise: getting clean is only the beginning. The real work is what you do after the substance is gone. In this conversation, Mike and Dr. Michaud explore what most people never address in recovery — the underlying patterns that outlast the addiction itself. They get into codependency, the anger that hides beneath anxiety, why the 9th step amends might be the most psychologically powerful tool in recovery, and why honesty isn't just a virtue — it's the foundation of every real relationship you'll ever have. If you've ever wondered whether therapy and 12-step work are saying the same thing in different dialects, this one is for you. Learn more about Sarah: https://drsarahmichaud.com/ CHAPTERS: 00:00 - The bank robbery and the psych hospital  04:00 - Getting sober at 24 and falling in love with recovery  12:00 - Insights vs. behavior change — why knowing isn't enough  17:00 - 12 steps and therapy: what they share and what therapy misses  25:00 - Cannabis as a hidden barrier in recovery 31:00 - Amends is where the magic happens — the 9th step deep dive  37:00 - Buddhism, the steps, and the radical idea that it's always about you  43:00 - Codependency: the big lie that fixing them will fix you 51:00 - Loneliness, community, and what young people are missing  55:00 - Intimacy only happens when you tell the truth  59:00 - Worthiness: when did you decide you weren't enough? Free 1-month of the Meditation App - Waking Up https://dynamic.wakingup.com/guestpass/SC58BD912  Please Subscribe to my YouTube - YouTube Subscription Link Disclaimer Professional medical care and psychotherapeutic services are not offered on this Youtube channel. It is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such condition. Seeking professional support is encouraged if you think you have an issue and that you want help.

The Prince Andrew interview on BBC Newsnight came about after Buckingham Palace sought to clear his name amid growing scrutiny over his ties to Jeffrey Epstein. The idea was first pitched when Prince Andrew's then-private secretary, Amanda Thirsk, was in discussions with BBC journalist Emily Maitlis and Newsnight editor Esme Wren about a possible interview. Initially, the palace wanted to use the interview to refute allegations that Prince Andrew had sexually abused Virginia Giuffre, who alleged she was trafficked to him by Epstein when she was 17. Thirsk and Andrew saw it as an opportunity to publicly address the controversy, believing it would help him regain credibility. The interview was arranged through direct negotiations between Thirsk and the Newsnight team, with Prince Andrew ultimately agreeing to the sit-down, which was filmed inside Buckingham Palace in November 2019.However, the interview turned into a public relations disaster for Prince Andrew. Instead of clearing his name, his lack of remorse, bizarre explanations, and contradictions only fueled greater criticism. He infamously claimed he could not have been with Giuffre on the alleged night because he was at Pizza Express in Woking and insisted he could not sweat due to a medical condition. The broadcast led to intense backlash, forcing Andrew to step back from royal duties days later. BBC journalist Sam McAlister, who negotiated the interview, later revealed that Andrew and his team failed to anticipate how damning his answers would sound, leading to what is now regarded as one of the most disastrous royal interviews in history.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

The Wedding Plans Hid the Affair That Ended UsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

The Pour Over is a Christ-first, politically neutral news podcast. Every Monday, Wednesday, and Friday, we cover the day's biggest stories in ~10 minutes, and pair the biggest headlines with brief biblical reminders. Looking to support us? You can choose to pay ⁠here⁠. Get the free newsletter at⁠ thepourover.org⁠. Check out our Summer Reading Guide here. Text LISTEN to 71989 to sign up for our Praying the News Texts On today's episode: House Votes to Withdraw U.S. Troops From Iran SpaceX Declares Share Price Ahead of IPO Debut Hostages in California Siege Released Unharmed OSU Settles Decades-Old Sexual Abuse Case Protests in UK Over Police Murder of 18-Year-Old Student Scott Pelley Fired From 60 Minutes Annual Release of Fortune 500 Rankings New Tariffs Levied on 60 Countries Thanks to our sponsors: Cru: Give Bibles all over the world |  text POUR to 71326 Wild Alaskan: $35 off your first box | code: TPO Quince: Free shipping | quince.com/tpo Qualia Life: additional 15% off your order | code: TPO CCCU: Apply for the Harvest Bundle | mycccu.com/pourover Upside: extra 25 cents back for every gallon on your first tank of gas | code: TPO LMNT: free 8-pack with purchase | https://links.thepourover.org/LMNT_Podcast The Missing Messiah: Learn more | missingmessiah.com Compelled Podcast: Listen now | CompelledPodcast.com Mosh: 25% off first variety pack + 20% off subscription | code: TPO25 MORE FROM TPO: ⁠Free newsletter⁠ ⁠Watch TPO on YouTube⁠ ⁠Download the TPO App⁠ Unless otherwise noted, all scripture references are from the Christian Standard Bible (CSB) translation.

Hey friends! Backups are not as cool as pentesting, but boy do they matter when things go sideways. This week I'm sharing how a Proxmox backup disk space meltdown led me to a completely overhauled — and honestly pretty bulletproof — backup setup for both home and work. Claude played a big role in helping me sort it all out. Here's what we get into: The backup history tour — I've been through CrashPlan, Dropbox, Backblaze (which saved my bacon after my house fire in 2019!), and a mystery one that may or may not have had "Panda" in the name. These days I'm settled on ARQ for personal backups — dead simple, backs up to just about everything (Dropbox, OneDrive, Google Drive, even their own ARQ Cloud for ~$80/year), and all data is encrypted at rest. Not a sponsor, but they should be. The 3-2-1 rule — I actually asked Siri mid-episode, and she initially thought it was a grounding/anxiety technique. (Valid, I guess?) The real answer: three copies, two different media, one offline. I've got a local copy plus OneDrive, Google Drive, and Dropbox — so I think I'm covered. The work side: Proxmox + PBS — My "data center" is a beefy Hetzner Proxmox box with about a dozen VMs. I had Proxmox Backup Server (PBS) set up on a secondary Hetzner box, happily cranking away… until it ran out of disk space and started yelling at me every night. Claude to the rescue — I spun up a Claude project, fed it terminal output and retention configs, and it gave me a straight-up honest assessment: either gut your retention policy (risky) or get more disk. It then walked me through Hetzner's auctions page — which I didn't even know existed — to find a storage-heavy, low-horsepower box. Ended up with two mirrored 8TB drives plus a 14TB drive for around $40/month. Not cheap, but totally worth it as a business expense. The new setup — PBS is now on its own dedicated Hetzner box. VMs from both my data center and my home NUC Proxmox box back up there nightly. Claude also suggested using that 14TB drive as an SFTP target for ARQ, giving me yet another redundant copy of all my personal data. It'll take a few weeks to fully sync, but I'm running some flavor of the 4-3-2-1 rule now (I made that up). Proxmox forever — Someone wrote in asking if I'd go back to ESXi now that Broadcom brought back the free version. Hard no. I've fallen in love with Proxmox and I'm not going back. 7MinSec wiki scripts repo — Head over to 7MinSec.wiki and click the Scripts button to find a new GitHub repo where I'm publishing pentesting scripts. First one up: a push-button Exegol installer. More to come — and I'll probably tease new scripts first over at 7MinSec.club on TuesdayTOOLSday! Have a backup horror story — or a setup you're proud of? Hit us up! And if you need assessments, pentesting, training, or other security goodness, find us at 7MinSec.com.

And There It Was, The Coffee Cup That Ended My MarriageBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

In this week's Autopsy, we dissect a panel discussion from the Munich Security Conference 2026 featuring Hillary Rodham Clinton. Dario attended the same conference and observed her in person, which is part of what prompted this episode. The video is here: https://www.youtube.com/watch?v=pqed2Dw-wVQClinton is one of the most experienced politicians of her generation. Senator, Secretary of State under Obama, presidential candidate. Her policy track record is long and her influence remains significant. That is precisely why the thinking on display in this panel matters, because it is not just Clinton's thinking. It is the thinking of an entire establishment that has governed the West for the past twenty-five years and still has not grasped why the world has moved on.This podcast is an individual project between us, Dario Hasenstab and Balder Hageraats. We are supported by our producer Stefani Obradovic from Western Bubble Insights & Strategy. If you would like to get in touch with us, write us an email at thewesternbubble@gmail.com.

Becca thought she had found the perfect match after an amazing coffee date that turned into a spontaneous stroll through a farmer’s market. The chemistry was there, the conversation flowed, and everything seemed headed toward date number two—until one unexpected moment changed everything. What did she do that left her date completely turned off? Find out in this hilarious and awkward episode of First Date Follow Up on The Jubal Show. Ever been ghosted after what you thought was an amazing date? Do you REALLY want that Second Date? The Jubal Show has your back! On First Date Follow Up, we track down the person who disappeared to get the real reason why. Awkward, hilarious, and sometimes downright shocking—First Date Follow Up delivers the truth, whether you want to hear it or not. Will there be a second date or just secondhand embarrassment? Subscribe to The Jubal Show's First Date Follow Up and find out! ➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

Becca thought she had found the perfect match after an amazing coffee date that turned into a spontaneous stroll through a farmer’s market. The chemistry was there, the conversation flowed, and everything seemed headed toward date number two—until one unexpected moment changed everything. What did she do that left her date completely turned off? Find out in this hilarious and awkward episode of First Date Follow Up on The Jubal Show. Ever been ghosted after what you thought was an amazing date? Do you REALLY want that Second Date? The Jubal Show has your back! On First Date Follow Up, we track down the person who disappeared to get the real reason why. Awkward, hilarious, and sometimes downright shocking—First Date Follow Up delivers the truth, whether you want to hear it or not. Will there be a second date or just secondhand embarrassment? Subscribe to The Jubal Show's First Date Follow Up and find out! ➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

With Nick Hubert and Taylor Gentry—Founding Partners, Panoramic Capital Partners Jason Diamond speaks with Nick Hubert and Taylor Gentry of Panoramic Capital Partners about helping business owners align personal significance, wealth, and business value through a long-term advisory framework. In Summary Many advisors who work with business owners focus on managing wealth after it is created. Nick Hubert and Taylor Gentry argue that the greater opportunity is helping clients create, preserve, and align value long before a liquidity event occurs. In their conversation with Jason Diamond, the founders of Panoramic Capital Partners discuss how concepts borrowed from private equity – including accountability, reporting, capital allocation, and long-term planning – can help advisors become more valuable partners to entrepreneurs. The result is a different framework for advising business owners: one that places personal significance, personal wealth, and business value on equal footing and measures success over decades rather than by transactions. The Storyline Most business owners spend years aligning their companies around a mission, strategy, and long-term objective. Far fewer spend the same amount of time aligning their business, wealth, and personal lives around a common destination. Nick Hubert and Taylor Gentry believe that true alignment begins when business owners stop viewing those decisions separately. As founding partners of Panoramic Capital Partners, they have built a firm designed to engage earlier in the entrepreneurial journey. Their framework centers on helping business owners define a “north star” that balances three interconnected dimensions: personal significance, personal wealth, and business value. The conversation explores how that framework evolved from Taylor's experience in private equity and Nick's background in consulting and wealth management. Rather than viewing private equity solely as a source of capital or a transaction event, they examine what advisors can learn from the systems, reporting structures, and accountability mechanisms that private equity firms use to create value over time. Jason and his guests discuss why many business owners struggle to connect financial, operational, and personal objectives; how advisors can serve as a true personal CFO; and why alignment often matters more than maximizing the next transaction. The discussion also turns inward, examining how the same principles influence Panoramic's own growth decisions, their views on acquisitions and private equity investment within RIAs, and what the industry must do to attract the next generation of advisory talent.   > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why do many business-owner relationships begin too late? (13:10)Nick explains why focusing primarily on liquidity events can create misaligned incentives and why advisors may add greater value by engaging earlier in the wealth-creation process. What does Panoramic mean by a “north star” framework? (16:40)Taylor outlines the firm's approach to aligning personal significance, personal wealth, and business value into a unified planning and decision-making framework. How can advisors apply private equity thinking without becoming private equity investors? (18:11)Taylor describes how institutional reporting, accountability, and value-creation systems can help business owners improve outcomes regardless of whether a transaction ever occurs. Why did one client walk away from a successful deal? (19:45)Nick shares the story of a business owner who discovered that selling the company would solve the wrong problem and why redefining success led to a better outcome. Is private equity misunderstood by many business owners? (26:26)The conversation explores how private equity often functions as a “black box” and why advisors can help clients evaluate opportunities more objectively. How does Panoramic structure its pricing to reduce conflicts of interest? (30:52)Nick discusses the firm's effort to align compensation with client outcomes rather than asset gathering alone. Should RIAs pursue acquisitions and private equity capital? (32:20)Taylor and Nick explain how they evaluate growth opportunities through the same long-term framework they use with clients. What role will AI play in the future of advisory firms? (40:14)The discussion focuses on balancing efficiency gains and enhanced client experiences with the responsibility to protect client trust and security. Topics Covered Business-owner advisory models Personal significance, wealth, and value Entrepreneurial wealth creation Private equity frameworks Business value growth strategies Capital allocation decisions RIA business building Advisor compensation alignment Artificial intelligence in wealth management Next generation advisor talent Key Takeaways Many advisors focus on the liquidity event, while business owners often need guidance throughout the entire value-creation journey. The most effective business planning frameworks connect personal goals, financial objectives, and enterprise value rather than treating them separately. Private equity's greatest contribution may not be capital itself, but the systems and accountability structures used to create long-term value. Business owners frequently pursue an exit when the underlying issue is a misaligned relationship with their business, rather than a desire to stop owning it. Advisor compensation models influence behavior, making alignment between pricing and client outcomes increasingly important. Growth through acquisitions can be valuable, but only when it supports a firm's broader vision and long-term objectives. AI has the potential to improve advisor efficiency and client outcomes, but trust and security remain the non-negotiable constraints. https://youtu.be/_Fhic8CxtCs Quotable Moments “Growing businesses create value. The transaction is not the value creation event. The business itself is.” “The reality is that many entrepreneurs don't want an exit. They want a different relationship with their business.” “Private equity is often treated like a black box. Most people don't actually know what it is or how it works.” “The best thing I can do for my clients is still be in the seat 30 years from now.” FAQs How can advisors create more value for business-owner clients? Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. How does Panoramic Capital Partners work with business owners differently from a traditional wealth management firm? Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. What is the “North Star” framework discussed in the episode? The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. How can advisors apply private equity principles without working in private equity? The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. Why do some business owners choose not to sell their companies? According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. What are the advisors' views on AI in wealth management? They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Related Resources Finding the Shortest Path to Excellence Can Be a Game Changer for AdvisorsDoing everything you can to deliver better service, drive growth, and achieve your goals faster can result in extraordinary benefits. Why So Many Successful Advisors Feel StuckThey've built thriving businesses. Strong production. Loyal clients. Growing teams. So why do so many successful advisors quietly wonder, “Why doesn't this feel as good as I expected?” This episode tackles the psychology of success and what comes after it. Top Tips for Setting Your Business Up for Success Years Before a MoveEven if a move is years away—or just a possibility—it's never too soon to start preparing. These insights will help you position your business and team for success, whenever the time is right. Guest Bios Nick Hubert is a Founding Partner at Panoramic Capital Partners, where he works with business owners, founders, and families on the integration of personal wealth and business decisions. His focus is on the moments where the two sides converge, growth, capital, liquidity, and long-term planning, and helping clients see the full picture in one coherent strategy. Nick began his career in investment banking in New York and management consulting in Seattle before moving into wealth management in 2016. He has also helped lead several commercial real estate development projects, giving him a hands-on understanding of how to build and maximize value in private investments. A native of Portland, Oregon, Nick lives there with his wife, Kaitlin. Outside of work, he’s usually backcountry skiing in the Cascades, cycling, or trail running across the Pacific Northwest. Taylor Gentry is a Founding Partner at Panoramic Capital Partners, where he works with business owners, executives, and families whose wealth is tied to illiquid assets, operating companies, real estate, and private investments. His role is to translate business performance into clear financial decisions and pressure-test those decisions before they become expensive or irreversible. Before Panoramic, Taylor spent his career in investment banking and private equity, and served as CFO at several operating companies. That blend of advisory and operating experience shapes how he approaches the work: focused on fundamentals, tradeoffs, and execution. At Panoramic, Taylor acts as a Personal CFO for clients, connecting business performance, personal balance sheet, and long-term planning into one coherent strategy. An Oregon native and University of Oregon graduate, Taylor lives in Missoula, Montana with his wife, son, and daughter.s NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… True Alignment: Advising Business Owners on Wealth, Significance, and Value A conversation with Jason Diamond, Nick Hubert and Taylor Gentry – Founding Partners at Panoramic Capital Partners. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is True Alignment: Advising Business Owners on Wealth, Significance, and Value. It’s a conversation with Nick Hubert and Taylor Gentry, Founding Partners, Panoramic Capital Partners. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Advisory firms that work with business owner clients typically operate through a fairly traditional wealth management lens. The business may be the source of the wealth, but the advice itself often centers around investments, planning, and asset allocation, yet Panoramic Capital Partners approaches that equation differently. Nick Hubert and Taylor Gentry are the founding partners of the roughly $450 million RIA, serving about 150 families with a seven-person team. And while they come from very different professional backgrounds, Nick with more of a relationship and storytelling orientation, Taylor from the analytical and private equity side, they’ve built the firm around a shared philosophy tied to what they call personal significance, personal wealth, and personal value. A big part of that philosophy, or the north star as they put it, is applying some of the same accountability and long-term thinking frameworks commonly seen in private equity to the advisory relationship itself, not in a transactional sense, but in helping clients think more intentionally about decision-making, alignment, and outcomes over long periods of time. As a result, our conversation delves deeply into the private equity world, reframing how clients and advisors should consider this important tool as both a growth mechanism and a strategic part of their client’s plans. We talk about how that perspective also shapes not only how they think about serving business owners specifically, but also the role private equity should play in wealth management. Then we take a view of their long runway and how they and other younger advisors might see things differently about building firms today and why clarity of vision may matter more than sheer scale in the years ahead, and much, much more. It’s a narrative that is refreshing and informative, so let’s get to it. Taylor, Nick, thank you so much for joining. Walk us through your background. What brought you to the world of wealth management? Nick, let’s start with you. Nick Hubert: Sure. I think I got my first taste of the industry actually in a sophomore year of college internship, or I interned at Morgan Stanley here in Oregon. I studied finance and accounting at University of Oregon, and so I had this affinity for finance and markets and had that privilege of having that internship. So I had it early on in my career. Ultimately ended up setting my sights on doing investment banking and going that route and did that for a short period of time. Ended up not going very long due to a medical reason, so you don’t have to be that sorry for me. And ultimately started my career in business consulting before pretty quickly realizing that I want to get back to finance, back to investing these things that just felt like core competencies and that thing that you keep coming back to when you’re alone in the middle of the night thinking about stuff, it was always that. Just had this desire to work with smaller units than large corporations, which is great for wealth where you get to work with families and small businesses. And so it was just a natural alignment that took me back full-time to the space in 2016. Jason Diamond: I like the framing it through the size of the unit you’re working with and having more of an impact on the family. Taylor, what about you? Taylor Gentry: I’m a little more circuitous, if you will. Spent a couple of years in investment banking, so you can be sorry for me. Nick and I met in undergrad at the University of Oregon, had the opportunity to work in this investment group together where we were investing a portion of the university’s endowment. And like Nick, interned in wealth management and kind of walked away from it going, “Boy, that’s boring. I don’t really like that.” And so moved to New York, cut my teeth in banking for a couple years and we were working… So an investment bank for context, helping companies raise debt, raise equity, and with mergers and acquisitions, we’re working with huge companies. So the Mattels of the world, the largest toy company in the world. Like Nick, realized, “Hey, I’m going to work with smaller companies that we can get our arms around a little bit better and be more helpful with and have a bigger impact on.” So spent about 10 years with a private equity firm in the western half of the US and we invested in companies in what’s referred to as the lower middle market. So companies doing 50 to 300 million of revenue. And we would invest in those companies, grow those businesses and then look to sell them. Awesome experience, learned a ton, got a bunch of experience around how to invest in companies, how to grow businesses. Then had the opportunity to step into the CFO seat of a couple of different operating companies during that time. It was just a great learning ground, but also to see a whole bunch of different situations. Nick and I have always invested in things together. We’ve worked on things together and we’ve always wanted to work together full time. And a few years ago, the stars really just aligned to say, “Hey, what would it look like to create a differentiated offering in the wealth space where we can blend my background on companies, transactions, how to draw on scale and all those pieces and really marry that with the wealth management piece?” And Nick will get into that further, but it’s just a really unique way to partner with families and companies that are smaller which can have a really high impact experience with those families and really move them through their life journey, if you will. Jason Diamond: Yeah, there’s a lot to unpack there and we’ll get to some of the elements of how you run the business today. First of all, you can’t fool me by using a toy company as your example to make investment banking more interesting. I’m just kidding. Actually, my real takeaway there is you have a skillset that is incredibly relevant in the current wealth management ecosystem, especially in the model you’re currently in. So let’s talk about that a little. Tell us about your current chapter, which is Panoramic Capital Partners. Who do you serve? What types of clients? Give me some perspective on size as well. Nick Hubert: I'm going to take this first. Taylor can do the PE background side and give you a bunch of numbers. I’ll give you the story and see if we can piece it together that way. Jason Diamond: I get the impression you guys use that line a lot. Nick Hubert: Oh, no, that’s the first time. How’d it land? Jason, I spent eight years at our prior firm with our third founding partner, Andrew, and he was at that firm for 30 years. And so we’ve got this core DNA that we’ve always carried of serving high net worth families in a very holistic and deep planning-based capacity, which I think a lot of modern firms say that. And so that’s not necessarily that different, but it is a DNA that carries through. When we got struck with this vision of launching Panoramic and what inspired us to build the firm, it was as, Taylor outlined, around this idea of how do we partner with entrepreneurs and business owners more holistically across their entire entrepreneurial journey, not just around the exit as is so often where the gravity of the conversation sits. And so our firm vision and inspiration was all around that. And since launching in May of 2024, it has been about how do we bring that vision to life with a different business model. And to your point, there’s a bunch to unpack there, but that is ultimately the founding vision of what we are trying to build here overall and what inspires us every day to say, how do we, as Taylor mentioned, bring the combination of skillsets to bear in a way that allows us to be a better partner along the entirety of the journey as opposed to just towards the end when assets traditionally show up, so to speak? So that’s a story from a vision perspective. Taylor, I don’t know what you want to add to that. Taylor Gentry: As Nick outlined, it’s the ability to work with folks throughout the lifecycle. So in private equity, you invest in a company, you work with that management team for three to seven years and then you sell the business and move on to the next project or deal. And really, it’s the deal mechanic that is the value creation. Whereas, with what we are building here, we have the opportunity to really step along the journey with folks when they are in the early phases building what we talk about as the middle phase of allocating, and we’ll talk about this further, and then really the third phase of stewarding capital along the way. And it’s a life cycle or entrepreneurial journey that we’re able to be hand in hand with folks over decades opposed to measured in three to five year spans. Jason Diamond: So it sounds, and you’ve both kind of touched on this now, your different backgrounds, you view as very much a positive because it gives you, Taylor, the more in the weeds analytical perspective. Nick, you’re probably more the storyteller. Do you find that to be a benefit when you’re running your firm every day? And are there instances when it’s a negative? Is there ever a time when you say, Taylor, just maybe more for you, not coming from this world, you don’t speak the same language? Nick Hubert: Do you want me to drop off the call so Taylor can be honest and he can give you the scoop and then he can jump off and I’ll give you the scoop? Taylor Gentry: Jason, we talk about that a lot, honestly. I think it is atypical for someone with my background to step into the wealth space maybe more so. And we leverage that because we have the ability to work with folks on how do you drive value in the company, how do you set the business up for a potential sale exit or transition internally? But this business, historically, we’ve talked about it as almost like two tracks. You have Taylor on the quote unquote business consulting or the business work track and you have Nick on a wealth management track. It’s really not the case. And really, the power is the ability for these two pieces to come together and there isn’t a conversation we have with clients where those two perspectives and backgrounds or contexts aren’t married into one to create really truly holistic advice. And so Nick will probably tell you otherwise, but I haven’t seen an area yet where our two backgrounds has been a negative. It’s actually been immensely positive. And then on top of it, in terms of kind of building out the firm, Nick is more of a traction visionary and I’m more of the traction implementer. What’s amazing about it from our perspective is the partnership we have allows us to, A, recognize that, B, name it, and then C, leverage it in terms of being able to dole out duties and maximize our success together. Jason Diamond: Nick, anything you’d add? Nick Hubert: I think that’s all right. I mean, Jason, your question was from an operational perspective. I think a lot of Taylor’s view is from a client perspective, which is spot on that the overlap of that is really helpful for clients and I think what allows it to be a different experience for them. Internally, operationally, I think that where you could see friction there amongst partners with differences, and I think you do see that, and at the same time, Google was the one who did team research 15 years ago where they put out what you really want, is similarity and vision and differences in skillset when building a team. And so I think we’ve been intentional about that and it’s been really helpful for… Taylor and I functionally met in a quasi-professional setting back in 2011 and developed a friendship quickly, so we’ve got that deep level of friendship that underpins all of it. And same with Andrew and our time working together. So part of it is there’s just such a strength of relationship amongst us that we give space for each other’s differences and look for those as assets as opposed to negatives, but in some sense, beauty in the eye of the beholder as is the case with anything. Jason Diamond: Yep. I appreciate you adding that context. I’ll be honest that when I first encountered your firm, my reaction was your core value prop of serving business owners is not all that differentiated. And then I learned more about the way in which you serve business owners. Can you talk about that? Because a lot of advisors in general, but then I think more specifically, a lot of RIAs would say, “We service primarily business owners.” Tell me how do you do it in a way that’s different and meaningful? Nick Hubert: I’ll take a first stab at that and then Taylor can maybe add on with specific stories. The wealth space is an awesome business and it’s a place where it’s very difficult to differentiate. And so we think a lot about that through the lens of how do we grow this business well for the long period of time to create opportunities for clients and employees. And so we spent a lot of time thinking about that, not only for the sake of differentiation, but also how do we actually just continue to add value to clients? Because if we add value in a different way, growth will take care of itself. I’d say one way of cutting that is we revisit the mission is through this idea of, okay, if I want to be a partner along the journey, it’s about more than a single transaction, more than a single exit, whatever that might be, or a series of transactions as wealth is often created over a series of transactions. It’s this idea of how do we focus on wealth creation and driving business value as the engine of wealth creation for entrepreneurs and what we call personal significance, which is the life of the entrepreneur. And so there’s a next click down framing of our framework that we work through that lens. I think the most important piece for us has been how do we build a business model that actually brings that to life and that’s the trick because we can say that, and if we basically still just operate out of an AUM-based or an asset advisory fee-based business, the reality is my incentive is still towards getting assets out of the entrepreneurial environment, so to speak, into a place that I can manage them, which may or may not be the best thing for the entrepreneur based on where they are at. And so our current work continues to be around how do we build that business model. So layering in different ways of engaging, whether it’s a retainer fee or some other way of engaging so we can start earlier when assets aren’t there and actually encourage the entrepreneur, “No, keep reinvesting in your business. It’s your highest rate of return right now and it’s where the investment needs to go.” I don’t want to have a conflict in giving that advice. And so I think step two here has been building that business model from an actual engagement perspective to enable us to enact the vision. And then I think the third piece is how do we then build tools that are different than just evaluating pre-exit planning, and as is so often, the toolkit, but actually saying, okay, what are the value drivers of a business? And this is probably where Taylor has a lot more to add because it’s 101 of the PE model, but how do we take the mission and vision of an entrepreneur, what we call north stars, translate those into value drivers, ensure those tie to strategic initiatives in the business, ensure it ties to reporting, and ultimately, how capital is allocated between the business and other investments? So then that’s our toolkit that we continue to build out to deploy the mission through our business model with tools that back it up. So that’s how we frame it right now. Taylor, we can share stories about how that’s come to fruition to create different outcomes. Jason Diamond: Taylor, I’d love to hear that. Let me just add maybe my understanding, because this is what helped me, I think, to really understand how you defer, and Nick and Taylor, correct me if I’m wrong, it sounds like the typical advisor thinks about an entrepreneur, a business owner relationship as the next liquidity event in most cases. And you take the viewpoint that it’s a journey, in some instances, 30 years in the making. It’s not even about liquidity event might come that’s beside the point. Is that a fair summary? Taylor Gentry: Yeah. We talk about it as a growing business is a healthy business, a business that is creating incremental value and adding to the multiple in terms of how the business is valued in the marketplace is a healthy business. And so whether you are going to sell that business or retain that business into perpetuity, let’s make a really valuable business and grow a very healthy business. And that’s what we do with clients. Nick laid out the north star framework. And so how do we actually go about engaging with folks on a practical level? It does start with the north star framework. It’s got five steps to it as Nick outlined in terms of defining the north star, where we’re going, what we’re trying to do and that’s across those three pillars, personal significance, personal wealth and business value. And that personal significance has to be held at that same level. Otherwise, we find folks that are mid 50s, their business is crazy valuable, they’ve got a lot of dollars, but their family life isn’t where they want it to be because they didn’t take care of that along the way. So we lay out a place map that says, “Hey, these are the north stars that we are aligning on and coming back to every month when we work with these owners.” We then push that into, okay, what are we trying to do on the business side of the equation? Let’s lay out what is going to drive the value of the business from a multiple and enterprise value perspective. We push that into a set of strategic initiatives that is tactical, who owns what, when’s it getting done, and are we red, yellow or green on it? We then build out the performance reporting package with folks. And so that is a monthly reporting package that says what happened last month and what operational data are we looking at to be able to improve the business month over month and get a good feedback loop going into the company. And then the last piece is around capital allocation that Nick mentioned where if the business generates a million dollars, where’s that capital going? I think there’s a lot in there and it’s really deep, but if you zoom all the way back out, it’s take a private equity style playbook where private equity firms come and invest in a company. And what do they do after close? They put in place good financial reporting, good operational reporting, and then hold the team accountable to that reporting and those results on a monthly, quarterly, and annual basis. And so this is not rocket science or something that’s never been seen before. It’s just most business owners that have never experienced this private equity world don’t have access to it and don’t know how to go about doing it. It’s a relatively long process to get that installed with companies and with teams to really dig in and understand it, but it’s building out those packages to be able to say, “Okay, what happened last month? What changes do we need to make and what are we doing from a initiative perspective to drive the business forward?” So to Nick’s point, it was previously, this was all about liquidity planning or from a wealth management perspective, it’s about the exit. This is about how do we make a more valuable business along the way, and that’s going to be good for the entrepreneur as they move through the journey. Nick Hubert: When we were around the dinner table, the proverbial dinner table creating the vision of this firm, it was around this idea of the silver tsunami and everything that everybody reads in the headlines of this massive wave of transition, this generational transition of business ownership that we could help facilitate. So we launched with that thesis in some sense. In addition to this broader journey perspective, we have gotten to this place by following the market and listening to what entrepreneurs actually want through the big unlock was honestly in a deal process with one of our clients where we realized, “This is a great deal. This person’s going to put a ton of money in their pockets, secure their future,” and it’s completely the wrong outcome for the entrepreneur because it’s thinking all about the deal, not thinking about what this person didn’t want was an exit. They wanted a different relationship with their business, and that required, what do you actually want out of life, that personal significance piece? And it required, “Hey, if we can actually create a layer of team members and reporting that allows you to manage this like a board chair would do as opposed to a highly engaged CEO. That’s actually what you want. You don’t want out of this business. You want to still have this be a huge rock in your life.” And so we’ve ran through that door, said no to the deal with them and have been building the infrastructure around this, and that was the unlock and aha moment for us. There’s something bigger here and that’s what then inspired, in some sense, the broader build out of the toolkit, but I think puts more meat on the bone of actually saying no to a deal, which is not the classic wealth manager outcome to get to a way better outcome for the client and is ultimately still an awesome client for us as a firm and somebody that we can go build with for the next 20 years. I think just telling it through the lens of a story that’s different than what’s normal, so to speak, is a way to frame that up. Jason Diamond: It’s such a hyper focus on a fairly long-term and honestly nebulous potential outcome. You don’t have certainty. That, I think, is why most advisors would prefer the near-term liquidity. I mean, it’s not a secret, right? You can bill on assets, firms are incentivizing it and it’s a pretty direct recipe to net new asset growth, but it’s certainly a refreshing point of view. It resonates with me. I’m wondering if it’s resonated with clients and prospects. I guess what I’m asking is, do they feel that this is something different than the typical wealth management experience for this type of client? Nick Hubert: Yeah, Taylor, tell that story of the guy who said, “I’ve had this, but I felt alone.” I think that story of partnership, you tell pretty well. Taylor Gentry: Yeah. Jason, it was actually that same client, he had a investment banker, a wealth manager, attorney, and a CPA. CPA said, “The deal’s terrible, you shouldn’t do the deal.” Investment bankers obviously incentivized to do the deal. And so he’s saying, “You should do the deal.” That’s how he gets paid. He had a wealth manager who was silent and he had an attorney who just pushing paperwork. Jason Diamond: It’s like the start of a bad joke. Taylor Gentry: Yeah. No, seriously, it’s pretty remarkable. It’s like this guy did what he was supposed to do. He put the team of resources around himself. He got professionals in the seat. It’s that no one could connect the dots of all four of those people because they have the seat of those four people. And so it’s really resonated because there’s an ability to see a bigger picture and connect these dots and say, “Okay, this investment banker is saying X because of A, B and C.” And the CPA is saying it’s a bad deal and that it’s not a market deal. It’s 100% a market deal. This deal is right down the fairway in terms of what the market should value your company at and they just don’t understand how the transaction mechanics should work. And so it’s worked really well from that perspective of being able to be the quarterback or centralized point or personal CFO for folks in understanding where interests lie and also being able to think about what they are pursuing in a bit of a different lens. I think the second piece on that is where does it resonate for folks? I think that there is a gap in the marketplace that we are still working to close, and that gap is that business owners do not know what this monthly reporting package looks like. They do not know what really good reporting on their business looks like in terms of they have always run their… You’ve got a business owner. They’ve run their business for 10 or 20 years. They have a pulse on the business from their gut feel. That does not mean that the business has been optimized, is ready to go to the next level or is ready for a transaction and go through a transaction because they have not done the work on the backend to understand the moving pieces of the business at a granular level. This recording package, we oftentimes get this confusion around, well, I’ve got a temporary CFO or a controller or X, Y, Z. That is very different than what we’re talking about. Well, that is all accounting, close the books, have clean numbers. What we’re talking about is how do I marry operational data in the business, number of units ships, number of jobs completed, time on job, operational data to the financials in the business so I can then go make adjustments operationally on how to improve the business and continue taking steps forward. Jason Diamond: It’s very clear. Nick, anything you’d want to add to that? Nick Hubert: I’d say it’s easy to still cut that from a deal lens and say, look, when an investment partner comes to evaluate a business to sit in their seat for a moment, they’re going to look at the replicability of what that leader has done without that leader still in the seat. And if so many businesses are still reliant on that person and this gets talked about as processes, reporting systems, that ultimately results in a discount to the value of the business because although it can be viewed… For the leader, it’s like, it’s that control thing that entrepreneurs deal with. It’s what made them good. It’s what got you there. And so that transition is really hard. And that’s important from a deal lens because that does a direct impact to value. And to widen out the scope beyond the deal and to think about the entrepreneur’s life, this goes back to the dynamic that a lot of times entrepreneurs look for the exits because they’ve built something that it’s now owning them and what they’ve built is not resulting in the life that they want. And so how can we use this system to actually change that relationship, as I mentioned earlier, with the business so that they can run it more like an executive might and get out of the knife fight, so to speak, that often is how this can feel for a lot of folks, even for pretty large businesses. It can just feel like you’re a firefighter, you’re in a knife fight, whatever you want to use for that terminology. I think it’s as much about creating a different life outcome and different relationship and owning and leading a business as it is in driving deal value. Jason Diamond: Taylor, maybe I’ll ask this of you. Forgive the question, but private equity, I think in our space, has a little bit of a negative stigma at the moment. I don’t think that’s true across the board. I think people appreciate generally the need for capital and there are certainly benefits of private equity. But I’ll say as a whole, advisors are, let’s say, suspicious of private equity. You ever get that pushback? Does anybody ever view your experience or the way you position the story as a negative? Taylor Gentry: I think most people that we talk to don’t know what private equity is. They may have seen it in the headlines. They may have some sort of connotation around it. They won’t come out and say that they don’t like it. They don’t know why they don’t like it. The average American business owner, they don’t know what it is or what it means. So yes, you do have to fight that because of the headline piece around private equity, bad actor ABC, and that’s what gets the headlines. I think what private equity is really good at is taking a business that is not optimized or not running on systems and processes that it can run on. Again, it's not rocket science is not crazy hard. It’s just the private equity world has created ways to install systems and process that improve the value of the business by way of providing visibility to financials and operations in a way that the owner previously didn’t have. And so for us, we view it not by any means as the end all be all or the answer. There are clients we’ve worked with that have taken private equity capital and grown successfully, executed on some acquisitions and then exited again. There are clients that have evaluated those transactions and said, “Hey, not for me.” We are actually fairly agnostic to it. What we really spend a lot of our time on is what are we solving for? What’s the end game? How do we use this private equity transaction to get to where we’re trying to go and is it what we want at the end of the day? Because the reality is, if you’re going to stay on and run that business with private equity investment in, there’s a higher expectation on what you need to do Monday morning than when you owned it yourself and it was a little bit of your personal piggy bank too. Jason Diamond: I love it because you bring it back to the north star concept. Taylor Gentry: Yes, that’s exactly right. It’s what are we solving for and what game are we playing to be able to get to where we ultimately want to go? And for, as Nick mentioned that client that turned down the deal, it was a private equity investment. We got very clear with that, “Hey, here are going to be the expectations. You will have a monthly financial reporting call. You’re going to have quarterly board meetings.” These are things that need to happen in this business to be able to upgrade the management and cadence in this company. You don’t have to do it all tomorrow, but that is how you make a more valuable company, is installing some of these systems, process and cadence. And so we’re working with him now on doing that, just in a private context instead of in the private equity backed environment. Nick Hubert: I think there are three things embedded in this. I’d say number one, to Taylor’s point, this is a massive black box, in some ways by design. Wall Street’s had not a great reputation for a very long time of putting things behind the paywall, so to speak. And so we think a lot about our job as empowerment and education. Jason Diamond: Education, yep. Nick Hubert: Yeah. And so part of it is just, number one, how do we just demystify this thing and name things and take away the go to or bad? Because it can be that, but it should not be that from a core basis. That’s number one. Number two, a lot of entrepreneurs feel like they cannot get access to this ability to professionalize or level up or whatever these things are without bringing on that investment partner. And so part of our motivation is how do we actually bring this skillset in without needing to bring on an investment partner because oftentimes, that investment partner comes when you’re done, and so you don’t actually get to experience it. That’s number two. Number three is, Jason, part of your point earlier was like there’s still a trap here of potentially being able to get motivated primarily by the exit. And so again, that gets back to our business model, making sure our price Racing is right, all that good stuff. And it’s also the reality that a lot of businesses, if you just look at a very broad scope of American businesses, a lot of them don’t have value in the marketplace in a massively material way and/or won’t exit in a traditional way. And so the wealth creation journey then becomes much more of a conversation of, how do we manage the balance between investing in the company and distributing out of the company to invest elsewhere because we should actually be creating investment assets along the way because when you get to the exit, there’s no better power position at the moment of exit than already having financial security to some degree and giving you choice in the right deal, not the highest and best deal because you need to fill the piggy bank for retirement. Jason Diamond: I just want to be sure to ask because you did mention a couple times your pricing structure. How have you set it up so that you can be more agnostic about this as opposed to the typical… You want to talk about it for a minute? Nick Hubert: As it’s structured now, it starts with a retainer earlier on where we are working… As Taylor mentioned, we are going deep in the operational build of the business. We will do that on a monthly retainer. We’re engaging consistently. As assets get built up and if assets get built up, we start to chew that retainer down as assets go up. I think what we are ideally trying to figure out, and still honestly have not figured out yet, is how do we get to parity so that we don’t create an… I want to be able to work agnostically with a client to say- Jason Diamond: Yeah, I love it. Nick Hubert: … regardless of how I’m engaging with you, that’s the goal. So I’d say we haven’t cracked the code on exactly what that is yet, but mechanically, we’ve got the levers to pull to say how we price and move that retainer down is basically allowing to keep it at par, so to speak, for the client and allowing us to say, “I’m here to engage in making the best wealth creation outcome for you along the way, whether that’s investing in the business or investing outside the business.” Jason Diamond: I think that’s the right recipe. I agree. The levers can be fine-tuned, but to me, that’s the model you want to create where you can credibly look your prospects and clients in the eyes and tell them, “Our job is to serve you in the best way… We’re sitting on the same side of the table as you.” I want to turn this inward for a second. The home cooking concept. M&A, within the RIA independent space, is obviously a hot topic. Have you thought about it? Do you think it’s a critical part of a potential growth trajectory of a healthy, independent firm? I’m curious your perspective. I feel you, Taylor in particular, probably have a unique lens on this coming from the world you came from. Taylor Gentry: Yeah, Jason, I think if Nick and I wanted to put as much money as we possibly could in our pockets as fast as humanly possible. It’s a pretty easy recipe. It’s go get some private equity capital backer, roll up a few RIAs, get to a few billion of AUM and then sell it to the next private equity firm or roll it to the next private equity firm, do that a few times. We’d all make plenty of money and go on our way. We’ve been really intentional on this front, and again, I talk about this is what we want to do for the next 30 plus years. And really being intentional around building a business that has that enduring nature to it, decided to take private equity capital on, you are on a shot clock to some degree. Yes, you’re trying to build a best business, all of those pieces. You get cadence. You get capital. There’s a ton of value there, but you are on a shot clock that is not a shot clock we’re trying to get on at this stage. I’d say we opportunistically are looking at acquisitions. So we think about it, and Nick and I talk about it all the time, how much of our time should we be spending on acquisitions? And we think of it as 80/20 or even 90/10, 80% or 90% organic growth-focused, 10 to 20% acquisitions-focused. And so we’re actively evaluating those consistently and see deals on a monthly basis that we look at and evaluate, but it’s less of the focus today than it could be down the road. Jason Diamond: And Nick, do you think of that when you guys talk? Do you guys call that your true north? Do you think the same way you coach your clients and prospects to say, “For right now, it wouldn’t be the right move for us to take private equity capital and to do this acquisition rollup strategy because A, B and C are more important for us”? Nick Hubert: Yes. I think if we take our life north star for Taylor. I’m speaking for Taylor, but we’re close and so we share this of… To Taylor’s point, the life outcome of scaling that quickly with that type of capital backing is likely to create a life that I don’t actually want that’s not good for me, not good for my family, and honestly, not good for our clients at this point. And so that overrides in this case, even though the wealth, north star might say, “Hey, absolutely do that.” At some point something has to win. And so that is true. At the business side, as the north star is motivated by this mission of the entire entrepreneur journey, the worst thing I could do is shortcut my ability to be on that journey for a long period of time. One of our friends in this space says, “The best thing I can do for my clients is still be in the seat 30 years from now because I’ve lived a good life that enables that.” And I think that’s spot on for us, is everything, it’s so easy in today’s world to be consumed by short-termism and we are intentional in ensuring that we don’t succumb to that. While still recognizing to your point, I mean, you’re in this all day, Jason, right? There’s a massive opportunity in front of us to be thoughtful about how acquisitions fit into this. And I think we want to be open to that in a way that ensures we just don’t lose the core of the goodness of what we’re trying to build. Jason Diamond: I think that’s the right answer. The only wrong answer in my mind is we’re not open to this or we’re closed to it. To not at least be opportunistically aware of the dynamics in the market, I think is naive. But also, I’ll be honest, Nick, when I think about the concept of the north star, I have a hard time imagining, because we use a similar concept when we counsel advisors. What is your true north or your north star and your best business life, whatever you want to call it? To me, it does include absolutely the personal piece. I think it’s hard to define it only on the economic verticals because, I mean, I think about this for a transitioning advisor. Almost never is the conversation about crunch the spreadsheet and get us the biggest check possible. It’s, yeah, sure, transition capital is important, but it’s let’s also, we want a better work life and we want freedom to market and blah, blah, blah. To me, I think it’s a completely fair way. You two are looking at it at least for now and I assume you reserve the right to revise that opinion down the line. Nick Hubert: I think acquiring for size and scale is as often the headline is, yeah, we’re not into that at this point because I think… And yet, hey, if the right acquisition with the right people came along in that, we’d be extremely excited and would move very quickly to execute on that. So it’s a little bit of a both hand. Taylor Gentry: Yeah. Jason, I think it goes without saying, but my background on having done a bunch of transactions of businesses like this, it’s a natural fit for us to have this as a lever. And so we are looking at deals. We just haven’t prioritized it as the top priority. Jason Diamond: I think also where you are, 2024 was the launch of the business. It’s pretty common to see, all right, let’s nail this, let’s get our feet under us, client service model and then we’ll start to think about that down the line. A couple other things I want to ask you about running an independent firm. This is a pretty glowingly positive review, I think, of your ability to service clients, your ability to grow and to build and run the business that you want. Has there been anything negative that you haven’t enjoyed about running and operating this business, other than working with each other, of course? Nick Hubert: No, I was going to say, I’m like, can we get Taylor off the call again? Taylor Gentry: Jason, maybe I’ll take a first cut at it. I think for both Nick and I, it’s just the administrative components of running an independent business that we don’t enjoy candidly. I don’t think many people would. That said, you come full circle and it is a pretty glowingly positive review of running an independent business because we get to run it in the way that we see fit. And oh, by the way, we use the same things that we use with our clients. So the value drivers we’ve talked about, we have a value drivers worksheet. We refresh it every six months. Nick, Andrew, and I get together every six months and we’re 18 months into this thing and we’ve already got this cadence and system to it, if you will. So I personally really enjoy the running the business piece of it from a macro perspective. Yeah, I’m responsible for running our fee billing and running the math on all that and getting that done, for example. Jason Diamond: I think that’s actually a very thoughtful answer. And I appreciate you saying I enjoy running… I feel the same way, by the way. There’s some elements of running a business that I think are immensely fun. I think it gets painted with this brush of, “Ugh, running the business is the hassle and I want to work in the business.” Agreed, nobody likes invoicing and accounts receivable for the most part, but Nick, what are your thoughts on this? Nick Hubert: Yeah, I think mine is different a little bit coming from a different background where it’s easier for me to sit with the rose-colored glasses of the joy of the freedom that we have in this model. At the same time, when I’m counseling folks who are talking with folks or mentoring folks, younger people who are thinking about, “Okay, I want to go start my own thing,” I’m like, “Hey, it’s like I’m the same way. I want to look in the mirror and think I’m the boss or I’m one of the bosses and we get to go build this.” Then the reality is, at the end of the day, if there was something that you didn’t want to do that had to get done and you didn’t do it, you got to look in the mirror and be like, “Well, you’re the boss, you didn’t do it.” It’s the both sides of the coin that I think a positive, negative cut is one way to look at that because it can feel that way sometimes. And the reality is every job has 20 to 30% of it that you just don’t enjoy doing, and that’s totally true. Jason Diamond: It’s why they call it work. That’s why they pay you. Nick Hubert: They’d be pretty quick to point out that I’m the one of the partnership group that they’re going to have to chase for a smaller administrative item because, yeah, I honestly, just similarly speaking, don’t enjoy that. I want to go talk to clients. I want to go focus on building what we’re building. In finance speaks, it is a higher beta to just the all encompassing realities of running a business that is really hard to underscore without being in the seat. And yeah, there’s definitely 20 to 30% of that I would love to wave a magic wand and say, I don’t have to do anymore. Jason Diamond: Yeah, I appreciate that. Nick Hubert: You can’t have one without the other. It’s both sides. Jason Diamond: I think it’s getting easier and I think it’s getting more offloadable and some of it probably gets more… In some ways, more offloadable as you scale, but then you get a new set of problems, probably two, because you’re dealing with bigger… It’s a never ending. I think most business owners would agree with that. And you said it well, you take the good with the bad and overwhelmingly, most people we speak with in the independent space feel as you do, which is, are there things I would prefer to offload or that I would prefer not to do? Of course, but that’s almost just the price you pay for the freedom and for doing all the things you want to do. Two more questions that I want to be sure to ask about where this has been a great episode. One is AI. Need to know your thoughts. Is this coming for our jobs? Do you think your firm is positioned to capture either asset flows or also just to leverage this technology and use it to serve clients better? Just give me your thoughts. Nick Hubert: I think, in some sense, it would be irresponsible as people this early in our entrepreneurial journey and thinking about how do we optimize what we do for clients to not be engaging with AI in some way, shape or form, at least in an evaluative posture. So we are actively, in a bunch of different ways, whether it’s buy it off the shelf or build it, continuing to find ways to think about, not only how do we drive efficiency, because there’s an obvious surface level dynamic of if I can save time and spend more time with clients, that is a go to thing objectively. And there’s this deeper dynamic of if it can amplify what… Actually, back to your prior question, if it can amplify what I’m best at and enjoy and reduce what I don’t enjoy, that’s a massive win. And I think we’re on the surface of seeing that. That’s the opportunity we are motivated by that and pursuing that. And at the same time, I would say an operational principle that really is important to us, and you can almost call it a north star within the business is client security can never be put at risk for the sake of our own growth, our own efficiency, or anything else. There’s, I think, still a question mark as to how we think about trusting this. And so we are very cautious as we think about we will never try to move so quickly on any technology, whether it’s AI or otherwise that we risk our clients in some way, shape or form, because the reality is we are also in a context where AI is, when pulled, one of the least popular things happening in the world today for the average American. And so there’s no kudos here for being a leader. Jason Diamond: I totally agree. The first mover advantage here is slim to none. Nick Hubert: Yeah, you don’t want to be the one sticking your neck out on this in our industry. And yet there still objectively has a potential to be better for the clients. Navigating that I think is messy. Taylor Gentry: I think the only thing I’d add, which is pretty short, is the use of these tools has the ability to create a better deliverable for clients on a more consistent basis. And marrying that with exactly what Nick just outlined around the risk is really the magic piece here. And so I think, to the extent we can get it implemented effectively with the security, but also with, this is going to result in a lot better outcome for clients across the board, that’s a pretty attractive objective to go after and it’s pretty exciting to be in the industry with that now on the forefront in terms of ability to improve that experience over time. Jason Diamond: Yeah. No, that’s a good color to add. I want to end here with a potential HR violation, but you’ll forgive me. I’m not going to ask about age, but you are clearly both relatively young advisors. And this is a hot button issue in our industry, the idea that there are not a lot of talented, young next gen advisors at a time when a lot of gen one or older advisors are retiring out of the business. So what would you say… I think one of you made the comment earlier, it’s not necessarily the coolest industry to go into at 23 years old right out of school. I think more commonly people go into sales and trading, investment banking or some of the other finance verticals. What would you say to younger folks interested in wealth? And maybe I’d ask also, do you have any thoughts on how we solve this next gen talent crisis? And if you’re both secretly 90 years old, you can just do it. Taylor Gentry: You talking my internal age or my actual age? Jason Diamond: Why don’t you go first? Nick Hubert: Yeah, go ahead, Taylor. Taylor Gentry: I think there’s two threads here. The first is it’s not a sexy industry to go into and not as sexy as an investment banking, private equity shtick, if you will. I think from my perspective, it’s really important what you’re working on. The ability to be in a firm like what we are building with the diversity of work that is available is a little bit like the world’s your oyster and we’re designing

- Is the Iran War finished or not?- Festus residents may face a new challenge in their fight to recall their government officials.- Are you at risk of being replaced by A.I.?See omnystudio.com/listener for privacy information.

Hello everyone we are settling in out here on the summer Happy Together Tour....6 down with 60 to go!  Hope you enjoy our visit.  We had an interesting question at info@cowsill.com (where you can write to the program) regarding our performance of the National Anthem at game 3 of the 2004 ACLS between the Red Sox and Yankees at Fenway Park in Boston.  Most of the time we are asked what it was like to perform the anthem in such a setting, etc., but this person simply was asking how did we get there?  How did we find ourselves standing at home plate in 2004 at Fenway Park.

For more of my latest content, subscribe to my YouTube channel, Dark Asia with Megan and join our awesome community. Your support means everything, and I can't wait to share more Asian cases with you! On Other Platforms: • TikTok: https://www.tiktok.com/@darkasiawithmegan • Instagram: https://www.instagram.com/darkasiawithmegan • Facebook: https://www.facebook.com/darkasiameganlee Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The HSE has apologised unreservedly for the ‘deficits in care' which it said culminated in the untimely and tragic death of a 25-year-old woman, Maxine Maguire in February 2017. For more on this our Health Correspondent, Fergal Bowers.

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.

[This episode originally aired on August 20th of 2024][Watch this on YouTube]Seacoast Church was started in 1988 by Pastor Greg and Debbie Surratt who moved from Illinois to Charleston, SC in 1987 with their four kids, Jason, Josh, Jessica, and Jenny. Early on, their family endured life-threatening hardship—two of the kids surviving a massive car wreck and their oldest daughter, Jessica, surviving an extremely close-call in a jet ski accident. On this episode, Pastor Greg, Pastor Josh Surratt, and Jenny Mayer (the youngest of the bunch) sit down with host, Joey Svendsen to discuss those dark times, including the narratives of those dreadful accidents. They reflect on God's goodness shown through church community and ponder these early seasons in the context of spiritual warfare and God's sustenance. The three also treat the listenership to some fun stories with  hilarious insight on the Surratt family, back in the old days when our Lead Pastor, Josh Surratt, still got spankings.On this EpisodeJenny Mayer / Instagram Greg Surratt / Instagram Josh Surratt / Instagram Joey Svendsen, host / InstagramSeacoast Podcast is now on InstagramBe a Patron of the podcast We have a YouTube Channel for videos of all episodes since Jan. 2024. We'd love to hear from you.  E-mail Joey HERE. Producer/Editor/host: Joey SvendsenSound Engineer/Editor: Katelyn Vandiver

Welcome back, humans, to season six of the HX podcast. Y'all, we need to talk. We have a major posture problem in HR when it comes to technology; too many organizations are acting like ostriches, waiting around while falling behind at the speed of everyone else's progress. But we aren't here for the hype or the terrifying robot apocalypse version of AI. We're getting relentlessly practical about how this actually changes our work, diving into a stunning reality where automating everything leaves us with more human work to do than ever. Because while AI is extraordinary at replicating yesterday, it takes real human judgment, context, and situated taste to figure out what happens next.  This season, we are tackling the top two line items on your budget: transforming our talent engine and designing living benefits systems. Let's be real: if you deploy AI without a commitment to the human experience, you are just going to automate your mediocrity to scale. It's time to put our heads back above ground, lean in, and reposition ourselves at the top of the value chain. Buckle up. Let's go! 

Before the Wendigo became every horror movie's favorite antlered skeleton boy, it was a real fear in real communities, and people kept ending up in actual courtrooms over it. We pulled four documented Wendigo encounters spanning almost 400 years, from a Jesuit missionary's letter in 1636 to a Wisconsin bow hunter who emailed a paranormal blog in 2019. Somewhere in the middle is a guy named Swift Runner who confessed to being possessed by one before they hanged him. Court records. Trial transcripts. Witness testimony. No anonymous Reddit posts, no creator fan-fic, and the cases get worse the closer you read them.If you're into Wendigo lore, Algonquian folklore, true paranormal encounters, cryptid deep dives, or the general genre of "North America has older monsters than the country itself," this one's for you. We cover the origin of the Wendigo legend, Wendigo psychosis as a documented phenomenon, the Swift Runner case, the Jack Fiddler trial, the Manitowoc County sighting, and one of the earliest written paranormal accounts on the continent. Headphones recommended. Daylight also recommended. Drop a comment if any of these happened in your backyard, because at this point we're collecting. New episodes weekly on Tall Tale Social Club, your home for true cryptid stories, paranormal history, and weirdos who can't leave well enough alone.TIME STAMPS:0:00 - Origins of the Wendigo / A Masterclass in Mispronunciations5:50 - INTRO THEME 7:15 - Is Marilyn Manson a Wendigo? (Probably, Yes) 13:10 - STORY: Swift Runner's Confession — Fort Saskatchewan, Alberta, 187912:44 - Similar Community Hive Mentality to the Witch Trials? 21:10 - It Was Sylvester The Cat, Guy (The Intermission) 21:35 - STORY: The Trial of Jack Fiddler — Sandy Lake / Norway House, 190 31:10:37 - STORY: David W. — Nipissing Swamp, Wisconsin, 201934:05 - Nipissing Intermission BRB 40:10 - STORY: Paul Le Jeune's Letter — Quebec, 163650:05 - LISTENER STORY From Jessica54:55 - Top 5% Of Podcasts Worldwide = D-List Podcaster57:35 - Wendigo Sighting in Alaska's Seward Peninsula58:35 - Christian Derails Yet Another Outro59:30 - Goodbye________Become a Member at www.talltalesocialclub.com Shop Merch at www.talltalesocialclub.com/merch Follow us on Socials @talltalesocialclubFollow Mothy on X @heymothySubmit your story → mothy@talltalesocialclub.com

Send us an inquiry through a text message here!Buy VRT LIVE 2026 tickets here: https://www.axs.com/events/1451690/the-veterinary-roundtable-ticketsWelcome to another episode of The Veterinary Roundtable! In this episode the ladies discuss a follow up regarding the veterinary medication laws in Finland, cat to human transmission of Avian Influenza, Dr. Duckwall's case of the lost needle, and so much more!Do you have a question, story, or inquiry for The Veterinary Roundtable? Send us a text or voicemail from the link above, ask us on any social media platform, or email theveterinaryroundtable@gmail.com!Episodes of The Veterinary Roundtable are on all podcast services along with video form on YouTube!YouTube: https://www.youtube.com/@TheVeterinaryRoundtableInstagram: https://www.instagram.com/theveterinaryroundtable/TikTok: https://www.tiktok.com/@theveterinaryroundtableTimestamps: 00:00 Intro08:32 Follow Up: Medication Laws in Finland14:35 Pits and Peaks20:27 Cat to Human Transmission of Avian Influenza23:29 Horse Injury Detection System26:40 Tales from the Trenches28:50 Cases: The Lost Needle34:33 The Fat Splenic Mass40:58 Listener Inquiry: The Reality of Rabies Testing48:51 Outro 

Send us Fan MailItaly is one of the most decorated soccer nations on the planet. Iraq hasn't been to the World Cup in 40 years. And Bosnia — a country that didn't even exist 35 years ago — just sent both of them a message the world wasn't ready for.In this episode of the MotivateMe313 Podcast, OZ Media sits down with Kenan Mahmutovic and David Numan to break down what just happened, why it matters FAR beyond the scoreboard, and what it means for every Arab, Bosnian, and Muslim community in America — especially right here in Metro Detroit and Dearborn.This isn't just a sports conversation. This is a pride, identity, and belonging conversation. And the 2026 World Cup is coming to American soil — meaning THIS community could be in those stadiums. THIS EPISODE WE'RE GETTING INTO: Where were you when Bosnia knocked out Italy — and when Iraq's qualification was confirmed? The moment our guests will never forget For people who don't follow soccer — why should EVERY Arab, Bosnian, and Muslim in America care about what just happened? How did Bosnia pull off one of the biggest upsets in World Cup qualifying history against a soccer giant like Italy? Iraq's 40-year drought is GENERATIONAL — there are people in their 30s and 40s who have NEVER seen Iraq at a World Cup. How did they finally get here? The community reaction on the ground in Metro Detroit and Dearborn — what did our people feel when those final whistles blew? For Arab Americans and Bosnian Americans carrying a dual identity every day — what does it mean to see YOUR country's flag on the World Cup stage? How does this moment connect Iraqi Americans and Bosnian Americans — who grew up here in the US — to a homeland they know through stories, food, and family? The 2026 World Cup is RIGHT HERE in the United States — what does it mean that this community can potentially walk into a stadium and watch their team play on American soil? Are Iraq and Bosnia just happy to be there — or do they have a legitimate shot at making noise in the tournament? The ONE thing every Arab, Bosnian, and Muslim fan in America should do before the opening match of the 2026 World Cup To every Arab and Bosnian American watching: For 40 years, people waited. For one generation, this is the FIRST TIME. This episode is for everyone who never stopped believing — and for every kid in Detroit flying two flags wondering if their people will ever get their moment.Their moment is NOW.Drop a  in the comments if this episode hit different — and share it with every Arab, Bosnian, and Muslim soccer fan in your life. Follow OZ Media:  Website: Ozmedia313.com  MotivateMe313 Podcast — new episodes every weekThis show was sponsored by:-The Family Doc-Juice Box -Hanley International Academy-Malek Alkabob-Wing Fellas-Holy Bowly-Bayt Al Mocha-Chill Box-Royal Kabob-GEE Preparatory Academy YouTube post:Follow us on social media:- Instagram: @motivateme313 or @ozmedia313- Website: ozmedia313.com- Facebook: ozmedia313-TikTok: @ozmedia313-Apple Podcast: ozmedia-Spotify Podcast: ozmediaThis show was sponsored by:-The Family Doc https://thefamilydocmi.com/-Juice Box Juiceboxblend.com-Holy Bowly http://www.myholybowly.com-Wingfellas thewingfellas.com-Hanley International Academy https://www.hanleyacademy.com-Malek Al-Kabob malekalkabob.com-Bayt Al Mocha https://baytalmocha.com/-Chill Box https://www.chillboxstore.com/-Royal Kabob https://www.royalkabob.com/-GEE Preparatory Academy https://www.gee-edu.com/schools/geepreparatory/index#MotivateMe313 #OZMedia #WorldCup2026 #IraqWorldCup #BosniaWorldCup #Bosnia #Iraq #ArabAmerican #BosnianAmerican #MuslimCommunity #Detroit313 #MetroDetroit #Soccer #FIFA #WorldCup #ArabSoccer #MuslimSoccer #DualIdentity #CommunityPride #Podcast

-Nebraska took care of South Dakota State, 4-1, on Friday; sending them to the Winner's Bracket, where they played Ole Miss onSaturday—who got there by outlasting Arizona State, 7-6, on Friday night (ending at 1:15am)-Saturday's game started promising for Nebraska in front of a massive, juiced-up crowd—Ty Horn was masterful with 9 strikeouts butgot in trouble in the 6 th inning, ending with 120 pitches and 3 runs allowed. Nebraska lost that game, 6-3…before falling behindyesterday by 10 runs at battling back to an 11-8 loss to Arizona State…Jake was on the scene all 3 gamesOur Sponsors:* Check out Hims and use my code hims.com/EARLYBREAK for a great deal: https://www.hims.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Wippa had to talk to a senior constable this morning. Not for the reasons you think though... It was to get his daughter to do what she's told!See omnystudio.com/listener for privacy information.

This is a special IBKR Podcast, the second installment in our series following The Tulip Bubble: When Flowers Cost More Than Houses. The South Sea Bubble explores how a wave of speculation, corruption and mass delusion turned a debt-restructuring scheme into one of history's most infamous financial manias, leaving fortunes destroyed and lessons that still resonate today.

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1. Meet RickRick calls the show after being ghosted by Angela.The two met online and bonded over their love of sushi.They met at Umi Sushi in Brandon for what Rick thought was an amazing first date.2. A Nearly Perfect EveningGreat conversation, laughs, sake bombs, and good chemistry.Both took Ubers to be responsible after drinking.The date ended with a hug and a kiss on the cheek.Rick leaves feeling confident there will be a second date.3. Angela's Side of the StoryConfirms the date itself was fun and enjoyable.Says everything changed after they left the restaurant.Both Ubers stopped side-by-side at a traffic light.4. The Shocking MomentRick rolls down his window and calls out, “Hey pretty girl.”Angela looks over expecting a sweet goodbye.Instead, Rick drops his pants and moons her from the backseat of the Uber.5. Rick's DefenseClaims it was meant as a harmless joke.Says he was just being playful and trying to make her laugh.Admits he's done it before and still finds it funny.6. Why Angela Was DoneSays the behavior felt immature and inappropriate.Believes it completely changed how she viewed him.Looking for a mature relationship, not someone acting like a teenager.7. The DebateHosts discuss whether mooning is a harmless prank or a major red flag.Rick argues Angela is overreacting.Angela stands firm that the date was ruined the moment it happened.8. Final OutcomeNo second date.Rick doubles down on his sense of humor.Angela remains completely uninterested.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What would you have done!?

Bob Zimmerman discusses the success of SpaceX's Starship 12 test, which demonstrated major design improvements, while NASA has effectively ended Boeing's role in manned missions to the ISS. NASA awarded all manned flights through 2030 to SpaceX, leaving Boeing out of the picture. (11)1951

In July 2000 an historic election in Mexico saw a change of government for the first time in 71 years. Vicente Fox of the National Action Party was elected president, defeating the Institutional Revolutionary Party, which had held power since 1929.Marketing strategist Francisco Ortiz worked on the Fox campaign. He speaks to Helen Ledwick about an election many thought impossible.Eye-witness accounts brought to life by archive. Witness History is for those fascinated by and curious about the past. We take you to the events that have shaped our world through the eyes of the people who were there. For nine minutes every day, we take you back in time and all over the world, to examine wars, coups, scientific discoveries, cultural moments and much more. Recent episodes explore everything from how the Excel spreadsheet was developed, the creation of cartoon rabbit Miffy and how the sound barrier was broken.We look at the lives of some of the most famous leaders, artists, scientists and personalities in history, including: the moment Reagan and Gorbachev met in Geneva, Haitian singer Emerante de Pradines' life and Omar Sharif's legendary movie entrance in Lawrence of Arabia.You can learn all about fascinating and surprising stories, like the invention of a stent which has saved lives around the world; the birth of the G7; and the meeting of Maldives' ministers underwater. We cover everything from World War Two and Cold War stories to Black History Month and our journeys into space.(Photo: A Fox supporter wears a Fox mask during election celebrations. Credit: Yuri Cortez/AFP via Getty Images)

How Season 50’s Win Ended the New Era Survivor 50 wraps up with a whirlwind of emotions, strategy, and shocking moments, as Rob Cesternino delivers his unfiltered reactions the day after the finale. Rob is solo in Los Angeles, fresh from the taping and book signing, digging into Aubry's historic win and what it really means for the future of Survivor. In this special recap, Rob unpacks the Mount Rushmore debate, pivotal endgame decisions, and how Survivor is shifting from the “big moves” era to what might soon be the “big swing” era. Rob recaps the pulse of the finale, starting with Aubry's roller-coaster journey—from early doubts and illness to several game-changing moments, like snagging the idol from Rick or Christian and flipping the script on Genevieve during the blood moon. He breaks down how Aubry's victory fits into the new era's playbook, which rewards players who hang back, strike at the end, and win over the jury with a compelling story. Rob also shares exclusive details from his exit interviews with the final five, including Jonathan's struggles with perception and heartbreak over losing, plus a look at Rizo's (Rizgod's) resilience after his exit in the now-infamous, accidentally spoiled fire-making challenge. Key moments include: – Aubry's journey from “over it” to finding joy and making crucial moves in Survivor 50 – The Mount Rushmore of Survivor debate and how Aubry's win complicates the shortlist – Jeff Probst's perspective on Survivor as an “impossible” game and why under-the-radar play has been thriving – The proposed shift from “big moves” to “big swings” with more Rick Devens-style gameplay in future seasons – Jonathan's challenges in winning hearts—and what could change for him in another shot As Survivor enters its open era, Rob explores whether the next generation of winners can break the mold or if savvy, subtle play will keep taking the crown. Will the show's push for bolder moves change Survivor forever, or will players like Aubry still find ways to outwit and outlast? Tune in for all the insights, drama, and debate—plus Rob's take on how Survivor 50's ending sets up a whole new chapter! Chapters: 0:00 Surviving Survivor 50 Finale Aftermath 1:00 Aubry's Journey: From Underdog to Winner 3:30 Debating Aubry's Mount Rushmore Status 6:00 New Era Strategy: Laying Low to Win 8:10 Comparing Aubry, Marianne, Gabler, and Erica 10:00 Modern Versus Classic Survivor Wins 12:00 Survivor's Shift Toward Big Swing Moves 15:00 Rick Devens: The New Survivor Archetype 18:00 Jonathan's Struggle with Jury Perception 22:00 The Challenge for Physical Survivor Players 26:20 Rizo and Joe: Handling Survivor Losses 30:00 Jeff's Live Finale Flub Analyzed 33:00 Did Survivor 50 Deliver for Fans? 34:50 Looking Ahead to Survivor 51 and Open Era 35:57 Survivor Book Plug and Season Wrap To order Rob’s book, The Tribe and I Have Spoken, visit www.robhasabook.com Never miss a minute of RHAP's extensive Survivor coverage! LISTEN: Subscribe to the Survivor podcast feed WATCH:  Watch and subscribe to the podcast on YouTube SUPPORT:  Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks!