Podcasts about DPA

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Best podcasts about DPA

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Latest podcast episodes about DPA

CISSP Cyber Training Podcast - CISSP Training Program
CCT 355: Zapier Breach Lessons For Cloud Security and Setting Up TPRM Program in 15 Minutes

CISSP Cyber Training Podcast - CISSP Training Program

Play Episode Listen Later Jun 4, 2026 24:26 Transcription Available


Send us Fan MailThe breach that takes down a company often does not kick in the front door. It walks in through a “simple” integration you set up months ago, powered by a token no one remembered to rotate. We start with a real-world Zapier-style scenario and unpack how researchers chained together a harmless-looking code block, an AWS Lambda environment, and a misconfigured IAM role to reach private repository files and ultimately an NPM token that could enable a supply chain attack.From there, we zoom out to the bigger cloud security problem: non-human identities. Service accounts, API keys, and OAuth tokens multiply fast, and they are frequently overprivileged, poorly tracked, and left active long after an integration is retired. We also talk about why SaaS-to-SaaS connections are so hard to secure, and why agentic AI makes visibility even more urgent. If you do not know what systems are connected, what data crosses those links, and who owns the risk, you are effectively trusting an invisible tunnel into your environment.To make this actionable, we lay out a four-phase third-party risk management (TPRM) framework you can apply immediately: build a vendor and integration inventory with tiering, run real due diligence (SOC 2 Type II, ISO 27001, data access scope, subprocessors and fourth parties), lock protections into contracts (DPA language, right to audit, breach notification expectations), then enforce ongoing monitoring and governance with quarterly token reviews, logging, and incident response playbooks. If you are studying for the CISSP, you will also see exactly how this maps to Domain 1, Domain 3, Domain 4, and Domain 5.Subscribe for more practical CISSP training, share this with a teammate who owns vendor approvals, and leave a review so more security pros can find it. What is the one integration you would audit first?Gain exclusive access to 360 FREE CISSP Practice Questions at FreeCISSPQuestions.com and have them delivered directly to your inbox!  Don't miss this valuable opportunity to strengthen your CISSP exam preparation and boost your chances of certification success. Join now and start your journey toward CISSP mastery today!

Beyond the Scope
Lija Joseph, Lowell General Hospital and Deedee O'Brien, Patient

Beyond the Scope

Play Episode Listen Later May 26, 2026 12:15


Send us Fan MailDr. Lija Josepth (Pathologist, Lowell General Hospital) and Deedee O'Brient (Patient) are interviewed by co-host Alae Kawam. This episode explores the human side of pathology, patient connection, and the future of digital health. Guests share personal stories and visions for more accessible, compassionate healthcare.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.

Media Offline
Filming a Video Podcast Inside a Moving Car - Rigging Moving Vehicles with Blackmagic, ATEM Mini, and Tilta

Media Offline

Play Episode Listen Later May 21, 2026 32:48


What happens when you have to shoot a high-stakes, multi-camera video podcast inside a moving vehicle, but your setup window is just a hard two hours?In this episode of The Production Geeks, Mike Sorrentino and Dave Shaw pull back the curtain on the chaotic engineering and logistics behind a recent project wrapped for a major automotive sponsor. When vehicle delivery was delayed on shoot day, the team had to reverse-engineer a complex production workflow on the fly to get everything rigged, power-mapped, and tested before the talent arrived.Mike and Dave break down the exact "prosumer" gear and workflows used to solve this high-pressure bottleneck, including:Windshield Multi-Cam: Using the Blackmagic Cam App on iPhones to capture clean 4K ProRes files directly to external SSDs.The Backseat Brain: Utilizing an ATEM Mini Extreme ISO in the moving backseat to manage synchronized backup streams (and how they handled phone overheating from the midday sun).Mobile Video Village: Clamping a Hollyland Cosmo wireless transmitter to a roof rack to push a real-time multi-view feed up to 1,000 feet away to a chase truck, allowing the client and agency to monitor audio and video live.Exterior Tracking Shots: A review of the Tilta Hydra Alien Mini electronic suction cup mount paired with the DJI Osmo Pocket 3 for smooth 60 MPH shots.Hidden Audio: How our audio tech battled intense road noise using DPA mini-shotgun mics on the sun visors alongside hidden lavaliers.Production isn't about everything going perfectly; it's about having the right contingencies and the right tools to pivot when it counts.We want to troubleshoot your project on a future episode! Connect with us to pitch your production bottlenecks or share your thoughts.Email Us: info@sorrentinomedia.comOur Studios: sorrentinomedia.com | madisonavelive.comBe sure to rate, review, and subscribe on your favorite podcast platform!

IP Fridays - your intellectual property podcast about trademarks, patents, designs and much more
Interview with Brian McGinnis – Data as a Strategic Asset, Not a Compliance Burden – AI Governance and the Acceptable Use Policy – Website Tracking Tools and the Wiretapping Litigation Wave – IP Fridays Podcast – Episode 174

IP Fridays - your intellectual property podcast about trademarks, patents, designs and much more

Play Episode Listen Later May 1, 2026 34:20


My co-host Ken Suzan and I are welcoming you to episode 174 of our podcast IP Fridays! In today's interview, Ken Suzan interviews Brian McGinnis, partner at Barnes & Thornburg and co-chair of the firm’s data security and privacy practice, about why companies need to stop treating data privacy as a compliance burden and start treating it as a core business asset. McGinnis argues that data is either a managed asset or an unmanaged liability, with no middle ground. But before we jump into this interview, I have news for you! The EPO saw a Record Year with 200,000+ Patent Applications in 2025: German filings dropped 2.2% while China grew 9.7%, overtaking Japan for the first time. Germany remains Europe’s top patent nation but loses ground globally. SMEs and universities now account for nearly half of all Unitary Patents granted to European innovators. News from the UPC Court of Appeal: Non-Technical Features Count for Inventive Step. An April 17 ruling clarifies that all claim features must be evaluated in their combined effect, including non-technical ones. Companies with software-related or mixed-technology inventions pending at the EPO or UPC should reassess recent inventive step objections at the UPC in light of this decision. Nokia Withdraws UPC and Munich Suits After Global FRAND Settlement; Following a global FRAND rate-setting decision by the UK High Court, Nokia withdrew parallel suits against Warner Bros. and Paramount at the UPC and in Munich. One UK ruling resolved litigation spanning Germany, the UPC, the US, and Brazil simultaneously. China Abandons Anti-Suit Injunctions in SEP Disputes: After a WTO arbitration ruling from July 2025, China withdrew its practice of blocking SEP holders from filing suits abroad. The EU Commission continues monitoring compliance, since the former policy was largely informal rather than codified in statute. The Trump Administration has put 100% Tariffs on Imported Patented Pharmaceuticals: Based on Section 232, the Trump administration imposed 100% tariffs on patented drugs and biologics effective April 2, 2026, with a 120-day transition period until July 31. EU member states face a reduced rate of 15%. Generics and biosimilars are explicitly excluded. China Rejects 1.27 Million Trademark Applications in Three-Year Crackdown: China’s CNIPA rejected over 1.27 million trademark applications and invalidated more than 3,300 marks, targeting so-called edge-ball marks designed to mislead consumers about product quality or origin. The announcement was made at an official press conference on April 23, 2026. Now let's jump into the interview with Brian McGinnis! Brian McGinnis is a partner at Barnes & Thornburg and co-chair of the firm’s data security and privacy practice. In this episode of IP Fridays, he argues that companies treating data privacy as a compliance burden are missing the point entirely and leaving significant value on the table. Data Is Either an Asset or a Liability Most companies still treat their data as invisible and costless. They do not manage it the way they would manage a patent portfolio or a trademark. That, McGinnis argues, is a fundamental strategic error. Data is either a managed asset or an unmanaged liability. There is no middle ground. When companies invest in understanding what data they collect, how it is used, and who has access to it, they unlock opportunities to drive real revenue and growth. Done right, a data governance program is not a cost center. It is a foundation for trust, operational efficiency, and competitive advantage. One Program, Not Twenty With more than 20 US state privacy laws now in effect, and major economies worldwide introducing their own frameworks, building separate compliance programs for each jurisdiction is neither practical nor smart. McGinnis recommends a single, comprehensive governance framework designed around the core purpose and intent of privacy law, flexible enough to absorb new requirements as they emerge. Companies that threw together a quick program when California’s CCPA came into force in 2020 are now overdue for an upgrade. The goal is to move from reactive compliance to a mature, proactive program that positions the company ahead of the regulatory curve rather than perpetually catching up. Website Tracking Tools: An Underestimated Risk One of the fastest-growing areas of privacy litigation involves tracking technologies built into company websites: pixels, session replay tools, analytics scripts, and chat widgets. Legal teams are often entirely unaware of what IT or marketing has deployed. That gap is expensive. Plaintiffs’ attorneys are applying 1970s-era telephone wiretapping statutes, including the California Invasion of Privacy Act, to argue that collecting any personal information, including IP addresses, before a user has consented constitutes illegal interception. Demand letters are being sent at industrial scale, with settlements typically running between $10,000 and $20,000 per case. What makes this particularly difficult is that a company can be fully compliant with statutory privacy law and still face these wiretapping claims, because the legal theory turns on the timing of data collection rather than the existence of a privacy notice. Vendor Contracts: The Hidden Exposure Marketing and technology agreements are another major source of unmanaged data risk. When a company deploys a third-party tool that handles personal data, the underlying contract needs to define precisely who owns that data, what the vendor is permitted to do with it, and what obligations flow down to any sub-processors involved. McGinnis draws a direct parallel to IP licensing: owning valuable data and then handing it to a vendor under a poorly drafted agreement is the equivalent of signing a bad IP license. Data processing agreements need to cover ownership, use restrictions, sub-processor obligations, breach notification timelines, audit rights, and deletion obligations. Many companies simply do not have these terms in place. Without them, a vendor who suffers a breach of non-personal business information has no contractual obligation to disclose it. Consumer Rights Requests: Process Matters Privacy laws give individuals the right to access, correct, delete, and opt out of the use of their personal data. Responding to these requests effectively requires pre-built processes, trained staff, and the technical ability to locate and act on individual data across all systems and sub-processors. Most companies, before engaging in formal data mapping, are not in a position to do this reliably. Staff failing to recognize a deletion request as a legal data subject request and routing it through a standard customer service queue instead is one of the most common failures McGinnis sees. The consequences can include regulatory complaints and class action lawsuits, particularly when a company continues to send emails to someone who has already requested deletion of their data. A newer risk involves Global Privacy Controls: browser-level opt-out signals that regulators and courts are now treating as legally binding deletion and non-collection requests. Companies receiving these signals daily without acting on them face growing exposure under several state laws. AI Governance: Policy Before Tools Generative AI tools are now embedded across business functions, from contract review and customer service to content creation and internal search. McGinnis is direct: every company needs an AI acceptable-use policy, and the absence of one is not a neutral position. Without clear rules, employees will use unapproved or publicly available tools regardless, feeding proprietary and sensitive information into open models with no control over how that data is used or retained. He draws a precise parallel to patent law. Posting proprietary information into an open AI system carries the same risk as publishing it publicly, potentially destroying patentability. The distinction between closed, organization-specific AI systems and open, publicly accessible ones is something employees need to understand explicitly. Making compliance easier than non-compliance is the practical goal. The Regulatory Outlook: More Laws, More Enforcement McGinnis expects the regulatory landscape to continue expanding. The EU AI Act is already setting the direction, and several US states have introduced or are developing AI-specific legislation. The pattern mirrors what happened with data privacy: Europe leads, US states follow in a patchwork, and federal legislation remains uncertain. Enforcement of existing privacy laws is also intensifying. GDPR has been in force since 2018, CCPA since 2020, and regulators are now past the period of extended tolerance for companies that are still catching up. Companies with immature compliance programs should expect less patience from regulators going forward. McGinnis closes with a clear point of view: if you have to comply anyway, get credit for it. A well-built governance program is a trust signal to customers, a sales asset, and a foundation for responsible AI use. Compliance done right is not a tax. It is a differentiator. The Full Transcript: Ken Suzan: Our guest today on the IP Fridays podcast is Brian McGinnis. Brian is a partner with Barnes and Thornburg and a founding member and co-chair of the firm’s data security and privacy law practice group. Brian serves as a member of the intellectual property department and the internet and technology practice. Brian is a Chambers Global and national ranked privacy and data security attorney, a certified information privacy professional, and the firm’s chief privacy officer. Brian brings nearly two decades of experience at the intersection of law and technology. Brian advises on a wide range of technology-driven legal matters, including privacy and data security, intellectual property, artificial intelligence, corporate transactions, software, and internet law. His deep understanding of privacy and technology law enables him to guide clients through rapidly evolving regulatory and operational challenges. Welcome Brian to the IP Fridays podcast. Brian McGinnis: Hey, thanks Ken. I appreciate it. Great to be here and thanks for having me. Ken Suzan: Excellent. Brian, the C-suite tends to treat data privacy as a compliance tax, something to hand off to legal and forget about. But when you see how companies actually get into serious trouble, what’s really going on? Brian McGinnis: Yeah, well, it’s a great place to start Ken and looking forward to the conversation today covering some of these privacy issues and AI issues, which I found in my own practice is really bled into the straight privacy stuff. Companies can’t really handle these things in a silo anymore. It’s really about managing and coming together as a coherent program for governance for the organization. I think if you do that right, the good news is we can become revenue generators and show growth for the company and not just compliance centers and a compliance tax. But I think the core problem that we face in working with most companies is that a lot of companies still treat their data as invisible, costless. They don’t treat it, in other words, like they would a patent portfolio or trademark or other IP portfolio. It’s just not managed as an asset in the ways that we’ve seen more sophistication around IP. And it really should be. Data is either a managed asset for the company or it’s an unmanaged liability. There’s really not an in between. And so for those companies that haven’t gotten their arms around all this data and what can be done with it, I think they’re really missing an opportunity. Having an understanding of what data the organization is collecting, how it’s being used, and having the proper governance around it really unlocks a lot of opportunity for use of that data in new ways — ways that can drive revenue and growth for the company. So I approach privacy not just about compliance, not just about avoiding penalties or doing it because some law out there says that we have to do it. It’s really about knowing and controlling one of the company’s core assets. And if you’re not doing that, you’ve got unmanaged data that you’re not getting value out of and that potentially could be a huge liability for the company. Managed well, it really supports trust, efficiency, and growth of the organization. Otherwise, I think it’s a missed opportunity. Ken Suzan: Yes, well said. Now let’s talk about state laws. With 20-plus state privacy laws now in effect, how should companies build a program that actually works across the board without starting over every time a new state law kicks in? Brian McGinnis: Yeah, so the first answer is don’t build 20 separate programs. This really goes back to having a comprehensive, sophisticated, well thought out program that really takes into account not only the 20 state laws, but obviously we’ve got international exposure with laws like GDPR and upcoming privacy laws internationally. Most of the larger economies in the world have some form of laws around privacy and AI. So you can’t really anymore build programs that account for the one, two, three, four, five different laws that in the past we had experience with — where you could just treat California as its own thing, treat New York as something else, and treat Europe as something else. The laws and the pace of these have really forced companies into having comprehensive programs. I don’t expect to see fewer laws. You’re only looking at potentially additional state laws, additional federal laws here in the US, and then certainly additional laws throughout the world. So a lot of the strategy these days is not only where are we today with these laws, but how do we set up our governance program in a way that really cuts to the core of the purpose and intent behind these laws so that we can be better prepared when new laws come about in the future. Historically, at least in the US, most companies just haven’t had laws that force them into compliance postures. As these laws have started to come along, a lot of companies have been playing from behind and saying, oh, the California Consumer Privacy Act, I just read about it and it goes into effect next week — let’s throw something together and call that our compliance program. We’ve now got years of these laws being in place, CCPA came into effect in 2020, and what we’re seeing much more of are companies looking to get more sophisticated in their programs and stop feeling like they’re always rushing to catch up. The goal is to level up their program, going from level one — constantly playing from behind — to level two and then level three, so that they really feel like they’re on top of it and have a sophisticated program that not only accounts for all the various privacy requirements that come at them, but also positions them to take advantage of the data and all the things that come along with having a good governance program. Ken Suzan: Brian, there’s an explosion of litigation targeting something most companies barely think about — the tracking tools baked into their own websites: pixels, session replay tools, analytics scripts, chat widgets, the list goes on and on. What’s happening, Brian, and what should companies do? Brian McGinnis: Yeah, and I think a lot of companies — the executives, the business teams — don’t even realize a lot of these tools are on their sites. IT deployed them years ago, the web team deployed them, marketing teams are constantly using them and certainly have a good understanding of it. But in a lot of cases, legal has never touched them and has no idea what’s happening on the website. We also see a lot of cases of companies who, even if they’re generally aware these tools are in use, aren’t aware what other teams are putting on the site or what those pieces of technology are tracking. And that gap can be really expensive. What we’re seeing right now — and this has been a trend for a number of months now and is really continuing to pick up steam — is a series of what I call gotcha lawsuits, where you have some enterprising plaintiffs’ counsel who have taken a look at some 1970s-era telephone wiretapping laws, including a law called CIPA, the California Invasion of Privacy Act, passed in the 70s with the idea that you shouldn’t be able to wiretap people’s telephone conversations. They’ve taken that and applied that theory to the internet. The way it works is: if a website has some sort of cookie, pixel, or other tracking technology on it that collects personal information about an individual — and that can be as simple as an IP address and device ID — and if that collection occurs as soon as the individual shows up at the website, prior to them being able to have notice provided to them or opt in and consent to that collection, then the theory under these lawsuits is that it constitutes wiretapping. We see a lot of this with the Meta pixel, with LinkedIn pixels, and the like. What they’re doing is effectively showing up and suing, threatening to sue, trying to take you to arbitration, depending upon what’s included in the company’s existing privacy notice. If you don’t have a cookie banner, if you don’t have a cookie notice, if you’re not getting opt-in on these things, they’re leaning on those failures and effectively trying to force you into a position where you are forced to make a settlement. Because the cost to litigate one of these to their conclusion would be expensive, whereas a lot of these cases will settle for $10,000 to $15,000 somewhere in that range. They’ve got technology crawling the internet looking for websites that don’t have these risks covered, sending demand letters and then collecting settlements, $10,000 to $20,000 at a time. It’s been very profitable for them and a very dangerous thing for our clients. And it’s a bit unusual because you can be fully compliant with the statutory privacy laws that require notification of the use of tracking technologies and cookies and banners — and still be subject to these lawsuits because of the wiretapping arguments being made. The timing wherein the data is collected from the individual could still subject you to these lawsuits. So it’s a tricky problem, one that I hate seeing companies get hit with and one that we spend a lot of time helping companies avoid. Ken Suzan: Yes, let’s talk about contracts, Brian, because I know you work with contracts probably on a daily basis. A lot of data risk lives inside vendor and technology agreements — the contracts companies sign with marketing platforms, analytics providers, cloud infrastructure, and SaaS tools. What should those agreements actually contain? Brian McGinnis: Yeah, so there’s quite a lot of things. You’ve got a world where marketing is constantly under pressure to learn more about their customers. The way they can do that is through any number of different tools and data gathering techniques, and we have all this technology available to help marketing and sales do better at their jobs. But we, at least in this country, got to a position where people really felt like they lost control of their information and their data. And so these privacy laws came along and really started to provide more rights to individuals — to have an understanding of what data exists within various companies that they do business with, who they’re sharing it with, trading it with, selling it to for advertising purposes; to have the right to opt out; the right to delete their information. Not checking through the agreements by which these teams are implementing these tools is a huge issue for companies. As part of an overall compliance program, having some kind of process where people who are aware of the growing numbers of privacy laws are reviewing these marketing contracts to make sure they are aligned with that program and aligned with those laws is absolutely critical. To talk about IP, given the IP Fridays audience: it’s kind of the equivalent of having really bad IP licenses. In other words, you own and control this information and data, and you need to control what the other side can do with one of your most valuable assets — or you’ve effectively given it away. So thinking about it in that way could be useful. In terms of more specifics: a big one is ownership of the data. The agreement itself may or may not have anything that addresses data. If there’s personal information involved, you probably need what we call a data processing agreement or addendum — a DPA — that specifically controls what that third party is able to do with that data, how they’re able to use it, whether they’re able to share it, whether they’re able to get value out of it on their own, or if they’re only allowed to be what we call a service provider, just providing services to the business that hired them. There needs to be explicit prohibition on retaining, using, and disclosing personal information for any purpose other than performing the exact services in the contract. Whether or not they’re permitted to sell or share data under CCPA terms is another key point. Certification that the provider will comply with any restrictions and security requirements you have on your data, and making sure those obligations flow down to any sub-processors they might use. You hire Company A, but Company A works with Company B and C to provide parts of their service. You’re effectively responsible for the protection of personal information throughout its lifecycle. A couple of other key provisions: breach notification triggers and timeline. It’s very possible under a lot of agreements that one of your vendors can suffer the world’s worst hacker breach and have no legal obligation to tell the company that hired them about it — unless there’s personal information involved. State data breach laws apply to personal information, not to other types of sensitive business information. Unless you have a contract that explicitly requires notification, there’s a good chance that vendor may not want to disclose it. And then other things like audit rights and deletion obligations go in there as well. Ken Suzan: Certainly a lot to cover. Let’s talk about privacy laws and consumer rights. Privacy laws give consumers real rights — to access their data, correct it, delete it, and opt out of how it’s being used. Most companies have a process for this on paper. What does it actually take to get it right, and what happens when it breaks down? Brian McGinnis: Yeah, it takes pre-planning. It takes a process. Some companies receive many more of these requests than others — some B2B companies receive none or a couple per year, while companies heavily involved in marketing to consumers might receive tens or hundreds a day. To be able to respond to these effectively and efficiently requires some forethought. It requires policy and procedure internally to be set up, and it requires the education of the team. Some of the common ways we see this go wrong: staff isn’t trained to know the difference between what we call a DSR — data subject request — versus a regular customer service inquiry. Maybe somebody submits what would be construed by law to be a deletion request and you just put it into your normal customer service response flow — and then you’re potentially missing timelines and the like. There also need to be systems in place to respond in accordance with the individual’s rights. Somebody submits a request saying, you have my information — what information do you have about me? Can your company determine that right now? Can you look through all your systems and down the line to all the processors and sub-processors you’ve worked with and hired, and identify what information you have about that individual? Most companies, until they engage in a governance program and data mapping, are at a real disadvantage to be able to do that. Why is that a problem? Because two weeks from now your company could be sending emails to the individual who just told you to delete their data, and they get really upset. That’s when they go and complain to regulators or start class action lawsuits. The lack of planning can be really, really expensive for a lot of companies. Making sure you’ve got some kind of process to understand what’s coming in, that the people receiving those requests know the difference between a regular customer service request and a data subject request, and that it gets to the appropriate parties for action — all of that is really, really key. Another one that we’re seeing pop up is what we call GPC, or Global Privacy Controls. It used to be that people would say “do not track” in their browser and most companies would ignore those signals. Now we’ve got advancements in law and browser technology where the browser you’re using to visit a company’s website sends a signal saying, opt me out of this. Regulators and courts are construing those as deletion requests, as opt-out requests that companies are now required to respond to. If your company hasn’t gone through an exercise to understand that, and is probably receiving GPC opt-out requests on a daily basis without acting on them, there’s some exposure there. At the end of the day, a lot of this really is about getting the appropriate people from across the organization — really each department — around a table, figuring out what data you collect, how you use it, who you share it with, where it comes from. That starts the process of your data map. Then you set about mapping that to the various legal requirements and figuring out how to respond, how to make it easy for people to exercise their rights so they’re not complaining, not suing, not going to regulators. Letting these squeaky wheels out of the process — the ones who don’t want you to be processing their information any longer — is really key. Ken Suzan: Let’s switch gears a bit and talk about AI. I know we’re hearing about it every day. Generative AI tools are now embedded in how companies work — contract review, customer service, content creation, internal search. Before employees start using these tools with customer data, confidential business information, or proprietary content, what has to be in place first? Brian McGinnis: Yeah. I think we’re long past the days when companies provided individuals access to corporate technology — computers, devices, and the like — without having some kind of acceptable use policy that governs that. We don’t want you downloading stuff that could harm our network or create security issues. We don’t want you using our technology in certain ways, whether that’s a BYOD policy or just general use of company internet or company devices. An AI acceptable use policy is really a continuation of those. Every company needs to have an AI acceptable use policy. Period. In my opinion, things like that are as important as the fire escape policy out in the hallways for these companies. I can tell you with absolute certainty: if your organization has not provided rules to your employees and personnel about the use of AI, what they can and can’t use — or if you’ve said you can’t use any AI — the personnel is still using AI. They’re just not using any approved tools. They’re probably using their own private tools that they subscribe to, or even worse, tools they don’t pay for, in which case they’re putting company information into a wide open public model. The more companies can do to think through this ahead of time, reduce it to policy, and then train and educate people on that company’s particular policy, the better. You need to make it easier for people to comply than not comply. An acceptable use policy should talk about: here’s how we can and can’t use it, here’s the data that should and should not go into the system, here’s some proper uses of AI, here’s some data that’s on the fringe that we need to keep out — more sensitive information, proprietary information, etc. Making sure you’re funneling and educating people about the difference between closed systems and open systems. In other words, this is a tool that only looks at our organization, only uses the data within a certain box, and is not publicly available — the AI system is not training on our data. You have more leeway to put more sensitive information into those types of systems than you do with open systems which potentially lose control of your data. It’s almost like a patent consideration in terms of keeping information secret. If something potentially has some patentability that you want to seek to file in the future, you can’t just go out and post it publicly and use public search engines and all this other stuff at the risk of exposing it. Similar concepts here — really getting a handle and control over what tools people can use and providing some education to them about how the company wants to think about what’s acceptable and what’s not in those uses is really the key starting point. Ken Suzan: Very useful information. Indeed, we’re coming towards the end of today’s episode. One final question for you, Brian. Where do you think we’ll be two years from now in this developing field, and how best for companies to stay ahead of the curve? Brian McGinnis: Yeah, this kind of takes us full circle, Ken. I think it’s kind of back to the beginning comments about the privacy space — and we’ve only got more of these laws coming. It’s still a developing field. We’re still really in the early days of enforcement. I mean, GDPR has been around since 2018, CCPA in the US really kicked us off in about 2020, and so there’s been a settling-in period as companies adjust and get used to having these laws and get compliance programs in place at various levels — from not at all prepared to highly sophisticated. We’re still pretty early on in terms of enforcement of these things. We’re already starting to see enforcement of more egregious violations of these various laws, and we’ll only continue to see more enforcement as the laws exist currently and as they continue to come along. The days of not having to pay attention to this are kind of over. And I always tell clients: if you’re going to have to do these things, you’re going to have to be compliant — you might as well get credit for it. By which I mean, let’s put all the policies in place, let’s do all the compliance activities, let’s have a sophisticated governance program, but then let’s also use that as a sales tool, as a way to help grow the company, as a way to sell new products and gain trust and earn trust with our customers — so that they know when they’re doing business with us, or when they’re giving us information, or when they’re using our AI tool, that we respect that and are going to take care of their information and have the structure in place internally to be able to do that. With respect to AI, what I’m seeing is very similar to what we have seen with the growth of privacy law — again led by Europe, with the EU AI Act in this case. Now you’ve got a handful of states in the US that already have AI laws, and others that are interested in continuing to roll those out. There’s friction with the federal government around whether there’s going to be a comprehensive law there. Like the privacy space, you’ve got varying factions — some of which want to develop really quickly with very little guardrails, others which say we’re threatening the future of humanity if we don’t get those guardrails in place. I think ultimately, at least in the US, we’re going to end up with another patchwork of AI laws for the foreseeable future that we’ll have to navigate. So really having a company position, a company philosophy of how do we handle all these various laws, how do we treat people’s data, how do we get our arms around it, how do we respond to whatever legal rights they currently have, and what principles do we put in place so that we can adapt for the future — and then, once we’ve done those things, how do we actually get value out of this and move the business forward. So it’s not a compliance tax, but a benefit to the business. That’s the end goal here, and I think the North Star for us. Ken Suzan: Fantastic, Brian. This has certainly been a very comprehensive interview. Really appreciate you taking the time to talk about it with us here on the IP Fridays podcast. Brian McGinnis: Happy to do it, Ken. Thanks for asking me and good to see you. Thank you.

Beyond the Scope
Junya Fukuoka, 2025 DPA President

Beyond the Scope

Play Episode Listen Later Apr 28, 2026 13:51


Send us Fan MailDr. Junya Fukuoka was DPA president in 2025 and is a Professor at Nagasaki University Graduate School of Biomedical Sciences, where he also serves as the Chair for Pathology Informatics. In this insightful interview with host Chhavi Chauhan, Dr. Fukuoka shares his journey into digital pathology, the evolving role of the DPA, and the future of patient-centric digital pathology. Discover key trends, stakeholder engagement, and the transformative potential of digital pathology in healthcareA forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.

Serious Privacy
From Man with Love. A conversation with Dr Alexandra Delaney-Bhattacharya

Serious Privacy

Play Episode Listen Later Apr 23, 2026 40:02


Send us Fan MailWelcome to the Serious Privacy podcast, where Paul Breitbarth, Dr. K Royal, and Ralph O'Brien meet with Dr. Alexandra Delaney-Bhattacharya, Information Commissioner for the Isle of Man to discuss her experiences, professional growth, priorities, and outlook. It's a rousing good discussion and one listeners everywhere should love. If you have comments or questions, find us on LinkedIn and Instagram @seriousprivacy, and on BlueSky under @seriousprivacy.eu, @europaulb.seriousprivacy.eu, @heartofprivacy.bsky.app and @igrobrien.seriousprivacy.eu, and email podcast@seriousprivacy.eu. Rate and Review us! From Season 6, our episodes are edited by Fey O'Brien. Our intro and exit music is Channel Intro 24 by Sascha Ende, licensed under CC BY 4.0. with the voiceover by Tim Foley.

Verdict with Ted Cruz
BONUS POD: Trump Unleashes DPA on Energy Prices plus Dan Rather & the 200

Verdict with Ted Cruz

Play Episode Listen Later Apr 21, 2026 16:09 Transcription Available


1. Invocation of the Defense Production Act (DPA) Donald Trump is invoking the Defense Production Act to rapidly boost U.S. oil production. The DPA is an emergency, wartime-style authority historically used for national crises (World War II, COVID-19). Energy production is presented as a national security and economic emergency, not just an energy policy choice. 2. Purpose: Energy Independence and Cost Reduction The stated goal is to increase domestic oil supply quickly and at scale. Expected outcomes include: Lower gas and energy prices Reduced price volatility Increased economic stability for American households Rising fuel prices are illustrated through personal anecdotes to emphasize urgency. 3. Mechanisms Enabled by the DPA The Act is described as allowing the federal government to: Prioritize oil-related contracts Redirect resources (steel, labor, infrastructure) to energy production Bypass or accelerate regulatory and permitting delays Provide financial incentives or guarantees to producers This is putting U.S. energy production on a “wartime footing.” 4. Geopolitical and National Security Framing Increased oil production is framed as a way to: Reduce dependence on foreign producers (OPEC, Russia, Iran) Protect the U.S. from geopolitical energy shocks Strengthen America’s leverage on the global stage Energy dominance is portrayed as synonymous with global influence and negotiating power. 5. Broader Economic Impact Lower fuel costs are linked to: Reduced shipping and transportation costs Lower inflation Cheaper consumer goods (groceries, online purchases) The policy is benefiting not just drivers, but the entire economy. 6. Criticism and Environmental Concerns Critics are acknowledged, particularly those arguing: Environmental harm Market distortion from government intervention These criticisms are dismissed as secondary to national security and economic relief. 7. Political Accusations Against Democrats Democrats oppose lower gas prices for political reasons. High energy costs are being used intentionally to: Create economic pain before elections Push consumers toward electric vehicles 8. Media Critique and Allegations of Bias Journalists The White House Correspondents’ Dinner Dan Rather and over 200 reporters The media is: Coordinated Activist-driven rather than objective Losing public trust Journalism is having evolved into political advocacy rather than neutral reporting. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Geschichte Europas
Y-191: dpa-Meldung zum Reaktorunglück in Tschernobyl (1986)

Geschichte Europas

Play Episode Listen Later Apr 19, 2026 1:51


DigitalFeeling
Episode 155 - Ce qu'il faut savoir sur les agents IA en entreprise avant de se lancer

DigitalFeeling

Play Episode Listen Later Apr 17, 2026 12:40


Dans ce 155 ème épisode de DigitalFeeling, je vous partage ce qu'il faut savoir sur les agents IA avant de les déployer en entreprise. Les agents IA sont sur toutes les lèvres. Tout le monde s'interroge sur le sujet. Comment déployer concrètement un agent IA ? A quoi ça sert ? Quelles sont les précautions à prendre ?C'est quoi un agent IA ?Commençons par la définition parce que la confusion est fréquente.Un LLM (comme ChatGPT ou Claude), c'est un modèle qui répond à vos questions. Vous entrez votre commande et il répond. Son intervention s'arrête là.Un agent IA, c'est un système capable de percevoir son environnement, de “raisonner”, de décider et d'agir de manière autonome pour atteindre un objectif (celui que vous lui avez fixer) sans que vous ayez besoin d'intervenir à chaque étape.Imaginez que vous lui demandiez :“Analyse les avis clients de notre dernière campagne et envoie un rapport hebdomadaire au directeur marketing.”Un agent va : extraire les avis → les analyser → identifier les tendances → rédiger le rapport → l'envoyer automatiquement. Sans que vous touchiez quoi que ce soit entre chaque étape.Les 4 composantes d'un agent IA :Perception : ce qu'il reçoit en entrée (texte, données, résultats d'outils)Mémoire : à court terme (la conversation) et long terme (base de données externe)Raisonnement : le modèle qui décide quoi faireAction : les outils qu'il peut déclencher (web, code, emails, CRM…)Comment développer un agent IA ?Il n'existe pas une seule façon de créer un agent. Tout dépend de votre niveau technique, de vos besoins et de vos contraintes. Voici 5 grandes approches pour développer votre agent IA, de la plus simple à la plus complexe.1. Environnements agents clé en mainDes solutions packagées comme Claude Cowork, Claude Projects, les GPTs d'OpenAI ou Microsoft Copilot embarquent déjà la logique agentique, prêtes à l'emploi, sans aucune compétence technique requise.✅ Idéal pour : des cas d'usage rapides sans infrastructure à déployerDélai de mise en œuvre : quelques heures2. No-code / Low-code (pour les profils métier)Au-delà de Make, Zapier et n8n, Google Workspace Studio, intégré dans Gmail, Drive, Calendar et Sheets, permet de créer des workflows automatisés en langage naturel grâce à Gemini.Côté choix, une distinction importante à connaître pour la sécurité :n8n — open source, peut être auto-hébergé gratuitement sur vos propres serveurs (option la plus souveraine), désormais enrichi de 70 nœuds IA natifs connectés aux grands LLMMake — hébergé en Europe, conforme RGPD, propose une option on-premise (hébergé en local)Zapier — 100% cloud hébergé aux États-Unis, sans option self-hosted (à éviter pour les données sensibles)✅ Idéal pour automatiser des tâches marketing répétitives (lead nurturing, reporting, publication réseaux sociaux).Délai de mise en œuvre : quelques heures3. Frameworks d'orchestration (pour les profils techniques)LangChain a sorti sa version 1.0, et son successeur LangGraph est désormais le framework recommandé pour les agents en production : il gère des workflows complexes et des agents multi-étapes de manière bien plus robuste. LangChain a également lancé Deep Agents, une librairie inspirée de Claude Code pour les tâches longues et complexes.Le reste de l'écosystème reste solide : LlamaIndex pour la gestion documentaire et le RAG, CrewAI pour les équipes d'agents multi-rôles en production, AutoGen (Microsoft) pour les conversations entre agents.✅ Idéal pour des agents multi-rôles qui collaborent entre eux, ou des besoins très spécifiques.Délai de mise en œuvre : quelques jours.4. API des grands modèles (pour les développeurs)Appeler directement l'API d'Anthropic (Claude), d'OpenAI (GPT-4) ou de Google (Gemini) et construire la logique autour. Le function calling et le tool use permettent à l'agent d'appeler des outils externes de façon structurée.✅ Idéal pour : intégrer un agent dans un produit ou un SI existantDélai de mise en œuvre : 1 à 2 semaines5. Développement from scratch (pour les équipes engineering)Construire un agent en Python pur, en gérant soi-même la boucle de raisonnement, la mémoire, les outils et la gestion des erreurs. La solution la plus exigeante techniquement, mais aussi la plus souveraine.✅ Idéal pour : des besoins très spécifiques ou des contraintes fortes de souveraineté des donnéesDélai de mise en œuvre : plusieurs semainesEt la sécurité ?C'est souvent l'angle mort des déploiements d'agents IA en entreprise. Et c'est pourtant le plus critique.Le risque : ne pas savoir où partent vos données !Quand votre agent IA traite des informations : données clients, données RH, données financières, ces informations transitent quelque part. La question est : où ?Quelle que soit la solution choisie :Anonymiser ou pseudonymiser les données avant de les injecter dans un promptCloisonner les accès : l'agent ne doit accéder qu'aux données strictement nécessairesLogger et auditer toutes les interactions de l'agentFormer les collaborateurs à ne pas copier-coller des données sensibles dans des interfaces grand publicLa sécurité d'un agent IA n'est pas une question de modèle, c'est une question d'architecture et de gouvernance.Le DPA : le document sous-estiméLe DPA (Data Processing Agreement) est un contrat juridique obligatoire dès lors que vous confiez le traitement de données personnelles à un prestataire externe. C'est l'article 28 du RGPD qui l'impose.Ce qu'il doit obligatoirement contenir :La nature et la finalité du traitementLe type de données et les catégories de personnes concernéesLa durée du traitementLes obligations du sous-traitantLes mesures de sécurité mises en placeLes conditions de sous-traitance ultérieureLes modalités de suppression des données en fin de contratSans DPA, vous êtes en infraction RGPD et exposé à une amende pouvant atteindre 4% de votre chiffre d'affaires mondial.Bonne nouvelle : Anthropic, OpenAI, Microsoft Azure et Google Workspace Enterprise proposent des DPA standards téléchargeables et signables en ligne. Google allant même jusqu'à fournir un guide DPIA (Data Protection Impact Assessment) pour accompagner les entreprises dans leur analyse d'impact. Mistral AI propose quant à lui un DPA de droit français.Le DPA est le document qui prouve que votre entreprise est en conformité quand elle utilise un agent IA avec des données personnelles. Faites-le valider par votre DPO avant tout déploiement.Ce qu'il faut retenirLa technologie sécurise l'infrastructure. Le contrat sécurise le cadre juridique. Mais c'est la formation qui sécurise l'usage au quotidien.Adopter un agent IA en entreprise n'est jamais une décision purement technique. C'est une décision stratégique qui engage la direction juridique, le DPO, la DSI et qui nécessite que les équipes comprennent ce qu'elles utilisent réellement.

EEVblog
EEVblog 1744 – NEW Micsig DP700 High Voltage Differential Probe

EEVblog

Play Episode Listen Later Apr 15, 2026


The DP700 is Micsig's third suck of the sav on a high voltage differential probe. Not to be confused with the MDP700 which this replaces. https://www.micsig.com/DPA/ 00:00 – Comparison to the DP10007 and MDP700 03:58 – Unboxing of the DP700 05:52 – CMRR measurement hardware setup 09:52 – Sanity check gain and bandwidth check. 11:29 …

Setting the Standard
Episode 25.04 TR 2016 and 2017 Andy Clegg

Setting the Standard

Play Episode Listen Later Apr 7, 2026 16:27


Today we're talking with Andy Clegg of Baylor University and CTO of the Forum about his new Highly Dynamic Spectrum Sharing Work Group and their newly published technical reports created to address spectrum sharing solutions for the future.Main points (AI generated):0:50 – 2:32Andy explains the creation of the Highly Dynamic Spectrum Sharing (HDSS) Task Group within the Wireless Innovation Forum.Goal: extend spectrum sharing techniques (like CBRS and 6 GHz AFC) to support faster reconfiguration on much shorter time scales.TR 2017 defines time scales and provides a framework for “highly dynamic spectrum sharing” (H-DSS).TR 2016 builds on that and explores how to implement it with techniques and technologies.2:32 – 4:19TR 2017: defines time scales for different spectrum sharing regimes globally, leading to a new definition of H-DSS (sharing in seconds, not minutes/hours).TR 2016: explores techniques to make sharing more flexible and dynamic.4:19 – 13:10Key techniques and concepts discussed in TR 2016:Distributed incumbent sensing – using more, smaller sensors to improve detection and reduce false positives.RAN-based sensing – using base stations and handsets to detect incumbents, though technically challenging.Incumbent self-sensing – placing sensors directly with incumbents (e.g., on ships). DoD not yet supportive.Dynamic Protection Areas (DPAs) – extending and refining DPA neighborhoods, including airborne applications.Informing Incumbent Capability (IIC) – online portals for military to announce operations, enabling faster SAS adjustments.Closed-loop interference feedback – allowing incumbents to report actual interference, preventing overprotection and maximizing spectrum efficiency.Clutter detection – using sensing (possibly GPS-based) to measure environmental interference (trees, buildings, etc.) for more precise protection.13:12 – 15:00Future plans:Iterating and refining TR 2016.Adding more detail and results from ongoing experiments.Making TR 2016 a serial publication.Encouraging non-members to join and contribute to the HDSS task group.To learn more or to contribute to the group, please visit https://www.WirelessInnovation.org

Gig Gab - The Working Musicians' Podcast
Monitoring the Artists' Monitors: IEM Wisdom from Kevin Glendinning

Gig Gab - The Working Musicians' Podcast

Play Episode Listen Later Apr 6, 2026 79:21 Transcription Available


In this episode of Gig Gab, you get the full story of how Kevin “KG” Glendinning cold-emailed his way from a Chicago suburb into a 25-year career mixing monitors for Alicia Keys, Maroon 5, Justin Timberlake, Miley Cyrus, Lorde, and more. You hear how a kid sweeping floors at dB Sound ended up on a Metallica tour bus with one piece of advice ringing in his ears: ask questions, stay late, and get a second job because you’re gonna need it. Kevin walks you through migrating artists to in-ear monitors, managing talkback culture for everyone from Eddie Vedder wanting baseball scores to Lorde’s tight production team, and what it takes to help reluctant guitar players finally ditch the wedges. If you’ve ever wondered what separates a good monitor engineer from a great one, this conversation lays it out. You also dive deep into the art and science of making IEMs sound right in every room, every night. Kevin shares his process of minimal reduction: fixing a bad mix by figuring out what to take away, not what to add, and explains why tuning for in-ears is just as critical as tuning a PA. You learn why he flies 4,700 miles for a single gig, why the best mixes sometimes come from a throw-and-go, and how setting up dummy channels lets you experiment without wrecking the artist’s mix. He and Dave talk hearing health, audiograms, the DPA capsule as the only open mic on the Lorde stage, and why knowing your own ears matters more than knowing your gear. Whether you’re mixing monitors at an arena or running sound at a club gig, this episode is packed with wisdom you can use tonight. Always Be Performing, folks! 00:00:00 Gig Gab 528 – Monday, April 6th, 2026 April 6th: National Siamese Cat Day Guest co-host: Kevin Glendinning 00:02:25 Hotmailing his way into a career Watched the credits of a Metallica documentary, realized DB Sound was near the house, emailed Harry… “Hi, I'm Kevin, and I'm interested in audio…” and the rest is history! 00:07:58 Got put on the road as an audio team assistant Trial by fire Advice from the team: Here's what to do Here's what not to do Ask questions, stay late, and get a second job because you're gonna need it 00:11:22 Learning the personal touch parts of being on tour 00:12:52 Being the stage left PA tech, Kevin gravitated towards monitors 00:13:50 Talkback Culture Eddie Vedder wanted baseball scores in his talkback SOMBR for Coachella 2026 (Chris Rabold at FOH) 00:16:18 Managing multiple talkback channels 00:18:08 LORDE on Talkback Phil Harvey on FOH Sarah Parker is LD 00:19:00 Talkback stories Jaret Reddick's use of talkback mics in Bowling For Soup 00:20:51 Migrating to in-ears IEMs can preserve your hearing, if done right Future Sonics uses dynamic drivers 00:25:09 Helping guitar players to IEMs Mike Dias on Gig Gab Sensaphonics 3MAX IEMs on LORDE tour 00:32:08 SPONSOR: Gusto. Get three months free when you run your first payroll when you start at https://gusto.com/giggab 00:33:44 Back to helping guitar players with IEMs Problem: when a vocal mic is downstage from a guitar amp Ian Beveridge with Foo Fighters Paul Simon prefers wedges Always be learning First: Learn the human being you're going to be mixing for 00:41:27 The differences between mixing monitors for Miley Cyrus and Ella LORDE 00:42:48 Monitoring the Artists Monitors TX1 Wireless Transmitters REMI with Brad Madix on Gig Gab 00:47:50 Different rooms sound different on IEMs AFAS Live (formerly Heineken Music Hall) in Amsterdam sounds great Dave says Alamodome in San Antonio is one of the worst-sounding To fix IEMs in a bad-sounding room: what can we reduce to make it sound better? Last night it was a bongo mic that was making the drumset sound too washy in the IEM mix “The process of minimal reduction” Ella's DPA capsule is the only open mic on-stage on the LORDE tour Tune for the IEMs, too: listen to something you know, and EQ it Tuning the podcast for JH Audio Laylas 01:04:06 Learn your own ears (not your IEMs, your human ears) first Take a hearing test with your phone if you can Kevin and Alicia Keys would go and get their hearing tested together, getting audiograms to compare 01:07:09 IEMs are the most personal audio interaction You have to be psychic! 01:09:46 Flying 4,700 miles to save the day Sometimes the throw-and-go results in the best mix because you're not overthinking it Tip from Kevin: set up dummy channels to experiment without messing with the actual mix for the IEMs 01:15:57 Gig Gab 528 Outtro Follow Kevin Glendinning IG: @kev_chitown LinkedIn: Kevin ‘KG' Glendinning Contact Gig Gab! @GigGabPodcast on Instagram feedback@giggabpodcast.com Sign Up for the Gig Gab Mailing List The post Monitoring the Artists’ Monitors: IEM Wisdom from Kevin Glendinning – Gig Gab 528 appeared first on Gig Gab.

The School of Doza Podcast
Your Snack Is Sabotaging Your Blood Sugar — Here's What I Eat

The School of Doza Podcast

Play Episode Listen Later Apr 2, 2026 1:14


Nurse Doza doesn't always eat lunch — but he never skips protein and animal fat. In this episode, he breaks down why he reaches for clean, 100% grass-fed beef jerky as his go-to midday snack, how the ingredients in Lineage Provisions meat sticks — grass-fed beef, organic apple cider vinegar, and salt — actively support blood sugar, reduce inflammation, and help with weight management. Because what you snack on matters more than you think. Featured Partner: Lineage Provisions Lineage Provisions delivers exactly what Nurse Doza looks for in a snack: 100% grass-fed beef made with just three clean ingredients — grass-fed beef, organic apple cider vinegar, and salt. No fillers, no seed oils, no inflammatory junk that undoes the work you're already putting into your health. Their grass-fed beef jerky and liver meat sticks are the snack Nurse Doza trusts when he skips lunch and still needs to keep his blood sugar stable, energy up, and inflammation down. If you vote with your dollar, vote for ingredients that actually work for your body.

We Talk Weekly's
Dr. Nia Imani Bailey, DPA, M.A.Ed., RT(T) talks healthcare, her life, career, and faith

We Talk Weekly's "After The Talk"

Play Episode Listen Later Apr 2, 2026 42:31 Transcription Available


We Talk Weekly News is a weekly news and culture podcast delivering powerful analysis, real conversations, and unfiltered commentary on the biggest stories shaping our world today. On WPPM 106.5 FM Philadelphia every Saturday at 8 p.m. to 10 p.m., Hosted by celebrity stylist & radio personality Charles Gregory, journalist and media personality Lauren "Sizzle" Settles and health correspondent "Classy Lady" Sparkle Howell. We feature expert guests, political and public figures, celebrities, and community leaders combined with legal and law enforcement analysis and commentary.We Talk Weekly News takes you beyond the headlines with breaking news, political analysis, entertainment updates, and trending cultural conversations all through a sharp, informed, and unapologetically urban lens. From U.S. politics and policy to global events, celebrity headlines, music, and the viral moments everyone's talking about — this is where news meets culture and perspective meets truth.In this segment, we interview:Dr. Nia Imani Bailey, DPA, M.A.Ed., RT(T), is a proud West Philadelphia native whose life's work is rooted in service, advocacy, and the empowerment of vulnerable communities. With more than a decade of experience as a Radiation Therapist, she has seen firsthand the barriers cancer patients face—experiences that continue to fuel her mission to bridge healthcare, education, and community advocacy with compassion and purpose.Dr. Bailey earned her Doctorate in Public Administration from West Chester University, where her research centered on improving the timely diagnosis of breast cancer in young women and advancing policy reforms to expand equitable healthcare access. She holds a Bachelor's degree in Allied Health with a concentration in Radiologic Sciences from Immaculata University, completed through a 3+1 program in partnership with Thomas Jefferson University. She went on to earn a second Bachelor's degree in Radiologic Sciences with a concentration in Radiation Therapy from Thomas Jefferson University. While working full-time in clinical care, she also completed her Master's degree in Education at La Salle University, specializing in Bilingual and Bicultural Studies.As a patient living with lupus and carrying the BCL6 cancer gene, Dr. Bailey brings both professional expertise and deeply personal insight to her work. This dual perspective strengthens her advocacy and allows her to champion more compassionate, equitable, and accessible care for all.Dr. Bailey serves as President of the Byrd Cancer Education & Advocacy Foundation and volunteers with several organizations, including Live Like Lukas, Inc. and the Pink Lemonade Stand Challenge. A gifted storyteller, she is the writer and director of the documentaries A Letter to My Sisters: A Breast Cancer Documentary for Young Women and A Letter to My Sisters: The Erica Jo Robinson Story. She also authored the foreword for 10 Most Powerful Ways to Kick Cancer's Ass: Survival Kit.In addition, she is the author of the children's books Love Thy Neighbor and Letters To My Younger Self. Dr. Bailey lends her expertise as an Advisor for the Bexa Equity Alliance, a member of the Unite for HER Women of Color Task Force, and a board member for both Still Rise Farm Organization and the Habituelle Board of Innovators. In recognition of her leadership and community impact, she was appointed by Pennsylvania Governor Josh Shapiro to the Governor's Advisory Commission on African American Affairs, representing Philadelphia County, Co-Chair of the Health Subcommittee.Through her multidisciplinary work in healthcare, policy, storytelling, and advocacy, Dr. Nia Imani Bailey continues to uplift and inspire—transforming her personal journey into a powerful movement for education, equity, and hope. Her life's mission is to honor God and be obedient to Him.Become a supporter of this podcast: https://www.spreaker.com/podcast/we-talk-weekly-news--2576999/support.Subscribe to We Talk Weekly News' YouTube channel for full podcast video show episodes:https://www.youtube.com/@WeTalkWeeklyTVFollow We Talk Weekly News across all social media platforms for exclusive content, breaking updates, and behind-the-scenes access:Instagram: https://www.instagram.com/wetalkweeklyTwitter (X): https://twitter.com/WeTalkWeeklyFacebook: https://www.facebook.com/wetalkweekly

ChannelBuzz.ca
Most MSP contracts wouldn’t survive a courtroom – here’s where to start fixing that

ChannelBuzz.ca

Play Episode Listen Later Mar 25, 2026 35:11


Rob Scott, co-founder of Monjur Rob Scott, co-founder of Monjur and managing partner at Scott & Scott LLP, joins the podcast to talk about what’s broken in the average MSP’s contract stack and what it takes to fix it. Rob has spent more than 27 years at the intersection of technology and law, and his firm works with over a thousand managed service providers across North America. The conversation covers the three biggest areas of contract risk Rob sees across the MSP community: agreements that haven’t kept pace with the services being delivered, unaddressed vendor and third-party liability, and missing data processing agreements in an increasingly complex regulatory environment. Rob walks through practical provisions most MSPs don’t have but should, including a “security recommendations” clause that shifts liability to customers who decline recommended protections. Rob also digs into why AI is changing the contracting equation in both directions – from the new service attachments MSPs need when delivering AI-powered services, to the risks of using unsupervised LLMs for contract drafting – and offers a candid assessment of where Canadian MSPs stand relative to their American counterparts when it comes to contracting maturity. The conversation wraps with a practical starting checklist for MSPs who know their contracts are out of date but don’t know where to begin. Read Full Transcript Robert Dutt: Hello and welcome to In The Channel from ChannelBuzz.ca, bringing news and information to the Canadian IT channel community for the last 16 years. I’m Robert Dutt, editor of ChannelBuzz.ca, and your host for the show. My guest today is Rob Scott. Rob is the co-founder of Monjur and managing partner at Scott & Scott LLP, where he’s spent more than 27 years at the intersection of technology and law. His firm works with over a thousand managed service providers across North America on their contracts, and he recently launched Monjur Pilot, an AI-powered legal assistant built specifically for MSP contracting. Now, I know what you’re probably thinking – contracts aren’t exactly the sexiest topic in the channel. But here’s the thing. Most MSPs, I think, know their contracts are out of date, and they also know that they should do something about it. They just don’t. And in a world where the threats are evolving, AI is changing the service landscape, and the regulatory environment, particularly here in Canada, keeps getting more complex, the gap between what your contracts say and what your business actually does is becoming a real liability. Rob has seen what happens when that gap catches up to you, and he’s got some very practical advice about what to do about it. Let’s get right into it. My chat with Rob Scott. Rob, thanks for taking the time. I appreciate it. Rob Scott: Thank you for having me. Robert Dutt: You’ve been working with MSPs on their contracts for, I think it’s over two decades. What’s the state of the contract stack for the average MSP in 2026, and how wide is the gap between what most MSPs are actually running on and what they should be running on? Rob Scott: That’s a great question. When I look at contracts, I see three big areas of risk for MSPs. One is that their agreements don’t keep up with their services. In the MSP world, that means you’re offering compliance advisory services without proper compliance advisory contracts. We call that service attachment for managed compliance. You’re now working with clients in and around AI and AI products, which are using a pre-AI customer contract. These are the things that change with frequency in IT, and for MSPs, that means one area of contract protection – static agreements don’t fit with emerging service offerings like tech. Sometimes their agreements don’t keep up with their services, and other times, their agreements are not reflected for trends in the marketplace or specific risks. For example, ransomware attacks or emerging cybersecurity risks. MSPs don’t frequently have, for example, very clear-cut exclusions from responsibility for the criminal acts of third parties. Similarly, their contracts don’t limit their liability for acts or omissions of vendors. We monitor the terms and conditions of over 1,200 vendors in the MSP channel, and our clients get their customers to sign a waiver for any acts or omissions of those third parties. That’s an area – what I call vendor risk – which many MSPs are exposed. Then the third big category is regulatory risk, operating with customers in regulated markets without the appropriate data protection agreements and data processing agreements that are required by both international, federal, and state laws. Those are the areas where most MSPs have been underserved by traditional legal services, which have caused many to move in the direction of do-it-yourself, which has many exposing themselves to unsupervised LLMs. While contracting for MSPs is very complex, they really have not been well-served by traditional legal services. Robert Dutt: The open LLMs is what keeps me up at night. Shadow AI is a concern for lawyers, or at least us, as much as it is for MSPs. Shadow AI in their customers’ organizations, us for different reasons. But the MSPs are faced with a challenging choice between choosing fast and inexpensive do-it-yourself legal protection that lacks accountability and supervision, or traditional legal services that can be slow, can be expensive, and can be out of touch with what MSPs do. Many of my clients have shared stories about interactions with lawyers, not fondly, in part because the lawyers had no clue what they did, and they felt like they were paying the legal fees to explain to the lawyers what an MSP does. Rob Scott: And so it’s been a challenge for many MSPs to get legal protection that’s both fast, affordable, and offered by MSP-specific attorneys. Robert Dutt: You touch on the problem of keeping up with technology trends. I’m thinking in broader terms than that. What about whole directions of risk, I guess I would say. The example I think of is we’re doing a lot of tracking of the trend of abuse of trust. Attackers not breaking in, but logging in through trusted identities, VPNs, software supply chain attacks, those kinds of things. Basically, when the threat itself has shifted so fundamentally, how far behind are most MSPs in terms of accounting for that in their contracts? Rob Scott: I would say very far behind. I would say overall, the customers that we talk to, the people we meet, are either on some do-it-yourself approach that really hasn’t been updated by an experienced attorney, or hasn’t been updated recently to reflect the emerging threat landscape as you described it. But we’re constantly updating our agreements to properly reflect detailed terms and conditions about these emerging threats. And I’ll give you an example. We have in our MSA a provision called security recommendations. And what that provision says is the MSP may from time to time give the customer recommendations about security compliance. For example, multi-factor authentication. And if the client does not accept or move forward with those proposals, anything that happens as a result that those things could have prevented is 100% on the customer – the MSP is off the hook. And so when I think about emerging technology and the changing threat landscape, a lot of it has to do with how you manage the communications and the risk associated with that. And MSPs have had the hard choice in the past of having to either tell a client, “No, I’m not going to support you,” or, “Hey, I’m going to give you this waiver to sign.” And this whole topic of declination of services around point solutions that deal with emerging threat factors has been a common issue with MSPs. They go to the customer. They’re like, “You’re exposed. You need these advanced security features.” I mean, there’s new stuff all the time, but right now, it’s a lot of focus on zero trust. And so it’s not inexpensive to implement a zero trust model within a business. And if an MSP wants to implement zero trust, the customer has to cooperate to buy those things. And the customer doesn’t understand them well enough to know what they do or why they need it. So their first reaction is to say, “No, it’s too expensive.” And that puts the MSP at risk, because I tell the MSPs, my opinion is their network is only as strong as its weakest link. So if you let these customers on that you know are overly risky, that puts the whole portfolio of customers at risk. And that’s a lot of what you’re talking about with those threat vectors. Those threat actors are thriving on being patient. And it’s not just like, “Do we have guards at the front door?” It’s like, “We need guards in every room.” They’re already in. So that’s one of the things that I think most people think about. Cybersecurity is like hacking events or ransomware events, but so much more of it is they’re in your networks, they’re able to move around, they’re squirreling their way into different areas, and they’re being very patient waiting for that opportune moment. And so it’s not just about keeping people out, it’s also about catching them after they get in. And that’s where a lot of these emerging technologies and emerging threats are posing unique challenges from a cybersecurity perspective. And the question is, “How are your agreements evolving?” And that’s where making sure that your vendors are all on there. So if there’s any act or omission of a vendor, that you can be covered for it. And the things that happen in cybersecurity, like criminal acts of third parties, is expressly excluded. I don’t think you need to go into as much of the specific threats. If you get a strong and enforceable exclusion against the criminal acts of third parties, almost every cybersecurity risk that would be impactful to an MSP is also a criminal act by the person who perpetrates it. Robert Dutt: About a year ago, you did a piece around the theme of “Your MSA is broken and AI is to blame.” We’re a year further in, things have only accelerated. MSPs are selling Copilot bundles, offering AI-powered services. Their customers are deploying AI tools whether the MSP knows about it or not. From the customers’ point of view, how far behind are most MSP contracts relative to the AI services that they’re delivering or their customers are using today? Rob Scott: We came out with a special service attachment for managed AI in 2024. And at that time, people said, “I don’t really need it. We don’t know what we’re doing yet.” Today, people come to Monjur just because of that attachment. And the way that attachment is built is, number one, you don’t have the right definitions in your current agreement for things like AI input, AI output, the model, the trainings – all of these things that are relevant to AI that wouldn’t be in a master services agreement for managed services. Beyond that, you need your service descriptions. Is this AI readiness assessments? Is this app dev? Are we building RPA and automations? What is it exactly that the services entail? And so that’s a big part of it. And our structure is designed to cover just about every AI service that an MSP could do. But it’s also important to make sure that you have the proper exclusions and client obligations. So when you think about exclusions, it’s like the MSP shouldn’t be responsible if the legal world changes and suddenly that client’s use becomes illegal. Think of helping customers deploy voice agents. And then it becomes clear that you can’t use a voice agent to do cold calling, or voice agents get outlawed altogether. It needs to be clear that the MSP is not taking the responsibility for how government reacts to the impact of AI. Similarly, there should be an obligation on the customer’s part to be committed to ethical use of AI. Responsible AI is something that I put in as a mutual obligation to all parties to a contract that I write around AI. I think it’s foundational for humans to be committed to responsible AI. So there’s things – just a few examples – but things that you wouldn’t see in an MSA. So ask yourself, why would you expect your pre-AI MSA to protect you in an AI world? The answer is MSPs increasingly are offering AI-related services under contracts that weren’t built for these services, and those that are, are putting themselves at significant risk. And it’s not necessary, because there is a ready-made solution for MSPs to protect themselves when engaged in selling Copilot, helping clients with AI projects, which we’re all going to be doing. Let’s get it straight. This is not new. This is not a temporary blip. I think the only temporary part of it is this AI distinction. I don’t think there will be, in the long run, a distinction between AI tools and non-AI tools. All tools will be AI. So the way things are going, MSPs need to be prepared for that. All of what so many more MSPs are now in the territory where they would be protected by a specific service attachment that doesn’t exist in their contract stack today. Robert Dutt: The other side of that equation of AI use in the MSP is that a lot of MSPs themselves are tempted to use some of the generic LLMs to draft or review their own contracts. Where do you see the line between that being helpful and that being dangerous? Rob Scott: I don’t think MSPs should be forced to choose between using AI and using attorneys. I think that’s the state of the market today. They’re faced with these unsupervised LLMs that are risky, where there’s no accountability. They’re telling you, “Don’t use this for law,” and you’re using it for law. If you have a bad outcome, whose fault is it? The New York State Senate has got a Senate bill, which I think will be the first of many, that would make it illegal for LLMs to give out legal advice, because it’s doing way more harm than good. I think the one thing to think about the perspective on this is lawyers are getting sanctioned and held in criminal contempt for using AI, and the AI is making mistakes. If it’s going undetected by the lawyers, why do you think you’re in a position to supervise the AI to protect your legal interests? I mean, it gets it wrong so much. The accuracy of legal outputs from unsupervised LLMs is so low that it is like playing Russian roulette. So I don’t blame the MSP. I just think that the future is attorney-supervised AI, where the customer starts with a template that is lawyer grade. I think if you put Monjur Pilot up against these unsupervised LLMs and you draft an agreement starting with a Monjur template versus starting with nothing and an unsupervised LLM, your first pass is a totally different thing. And then the second thing is lawyers need to be in the loop at the last mile. You should be able to press a button within your AI and say, “Submit for legal review,” and the lawyer should be able to just look at it in-app and finish what you built. So you start with a legal template that’s legal grade. You operate in a legal-grade AI environment that has the proper guardrails, and you make sure that attorneys supervise all of the work that the clients are doing, so that the MSP no longer has to choose between fast and inexpensive and slow and sometimes cost-prohibitive. So we think that AI unlocks something pretty special for the Monjur subscriber, which is the benefit of having your lawyers at your fingertips 24/7 through a trained AI legal assistant. But that’s not a replacement for your lawyers. It just supplements your relationship with your lawyer. So in this way, we deliberately call them legal assistants because they play the same role as a legal assistant in a law firm. The legal assistants don’t practice law without the lawyer supervision. They help the clients get better service from the lawyers. And that’s the role of AI in the Monjur vision, which is attorney-supervised LLMs that provide a safety layer on top of the LLM of your choosing. So our system is called “at any LLM,” but in each instance, we’ve implemented prevention of hallucination and preservation of context through RAG architecture that allows our legal assistants to give responses that the lawyers feel they can stand behind and nevertheless supervise. Robert Dutt: Our audience is primarily Canadian MSPs and other types of IT solution providers. You serve over a thousand MSPs across North America, including Canada. What are the things that Canadian MSPs need to be thinking about in their contracts that their American friends don’t? I’m thinking PIPEDA, I’m thinking Quebec’s Law 25, the cross-border data question and data sovereignty, but I’m curious what you see as the biggest gaps from the Canadian side specifically. Rob Scott: I think the ones that you mentioned are sort of at the surface, in the sense that those are concrete, objective things. Like, the data processing agreement for our US customers has different regulations in it than our Canadian customers, and the Canadian ones contain the laws that you mentioned. The bigger issue that I see in Canada is a cultural issue. This idea that contracts are not important because we’re not in America where everybody sues at the drop of a hat. We don’t value legal protection in the same way that people might in the US, because the threat of litigation in their mind is lower than maybe the threat of litigation in the minds of the MSPs in America. My response to that is I acknowledge the differences between the US and Canada as relates to litigation and dispute resolution, but I don’t think that that means that Canadian MSPs don’t benefit from having great contracts. It’s more of a question of what level of risk is being mitigated and the best way to mitigate it. I fear that too often in Canada, it’s not a question of does your DPA properly reflect Law 25 or PIPEDA. It’s a question of, are your agreements well thought out at all, because maybe you don’t think that it’s that important to have good agreements. And it’s about 15 years culturally and mindset-wise behind the MSP market that I began working on. Where early on in America, there was a large sentiment that a handshake deal is good enough. I deal with my friends and I don’t perceive a high risk of litigation. And if someone wants to get out of my contract, they’re not happy with me, I let them go anyway. Why do I need all this paperwork? And I think that’s a big thing that we have to work on for education with MSPs in Canada, which is you don’t have to be in a litigious market like America to benefit from good contracts. Robert Dutt: Well, and here’s an interesting aspect to that cultural thing too. A lot of Canadian MSPs are serving clients on both sides of the border, or are using US-based vendor tools to deliver services to their Canadian customers. How should MSPs be thinking – even if they’re functional just in Canada in terms of customer base – how should they be thinking about cross-border exposure in their contracts? Rob Scott: Well, look, I think that unless you know, for example, where every data subject resides in every system that you manage, you could be in Canada with customers with data subjects in their systems that you manage all over the US. And the laws run by where the data subject resides. So that’s one of the big challenges. And then the other challenge is, don’t you want to put yourself in the position where you can say yes to as many deals and customers as possible? And don’t you want to make sure that you have compliant agreements that will allow you to operate in multiple markets? And we have a lot of MSPs, I would say, that are on the Monjur platform that are enjoying dual libraries. So a set of agreements in English for the US, a set of agreements in Canada in English for English-speaking provinces, and then a set of agreements in Quebec, specifically for Quebecois law, presented in French. So we do offer some granularity in terms of localization in each market. And our strategy is we partner with local law firms in each jurisdiction to localize and maintain the updates of our agreements. And so we have a law firm that we work with in Quebec and several others in other provinces, including one in Toronto, where we partner with them to keep the agreements updated for those markets. Robert Dutt: I think for a lot of MSPs, contracts are in the category of necessary evil, something they grudgingly do to avoid getting sued – or in some cases don’t do well enough to avoid getting sued. But I wonder if there is a case to be made for treating your contract stack as a competitive advantage, and if so, can you walk me through what that looks like in practice? How you can take a solid contracting situation and use it as a way to help your organization grow, and not just stay out of trouble when things go wrong. Rob Scott: Yeah. So I think it’s an excellent question. I think the first part of it is something that now jives to me going to the dentist. Like, I know I have to go to the dentist. If I want to not have cavities, I have to go to the dentist. If I don’t want gum disease, I have to go to the dentist. I hate to go to the dentist. I’m so anxious when I get there, I tell them, please don’t take my blood pressure until we’re done, because it’ll just make it worse when you give me a really high blood pressure reading. I’m only going to be more anxious. And I think with MSPs, that’s real too, as it relates to law. Many don’t feel comfortable with the subject matter. Many have had bad experiences. Many, like you say, would say it’s a necessary evil, but they try to avoid it as much as possible. Even if you caught them in a quiet moment of reflection to ask them if they really needed it, they would say yes, but they would go back to their office after that and lose track. And this is why I think dynamic agreements that auto-update are so important for MSPs. I think legal needs to work in the background. And MSPs, I think, as a group, are carrying a very heavy cognitive load around contracting. A lot of the senior people that run MSPs are not contract people. It’s way out of their element. It doesn’t play to their strengths. It drains them of their energy. They’re constantly second-guessing whether they’re getting it right. And what I think about competitive advantage, we talk in terms of the maturity model. Maturity level one: legal protection. You have the legal protection in place. Maturity level two: standardization and efficiency. Standardization and efficiency is like, how well have you collapsed your contracting processes into your sales process, so sales and contracting is one seamless step? So that’s kind of level two. Are all of your customers efficiently on the right paper? Can we update their terms without having to go get a signature? This is how Monjur enables MSPs to grow revenue fast. We remove the friction from the sales process. We make deals go faster. We make it less likely that customers are going to want to comment or request changes to agreements. So that’s level two. Level three is what we call contract intelligence. Using AI to optimize revenue opportunities. Making AI context-aware of your renewals, of your upgrades, of what people are paying, who is using a lot of resources but not paying for very much. These are the opportunities where contract intelligence drives better decision-making as well as automation to fuel efficiency to grow revenue faster. So it really depends on where you are on this maturity level about how it helps you grow. Initially it may make it harder to grow while you’re getting the right legal protections in place. But ultimately you want something that can scale with your business, and that means dynamic versus static agreements. Robert Dutt: My last question – I want to make this as concrete as possible. If you’re talking to a Canadian MSP owner, let’s say a 15-person shop doing managed services, building out security, starting to do AI in there too, they know their contracts are out of date or in bad shape but don’t really know where to start. What are the first two or three things that you’d tell them to do right now, right away, to get that ball rolling and to hopefully see the most improvement in the situation? Rob Scott: Well, one of the things that I would say is benchmark what you’re currently using. Do an assessment of where you are. We have some tools online that can help you walk through an assessment of your current contracts, and we’ll also review them for you for free. If you have a contract, you’re an MSP in Canada and you want to understand what the gaps are relative to best practices, we’ll use our toolset to analyze your agreement, compare it to what we think are best practices in Canada, and do a report for you. We do that as part of our consultation process. There’s no fee for that. That’s a complimentary review. If you could get an experienced attorney to help you benchmark it, great. The other thing to think about is updating your vendor list and asking yourself the question, “How am I protecting my MSP against acts or omissions of the vendors in my tech stack?” If you don’t have a good solution for that, then you need to be thinking about something like our schedule of third-party services, which allows you to list all your vendors and contains a waiver of the right for your clients to sue you. Now we’re covering a really big category of risk with that one attachment. Then emerging services – advanced security and AI. You need specific agreements for these things. You can’t just continue to operate under the agreements that you were using pre-AI in the AI world. You can’t start offering compliance-related advisory services like GRC and other advanced security and compliance offerings without the appropriate contract. We call it the service attachment for managed compliance. Similarly with AI, we have a service attachment for managed AI. You really need to be thinking about, do your agreements cover the services that you’re offering, delivered through the tech stack that you’re delivering it through, and in a way that’s compliant with the emerging framework of regulations that impact you and your customers? Given all of that – and we cover that with our data processing agreement – you can see why static agreements for MSPs can become very challenging very quickly. If I was in the process of trying to figure out a way to manage risks for my MSP in Canada, I would be looking for a service that would give me dynamic updates that was specific to managed services, that was customizable for me and my customers. And think about this question: if my client were to sue me in court tomorrow, how confident am I that my current agreements would hold up in court? If the answer to that is, “I’m not so sure,” or “I’m not that confident,” or “I’m sure it would be a problem,” then getting a complimentary review of your current agreements and a game plan to move forward with broader protection is probably a good idea. Robert Dutt: All right, I appreciate that. It’s a lot to think about, and it’s an area that I don’t think we focus on as much. We tend to get caught up in the tech stack and all that, so I appreciate your taking the time to share some wisdom on where things are at with contracts and where they’re going. Rob Scott: Thank you. Thank you very much. I appreciate you having me. Robert Dutt: There you have it. Rob Scott from Monjur. I’d like to thank Rob for his time. He brought a lot of depth to a topic that frankly doesn’t get a lot of attention in channel media. A few things that are sticking with me from this conversation. First, the idea of the security recommendations clause – building language into your contract that says if you recommend a security measure and the client declines, anything that could have been prevented is on them. That’s the kind of provision that can save your business, and I’d wager a lot of MSPs listening don’t have it. Second, his point about Canadian MSPs being about 15 years behind their American counterparts on contracting maturity – not because the laws are weaker, but because the culture around litigation is different up here. That’s a gap that works until it doesn’t. And third, the question he posed that I think every MSP should sit with: why would you expect your pre-AI master service agreement to protect you in an AI world? If you’re selling Copilot bundles or managed AI services on a contract you wrote five years ago, you’ve got some homework to do. If you’re enjoying the ChannelBuzz.ca podcast, we’d love it if you’d follow or subscribe. You can find us on Apple Podcasts, Spotify, YouTube, and most podcast directories. And if you have a minute to leave a rating or review, that goes a long way in helping other folks in the channel find the show. Until next time, I’m Robert Dutt for ChannelBuzz.ca, and I’ll see you in the channel.

Prawo na Oko
62 | AI w kancelarii. Między innowacją a tajemnicą zawodową mówi Tomasz Zalewski

Prawo na Oko

Play Episode Listen Later Mar 23, 2026 42:08


Tomasz Zalewski w kolejnym odcinku Prawo na Oko mówi o tym, jak świadomie korzystać z systemów AI w praktyce prawniczej. O umowach enterprise i DPA, zero retention policy, ryzykach wynikających z Cloud Act, ale też o mniej oczywistych zagrożeniach, w tym o nadmiernym zaufaniu do technologii. Prawo na Oko - praktycznie i w punkt! AUTOREKLAMANajnowszy raport o branży prawniczej Future Ready Lawyer 2026 Jak budować wiarygodność w erze AI?Zobacz, jak kancelarie i działy prawne reagują na sztuczną inteligencję, rosnące oczekiwania klientów oraz wyzwania w zakresie cyberbezpieczeństwa. Raport zawiera także opinie ekspertów z Polski i zagranicy - w tym Tomasza Zalewskiego.Pobierz raport >> https://www.wolterskluwer.com/pl-pl/know/future-ready-lawyer-2026 

Morning Show
STF autoriza visita de assessor Trump a Bolsonaro

Morning Show

Play Episode Listen Later Mar 11, 2026 120:32


Confira no Morning Show desta quarta-feira (11): O Supremo Tribunal Federal (STF) autorizou que Darren Beattie, assessor sênior do governo Trump, visite o ex-presidente Jair Bolsonaro, que está preso na Papudinha. A visita deve acontecer no próximo dia 18 e devem conversar sobre a política brasileira e a defesa de leis mais rígidas para o STF. O Senado Federal aprovou um projeto de lei que autoriza a criação de quase 18 mil novos cargos no âmbito do Poder Executivo. A medida tem gerado alerta e debates nos bastidores em razão do seu forte peso econômico, com a estimativa de um impacto financeiro superior a R$5 bilhões aos cofres públicos. Uma nova pesquisa do instituto Meio/Ideia, divulgada nesta quarta-feira (11), traz os números mais recentes sobre a avaliação do governo federal. De acordo com o levantamento, o índice de desaprovação do trabalho do atual presidente Lula (PT) atingiu 50,5%. O estudo aponta ainda que 47,2% dos brasileiros aprovam a gestão e 2,3% não souberam responder. As recentes declarações do governo dos Estados Unidos sobre a possibilidade de classificar as facções criminosas brasileiras como organizações terroristas acenderam um sinal de alerta no governo federal. Atualmente, a legislação antiterrorismo em vigor no Brasil não enquadra grupos como o Primeiro Comando da Capital (PCC) e o Comando Vermelho (CV) nesta categoria jurídica específica. O correspondente internacional Eliseu Caetano, direto de Miami, nos Estados Unidos, trouxe detalhes de uma reportagem exclusiva publicada pelo jornal Washington Post. Segundo a publicação americana, o governo russo forneceu informações de inteligência para os iranianos com o objetivo de rastrear e monitorar alvos militares americanos na região de conflito. O consumidor brasileiro já começou a sentir no bolso um novo impacto na hora de abastecer o veículo. O preço da gasolina voltou a subir em diversos postos pelo país, inclusive na capital de São Paulo, mesmo sem nenhum reajuste oficial anunciado pela Petrobras. A alta repassada diretamente às bombas pelas distribuidoras reflete as oscilações e a forte pressão da cotação internacional do barril de petróleo. Para ajudar a entender o que está por trás dessa movimentação e como isso afeta a economia doméstica, a programação recebe o diretor do Centro Brasileiro de Infraestrutura (CBIE), Pedro Rodrigues. O governo do Irã confirmou oficialmente que a sua seleção nacional não participará da Copa do Mundo de 2026. A declaração foi feita pelo ministro do Esporte do país, que justificou a desistência em razão da escalada da guerra envolvendo o regime iraniano, os Estados Unidos e o Estado de Israel. As informações foram divulgadas inicialmente pela agência de notícias alemã DPA. Virginia Fonseca voltou a chamar atenção nas redes sociais, mas dessa vez foi por causa do filho. A influenciadora revelou que está em busca de uma babá para cuidar de seu filho caçula e surpreendeu o público ao oferecer um salário mensal de R$18,5 mil para o preenchimento da vaga. A profissional selecionada precisará cumprir requisitos rigorosos, como ter ampla experiência prévia com crianças, total disponibilidade para viagens constantes e garantir discrição absoluta no convívio diário com a família. Para comentar sobre a situação, o Morning Show recebe a psicóloga Adriana Morales. Essas e outras notícias você confere no Morning Show.

BASTA BUGIE - Politica
Valanghe di euro dall'Ue ai media per fabbricare il consenso

BASTA BUGIE - Politica

Play Episode Listen Later Mar 10, 2026 8:22


TESTO DELL'ARTICOLO ➜ https://www.bastabugie.it/8450VALANGHE DI EURO DALL'UE AI MEDIA PER FABBRICARE IL CONSENSOdi Lorenza Formicola C'è un miliardo di euro che si muove nell'ombra dei palazzi di vetro di Bruxelles, con un unico obiettivo: fabbricare il consenso. Mentre l'Unione Europea si erge a paladina globale della libertà di stampa, un rapporto esplosivo intitolato Bruxelles's media machine: European media funding and the shaping of public discourse, firmato da Thomas Fazi per il think tank MCC Brussels, squarcia il velo su un sistema di finanziamento capillare. Non si tratta di semplice sostegno all'editoria, ma di una vera e propria ingegneria del discorso pubblico che, nell'ultimo decennio, ha drenato quasi 1 miliardo di euro dalle tasche dei contribuenti per alimentare narrazioni pro-UE e soffocare il dissenso.La cifra è notevole, ma secondo il rapporto è persino prudente. La Commissione Europea e il Parlamento Europeo erogano collettivamente circa 80 milioni di euro all'anno per "progetti mediatici". Analizzando la struttura di spesa, emerge un sistema ramificato: il cuore finanziario di questa colossale operazione di condizionamento batte all'interno della DG CONNECT - dipartimento della Commissione europea responsabile per la politica digitale dell'UE - che ogni anno irriga il sistema mediatico con circa 50 milioni di euro. A questa imponente dotazione si affianca l'azione parallela del Parlamento Europeo, il quale, agendo tramite la propria DG COMM (Direzione Generale della Comunicazione), immette nel circuito altri 10 milioni di euro annui sotto forma di sovvenzioni destinate a co-finanziare programmi radiofonici, televisivi e piattaforme digitali incaricate di riportare l'attività legislativa comunitaria. Tuttavia, la proiezione di potere di Bruxelles travalica i confini dell'Unione per farsi strumento geopolitico: per il solo 2025, infatti, sono stati stanziati ulteriori 10 milioni di euro destinati esclusivamente al panorama informativo ucraino.Tutto questo avviene sotto etichette rassicuranti: "lotta alla disinformazione", "promozione dell'integrazione europea" o "difesa dei valori".MILIONI DI EUROIl rapporto scende nel dettaglio dei beneficiari, svelando che la Commissione europea ha letteralmente messo a libro paga tante agenzie di stampa: 7 milioni di euro all'Agence France-Presse (AFP), 5,6 milioni all'italiana ANSA, 3,2 milioni alla tedesca DPA, 2 milioni alla spagnola EFE e persino 1 milione alla statunitense Associated Press (AP). Anche testate minori come la portoghese Lusa (200.000 euro) o la polacca PAP (500.000 euro) compaiono nella lista.Il quadro si fa ancora più inquietante osservando le emittenti e i gruppi editoriali. Euronews svetta con un finanziamento monstre di 230 milioni di euro. Seguono la franco-tedesca ARTE con 26 milioni, la piattaforma Euractiv con 6 milioni e giganti del servizio pubblico come Deutsche Welle (35 milioni), France Médias Monde con 16,5 milioni, 444.hu (Ungheria) 1,1 milioni di euro e la spagnola RTVE con 700.000 euro. In Italia, la RAI ha beneficiato di 2 milioni di euro, mentre il Gruppo Editoriale GEDI ha ricevuto 190.000 euro. Persino organizzazioni teoricamente indipendenti come Reporters Without Borders (5,7 milioni) e il sito di investigazione Bellingcat (440.000 euro) risultano agganciate ai flussi di Bruxelles. Il controllo avviene attraverso programmi tecnici dai nomi asettici. L'IMREG (Information Measures for the EU Cohesion Policy) ha speso dal 2017 ad oggi oltre 40 milioni di euro in campagne "pubbliredazionali". Il programma Journalism Partnerships, con un budget di circa 50 milioni, supervisiona collaborazioni che promuovono esplicitamente la "demistificazione dell'UE" e la lotta ai "movimenti nazionali estremisti".Il quadro si completa con le Multimedia Actions, un polmone finanziario da oltre 20 milioni di euro l'anno che tiene in vita la European Newsroom, il consorzio di 24 agenzie di stampa strategicamente appostato nel cuore di Bruxelles. A queste si affianca l'EDMO (European Digital Media Observatory), la corazzata "anti-disinformazione" da 27 milioni di euro incaricata di pattugliare i confini della verità ufficiale. Il risultato è un conflitto di interessi sistemico: un ecosistema in continua espansione che, sotto le insegne virtuose della difesa dei valori europei, cementa una dipendenza finanziaria letale che incentiva l'allineamento e marginalizza le voci dissenzienti.UNA NARRAZIONE PILOTATA DALL'ALTOLa strategia di Bruxelles non si limita ai media tradizionali, ma si estende al controllo brutale dello spazio digitale. Jim Jordan, presidente della Commissione Giustizia alla Camera Usa, ha rivelato una campagna decennale architettata per imporre la censura europea su scala globale. Attraverso il Digital Services Act (DSA), la Commissione Europea ha trasformato quelli che erano nati come codici di condotta "volontari" in veri e propri obblighi di fatto, costringendo le piattaforme a riscrivere le proprie linee guida per conformarsi ai desiderata di Bruxelles.L'obiettivo di questa pressione sistematica è la definizione dei confini del dibattito pubblico su temi politici cruciali, come l'immigrazione o l'identità di genere. Migliaia di documenti interni confermano come le Big Tech, per non perdere l'accesso al mercato unico europeo, abbiano esteso gli standard restrittivi dell'Unione a tutto il mondo, censurando contenuti protetti dal Primo Emendamento persino negli Stati Uniti. Un caso emblematico è quello di TikTok, che ha modificato le proprie policy globali arrivando a oscurare affermazioni come "esistono solo due generi" per allinearsi ai parametri del DSA.Le radici di questa offensiva risalgono a ben prima dell'entrata in vigore del nuovo regolamento: già nel 2020, Bruxelles pretendeva la rimozione dei contenuti che mettevano in discussione le narrazioni ufficiali sull'emergenza sanitaria legata al Covid-19 e sui vaccini. Con l'avvento del DSA, questa prassi è divenuta strutturale, imponendo alle piattaforme una "revisione continua" dei contenuti per restare in regola. Le interferenze sono state particolarmente aggressive durante le tornate elettorali in Francia, Olanda, Irlanda, Slovacchia, Moldova e Romania, dove la Commissione ha esercitato un monitoraggio ossessivo sui contenuti politici ritenuti sgraditi. In questa trama di influenze e capitali, il confine tra informazione e propaganda istituzionale non è più una linea sottile. Ciò che le istituzioni vendono come un argine alla disinformazione si rivela, alla luce dei fatti, un'imponente opera di architettura sociale: una "sfera pubblica" fabbricata in laboratorio per essere impermeabile al dissenso. In questo impero invisibile, centinaia di milioni di cittadini europei si ritrovano immersi in una narrazione che è stata pagata per essere fedele.

Ergebnisorientiert - Der Podcast von und mit Ernst Crameri
3012 Philipp Erik Breitenfeld - Wer ist der größte Arbeitsverhinderer

Ergebnisorientiert - Der Podcast von und mit Ernst Crameri

Play Episode Listen Later Mar 6, 2026 14:01


Ja, Wahnsinn. Du hast gesagt, es ist nicht nur positiv, sondern auch negativ. Was siehst du da negativ? Weil alle nur sagen: Geil, geil. Und ich finde, mittlerweile ist fast jeder ein KI-Experte oder KI-Coach. Das ist total albern, weil viele auf einer Technologie sitzen, die alle haben. Das Problem ist: Sie verlassen sich blind darauf. Wenn ich heute manche Ideenvorschläge oder diese typische LinkedIn-Kultur sehe, weiß ich sofort: Das stammt nicht mehr aus eigener Feder. Man darf nicht vergessen: Die Datensätze sind teilweise alt, nicht aktuell, und wenn man nicht sauber promptet, kommt schnell Schwachsinn heraus. Weil man so viel Verantwortung abgibt, prüft man oft gar nicht mehr, ob das, was man rauslässt, überhaupt stimmt. Genau da entsteht die Gefahr, dass man ungefiltert Falschinformationen verbreitet. Dazu kommt die politische und mediale Stimmungsmache. Früher dachte man: Wenn es von der DPA oder der Tagesschau kommt, wird es schon einigermaßen stimmen. Heute werden Meldungen in sozialen Medien einfach übernommen. Das Erstarken extremer Parteien hängt klar mit Social Media zusammen. Manipulation der Massen ist heute viel einfacher als noch vor fünf Jahren. Du hast Büros in Polen, Tschechien, der Slowakei, Spanien, Rumänien und Ungarn. Wie läuft deine Arbeit ab? Wir haben Kunden aus Handwerk und Industrie, die Bedarfe anmelden. Dann strecken wir europaweit unsere Fühler aus, akquirieren passende Leute, bringen beide Seiten in einen Call und begleiten alles vollständig. Über Arbeitnehmerüberlassung ist der Mitarbeiter zunächst ein Jahr lang bei mir angestellt. So können beide Seiten testen: Passt die Chemie? Passt der Arbeitsplatz? Danach wird der Mitarbeiter oft übernommen. Für beide Seiten ist das eine gute Testphase. Ich frage bei Vorträgen oft: Was ist der erste Brief, den ein ausländischer Facharbeiter in Deutschland bekommt? Viele tippen auf einen Willkommensbrief. Nein, es ist die Rechnung zur Rundfunkgebühr. Das ist zwar lustig, zeigt aber auch, wie hinten dran wir sind. Aus der Praxis kann ich sagen: Jeder dritte Facharbeiter, der etwas kann, sagt Deutschland ab, wenn er auch ein Angebot aus Skandinavien, den Niederlanden oder der Schweiz hat. Wir sind abgesunken. Wir müssen unsere Hausaufgaben machen. Warum ist Skandinavien so attraktiv? Weniger Belastung, oft Englisch als Arbeitssprache und besseres Onboarding. Man stellt sich dort stärker auf die Menschen ein, die neu ins Land kommen. Ich liebe Deutschland, aber bei Infrastruktur, Hilfe und Begleitung sind andere Länder oft weiter. Dann kommt die Bürokratie dazu. Ein Kunde sucht dringend einen Lkw-Fahrer, der seit 30 Jahren fährt und trotzdem muss er nochmal den ganzen Apparat durchlaufen. Was soll das? Es wird einem die unternehmerische Freiheit geklaut. Besonders schlimm ist es bei Drittstaaten. Wenn du als Unternehmer jemanden einstellen willst, den du im Ausland kennengelernt hast, dann kannst du das eben nicht einfach tun. Obwohl er Sozialabgaben zahlt, Steuern zahlt und gebraucht wird, musst du dich durch das Fachkräfteeinwanderungsgesetz kämpfen. Ein bürokratisches Monster. Muss es wirklich den Staat etwas angehen, ob jemand perfekt Deutsch spricht, wenn der Unternehmer ihn einstellen will und für alles aufkommt? Diese Bürokratie lähmt uns. Der Staat ist für mich der größte Arbeitsverhinderer überhaupt und gleichzeitig der größte Arbeitgeber im Land. Genau daraus entstehen dann Zustände, in denen du für einen Bauantrag zwei Jahre wartest, weil der zuständige Sachbearbeiter ausfällt und niemand übernimmt. Digitalisierung findet nicht statt. Gleichzeitig ist es oft einfacher, in Deutschland ins Sozialsystem zu kommen, als in den Arbeitsmarkt. Das ist doch das Problem. Es kippt gerade, weil notwendige Investitionen ausbleiben und das Sozialsystem immer mehr Mittel frisst. Dabei geht es nicht darum, Menschen etwas wegzunehmen. Asyl ist Recht auf Zeit, und wir sind ein humanes Land. Aber wir brauchen auch Vernunft und Fairness. Die Menschen, die hier arbeiten, Steuern zahlen und etwas aufbauen wollen, müssen wir mit Handkuss halten. Genau solche Menschen brauchen wir. Mir geht es um den gesellschaftlichen Zusammenhalt. Der bröckelt, wenn es keine Fairness mehr gibt. Wenn jemand sein Leben lang arbeitet und kaum von der Rente leben kann, während andere Leistungen beziehen, ohne je eingezahlt zu haben, dann sorgt das für Unfrieden. Und trotzdem gilt: Wir brauchen eine Willkommenskultur für gute, motivierte Menschen aus dem Ausland, Menschen, die hier arbeiten, mitgestalten und Verantwortung übernehmen. Die müssen wir fördern und fordern.  #PhilippErikBreitenfeld #Interview #Podcast #KI #KuenstlicheIntelligenz #SocialMedia #Fachkraefte #Arbeitsmarkt #Deutschland #Buerokratie #Einwanderung #Onboarding #Unternehmertum #Gesellschaft #Fairness #Wirtschaft #Willkommenskultur #Ergebnisorientiert Hier findest du eine Übersicht aller aktuellen Seminare https://crameri.de/Seminare  Crameri-Akademie Wenn Du mehr über diesen Artikel erfahren möchtest, dann solltest Du Dich unbedingt an der folgenden Stelle in der Crameri-Akademie einschreiben. Ich begleite Dich sehr gerne ein Jahr lang als Dein Trainer. Du kannst es jetzt 14 Tage lang für nur € 1,00 testen. Melde dich gleich an. https://ergebnisorientiert.com/Memberbereich Kontaktdaten von Ernst Crameri Erfolgs-Newsletter https://www.crameri-newsletter.de Als Geschenk für die Anmeldung gibt es das Hörbuch „Aus Rückschlägen lernen" im Wert von € 59,00 Hier finden Sie alle Naturkosmetik-Produkte http://ergebnisorientiert.com/Naturkosmetik Hier finden Sie alle Bücher von Ernst Crameri http://ergebnisorientiert.com/Bücher Hier finden Sie alle Hörbücher von Ernst Crameri http://ergebnisorientiert.com/Hörbücher Webseite https://crameri.de/Seminare FB https://www.facebook.com/ErnstCrameri Xing https://www.xing.com/profile/Ernst_Crame

Gig Gab - The Working Musicians' Podcast
From the Eric Church Tour to the Grammys: On the Bus with Cellist Kaitlyn Raitz

Gig Gab - The Working Musicians' Podcast

Play Episode Listen Later Feb 23, 2026 50:06 Transcription Available


You're riding along with Kaitlyn Raitz as she breaks down the real mechanics of touring at scale: staying human on a bus, finding tiny routines that keep you sane, and surviving the sleep math when you're one of twelve buses on a massive run. Then it's straight into the onstage reality of modern country arena production: 24 musicians, a full string quartet, choir, and horns, plus the challenge of making strings translate in a loud arena. You get the practical gear-and-tech layer too: DPA mics and pickups, dynamic EQ, managing cello loudness, and how tools like ToneDexter fit into keeping tone consistent when the room is working against you. You also get the career side, unfiltered: how the Eric Church gig happened through the Nashville relationship web, why being excellent and easy to be around matters, and why “Nashville is a ten-year town” if you want longevity. Kaitlyn's stories span arranging and learning charts mid-tour from iPads, to the whiplash of getting a Grammy call with barely any runway, to recording in LA and wondering how anyone actually functions there. The episode closes with the mindset and performance skills that keep pros durable: protecting your brain and nervous system, flipping a stage persona on and off, and the practical win of transitioning to IEMs for a cellist when monitors are run well. Bottom line: this is how you keep your craft sharp, your head steady, and your show consistent night after night. Always Be Performing.​ 00:00:00 Gig Gab 522 – Monday, February 23rd, 2026 February 23rd: Curling Is Cool Day Guest co-host: Kaitlyn Raitz 00:01:55 Protein and Joy on the bus 00:02:14 Passing the time productively on the bus…and on the tour Swimming Swimply OR PlacesToSwim.com Thrifting 00:05:53 Sleeping on the bus! Twelve tour busses on this tour 00:07:26 24 Musicians on stage String Quartet 8-Person Choir Horn/Woodwind Quartet 00:09:45 Micing a string quartet in an arena DPA Mics AND pickups Dynamic EQ 00:14:47 Cellos and Loudness ToneDexter 00:18:50 Writing, arranging and learning charts mid-tour! Reading from iPads Eleanor Denning, String Lead and Arranger on the Eric Church Tour Bitter Pill has a cellist, too! 00:21:33 Getting the Eric Church gig Sub list for the Nashville Symphony Everything in Nashville is relationship-based Be good at what you do, and also be a pleasant person that people want to be around Nashville is a ten-year town 00:25:07 SPONSOR: Squarespace. Check out https://www.squarespace.com/GIGGAB to save 10% off your first purchase of a website or domain using code GIGGAB. 00:26:55 You played on the Grammy's? Used to play with Brandy Clark, and occasionally gets a one-off gig call still. AND, a week-and-a-half before the Grammy's, the call came in Do you want to play the Grammy's with me? Kaitlyn has questions for LA-denizens: How do you live in LA? Do you see people that you know? Do you take public transportation? Recorded at Sunset Sounds in LA 00:33:05 Protecting your brain and nervous system Take on a persona “You are Kaitlyn Motherfucking Raitz” “We are bad bitches, we have earned this” Gary Cherone is the master of turning the stage persona on AND OFF Let the lights blind you 00:40:25 Transitioning to IEMs It's great for a cellist! IEMs are better than having to use bone conduction Kaitlyn's IEM mix – she hears the band It comes down to who's running monitors Ultimate Ears UE7 Pros IEMs 00:47:06 Kaitlyn Raitz's Music 00:48:52 Gig Gab 522 Outtro Follow Kaitlyn Raitz On Instagram On Facebook Contact Gig Gab! @GigGabPodcast on Instagram feedback@giggabpodcast.com Sign Up for the Gig Gab Mailing List The post From the Eric Church Tour to the Grammys: On the Bus with Cellist Kaitlyn Raitz – Gig Gab 522 appeared first on Gig Gab.

Chrisman Commentary - Daily Mortgage News
2.17.26 Down Payment Assistance; TRUE's Steve Butler on Automation; Economic Calendar

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Feb 17, 2026 14:56 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the rise of affordability programs like down payment assistance (DPA). Plus, Robbie sits down with TRUE's Steve Butler for a discussion on why lenders start automation too late by focusing on late-stage checks instead of intake, even though most costs are created early, and how to move certainty upstream. And we close by looking at this week's shortened economic calendar.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

Beyond the Scope
Scott Blakely, 2026 DPA President & Hamamatsu

Beyond the Scope

Play Episode Listen Later Feb 16, 2026 10:53


Send a textLive from PV25 in San Diego, BTS host Chhavi Chauhan interviews 2026 DPA President Scott Blakely. Scott is a Product Development and Marketing Manager for Hamamatsu. In this engaging conversation, Scott, shares insights into the evolving landscape of digital pathology. He discusses his journey into the field, the importance of engaging diverse stakeholders, and the transformative role of AI. Scott emphasizes the need for standardization and interoperability to enhance patient care and the future vision of digital pathology as a collaborative effort across global platforms.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.

The Pro Audio Suite
Who Owns Audio Now? The Industry Consolidation Problem

The Pro Audio Suite

Play Episode Listen Later Feb 12, 2026 29:31


In this episode of The Pro Audio Suite, the team dives into some major shifts in the audio industry. Audio Tonics has acquired DPA, Austrian Audio, SSL, Harrison and more. What does this wave of consolidation mean for boutique brands and the future of innovation? Then we unpack the developing Native Instruments insolvency proceedings. With Kontakt, iZotope, Plugin Alliance and Brainworx under that umbrella, what could this mean for producers, composers and post professionals? And does this reignite the subscriptions versus perpetual debate? We also wander into: • Neumann U47 reissue rumours • The real value of vintage microphones • Why old music keeps resurfacing • 8-tracks, cassettes, DAT and the democratisation of audio • LimeWire confessions and plugin hoarding A wide ranging conversation about where audio has been and where it might be heading. Thanks to our sponsors:

Jan Landy: Thinking Outloud
297th TOLWF-Chit Chatting with Interesting People & De-Feedback

Jan Landy: Thinking Outloud

Play Episode Listen Later Feb 6, 2026 74:31


Join our Thinking Out Loud w/ Friends of SoundBroker Zoomcast show hosted by Jan Landy and his knowledgeable affable panel of friends and colleagues for an entertaining robust discussion offering opinions on anything related to a working professional life in general.Our ZoomCast isn't just a fountain of knowledge; it's also a opportunity to laugh. Think of it as therapy, but with more jokes and fewer couches. Join us and share your thoughts. Stay updated on life and world events, and enjoy multiple good chuckles along the way.

THE TACTICS MEETING
The Hardest Job in the Room

THE TACTICS MEETING

Play Episode Listen Later Feb 2, 2026 56:47


In this episode, Dan sits down with Mark Curtis—Senior Director of Safety Programs and DPA at Fairwater, and board president of the Washington State Maritime Cooperative—for a deep dive into the planning section. They work through what makes the planning section chief role the hardest job in the incident command post. Dan explains why the documentation unit leader is always his first hire, why an incident action plan without unified command signatures is "just waste paper," and how responder immunity depends on getting those signatures in place. The conversation covers the realities of hybrid command posts, why "digital first" isn't optional anymore, the emerging threat of ship fires and lithium-ion batteries, and the massive stack of plans required on a single vessel. They also touch on the next generation of emergency responders coming out of maritime academies and what the industry needs to do to stay ahead of incidents we haven't trained for yet. Plus: meeting owl troubleshooting, privateering, and the case for bringing cannons back.

Beyond the Scope
Dr. Faisal Mahmood, Harvard Medical School

Beyond the Scope

Play Episode Listen Later Feb 2, 2026 12:47


Send us a textLive from PV25 in San Diego, BTS host Chhavi Chauhan interviews Dr. Faisal Mahmood. Dr. Mahmood is an Associate Professor of Pathology at Harvard Medical School and the Division of Computational Pathology at the Brigham and Women's Hospital. In this conversation, Dr. Mahmood discusses the evolution of digital pathology, focusing on foundational models, multi-modal approaches, and the integration of generative AI. He highlights the importance of feature extraction, the development of patient-level representations, and the potential of AI to enhance diagnostic processes in pathology. The discussion also touches on the future of digital pathology and the role of AI in improving efficiency and accuracy in patient care.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.

orthodontics In summary
Direct To Print Aligners, Will It Change Clear Aligner Therapy? 8 MINUTE SUMMARY

orthodontics In summary

Play Episode Listen Later Jan 28, 2026 8:42


Direct To Print Aligners,Will It Change Clear Aligner Therapy? 8 MINUTE SUMMARY In this episode, I review direct-to-print alignersand how the material offers potential biomechanical advantages through itsmaterial properties when compared with conventional thermoplastic aligners. Theunique feature of force recovery of the material and current emerging evidence.The episode also explores the current limitations of the evidence base anddiscusses why, despite theoretical advantages, direct-to-print aligners havenot yet entered routine clinical practice. This podcast is based on a recent lectureby Jean-Marc Retrouvey. Timestamp00:27 – What are direct-to-print aligners?01:10 – How do direct-to-print aligners deliver force?02:39 – Push and pull forces and adaptation03:58 – Reactivation with heat, unique force recovery05:09 – Variable aligner thickness07:08 – Why haven't direct-to-print aligners changed aligner therapy yet?  Material photopolymer resins  Force delivery – Push and Pull Engage with undercuts not possible with thermoformedalignerso  Deliver forces to areas seen as non-engagedsurfaces§ Non-engaged surface – greater displacement thanTFA (Hertan 2022) Force delivery – Adaptation·     Closer adaptation 20-30% more accurate 30um or 0.03mm (48 um Graphy Zendura, Essix Ace and DPA Koenig2022). ·     Uniform thickness                                                                                            i.        TFA Non-uniform thickness – due thermal process, thinner areasend of aligner                                                                                          ii.        TFA sharp distribution around attachment / transition Force delivery material properties ·     TFA Stress relaxation – Reduce force with time,12 hours reduce 60%, DPA reduce to around 50%, but with recovery increase to75% Xu 2025                                                                                             i.        Moment to force ratio more sustained for bodilymovement, in vitro study  ·     Thickness customisationo  Creating a force couple: 0.8 labial, Vs 0.5mmlingual , creating moment within the aligner   Direct to Print Aligners 2 types: Shape memory Vs Activememory·      Similarclaims:1.       Re-activate force recovery through heating inwater reactivation and reverse stress relaxation and creep2.       Customise thickness, trimlines and auxiliaries3.       Less attachments4.       Speed of printing aligner 5.       Less wastage ·      Shapememory: Graphy 20191.       Transition temperature – low 45 degrees, from30-45 degrees = increase temperature = reduce force. Re-activates inside themouth to maintain properties. Choi 2025 ·      Activememory LuxCreo 2022 1.       Transition temperature – high 60 degrees =maintain elasticity2.       Re-activated with warm water  = restores mechanical properties  Challenges: 1.       Little clinical research to support biomechanicalsuperiority2.       Loss of force from insertion Xu 2025 50% in 12hours3.       Effectiveness seems camparable for mild to moderatecases: a.       PAR change DPA 86%, refinement of 40% VanessaKnode 2025, b.       PAR change TFA 88.9% Jaber 2022, refinement of 70-94%Ladewig 2005, Kravitz 2023   See Jean-Marc Retrouvey's lecture in full: https://www.youtube.com/watch?v=j7fJmxgXHqU Previous podcast on Direct To Print Aligners February2024https://orthoinsummary.com/direct-to-print-aligners-are-they-really-different-to-normal-aligners-8-minute-summary/ #aligneronorthodontics#directtoprint#orthodontics#orthodonticsinsummary#Farooqahmed#Orthodontics#Luxcreo#graphy#clearalignertherapy   

Beyond the Scope
Bethany Williams, Leeds Teaching Hospitals NHS Trust and the University of Leeds

Beyond the Scope

Play Episode Listen Later Jan 21, 2026 11:55


Send us a textHost Chhavi Chauhan interviews Dr. Bethany Williams, a Specialty Doctor at Leeds Teaching Hospitals NHS Trust and the University of Leeds, and the Lead for Training, Validation and Patient and Public Involvement and Engagement (PPIE) at the National Pathology Imaging Co-Operative in the United Kingdom. Dr. Williams shares her journey from a traditional pathology background to leading initiatives that integrate patient perspectives into healthcare. She emphasizes the importance of collaboration between healthcare professionals and patients, particularly in the context of advancing digital pathology and artificial intelligence. The conversation highlights the evolution of patient engagement efforts, including the formation of a dedicated committee aimed at promoting best practices and involving patients in the decision-making process.A forum to engage with the hosts and other listeners has been launched on the DPA website www.digitalpathologyassociation.org. DPA members may login to the DPA Collaborate hub (under the Resources tab) and join the Beyond The Scope community. All listeners are encouraged to use this forum to suggest future topics and guests, submit questions and corrections, and provide general feedback.

Market Pulse
Clearing the Down Payment Hurdle: DPA's Role in Unlocking Homeownership

Market Pulse

Play Episode Listen Later Jan 6, 2026 27:42


Recorded live at the 2025 MBA Annual in Las Vegas, this special episode of Market Pulse explores how down payment assistance programs can help unlock homeownership amid today's affordability challenges. Joel Rickman of Equifax sits down with Rob Chrane, Founder and CEO of Down Payment Resource, to discuss how lenders, real estate professionals, and technology can better connect buyers to thousands of available programs—and why awareness, education, and alignment are key to getting more families into homes.In this episode:What is down payment assistance, and how does it help homebuyers?Down payment assistance (DPA) includes grants, forgivable loans, and other programs that help cover down payments and closing costs. These programs can significantly reduce upfront cash requirements and make homeownership more accessible—especially for first-time buyers and middle-income households.How many down payment assistance programs exist today?According to Down Payment Resource's latest Homeownership Program Index, there are more than 2,600 active homeownership assistance programs nationwide, administered by over 1,300 state, local, and nonprofit organizations.Who qualifies for down payment assistance programs?Eligibility varies by program, but many programs serve more than just low-income buyers. Some programs:Have no household income limitsSupport middle-income and “missing middle” buyersApply to manufactured homes and multifamily (2–4 unit) propertiesAre available nationally or in high-cost housing marketsWhy don't more buyers use down payment assistance?The biggest barrier isn't funding—it's awareness. Many buyers (and even industry professionals) don't know these programs exist. Fragmentation, lack of standardization, and fear of complexity have historically limited adoption.How do lenders and loan officers use Down Payment Resource?Down Payment Resource provides tools that:Match borrowers and properties with eligible assistance programsIntegrate with loan origination systems (LOS)Surface vetted programs automatically during the lending processHelp lenders educate borrowers without adding operational burden

Intelligent Medicine
Intelligent Medicine Radio for December 13, Part 1: Are eggs good or bad for the brain?

Intelligent Medicine

Play Episode Listen Later Dec 15, 2025 43:01


How to Buy a Home
First-Time Homebuyer at 36: Eve's Story of Timing and Trust (Interview)

How to Buy a Home

Play Episode Listen Later Dec 10, 2025 29:51


Eve didn't let fear, deadlines, or market pressure stop her. With determination and $20,000 saved, she found the right team, the right timing, and the right program to make homeownership happen — even when it felt just out of reach.When Eve's landlord gave her 30 days to move out, she didn't panic — she pivoted. At 36 years old, after years of renting, Eve took a chance on herself and on a dream that had always seemed out of reach. She had saved $20,000 and started exploring what felt like a longshot: becoming a homeowner.What followed was a powerful example of what optimism, patience, and a little education can do. With guidance from David's team and the right down payment assistance (DPA) program, Eve bought her first home — even when the numbers and timing barely worked.Her story is an emotional reminder that first-time buyers aren't just fighting math — they're also managing hope, fear, and the courage to move forward. If you've ever doubted your chances, this episode is your proof that it's possible.“I was terrified. But I told myself: you've saved this money. You've worked this hard. You can figure out the rest.” - EveHighlights:Eve had saved $20,000 by age 36, despite past credit challengesHer landlord's sudden notice pushed her to act faster than plannedShe qualified for a county-level DPA program with tight income capsThe program opened at just the right time — and nearly closed before she could applyShe found a home priced at $418K and used her savings alongside assistanceDespite self-doubt, she pushed through and now sleeps better than ever — in her own homeThis episode is about mindset as much as money: what happens when belief meets strategyReferenced Episodes:Episode 400: How to Buy a Home – Step 1: Decide (The Mindset Shift)Episode 388: The Playbook VOL. 1 – The Rent Replacement StrategyEpisode 389: The Playbook VOL. 2 – Your Last Lease EverEpisode 363: [Title not found; can search if needed]Episode 418: 2026 Housing Market Predictions (and What 2025 Taught First Time Home Buyers)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

trust home timing homebuyers dpa housing market predictions david sidoni
Off the Ledger
LARA and Order

Off the Ledger

Play Episode Listen Later Nov 24, 2025 17:41


In this episode, Joe talks with Michigan's director of the Department of Licensing and Regulatory Affairs, Marlon Brown, DPA, about his path into public service and the wide scope of LARA's work. They cover everything from Michigan's economic landscape to ongoing efforts to streamline regulation, including an additional pathway for CPA licensure.

Ptám se já
Putin slibuje Ukrajině narkózu, ze které se neprobudí, říká historik

Ptám se já

Play Episode Listen Later Nov 24, 2025 30:11


Bílý dům a Kyjev přes víkend vypracovaly aktualizovaný mírový plán pro možné ukončení ruské války na Ukrajině. Vyjednavači, kteří se sešli v Ženevě, schůzku hodnotí jako úspěšnou. Budou se upravené podmínky míru líbit i Rusku? Hostem Ptám se já byl historik a ukrajinista z Muzea paměti XX. století David Svoboda. Americký ministr zahraničí Marco Rubio před odletem ze Švýcarska řekl, že se podařilo dosáhnout velkého pokroku. Jednání budou podle něj pokračovat „na technické úrovni“. Ukrajinci se v Ženevě snažili Rubia přimět, aby mírový plán, který schválil minulý týden  americký prezident Donald Trump, upravil v jejich prospěch. Původní návrh obsahoval některé body, které byly pro ukrajinskou stranu devastující. Jako například vydání zbytku Donbasu Moskvě, včetně opevněné obranné linie, zákaz zbraní schopných zasáhnout cíle hluboko v Rusku nebo omezení stavu armády na maximálně 600 tisíc lidí. Bílý dům v prohlášení pro agenturu DPA uvedl, že Ukrajina je s upravenou verzí mírového plánů spokojená. Kyjev se k ní nicméně oficiálně nijak nevyjádřil.Podle německého ministra zahraničí Johanna Wadephula je upravený americký plán na ukončení války na Ukrajině zásadním úspěchem pro Evropany. Důležité podle něj přitom je, že se Evropa podílí na všech bodech, které se jí týkají.Evropští zástupci podle agentury Reuters navrhli mimo jiné upravit limit na počet ukrajinských vojáků na 800 tisíc v časech míru a vymezili se proti rozsáhlým územním ústupkům ze strany Kyjeva. Jaká bude konečná podoba návrhu, není v této chvíli zřejmé.Podle průzkumů veřejného mínění roste počet Ukrajinců, kteří upřednostňují co nejrychlejší ukončení bojů. „Ale Putin Ukrajině neslibuje nějaké blažené spočinutí, pokud se Ukrajina vzdá, Putin Ukrajině slibuje narkózu, ze které už se neprobudí,“ upozornil historik David Svoboda. „Otázkou je vždy alternativa. To, že vám spousta lidí podepíše, že chtějí, hlavně aby se už neválčilo, neznamená, že si uvědomují také dosah této tužby. A proč to po nich také chtít, když si to vlastně neuvědomujeme ani my tady?“Jaké podmínky pro ukončení války by byly pro Ukrajinu férové? Jak vnímají mírový plán sami Ukrajinci? A jaký dopad má na zemi nedávný korupční skandál? --Podcast Ptám se já. Rozhovory s lidmi, kteří mají vliv, odpovědnost, informace.Sledujte na Seznam Zprávách, poslouchejte na Podcasty.cz a ve všech podcastových aplikacích.Archiv všech dílů najdete tady. Své postřehy, připomínky nebo tipy nám pište prostřednictvím sociálních sítí pod hashtagem #ptamseja nebo na e-mail: audio@sz.cz.

Farm4Profit Podcast
Farm Machinery Marketcheck: What's Hot & What's Not

Farm4Profit Podcast

Play Episode Listen Later Nov 3, 2025 45:12


In this timely market update, DPA's Luke Stamp joins Farm4Profit to break down the state of the farm equipment marketplace as we move through Fall 2025. Luke opens with a direct comparison to this time last year — sales volume, auction activity, and market strength — then drills into the big-picture factors shaping demand: bankruptcies and liquidations, dealership consolidation, macroeconomic drivers (interest rates and finance availability), and geopolitical influences like trade with China and global instability.Key topics covered:• Year-over-Year Market Snapshot — Did 2025 see more or fewer sales than 2024? Luke shares DPA's internal data, highlights where activity has increased or slowed, and explains the seasonal rhythms buyers and sellers should expect.• Who's Selling & Who's Buying — From operators and custom harvesters to dealerships, auction consignors, and investors — Luke outlines the typical seller and buyer profiles this year and how those groups have shifted.• Dealership Consolidation — Are dealers consolidating inventory and market share? We discuss trends in dealer-to-dealer buying, trade-in flows, and how consolidation changes local market dynamics.• Macro & Policy Influences — How (and whether) Farm Bill chatter, China relations, and the war in Ukraine filter into equipment pricing and buyer confidence. Luke explains which global headlines actually move markets and which mostly create noise.• New Equipment vs. Used Market — What's happening with new equipment demand, lead times, and ordering? Then, how that reverberates into the used market — which models are sought-after and which are being traded in.• Hot Items & Laggards — Specific categories Luke sees strong demand for (e.g., certain sprayer platforms, high-horsepower tractors, specific planter or tillage technology) and what's not moving (older, high-hours, or hard-to-service models). We call out examples like quad-tracks, JD 1000-series, specialty harvest equipment, and where buyer interest is concentrated.• Seller Best Practices — When sellers do well, it's rarely luck. Luke shares tactics that set successful sales apart: timing, pre-sale preparation, clear maintenance records, realistic reserves, and effective marketing.• Advice for Buyers — Luke flips the script with actionable tips: where to find best deals, when to act, and how to evaluate lots to avoid costly surprises.• Winter 2026 Outlook & Predictions — Closing with a forward look, Luke gives his educated read on what the winter market may bring, including expected demand shifts, pricing pressure zones, and what listeners should track between now and spring. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Guernsey Press Politics Podcast
Shorthand States: October meeting review

Guernsey Press Politics Podcast

Play Episode Listen Later Oct 23, 2025 28:06


Matt Fallaize joins Tony Curr to discuss the big talking points from this week's meeting, including the election of a new DPA president, updates from E&I, and the latest on the code of conduct recommendation to suspend Deputy St Pier from the States. Hosted on Acast. See acast.com/privacy for more information.

Chrisman Commentary - Daily Mortgage News
8.29.25 True Cost of Insurance; MBA's David Upbin and Arch MI's Kevin Popoli on Mortgage Banking Bound; Treasury Sentiment

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 29, 2025 25:26 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the true cost of home insurance. Plus, Robbie sits down with MBA's David Upbin and Arch MI's Kevin Popoli to discuss the Mortgage Banking Bound program and how it is preparing college students for careers in mortgage banking. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Chrisman Commentary - Daily Mortgage News
8.28.25 Money, Money, Money; Truework's Victor Kabdebon on Homebuyer Sentiment; Yield Curve Steepening

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 28, 2025 25:06 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Trueworks Victor Kabdebon for a discussion on data from recent homebuyer surveys pertaining to products and lender decisions. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Chrisman Commentary - Daily Mortgage News
8.27.25 All the Stories; Experian's Alison Bird and Joy Mina on Streamlining Verifications; Auctions and Monetary Policy

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 27, 2025 22:13


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Experian's Alison Bird and Joy Mina for a discussion on how streamlining the verification process helps lenders serve more borrowers without sacrificing accuracy. And we close by looking at further fallout from President Trump's firing of Fed Governor Cook.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Chrisman Commentary - Daily Mortgage News
8.26.25 Fed Governor Cook Drama; Arrive Home's Shawn King on Down Payment Assistance; Yield Curve Shape

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 26, 2025 26:12 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the unfolding drama surrounding Fed Governor Cook's firing. Plus, Robbie sits down with Arrive Home's Shawn King for a discussion on how downpayment assistance is helping millions of Americans build generational wealth. And we close by looking at how the shape of the yield curve is impacting ARM production.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Chrisman Commentary - Daily Mortgage News
8.25.25 Headlines and Mortgage Performance; Lenders One's Justin Demola on Compensation; Jackson Hole Reaction

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 25, 2025 31:18 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the latest headlines in mortgage banking. Plus, Robbie sits down with Lenders One's Justin Demola for a discussion on how originator compensation will evolve in the age of the digital mortgage. And we close by previewing Fed Chair Powell's Jackson Hole speech.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Corruption Crime & Compliance
Cadence Systems Pays $140 Million for Trade Violations and Pleads Guilty to Criminal Export Control Conspiracy

Corruption Crime & Compliance

Play Episode Listen Later Aug 11, 2025 17:54


What happens when a company tries to outsmart the system - and gets caught red-handed by the DOJ in a $140 million export control scheme tied to Chinese military supercomputers?In this episode, Michael dives into the DOJ's criminal enforcement action against Cadence Design Systems - a case that marks yet another major step in the DOJ's rapidly unfolding trade enforcement strategy. We're no longer in the FCPA era. This is a whole new ballgame, where national security and trade compliance have collided, and companies that haven't adjusted are already behind.You'll hear him discuss:Why Cadence's plea deal - not a DPA or NPA - is such a big dealHow the DOJ and BIS coordinated to secure over $140 million in criminal and civil penaltiesThe simple, sloppy scheme that involved fake names, hidden aliases, and blatant attempts to skirt export controlsWhy partial cooperation didn't earn Cadence a full credit reduction - and what they failed to doThe shocking compliance gap: only one export control officer handling global riskWhat this case signals about the DOJ's growing focus on national security and semiconductor enforcementWhy ethics, due diligence, and transaction monitoring are still your best defenseHow companies can avoid getting blindsided by embracing the new trade enforcement landscapeResourcesMichael Volkov on LinkedIn | TwitterThe Volkov Law Group

Serious Privacy
a Sparkling Week in Privacy

Serious Privacy

Play Episode Listen Later Aug 1, 2025 37:57


Send us a textThis episode covers a week in privacy which feels light and refreshing. Listen to co-hosts Paul Breitbarth, Ralph O'Brien, and Dr. K Royal. Topics include an emergency ban in Italy about publishing images about an autopsy, Germany's actions involving Meta, Poland's enforcement on a McDonald's data breach, UK's collaboration with OpenAI, UK's enforcement against spam/spoof scam calls, age-verification in MS, and more! If you have comments or questions, find us on LinkedIn and Instagram @seriousprivacy, and on BlueSky under @seriousprivacy.eu, @europaulb.seriousprivacy.eu, @heartofprivacy.bsky.app and @igrobrien.seriousprivacy.eu, and email podcast@seriousprivacy.eu. Rate and Review us! From Season 6, our episodes are edited by Fey O'Brien. Our intro and exit music is Channel Intro 24 by Sascha Ende, licensed under CC BY 4.0. with the voiceover by Tim Foley.

Serious Privacy
Almost too much to Handle - Week in privacy

Serious Privacy

Play Episode Listen Later Jun 26, 2025 40:09


Send us a textOn this week of Serious Privacy, Paul Breitbarth, Ralph O'Brien of Reinbo Consulting, and Dr. K Royal connect on a week in privacy - almost too much to cover, so it's a little long. Mainly we talk about the UK Data Use and Access Bill, the third extension of TikTok's required sale, Meta deploying ads to Whatsapp, and noyb suing two data protection authorities over delayed investigation and enforcement. Lastly, big shoutout to Alexander White in his new appointment as Queensland's new privacy commissioner. If you have comments or questions, find us on LinkedIn and Instagram @seriousprivacy, and on BlueSky under @seriousprivacy.eu, @europaulb.seriousprivacy.eu, @heartofprivacy.bsky.app and @igrobrien.seriousprivacy.eu, and email podcast@seriousprivacy.eu. Rate and Review us! From Season 6, our episodes are edited by Fey O'Brien. Our intro and exit music is Channel Intro 24 by Sascha Ende, licensed under CC BY 4.0. with the voiceover by Tim Foley.

Farm4Profit Podcast
2025 Buying & Selling Guide: State of the Farm Equipment Market

Farm4Profit Podcast

Play Episode Listen Later Jun 2, 2025 89:25


This episode of Farm4Profit is a double feature packed with timely information every farmer and ag business needs to hear.As a reminder - visit DPAauctions.com and Farm4Profit listeners receive 0% listing fee for the first items sold through DPA!We kick things off with Nick Helland from the Iowa Corn Growers Association, who walks us through a series of upcoming roundtable discussions taking place across Iowa. These conversations are designed to bring farmers and stakeholders together to talk about the issues that matter most — from conservation and carbon to trade and transportation. Nick explains how the feedback from these sessions will help shape Iowa Corn's policy direction and strengthen the voice of agriculture at both the state and national level.Then, we transition into a deep dive on the 2025 equipment market with Luke Stamp from DPA Auctions. We ask Luke the questions that are on every farmer's mind:Are we seeing more or fewer sales compared to last year?Is the market stronger or weaker?What's the current demand for new vs. used equipment?Luke doesn't hold back — he talks about who's buying, who's selling, and where the real opportunities are in 2025. We also uncover what makes certain sales stand out, the best advice for buyers and sellers, and how factors like interest rates, China relations, PUKs, and Farm Bill chatter could shift the landscape. If you're considering selling equipment or looking to buy in the months ahead, this is the episode you can't afford to miss. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/

Farm4Profit Podcast
Autonomy in Action : What's your Vision for the Future of Farming?

Farm4Profit Podcast

Play Episode Listen Later May 12, 2025 62:12


We first talk with DPA Auctions to get a pulse on the current used machinery market. They explain how equipment values are shifting, what's hot, and how auction trends reflect broader changes in the ag economy. Whether you're in the market to buy, sell, or just curious about asset values, DPA offers timely insights.Next, we take a forward-looking leap with John Deere, exploring the future of autonomous tractors and the current automation technology already transforming how we harvest. From auto path steering to real-time yield monitoring, automation inside combines is quietly revolutionizing ag operations—reducing fatigue, increasing precision, and helping producers maximize every acre.Our guests from John Deere explain how autonomy is not about replacing the farmer, but empowering them to do more with less. It's not science fiction—it's already happening, and this episode explains how, why, and what's next. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/

Loan Officer Leadership Podcast
420. I Bet You Didn't Know: 5 Ways to Turn No's Into Funded Loans with Allison Johnston

Loan Officer Leadership Podcast

Play Episode Listen Later Apr 3, 2025 11:53


Welcome to Loan Officer Leadership, your #1 podcast for Loan Officers who are looking for structure and success. In this episode, your hosts, Steve Kyles are joined by Allison Johnston—President of Success Mortgage Partners and the queen of turning no's into yeses. They break down five overlooked ways to save tough deals, from getting DPA exceptions to using odd-term loans and second FHA appraisals.  If you want to close more loans with what's already in your pipeline, don't miss this one.  Want to talk more about turning no's into yeses? Book a 15-minute call with me at ResultsWithSteve.com.  Don't forget to subscribe to the Loan Officer Leadership Podcast so you'll never miss an episode!