Podcasts about millennial revolution

In this episode, I'm excited to welcome back Kristy Shen and Bryce Leung from the Millennial Revolution. Since the last time they were on the show, they've become parents and recently released a new book called Parent Like a Millionaire (Without Being One). In this conversation, we talk about how their perspective on money and financial independence evolved after having a child and how parents can raise financially resilient kids without feeling pressure to overspend. Kristy and Bryce share how avoiding lifestyle creep helped them accelerate their path to financial independence, why financial stability can make parenting less stressful, and how families can focus on their values instead of societal expectations when it comes to spending on their kids. They also break down practical ways parents can teach children about money, responsibility, and resilience from an early age. In This Episode You'll Learn • How Kristy and Bryce were able to reach financial independence in their 30s and why avoiding lifestyle creep played a major role • How becoming parents shifted their perspective on money, time, and what financial freedom really means • Practical ways parents can reduce the cost of raising kids while still focusing on what matters most • How to help kids develop resilience, responsibility, and a healthy relationship with money What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Check out Kristy and Bryce's book, Parent Like a Millionaire (Without Being One) Listen to Episode 105: How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce Listen to Episode 11: Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Kristy and Bryce: Website: Millennial-Revolution.com Twitter: @FIRECracker_Rev Facebook: @MillennialRevolutionBlog   Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3459: FIRECracker challenges the myth that homeownership is the key to financial security by showing how renting can lead to greater career freedom, lifestyle flexibility, and investment growth. Drawing from personal experience, she reveals how avoiding the hidden costs of buying property helped her retire early and live on her own terms. Read along with the original article(s) here: https://www.millennial-revolution.com/rent/renting-will-make-you-rich/ Quotes to ponder: "You are renting a place for free. Let me repeat that. You are renting FOR FREE." "Renting is NOT throwing your money away, and buying a house comes with WAY more hidden costs than you think." "You don't fall into the trap of having all your money locked in ONE asset, whose price you CAN'T control." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-No-Gimmicks/dp/0525538690 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3459: FIRECracker challenges the myth that homeownership is the key to financial security by showing how renting can lead to greater career freedom, lifestyle flexibility, and investment growth. Drawing from personal experience, she reveals how avoiding the hidden costs of buying property helped her retire early and live on her own terms. Read along with the original article(s) here: https://www.millennial-revolution.com/rent/renting-will-make-you-rich/ Quotes to ponder: "You are renting a place for free. Let me repeat that. You are renting FOR FREE." "Renting is NOT throwing your money away, and buying a house comes with WAY more hidden costs than you think." "You don't fall into the trap of having all your money locked in ONE asset, whose price you CAN'T control." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-No-Gimmicks/dp/0525538690 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3459: FIRECracker challenges the myth that homeownership is the key to financial security by showing how renting can lead to greater career freedom, lifestyle flexibility, and investment growth. Drawing from personal experience, she reveals how avoiding the hidden costs of buying property helped her retire early and live on her own terms. Read along with the original article(s) here: https://www.millennial-revolution.com/rent/renting-will-make-you-rich/ Quotes to ponder: "You are renting a place for free. Let me repeat that. You are renting FOR FREE." "Renting is NOT throwing your money away, and buying a house comes with WAY more hidden costs than you think." "You don't fall into the trap of having all your money locked in ONE asset, whose price you CAN'T control." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-No-Gimmicks/dp/0525538690 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at:⁠ OLDPodcast.com⁠. Episode 2784: Wanderer dismantles the myth that 529 college savings plans are a smart financial move, revealing how their restrictions and market dependence often leave families worse off. With practical alternatives and a clear-eyed view of education costs, he shows how parents can invest more wisely and secure true financial freedom instead of chasing tax breaks that don't deliver. Read along with the original article(s) here:⁠ https://www.millennial-revolution.com/invest/529-plan/⁠ Quotes to ponder: "Parents are told they're doing the right thing by saving for their kids' college education, but in reality, they're walking straight into a trap." "The government loves programs like the 529 because it gets you to tie up your money for decades, ensuring you keep working and paying taxes." "Instead of locking money away in a 529, invest it in an index fund, let it grow, and teach your kids how to be financially independent." Episode references: Vanguard Total Stock Market Index Fund (VTSAX):⁠ https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax⁠ The Simple Path to Wealth:⁠ https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926

On July 4th, 2025 an 870-page tax bill called the 'One Big Beautiful Bill Act' (OBBBA) was signed into to law. Some parts have been heavily discussed and others not so much. So we dug around ourselves and pulled out some hidden messages you may have missed that could have major implications to your FI (Financial Independence) journey.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3273: Wanderer explains why asset allocation is less about chasing the “perfect” ratio and more about managing your emotions as an investor. By starting small with a 50/50 mix of equities and bonds, new investors can build confidence, ride out market crashes, and eventually shift toward more aggressive strategies without panicking at volatility. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/what-should-my-asset-allocation-be-nervous-newbie-edition/ Quotes to ponder: "While the cold, hard math indicates the single biggest determinant of long-term financial success is your asset allocation, in practice the single biggest determinant of long-term financial success is you, the investor." "The great thing about this strategy is that you'll only have $5000 in the markets when this happens, so you're less likely to freak out." "The trick about investing is that there's no real trick to it. The only thing you have to watch out for is your own fear forcing you to do the exact wrong thing at the exact wrong time." Episode references: Canadian Couch Potato: https://canadiancouchpotato.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3273: Wanderer explains why asset allocation is less about chasing the “perfect” ratio and more about managing your emotions as an investor. By starting small with a 50/50 mix of equities and bonds, new investors can build confidence, ride out market crashes, and eventually shift toward more aggressive strategies without panicking at volatility. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/what-should-my-asset-allocation-be-nervous-newbie-edition/ Quotes to ponder: "While the cold, hard math indicates the single biggest determinant of long-term financial success is your asset allocation, in practice the single biggest determinant of long-term financial success is you, the investor." "The great thing about this strategy is that you'll only have $5000 in the markets when this happens, so you're less likely to freak out." "The trick about investing is that there's no real trick to it. The only thing you have to watch out for is your own fear forcing you to do the exact wrong thing at the exact wrong time." Episode references: Canadian Couch Potato: https://canadiancouchpotato.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3273: Wanderer explains why asset allocation is less about chasing the “perfect” ratio and more about managing your emotions as an investor. By starting small with a 50/50 mix of equities and bonds, new investors can build confidence, ride out market crashes, and eventually shift toward more aggressive strategies without panicking at volatility. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/what-should-my-asset-allocation-be-nervous-newbie-edition/ Quotes to ponder: "While the cold, hard math indicates the single biggest determinant of long-term financial success is your asset allocation, in practice the single biggest determinant of long-term financial success is you, the investor." "The great thing about this strategy is that you'll only have $5000 in the markets when this happens, so you're less likely to freak out." "The trick about investing is that there's no real trick to it. The only thing you have to watch out for is your own fear forcing you to do the exact wrong thing at the exact wrong time." Episode references: Canadian Couch Potato: https://canadiancouchpotato.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3252: Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as. Hidden fees, unnecessary complexity, and poor cost-to-value ratios make them easy to beat with a DIY ETF strategy, saving you money and boosting returns with just a little more effort. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/target-date-funds/ Quotes to ponder: "You're employing a team of dozens of people to do a job that a spreadsheet can do." "I have another name for Convenience Shoppers: Incredibly Stupid and Lazy People." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3252: Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as. Hidden fees, unnecessary complexity, and poor cost-to-value ratios make them easy to beat with a DIY ETF strategy, saving you money and boosting returns with just a little more effort. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/target-date-funds/ Quotes to ponder: "You're employing a team of dozens of people to do a job that a spreadsheet can do." "I have another name for Convenience Shoppers: Incredibly Stupid and Lazy People." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3252: Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as. Hidden fees, unnecessary complexity, and poor cost-to-value ratios make them easy to beat with a DIY ETF strategy, saving you money and boosting returns with just a little more effort. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/target-date-funds/ Quotes to ponder: "You're employing a team of dozens of people to do a job that a spreadsheet can do." "I have another name for Convenience Shoppers: Incredibly Stupid and Lazy People." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2688: Wanderer dismantles the myth that college is the only gateway to success, revealing how skyrocketing tuition and student loans can sabotage financial freedom. By highlighting real-world alternatives like online certifications and self-directed learning, the piece empowers readers to question the ROI of traditional education and pursue smarter, debt-free career paths. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/college-education/ Quotes to ponder: "College isn't a guaranteed path to success anymore, it's a gamble." "If you graduate with a useless degree and no work experience, you're worse off than someone who never went at all." "Rather than blindly following the path everyone tells you to take, ask yourself whether that path still makes sense." Episode references: Coursera: https://www.coursera.org/ Codecademy: https://www.codecademy.com/ Khan Academy: https://www.khanacademy.org/ Google Career Certificates: https://grow.google/certificates/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2688: Wanderer dismantles the myth that college is the only gateway to success, revealing how skyrocketing tuition and student loans can sabotage financial freedom. By highlighting real-world alternatives like online certifications and self-directed learning, the piece empowers readers to question the ROI of traditional education and pursue smarter, debt-free career paths. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/college-education/ Quotes to ponder: "College isn't a guaranteed path to success anymore, it's a gamble." "If you graduate with a useless degree and no work experience, you're worse off than someone who never went at all." "Rather than blindly following the path everyone tells you to take, ask yourself whether that path still makes sense." Episode references: Coursera: https://www.coursera.org/ Codecademy: https://www.codecademy.com/ Khan Academy: https://www.khanacademy.org/ Google Career Certificates: https://grow.google/certificates/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3191: FIRECracker shares a powerful personal story about walking away from a corporate career, facing the grip of fear, and finding unexpected freedom through financial independence and a globally diversified portfolio. Her journey proves that with smart planning, it's possible not only to survive but to thrive, traveling the world, living richly on less, and watching your net worth grow along the way. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/fear-will-hold-prisoner-balanced-diversified-portfolio-will-set-free/ Quotes to ponder: "Fear traps us. Fear holds us prisoner." "We would've never seen the sunset, stopped to smell the roses, and fallen head-over-heels in love with this awesome planet we call home." "So somehow we MADE money! While travelling the world!" Episode references: Mr. Money Mustache blog: https://www.mrmoneymustache.com/ Mark Twain quote (Explore. Dream. Discover.): https://www.goodreads.com/quotes/2292-twenty-years-from-now-you-will-be-more-disappointed-by The Shawshank Redemption: https://www.imdb.com/title/tt0111161/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3191: FIRECracker shares a powerful personal story about walking away from a corporate career, facing the grip of fear, and finding unexpected freedom through financial independence and a globally diversified portfolio. Her journey proves that with smart planning, it's possible not only to survive but to thrive, traveling the world, living richly on less, and watching your net worth grow along the way. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/fear-will-hold-prisoner-balanced-diversified-portfolio-will-set-free/ Quotes to ponder: "Fear traps us. Fear holds us prisoner." "We would've never seen the sunset, stopped to smell the roses, and fallen head-over-heels in love with this awesome planet we call home." "So somehow we MADE money! While travelling the world!" Episode references: Mr. Money Mustache blog: https://www.mrmoneymustache.com/ Mark Twain quote (Explore. Dream. Discover.): https://www.goodreads.com/quotes/2292-twenty-years-from-now-you-will-be-more-disappointed-by The Shawshank Redemption: https://www.imdb.com/title/tt0111161/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3191: FIRECracker shares a powerful personal story about walking away from a corporate career, facing the grip of fear, and finding unexpected freedom through financial independence and a globally diversified portfolio. Her journey proves that with smart planning, it's possible not only to survive but to thrive, traveling the world, living richly on less, and watching your net worth grow along the way. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/fear-will-hold-prisoner-balanced-diversified-portfolio-will-set-free/ Quotes to ponder: "Fear traps us. Fear holds us prisoner." "We would've never seen the sunset, stopped to smell the roses, and fallen head-over-heels in love with this awesome planet we call home." "So somehow we MADE money! While travelling the world!" Episode references: Mr. Money Mustache blog: https://www.mrmoneymustache.com/ Mark Twain quote (Explore. Dream. Discover.): https://www.goodreads.com/quotes/2292-twenty-years-from-now-you-will-be-more-disappointed-by The Shawshank Redemption: https://www.imdb.com/title/tt0111161/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds into a Traditional IRA and then converting to a Roth IRA within tax-free limits each year, you can build a systematic way to unlock your retirement savings early and maximize tax efficiency. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Quotes to ponder: "Money inside your 401(k) is kinda like a raw pot roast. You can't eat it right away." "It's all based on the IRS rule that Roth IRA conversions, rather than contributions, can be withdrawn penalty-free 5 years after the conversion has taken place." "When you do quit, you roll-over all of them into a Traditional IRA. This is done tax-free." Episode references: How to access retirement funds early by Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds into a Traditional IRA and then converting to a Roth IRA within tax-free limits each year, you can build a systematic way to unlock your retirement savings early and maximize tax efficiency. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Quotes to ponder: "Money inside your 401(k) is kinda like a raw pot roast. You can't eat it right away." "It's all based on the IRS rule that Roth IRA conversions, rather than contributions, can be withdrawn penalty-free 5 years after the conversion has taken place." "When you do quit, you roll-over all of them into a Traditional IRA. This is done tax-free." Episode references: How to access retirement funds early by Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds into a Traditional IRA and then converting to a Roth IRA within tax-free limits each year, you can build a systematic way to unlock your retirement savings early and maximize tax efficiency. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Quotes to ponder: "Money inside your 401(k) is kinda like a raw pot roast. You can't eat it right away." "It's all based on the IRS rule that Roth IRA conversions, rather than contributions, can be withdrawn penalty-free 5 years after the conversion has taken place." "When you do quit, you roll-over all of them into a Traditional IRA. This is done tax-free." Episode references: How to access retirement funds early by Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3094: Wanderer shares powerful insights from Chautauqua UK, revealing how financial healing starts with self-forgiveness. When we release the shame of past money mistakes, we unlock the clarity and creativity needed to move forward and take control of our financial future. Read along with the original article(s) here: https://www.millennial-revolution.com/build/why-you-have-to-forgive-yourself/ Quotes to ponder: "Let's pretend that whoever screwed up in the past was a different person, and that person's gone now." "The only thing that matters is what you do starting now." Episode references: Camp FI: https://campfi.org EconoMe Conference: https://www.economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3094: Wanderer shares powerful insights from Chautauqua UK, revealing how financial healing starts with self-forgiveness. When we release the shame of past money mistakes, we unlock the clarity and creativity needed to move forward and take control of our financial future. Read along with the original article(s) here: https://www.millennial-revolution.com/build/why-you-have-to-forgive-yourself/ Quotes to ponder: "Let's pretend that whoever screwed up in the past was a different person, and that person's gone now." "The only thing that matters is what you do starting now." Episode references: Camp FI: https://campfi.org EconoMe Conference: https://www.economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3094: Wanderer shares powerful insights from Chautauqua UK, revealing how financial healing starts with self-forgiveness. When we release the shame of past money mistakes, we unlock the clarity and creativity needed to move forward and take control of our financial future. Read along with the original article(s) here: https://www.millennial-revolution.com/build/why-you-have-to-forgive-yourself/ Quotes to ponder: "Let's pretend that whoever screwed up in the past was a different person, and that person's gone now." "The only thing that matters is what you do starting now." Episode references: Camp FI: https://campfi.org EconoMe Conference: https://www.economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: FIRECracker reflects on a potential health scare and shares the top regrets of the dying, reminding us that wealth, status, and possessions are meaningless if they come at the cost of authentic living. True freedom comes from financial independence, but even more so from the courage to pursue dreams, prioritize relationships, and embrace happiness before it's too late. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/live-life-no-regrets/ Quotes to ponder: "I wish I'd had the courage to live a life true to myself, not the life others expected of me." "I wish I hadn't worked so hard." "I wish that I had let myself be happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: FIRECracker reflects on a potential health scare and shares the top regrets of the dying, reminding us that wealth, status, and possessions are meaningless if they come at the cost of authentic living. True freedom comes from financial independence, but even more so from the courage to pursue dreams, prioritize relationships, and embrace happiness before it's too late. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/live-life-no-regrets/ Quotes to ponder: "I wish I'd had the courage to live a life true to myself, not the life others expected of me." "I wish I hadn't worked so hard." "I wish that I had let myself be happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: FIRECracker reflects on a potential health scare and shares the top regrets of the dying, reminding us that wealth, status, and possessions are meaningless if they come at the cost of authentic living. True freedom comes from financial independence, but even more so from the courage to pursue dreams, prioritize relationships, and embrace happiness before it's too late. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/live-life-no-regrets/ Quotes to ponder: "I wish I'd had the courage to live a life true to myself, not the life others expected of me." "I wish I hadn't worked so hard." "I wish that I had let myself be happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3037: Wanderer of Millennial Revolution breaks down how certain workers, like educators, healthcare professionals, and government contractors can contribute to multiple tax-advantaged accounts simultaneously, slashing taxable income by tens of thousands of dollars. Many employees miss out simply because HR departments don't advertise these options, but knowing the rules can help accelerate financial independence and early retirement. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-42-double-fisting-retirement-accounts/ Quotes to ponder: "This is a guy who deliberately took on student debt because he was able to somehow get it at a rate of 0.75%, then turned around and invested it in treasuries and made money off it." "It's possible to qualify for multiple accounts at the same time." "If you don't take advantage of it, that contribution room is gone forever." Episode references: How to Access Retirement Funds Early - Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3037: Wanderer of Millennial Revolution breaks down how certain workers, like educators, healthcare professionals, and government contractors can contribute to multiple tax-advantaged accounts simultaneously, slashing taxable income by tens of thousands of dollars. Many employees miss out simply because HR departments don't advertise these options, but knowing the rules can help accelerate financial independence and early retirement. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-42-double-fisting-retirement-accounts/ Quotes to ponder: "This is a guy who deliberately took on student debt because he was able to somehow get it at a rate of 0.75%, then turned around and invested it in treasuries and made money off it." "It's possible to qualify for multiple accounts at the same time." "If you don't take advantage of it, that contribution room is gone forever." Episode references: How to Access Retirement Funds Early - Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3037: Wanderer of Millennial Revolution breaks down how certain workers, like educators, healthcare professionals, and government contractors can contribute to multiple tax-advantaged accounts simultaneously, slashing taxable income by tens of thousands of dollars. Many employees miss out simply because HR departments don't advertise these options, but knowing the rules can help accelerate financial independence and early retirement. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-42-double-fisting-retirement-accounts/ Quotes to ponder: "This is a guy who deliberately took on student debt because he was able to somehow get it at a rate of 0.75%, then turned around and invested it in treasuries and made money off it." "It's possible to qualify for multiple accounts at the same time." "If you don't take advantage of it, that contribution room is gone forever." Episode references: How to Access Retirement Funds Early - Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3016: Firecracker reflects on her past as a "hater," resisting the hard truths of Larry Smith's TED talk on fear and excuses. Over time, she recognizes that her resistance was rooted in fear of failure, leading her to push past self-doubt and pursue her dreams. Her journey highlights the power of self-awareness, the courage to face discomfort, and the importance of stepping out of the safety of excuses to build a fulfilling life. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/i-used-to-be-a-hater/ Quotes to ponder: "When you're afraid, it's easy to become a hater. Because haters don't need to step into the arena, they don't need to look ridiculous, they don't need to show up, day after day, week after week, year after year." "I'm glad I'm not a hater anymore. I'm glad I pushed past the fear. I'm glad I got to where I am today because I refused to let myself get too comfortable." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3016: Firecracker reflects on her past as a "hater," resisting the hard truths of Larry Smith's TED talk on fear and excuses. Over time, she recognizes that her resistance was rooted in fear of failure, leading her to push past self-doubt and pursue her dreams. Her journey highlights the power of self-awareness, the courage to face discomfort, and the importance of stepping out of the safety of excuses to build a fulfilling life. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/i-used-to-be-a-hater/ Quotes to ponder: "When you're afraid, it's easy to become a hater. Because haters don't need to step into the arena, they don't need to look ridiculous, they don't need to show up, day after day, week after week, year after year." "I'm glad I'm not a hater anymore. I'm glad I pushed past the fear. I'm glad I got to where I am today because I refused to let myself get too comfortable." Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3016: Firecracker reflects on her past as a "hater," resisting the hard truths of Larry Smith's TED talk on fear and excuses. Over time, she recognizes that her resistance was rooted in fear of failure, leading her to push past self-doubt and pursue her dreams. Her journey highlights the power of self-awareness, the courage to face discomfort, and the importance of stepping out of the safety of excuses to build a fulfilling life. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/i-used-to-be-a-hater/ Quotes to ponder: "When you're afraid, it's easy to become a hater. Because haters don't need to step into the arena, they don't need to look ridiculous, they don't need to show up, day after day, week after week, year after year." "I'm glad I'm not a hater anymore. I'm glad I pushed past the fear. I'm glad I got to where I am today because I refused to let myself get too comfortable." Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2988: FIRECracker of Millennial-Revolution.com shares how comparisons can derail your journey to financial independence. Instead of measuring yourself against others, focus on your own progress and celebrate each milestone. The FIRE journey is about growth, not a race to the finish line, and cherishing small victories can keep you motivated and fulfilled along the way. Read along with the original article(s) here: https://www.millennial-revolution.com/build/dont-let-comparisons-derail-fire-journey/ Quotes to ponder: "Comparison is the thief of joy. Don't compare your beginning with someone's middle or end." "Your FIRE journey is about growth and progress. It's about celebrating all the wins along the way." "If you don't do it, the time will pass anyway. Would you rather be richer in 10 years or exactly where you are now?" Episode references: The Simple Path to Wealth by JLCollins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2988: FIRECracker of Millennial-Revolution.com shares how comparisons can derail your journey to financial independence. Instead of measuring yourself against others, focus on your own progress and celebrate each milestone. The FIRE journey is about growth, not a race to the finish line, and cherishing small victories can keep you motivated and fulfilled along the way. Read along with the original article(s) here: https://www.millennial-revolution.com/build/dont-let-comparisons-derail-fire-journey/ Quotes to ponder: "Comparison is the thief of joy. Don't compare your beginning with someone's middle or end." "Your FIRE journey is about growth and progress. It's about celebrating all the wins along the way." "If you don't do it, the time will pass anyway. Would you rather be richer in 10 years or exactly where you are now?" Episode references: The Simple Path to Wealth by JLCollins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2966: Wanderer from Millennial Revolution exposes the deceptive practices of financial institutions, highlighting their resistance to index funds due to the threat they pose to their fee-based business model. Learn why financial literacy is crucial to avoid falling victim to misleading advice and how to take control of your investments with low-cost, efficient options. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/why-the-banks-are-out-to-get-you/ Quotes to ponder: "Anyone can buy index funds. You don't need to be licensed, and you don't need anyone's permission. All you need is a brokerage account." "The finance industry is here for one reason and one reason only: to take as much of your money as they can." "If your bank lies to you, leave! This is a great rule to follow in general: I refuse to do business with liars, and so should you." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-Radical-Wealth/dp/0525538690 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2966: Wanderer from Millennial Revolution exposes the deceptive practices of financial institutions, highlighting their resistance to index funds due to the threat they pose to their fee-based business model. Learn why financial literacy is crucial to avoid falling victim to misleading advice and how to take control of your investments with low-cost, efficient options. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/why-the-banks-are-out-to-get-you/ Quotes to ponder: "Anyone can buy index funds. You don't need to be licensed, and you don't need anyone's permission. All you need is a brokerage account." "The finance industry is here for one reason and one reason only: to take as much of your money as they can." "If your bank lies to you, leave! This is a great rule to follow in general: I refuse to do business with liars, and so should you." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-Radical-Wealth/dp/0525538690 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2904: Wanderer of Millennial Revolution shares an inspiring story of a couple who followed FIRE (Financial Independence, Retire Early) principles and transformed their financial situation. By cutting ties with a high-fee financial advisor, embracing low-cost investments, and leveraging digital nomadism, they reached millionaire status in just five years - proving that intentional financial decisions can lead to incredible results. Read along with the original article(s) here: https://www.millennial-revolution.com/build/case-study/stuck-no-more/ Quotes to ponder: "Instead of 10 years, they've completely turned things around and did it in 5! And they're millionaires to boot!" "FIRE is the only strategy I've ever encountered that actually works, and we're so grateful for the opportunity to share it with so many wonderful people like these readers." Episode references: Vanguard Total Stock Market ETF: https://investor.vanguard.com/etf/profile/VTI Extraordinary Event (Chautauqua): https://www.fichautauqua.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2904: Wanderer of Millennial Revolution shares an inspiring story of a couple who followed FIRE (Financial Independence, Retire Early) principles and transformed their financial situation. By cutting ties with a high-fee financial advisor, embracing low-cost investments, and leveraging digital nomadism, they reached millionaire status in just five years - proving that intentional financial decisions can lead to incredible results. Read along with the original article(s) here: https://www.millennial-revolution.com/build/case-study/stuck-no-more/ Quotes to ponder: "Instead of 10 years, they've completely turned things around and did it in 5! And they're millionaires to boot!" "FIRE is the only strategy I've ever encountered that actually works, and we're so grateful for the opportunity to share it with so many wonderful people like these readers." Episode references: Vanguard Total Stock Market ETF: https://investor.vanguard.com/etf/profile/VTI Extraordinary Event (Chautauqua): https://www.fichautauqua.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We chat with Canada's youngest retirees Kristy Shen and Bryce Leung from the ever-popular website Millennial Revolution. Is FIRE still possible is 2024 with inflation, political unrest, and the fallout of our COVID economy? Kristy and Bryce run the numbers and come up with some interesting conclusions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: FIRECracker of Millennial-Revolution.com challenges conventional budgeting by advocating for a personalized approach. By identifying and prioritizing your top three values, you can allocate money towards what truly matters to you, rather than conforming to restrictive spending limits that can undermine your happiness and financial independence. Read along with the original article(s) here: https://www.millennial-revolution.com/build/budgets-suck-instead/ Quotes to ponder: "Budgets tend to look at all your spending and try to force you to ruthlessly cut back on everything. But what they don't do is EMPOWER you." "What you've just written down are your top three VALUES. These are what you SHOULD be spending money on." "Everyone's path to Financial Independence is unique, and uniquely their own. So figure out your values, and fill that jar your way, with your own rocks, and screw what anyone else thinks." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Mr. Money Mustache: https://www.mrmoneymustache.com/ Budgets Are Sexy: https://www.budgetsaresexy.com/ Frugalwoods: https://www.frugalwoods.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristy Shen and Bryce Leung are the dynamic duo behind the Millennial Revolution blog and movement. In this insightful episode, Kristy and Bryce discuss their journey from house-hunting to achieving Financial Independence (FI) and retiring in their early 30s. They delve into why they chose to reject traditional housing and career advice, their innovative 'POT Score' (Pay Over Tuition) method for evaluating education costs, and how they handle investments to maintain their FI lifestyle—despite new challenges like parenting. Discover their interesting perspectives on scarcity vs. abundance mindset, and how the FIRE approach has impacted their personal lives, relationships, and travel adventures. This episode is packed with financial wisdom and real-life experiences that will inspire late starters and aspiring FI enthusiasts alike.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: FIRECracker of Millennial-Revolution.com challenges conventional budgeting by advocating for a personalized approach. By identifying and prioritizing your top three values, you can allocate money towards what truly matters to you, rather than conforming to restrictive spending limits that can undermine your happiness and financial independence. Read along with the original article(s) here: https://www.millennial-revolution.com/build/budgets-suck-instead/ Quotes to ponder: "Budgets tend to look at all your spending and try to force you to ruthlessly cut back on everything. But what they don't do is EMPOWER you." "What you've just written down are your top three VALUES. These are what you SHOULD be spending money on." "Everyone's path to Financial Independence is unique, and uniquely their own. So figure out your values, and fill that jar your way, with your own rocks, and screw what anyone else thinks." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Mr. Money Mustache: https://www.mrmoneymustache.com/ Budgets Are Sexy: https://www.budgetsaresexy.com/ Frugalwoods: https://www.frugalwoods.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

A Deep Exploration of the FIRE Movement with Leading Experts In Episode 41 of the Inspired Money Podcast, "Financial Independence: Retiring Early and Living Your Dreams" unveils the intricate strategies and philosophies behind achieving financial independence and early retirement, guided by the wisdom of our guest panelists. Empowering Early Retirement At the heart of financial independence lies the powerful concept of retiring early to live your dreams. Aimed at achieving financial freedom and a fulfilling life, this episode gathers a panel of luminaries: Kristy Shen, co-author of "Quit Like a Millionaire," Jordan Grumet, host of Earn & Invest, Chris Mamula, co-author of "Choose FI," and Jacob Lund Fisker, author of "Early Retirement Extreme." Together, they dissect the methodologies and practicalities of building wealth and retiring early.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2745: Delve into the elusive world of the "Closeted FIRER" with FIRECracker's insightful article from Millennial Revolution. Discover the hidden lives of those secretly planning their financial independence and early retirement (FIRE) and explore how their undercover efforts impact both professional life and personal growth. Read along with the original article(s) here: https://www.millennial-revolution.com/build/five-types-people-youll-meet-way-fi/ Quotes to ponder: "The Closeted FIRER knows what SWR stands for, they can discuss in detail the subtleties of the 4% rule, they can rattle off their favourite low-cost Index ETFs. But they don't, because they don't want to admit that they're also trying to jump ship from their job too." Episode references: Quit Like a Millionaire: https://www.amazon.com/Quit-Like-Millionaire-Practical-Wealthy/dp/0525538690 The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2744: Explore the emotional rollercoaster of reaching milestones in personal growth through FIRECracker's article on her experiences with publishing and early retirement. As she navigates the reactions of friends and the types of people encountered on her journey to financial independence, listeners gain insights into the complex social dynamics of success and ambition. Read along with the original article(s) here: https://www.millennial-revolution.com/build/five-types-people-youll-meet-way-fi/ Quotes to ponder: "Most people don't want you to succeed." "The Frenemy pats you on the back with one hand, while secretly gut-punching you with the other." "The Hypocrite thinks you got lucky and don't truly deserve your success." Episode references: Overview of FI Chautauqua UK: https://www.fichautauqua.com/overview-805691.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Tinx AKA "TikTok's older sister"  joins Esther and Khalyla and dishes out incredible relationship/dating app advice, her issue with Gen Z's views on clubbing and going out and much more! She is our millennial queen and we love her for it.  LEARN MORE ABOUT EBB OCEAN CLUB: https://ebboceanclub.com/ Thank you to Our Sponsor(s) *Aura Frames-Right Now Aura has a great Deal for Mother's Day!* Visit AuraFrames.com/TRASHTUESDAY to get $30-off plus free shipping on their best-selling frame. Use code TRASHTUESDAY  at checkout to save.   **PATREON SURVEY: Please take our membership survey! We want ideas and input! https://forms.gle/E8No1xUu1eHv2ZZQ9 Come See Khalyla,  Esther and Bobby Live! May 15th!  Ticket Link Here: https://www.ticketweb.com/event/in-th…   MORE TINX: LINKTREE: https://linktr.ee/itsmetinx TIKTOK: https://www.tiktok.com/@tinx?lang=en IG: https://www.instagram.com/tinx/?hl=en   00:00 - Tinx Intro & Dating w/ Intention 03:38 - The Seven Deadly Sins 10:27 - Millennials V. Gen Z 17:40 - How to Win Hinge 25:00 - Megan Fox and Plastic Surgery  31:00 - Not Asking Questions on Dates  38:04 - Have you Ever Rejected Someone? 42:27 - Dating Advice from Slugs: Moving In?  47:10 - Anxiously Attached 52:00 - Sex Drive Not High 54:00 - Esther Hates Pregnancy 01:00:00 - Frozen Yogurt 01:02:54 - Khalyla's Big Surprise!! 01:06:00 - Moms Helping is Comforting   Trash Tuesday Podcast iTunes Audio Feed: https://bit.ly/TrashTuesdayPodTrash Tuesday Podcast Spotify Audio Feed: https://bit.ly/TTPodAudioTrash Tuesday Instagram:   / itstrashtuesday     Listen to our other Podcasts: TigerBelly - https://podcasts.apple.com/us/podcast... Rick and Esther Have a Time - https://podcasts.apple.com/us/podcast...    Follow Us: Khalyla Kuhn -   / khalamityk   Esther Povitsky -   / esthermonster     Theme Song Written by: Bobby Lee   / bobbyleelive   Banana Break Song by: Can Nguyen: https://www.candyedits.com Exec. Producer & Showrunner:  Stella Young | Tiny Legends Productions Shot and Edited By: Guy Robinson and Sean Wanless Edited By: Andrew Tarr (Audio) & Guy Robinson (Video)   This Video Contains Paid Advertising

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2560: Wanderer from Millennial Revolution brings to light the hidden, damaging impact of investment fees, especially in mutual funds. By comparing the long-term effects of Management Expense Ratios (MERs) in mutual funds versus lower-cost ETFs, the article reveals how even small percentages can significantly reduce investment returns over time. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/investment-fees-are-the-worst/ Quotes to ponder: "Investment fees usually don't appear in your statement, and are instead embedded inside your mutual fund and taken silently out of the fund's performance." "The more you pay, the worse the performance, because that fee just eats into your returns." Learn more about your ad choices. Visit megaphone.fm/adchoices