Podcasts about Gallup

طبق تحقیقات Gallup در سال ۲۰۲3، فقط ۱۵٪ از کارمندان در جهان واقعاً درگیر کارشون هستن.بقیه یا فقط «حاضرند»، یا حتی از کارشون دل‌زده‌ان. یعنی از هر ۱۰ نفر، ۸ نفر با تمام وجود کار نمی‌کنن.در روان‌شناسی سازمانی، می‌گن: “هیچ‌کس با شور و اشتیاقِ صاحب ایده برای هدف اون نمی‌جنگه.”چون ذهن انسان فقط وقتی فعالانه درگیر می‌شه که حس کنه مالک چیزی‌ه.در مدل انگیزشی هرزبرگ (Herzberg)، عوامل رضایت از کار و نارضایتی از کار یکی نیستند.یعنی حتی اگر حقوق خوب بدی، تا زمانی که حس معنا، رشد و دیده شدن در کار نباشه، آدم‌ها فقط “می‌مونن”، ولی “نمی‌درخشن”.و فکت آخر:طبق داده‌های Harvard Business Review، مدیرانی که خودشون را فدا می‌کنن و ساکت می‌مونن تا تیمشون راحت باشه، در ۸۰٪ مواقع دچار فرسودگی شغلی (Burnout) می‌شن.چون مغز انسان نیاز به «بازخورد عادلانه» داره — اگر فقط بده و نگیره، انرژی‌ش ته می‌کشه.

Career alignment refers to the state in which anindividual's work harmonizes with their personal values, interests, skills, andlong-term goals. It involves ensuring that your professional life contributesto your overall well-being and personal fulfillment, rather than merely servingas a source of income. When a career is aligned with one's values, it leads toincreased engagement, job satisfaction, and a more meaningful professionaljourney. According to LinkedIn (2023), 82% of U.S. professionalsbelieve that it is important to work for a company with a culture and valuesthat align with their own. Additionally, Gallup (2025) found that 63% ofAmerican workers report that their organization provides opportunities foradvancement. However, these opportunities are not evenly distributed, as 25% ofworkers lack a clear path for career growth. Caroline Sangal is a Life-First Career Coach and the founderof Next Success. She specializes in helping individuals in their next chaptersbecome authentic success creators by aligning their careers with the lives theywant to lead. As a scientist turned career strategist with a Ph.D. in PolymerScience, she combines her expertise in executive recruiting and certificationsin coaching, HR, and career assessments to guide professionals toward careersthat reflect who they are. Through her signature method, Caroline supportshigh-achieving professionals and job seekers in gaining clarity, fulfillment,and a career that truly fits. She encourages clients to pause, reflect, andrealign so they can move forward with confidence and purpose. Caroline'smission is to normalize questioning one's career path, as asking deeperquestions is often the first step toward creating a life that feels authenticand aligned. Additionally, she hosts the podcast "Your NextSuccess," where she shares powerful stories, insights, and strategies tohelp listeners navigate career transitions and create lives they can be proudof. Outside of work, Caroline enjoys spending time with her husband andteenagers, snuggling with her cats, and riding roller coasters with her handsin the air. She joined me this week to discuss career prosperity. For more information, visit: [Next SuccessCareers](https://nextsuccesscareers.com/) Follow:[@nextsuccessmethod](https://www.instagram.com/nextsuccessmethod)  LinkedIn:[@CarolineSangal](https://www.linkedin.com/in/carolinesangal)   

My guest today Robert Corley Chief Operating Officer of Mercy Ships, offers a refreshing perspective rooted in authenticity and service. His journey from the Navy to leading a global nonprofit is a testament to the power of purpose-driven leadership. At the heart of Robert's leadership is a commitment to serving those who serve others. Robert's personal mission is to serve and influence for the good of God, country, and the world. He believes in utilizing his strengths and talents to uplift those around him, a philosophy that aligns seamlessly with Mercy Ships' mission. Episode Minutes: Minute 3: Career Journey and Leadership Philosophy Minute 9: Empowerment and Autonomy at Mercy Ships Minute 15: Personal Mission and Purpose Minute 21: Lessons in Authentic Leadership To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram My Book -The Internal Revolution:Lead Authentically and Build Your Personal Brand from Within Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

In this podcast episode, Dr. Jonathan H. Westover talks with Jen Recla about leading with curiosity. As a leadership coach, trainer, and outdoor enthusiast, Jen Recla is on a mission to awaken passion, joy, and the spirit of adventure in every professional endeavor. With over 15 years of organizational development experience in leadership, coaching, and mentoring, she specializes in creating growth experiences that inspire and equip individuals and teams to maximize their value and impact. She leverages her top Gallup strengths of woo, maximizer, communication, futuristic, and arranger to make learning fun, bring knowledge to others, and inspire individuals to reach their full potential.  Check out all of the podcasts in the HCI Podcast Network!

It's Wednesday, November 5th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Vulnerable Asian and African girls kidnapped, abused, converted to Islam Christian women and girls are easy targets for persecution in South Asian and African nations. Last Tuesday, a panel at the World Evangelical Alliance's 14th General Assembly shared details. For example, girls in Nigeria, Sudan, and the Democratic Republic of the Congo are often kidnapped, abused, and forced to convert to Islam. Even if they escape, they often face rejection after returning to their families, communities, or churches.  The panel called for better care for the women and girls subjected to such persecution. In Matthew 25:40, Jesus said, “Assuredly, I say to you, inasmuch as you did it to one of the least of these My brethren, you did it to Me.” Finnish stateswoman on trial again for affirming Biblical sexuality Speaking of persecuted women, a Christian woman in Finland is on trial for posting online about her biblical views on marriage and sexuality.  Last Thursday, the country's Supreme Court heard the case of Päivi Räsänen, a 65-year-old Finnish Member of Parliament. The state prosecution of her religious expression continues despite lower courts clearing her of wrongdoing. Listen to her recent comments to CitizenGo.  RÄSÄNEN: “This has been my calling. This has been some kind of privilege, to defend these very crucial values, to defend the freedom of speech and freedom of faith, because that is what we need just now. And also to bring the teachings of the Bible in public.” Lutheran Bishop Juhana Pohjola is also on trial in the case. He said, “I think it is important that Christians continue to be able to defend Christian marriage and the Christian view of humanity without fear.” In 2 Thessalonians 1:8, the Apostle Paul wrote “Therefore, do not be ashamed of the testimony of our Lord, nor of me His prisoner, but share with me in the sufferings for the Gospel according to the power of God.” 40 Days for Life has saved 25,000 babies from abortion 40 Days for Life completed its latest campaign on Sunday. Pro-lifers mobilized for vigils in 671 cities worldwide for the last 40 days.  Shawn Carney, president of the pro-life group, said, “Thanks to your prayers and God's generosity, we continue to receive reports of babies who were scheduled to be aborted--but are instead alive and well!” In some cities, vigils are continuing year-round through the 40 Days for Life 365 initiative. Since 2007, 40 Days for Life has saved over 25,000 babies from abortion.  Former Vice President Dick Cheney died In the United States, former Vice President Dick Cheney died on Monday at the age of 84. His family said in a statement that he died from complications of pneumonia and cardiac and vascular disease.  The statement noted, “Dick Cheney was a great and good man who taught his children and grandchildren to love our country, and to live lives of courage, honor, love, kindness, and fly fishing.” Sadly, Cheney supported homosexual faux marriage because his daughter, Mary Cheney, married her lesbian lover, Heather Poe. Cheney was known as one of the most influential vice presidents in U.S. history. He served as vice president under both terms of President George W. Bush. He was a key yet controversial leader in the “War on Terror” following the 9/11 terrorists attacks. Cheney was a member of the United Methodist Church. He was also the first Methodist vice president to serve under a Methodist president. U.S. Episcopal Church shrinking for anti-Biblical stances The U.S. Episcopal Church released its 2024 Parochial Report last month. And it's not good news. Not surprisingly, the mainline Protestant denomination reported fewer baptisms and a drop in the total number of parishes -- no doubt the result of the Episcopal Church's rejection of Biblical authority and an embrace of sodomy and baby killing through abortion. Worship attendance did increase last year, but is still down compared to a decade ago. At its rate of decline, the denomination could have no Sunday attendance in 30 years. Deuteronomy 4:2 warns, “Do not add to what I command you and do not subtract from it, but keep the commands of the Lord your God that I give you.” Slight decrease in U.S. obesity rate And finally, Gallup reports obesity rates are declining in the U.S. The adult obesity rate stands at 37% this year. That's down from a high of 39.9% in 2022 but up from 25.5% in 2008. While obesity rates have declined recently, diagnoses of diabetes have reached an all-time high of 13.8%. That's up slightly from 10.6% in 2008. The use of weight loss injectable drugs has risen sharply over the past year. The popularity of these weight loss drugs is connected with lower obesity rates but has not lessened the rate of diabetes diagnoses.  Close And that's The Worldview on this Wednesday, November 5th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

In this episode, Eric Clauss sits down with two dynamic leaders who are shaping leadership development across Tennessee's EMS community—Jeff Masten, a 25-year Stryker veteran known for his engaging leadership workshops and people-centered philosophy, and Assistant Chief Elaina Brown of the Nashville Fire Department, whose work in supervisor training is redefining what it means to prepare the next generation of EMS leaders.Together, they offer lessons from corporate, clinical, and command perspectives—each reminding us that leadership begins with understanding yourself, setting clear standards, and developing others.Segment 1: Introduction for Jeff MastenJeff Masten brings over 25 years of leadership experience with Stryker, including more than a decade serving the EMS community. Known for his engaging leadership classes and Gallup-based strengths approach, Jeff helps teams discover how understanding themselves is the first step to leading others. His perspective bridges corporate excellence and the realities of field leadership—reminding us that professionalism, consistency, and personal accountability define how we show up every day.Segment 2: Introduction for Elaina BrownAssistant Chief Elaina Brown of the Metro Nashville Fire Department has dedicated over 30 years to EMS and fire service leadership. From shift command to national instruction at the National Fire Academy, she's shaping leadership training for current and future supervisors through Tennessee's state leadership initiative. Elaina brings grounded wisdom on developing confidence, mastering soft skills, and doing the “extra” work that distinguishes exceptional leaders from average ones.What do a corporate leader and a command-level fire officer have in common?A lot more than you might think. In this powerful dual interview, Jeff Masten and Assistant Chief Elaina Brown join Eric Clauss to talk about leadership through two lenses—corporate and public safety. Jeff shares insights from Stryker's strengths-based leadership philosophy, discussing how professionalism, feedback, and accountability create lasting culture. Elaina builds on that theme, exploring the transition from tactical work to supervisory leadership, the importance of training and soft skills, and how aspiring leaders can prepare for advancement.Together, they offer a roadmap for every listener ready to grow in self-leadership and elevate those around them.Leadership Applications1. Know Yourself First.True leadership begins with self-awareness—understanding your strengths, communication style, and how you respond under pressure.2. Set and Model Standards.Professionalism and consistency create credibility. The way you do anything reflects the way you do everything.3. Develop Others Intentionally.Leaders have a responsibility to prepare successors. Invest in people by teaching, mentoring, and setting clear expectations.4. Bring Solutions, Not Just Problems.As Elaina shared—leaders stand out when they bring ideas and possible solutions forward, not just the challenges.

Gallup research identified 4 traits that followers need and want in a leader. Jason Barger provides his insights on the research based on his work within teams and organizations. Please rate and review the podcast to help amplify these messages to others! For full show notes visit https://jasonvbarger.com/podcast/4-trails-people-need-in-a-leader/ Jason Barger is a husband, father, speaker, and author who is passionate about business leadership and corporate culture. He believes that corporate culture is the "thermostat" of an organization, and that it can be used to drive performance, innovation, and engagement. The show features interviews with business leaders from a variety of industries, as well as solo episodes where Barger shares his own insights and advice. Subscribe to our channel: https://www.youtube.com/@JasonVBarger Make Your 2025 Effective!  Book Jason with your team at https://www.jasonvbarger.com Like or Follow Jason

In this episode of the LeadCulture Podcast, Jenni Catron unpacks a surprising new Gallup study revealing what she calls “the remote work paradox.” While fully remote employees report the highest levels of engagement, they're also less likely to be thriving in life overall—experiencing more stress, loneliness, and emotional fatigue than their hybrid or in-office peers.Drawing from her own work-from-home reflections and years of coaching leaders, Jenni explores the delicate balance between autonomy and connection in today's hybrid workplaces. She highlights three key leadership takeaways from Gallup's findings:Physical distance creates mental distance—why remote employees need intentional connection rhythms.Autonomy can be stressful—how too much flexibility without structure increases cognitive load.Technology can frustrate—and what leaders can do to minimize coordination fatigue.Whether your team is remote, hybrid, or fully onsite, Jenni helps you rethink how to build engagement that doesn't cost wellbeing—and how to cultivate a culture where your people can be both engaged and thriving.We need your help to get the LeadCulture podcasts in front of more leaders! There are three simple things you can do that truly help us: Review us on Apple podcasts Subscribe - we're available wherever you listen to podcasts. Share - let your friends know about the podcast by sharing your favorite episode on social media!

The Service Paradox: How Giving Back Energizes You "I don't have time to volunteer. I'm barely keeping up as it is." Sound familiar? Most leaders think service is something you do when you have extra bandwidth. But here's what they don't realize: Service doesn't drain your energy—it multiplies it. Harvard research shows that people who give time or money are 42 percent more likely to be happy. Volunteering just two hours per week reduces mortality rates by 40 percent. In today's episode, I explore how your brain rewards helping others with stress-fighting chemicals. To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram My Book: The Internal Revolution:Lead Authentically and Build Your Personal Brand from Within  Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Não existe liderança genuína na espera.Se você só age com ordem, é funcionário de luxo não líder.Gallup revela que 73% dos líderes de organizações vencedoras iniciam sem precisar de aval.O tempo do “aguarde instrução” acabou: a carreira orgulhosa do mercado agora é protagonizada pelos que bancam a frente, que arriscam, que fazem.Essa é a virada da liderança real: coragem para puxar, não pedir.

Welcome to Ozempic Weightloss Unlocked, where we break down the most up-to-date stories in the world of Ozempic, from healthcare breakthroughs to the cultural waves reshaping how we think about weight loss. I am glad you are here.Let us dig into one of the biggest developments making headlines: a national Gallup survey just revealed that the United States is seeing a real decrease in adult obesity rates for the first time in years. This is not just a blip. Experts are linking the trend to the rapid rise in use of GLP-1 medications like Ozempic. According to Healthline and CBS News, the number of Americans using these injectables for weight loss has more than doubled in just the past year, with about twelve percent now reporting current use. Women are leading the charge in use and have seen slightly bigger drops in obesity rates compared to men.The story does not stop with adults. Think Global Health points out that Ozempic and similar drugs are being prescribed more frequently to adolescents, with use in children and teens increasing by nearly six hundred percent over the last five years. This surge follows Food and Drug Administration approval for ages twelve and up, but experts caution that pediatric guidelines and global access remain uneven.Back to the grown-ups: age seems to be a key factor. According to Gallup's analysis, adults between forty and sixty-four years old are using these medications most and have had the greatest reductions in obesity rates. Meanwhile, older Americans show higher rates of using these drugs but do not see as big an impact on their obesity numbers.Now, what is happening in the body when someone takes Ozempic? These medications work by mimicking hormones in the gut that help control appetite. They make you feel full longer, reduce hunger, and even curb cravings for fatty foods. The result is, as Medical News Today explains, many people lose meaningful weight — and maintain improvements in blood sugar, blood pressure, and cholesterol levels.But here is something that might surprise you. According to a large international study led by University College London and shared in Science Daily, Ozempic does not just help with weight. It reduces the risk of heart attack and stroke by about twenty percent, even for people who do not lose a lot of weight while on the drug. Researchers saw these heart benefits for people across a range of body types. The study found that a reduction in waist size did explain some of the improvement in heart health, but a full two-thirds of the benefits seemed unrelated to weight loss alone, which suggests Ozempic may support heart health through other mechanisms.Let us talk long-term results, because listeners want to know what happens after the initial weight loss. New research shared in the Cochrane Database of Systematic Reviews and reported by major health outlets compared Ozempic to other leading medications. Drugs like Mounjaro helped patients lose up to sixteen percent of their body weight over twelve to eighteen months and keep it off for as long as three and a half years. For Ozempic, the sustained weight loss averaged eleven percent over sixteen months, with benefits lasting for around two years. All of these drugs outperformed older medications in long-term trials.However, experts say it is important to be aware of the whole picture. Like all medications, Ozempic and similar drugs come with side effects. The most common are digestive issues like nausea, constipation, or diarrhea, along with headaches and abdominal pain. Fatigue can occur too. And doctors stress that weight management with these drugs is not quick or effortless. It is a long-term process that requires commitment to healthy habits in diet and movement for the results to last.One final thought: as usage spreads, voices like the Pew Research Center note that most Americans now see these medications as a good option for people with true weight-related health issues. Still, a sizeable stigma remains about using them for non-medical reasons.Thank you for tuning in to Ozempic Weightloss Unlocked, where the science and stories making headlines come straight to your headphones. Do not forget to subscribe for all the latest news on Ozempic and its impact on health, lifestyles, and beyond.This has been a quiet please production, for more check out quiet please dot ai. Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Gallup's annual update on trust in government institutionsreveals that Americans have the highest level of trust in local government(67%) and the lowest in the legislative branch of the federal government, knownas Congress (32%). In between these two extremes, majorities express trust instate government and the American people. However, less than half of Americansare confident in the executive and judicial branches of the federal government,elected officials and candidates for office, as well as in the federalgovernment's ability to address both domestic and international issues. Michael Butler is currently the first African American Chairof the Missouri Democratic Party. He is also a former Missouri StateRepresentative and was the first African American and Millennial Recorder ofDeeds in St. Louis history. As a former mayoral candidate, Butler is dedicatedto ensuring that "government works for the people" and is activelyleading technological innovations.  This week, he joined me to discuss the current state of theDemocratic Party, exploring whether they have developed an identity thatresonates with Americans and can help them win future elections. Butler alsoshared his thoughts on the state of America under President Donald Trump'sleadership and how the country can begin to heal and move forward after Trumpleaves office. For more information, visit:https://stlouiscityrecorder.org/Instagram: @michaelbutlerstlFacebook: @City Of St Louis, Recorder Of Deedseds  

Well-being science reveals that, despite signs of economic growth during the post-COVID recovery, a widespread "vibecession" phenomenon of U.S. consumer pessimism persists. This challenges the traditional economic assumption that increased discretionary income automatically translates into higher national happiness. To explore well-being science, Harvesting Happiness Podcast Host Lisa Cypers Kamen speaks with Dr. Carol Graham, a senior scientist at Gallup, an author, and a senior fellow in the Economic Studies program at Brookings. Carol discusses the lack of civic and economic education in the US and how that affects vulnerable populations. She also presents statistics on the decline of mental health and wellness among US teens and how a loss of hope contributes to consumer pessimism.This episode is proudly sponsored by:Calm—Offers the #1 app for sleep and meditation. Download Calm and find a place made just for you to rest. Visit Calm.com/HHTR Listeners get 40% off a Calm Premium Subscription. and LEAN—Offers clinically formulated weight management blended with ingredients that support metabolism, appetite control, and healthy fat utilization. Visit http://takelean.com/ and use promo code HHTR to get 20% off your order. and Signos—Offers the world's first FDA-cleared AI-driven app and CGM for weight management and wellness that turns data into lasting habits for better health. Visit Signos.com and use promo code HHTR to get $10 off select plans. Like what you're hearing?WANT MORE SOUND IDEAS FOR DEEPER THINKING? Check out More Mental Fitness by Harvesting Happiness bonus content available exclusively on Substack and Medium.

On this episode of Dominate Your Day, I speak with Dr. Alise Cortez organizational psychologist, author, speaker, and founder of Gusto, Now!, a human and organizational transformation consultancy. Alise and I delve into the journey of discovering purpose and passion in both personal and professional realms. Alise shares her transformative experiences from her small-town roots to becoming a global speaker and consultant, emphasizing the importance of being of service and finding meaning. Our conversation also explores the significance of defining organizational purpose beyond profit, the evolving landscape of leadership, and the need for adaptability in today's diverse workforce. With insights on aligning personal values with work and embracing change, this episode offers valuable lessons for anyone seeking to ignite their inner drive. Episode Minutes: Minute 5: Alise's Journey to Purpose Minute 15: Organizational Purpose and Culture Minute 25:Leadership in the New Workplace Minute 35: The Future of Work and Fractional Employees To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram My Book - The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Well-being science reveals that, despite signs of economic growth during the post-COVID recovery, a widespread "vibecession" phenomenon of U.S. consumer pessimism persists. This challenges the traditional economic assumption that increased discretionary income automatically translates into higher national happiness. To explore well-being science, Harvesting Happiness Podcast Host Lisa Cypers Kamen speaks with Dr. Carol Graham, a senior scientist at Gallup, an author, and a senior fellow in the Economic Studies program at Brookings. Carol discusses the lack of civic and economic education in the US and how that affects vulnerable populations. She also presents statistics on the decline of mental health and wellness among US teens and how a loss of hope contributes to consumer pessimism.This episode is proudly sponsored by:Calm—Offers the #1 app for sleep and meditation. Download Calm and find a place made just for you to rest. Visit Calm.com/HHTR Listeners get 40% off a Calm Premium Subscription. and LEAN—Offers clinically formulated weight management blended with ingredients that support metabolism, appetite control, and healthy fat utilization. Visit http://takelean.com/ and use promo code HHTR to get 20% off your order. and Signos—Offers the world's first FDA-cleared AI-driven app and CGM for weight management and wellness that turns data into lasting habits for better health. Visit Signos.com and use promo code HHTR to get $10 off select plans. Like what you're hearing?WANT MORE SOUND IDEAS FOR DEEPER THINKING? Check out More Mental Fitness by Harvesting Happiness bonus content available exclusively on Substack and Medium.

The Energy Audit that Reveals Why You're Exhausted Here's the productivity lie destroying leaders: "If I just manage my time better, I'll get ahead." You've optimized everything. Downloaded every app. Color-coded your life. Yet you're still running on empty. The problem isn't your time management. It's your energy management. Most leaders are solving the wrong energy problem: trying to fix mental fatigue with more coffee or attempting to repair emotional depletion with task completion. In today's episode, I share the 3-day energy audit that will reveal why you're actually exhausted. To find out more about my work, please visit www.danawilliamsco.com My Book The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here  

Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry.  He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states.  Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education.   Keith Weinhold  0:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Corey Coates  1:34   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around.   Keith Weinhold  4:29   first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest.    Keith Weinhold  13:36   And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com   Keith Weinhold  14:20   something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time.   Keith Weinhold  15:34   Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow.   Keith Weinhold  17:56   I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week.    Keith Weinhold  19:36   As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education.   Keith Weinhold  20:34   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com   Keith Weinhold  21:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com,   Tarek El Moussa  22:19   what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:27   Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there.    Victor Menasce  23:41   We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them,    Keith Weinhold  27:38   okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user.   Victor Menasce  27:53    absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities.    Keith Weinhold  28:30   Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens   Victor Menasce  28:58   I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer   Keith Weinhold  29:43   nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there?   Victor Menasce  31:11   it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building.   Keith Weinhold  32:23    Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate.    Victor Menasce  32:44   Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous.    Keith Weinhold  33:42   I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two?   Victor Menasce  34:06    If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections.    Keith Weinhold  35:45   Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in?    Victor Menasce  36:15   We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient.   Keith Weinhold  37:16   Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing.    Victor Menasce  37:27   We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space.    Keith Weinhold  38:22   And how can our audience learn more about what you're doing   Victor Menasce  38:25   best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well.    Keith Weinhold  38:46   And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show.    Victor Menasce  38:55   Thank you so much.   Keith Weinhold  39:02   Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price.   Keith Weinhold  40:03   next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:02   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  41:30   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

“You were never meant to climb that mountain alone.” - -Keisha BlairWe all face mountains — grief, loss, burnout, financial uncertainty, divorce, a toxic job, chronic illness, or invisible emotional exhaustion. These mountains come in many forms, but they share one thing in common: they test the strength of our spirit.In times like these, spiritual self-renewal isn't an option — it's a necessity. It's the foundation of Holistic Wealth — a life built on spiritual, emotional, physical, and financial well-being. God is sovereign and can move any mountain. In this podcast episode, we discussed the 4 Spiritual Laws of Self-Renewal (from the Holistic Wealth Expanded and Updated Book, with current data on resilience and mental health, to show how these timeless principles can transform both individual lives and entire communities.What You Will Learn from This EpisodeHow to face your “mountains” — grief, burnout, or uncertainty — through spiritual alignment and practical action.The Four Spiritual Laws of Self-Renewal from Keisha Blair's Thrive Global article, and how to apply them daily for emotional, financial, and spiritual resilience.Why self-reflection and personal inventory are proven tools for stress reduction and mental clarity, supported by research from the American Psychological Association.How setting a clear direction of progress can restore motivation and purpose, backed by Gallup and Harvard Business Review findings on purpose-driven living.The neuroscience of hope: how cultivating optimism and gratitude rewires your brain to handle adversity.Spiritual transformation as a long-term resilience strategy — why prayer, meditation, and service strengthen both individuals and communities.The link between Holistic Wealth and spiritual well-being: how aligning your spiritual health amplifies every other aspect of your life — emotional, physical, and financial.How small acts of renewal can create a ripple effect, helping us reach the global goal of 1 Billion People Living with Holistic Wealth.Memorable takeaways and affirmations:The Global Context: A World in Need of RenewalAccording to the World Health Organization, more than 1 billion people worldwide now live with a mental health condition — the highest number in recorded history. Rates of anxiety and depression rose by nearly 25% in the first year of the COVID-19 pandemic alone, and stress-related illnesses continue to climb.Meanwhile, Gallup's Global Workplace Report finds that nearly 60% of employees experience some form of burnout or disengagement at work, costing the global economy hundreds of billions annually.

In this episode, we dive into the often-overwhelming world of building a tech stack for your coaching business! We know the thought of sorting through all the technology options can make your eyes glaze over, but fear not! We break it down into manageable pieces, discussing everything from accounting software to payment processors, calendaring systems, and even email marketing tools. Adding tech to your process should save you time and money, not cause you headaches and cost you cash. Our goal is to help you streamline your processes so you can focus on what you do best – coaching! Are you ready to take your coaching business to the next level? Listen in as we share our personal experiences with different tools and provide recommendations that can help you build a solid tech foundation for a thriving coaching practice.

Summary:In this episode of Brews & Business, host Braedon Kruse sits down with Chief Lance Arnold, Chief of Police for Broken Arrow, Oklahoma. Together, they explore the parallels between running a business and leading a police department, the importance of wellness and training for officers, and lessons in leadership that apply across industries. Chief Arnold shares stories from his decades in law enforcement, his commitment to community engagement, and his vision for building a strong culture of accountability and trust. The conversation highlights adaptability, transparency, and servant leadership as key elements in both policing and business.Chapters:00:00 – IntroductionBraedon welcomes Chief Arnold and sets the stage for a conversation about leadership, law enforcement, and community.03:00 – Building a Culture of WellnessLance shares how Brazilian Jiu-Jitsu was introduced to his department as part of officer wellness and safety initiatives.10:15 – Lessons from Leadership SurprisesLance describes how he reacts to unexpected initiatives and how leaders should embrace ideas from their team.18:40 – Parallels Between Business & PolicingDiscussion on how running a police department mirrors running a business: managing budgets, people, and long-term vision.27:05 – Community EngagementThe role of transparency, public trust, and connecting with citizens.35:20 – Overcoming Challenges in LeadershipHandling criticism, accountability, and fostering resilience in an organization.45:10 – Mentorship & Core ValuesChief Arnold shares lessons from his mentors and the principles that guide his decision-making.55:00 – Future of LeadershipA reflection on what makes a great leader in both policing and business, and advice for the next generation.01:00:00 – Closing ThoughtsBraedon and Lance wrap up with key takeaways on leadership, adaptability, and building trust in any organization.   Become a supporter of this podcast: https://www.spreaker.com/podcast/brews-business--5630487/support.

My guest today is Althea Gordon, founder and CEO of Transformational Talent Group a boutique HR consulting and career development firm.  Althea shares her journey from law school to becoming a successful HR consultant, emphasizing the importance of authenticity, empathy, and empowerment in leadership. She discusses her career transitions, the challenges of starting her own business, and her commitment to helping others find their true calling. Episode Minutes: Minute 9: Starting Transformational Talent Group Minute 15: Empathy and Authenticity in Leadership Minute21: Networking and Self-Advocacy Minute 33: Balancing Work and Life To find out more about my work, please visit www.danawilliamsco.com  LinkedIn Instagram My Book - The Internal Revolution:Lead Authentically and Build Your Personal Brand from Within Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Presented by Lauren Stibgen We have been talking about how much time we spend at work—one-third of our waking hours—and the social friendships and connections we may or may not have there. Like me, you may be just too exhausted to even think about being social at work! After all, sometimes these connections require even more of your time, and your calendar outside of work can be just as busy. Spending time with other Christian working women reminds me all working women—Christian or not—feel the burdens of the elusive work/life balance more than their male counterparts. A 2024 Gallup poll found 51% of women compared to 39% of men feel stressed at work.[1] Women are more likely to juggle personal items during work hours, which also adds to this. Women are balancing work, caregiving, health, and perhaps additional education opportunities making their days long. Making time for more social connections often feels like another thing they just cannot add to their day. Being too exhausted to engage socially is impacting more than just social connections for women; it is also impacting their opportunities for promotion. A study by Leanin.org found women are less likely to be promoted than men, partly because they participate less in informal social interactions.[2] Our Savior Jesus was sometimes too exhausted for more social engagement too! Hebrews 4:15 reminds us we have a high priest who is able to sympathize with our weaknesses. Jesus experienced weariness too. In fact, his exhaustion is one of the things that lead to the interaction with the woman at the well. Jacob's well was there, and Jesus, tired as he was from the journey, sat down by the well. It was about noon (John 4:6). Jesus had sent the disciples ahead to bring back food to him, and he was alone. Wearied in the Bible refers to deep physical and emotional exhaustion. We know Jesus was facing both. And I am sure this resonates with you. Your physical body and emotional state are just gassed. Knowing Jesus felt the same way, what habits did he engage? Jesus went to his Father for refreshment. We see this repeatedly in the gospels. Luke 5:16 and 6:12 tell us Jesus withdrew and went up to a mountain to be in prayer with God. We also read this in Mark 1:35. When you feel too exhausted to connect socially, connect with God in prayer. Take time to bring your burdens to the Lord. Pray for the right connections and interactions. Pray for balance and refreshment. Pray for the right opportunities at work. After all, God is your best social interaction. --- [1] Barry, K. (2024, December 4). More Than a Program: A Culture of Women's Wellbeing at Work. Gallup.com; Gallup. https://www.gallup.com/workplace/653843/program-culture-women-wellbeing-work.aspx [2] Women in the Workplace. (n.d.). Lean In. Retrieved September 29, 2025, from https://leanin.org/women-in-the-workplace/2018/women-get-less-support-less-access-at-work

Losing her mom to cancer reminded Bree that life is fleeting.  Working as a consultant, she also saw how many people are miserable in their jobs.  Connecting these dots, she decided to help people find more joy and meaning in their work and rather than count the days to the weekend, turn things around and actually look forward to getting to work, perhaps even embrace a “TGIM” mentality.  In her book, Today Was Fun: A Book About Work (Seriously) she gives numerous examples of way we can find more joy from our work and our colleagues and encourages employers that creating a fun-filled workplace can improve an organization's performance and bottom line.    Chapters: 00:00 Work Should Be Fun  Bree Groff, author of Today Was Fun: A Book About Work (Seriously) shares how her mother, a kindergarten teacher, inspired her to believe that work can be enjoyable. After experiencing consulting and witnessing widespread job dissatisfaction, Bree realized that many people are not having fun at work.  03:59 A New Perspective on Work  Bree's perspective on work drastically changed after her mother's terminal cancer diagnosis, leading her to question why people wish away their workdays. She advocates for a “middle way” where work is a pleasant way to spend time, not just a means to a paycheck or an all-consuming passion.  10:56 Fun Boosts Productivity  Bree argues that fun at work increases productivity and employee engagement, citing research from Gallup. She challenges the traditional notion that work cannot be fun and explores how elements like comfortable dress codes can enhance well-being and authenticity.  17:29 Embracing Authenticity in Work  Bree uses the example of a heart surgeon listening to ‘Napoleon Dynamite' during operations to illustrate that even serious work can benefit from a relaxed and authentic environment. She emphasizes the importance of treating our brains like athletes by prioritizing sleep, comfort, and mental health.  21:43 Micro Mischief and Generosity  Bree suggests ‘micro mischiefs' for employees to subtly challenge restrictive workplace norms and encourages leaders to assume the best in their teams. She advocates for a cycle of generosity, where leaders support their employees' well-being, leading to increased commitment and better work.  29:01 Humanizing the Virtual Workplace  Bree discusses the benefits of remote work in humanizing colleagues, as shared glimpses into personal lives foster empathy and stronger relationships. She highlights how moments like the BBC interview interruption showcased the human side of professionals, breaking down traditional barriers.  33:11 Future of Joy at Work  Bree emphasizes that physical distance doesn't mean emotional distance in virtual work and suggests structured check-ins to maintain human connection. She notes a positive shift, especially among younger generations, towards valuing mental health and work-life boundaries, which aligns with her vision for joyful workplaces.  41:48 Reflections and Closing  Bill Burke reflects on the work-from-home versus in-office debate, acknowledging both the benefits of in-person interaction and the strong arguments for virtual work. He expresses appreciation for Bree Groff's insights and her book, encouraging listeners to engage with the podcast and the Optimism Institute.  

In this episode of The Franchise Woman Podcast, Rebecca Monet sits down with Rachel Wommack, a standout franchisee of A Place At Home in Albuquerque, New Mexico. Rachel shares her inspiring journey from growing up in Gallup, NM, to working in skilled nursing and case management, and ultimately launching her own franchise dedicated to providing compassionate care for seniors. She opens up about: Why she chose franchising over starting from scratch The support system that gave her the courage to launch her business How her grandmother's strength and joy continue to influence her leadership The challenges of balancing back-office tasks with caregiving responsibilities Building a culture of empathy, patience, and relationships within her team and community Rachel reminds us that elder care is more than a business—it's a calling. Her story highlights how persistence, compassion, and a supportive network can turn challenges into impact. #Franchising #SeniorCare #WomenInBusiness #Leadership #Podcast

The 5-Minute Presence Practice to Boost Your Leadership Here's the leadership question that makes everyone uncomfortable: In your last three important conversations, were you present or performing? Most leaders spend so much energy managing how they're perceived that they miss opportunities to create real impact. Think about yesterday's most important leadership interaction. Were you thinking about your response while they were talking? Did you feel pressure to have the "right" answer immediately? You were likely performing instead of being present. Learn the 5-minute presence practice that can boost your leadership in today's episode. To find out more about my work, please visit www.danawilliamsco.com My Book The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

The world needs strong leaders. Leaders who know their unique talents and use them to solve humanity's toughest challenges. Leading With Strengths is Gallup's global study of change-making leaders. Through in-depth interviews, we uncover the decisions, mindsets and strengths that define exceptional leadership across industries and cultures.Marlene Tromp, Ph.D., is the 28th president of the University of Vermont and a proven leader in public higher education. Her presidency builds on UVM's tradition of excellence as Vermont's flagship land-grant research university, with a focus on student success and elevating its high-impact research enterprise.Listen to the full series at www.gallup.com/leading-with-strengths

The “No Kings” rallies take a bizarre turn as organizers openly display sponsorships from the Communist Party USA and the Democratic Socialists of America. Tara unpacks the irony of “pro-democracy” protests backed by totalitarian sympathizers, the deepening divide between socialism and democracy, and how Gallup's latest poll reveals the left's growing comfort with Marxist ideology. Plus, a shocking story out of New York — a candidate polling ahead while appearing with a terror-linked figure.

In this episode, Jeff Blumberg breaks down the key factors that keep staff motivated, productive, and aligned with your practice's purpose, plus useful ways to build a truly engaged team.    The MGE Power Program - https://www.mgeonline.com/power-program  Gallup article - https://www.gallup.com/workplace/349484/state-of-the-global-workplace.aspx 

 When it comes to the U.S. Supreme Court, public opinion is becoming increasingly divided, with a noticeable partisan split. A new poll reveals that 43 percent of Americans - the highest rate Gallup has ever recorded - believe the highest court in the nation now leans too far to the right.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Friday October 17, 2025: In this episode of Future Ready Today... The Wall Street Journal reports that SHRM's invitation to anti-DEI speaker Robby Starbuck triggered outrage across HR circles. Jacob explains why boycotting the event might reveal more about HR's fragility than its values. Then, a Times of India report shows nearly half of U.S. employees are secretly using AI tools at work — a growing “shadow AI” movement that exposes weak leadership and poor communication. Reuters highlights how Citigroup's AI copilots now save 100,000 hours per week, while Unleash.ai and Gallup reveal deep workforce divides: only one in three workers feel future-ready and just 40% have a “quality job.” Finally, HR Canada Magazine finds that Gen Z workers feel more comfortable talking to ChatGPT than coworkers — and Harvard Business Review questions if CHROs should abandon performance improvement plans. Each story uncovers one truth: the future belongs to leaders who can handle discomfort, embrace AI, and rebuild trust in the workplace. Get my new book here: 8EXLaws.com

One bit of news that caught my attention was the declining trust that the American public has in higher education over the last decade. In good news, Gallup found that trust did increase from 2024 to 2025. However, it is still markedly down from 2015. Not surprisingly, those levels of trust differ by political affiliation, as most things seem to different by political affiliation nowadays. Another study by Pew states that young adults are increasingly questioning the value of a four-year college degree, especially when looking at the cost of it. This is coupled with smaller four-year liberal arts institutions because of declining enrollment. There are a number of factors for this, but a main one is whether such an education adequately prepares one for a successful future, or whether it is really necessary at all. But if not higher education, then what? Where are 18 year olds supposed to go after they graduate high school? It is true that skilled tradespeople are in demand and can lead to a career. In fact, there is an increase in the number of people entering trade school and vocational programs. That for sure is great news.Another pathway for young adults is joining the military. Those numbers have been increasing as well, reversing a long-term trend of declining enlistments. However, less than 1% of Americans are on active duty. The current overall veteran population is only 7.4%. The larger question still remains of whether being in the military can adequately prepare a person for life and a career after serving?My guest today on Experience by Design podcast thinks so. Lee Pepper has served in the military, and he also has worked in business. He sees a lot of connections between the two, which he wrote in his book “Never Outmatched: Military Strategies to Lead, Innovate, and Win in the Modern Marketing Battlefield,” which I will say I have read and is pretty great. We talk about how innovation doesn't mean throwing everything out, but new applications in current environments given emergent tools. He describes how he seeks to mentor soldiers who are struggling after the military to help them apply what they learned in the service to life outside of it. He translates how military speak can be translated into corporate speak to help increase those connections. Lee also talks about how these lessons can be applicable to everyone looking to improve innovation, strategy, and leadership. He also relates his marketing work for a recovery and treatment facility, and what he learned from that environment and how lifetime relationships can help for long-term recovery. Finally, he shares his experience about being a docent in an art museum, and how his wife's art work relates to his own creativity, risk taking, and innovative inspiration. Lee Pepper LinkedIn: https://www.linkedin.com/in/leepepper/Never Outmatch Book: https://www.neveroutmatched.com/

Dans cet épisode, Marine Decarsin, Business Process Owner dans un groupe international du secteur médical, nous partage un parcours atypique, guidé par la liberté d'être soi-même, l'audace de sortir du cadre, et la conviction que la différence crée de la valeur.De l'Inde à l'Australie, du vin au conseil, Marine a su faire de chaque virage une opportunité de grandir.Aujourd'hui, elle coordonne des équipes à l'international sans lien hiérarchique, bouscule les codes pour fluidifier la collaboration, et incarne un paradoxe fascinant : structurer des process... sans être procédurière.Son top 5 de talents ? Woo, Activator, Adaptability, Context, Empathy.Marine raconte comment elle a longtemps perdu de l'énergie à "vouloir rentrer dans une boîte", avant de réaliser que c'est précisément sa différence qui fait sa valeur. "C'est très gratifiant de savoir qu'on peut amener de la valeur en étant soi-même."Ce qu'elle apporte "hors du cadre", c'est exactement ce qui est apprécié et valorisé sur le vaste projet qu'elle pilote.Un épisode qui donne envie d'assumer pleinement ses talents, de sortir du moule, et de créer sa propre définition du succès.Avec en creux, de bonnes pistes pour mobilier encore mieux les énergies de chaque personne dans votre organisation.---Culture Talents est un podcast proposé par Le Labo des Talents.Animation : Florence HardyRéalisation : César Defoort | Natif.-----Florence Hardy et les coachs du Labo des Talents sont certifiés par Gallup, cependant nous précisons que Le Labo des Talents n'est pas affilié à ni ne représente Gallup.Les idées que nous partageons ici ne sont pas officiellement contrôlées, approuvées ou soutenues par Gallup Inc. Gallup®, CliftonStrengths® et les 34 noms de thèmes de CliftonStrengths® sont la propriété de Gallup, Inc. Pour plus d'informations, rdv sur www.gallup.com.Envie d'en savoir plus ? Au Labo on est toujours ravis d'échanger, faites-nous signe sur LinkedIn https://www.linkedin.com/company/lelabodestalents/ou sur www.labodestalents.frHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

This is part 2 of my wonderful conversation with Eileen Collins, retired U.S. Air Force colonel and first American woman commander of a space shuttle. In this episode, she discusses her leadership style, especially post-Columbia tragedy. Eileen also emphasizes the significance of setting personal mission statements, learning from mistakes, and staying focused despite external distractions. The episode concludes with practical advice for aspiring leaders, highlighting the value of reading, mentoring, and maintaining humility. Episode Minutes: Minute 1: Pursuing the Dream of Becoming an Astronaut Minute 5: Overcoming Self-Doubt and Finding Mentorship Minute 9: Adapting Leadership After the Columbia Tragedy Minute 14: Balancing Family and Astronaut Life Minute 18: The First American Woman to Command a Space Mission To find out more about my work, please visit www.danawilliamsco.com  My Book The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Following economic news too closely can give you feelings of whiplash and confusion, and may not speak to your personal experience. What economic information should you actually pay attention to, and how should you interpret what you hear? Former economics professor and head of the Federal Reserve Bank of Chicago, Austan Goolsbee, and the CEO of polling and analytics company Gallup, Jon Clifton, break down the economic indicators we come across all the time. They tease apart what's based on data and reality, what's missing, and what's hype and fluff. And how consumers react to economic news, they explain, adds yet another layer of feedback to the equation. Social media influencer and financial advisor Vivian Tu, the founder of advice brand Your Rich BFF, moderates the conversation.

One way in which the University of St. Thomas is  trying to realize its mission to "educate students...to work skillfully...to advance the common good" is with a new course  called Work and the Good Life. Most of our students come here expecting that their college degrees will help them find jobs out of college. But as UST President Rob Vischer says, one reason that we have stellar employment outcomes is that we care about more than employment outcomes. We're helping to form whole human beings, not just working people. And most of those people don't just want paid employment; a Gallup study a few years ago found that most of them want a purpose but relatively few would find it early in their careers. So this course is designed to enable  students to think critically about their career choices so they can act wisely on the way to work that serves a worthwhile purpose in their lives and those of others.In the second of a three-part speaker series, students heard from Second Harvest Heartland Chief Development Officer Erica Campbell about her quest for work and the good life. Sponsored by The Melrose & The Toro Company Center for Principled Leadership. Produced by Nicole Zwieg Daly, JD, EdD, CPPM. Engineered by Tom Forliti.

Your Leadership GPS Check—Which Element Needs Attention First? Most leaders are navigating their biggest challenges without any internal guidance system. They're leading by reaction instead of intention. By external pressure instead of internal compass. The result? Scattered energy across random priorities instead of focused impact on what matters most. You wouldn't drive across the country without GPS, yet most leaders are navigating their careers without any internal direction system. Today, I share a way to perform a 60-second leadership GPS check. To find out more about my work, please visit www.danawilliamsco.com My Book The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it's time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make a clean break from your job? Hosts Sean Pyles and Elizabeth Ayoola discuss everyday wallet decisions and career change trade-offs to help you understand how everyday money habits and major career choices can strengthen your financial stability. They begin with a candid, “What's in Your Wallet?” segment, revealing what they keep close and providing some tips and throughs on keeping a small emergency cash stash, rotating rewards cards wisely, and avoiding risky wallet habits like storing everything in your car. Then, Tess Vigeland, Smart Money producer and author of Leap: Leaving a Job with No Plan B to Find the Career and Life You Really Want, joins Sean and Elizabeth to help answer a listener's question about whether they should quit their job or simply “quiet quit.” They discuss building a “freedom fund” before quitting, ways to reduce workload without burning bridges, the realities of healthcare and benefits if you leave your job, how today's labor market affects timing, and why giving yourself reflection time can clarify your next step. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Gold Card Review: Dining Rewards Royalty https://www.nerdwallet.com/reviews/credit-cards/american-express-premier-rewards-gold  American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: quiet quitting, emergency fund, freedom fund, how much cash to keep at home, what to keep in your wallet, wallet organization, travel credit cards, cashback card strategy, debit vs credit, remote work burnout, career change planning, leave a job without plan b, how to quit without burning bridges, lateral move vs new job, reduce workload tips, using AI at work, outsource repetitive tasks, referral risk when underperforming, healthcare after quitting, benefits when changing jobs, real estate license costs, FIRE financial independence retire early, savings goals at 29, HSA spending, high deductible health plan, emergency cash vs card, labor market trends, employee engagement Gallup, identity beyond work, partner concerns about quitting, building a freedom fund timeline, cash vs digital payments, keeping cards safe, rotating cards for categories, smart travel rewards use, backup plan before quitting, burnout signs, and when to leave a job. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Does a college degree get you anything these days? Some people say no, but the reality is far more complicated. About 19 million people are going to college right now. But one recent poll from Gallup shows that the percentage of Americans who view college as very important is at an all time low, dropping from 75% in 2010 to 35% now. Those who say it's not very important increased from 4% to 24% in the same time period. This is a pretty dramatic change that goes beyond ballooning costs.Brittany chats with Elissa Nadworny, an education correspondent for NPR, and Kathryn Palmer, reporter for Inside Higher Ed, to get into what's behind this changing perception – what politics has to do with it – and whether college is still worth it.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Stressed out? A recent Gallup poll shows one in two Americans is stressed out every day. The poll found it's affecting how much and how well we sleep. And women are slightly more stressed than men. Dealing with that level of negative emotion is exhausting. But it doesn't have to be. You can lessen stress in just minutes with a few resets to your routine and lifestyle. On the Dying to Ask: 3 simple stress resets for when life gets overwhelming The science behind why they work And a blueprint on how to fit them into your day when you're turning into a stress ball

Peter Berkowitz, author of "Explaining Israel: The Jewish State, the Middle East, and America", and former Director of Policy Planning at the U.S. Department of State; joins Andrew Walworth, Tom Bevan and Carl Cannon to discuss the future of Gaza, the return of hostages and whether Trump's peace plan will succeed. Then, the guys talk about last night's gubernatorial debate in New Jersey and look ahead to tonight's gubernatorial debate in Virginia. Plus, they chat about a new Gallup poll that shows a decline in Americans' approval of key government agencies, part of a broader trend in declining trust of many public institutions. Then lastly, Edwin C. Hagenstein, author of the new book, "Vanishing Point: In Search of our Constitutional Future", joins Andrew and Carl to discuss how to view the Constitution in light of the current political environment. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In honor of National Space Week, we're excited to bring you part 1 of this two-part interview series with Eileen Collins, retired U.S. Air Force colonel and first American woman commander of a space shuttle. Our conversation dove deep into what it really takes to lead with authenticity, push through barriers, and stay focused on your personal mission, even when the odds are stacked against you. Eileen shared how embracing her true self — not trying to fit a mold or mimic others — helped her stand out and succeed in one of the most high-pressure careers imaginable. Eileen shares insights from her book, 'Through the Glass Ceiling to the Stars,' discussing authenticity, overcoming hurdles, and the importance of being true to oneself. She provides a detailed account of her internal journey, mentorship experiences, handling high-stress situations. To find out more about my work, please visit www.danawilliamsco.com My Book The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Welcome to the Social-Engineer Podcast: The Doctor Is In Series – where we will discuss understandings and developments in the field of psychology.   In today's episode, Chris and Dr. Abbie explore the intriguing phenomena of dreams, the placebo effect, and déjà vu. They delve into the mysteries of why dreams can feel more emotionally intense than reality, how belief can trigger real physiological changes, and the perplexing sensation of déjà vu that leaves us questioning our memories. Through engaging discussions, they uncover what science knows and the many questions that remain unanswered about these fascinating topics. [Oct 6, 2025]   00:00 - Intro 00:54 - Dr. Abbie Maroño Intro 01:14 - Intro Links -          Social-Engineer.com - http://www.social-engineer.com/ -          Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/ -          Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/ -          Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/ -          Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb -          CLUTCH - http://www.pro-rock.com/ -          innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/                                 03:17 - The Topic of the Day: Dreams, Placebo and Deja Vu 04:11 - Why Do We Dream? 07:01 - Information Integration 09:36 - Second-Hand Emotion 11:41 - What We Don't Know 14:28 - Uploading Your Dreams 17:26 - The Placebo Effect 22:57 - Context Dependent 26:09 - Non-Responders 28:21 - Deja Vu 30:01 - The Smell Trigger 31:31 - The Emotional Aspect 34:43 - What's Your Sign? 35:44 - Wrap Up 35:59 - Next Month: Ambition    36:34 - Outro -          www.social-engineer.com -          www.innocentlivesfoundation.org   Find us online: -          LinkedIn: linkedin.com/in/dr-abbie-maroño-phd -          Instagram: @DoctorAbbieofficial -          LinkedIn: linkedin.com/in/christopherhadnagy     References: Barrett, D. (2001). The committee of sleep: How artists, scientists, and athletes use dreams for creative problem solving—and how you can too. Oneiroi Press.   de la Fuente-Fernández, R., Ruth, T. J., Sossi, V., Schulzer, M., Calne, D. B., & Stoessl, A. J. (2001). Expectation and dopamine release: Mechanism of the placebo effect in Parkinson's disease. Science, 293(5532), 1164–1166. https://doi.org/10.1126/science.1060937   Hobson, J. A. (2009). REM sleep and dreaming: Towards a theory of protoconsciousness. Nature Reviews Neuroscience, 10(11), 803–813. https://doi.org/10.1038/nrn2716 Hobson, J. A., & McCarley, R. W. (1977). The brain as a dream state generator: An activation-synthesis hypothesis of the dream process. Cognitive Psychology, 5(4), 448–502. https://doi.org/10.1016/0010-0285(77)90005-9   Platek, S. M., Critton, S. R., Myers, T. E., & Gallup, G. G. (2003). Contagious yawning: The role of self-awareness and mental state attribution. Cognitive Brain Research, 17(2), 223–227. https://doi.org/10.1016/S0926-6410(03)00109-5   Revonsuo, A. (2000). The reinterpretation of dreams: An evolutionary hypothesis of the function of dreaming. Consciousness and Cognition, 9(2), 210–218. https://doi.org/10.1006/ccog.2000.0422   Stickgold, R., & Walker, M. P. (2013). Sleep-dependent memory triage: Evolving generalization through selective processing. Trends in Cognitive Sciences, 17(10), 501–507. https://doi.org/10.1016/j.tics.2013.06.003   Voss, U., Holzmann, R., Tuin, I., & Hobson, J. A. (2009). Lucid dreaming: A state of consciousness with features of both waking and non-lucid dreaming. Sleep, 32(9), 1191–1200. https://doi.org/10.1093/sleep/32.9.1191   Wager, T. D., Scott, D. J., & Zubieta, J.-K. (2007). Placebo effects on human μ-opioid activity during pain. NeuroImage, 35(1), 253–264. https://doi.org/10.1016/j.neuroimage.2006.11.026

Navigating Modern Supervision & Leadership | Dr. Behnam Bakhshandeh & Dr. Aileen Zaballero | The Organized & Engaged Supervisor This episode of Inner Voice – A Heartfelt Chat with Dr. Foojan explores the evolving world of leadership, supervision, and workforce development. We're joined by two trailblazing thought leaders in organizational transformation and human potential:

When you follow the news, particularly in countries like the UK and the US, it sometimes feels like people are less optimistic about their lives than they were in the past. But a new piece of analysis from polling company Gallup suggests this might just be the local view, not the global one. Using data from the Gallup World Poll, it suggests that “people in more countries are living better lives and expressing more hope for the future” than at any point in the last decade.Tim Harford speaks to Gallup's Benedict Vigers, who wrote the report, to understand what improvements in the “global median for thriving” really means. If you've seen a number in the news you think we should look at, email the team: moreorless@bbc.co.ukPresenter: Tim Harford Series producer: Tom Colls Sound mix: Bob Nettles Editor: Richard Vadon

Hillsdale College Radio General Manager and Radio Free Hillsdale Hour host Scot Bertram fills in for Jim on Friday's 3 Martini Lunch. Join Scot and Greg as they break down the end of taxpayer-funded subsidies for electric vehicles, Zohran Mamdani's push to dismantle gifted education, and trust in the news media falling to yet another all-time low.First, they welcome the expiration of $7,500 federal subsidies for electric vehicle buyers, which ended in September under the Republicans' One Big Beautiful Bill. The subsidies were paid for with your tax dollars. Automakers enjoyed a brief sales surge before the deadline but are now bracing for a steep drop in demand. Scot points out that despite Democrats' efforts to force us to accept EV's, most people just don't want one.Next, they groan as Democrat New York City mayoral nominee Zohran Mamdani vows to end gifted education from kindergarten through second grade. Scot and Greg explain how the left is obsessed with equity instead of excellence. So instead of pushing every student to be the best they can be, they hold back the higher-achieving students to create more equal outcomes.Finally, they review the latest Gallup poll showing only 28 percent of Americans have trust in the media, which is yet another record low. Scot gives one example from just the past few weeks to explain why that loss of trust is fully justified. They also explain how this gives other news sources to win that trust. They also note efforts by CBS and The Washington Post to bring in more voices and more perspectives to their news and opinion content.Please visit our great sponsors:Get 20% off your first purchase of classic menswear. Visit https://MizzenAndMain.com with promo code 3ML20—shop online or visit a Mizzen and Main store in select states. Build your fall sanctuary of comfort with Boll and Branch. Save 20% plus free shipping on your first set of sheets at https://BollAndBranch.com/THREEMARTINI —offer ends soon, exclusions apply.

Democratic nominee Zohran Mamdani continues to hold a significant lead in the New York City mayoral polls, despite business leaders warning that his progressive policies could spark an exodus of both companies and residents. His platform includes tax hikes on top earners, rent freezes, and promises like free buses and free childcare. His popularity in our country's largest city highlights the concern that capitalism is losing popularity. A Gallup poll from last month indicates that only 54% view capitalism favorably, down from 60% in 2021. Meanwhile, 39% of Americans—in that same poll—say they have a positive perception of socialism. Despite a track record of failed experiments worldwide, voters and lawmakers appear to be warming to socialism-inspired policies; for example, up to 18 states have experimented with universal basic income programs. FOX Business Network's Dave Asman joins Gerri Willis to discuss his new four-part series, "The Socialism Threat," which examines the failures of socialism in the past and how governments are now trying to reverse the economic damage done. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four Thursday takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. Who Do You Trust? Clay Travis outlines a Gallup poll that reveals trust in the media has plummeted to a record low of just 28%, compared to over 70% in 1980. Clay explores why Americans no longer trust legacy media, citing misinformation during COVID-19 and the Russia collusion narrative. He challenges listeners to share which media figures they still trust, emphasizing the difference between agreeing with someone’s opinion and trusting their factual accuracy. Make it Make Sense Clay also breaks down the controversy over illegal immigrants receiving healthcare benefits in the Democrats’ continuing resolution. While Democrats claim federal funds aren’t directly paying for undocumented healthcare, Clay explains how federal dollars flow to states like California, New York, and Illinois, which then allocate funds for these services. He ties this to COVID-era spending that Democrats want to make permanent, warning that these embedded costs are fueling the shutdown fight. Practicing Gratitude Clay continues the conversation on the collapse of trust in media, sparked by a Gallup poll showing confidence at historic lows. Clay shares listener reactions and humorously calls out fellow radio host Jesse Kelly for ordering $75 tequila shots, tying it into a broader discussion about gratitude and humility in media. Clay argues that many in mainstream media lack appreciation for their privileged positions, contrasting that with his own daily practice of gratitude and the conservative ethos of thankfulness for living in America. The American Dream An in-depth interview with Congressman John James, who is running for governor of Michigan. James responds to Al Sharpton’s false claim that Michigan lacks Black congressional representation, calling out identity politics and emphasizing policy over race. He outlines why Michigan will be the epicenter of U.S. politics in 2026 and 2028, citing open gubernatorial and Senate seats, competitive House races, and the state’s pivotal role in presidential elections. James stresses the need for strong Republican leadership to restore trust, improve education, strengthen the economy, and secure election integrity. He also shares his inspiring personal story—from growing up in Detroit to graduating West Point, serving as an Apache pilot in Iraq, and building a successful business—underscoring his commitment to faith, family, and service. Clay's Got Balls! Clay promotes his upcoming book “Balls”, which argues why young men and sports fans should vote Republican, and says he's going to donate all proceeds to charity and asks the audience which charity he should support. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuckYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Episode 2704 - Vinnie Tortorich and Chris Shaffer discuss coffee culture, the decline of keto, and its popularity, climate concerns, and more. https://vinnietortorich.com/2025/09/the-decline-of-keto-episode-2704 PLEASE SUPPORT OUR SPONSORS   YOU CAN WATCH THIS EPISODE ON YOUTUBE - The Decline of Keto Vinnie shares how he came up with his French Roast. (2:00) Chris was never part of the coffee shop culture. They discuss a recent discussion on X about coffee: It's heart-healthy! There have been other things that have been demonized, like meat; however, it's often based on conclusions from poor epidemiological studies. (12:15) Epidemiological studies can be unreliable, and data can be manipulated. (16:00) Nina Teicholz uncovered information in her research that exemplifies this in her book Big Fat Surprise, which is available in Vinnie's Book Club. (17:00) A small German study reports that the keto diet can help mental health. (18:00) Dr. Chris Palmer and Dr. Georgia Ede have both studied dietary lifestyle and its effects on depression and mental health. Global reports suggest the ketogenic diet is losing popularity. (24:00) Is it because of people getting tired of it, or is it GLP-1 use? They discuss another downside of GLP-1s, which is not learning to manage eating. The ketogenic diet is healthy for various reasons, including being shown to manage metabolic disease and provide mental health benefits. Companies are rebranding to relabel their products as high-protein, low-sugar, or gut-friendly. (32:00) If you are new to the podcast, Vinnie has a documentary about the fake meat industry entitled “Beyond Impossible.” (37:30) They discuss some of the content, including climate concerns. A Gallup survey indicates that there are 4% vegetarians and 1% vegans in the U.S. population. (45:00) Vinnie doesn't care what people eat; he wants them to eat healthily and avoid malnutrition. Someone to Blame They discuss other environmental arguments, such as how termites put out more methane than ruminants. (50:00) Various environmental arguments have changed and haven't come to fruition. There are concerns like monocropping, pollutants, and destroyed topsoil that are a concern. (55:00) John Wayne and his rugged individualism are apparently the cause of eating too much meat, according to some sources. If you are interested in the NSNG® VIP group, it will be reopening soon. But you can get on the wait list - More News If you are interested in the NSNG® VIP group, it will be reopening soon. But you can get on the wait list - Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel.  “Dirty Keto” is available on Amazon! You can purchase or rent it . Make sure you watch, rate, and review it! Eat Happy Italian, Anna's next cookbook, is available!  You can go to  You can order it from .  Anna's recipes are in her cookbooks, website, and Substack–they will spice up your day!  Don't forget you can invest in Anna's Eat Happy Kitchen through StartEngine.  Details are at Eat Happy Kitchen.    PURCHASE  DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere:  Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere:  REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere:  FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere: 

On Monday's Mark Levin Show, President Trump rightly criticized Sen Tim Kaine for saying that our rights come from government, not God. The book "Ameritopia" explained that John Locke had profound influence on America's founders during the Revolutionary period. Locke's philosophy was, natural law, derived from God's will, governs all, including governments; no authority can violate inalienable rights; and governments exist by consent to preserve these rights, not create them. This connects to the Declaration of Independence's principles. Kaine's view is stunning and representative of the Democrat position. Also, the Democrat Party has radicalized far beyond its base, leaving behind traditional Democrats like veterans, police, firefighters, and generational members who now form a minority. A recent Gallup poll, show that only 42% of Democrats view capitalism positively, while 66% favor socialism. This reflects the entire party, not just the base, as evidenced by elections of socialists in cities like New York and support for figures like AOC and Bernie Sanders. This Democratic radicalization is partly due to new immigrants from anti-capitalist societies. Later, Dr Zuhdi Jasser calls in to discuss his run for Arizona's 4th Congressional district. Jasser emphasized his commitment to service, love for America, and fighting against radical Islam, and far-left policies exploiting freedoms. Jasser would be a counter to progressive kooks like Rashida Tlaib and Ilhan Omar. Afterward, sanctuary states and cities are unconstitutional. America fought a civil war making that clear. States and cities cannot defy federal constitutional authority that is clearly granted to the national government -- the enforcement of federal immigration law. They cannot nullify federal law. Learn more about your ad choices. Visit podcastchoices.com/adchoices