Podcasts about hermoney

She's been famous since childhood, but Brooke Shields might be having her most interesting chapter yet, and she's the first to say she's done waiting to be picked. This week on HerMoney, we're thrilled to share a special replay of one of our favorite recent episodes from our sister podcast, How She Does It with Karen Finerman. Karen sits down with the actress, author, and entrepreneur for a wide-ranging conversation about reinvention, resilience, and what it really means to come into your own at 60. In this episode, you'll hear about: Why Brooke got tired of waiting for Hollywood to cast her and decided to develop her own show The very real moment she stood up to a dismissive VC Her experience with postpartum depression and why breaking the silence still matters What it's really like to serve as president of Actors' Equity  The beauty industry's failure to represent women over 50, and why Brooke decided to do something about it And if Brooke's story of betting on herself got you thinking about your own financial future, Jean's new book, The Forever Paycheck, is the perfect next read. It's all about building income that lasts, so you can keep funding the next chapter. How She Does It is part of HerMoney Media. Subscribe and catch every episode wherever you listen to podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Don't sit around waiting to feel motivated. You take some little actions, and that often gives you the motivation and the momentum to move forward." Our hosts, Stephanie McCullough and Kevin Gaines, sit down to work through a HerMoney.com list of ten things to do when retirement is a decade away. The meta-lesson turns out to be bigger than any single item on it! The list, from Jean Chatzky's financial information service for women, gives them a useful scaffold, but what they keep returning to is the paralysis that keeps so many people from starting at all. Planning for retirement can feel like pushing a stone uphill; getting moving makes it roll the other way. The list items themselves span the practical and the personal. Test-drive potential retirement destinations before committing. Tackle home repairs now, while you still have a paycheck. Start volunteering, not just to give back but to road-test how you'll spend your time when work no longer fills it. On the financial side: understand what Medicare actually covers (spoiler: not dental, vision, or long-term care). Build your HSA if you're eligible. Track down old 401(k)s and check the beneficiaries on every account. Create your Social Security account online and verify your earnings record for errors. And on claiming age, Kevin pushes back on the blanket advice to "always wait" because Social Security strategy depends on how it fits the rest of your specific plan. The bonus tip says it all: say it out loud. Telling people you're planning to retire creates accountability. It makes the stone easier to push!   Key Topics: ●      Trying Out Retirement Destinations (04:24) ●      Home Repairs, Renovations, and Aging in Place (07:21) ●      Volunteering: A Test Drive for Your Time (12:02) ●      Reclaiming Your Calendar… and Your Identity (13:35) ●      Healthcare Costs, Medicare Myths, and HSAs (16:52) ●      Building a Social Network Outside the Office (21:04) ●      Checking In on Pensions and Old 401(k)s (25:30) ●      Why the 10-Year Mark Is the Right Time to Find a Financial Planner (27:21) ●      Social Security: "Wait" Is Not a One-Size-Fits-All Answer (29:33) ●      Creating Your Social Security Account (and Checking Your Earnings Record) (31:02) ●      Say It Out Loud (32:22)   Resources: Retirement Readiness Quiz: https://www.aarp.org/money/retirement/readiness-quiz/ The 5 Years Before You Retire and other books by Emily Guy Birken: https://www.emilyguybirken.com/books HerMoney.com Article Discussed in this Episode: https://hermoney.com/invest/10-things-you-should-do-when-retirement-is-10-years-away/   Take Back Retirement Episodes Referenced: Making Your Own Story: Finding Meaning After 50 with Diane Gansauer Redefining Retirement: Finding Your Creative Voice Through Comedy with Lynn Harris The Challenges and Opportunities of Defining Your Identity in Retirement with Elizabeth Parsons Practicing for Retirement: Balancing Creative Pursuits and Financial Planning with Mary Jo Hoffman Simplifying Medicare: What's Important For You To Know with Susan Sloan Cultivating Creative Connections for Lifelong Wellness with Claire Waite Brown Getting the Most from Social Security: Smart Strategies for Women with Heather Schreiber Smarter Social Security: Getting What's Yours Without Panicking   If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

If financial uncertainty is keeping you awake at night, this episode is for you. Author and journalist Simone Stolzoff joins Jean to talk about his new book, How To Not Know: The Value of Uncertainty in a World That Demands Answers, and why learning to sit with the unknown might be the most powerful financial skill you can develop right now. And in this week's Mailbag, Jean is joined by Lacy Garcia, founder and CEO of Willow, to help three listeners navigate inflection points in their lives: how to start dividing shared assets before a divorce is filed, what to do with your 401(k) after a layoff, and how to think about a lump-sum inheritance without letting fear or emotion drive the decision.  Resources mentioned in this episode: The Good Enough Job by Simone Stolzoff Hanna Horvath, Your Brain on Money on Substack The Forever Paycheck by Jean Chatzky — available for pre-order now Subscribe to the HerMoney newsletter Ready to connect with a fiduciary advisor who's the right fit for you? Find one at hermoney.com/findanadvisor. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Jean sits down with Louise, 56, a high-tech executive who's burned out, stretched thin, and seriously asking herself whether it's time to walk away from her career. Louise has done everything right: she and her husband have $3.2M in retirement accounts, over $400k in vested stock, a home worth almost $2 million, and 529s for the kids. But with a family of six to cover, and healthcare costs that could rival a mortgage, the math is murkier than it looks. Jean helps her think through what early retirement would actually cost, where the real risks are, and what she needs to figure out before she makes any moves. In this episode: The Rule of 55 — what it is, how it works, and whether it's the right move Why the 4% rule may not be enough when you're only 56 Healthcare on the open market: what it really costs for a family of six post-subsidy How unvested stock grants could completely change Louise's retirement picture Why your home equity belongs in your net worth calculation The case for finding a middle path between burnout and full retirement What to ask a financial advisor before making any early retirement decisions Never miss a money moment — sign up for the free HerMoney newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

It was 1996 when a young journalist named Beth Kobliner published a book called Get A Financial Life, and for a whole generation of women in their twenties and thirties, it became the money bible they didn't know they needed. Thirty years later, Beth is back with a completely updated fifth edition, and the timing couldn't be more perfect. This week, Jean sits down with Beth for a wide-ranging conversation about what thirty years of writing and talking about personal finance has taught them both, and why the fundamentals Beth wrote about in the 90s are more relevant, and more urgent, than ever.  In this episode, you'll learn: Why taking care of your own finances is one of the greatest gifts you can give your kids What Gen Z is actually getting right about money  Why slow and steady still wins The truth about neobanks, crypto, and gambling apps  The single most important money move a young person can make today that their future self will thank them for Subscribe to the free twice-weekly HerMoney newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've planned for retirement. You've built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can't manage your money at all? It's an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences.  On this special episode of HerMoney, sponsored by LIMRA, Dr. Chris Heye, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, Erin Gilmore Smith, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self.  In this episode, they'll highlight: Why health risks – and especially cognitive decline – might matter more than the markets How cognitive decline shows up in our finances, before we realize we have it Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. If you're curious and want to dig deeper, this resource from LIMRA can help: Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you actually know where your money went last week? Not roughly...where it actually went. Every coffee, every impulse buy, every bill that hit all at once on a Monday morning when you were least expecting it. A Week in Her Wallet is a HerMoney limited series where real women from our community track every single dollar they spend for one full week, and then sit down with Jean Chatzky to talk about what they learned. Because the way we spend says so much about what we value, what we're afraid of, and where we might want to make a change. In this series, you'll hear from women like: Kortne, a 55-year-old tech director in Texas who meal preps every meal — even on race day at a half-marathon across the country — but didn't think twice about dropping $820 on Bruno Mars tickets for her daughter Kristen, a single woman in her 40s who travels constantly for work, owns her own home, and used her yard sale earnings to buy festival tickets for a night out with a friend Larisa, a Maryland mom juggling a rental property, two busy kids, a road trip to Florida, and a Sam's Club run that started with paper towels and ended with a bathing suit Real women. Real numbers. Real life. Subscribe to HerMoney on Apple Podcasts so you never miss an episode, look for A Week In Her Wallet directly in your HerMoney podcast feed. And if you want to track your own spending with us, apply here to be featured. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've heard the rules. Subtract your age from 100. Go 60/40. Play it safer as you get older. But what if those long-held guidelines have been steering you wrong and costing you? Yale finance professor James Choi returns to HerMoney to share groundbreaking research that could change the way you think about your investments forever. His new asset allocation formula goes far beyond the traditional rules of thumb, factoring in your income, your savings, your risk tolerance, and something most investment guidelines completely ignore: the future paychecks you haven't earned yet. In this episode, you'll learn: Why the "100 minus your age" rule and the classic 60/40 portfolio have a critical blind spot  The concept of "human capital" and why your future paychecks function like a bond in your overall wealth portfolio How the formula shifts dramatically for mid-career investors, and why the size of your nest egg matters more than you think What near-retirees and women already in retirement should really know about how much risk to take on Resources mentioned in this episode: James Choi's allocation spreadsheet calculator The Wall Street Journal piece on James's research Jean's new book, The Forever Paycheck (coming Sept 2026) Subscribe to the free twice-weekly HerMoney newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Tara, Caroline and Allison welcome back Lacy Garcia to discuss her beauty and wellness routine—prioritizing sleep, movement, hydration, supplements, meditation, infrared sauna, protein, breathing, and self-grace amid busy midlife responsibilities. The conversation shifts to entrepreneurship and nontraditional career paths: Garcia, a liberal arts graduate with an MBA and a master's in education, explains how she moved from teaching into finance, emphasizing that financial advising is largely psychology-driven and that life experience can matter as much as formal training. She describes founding Willow to help women feel comfortable and empowered with financial advice, notes early skepticism from the industry, and shares that BlackRock became a client and strategic investor. Willow also trains advisors—many of whom are men—to better serve women with empathy and clearer communication. Garcia supports using AI for efficiency while relying on human quality assurance for personalization, and announces a partnership with Jean Chatzky's HerMoney to match audiences with financial advisors and planning. Topics 00:28 Meet Lacy Garcia 00:43 Beauty Routine Secrets 02:23 Breathing and Stress 03:13 Career Pivot to Finance 05:47 Nontraditional Paths Win 08:45 Disrupting Finance Industry 10:43 Advisors for Women 11:11 AI and Human Touch 12:21 Big Partnership News 13:21 Know Your Finances 14:27 Where to Find Willow 14:58 Wrap Up and Goodbye

In een nieuwe aflevering van De Beursvoyeurs kijken we mee in de portefeuille van Sümeyye Soydemir, oprichtster van HerMoney, een initiatief dat vrouwen met een migratie-achtergrond wil leren beleggen en vermogen doen opbouwen. Samen met onze centrale voyeur, bespreken we hoe we het beste schuilen tegen een mogelijke inflatiestorm. Luisteraar Louis vraagt zich dan weer af - vanuit Shanghai - welke Aziatische beleggingen nu het meest interessant zijn.Ontdek het in de nieuwste aflevering van De Beursvoyeurs!Op dinsdag 31 maart doen we een live opname van De Beursvoyeurs, in Gent!Je krijgt er de kans om de voyeurs te ontmoeten en jouw beleggersvraag te stellen.Wil je graag naar De Beursvoyeurs Live komen? Schrijf je dan hier in! Host: Tomas De Soete Gasten: Simon Renty, Sümeyye Soydemir en Ellen VermorgenRedactie en productie: Anne-Sophie MoermanSee omnystudio.com/listener for privacy information.

What if everything the wellness industry is selling you is actually making your life worse…not longer? This week, Jean Chatzky sits down with Ezekiel Emanuel, oncologist, bioethicist, and author of Eat Your Ice Cream: Six Simple Rules for a Long, Healthy Life, for one of the most thought-provoking conversations we've had on HerMoney. Then we're joined by Lacey Garcia, founder and CEO of Willow, for this week's mailbag. Because once you've thought hard about how long you might actually live, the next question is: do you have the right financial guidance to match? Jean and Lacey walk through three real listener questions about when to hire a financial advisor, when a one-time planning session is enough, and how to stop feeling embarrassed about your numbers and start getting the help you deserve. Get matched with a vetted fiduciary financial advisor who specializes in working with women: hermoney.com/findanadvisor Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you saved and saved and saved… but now feel unsure about how to spend? On this week's episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn't a math problem, it's a behavior problem. Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works. From there, he shares his Money Habit System, a simple but powerful framework for: Paying off high-interest credit card debt Creating “financial seasons” (Recovery, Fund, Activate, Balance)• Learning how to spend confidently in retirement Managing money as a couple without conflict Using debit vs. credit strategically Breaking bad money habits with behavioral science

What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, David sits down with longtime friend and bestselling author Jean Chatzky to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026. Resources: David's Flat Tax Proposal The Automatic Millionaire (20th Anniversary Edition) HerMoney's InvestingFixx Club

Description:Today we're talking about something most of us sideline, postpone, or avoid entirely until life forces our hand: MONEY. This is a topic our host Jen Hatmaker knows all too well. For years, Jen let her then husband handle all of the bills, the budgeting, the taxes, the investments, everything. When she walked through divorce in midlife, she had to start from zero. It was humbling, terrifying, and ultimately deeply empowering. We're thrilled to bring you today's guest: Jean Chatzky, bestselling author, Emmy-winning financial journalist, CEO of HerMoney, and host of the hugely popular HerMoney Podcast. Jean is one of America's most trusted voices on personal finance, with decades spent breaking down complicated concepts into simple, actionable steps—especially for women who have historically been excluded from financial conversations.   In this discussion, we go straight to the questions so many of us have but don't know how to ask: Where do you even start if finances feel overwhelming? How do you build confidence around money after years of letting someone else handle it? What does stability actually look like in midlife, especially for women navigating divorce, caregiving, career transitions, or reinvention? We talk about the mechanics of getting your financial life organized, and the emotional stories women carry around worth, fear, and permission. Jean offers grounding guidance you can act on today—whether it's tackling debt, starting to invest, or finally creating some safety and agency around your money. If you've ever felt late to the financial game, intimidated by jargon, or unsure how to build security for the next chapter—this episode will meet you with compassion, clarity, and courage. Jean is a generous teacher, and we cannot wait for you to learn from her. Thought-provoking Quotes: “This is one of those things that we absolutely can blame on our parents because we weren't raised in homes necessarily where women took the lead on finances. And we tend to model what we grew up with.” – Jean Chatzky “Women are an army of perfectionists and many of us don't like to do things until we know that we can do them correctly. And with money, there are some things where I can give you an answer. But if you ask me what's the best stock or what's the best mutual fund or what's the best investment strategy, I can give you an answer that's worked historically, but I can't give you a perfect answer. And a lot of us are just not comfortable with that.” – Jean Chatzky “I've been around a lot of people who've made a lot of money mistakes that are solvable. The one that's not solvable is not starting, because if you ask any older woman, what they wish they had done differently where their money is concerned, a hundred of them are gonna tell you, I wish I had started investing earlier.” – Jean Chatzky Resources Mentioned in This Episode: Jean Chatzky's HerMoney Podcast – https://hermoney.com/t/podcasts/ From Financially In the Dark to Fully In Control: Jen Hatmaker's Wake-Up Call – https://podcasts.apple.com/us/podcast/from-financially-in-the-dark-to-fully-in-control-jen/id1098802558?i=1000740622343 Monarch money management app – https://www.monarch.com/ Rocket Money –https://www.rocketmoney.com/ Openbank High Yield Savings account – https://secureapply.openbank.us/savings/intro/welcome Guest's Links: Website - https://hermoney.com/ Instagram - https://www.instagram.com/jeanchatzky Facebook - https://www.facebook.com/JeanChatzky/ TikTok - https://www.tiktok.com/@jeanchatzky Podcast - https://hermoney.com/t/podcasts/ Connect with Jen!Jen's Website - https://jenhatmaker.com/ Jen's Instagram - https://instagram.com/jenhatmakerJen's Twitter - https://twitter.com/jenHatmaker/ Jen's Facebook - https://facebook.com/jenhatmakerJen's YouTube - https://www.youtube.com/user/JenHatmaker The For the Love Podcast is presented by Audacy.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026. Resources: David's Flat Tax Proposal The Automatic Millionaire (20th Anniversary Edition) HerMoney's InvestingFixx Club Learn more about your ad choices. Visit megaphone.fm/adchoices

You've got questions, we've got Amanda Holden. In this special Mailbag episode of HerMoney, Jean is joined once again by investing expert and How to Be a Rich Old Lady author Amanda Holden to tackle your biggest investing dilemmas. We're talking: What to actually do after opening a Roth IRA Whether crypto deserves a spot in your portfolio What to do with a $500,000 401(k) after a layoff Whether target-date funds are worth the cost And why diversification is non-negotiable ✨ Want to get smarter with your money in 2026? Join our women-only investing club, InvestingFixx, where expert stock pickers pitch ideas—and you help build the portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we're welcoming back someone who feels like part of the HerMoney podcast family: happiness expert and New York Times bestselling author Gretchen Rubin.  Gretchen is back with Jean to tackle some of the trickiest, most taboo, and surprisingly relatable money dilemmas our listeners have shared, including: What to do when your bank suddenly shuts down your account with no explanation How to confidently ask your employer to sponsor you in a pageant (without sounding cringe) And how to professionally advocate for yourself when a colleague with less experience is making $20K more

When bestselling author and podcast host Jen Hatmaker's 26-year marriage imploded, she realized something shocking: even though she was the breadwinner, she had no idea how much money she made… or how to access it. In this deeply honest and empowering conversation, Jen sits down with Jean Chatzky to discuss her financial “wake-up” — how she went from completely disconnected to financially independent after divorce. Together, they unpack how faith, purity culture, and traditional gender roles shaped her relationship with money, and how she ultimately took back control. What You'll Hear In This Episode: Why she went to an attorney, not a therapist, after finding out about her husband's affair The cultural and religious beliefs that kept her from managing her money Jen's 90-day crash course to financial independence (and the exact checklist she followed) How friendships and solo travel helped her heal emotionally and financially Her evolving relationship with spirituality after stepping away from church Jen's advice for women who feel they're “late” to their own financial lives Resources & Links: Jen Hatmaker's memoir: AWAKE Jen's podcast: For The Love Follow Jen on Instagram More financial tips and support: HerMoney.com If you enjoyed this episode, please leave us a review on Apple Podcasts and share it with a friend who needs to hear it. Subscribe for more stories of reinvention, resilience, and taking control of your financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the HerMoney Podcast, we're bringing you something special — an exclusive preview of one of our brand-new Patreon-only AMA episodes. In this series, Jean sits down one-on-one with real listeners to talk through their biggest financial questions in real time. In this episode, you'll meet Donna, a 68-year-old listener who is rebuilding her financial life from scratch after the end of a 30-year marriage, years out of the workforce, and time spent navigating disability. Now she's back at work full-time — earning nearly double what she made before — and she's trying to figure out how to use this new income to build the retirement she wants. Jean and Donna talk through: What it feels like to step back into the workforce at 68 How to choose between Roth and traditional contributions How to invest when you feel “behind” on retirement What to do when advisors tell you your portfolio is “too small.” And how to finally create a plan after years of trying You'll hear the first half of their conversation here. To listen to the full episode — plus all of our new bonus content — join us on Patreon.

Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts. Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better. In This Episode: How to build a baseline budget as a freelancer A smart, percentage-based system for managing income The pros and cons of solo 401(k)s vs. SEP IRAs How to structure your business Why contracts are your best friend in freelance work How to stay emotionally grounded in unpredictable times Resources & Links:

As the season of holiday gifting approaches, kids and parents alike may notice new toys, new desires, and the effects of a tight budget. Here to build confidence in starting conversations about money with your kids is bestselling author, journalist, and host of the Her Money podcast, Jean Chatzky. Jean breaks down how to ease kids into the concept of money, what conversations about wealth can look like, and more from her decades of insights on talking with kids about money, status and self-worth.Key takeaways for parents: Kids are attentive and notice differences between themselves and their peers. Encourage your child to earn their own money, and to then manage that money.Include your kids in why you're making certain financial decisions appropriate for their age.Take opportunities to compare down as well as up to foster generosity and gratitude.Model what emotions about status and wealth come up for you, and talk about how you move through them.⏱️ Timestamps:Keep the conversation going at home with our FREE Conversation Kit companion guide: https://delivery.shopifyapps.com/-/f268110eff6629bb/6a8b8e312e8570b1Follow Jean Chatzky on Instagram: https://www.instagram.com/jeanchatzky/Follow HerMoney Media on Instagram: https://www.instagram.com/hermoneymedia/New episodes every Tuesday:YouTube: https://swap.fm/l/P8iCjNFnIWI7kTmU0vmkApple: https://swap.fm/l/kCnCRNdWkpuYYbyzyE77Spotify: https://swap.fm/l/SOQe4gSHh3vVIwPGFDetOr wherever you get your podcasts.

In this Mailbag, Jean is joined by financial planner and author of My Mother's Money, Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you're currently managing someone else's money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind. Mailbag Questions: 1:05: “Should we loan money to a parent for home repairs?”  7:15 “Who pays the medical bills after someone dies?”  13:05: “How do I put my RMDs to work in the market?”  Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you're at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on HerMoney's special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She's a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.” As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it's a journey of intentional joy, family memories, and budgeting for what really matters.

Today we're giving you a first look inside our brand-new Patreon-exclusive Mailbag series — and this one's powerful. A listener, a single mom of a toddler, just received a cancer diagnosis. She reached out with urgent questions about how to manage her finances during treatment: Are cancer insurance payouts taxable? Should she prioritize paying off IRS debt or building savings? How can she prepare for unpaid leave while focusing on recovery? Jean and Kathryn dig into it all,  from the tax treatment of cancer insurance to how to protect your money when life takes an unexpected turn. This episode is a preview of what's waiting for you when you subscribe to our new HerMoney Patreon, where you'll find: ✨ Deep-dive mailbags with Jean and Kathryn

What happens to everything you've worked so hard for — your home, your savings, your family memories — after you're gone? If your answer is “I'm not sure,” the time to start planning is now. In this empowering episode, Jean sits down with Heather Winston, Certified Financial PlannerTM professional of Principal Advised Services, LLC and Assistant Vice President at Principal Financial Group®, to talk all things estate planning; what it can really mean, why it matters, and how to get started, no matter your income level or family structure. Together, they unpack: Four key documents every adult should have (and when to update them) Why estate planning is a form of kindness to the people you love How to make tough conversations with aging parents, or your own kids, a little easier The often-overlooked importance of your digital estate How to leave a legacy of values, not just valuables Want help organizing your financial life or finding an estate planning attorney? Subscribe to the HerMoney newsletter at Hermoney.com/subscribe for resources, checklists, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community.  From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves. What You'll Hear In This Episode: Should I use my savings to pay off credit cards or keep the cash for peace of mind? How to invest a $60,000 lump sum after divorce What to do with “extra” money once you've maxed out retirement accounts Why your risk tolerance matters more than market trends How your money personality can shape your decisions, for better or worse

Morgan Housel, bestselling author of The Psychology of Money, is back with a brand-new book: The Art of Spending Money. In this episode, he sits down with Jean Chatzky to talk about what truly makes us feel fulfilled when we spend, and why we often get it wrong. Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You'll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren't the ones you buy. What You'll Hear In This Episode: Why spending is an art, not a science How “happiness = reality minus expectations” can change your financial life What to do if you feel guilty about spending after saving for years How to break the cycle of spending for status or attention The simplest formula for a rich life: independence + purpose

In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and author Kerry Hannon — and she's tackling your most pressing retirement questions. In this episode, Jean and Kerry dive into: Whether to cash out a paid-up life insurance policy How to invest in ESG funds without overpaying on fees What to look for in a financial advisor before you retire How to know if and when you're truly ready to stop working And Kerry's favorite tip from her new book Retirement Bites: how to design an ideal week in retirement

When it comes to money, most of us know the basics. We've read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we're still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show? That's where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of “Conversations With Your Financial Therapist,” to pull back the curtain on why our money beliefs run so deep, and how we can start to change them.

This week I sit down with my dear friend Heather Beem, founder of Her Money, Her Way and creator of the Her Money, Her Way Process - a transformational journey where women design values-based financial systems that actually fit their lives. ✨ Heather blends her background as a high-level athlete, leader, and corporate professional with her passion for helping women feel safe, confident, and free with money. Her process is not about forcing yourself into rigid budgets - it's about creating a money system that feels aligned, supportive, and sustainable. This conversation is pure gold. Whether you're just starting out on your money journey or you're ready to take your financial empowerment to the next level, Heather will inspire you to see money in a whole new way. We talk about: Heather's journey from corporate success to building a career that felt truly aligned Why most money struggles aren't about numbers The importance of nervous system regulation and emotional safety Harnessing both feminine flow & masculine structure with money How to balance stability AND freedom Practical money habits to boost confidence, like money dates with yourself or a girlfriend The real first investment everyone should make: in yourself How to start investing with as little as $50 per month Heather's vision for a world where women talk about finances with the same ease as grabbing coffee together And if you're ready to take action, she's launching a 10-week group coaching course to help women just like you transform their relationship with money. I'm signing up & can't wait! She's so kind to offer a $100 discount code just for Unique Way Listeners. Use code UNIQUEWAY100 at checkout.

This week, we're bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why. In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life. Lizzie walks us through: Why she skipped $1,000 concert tickets — and doesn't regret it How her family handles finances and decision-making together What self-care looks like to her Her candid thoughts on gift-giving pressure from her family Why her week felt like a love letter to her town Plus, she reflects on where money seems to “leak” most easily and why she doesn't mind spending on the things that truly bring value. … Does more financial confidence sound good to you, then you might want to try: 

In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.

This week, we're sounding the alarm on a story that hasn't gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future. Jean sits down with HerMoney favorite and leading labor economist Kathryn Edwards to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy. Also in this episode:

This week, we're talking politics, but not the messy gridlock in Washington. We're going hyper-local. Because local elections shape our neighborhoods, our schools, our budgets, and our rights. And right now, women are stepping up to lead the charge. Jean Chatzky sits down with Amanda Litman, co-founder of Run for Something and author of When We're In Charge, and Sarah Pierce, HerMoney's own managing editor and the first female Mayor of Watertown, NY. They get real about what it takes to run, how young women are changing the face of leadership, and why local office might be the most powerful place to start. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

Divorce is hard—emotionally, logistically, and yes, financially. But it doesn't have to be devastating. In this special HerMoney mailbag episode, Jean Chatzky welcomes back family law attorney and Hello Divorce founder Erin Levine to answer real listener questions from women going through divorce.

In this week's episode, Jean Chatzky sits down with attorney and Hello Divorce founder Erin Levine to unpack the tiny financial landmines that derail even the most amicable splits.  From Netflix passwords and travel points to start-up equity and forgotten retirement accounts, Erin shares the overlooked details that can lead to drawn-out negotiations, unexpected legal fees, and serious resentment. Plus, she breaks down why the way you start your divorce can determine everything that follows, and how to do it with more clarity, control, and less chaos. Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

In today's Mailbag, Jean and Kathryn are diving into the issues that keep many of us up at night: how to plan for long-term care, whether it's actually possible to over-save for retirement, and how to know when it's okay to step off the corporate treadmill for good.

This week, we're giving you an exclusive first listen to the brand-new season of our sister podcast, How She Does It! Hosted by our friend and Fast Money panelist Karen Finerman, this season kicks off with none other than journalist, author, and TODAY host Jenna Bush Hager. She reflects on the emotional goodbye with Hoda, the importance of choosing the right life partner, and how she's rewriting the playbook for women in media and publishing. Take a listen to this season premiere of How She Does It, and don't forget to subscribe wherever you get your podcasts. New episodes drop every Tuesday.

In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for the future as single moms. First up is Rebecca, a mom of two in Oregon, about 15 years out from retirement. She's wondering if she's doing enough to get there. Then we hear from Sarah, a mom in Virginia with a big question: If something happens to her, how can she ensure her assets go directly to her daughter, not her ex? 

Today, we're dropping a special bonus episode of HerMoney, tackling the headlines that are keeping us up at night, and unpacking what they really mean for your financial future. As tensions rise in the Middle East, the U.S. has officially entered the war with military strikes on Iranian nuclear sites. Markets are up (for now), oil prices are jittery, and inflation remains a wild card. To help us break it all down, Jean is joined by Ben Wheeler, international relations analyst and co-host of the Unclassified podcast. Together, they explore how geopolitical conflict impacts everything from your 401(k) to the gas pump. So, should you be looking at defense stocks? Is now the time to hold more cash or invest in energy? Could a gold or oil play be smart right now, and what about crypto? If you're wondering how to shore up your financial house in uncertain times, this is the conversation you need to hear. … Does more financial confidence sound good to you, then you might want to try: 

This week, we're bringing back your favorite co-host, Kathryn Tuggle(!), and diving into a Mailbag filled with your most pressing (and most personal) money questions we've heard in a while.  Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move, and more! Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit right now. … Does more financial confidence sound good to you, then you might want to try: 

Asking for a raise can feel terrifying, especially in uncertain times. But if you've taken on more, grown in your role (or simply know you're underpaid), it's time to start the conversation. And it doesn't have to feel awkward, aggressive, or like you're “tooting your own horn.” In this episode, Jean sits down with pricing and negotiation expert Casey Brown. Casey shares her no-fluff formula for getting paid fairly. It's all about identifying the value you bring, learning how to speak about it with confidence, and navigating the ask in a way that feels authentic (and even joyful)! … Does more financial confidence sound good to you, then you might want to try: 

Have you ever wondered how to get a new product off the ground, especially as a woman pitching in a male-dominated venture capital world? On this episode, Jean sits down with Bree McKeen, founder of lingerie brand Evelyn & Bobbie, to talk about what it really takes to launch a company, protect your ideas, and raise capital. Before Bree created a bra that's now disrupting a $13 billion industry, she was sitting on the other side of the table, as a VC herself. Listen in for insights on intellectual property, entrepreneurship, and how to stand your ground in a system that still doesn't take female founders seriously enough. SUBHEAD: … Does more financial confidence sound good to you, then you might want to try: 

In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for retirement as single women.  First up is Liz, who's about a year out from retiring. She's done a lot of smart planning, but wants to double-check her next moves. We're talking about annuities, TIPS ladders, Roth conversions, and how to create steady, reliable income in retirement. Then we hear from Bernadette, who is in her 50s and starting to look into long-term care options, but is having some major sticker shock. So if you're single, planning ahead, and want to protect your future without sacrificing flexibility, this one's for you.

Moody's downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines, to unpack what's really going on with the economy and how it impacts your money. From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you're wondering how to stay financially steady in uncertain times, this episode is for you. … Does more financial confidence sound good to you, then you might want to try: 

Today, we're joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don't teach — our kids about money. As co-CEO of Ariel Investments and author of Priceless Facts About Money, Mellody believes that the path to financial literacy starts with our youngest learners. Together, Jean and Mellody explore:

Are you happy at work? If the answer is anything less than a confident yes, or if you've ever felt a quiet nudge toward something more meaningful, this episode is your invitation to rethink what you're doing and why. Today on the HerMoney Podcast, Jean Chatzky sits down with Suzy Welch, acclaimed NYU professor and author of the new book Becoming You: The Proven Method for Crafting Your Authentic Life and Career. Suzy shares her revolutionary 15-step framework for discovering your purpose through the lenses of your values, aptitudes, and economically viable interests. … Does more financial confidence sound good to you, then you might want to try: 

What does retirement really look like? Spoiler alert: it's not all white sand beaches and 4 p.m. tee times. Today, we're pulling back the curtain on how Americans retire. Not in theory, but in practice. On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Wall Street Journal reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.” If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn. Looking for more financial confidence?

This week, we're getting real about financial independence and why it doesn't have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes. If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We're talking index funds, cash cushions, mindset shifts, and how to build resilience when you're inundated with questionable financial advice. Resources and Links: JL Collins' Blog The Simple Path to Wealth (2025 Edition)

Determined to master her messy personal finances, Jean Chatzky immersed herself in learning about finance, financial freedom, and investing. She worked on Wall Street to understand the stock market, then transitioned to financial journalism. After being fired for being “too expensive,” she turned her side hustles into HerMoney—a safe space where women can build wealth and take control of their money. In this episode, Jean shares actionable insights on achieving financial freedom and building lasting confidence around money. In this episode, Hala and Jean will discuss: (00:00) Introduction 01:12 From Journalism to Financial Expertise 03:06 Skill Stacking 06:38 The Gender Wage Gap 11:21 Women Controlling Wealth and Spending 20:07 Navigating Relationships and Success 27:03 Women and Investing 30:09 The Importance of Financial Freedom 31:36 Homeownership: Is It Worth It? 35:47 Understanding Your Money Type 40:15 Budgeting and Avoiding Overspending 42:39 Strategies for Paying Down Debt 44:33 Improving Your Credit Score 47:34 Investing Wisely Jean Chatzky is the CEO and co-founder of HerMoney Media, a digital platform focused on enhancing financial planning, literacy, and wellness among women. She is an award-winning personal finance journalist, bestselling author, and host of the HerMoney podcast. With a background that spans Forbes, SmartMoney, and a 25-year tenure on NBC's Today show, she has earned many accolades, such as the Gracie Award for Outstanding Host. She has authored multiple bestselling books, including Women with Money and Pay It Down! She frequently appears on major platforms like CNN, MSNBC, and The Oprah Winfrey Show.  Sponsored By: Indeed - Get a $75 sponsored job credit at indeed.com/profiting Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Bilt Rewards - Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/PROFITING. Airbnb - Find yourself a co-host at airbnb.com/host Active Deals - youngandprofiting.com/deals       Key YAP Links Reviews - ratethispodcast.com/yap  Youtube - youtube.com/c/YoungandProfiting  LinkedIn - linkedin.com/in/htaha/  Instagram - instagram.com/yapwithhala/  Social + Podcast Services - yapmedia.com   Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, entrepreneurship podcast, Business, Business podcast, Self Improvement, Self-Improvement, Personal development, Starting a business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side hustle, Startup, mental health, Career, Leadership, Mindset, Health, Growth mindset, Finance, Financial, Personal Finance, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance podcast, Investing, Saving