Podcasts about know about money

Today on the podcast we welcome back Cullen Roche. Cullen is the founder and chief investment officer of the Discipline Funds, which manages the Discipline Fund ETF. In addition, he heads up Orcam Group, a registered investment advisory firm he established in 2012. He's authored several books, including Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance, and he has a new book coming out next year called Your Perfect Portfolio. Cullen started his career as an advisor at Merrill Lynch and worked at an event-driven hedge fund before starting his RIA firm. He received his bachelor's degree in finance from Georgetown University's McDonough School of Business. Cullen, welcome back to The Long View.BackgroundBioDiscipline FundsDiscipline Fund ETFPragmatic Capitalism: What Every Investor Needs to Know About Money and FinanceYour Perfect PortfolioTariffs and Recession“Let's Talk About Tariffs,” by Cullen Roche, disciplinefunds.com, Feb. 3, 2025.“Weekend Reading—How Did We Get Here?” by Cullen Roche, disciplinefunds.com, April 4, 2025.“Three Things—Tariffs, Of Course,” by Cullen Roche, disciplinefunds.com, April 7, 2025.“American Economic Association 2021-2022 Universal Academic Questionnaire Summary Statistics,” by Charles E. Scott and John J. Siegfried, jstor.org.“Three Things—Is a Recession Coming?” by Cullen Roche, disciplinefunds.com, Feb. 8, 2025.Defined Duration Investing“What Is Defined Duration Investing?” by Cullen Roche, disciplinefunds.com, Feb. 21, 2023.“Defined Duration Investing,” by Cullen Roche, paper.ssrn.com, Aug. 8, 2022.The Fed and Global Investing“Three Things—State of the Markets,” by Cullen Roche, disciplinefunds.com, Feb. 22, 2025.“Why Is International Investing Working Again?” by Cullen Roche, disciplinefunds.com, March 26, 2025.“Three Things—Weekend Reading,” by Cullen Roche, disciplinefunds.com, April 19, 2025.Other“Cullen Roche: Macro Is About Understanding the World for What It Is,” The Long View podcast, Morningstar.com, Jan. 11, 2022.Milton Friedman“NY Empire State Index: Meaning, Benefits, Example,” by Adam Hayes, Investopedia.com, June 30, 2022.William Bernstein's No-Brainer PortfolioMeb FaberThe Humble Investor, by Dan Rasmussen

There are two ways to gain experience in life. You can get experience personally or you can get it secondhand by watching and learning from other people's experiences. If you can successfully learn from other people's experiences you can get ahead much faster in life. It has been said that a joint venture is where one party brings experience, one party brings money and at the end of the venture the parties have switched...the party who brought experience ends up with the money and the party who brought the money ends up with experience. In this podcast we are going to be sharing other people's experiences with money and interest. These real life stories have some very good learning opportunities that can help you grow your wealth better. Listen to the Wealth Talks Podcast on:  Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163  Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8  Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu

When looking for financial advice, viewers of this program might want to turn to this familiar face. Shannon Lee Simmons is a financial planner and founder of the New School of Finance, and in her latest book "Making Bank: Money Skills for Real Life," she gives younger readers some key insights into how they should manage their money.See omnystudio.com/listener for privacy information.

Student loans are a disaster. New rules, endless changes, and lawsuits have turned an already complex system into total chaos. And while YouTube is packed with 20-minute videos on how to “game the system,” most of those strategies sound great in theory but fall apart in real life. But here's the real takeaway from all this… Millionaires don't overcomplicate money. They follow one key principle that keeps their finances simple, stress-free, and growing. In this episode, I break down: ✔️ How the student loan mess exposed a critical wealth-building lesson ✔️ Why overcomplicating money leads to stress, bad decisions, and wasted time ✔️ The financial mindset and system that millionaires use to stay ahead

Think traditional investing is your only path to wealth? Think again. Join Mauricio Rauld, real estate syndication attorney, as he reveals counterintuitive financial strategies used by the top 1% to build wealth faster. ⏱️ TIMESTAMPS: 0:00 - Introduction & Unconventional Money Mindset 1:33 - The 70/30 Rule Myth 5:16 - Active vs Passive Investments 7:47 - Why 401(k)s May Not Be Your Best Option 9:24 - Alternative College Savings Strategies 10:19 - Asset Protection Tips

Kevin Lehtiniitty is the CEO of Borderless xyz which is a stablecoin payments network. We discuss the global adoption of stablecoins by institutions and retail users.Topics:- Kevin's background and building TrueUSD - Borderless xyz overview - Global Stablecoin Payments - Will stablecoins end the need for Banks? - Integrating Celo and other blockchains - Crypto growth and adoption Show Sponsor - ⭐️ Learn about BitGo, one of the top crypto custodians - https://www.bitgo.com/ 

Pastor Phil Ayres addresses the complex relationship between money and faith in his sermon, emphasizing that money itself is not evil but rather the love of money that can lead to various problems. He shares insights from scripture, including the importance of contentment and the understanding that everything ultimately belongs to God. The pastor encourages a generous mindset, highlighting that our financial choices reflect our values and faith. Ultimately, he calls on the congregation to feel empowered rather than guilty about their financial stewardship, urging them to use their resources for eternal impact. 

Money feels overwhelming? Tamar Snyder Chaitovsky shares tips on saving, budgeting, Roth IRAs, and the 50/30/20 rule. Learn how to plan, save, and build financial stability in this actionable episode!You can reach Tamar at https://www.tamarsnyder.com/✬ SPONSORS OF EPISODE 85 ✬ ► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney ► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney ► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!00:00 Intro01:02 Who Is Tamar Snyder Chaitovsky?02:52 Parents Teaching Children About Money04:04 Financial Education for Teens08:30 Coming Up With Different Term Goals10:05 Changing the Mindset of Teens10:55 What is Budgeting14:19 Needs Vs. Wants15:20 How Much Should I Be Saving?18:00 How to Practically Budget21:21 BitBean22:51 Twillory24:07 Find What Works for YOU25:05 Children & Money26:44 Bringing a Spouse Into Money Equation30:50 Being on the Same Page as Your Spouse32:14 The Magic of Compound Interest36:30 Interest Doesn't Have to be Overwhelming!40:52 How to Spend SMARTER43:41 You are Influenced by People Around You44:35 Colel Chabad46:01 The Donors' Fund47:53 Make Sure to Look at All Your Bills50:25 Life Insurance for Young Adults Is So Important53:42 Health Insurance is Critical55:19 Looking at a Paystub57:30 FSA vs. HSA58:28 What to Keep in Mind When Buying House59:28 Paying Student Loans1:00:40 Know Your Money Personality1:02:23 How to Save Money on Kosher Food1:03:44 Contacting Tamar1:04:24 Living Smarter Jewish1:05:57 OutroLINKS MENTIONED:• Monarch Money - https://tinyurl.com/MonarchM25• EveryDollar - https://ter.li/5cs2h1 (In the first month of using Dave Ramsey's app, most users cut monthly expenses by nearly 10%. Dang!)• Rocket Money - https://www.rocketmoney.com• Chase - https://tinyurl.com/ChaseApp25• Empower - https://www.empower.com/get-started• TillerHQ.com - https://www.tillerhq.com• Ally Savings Bank App - https://www.ally.com/• Get the LSJ School Curriculum: https://livingsmarterjewish.org/schools• TheProject120.org, a crucial life insurance resource ✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate Need financial guidance? Get help from our friends at https://livingsmarterjewish.org/contact WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.#PersonalFinance #MoneyManagement #BudgetingTips #FinancialFreedom #LivingLchaim #KosherMoney #KosherMoneyPod Hosted on Acast. See acast.com/privacy for more information.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, focuses on the importance of life and disability insurance. Adam explains that life insurance is a crucial financial tool to protect your family's financial well-being in the event of your death. He highlights the different types of life insurance policies, including term and permanent, and emphasizes the significance of having sufficient coverage. Adam stresses the importance of disability insurance, which can provide income replacement if you become unable to work due to illness or injury. He emphasizes that disability insurance is essential for maintaining financial stability and preventing financial ruin in the face of unexpected events. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, explains various types of retirement accounts, including IRAs, Roth IRAs, 401(k)s, and 403(b)s, and how these accounts function. Adam emphasizes the importance of starting to save early and using these accounts to build wealth through compounding. He also discusses the concept of diversification and how it can help mitigate risk. Adam advises readers to consult with a financial advisor to determine the best course of action based on their specific circumstances.  Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the various benefits that employers offer new employees, emphasizing their importance in financial planning. Adam provides an overview of different types of employer benefits, including health insurance, voluntary benefits like dental and disability insurance, and retirement plans. He also highlights the significance of understanding the specific features of each benefit, such as deductibles and co-pays for health insurance, as well as the importance of evaluating the employer match for retirement plans. Finally, Adam advises new employees to carefully consider the value of employer benefits when evaluating job opportunities, as they can significantly impact an individual's financial well-being. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the various benefits that employers offer new employees, emphasizing their importance in financial planning. Adam provides an overview of different types of employer benefits, including health insurance, voluntary benefits like dental and disability insurance, and retirement plans. He also highlights the significance of understanding the specific features of each benefit, such as deductibles and co-pays for health insurance, as well as the importance of evaluating the employer match for retirement plans. Finally, Adam advises new employees to carefully consider the value of employer benefits when evaluating job opportunities, as they can significantly impact an individual's financial well-being. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the power of compound interest, comparing it to the growth of muscles in a bodybuilder. It illustrates how consistent saving and investing can generate significant returns over time, emphasizing the importance of avoiding withdrawals during the accumulation phase to maximize benefits. Adam also highlights the potential downside of compound interest when applied to debt, where minimum payments can lead to accruing interest and a larger overall debt burden. He ultimately advises starting saving early to harness the positive power of compounding interest and avoid its negative consequences. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, encourages readers to prioritize travel experiences, emphasizing the personal growth and broadened perspectives it provides. Adam advocates for responsible spending, urging readers to save and pay cash for vacations rather than using credit, as interest charges can significantly increase the cost. The chapter highlights the benefits of mission trips, which combine travel with service, offering a rewarding experience for both participants and the communities they serve. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the costs associated with traditional weddings, emphasizing that they can be very expensive. Adam highlights the many expenses involved, such as venue rentals, catering, and photography. He also explores the alternative of destination weddings, presenting them as a potentially more affordable option due to their smaller guest lists and the ability to combine the wedding ceremony and honeymoon. Adam emphasizes the importance of setting a realistic budget and avoiding debt when planning a wedding, regardless of the chosen style. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the financial aspects of owning and leasing a car, highlighting the importance of buying a reliable used car early on and avoiding large car loans. Adam emphasizes the depreciation of cars as a significant factor to consider, advocating for prioritizing financial stability over the allure of a luxury car. He also analyzes the pros and cons of leasing a car, emphasizing that owning a car outright generally offers greater financial benefits. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

What comes up for you when money is mentioned? Do you have enough, have you bought into lies about it, were you allowed to talk about it as a kid? In this episode of Choice, Change and Action Simone Milasas interviews 5 Access Consciousness facilitators, Gioia Sala, Sarah Watt, Vivi Araujo, Christopher Hughes and Sul Wynne-Jones, about their experiences with money over the years and what they would tell themselves about money now.  What would you tell yourself about money? What if you stopped stressing and stopped the struggle and the lack, because there's not a lack of money, there is just a lack of flow of money. What if we all started a different flow with money and knew that there was more possible?  Keys Takeaways What Was Money Like For You Growing Up? What's Your First Memory Of Money? What's The Biggest Lie You've Ever Been Told About Money? Where Are You At With Money Now And Is It Enough? What Would You Tell Yourself About Money Now? Daily Questions: "Is that my reality with money? Or is that something that was sold to me or I bought somewhere?"  "Where have I never thought of to look for more money?"  "What can I receive today that I wasn't willing to receive yesterday?" "What can I choose that I have not yet chosen that is already there?” “What can I seduce? What possibilities can I seduce into my life with business and with money flows?"  Useful Links: The Clearing Statement explained Access Consciousness Website Choice, Change & Action Podcast Instagram Follow Simone Milasas Simone Milasas's Website Simone Milasas's Instagram Simone Milasas's Facebook Simone Milasas's YouTube Simone Milasas's Telegram Simone Milasas's Contact Email  Follow Gioia Sala Gioia Sala's Website Gioia Sala's Instagram Gioia Sala's Facebook Follow Sarah Watt Sarah Watt's Website Sarah Watt's Instagram Sarah Watt's Facebook Follow Chris Hughes Christopher Hughes's Website Christopher Hughes's Instagram Christopher Hughes's Facebook Follow Sul Wynne-Jones Sul Wynne-Jone's Website Sul Wynne-Jone's Instagram Sul Wynne-Jone's Facebook Follow Vivi Araujo Vivi Araujo's Instagram Vivi Araujo's Facebook Play with Simone Milasas The Profit Club membership Getting Out of Debt Joyfully Taking Action online video course All Upcoming Classes with Simone Past Class Recordings Mentioned In This Episode Realms of Creation: https://www.accessconsciousness.com/en/shop-catalog/advanced-special-classes/realms-of-creation-nov-24-teleseries/  Getting Out Of Debt Joyfully book by Simone Milasas: https://www.accessconsciousness.com/en/shop-catalog/book/getting-out-of-debt-joyfully/  The Money Adventure with Simone Milasas: https://www.simonemilasas.com/adventure 

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, explains the "Latte Effect," a concept that highlights the significant financial impact of small, seemingly insignificant purchases made regularly. Adam uses the example of daily latte purchases, demonstrating how these seemingly small expenditures can accumulate to substantial amounts over time. He encourages readers to become mindful of their spending habits and consider the long-term consequences of daily purchases. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, offers guidance on the responsible use of credit cards, emphasizing the importance of paying the balance in full each month to avoid accruing high interest charges. Adam also highlights the potential benefits of using credit cards, such as rewards programs and theft protection, but cautions against late payments, which can result in additional fees. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the financial burden of raising children, highlighting the significant costs associated with childcare, healthcare, and daily living expenses. While acknowledging the joy and fulfillment of parenthood, Adam emphasize the importance of financial preparedness before starting a family. He warns that expenses will increase significantly, especially with the addition of healthcare costs and potential daycare fees. Adam advocates for responsible financial planning and ensuring financial stability before bringing children into the world. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, provides advice on how to determine the appropriate size of a mortgage. Adam stresses the importance of considering factors such as income, existing debt, and savings when deciding how much to borrow. He strongly advises against taking on a mortgage that exceeds 20% of your net income, emphasizing the need for cash flow flexibility. Adam highlights the impact of interest rates and the need for a 20% down payment to avoid Private Mortgage Insurance (PMI). He also recommends consulting with a financial advisor or mortgage broker to navigate the complexities of the mortgage process. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter of Adam Olson's book, “21 Things You Need To Know About Money”, discusses the advantages and disadvantages of renting versus owning a home. Adam argues that renting is not necessarily throwing money away, as it offers flexibility and lower initial costs. Conversely, homeownership provides equity building and potential appreciation, but comes with substantial upfront costs and ongoing expenses. He ultimately suggests that renting can be a viable option, especially for young adults, and that homeownership should not be viewed solely as an investment. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, explains the importance of credit scores and how they affect a person's financial life. Adam emphasizes that a good credit score is crucial for obtaining loans, credit cards, and even insurance at favorable rates. He provides practical advice on building and maintaining a good credit score, including strategies like timely bill payments, utilizing credit cards responsibly, and becoming an authorized user on a trusted individual's credit card. Adam also stresses the significance of regularly checking credit reports to detect any fraudulent activity. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, emphasizes the importance of financial discipline, particularly for young adults. It advocates for prioritizing needs over wants, avoiding unnecessary debt by paying cash for non-essential items, and focusing on building wealth through savings and investing. Adam emphasizes that buying time, through services like yard work, can be more valuable than material possessions and suggests that buying “toys” can be postponed until after reaching a significant savings goal. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

This chapter from Adam Olson's book, “21 Things You Need To Know About Money”, discusses the rising problem of student loan debt in the United States. Adam argues that students should carefully consider the cost of college in relation to the potential salary for their chosen career, and suggests that community college could be a more affordable option. He also advises readers to understand how student loan repayments may be taxed and explores different ways to manage and pay off student loan debt. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In this chapter of Adam Olson's book, “21 Things You Need To Know About Money”, Adam highlights the importance of young adults becoming self-sufficient after college by advocating for them to move out of their parents' homes and forge their own path. He argues that living independently, even in challenging circumstances, fosters personal growth, financial responsibility, and a stronger work ethic. Adam emphasizes the importance of becoming independent and developing a self-reliant mindset to achieve personal and professional success, even if it means taking a leap of faith and facing uncomfortable situations. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Adam Olson is a financial advice excerpt from a book titled "21 Things You Need to Know About Money." The text emphasizes the importance of  generating extra income through part-time work or side hustles for young adults. The Adam argues that even a few hours of extra work can significantly impact financial goals, like saving for retirement. He provides a real-life example of someone using part-time income to successfully contribute to a 401k plan, highlighting the potential for long-term financial benefits from consistent effort. Adam encourages readers to take advantage of readily available opportunities to increase their income and build a strong financial future. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Chapter 3 of Adam Olson's book “21 Things You Need To Know About Money:” emphasizes the importance of personal development, arguing that investing in oneself through activities like education, mentorship, and health can lead to significant professional and personal growth. Actively engaging in personal development can increase income by boosting skills and enhancing work performance, ultimately leading to a more fulfilling life. Adam presents real-life examples and personal experiences to illustrate the tangible benefits of continuous personal development. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

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Author and economist David McWilliams joins Merryn to discuss his latest book Money: A Story of Humanity, and how the evolution of currency is central to the rise and fall of civilizations.See omnystudio.com/listener for privacy information.

It is very easy to get caught up in our negative beliefs about money and worthiness when we forget our divine power and nature.   My guest this week, Melissa Ambrosini, a sweetheart and lady boss, and I talk all about exactly how to change your mindset around money and your goals so that you can reprogram yourself for a life that is aligned with your dreams and soul.    Changing your beliefs around worthiness is something women in particular struggle with, and in this episode we discussed super practical tools to change your belief system about your work, wealth and worth!    Melissa Ambrosini is the bestselling author of Mastering Your Mean Girl, Open Wide, PurposeFULL, Comparisonitis & Time Magic, co-founder of SheLaunch, the host of the top-rated podcast The Melissa Ambrosini Show, a keynote speaker, and entrepreneur. Her mission is to inspire others to unlock their full potential and create the business and life of their dreams. With a deep commitment to empowering others, Melissa believes that everyone is worthy of having the life and business they desire. She strives to inspire others to reclaim their power, step into their truth, live with intention and in alignment with their higher self, and move in the direction of their dreams.   Takeaways Empowering women to own their power is essential. Fulfillment in work leads to better relationships. Mastering the inner critic is a lifelong journey. Comparison can be transformed into inspiration. Spiritual connection is vital for intuition and guidance. Visualization is a powerful tool for manifesting goals. Money mindset beliefs often stem from childhood experiences. Setting healthy boundaries is crucial for self-love. Daily practices are necessary for mindset mastery. You can create a life that aligns with your values.   You-est You® Resources for YOU! See below for free tools, resources, programs, and goodies to help you become your YOU-EST YOU!   FREE Manifest Your Goals & Dreams 7-Day Toolset This stunning free toolset is a 7-day workbook (25 pages full) of powerful mindset practices, grounding meditations (and audio), a new beautiful time management system and template to set your personalized schedule for your best productivity, a personalized energy assessment, and so much more. It was designed to specifically help you uplevel your routine and self-care habits for success so you can radiate and become your ‘You-est You'. These tools are some of Julie's best practices used with hundreds of her clients to help you feel more confident, clear, and connected to your best self so that you feel inspired to take on the world. Get it at: juliereisler.com/toolset   FREE Intuition Assessment  Unlock your unique intuitive super-powers and discover your dominant intuition and language with the unseen. Take the assessment at juliereisler.com/intuitionassessment   Join The Sanctuary Membership - Now Open! Join Julie's high vibrational sacred membership, an inner circle for conscious coaches, Lightworkers, and spiritual seekers, a spiritual oasis for change-makers wanting to make a bigger impact in the world. Julie will be leading bi-monthly live calls, including monthly psychic intuitive guided messages, and workshops teaching spiritual tools (like learning how to use a pendulum, muscle test, assess your chakras, open up your psychic abilities) to help you manifest what your heart most desires, manage your energy, develop your intuitive gifts, and connect more deeply with your higher self and spirit guides. Learn more and join now at https://juliereisler.com/sanctuary    You-est You Intention Cards Want your own powerful deck of 33 You-est You Intention Cards? These cards were channeled by Julie. Each card has an empowering intention and deeper questions to ask your ‘You-est You' for greater self-awareness, higher consciousness, and spiritual growth. You can get them now at https://amzn.to/45q14DJ.    Change Your Life Through Gratitude If you are looking for a powerful way to increase your gratitude quotient, prosperity mindset, and quality of life, check out my 15 Days of Gratitude To Change Your Life course. This course is only $47 and will change the way you view, everything! Enroll here: https://juliereisler.com/gratitude    Sacred Connection This community is a sacred, safe place built on love and acceptance. It was created to help you evolve and expand into your highest self. Please share your wisdom, comments, and thoughts. I love hearing from you and learning how you are being your truest, you-est you. Please join us in our FREE Facebook group: The You-est You® Podcast Community.   The Intuitive Life Designer® Master Life Coach Certification Program Are you eager to release self-doubt (for good) and have an intuition upgrade? Do you want to put your head on the pillow at night feeling calm and joyful that you are doing something really meaningful? Check out Julie's Life Designer Coach training. This world-class four-month virtual live coach certification program will give you proven tools, transferable skills, powerful techniques, practices, and the best methodology to be a powerful coach. This transformational coaching program is for aspiring and current coaches looking to fill in the missing pieces and gain real confidence and mastery in coaching. This program infuses integrative health modalities from a mind-body science, positive psychology, and healing arts perspective. To get on the waitlist and learn more, go to lifedesignercoachacademy.com.   About Your Host, Julie Join Julie Reisler, podcast host, intuitive, author, master life coach, and multi-time TEDx speaker, each week to learn how you can tap into your best self and become your You-est You® to achieve greater inner peace, spiritual connection, happiness, and abundance. Tune in to hear powerful, inspirational stories and wisdom from spiritual luminaries, experts, conscious leaders, psychic mediums, and extraordinary human beings that will help to transform your life. Julie also shares her own a-ha ‘You-est You' spiritual moments that have shaped her life and mission to support aligning with your higher self.    And as always, if you're enjoying this podcast, thank you for taking a moment to rate, review and love up on it on Julie's YouTube channel: https://www.youtube.com/juliereisler by sharing it with others you love. You'll help make these conversations available to more amazing individuals around the globe.   Here's to your truest, You-est You! Enjoying the show?   For iTunes listeners, get automatic downloads and share the love by subscribing, rating & reviewing here! I can't thank you enough for your support, kindness, and good juju.   *Share what you are struggling with or looking to transform with Julie at team@juliereisler.com. Julie would love to start covering topics of the highest interest to YOU.   You-est You Resources & Links:

What does ChatGPT know about money? More than one might think. George Ford Smith asks the AI program some questions about money and gets some surprising answers.Original article: What Does ChatGPT Know about Money?

What does ChatGPT know about money? More than one might think. George Ford Smith asks the AI program some questions about money and gets some surprising answers.Original article: What Does ChatGPT Know about Money?

In this episode of the Money Mastery Unleashed podcast, host Adam Olson presents another engaging edition of his popular “Sunday Shorts.” Aimed at those looking to improve their financial futures, this episode continues Adam's mission to help listeners build generational wealth, increase their net worth, and create their best financial lives. Drawing from his expertise as a certified financial advisor and his personal experiences, Adam blends practical financial advice with timeless leadership principles. This week, Adam dives into John Maxwell's 21 Irrefutable Laws of Leadership, focusing on the “Law of Connection.” He emphasizes the importance of connecting with people emotionally before appealing to their logic, citing examples from the Bible to illustrate this principle in action. Whether in leadership, parenting, or building relationships, Adam reminds listeners that “touching a heart before asking for a hand” is the key to fostering genuine connections. He explores biblical stories, including God's covenant with Abraham, Jesus meeting the needs of those He helped, and the compassion Jesus showed to churches before offering correction. In the second half of the episode, Adam shifts focus to practical financial wisdom from his book, 21 Things You Need to Know About Money. He tackles the often-avoided topic of insurance, offering valuable advice for young families and beginners in finance. Adam simplifies the complexities of life, disability, and health insurance, reminding listeners to “only insure what you cannot afford.” He shares actionable tips for protecting your income, family, and savings without over-insuring or wasting money on unnecessary plans. Adam concludes with a powerful challenge for the week: be the first to offer help and connect with others emotionally before making demands.  Compassion before correction, whether in leadership, finances, or personal relationships, is the key to meaningful impact. Stay tuned for more insights, and don't forget to catch the finance-focused deep dives every Thursday. “Connection starts with the heart, not the head—leaders, don't just give orders, build relationships.” Key Takeaways: Touch a heart before asking for a hand Leaders must connect emotionally Compassion before correction Build people up before redirecting them Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In this episode of the Money Mastery Unleashed podcast, host Adam Olson dives into two powerful topics designed to help listeners elevate their lives both financially and personally. As a certified financial advisor and author, Adam begins by exploring the Law of Magnetism, a concept from John Maxwell's 21 Irrefutable Laws of Leadership. The core idea? “You are who you attract.” Adam breaks down how the people you surround yourself with can reflect your own traits, both good and bad, using biblical examples like King David's mighty men and Peter's passionate leadership in the book of Acts. Listeners are encouraged to reflect on their own leadership and relationships, and to take practical steps to attract and build the community they desire. Adam also highlights a chapter from his book, The 21 Things You Need to Know About Money, focusing on “Getting Out on Your Own.” He provides actionable advice for young people fresh out of school, urging them to forge their own paths and take calculated risks while they are young. Through insights like “Be uncomfortable long enough to build character” and “Get out of your parents' basement,” Adam emphasizes the importance of stepping outside your comfort zone to achieve growth and independence. Throughout the episode, Adam offers a challenge for the week: be the leader, parent, coach, or boss you wish you had. By actively working to develop yourself into the person you aspire to be, you will naturally attract those who share your values and vision. Be sure to tune in every Sunday for these inspiring short episodes, and check out the finance-focused episodes on Thursdays to continue your journey toward financial mastery. “If you want more for your life, you're going to have to step out of your comfort zone and explore other options.” Key Takeaways: The impact of surrounding yourself with like-minded individuals 1 Chronicles 11:10-23 Be the leader, parent, coach, or boss they wish they had Forging your own path Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————What really defines the value of money? Is it all about the gold standard or is it just what we collectively believe? In this episode, we're taking you on a mind-bending journey to rethink everything you know about the value of money. We'll start by breaking down its three core roles: unit of account, means of exchange, and store of value. Plus, we'll bust some myths around gold's worth, diving into both its physical properties and the societal beliefs that have kept it valuable for centuries.Hop back in time to the 1600s and discover how modern banking kicked off with William Patterson's game-changing idea. This revolutionary moment not only rebuilt the English Navy but also shifted us from gold to paper money, shaping the financial world as we know it. We'll also explore the early barter systems and the evolution of commodity money that paved the way for today's complicated financial systems.Once you grasp the fluid nature of the value of money, your financial strategies will shift too. We'll dive into how societal beliefs shape the value of money, and how you can better navigate today's financial landscape. Learn the role central banks play and pick up some smart, income-boosting tips. By tapping into the knowledge of high-earners and continually learning, you can protect yourself against financial uncertainties. Don't miss this eye-opening chat that'll leave you thinking about the value of money in a whole new way!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

In this Sunday short episode of Money Mastery Unleashed, host Adam Olson, a certified financial advisor, dives into the importance of leadership intuition and mindful spending habits. Drawing insights from John Maxwell's Law of Intuition and his own book, 21 Things You Need to Know About Money, Adam explores how great leaders rely on instinct, shaped by life experiences, to make informed decisions. He shares biblical wisdom on the importance of continual learning and humility, reminding listeners that real transformation starts from within. Adam also introduces the concept of the “Latte Effect,” highlighting how small, mindless daily purchases can add up to significant financial losses over time. By becoming more aware of daily spending habits, listeners can develop better financial practices and avoid living paycheck to paycheck. Tune in to this thought-provoking episode for practical tips on leadership, personal growth, and building financial discipline. “Great leaders rely on instinct and leadership bias, noticing things others miss and constantly reading their environment.” Key Takeaways: Proverbs 18:15-16 Developing Leadership Intuition Financial Tip: The Latte Effect Reviewing Bank and Credit Card Statements Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In today's Sunday Short episode of the Money Mastery Unleashed podcast, host Adam Olson dives into the Law of Solid Ground, a principle from John Maxwell's 21 Irrefutable Laws of Leadership, and its application to both leadership and financial decision-making. Drawing from scriptural examples and his own book, "21 Things You Need to Know About Money," Adam explores how trust and integrity are foundational to effective leadership. He challenges listeners to align their words and actions, whether in leadership roles or personal finance. In a practical segment, Adam discusses the pros and cons of buying versus leasing cars, emphasizing the importance of financial discipline and the 23/8 rule—20% down, a loan no longer than three years, and payments not exceeding 8% of income. He advises on long-term financial strategies, urging listeners to prioritize savings and consider paying cash for vehicles when possible. As always, Adam ends with a challenge for the week, encouraging listeners to reflect on their leadership qualities and financial choices. Tune in every Thursday for more in-depth financial planning insights and continue enjoying these insightful Sunday Short episodes. "Leaders must walk the walk and talk the talk; our words and actions must align." Key Takeaways: The Law of Solid Ground: Building Trust in Leadership Buying vs. Leasing Cars Prioritize retirement savings before considering a car payment Apply the "23-8" rule Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In today's episode of the Money Mastery Unleashed podcast, host and certified financial advisor Adam Olson dives into the crucial concepts from John Maxwell's "21 Irrefutable Laws of Leadership" and his own book, "21 Things You Need to Know About Money." Adam begins by discussing the Law of the Picture, emphasizing the importance of leaders creating a clear vision and setting a strong example for others to follow. Drawing from biblical examples and personal experiences, he illustrates how powerful visual demonstrations can be in guiding behavior. Shifting to financial advice, Adam addresses the current landscape of home loans, reflecting on the unusually low mortgage rates of the early 2020s and advising listeners on prudent home buying strategies. He advocates for keeping mortgage payments within 20% of net income to ensure financial flexibility and long-term security. Adam encourages listeners to contact him for a free copy of his book and to consider the enduring impact of setting positive examples in both personal and professional spheres. "For a $250,000 household income, I recommend buying a home within the $450,000 to $500,000 range, not the $700,000 range suggested by lenders, to maintain financial flexibility." Key Takeaways: Law of the Picture  Insights on Home Loans Importance of setting a positive example in personal and professional life Making informed decisions based on net income Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In this episode of the Money Mastery Unleashed podcast, host Adam Olson dives into the principles from his first book, "21 Things You Need to Know About Money," with the special participation of his wife Katie Olson. Together, they explore their personal journey of financial preparation and the significant milestones they reached before having children. They discuss the importance of being financially stable before starting a family, sharing their decision to wait several years before having their first child. The episode highlights their strategic approach to managing finances, from the latte effect and mindful spending to defining household roles and maintaining a balanced budget. Additionally, they provide practical advice for couples at different stages of their lives, emphasizing the value of teamwork, effective communication, and personal growth in achieving financial success and a harmonious family life. The conversation also touches on the transition to single-income households and the significance of aligning on financial and parenting strategies. This insightful discussion aims to inspire listeners to enhance their financial planning, strengthen their relationships, and build a solid foundation for their future. "It's important to recharge as a couple, even if it's just a day trip. Date your spouse and make time for each other." Key Takeaways: Marriage and Financial Preparedness Early Financial Struggles Financial Tips and the Latte Effect Personal Development and Parenting Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In today's episode of the Money Mastery Unleashed podcast, Adam Olson dives into the powerful concepts of the law of process and compound interest, blending insights from John Maxwell's "21 Irrefutable Laws of Leadership" with principles from his own book, "21 Things You Need to Know About Money." Adam illustrates how consistent daily efforts and long-term financial investments yield substantial rewards, akin to the growth of leadership skills and wealth over time. Drawing parallels from the biblical story of Joseph, he emphasizes the importance of perseverance, patience, and faith in both personal and financial growth. Through Joseph's 22-year journey from a dreamer to Egypt's second-in-command, listeners learn that true leadership and financial success are built gradually.  Adam also highlights the practical application of compound interest, demonstrating its exponential benefits through examples like Warren Buffett's wealth accumulation. He concludes with actionable challenges for the week: invest regularly and commit to daily personal development. This episode serves as a motivational guide for those seeking to enhance their financial and leadership skills, reminding them that success is a marathon, not a sprint. Don't miss this inspiring Sunday short, and remember to subscribe, like, and leave a comment on Apple Podcasts. "Compounding interest is a powerful tool; use it wisely to build wealth, not debt." Key Takeaways: Importance of daily routines Compound Interest Practical Financial Advice Personal Development Challenge Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In this episode, Emily shares the microinterviews she recorded at two higher education conferences this summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What do you wish you had known about money earlier in your career?" Listen through the episode for insights into the financial steps for which, should you take them now, your future self will thank you.

In the latest episode of the Money Mastery Unleashed podcast, host Adam Olson, a certified financial advisor, presents a concise Sunday short episode, blending financial wisdom with leadership principles. Drawing from John Maxwell's "21 Irrefutable Laws of Leadership," Adam explores the "Law of the Lid," emphasizing how a leader's ability caps their overall effectiveness. He illustrates this with the biblical story of David and Goliath and the leadership outcomes of Hebrew kings. Transitioning to his own book, "21 Things You Need to Know About Money," Adam discusses the importance of saving at least 20% of one's income for retirement before assisting with children's college expenses. He warns against the generational cycle of debt and advocates for prioritizing long-term financial security. Adam's challenge to listeners is to elevate their leadership potential within their households and to model behaviors they wish their children to emulate. He shares practical advice on using Roth IRAs for both retirement and educational savings, underscoring the necessity of breaking the cycle of financial dependency.  "Don't sacrifice your retirement for your children's college. Be the one in your family to prioritize long-term financial planning." Key Takeaways: David's faith and leadership leading to victory Saving for your future first Practical advice on Savings Saving at least 20% of your income for retirement Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Welcome to the Money Mastery Unleashed podcast, hosted by certified financial advisor Adam Olson. This episode features a special guest appearance on StoryTime with Stephanie, where Adam shares insights from his two books, "21 Things You Need to Know About Money" and "What's Your Plan? A Financial Guide to Developing Your Ideal Retirement." Adam, a seasoned financial planner with Mutual of Omaha, dives into practical advice on budgeting, investing, and maintaining financial discipline. Drawing from personal experiences and professional expertise, he discusses the importance of a value-driven approach to money management, ensuring financial decisions align with personal priorities such as faith, family, and fitness. The conversation also highlights the pitfalls of keeping up with societal pressures, emphasizing the need for a thoughtful and organized financial strategy. Whether you're just starting your financial journey or looking to optimize your retirement plans, this episode is packed with actionable tips to help you achieve financial freedom and security. Tune in to learn how to transform your mindset, master your money, and set yourself up for long-term success. "It takes one generation to stop the cycle of generational poverty and start building generational wealth." - Stephanie Outen Key Takeaways: Developing good habits through budgeting The impact of mindset on financial success Tips for monitoring and improving your credit score Identifying and aligning financial goals with personal values Learn more about Stephanie Outen by visiting the following links: Podcast Instagram Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Welcome to the Money Mastery Unleashed podcast with your host and certified financial advisor, Adam Olson. In today's Sunday short episode, Adam dives into the law of influence, inspired by John Maxwell's "21 Irrefutable Laws of Leadership" and the Bible. Adam emphasizes that everyone is a leader, highlighting both positive and negative influences through biblical stories like Eve's temptation of Adam and Jacob's deception of Esau. He contrasts harmful influence methods, such as force and manipulation, with positive ones like persuasion, motivation, and honor. Drawing from his book, "21 Things You Need to Know About Money," Adam advises parents to be financially stable before having children and to instill positive financial habits by discussing money openly and positively. He shares personal anecdotes, stressing the importance of setting a good example for children, like his parents did with regular church donations. Adam challenges listeners to teach their kids the value of money and positive financial behaviors, urging them to be proactive in their children's financial education. Tune in every Thursday for full-length episodes on finance, and enjoy these Sunday shorts that blend financial wisdom with faith. If you find this episode valuable, please share, subscribe, and leave a review on Apple Podcasts. "Every person is a leader in some way, shape, or form, but just because you have influence, that doesn't make you a good leader." Key Takeaways: Law of Influence Positive Influence Strategies Financial Lessons for Parents Influencing Your Children Positively in Financial Matters Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

If you've been feeling like you need to learn more before you can help others, this episode is for you. We're going to challenge that idea and explore why you might already know more than you think.Remember when you first started caring about your own money? What did you learn then so you could do better? Now fast forward to when you decided to become a coach. Did your idea of what you needed to know suddenly expand?Here's a secret: You probably know way more about personal finance than I did when I started. And some of you might even know more than I do now! That's not a joke or false modesty - it's just the truth.This week on the podcast, I'll share why you might be creating your own imposter syndrome and give you examples of how to shift your perspective. Instead of focusing on what you don't know, we'll explore how to start with what you already do know.And I'll share some real examples from coaches in our community who are helping clients - despite not knowing everything. (Because it's impossible to know everything about money!) We'll also discuss why surrounding yourself with other financial people can sometimes warp your perspective of what clients actually need.By the end of this episode, you'll have a new mantra: "I know enough today. I have more to learn. Both of these things can be true at the same time."So if you're ready to stop letting knowledge gaps hold you back and start helping people with what you already know, tune in. It's time to meet yourself where you're at and get busy coaching!Links & Resources:Ultimate Growth GuideJoin the Facebook groupEpisode 69: Financial Coaching Models Cheat Sheet: Pt 1Episode 70: Financial Coaching Models Cheat Sheet: Pt 2Episode 71: Financial Coaching Models Cheat Sheet: Pt 3Episode 27: Understanding the Stages of Learning for Financial Coaching

You think money is a math problem—if you learned more budgeting apps or listened to more podcasts about investing, you'd be good at money and be able to fix your problems. Newsflash: That doesn't work. It doesn't fix anything because money is so much more than math - it's feelings, emotions, and beliefs. So what can you do? You can learn from our guest, Carl Richards, a Certified Financial Planner™ and creator of the Sketch Guy column, which appeared weekly for a decade in The New York Times and host of 50 Fires podcast. Carl's recipe for money success looks like mine, which I share on this show. He believes in getting past your money blocks; you must understand what money means to you and where you want to go - what do you want your money to do for you? You've got to get to the root of the issue around money and fix that. I'm a huge fan of Carl's. I'm a guest on his podcast, 50 Fires, today so you can listen to that episode. I want you to throw out everything you think about money and everything you've learned and listen closely to this episode. This is the real stuff about money that will help you create change. I know it because I've lived it…and so has Carl. LINKS 50 Fires The One-Page Financial Plan The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money Behavior Gap website CONNECT WITH SHANNAH Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Follow me on Instagram  Leave a 5-star Review here https://ratethispodcast.com/etm.  Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney SPONSORS Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM. Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM. Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever thought about how to view money differently?Heard the words “money story” and unsure what the means, or if you have one?Tune in with us this week and we talk all things money, money, money.Money and nurse coaching, how wealthy people treat money, and our personal journeys with money too!

“Banking is slightly illegal,” says world-renowned economist Richard Werner, who is leading the charge against CBDCs. In this episode of "The Glenn Beck Podcast," Richard teaches Glenn that “banks don't take deposits, and banks don't lend money.” That begs the question, “What do banks actually do?” This discussion may make you realize that all you think you know about money is wrong. That's not all we don't know about the economy. We also have no clue which banks make up the Federal Reserve, who created Bitcoin, or the real relationship between inflation and interest rates. But we do know that COVID-19 revealed a global concentration of power and probably paved the way for the tool dictators of old could have only dreamt of: CBDC. Before the appeal of Universal Basic Income lures you into implanting a chip under your skin, it may be time to consider whether or not America should follow the China-inspired path to one central bank. Perhaps, it's time to consider what Glenn says about the central planners of our economy: “You're in Vegas, and the house always wins.” Learn more about Richard Werner and his book Princes of the Yen: https://richardwerner.org/book/ Sponsors: Relief Factor Relief Factor: See how Relief Factor can help you get out of pain. The three week quick start is only $19.95 and comes with Relief Factor's “Feel better or your money back” guarantee. Visit https://www.relieffactor.com or call 1-800-4-RELIEF.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you teach your kids about money? A recent survey from Thriving Wallet found that 90% of Americans say money impacts their stress level. How do we change this? It starts by raising kids comfortable with money and giving them the tools to make smart money decisions. Our guest, Adam Carroll, a renowned financial literacy expert, celebrated author, and captivating speaker who has delivered over 1,000 speaking engagements worldwide and has a Ted Talk with over 6 million views, has some ideas on how to teach your kids about money that will change everything for you and your kids. He believes it starts with getting cash in your kid's hands when they are five or six. Give them a dollar per year of their age per week and have them start making money decisions with that money. But there's a bigger piece here that most of us didn't understand when we were kids. How you as parents talk about money, interact with money, or don't talk about money directly impacts your kid's relationship with money growing up and is at the root of how they spend and save money. It's programmed into us as kids. So, to raise kids who are smart with money, Adam says, you have to be aware of how you, as the parent, interact with money. Links Adam's website Adam's TED talk Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone's Talkin' Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney.  Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. SPONSORS Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices