POPULARITY
Send us a textDr. Doc de Baca is a hematopathologist and current CAP Chair of the Council on Informatics and Pathology Innovation. In this episode of Beyond the Scope, Dr. de Baca shares her unique journey through various medical specialties and her current role in pathology informatics. The conversation explores the importance of digital pathology, the challenges of innovation and regulation, and the role of CIPI in shaping the future of pathology. Dr. de Baca emphasizes the need for pathologists to embrace technology and adapt to the evolving landscape of healthcare, while also addressing the importance of effective communication and understanding in pathology reports.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
We first talk with DPA Auctions to get a pulse on the current used machinery market. They explain how equipment values are shifting, what's hot, and how auction trends reflect broader changes in the ag economy. Whether you're in the market to buy, sell, or just curious about asset values, DPA offers timely insights.Next, we take a forward-looking leap with John Deere, exploring the future of autonomous tractors and the current automation technology already transforming how we harvest. From auto path steering to real-time yield monitoring, automation inside combines is quietly revolutionizing ag operations—reducing fatigue, increasing precision, and helping producers maximize every acre.Our guests from John Deere explain how autonomy is not about replacing the farmer, but empowering them to do more with less. It's not science fiction—it's already happening, and this episode explains how, why, and what's next. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/
Marjorie Quint-Bouzid, DPA, RN, NEA-BC – Chief Nurse Executive for Kaleida Health on Nurses Month full 527 Mon, 12 May 2025 15:41:24 +0000 pClUCisJ0pwbGGsq3I8kxmMyv2XzhWAA news WBEN Extras news Marjorie Quint-Bouzid, DPA, RN, NEA-BC – Chief Nurse Executive for Kaleida Health on Nurses Month Archive of various reports and news events 2024 © 2021 Audacy, Inc. News False
Send us a textDr. Sang Wu is a pathologist at Baylor, Scott & White (Irving, TX) and currently serves as Speaker of the House of Delegates for the College of American Pathologists. The episode focuses on the governance structure of the CAP and the responsibilities carried by each delegate. Dr. Wu previews the upcoming leadership summit in Washington DC April 27, 2025. Finally, Alae joins Giovanni and Dr. Wu for a discussion covering pathologists' perspectives on the future of DP/AI. A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
Welcome to Loan Officer Leadership, your #1 podcast for Loan Officers who are looking for structure and success. In this episode, your hosts, Steve Kyles are joined by Allison Johnston—President of Success Mortgage Partners and the queen of turning no's into yeses. They break down five overlooked ways to save tough deals, from getting DPA exceptions to using odd-term loans and second FHA appraisals. If you want to close more loans with what's already in your pipeline, don't miss this one. Want to talk more about turning no's into yeses? Book a 15-minute call with me at ResultsWithSteve.com. Don't forget to subscribe to the Loan Officer Leadership Podcast so you'll never miss an episode!
Welcome to Loan Officer Leadership, your #1 podcast for Loan Officers who are looking for structure and success. In this episode, your hosts, Steve Kyles are joined by Allison Johnston—President of Success Mortgage Partners and the queen of turning no's into yeses. They break down five overlooked ways to save tough deals, from getting DPA exceptions to using odd-term loans and second FHA appraisals. If you want to close more loans with what's already in your pipeline, don't miss this one. Want to talk more about turning no's into yeses? Book a 15-minute call with me at ResultsWithSteve.com. Don't forget to subscribe to the Loan Officer Leadership Podcast so you'll never miss an episode!
Anil Parwani is a past DPA President and trailblazer for digital pathology. He currently serves as Chair of the Department of Pathology and the Chief of Pathology Services for The Ohio State University Medical Center. Alae Kawam interviews Dr. Parwani at PV24, live from Orlando, FL, covering recruitment for the future of pathology, advice on handling burnout, and advice for new digital pathology adopters.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
This week we are pleased to bring you one of our most popular episodes of 2024. Please enjoy, and we will be back next week with more insights from the Corruption, Crime, and Compliance podcast.Have you heard of the recent controversies around Boeing 737 MAX and its safety? Have you wondered what is being done about the concerns around it? In this episode of Corruption, Crime, and Compliance, Michael Volkov delves into the latest developments in the Boeing 737 MAX case, highlighting the recent plea agreement proposed by the Department of Justice (DOJ). The Boeing 737 MAX case took another dramatic turn. On July 24, 2024, the Department of Justice filed with the United States District Court for the Northern District of Texas a proposed plea agreement with Boeing. Under the Plea Agreement, Boeing will plead guilty to the original Information filed in 2021 with the Deferred Prosecution Agreement ("DPA"). The discussion focuses on Boeing's alleged failure to implement adequate compliance measures, leading to significant risks and violations, and the ongoing legal and ethical implications of the case. Tune in to hear a detailed analysis of the complexities and legal ramifications of Boeing's recent plea agreement and what it means for corporate compliance and accountability.You'll hear him talk about:Certification Issues: Boeing failed to ensure its 737 MAX certifications were accurate, risking false certifications to the FAA.DOJ Plea Deal: Boeing agreed to plead guilty to conspiracy to defraud the U.S., facing opposition from victims' families who find the resolution insufficient. The plea agreement, which has been filed under Federal Rule Criminal Procedure 11(c)(1)(C), requires the Court to approve and accept the deal. The Court can reject the plea deal and require the parties to renegotiate the terms.Victims' Rights: The proposed resolution has been controversial because of the opposition of the families of the victims, who have opposed the plea agreement and general disposition of DOJ's investigation and prior resolutions as insufficient to vindicate the public interest and their rights as victims of Boeing's malfeasanceCompliance Failures: Boeing breached its DPA by not implementing effective compliance controls, particularly in safety and quality processes.Independent Monitor: Boeing will be monitored for three years and must invest $455 million in compliance and safety improvements.Ongoing Challenges: Boeing's anti-fraud measures still have gaps, with broader implications for industries where safety is critical.Resources:Michael Volkov on LinkedIn | TwitterThe Volkov Law Group
Nos gustaría invitarte a participar en dos iniciativas en curso: La primera de ellas es un programa venidero en el que abordaremos preguntas de la audiencia en el análisis de problemas complejos de adecuación normativa de soluciones de MarTech o AdTech. Para enviar vuestras preguntas podéis escribir a info@privacycloud.com con “MOP preguntas” en el asunto. La segunda es una comparativa de prestadores de MarTech en varias categorías que entrará más al detalle (de lo que hemos hecho hasta ahora) en el análisis de parámetros de protección de datos desde el diseño, la transparencia con relación a sub-encargados, o la integración con sistemas para la automatización del ejercicio de derechos. Para participar podéis escribir a info@privacycloud.com con “MOP auditado prestadores” en el asunto. Volveremos con más entrevistas en el arranque de abril.
Nik did a DPA report with everyone's favorite ad software, Marpipe. And it's time to share what he found. First, let's start off with catalog ads: they're actually carpool lanes, and you're only running in the carpool lane if you're paying for it or have others on board. How does this relate to catalog ad options? How do they run on their own? Plus, TikTok and Snapchat are working to improve their DPAs and catalog ads—which means things like this are probably going to become uniform across platforms. They're starting to understand traits and tags that will help them sell more. How can you use this to your advantage if you're selling via social? What's the future of catalog ads? (Hint: they're not going away anytime soon.) And, find out how a simple “Add to Cart” test can affect behavior. Instant turns browsers into buyers by supercharging your retention marketing. Double Your Revenue: Capture 2-3x more abandonment signals to power targeted re-marketing flows. Remembers your opt-ins: Keep opted-in shoppers remembered for longer while keeping Klaviyo updated. Automated Re-Marketing: Instantly notify your email or SMS platform when a subscriber abandons your site, triggering automated flows to bring them back. Learn from Instant at instant.one/limited Don't forget to check out Nik's helpful hacks here: nik.co/tiktokads nik.co/everydaydose Want more DTC advice? Check out the Limited Supply YouTube page for more insider tips. Check out the Nik's DTC newsletter: https://bit.ly/3mOUJMJ And if you're looking for an instant stream of on-demand DTC gold, check out the Limited Supply Slack Channel for Nik's most unfiltered, uncensored thoughts. Follow Nik: Twitter: https://www.twitter.com/mrsharma
Live from Pathology Visions 2024 in Orlando, FL, the Beyond the Scope team interviews past Presidents of the DPA who were in attendance. Guests include:Eric Glassy (2017)Marilyn Bui (2019)Michael Rivers (2020)Anil Parwani (2021)Ester Abels (2022)Liron Pantanowitz (2023)Junya Fukuoka (Current - 2025)Each President answers questions about the current state of Digital Pathology, what DP/AI looks like in 10 years, how DP/AI can impact healthcare, and how to implement in the community setting. Stay tuned at the end to find out which Presidents are cat or dog lovers and their ice cream preference! It is recommended to watch the video version of this episode on the DPA websiteA forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
What is the best way to address privacy risks in the context of connected cars? Is data minimization compatible with assisted driving? What is the meaning of “Core Vehicle Data”? Mark Jaffe leads the Rivian ethics, compliance and privacy program. This includes ethical culture, compliance oversight, privacy, and investigations. Prior to joining Rivian, Mark was Senior Vice President for Privacy at Teleperformance, a global business process outsourcer with over 400,000 employees operating in over 80 countries, spending almost two years in Singapore managing privacy issues in the Asia Pacific region. He has also dealt with data protection compliance in Europe, Middle East, and Africa. Prior to that, Mark spent 17 years at AT&T in global privacy roles as well as global compliance and ethics roles. Our guest is a frequent speaker on a variety of topics related to privacy compliance and data ethics. Mark earned his B.A., cum laude, from Duke University and his J.D., cum laude, from Northwestern University. References: Mark Jaffe on LinkedIn Rivian's Privacy Hub FTC bans General Motors from selling driving data without permission, adding to case for CarPlay 2 (9to5Mac, January 2025) 800,000 EV drivers' data exposed in Volkswagen breach (The Register, January 2025) Privacy Not Included, a Mozilla Report about connected cars and privacy (“It's Official: Cars Are the Worst Product Category We Have Ever Reviewed for Privacy”, September 2023) Investigation by Netherlands' DPA prompts changes to Tesla security cameras (IAPP, 2023) Tesla workers shared sensitive images recorded by customer cars (Reuters, 2022) Privacy4Cars
Agents Scott and Cam, along with guest operatives Philip Dethlefts, DPA journalist and broadcaster, Dr. Lisa Funnell, 007 scholar, author and media educator, Bill Koenig from The Spy Command blog and David Lowbridge-Ellis of the Licence to Queer blog, convene to discuss the positively shocking future of 007 at Amazon. Read all about the game-changing James Bond news at Variety. You can follow Philip on Bluesky, X and Instagram. Check out Dr. Lisa's work over at her website, and purchase her books on Amazon. You can also follow her on Bluesky and Instagram. Read Bill's writing over at The Spy Command, and hear him on The 007 Files podcast. You can also follow him on Bluesky and X. Check out David's writing at Licence to Queer, and listen to him on the Licence to Queer podcast. You can also follow him on Bluesky, Instagram and YouTube. Become a SpyHards Patron and gain access to top secret "Agents in the Field" bonus episodes, movie commentaries and more! Purchase the latest exclusive SpyHards merch at Redbubble. Social media: @spyhards View the NOC List and the Disavowed List at Letterboxd.com/spyhards Podcast artwork by Hannah Hughes. Theme music by Doug Astley.
The Pro Audio Suite crew takes you inside NAMM 2026!
Live from PV24 in Orlando, FL, Alae Kawam interviews Dr. Aleks Zuraw. Aleks is a veterinary pathologist and founder of Digital Pathology Place, a website and podcast dedicated to all of the hot topics in digital pathology. Topics of discussion include reflections on PV24, practical applications of digital pathology, and the correlation between radiology and pathology transformation to digital. This episode is produced by David Remedios.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
See Podcast on Youtube to see my Test Result: https://youtu.be/Ms6TE3DG4qQIn this episode, I break down the blood work of a Balance Test and explain what your results really mean. If you're seeing a lot of RED, don't worry—this is the most modifiable risk factor for your health, disease prevention, and longevity.I'll also share my own test results from 2019 and walk you through key concepts like the omega-6 to omega-3 ratio, optimal levels, and how these essential fats impact your mental strength, cell membranes, and overall well-being.
In the first episode of Series 8, we explore the big news: Austrian Audio has been acquired by DPA. We dig into what this means for audio gear lovers, with our usual tangents on microphones, recording tips, and more. Thanks to our sponsors: Tri-Booth (not Tribush!) and Austrian Audio. Dive in for everything audio professionals need to know in 2025. Big thanks to our sponsors: Austrian Audio – Making passion heard. Check out the Hi-X20 headphones: Austrian Audio Hi-X20 Tribooth – The portable vocal booth that fits in a suitcase. Use code TRIPAP200 for $200 off! A big shout out to our sponsors, Austrian Audio and Tri Booth. Both these companies are providers of QUALITY Audio Gear (we wouldn't partner with them unless they were), so please, if you're in the market for some new kit, do us a solid and check out their products, and be sure to tell em "Robbo, George, Robert, and AP sent you"... As a part of their generous support of our show, Tri Booth is offering $200 off a brand-new booth when you use the code TRIPAP200. So get onto their website now and secure your new booth... https://tribooth.com/ And if you're in the market for a new Mic or killer pair of headphones, check out Austrian Audio. They've got a great range of top-shelf gear.. https://austrian.audio/ We have launched a Patreon page in the hopes of being able to pay someone to help us get the show to more people and in turn help them with the same info we're sharing with you. If you aren't familiar with Patreon, it's an easy way for those interested in our show to get exclusive content and updates before anyone else, along with a whole bunch of other "perks" just by contributing as little as $1 per month. Find out more here.. https://www.patreon.com/proaudiosuite George has created a page strictly for Pro Audio Suite listeners, so check it out for the latest discounts and offers for TPAS listeners. https://georgethe.tech/tpas If you haven't filled out our survey on what you'd like to hear on the show, you can do it here: https://www.surveymonkey.com/r/ZWT5BTD Join our Facebook page here: https://www.facebook.com/proaudiopodcast And the FB Group here: https://www.facebook.com/groups/357898255543203 For everything else (including joining our mailing list for exclusive previews and other goodies), check out our website https://www.theproaudiosuite.com/ “When the going gets weird, the weird turn professional.” Hunter S Thompson
Live from Pathology Visions 2024 in Orlando, FL, Alae Kawam interviews Dr. Bilal Ahmad. Dr. Ahmad is a Pathologist at Spectrum Healthcare Partners in Maine. He joins Beyond The Scope to discuss challenges of running a physician owned practice and how digital pathology helps with workflow and employee retention. This episode is produced by Quincy Gu.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
We kick off season 5 of Beyond the Scope with a special series of episodes featuring interviews from Pathology Visions 2024, live from Orlando. FL. Giovanni interviews Dr. Don Karcher, a hematopathologist at George Washington University. Dr. Karcher is the CAP President and gives his perspective on integration of digital pathology and artificial intelligence, governance, and the future of pathology.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
Ryan Monette is a Production Sound Mixer, Post Audio Mixer, Sound Designer and Composer based out of Orlando, Florida. He uses a Sound Devices MixePre 10 II, Sound Devices A10 TXs and RXs, DPA 6060 lavs and a Sanken CS3e shotgun mic. Ryan also uses Tentacle Sync time code boxes. Listen as Ryan shares about his audio career working in the studio, on-stage and on-location. Check out his website at https://www.ryanmonette.com/ Each episode we talk with location sound mixers, boom ops and other industry pros about the various aspects of recording sound on-location for feature and independent films, TV commercials, interviews, anytime where dialog from actors is recorded. Whether you're a seasoned veteran or just starting out, this podcast is packed with great stories and lessons about recording on-location.
Lokke Moerel is a leading global expert on new technologies, Artificial Intelligence (AI), Big Data, and the Internet of Things, as well as Morrison & Foerster's lead counsel on Binding Corporate Rules (BCR), with vast experience advising multinational companies in obtaining their BCR approvals throughout the EU. She has also authored the leading textbook on the subject, published by Oxford University Press. We recorded this interview prior to the publication of the European Data Protection Board's opinion on AI models and GDPR principles, following both a discussion paper issued by Hamburg's Supervisory Authority (“Do LLMs contain personal data?”) and an announcement by the Irish Data Protection Commissioner that it would open an investigation into Google's PaLM model. A separate interview on the same topic, with Jorge Garcia Herrero, was released last week on our Spanish-language channel. References: Do LLMs 'store' personal data? This is asking the wrong question (Lokke Moerel, Marijn Storm) Lokke Moerel on LinkedIn Lokke Moerel, Morrison & Foerster EDPB opinion 28/2024 on certain data protection aspects related to the processing of personal data in the context of AI models Discussion Paper: Large Language Models and Personal Data (Hamburgische Beauftragte für Datenschutz und Informationsfreiheit) Large Language Models do not store personal data: the LLM discussion paper of Hamburg's DPA with Dr. Markus Wünschelbaum (PrivacyPod) Data Protection Commission launches inquiry into Google AI model (DPC) ChatGPT provides false information about people, and OpenAI can't correct it (NOYB) Report of the work undertaken by the EDPB ChatGPT Taskforce (May 2024) [ES] Jorge García Herrero: ¿Contienen datos personales los LLM? ¿Cómo aplicamos el RGPD a los sistemas de IA generativa? (Masters of Privacy)
Michael Quick is a cytologost currently serving as the VP of R&D and Innovation for Cytology and Oncology at Hologic and the 2024 DPA President. Mike shares his background as a cytologist and how it led to a career focused on innovation in the digital pathology industry. Hologic has grown into the digital pathology and laboratory industry, and we discuss motivations for expansion of a large company into new areas of medicine. Finally, we feature an interview from Pathology Visions 2024 where Mike reflects on the conference and accomplishments as DPA President.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
Algunas autoridades supervisoras dicen que los LLM no contienen datos personales, pero la DPC irlandesa está investigando a Google por su modelo PaLM y NOYB ha presentado queja contra OpenAI por incumplimiento del principio de exactitud. Después de 17 años en el despacho Garrigues, Jorge García Herrero encontró en 2017 su ikigai en la protección de datos personales. A día de hoy es premio de la AEPD a las “Buenas Prácticas en la implementación del RGPD y la LOPD" (2019), asesora a multinacionales españolas y extranjeras líderes en sus mercados, y lidera dos grupos especialistas en protección de datos. Jorge es además co-autor del manual “Análisis de sanciones en Protección de Datos divididas por conceptos y sectores” (Wolters Kluwer, 2021) y del libro “La adaptación al nuevo marco de protección de datos tras el RGPD y la LOPDGDD” (Wolters Kluwer, 2019). También es ponente y docente habitual en las Universidades de Valladolid, Alicante, Almería, y Pontificia de Salamanca. Su blog es uno de los más leídos en el gremio. Referencias: IA generativa vs RGPD (serie de posts, Jorge García Herrero) Zero-Party Data: Newsletter de Jorge García Herrero y Darío López Rincón Jorge García Herrero en Bluesky Jorge García Herrero en LinkedIn Discussion Paper: Large Language Models and Personal Data (Hamburgische Beauftragte für Datenschutz und Informationsfreiheit) Large Language Models do not store personal data: the LLM discussion paper of Hamburg's DPA with Dr. Markus Wünschelbaum (PrivacyPod) Data Protection Commission launches inquiry into Google AI model (DPC) ChatGPT provides false information about people, and OpenAI can't correct it (NOYB) Informe emitido por el ChatGPT Task Force del CEPD/EDPB Resumen de la evaluación de impacto (DPIA) de la ICO sobre Microsoft 365 CoPilot (por Jonas De Cock) ICO: Data Protection Impact Assessment – Microsoft 365 AI Hallucinations and Data Subject Rights under the GDPR: Regulatory Perspectives and Industry Responses (Theodore Christakis) Rob van Eijk (Future of Privacy Forum) Jorge García Herrero en Masters of Privacy: 2023, 2020
Has honour been restored to the Legitimate Interest legal basis after the CJEU Royal Dutch Tennis Association decision and subsequent EDPB Guidelines? Is the GDPR showing signs of rustiness? Has it instead become a new religion? Rie Aleksandra Walle brings over seventeen years of professional experience across both the private and public sectors, having worked at Kristiania University College, Ernst & Young, Nordic Innovation and the Norwegian Agency for Public Management and eGovernment. Rie is behind the DPO Hub, which helps busy DPOs by offering concise summaries and key practical takeaways from key CJEU rulings, EDPB documents and DPA decisions, as well as by putting together a community around it. She is also the host of the Grumpy GDPR podcast. References: The Grumpy GDPR Podcast (NoTies Consulting) DPO Hub Rie Aleksandra Walle on LinkedIn Rie Aleksandra Walle on Bluesky KNLTB vs. Dutch DPA (CJEU decision) EDPB Guidelines 1/2024 on processing of personal data based on legitimate interest Guidelines on the technical scope of article 5.3 of the ePrivacy Directive Serious Privacy (Podcast): Comments on the KNLTB case and other updates Peter Craddock: ePrivacy exceptions, advertising, analytics, the limits of consent and server-side processing (Masters of Privacy) Rie Aleksandra Walle: the DPO's guide to better resources, constructive debates, and a happier life (Masters of Privacy)
Andy Beck MD PhD is the CEO of PathAI. He joins Beyond The Scope to discuss his background as a pathologist and biomedical informaticist while sharing his journey through the rapidly changing digital pathology landscape. Key topics include motivations for starting a company, real-world feedback from DP/AI users, and challenges for developing AI-powered technology. Finally, Dr. Beck shares the story behind PathAI partnering with Quest and Roche diagnostics.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.
What happens when a major defense contractor faces scrutiny for ethics and compliance violations? In this episode of Corruption, Crime, and Compliance, Michael Volkov dives into the high-stakes world of corporate accountability, exploring Raytheon's recent $428 million settlement with the U.S. Department of Justice. From fraudulent pricing to bribery and compliance lapses, we uncover the impact of these violations and the tough questions they raise about corporate governance, oversight, and ethical responsibility in high-stakes industries.Hear Michael talk about:Raytheon Company (Raytheon) -- a subsidiary of defense contractor, RTX (formerly known as Raytheon Technologies Corporation) — agreed to pay over $950 million to resolve the Justice Department's investigations into three areas of violation. The settlement addresses three main issues:A major government fraud scheme involving defective pricing on certain government contractsViolations of the Foreign Corrupt Practices Act (FCPA) the Arms Export Control Act (AECA) and its implementing regulations, the International Traffic in Arms Regulations (ITAR)As part of the settlement, Raytheon entered into a three-year deferred prosecution agreement (DPA) and agreed to the filing of criminal information in the District of Massachusetts charging Raytheon with two counts of major fraud against the United States. Raytheon admitted to engaging in two separate schemes to defraud the Department of Defense (DOD) relating to the provision of defense articles and services, including PATRIOT missile systems and a radar system. Separately, Raytheon entered into a three-year DPA in connection with a criminal information in the Eastern District of New York charging Raytheon with two counts: conspiracy to violate the anti-bribery provision of the FCPA for a scheme to bribe a government official in Qatar and conspiracy to violate the AECA for willfully failing to disclose the bribes in export licensing applications with the Department of State as required by part 130 of ITAR.The Justice Department's FCPA and ITAR resolution is coordinated with the Securities and Exchange Commission (SEC). Both DPAs require that Raytheon retain an independent compliance monitor for three years, enhance its internal compliance program, report evidence of additional misconduct to the Justice Department, and cooperate in any ongoing or future criminal investigations. Raytheon also reached a separate False Claims Act settlement with the Justice Department relating to the defective pricing schemes.ResourcesMichael Volkov on LinkedIn | X (Twitter)The Volkov Law Group
Time for a Newsroom summarizing everything that's happened in our usual areas of focus, although we are dropping the last two (Zero-Party Data and Future of media) this time around. ePrivacy & Regulatory Updates Enforcement On September 5th, the CNIL fined CEGEDIM SANTÉ 800,000 euros for processing health data without authorization. The healthcare software provider collected sensitive personal information, assigning a unique identifier for each patient of the same doctor. This method was considered sufficient to ensure that personal data remained anonymous in order to put together certain comparative studies, but the CNIL concluded that, given the risk of re-identification, it could merely be considered pseudonymized, exposing a breach of the GDPR as a result (for starters, patients had not been informed of additional purposes). A Reference was made to the EDPB's Opinion 05/2014 on Anonymisation Techniques. On September 27th The Irish DPC issued a 91 million euro fine to Meta for storing certain user passwords in plain text files. On October 22nd, NOYB filed a claim against Pinterest before the French supervisory authority alleging that the company relies on legitimate interest to underpin its behavioral advertising practices, in contravention of the CJEU Bundeskartellamt decision. The social network has also been accused of breaching the transparency principle and not responding to data subject requests appropriately. On October 24th, the Irish DPC imposed a 310m EUR fine on LinkedIn. The professional social network is not properly applying a valid legal basis for targeted ads and the processing of first party data about their members, despite referring to three separate grounds: consent, legitimate interest and contractual necessity. This has also resulted in a breach of the fairness principle. On October 30th, the California Privacy Protection Agency announced an investigative sweep of data broker registration compliance under the Delete Act. This law requires data brokers to register with the CPPA and pay a fee annually. On November 6th, the Canadian government ordered the closure of TikTok in the country. Citizens are however allowed to keep using the app, as this is considered a personal choice. Legal updates and guidelines On October 4th, the CJEU resolved a famous dispute between the Royal Dutch Lawn Tennis Association and the Dutch DPA. The latter had imposed a fine on KNLTB for relying on legitimate interest for sharing data with its sponsors for purposes of direct marketing. Five days later, the EDPB requested comments on its draft Opinion on processing data on the basis of Legitimate Interest: It is made clear that this legal basis should not be treated as a “last resort” as it is of equal value to the rest, and a differentiation is made between an interest (or broader benefit that a controller may have) and a purpose (or specific reason why the data is processed). The Opinion has also stated that an interest must be related to the data controller's activities. On the same day (October 9th), the EDPB adopted its Opinion 22/2024 on certain obligations following from the reliance on processors and sub-processors: every controller should extend the diligence they currently have over direct processors to the entire chain of custody, no matter how many degrees apart. On October 16th, the EDPB adopted new Guidelines on the technical scope of article 5.3 of the ePrivacy Directive: given that very little has changed since they opened up an initial draft for comments, we recorded a separate episode with Peter Craddock pondering the far reaching implications of these Guidelines. Turning our attention to the UK, on October 7th the UK ICO launched its own Data Protection Audit Framework including self-assessment toolkits and other practical resources. Also, the UK Data Protection reform is back, now with a Data Use and Access Bill (with a second reading announced on November 1st). It maintains an exception for analytics cookies that will not require consent. DPOs are back on the table (the previous reform proposal was getting rid of the role). On November 5th EDPB adopted its first report under the EU-U.S. Data Privacy Framework and a statement on the recommendations on access to data for law enforcement. The redress mechanism has been implemented successfully but it is yet not being widely used. The EDPB has voiced concerns about recent changes to Section 702 FISA and how that could expand the role of private companies in gathering data about EU citizens. MarTech and AdTech On November 12th, Meta introduced a plan C to its Pay or Consent models, having been told by the EDPB that the current proposal would not be acceptable. A third option (besides paying and relying on behavioral ads) is now available which will use less data and remain mostly contextual. It will also compensate its decreased targeting capabilities with increased audience reach by showing ads (“ad breaks”) that become unskippable for a few seconds. A study conducted by Boston University has concluded that the Protected Audiences API (building on the formerly called FLEDGE protocol, a part of Chrome's Privacy Sandbox), can produce similar results to those of third party cookies in the context of retargeting campaigns. On November 5th, David Raab, who back in the day had coined the label CDP (Customer Data Platform), published a provocative piece titled “The Composable CDP is Dead”. In summary the author argues that all CDPs have already caught up with the modularization that came from sitting on top of more flexible data warehouses, so every single CDP has either become a niche modular component or an all-encompassing, highly-modularized software suite. In sum, the term will not help a Hightouch differentiate itself uniquely any longer. We suggest that you listen to our interviews with Tejas Manohar and Jonathan Mendez, CEOs of Hightouch and Neuralift AI respectively, for further context. AI, Competition and Digital Markets The community is still recovering from Hamburg's DPA's opinion (adopted on July 15th) stating that LLMs do not contain personal data. The supervisory authority made three key points that we will be covering with some future guests: a) No personal data is stored in LLMs; b) Data subject rights as defined in the GDPR cannot relate to the model itself, but they can be exercised against the provider or deployer of a system built on top of such models, with regards to the input or output of such system; c) The training of LLMs using personal data must comply with data protection regulations. The Irish DPC announced an investigation into Google's foundational AI model (PaLM 2) on September 12th, with a focus on the DPIA that Google is expected to have undertaken. An ICO report released on November 8th found that AI recruitment technologies can filter candidates according to protected characteristics including race, gender, and sexual orientation. On November 13th, Meta received an 800,000 EUR fine for anti-competitive practices in the bundling of its Marketplace feature with the primary Facebook application. So, they have leveraged their control over one market to take control of another, adjacent market, in this case threatening pretty large companies in the classified ads space. That's it for today! Thanks again for listening.
สิงคโปร์ใช้เวลาเพียงแค่หนึ่งชั่วอายุคน พิสูจน์ให้ทั่วโลกเห็นว่าจากเกาะเล็กๆ ที่มีทรัพยากรจำกัด สู่การเป็นประเทศที่มีเศรษฐกิจติดอันดับโลก ขอปิดท้ายรายการ Money Armageddon Season 4 ด้วยเรื่องราวการเดินทางของประเทศสิงคโปร์ ตั้งแต่วันที่ไม่มีแม้แต่น้ำจืดเพื่อดื่มกิน แต่กลับสร้างคนสร้างประเทศให้มีความแข็งแกร่งและยืนหยัด จนกลายเป็นประเทศที่มีความยิ่งใหญ่ทางเศรษฐกิจ ความสำเร็จครั้งนี้ ไม่ใช่ปาฏิหาริย์ แต่เป็นเพราะวิสัยทัศน์ของผู้นำ และความทะเยอทะยานของ ‘พลเมืองสิงคโปร์' ที่ต้องการพัฒนาชาติ ชวนฟังองค์ประกอบอีกมากมายที่ส่งผลต่อการพัฒนาเศรษฐกิจและสังคมของประเทศสิงคโปร์ https://linktr.ee/moneyarmageddon #SalmonPodcast #MoneyArmageddon #วันเงินตราวินาศ #DPA #สถาบันคุ้มครองเงินฝาก #พร้อมคุ้มครองเคียงข้างคุณ #รุ่งสางหลังวันวินาศ Learn more about your ad choices. Visit megaphone.fm/adchoices
Japan Airlines ฟื้นตัวเองหลังขาดทุนจนแทบสิ้นเนื้อประดาตัวได้อย่างไร? ก่อนจะมีกำไร สายการบินแห่งชาติญี่ปุ่นเคยเจอวิกฤตมาก่อน เนื่องจากการบริหารที่ผิดพลาด การจ้างงานที่มากเกินความจำเป็น และความใหญ่เทอะทะขององค์กร จนทำให้มีหนี้สินล้นพ้นตัว อยู่ในภาวะล้มละลาย กระทั่งโดนเพิกถอนออกจากตลาดหลักทรัพย์โตเกียวอย่างเจ็บปวด ชวนฟังบทเรียนราคาแพง จากจุดต่ำสุดถึงจุดสูงสุดของสายการบินนกกระเรียน พวกเขาฟื้นฟูธุรกิจครั้งยิ่งใหญ่ครั้งนี้ด้วยวิธีใด จนทำให้บริษัทกลับมาทำกำไรได้เป็นกอบเป็นกำอีกครั้ง https://linktr.ee/moneyarmageddon #SalmonPodcast #MoneyArmageddon #วันเงินตราวินาศ #DPA #สถาบันคุ้มครองเงินฝาก #พร้อมคุ้มครองเคียงข้างคุณ #รุ่งสางหลังวันวินาศ #เจแปนแอร์ไลน์ #JapanAirline #JAL Learn more about your ad choices. Visit megaphone.fm/adchoices
The IAPP's annual “Privacy. Security. Risk.” event took place in Los Angeles last week. Both Celine Takatsuno and Sergio Maldonado attended, took some notes, and now share their experiences and takeaways. References: Sergio Maldonado (Medium): PSR 2024 Takeaway (DPAs, Vendor Audits, MHMD Act) Mike Hintze: Blog post series on Washington State's My Health My Data Act IAPP: Agenda and speakers at PSR 2024.
Hosts: Rusty Cannon and Marty Carpenter A new partnership between the Utah Department of Corrections and Utah State University will provide employees with an opportunity to learn leadership skills. Glen Haas, DPA is the Correctional Leadership Development Program Director at Utah State University joins the program to explain how this program came about and how it’ll help inspire correctional officers to learn and grow professionally.
Hosts: Rusty Cannon and Marty Carpenter UEA files lawsuit against state of Utah over Amendment AA lawsuit has been filed by the Utah Education Association (UEA) over Amendment A, a ballot question that asks voters for permission to remove the income tax earmark for education. The question also proposes removing the state sales tax on food. UEA makes very similar claims as the lawsuit filed over Amendment D, which is now working its way through the courts. KSL Legal Analyst Greg Skordas breaks down this new filing for our listeners. State lawmakers want to crack down on illegally-registered vehiclesWe’ve probably noticed it before driving around Utah – a vehicle with an out-of-state license plate that seems to be in Utah… all the time. Sometimes, those vehicles may have been bought and licensed in a state without sales tax, but are used primarily in Utah. When that happens, the state of Utah misses out on thousands of dollars in taxes and fees – things meant to pay for roads. State lawmakers are now proposing a major crack-down on this kind of tax evasion; listen to hear more about it. Latest funding bills fails in the US House; government one day closer to shutdownIt might sound like a broken record – once again, Congress is struggling to pass a bill that would fund the government beginning in October. The continuing resolution failed in the House 202 to 220, with 14 Republicans going against the party by voting against and 3 Democrats breaking ranks by voting for the bill. We break down the rationale some of the representatives give and discuss the politics behind the votes. Polls: Harris, Trump are neck-in-neck in 7 battleground statesNew polling finds Trump leading Harris in Arizona, Georgia, Pennsylvania, and Wisconsin; Harris is leading in Michigan and North Carolina. In Nevada, both candidates are tied at 48%. As the candidates get closer to each other in the polls, will it actually matter? The Teamsters union has also announced that they wouldn’t endorse either candidate; will that play a major role? The KSL at Night hosts share their thoughts. Utah cities using ADUs to help with housing shortages, high costsLike many cities around the state – and the country – Farmington is facing a housing crunch. High costs and low availability is making it difficult for people to stay in their hometowns. It’s an especially troublesome barrier for new couples and elderly folks. Officials from Farmington testified before a legislative committee about their efforts to help with the issue: ADUs. Listen in for more explanation. Study: Latter-day Saints more resilient to political division, polarizationA national study finds that members of The Church of Jesus Christ of Latter-day Saints are among the most resilient to political division and polarization. Why is this? With Latter-day Saints making up a majority of Utah’s population, could this kind of resilience contribute to the “Utah way?” KSL at Night hosts Rusty Cannon and Marty Carpenter discuss the reasons given in the study. Dept. of Corrections partnering with Utah State University for leadership classesA new partnership between the Utah Department of Corrections and Utah State University will provide employees with an opportunity to learn leadership skills. Glen Haas, DPA is the Correctional Leadership Development Program Director at Utah State University joins the program to explain how this program came about and how it’ll help inspire correctional officers to learn and grow professionally. Do celebrity endorsements of candidates actually help?Years and years of data show that celebrity endorsements of candidates don’t actually make a difference in terms of how people vote. So then why do celebrities still do it? And why do people – especially on social media – get so fired up when a famous person says they’re voting for a certain candidate? We finish the show discussing the role these kinds of endorsements have… or don’t have.
Compliance Clarified – a podcast by Thomson Reuters Regulatory Intelligence
In this episode, Lindsey Rogerson and Rachel Wolcott, senior editors for Regulatory Intelligence in EMEA discuss the UK Financial Conduct Authority's (FCA) approach to Freedom of Information Act (FOIA) compliance.In the UK, most public bodies are subject to FOIA. That means members of the public can request information held by public authorities or by persons providing services to them. That includes the FCA, the Prudential Regulation Authority and the Bank of England. Lindsey and Rachel discuss the importance of using FOIA in their work to uncover information that helps readers and listeners better understand how the regulators work. They talk through several examples of information they've been able to request, including about whistleblowing, enforcement statistics, as well as bullying and harassment allegations made by FCA employees. Recently, however, many of their FOIA requests have been met with resistance from the regulator. Lindsey and Rachel talk about how they appealed the FCA's use of FOIA exemptions —and won. The process brought valuable insights into how the regulator manages FOIA compliance. LINKS FCA response to FOI on guidance for supervisors investigation allegations made by whistleblowers after ICO intervention June 2024: https://www.whatdotheyknow.com/request/protocol_for_supervisors_when_in/response/2684994/attach/4/FOI10712%20Amended%20Response%2020240619.pdf?cookie_passthrough=1 Redacted FCA document: Supervision: Whistleblowing ‘How to Guide' for SPC & Authorisation Divisions: https://www.whatdotheyknow.com/request/protocol_for_supervisors_when_in/response/2684994/attach/5/Annex%20A.pdf?cookie_passthrough=1 Article: FCA report shows "host" ACD compliance has not improved in a decade, s 166s imposed: https://word-edit.officeapps.live.com/we/FCA%20report%20shows%20%22host%22%20ACD%20compliance%20has%20not%20improved%20in%20a%20decade,%20s%20166s%20imposed Article on: UK FCA is still assessing more than 1,100 whistleblower reports from 2023/24: https://nam02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fgo-ri.tr.com%2FO3tB1r&data=05%7C02%7Crachel.wolcott%40thomsonreuters.com%7Cba01669a1154474d690a08dcd2715851%7C62ccb8646a1a4b5d8e1c397dec1a8258%7C0%7C0%7C638616631473549097%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=DODZq3z11tZ%2FDZsQvMvYSJWDHOs4gJi7eVZRLslaqGA%3D&reserved=0 H2O decision notice: https://www.fca.org.uk/publication/final-notices/h2o-am-llp-2024.pdf FCA warning notice on Woodford Investment Management Ltd and Neil Woodford: https://www.fca.org.uk/publication/warning-notices/warning-notice-statement-24-3.pdf First Tier Tribunal decision in Paul Carlier v ICO: https://www.bailii.org/uk/cases/UKFTT/GRC/2024/257.htmlArticle on FOIA request about MiFID II recordkeeping investigations: https://www.linkedin.com/posts/rachelwolcott_mifid-enforcement-action-activity-7199352605670555649-BLwt/?utm_source=share&utm_medium=member_desktopArticle: FCA to merge FOIA, personal data disclosure unit into comms team: https://www.linkedin.com/posts/rachelwolcott_fca-to-merge-idt-fully-with-communications-activity-7163815206140239873-HFex/?utm_source=share&utm_medium=member_desktopUK FCA's FoIA request reputational risk assessments, guidelines for journalists' requests are inappropriate –expert (paywall): http://go-ri.tr.com/xqNUHXMeta FOIAsFOI6522, FOI9427, FOI9980 (scroll to the bottom for links. For two of them you may need to request access from the FCA) FCA's response to Lindsey and Rachel's questions: Is the FCA's approach to FOIA and DPA in line with its stated values of acting with integrity and delivering in the public interest? "Yes" Does the FCA still circulate FOI responses to large number of staff in the CEO's office and the COO for comments and sign off? "As we mentioned in our last response to you in March, our approach is in line with ICO guidance and the law." What are the latest IDT performance statistics? "Over the last 12 months from September 2023 to August 2024 (inclusive), we responded to 92% of FOIA requests and 98% of DSARs within the statutory deadline." Has the ICO asked the FCA to perform any remedial work on IDT? Has ICO advised/queried the FCA about safeguards for FOIA and DPA in the new combined IDT/press office arrangements? "No. When we answered your questions in March, we explained that it had been our intention that the information disclosure team would move to a different department within the communications directorate as part of a planned restructure later this year. That move has now happened." Has the FCA stopped internal circulation of lists of new FOIA requests with names of requestors? If not why not?"We continue to circulate the details of new requests, which generally include the names of the requesters, to a limited number of internal stakeholders. We are satisfied that our internal processes are appropriate and lawful, including that our processes are compliant with FOIA and data protection legislation." What further steps has the FCA taken to train IDT/comms staff about using FOIA exemptions?"All IDT staff and internal reviewers have received formal training on the application of the FOI Act and many members of the team are qualified FOIA practitioners. In addition, IDT works closely with our legal division, which provides expert guidance in the interpretation of the most complex aspects of the Act." Has the FCA reviewed its approach to labelling FOIA requests as vexatious following the First-Tier Tribunal case Paul Carlier v Information Commissioner and the FCA? If yes, how? "The FCA continues to consider each request on a case by case basis, in line with the requirements of relevant legislation, ICO guidance and case law. In this case, the ICO agreed with our view the requests were vexatious. The Tribunal, however, decided 'by a narrow margin' they were not, a conclusion it reached 'with some hesitation.' We have therefore been happy to reconsider the requests." From the evidence we have reviewed the FCA's approach to FOIAs and DPAs seemed to be top-down with many senior executives signing off requests and even correcting grammar errors. We are also aware from our own FOIs that there is often months-long delays in responding to requests and appeals. Given this, what is the FCA doing to ensure a more efficient process in line with the legislation? "We have improved our performance on the statutory deadlines for FOIAs and DSARs over the last year. We recognise that we need to do more to improve our performance in processing FOIA Internal Reviews and DSAR complaints. We are currently considering how the existing process can be streamlined to improve its efficiency. Our internal processes are focused on ensuring a clear and quality response, not preventing disclosure which is determined by the law."FOI6522: https://www.whatdotheyknow.com/request/foi6522_request_for_further_info#incoming-2714347FOI9427: https://www.whatdotheyknow.com/request/foi9427_request_for_information#incoming-2713882FOI9980: https://www.whatdotheyknow.com/request/foi_9980_request_for_information#incoming-2711477 Compliance Clarified is a podcast from Thomson Reuters Regulatory Intelligence.Listen to wide-ranging, insightful discussions on all things compliance for financial services firms. We delve into the hot topics of the day, the challenges faced and offer up practical ideas for emerging good practice. We de-mystify regulation and explore the art, as well as the science, of the ever-expanding role of the compliance officer. Enforcements, digital transformation, regulatory change, governance, culture, conduct risk – anything and everything impacting the compliance function is up for discussion.
Overal in Libanon, en ook in delen van Syrië explodeerden gisteren duizenden piepers van Hezbollah-leden. Dat resulteerde in minstens 9 doden en ruim 3000 gewonden volgens de Libanese autoriteiten. Wat betekent de aanval voor Hezbollah? De beweging houdt Israël verantwoordelijk voor de aanval en zweert wraak, maar zijn ze wel in staat tot een stevige tegenreactie? Nieuwsuur-verslaggever Zainab Hammoud is te gast. (09:29) Hoe kijken Berlijn en Brussel naar Nederlandse regeringsplannen? Nederland heeft een ‘open blik' naar de buitenwereld en samenwerking is belangrijk, hoorden we gisteren in de troonrede. Maar tegelijkertijd wil het kabinet onder sommige Europese regels uit. Vandaag liet minister Faber weten dat ze de Europese Commissie heeft geïnformeerd over een gewenste opt-out van Europese migratieregels. Welke positie neemt Nederland hiermee in Europa in, en hoe kijken andere hoofdsteden eigenlijk naar de Nederlandse regeringsplannen? We bespreken het met VRT-correspondent in Brussel Rob Heirbaut, en met Annette Birschel, correspondent voor het Duitse persbureau DPA in Nederland. Presentatie: Sophie Derkzen
Send us a textWelcome to Episode 126 of the Reel Turf Techs Podcast! This week, we're honored to chat with Jerry Goman, Senior Principal Design Engineer at The Toro Company, who recently retired after an impressive 39-year career. Jerry's journey began on a dairy farm, leading to dual degrees in agricultural and mechanical engineering, and ultimately to a pivotal role at Toro. Over the years, Jerry worked on numerous product lines, with a significant focus on greens mowers. In this episode, we dive deep into the design and engineering of cutting units, exploring topics like rifling, blade pass frequency, the development of DPA and EdgeSeries reels, bedknives, and more. If you're into the technical details of turfgrass equipment, this episode is a must-listen! Don't miss out on this insightful conversation with one of the industry's greats. Tweet us @ReelTurfTechs and @MTrentManning Email us at ReelTurfTechs@gmail.com Check out our YouTube Channel
In this episode of the Loan Officer Training podcast, we explore the essential strategies for structuring down payment assistance loans. Discover how to effectively design and manage these loans to help your clients overcome one of the biggest barriers to homeownership. We'll cover key aspects such as eligibility criteria, types of down payment assistance programs, and how to integrate these loans with conventional mortgage products. Learn practical tips for ensuring smooth processing, compliance with program guidelines, and maximizing benefits for your clients. Whether you're new to down payment assistance or looking to enhance your expertise, this episode provides valuable insights to help you successfully structure these loans and make homeownership accessible to more buyers. Tune in to elevate your skills and better support your clients in achieving their homeownership dreams!Tune in and take your mortgage expertise to the next level!Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income DocumentationCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...
What's changing with DPA? Does attention actually matter most in advertising? Are DPA and catalog ads the same? Nik's talking with Dan Pantelo, the founder of Marpipe HQ, where they're on a mission to make DPA ads even better. Find out Dan's five strategic tips everyone should know about catalog ads and why DPA is growing rapidly. When should we NOT use DPA? Does DPA matter more than UGC? Dan explains it all. Heard about DPA from others? Well…there's a good chance you've heard a misconception or two. Dan and Nik break down how big it actually is, creative possibilities, and why using a tool can be effective in the long run. Plus, find out why shooting products in different contexts is important (Hint: it's the reason why people wear clothes in clothing ads). And don't forget to check out Nik's helpful hacks here: nik.co/tiktokads nik.co/everydaydose AfterSell empowers businesses to maximize their revenue potential with upsell, cross-sell, and post-purchase engagement solutions. Our data-driven tools and seamless integrations help you transform customer interactions and boost revenue effortlessly. To learn more visit aftersell.com/limited. Want more DTC advice? Check out the Limited Supply YouTube page for more insider tips. Check out the Nik's DTC newsletter: https://bit.ly/3mOUJMJ And if you're looking for an instant stream of on-demand DTC gold, check out the Limited Supply Slack Channel for Nik's most unfiltered, uncensored thoughts. Follow Nik: Twitter: https://www.twitter.com/mrsharma
The Great Depression วิกฤตทางเศรษฐกิจที่รุนแรงที่สุดครั้งหนึ่ง กัดกินระยะเวลายาวนานกว่า 10 ปี ทิ้งแผลสดและแผลเป็นให้กับหลายประเทศทั่วโลก ไม่ใช่แค่เพียงในสหรัฐฯ เท่านั้น นอกจากรายการ Money Armageddon Season 4 ที่กลับมาในเดือนสิงหาคมแล้ว เดือนสิงหาคมยังมีความพิเศษเพราะสถาบันคุ้มครองเงินฝาก หรือ DPA สปอนเซอร์หลักอย่างเป็นทางการของรายการ ครบรอบก่อตั้ง 16 ปี ในวันที่ 11 สิงหาคมที่ผ่านมา ถือเป็นเดือนพิเศษประจวบเหมาะกับการเริ่มต้นซีซั่น 4 ของรายการ Money Armageddon ในครั้งนี้ โดยเราจะพาทุกคนย้อนไปดูหายนะทางการเงินเรื่องแรกที่เปิดตัวในรายการ Money Armageddon แต่ครั้งนี้ขอชวนคุยในมิติการแก้ไขหายนะในครั้งนั้น ด้วย ‘โครงการ NEW DEAL' ที่มีจุดเปลี่ยนมาจากการเปลี่ยนรัฐบาลในยุคของ ‘แฟรงคลิน เดลาโน โรเซอเวลต์' จนได้รับขนานนามว่าเป็นรัฐบุรุษและผู้นำทางการเมืองที่ช่วยพาประเทศหลุดพ้นสภาพเศรษฐกิจซบเซาครั้งใหญ่ที่เกิดขึ้นได้ ไปฟังเรื่องราวความเจ็บปวด จนถึงวิธีการวางรากฐานทางเศรษฐกิจที่ทำให้สหรัฐฯ กลับขึ้นมาผงาดสู่ความรุ่งเรืองได้อีกครั้ง https://linktr.ee/moneyarmageddon #SalmonPodcast #MoneyArmageddon #วันเงินตราวินาศ #DPA #สถาบันคุ้มครองเงินฝาก #พร้อมคุ้มครองเคียงข้างคุณ #รุ่งสางหลังวันวินาศ#GreatDepressionRecovery Learn more about your ad choices. Visit megaphone.fm/adchoices
La Fiscalía General de la Nación presentó ayer el nuevo sistema por el que se asignan los casos en cada sede del ministerio público. En el oficialismo se había cuestionado últimamente la forma en que ciertos casos, sobre todo los que tenían alguna connotación política, se asignaban a determinados fiscales. En este nuevo sistema, la distribución de casos en forma aleatoria será “la regla”, según afirmó la directora de la oficina de Depuración, Priorización y Asignación (DPA) de Fiscalía, Patricia Marquisá. El sistema analizará primero cada denuncia por territorio, especialización, prioridad y gravedad y luego la asignará de forma aleatoria a un fiscal. “Esto requiere una serie de tareas previas antes de pasarla por el sistema aleatorio. Tenemos que calificar dónde se cometieron los hechos y si hay alguna fiscalía especializada en esa materia. También le vamos a dar la prioridad al departamento, porque también está previsto”. La Fiscalía asegura que este nuevo sistema es “transparente, auditable, objetivo y garantista”, y que “no será previsible”. Conversamos En Perspectiva con Patricia Marquisá, directora de la oficina de Depuración, Priorización y Asignación (DPA) de Fiscalía.
Have you heard of the recent controversies around Boeing 737 MAX and its safety? Have you wondered what is being done about the concerns around it? In this episode of Corruption, Crime, and Compliance, Michael Volkov delves into the latest developments in the Boeing 737 MAX case, highlighting the recent plea agreement proposed by the Department of Justice (DOJ). The Boeing 737 MAX case took another dramatic turn. On July 24, 2024, the Department of Justice filed with the United States District Court for the Northern District of Texas a proposed plea agreement with Boeing. Under the Plea Agreement, Boeing will plead guilty to the original Information filed in 2021 with the Deferred Prosecution Agreement ("DPA"). The discussion focuses on Boeing's alleged failure to implement adequate compliance measures, leading to significant risks and violations, and the ongoing legal and ethical implications of the case. Tune in to hear a detailed analysis of the complexities and legal ramifications of Boeing's recent plea agreement and what it means for corporate compliance and accountability.You'll hear him talk about:Certification Issues: Boeing failed to ensure its 737 MAX certifications were accurate, risking false certifications to the FAA.DOJ Plea Deal: Boeing agreed to plead guilty to conspiracy to defraud the U.S., facing opposition from victims' families who find the resolution insufficient. The plea agreement, which has been filed under Federal Rule Criminal Procedure 11(c)(1)(C), requires the Court to approve and accept the deal. The Court can reject the plea deal and require the parties to renegotiate the terms.Victims' Rights: The proposed resolution has been controversial because of the opposition of the families of the victims, who have opposed the plea agreement and general disposition of DOJ's investigation and prior resolutions as insufficient to vindicate the public interest and their rights as victims of Boeing's malfeasanceCompliance Failures: Boeing breached its DPA by not implementing effective compliance controls, particularly in safety and quality processes.Independent Monitor: Boeing will be monitored for three years and must invest $455 million in compliance and safety improvements.Ongoing Challenges: Boeing's anti-fraud measures still have gaps, with broader implications for industries where safety is critical.Resources:Michael Volkov on LinkedIn | TwitterThe Volkov Law Group
Ready to untangle the knot of a couple's stress? Dive in as we unpack the secret stressors rocking relationships!
Jessie Van Der Vyver is a Production Sound Mixer based out of Kansas City, Missouri and also London, England. Jessie uses a Sound Devices 888 mixer/recorder. He also uses Sound Devices A20 wireless TXs and RXs including the A20 mini transmitters. Additional wireless includes Lectrosonics TXs and RXs. For time code boxes he likes Ambient Recording LockIt and NanoLockits. For lavs, Jessie uses DPA 6060s and 4060s. On the boom pole he has a Schoeps CMIT 5u and also uses the Schoeps Colette CMC 6u with mk41 capsules. Jessie also uses a DPA 4017c on the boom. Each episode we talk with location sound mixers, boom ops and other industry pros about the various aspects of recording sound on-location for feature and independent films, TV commercials, interviews, anytime where dialog from actors is recorded. Whether you're a seasoned veteran or just starting out, this podcast is packed with great stories and lessons about recording on-location.
Tuesday July 23, 2024 Peter Reilly on Boeing Plea as DPA 2.0
“Ultra-Processed Foods DO NOT Cause Obesity” claims latest study from top U.S. diet policy makers; Florida Congresswoman takes aim at high-fructose corn syrup, food dyes in proposed bill; What's the best natural sunscreen? Why is there DPA in fish oil—and is it beneficial? A caller's doctor poo-poos vitamin D's benefits for immunity; Natural support for GERD; Alzheimer's slowed by lifestyle intervention in first-of-its-kind trial; Campaigns against misinformation backfire—by making people distrust legitimate information; Pentagon funds $450 million experimental project to deliver lab-grown meat to troops to “lower carbon footprint”.
Attorney Maritza Perez Medina is the Director of the Office of Federal Affairs at the Drug Policy Alliance in Washington, DC, the leading organization in the US working to end the drug war. Maritza leads the organization's federal legislative agenda and advocacy strategy to end the war on drugs. In this role, she lobbies Congress and the Administration on drug policy and criminal legal reform. Maritza is a graduate of the University of Nevada's Reynolds School of Journalism and UC Berkeley School of Law. She is also a member of the Bar of the District of Columbia, California, and the U.S. Supreme Court. Maritza has been featured in various media outlets including The Washington Post, The New York Times, Los Angeles Times, Politico, Latino USA, and now The Canna Mom Show.And Dave gives a recommendation on The Culture Corner for the Netflix Series Eric.Topics Discussed(1:10) Welcome(1:15) Ganja Goddess Gala(1:38) Revival Wheeler Mansion in Orange, MA(4:20) Old Cemeteries(5:00) The Hidden Brain(7:55) The Culture Corner with Dave – Netflix Series Eric(10:25) Attorney Maritza Perez Medina Introduction(11:30) Professional Journey(15:00) Raised Mormon(17:00) Work at DPA(18:30) CAOA Bipartisan Support(19:20) Rescheduling CSA from 1 – 3(21:50) Add Your Voice with Public Comment(25:11) M.O.R.E and C.A.O.A(26:25) Parabola Center(31:00) Advocacy Links: Engage in Public Comments(31:40) Contact Local Representatives in House and Senate(32:00) Drug Policy Alliance Website(34:50) MAPS(35:00) Personal Relationship and Family(42:15) Marijuana History(44:00) Is It Marijuana or Cannabis in Policy?(45:00) Drug Policy Predictions(49:25) Favorite Way to Consume(49:55) Washington, DC Canna Status(51:45) Connect with Maritza on Instagram or on Twitter or Drug Policy Alliance The Canna Mom Show wants to thank:Josh Lamkin and Bella Jaffe for writing and performing TCMS theme music and Fortuna Design for creating TCMS website and Sugar Leaf Creative for marketing and social media.
Tell me what's going on in the market in general:- Rates are down- Inventory is tight- Inventory is the tightest in the affordable housing segments- Renovation mortgages are a huge tool for those wanting to broaden their searchTell us about renovation mortgages, I know that's your specialty…- 1 loan for purchase and for repairs/renovations- Great for needs AND wants- Work is done after closing- Appraisal is based on “as improved”- Several types:o FHA 203k – great for 1st time home buyers. Owner occupied only. 1-4 units. Can use DPA. Generous seller concessions. Can pair with $100 Down program on HUD REO properties. Caps out around $315K loan amount.o FNMA Homestyle – owner occupied and 2nd homes and investment properties. 1-4 units for owner occupied. Can do “luxury items” like a pool. Can go to higher loan amounts up to $484,350.o VA – must be a qualified veteran with VA entitlement (mention Bluewater Bill), owner occupied, 1-4 units, 0% down, generous seller concessions.What should a customer consider when shopping for a renovation mortgage and can these be done asa refinance as well?- Experience #1 and products #2- Don't be the person who is getting practiced on with these products. I have done over 600 of them and would not consider myself to have been a real master of them until I had done about 100.- “If you are a hammer, every problem looks like a nail”… if your lender does not have all these products then they are looking at putting you in what they have available versus putting you in what fits you best.- These are awesome for refinance opportunitieso Tight equity scenarioso Better than high interest credit cardso Avoid dipping into savings or retiremento Go to higher LTV's and go off “as improved” values Get bonus content on Patreon Become a member at https://plus.acast.com/s/pattysplayhouse https://plus.acast.com/s/pattysplayhouse. Hosted on Acast. See acast.com/privacy for more information.
Get ready for an electrifying episode of the Crackin' Backs Podcast featuring the brilliant Chris Talley! In this scientifically charged yet elementary discussion, Chris delves into the intricacies of nutrition and its profound impact on our health.Chris Talley, the innovative CEO of Precision Food Works and a leading nutritional scientist with over 30 years of experience in optimizing athletic performance through advanced nutrition. Chris has revolutionized the sports nutrition landscape by utilizing cutting-edge biomarker testing to tailor dietary plans precisely to the individual needs of elite athletes, ensuring peak performance and health. In this episode, Chris will share insights from his early career that shaped his philosophy on the importance of basic nutrition over supplementation, and how this approach has influenced his work with athletes from the NFL, NBA, and Olympic teams.Chris debunks the myth that a vegan diet is inherently healthier, highlighting the essential amino acids and fatty acids found in meat that are crucial for optimal health. He explains the importance of a comprehensive biomarker panel, which examines over 40 amino acids and 30 essential fats, alongside markers for neurotransmitters and heavy metal toxicities.We'll delve into the challenges Chris faced in debunking common nutritional myths within the athletic community, such as the efficacy of certain supplements and the misunderstood roles of proteins and fats in diets. Additionally, Chris will discuss his pioneering work in nutritional catering, where his company designs meal programs that are scientifically tailored to the exact nutritional needs of clients, aiming for rapid and precise health improvements without relying on supplements.Explore the fascinating world of neurotransmitters like dopamine and serotonin, where Chris reveals how vital nutrients like vitamin B6 and amino acids phenylalanine and tyrosine play a pivotal role. He emphasizes the significance of maintaining balanced levels of these nutrients to support mental health and overall well-being.Chris also addresses common health issues like fasciitis and tendonitis, explaining how nutrient deficiencies can exacerbate these conditions. He provides practical advice on incorporating nutrient-rich foods into your diet to support tissue health and prevent injuries.Additionally, Chris tackles the complex topic of long COVID, unveiling how deficiencies in key omega-3 fatty acids like DPA and essential fats like DGLA and lignoceric acid can impact recovery. Learn about unique sources of these nutrients, from menhaden oil to old-fashioned peanut butter, and how they can help restore your health.A crucial part of the discussion is the comparison between HbA1c lab test and blood glucose monitors. Chris explains why one approach is much better than the other and why.Tune in to this captivating episode and gain invaluable insights from Chris Tally on optimizing your nutrition for a healthier, more vibrant life! We are two sports chiropractors, seeking knowledge from some of the best resources in the world of health. From our perspective, health is more than just “Crackin Backs” but a deep dive into physical, mental, and nutritional well-being philosophies. Join us as we talk to some of the greatest minds and discover some of the most incredible gems you can use to maintain a higher level of health. Crackin Backs Podcast
Today I'm talking to Amanda Howard, The Amanda Howard of Amanda Howard Sotheby's International Realty of Huntsville Alabama. Not only is it not supposed to be impossible to get your name on a Sotheby's International Realty Affiliate Office, it's not supposed to be possible to be the top agent year one in any market. It's especially not supposed to be possible in Huntsville Alabama, and it's especially not supposed to be possible when you enter Huntsville knowing no one. It's absolutely not supposed to be possible coming in as a single mom of toddlers. But, If you tell Amanda Howard something isn't possible she literally doesn't hear it and if she does she doesn't comprehend it as anything but one more challenge to show up and make it happen. Today Amanda and I talk about Breaking Barriers in Real Estate and Making the Impossible Possible.⚡️Powered by BreakthroughLuxury Coaching & Membership https://BreakthroughLuxury.com
My guest on today's episode is Brandon Peterson. He's the CEO of Geokey, a former COO of DPA and current board member. There's not a gray hair on his head, and he's still got a kid in diapers. Find him on LinkedIn to learn more.Is AMMO Write For You?If you're an author with a handful of books published (or you've published nonfiction and have one book with a great program to help clients), AMMO is unlike any other program on the market. You're going to have to work the program to find success, and bestseller status likely won't hit in weeks of joining the program, but for many authors, AMMO is the beginning of a lucrative career that puts books first. Learn more here.THIS IS THE LINK TO MY SUBSTACK if you're listening elsewhere.Have You Been Contemplating Scrivener?I was late to take up Scrivener, but as I am digging deeper into a mystery series with each passing day, I find the need for meticulous detail keeping unavoidable.And you know what? I can't believe I didn't do this sooner. Scrivener is the most amazing detail-keeper-straighter in the world. I like it so much I'm getting a whole podcast episode together devoted to why Scrivener is the best word processor and the only one you need as a novelist. Want to give it a spin?Click here for a free 30-Day Trial.Do You Want To Have Your Self-Published Books In Bookstores?The Self-Published Author Co-Op is the home of a movement. Get a $5.00 lifetime membership to the co-op and you'll receive a road map to preparing your books for brick and mortar bookstore selling.If you ever want to see your books on shelves nationally, but you don't know how to make that a reality, join now, click here.1TRBM is a listener-supported publication. To receive new posts and support my podcast, consider becoming a free or paid subscriber. Get full access to TRBM at jodyjsperling.substack.com/subscribe
Most criminal defendants can't kill 346 people and expect to get off with a light fine and three years of probation, but most criminal defendants are not The Boeing Company. In today's show, we examine the differences between different kinds of pretrial diversion agreements and why the best ones are reserved for ultra-wealthy defendants like Boeing and Jeffrey Epstein. We then take a closer look at the DOJ's routine use of deferred prosecution agreements to help our nation's most valued citizens (corporations) avoid the unpleasant inconvenience of facing actual consequences of their actions (killing people), with a special focus on the NPA which recently resolved Boeing's recent deadly fraud involving its 737 MAX. 1. Boeing Deferred Prosecution Agreement (1/7/2021) 2. "Nosedive: Boeing and the Corruption of the Deferred Prosecution Agreement," Prof. John C. Coffee (6/6/2022) 3. "Why Boeing pilot Forkner was acquitted in the 737 MAX prosecution,"| The Seattle Times (3/25/22) 4. "Blowing the Door Off Boeing's ‘Epstein Deal'" - The American Prospect (2/9/24) 5. Fifth Circuit order dated 12/15/23 from In re Ryan et al confirming that courts have no authority to review a DPA and that families will have to wait to oppose any future motion to dismiss If you'd like to support the show (and lose the ads!), please pledge at patreon.com/law!