POPULARITY
For our final episode of the season, Jenn dives into a discussion on the rewards of pursuing a Master's degree in Europe. Her conversation partner this week is Sean Dempsey, a past BTS member and recent graduate of the highly-ranked KU Leuven, in Belgium. It was his study abroad semester in Spain, as an undergraduate, that was the inspiration and gateway to gaining his Master's degree in Europe. And speaking of graduate school, Jenn announces our team's summer plans on the podcast for giving a deserved boost to our sweeping Master's degree resources and offerings. Get the scuttlebutt on these improvements, and hear about some of Jenn's favorite grad programs featured in our Master's database, some of which her own son, Sam, is exploring. It's happening! “According to FinAid.org, the average cost for master's degree programs in the US ranges from $30,000 – $120,000 which depends on whether a student is paying in-statue tuition, out of state or private tuition. English-taught master's degree programs in Europe are much more affordable. Their average tuition for the more than 6,200 English-taught programs is under $8,000 per year. That average includes the higher priced programs, like MBAs, so it is significant to note that there are over 1,800 options under $3,500 per year and more than 700 that are tuition free-even for international students.” –Jenn Special offer for Master's: Get 50% OFF your 1st month's of our Master's Membership. Special offer for Bachelor's: Check out our (Almost) Crunch Time Pack for those looking to attend college in Europe for 2023 and beyond. Huge savings!
How to Split a Toaster: A divorce podcast about saving your relationships
Both of your fair Toaster hosts are in that sweet position of having pre-college-aged kids. It's wonderful, watching them blossom into their adulthood and start making smart decisions themselves. Not that the process is at all easy, mind you. First, just imagine you can get them to sit down and make a decision on where they'd like to go. Then, imagine you can get them to write those essays and submit all their applications. And what happens when they get in? Have you had the conversation about how you're all going to pay for it? Just writing those notes is stressful around these parts. That must mean that it's time to throw divorce into the equation, right? This is a "check your local jurisdiction" episode if we've ever done one. Thankfully, we have the perfect guest to take on all our questions. Vicki Vollweiler from College Financial Prep helps parents and students finance their college experience. If you're in the process of a divorce, Vicki has some things for you to think about to make sure you don't make it harder for your kiddo to get the money they need to get educated. Listen in for Vicki's guidance on: What is the lanscape looking like right now for college admissions and financial aid? What is the FAFSA, and how does divorce impact your application? (Here's some further reading from FinAid.org.) What elements should you consider in your application? Child support? Alimony? Custody and residence? What do schools consider when receiving an application for aid that includes divorce? (Hint: Here's an interesting take from Harvard's aid notice.) What can your attorney do to help you prepare for your child's college financial strategy in the divorce process?
What does it mean when your college of choice accepts you and then asks you to spend your first year in another country? We'll share more about starting college abroad, from why these programs exist to what to expect to whether or not you can ask for a more traditional start on campus. In our final Financial Aid Awareness Month segment, we're sharing more about what a financial aid officer actually does and how they can help you. Finally, with spring (and COVID on the wane), it's college visit season! We have planning tips.
What does it mean when your college of choice accepts you and then asks you to spend your first year in another country? We'll share more about starting college abroad, from why these programs exist to what to expect to whether or not you can ask for a more traditional start on campus. In our final Financial Aid Awareness Month segment, we're sharing more about what a financial aid officer actually does and how they can help you. Finally, with spring (and COVID on the wane), it's college visit season! We have planning tips.
Test optional policies driven by limited access to testing during the pandemic have made that part of the process more confusing, especially at colleges that rely heavily on grades and testing alone when making admissions decisions. Chris Lucier, former VP at University of Vermont and University of Delaware, joins the show to share his insight into the impact of test optional policies on applicants to public universities. In our second segment for Financial Aid Awareness month, we're sharing how financial aid eligibility is determined and helping you decipher your financial aid award. We'll also be discussing recently announced changes to the SAT.
Test optional policies driven by limited access to testing during the pandemic have made that part of the process more confusing, especially at colleges that rely heavily on grades and testing alone when making admissions decisions. Chris Lucier, former VP at University of Vermont and University of Delaware, joins the show to share his insight into the impact of test optional policies on applicants to public universities. In our second segment for Financial Aid Awareness month, we're sharing how financial aid eligibility is determined and helping you decipher your financial aid award. We'll also be discussing recently announced changes to the SAT.
February is Financial Aid Awareness Month, and we're celebrating by covering the basics of financial aid, from the definition to available options to funding sources. We're also welcoming a guest to the show to share his journey from music major to SVP at IDW Publishing, offering some proof that you don't have to study business in college to be successful in the business world. And finally, if you've hired a private counselor, we have some insight from a former school counselor on when and how to share that with your high school counselor.
February is Financial Aid Awareness Month, and we're celebrating by covering the basics of financial aid, from the definition to available options to funding sources. We're also welcoming a guest to the show to share his journey from music major to SVP at IDW Publishing, offering some proof that you don't have to study business in college to be successful in the business world. And finally, if you've hired a private counselor, we have some insight from a former school counselor on when and how to share that with your high school counselor.
This episode discusses how accepted MBA candidates should go about asking for an increase in merit aid; the four situations a candidate might be in and their associated negotiating tactics; and detailed advice for approaching such an ask over the phone vs. email.
Paige and Nabeel discuss the complications with financial aid that have arisen during this strange semester. On Record is written by Will Bird, Neila Connaughton, Sophia Moore, Genevieve Charles, Maggie Lynn, Karen Sun, Ariana Arenson, Kristen Davidson-Schwartz, and Peyton Guthrie. It is produced by Grace Fluharty, Anne Williams, David Hunt, and Carmen Mew. Our editor is Nabeel Raza. We're always available for contact at podcast@cavalierdaily.com.
Attending college as a student with special needs presents a wide variety of serious logistical challenges. Even more daunting, though, may be the extra burden of paying for extra accommodations and services on top of tuition, room, and board. Amy and Mike invited Publisher and VP of Research for Savingforcollege.com Mark Kantrowitz to outline the increased college costs for special needs students. What are five things you will learn in this episode? What special needs tend to incur extra costs at college? What specific accommodations might be needed and at what cost? What obligations do colleges have in accommodating special needs students? What distinguishes standard 529s and ABLE accounts? How many other details should special needs students consider in the application process? MEET OUR GUEST Mark Kantrowitz is Publisher and VP of Research for Savingforcollege.com, the most popular guide to saving for college and 529 plans. Mark is an expert on student financial aid, the FAFSA, scholarships and student loans. His mission is to deliver practical information, advice and tools to students and their families so they can make smarter, more informed decisions about planning and paying for college. Mr. Kantrowitz has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, Huffington Post, U.S. News & World Report, Money Magazine, Forbes, Newsweek and Time Magazine. Mark is the author of five bestselling books about scholarships and financial aid and holds seven patents. He also writes extensively on student aid policy. Mark serves on the editorial board of the Journal of Student Financial Aid, the editorial advisory board of Bottom Line/Personal, and is a member of the board of trustees of the Center for Excellence in Education. He previously served as a member of the board of directors of the National Scholarship Providers Association and as publisher of the FinAid, Fastweb, Edvisors and Cappex web sites. Mark has two Bachelor's degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master's degree in computer science from Carnegie Mellon University (CMU). Find Mark at savingforcollege.com LINKS Mark’s extensive catalog of college financial aid books Special-Needs Students May Need An Extra $25,000+ For College College Preparation for Autistic Children ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page.
Not all law students are headed to Big Law firms. More now than ever, students want to do public interest work, as they seek a rewarding, balanced life, where they feel they can make a difference. What does a career in public service really involve? Which law schools are leading the way with curriculum offerings and opportunities for students? What do you need to know about financing law school if you are thinking of a career in the public sector? Our experts help shine the spotlight on this career path. Guests: David Stern, Executive Director, Equal Justice Works Luke Bierman, Associate Dean for Experiential Education, Northeastern University School of Law Christina Jackson, Assistant Director, Public Interest Specialist at American University Washington College of Law Mark Kantrowitz, Publisher, Fastweb.com and FinAid.org
You are considering a law school education, and you know it’s a good investment for your future. But, you may not be sure exactly how to finance the cost of a 3 year education that can top more than $40,000/year in expenses. Our experts explain the options available, and outline the financial aid process, including federal and private loans, grants and scholarships and how best to prepare financially to continue your studies. Listen to what law school deans who work with students at various stages of the financial aid process have to say; we talk with one dean who helps students put the financing together to pay for school and with a career services dean who helps place students in the jobs that will help them pay back their debt. We hear from experts with FinAid.org, Fastweb.com, and Sallie Mae, to get insight that will help you get started on your financial strategy to pay for law school. We also take a look at what changes in the federal student loan program might mean for law school applicants and students. Guests: Mark Kantrowitz, Publisher of FinAid.org and Fastweb.org Stephen Brown, Assistant Dean for Enrollment Services, Fordham University School of Law Mike Spivey, Assistant Dean for Career Services, Strategy and Marketing, Washington University of St. Louis School of Law Patricia Nash Christel, Sallie Mae Specialist on Saving, Planning and Paying For School
James chats with Judge Willie Blackmon, '73, one of the first African American athletes on scholarship at Texas A&M University, and Athletic Hall of Fame Inductee Class of 1994. Judge Blackmon talks about his experiences in Aggieland post-integration and now, his book project, and even tells the little known origin story of Reveille I. The podcast references a Finaid.org study about the distribution of grants and scholarships by race. The link to that study, published in 2011, is here: http://www.finaid.org/scholarships/20110902racescholarships.pdf Music by Subhashish Panigrahi under Creative Commons License Attribution-ShareAlike 4.0 International. No changes were made to the track. Link to audio track: commons.wikimedia.org/wiki/File:Sample_music_track_suitable_for_background_music.flac Link to license: creativecommons.org/licenses/by-sa/4.0/deed.en
Figuring out how to pay off student loans fast can be a daunting task. I remember the feeling all too well. It was spring semester 2012, the final chapter of my undergraduate journey. A sense of tension took over my chest. The anxiety was overwhelming, often keeping me awake late into the night. Feelings of “What am I going to do next?”, “How am I going to make this work?” were occupying my mind at all hours of the day. Even after accepting an early job offer, graduating, and months into making a good income, my anxiety still lived on. Since freshman year, the same question continued to haunt me, “How will I pay off these student loans?” The same question torments millions of students each year and here’s why: The standard repayment plan for student loans is a 10-year track; however, research has shown the average undergraduate takes 21 years to pay off their loans. Over 44 million Americans are impacted by the student loan debt, which now totals $1.4 trillion. The average graduate of the 2016 class has $30,172 in student loan debt, which is up six percent from 2015. Having graduated five years ago, the $42,000 in student debt I walked away with is now gone. In fact, a temporary move to Boston, accompanied by a year of excessive spending, and some unexpected medical bills actually caused a little delay in paying off my loans. I’m not only going to teach you how to pay off student loans faster, but I’ll also tell you what didn’t work. So how did I pay off $12,000 more debt than the average student graduates with and 16 years faster? By taking advantage of the following options: In school interest options Many private loan providers have options which allow you to pay $25/month interest payments while in school. Take advantage of this opportunity, because interest is what kills you. Get a job on campus Okay, I get it college is about having fun, but you can have fun and be responsible at the same time. For me, having a job on campus and full-time employment during the summer (and holiday weekends) allowed me to walk away with $42,000 in debt, otherwise the damage would have been worse. If you’re still in school, find a work study, campus job, fellowship, or some other opportunity. Save your summer earnings Unless, you’re a student-athlete your summer breaks are much longer now than they were in high school. Summers are the perfect opportunity to work and save for the upcoming school year. Forget buying the $200 pair of Jordans and pass on Lollapalooza this year. Instead, put the money towards your next school bill. You may not feel great about spending your hard earned cash now, but you’ll be glad you did later. The less loans you take now, the less debt you’ll have later. Ignore the deferment period Most private and federal loans provide a six month buffer from when you graduate to when you have to start paying. This is a privilege and should be treated as such. When purchasing a car, the dealership doesn’t give you a six month buffer. If you’re still looking for employment that’s one thing, but if you’re making an income, then forget the deferment period and start throwing money at your loans as soon as possible. Go above the minimum A $25,000 loan at 6.8% interest with a 10-year pay off track equates to monthly payments of $288. Paying $500 a month instead of $288 allows you to cut ties with the loan in just under 5 years while saving you $5,045.78 in interest along the way. You might be cringing at the idea of paying an extra $200 each month, but even an extra $50 bucks, will reduce 2 years off that 10 year loan and save you a cool two-grand! (FinAid’s Loan Calculator can help) The more you pay now, the less you pay later. Unlike a fine wine, interest gets worse with age. Use tax returns So you’ve been looking forward to your tax return check for months. Even though the check isn’t in your possession yet, you already have ten ways to spend it. As a student and employee, you get a better tax break. These will be some of the best tax returns you’ll ever have, until maybe you purchase a home, so use them wisely. Instead of using them towards your next Spring Break trip, apply them to your loans. Your future self will thank you later. Stay at home Everyone’s home situation is different, but if this is an option for you take full advantage of it. Whether it’s your ego “I don’t want to live with my parents” or your friends pressuring you to move out, don’t listen. The money you can save and apply to your loans (even one extra year at home) is much more valuable at this stage of your life than independence. Transfer to a Credit Card This step is last for a reason. If not taken seriously it can be dangerous, but if you’re responsible, you won’t become a victim of high interest percentages. You should be at the very end of paying off the final dollars you owe and your credit score should be pretty high from making payments overtime. My rule of thumb here is if you have less than $7,000 (total) and can get 0% interest for 20+ months then this is a great option. There will be a small transfer fee upfront, but if you can pay off your card before the 0% expires you’ll save hundreds! Figuring out ways to pay off student loans fast is a heavy burden for anyone to carry. If you’re currently a student then combining as many options as possible is a great way to set your future self up for success; however, if you can only commit to one option that’s better than nothing. Even if you’ve already graduated there are still plenty of tips that you can apply. At the end of the day, your financial future rests in your hands and unless you win the lottery, your loans won’t disappear overnight. But, if you keep working at them, they will be gone before you know it. Subscribe: iTunes | Google Play | Stitcher | Castbox
THCC109 – InviteEducation.com: Helping Families Plan and Pay for College at Any Age Interview with John Hupalo, Founder and CEO of InviteEducation.com January 26, 2017 by Brad Baldridge Leave a Comment Helping Families Plan and Pay for College at Any Age Most families find it challenging to jump in and learn the college process, but we have John Hupalo here today to share all his great resources to make this simple! After his personal and professional experience with the issue of college financing and planning, John recognized that there were not too many resources available. He and his partner decided, “There has got to be a better way to help families plan and pay for college.” So InviteEducation.com was founded. Read More Filed Under: Podcast EpisodesTagged With: college fairs, college financing, college planning, extra-curricular activities, getting ready for college, how to plan for college THCC108 – Interview with Mark Kantrowitz, College Planning Guru Founder of FinAid.org and many others! January 18, 2017 by Brad Baldridge Leave a Comment Interview with Mark Kantrowitz Meet Scholarship Jedi, Mark Kantrowitz. Mark is a mathematician, author, speaker, and expert on scholarships with over 20 years of higher education experience. We invited Mark on the show today to share his incredible knowledge about scholarships and help you learn the lingo. “Financial aid is like a different language, the more you learn about it the easier your process will be,” says Kantrowitz. This episode is chock full of great information!
Meet Scholarship Jedi, Mark Kantrowitz. Mark is a mathematician, author, speaker, and expert on scholarships with over 20 years of higher education experience. We invited Mark on the show today to share his incredible knowledge about scholarships and help you learn the lingo. “Financial aid is like a different language, the more you learn about it the easier your process will be,” says Kantrowitz. This episode is chock full of great information! Read More... The post THCC108 – Interview with Mark Kantrowitz, College Planning Guru Founder of FinAid.org and many others! appeared first on Taming The High Cost of College.
Meet Scholarship Jedi, Mark Kantrowitz. Mark is a mathematician, author, speaker, and expert on scholarships with over 20 years of higher education experience. We invited Mark on the show today to share his incredible knowledge about scholarships and help you learn the lingo. “Financial aid is like a different language, the more you learn about it the easier your process will be,” says Kantrowitz. This episode is chock full of great information! Read More... The post THCC108 – Interview with Mark Kantrowitz, College Planning Guru Founder of FinAid.org and many others! appeared first on Taming The High Cost of College.
As the second part of our two-show series devoted to the costs of college, this Access College show gives listeners more tools for how to pay for college, how to save for college, and how to apply for scholarships. Featuring scholarship expert Mark Kantrowitz, the publisher of Fastweb.com and FinAid.org, two of the nation’s leading search sites for scholarships, Mark offers strategic tips on applying and winning scholarships for college. Mark is the author of “Secrets to Winning a Scholarship” that can be found on Amazon.com.
As the second part of our two-show series devoted to the costs of college, this Access College show gives listeners more tools for how to pay for college, how to save for college, and how to apply for scholarships. Featuring scholarship expert Mark Kantrowitz, the publisher of Fastweb.com and FinAid.org, two of the nation’s leading search sites for scholarships, Mark offers strategic tips on applying and winning scholarships for college. Mark is the author of “Secrets to Winning a Scholarship” that can be found on Amazon.com.