Podcasts about saving for retirement

In this week's Money Moments we're back with financial experts and content creators Rotimi Merriman-Johnson and Laura Ann-Moore to talk about lost pension money, why it's such a problem and how you can find money you could be missing. Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/beqguddApple Podcasts: https://podcasts.apple.com/gb/podcast/dont-wait-your-state-pension-will-leave-you-broke-ask/id1670382337?i=1000697794758Spotify: https://open.spotify.com/episode/2N95X5bMYvw897SyIcSARQ?si=GNV45IwiSBiCaWS_EggiIA---------Take the FREE Money Personality Quiz

Paul finds that comparison is a very dangerous game and that people don't give themselves enough credit for their unique abilities or situation. Today, Paul discusses an article that shares the average retirement savings for people in their 60s. Whether you're ahead of the curve or struggling through a tough situation, like a divorce, the death of a spouse, or the loss of a job, one of the best ways to grow and become stronger in your finances is by working with an advisor who knows your situation and can help you get stronger and move toward your goals.  Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Bank On It, financial insights you can count on with Jason Shields, the COO of Gulf Coast Bank & Trust

Nearly half of Americans say they wish they had started saving for retirement earlier… and 40% say they feel behind right now.In this episode, we break down the ideal age to start saving for retirement, exactly how much you need to save by each age, and how waiting even 5 years can cost you hundreds of thousands of dollars.You'll see the real math behind compound interest — and why the earlier you start, the less you have to save. But even if you're starting late, it's not too late. You'll learn powerful strategies to catch up fast, build your nest egg, and create the future you deserve.This episode isn't about guilt. It's about hope, clarity, and action. Whether you're 22, 32, or 52, you'll walk away knowing where you stand — and exactly how to get on track starting today.Because the best time to start was yesterday. The second-best time… is right now.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#investinyourself #personalfinance #financialempowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #retirement #retirementplanning #moneymatters #compoundinterest #wealthbuilding #retireearly #retirementgoals #401k #rothira #catchup

This is the first of a series of 4 podcasts focused on the decision to have all of your investments be all equities vs. a balanced portfolio of equities and fixed income.  In this presentation Paul uses the S&P 500 in  both the all equity and the 60/40 stock/bond portfolio.  He uses the following tables during his presentation.Table B1 Fine Tuning Table: S&P 500 Equity PortfolioTable H2a Sound Investing Portfolios (these portfolios are all 100% equities)Table H2 Sound Investing Portfolios (these portfolios are all 60% equities/40% fixed income) (NEW)Table C1 Fixed Contributions ($1,000/yr: S&P 500 Equity PortfolioIn the next presentation he does the same analysis using the U.S. 4 Fund and Worldwide 4 Fund Portfolios for the equity portion of the portfolio.

Are we ever too young to think about retirement? Well,today I am joined with Dani from PensionBee to discuss exactly that and everything you need to know about retirement planning!This season of the podcast is kindly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PensionBee⁠⁠⁠⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠⁠⁠combine⁠⁠⁠ and ⁠⁠⁠contribute⁠⁠⁠ all from their website or award-winning app. ⁠⁠⁠Self-employed pension⁠⁠⁠ savers can even open a flexible pension plan, contributing as often or as little as they like!Take control of your retirement today with ⁠⁠⁠PensionBee⁠⁠⁠!Be sure to also check out ⁠⁠⁠their Pension Confident Podcast⁠⁠⁠, which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠⁠⁠all major podcast platforms,⁠⁠⁠ in the PensionBee app, or ⁠⁠⁠on YouTube⁠⁠⁠! When investing, your capital is at risk.For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Is it possible to "over-save" for retirement? I'd argue it is possible and most people don't realize what it's costing them. So, in this episode, I'm sharing how over-saving happens, why it's such a problem, and what you can do to avoid this risk.

Why aren't people saving for retirement? Guest: Sam Corcoran, financial advisors for the Co-operators Learn more about your ad choices. Visit megaphone.fm/adchoices

Equitable fires agent who threatened teacher. Delaware has an excellent low-cost, state-run 403(b) plan. We discuss.  Equitable Agent Threatens Teacher (blog) Equitable Agent Threatens Educator (pod) Truth About SIOs (pod) 403bwise Facebook Group 403(b) & 457(b) Basics: How to start a 403(b) (pod) 403(b) & 457(b) Basics: Asset Allocation (pod) Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Episode 615: Neal and Toby explain what's behind the stock market's recent record performance. Then, what is the latest on Trump's Big Beautiful Bill and what it contains. And why Meta is willing to pay top dollar for the best in the AI biz. Then the winners of the weekend are the seafood industry and Gen Z... because they are in the housing market and retirement! And finally a look at the week ahead. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Visit ⁠endthecampaign.com ⁠for more Listen to Morning Brew Daily Here: ⁠https://www.swap.fm/l/mbd-note⁠  Watch Morning Brew Daily Here: ⁠https://www.youtube.com/@MorningBrewDailyShow 00:00 - End of the first half of the year  03:00 - Stock Market Ripping  08:00 - Big Beautiful Bill  12:30 - AI Race War Heats Up 18:40 - Gen Z in on Finances  22:00 - Lab-Grown Salmon  23:40 - Week Ahead Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of Women and Wealth, Regina covers yet another difficult topic that many people—especially most recent college graduates—have to deal with: Student loans. These loans help make a college education possible for many Americans and can be a big part of the equation in launching your career. However, paying them off can be a tricky situation for young people trying to find financial footing—especially in today's economy. Join Regina as she breaks down the current landscape of student debt but more importantly, what you can do personally, or recommend to others that are leaving college and entering the workforce. From striking the balance between repayment and saving, to creating a budget and how you can leverage your new role to help your retirement! Episode Highlights:   0:00 - Introduction 0:34 - Graduation season and student loans 3:30 - Start contributing to plans as soon as your eligible 5:02 - Creating a monthly budget 10:32 - Take advantage of your company's retirement plan match 12:13 - Setup good habits, a new rule for student loans 13:51 - More about company match (and how it impacts your future) 20:29 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina McCann Hess, CFP®, CDFA®, is the Founder and President of Forge Wealth Management, with more than 25 years of experience guiding clients through wealth-building and life transitions—including divorce. She is a Certified Divorce Financial Analyst® and has completed the Amicable Divorce Professional Training and Collaborative Divorce Training, allowing her to support clients as they navigate the divorce process.  Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero and host of the Women & Wealth podcast. Her insights have been featured across national platforms including Schwab TV, Yahoo Finance, CBS Philadelphia, KTLA Los Angeles, FOX 29 Philadelphia, King 5 Seattle, and NTD Television. She's also been quoted in top publications such as Forbes, Business Insider, USA Today, U.S. News & World Report, The Muse, and more.    A sought-after speaker, Regina regularly presents at women's networks, divorce and financial wellness events, and has been a podcast guest on Financially Intentional, Average Joe Finances, Money & Mortgages, and more.  CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

We're looking to increase our retirement contributions and wondering what is the best choice(s) as we would also like to help our children pay for college.  Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Student loan expert and financial planner David Gourley updates Dan and Scott on the volatile state of student loans (particularly PSLF loans) right now.  K-12 Planning Public Service Loan Forgiveness Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Tommy talks to Mark Rosa, President and CEO of Jefferson Financial Federal Credit Union

Tripp Limehouse discusses essential strategies for successful retirement planning, emphasizing the importance of working with a fiduciary, consolidating retirement accounts, maximizing contributions through catch-up strategies, and building a balanced investment mix. The discussion highlights how these strategies can lead to a more secure and enjoyable retirement experience, as evidenced by the 72% of retirees who report that their retirement is going better than expected. The conversation also covers the necessity of estate planning and addresses listener questions regarding retirement strategies. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

Who better than best-selling author Morgan Housel to help put April's market volatility in perspective? Well we couldn't get Morgan on the pod but we have the next best thing: Morgan Houselisms! Enjoy.  First 100 Days of Trump 2 Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Teacher who sought to educate colleagues about the 403(b) gets threatening email from Equitable. We read and discuss correspondence. Read the letter The Truth about Structured Investing Options (SIOs) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss how to balance saving for retirement while paying for your children's education.See the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

New changes in Social Security policies, particularly the elimination of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), may have significant implications for roughly 3 million Americans. Teachers, nurses, firefighters, police officers, and other public-sector workers who previously saw their Social Security benefits slashed may now receive the full benefits they've earned. This shift is reshaping retirement planning for many Americans, making it more critical than ever to have a solid financial strategy and for couples to be on the same page to help avoid future stress and regret. On today's episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. By answering listener questions and sharing informed analysis, Wes points out the essential distinctions between fiduciaries vs. non-fiduciary advisors, reminds listeners about diversifying portfolios into broad market indices to help to minimize risk, and explains how a money market account is typically a higher-yield alternative to a standard low-interest savings account. Finally, he examines the power of starting to save for retirement at any age, even in your 50s, emphasizing that consistent saving and wise investing can lead to more financial flexibility than many might think. Learn more about your ad choices. Visit megaphone.fm/adchoices

Barbara O'Neill, CFP®, AFC®, and owner of Money Talk and a regular contributor to 403bwise looks back at key money issues in 2024 and ahead to 2025.   2024 Personal Finance Recap for 403(b) Participants Million Dollar 403(b) Mistake Morgan Housel books & podcasts Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

In this end-of-year JREP session, we discuss saving and investing for retirement, portfolio structures, asset allocations, risk appetites, and various investment vehicles - including your own business - that can help you get there.

I read an interesting article today in the Wall Street Journal.  The article focused on how younger men are throwing out the traditional way of investing and saving for retirement and instead are speculatively and actively trading the market and cryptocurrencies.  For many, this is the new way for savings for retirement.  But can it work?  We'll answer that question

nicole gugliotti joins me on the show today to talk about her path to financial literacy and methods she uses to save for retirement. In our interview we talk about budgeting basics, types of retirement accounts, and the value of having short terms goals to help stay motivated. We also talk about her art practice and living in the Pacific Northwest. https://nicolegugliotticraft.com   My annual holiday sale is now live with over fifty new pots. They make great gifts for your loved ones for the holidays and I'm happy to offer listeners free shipping. To receive this special offer, make a purchase before December 16th at www.carterpottery.com and use the offer code PODCAST at checkout. This offer is good for the listeners in the continental United States. You can shop now at www.carterpottery.com. Happy Holidays!   Today's episode is brought to you by the following sponsors: The Rosenfield Collection of Functional Ceramic Art www.Rosenfieldcollection.com Cornell Studio Supply www.cornellstudiosupply.com Archie Bray Residencies www.archiebray.org

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

My husband and I would like to stop saving in retirement and use any excess funds during the next eight years to send two kids through college and save in a 529 for a third kid who will attend college after we stop working. Can we do it? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Ever been late trying to get somewhere important and had to speed to catch up? That's what saving for retirement feels like if you start too late. The earlier you start, the more time you have to enjoy the journey. But wait too long, and you may find yourself speeding just to make it.In this episode of The Quiet Part, Mark Hansen, financial advisor explores the undeniable importance of starting early with your retirement savings. The conversation provides practical advice on how to set yourself up for a stress-free financial future, even while managing the daily demands of a young family. You'll learn why time is your greatest asset in achieving compound growth, and how small monthly savings can make a significant difference over time.Mark discusses: The power of compound growth and the importance of starting earlyTips for automating your savings to alleviate financial pressureBalancing current lifestyle desires with future financial needsReal-life mathematical scenarios showing the benefits of saving early versus lateAnd more!Resources:eBook: What The Hack Are You Thinking?Conquering Your Cash Flow (Ep. 4)Connect with Mark Hansen: LinkedIn: Mark HansenWebsite: SecondComma.comEmail: contact@second-comma.comBook a 15-minute Intro Call About Mark Hansen: Mark Hansen, financial planner and the thoughtful voice behind 'The Quiet Part' podcast. Mark's journey from sales to finance, fueled by personal experiences, shapes his honest, deliberate approach. As a devoted family man with a flair for storytelling, Mark emphasizes financial aspects within your control - like spending habits, income strategies, and long-term planning. It's an exploration of the profound motivations driving our choices. Join Mark for not only practical and friendly guidance but also for inspiration in navigating life's financial journey.

Learn expert strategies to retire early by 40. Miguel Gonzalez, CRC, shares actionable tips on retirement planning and savings growth to secure your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. Retire by 40, early retirement, retirement planning, financial freedom, saving for retirement, retirement goals, wealth building, financial planning tips, smart investing, retire young, financial independence, retirement strategies, future planning, 401k tips, Roth IRA, retirement savings, investment tips, retirement income, wealth management, retirement advice, retirement expert, Miguel Gonzalez CRC, Cortburg Retirement Advisors Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Tune in to hear:From Michael's vantage point, what did he observe during this recent market downturn?How can those nearing retirement overcome the tendency to have knee jerk responses to major negative market events?How can we better inoculate people against volatility before it happens?During a significant financial downturn is it more effective for advisors to be proactively counseling their clients or should they wait for their clients to make the first move?Why is mean reversion such a powerful force, particularly in US markets in recent years?What has Michael's research taught him about tracking and how has it refined the more popular, simplistic conception of tracking?LinksMichael Finke on LinkedInThe American College of Financial ServicesConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionThe Advisor Academy is Orion's free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.Compliance Code: 2332-OAT-9/11/2024

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway discusses the critical question, "How much do I need for retirement?" He explores the challenges that older Americans face in saving enough to live comfortably after they retire. With insights on how inflation, political shifts, and other financial pressures impact retirement savings, A.B. provides practical advice on how to navigate these uncertain times. Plus, find out why depending solely on social security is a risky bet, and discover how to plan ahead with the "Financial Five" team to secure a brighter future.Key Takeaways:Retirement savings are falling short for most Americans: The national average needed for a comfortable retirement is $967,000, but most retirees only have about $144,000 in their accounts.Social Security isn't enough: With the average payout around $20,000 a year, relying solely on Social Security will not cover basic living expenses, especially with rising costs of essentials like food and gas.Plan early with the right team: Building a "Financial Five" team—financial advisor, accountant, lawyer, insurance agent, and estate planner—can strengthen your retirement plan and protect your savings from unforeseen challenges.Notable Quotes:"Retirement shimmers like a shiny but unaffordable object for millions of older households.""Social security is not your golden parachute. You're not going to live the life you want on $20,000 a year.""The financial five are like fingers—separated, they're easy to break, but together, they're strong enough to protect your future."Resources:Download the free eBook: 4 Pillars to Christian Investing, a 19-page guide to mastering account types, debt management, savings, investing, and wealth transfer.Schedule a free consultation with A.B. Ridgeway through the links in the description.Stay tuned and take control of your financial future today!

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway discusses the critical question, "How much do I need for retirement?" He explores the challenges that older Americans face in saving enough to live comfortably after they retire. With insights on how inflation, political shifts, and other financial pressures impact retirement savings, A.B. provides practical advice on how to navigate these uncertain times. Plus, find out why depending solely on social security is a risky bet, and discover how to plan ahead with the "Financial Five" team to secure a brighter future.Key Takeaways:Retirement savings are falling short for most Americans: The national average needed for a comfortable retirement is $967,000, but most retirees only have about $144,000 in their accounts.Social Security isn't enough: With the average payout around $20,000 a year, relying solely on Social Security will not cover basic living expenses, especially with rising costs of essentials like food and gas.Plan early with the right team: Building a "Financial Five" team—financial advisor, accountant, lawyer, insurance agent, and estate planner—can strengthen your retirement plan and protect your savings from unforeseen challenges.Notable Quotes:"Retirement shimmers like a shiny but unaffordable object for millions of older households.""Social security is not your golden parachute. You're not going to live the life you want on $20,000 a year.""The financial five are like fingers—separated, they're easy to break, but together, they're strong enough to protect your future."Resources:Download the free eBook: 4 Pillars to Christian Investing, a 19-page guide to mastering account types, debt management, savings, investing, and wealth transfer.Schedule a free consultation with A.B. Ridgeway through the links in the description.Stay tuned and take control of your financial future today!

It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Scott and Dan have a heart-to-heart about new 403bwise.org tools to help pre-service teachers get wise to the 403(b) and teacher retirement plans.  On-Demand Learning Module for Pre-Service Teachers YouTube video for Pre-Service Teachers Blog Post: Inoculating Pre-Service Teachers From 403(b) Sales Sharks Equitable SEC Settlement Our Pod on the SEC/Equitable Settlement

In this solo episode of the Dollars and Dumbbells podcast, host Justin Green, a Certified Financial Planner™️, shares 5 reasons that he believes that Millennials should be saving for retirement. Connect with Justin Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Schedule a 1:1 Free Intro Call⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠FREE Cash Flow Training⁠⁠⁠⁠ -- 00:51 Personal Philosophy on Retirement 01:46 Reason 1: Flexibility 02:52 Reason 2: Tax Benefits 03:47 Reason 3: Early Savings Advantage 04:53 Reason 4: Increasing Responsibilities 05:48 Reason 5: Self-Reliance 06:37 Conclusion and Call to Action

Send us a textSend us a Text Message.On this week's Smarter Vet Financial Podcast, we share with you the many options available when it comes to saving for retirement, and how you could build assets for your future without depending solely on your retirement accounts.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Many Americans in their 50s feel unprepared for retirement because they haven't been able to put away enough money. Wall Street Journal reporter Hannah Miao joins host J.R. Whalen to discuss steps they can take now to boost the value of their portfolio. Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

When I bought my first house, I made a lot of blunders. I'm sharing 5 of those first-time homebuyer mistakes with you today so you can hopefully avoid them! Second, we're back with our Mortgage Free Family segment. This month, we're featuring Tae Kim from the Financial Tortoise YouTube Channel. Tae and his wife hit Coast FIRE with $2 Million invested! He's going to share how they did it and how it allowed him to take a career leap that he loves. Last, we're sharing the Good Word once again. My son Calvin and I are discussing an incredible karmic gesture from one neighbor to another involving a washing machine. EPISODE RESOURCES: Sponsors + Partners + Deals Financial Tortoise (YouTube Channel): https://www.youtube.com/@TaeKimFinancialTortoise Good Word Story (Good News Movement): https://www.instagram.com/p/C8FtKbluHnK/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2803: Kimberly Hamilton explores the critical balance between tackling student loan debt and saving for retirement. She provides actionable strategies to help millennials navigate financial priorities, emphasizing the importance of early investing, taking advantage of employer matches, and understanding interest rates to optimize long-term financial health. Read along with the original article(s) here: https://thefinancetwins.com/balancing-student-loan-debt-and-retirement/ Quotes to ponder: "Paying off your loans can be stressful, I know firsthand, and sometimes knowing you're decreasing the balance feels better than saving for a date 30 years in the future." "This makes meeting your employer match a no-brainer. If you're already making the minimum payments on your student debt, I recommend you do this too." "Waiting even just a few years can cost you tens to hundreds of thousands of dollars in the long run." Episode references: IRA Information: https://www.irs.gov/retirement-plans/traditional-and-roth-iras U.S. Stock Market Return Data: https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we are talking with Caroline Tanis who is a Financial Advisor and speaker who focuses on helping her clients build their desired lifestyle. In our conversation, we talk about how to talk to your kids about money, introducing them to allowance, spending and saving. We chat about changing our mindset about money being evil and how families who are living paycheck to paycheck can save for the future. We also chat about what parents should be doing to save for retirement, their kids college and so many other things. Caroline is a corporate workshop facilitator, best-selling author, and has been featured in USA Today, Yahoo Finance, and more all with the same mission in mind- helping women and their families use financial planning to build their dream life. You can connect with Caroline on Instagram @tanisfingroup LinkedIn Caroline Tanis or directly on her website https://tanisfingroup.com/Don't forget to follow the podcast on Instagram: @ididntsignupforthispodcast and for more everyday mom life, follow me on Instagram @honestly.kaitlyn, TikTok: @honestly.kaitlyn and YouTube: @honestly.kaitlyn If you enjoyed this episode, I would love it if you would leave a review and share the episode with someone you think would enjoy it!Want to feel comfy and stylish with zero effort or take back control of your chaotic life as a mom? Get 10% off the Everyday Two-Piece Lounge Set (made from 70% bamboo) and our Six-Month Planner designed to be done in as little as 5 minutes to help you stay organized with code PODCAST10 - www.onyourwayco.com

Allie and Quint talk about how to get started early saving for retirement.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2761: Discover the surprising costs of your 401(k) in Logan Allec's exploration of the often overlooked fees draining your retirement savings. Allec illuminates hidden charges like 12b-1 fees, administration costs, and transaction fees, offering crucial advice on how to minimize their impact and maximize your future funds. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Your 401(k) may be charging you for a variety of things that you're not aware of depending on how you use the account." "While some 401(k) providers don't charge fees, the vast majority do, and you may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "12b-1 fees are legally limited to 1% of your total assets, but a single percent can have a substantial impact on your retirement savings." Learn more about your ad choices. Visit megaphone.fm/adchoices

Should 70-year-old Bob live off of capital gains and dividends from his mutual funds plus Social Security, or should he sell poor-performing mutual funds for living expenses and reinvest the cap gains and dividends? Which account should Neal's 76-year-old Mother use for living expenses? Should Neal and his wife fund their Roth 403(b) until retirement, or contribute to the regular 403(b) and then do Roth conversions after they retire? That's today on Your Money, Your Wealth® podcast 481 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, the fellas spitball on whether IndyGuy can retire at 64 and Die With Zero, and Rod doesn't want a spitball, but he'd like a dart on the wall as to whether his retirement savings will last until age 88. Free financial resources and transcript: https://bit.ly/ymyw-481 Cruising Into Retirement Checklist & Guide - LIMITED TIME OFFER - download by Friday, May 17! How to Cruise Into Your Retirement - YMYW TV 10 Gruesome Estate Planning Mistakes to Avoid - register for the free webinar, May 22, 12pm PDT/3pm EDT Timestamps: 00:00 - Intro 00:48 - Living Expenses: Cap Gains, Dividends & Social Security or Poor Performers? (Bob, Jupiter, FL) 10:02 - From Which Account Should 76yo Mom Withdraw Living Expenses? (Neal, Dallas, TX) 18:11 - Dart on the Wall for Our Retirement to Age 88? (Rod) 26:08 - Can We Retire at 64 and Die With Zero? (IndyGuy) 35:50 - Save to Roth 403(b) or Traditional Until Roth Conversions at Retirement? (Neal, Dallas, TX) 42:54 - The Derails

Drew, a burnt-out, financially responsible 40-something father of two, hopes he can scale back from his stressful job and still be okay when it's time to retire. James offers a practical and philosophical take as he tackles Drew's question. He demonstrates how to determine when Drew and his wife will be in a good position to fully retire. He also challenges listeners to assess their spending and saving habits and to strike a balance between planning for an unknown future while still finding fulfillment, freedom, and purpose today. Questions answered:How can I determine if I can stop saving for retirement?What introspective questions should I ask now to help me live well pre- and post-retirement?Timestamps:0:00 - Drew's question2:07 - Two mindsets6:08 - Assess current and future needs7:33 - Projection exercise11:28 - Working backwards14:50 - Working 10 more years18:21 - Back to the initial question19:47 - Considering growth rate21:38 - A philosophical question23:52 - 3 Levers26:07 - Check spending/saving habitsCreate Your Custom Strategy ⬇️ Get Started Here.

Data shows that most Americans are ill-prepared for retirement. Bankrate reported that 56% of Americans feel behind on saving for their retirement years. So instead of dreaming of their retirement plans, many are left wondering if they'll be able to retire at all. The idea of a cushy retirement has become more of a pipe dream than a real possibility for most Americans. On today's show, we're going to dive into some of the latest data on the retirement crisis in the United States. We'll discuss the state of 401k balances, Social Security, and more. Most importantly, you're going to learn why saving for retirement is impossible, and what to do instead.

===  Sign up for the Ron & Don Newsletter to get more information at www.ronanddonradio.com ==== To schedule a Ron & Don Sit Down to talk about your Real Estate journey, go to www.ronanddonsitdown.com  ==== Thanks to everyone that has become an Individual Sponsor of the Ron & Don Show. If you'd like to learn more about how that works: Just click the link and enter your amount at https://glow.fm/ronanddonradio/ RonandDonRadio.com Episodes are free and drop on Monday's , Wednesday's & Thursday's. From Seattle's own radio personalities, Ron Upshaw and Don O'Neill. Connect with us on Facebook Ron's Facebook Page Don's Facebook Page ==== --- Support this podcast: https://podcasters.spotify.com/pod/show/ronanddonradio/support

This Listener Intervention is all about balancing today's desires with tomorrow's needs. If you're not sure how much should be in your retirement nest egg, tune in! Originally aired 9.22.21