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All lines provided by Hard Rock Bet. Nick Wright shares his predictions for Week 9 of the NFL season. Nick breaks down his "Stay Away" games featuring CJ Stroud's Houston Texans taking on Bo Nix and the Denver Broncos, Dak Prescott leading the Dallas Cowboys against the Arizona Cardinals, and more! Later, the guys get into "Nick's Picks" including Patrick Mahomes, Travis Kelce, and the Kansas City Chiefs battling Josh Allen's Buffalo Bills, Aaron Rodgers leading the Pittsburgh Steelers against Daniel Jones' 7-1 Indianapolis Colts, and Jared Goff's Detroit Lions hosting JJ McCarthy and the Minnesota Vikings. The show wraps up with Damonza's Teaser, Nick's Touchdown Genie, and The Offer from the producers! #VolumeSee omnystudio.com/listener for privacy information.
All lines provided by Hard Rock Bet. Nick Wright shares his best bets ahead of Week 8 of the NFL season. Nick breaks down his "Stay Away" games including Jaxson Dart's New York Giants vs. Jalen Hurts' Philadelphia Eagles, the Washington Commanders heading to Arrowhead for a Monday Night Football matchup with Patrick Mahomes, Travis Kelce, and the Kansas City Chiefs, and more! Next, the guys dive into "Nick's Picks" featuring Caleb Williams' Chicago Bears taking on Lamar Jackson and the Baltimore Ravens, Baker Mayfield's Tampa Bay Buccaneers looking to bounce back against the New Orleans Saints, and Aaron Rodgers vs. Jordan Love in the Pittsburgh Steelers-Green Bay Packers showdown. The show closes with Damonza's Teaser, Nick's Touchdown Genie returning, and The Offer from the producers! #VolumeSee omnystudio.com/listener for privacy information.
Send us a text'Slick Willy' Will Einfalt and 'The Lock Smith' Cole Smithson quickly dive through a blowout on TNF. The Vikings are lost right now. Then we dive into the slate, as always, we got Hammer Plays, favorite favorites, upsets, stayaways, props, over/unders, parlays, teasers and of course everyone's favorite No Name Game. Gamble safe out there. Look forward to more episodes coming soon. Thank you for listening, if you like the show check out our social media @4thand32podcast on Tik Tok, Instagram and Twitter. Check out our website 4thand32.com and please rate us, subscribe and share with your friends! Email us at 4thand32podcast@gmail.com. 00:00 The Challenges of Remote Collaboration00:21 Analyzing the Chargers vs. Vikings Game03:29 Vikings' Struggles and Future Prospects06:14 The No Bet List: Teams to Avoid09:17 Week 8 Gambling Slate Overview12:06 Hammer Plays and Predictions for Upcoming Games37:50 Analyzing Upcoming Matchups41:19 Upset Predictions and Key Stats44:52 Diving into Team Performances47:30 Big Spreads and Stayaways51:01 Stay Away of the Week54:07 Over/Under Insights57:07 Final Thoughts and Props01:00:58 Tight End Strategies and Predictions01:03:35 Parlay Picks and Teasers01:06:02 Favorite Bets and Upset Predictions01:09:38 Draft Style Picks and Over/Under Selections01:19:59 Trivia and Closing Thoughts
There is a lot going on that will not end well for many people. Something huge is coming down the pipeline. Protect yourself by staying away from obvious trouble. Yes, there are serious foreign assets involved. Bookstore are known to drop the dog whistle hints of things to come. Left groups are getting together and plotting. They don't think we know. Tina Peters does not deserve to be in prison. Even the Ivy League professors are asking questions. Setting the bar on what speech is allowed. The judge was biased and aggressive. There is collusion and communication to prove it. Violence is part of left coms. Let's keep an eye on things and concentrate on the funding. The main media pitch is an operation. When you are young at 20, it seems like a weird age. When we were in Rome, something was going on. Progress is being made in the real justice category. Now, our persistence is key. We have to keep fighting.
Be careful what you post and text on social media, The Perfect Neighbor discussion, Travis Kelce is investing in Six Flags, and we took phone calls regarding 7OH. 7OH is not good for you!
Safety Sheriff Labrador|Safety Story for Kids|Safety Tips|BabyBus
In this episode, Sarah hangs out with her friend David Yazbek again, to talk about things that make life cool, like hotel little shampoo hoarding, ice chips that give you gas, and peeing in fancy bathrooms. They also invent fake Scrabble words, discuss the merits of UK culture, and try to figure out why musical theater people are so animated. Listen to the show and remember, DON’T mess up your adrenals. Watch the podcast on YouTube here. Sign up for your one-dollar-per-month trial and start selling today at shopify.com/sarah. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/SARAH Go to thrivecausemetics.com/SARAH for an exclusive offer of 20% off your first order. Try Mill risk-free – and get $75 off with code SARAH at mill.com/sarah. Follow Sarah Silverman on Instagram @sarahkatesilverman. And stay up to date with us @LemonadaMedia on Twitter, Facebook, and Instagram. For a list of current sponsors and discount codes for this and every other Lemonada show, go to lemonadamedia.com/sponsors. If you haven’t yet, now is a great time to subscribe to Lemonada Premium. You’ll get ad-free episodes and bonus content. Just hit the 'subscribe' button on Apple Podcasts, or, for all other podcast apps head to lemonadapremium.com to subscribe.See omnystudio.com/listener for privacy information.
Fred and Jonas Knox talk about the hauted hotel in Milwaukee that Mookie Betts refuses to stay in. In the wake of Lebron being out around 4 weeks with sciatica, Fred says he can stay away from the Lakers for as long as he wants.
This week on Critical Arcade, Dave and Nick stumble out of the safety of daylight and into the suffocating terror of Amnesia: Rebirth, Frictional Games' 2020 return to psychological horror. Set in the vast, sun-scorched deserts of Algeria, this isn't your average vacation. Taking control of Tasi Trianon, the duo must piece together a shattered memory, survive ancient ruins, and avoid the monstrous creatures lurking just beyond the flicker of their lantern.But light is a luxury in this nightmare. As the shadows close in, Tasi's sanity begins to unravel — and so do Dave and Nick's. Dave desperately clings to his last match while Nick insists that sprinting blindly through the dark is a viable strategy. Between heart-stopping chases, cryptic alien technology, and moral choices that would make even a philosopher sweat, the pair must uncover the truth behind Tasi's mysterious condition and the haunting events that brought her here.Can Dave overcome his crippling fear of low-light environments? Will Nick finally learn that looking directly at monsters is a terrible idea? And just how many times can two grown men scream over a baby monitor before it becomes comedy instead of horror?Join the Critical Arcade crew as they try to keep their wits (and their pants) intact in a journey that proves in Amnesia: Rebirth, fear isn't just in the dark… it is the dark. Hosted on Acast. See acast.com/privacy for more information.
WRITTEN BY ERIC GADD ARRANGED, PERFORMED AND PRODUCED BY PEHR FLÜHR 2025
WRITTEN BY ERIC GADD, TRANSLATED BY PEHR FLÜHR ARRANGED, PERFORMED AND PRODUCED BY PEHR FLÜHR 2025
If we could give Jennifer Lopez one tip: not every ex needs a friendship arc. Looking at you, Ben Affleck. Some things — like red carpets and rekindled flings — are better left in the early 2000s. On today's show, Holly braces herself for this scurrilous JLo gossip. Take cover, friends. Plus, a plot twist in the Taylor Swift PR machine no one saw coming. Jessie’s been deep in internet sleuth mode and she’s ready to explain why the Swiftie outrage might actually be legit. And finally: WTF is klarnamaxxing? If you live by 'buy now, pay later', you need to hear Amelia deep dive into this. What To Listen To Next: Listen to our latest episode: Taylor Swift Debrief: A Surprising Diss Track, Travis’ Wood & The Hot Takes Listen: LITTLE TREAT: Holly & Jessie Spill The Tea On Writing A Book Listen: Why No One's Having Sex In Bed Anymore Listen: Decoding The Nicole Kidman & Keith Urban Divorce Narrative Listen: Vanessa Amorosi, Emma Watson & The Problem When Kids Earn More Than Their Parents Listen: Victoria Beckham’s Version & Jessie’s Very Big News Listen: “Tough It Out”. The Announcement That Upset Us More Than We Expected Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: With two words, Jennifer Lopez just summed up what went wrong with Ben Affleck. Jennifer Lopez's first Instagram after splitting from Ben Affleck says everything. Nicole Kidman’s new breakup bangs are telling a much bigger story. HOLLY WAINWRIGHT: The details that make Nicole and Keith's split kind of about us. The moment the tide turned for Jennifer Lopez. The Life of a Showgirl leaves no doubt there will never be another Taylor Swift. All the Life Of A Showgirl Easter Eggs in one place. A brutally honest review of Taylor Swift's new movie. THE END BITS: Check out our merch at MamamiaOutLoud.com Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
In this episode I talk about weaknesses. How I how learned what they were and how I learned to stay far away from them.
October 8, 2025 Ezek. 40:1-27; Ps. 116:15-117:2; Prov. 24:28-29; Jas. 3:7-18
The gerls are fighting and the gerls are on drugs!For all things Solomon Ray, https://linktr.ee/solomonraymusic Instagram: http://www.instagram.com/solomonraymusicTwitter: http://www.twitter.com/solomonraymusicTikTok: https://www.tiktok.com/@solomonraymusic SnapChat: https://www.snapchat.com/add/solomonraymusic Write into the show: ask@thesolomonraypodcast.comOrder my cookbook: www.solomonraycookbook.comShop: www.solraybeauty.com & www.babymamabrand.com
Listen for the latest from Bloomberg NewsSee omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3303: Scott Spann explores situations where a Roth IRA may not be the best choice, highlighting factors like early withdrawal temptations, uncertain future tax rates, and the potential benefits of focusing on career development instead. His perspective encourages weighing personal circumstances and long-term financial goals before deciding between retirement account options. Read along with the original article(s) here: https://www.financialfinesse.com/2013/07/01/reasons-to-stay-away-from-a-roth/ Quotes to ponder: "A wonderful feature of Roth IRAs is the ability to access your contributions at any time without taxes or penalties. This ease of accessibility can be dangerous for people who may be easily tempted to withdraw these contributions prior to retirement for non-emergencies." "If you are debating between contributing to a Roth or advancing your knowledge and earnings potential, it just may make more sense to focus on career development for the best return on your investment." "We could even see a national sales tax or a VAT that would be applied to all spending, whether it came from a Roth or not." Learn more about your ad choices. Visit megaphone.fm/adchoices
D&P Highlight: New movie shows why you should probably stay away from that island. full 396 Thu, 02 Oct 2025 18:58:00 +0000 vK9utVqxKcd7bG4kpoLy4xsbJxyLHK1O news The Dana & Parks Podcast news D&P Highlight: New movie shows why you should probably stay away from that island. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://pl
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3303: Scott Spann explores situations where a Roth IRA may not be the best choice, highlighting factors like early withdrawal temptations, uncertain future tax rates, and the potential benefits of focusing on career development instead. His perspective encourages weighing personal circumstances and long-term financial goals before deciding between retirement account options. Read along with the original article(s) here: https://www.financialfinesse.com/2013/07/01/reasons-to-stay-away-from-a-roth/ Quotes to ponder: "A wonderful feature of Roth IRAs is the ability to access your contributions at any time without taxes or penalties. This ease of accessibility can be dangerous for people who may be easily tempted to withdraw these contributions prior to retirement for non-emergencies." "If you are debating between contributing to a Roth or advancing your knowledge and earnings potential, it just may make more sense to focus on career development for the best return on your investment." "We could even see a national sales tax or a VAT that would be applied to all spending, whether it came from a Roth or not." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3303: Scott Spann explores situations where a Roth IRA may not be the best choice, highlighting factors like early withdrawal temptations, uncertain future tax rates, and the potential benefits of focusing on career development instead. His perspective encourages weighing personal circumstances and long-term financial goals before deciding between retirement account options. Read along with the original article(s) here: https://www.financialfinesse.com/2013/07/01/reasons-to-stay-away-from-a-roth/ Quotes to ponder: "A wonderful feature of Roth IRAs is the ability to access your contributions at any time without taxes or penalties. This ease of accessibility can be dangerous for people who may be easily tempted to withdraw these contributions prior to retirement for non-emergencies." "If you are debating between contributing to a Roth or advancing your knowledge and earnings potential, it just may make more sense to focus on career development for the best return on your investment." "We could even see a national sales tax or a VAT that would be applied to all spending, whether it came from a Roth or not." Learn more about your ad choices. Visit megaphone.fm/adchoices
The Biblical Church - Week 182 Timothy 3:1-9Sermon notes available at http://bible.com/events/49499630
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Canadians are taking their pride and their wallets elsewhere as the current administration continues tariff and bullying talk to our northern neighbor. Various locations have seen Canadian travel off by as much as almost 40% when compared to 2024. But first, Trump gets pushed to ban the Progress Pride Flag by right wing pundit, Brian Glenn— the BF to Georgia firebrand Rep. Marjorie Taylor Greene. Finally, Ben and Jerry's founder, Jeffrey Greenfield, has resigned from the parent company for squelching social activism which is a key pillar of the ice cream brand. Apple Podcasts: apple.co/1WwDBrC Spotify: spoti.fi/2pC19B1 iHeart Radio: bit.ly/4aza5LW Tunein: bit.ly/1SE3NMb YouTube Music: bit.ly/43T8Y81 Pandora: pdora.co/2pEfctj YouTube: bit.ly/1spAF5a Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Thinking about selling your company? 24 founders told us what really happens after the wire hits. — https://www.joinhampton.com/exit-reportJordan Schlipf spent a decade building companies optimized for fun, freedom, and friendships. But with years of hindsight, he wonders if he left too much money on the table.Here's what we talk about:Why Jordan left a lucrative investment banking path to chase startupsHow the Rainmaking model let him share risk (and reward) with fellow foundersThe downside of passion-led business: no investment thesis, millions wastedWhy he believes he could've made way more money doing less exciting workWhat he thinks about his $4M liquid net worth — and why it doesn't feel like enoughThe moment he realized private equity is a better game than startupsHow he's now trying to turn around a $10M beauty business without raising capitalWhat it really costs to live well in London as a founder with a familyWhy he regrets chasing the “cool” startup dream instead of playing it safeWhat true wealth means to him today: help, time, and optionalityCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Jordan Schlipf https://www.linkedin.com/in/jordan-schlipf-0b855174Sponsors:Tam your taxes today at https://olarry.com/Achieve your dream body with https://www.dailybodycoach.com/moneywiseProtect your upside and get your time back at https://www.cressetcapital.com/moneywiseChapters:(0:49) Breaking Down the Rainmaking Model(2:08) Jordan's Pivot from Investment Banking to Startups(4:15) Why He Couldn't Stay Away from Startups(5:43) The Origins & Vision Behind Rainmaking(8:48) Biggest Challenges in the Rainmaking Model(10:57) Costly Mistakes & Lessons Learned Along the Way(13:00) Why Jordan Stepped Away from VC(17:05) Taking Over as CEO of a Beauty Brand(18:23) Jordan's Current Finances & Where He Stands Today(20:23) Lifestyle Adjustments & Financial Struggles(24:32) Life Before Family vs. Life After(29:04) What He Wishes He'd Done DifferentlyThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.
SEND US A MESSAGE! We'd Love to Chat With you and Hear your thoughts! We'll read them on the next episode. In this patron only episode, Brandon addresses the supporters and thanks them for their grace and faithfulness throughout the years as supporters for Black and Blurred and for being fellow party poopers. In this new leg of our journey together, it is necessary to look back and inward. Can we really articulate how we got to this place? Are you aware of what it has done to your heart? Walk with us as we navigate biblical waters on how to engage this dark age. Support the showHosts: Brandon and Daren Smith Learn of Brandon's Church Planting CallPatreon: www.patreon.com/blackandblurredPaypal: https://paypal.me/blackandblurredYouTube: Black and Blurred PodcastIG: @BlackandBlurredPodcastX: @Blurred_Podcast
Booty gatekeeping
The Superhuman Registration Podcast celebrates back to school season with another visit to Strange Academy, followed by a field trip to Avengers Academy. Magic! Mayhem! Teen drama and angst! The stuff dreams are made of. I mean, the kind of dreams where you aren't wearing pants and forgot to study for the test today, but still.
Make Podcasts with Podcastle.ai https://podcastle.ai/?ref=menacepodmenPodcast Produced by Steve St-Pierre Recording & Editing by Spotify for Podcasters and Podcastle
"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
In this episode Brian and Jeff discuss when certain investments and products make sense, and when they don't. Also what to do if you're laid off right before you plan to retire.
First Bite, 16 MLB Talk, 23 David Roth Int, 39 Tyler's Walk
If You're a Camp Counselor, Stay Away From Blackpine | Creepypasta
Animation is created by Bright Side. -------------------------------------------------------------------------------- Music from TheSoul Sound: https://thesoul-sound.com/ and Epidemic Sound: https://www.epidemicsound.com Listen to Bright Side on: Spotify - https://open.spotify.com/show/0hUkPxD34jRLrMrJux4VxV Apple Podcast - https://podcasts.apple.com/podcast/idhttps-podcasts-apple-com-podcast-bright-side/id1554898078 -------------------------------------------------------------------------------- Our Social Media: Facebook - https://www.facebook.com/brightside/ Instagram - https://www.instagram.com/brightside.official/ Tik Tok - https://www.tiktok.com/@brightside.official?lang=en Snapchat - https://www.snapchat.com/p/c6a1e38a-bff1-4a40-9731-2c8234ccb19f/1866144599336960 Stock materials (photos, footages and other): https://www.depositphotos.com https://www.shutterstock.com https://www.eastnews.ru -------------------------------------------------------------------------------- For more videos and articles visit: http://www.brightside.me Learn more about your ad choices. Visit megaphone.fm/adchoices
Safety Sheriff Labrador|Safety Story for Kids|Safety Tips|BabyBus
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How much will EV car makers lose in credits? The nations Corporate Average Fuel Economy, or CAFE, standards are still in place; however, penalties for violating those standards have been removed. So obviously there's no incentive for any car maker to abide by them. The National Highway Traffic Safety Administration is focusing on standards to try to make cars more affordable again. But the big EV car makers, I will call them the big three which are Tesla, Rivian, and Lucid will have some difficulties. The credits were tradable and the EV car makers were making a lot of money selling the credits to car makers who were not meeting the required standards. Tesla will probably be OK, but I think their stock could be at risk because the credits have amounted to more than $12 billion in revenue since 2008 and that essentially is pure profit. In the most recent quarter Tesla said a loss of the credit revenue will reduce revenue by about $1.1 billion. Rivian, whose stock price in May finally showed some sign of hope trading above $16 a share has now dropped back down to around $12 a share and has said they had received over $400 million in revenue over the years and the credits accounted for 6.5% of the total revenue in the first half of 2025. I do believe with the loss of the credits and lower gas prices, Rivian may have trouble staying afloat in future years. Lucid will probably be hurt the most as they said the credits represented a significant share of their revenue. I have not looked at this company recently, but I still believe their balance sheet looks very risky and this could be the final nail in the coffin for this business. A couple years ago the stock was trading around four dollars a share and it is now trading just above two dollars a share. I'm pretty confident we will not see this company around in the next two or three years. The winners in this situation are the legacy automakers that were buying the credit, GM for example has spent $3.5B since 2022 to purchase CAFE credits. Stay away from interval funds! I have been seeing more of these interval funds when we take over accounts for new clients and let me tell you I am not a fan of them. They appear to be normal mutual funds, but when you go to sell them, you find out you can only sell once per quarter. The other problem is when you enter the sell, the next day you realize you still own shares in the fund. The reason for that is product's unique structure typically allows investors to redeem just 5% of a fund's assets! I'm sure most people have no idea when their advisor or themselves buy these funds that they will be locked in them for years to come. For example, I first saw these about 4 years ago with a new client and we still have not been able to fully exit the position. The reason withdrawals are limited is because the funds generally invest in illiquid assets, so managers want to make sure investors can't exit in masse and force the manager to sell securities at fire sale prices. As many of you know, we are not fans of illiquid investments because if things go south, you have no way of exiting these positions in an efficient manner. The allure here for many is that retail investors with less investible assets generally don't have the same access to as many private equity, venture capital, real estate, and private debt deals, so interval funds enabled those investors with minimums as low as $1,000 to gain exposure to the space. I would not recommend investments in any of those assets, but it just appears these are sold as a way for people to invest “like the wealthy”. A big problem here is the fees are just crazy! According to Morningstar, of the 307 interval fund share classes currently available, the median fund's total expense ratio is 3.02%. A big reason for the high fees is they include the cost of leverage, which these funds use in many cases to amplify returns…. That doesn't risky! Even if we exclude leverage costs though, the median expense ratio is still 2.18%. Brian Moriarty, a principal on Morningstar's fixed-income strategies team had some interesting things to say after researching the space. He concluded before deducting any fees or incorporating any leverage, there was little difference between private-credit interval funds and public bank loan mutual funds and exchange-traded funds. However, after incorporating leverage, interval funds have beaten traditional loan and high-yield bond funds, as they've had about 1.3 times exposure on average to such debt in a rising market, but the problem is they will also have that exposure in a falling one. Needless to say, you will not fund us buying any of these funds in our portfolios at Wilsey Asset Management! ESPN just launched a new streaming product and I'm more confused than ever! I like streaming because it gives more flexibility in choosing what you want to watch, but gosh there are so many different apps and so many different bundles to choose from now. I believe it has just gotten more and more confusing and companies seem to keep increasing the prices for their services. Just this year Netflix increased their prices for various tiers, but the tier with ads went from $6.99 to $7.99, Peacock went from $7.99 to $10.99, and Apple just recently went from $9.99 to $12.99. Apple has been aggressive with pricing considering in 2022 you could get the service for just $4.99 and I personally believe it may be the worst value as I don't think their content justifies that price point. In terms of new services, ESPN just launched it's new service to allow consumers access to its programming without needing to get cable, but the price is quite high at $29.99 per month. Fox also just announced its new streaming service for $19.99 per month. You add these services to other like Disney+, Paramount+, HBO Max, and Hulu and the costs seem to just get quite ridiculous. For me I don't use all the services so I save money on streaming vs traditional cable, but during football season they really get you. Since the league splits its games among so many providers you're almost forced to have Fox, ESPN, Peacock, Paramount+, Amazon Prime, and now even Netflix carries some of the games. I'm not even going to throw in Sunday Ticket into that mix, which now costs almost $480 for returning users. It's now gotten to the point where I wish these sports leagues would just go direct to consumer to keep things simple. What do you think, has the complexities in streaming gotten out of hand? Financial Planning: Form SSA-44 to Reduce Medicare Premiums When you retire, your income often drops significantly, but Medicare bases its Income-Related Monthly Adjustment Amount (IRMAA) on your tax return from two years prior when you may have been earning much more. This can result in unnecessarily high Medicare premiums at the start of retirement. For example, in 2025, a married couple with income above $212,000 begins to trigger IRMAA increasing premiums by $1,000 to over $6,000 per person per year depending on how high the income is. If that couple retires and their income falls to less than $212,000, they would still be charged the higher IRMAA unless they file Form SSA-44 to report “Work Stoppage” as a life-changing event. By filing, Medicare will use their new, lower income to set premiums, potentially saving thousands of dollars per year. If you're nearing retirement or have recently retired, beware of the Medicare costs and consider filing this form to avoid paying too much. Companies Discussed: Ventas, Inc. (VTR), KinderCare Learning Companies, Inc. (KLC), C3.ai, Inc. (AI) & Brinker International, Inc. (EAT)
Do you really need a local financial advisor to manage your money? Geography doesn't matter anymore when it comes to building wealth and securing your financial future. Lance previews this week's Jackson Hole consortium; what will Jerome Powell Infer? Lance Roberts & Jonathan Penn cover the conundrum of local vs virtual financial advisors; how college students are lured by credit card offers, and the dangers of credit accounts. This leads to a discussion of personal budgeting, and how deceptively easy it is to begin a culture of savings; the "B-word" is Budget; the importance of controlling discretionary spending and leakage of money; Lance shares an example by working with an income of only $50k; the surprising result of pre-tax contributions and their impact on income; 401k's vs Roth; the benefits of speaking with a "coach" about money, i.e., a financial advisor. SEG-1a: Jackson Hole Preview - What's the Fed going to do? SEG-1b: Negative Divergences are Increasing SEG-2a: Local vs Virtual Financial Advisors SEG-2b: Do You Need a Financial Advisor? SEG-2c: Getting Started So You Can Save & Invest SEG-2d: Stay Away from Credit Cards SEG-2e: Everything's on a Payment Plan SEG-2f: Addressing the "B-word" (Budgeting) SEG-2g: What's Your Number? SEG-2h: Controlling Your Discretionary Spending SEG-2i: Budgeting w $50k SEG-2j: 401k's vs Roth's SEG-2k: Why Should You Speak With a Financial Advisor? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=yNJaSxQqghA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=6s -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What is Bitcoin Telling Us Now?" is here: http://bit.ly/463MS4b ------- Our previous show is here: "Ten Rules for Navigating Excessive Market Bullishness" https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #MarketCorrection #MarketRisk #FinancialAdvisor #VirtualAdvisor #OnlineFinancialPlanning #InvestingTips #PersonalFinance #InvestingAdvice #Money #Investing
Do you really need a local financial advisor to manage your money? Geography doesn't matter anymore when it comes to building wealth and securing your financial future. Lance previews this week's Jackson Hole consortium; what will Jerome Powell Infer? Lance Roberts & Jonathan Penn cover the conundrum of local vs virtual financial advisors; how college students are lured by credit card offers, and the dangers of credit accounts. This leads to a discussion of personal budgeting, and how deceptively easy it is to begin a culture of savings; the "B-word" is Budget; the importance of controlling discretionary spending and leakage of money; Lance shares an example by working with an income of only $50k; the surprising result of pre-tax contributions and their impact on income; 401k's vs Roth; the benefits of speaking with a "coach" about money, i.e., a financial advisor. SEG-1a: Jackson Hole Preview - What's the Fed going to do? SEG-1b: Negative Divergences are Increasing SEG-2a: Local vs Virtual Financial Advisors SEG-2b: Do You Need a Financial Advisor? SEG-2c: Getting Started So You Can Save & Invest SEG-2d: Stay Away from Credit Cards SEG-2e: Everything's on a Payment Plan SEG-2f: Addressing the "B-word" (Budgeting) SEG-2g: What's Your Number? SEG-2h: Controlling Your Discretionary Spending SEG-2i: Budgeting w $50k SEG-2j: 401k's vs Roth's SEG-2k: Why Should You Speak With a Financial Advisor? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=yNJaSxQqghA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=6s -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What is Bitcoin Telling Us Now?" is here: http://bit.ly/463MS4b ------- Our previous show is here: "Ten Rules for Navigating Excessive Market Bullishness" https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #MarketCorrection #MarketRisk #FinancialAdvisor #VirtualAdvisor #OnlineFinancialPlanning #InvestingTips #PersonalFinance #InvestingAdvice #Money #Investing
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Check out our website: http://www.blueharvest.rocks or... http://www.myweirdfoot..com Support us on Patreon: https://www.patreon.com/blueharvestpodcast Blue Harvest Merch: https://www.teepublic.com/user/blueharvestpodcast Blue Harvest on Twitch: http://www.twitch.tv/blueharvestpod Blue Harvest on YouTube: https://www.youtube.com/BlueHarvestAStarWarsPodcast Stoned Cobra (also available on iTunes and Spotify) : http://stonedcobra.bandcamp.com Check out our website: http://www.blueharvest.rocks or... http://www.myweirdfoot..com Support us on Patreon: https://www.patreon.com/blueharvestpodcast Blue Harvest Merch: https://www.teepublic.com/user/blueharvestpodcast Blue Harvest on Twitch: http://www.twitch.tv/blueharvestpod Blue Harvest on YouTube: https://www.youtube.com/BlueHarvestAStarWarsPodcast Stoned Cobra (also available on iTunes and Spotify) : http://stonedcobra.bandcamp.com
Izzy is back with a surprise solo drop and this one might ruffle a few feathers. Inspired by the viral “Stay Away from Men with Podcasts” meme trend, this episode flips the script: What if podcasting isn't just a cringy trend... but a calling? In Part One of this deep dive, Izzy asks the uncomfortable questions nobody wants to answer. What happens when men hide behind microphones instead of healing in real life? Why do some men use the mic to chase clout, women, or validation and not freedom? And if you're constantly binging toxic clips from these platforms, are you really learning... or just feeding your ego? We've heard Tyler the Creator, say y'all need your mics taken away. We've seen the memes. We've rolled our eyes. But what if some men were actually sent to say something that matters? What if your podcast isn't a red flag it's your assignment? Izzy unpacks the difference between having a mic and having a message, confronting the truth that many men are just turning their bitterness into content. But he also challenges listeners to stop pretending podcasting is always the problem. Maybe it's not the podcast. Maybe it's you. Do you podcast to heal, or to hide? Are you creating content that leads people to the truth or just recycling trauma in 4K? And most of all… if your podcast disappeared tomorrow, would anybody's life be changed because of it?Become a supporter of this podcast: https://www.spreaker.com/podcast/p-s-a-the-mental-health-podcast--5520511/support.
Welcome to episode 261 of The All Seeing Guys Podcast with Greg and Joe. This episode, the guys are joined early on a Sunday morning, with her third appearance on the show, Greg's seven-year-old daughter, Indiana. They catch up on life, drunk trips to town, then, with no real plan, let Indiana lead the way. Covering what's hot on kids' YouTube, Indiana's recent enjoyment of watching videos about people getting stuck and dying in caves, educates us on Donald Trump and more. And of course, we have our eavesdropping segment, Geezedropping. All this and much more
The Yankees were swept by the Marlins, leading Gio to say Aaron Boone is facing the most pressure as manager. Boomer believes players should be held accountable for mistakes. Both agree mistakes aren't Boone's fault, but understand fan frustration. Yankees fans are unhappy with Boone. Jerry's update covers Yankee lowlights and Jazz Chisholm Jr.'s baserunning blunder. The Mets lost to the Giants. Boomer thinks Jerry Jones shouldn't discuss player contracts after Micah Parsons requested a trade. The hour ends with a Cameron Young anecdote and a Marlins fan thanking the Yankees.
Ready to level up public speaking skills? Join me for Stage Leaders — an 8-week live experience designed to master your stage presence and build lasting relationships. Get on the waitlist today! Sign up at stageleaders.com Have you ever attended an event where one panelist takes over, ruining the flow and leaving everyone feeling awkward? We don't want that to be you! Panels are an incredible opportunity to build your credibility and create meaningful relationships. But they can go horribly wrong if you're not careful. Today, we're exploring how to be a standout panelist, avoid the cringeworthy moments, and ensure you're remembered for all the right reasons. We're talking about being generous with your time, energy, and attention to others to create a positive, engaging dynamic that leaves a lasting impression. And remember, everything on a panel discussion is content. Those soundbites, insights, and stories you share are gold for your social media, podcast, and more. So, next time you step up on stage, make it count! "The best way to stand out on a panel is not taking over and talking for the entire time and being the most ostentatious. It's from saying the most powerful, memorable pieces." ~ Jen Gottlieb In this Episode: - The power and pitfalls of speaking on panels - How to be generous in a panel discussion - Everything is content: turn your answers into social posts - Tell stories with takeaways for an impactful connection - Networking tip: come early, stay late Where to find me: IG: https://www.instagram.com/jen_gottlieb/ TikTok: https://www.tiktok.com/@jen_gottlieb Facebook: https://www.facebook.com/Jenleahgottlieb Website: https://jengottlieb.com/ My business: https://www.superconnectormedia.com/ YouTube: https://www.youtube.com/@jen_gottlieb
Seed oils are having a big moment, with many health experts raising concerns about their detrimental effects. Our guest expert, Steven Rofrano, warns that seed oils constitute one-third of our diet and are harmful to our bodies. This alarming statistic brought us to a full stop. In today's episode we ask Steven if avoiding seed oils is feasible, and how we can make informed choices at the grocery store without a food science degree. Steven is the founder of Ancient Crunch, and he believes that classic American foods can be both healthy and delicious, AND made without toxic ingredients. We don't want you to feel a sense of hopelessness with the amount of things that you have to fight against in order to be healthy. Listen for some practical advice on navigating grocery aisles and identifying trustworthy brands, because it's NOT too much to ask for food that's healthy, convenient and delicious!(00:00:58) Welcome Steven Rofrano, “the seed oil guy” to the podcast.(00:06:28) Missing from the health food space: convenience and desirability.(00:11:50) How the idea of junk food came about and why everyone stays sick. (00:18:00) The history of seed oil and how much we are consuming. (00:23:57) Seed oils comprise 25 to 30% of the average American's total calories.(00:25:50) A rule to stick to at the grocery store.(00:30:27) What happens to your body when you excessively consume seed oil.(00:35:09) It's not hopeless.(00:38:37) Will the government someday regulate the seed oil industry?(00:43:35) Practical tips for grocery shopping and brands to look for.(00:51:27) The most rewarding thing in Steven's journey so far.(00:54:04) Where to find Steven Rofrano and his brand.ancientcrunch.commasachips.comvandycrisps.comgoldenagefats.comUse this link for 25% off first time orders, CODE: TTSL https://www.masachips.com/discount/TTSLWant to leave the TTSL Podcast a voicemail? We love your questions and adore hearing from you. https://www.speakpipe.com/TheThickThighsSaveLivesPodcastThe CVG Nation app, for iPhoneThe CVG Nation app, for AndroidOur Fitness FB Group.Thick Thighs Save Lives Workout ProgramsConstantly Varied Gear's Workout Leggings
In 2003, a relationship between two young Greenville County residents quickly went South and deteriorated. After constant pleas from the young woman to leave her alone, her jilted ex boyfriend could not comprehend her requests nor wanted to.
Today's “Skip Bayless Show”: Kyrie just did what LeBron has never done but should've … I wouldn't want James Harden on my team … Lonzo Ball's shot at redemption … Why I loved-hated “Sinners” … Caitlin coverage “inhumane”??? Learn more about your ad choices. Visit podcastchoices.com/adchoices
With Scientology's biggest poster boy back on the big screen, the church is ramping up the recruitment drive. And to make sure you STAY AWAY from this sinister, star-studded sci-fi cult posing as a world religion, we're rereleasing our two-parter as a bumper bonus episode...-- Hannah and Suruthi peer under the slippery stone of Scientology's sinister origins. They track the life of founder L. Ron Hubbard, from the birth of Dianetics, to the constantly shifting goalposts of engrams, and of course the conception of the Sea Org.Then, they unravel the mysteries of Scientology (and get themselves fair-gamed) by discussing Scientology's most important questions like: "what is the current structure of The Church of Scientology?", "where does Tom Cruise fit in?" and most importantly "where on Xenu's green earth is dead-eyed Dave's wife Shelly Miscavige?"--Exclusive bonus content:Wondery - Ad-free & ShortHandPatreon - Ad-free & Bonus EpisodesFollow us on social media:YouTubeTikTokInstagramVisit our website:WebsiteSources available on redhandedpodcast.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.