Podcasts about get your financial life together

Can you believe we're a week away from the finale of this season of the More Money Podcast? Helping me draw this season to a close is returning guest Erin Lowry, author of the widely popular Broke Millenial series. With her latest instalment in the series just hitting bookshelves, she's joining me on the show today to talk about her new workbook, Broke Millennial Workbook: Take Control and Get Your Financial Life Together and you better believe I'm giving away some copies to some lucky listeners! Previous to this workbook, Erin has authored Broke Millennial, Broke Millennial Takes On Investing, and Broke Millennial Talks Money. She's been featured in The New York Times, Wall Street Journal, and on CBS Sunday Morning, CNBC, and The Rachael Ray Show. She has also written for The New York Times and USA Today, and currently contributes to Bloomberg Opinion. In this episode, Erin shares how this workbook challenges you to take action with your finances by crunching your numbers, looking at the big picture, and figuring out what your real money goals are for your future. Erin also shares how she's updated the previous advice given in her other books to better reflect how to navigate a post-pandemic world. Finally, she shares what chapters in her book she thinks are the key to sorting your personal finances. For full episode show notes visit: https://jessicamoorhouse.com/371

Navigating your finances through unemployment. Credit Canada Counsellor Randolph Taylor shares his tips for handling your money during this stressful time. And, a contest to help you learn about investing, but without all the risk. Mark Noble from Horizons ETFs tells us about The Biggest Winner trading simulation, in partnership with National Bank. Then, how to safeguard your inheritance for your loved ones. Selene Soo from RBC Insurance shares her insight.  Plus, we'll speak Erin Lowry, author of the Broke Millennial series, about the Broke Millennial Workbook: Take Control and Get Your Financial Life Together. To find out more about the guests check out: Mark Noble: com | Twitter | Facebook | Instagram Randolph Taylor: com | Facebook | Twitter | LinkedIn | Instagram Erin Lowry: com | brokemillennial.com | Twitter | Instagram | Substack Selene Soo: com | Facebook Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

#31: Erin Lowry, AKA The Broke Millennial, and I join forces today to give you money and personal finance tips to apply to your life immediately; whether you're in your early 20s or late 40s, have children or not, you have debt or you live a debt-free life. We discuss essential money conversations everyone should be having and discuss different options to start investing. Erin also shares her biggest money mistakes and it will definitely make you feel better to know that even personal finance experts have had to forgive themselves for past money mistakes. ⁠Get Erin's Broke Millennial Workbook: Take Control and Get Your Financial Life Together.⁠ To apply for the Senior Podcast Producer position at Erika Taught Me: https://erikakullberg.com/producer-application Special thanks to our partners: Webull (free stocks) - erikataughtme.com/invest Aura - erikataughtme.com/aura Bilt Rewards - erikataughtme.com/bilt Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified.  Prefer video or want closed captions?⁠ Watch this episode on YouTube. Did you enjoy the episode?⁠⁠ Please leave us a review here⁠⁠: https://erikakullberg.com/review (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms.  ⁠Connect with me on Instagram.⁠ For more information, go to⁠ https://www.erikataughtme.com/⁠. Get on my personal finance & investing course priority waitlist here. https://erikakullberg.com/3DMoney Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it. https://erikakullberg.com/MasteringYT  ⁠Get more of my free resources.⁠

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Rachel:“Hi there Shannah. I feel like you're a friend but you don't even know me. I'm a regular listener and I know you've featured so many authors on this show who have books. I'm curious what some of your favorites are. I feel like I need to create a bookshelf all about money so I can dig deeper into topics that I'm curious about. Thanks for this show, it's helped me a lot. Just last year I was able to negotiate a 40% raise after being inspired by one of your guests, Jacqueline Twillie, and so many others that push me to know my worth. I seriously raised a glass to you for the inspiration.”LINKSCareer/NegotiationThe Negotiation Workbook: Don't Leave Money on the Table by Jacqueline TwillieDon't Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline TwillieNavigating the Career Jungle: A Guide for Young Professionals by Jacqueline TwillieQuit Playing Small by Ahyiana AngelYou're Not Lost by Maxi McCoyWhat Next? How to Create a 5-Year Plan for Your Life by Elana Lyn GrossInvestingInvested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle TownThe Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher ManskePlant Your Money Tree: A Guide to Growing Your Wealth by Michelle SchneiderBroke Millennial Takes on Investing: A Beginner's Guide to Leveling Up Your Money by Erin LowryPassive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel RichardsThe Behavior Investor by Daniel CrosbyCleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola SokunbiThe Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane DillonManaging Your Money & LifeHappy Money: The Japanese Art of Making Peace with Your Money by Ken HondaHolistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha BlairDear Debt: A Story About Breaking Up with Debt by Melanie LockertBroke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin LowryThe Wealthy Gardener: Lessons on Prosperity Between Father and Son by John SoforicThe Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris GuillebeauThe Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash AmbirgeWork Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger MaMoney Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel RichardsHow to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon DruckerThe Honest Enneagram by Sarajane CaseConfessions of a Crypto Millionaire by Dan ConwayThe Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather BoneparthThe Company of One: Why Staying Small is the Next Big Thing for Business by Paul JarvisGet The Hell Out of Debt by Erin Skye KellyThe Soul of Money by Lynne TwistSPONSORSThanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial.Thanks to Ka'Chava for sponsoring the show. Ka'Chava is offering 10% OFF for a limited time at Kachava.com/mymoney.Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you're listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode GuideDownload a FREE BONUS podcast episode 5 Minutes to Unlock a New Money MindsetWant to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Personal Finance Podcast, we're gonna talk to Jeff Rose about the five things you need to invest in to build wealth that isn't stocks, a.k.a the income accelerators. Connect with Jeff: Wealth Hacker Youtube Channel Twitter Jeff's Podcast Jeff's Book Jeff's Blog Good Financial Cents Join Our Newsletter here! Checklist of relevant episodes:  How to Protect Your Wealth and Assets With a Will The Step By Step Framework to Making 6-Figures per Year How to Create a Bulletproof Wealth Protection Plan The 2 Things You Must to Know Before Making an Investment With David Meltzer How to Get Your Financial Life TOGETHER with Haley Sacks A.K.A Mrs. Dow Jones The Wealth Building Fastlane (Wealth Accelerators!)   FREE GUIDES: ============== -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth   -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook   -Get Access to the 75-Day Challenge: https://www.mastermoney.co/75daychallenge    =============   We have a YOUTUBE channel! Check it out here!    Our Latest Videos:  How To Grow A Podcast Organically What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Pre-tax moves for high earners   Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.    ============ Sponsors:     Thanks to Policygenius For Sponsoring the show! Check them out a Policygenius.com Thank you to Chime for sponsoring the show! Check them out at chime.com/pfp Thank you to Betterhelp for sponsoring the show! Check them out at http://betterhelp.com/pfp Thanks to Ka'Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.  Thanks to Shopify for Sponsoring the show! Go to shopify.com/pfp and start selling online today. Thanks to Mint Mobile for supporting the show! Cut your phone bill to $15 a month by going to https://mintmobile.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate for as little as $10 by going to fundrise.com/personalfinance   ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!   ============   Check out all the Stuff I Recommend!    USEFUL RESOURCES: Best Place to Open a Roth IRA: https://m1finance.8bxp97.net/5vzD1 My Favorite Free Net Worth and Budget Tool: https://fxo.co/905L Best High Yield Savings Account: https://bit.ly/3HpPjAr  Get a $10 Free Bonus with Acorns: https://bit.ly/3lV0LLE Best Bank and Debit Card for Kids: https://bit.ly/3pJeI09  Get $5 Free Bitcoin at Coinbase: https://bit.ly/3oIQOml Best Credit Building Tool: https://bit.ly/3rmBuwZ  Best Personal Finance Books: https://kit.co/MasterMoney/best-personal-finance-books    ============     DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.   ============     Check us out on social fam!    Twitter   Tiktok   www.thepersonalfinancepodcast.com   www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the personal finance podcast, we're gonna talk to Dan Sheeks about how you can teach your teenager about financial independence. Join Our Newsletter here! Connect. with Dan! Purchase First to a Million: A Teenager's Guide to Achieving Early Financial Independence: https://bit.ly/3Aageh5SheeksFreaks Community: https://bit.ly/sheeksfreaks140 SheeksFreaks Instagram: https://www.instagram.com/sheeksfreaks/ Dan's Instagram: https://www.instagram.com/dsheeks/ Dan's email: dan@sheeksfreaks.com (You can put this in your show notes.) Checklist of relevant episodes:  How to Get Your Financial Life TOGETHER with Haley Sacks A.K.A Mrs. Dow Jones Why Your First 100K is The Hardest (The Math That Explains Why) 14 Ways to Set Your Kids Up To WIN Financially How to Achieve Financial Independence! (The FIRE Movement) Should You Hire a Financial Advisor? (Plus The Major Impact of Fees!)   FREE GUIDES: ============== -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth   -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook   -Get Access to the 75-Day Challenge: https://www.mastermoney.co/75daychallenge    =============   We have a YOUTUBE channel! Check it out here!    Our Latest Videos:  How To Grow A Podcast Organically What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Pre-tax moves for high earners   Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.    ============ Sponsors:     Thanks to Policygenius For Sponsoring the show! Check them out a Policygenius.com Thanks to Mint Mobile for supporting the show! Cut your phone bill to $15 a month by going to https://mintmobile.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate for as little as $10 by going to fundrise.com/personalfinance Thank you to Chime for sponsoring the show! Check them out at chime.com/pfp Thank you to Betterhelp for sponsoring the show! Check them out at http://betterhelp.com/pfp Thank you to Apple Card for sponsoring the show! Check them out at https://www.apple.com/apple-card/   ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!   ============   Check out all the Stuff I Recommend!    USEFUL RESOURCES: Best Place to Open a Roth IRA: https://m1finance.8bxp97.net/5vzD1 My Favorite Free Net Worth and Budget Tool: https://fxo.co/905L Best High Yield Savings Account: https://bit.ly/3HpPjAr  Get a $10 Free Bonus with Acorns: https://bit.ly/3lV0LLE Best Bank and Debit Card for Kids: https://bit.ly/3pJeI09  Get $5 Free Bitcoin at Coinbase: https://bit.ly/3oIQOml Best Credit Building Tool: https://bit.ly/3rmBuwZ  Best Personal Finance Books: https://kit.co/MasterMoney/best-personal-finance-books    ============     DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.   ============     Check us out on social fam!    Twitter   Tiktok   www.thepersonalfinancepodcast.com   www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the personal finance podcast, we're gonna talk about why your first a 100K is the hardest. Join the Master Money Newsletter Here Checklist of relevant episodes:  How to Build Wealth (Even on a Low Income!) With Joshua Mayo Roth 401(K) Vs Traditional 401(K): Which Should You Consider Based on Income! Should You have a Separate Account for Each Saving Goal? How to Get Your Financial Life TOGETHER with Haley Sacks A.K.A Mrs. Dow Jones   FREE GUIDES: ============== -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth   -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook   -Get Access to the 75-Day Challenge: https://www.mastermoney.co/75daychallenge    =============   We have a YOUTUBE channel! Check it out here!    Our Latest Videos:  How To Grow A Podcast Organically What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Pre-tax moves for high earners   Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.    ============ Sponsors:     Thanks to Policygenius For Sponsoring the show! Check them out a Policygenius.com Thanks to Mint Mobile for supporting the show! Cut your phone bill to $15 a month by going to https://mintmobile.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate for as little as $10 by going to fundrise.com/personalfinance Thank you to Chime for sponsoring the show! Check them out at chime.com/pfp Thank you to Betterhelp for sponsoring the show! Check them out at http://betterhelp.com/pfp Thank you to Apple Card for sponsoring the show! Check them out at https://www.apple.com/apple-card/   ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!   ============   Check out all the Stuff I Recommend!    USEFUL RESOURCES: Best Place to Open a Roth IRA: https://m1finance.8bxp97.net/5vzD1 My Favorite Free Net Worth and Budget Tool: https://fxo.co/905L Best High Yield Savings Account: https://bit.ly/3HpPjAr  Get a $10 Free Bonus with Acorns: https://bit.ly/3lV0LLE Best Bank and Debit Card for Kids: https://bit.ly/3pJeI09  Get $5 Free Bitcoin at Coinbase: https://bit.ly/3oIQOml Best Credit Building Tool: https://bit.ly/3rmBuwZ  Best Personal Finance Books: https://kit.co/MasterMoney/best-personal-finance-books    ============     DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.   ============     Check us out on social fam!    Twitter   Tiktok   www.thepersonalfinancepodcast.com   www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the personal finance podcast, we're gonna talk about how to build your index fund portfolio and choose the best asset allocation for you.   Checklist of relevant episodes:  Should You Save for A House or Contribute to an IRA?! How to Build Wealth (Even on a Low Income!) With Joshua Mayo The Ultimate Personal Finance Checklist for Newlyweds (and couples)! How to Manage Every Paycheck (By Age!) How to Get Your Financial Life TOGETHER with Haley Sacks A.K.A Mrs. Dow Jones   FREE GUIDES: ============== -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth   -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook   -Get Access to the 75-Day Challenge: https://www.mastermoney.co/75daychallenge    =============   We have a YOUTUBE channel! Check it out here!    Our Latest Videos:  How To Grow A Podcast Organically What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Pre-tax moves for high earners   Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.    ============ Sponsors:     Thanks to Policygenius For Sponsoring the show! Check them out a Policygenius.com Thanks to Mint Mobile for supporting the show! Cut your phone bill to $15 a month by going to https://mintmobile.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate for as little as $10 by going to fundrise.com/personalfinance Thank you to Chime for sponsoring the show! Check them out at chime.com/pfp Thank you to Betterhelp for sponsoring the show! Check them out at http://betterhelp.com/pfp Thank you to Apple Card for sponsoring the show! Check them out at https://www.apple.com/apple-card/   ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!   ============   Check out all the Stuff I Recommend!    USEFUL RESOURCES: Best Place to Open a Roth IRA: https://m1finance.8bxp97.net/5vzD1 My Favorite Free Net Worth and Budget Tool: https://fxo.co/905L Best High Yield Savings Account: https://bit.ly/3HpPjAr  Get a $10 Free Bonus with Acorns: https://bit.ly/3lV0LLE Best Bank and Debit Card for Kids: https://bit.ly/3pJeI09  Get $5 Free Bitcoin at Coinbase: https://bit.ly/3oIQOml Best Credit Building Tool: https://bit.ly/3rmBuwZ  Best Personal Finance Books: https://kit.co/MasterMoney/best-personal-finance-books    ============     DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.   ============     Check us out on social fam!    Twitter   www.thepersonalfinancepodcast.com   www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Rachel:“Hi there Shannah. I feel like you're a friend but you don't even know me. I'm a regular listener and I know you've featured so many authors on this show who have books. I'm curious what some of your favorites are. I feel like I need to create a bookshelf all about money so I can dig deeper into topics that I'm curious about. Thanks for this show, it's helped me a lot. Just last year I was able to negotiate a 40% raise after being inspired by one of your guests, Jacqueline Twillie, and so many others that push me to know my worth. I seriously raised a glass to you for the inspiration.”LinksCareer/NegotiationThe Negotiation Workbook: Don't Leave Money on the Table by Jacqueline TwillieDon't Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline TwillieNavigating the Career Jungle: A Guide for Young Professionals by Jacqueline TwillieQuit Playing Small by Ahyiana AngelYou're Not Lost by Maxi McCoyWhat Next? How to Create a 5-Year Plan for Your Life by Elana Lyn GrossInvestingInvested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle TownThe Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher ManskePlant Your Money Tree: A Guide to Growing Your Wealth by Michelle SchneiderBroke Millennial Takes on Investing: A Beginner's Guide to Leveling Up Your Money by Erin LowryPassive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel RichardsThe Behavior Investor by Daniel CrosbyCleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola SokunbiThe Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane DillonManaging Your Money & LifeHappy Money: The Japanese Art of Making Peace with Your Money by Ken HondaHolistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha BlairDear Debt: A Story About Breaking Up with Debt by Melanie LockertBroke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin LowryThe Wealthy Gardener: Lessons on Prosperity Between Father and Son by John SoforicThe Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris GuillebeauThe Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash AmbirgeWork Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger MaMoney Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel RichardsHow to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon DruckerThe Honest Enneagram by Sarajane CaseConfessions of a Crypto Millionaire by Dan ConwayThe Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather BoneparthThe Company of One: Why Staying Small is the Next Big Thing for Business by Paul JarvisGet The Hell Out of Debt by Erin Skye KellyThe Soul of Money by Lynne TwistPodcast SponsorsFind out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you'll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let's Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to Bare Mixup w. Danii and Rae! On our 63rd episode we talk about one of the worst parts of adulting… Finances! We discuss mistakes we have made, lessons learned, and things we are still trying to figure out! Rae also talks about Money Disorders and how to identify them. Song of The Week: Snowflakes- BJ the Chicago Kid ft. Susan Carol BARE MIXUP HOLIDAY PLAYLIST: open.spotify.com/playlist/5HALqFyTvvle0BIJJDqQH5 BARE MIXUP & CHILL PLAYLIST: open.spotify.com/playlist/6u3Qnn0…VITaKC2Nbg3eyl0g BARE MIXUP CHUNES PLAYLIST: open.spotify.com/playlist/5amJ6tV…ZRTKOOV_-uhfYxPQ Black Owned Business: BARE MIX UP MERCH!!! -teespring.com/stores/bare-mix-up-buy Facetime Financial Resources: -Books: -Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry -Get Good with Money: Ten Simple Steps to Becoming Financially Whole by Tiffany the Budgetnista Aliche Mental Notes Resources: - https://www.psychologytoday.com/ca/blog/mind-over-money/201001/do-you-have-money-disorder Therapy resources: - www.blacktherapistlist.com/ - www.psychologytoday.com/ca/therapists -providers.therapyforblackgirls.com/ -FREE THERAPY For Canadians: myicbt.com/home Instagram: @baremixuppod Email: baremixuppod@gmail.com Intro Music by: @chiefvillo Cover Artwork by: @byroux_ Audio Editing: @daniellacreme_

I’m curious… How healthy is your relationship with money?If you think there’s room for improvement, then listen in as I’ll be talking with Leadership & Financial Wellness Coach Hellen Yang, CPCC, PCC about how you can change your life with a healthy money mindset.Hellen helps her clients to confidently navigate their life, career, and finances through a practical and emotionally intelligent approach. She believes that how you are in a relationship with yourself, directly impacts how you are in relationships with others and the world around you. Hellen helps her coaching clients:stay relaxed while facing unknowns,feel safe,and courageously take a stand for what matters most to them.Hellen combines her knowledge of over 12 years of experience in financial planning and services with a coaching approach and:is a Certified Professional Co-Active Coach (CPCC) via the Co-Active Training Institute, holds an accreditation as a Professional Certified Coach (PCC) awarded by the International Coach Federation (IFC),and also has a certification in Embodied Leadership Core from the Strozzi Institute.As Hellen’s passionate about helping you lead the life you want, let’s look at what you’ll get from today’s CoachMe Podcast episode about money mindset.Key Takeaway Summary from Season 3, Episode 09:We explore what has influenced our current money mindset, how to identify our primary relationship with money, and the impact of that on us and our worldWe learn and reflect on our own situation through Hellen’s coaching questions & tips We find out what we can do to intentionally choose and act upon the relationship we actually want to have with moneyResources mentioned during the podcast:Book: Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin LowryBook a free initial coaching session with Hellen Yang now at CoachMe.global/book.Quote: "We all have a choice! We can start our year in fear and think we'll never be good with money. Or we declare that this year is going to be the best year of our lives and we're going to have the healthiest relationship with money.”CoachMe. Listen. Connect. Thrive.

Erin Lowry is on a mission to help millennials get their financial lives together. She is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Today Erin joins the show to discuss how to overcome your fear of talking about finances, so you can navigate those important money questions on your mind. Listen in as she explains how to negotiate for what you’re worth when starting a new job or simply asking for a raise. You will learn the importance of practicing asking for what you want, how to set boundaries or expectations with your friends and family around money, and more. “At the end of the day, oftentimes we are just afraid of how people close to us in our lives are going to judge us for the financial decisions we are—or perhaps aren’t—making.” - Erin Lowry This Week on Young Money: A typical day in the life of Erin Lowry. Why people are so afraid to have money conversations. Why silence is golden. How to talk about finances with friends, family, and partners. Key takeaways: Practice talking about money. Get comfortable with silence. Set boundaries. Ask for advice. Resources Mentioned: Broke Millennial Series by Erin Lowry Broke Millennial Worksheets EP102 Broke Millennial Takes On Investing with Erin Lowry Connect with Erin Lowry: Website Facebook Twitter Instagram LinkedIn   Rate, Share & Inspire Other Young Millionaires-in-the-Making  Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don’t forget to share your favorite episodes on social media!  Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

It wouldn’t be right to end the year without a top 10 list, so this episode is dedicated to my list of the top 10 money books and authors that have been featured on this show. Everything from career to investing to side hustling and more. Sit back and enjoy a mashup of some great sound bites from my top 10 authors and then head to the show notes for a massive roundup of authors.By the end of this episode, you’ll have what you need to build a stellar money book library and all the tips to help you end the year right.Books Mentioned & MoreCareer/NegotiationThe Negotiation Workbook: Don't Leave Money on the Table by Jacqueline TwillieDon’t Leave Money on the Table: The Negotiation Strategies for Women Leaders in Male-Dominated Industries by Jacqueline TwillieNavigating the Career Jungle: A Guide for Young Professionals by Jacqueline TwillieQuit Playing Small by Ahyiana AngelYou’re Not Lost by Maxi McCoyWhat Next? How to Create a 5-Year Plan for Your Life by Elana Lyn GrossInvestingInvested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money by Danielle TownThe Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence by Christopher ManskePlant Your Money Tree: A Guide to Growing Your Wealth by Michelle SchneiderBroke Millennial Takes on Investing: A Beginner’s Guide to Leveling Up Your Money by Erin LowryPassive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence by Rachel RichardsThe Behavior Investor by Daniel CrosbyCleverGirl Finance: Learn How Investing Works, Grow Your Money by Bola SokunbiThe Franklin FI: A Personal Finance Adventure For Next Generation Investors by Shane DillonManaging Your Money & LifeHappy Money: The Japanese Art of Making Peace with Your Money by Ken HondaHolistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha BlairDear Debt: A Story About Breaking Up with Debt by Melanie LockertBroke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin LowryThe Wealthy Gardener: Lessons on Prosperity Between Father and Son by John SoforicThe Money Tree: A Story About Finding the Fortune In Your Own Backyard by Chris GuillebeauThe Middle Finger Project: Trash Your Imposter Syndrome and Live the Unf*ckwithable Life You Deserve by Ash AmbirgeWork Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want by Roger MaMoney Honey: A Simple 7-Step Guide For Getting Your Financial Sh*t Together by Rachel RichardsHow to Avoid H.E.N.R.Y. Syndrome (High Earner Not Rich Yet) by Gideon DruckerThe Honest Enneagram by Sarajane CaseConfessions of a Crypto Millionaire by Dan ConwayThe Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom by Doug and Heather BoneparthThe Company of One: Why Staying Small is the Next Big Thing for Business by Paul JarvisEpisode SponsorsThanks to Splitit for sponsoring this episode. Split your payments and live big. Go to Splitit.com today.Go to headspace.com/mymoney for a FREE ONE-MONTH TRIAL with access to Headspace’s full library of meditations for every situationSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!

Need some inspo on how to get your finances in order? Well, tune in to today's episode to hear all about zero-based budgeting strategies and how to gain back control of your financial life. Don't forget to SUBSCRIBE and LEAVE A REVIEW on Apple iTunes! If you are feeling extra awesome, share this link with someone you love so that they can connect with the podcast too! https://captureyourjoy.buzzsprout.com/Come connect with me on Insta @_ashmoneyrecords_ and let me know of any topics you would like to hear about in future episodes! Don't forget to LIKE the Capture Your Joy Podcast Facebook page https://www.facebook.com/Capture-Your-Joy-Podcast-107089527543762/Until next time, go out into the world and CAPTURE YOUR JOY!Get Money: Live the Life You Want, Not Just the Life You Can Afford by Kristin Wong https://www.amazon.com/Get-Money-Live-Life-Afford/dp/0316515655/ref=as_li_ss_tl?ie=UTF8&qid=1525297793&sr=8-1&keywords=get+money&dpID=61jYevruRvL&preST=_SY291_BO1,204,203,200_QL40_&dpSrc=srch&linkCode=sl1&tag=youadumon-20&linkId=c40531e52d011cb754ee47c1336fad96Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry https://www.amazon.com/Broke-Millennial-Scraping-Financial-Together/dp/0143130404/ref=as_li_ss_tl?ie=UTF8&qid=1499911046&sr=8-1&keywords=broke+millennial&linkCode=sl1&tag=youadumon-20&linkId=6885aaf8c1621b24b0981d8520607767Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money by Erin Lowry https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners/dp/0143133640/ref=as_li_ss_tl?s=books&ie=UTF8&qid=1546820995&sr=1-1&keywords=broke+millennial+investing&linkCode=sl1&tag=youadumon-20&linkId=44c09a77aabfc0102266b5dc735c0625&language=en_USStacey Flowers YouTube Channel - Link to Monthly Live Budgeting https://www.youtube.com/user/StaceyFlowersTVHow to Make a Zero-Based Budget https://www.daveramsey.com/blog/how-to-make-a-zero-based-budgetHow the Debt Snowball Method Works https://www.daveramsey.com/blog/how-the-debt-snowball-method-worksDave Ramsey’s Financial Peace University https://www.financialpeace.com/product/financial-peace-experience?_ga=2.201495891.393146257.1584481372-1805243302.1583535799#in-progress=0Apps Mentioned for Budgeting: YNAB + EveryDollar

Calling all broke Millennials! In this week's episode, I have Erin Lowery, creator of BrokeMillennial.com and author of the Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Erin will share practical tips to start applying to get your finances on track. Erin shares some additional insights from her book on how to get financially naked with your significant other and how to handle the "B" word aka budgeting. This episode is jam-packed with awesome advice.    More about my guest: Erin Lowery is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Erin's appeared on CBS Sunday Morning, CNBC and Fox & Friends. She has written for Fast Company, Cosmopolitan Magazine, and Refinery29 and regularly speaks at universities and conferences around the country. Erin spent most of her childhood living in Asia but now settled in New York City with her husband. Guest Contact: Follow Erin on Instagram, Twitter and check out her website. Books: Broke Millennial Broke Millennial Takes On Investing  

What's your relationship with money like? Likely, a lot of what you learned about money you learned early on - from your parents. As you got older, some of their wisdom, tricks and mistakes crept into your decisions. In this episode, we share how to strip away bad behavior, get your financial life together, deal with the topic of a retirement fun and whether setting a budget is the right thing for you to do. Guest: Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together. and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.   FB Group: https://www.facebook.com/groups/anyyounger/

Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, and the upcoming Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up your Money. Her first book was noted as one of the best money books of 2017 by MarketWatch. She has been featured in the Wall Street Journal, The New York Times, and CBS Sunday Morning. She frequently speaks at conferences and universities around the country and has previously written for Cosmopolitan Magazine, Fast Company, and Refinery29.     Erin joins me today to offer insights on investing and why it is vital to invest as soon as possible. She shares how freelance and contract workers should prepare for times without a steady income as well as have open conversations with their partners. She reveals the different ways you can begin investing and the benefits of Exchange Traded Funds (ETFs), social investing, and diversification. She also highlights why it is essential to learn the financial language and shop around for financial advisors and financial services. “Investing is one of the best ways of building wealth, especially if you have the advantage of time.” - Erin Lowry This Week on Young Money:   Why it's crucial to have a relationship with money from an early age. The benefits of investing early on in your career. Money management for contract and freelance workers. The ways you can get into investing without having tens of thousands of dollars. What an Exchange Traded Fund (ETF) is. The importance of investment diversification. The different resources for learning about money. Why you might want to consider social investing. What Robo advisors are. Why it's vital to shop around for financial services. Key takeaways:   Freelancers should have conversations and plan for times without a steady income. Take the time to learn the financial language. Evaluate if you are ready to invest. Diversify your investments. Resources Mentioned:   EP092 How to be In Love AND Financially Fit with Wendy Brookhouse EP032 David Jenkins on Investing with TheAnswerIs Connect with Erin Lowry:   Broke Millennial Broke Millennial on Facebook Broke Millennial on Twitter Broke Millennial on Instagram Erin Lowry on LinkedIn Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up your Money Rate, Share & Inspire Other Young Millionaires-in-the-Making    Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.   Don’t forget to share your favorite episodes on social media!    Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

In this episode: Identifying your personal money story Tactics for paying off your debt Psychology behind how you think about money Getting the financial accountability you need Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, a personal finance book based on her blog of the same name. Erin founded Broke Millennial in 2013 to fill a gap in how the finance industry talked to her peers. Coming from a financially literate household, Lowry was surprised by how few millennials were comfortable discussing money, and how few content platforms catered to their specific circumstances. Since starting Broke Millennial Erin has been featured in news outlets like CNBC, The New York Times, USA Today, Forbes, and many others. I’m SO excited for you to hear from Erin Lowry today, who is a millennial personal finance expert, author & speaker! I have heard from a lot of you that the topic of finance & money mindset is important to you and I really think she has SO much value to add! She knows her stuff & I love how refreshing her content is and how she takes this really complex jargon of finances and makes it very SIMPLE, but also talks about this in a way that really hits home. We talk about money mindset, and different studies about the psychology behind how we think about money & she even gives some tips and resources for getting out of debt. I can’t wait to hear what you think!! PUMP-UP JAM: Anything by Lizzo! Sallie Mae Back by Dee-1 Quotes: “I often look back on my early twenties as a time where I failed to invest in relationships because I was so focused on making money.” “Studies have shown, by the ages of between 8 and 10, we’ve really kind of coded our relationship with money based on what we’re raised around.” “Whatever the reason, we are looking at the numbers, it happened, let’s forgive ourselves & move the eff on.” “My money mantra is very simple, either you control money or money controls you. And my goal is just to make sure that you’re in control.” Resources: Hey girl, have you joined our email list yet? Subscribe now Connect with Erin on Instagram: @brokemillennialblog  www.brokemillennial.com  Check out ALL my favorite things on Amazon (trampolines, books, & more!) If we aren't connected yet be sure to come hang with me on Instagram @kaciafitzgerald and @empowerHERpodcast or online at www.kaciafitzgerald.com Topic or speaker suggestions? Shoot us an email: hello@kaciafitzgerald.com  Follow our EMPOWERHER PUMP-UP JAMS playlist on Spotify!  

On our first “official” episode, join us as we talk to Erin Lowry from Broke Millennial. Fresh off her most recent book tour for “Broke Millennial Takes on Investing,” she’s here to talk about why it was so important for her to coordinate her tour as an “experience” so people can have real conversations about investing. ERIN LOWRY is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. https://brokemillennial.com/ For all these Plutus Awards, check out our link here: https://plutusfoundation.org/

Author and personal finance expert, Erin Lowry talks about her Broke Millennial brand, how to start a money conversation with your partner, and her new book for the beginner investor. Guest Biography Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Erin’s appeared on CBS Sunday Morning, CNBC and Fox & Friends. She has written for Fast Company, Cosmopolitan Magazine and Refinery29 and regularly speaks at universities and conferences around the country. Erin spent most of her childhood living in Asia, but now settled in New York City with her husband. Show notes: http://www.inspiredmoney.fm/087 In this episode, you will learn: What full frontal financial nudity with your significant other means. Why investing is the great wealth equalizer and if you're not doing, you're missing out. Tactics that the wealthy use to grow and preserve money Find more from our guest: brokemillennial.com Instagram Facebook Twitter Mentioned in this episode: Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money by Erin Lowry The Broke Millennial Takes on Investing Book Tour (April 10 to May 16, 2019) Special offer for #InspiredMoney listeners who buy Erin's new book: Get the 30-Day Rookie Investor Action Plan Designed like a day planner, you will be assigned a small, actionable step to take each day for a month that will set you on the road towards becoming a confident investor. [digital download] Email proof of purchase to info[at]brokemillennial.com with "Inspired Money" in the subject line Runnymede Money Tip of the Week: Three tips if you're getting a tax refund. Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

Investing is not just for the wealthy. It is for broke millennials, too. We're welcoming back on the show my friend Erin Lowry, a personal finance expert. She started the crazy, popular blog called Broke Millennial years ago, as a way to share her own useful financial tips with her peers. The blog blossomed into a book by the same name, Broke Millennial: Stop Scraping By and Get Your Financial Life Together, which came out in 2017. After the success of that first book, Erin is now back this year with her second book called Broke Millennial Takes On Investing: A Beginner’s Guide To Leveling Up Your Money. It just came out.  In many ways, this book complements the first, which is all about helping millennials level up and realize that investing can be simple, it can be done, it's approachable, it's fun, all the things. Such a needed book, because I know a lot of you have questions about where to begin when it comes to investing; what stocks to pick, where to put your money, 401K versus IRA, Roth IRA versus traditional IRA.  Erin's going to help us dissect all of this. PS, she's embarking on a multi-city book tour to promote this book. We're going to talk about where you might be able to meet her, including at Stacks House in Los Angeles. Very excited to welcome her back on the show. 

Finances, it's an area I (Phil Svitek) keep returning to but it's because it's super important. No, money is not the key to happiness, however it does relieve stress when you get to live life on your own terms by having financial freedom. In my 40th episode, I'm honored to interview Broke Millennial herself, Erin Lowry. I read her 1st book, Broke Millennial: Stop Scraping By and Get Your Financial Life Together, in 2018 and I was blown away at how she managed to convey new tactics I haven't seen in other books (mainly because most other wealth management book concern themselves with basics, but not student loans, relationships and other practical day to day issues). She manages to layer in the methods through personal stories as well. It's not just an instruction manual. That's what I love about her. From that point, I knew I wanted to talk to her. I got in touch and she agreed so long as it could be in time for her second book Broke Millennial Takes On Investing, a stipulation I was more than happy to agree to. So, this episode is my chat with her where she openly shares all kinds of financial advice, specifically geared towards creatives and freelancers. There are many great take-aways so I encourage you to jot down notes as you listen and also to pick up both her books. They are great resources as is her website. She is also touring right now with a presentation AND doing a Wednesday AMA. Check out this episode, follow her and become financially free! PS: Comment below with any questions you may have that weren't answered or provide any tips you're learned along the away. And if you could, share this episode with someone who may benefit from the lessons. Thank you! Full Transcript: https://philsvitek.com/broke-millennial-guides-creatives-towards-financial-freedom Broke Millennial's Website: http://brokemillennial.com Broke Millennial's Instagram: http://instagram.com/brokemillennial Erin Lowry's Twitter: http://twitter.com/brokemillennial Erin's 1st Book (Basics of Finances): https://www.amazon.com/Broke-Millennial-Scraping-Financial-Together/dp/0143130404 Erin's 2nd Book (Basics of Investing): https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners/dp/0143133640/ref=pd_lpo_sbs_14_img_0?_encoding=UTF8&psc=1&refRID=AHK45JHG14JDR86S1JRV Apple Podcast: https://itunes.apple.com/us/podcast/a-phil-svitek-podcast/id1211417581?mt=2 AfterBuzz Contact Page: http://www.afterbuzztv.com/contact-faq/#toggle-id-18 Playlist: https://www.youtube.com/playlist?list=PLd-Q6qZNFcQ9MJLXMMpSCJcjPAq-5lepX SoundCloud: https://soundcloud.com/phil-svitek Facebook: http://facebook.com/philippsvitek

Erin Lowry, the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, is on the podcast today. Erin is a Personal Finance Expert who helps millennials navigate their big money questions and teaches them how to control their finances like a boss. Her first book was named by MarketWatch as one of the best money books of 2017, she has appeared on CBS Sunday Morning, CNBC and Fox & Friends, written for Fast Company, Cosmopolitan Magazine, and Refinery29 and regularly speaks at universities and conferences around the country. In her newest book, Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money, Erin focuses on giving millennials a solid introduction to investing and developing a healthy money mindset. In this episode she talks to the guys about merging finances in a relationship, paying off debt, diving into the world of investing, and how you can make your money work as hard as you do. Highlights: How relationships and money The necessity of the Prenup Finding your “Why” you need a Prenup Understanding financial nudity with your partner Broke Millennial takes on Investing Acknowledging money privilege Dissecting the Emergency Fund How to shift from fear to preparedness Risk Tolerance in Investing What is a Time Horizon? Are Micro-investing apps a good idea? Key Takeaway: Instead of shying away from the world of finance, step bravely in. Erin teaches us that communication and being honest about your money aspirations and set-backs could unlock a world of financial fluidity and freedom. When you are determined to learn and grow with your money, you will change your life for the better.   Paychecks & Balances Website: https://paychecksandbalances.com/ https://www.patreon.com/paybalances Instagram: https://www.instagram.com/paybalances/ Facebook: https://www.facebook.com/paychecksandbalances Twitter: https://twitter.com/paybalances?lang=en Erin Lowry Website: https://brokemillennial.com/ Blog: https://brokemillennial.com/blog/ YouTube: https://brokemillennial.com/youtube-show/ Twitter: https://twitter.com/BrokeMillennial Instagram: https://www.instagram.com/brokemillennialblog Broke Millennial: Stop Scraping By and Get Your Financial Life Together Book on Amazon: https://www.amazon.com/gp/product/0143130404/ref=as_li_tl?ie=UTF8&tag=brokemillen0920&camp=1789&creative=9325&linkCode=as2&creativeASIN=0143130404&linkId=9bc26424f520fe873de979f752f69c63 Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money Book on Amazon: https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners/dp/0143133640                                            

On the first episode of Closing Day, we tackle the question, “how do I know if I should rent or buy?” Kyle interviews Julie Pavlish, a homebuyer educator from Homeword here in Missoula, Montana where she teaches a HUD certified class for first time homebuyers. She has a background teaching financial literacy to everyone from small children to people making the largest purchase of their life- a home! Topics addressed in this episode: * The difference between renting and buying * Who should consider buying * What you can do to take the next step * What it means to build equity * How to start saving for a home * Front-end vs. back-end ratios * Why a 20% downpayment is a myth * Homeword and other HUD certified classes Kyle and Julie dive into these topics and more giving listeners great information and tangible action steps that can be taken to help them reach their own Closing Day on their first home! *Resources: * Homeword (http://www.homeword.org/): http://www.homeword.org BankRate Mortgage Calculator (https://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx): https://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx Three Factors to Consider (https://smartasset.com/mortgage/buying-vs-renting-three-factors): https://smartasset.com/mortgage/buying-vs-renting-three-factors Broke Millennial: Stop Scraping by and Get Your Financial Life Together by Erin Lowry (https://brokemillennial.com/) : https://brokemillennial.com/ Visit our website (http://www.pintlergroup.com/) to contact us and for more information about Closing Day! You can also find us on Instagram @ClosingDayPodcast (https://www.instagram.com/closing_day_podcast/?hl=en) and on Facebook at Closing Day Podcast (https://www.facebook.com/Closing-Day-Podcast-2197268306996798/). Special Guest: Julie Pavlish.

Starting a new year, to a lot of people, means starting fresh. One popular new year’s resolution, in fact, is getting one’s financial house in order. The first step to doing that is to have a budget, so that you will know at the outset whether you are living within your means or overspending. But is there more than one way to budget, and if so, what are they and which one is best for me? That is why in this episode of the podcast I talk about the five budget types discussed in Erin Lowry’s book, Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Discover which budget will do the job for you this year, so that you can take that essential first step towards financial freedom.

First of all, how random that my colleague Erin Lowry, leading expert on Millennials and their money and author of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together, and fellow money blogger, lives across the street from me in Astoria, Queens?! When we're not hanging out, I sometimes bump into her on the street as she's walking her dog, or going to dinner with her nice boyfriend. Also, totally random, this year both of us have books out with the same Penguin Random House imprint, TarcherPerigee. Also, less random (see what I did there??), we both supported Hillary, and are resistance activists, and co-hosted a post-card writing party in the hood. In this episode, Erin and I talk about what she knows best — How Millennials can thrive financially. This includes: Get out of debt Have an awesome career and financial future Navigate tricky social pickles, like talking about money with your boyfriend or girlfriend, splitting the bill (or not!) with your friends Unless you have a free ride or parents with deep pockets, don't finance a fancy college degree if it means years of debt. How to network like a mo-fo The critical reason everyone needs a "fuck off fund" (the reasons are more serious than you think) Full transcript of the episode here: https://www.wealthysinglemommy.com/broke-millennial-financial/

In today’s episode, I’m digging into the F.I.R.E. (financial independence, retire early) movement with Tanja Hester, whose award-winning blog chronicles how she made early retirement a reality, and how you might, too. Related Links: NY Times' article: How to Retire in Your 30s With $1 Million in the Bank Learn about Tanja's FIRE journey at OurNextLife.com Get Money: Live the Life You Want, Not Just the Life You Can Afford by Kristin Wong Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry Episode 54: What Matters More: Flexibility or Money? SMNTY episode: The F*** Off Fund Listen to Tanja's podcast, The Fairer Cents Got a career conundrum you want me to cover on the podcast? Call and leave me a voicemail NOW at 910-668-BOSS(2677). Disclaimer: Some of the references above include affiliate links, which means at no cost to you, I may earn money when you click through to make purchase.

http://www.alainguillot.com/erin-lowry/ Erin Lowry is a personal finance expert, speaker, and author of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together, based on her blog of the same name. Her book is a step-by-step guide to go from flat-broke to financial proficiency. She uses dry humor and hilarious personal stories to keep readers entertained Erin has appeared on many TV shows and many other podcasts. She is also writes for well-known magazines, she regularly speaks at universities and conferences around the country. Her main goal is to help millennials get their financial lives together. Erin started blogging in January 2013. She grew up in a household that was comfortable speaking about money. When she went to live on her own, she moved to New York, a very expensive city. In spite of her small salary at the time, Erin didn't feel stressed about her financial situation. While living in New York, she noticed that many of her friends felt insecure about their money situation. Erin fell inspired to help, and she just started her blog, Broke Millennial. At one time Erin was being interviewed on TV when an editorial agent saw her, he sent her a message asking her if she wanted to write a book. Erin said yes, and a book proposal was accepted a few months later. Erin has been self-taught in finance. She studied journalism and theatre. Her parents paid for 50% of her university studies and she paid for the other 50%, mostly with the help of scholarships. When faced with the decision of paying for university, Erin decided that studying at a brand recognized university was not worth the student debt that comes with it. Ever since Erin was a little girl, her parents had trained her that she could have practically anything she wanted as long as she was willing to pay for 50% of the item. These were great lessons on delayed gratification and money management. Getting financially naked with your partner At the beginning of the relationship, a couple figures out who pays for dates, how do they split the bills, how do they spend holidays together, etc. You find out if you are compatible thus far. If the relationship becomes more serious, if the couple starts talking about marriage or moving in together, then at this point, it's important to disclose all the financial information; net worth, debts, revenues, credit history, etc. Prenuptial agreements In our days, when people are getting married later on in life, when each partner or one of the partners is bringing some assets into the relationship, it's becoming more normal to prepare a prenuptial agreement. Erin and her fiance have a prenuptial agreement. The cost of weddings People should not go into debt to pay for their wedding. They either have to save more or spend less. Erin's portfolio Erin is almost 30 years old and her portfolio is about 87% stocks. Index funds. U.S. and international. Erin's recommendations Books: Crazy Rich Asians by Kevin Kwan The Thin Green Line by Paul Sullivan The New Yorker Magazine Blogs: Afford Anything Podcast Startup

Not sure when to have the “big money talk” in a relationship? Here’s the thing, you should consider having little money talks all the time.And while the thought of talking about credit scores and savings strategies on a first date may make you want to call for the check and run for the door, you can start picking up context clues very early in a relationship. These clues can give you an idea of whether or not you might be financially compatible with someone.After all, money changes everything, especially love. Who makes more money? Who pays the cable bill? To have or not having a big wedding or put money toward expensive vacations? We all enter relationships with some financial baggage, real or emotional. How you handle it as a team can really make a difference in making love last.Everyone has their own financial style and it can help to find someone who matches (or compliments) yours.On this week’s episode of Teach Me How To Money, Erin Lowry, author of Broke Millennial: Stop Scraping by and Get Your Financial Life Together, talks bills, debt, engagement rings, and more.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Ah, your 20s. You’re young, you’re enthusiastic, and yeah, not making a lot of money. Unless you’ve got a trust fund or lucked into a high-paying job right out of college, your 20s can be a time of cheap dinners, roommates, and the feeling like you’re going to be broke forever.In our 20s, our lifestyles are in flux. Our rent, debts, relationships, and salary at 21 might not work for us at 29. Here’s the good thing: Because you’re young, you can be open-minded about changing your financial habits.The older we get, the more locked-in our fears and ideas of what our budgets should be become. Taking care of your money when you’re young won’t just prepare you for retirement. It can pay dividends every day of the year.This week, we have the first in a series of two episodes from Erin Lowry, the author of ‘Broke Millennial: Stop Scraping By and Get Your Financial Life Together.’ She offers real tips and tricks (think cash diets, curbing emotional spending) to help you get your money together in your 20s and beyond.Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them on a future episode.Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. Stash, it's your money simplified. See acast.com/privacy for privacy and opt-out information.

Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and is currently working on her second book, Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling-Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Erin’s appeared on CBS Sunday Morning, CNBC and Fox & Friends. She has written for Fast Company, Cosmopolitan Magazine and Refinery29 and regularly speaks at universities and conferences around the country. Erin lives in New York City with her partner and their spunky rescue dog Mosby. Website: http://brokemillennial.com Get the Book: http://amzn.to/2zRiduq

Why are many millennials broke? Is there negative cash flow due to circumstances beyond their control or poor money management? Erin Lowry ,author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, is an American expatriate with an unusual financial perspective. Erin’s international experience made her view the millennial generation through a different lens. Are you guilty of the observations she makes of the broke millennials generation? Learn how millennials can make better financial decisions early on in their career to avoid this financial epidemic. Thank you, Saul, for your letter The Goldstein on Gelt Show listener, Saul, wrote to Doug asking for advice on his personal financial situation. Saul wants to know how you can invest your money and still be able to access it easily. After all, it’s your money and you should be able to use it when you want. Doug offers practical advice for investors about liquidity. Learn more about Erin Lowry on her a website Broke Millennial, or follow her on Twitter and Instagram. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

Episode Summary: Hosts Julie Dina, Lauren Martino, and David Payne talk about New Years resolutions. Are they helpful? What are some strategies for keeping them? How can MCPL help you make a change? Recording Date: Wednesday, January 10, 2018 Hosts: Julie Dina, Lauren Martino, and David Payne Featured MCPL Resource: February is Library Lovers Month. The Library Lovers Month Kickoff event will take place at Aspen Hill Library, February 3, 2018 at 11 AM. It will feature an interactive STEM show and a hands-on booth “Bubbling Potions and Explosions” by the Science Guys of Baltimore. Here are some other fun events to help you express your love for libraries.  What Our Hosts Are Reading: Julie Dina: Millionaire Success Habits by Dean Graziosi Lauren Martino: Clayton Byrd Goes Underground by Rita Williams-Garcia, whose other well known books include Gone Crazy in Alabama and One Crazy Summer.  David Payne: A Legacy of Spies by John le Carré, who also wrote The Spy Who Came in from the Cold and Tinker, Tailor, Soldier, Spy.  Books and other MCPL Resources Mentioned During this Episode: Artist Works: Unlimited access to beginning through advanced, self-paced video lessons for instruments, voice and physical art. NOTE: Our subscription to Artist Works does not currently include quizzes.  Broke Millenial: Stop Scraping by and Get Your Financial Life Together by Erin Lowry Checklist Manifesto by Atul Gawande, who also wrote Being Mortal Gale Courses: High-quality, free courses and career training programs offered entirely online.  Getting Things Done by David Allen Learning Express: Offers online tutorials, practice tests, and e-books to improve job search and workplace skills; reading, writing, math, and basic science comprehension; and career certification, licensure and education testing skills.  Lynda.com: Learn new skills online! Lynda.com offers over 6,000 courses in business, technology, and creative endeavors taught by industry experts.  The 21 Day Financial Fast: Your Path to Financial Peace and Freedom by Michelle Singletary Other Items of Interest: Habitica: App mentioned by host Lauren Martino that turns adopting good habits and avoiding bad ones into a game.  Read the transcript

Today's conversation is with Erin Lowry, blogger and author of the book, Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Based on the successful blog, the book is a step-by-step guide to go from flat-broke to financial badass. The post AALP 164 – How Not to Be a Broke Milllennial with Erin Lowry appeared first on Wealth Clinic.

This week I sat down with millennial money expert and author, Erin Lowry. Erin Lowry is a millennial personal finance expert and the founder of BrokeMillennial.com. She’s also the author of “BROKE MILLENNIAL: Stop Scraping by and Get Your Financial Life Together.” Lowry has contributed to Forbes, Business Insider, New York Magazine’s The Cut and U.S. News & World Report. Some of her insights have been featured by outlets including: CNBC, Fox & Friends, CBS Sunday Morning, USA Today, Wall Street Journal, Newsweek and Marketplace Money. Lowry lives in New York City with her spunky rescue dog Mosby. HERE'S WHAT YOU’LL LEARN FROM THIS EPISODE: Why your money story doesn’t always have to be from “rags to riches” Questions to ask to confirm you have a gold star in personal finance What backwards planning is when it comes to your money Some of the roadblocks Millennials are facing when it comes to their finances and how to overcome them. Considerations for starting today instead of delaying for the future and how compound interest works in your favor. How your parents and family have influenced your thoughts and beliefs around money. How social media has helped in aiding conversations about money. Whether Millennials are scared of the stock market and where the real issues are. LINKS WE MENTIONED ON THE SHOW: Erin’s Website Broke Millennial BROKE MILLENNIAL: Stop Scraping by and Get Your Financial Life Together Work Your Wealth Episode 5: From Smart Mom to Rich Mom with Kimberly Palmer

Erin Lowry is the founder of the blog BrokeMillennial.com and the author of the new book by the same name – Broke Millennial: Stop Scraping By and Get Your Financial Life Together. EXCLUSIVE OFFER TO LIZ ON BIZ LISTENERS: If you order the book from Amazon or purchase it at your local store, forward a … Continued

Millennials have a different way of thinking and handling money compared to Generation X and the Baby Boomers, and Broke Millennial author Erin Lowry shares the dos and don'ts of money management for Generation Y in this interview about her book, her blog and her journey to becoming one of the top millennial money experts around. Long description: Is there really that big of a difference between managing your money as a millennial compared to being a Gen Xer or Baby Boomer? As a millennial who has read numerous personal finance blogs and books, have attended my fair share of finance conferences, and have been writing and interviewing others on personal finance for over 5 years now, my answer is yes, yes and a BIG yes! Luckily, I'm not the only one who thinks this way and Erin Lowry, the blogger behind BrokeMillennial.com, wrote a book (also named Broke Millennial) that focuses on money for millennials specifically. Although when it really comes down to it, the principles of personal finance don't really change generation to generation. But the fact still remains, we are a very different generation than those before us. We experienced different things and sometimes speak a different language. And that's why I found it so refreshing to read Erin's book that really got me. Got my struggles with money and offered practical and modern solutions.  Grab a Copy of Erin's Book Broke Millennial If you want a book that focuses on millennial money issues specifically, and outlines how to tackle your road blocks with money, how to choose the best budgeting style for you, how to negotiate a better salary and much more, grab a copy of Erin's newly released book Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Check Out Erin's Best Blog Posts The True Value of a "Worthless" Degree Reflecting on 4 Years as Broke Millennial An Examination of Will Power: Money vs. Health Taking Time to Recalibrate with a Financial Cleanse Follow Erin on Social Check out Erin on Instagram Follow Erin on Twitter Like Erin on Facebook Follow Erin on Pinterest Join Me for a Live Webinar! I mentioned in this episode about an upcoming webinar I'll be hosting with friend and business partner Jaclyn Phillips. We'll be doing a live webinar all about how to master your money and fitness on Wednesday, May 31 at 7pm ET to kick-off the launch of our Rich & Fit Bootcamp course. Registration for the course will open right after the webinar, and promptly close on Wednesday, June 7 (that's right, we're only opening the doors for 1 week!). And a big reason you'll want to join us for the webinar is because not only will we discuss more about the course specifically, but we'll also be awarding 3 scholarships to the course to 3 lucky live webinar attendees. Make sure to save your seat for the webinar by clicking here » For more podcast episodes, check out the podcast page. Show notes: jessicamoorhouse.com/109

Butterflies of Wisdom is a podcast where we want to share your story. We want to share your wisdom if you have a small business if you are an author or a Doctor, or whatever you are. With a disability or not, we want to share your story to inspire others. To learn more about Butterflies of Wisdom visit http://butterfliesofwisdom.weebly.com/ Be sure to FOLLOW this program https://itunes.apple.com/us/podcast/wins-women-of-wisdom/id1060801905. To find out more about Challenge Aspen go to https://challengeaspen.org. To see how Win walk and about Ekso go to http://www.bridgingbionics.org/ or email Amanda Boxtel at amanda@bridgingbionics.org.   On Butterflies of Wisdom today, Best-Selling Author, Win C welcomes Erin Lowry. Erin is a millennial personal finance expert, speaker, and author of the book, “BROKE MILLENNIAL: Stop Scraping By and Get Your Financial Life Together.” Based on the successful blog, the book is the step-by-step guide to help readers go from flat-broke to financial badass. Lowry uses wry humor and hilarious true stories to keep readers entertained. CNBC has featured her work, CBS Sunday Morning, The Wall Street Journal, USA Today, Fox & Friends, Cosmopolitan, NBC News, New York Magazine, MarketplaceMoney, U.S. News and World Report, and Refinery29. Lowry spent most of her childhood living in Asia but now settled in Queens, New York where she shares an apartment with her spunky rescue dog Mosby. To learn more about Erin visithttp://brokemillennial.com/. To find out more about Win Kelly Charles visithttps://wincharles.wix.com/win-charles. To follow Win on Twitter go to @winkellycharles. To support Win on Instagram go to winkcharles. To assist win on Snapchat go to Wcharles422. "Books for Books," you buy Win's books so she can purchase books for school. "Getting through school is a 'win' for her fans and a 'win' for her."Please send feedback to Win by email her at winwwow@gmail.com, or go to http://survey.libsyn.com/winwisdom and http://survey.libsyn.com/thebutterfly. To be on the show, please fill out the intake at http://bit.ly/bow2017. Butterflies of Wisdom sponsored by Kittr a new social media tool that is bringing about new ways of posting on Twitter. It's fun, full of free content you can use, helps you schedule at the best times, is easy to use, and it will help you get more followers. Visit Kittr at gokittr.com. This is a 20% off code forwww.gracedbygrit.com. The code will be XOBUTTERFLIES. If you would like to support Butterflies of Wisdom go to https://www.patreon.com/wcharles. If you want to check out what Win’s friend, Dannidoll, is doing (a.k.a. Dannielle) go to https://www.facebook.com/dannidolltheragdollclown/?notif_t=page_invite_accepted¬if_id=1492366163404241. To learn more about Danielle visit http://www.dancanshred.com. To learn about the magic of Siri go to https://www.udemy.com/writing-a-book-using-siri/?utm_campaign=email&utm_source=sendgrid.com&utm_medium=email. If you want to donate Butterflies of Wisdom, please send a PayPal donation to aspenrosearts@gmail.com oraspenwin@gmail.com. Please donate to Challenge Aspen or the Bridging Bionics Foundation. Please send a check in the mail so 100% goes to Bridging Bionics Foundation.    In the Memo section have people write: In honor of Win Charles. Please donate to the charity of your choice thank you in advance, Win.   Send to:   Challenge Aspen PO Box 6639 Snowmass Village, CO 81615 Or donate online at https://challengeaspen.org.   Bridging Bionics Foundation  PO Box 3767 Basalt, CO 81621   Thank you Win

Today we are empowered by some amazing financial advice from Erin Lowry, a millennial personal finance expert, Founder of Broke Millennial, and author of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Erin has an awesome offer for the Wine & Shine crew! If you buy (mailto:info@brokemillennial.com) with “Wine & Shine” in the subject line, then she will send you a BONUS CHAPTER for the book!! We Chat About: How Krispy Kreme donuts taught Erin about finance Realizing that most people don’t understand how money works How money leads to judgement Spending money on what you value How financial philosophies differ (and don’t) across generations The age of digital money Why home ownership isn’t for everyone Living below your means VS above your means VS at your means Tackling debt & student loans Why willpower isn’t created equally Budgeting with the No Budget Budget Saving money as a couple The best thing you can do for your money Connect With Us: iTunes: https://bit.ly/wineandshine Facebook: Wine & Shine Podcast Instagram: @wineandshinepodcast Vivino: https://www.vivino.com/users/wineandshinepodcast Snapchat: wineshinepod Email:

Today we are empowered by some amazing financial advice from Erin Lowry, a millennial personal finance expert, Founder of Broke Millennial, and author of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together. Erin has an awesome offer for the Wine & Shine crew! If you buy (mailto:info@brokemillennial.com) with “Wine & Shine” in the subject line, then she will send you a BONUS CHAPTER for the book!! We Chat About: How Krispy Kreme donuts taught Erin about finance Realizing that most people don’t understand how money works How money leads to judgement Spending money on what you value How financial philosophies differ (and don’t) across generations The age of digital money Why home ownership isn’t for everyone Living below your means VS above your means VS at your means Tackling debt & student loans Why willpower isn’t created equally Budgeting with the No Budget Budget Saving money as a couple The best thing you can do for your money Connect With Us: iTunes: https://bit.ly/wineandshine Facebook: Wine & Shine Podcast Instagram: @wineandshinepodcast Vivino: https://www.vivino.com/users/wineandshinepodcast Snapchat: wineshinepod Email: wineandshinepodcast@gmail.com Resources: Learn More on (http://brokemillennial.com/) Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry Connect with Erin: Facebook: facebook.com/BrokeMillennial Twitter: twitter.com/BrokeMillennial Instagram: @brokemillennialblog Pinterest: pinterest.com/brokemillennial/ Production & Development for Wine & Shine Podcast by Podcast Masters

Ready to get your financial life together (#GYFLT)? Erin Lowry, creator of BrokeMillennial.com and author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together is here to help! Broke Millennial, the book, is a step-by-step guide on how to go from flat-broke to financial badass. Unlike most personal finance books, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Erin goes beyond the basics to tackle tricky money matters and situations we all face #IRL. Broke Millennial, the author, joins us for a multi-faceted conversation covering everything from career and salary negotiations to the financial experience she gained from infamous "Krispy Kreme Incident" that forever changed young Erin and set in motion a lifetime of personal discipline & financial expertise starting at age 7. On this entertaining show we discuss: How to successfully transition from the paycheck-to-paycheck lifestyle to establishing your own personal brand and entrepreneurial business The income, health care considerations and mental prep you should consider that allowed Erin to quit her day job making less than the U.S. average median income while still saving over 12-months of living expenses in one of the most expensive cities in the country The pros and cons of self-publishing versus traditional publishing, as well as a chapter by chapter breakdown of Broke Millennial covering the work, money, and career advice you need to know Steps you can take today to "treat your money with respect," immediately cutting out unnecessary fees and expenses, so you can start controlling your money instead of letting your money control you to live the life you want and deserve Exclusive to Paychecks & Balances listeners, if you purchase Broke Millennial and email Erin proof-of-receipt at info@brokemillennial.com with the subject line "Paychecks & Balances", she will send you a free unreleased bonus chapter! ASK PB: This week's listener question: Firstly I'd like to say thank you for this podcast, it's been so informative for me. My question is, how do you resist the impulse to buy? Have a career or personal finance question you need answered? Just click the ASK P&B button! Sponsor Special thanks to our sponsor, FreshBooks. To get a free 30-day trial of their super-easy-to-use cloud accounting software, visit freshbooks.com/paychecks and enter “paychecks and balances” in the How Did You Hear About Us section. References Erin Lowry Twitter: @BrokeMillennial Instagram: BrokeMillennialBlog Facebook: BrokeMillennial Website: BrokeMillennial.com The Book - Broke Millennial: Stop Scraping By and Get Your Financial Life Together Career and Salary Negotiations Salary.com GlassDoor.com Comparably.com Announcements PB Blog: Rich tackles a personal finance topic and listener question. Check them out! Career Advice: The LinkedIn Message Is Important, but What About the Reference? Get your personal finances in order with Marcus’ NerdWallet and Money.com features: How This 34-Year-Old Man Fixed His Spending and Paid Off $30,000 in Debt – “Marcus Garrett is a natural spender. Saving money, on the other hand, was more of an acquired skill…” This article focuses on tips Marcus uses to force automate his budget and savings plans because, as we all know, budgeting sucks. How One Man Dug Out From $30,000 in Debt – The story covers 5 tips Marcus used to get out of and state out of debt and includes a FREE 50/30/20 budget tool from NerdWallet. Check out Rich’s roundtable with Stacking Benjamins! We’re on Soundcloud! Check out our PATREON page! We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt, Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!

Erin Lowry is a millennial personal finance expert, author, and speaker. Erin founded the personal finance blog Broke Millennial. Her first book, Broke Millennial: Stop Scraping By and Get Your Financial Life Together, hits shelves May 2nd, 2017. I’ve checked out the book and it’s fantastic - funny, nerdy, detailed, and smart. At first glance it reminds me of one of my favorite personal finance books, I Will Teach You to Be Rich by Ramit Sethi.

 Erin talks about how she filters out the noise of consumerism, how growing up in Japan affected her money management, the impressive financial goal she set (and made) by the time she graduated, how she lives well and saves well on a small salary in NYC, her big goal for the future that might make her Dad upset, and much more. You’ll love it. So let’s dig in. Let’s meet today’s Master of Money… Resources and extensive show notes can be found at http://ptmoney.com/broke  

Are you a broke millennial? Broke and millennial. Some might argue that those two words are one and the same. Our guest today is out with a fresh take on how young adults can live it up while paying it down and acclimating to the changes in today's financial world. Erin Lowry is the new author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together. The book offers irreverent financial advice, taking into special account some of the newish circumstances facing young adults today like unprecedented student loan debt, stagnant wages, a rise in everyday expenses and a delay in reaching so-called "adulthood" and affording a home, a wedding, a family. Depressed much? Don't be. Erin, a personal finance expert and founder of the famous Broke Millennial blog says you CAN thrive. Plus, she offers candid advice on how to kindly back out of being a bridesmaid in your second cousin's wedding (of the four weddings you've been invited to his summer) because it's just too much money and you need to still pay your rent! You'll like this and probably want to forward to your 20-something friends and relatives who need some guidance. For more information visit www.somoneypodcast.com.

First of all, how random that my colleague Erin Lowrey, leading expert on Millennials and their money and author of the new-this-week Broke Millennial: Stop Scraping By and Get Your Financial Life Together, and fellow money blogger, lives across the street from me in Astoria, Queens?! When we're not hanging out, I sometimes bump into her on the street as she's walking her dog, or going to dinner with her nice boyfriend. Also, totally random, this year both of us have books out with the same Penguin Random House imprint, TarcherPerigee. Also, less random (see what I did there??), we both supported Hillary, and are resistance activists, and co-hosted a post-card writing party in the hood. In this episode, Erin and I talk about what she knows best — How Millennials can thrive financially. This includes: Get out of debt Have an awesome career and financial future Navigate tricky social pickles, like talking about money with your boyfriend or girlfriend, splitting the bill (or not!) with your friends Unless you have a free ride or parents with deep pockets, don't finance a fancy college degree if it means years of debt. How to network like a mo-fo The critical reason everyone needs a "fuck off fund" (the reasons are more serious than you think)