Podcasts about saving for retirement

Who better than best-selling author Morgan Housel to help put April's market volatility in perspective? Well we couldn't get Morgan on the pod but we have the next best thing: Morgan Houselisms! Enjoy.  First 100 Days of Trump 2 Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Teacher who sought to educate colleagues about the 403(b) gets threatening email from Equitable. We read and discuss correspondence. Read the letter The Truth about Structured Investing Options (SIOs) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss how to balance saving for retirement while paying for your children's education.See the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

New changes in Social Security policies, particularly the elimination of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), may have significant implications for roughly 3 million Americans. Teachers, nurses, firefighters, police officers, and other public-sector workers who previously saw their Social Security benefits slashed may now receive the full benefits they've earned. This shift is reshaping retirement planning for many Americans, making it more critical than ever to have a solid financial strategy and for couples to be on the same page to help avoid future stress and regret. On today's episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. By answering listener questions and sharing informed analysis, Wes points out the essential distinctions between fiduciaries vs. non-fiduciary advisors, reminds listeners about diversifying portfolios into broad market indices to help to minimize risk, and explains how a money market account is typically a higher-yield alternative to a standard low-interest savings account. Finally, he examines the power of starting to save for retirement at any age, even in your 50s, emphasizing that consistent saving and wise investing can lead to more financial flexibility than many might think. Learn more about your ad choices. Visit megaphone.fm/adchoices

Barbara O'Neill, CFP®, AFC®, and owner of Money Talk and a regular contributor to 403bwise looks back at key money issues in 2024 and ahead to 2025.   2024 Personal Finance Recap for 403(b) Participants Million Dollar 403(b) Mistake Morgan Housel books & podcasts Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

In this end-of-year JREP session, we discuss saving and investing for retirement, portfolio structures, asset allocations, risk appetites, and various investment vehicles - including your own business - that can help you get there.

Greg Taylor of Legacy Retirement Group says it's very simple. Don't spend more than your budget allows. Americans are not staying vigilant when it comes to spending

I read an interesting article today in the Wall Street Journal.  The article focused on how younger men are throwing out the traditional way of investing and saving for retirement and instead are speculatively and actively trading the market and cryptocurrencies.  For many, this is the new way for savings for retirement.  But can it work?  We'll answer that question

nicole gugliotti joins me on the show today to talk about her path to financial literacy and methods she uses to save for retirement. In our interview we talk about budgeting basics, types of retirement accounts, and the value of having short terms goals to help stay motivated. We also talk about her art practice and living in the Pacific Northwest. https://nicolegugliotticraft.com   My annual holiday sale is now live with over fifty new pots. They make great gifts for your loved ones for the holidays and I'm happy to offer listeners free shipping. To receive this special offer, make a purchase before December 16th at www.carterpottery.com and use the offer code PODCAST at checkout. This offer is good for the listeners in the continental United States. You can shop now at www.carterpottery.com. Happy Holidays!   Today's episode is brought to you by the following sponsors: The Rosenfield Collection of Functional Ceramic Art www.Rosenfieldcollection.com Cornell Studio Supply www.cornellstudiosupply.com Archie Bray Residencies www.archiebray.org

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

My husband and I would like to stop saving in retirement and use any excess funds during the next eight years to send two kids through college and save in a 529 for a third kid who will attend college after we stop working. Can we do it? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Ever been late trying to get somewhere important and had to speed to catch up? That's what saving for retirement feels like if you start too late. The earlier you start, the more time you have to enjoy the journey. But wait too long, and you may find yourself speeding just to make it.In this episode of The Quiet Part, Mark Hansen, financial advisor explores the undeniable importance of starting early with your retirement savings. The conversation provides practical advice on how to set yourself up for a stress-free financial future, even while managing the daily demands of a young family. You'll learn why time is your greatest asset in achieving compound growth, and how small monthly savings can make a significant difference over time.Mark discusses: The power of compound growth and the importance of starting earlyTips for automating your savings to alleviate financial pressureBalancing current lifestyle desires with future financial needsReal-life mathematical scenarios showing the benefits of saving early versus lateAnd more!Resources:eBook: What The Hack Are You Thinking?Conquering Your Cash Flow (Ep. 4)Connect with Mark Hansen: LinkedIn: Mark HansenWebsite: SecondComma.comEmail: contact@second-comma.comBook a 15-minute Intro Call About Mark Hansen: Mark Hansen, financial planner and the thoughtful voice behind 'The Quiet Part' podcast. Mark's journey from sales to finance, fueled by personal experiences, shapes his honest, deliberate approach. As a devoted family man with a flair for storytelling, Mark emphasizes financial aspects within your control - like spending habits, income strategies, and long-term planning. It's an exploration of the profound motivations driving our choices. Join Mark for not only practical and friendly guidance but also for inspiration in navigating life's financial journey.

Learn expert strategies to retire early by 40. Miguel Gonzalez, CRC, shares actionable tips on retirement planning and savings growth to secure your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. Retire by 40, early retirement, retirement planning, financial freedom, saving for retirement, retirement goals, wealth building, financial planning tips, smart investing, retire young, financial independence, retirement strategies, future planning, 401k tips, Roth IRA, retirement savings, investment tips, retirement income, wealth management, retirement advice, retirement expert, Miguel Gonzalez CRC, Cortburg Retirement Advisors Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Tune in to hear:From Michael's vantage point, what did he observe during this recent market downturn?How can those nearing retirement overcome the tendency to have knee jerk responses to major negative market events?How can we better inoculate people against volatility before it happens?During a significant financial downturn is it more effective for advisors to be proactively counseling their clients or should they wait for their clients to make the first move?Why is mean reversion such a powerful force, particularly in US markets in recent years?What has Michael's research taught him about tracking and how has it refined the more popular, simplistic conception of tracking?LinksMichael Finke on LinkedInThe American College of Financial ServicesConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionThe Advisor Academy is Orion's free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.Compliance Code: 2332-OAT-9/11/2024

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway discusses the critical question, "How much do I need for retirement?" He explores the challenges that older Americans face in saving enough to live comfortably after they retire. With insights on how inflation, political shifts, and other financial pressures impact retirement savings, A.B. provides practical advice on how to navigate these uncertain times. Plus, find out why depending solely on social security is a risky bet, and discover how to plan ahead with the "Financial Five" team to secure a brighter future.Key Takeaways:Retirement savings are falling short for most Americans: The national average needed for a comfortable retirement is $967,000, but most retirees only have about $144,000 in their accounts.Social Security isn't enough: With the average payout around $20,000 a year, relying solely on Social Security will not cover basic living expenses, especially with rising costs of essentials like food and gas.Plan early with the right team: Building a "Financial Five" team—financial advisor, accountant, lawyer, insurance agent, and estate planner—can strengthen your retirement plan and protect your savings from unforeseen challenges.Notable Quotes:"Retirement shimmers like a shiny but unaffordable object for millions of older households.""Social security is not your golden parachute. You're not going to live the life you want on $20,000 a year.""The financial five are like fingers—separated, they're easy to break, but together, they're strong enough to protect your future."Resources:Download the free eBook: 4 Pillars to Christian Investing, a 19-page guide to mastering account types, debt management, savings, investing, and wealth transfer.Schedule a free consultation with A.B. Ridgeway through the links in the description.Stay tuned and take control of your financial future today!

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway discusses the critical question, "How much do I need for retirement?" He explores the challenges that older Americans face in saving enough to live comfortably after they retire. With insights on how inflation, political shifts, and other financial pressures impact retirement savings, A.B. provides practical advice on how to navigate these uncertain times. Plus, find out why depending solely on social security is a risky bet, and discover how to plan ahead with the "Financial Five" team to secure a brighter future.Key Takeaways:Retirement savings are falling short for most Americans: The national average needed for a comfortable retirement is $967,000, but most retirees only have about $144,000 in their accounts.Social Security isn't enough: With the average payout around $20,000 a year, relying solely on Social Security will not cover basic living expenses, especially with rising costs of essentials like food and gas.Plan early with the right team: Building a "Financial Five" team—financial advisor, accountant, lawyer, insurance agent, and estate planner—can strengthen your retirement plan and protect your savings from unforeseen challenges.Notable Quotes:"Retirement shimmers like a shiny but unaffordable object for millions of older households.""Social security is not your golden parachute. You're not going to live the life you want on $20,000 a year.""The financial five are like fingers—separated, they're easy to break, but together, they're strong enough to protect your future."Resources:Download the free eBook: 4 Pillars to Christian Investing, a 19-page guide to mastering account types, debt management, savings, investing, and wealth transfer.Schedule a free consultation with A.B. Ridgeway through the links in the description.Stay tuned and take control of your financial future today!

It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Scott and Dan have a heart-to-heart about new 403bwise.org tools to help pre-service teachers get wise to the 403(b) and teacher retirement plans.  On-Demand Learning Module for Pre-Service Teachers YouTube video for Pre-Service Teachers Blog Post: Inoculating Pre-Service Teachers From 403(b) Sales Sharks Equitable SEC Settlement Our Pod on the SEC/Equitable Settlement

In this solo episode of the Dollars and Dumbbells podcast, host Justin Green, a Certified Financial Planner™️, shares 5 reasons that he believes that Millennials should be saving for retirement. Connect with Justin Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Schedule a 1:1 Free Intro Call⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠FREE Cash Flow Training⁠⁠⁠⁠ -- 00:51 Personal Philosophy on Retirement 01:46 Reason 1: Flexibility 02:52 Reason 2: Tax Benefits 03:47 Reason 3: Early Savings Advantage 04:53 Reason 4: Increasing Responsibilities 05:48 Reason 5: Self-Reliance 06:37 Conclusion and Call to Action

Send us a textSend us a Text Message.On this week's Smarter Vet Financial Podcast, we share with you the many options available when it comes to saving for retirement, and how you could build assets for your future without depending solely on your retirement accounts.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Many Americans in their 50s feel unprepared for retirement because they haven't been able to put away enough money. Wall Street Journal reporter Hannah Miao joins host J.R. Whalen to discuss steps they can take now to boost the value of their portfolio. Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Unfortunately in the beauty industry, many of us aren't well prepared for retirement. Unlike other industries that offer traditional 401Ks and other retirement support, many of us are left to figure things out on our own. When we plan, save and invest, we can cut out a huge amount of financial stress from our lives. Having extra money in the bank also allows us to take risks, get out of situations we don't like, and more. I'm sharing everything I do as an entrepreneur and salon owner to prepare for my retirement. The content provided on this podcast is for informational and educational purposes only and does not constitute financial advice. I am not a financial advisor, and the opinions shared are based on personal experience and general knowledge. Always consult with a qualified financial advisor before making any financial decisions or changes to your retirement plans.

In this conversation with Ben and Daniel of @RetireJapan_OG TV, we dig into the reasons some people invest in real estate property in Japan as opposed to (or alongside) other types of investment - how it all works - accounting and book keeping - and much, much more!

When I bought my first house, I made a lot of blunders. I'm sharing 5 of those first-time homebuyer mistakes with you today so you can hopefully avoid them! Second, we're back with our Mortgage Free Family segment. This month, we're featuring Tae Kim from the Financial Tortoise YouTube Channel. Tae and his wife hit Coast FIRE with $2 Million invested! He's going to share how they did it and how it allowed him to take a career leap that he loves. Last, we're sharing the Good Word once again. My son Calvin and I are discussing an incredible karmic gesture from one neighbor to another involving a washing machine. EPISODE RESOURCES: Sponsors + Partners + Deals Financial Tortoise (YouTube Channel): https://www.youtube.com/@TaeKimFinancialTortoise Good Word Story (Good News Movement): https://www.instagram.com/p/C8FtKbluHnK/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Timothy P. Pope, CFP®, as he continues to unravel the complexities of retirement planning based on airline direct contributions in Part II of this pivotal series. Building on the insights from Episode 13, this episode dives deeper into whether pilots can and should rely only on their company's contributions to secure a comfortable retirement.Timothy breaks down different scenarios based on career length. Using Delta's 2026 pay rates and projections, Timothy discusses the practicality of expecting retirement funds to sustain lifestyle needs post-career. This episode provides an analytical look at investment strategies, potential market behaviors, and how pilots can proactively manage their retirement planning regardless of external economic conditions.What You'll learn from this episode:Why an Early Start is Important: How different career lengths impact your retirement cash flow success rate.Investment Strategy Adjustments: The importance of adjusting your contributions to match market conditions and career timeline.Realistic Financial Planning: Understanding the implications of relying solely on company contributions and the risks involved.Market Variability and Retirement Planning: How to plan for potential market downturns during critical retirement years.Contributing Beyond the NEC: Why it's crucial to consider additional personal contributions to ensure financial flexibility in your working years and financial stability in retirement.This episode builds on previous discussions by equipping pilots with the knowledge to make informed decisions about their financial future, emphasizing the need for comprehensive planning and personal involvement in retirement strategies.Resources:Pilot Money Podcast Ep 13: Apple | SpotifyPilot Money Podcast Ep 2: Apple | SpotifyKitdarby.com Schedule An Appointment Our Practice's WebsiteEmail: pilotmoneypodcast@ceterainvestors.comDisclosure:Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim's Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. The branch phone number is 704-717-8900. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Investment Advisers.This Podcast is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2803: Kimberly Hamilton explores the critical balance between tackling student loan debt and saving for retirement. She provides actionable strategies to help millennials navigate financial priorities, emphasizing the importance of early investing, taking advantage of employer matches, and understanding interest rates to optimize long-term financial health. Read along with the original article(s) here: https://thefinancetwins.com/balancing-student-loan-debt-and-retirement/ Quotes to ponder: "Paying off your loans can be stressful, I know firsthand, and sometimes knowing you're decreasing the balance feels better than saving for a date 30 years in the future." "This makes meeting your employer match a no-brainer. If you're already making the minimum payments on your student debt, I recommend you do this too." "Waiting even just a few years can cost you tens to hundreds of thousands of dollars in the long run." Episode references: IRA Information: https://www.irs.gov/retirement-plans/traditional-and-roth-iras U.S. Stock Market Return Data: https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2803: Kimberly Hamilton explores the critical balance between tackling student loan debt and saving for retirement. She provides actionable strategies to help millennials navigate financial priorities, emphasizing the importance of early investing, taking advantage of employer matches, and understanding interest rates to optimize long-term financial health. Read along with the original article(s) here: https://thefinancetwins.com/balancing-student-loan-debt-and-retirement/ Quotes to ponder: "Paying off your loans can be stressful, I know firsthand, and sometimes knowing you're decreasing the balance feels better than saving for a date 30 years in the future." "This makes meeting your employer match a no-brainer. If you're already making the minimum payments on your student debt, I recommend you do this too." "Waiting even just a few years can cost you tens to hundreds of thousands of dollars in the long run." Episode references: IRA Information: https://www.irs.gov/retirement-plans/traditional-and-roth-iras U.S. Stock Market Return Data: https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we are talking with Caroline Tanis who is a Financial Advisor and speaker who focuses on helping her clients build their desired lifestyle. In our conversation, we talk about how to talk to your kids about money, introducing them to allowance, spending and saving. We chat about changing our mindset about money being evil and how families who are living paycheck to paycheck can save for the future. We also chat about what parents should be doing to save for retirement, their kids college and so many other things. Caroline is a corporate workshop facilitator, best-selling author, and has been featured in USA Today, Yahoo Finance, and more all with the same mission in mind- helping women and their families use financial planning to build their dream life. You can connect with Caroline on Instagram @tanisfingroup LinkedIn Caroline Tanis or directly on her website https://tanisfingroup.com/Don't forget to follow the podcast on Instagram: @ididntsignupforthispodcast and for more everyday mom life, follow me on Instagram @honestly.kaitlyn, TikTok: @honestly.kaitlyn and YouTube: @honestly.kaitlyn If you enjoyed this episode, I would love it if you would leave a review and share the episode with someone you think would enjoy it!Want to feel comfy and stylish with zero effort or take back control of your chaotic life as a mom? Get 10% off the Everyday Two-Piece Lounge Set (made from 70% bamboo) and our Six-Month Planner designed to be done in as little as 5 minutes to help you stay organized with code PODCAST10 - www.onyourwayco.com

Allie and Quint talk about how to get started early saving for retirement.

This week's episode begins with congratulations on the birth of Jackie's newest grandchild and the importance of family. Jackie Campbell then discusses 401(k) millionaires and what to do with gains in the market. The main themes covered are saving for retirement, market volatility, inflation, and the impact of politics on the economy. The conversation emphasizes the importance of having a plan, working with a professional advisor, and considering factors beyond just the numbers. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com See omnystudio.com/listener for privacy information.

The stats around retirement in America are appalling.  Too many people are reaching retirement age with too little cash flow to allow them to retire comfortably.But the members of our Not Your Average Investor are on a different path.  They are taking control of their retirement goals by looking beyond the conventional 401k.That's why we're bringing two of them on the show to share their strategy for a comfortable retirement so YOU don't have to settle for the average!On this week's show we'll  be joined by Kelly Berenbaum and Lee Bishop to talk about:- why the stats looks so bad for the average American- how to build a better plan for retirement- what Kelly and Lee have built into their plan that is different than most- and more!Kelly Berenbaum is a flat fee fiduciary financial planner, founder of Blue Tree Financial, and real estate investor.  We like to call her "6F's" because she's our Favorite Flat Fee Fiduciary Financial planner Friend in our community!Lee Bishop is a former network engineer, president of Goal 1 Funding, and real estate investor.  We call Lee the "MVP" of the community because he's been there since day 1 and has helped countless of our members understand real estate investing!Don't miss a chance to hear from and talk to two of our community's most popular members.Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2761: Discover the surprising costs of your 401(k) in Logan Allec's exploration of the often overlooked fees draining your retirement savings. Allec illuminates hidden charges like 12b-1 fees, administration costs, and transaction fees, offering crucial advice on how to minimize their impact and maximize your future funds. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Your 401(k) may be charging you for a variety of things that you're not aware of depending on how you use the account." "While some 401(k) providers don't charge fees, the vast majority do, and you may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "12b-1 fees are legally limited to 1% of your total assets, but a single percent can have a substantial impact on your retirement savings." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2761: Discover the surprising costs of your 401(k) in Logan Allec's exploration of the often overlooked fees draining your retirement savings. Allec illuminates hidden charges like 12b-1 fees, administration costs, and transaction fees, offering crucial advice on how to minimize their impact and maximize your future funds. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Your 401(k) may be charging you for a variety of things that you're not aware of depending on how you use the account." "While some 401(k) providers don't charge fees, the vast majority do, and you may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "12b-1 fees are legally limited to 1% of your total assets, but a single percent can have a substantial impact on your retirement savings." Learn more about your ad choices. Visit megaphone.fm/adchoices

Should 70-year-old Bob live off of capital gains and dividends from his mutual funds plus Social Security, or should he sell poor-performing mutual funds for living expenses and reinvest the cap gains and dividends? Which account should Neal's 76-year-old Mother use for living expenses? Should Neal and his wife fund their Roth 403(b) until retirement, or contribute to the regular 403(b) and then do Roth conversions after they retire? That's today on Your Money, Your Wealth® podcast 481 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, the fellas spitball on whether IndyGuy can retire at 64 and Die With Zero, and Rod doesn't want a spitball, but he'd like a dart on the wall as to whether his retirement savings will last until age 88. Free financial resources and transcript: https://bit.ly/ymyw-481 Cruising Into Retirement Checklist & Guide - LIMITED TIME OFFER - download by Friday, May 17! How to Cruise Into Your Retirement - YMYW TV 10 Gruesome Estate Planning Mistakes to Avoid - register for the free webinar, May 22, 12pm PDT/3pm EDT Timestamps: 00:00 - Intro 00:48 - Living Expenses: Cap Gains, Dividends & Social Security or Poor Performers? (Bob, Jupiter, FL) 10:02 - From Which Account Should 76yo Mom Withdraw Living Expenses? (Neal, Dallas, TX) 18:11 - Dart on the Wall for Our Retirement to Age 88? (Rod) 26:08 - Can We Retire at 64 and Die With Zero? (IndyGuy) 35:50 - Save to Roth 403(b) or Traditional Until Roth Conversions at Retirement? (Neal, Dallas, TX) 42:54 - The Derails

Today, Debbie talks with Sarah Fay, an award-winning author, writing teacher, and keynote speaker whose work has been featured in and on NPR, Oprah Daily, Forbes, The Los Angeles Times, and more. Her journalistic memoir Pathological: The True Story of Six Misdiagnoses (HarperCollins, 2022) was an Apple Best Books pick and was hailed in The New York Times as a “fiery manifesto of a memoir.” Her sequel memoir, called Cured, tells the story of Sarah's full recovery from serious mental illness and how recovery is possible for everyone. You can find it on her Substack as an exclusive publication.She writes for many publications, including The New York Times, The Atlantic, Time, and The Paris Review, where she was an advisory editor. Her essays have been chosen as a Notable Mention in Best American Essays and nominated for Pushcart Prizes. As a teacher, she's on the faculty at Northwestern University and runs Writers at Work, a weekly publication, along with workshops, to help writers produce their best work on Substack and get paid (very) well to do it. Her master plan is to make Substack the literary center of the universe. Today, Debbie and Sarah talk about the parallels between her work as an author, her journey from misdiagnosis to recovery from serious mental illness and her work as a teacher for Substack writers. They touch on emotional literacy, the prerequisites for healing from mental illness, how to deal with anxieties as writers, what Substack is and who it is for and what Sarah loves the most about helping writers.  //////////Don't miss the Behind The Scenes for every episode in Debbie's [B]OLD AGE newsletter. ////////// Mentioned in this episode or useful:Pathological: The True Story of Six Misdiagnoses by Sarah Fay (‎HarperOne, 2022)Cured - The Memoir, serialized on SubstackSarah Fay on NPR - Best Of: Diagnosing Mental Health and 'A Molecule Away from Madness' and Without a biological basis, how reliably can we diagnose and treat mental illness? Community of Substack Writers run by Sarah: Substack Writers at WorkSarah's website: https://sarahfay.org/Thomas Insel, MD, former director of the National Institute of Mental Health (NIMH) and author of Healing: Our Path from Mental Illness to Mental Health (Penguin Press, 2022) where he mentions the 3 Ps Sarah talks about on this episode. Connect with Debbie:debbieweil.com[B]OLD AGE podcast[B]OLD AGE newsletter on SubstackEmail: thebolderpodcast@gmail.comDebbie and Sam's blog: Gap Year After SixtyInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell) How to Support this podcast:Leave a review on Apple PodcastsSubscribe Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

Drew, a burnt-out, financially responsible 40-something father of two, hopes he can scale back from his stressful job and still be okay when it's time to retire. James offers a practical and philosophical take as he tackles Drew's question. He demonstrates how to determine when Drew and his wife will be in a good position to fully retire. He also challenges listeners to assess their spending and saving habits and to strike a balance between planning for an unknown future while still finding fulfillment, freedom, and purpose today. Questions answered:How can I determine if I can stop saving for retirement?What introspective questions should I ask now to help me live well pre- and post-retirement?Timestamps:0:00 - Drew's question2:07 - Two mindsets6:08 - Assess current and future needs7:33 - Projection exercise11:28 - Working backwards14:50 - Working 10 more years18:21 - Back to the initial question19:47 - Considering growth rate21:38 - A philosophical question23:52 - 3 Levers26:07 - Check spending/saving habitsCreate Your Custom Strategy ⬇️ Get Started Here.

Welcome back to Passive Income Pilots! In this episode we delve into essential tax strategies tailored specifically for pilots. With the expertise of Toby Mathis from Anderson Advisors, we explore five key ways you can reduce your tax liability effectively. Toby brings his depth of tax knowledge directly to our pilot audience, discussing everything from maximizing deductions to strategic asset management. Additionally, we'll cover an intriguing opportunity for pilots interested in aircraft ownership—how purchasing an airplane can not only serve personal and professional needs but also offer significant tax advantages. If you're looking to navigate the complexities of taxes with ease and make informed decisions that could save you thousands, this episode is your must-listen guide.Timestamped Show Notes:(00:00) - Introduction to the episode with hosts Tait and Ryan.(01:29) - Introduction of the guest, Toby Mathis, and discussion on tax and legal workshops.(04:02) - Explanation of tax brackets and progressive tax systems.(05:13) - Discussion on aircraft ownership, benefits, and deductions related to taxes.(10:24) - Detailed analysis of leasing aircraft and tax implications.(17:15) - Strategies for pilots to utilize aircraft ownership for tax advantages.(23:46) - Overview of various tax reduction strategies and charitable giving.(28:36) - Introduction to tax and legal workshops offered by Toby's firm.(32:02) - Five top tax tips for pilots including HSA benefits.(44:58) - Discussion on solo 401k benefits and other tax-deferred accounts.(53:15) - Conclusion and thanks to guest Toby Mathis.Resources Mentioned:Tax & Asset Protection WorkshopDallas Conference June 27-29Remember to subscribe for more insights at PassiveIncomePilots.com!Join our growing community on FacebookCheck us out on Instagram @PassiveIncomePilotsFollow us on X @IncomePilotsGet our updates on LinkedInHave questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!Legal DisclaimerThe content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions. The hosts, Tait Duryea and Ryan Gibson, do not necessarily endorse the views of the guests featured on the podcast, nor have the guests been comprehensively vetted by the hosts. Under no circumstances should any material presented in this podcast be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any investment. Any potential offer or solicitation will be made exclusively through a Confidential Private Offering Memorandum related to the specific investment. Access to detailed information about the investments discussed is restricted to individuals who qualify as accredited investors under the Securities Act of 1933, as amended. Listeners are responsible for their own investment decisions and are encouraged to seek professional advice before investing.

Data shows that most Americans are ill-prepared for retirement. Bankrate reported that 56% of Americans feel behind on saving for their retirement years. So instead of dreaming of their retirement plans, many are left wondering if they'll be able to retire at all. The idea of a cushy retirement has become more of a pipe dream than a real possibility for most Americans. On today's show, we're going to dive into some of the latest data on the retirement crisis in the United States. We'll discuss the state of 401k balances, Social Security, and more. Most importantly, you're going to learn why saving for retirement is impossible, and what to do instead.

As Financial Literacy Month continues, MarketWatch's retirement editor discusses how to start your plans. Also, Footnoted's Michele Leder breaks down how to access everything you need to know about a company through their SEC filings.

===  Sign up for the Ron & Don Newsletter to get more information at www.ronanddonradio.com ==== To schedule a Ron & Don Sit Down to talk about your Real Estate journey, go to www.ronanddonsitdown.com  ==== Thanks to everyone that has become an Individual Sponsor of the Ron & Don Show. If you'd like to learn more about how that works: Just click the link and enter your amount at https://glow.fm/ronanddonradio/ RonandDonRadio.com Episodes are free and drop on Monday's , Wednesday's & Thursday's. From Seattle's own radio personalities, Ron Upshaw and Don O'Neill. Connect with us on Facebook Ron's Facebook Page Don's Facebook Page ==== --- Support this podcast: https://podcasters.spotify.com/pod/show/ronanddonradio/support

Tune in to hear:How might financial planning conversations need to change in light of the new longevity many will experience?How will the “100 year life” affect the 3 life stages (education, work and retirement) that used to be more clearly delineated?How might we be able to give more salience and power to our mental image of a future self? What does Dr. Mathar's research around this topic suggest?What are the differences between financial wellbeing and financial independence?If financial independence is all about a dollar value, how does financial wellbeing look different?Are there any heuristics Dr. Mathar can offer about following the money vs. following your dreams?LinksDr. Thomas Mathar on LinkedInAegon UKConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 0564-OAS-3/6/2024

Tune in to hear:What is the “Dumb Ways to Die” music video and why was it originally created?Was the above an effective behavioral intervention or did it fall short?Why is buy-in for employer sponsored retirement savings plans so low and what might be done to remedy this?Why might marketing campaigns with behavioral interventions outperform more overt, standard marketing approaches?What did Charlie Munger say was a differentiator in Berkshire's approach?LinksThe Soul of WealthConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 0502-OAS-3/4/3024

This Listener Intervention is all about balancing today's desires with tomorrow's needs. If you're not sure how much should be in your retirement nest egg, tune in! Originally aired 9.22.21

Learn retirement savings strategies tailored for self-employed individuals to secure a financially stable future. How can self-employed individuals effectively save for retirement? What tailored retirement plans should freelancers and small business owners consider? NerdWallet's Sean Pyles and Elizabeth Ayoola discuss the unique challenges of retirement savings for the self-employed and the different retirement plans available to help you understand how to secure your financial future while running your own business. They begin with a discussion of the hurdles of inconsistent income and strategies to manage expenses, with tips and tricks on proactive contribution, the transformative power of compounding interest, and paying oneself a consistent salary. Ayesha Selden, a stock broker, certified financial planner, real estate investor, and art collector,  joins Elizabeth to discuss the intricacies of various retirement accounts for the self-employed. They delve into the benefits of using qualified plans like solo 401(k)s, SEP IRAs, and SIMPLE IRAs, aligning retirement plans with business models, and the strategy of funding retirement through the sale of a business. They also highlight the importance of diversification to mitigate risks, building strong savings habits early on, and the potential of setting a consistent salary for financial stability. In their conversation, the Nerds discuss: retirement savings, self-employed financial planning, retirement plans, retirement strategy, retirement contributions, solo 401(k), SEP IRA, SIMPLE IRA, compounding interest, certified financial planner, financial independence, retirement planning strategies, saving for retirement, business owners, retirement savings options, tax-deferred investments, managing expenses, investment diversification, retirement funding options, self-employment tax, financial management, employee and employer contributions, retirement accounts, consistent salary, fluctuating income, wealth management, retirement savings habits, retirement savings goals, employer matching, retirement savings accounts, retirement nest egg, saving habits, retirement planning advice, self-employment benefits, maximizing retirement savings, investment vessels, financial foresight, and retirement income streams. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.