Mortgage Connects an MGIC Podcast

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

On this episode we cover the topic of down payment assistance (DPA) with Down Payment Resource's EVP of Product and Operations, Sean Moss. With over 18 years of housing finance industry experience, Sean leads Down Payment Resource's product strategy and operations, developing solutions that help housing professionals connect homebuyers with available DPA programs across the country. Sean explains how Down Payment Resource functions as a central DPA repository that helps mortgage professionals match up aspiring homebuyers with the down payment assistance funds they need (or don't even know exist). Down Payment Resource has enterprise tools specifically designed for lenders to help them from a product management perspective, so they can more easily find, explore, track and monitor all DPA programs currently available.Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

We take a look at the findings from MGIC's soon-to-be-released 2022 Loan Originators Survey Report with MGIC Senior Business Partner Stephanie Budnik.We surveyed loan originators to learn:Where LOs focus their outreach effortsThe top marketing mediums for originatorsHow LOs overcome the challenges facing borrowers over the past yearHow LOs generate referralsThanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.Looking for even more expert insights? Check out our mortgage industry blog, MGIC Connects. Subscribe today so you don't miss out on the latest! Subscribe | MGIC Connects

This week on Mortgage Connects, we sit down for a conversation with Amber Lawrence, Associate Vice President of Diversity, Equity, and Inclusion for the Mortgage Bankers Association or the MBA. Amber develops organizational-wide diversity and inclusion framework goals and equitable practices for the MBA, including member-facing DEI initiatives. We discuss:Why companies that are more diverse are likely to financially outperform their peers and have higher revenue due to innovationWhy it's critical that organizations incorporate DEI practices into workplace policies and culture The MBA's mission to foster a culture of DEI practices within the real estate and finance industryThe Home for All Pledge, an action pledge to promote inclusion in housingAmber's belief that staying educated and informed is the best approach to embracing DEI and creating an environment of authenticity 

Dean Dardzinski, Vice President Managing Director of the Pacific region for MGIC, joins us as guest host on this special episode of Mortgage Connects. Dean interviews Ryan Hills, Regional Director of Movement Mortgage and host & CEO of RE Source TV. They discuss the evolution of Ryan's business and the highlights of his successful career as a top originator and content creator.Mortgage Connects was recently featured on the "Best 35 Mortgage Podcasts" list - check it out here!

Every year mortgage professionals work with self-employed borrowers to determine their taxable income. MGIC Customer Trainer Jeff Platfoot joins us to discuss 2021 tax returns and what's changed for this year, including mileage and meal deduction.

Todd Duncan, bestselling author and sales entrepreneur, has 5 million students worldwide who he has mentored and taught in the real estate, mortgage banking, and financial services areas. In this interview, Todd discusses uncovering your “why” so you can make wiser choices on your journey to becoming a top producer. We talk about business planning and “preparing for being your best, no matter what the market is,” and how failure is the necessary flip side of success.Todd believes in the importance of accountability, establishing emotional connections and relationships vs. transactional ones, and that everything can be improved. His mantra is trust yourself, your relationships, your faith, and your future. When you do that, you set in motion a university of possibilities.

With a recent search increase of the term "standard coverage," we take a deeper dive with MGIC's customer trainer, Jeff Platfoot, to learn what MI standard coverage is and its direct impact on the lender. 

Edgar Hernandez is a Senior Manager in the Multicultural Center of Expertise (MCOE). We chat with him about how simplicity and transparency can help create trust with consumers, especially in underserved markets. He discusses how lenders can support multicultural growth within their organization, being mindful of peer and management diversity in the workplace, as well as how to use job postings to attract diverse talent to your organization.

When volume slows, you'll need an effective sales and marketing strategy to grow your business. John Donnelly of Service First Mortgage talks about learning to market yourself again, the challenges of recruiting new loan officers, and ways to create a thriving remote work environment. 

There's quite the buzz around “social media” and the importance of using it on a regular basis to grow your digital platform, but are you using it correctly from a regulatory standpoint? Melissa Thomas from ActiveComply discusses the do's and don'ts to keeping your social media profiles and posts compliant. 

Get an insider's scoop on the distinctive economic and social circumstances and challenges facing today's generation of homebuyers from Freddie Mac's Danny Gardner. He discusses who the borrowers of the future are and what the growth in diversity of homebuyers looks like. We also reveal the impact of the “triple pandemic” and how its factors have disproportionately affected minority groups, as well as how individuals who took advantage of forbearance options during the pandemic may see their credit affected in the long-term.

We interview top producer Joel Mahakian of Premium Mortgage Corporation, who explains why “When you do the right thing, the money will come.” We also discuss his words of wisdom and advice to others in pursuit of a successful career, including staying “in the know” when it comes to originating loans, noteworthy industry trends and developments, how homeowners have changed over the past several years (and why it matters), and effective ways to stay connected to referral partners.

In our society, social media dominates how we reach our customers. Get insights from Kyle Draper, social media guru, about where you should be spending your time to reach your clients.  Learn how to leverage relationships and sell yourself. versus sell a product. 

In the mortgage world when we hear the word "gift," we think: A gift involves money. In this episode, Hali provides insight into some of the specific requirements around gift documentation, including who is eligible to give a gift. 

Over the past 14 months, there have been numerous announcements made jointly by Fannie Mae and Freddie Mac regarding file documentation and evaluation during the COVID 19 pandemic. Recently we've started to see these flexibilities shifting back, but some are not and will remain in place until further notice. Let's hear from MGIC's National Trainer on what is changing and what's not.

Chelsea Peitz dives into the essentials you should consider when building your personal brand on Instagram, from what to post and where to post it. Don't know the difference between a reel, story or IGTV? Tune in to learn more! She also discusses the benefits to using each of the different video content formats on the IG platform. 

To honor and celebrate Asian American Pacific Islander Heritage Month, MGIC interviewed Sean Phalon, AREAA Vice Chair, to shed some light on diversity in both his personal life and professional life. Tune in to gain better insight on what matters when working with the Asian community. 

Managing your pipeline in today's industry can present its own set of challenges. Hear what Phil has to say about the industry and ways you can overcome obstacles you may be faces with today. Regardless of where the chaos of the housing market has you at the moment, maintaining your relationships is crucial to your continued success.