Podcasts about financial peace university

Subscribe to my newsletter: https://untangledfaith.substack.com   Dan and Summer Watt & Melissa Hogan joined me for episode 39: The Problem with Financial Peace University and Dave Ramsey's Financial Rhetoric.  ⁠ This conversation we had was made possible by the fact that those of us involved in this episode have spent the last several years processing together our experiences with the ups and downs of Financial Peace University and the rhetoric coming from the Ramsey Show.⁠ ⁠ While we all had different levels of understanding and adhering to the plan, each of us have found ourselves with serious questions. Some of these questions started before we broke ties with the organization and some of these realizations came later.⁠ ⁠ We don't claim to be unbiased observers. We all have had very painful and disappointing experiences with Ramsey Solutions, but we don't think that negates the very real questions we raise.⁠ Links: D.L. Mayfield, The Myth of the American Dream Dan Watt- Why Write About Lampo? Dan Watt- Getting a Mortgage with no credit score American Gospel movie   Subscribe to my newsletter: https://untangledfaith.substack.com Tell Your Friends! If you loved this episode, leave us a review on your favorite podcast app and share it with a friend. Tag us if you share it on social media.   Follow Untangled Faith wherever you listen to podcasts Follow on Apple podcasts Subscribe on YouTube Follow on Spotify Follow on Podcast Addict   Want to share your thoughts with us or talk about partnering with the show? Email: amy@untangledfaithpodcast.com Follow me on Instagram Follow me on Threads Follow me on BlueSky

Duane Juaire joins Phil to share how he and his wife Ginny were blessed by Financial Peace University and how fun it was to travel to Nashville to do their Debt Free Scream on the Ramsey Show a few years ago.

Do you wish your church could have more financial margin for ministry? Are your people struggling with debt and low giving? In this episode of The Unstuck Church Podcast, Sean interviews George Kamel from Ramsey Solutions about how Financial Peace University is helping churches break free from financial stress.  We're shooting straight with these questions. Why are so few churchgoers tithing regularly? How is debt truly impacting healthy church growth, and what are practical ways church leaders can start transforming their church's financial health today?  George shares some remarkable statistics about how FPU is increasing per-donor giving in churches while helping congregations get serious about biblical stewardship. If money was one of Jesus' most discussed topics, it should probably tell us something. If you're tired of avoiding money conversations in your church, this episode is for you.   This Episode is Brought to You By Planning Center: Are you struggling to keep your church organized and connected? Planning Center is the all-in-one church management software that solves your administrative challenges. You can effortlessly track first-time guests, manage volunteer schedules, and create easy ways for your congregation to get involved—all from a single platform. Whether you need a check-in system, event signups, or an online giving solution, Planning Center helps you nurture your community and keep people connected. Visit planningcenter.com to get started for free.   Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram. 

We make no bones about it: we view excessive consumer debt as a huge risk factor in dating relationships, to the point where we turn away clients who carry consumer debt in excess of their annual income. Why do we feel so strongly about something that (in today's economy) seems so normal, even expected? In this episode, Megan and Steven unpack their feelings about debt and why it's a massive red flag in dating relationships. If you need help getting out of debt, we encourage you to check out the resources from Ramsey Solutions, including Financial Peace University: https://www.ramseysolutions.com/ Note: we do not receive any sort of sponsorship or kickback associated with promoting Ramsey Solutions; we simply stand by the efficacy of their process. Singles at SEA 2026: We'll be setting sail February 6-9, 2026 out of Miami, Florida on Wonder of the Seas and visiting The Bahamas! Prices subject to change, but you only need $200 to book a cabin/$100 per person if you book with a friend. Call Chelsea Fennell at 864-901-8233 Email: spinell@dreamvacations.com Get the From Singles, to Shepherds Info Guide Here! https://the-synchrony-project.mykajabi.com/from-singles-to-shepherds Contact: If you want to join the conversation about this topic and give your thoughts, reach out on Instagram, Facebook, YouTube, or at questions@synchronyproject.com. Learn more about our matchmaking services and dating resources at https://synchronyproject.com.

Dave Ramsey is a personal finance expert, bestselling author, and radio host known for his no-nonsense approach to money management. After experiencing financial ruin in his twenties, Ramsey rebuilt his wealth and launched a mission to help others avoid the same mistakes. He created Financial Peace University, a step-by-step program that teaches people how to budget, eliminate debt, and build wealth. His “baby steps” plan and debt-free philosophy have guided millions toward financial stability and independence. Ramsey is the host of The Ramsey Show, a nationally syndicated radio program and podcast where he offers practical advice on money, relationships, and personal growth. Through Ramsey Solutions, he's built a media empire focused on financial education, reaching audiences through books, courses, events, and digital content. Grounded in Christian values and tough love, Ramsey's message continues to inspire a grassroots movement of people choosing to live debt-free and take control of their financial future. Shawn Ryan Show Sponsors: https://www.AmericanFinancing.net/SRS NMLS 182334, nmlsconsumeraccess.org https://www.identityguard.com/srs https://www.BetterHelp.com/SRS This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://www.bubsnaturals.com/SHAWN https://www.ShawnLikesGold.com https://www.drinkhoist.com - USE CODE "SRS" https://www.hometitlelock.com - USE CODE "SRS" https://www.Moinkbox.com/SRS https://www.PrepareWithShawn.com https://www.PatriotMobile.com/SRS https://www.Shopify.com/SRS Dave Ramsey Links: Build a Business You Love - https://ter.li/1izvr8   Tik Tok - https://www.tiktok.com/@daveramsey   IG - https://www.instagram.com/daveramsey   FB - https://www.facebook.com/daveramsey  X - https://x.com/DaveRamsey Website - https://www.ramseysolutions.com Show - https://www.ramseysolutions.com/shows Coaching - https://www.ramseysolutions.com/life-and-career Learn more about your ad choices. Visit podcastchoices.com/adchoices

Financial Peace University is now in the hallowed halls of River City Community Church!Pastor Sean celebrates a partnership with Dave Ramsey's Financial Peace University as he shares personal experiences with debt and financial recovery, emphasizing the spiritual and practical benefits of money management. Sign up for the next deeply discounted class at reallife.org.00:00 Easter Celebration Invitation00:16 Easter Weekend Events01:06 Reaching for Real Life Introduction01:33 Preparing for Easter Services03:26 Financial Peace University04:46 Personal Financial Journey10:32 Budgeting and Financial Freedom14:38 Building an Emergency Fund15:17 Gazelle-Like Intensity16:37 Cutting Up Credit Cards16:42 The Spiritual Aspect of Debt17:49 The Importance of Tithing19:01 The Debt Snowball Method20:19 Steps to Financial Freedom21:27 Living Generously24:08 Financial Peace University Details26:19 Final Thoughts and Upcoming Events

Financial Peace University is now in the hallowed halls of River City Community Church!Pastor Sean celebrates a partnership with Dave Ramsey's Financial Peace University as he shares personal experiences with debt and financial recovery, emphasizing the spiritual and practical benefits of money management. Sign up for the next deeply discounted class at reallife.org.00:00 Easter Celebration Invitation00:16 Easter Weekend Events01:06 Reaching for Real Life Introduction01:33 Preparing for Easter Services03:26 Financial Peace University04:46 Personal Financial Journey10:32 Budgeting and Financial Freedom14:38 Building an Emergency Fund15:17 Gazelle-Like Intensity16:37 Cutting Up Credit Cards16:42 The Spiritual Aspect of Debt17:49 The Importance of Tithing19:01 The Debt Snowball Method20:19 Steps to Financial Freedom21:27 Living Generously24:08 Financial Peace University Details26:19 Final Thoughts and Upcoming Events

Faith and finances don't often mix in our conversations, but what happens when financial crisis forces you to completely redefine your relationship with money? Raychel's story will challenge everything you thought you knew about God's role in your financial life.When a casual decision to take Financial Peace University collided with losing 85% of her family income through an unexpected layoff, Raychel faced a moment of truth. Should she hold tighter to her remaining resources or take the counterintuitive leap of faith to begin tithing? The answer changed everything.Through Raychel's journey, we explore the transformation that happens when we shift from viewing tithing as a religious tax to seeing it as an act of worship and trust. Her story reveals how God often works outside the logic of spreadsheets and budgets – providing contract work that appeared seemingly out of nowhere, stretching time in impossible ways, and creating abundance that defies explanation.Beyond the financial miracles, Raychel shares how learning to hear God's voice became central to her transformation. Those quiet nudges that seemed to come "out of left field" – guiding her to prioritize volunteering when work demands were overwhelming, prompting her to recognize her career as an unexpected stronghold – became the compass for navigating her new financial reality.This conversation isn't just for those facing financial hardship. It's for anyone who's ever wondered if God cares about your bank account, your career decisions, or how you spend your time. Raychel's testimony reminds us that sometimes the most extraordinary provision comes when we finally surrender control of what we thought we couldn't afford to lose.What area of your life is God asking you to release control over today? Your finances might just be the beginning.https://generationstogenerations.com/podcastordinarypeoplestories@gmail.com https://www.facebook.com/ordinarypeoplestory https://www.instagram.com/ordinarypeopleextraordinary/ X: @storiesextra Any advice should be confirmed with a qualified professional.All rights reserved: Ordinary People Extraordinary ThingsStories shared by guests may not always be shared views of OPET. Being a guest does not mean OPET approves of every decision or action in the guests' life. We all have a story, all of us, share your story. You don't have to have the perfect answer or the perfect life - share what Jesus is doing in your life. This is an easy, real way to witness & share your testimony.

Today, our guest is Tim Young, who is one of our officiants at WeddingChaplain.com. In addition to being an excellent wedding minister, he is a financial coach at Financial Peace University. Money is one of the top stressors in marriage, but it does not have to be. Financial coaching helps couples get on the same page about money, set shared goals, and create a plan that leads to financial peace instead of financial tension. Tim is going to be talking about that today. To learn more about Tim, please visit our website: The Wedding Chaplain Website Our Blog Article on Tim and Financial Coaching Services can be found here: https://www.weddingchaplain.com/media/blog/post/finances-and-marriage For more on David Anderson: David Anderson's Linktree Profile Find the Wedding Chaplain on social media: On Facebook On Instagram Twitter: @weddingchaplain On LinkedIn On Pinterest Sponsor: EWed Insurance

Eddie Trask, Executive Director of Catholic Charities of Idaho, joins Morning Light today with an announcement on a 9-week Financial Peace University beging offered for a low price of just $29!  Visit www.CCIdaho.org for more information.

Obeying God with your resources is the foundation for good stewardship. Furthermore, it brings the blessings of God and fuels the mission of the Church. Join Pastor Rick as he looks at the subject of tithing. NEXT STEPS: Today, I am choosing to steward my finances by obeying the Lord. The next time Financial Peace University is offered, I will sign up and continue my growth as a steward.

Ready to break free from the chains of debt and set your sights on financial freedom? Discover the journey that turned my family's finances around, inspired by the principles of Dave Ramsey's Financial Peace University. I share our story of tackling student loans and high-interest rates, all while juggling the beautiful chaos of motherhood and running a handmade business. Learn how societal norms didn't deter us from bucking the trend of debt acceptance and find out how you too can empower yourself to turn a side hustle into a sustainable, thriving business—even during nap time.EPISODE NOTES: https://kaseyclin.com/blogs/podcast/saving-money-when-money-is-tight-how-we-are-paying-off-hundreds-of-thousands-in-student-loan-debtThanks for listening! Click one of the links below to. Learn how to design for crafting machines such as Cricut, Silhouette, Glowforge, sublimation or embroidery. Check out my designs on Etsy

Season 3, Episode 2 | Comfort is Costly. In this episode of Strong & Awake, Dane and Mitch tackle the often daunting topic of personal finance, exploring how voluntary discomfort can lead to financial freedom. They share personal stories of overcoming debt and the transformative power of making uncomfortable financial decisions. From budgeting to tackling debt, the conversation offers a fresh perspective on how embracing discomfort can lead to lasting change. Listeners are encouraged to identify their own financial discomforts and take actionable steps towards a healthier financial future. Whether it's cutting unnecessary expenses, starting a budget, or simply acknowledging financial realities, this episode is an invitation to take control and find freedom in the unlikely path of voluntary discomfort. Chapters:00:00 Introduction00:53 The Comfort Trap06:13 Breaking Financial Myths09:46 Personal Finance Journeys17:24 Common Financial Pitfalls21:19 The Power of One Thing28:56 Ratcheting Up for Growth33:33 Community and Financial FreedomMentions:Dave Ramsey - Mentioned as a prominent figure in personal finance, known for helping people get out of debt through principles and strategies.James Clear - Referenced for his concept of making votes for your future self, likely from his book "Atomic Habits."Ryan Holiday - Mentioned for his idea that "the obstacle is the way," a concept from his book "The Obstacle Is the Way."Marcus Aurelius - Referenced indirectly through Ryan Holiday, known for his Stoic philosophy.Financial Peace University - A program by Dave Ramsey aimed at helping people manage their finances.Mike Michalowicz - Mentioned as someone who helps businesses with financial strategies.Sallie Mae - Mentioned in the context of student loans.Ramit Sethi - Mentioned as another financial advisor known for his work in personal finance.Anchor Actions:Start with One Uncomfortable Financial Action: Identify the financial action that makes you most uncomfortable—whether it's creating a basic budget, freezing unnecessary spending, or paying off a specific debt. Commit to doing this one action consistently, rather than overwhelming yourself with multiple changes. This will help you build momentum and confidence in managing your finances.Embrace Community Support and Challenge: Seek out a supportive community, such as a local Financial Peace University group or the MWOD community, to share your financial journey. Engaging with others who are also working towards financial freedom can provide encouragement, accountability, and practical insights that make the process less isolating and more manageable.Limit Cognitive Load with Simple Practices: Reduce decision fatigue by implementing straightforward financial practices. For example, use cash envelopes for budgeting or set a moratorium on non-essential purchases to simplify your financial decisions. This approach minimizes stress and helps you focus on making progress with the resources you have.Join Us:Our Membership Community (MWOD) is where we embrace discomfort as a path to personal development. Remember, it's probably not for you... but if we're wrong about that, or if you want to find out for yourself, visit us at MWOD.io

In this episode, we explore the importance of financial stewardship through budgeting and intentional money management. Discover practical tips for creating a family budget, staying debt-free, and managing your finances with purpose. Resources Mentioned: • Financial Peace University – Learn how to manage money, eliminate debt, and build lasting wealth. • EveryDollar App – A powerful budgeting tool to help you track spending and reach your financial goals. Tune in and take the next step toward financial freedom!

In this episode, we explore the importance of financial stewardship through budgeting and intentional money management. Discover practical tips for creating a family budget, staying debt-free, and managing your finances with purpose. Resources Mentioned: • Financial Peace University – Learn how to manage money, eliminate debt, and build lasting wealth. • EveryDollar App – A powerful budgeting tool to help you track spending and reach your financial goals. Tune in and take the next step toward financial freedom!

Pastor: Jordan Moore Series: More Than Money (4) Title: What If? Date: 2024.11.30+12.01 --------------------- CHAPTERS: 00:00 - Teaser 00:39 - Series 01:09 - Sermon (1) 03:40 - Moore Family 05:46 - Sermon (2) 26:26 - Point 1 29:11 - Point 2 29:55 - Point 3 37:36 - Interview 52:18 - Closing --------------------- LINKS / RESOURCES:

We are joined by the insightful George kamel, a bestselling author and personal finance expert from the Dave Ramsey team. In this episode, we'll dive into George's latest book, "Breaking From Broke," which critiques the toxic money culture that drives unnecessary debt accumulation.George shares his personal journey of climbing out of $40,000 of consumer debt using Dave Ramsey's Financial Peace University course and discusses living debt-free for improved financial freedom. We'll explore unconventional ideas like obtaining a mortgage without a credit score, the importance of dental hygiene in preventing financial strain, and strategies for handling financial emergencies without resorting to credit.Jaime and George also touch upon broader societal issues like the student loan crisis, lifestyle creep, and materialistic pressures. Discover George's "Smart Spender Plan" to make informed spending decisions and learn about the crucial shift in mindset needed to achieve true financial peace and independence.

On this week's episode, Micah and Chris share how Dave Ramsey's Financial Peace University affected their life and finances. The boys go in depth about how they led some of Dave Ramsey's classes and the negative effect it had on their life. A PGA golfer gets arrested right before his tournament and a man gets arrested for assaulting his mother with spaghetti sauce?? Find out why Micah HATES going to the grocery story and what the term "shoot" means in wrestling! The Rock, forged lottery tickets, and credit scores all on this hot episode of the Doughnut Box Podcast!

$85,000 in debt and a brand new truck to a wealthy and generous life?! In this episode, Air Force officer Garrison shares his financial journey from $85,000 in debt to working towards financial independence. He discusses following Dave Ramsey's Baby Steps, buying a home in the military, running a crash pad rental business, and helping his Airmen with financial education. Spencer and Jamie explore Garrison's experiences with budgeting, investing, and balancing financial goals with personal passions like Disney vacations. Topics: Opting into the Blended Retirement System (BRS)? How did Garrison start his financial journey as a young officer? What sacrifices did Garrison make to pay off debt? Is buying a house in the military a good idea? How does Garrison's crash pad rental business work? How does Garrison help his Airmen with financial education? How does Garrison balance financial goals with personal spending? Resources mentioned: Dave Ramsey's Financial Peace University (military discount) The Military Money Manual book TSP Course Spencer and Jamie created (promo code below) Monarch Money app Rich Dad Poor Dad book Our podcast episode about the Baby Steps   For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5-star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Ruslan, a leader at Rhythm Church, introduces himself and shares his background, which includes overseeing Financial Peace University. The sermon focuses on the story of the widow in 1 Kings 17 and her obedience to God's commands, highlighting the concept of obedience despite dire circumstances. Ruslan draws parallels to modern financial hardships and emphasizes the importance of living out God's ways to stay in His will. He shares his personal financial struggles and recovery, encouraging the congregation to trust in God's provision and be generous with their resources, time, and wisdom.

LINKS + RESOURCES FROM THIS EPISODE:> Sign up for ⁠Financial Peace University⁠:https://covenant-group.churchcenter.com/registrations/events/2466765> Download the free study guide for "It's All His" ⁠by visiting https://www.covenantexperience.com/messages/whos-your-master-pt2 and clicking on the button "Download Study Guide"⁠> Find out more about Covenant Church at ⁠covenantexperience.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2823: Jen Hayes shares her practical reasons for driving a 17-year-old car, highlighting how it saves money, reduces stress, and aligns with her goal of financial freedom. Her approach emphasizes the importance of humility and avoiding debt over the desire for a flashy, new vehicle. Read along with the original article(s) here: https://www.jenhayes.me//17-reasons-why-drive-old-car/ Quotes to ponder: "It's what most people would consider embarrassing. Some people think I'm crazy for continuing to drive this vehicle, but here are seven reasons why I do it." "My car might be 'embarrassing' to some, but this old car is part of the reason why we'll be debt-free someday." "Live like no one else now so you can live like no one else later." Episode references: Dave Ramsey's Financial Peace University: https://www.daveramsey.com/store/product/financial-peace-university-class The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/0785289089 Learn more about your ad choices. Visit megaphone.fm/adchoices

Professional Boundaries ebook from Dr. Sadie Adado and the ATvantage. Dr. Adado, what are some professional boundaries you have put in place? Scheduling (personal and professional time blocks for zone of Genius) “Self-care” (exercise, meals, meditation, yoga, reading, walking, family/friends) Quality improvement project on how I spent my time. Why did these need to be established? As a young professional, I hadn't yet learned what I needed. It took a lot of self-awareness and reflection to understand my own needs so that I could practice putting boundaries in place.  Walk us through some of these Professional Boundaries conversations. Self-awareness is a journey. It doesn't end, it's continual and ever-changing.  Tuning into self in each moment will help to outline needs that can be met.  It is your ownership of that, responsibility that matters. Take action for yourself, no one else will.  What are some of the boundaries you see other Athletic Trainers needing help with? I hear ATs talk about being taken advantage of, lowest paid, constantly overworked, etc. The story feels redundant at this point. I wish more ATs felt empowered to change their own script. If you're burnt out, who has the power to change that? Stop pointing fingers at the system and start being an agent of change.  Establishing boundaries helps create life balance.  What does life balance look like for you currently? For me right now, I love my work but it's definitely not what I spend most of my time or energy on. Some might scoff at that, but truly it's been a process of shifting the scales so that I came first. My body, my mental health, my spirit, and then my family friends pets.. it took a lot of practice and still does (every day) of ensuring that my cup is full so I can give.  I love Financial Peace University and we are debt-free including the house.  How do you think finances play into life balance? I also love the messages about financial peace. Finances play a big role in this balance.  It can be tough… I was an AT with a Masters salaried working 60+ hrs a week and paid under $40k. I had 3 job offers in the same week and that was the highest… needless to say I lived paycheck to paycheck for a long time, feeling totally stuck. Eventually, I moved to working 5-6 jobs at any time to get “unstuck” but then found myself burnt out. I'm sure this story is familiar. I decided to put energy into one place. For me, that was starting my small business. This created freedom of my time which is actually the most valuable. Long story short, this journey brought me to where I am now. And I still have multiple sources of income but it's much more harmonious.  I think for ATs the balance of life and work does revolve a lot around money. I think we need to talk about it more often. We need to justify and prove our worth not just “say” it. Contact Us: Dr. Sadie Adado

Dave Ramsey's 7 baby steps have helped millions of families. Do they work for military families? Today, we discuss each of the 7 baby steps and how they can work for military families. Both Spencer and Jamie started on the Dave Ramsey plan. We highly recommend the Total Money Makeoever book (check your base library- many have it for free), Financial Peace University, and the Ramsey podcast or YouTube. Military families can get 50% off FPU too! If you need help, for a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5-star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Rich & Danny recap Danny's recent accident; Rich's market summary includes a preview of today's PCE release. Markets are awaiting confirmation of a trend. Dealing with the election fallout on your money; markets have already priced-in everything you know. PCE will move markets today; there is still $500-billion in unspent government funds from the Inflation Reduction Act. Dealing with data breaches. Retirees' biggest worry is about income: What is the biggest source of income for most Americans? Their house & home equity...and SS, a forced pension. Benefits of a HELOC--get one early, and don't touch it. The best use of "buffer assets." Thinking of HELOC's and reverse mortgages as "unfreezing" liquidity in the frozen asset of your home. Retiremnent is about depleting assets; you're no longer in savings mode. Strategies for placing a HELOC, and coordinating with other retirement strategies. Commentary on Dave Ramey's Financial Peace University--it's not just for poor folk. SEG-1: Market Summary: Waiting for Confirmation of a Trend SEG-2: Election Fall-ou for Your Money; PCE Preview SEG-3: Reverse Mortgage LOC: Get It but Don't Touch It SEG-4: Retirement IS About Depleting Assets Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=rOut1Zp-y0s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Interest Rates Are Too High – Blame The Mythical R Star" https://realinvestmentadvice.com/interest-rates-are-too-high-blame-the-mythical-r-star/ "Irrational Exuberance Then And Now" https://realinvestmentadvice.com/irrational-exuberance-then-and-now/ "The Bull Market – Could It Just Be Getting Started?" https://realinvestmentadvice.com/the-bull-market-could-it-just-be-getting-started/ "Can Mega-Capitalization Stocks Continue Their Dominance?" https://realinvestmentadvice.com/can-mega-capitalization-stocks-continue-their-dominance/ "Russell Explodes Higher As Rotation Takes Hold" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will the Correction Reach 5%?" is here: https://www.youtube.com/watch?v=9jhduZnaAuo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Your Confidence Can Boost or Break the Economy" https://www.youtube.com/watch?v=rpMR4QMJitc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HomeEquity #ReverseMortgage #BufferAssets #PCE #FederalReserve #InterestRates #2024Election #FinancialSituation #MarketImpact #Economy #ConsumerSpending #ConsumerSentiment #InvestorSentiment #PortfolioPerformance, #EconomicBehavior #FinancialMarkets #SpendingHabits #MarketDecline #Financial Health #EconomicSentiment #FinancialDecisions #InvestmentConfidence #ConsumerConfidence #MarketSentiment #EconomicImpact #SpendingPatterns #FinancialImpact #Markets #Money #Investing

Rich & Danny recap Danny's recent accident; Rich's market summary includes a preview of today's PCE release. Markets are awaiting confirmation of a trend. Dealing with the election fallout on your money; markets have already priced-in everything you know. PCE will move markets today; there is still $500-billion in unspent government funds from the Inflation Reduction Act. Dealing with data breaches. Retirees' biggest worry is about income: What is the biggest source of income for most Americans? Their house & home equity...and SS, a forced pension. Benefits of a HELOC--get one early, and don't touch it. The best use of "buffer assets." Thinking of HELOC's and reverse mortgages as "unfreezing" liquidity in the frozen asset of your home. Retiremnent is about depleting assets; you're no longer in savings mode. Strategies for placing a HELOC, and coordinating with other retirement strategies. Commentary on Dave Ramey's Financial Peace University--it's not just for poor folk. SEG-1: Market Summary: Waiting for Confirmation of a Trend SEG-2: Election Fall-ou for Your Money; PCE Preview SEG-3: Reverse Mortgage LOC: Get It but Don't Touch It SEG-4: Retirement IS About Depleting Assets Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=rOut1Zp-y0s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Interest Rates Are Too High – Blame The Mythical R Star" https://realinvestmentadvice.com/interest-rates-are-too-high-blame-the-mythical-r-star/ "Irrational Exuberance Then And Now" https://realinvestmentadvice.com/irrational-exuberance-then-and-now/ "The Bull Market – Could It Just Be Getting Started?" https://realinvestmentadvice.com/the-bull-market-could-it-just-be-getting-started/ "Can Mega-Capitalization Stocks Continue Their Dominance?" https://realinvestmentadvice.com/can-mega-capitalization-stocks-continue-their-dominance/ "Russell Explodes Higher As Rotation Takes Hold" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will the Correction Reach 5%?" is here:  https://www.youtube.com/watch?v=9jhduZnaAuo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Your Confidence Can Boost or Break the Economy" https://www.youtube.com/watch?v=rpMR4QMJitc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HomeEquity #ReverseMortgage #BufferAssets #PCE #FederalReserve #InterestRates #2024Election #FinancialSituation #MarketImpact #Economy #ConsumerSpending #ConsumerSentiment #InvestorSentiment #PortfolioPerformance, #EconomicBehavior #FinancialMarkets #SpendingHabits #MarketDecline #Financial Health #EconomicSentiment #FinancialDecisions #InvestmentConfidence #ConsumerConfidence #MarketSentiment #EconomicImpact #SpendingPatterns #FinancialImpact #Markets #Money #Investing