Podcasts about terminations

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 6, Episode 28 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into The Hartford Playbook: Surveillance, IMEs, and Claim Terminations.Disability benefits are a financial safety net when an illness or injury prevents someone from working. But even after a claim has been approved and benefits are being paid, insurers may continue to scrutinize a claimant's condition, medical records, and daily activities in search of grounds to terminate those benefits. In this episode, attorney Nancy Cavey pulls back the curtain on what some attorneys call “The Hartford Playbook”, a pattern of surveillance, independent medical examinations, paper reviews, and claim terminations that has repeatedly been challenged in federal court. Through three real Hartford disability cases, attorney Cavey examines how surveillance footage, statements from treating physicians, changes in plan administration, and reviews of years of medical records can become the basis for terminating Long-Term Disability benefits. Together, these cases reveal common strategies insurers may use to challenge claims and the legal arguments that can arise when benefits are placed at risk. This episode offers a closer look at the scrutiny that can continue after a claim is approved and provides insights for anyone receiving or relying on Long-Term Disability benefits.In this episode, we'll cover the following topics:One - Hartford IME Dooms Residential Treatment Nurse's Claim for Continuing Disability ERISA Disability Benefits - The Triple Tap Defense GameTwo - What Hartford Did When a Policyholder's Doctor Said "He Was Hopeful the Policyholder Could Return to Work In Six Months"Three - Change in Employer and Plan Administrator to Hartford Results in Claim Denial of Benefits After Five Years of Continuous Payment of BenefitsWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Social Security ®. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Two days of operator meetings in Melbourne shape the WOMA 2027 agenda, from performance upgrades and cable faults to foundations and bolts. The Uptime Wind Energy Podcast is brought to you by Weather Guard Lightning Tech, creators of the StrikeTape Ultra LPS retrofit. Subscribe to Uptime’s Substack newsletter. And check out Rosemary’s “Engineering with Rosie” Youtube channel. Have a question we can answer on the show? Email us! Allen Hall: Welcome to the Uptime Wind Energy podcast. I’m your host, Allen Hall. I’m here with Matthew Stead and Rosemary Barnes. And Rosemary, where are we?  Rosemary Barnes: We’re in Melbourne, and we have been visiting future attendees and sponsors and people interested in, in the event to see what topics that we should be talking about. What are the hot topics of the moment?  Allen Hall: Which is a very interesting two days, Matthew, in that, uh, we h- did meet with a number of operators based in Australia, but, uh, they’re also very worldly. They have talked to companies all over about operations and, and maintenance, and there are some really eye-opening topics- Mm that will be- Mm … at WOMA 2027 this year.  Matthew Stead: Yeah. The thing that was interesting for me was [00:01:00]that actually the topics have changed each year. So, um, they’re evolving and the industry’s continuing to, to do better, and so that, that was really interesting. Performance upgrades was probably one of the big areas of, of new interest, I think. I think we heard with the pressure on pricing, uh, the market and so forth, you know, that, that 1% or 2% now is becoming more important. Um, so I think, uh, upgrades will definitely feature quite a lot. Um, balance of plant was also a big topic. Um, you just can’t ig- ignore the, um, transmission, you can’t ignore the transformers, you can’t ignore, uh, condensers and all these sorts of things, so yeah. Rosemary Barnes: Cables.  Matthew Stead: Cables.  Rosemary Barnes: Terminations. Terminations of cables. Specifically raised several times.  Allen Hall: Yep. Yeah. It’s all about being more efficient, uh, getting more production, and then with the PPA prices, uh, that are changing-  Matthew Stead: Mm …  Allen Hall: rapidly, uh, everybody is paying more attention to the bottom line.  Matthew Stead: Mm, mm.  Allen Hall: Absolutely. There, there’s less cash running around, uh, chasing new development. It’s [00:02:00] more of a focus on making sure your, at least your existing assets are performing as, as well as they can be- Mm … which then opens up the, uh, Pandora’s box of opportunity. Mm. Because there are 1%’s all around a wind turbine. More specifically, uh, all the drive train issues, the blade issues, the generator issues, and even going into the substation. Mm. I, I was really shocked on BOP e- the, the one topic that came up, uh, yesterday and today was buried cables. Mm. Like-  Matthew Stead: Faults …  Allen Hall: faults.  Rosemary Barnes: Yeah. Junctions. Finding- Yeah … finding faults and what to do about them. Yeah. Yeah. But I think in addition to just wanting more revenue, I think people have, are getting more sophisticated about what actually matters and then the finances. You know, everyone’s focused so much on availability, and now people- Mm … are like, okay, yeah, like once you’re at a certain level of availability, gets harder and harder to get more. And actually, you know, not all availability is equal. Is good. It, it [00:03:00] depends. Yeah. Yeah, like you wanna, um, you wanna focus on how much you’re generating at the times when electricity prices are high specifically, which usually means during lower wind speed periods. Yeah. Which is actually good because that matches really well with what is actually possible. It’s, it’s hard to get more power out of the turbine if it’s at, you know, its rated power, then you’re not g- More efficiency is not gonna get you any more, um, power output, whereas lower in the power curve- Mm … um, when wind speeds are lower, there’s less electricity in the grid and so prices are higher. And so- Mm … yeah, I mean, that’s, that’s why people are really asking to know more about what efficiency upgrades are possible, better ways to operate, scheduled maintenance, um, all those sorts of things. Mm. So that will be really interesting.  Matthew Stead: Raising the bar on sophistication. Um, but also life extension  Allen Hall: Yes, a lot of discussion about life extension  Rosemary Barnes: Yeah, end of life and life extension End of life Yeah, um-  Matthew Stead: Foundations, structures Which is  Allen Hall: tied to PPA. Mm. A lot of that [00:04:00] discussion I, at least I looked at it as, uh, if I had a PPA and I can continue with that PPA with an existing turbine, I want to do that. Mm,  Matthew Stead: mm,  Allen Hall: mm. But how do I do that and how do I know that that existing turbine can last another five years? It seemed to go in five-year blocks, like can we get to another five years and then another and then, then another. Wow.  Rosemary Barnes: Yeah. Once you get to 20, 20, 25 years, I think people like, uh, they, you know- It’s getting a little- Their original agreement might have been for 20, then they kind of just assume that there will be another five, and then after that they’re- Yeah … kind of reassessing cyclically and yeah, I know that people make plans for, you know, what components are replaceable, what would they have to get in, and I think that sometimes, uh, people doing those plans aren’t as familiar with the, you know, actual technical issues that are being faced. Like, is a blade a replaceable component? It may be early on in the life it sort of is, not easily, but you know, like a 25-year-old wind turbine, you know, good luck trying to order 10 new blades because you’ve got a, you know, an issue that’s-  Allen Hall: Oh, well you, you need to read the news. Did you [00:05:00] see the news today about, uh, the, the wooden wind turbine blades as a replacement for aged blades? That, that’s happening- … in real time, Rosa.  Rosemary Barnes: Okay. I know they- Yeah. Yep, yep. Okay. Okay. So that, that’s, that’s good. Making carbon new blade. E- even so, I don’t think that they’re- Okay. … gonna be, like, super-duper cheap, so you’re still gonna wanna be, um, doing a trade-off between y- you know, like, what kind of repairs. You might be able to change the way you’re operating to reduce loads. Um, you might be able to monitor to make sure that your blades are safe. You know, if you know that there’s an issue, um, you just wanna get some advanced warning before blades start falling off your, your tower. Mm. You know, and then you can push it further. Yeah. Whereas if you’ve got no information, then you have to be conservative and shut it down. Yeah. So yeah, I think there’s a whole lot that can be g- can be done there in that area.  Matthew Stead: There was a point that came up today, which I think was close to your heart, on, you know, if you’re going to be going for 1% or 2% or 0.5% AEP improvement, how do you actually measure that and how do you set up a proper experiment? So-  Rosemary Barnes: Yeah …  Matthew Stead: I, I, I love that topic. [00:06:00] Rosemary Barnes: Yeah. No, it’s one that I, um, yeah, I deal with m- my clients I, I’m often… It’s one of the things that Pablo really loves to do, is to organize trials of that nature of new technologies and see if they work. But, um, yeah, asset managers are usually very, uh, focused on fast results. You know, they’ve got a, a big problem and they want a solution now, so they wanna just roll out the new technology over an entire wind farm. But if you do that, then it’s almost impossible. Unless you get, like, a huge benefit, like, uh, 10% gains or, you know, like reduce your failures by 50% or more, it’s really hard to actually- Mm pick that out if you just replace everything. Mm. Whereas if you do a really, really good, um, trial plan- Systematic. Yeah … and you match pairs very well so that you have, you know, a control for each turbine and there’s- so many variables in a wind farm. It’s not, it’s not as easy as just, like, randomly choosing 50% to do and not do. Mm. Mm. Mm. Like, you have to, you know, put some work into the trial design, and then, you know, like, do your statistical calculations ahead of time to know how long it’s gonna take you to get s- statistical [00:07:00]significance. So then you don’t just have a gut feeling about- Yep … how something went. You’ve actually got numbers, and then you can take those numbers to, you know, other wind farms that you’ve got- Yeah and, and know what’s going on much better.  Matthew Stead: Worst study is an inconclusive study.  Rosemary Barnes: Yeah. Yeah, that’s true. Definitely.  Allen Hall: Well, that comes back to the data analysis- Mm … which a lot of operators mentioned, and how much data there is and what to do with it, and it did seem like a couple of operators have chosen some AI tools, varying degrees, all the way down from Microsoft Copilot to something much more complicated. Uh, but I think there’s, uh, getting that d- to the last 1, 2, 3%, you’re going to need those tools- Absolutely … because what do you choose? Do you choose a blade? Do you choose a gearbox? Do you choose a generator? Do you go to the substation to get that percentage point or two Without having some really powerful tools- Mm. you may be wasting your time [00:08:00] and money.  Matthew Stead: Mm.  Allen Hall: Which is a, a, a very interesting, uh, aspect to wind energy because it’s such an industrial business that, uh, we haven’t used heavy computational tools, uh, un- until really now.  Matthew Stead: Mm.  Allen Hall: And maybe Australia’s at the forefront because of the PPA and negative pricing is that that will, uh, actually lead an industry. Because I haven’t seen a lot of that being used globally. Mm. So this is the first time an operator- Mm … that I’ve talked to has said, “We’re using it.”  Matthew Stead: Yeah. It’s quite a different discussion, um, I think, you know, this year compared to previous years in that I think in the past it was getting to know what’s possible, but now it’s like real case studies are coming through. And a few of the people had some really good examples that we can talk about at the conference as to how they’ve actually been helped and how they did this and what the outcome was. I think, yeah, that would be really great content on that.  Rosemary Barnes: Yeah. I think it’s gonna be a good mix of people who have used third party tools and have experience with it, people that are doing it in-house and can share- Mm some of the kinds of results- Mm … that, that you can get just from analyzing your own- Mm … [00:09:00] SCADA data. Um, people talking about how they get the data that they want. Mm. ‘Cause it’s not always so easy. You would think that, you know, you own a wind turbine, you have a right to have all of the data that comes through it, but it’s not. Um, even if you do technically have a right, it’s, uh, it, it’s harder to actually get it than you might think. Mm. So yeah, sharing all, all those kinds of things. But I think also, like just as important as talking about the successes is talking about the, the gaps that– people still feel lots of gaps. Like, okay, we’ve got all the data, we’re collecting it. We know that there’s so much potential here- Mm … but we don’t really- Mm … know what we can do, or it’s hard for us to, you know- Mm … make headway in this particular pain point. And that is really useful for companies that are developing tools to know what are the, the problems. Mm. Because then they can e- you know, they’re well placed to fix them. Allen Hall: Mm. Which leads to the discussion we had with the operators and, uh, some of the suppliers for WOMA 2027. There’s a lot of interest. And as we’re sitting in the conference rooms, I’m thinking, we may not have enough room to [00:10:00] seat everybody. Uh, the WOMA 2027 website is up and running, and you can register now. So just go to woma2027.com and get started there. At the same point, we’ve had a lot of contact with, uh, pretty much everybody that wants to sponsor the event, and there’s only a limited number of ways to sponsor. So if you’re interested in doing that, you, you need to go to woma2027.com and look at those, uh, part- particular packages and see what- Mm fits your, your business. Uh- Going back to some of the, the comments we were just discussing downstairs about what we heard at 2026, like, which is only a couple of months ago, right? It’s back in February this year. Uh, there’s, they’re still discussing what happened at WOMA 2026- Mm. Which was very fascinating- Mm because I think Rosemary, you and I have been to conferences that I have not thought an iota … about what happened at those conferences. Just nothing interesting does occur. There’s no new, new information, there’s [00:11:00] no new science, there’s no new operator approaches.  Rosemary Barnes: Mm.  Allen Hall: But we’re gonna see a number of those- Yeah. Mm … come next March.  Rosemary Barnes: Yeah. Well, I think it’s partly because I don’t know what other conference organizers do, but, you know, we’ve had a exhausting few days here. You’ve come all the way from America, obviously, and, and Claire as well, also come over, our producer. Um, so, y- you know, like, we’re working really hard to make sure that the topics… Like, it’s not an accident that the topics are ones that people are talking about later, because we come here to make sure that we get the right topics. And it’s not just these meetings as well. People get in touch, and- Mm … anybody watching, listening, who has, you know, something that they wanna talk about, then definitely, you know, send us a message, and yeah, we’re working on the agenda. We’ll, we’ll have a draft agenda in the next couple of weeks based on what we’ve learned here, but then we’ve got the hard job of it’s not just that you have a really interesting topic, you need to have a really great speaker- Yeah … or several really great speakers, usually covering several different aspects of the problem. You know, maybe it’s, uh, yeah, an asset [00:12:00] owner, an OEM, and some, some technology provider, you know, all together giving different, um, yeah, perspectives. That’s, I think, what makes a really great session. Mm. So yeah, we need the ideas for the sessions, and we also need the ideas for great speakers.  Matthew Stead: Yeah.  Rosemary Barnes: Right. Matthew Stead: Yeah. I think we’ve, we’ve already matched a few of those dots, so- Yeah … I, we’ve heard people asking for certain topics they wanna hear about, and then we’ve heard other operators saying, “Well, this is what we could talk about.” So I think we’ve already-  Rosemary Barnes: Yeah, yeah … got some great  Matthew Stead: progress.  Rosemary Barnes: It was, it was interesting ’cause we, we built up a list of, you know-  Matthew Stead: Yeah Rosemary Barnes: frequently raised topics, and then you’d say it to the next person that you went to- Mm … and they’re like, “Oh, that’s not a problem for us because we’ve done X, Y, Z.” And you’re like, “Okay. Well, excellent. You can, you can present the solutions that we know that other people- Yeah. Yes … are, are looking for.” Yeah. So it has been… Yeah. Yeah. I mean, it’s definitely worthwhile coming, as, as tiring as it is. Yeah. Um, definitely worthwhile, and we’ll get a much better agenda for the- Yeah … for the effort.  Matthew Stead: And I think, I mean, it has been tiring. Um, but what, what made it for me was one of the operators said that [00:13:00] this is the only conference they will go to So I think, I think we’re doing the right thing. Rosemary Barnes: Yeah. Yeah. I, I think so. I understand too, like, you know, all of us, we kind of are forced to go to events because that’s where our, our clients and customers are, and so you need to see them. And yeah, like I’ve even gone to the extent of some events where I don’t particularly like the event, but I know everyone’s going. Mm. I just go and sit near the event for a couple of days and meet people at a cafe. So yeah, like we can’t get away from it. But if you’re an asset manager or, um, yeah, somebody in that kind of type of work, like you’ve got better things to do than listen to sales pitches aggressively thrown at you that aren’t relevant- Yeah to what you’re doing. So, um, yeah. Like I, I definitely love to hear that kind of feedback- Yeah … and wanna make sure that we get it every, every year. Like that’s- It’s, it’s  Matthew Stead: encouraging.  Rosemary Barnes: Yeah … yeah, that’s, that’s the point of the conference, so.  Matthew Stead: Yeah.  Rosemary Barnes: Yeah.  Matthew Stead: The other big topic was we would really love more OEM involvement. Um-  Rosemary Barnes: Yeah. Everybody wants more- … a lot of the operators- … OEM involvement- Yeah … all of the asset owners.  Matthew Stead: Yeah.  Rosemary Barnes: Like we want to [00:14:00] hear from OEMs more, have them there. Um, so yeah, we’re, we’ll be trying to To get those sorted  Allen Hall: Well, WOMA is a global conference, although it’s Australia-based and there’s a, a number of Australian operators. There are Danish, Americans, uh, plenty of Europeans. Uh, we’re gonna see some from Southeast Asia, I think, this year. Mm-hmm. And, and Japan hopefully will come. Uh, because it’s a, it’s a global conference, there’s global knowledge- Mm … and wind is such a big industry. You may not have the solution in the United States, it may be sitting in Australia, and we need to exchange those ideas. Mm. And that, that’s the point. So w- we are continuing to look for those world experts as we have received all the inputs of these are all the topics we wanna go hear about. Great. Now it’s on us three to go find some of those world experts and, and try to get them to Melbourne. Yeah. And I, I think that’s a great opportunity. So if we do call you and ask you to participate in WOMA [00:15:00] 2027, please take it seriously because- Mm … you will be bombarded with great questions- Mm … and contacts and information. Uh, it’s an event you won’t wanna miss. Yeah. And- But I would- … there’s opportunity there.  Rosemary Barnes: Yeah. I’d say we’re, we’re prioritizing OEMs, um, to, to get more participation, ideally to speak, but at least to be there. And we have heard from multiple asset owners in Australia that they want, they, they want to know what are some of the upgrades that they can do- Yeah … that you’re offering. They wanna know what’s coming next in terms of technology. They wanna know what are some of the non-Western options. So, you know, like it would be great to get some Chinese wind turbine, um, manufacturers as well. Like, they want all this information. They don’t want a slick sales brochure pitch that doesn’t give them any technical information. So we’re hopeful that we’ll be able to get, you know, some technical people to speak on, yeah, what are the upgrades you offer and how does it work- Mm-hmm … and show us a case study that demonstrates the improvements. Um, ’cause that [00:16:00] sometimes is really hard to get out of- Mm … out of OEMs. You know, that, “We’ve got this thing, it’s so amazing, you should get it.” Okay, well, what’s the business case for it? “Oh, well, we don’t have any numbers. Just trust us.”  Matthew Stead: Yeah.  Rosemary Barnes: Um, it’s so common to get a pitch like that. So yeah, any, any OEM that has any- anything like that, either for the next generation of wind turbines or for upgrading the current fleet, yeah, if you’re willing to bring the data, then people, they are desperate to hear this information. Allen Hall: Mm.  Matthew Stead: Yeah. That came up so many times.  Rosemary Barnes: Mm.  Allen Hall: So what were the other, uh, topics that we’re… I’m just not thinking off the top of my head. I know foundations came up quite a bit- Foundations, yeah … which was an odd one, I think, because we haven’t seen that a lot in Australia. Yeah. But this year, foundations, foundations, foundations. Basically, the health of foundations. Yeah.  Matthew Stead: Yeah. I think really there was a lifting of the maturity. Um, I think the topics were sort of showing that, you know, Maslow’s hierarchy and moving into the more of optimization rather than making do, and I think life extension around the foundations was a, a really good example of that. Allen Hall: And bolts.  Matthew Stead: Bolts? Yeah, bolts.  Allen Hall: [00:17:00] Everybody said bolts. Bolts.  Matthew Stead: Bolts.  Allen Hall: You think the world’s simplest device, we’ve been making bolts for nearly 1,000 years or at least a couple hundred. But it does- And, you know- … come up quite often … cable, cable  Matthew Stead: terminations, again, some really  Rosemary Barnes: basic- Yeah, that, really specific ones that were raised multiple times. Yeah. Um, yeah, which, which is great- Yeah … ’cause it gives us a good direction to go. But I do love how it changes so much every year- Yeah … ’cause it makes me feel like, okay, yeah, like we’re actually, you know, it’s worthwhile, um, putting on another event. Mm. Um, not just recording one event and then just, you know, like replaying that every year or something. Re-educating.  Allen Hall: Yeah. Well, I, I think there’s a learning exercise that has happened over the past two years where people now are knowledgeable about those things we talked about- Mm … two years ago. Uh, was it, was it even two years ago? It was a year and a half ago when we first started this, so we’re, we’re not that deep into it. Although our third conference will be next March, uh, you just see more energy, more industry knowledge in some of the references that I heard, uh, in terms of other companies and the approaches they’re taking clearly came from WOMA.  Matthew Stead: Yeah.  Rosemary Barnes: Mm.  Matthew Stead: Yeah,  Allen Hall: yeah. Which is, which is [00:18:00] fascinating. Yeah. That’s  Rosemary Barnes: good. I mean, we want- It, it is  Allen Hall: sticking Rosemary Barnes: we want tech conferences to get better, right? That was the- No … the reason why we, uh, we started this conference was ’cause we didn’t think that it was sufficient, what we had available. So, you know, it’s not a bad thing if other conferences, um, get better. Yeah. Yeah. We should also mention that blades were, were raised a fair bit. We talked so much about blades in the previous years, and we will be talking about blades a lot again, including we’ve got a master class on the Friday. Uh, it’s… Yeah, we’ll go back to some of the basics about how the composite materials work and how a blade is designed and certified and manufactured, and, um- Lightning. Y- yeah, yeah, a little, a little bit about lightning. Um, I don’t wanna cover it too much because we did the master class on lightning- Right … last year. Mm. Um, yeah. And yeah, some of the common damage methods anyway. And of course- Mm … yeah, lightning is probably the most- … common, or I guess leading edge erosion is the most, and then lightning would be the most expensive. Um, yeah, so we’ll be, we’ll be covering all that and just try and raise the knowledge level a little bit, um, for [00:19:00] everybody to… It’s a very complicated kind of, uh, yeah, component.  Matthew Stead: Yeah.  Rosemary Barnes: Yeah.  Matthew Stead: And workshops. So each year we’ve run sort of workshops or roundtables or whatever, so we’re still thinking about the format for them, but, um, thinking about how we’ll reintroduce them again this year. You know, specific topics, specific questions, specific answers.  Rosemary Barnes: Mm.  Allen Hall: And the three of us will be in Hamburg in a couple of weeks at Wind Energy Hamburg, so if you see us and you’re interested in coming to Australia, that’s the place to grab us and- Yep … and shake us and say, “I wanna go to Australia. How do I do it?” Rosemary Barnes: Mm.  Allen Hall: Uh, yeah. Yeah.  Rosemary Barnes: Especially if you’ve got a, a t- technology that addresses some of those specific issues that we’ve mentioned- Mm … then, um, yeah, just know ahead of time that Australia needs, needs more information and more, um, solutions available to them. So, yeah. And  Matthew Stead: that reminds me, we had a really discussion a- around safety and, you know, reasonable and [00:20:00] practicable, and discussion around all the lessons learned about how… or what is best practice on a site, what is best practice about how to manage risks and-  Rosemary Barnes: Mm.  Matthew Stead: Yeah. Yeah. I know you, you, you enjoyed that one.  Rosemary Barnes: Yeah, yeah, definitely. And we’re not talking about, like, safety the- Ear muffs or hats. The, um, rou- Yeah, the routine safety that if you- The goggles, yeah … yeah, trip over and graze your knee, then you need to let the site supervisor know. You, you know, it’s not that stuff, ’cause sites have that under control. That’s a given, yeah. Or at least the ability to get that under control. We’re talking about the bigger- Yeah … bigger things, you know. Like, uh, is there a issue that is causing blades to fall off turbines every now and then? Is there an issue that, uh, can lead to, you know, a fire? I, I think everyone, like- Yeah … a big fear of everybody’s. There’s never been, um, in Australia at least, there’s never been a wind turbine fire that has caused a bush fire, but it is a possibility, and it would be so bad for the industry. So, you know, it’s those things- Mm … that could be just terrible, preventing those before they happen. Mm. So that’s the kind of safety that we’re gonna mainly focus on. Mm. Although, you know, we’re not gonna [00:21:00] turn down questions on, um, some of the smaller stuff as well.  Matthew Stead: Yeah.  Rosemary Barnes: Mm.  Matthew Stead: And we even thought about getting some lawyers-  Rosemary Barnes: Yeah …  Matthew Stead: you missed out on this discussion, Rosie. Okay.  Rosemary Barnes: Yeah.  Matthew Stead: So  Rosemary Barnes: Yeah. Lawyers, this is news to me. Well, I mean, are we talking contracts or, um-  Matthew Stead: No, no … no … it’s really operations. I mean- Right … the environmental, um, issues- Oh yeah … the operational issues. Mm. You know, there’s, there’s a few things in there that the lawyers can add.  Rosemary Barnes: Yeah. I mean- … I’ve, I constantly find myself having to interpret, you know, legal, um, legal text and also anticipate, you know, it’s one thing about what’s the right engineering, but then there is also the legal interpretation of it- Yeah uh, as well, you know, in terms of contract law, but then also in, in terms of safety. Yeah. Um, yeah. Was this certification done correctly? You know- Yeah … that’s got some legal aspect to it. So yeah, that- Yeah … makes sense to me. Insurance is another one where I would say- Yeah, actually that came up … you know, like some, some people might think that that doesn’t sound interesting, but yeah, in- insurance is the other-  Matthew Stead: Mm Rosemary Barnes: aspect that you [00:22:00] just can’t, um, you can’t get away from it. Like, you can’t just think that you’re, you’re doing your engineering without bothering about Mm … yeah, like finance and law and, um, and insurance. Those are things that- Mm … you spend a lot of time thinking about.  Matthew Stead: Yeah. Mm. And I guess we would also love to hear, you know, about potential speakers, but we’d also love to hear any other topics that people are attending and want to know about as well. Rosemary Barnes: Mm-hmm.  Allen Hall: Absolutely. And if you haven’t registered for WOMA 2027, which will be March 3rd through 5th at the Pullman in East Melbourne, right? East Melbourne, yeah. They just redefined it. It’s Pullman in East Melbourne. Uh, go ahead and go to woma2027.com and register now. Uh, Matthew and Rosemary, it’s great to see you in person again, and we’ll see you in a couple of weeks, uh, hopefully in, in Germany. Rosemary Barnes: Mm.  Allen Hall: Very [00:23:00] exciting.

Livestream Notice: The stream was unfortunately cut off at the very end due to a network connection issue. We apologize for the abrupt ending and appreciate your understanding. AEP is coming fast, and if you wait you'll miss out—so take advantage of Lead Heroes' 15% off preset Medicare appointments when you pre-order by August 31 and secure your spot before the program sells out.   https://leadheroes.com/  In this episode of the Seven Figures Or Bust Podcast, Christian Brindle and Glen Shelton break down the massive Medicare Advantage plan terminations and Service Area Reductions expected for the upcoming AEP. With an estimated 1.8 million members potentially impacted, they discuss what these changes mean for agents, why market disruption can create major opportunities, and how smart agents can position themselves for a stronger AEP.  

Just let Democrats talk. They will scare the heck out of the average America Why did DEI affect mostly Black women. Trump's super power is getting the Left to lose their minds. https://x.com/Shilohmarx/status/2082136898987057343 24 senators are from states with more registered voters than eligible voting-age citizens. And what day would be complete without a DEI story? In this case, we get a story where the Left try to prop up their DEI poster child. https://dailysceptic.org/2026/07/25/cambridges-diversity-poster-boy-in-plagiarism-row/ The youngest black professor in Cambridge University's history, Jason Arday, is at the centre of a plagiarism row after academics came forward claiming large parts of his work are copied almost verbatim from others. https://x.com/libsoftiktok/status/2081907597611761917 Wisconsin brewing company who advertised free beer the day Trump dies, and mourned the failed ass*ssination attempts, says their permit has been REVOKED https://x.com/DNIPulte/status/2082069735118967004 Good News! In addition to the Historic DECLASSIFICATIONS (Transparency!) by the President, we are, this morning, Executing a 5th and Near Final Round of TERMINATIONS, an approximately 30% Staff Reduction from Weeks Ago. The Intelligence Community must protect the American people, NOT the political whims of the bloated and corrupt elite class. https://x.com/MendlovitzMark/status/2082121190018285915 The US Court of Appeals for the DC Circuit has upheld a lower court ruling that allowed President Trump's plan to use a citizenship database and restrict ballot mailing privileges to states that refuse to submit voter lists to go into effect. Kevin Jackson has been called, the "white-collar" Joe Rogan. Given their similar backgrounds in TV, comedy, and martial arts, it's easy to see why people enjoy Kevin's show so much. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we discuss the streamlining of FAR Part 49 under the Revolutionary FAR Overhaul (RFO), which reduced the administrative "fluff" while keeping all existing legal termination clauses intact. Additionally, we analyze the substantive updates to FAR Part 12 concerning terminations for cause. Learn more about The Quill & Sword series of podcasts by visiting our podcast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/.

"When I train candidates I always say start with Freud, learn the interpersonalist, learn the object relations folks, know from what you come, even if you want to be a radical interpersonalist, a radical relationalist, because having that stuff in your back pocket is organizing and creates an ideal to which you can aspire or choose not to follow, but at least you'll know what you're not following. My perspective on this stuff really comes from the idea that before we are free to break the rules, we need to know what the rules are and we need to be well grounded in them." Episode Description: We begin by appreciating the evolution of some fundamental practices in psychoanalysis. We consider the meanings of 'rules' and 'guidelines'. Joyce shares with us her current thinking on answering patients' questions – for some, it's helpful, for others, not. We discuss the use of the word 'fantasy' with patients as contrasted with 'guesses' or 'imaginings'. Joyce considers the many ways that patients terminate their treatments and how frequently it does not accord with traditional models of ending. We consider reluctance to leave the treatment relationship from both sides of the couch – analysts, too, have needs satisfied in this work and can play a part in the nature of the ending. Joyce relates how some former patients remain in contact with their analysts, and that isn't necessarily problematic.  For others, "being able to 'go it alone' represents an extraordinary achievement." She concludes that "termination remains an ideal worth holding onto. But loosely."   Our Guests: Joyce Slochower, Ph.D., ABPP, is Professor Emerita of Psychology at Hunter College & the Graduate Center, CUNY.  Joyce is faculty and supervisor at the NYU Postdoctoral Program, the Steven Mitchell Center, the National Training Program of NIP (all in New York), the Philadelphia Center for Relational Studies in Philadelphia, and the Psychoanalytic Institute of Northern California in San Francisco. She has written Holding and Psychoanalysis: A Relational Perspective (1996) and Psychoanalytic Collisions (2006). She is co-Editor, with Lew Aron and Sue Grand, De-idealizing relational theory: a Critique from within and Decentering Relational Theory: A Comparative Critique (2018), both of which received the Gradiva award in 2019. Her latest book, Psychoanalysis and the Unspoken, was published in 2024. She is in private practice in Manhattan.    Recommended Readings:  Grand, S. (2009). Termination as necessary madness. Psychoanal. Dialogues, 19: 723–733.   Kantrowitz, J. (2025). A Personal View of Terminations and Endings. The Psychoanalytic Quarterly 94:361-379   Levine, H. B. & Yanoff, J. A. (2004). Boundaries and postanalytic contacts in institutes. J. Amer. Psychoanal. Assn., 52:873–901.   Loewald  (1988). Termination analyzable and unanalyzable. Psychoanal. Study Child, 43:155–166.   Peddler, J. R. (1988). Termination reconsidered. Int. J. Psychoanal., 69:495–505.   Schachter, J. (1992). Concepts of termination and post-termination patient analyst contact. Int. J. Psychoanal., 73:137–154.   Slochower, J. (2022). Sequels. J. Amer. Psychoanal. Assn., 70:845–873.   Slochower, J.  (2024). Psychoanalysis and the Unspoken. NY, London: Routledge.

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

Adolescent pregnancies are always a reason for concern globally given the social and health implications. According to a new paper in the South African Medical Journal, there has been a noted decline in adolescent pregnancies in South Africa between 2021 and 2025, and especially so in our rural provinces. Lester Kiewit speaks to Dr Lesley Bamford, the acting chief director for Child and Women’s Health at the National Department of Health, and one of the co-authors of the article. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.

This Professional Practice Podcast is with Tim Tapper, director at Turner Townsend and a quantum expert with worldwide experience. He heads up the UK and Europe Expert team with over 30 years of experience as a chartered quantity surveyor, dealing with claims and dispute resolution; and is member of the Chartered Institute of Arbitrators In this podcast we'll explore some of the general principles of Termination clauses Hosted by Austin Williams www.futurecities.org.uk

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

Sista Tells Women "GETTING MARRIED FOR LOVE IS DUMB | Banned After 13 Terminations by Greg Adams

Since the Super Bowl is mere days away, we're going back to the Sh*t vault to hear Nikki and Steve issue a ceremonious personal foul upon the consort of a gridiron idol who venerates the NFL with near-liturgical devotion! Get out that jersey, order some wings, and let's here Nikki and Steve drop some relationship knowledge on y'all. Enjoy! Nikki is now an ambassador for Club WPT Gold! Check out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clubwptgold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code NIKKI to sign up! Follow the podcast on Insta: @shttheydonttellyou Follow Nikki on Insta: @NikkiLimo Follow Steve on Insta: @SteveGreeneComedy To visit our Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.patreon.com/stikki⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/STDTYPodYouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening, or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/ShtTheyDontTellYou⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you want to support the show, and get all our episodes ad-free go to: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://stdty.supercast.tech/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/ShtTheyDontTellYou⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To submit your questions/feedback, email us at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@nikki.limo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To call in with questions/feedback, leave us a voicemail at: (765) 734-0840 To watch more Nikki & Steve on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.youtube.com/nikkilimo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To watch more of Nikki talking about Poker: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitch.tv/trickniks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To check out Nikki's Jewelry Line: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kittensandcoffee.com⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Terminations in therapy should be expected, but they often catch us – patients and providers – off-guard. What is the best way to talk about termination? What if it's unexpected? Is “termination” even the right word? This episode finds your hosts inspired by two listeners, one of whom asked us to muse on the topic of ending the therapy relationship. And what better way to terminate 2025 than by exploring this topic? Thanks, Jane!Resources mentioned in this episode: CDP's consultation services: https://deploymentpsych.org/resources/consultation-servicesCalls-to-action: Make use of consultation when facing a challenging terminationConsider using a psychotherapy plan to articulate the treatment and termination process from the beginningIncorporate ongoing assessment throughout to inform treatment and terminationSubscribe to the Practical for Your Practice PodcastSubmit your comments or questions on our social media pages or via SpeakpipeSubscribe to The Center for Deployment Psychology Monthly Email

In this episode of PRIM&R's podcast, "Research Ethics Reimagined," we explore the unprecedented wave of federally funded research terminations affecting tens of thousands of study participants. Brandon Brown, MPH, PhD, is a Professor of Medicine at UC Riverside School of Medicine's Department of Social Medicine, Population and Public Health and a Hastings Center Fellow. Dr. Brown discusses the ethical and practical challenges researchers and IRBs face when studies end suddenly due to funding cuts. He examines how IRBs and researchers can collaborate to develop guidance to ensure communication and transparency for impacted researchers and participants.

Send us a textIn this episode, Tyler and Jimmy discuss upcoming events for the final month of 2025, they talk through the recent news of the contract termination of several pros. They go through their predictions for the final tournament in 2025 in Daytona and then they end with a Q+A from the fans - Let us know what we should cover on the pod in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ pickleballcentral.com/?oid=9&affid=7919954 click here for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --0:00 Introduction 3:49 The Picklr 4:14 Cameo 5:24 Code for Tournament discount 7:34 Hawaii Trip 8:54 Contract Terminations19:24 Pickleball in Asia 24:28 C&D Pickleball Nets 25:24 Will Howells coming to the PPA 26:35 Merch Website 32:11 Selkirk X Tesla 37:30 PPA Daytona Preview47:23 Vulcan Pickleball 49:05 Q+ASupport the show

Why Every Electrical Contractor Needs a Thermal Imaging Camera — And How It Will Transform Your Service Business. Learn more about our certification program at https://thermalelectrician.comWelcome back to another powerful episode of the Master The NEC Podcast, the show that helps electricians, contractors, inspectors, and professionals stay sharp, stay informed, and stay ahead of the curve. I'm your host, Paul Abernathy, your Electrical Guru, and today we're diving into a topic that is transforming the electrical service industry: Why every electrical contractor — yes, EVERY ONE — needs a thermal imaging camera on every service call, not as an add-on.Not as “something we do sometimes.”But as a standard part of your professional toolkit. And we're going to go deep into:NFPA 70B requirementsHow to create proper loading conditionsResidential and commercial applicationsI²R heating and hidden failuresHow thermal diagnostics increase profitabilityAnd why mastering this skill is essential for modern electriciansAnd of course, how all of this ties directly into becoming a Certified Thermal Electrician™ with Electrical Code Academy, Inc. Let's get into it.Become a supporter of this podcast: https://www.spreaker.com/podcast/electrify-electrician-podcast--4131858/support.

In this episode, Paul talks about a massive announcement and industry-leading partnership between one of the largest manufacturers of thermal imaging products and Electrical Code Academy, Inc.We are poised to actually bring a change to the Thermography World with the only Electrician Specific thermal imaging course, and how to use it in your daily world, and for special conditions. This will be the biggest partnership of our CEO's career, and it is within 7 days of being a reality. Visit https://ThermalElectrician.com to learn more and get started.Listen as Paul Abernathy, CEO and Founder of Electrical Code Academy, Inc., the leading electrical educator in the country, discusses electrical code, electrical trade, and electrical business-related topics to help electricians maximize their knowledge and industry investment.If you are looking to learn more about the National Electrical Code, for electrical exam preparation, or to better your knowledge of the NEC, then visit https://fasttraxsystem.com for all the electrical code training you will ever need by the leading electrical educator in the country with the best NEC learning program on the planet.Become a supporter of this podcast: https://www.spreaker.com/podcast/ask-paul-national-electrical-code--4971115/support.

In this episode, Paul talks about a massive announcement and industry-leading partnership between one of the largest manufacturers of thermal imaging products and Electrical Code Academy, Inc.We are poised to actually bring a change to the Thermography World with the only Electrician Specific thermal imaging course, and how to use it in your daily world, and for special conditions. This will be the biggest partnership of our CEO's career, and it is within 7 days of being a reality. Visit https://ThermalElectrician.com to learn more and get started.Listen as Paul Abernathy, CEO and Founder of Electrical Code Academy, Inc., the leading electrical educator in the country, discusses electrical code, electrical trade, and electrical business-related topics to help electricians maximize their knowledge and industry investment.If you are looking to learn more about the National Electrical Code, for electrical exam preparation, or to better your knowledge of the NEC, then visit https://fasttraxsystem.com for all the electrical code training you will ever need by the leading electrical educator in the country with the best NEC learning program on the planet.Become a supporter of this podcast: https://www.spreaker.com/podcast/ask-paul-national-electrical-code--4971115/support.

I'm always asking questions.  The fun begins when you start researching for answers. Such as…   With so many major corporations downsizing their workforce, how does it sit with decisionmakers who set employees free?  Plus…what can a former employee do in these modern AI times to keep their head above water?   I'm Arroe…  I am a daily writer.  A silent wolf.  I stand on the sidelines and do nothing but watch, listen study then activate.  I call it The Daily Mess.  A chronological walk through an everyday world.  Yes, it's my morning writing.  As a receiver of thoughts and ideas, we as people tend to throw it to the side and deal with it later.  When a subject arrives, I dig in.  It's still keeping a journal!  By doing the research the picture becomes clearer.  This is the Daily Mess…  Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

I'm always asking questions.  The fun begins when you start researching for answers. Such as…   With so many major corporations downsizing their workforce, how does it sit with decisionmakers who set employees free?  Plus…what can a former employee do in these modern AI times to keep their head above water?   I'm Arroe…  I am a daily writer.  A silent wolf.  I stand on the sidelines and do nothing but watch, listen study then activate.  I call it The Daily Mess.  A chronological walk through an everyday world.  Yes, it's my morning writing.  As a receiver of thoughts and ideas, we as people tend to throw it to the side and deal with it later.  When a subject arrives, I dig in.  It's still keeping a journal!  By doing the research the picture becomes clearer.  This is the Daily Mess…  Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

"The termination of SML contracts is purely political. These contracts were signed under the NPP, and canceling them harms businesses in Ghana. We need to stop this back-and-forth between the NPP and NDC," - Rev. Charles Owusu, Former Head of Forestry Commission Monitoring Unit

The Trump administration's sweeping cuts to federal grants are triggering a wave of legal challenges, especially from nonprofits and research institutions. And more cases are landing in the Court of Federal Claims. Here to explain why, and what funding recipients need to know before they sue is partner at Jenner & Block, David Robbins.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, Bob ‘n Joyce welcome Steve Jaffe, author of The Layoff Journey: From Dismissal to Discovery, for a powerful conversation about turning job loss into personal growth. Steve shares lessons from his 22-year journey through multiple layoffs—how his early struggles gave way to resilience and insight over time. His book guides readers through the stages of grief that often follow a layoff and offers practical tools for navigating job searches and interviews with renewed confidence. Together, we explore how layoffs reveal the true values and culture of an organization—a theme we've revisited often (most recently in Episode 189, Letting Employees Go – Do It Right or Pay the Price). Come on in. Grab a snack. Let's talk about how to handle one of the toughest transitions in work and life—with honesty, compassion, and purpose. About Steve Jaffe Steve Jaffe brings 25 years of advertising and marketing expertise and deep experience with career transitions into his consulting practice. As the author of The Layoff Journey and a seasoned executive who worked on the iconic “What Happens in Vegas, Stays in Vegas” campaign, Steve offers unique insights into professional perseverance, rebuilding after sudden change, and authentic leadership. Connect with Steve:

This week, Nikki and Steve issue a ceremonious personal foul upon the consort of a gridiron idol who venerates the NFL with near-liturgical devotion, conduct a gleeful post-mortem on a heartbreakingly theatrical airport parting, and deliver a merciless roasting to the undisputed sovereign of gift gaffes: an intrepid bungler who alchemized the simplest of instructions into an opulent fiasco of gift-giving misadventure. Nikki is now an ambassador for Club WPT Gold! Check out: ⁠⁠⁠⁠⁠⁠⁠⁠https://clubwptgold.com⁠⁠⁠⁠⁠⁠⁠⁠ and use code NIKKI to sign up!  Follow the podcast on Insta: @shttheydonttellyou Follow Nikki on Insta: @NikkiLimo Follow Steve on Insta: @SteveGreeneComedy To visit our Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠http://www.patreon.com/stikki⁠⁠⁠⁠⁠⁠⁠⁠ To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/STDTYPodYouTube⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening, or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/ShtTheyDontTellYou⁠⁠⁠⁠⁠⁠⁠⁠ If you want to support the show, and get all our episodes ad-free go to: ⁠⁠⁠⁠⁠⁠⁠⁠https://stdty.supercast.tech/⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/ShtTheyDontTellYou⁠⁠⁠⁠⁠⁠⁠⁠ To submit your questions/feedback, email us at: ⁠⁠⁠⁠⁠⁠⁠⁠podcast@nikki.limo⁠⁠⁠⁠⁠⁠⁠⁠ To call in with questions/feedback, leave us a voicemail at: (765) 734-0840 To watch more Nikki & Steve on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠http://www.youtube.com/nikkilimo⁠⁠⁠⁠⁠⁠⁠⁠ To watch more of Nikki talking about Poker: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitch.tv/trickniks⁠⁠⁠⁠⁠⁠⁠⁠ To check out Nikki's Jewelry Line: ⁠⁠⁠⁠⁠⁠⁠⁠https://kittensandcoffee.com⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Terminations! Do you know how to do them correctly? | Down Payment the Podcast for Used Car Dealers S4 E59They are never easy, but they should be quick. Terminations. Do you know how to handle letting an employee go? Leave us your thoughts on terminations in the comments! Don't miss an episode! Subscribe to Down Payment now! Visit all our sites at:YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe! #carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #termination #fired #letgo #employment #humanresources

In this episode, Chip and Gini discuss how to manage situations where clients want to terminate contracts early.

In this episode, Chip and Gini discuss how to manage situations where clients want to terminate contracts early. Gini emphasizes the importance of having a strong contract with clear termination clauses, which can serve as leverage in negotiations. They share experiences and strategies for recovering outstanding invoices, including offering concessions and being flexible with payment arrangements. The duo also cautions against aggressive tactics like public shaming for non-payment and stresses the importance of maintaining professionalism to avoid burning bridges. They conclude with practical advice on managing accounts receivable and resolving disputes amicably. Key takeaways Chip Griffin: “If you look at a contract as a tool rather than a rigid roadmap, I think that’s the most helpful way to think of legal agreements in the agency client context.” Gini Dietrich: “Overall, you don’t want to burn the bridge with clients.” Chip Griffin: “What you really have to do is figure out how can you get the best possible outcome at this point?” Gini Dietrich: “Keep in mind that these are people who are going to refer business to you.” Related Getting agency-client contracts done right How to protect yourself from an unexpected client breakup How to do client collections right and get paid faster 6 reasons why your agency needs client contracts The basics of agency-client contracts from a business perspective View Transcript The following is a computer-generated transcript. Please listen to the audio to confirm accuracy. Chip Griffin: Hello and welcome to the Agency Leadership Podcast. I’m Chip Griffin. Gini Dietrich: And I’m Gini Dietrich. Chip Griffin: And Gini, we have one of your favorite topics today, but it’s one that, that we haven’t visited in a while, so it’s, it’s probably worth revisiting. Okay. And, and, and that is, how do you handle it when you have a client who wants to end their contract early? Gini Dietrich: Well. As we all know, I am a stickler for the details when it comes to this, and we have very specific language in our contracts. Our attorney helped me create something beautiful that is a 90 day termination clause. Almost never does somebody sign 90 days. They use, it’s usually a negotiation point, right? It’s, we get it to 30 or 60, whatever. I use it for negotiation. Sometimes the client signs the full 90 day contract. I have had a situation where a client called me at the end of the month and said, we are terminating the contract as of today. And I said, great. There are two outstanding invoices, and by the way, you have a 90 day termination clause. And they came back and said, and I said, but if you’ll pay the the outstanding invoices by the 15th of the month, then I will happily waive the 90 day termination clause because I know you’re, it’s cashflow and I know you’re having a tough time right now. They came back and said, no, that I’m not being a good partner. Chip Griffin: So to clarify, they don’t want to pay for services already rendered? Gini Dietrich: Correct. Chip Griffin: That seems unreasonable under any circumstances. Gini Dietrich: I agree. Chip Griffin: So I think that from my observations of having had these conversations with you now for what, seven or eight years now on this show, you’re being particularly reasonable. Especially for me. Yes. That’s what I’m saying. You, you personally are being particularly reasonable Uhhuh, because usually you are much more hardcore than I am Gini Dietrich: Yes. Chip Griffin: On these things. Yes. I think that’s fair to say it is. But what you’ve described is. Is something that I would typically offer to a client. Settle your debts and we can just part ways amicably. Gini Dietrich: Yes. Chip Griffin: And you are also, I think, the only agency owner I know of who has ever sued a client. I’m sure there are others out there, but I don’t know them personally. Gini Dietrich: It’s the principal. Chip Griffin: Yeah. Yes. We, we know that you, that you thrive on making the point. Gini Dietrich: I do. Chip Griffin: So, so it’s Gini Dietrich: Fair is fair. Chip Griffin: So you’re clearly. Going soft. Gini Dietrich: I’m, I’ve, I’m getting older. I’m, I’m getting older, and I understand that this is not worth pursuing. I would like our past due invoices to be paid, and I will happily waive the 90 day clause. If, however, you don’t pay us by the middle of the month, then I’m not waiving the clause on the contract you signed. Chip Griffin: Right. So let’s, I mean, let’s extrapolate or not extrapolate, let’s, let’s step back and look at this at a higher level rather than your particular individual case. We can use that as an example. Sure. But I think that, that there are a few key points that come out of this that could help other owners. And, and I think the first one is the way that you are using the contract as a tool to get leverage to get a solution that you’re happy with, right? It’s not that you’re abiding by the contract. Right down to the last crossed T and the last dotted I, you are willing to make concessions, right? But by having a strong contract, it gives you the leverage in that negotiation to be able to trade something, the unpaid invoices for the lengthy notification period. Or not lengthy, but the the 90 day notification period. Gini Dietrich: Right, right. Yeah. I think that’s right. And I think having that leverage helps And you, you have, you have to find ways to be able to have that leverage. Like, you know, web forms won’t deliver a website until you’ve paid their last invoice. Same thing. Like what do some things, if a client’s not gonna give you any notice and they did not give us any notice, they called us on the last day of the month. If they’re not going to give you any notice, then what is your leverage to be able to get the invoices paid, in a timely manner? And you know, if they’re saying, well, we can’t pay for 60 or 90 days, or they’re saying We’re not gonna pay it all. There’s things that you need to have. So I think your point about having a contract that has that language in it that they have signed and agreed to, gives you some of that leverage. Withholding work product gives you some leverage. So there are some things that you can do, but you have to have that all set up. You know, you always talk about sort of the prenup. What happens if you get divorced from a client, right? What are the things that are gonna protect you in that, that situation? Chip Griffin: Yeah. And, and I think if you, if you look at a contract as a tool rather than a rigid roadmap, I, I think that’s, that’s the most helpful way to think of, of legal agreements, at least in the agency client context. There are obviously other places where it is that rigid roadmap and Sure. And you’re not gonna do anything about it. I mean, you try having a negotiation with, I don’t know, your car lender, you know, it’s probably not gonna happen. They’re probably just gonna sit there and say, you know, you signed the 27 page agreement. Gini Dietrich: Right. Chip Griffin: Pay up. Gini Dietrich: Yes. Chip Griffin: So, so you know, but in, in an agency client relationship, the, the contract is that tool to help resolve the challenge in some sort of a reasonable way. And I, and I do think that it is particularly unreasonable when clients call at the end of, of a time period and say, we’re ending immediately. I mean, that’s just – Regardless of what your contract says, that’s just it. It’s bad behavior. Yep. And, and I don’t appreciate seeing it. And it tells me a lot about either the individual or the organization or sometimes both. Yep. And, and so certainly not something you ever wanna see. Having a contract can help you find a resolution to that. Although, I will say at the same time, when you have people who engage in that kind of behavior, it sometimes ends up being a lost cause candidly. Because if, if someone is willing to do that, then they may have no issue at all just leaving invoices unpaid, and then your only recourse is to sue, which you can do. Sure. You’ve proved that. Yes. And, and yet most of the time it will cost you more time and money than you actually recover. Gini Dietrich: Yeah, for sure. Yes, I have. I have learned, I have grown. I have, and sometimes there are situations where I’m okay spending the money to prove my point. Chip Griffin: Well, and, and sometimes, and there are other options. You can sometimes turn, turn these over to collections groups who will take a percentage of whatever they are able to recover, you know, that. And they, they just turn into the obnoxious collections agent and just Yep, keep calling. You know, that’s not something I’ve ever pursued, but I know some, some owners who have gone down that route, with mixed success. So. You know that there are things that you can do, but generally speaking, your best bet in my experience is to try to work something out in as Gini Dietrich: Yeah. Chip Griffin: As friendly a way as possible. Yeah. Gini Dietrich: Yeah. Chip Griffin: But it’s, it’s also a good reminder to, to stay on top of your accounts receivable. In your case, two months is, is not terrible. There are plenty of cases where I’ve worked with agencies who have much larger debts owed to them by clients. Yes. And, and what I always tell folks is, you know, whatever you have for outstanding invoices, you have to assume you’ll never get paid. Because there’s just, you know, particularly once they cancel, now you’ve got no leverage left, right? Because what are you gonna, the only thing you have at that point is a lawsuit. Gini Dietrich: Yep. Chip Griffin: That’s not particularly helpful Gini Dietrich: right Chip Griffin: Now I have seen a lot of suggestions in places like candidly, the Spin Sucks community, where people have suggested. Some creative, Gini Dietrich: very creative, Chip Griffin: but I think very impudent Gini Dietrich: correct Chip Griffin: ideas. Gini Dietrich: Yes. Chip Griffin: For how you deal with deadbeat clients. Gini Dietrich: Yes, yes. Chip Griffin: For example, I think one suggestion I saw, I forget whether this was Spin Sucks or somewhere else, was basically taking out a billboard in a community attacking a company for not paying. Others have suggested putting them on blast and just posting all over social media like you see people do when they’re upset about some treatment by the airline or something like that. Gini Dietrich: Yes, yes. Chip Griffin: These are bad ideas folks. Gini Dietrich: They’re bad ideas. Actually, I just saw somebody put a company on, on blast on social media because they weren’t paying their bills, and I was like, well, that’s one approach. Chip Griffin: I, I mean, the thing is you have to look at this through the lens of the recipient. I mean, you’re, you’re escalating dramatically with them once you go public, right? With something like that. And so now you know, you think you’re putting pressure on them, but the exact opposite may be true. You may be stiffening their spine to say, You know, I didn’t like working with these people anyway, and if they’re gonna behave like this, right? Because keep in mind we sit there and, and, and we look at a client who is canceling with little or no notice, not paying bills. We look at them as the bad guy. But oftentimes if you talk to them, that’s not how they see it. Sure. And, and so, and they may think in their mind, well, geez, this agency didn’t live up to their promises. They didn’t do what they could, or they don’t understand and appreciate our financial troubles that, you know, and, and we just, we don’t have it. We can’t pay it. It is what it is. And, and so, so they don’t think that, and so you going on the, the attack publicly right now just makes them think. Even better of themselves and worse of you and, and takes you further away from resolution rather than closer. I mean, certainly in some cases it might work, but I, but I would argue more often than not, it’s probably not going to. But the other thing you have to think of is how are other people perceiving this? Right. Prospective clients. Yeah. Who might be inclined to work with you. Yeah. If they’re looking at this, they’re saying, geez, you know, if it doesn’t go right with them, this is how they treat their clients? Yeah. I don’t, I don’t know that I wanna work with them. Yeah. So, so you gotta be really careful with these kinds of, of tactics because scorched earth usually burns both sides. Gini Dietrich: Absolutely. And I, I mean, there’s something to be said for not burning a bridge, you know, and sure, certainly there, there may be instances here and there over the years that you, it’s okay to burn the bridge, but overall you don’t wanna burn the bridge. And, you know, I, I think that that’s the case. As I’ve grown and matured, that’s one of the things that I’ve learned is, yeah, could I prove, could I sue them and prove my point? Sure, absolutely. Is it worth it? Probably not. Chip Griffin: No. And, and so, so what you really have to do is figure out, you know, how, how can you get the best possible outcome at this point? And so, you know, in your case, trying to trade the outstanding invoices, you know, for waiving the notice period is, you know, probably the, the first and most obvious thing that you can do. But I would also say in these cases, try to collect as much as you can, however you can. Yeah. So, so sometimes what you might do is you might say, well if, if you can pay one of the invoices by this date and the other by a later date, you know, that will then, so ’cause that sometimes can encourage that first payment to come in or break it up. Mm-hmm. You know, break it up into four monthly installments even though it’s two months worth of there. There’s a lot of different creative things that you can do so that you are mitigating your exposure and, and collecting at least some of it. And I think one of the mistakes that, that I’ve seen people make in circumstances like these is it becomes all or nothing. Yeah. And so the, the focus is purely on getting the total amount owed. And, and I would strongly encourage you to try to, if, if you certainly start there, but if you can’t get that right away, then try to figure out how can you, you know, start carving out at least some of that past debt for two reasons. One is it does reduce how much you’re out at the end of the day. But the second is it starts to, to build the expectation in the client that they will continue to pay up, right? And so, so getting that first payment across often will help you get to the later ones. Maybe not to all of them, but at least to subsequent ones. And so, you know, you want to think creatively about this and, and not cut off your nose to spite your face because you just, you wanted it all. Gini Dietrich: Yeah. And I, I would say to that end too, that many of us have, interest clauses in our contracts. I never hold clients to that either. Like if I, if I can split it up into four payments or, you know, five payments, whatever it happens to be and get and not charge interest for them being late, like, but I get the money eventually. I that, I’m fine with that. Chip Griffin: Yeah, I mean the, to me, the interest clause is, is really just another lever for you to use. I certainly know agencies who do charge the interest. In some cases I know them, that they, they’ll start it like on day one of being late. I, you know that that’s not. My approach to it. I, I think that, that you, you can lead to clients feeling like they’re being nickled and dimed for things like that. Sure. Yeah. But the other thing frankly is that there is, a fair bit of, of research out there that suggests that things like interest in late fees and all of that actually encourages late payment. Sure. Yeah. Before the be, you know, there was a, I remember there was one particular study of a daycare. And the, the daycare was frustrated that parents kept, you know, showing up after five o’clock or whatever to pick up their kids. I remember the staff had to wait around and so they started instituting a late fee, and rather than fixing it, it actually made it worse. Yes. Because then people started saying, well, okay, I’ll pay the extra 50 bucks. Right. You know, so that I don’t have to show up until like seven. Yes. Yes. And, and so what they, because, so sometimes those kinds of, of penalties actually serve as permission to engage in bad behavior. So, so something to, to keep in mind when you’re using things like that is that, that you may not have the expected consequence of things like that. So you, you wanna think those things through, but I, I encourage you to have the interest fee provision in there because it is something that you can say, it does give you that leverage. You gets paid in 10 days, then we’ll waive it or something like that. Yep. And so you, you, you always want to try to appear, even with the most difficult client, it is in your best interest, no pun intended, to, to appear to be as accommodating and as helpful as possible. Because your goal, when you think about it, is to extract yourself from this relationship with as little damage to your business as possible. That’s right. And generally escalating, and, you know, you know, putting up your fists and sparring is not the way to get there. Gini Dietrich: No, absolutely not. And like I said, if you, if, if you can avoid burning a bridge because you’re right. These cl, these, these are people who are going to refer business to you. And I always say, I always say this about employees. You always remember an employee by the way they left, not with by all the great work that they did while they worked with you. Yep, sure. And if they behave, if they left badly, that’s how you remember them. And it’s the same thing with clients. If you leave the relationship poorly or you leave with a bad taste in their mouth, or you put them on blasts publicly. They’re not going to refer business to you, and they’re going to remember that you treated them badly from their perspective when you left. So I think those are the kinds of things that we have to think about as we, as we deal with clients who don’t follow their agreement that they made with you. Chip Griffin: Right. And, and I, and I do think that it is important to try to, to end relationships in such a way that you leave the door open to future possibilities. Sure. At the same time as you’re seeking to resolve these kinds of issues. I wouldn’t put too much stock in that because the vast majority of clients who have ever left any of my businesses over the years, will say things like, oh, well, we’ll be back when, you know, and, and that may be time certain, it may be when their business turns around, it may be, you know, whatever. The vast majority never come back, and I don’t believe that’s because, you know, my businesses are all lousy and they were just, you know, making stuff up to make me feel good. I, I think in the moment most people actually believe this, but… Things change for them. Life moves on. Sure. And, and yes. And so maybe it just doesn’t feel like a fit later on. Right. And there’s nothing wrong with that. Right. And I don’t blame them for that, but I do, I do encourage owners not to say, well, they said they’ll come back in three or six months, so you know, I’m gonna cut ’em a real sweetheart deal. You wanna be careful about that. Make a decision that assumes that you would still be okay with it if they never come back. I mean, I, I always think that most business decisions. If you, if you look at them through the, the worst case possibility, you’ll make better decisions. And that’s true of, you know, whether it’s resolving something with a client. Pitching new business to a client, selling your agency at some point down the road, always assume that you only get the bare minimum out of it. Yeah. And ask yourself if you are okay with the bare minimum. If you’re only happy with it because there’s some icing on the cake that you think is coming later, then you probably shouldn’t go down that path. Gini Dietrich: No, totally agree with you. It’s, you know, counting your chickens before their hatch. Don’t do that. Don’t ever, ever do that. Chip Griffin: Nope. Nope. Kill a chicken and eat it. Sorry, PETA. Gini Dietrich: On that note, Chip Griffin: I think, I think probably on that note before we go farther off the rails, we will draw this episode of the Agency Leadership Podcast to a close. I’m Chip Griffin. Gini Dietrich: I’m Gini Dietrich, Chip Griffin: and it depends.

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Trump 2.0 is causing mass anxiety throughout “Indian Country” and across Turtle Island so far in 2025. As of mid-June 2025, the Trump Administration's proposed Fiscal 2026 federal budget calls for nearly $1 billion in cuts to the United States Bureau of Indian Affairs (BIA) and other federal Native American programs. In addition, President Trump signed “Birthright Citizenship” Executive Order 14160 on January 20th, 2025, where the Trump Administration believes it could denaturalize Native American U.S. citizenship, especially if the U.S. Supreme Court in Trump v. CASA, Inc. agrees with the Trump Administration. But Native America nations have an extra-constitutional relationship with the United States government, and this extra-constitutional relationship is the result of more than 380 signed and ratified treaties between Native American nations and the U.S. government – an approximate similar number of treaties were signed but never ratified. The U.S. government, however, must legally and adhere to its “Trust” responsibilities its treaty obligations. Enduring questions are guest addresses: Do the Trump Administration's proposed budget cuts along with the DOGE cuts to federal programs violate the Treaties between Native American nations and the Trust Doctrine? In addition, does President Donald Trump's Birthright Citizenship executive order place Native Americans in real threat of losing their U.S. citizenship contrary to the Indian Citizenship Act of 1924? Lastly, does the combined actions of the Trump Administration plausibly suggest the possibility of new “Terminations” reminiscent of the 1950s? Today on American Indian Airwaves, our guest for the hour provides an in-depth description and analysis on the Trump 2.0 Administrations actions within the context of the understanding the legalities and constitutionality of the treaties between the Native American nations and the U.S. federal government. Today's interview was conducted prior to the four recent SCOTUS and lower court decisions on the Birthright Citizenship executive order. Guest: David E. Wilkins, a citizen of the Lumbee Nation, is a political scientist specializing in federal Indian policy and law. He is the E. Claiborne Robins Distinguished Professor in Leadership Studies in the University of Richmond's Jepson School of Leadership Studies and professor emeritus of the University of Minnesota. He studies Indigenous politics, governance, and legal systems, with a particular focus on Native American sovereignty, self-determination, and diplomacy. Professor Wilkins is the author of numerous books including, but not limited to: Indigenous Governance: Clans, Constitutions, and Consent (2024), Of Living Stone: Perspectives on Continuous Knowledge and the Work of Vine Deloria, Jr. (2024), Documents of Native American Political Development, 1933 to Present (2019), Red Prophet: The Punishing Intellectualism of Vine Deloria, Jr.(2018), Dismembered: Native Disenrollment and the Battle for Human Rights (2017), American Indian Politics and the American Political System, second edition, 2017, Hollow Justice: A History of Indigenous Claims in the United States (2013), The Hank Adams Reader (2011), The Legal Universe: Observations of the Foundations of American Law (2011), Documents of Native American Political Development, 1500 to 1933 (2009), On the Drafting of Tribal Constitutions - Felix S. Cohen (2006), Native Voices: American Indian Identity and Resistance (2003), Uneven Ground: American Indian Sovereignty and Federal Law (2002), and Tribes, Treaties, and Constitutional Tribulations (2000). Archived programs can be heard on Soundcloud at: https://soundcloud.com/burntswamp American Indian Airwaves streams on over ten podcasting platforms such as Amazon Music, Apple Podcast, Audible, Backtracks.fm, Gaana, Google Podcast, Fyyd, iHeart Media, Mixcloud, Player.fm, Podbay.fm, Podcast Republic, SoundCloud, Spotify, Tunein, YouTube, and more.

Today's episode of the Consumer Finance Monitor podcast offers an in-depth analysis of the unitary executive theory and its implications for terminations by President Trump of the Democratic members/commissioners of several so-called independent Federal agencies.  The episode features Lev Menand, an associate professor of law at Columbia Law School, who provides expert insights into financial institutions and administrative law and the validity of the Trump terminations. Professor Menand discusses the theory that President Trump may exercise complete control over independent federal agencies (which includes such terminations), despite statutes which permit terminations only for cause and a 1935 Supreme Court opinion in Humphries Executor which upheld the constitutionality of the “for cause” limitation on such terminations.  Professor Menand also discusses (i) the stay orders issued by the Supreme Court which have frozen preliminary injunctions issued by lower courts in litigation initiated by the terminated individuals which required the reinstatement of Democratic members of two agencies who had been fired by Trump and (ii) the dictum in such stay orders saying that the reasoning behind the stay orders  does not apply to the members of the Federal Reserve Board. This episode builds on another podcast released by Consumer Finance Monitor on July 10 featuring Patrick Sobkowski of Marquette University. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

The NIH is facing growing backlash over canceled research grants, internal pushback, and sweeping policy changes under the Trump administration. Just last week, the administration asked the Supreme Court to block a federal order that would force the agency to reinstate grants it cut over conflicts with its stance on diversity, equity, and inclusion. With billions in funding at stake, NIH Director Dr. Jay Bhattacharya joins us to break down what it all means for researchers, institutions, and the patients who rely on them.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

American farms are facing an unprecedented workforce crisis as Temporary Protected Status (TPS) programs for multiple countries terminate this August, threatening to remove an estimated 76,000 agricultural workers from the labor force. But what does this mean for food security, rural economies, and the future of legal farm labor?Immigration Nerds Host, Lauren Clarke, is joined by immigration attorney LJ D'Arrigo to reveal how farms following the law through H-2A visa programs face greater penalties than those operating in gray areas, creating a dangerous compliance paradox.D'Arrigo breaks down the "August 5th cliff" – the simultaneous termination of TPS designations for Nepal, Cameroon, Honduras, Nicaragua, and Haiti – and explains why states like Florida (357,000 TPS holders) and Texas (124,000) will be hit hardest. While the Department of Labor signals potential H-2A streamlining efforts, the reality is stark: many longtime farm workers with decades of loyalty to their employers face impossible choices between self-deportation or living in the shadows.From the human cost of breaking up farm families to the economic impact of losing trained workers, this episode explores practical solutions farms can implement now, the enforcement climate creating fear even among legal workers, and why seasonal agricultural visas may be the one area where immigration reform is actually possible. Essential listening for anyone navigating the intersection of immigration policy and America's food supply.GUEST: Leonard J D'Arrigo (LJ), Harris Beach Murtha PartnerHOST: Lauren Clarke, EIG Senior Managing AttorneyPRODUCER: Adam Belmar

The DOGE grant termination effort that began in USAID has now topped 19 billion dollars government-wide. This affects research universities, foreign aid providers, and local social services in every corner of the country. But because DOGE also took over the government's grants management system, it takes a major effort to track down all of the data and document exactly what we've lost. Ryan Alcorn, co-founder of GrantExec, and Zoe Kendall, GrantExec's Chief Product and Data Officer, have made that effort and they're here to tell us what they've learned.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We continue our lease accounting miniseries with an episode focused on modifications and terminations. From determining whether a change results in a new lease to navigating remeasurement requirements, we share practical insights and key reminders for applying the guidance.In this episode, we discuss:1:12 – How to determine if a lease modification should be treated as a new lease or a remeasurement of the existing lease10:31 – Key accounting steps in a lease modification and remeasurement17:49 – Differentiating a lease termination from a modification20:59 – Example of a lease modification for downsizing leased space24:07 – Modifications to combined versus separate lease contractsFor more information, see chapter 5 of our Leases guide. You can also listen to the first episode in this series, Lease accounting reset - Presentation and disclosure. Be sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to for the latest thought leadership.About our guestsMarc Jerusalem is a managing director in PwC's National Office specializing in leasing. Marc consults with clients on complex lease accounting issues and is a frequent contributor to many related PwC National Office publications.Suzanne Stephani is a director in PwC's National Office specializing in the statement of cash flows as well as the application and interpretation of the accounting guidance related to financing and leasing transactions.About our hostHeather Horn is the PwC National Office Sustainability and Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.comDid you enjoy this episode? Text us your thoughts and be sure to include the episode name.

Welcome to The Bond and Ground Podcast—On this episode Paul Abernathy discusses the misunderstanding of how to connect equipment grounding conductors, also known as EGC's in a box when you have multiple sizes and what happens when you have a metal box interposed in a PVC raceway system and visa versa for PVC boxes in metal raceway systems. On this podcast the National Electrical Code® becomes personal, practical, and powerfully clear. Hosted by Paul Abernathy, a respected voice on Code Making Panel 5 (CMP-5) and industry-leading expert on grounding and bonding, this show delivers deep insights into Article 250 and beyond. Each episode breaks down real-world applications of grounding and bonding rules, dispels myths, and explores the Code's intent—so you're not just following the rules, you're understanding them. Whether you're a licensed electrician, inspector, engineer, or serious Code student, The Bond and Ground Podcast equips you with the grounded knowledge you need to wire with confidence and stay compliant.

There's hope there can be a turnaround in unruly Kāinga Ora tenants. A Government crackdown has resulted in 63 tenancy terminations in the past 10 months - up from 11 in the year before. Formal warnings have gone up 600%. Litigation Lawyer Adina Thorn told Mike Hosking the figures are encouraging. She says it looks like under this government, there's been a big step up and a moderate to good response to the behaviour that has been going on in some KO homes across New Zealand. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Recapping Season 8 Episodes 1 & 2 The girls kick off Season 8 and it's hard to believe there's only two more seasons left of this life-changing show. They talk about the good, bad, and ugly of firing people at work. Amanda reveals her celebrity doppelganger, according to the internet of course. They discuss the etiquette of snooping in medicine cabinets when you're at someone's house for a party. They both agree on the right approach but Maggie reveals what she thinks you'll find in a bathroom drawer. How does she even know this??? And the girls are both separately on the hunt for unaccounted for money and really hope Tony delivers soon!  For all things OSF, visit onlysuitsfans.com  And tune in to Youtube on Sunday, May 18th at 9:30p CST for the Series Finale :( of SUITS LA! 

On Day 21 of our 5-week journey to systemize your office, Dr. Killeen tackles one of the toughest parts of leadership — letting a team member go. It's never fun, but it's crucial for protecting your culture and keeping your practice strong. In today's episode, learn how to approach terminations with professionalism and compassion, plus a quick checklist to make sure you're prepared when the time comes. Done right, it's a natural next step — not a surprise.

Immigration attorney Rekha Sharma-Crawford filed a federal lawsuit against the sudden termination of five international students status terminations — and has successfully temporarily blocked the terminations. She argues that the terminations were cruel, opaque, and have significantly harmed the students' wellbeing.

Confused about F-1 visa revocations or SEVIS terminations? In this episode, we break down what it means to "fail to maintain status" and what students and schools should do. Stay informed and protected.Need help? Contact NPZ Law Group:

The federal government revoked visas or terminated records of more than 100 college students in Massachusetts and thousands nationwide. For international students, studying in America now feels different.

Student visas are terminated for some international students at California colleges. Also, Sac State President Luke Wood talks about football's Spring Game. Finally, the Sierra Poetry Festival. Student Visa Terminations

You clicked “I Agree” — but did you read the fine print? In this unnerving installment of Scary Stories Told in the Dark, hosts Otis Jiry and Malcolm Blackwood invite you to explore a chilling future where convenience comes with a cost, and compliance is no longer optional. Five tales unravel the hidden dangers lurking in the systems we trust — from biotech miracles and wearable upgrades to invisible bureaucracies and rogue algorithms. This is horror for the modern age — surgical, seamless, and all too plausible. The next time your phone vibrates… you might want to think twice before answering. To watch the podcast on YouTube: http://bit.ly/ChillingEntertainmentYT Don't forget to subscribe to the podcast for free wherever you're listening or by using this link! http://bit.ly/ScaryStoriesPodcast If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/ScaryStoriesPodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

LISTEN: On the March 6 edition of Georgia Today: Today is Crossover Day, an important deadline for Georgia's 2025 legislative session; Also, Employees at Atlanta's Center for Disease Control and Prevention are told to report back to work; And a lawsuit filed by 17 states seeks to remove gender dysphoria protections from a federal act related to schools.

Join the conversation with C4 & Bryan Nehman.  C4 & Bryan kicked off today's show discussing Moore's tax relief package.  A halt on future terminations via DOGE.  An update to the investigation into the deaths of actor Gene Hackman & his wife.  State Senator & Minority Whip Justin Ready joined the show discussing Moore's budget package & taxes.  Zelensky is set to meet with President Trump later this afternoon.  40% of Americans say that it isn't so great to live in the US anymore.  Listen to C4 & Bryan Nehman live weekdays from 5:30 to 10am on WBAL News Radio 1090, FM 101.5 & the WBAL

Terminations have hit all of the major federal energy and environmental agencies in recent days as part of the Trump administration's ongoing efforts to shrink the federal workforce. POLITICO's Alex Guillén breaks down which agencies have been affected, how the firings represent the most aggressive action against bureaucracy in modern Washington history, and the reaction from lawmakers. Plus, a top federal prosecutor in Washington resigned on Tuesday after refusing an order from Justice Department leaders to direct a bank to freeze accounts holding $20 billion in climate change money allocated during the Biden administration. Alex Guillén is an energy reporter for POLITICO Pro.  Nirmal Mulaikal is a POLITICO audio host-producer. Annie Rees is the managing producer for audio at POLITICO. Gloria Gonzalez is the deputy energy editor for POLITICO.  Matt Daily is the energy editor for POLITICO. For more news on energy and the environment, subscribe to Power Switch, our free evening newsletter: https://www.politico.com/power-switch And for even deeper coverage and analysis, read our Morning Energy newsletter by subscribing to POLITICO Pro: https://subscriber.politicopro.com/newsletter-archive/morning-energy Learn more about your ad choices. Visit megaphone.fm/adchoices

Terminations are now underway at the Department of Education and the Small Business Administration. Presidents Trump and Putin discuss ending the war in Ukraine. Hamas now says it will release hostages as planned this weekend. Senators start voting on the nation's health and human services secretary in about an hour.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

AP Washington correspondent Sagar Meghani reports on fired federal watchdogs suing the Trump administration.