Podcasts about Child tax credit

Find us at www.crisisinvesting.com In this episode, we return from a week off to discuss the latest political and economic happenings. They delve into the One Big Beautiful Bill Act that has been passed by the House, although not yet by the Senate. Highlights of the bill include permanent tax cuts, adjustments in the child tax credit, and increased defense spending. The conversation also covers Elon Musk's struggles with government cuts, the convoluted student loan system, and the rise of AI regulations. With in-depth analysis, they discuss the geopolitical tensions involving Russia and Ukraine, and Israel and Iran. Additionally, they explore the intricacies of the Golden Dome defense project, rising cyber attacks, and the concerning state of mining companies in the market. The episode concludes with discussions on nonprofit oversight, the controversial portrait of Donald Trump on a government building, and notable figures like Rahm Emanuel considering a presidential run. 00:00 Introduction and Weekly Recap 00:05 Overview of the OBA Bill 00:20 Permanent Tax Cuts and Deficit Concerns 01:14 Doge Provisions and Musk's Resignation 03:55 Child Tax Credit and SALT Deduction Cap 05:11 Tax Exemptions and Trump's Savings Accounts 07:08 Debt Ceiling Increase and Financial Concerns 08:22 Healthcare and Social Services Reforms 12:16 Student Loan Policy and Education Costs 14:27 Defense Spending and Border Security 17:37 AI Regulation Moratorium and Green Energy Rollbacks 18:36 IRS Direct File Program Termination 20:28 University Endowment Tax and Nonprofit Oversight 24:28 National Debt Increase and Senate Opposition 25:59 Trump's Megalomania and Public Image 29:12 Rahm Emanuel's Presidential Ambitions 30:29 Kanye West's Cancellation and Comeback 31:26 Dual Citizenship in High Government Positions 32:19 Trump's Control and Indictments 33:35 Epstein's Death and FBI's Response 35:54 Washington Post's Book Recommendations 38:49 Golden Dome and Modern Warfare 41:12 Cyber Attacks and Global Tensions 49:03 Israel-Iran Conflict 56:04 Mining Stocks and Market Trends 01:00:26 Conclusion and Upcoming Topics

In this episode of Passing Judgment, Jessica Levinson talks with Wall Street Journal tax reporter Richard Rubin to break down the GOP's "big beautiful" tax bill. Richard explains what's in the bill—from tax cuts and increases to spending shifts—and who will be most affected if it passes. They discuss how the bill squeaked through the House, the major sticking points, and what's likely to change as it moves to the Senate. Join us for a clear, accessible look at what's inside the bill and how it could impact Americans' wallets and the federal deficit.Here are three key takeaways you don't want to miss:What's Inside the GOP Tax Bill: The bill primarily extends the 2017 tax cuts, including a higher standard deduction, lower rates, and business relief, while adding temporary cuts like a boosted child tax credit and tip or overtime exemptions. To offset costs, it includes tax hikes, mainly on clean energy and high earners, major cuts to Medicaid and SNAP, and increased spending on border security and defense.How “Typical” is This GOP Bill?: Richard describes it as a “mishmash”—there are conventional GOP elements (like tax cuts for the affluent), but also some Trump-specific provisions, like the “Trump account” (a new children's savings account), faster write-offs for American factories, and anti-immigration measures.The Path Forward in the Senate: Richard explains that the Senate will likely alter the House version, focusing on issues like Medicaid changes and clean energy tax credits.Follow Our Host and Guest: @RichardRubinDC @LevinsonJessica

Did you know that the median retail investor spends only six minutes researching a stock before buying it? Most of that time is spent staring at a price chart—often just the current day's movement. Nick compares the limited “research” many individual investors conduct to the extensive analysis performed by Henssler's research analysts.K.C. then takes a closer look at the “One Big Beautiful Bill” that passed the House of Representatives just hours before we recorded. We discuss the revised State and Local Tax (SALT) deduction cap, the increased Child Tax Credit, and the proposed tax break on tip income. While the bill's fate in the Senate remains uncertain, it appears that many of Trump's 2017 tax cuts may be extended.Last Friday, after the market closed, Moody's became the third major credit rating agency to downgrade the U.S. government's debt rating. The cut comes at a time when global confidence in U.S. debt is wavering, and Congress is debating a tax bill that could further increase the national debt. We examine what this downgrade means and whether it reflects actual investment risk.After the break, D.J. breaks down Health Savings Accounts (HSAs) and explains why they're one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health-care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 24, 2025  |  Season 39, Episode 21Timestamps and Chapters4:38: Impulse Investors26:31: House Approves One Big Beautiful Bill33:06: Moody's Downgrade39:50: Economic News45:37: HSAs: Triple Tax BenefitFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Breaking news! A massive tax bill just dropped, and I've spent 48 hours digging through all 389 pages so you don't have to! This game-changing bill could put thousands back in your pocket with 18 major tax changes including: • Tax-free tips and overtime pay for service workers • A bigger Child Tax Credit ($2,500 per child!) • New "MAGA Accounts" with a $1,000 bonus for babies born in 2025-2026 • Triple the SALT deduction cap ($30,000 instead of $10,000) • Permanent business tax breaks that were set to expire Whether you're a server, parent, business owner, or retiree - there's something in this bill for you! I break down exactly who benefits, who doesn't, and most importantly - what you need to do RIGHT NOW to take advantage of these changes before they expire. Don't miss this urgent episode that could save you thousands in taxes!   Next Steps:

Thanks to our partner PromotiveIn this episode of Business by the Numbers, Hunt Demarest, CPA of Paar Melis and Associates, explores the details behind what former President Trump is calling the "largest tax cut in U.S. history." What's actually in the proposed bill? Will any of it pass Congress? And most importantly, what could it mean for auto repair shop owners and other small business operators?Hunt unpacks what we know so far, what's still uncertain, and how business owners can start thinking strategically. From potential expansions of the Child Tax Credit and QBI deduction to the controversial proposals of eliminating taxes on tips, overtime, and Social Security, this episode covers the key elements that matter most.Whether you're looking to stay informed or proactively plan for future changes, this episode offers a grounded look at what's on the table—and what's likely to be left off.Key Takeaways:What's included in the proposed 2025 tax cut and what's still up for debateThe current status of the Child Tax Credit, QBI deduction, bonus depreciation, and SALT deduction capPotential elimination of taxes on Social Security income—and whether that's realisticA breakdown of the proposed “Millionaire Tax” and its implications for high earnersWhy the talk of tax-free tips and overtime could create major planning opportunities for business ownersWhat shop owners need to watch for and how to prepare as legislative discussions continueThanks to our partner, PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit www.gopromotive.com.Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Aftermarket Radio Network: https://aftermarketradionetwork.com/Remarkable Results Radio Podcast with Carm Capriotto https://remarkableresults.biz/Diagnosing the Aftermarket A to Z with Matt Fanslow

Thanks to our partner PromotiveIn this episode of Business by the Numbers, Hunt Demarest, CPA of Paar Melis and Associates, explores the details behind what former President Trump is calling the "largest tax cut in U.S. history." What's actually in the proposed bill? Will any of it pass Congress? And most importantly, what could it mean for auto repair shop owners and other small business operators?Hunt unpacks what we know so far, what's still uncertain, and how business owners can start thinking strategically. From potential expansions of the Child Tax Credit and QBI deduction to the controversial proposals of eliminating taxes on tips, overtime, and Social Security, this episode covers the key elements that matter most.Whether you're looking to stay informed or proactively plan for future changes, this episode offers a grounded look at what's on the table—and what's likely to be left off.Key Takeaways:What's included in the proposed 2025 tax cut and what's still up for debateThe current status of the Child Tax Credit, QBI deduction, bonus depreciation, and SALT deduction capPotential elimination of taxes on Social Security income—and whether that's realisticA breakdown of the proposed “Millionaire Tax” and its implications for high earnersWhy the talk of tax-free tips and overtime could create major planning opportunities for business ownersWhat shop owners need to watch for and how to prepare as legislative discussions continueThanks to our partner, PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit www.gopromotive.com.Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Aftermarket Radio Network: https://aftermarketradionetwork.com/Remarkable Results Radio Podcast with Carm Capriotto https://remarkableresults.biz/Diagnosing the Aftermarket A to Z with Matt Fanslow

House Bills 133 and 337 would increase Louisiana's Earned Income Tax Credit and create a state-level Child Tax Credit, respectively. Neva Butkus of the Institute on Taxation and Economic Policy joins the Didja Know? Podcast to explain the many benefits of working family tax credits.

MN Department of Revenue Commissioner Paul Marquart joins host Robert Pilot and producer Haley Cherry to discuss the Child Tax Credit for families. Plus, Dr. Antony Stately (NACC) returns for a weekly check-in!

New federal data paints a stark picture: American children are falling behind in reading and test scores, with the gap between advantaged and disadvantaged kids growing wider. But is this really just a problem of money? University of Chicago Developmental psychologist Ariel Kalil has spent her career studying how parents influence childhood development—not just through resources, but through daily habits and interactions.On this episode, we explore the surprising science behind parental engagement, the behavioral biases that shape parenting decisions, and why simple interventions—like 15 minutes of reading a day—can have an outsized impact. Plus, we discuss how AI and behavioral economics might provide new solutions for supporting parents in an era of rising inequality.

This week on Minnesota Native News, we cover the 22nd Great Lakes Indigenous Farming Conference in Cohasset, Minnesota. Also, timely information about the Minnesota Department of Revenue's Child Tax Credit. Producer: Deanna StandingCloudVoicing: Emma NeedhamHost: Marie Rock 

  We are living in a moment of turmoil. Many communities feel targeted, and nonprofits are under pressure to quiet their voices. LIFT, a Washington DC based national nonprofit with offices in New York, Chicago and Los Angeles is undaunted in its support for and belief in Black and Brown parents seeking to break cycles of poverty and achieve economic mobility. In this episode of Power Station, Neils Ribeiro-Yemofio, the incomparable executive director of LIFT DC shares how just listening to parents about their aspirations for their families can be transformative. At LIFT DC, financial coaches are matched with parents, guiding parents through a 2 year process to increase their incomes, attain higher education and alleviate debt. As Neils says, it is an investment in hope, money and love. The results are stunning and unimpeachable. Parents are not only generating economic benefits for their families they are advocating for public policies that make life more equitable for their communities. Parents at LIFT DC have testified before the City Council and were instrumental in the enactment of the Child Tax Credit.  And their advocacy is far from done. Hope lies here. Listen!        

House Speaker Mike Johnson tries to push Trump's 'big' agenda forward, but GOP votes are in jeopardy; NV program to bridge insurance gaps for Native Americans needs more 'buy-in,' More AR families rely on Child Tax Credit, OR consumers face more financial risks with CFPB closure.

In episode 42, Gillian sits down with Dennis Poust, Executive Director of the New York State Catholic Conference. They discuss key pieces of New York State legislation the Conference is focusing on this session, as well as important federal developments affecting the Catholic Church.Learn more about ECCA: https://www.nyscatholic.org/posts/statement-educational-choice-children-act-eccaRead our statement on the proposed expansion of the Child Tax Credit: https://www.nyscatholic.org/posts/nys-catholic-conference-statement-governor-hochuls-proposed-expansion-child-tax-credit--- Follow us on social media!Facebook: https://www.facebook.com/nyscatholicconferenceX (formerly known as Twitter): https://twitter.com/NYSCatholicConfInstagram: https://www.instagram.com/nyscatholicconf/

The 2024 Child Tax Credit has reverted to $2,000 per child after the temporary increase under the American Rescue Plan in 2021. Children over 17 qualify for only $500. Dr. Friday highlights the importance of adjusting withholdings in January to avoid surprises when filing your tax return. These changes could significantly impact families relying on prior years' expanded credits. Transcript: G’day. I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. Child tax credit. We all know the ARP, the American Rescue Plan that came in in 2021, temporarily expanded the tax credit, right? It was up to $3,000 and $3,600 depending on the age of the children. But in 2024, remember, that is only $2,000. And if they’re over the age of 17, it drops to $500. That can make a huge difference. If you’ve been using these other numbers and kind of calculating your withholding and now you’ve lost up to $1,600 on a child, that can make a difference on you owing taxes. Again, making sure now in January that you’re making these adjustments so you’re not going to feel the pain when the tax returns are being e-filed. You can catch the Dr. Friday Call-In Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

SCOTUS announced this morning its opinion on the constitutionality of a Tik-Tok ban, saying they do not believe the ban to be unconstitutional, thus clearing the way for a national ban to move forward. Utah Representative Blake Moore comments on the court's opinion, and shares the details of his most recent effort to almost double the child tax credit in Utah.  

U.S. Supreme Court upholds TikTok ban F.D.A. bans red dye no.3, citing harmful effects Animal Shelters continue to face strain of overcrowding KSL Movie Show: Wolf Man

Click here to send us a topic idea or question for Weekend Wisdom.If you are adopting or have adopted within the last several years you should join our conversation today about claiming the Adoption Tax Credit for 2024. Our guests will be Becky Wilmoth, an Enrolled Agent and Adoption Tax Credit Specialist with Bill's Tax Service; and Josh Kroll, the Adoption Subsidy Resource Center coordinator at Families Rising.In this episode, we cover:What is the Adoption Tax Credit for adoption being claimed on 2024 federal taxes? What is a “credit,” and how does it differ from a deduction or tax savings?How would you use the Adoption Tax Credit if you get a tax refund every year?Should you still apply the credit to your federal income taxes if you don't have any federal tax liability?What types of adoptions are included or excluded? Are kinship adoptions covered? Are kinship guardianship arrangements covered? What if the child never was involved with the foster care system?Can you get credit for each adoption you complete even if completed in the same year? What about adopting siblings at the same time?What is a Qualified Adoption Expense for purposes of the Adoption Tax Credit 2024?When can you claim the Adoption Tax Credit?Special Needs Adoption: How does the Adoption Tax Credit differ for adoptions from foster care? What does the IRS accept as proof of “special needs”?What is a $0 subsidy agreement?Special needs child for international adoptionCan you reclaim your expenses for an attempted adoption that did not result in a placement (failed adoption)? How?What income level (Modified Adjusted Gross Income) is excluded?How long can the credit be carried over?What if you didn't claim the Adoption Tax Credit when eligible? Is the Adoption Tax Credit something you can amend your tax return for, and if so, how do you amend it, and how many years back?Will the Adoption Tax Credit offset self-employment tax?How does the Secure Act impact claiming the Adoption Tax Credit for 2024 taxes? What should you do if the child's Social Security Number is unavailable when you file? Should you use an Adoption Taxpayer Identification Number (ATIN #) if you don't have the child's social security number?How does the Adoption Tax Credit work in conjunction with employee adoption benefits? For special needs adoption?If you adopt, can you still get the Child Tax Credit?What do you need to get the Child Tax Credit for your adopted child?Do you need to send any documentation to the IRS when you file your taxes? What type of documentation should you keep in your records?How do you find a tax specialist knowledgeable about Adoption Tax Credit? The Adoption Tax Credit used to be a refundable credit. Do you think the new administration will impact the refundability legislation? Advocate for refundability Support the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

This is the All Local morning update for January 7, 2025.

Dr. Friday explains the 2024 phase-out ranges for tax credits like the Child Tax Credit and Adoption Credit. She highlights the income thresholds for singles and married couples, shedding light on the impact of marriage penalties in the tax code. Learn how to navigate phase-outs and maximize your credits this tax season. Transcript: G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. 2024 income tax phase-out ranges are going to be Child Tax Credit. It starts phasing out for a single person at $200,000, completely gone at $240,000. If you’re married, double it, $400,000, $440,000. Doesn’t quite double, does it? Adoption Credit. If you’re single, you get Adoption Credit. It starts phasing out at $252,000. It’s completely gone at $292,000. Same as a single person. So sometimes you think, hey, if I’m married, I’m just going to double everything in tax code. There is marriage penalties, people. Sometimes it is not pretty. So making sure when the phase-outs are, puts more money in your pocket. Go to drfriday.com if you need an appointment. You can catch the Dr. Friday Call-In Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

“Administrative burdens” is a term for the frictions people experience when interacting with government—learning how a program works, taking the time to fill out paperwork, and experiencing the frustrations and shame that can come from the process. Sometimes this is accidental—just the result of a bureaucracy failing to think through how it interacts with citizens. But it can also be purposeful—a way for politicians and policymakers to limit or direct programs without openly admitting to it. In this conversation, Donald Moynihan describes how administrative burdens affect how citizens experience government agencies and how interactions between the three branches of federal government can get in the way of efficient and effective public service. Donald Moynihan is a public policy professor at the University of Michigan's Gerald R. Ford School of Public Policy and codirects the Better Government Lab at Georgetown University. He previously served as the McCourt Chair for Georgetown University's McCourt School of Public Policy and as director of the University of Wisconsin-Madison's La Follette School. His work focuses on the administrative burdens citizens encounter during interactions with government. In addition to his research, Moynihan is the president of the Association for Public Policy and Management. https://donmoynihan.substack.com/

The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we focus on family and talk about the Child Tax Credit. Learn about what your income needs to be to earn the full amount of the credit, how to claim the credit, who qualifies, and how much this could help you at tax time. Plus, learn the basics of the Childcare Tax Credit and what to do to substantiate this credit at tax time. Happy Thanksgiving!

The latest episode of Mathematica's On the Evidence podcast features an interview with Katherine Michelmore, an associate professor of public policy at the University of Michigan's Gerald R. Ford School of Public Policy and the 24th recipient of the David N. Kershaw Award and Prize. Michelmore's research has focused on temporary expansions of tax credits during the COVID-19 pandemic, which is part of a growing body of evidence informing state and federal policy proposals to make permanent some or all of those changes. On the episode, Michelmore talks about her experiences interacting with the media and policymakers about the subject of her research, using a novel source of data from a private mobile app to study the impacts of an expanded Child Tax Credit on households, and questions she would like to pursue in the future related to tax credits that support working parents and their children. Find the full transcript at mathematica.org/blogs/kershaw-award-winner-katherine-michelmore-on-how-expanded-tax-credits-benefited-family-well-being Check out the Spotify playlist with interviews with the 2020, 2021, 2022, and 2023 winners of the Kershaw Award: https://open.spotify.com/playlist/1Qz9HKUOxBhj33neIpPEUd?si=9oBu3VV2QJig8nUgKVVUKg&nd=1&dlsi=c61b4fd6357f426d Going to the 2024 APPAM Fall Research Conference? On the Evidence will be there, too. Find us at the Mathematica booth. Send us a message at jwogan@mathematica-mpr.com to let us know you're coming. Read a working paper co-authored by Michelmore on the effects of the temporary expansion of the CTC on the economic well-being of families, including a reduction in food insecurity: https://www.nber.org/papers/w30533 Read an article co-authored by Michelmore on the effects of the temporary expansion of the CTC on housing affordability and the living arrangements of families: https://read.dukeupress.edu/demography/article/61/4/1069/389197/The-Effects-of-the-2021-Child-Tax-Credit-on Read an article co-authored by Michelmore on the effects of the temporary expansion of the CTC on short- and long-term child development, including the likely improvement of children's health: https://journals.sagepub.com/doi/10.1177/00027162241264412 Read a working paper co-authored by Michelmore on the effects of the temporary expansion of the childless EITC: https://www.nber.org/papers/w32571

Deputy Treasury Secretary Wally Adeyemo, and Robert James, II, President of Carver Financial Corporation join.JobsThe Black unemployment rate was 5.7% in September, near historic lows. The Black unemployment rate was 9.3% when President Biden took office.2023 was the lowest year for Black unemployment on record.16 million jobs have been created since President Biden took office, including nearly 2.4 million jobs for Black workers—achieving one of the lowest gaps between Black and White unemployment on record.Prime-age Black women have seen their labor force participation rates climb by about 3% compared to pre-pandemic levels.Wages/WealthReal wages for Black Americans grew over 5% between 2019 and the four-quarters ending in Q3 2024.Black net worth is up 60% between 2019 and 2022 and the Black-white wealth gap is at its narrowest level in nearly 20 years.HousingBlack homeownership rates increased by 3.5 percentage points from 2019 through the four-quarters ending in Q2 2024. In the years of the Financial Crisis, Black homeownership had dropped 1.75 percentage points.As of Q2 2024, 37% of Homeowner Assistance Fund (HAF) homeowners self-identified as Black.In 2021, eviction filing rates in Black neighborhoods were less than half their historic average.41% of ERA payments have gone to Black families as of Q1 2024.Child PovertyOver 800,000 Black children were lifted out of poverty in 2021 through the expansion of the Child Tax Credit under the American Rescue Plan, helping drive the child poverty rate for Black children to its lowest level on record.Small BusinessThe number of Black households owning a business has more than doubled since 2019.Black business ownership is up 6.2 percentage points from 2019 to 2022 to 11%, the highest rate in history.In 2021, Black-owned companies employed 1.4 million people and paid over $50 billion in annual payroll.·       The number of Black workers that were self-employed—a measure of entrepreneurship—increased by over 30% from 2019 through 2024. ·       The number and dollar value of SBA-backed loans to Black-owned businesses have more than doubled since 2020. The Small Business Administration (SBA) has now surpassed the $1 billion mark in lending to Black-owned small businesses for the third year, almost double 2019 lending amounts.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Menstrual poverty, or unmet menstrual hygiene needs, is defined as a lack of appropriate menstrual products in necessary quantities; access to soap and water for proper hygiene; or ways to dispose of or wash used sanitary materials. The experience of menstrual poverty can have far-reaching impacts on mental and physical health, the ability to work, and consistent school attendance. For this episode, Dr. Anne Sebert Kuhlmann discusses her research on the impacts of menstrual poverty, and what practice and policy options are available to alleviate the burden on menstruating people. Reference Papers:  The Effects of the 2021 Child Tax Credit on Housing Affordability and the Living Arrangements of Families With Low Incomes  Students' Menstrual Hygiene Needs and School Attendance in an Urban St. Louis, Missouri, District Unmet Menstrual Hygiene Needs Among Low-Income Women

When the Child Tax Credit (CTC) was expanded in 2021 in response to the COVID-19 crisis, it provided more support to parents and on a monthly basis. In addition, some very low-income families were eligible to access the CTC for the first time. In this episode, Dr. Katherine Michelmore shares insights from the paper that she co-authored with Natasha Pilkauskas and Nicole Kovski, titled, “The Effects of the 2021 Child Tax Credit on Housing Affordability and the Living Arrangements of Families With Low Incomes.”  Katherine Michelmore is an Associate Professor in the Gerald R. Ford School of Public Policy at the University of Michigan. A leading scholar and educator on the social safety net, education policy, labor economics, and economic demography, she is also an IRP Affiliate.  Paper to provide link for:  The Effects of the 2021 Child Tax Credit on Housing Affordability and the Living Arrangements of Families With Low Incomes   

Hosts: Taylor Morgan & Adam Gardiner Outgoing U.S. Senator Mitt Romney has introduced the Family Security Act, which Romney says is a pro-family, pro-life, and pro-marriage bill. The act would modernize and streamline federal policies into an expanded Child Tax Credit, which is due to see major decreases in 2025 as the Tax Cuts and Jobs Act of 2017 expires. The KSL at Night hosts discuss the ins and outs of this new bill.

Hosts: Taylor Morgan and Adam Gardiner Previewing tomorrow’s debate double-headerTwo debates air tomorrow – the Utah Attorney General and Vice Presidential debate. We kick off today’s KSL at Night previewing and discussing these two debates; Adam Gardiner thinks they’re important, but Taylor Morgan doesn’t think so. We discuss what each host is looking most forward to and what they think the candidates need to focus on in the debates in order to make their mark with voters ahead of the November election. Examining Senator Romney’s Family Security ActOutgoing U.S. Senator Mitt Romney has introduced the Family Security Act, which Romney says is a pro-family, pro-life, and pro-marriage bill. The act would modernize and streamline federal policies into an expanded Child Tax Credit, which is due to see major decreases in 2025 as the Tax Cuts and Jobs Act of 2017 expires. The KSL at Night hosts discuss the ins and outs of this new bill. Getting an insider’s view on the recently-passed continuing resolutionLast week, the United States House and Senate both passed a continuing resolution that would fund the government into December. It’s not a full spending bill; it only contains extensions that Speaker Mike Johnson said were “absolutely necessary.” Utah Congresswoman Celeste Maloy (UT-2) joins KSL at Night in the studio to walk our listeners through the most recent bill and the exclusion of the SAVE Act in that bill. What’s going on with the revitalization zone near the Utah State Fairpark?You’ve probably heard a lot about the revitalization zone in Downtown Salt Lake City, but did you know there’s another similar zone near the Utah State Fairpark? This zone was also created through a Utah State Legislature bill last year. We chat with Utah State Senator Scott Sandall, Chair of the Fairpark Area Investment and Restoration District to get some updates on the plans. Union support strong and growing for former President Donald TrumpFor the past several decades, unions around the country have supported Democratic candidates, especially in presidential races. New data shows that former President Donald Trump is on track for the best performance among union voters in 40 years. KSL at Night hosts Adam Gardiner and Taylor Morgan discuss how Trump’s populist policies have earned him the support of the working class. Ranked-choice voting in Utah: the pros and cons of this methodIn 2018, the Utah lawmakers approved an opt-in pilot program that would allow cities to use ranked-choice voting in non-partisan elections. As the years have gone on, fewer and fewer cities have decided to continue using this voting method. Why is this? We dig into the topic ahead of the November election. Josh Daniels from Trust Utah Elections provides reasons why he supports ranked-choice voting; Riverton City Council Member Andy Pierucci provides an opposing view. How to keep strong political feelings from dividing your familyPolitics and religion – two topics most people try to avoid when talking with family. But in an election year, it’s not always easy to avoid talking about politics. When the topic inevitably comes up, how should you handle it? The KSL at Night hosts have a lively discussion on how to have beneficial political conversations with family members.

Tom Wheelwright is back by popular demand, our most recurring guest in GRE show history. He's a CPA, an International Authority on Tax, and Best Selling Author of “Tax-Free Wealth” amongst many other titles. We focus on the potential unrealized capital gains tax, which would tax the increase in property value even before sale. Tom explains the implications of this proposal and the broader impact on tax policy.  We cover the Democrats' proposal for capital gains tax at ordinary income rates, capital gains on gifts, and capital gains when you die. The proposal for a billionaires tax, which would tax unrealized gains at $100 million, could potentially extend to lower net worth individuals over time. Real estate income can result in a negative tax rate, increasing cash flow after taxes. Learn about the benefits of working with a knowledgeable tax advisor. Resources: GetRichEducation.com/tax Show Notes: GetRichEducation.com/519 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai      Keith Weinhold  00:01 Welcome to GRE. I'm your host. Keith Weinhold, this week we're talking about the value of the raw land that comes along with your property, the importance of an as built survey in real estate. Then it's tax topics with pro Tom wheelwright, the specter of an unrealized capital gains tax, higher capital gains tax rates, how gambling is taxed, and how to permanently reduce your overall tax burden. Today on get rich education,     00:33 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  01:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  01:34 Welcome to GRE from Essex County England to Essex, Massachusetts and across 188 nations worldwide. I'm Keith Weinhold. You're listening to get rich education before we talk taxes, let's talk about the land, the raw land, the lot that comes along with your property. Investors don't spend much time thinking about it. Yet the land is sometimes worth more than the home or structure that's on it, per the FHFA, land constitutes 32.2% of the value of the average US single family property in a metro area. Now the inexpensive land prices nationally, they are predominantly in what I'm classifying it as three US areas, the Midwest, the southeast and Appalachia well, where you have inexpensive land. Oh, that also happens to be where the cash flow for long term rentals resides. Land costs more by the water because people want water activities, water proximity and water view. So the lower costs are inland, and land also costs more by the water, because coasts and shorelines constrain development, sprawl that limits supply and a limited supply of buoys up prices. Consequently, the highest land values are mostly in the Northeast Corridor, from Boston to DC, Miami, coastal California and Honolulu. Yes, Manhattan values are flat out extortionate for raw land now, Seattle, Madison, Wisconsin and Boulder, Colorado. They are three places with really high land values as well. Seattle and Madison are on geographic isthmus. And isthmus is a narrow strip of land with water on both sides. It's interesting how Nashville's nascent population influx made its land values surge inside a cheap sea of southeastern US land values now costly land areas like these ones that I've been talking about on the coasts, they could work well for short term vacation rentals like Airbnb and VRBO, your classic waterfront and beachfront weekly rentals, but they do not work for long term rental cash flow. Texas Land values are sort of low to medium. Land near the Mississippi River and its major tributaries have low costs because rivers are efficient transportation networks, prohibitively high land costs. That's one reason, actually, why alternative building methods just really aren't as cost effective as some people think. I'm talking about things like 3d printed homes, prefabbed homes, tiny homes and shipping container homes, well, all of them have got to sit on land, just like conventionally build homes do. And there is a land cost. Talk to a tear down specialist, and they'll tell you that in some older homes, 100% of the total value is in the l and. And in practicality, it's actually even more lopsided than that. The structure can have negative value because demolition is not free. So for you to get an idea yourself, your property tax bill, it's going to show you your split. That's where you'll see the assessed values broken out for both your structure and the land. So the bottom line here is that cash flowing properties have low land values, typically 25% or less of the total property value. That's generally what you want to look for. And I swear the only thing that's more barren than raw land is the creative naming process for new developments. There is such a lack of creativity in these development names. I'm talking about names like Willow Creek Estates, stone bridge crossing, or what else do they name a new housing development? How about VISTA, view heights? They all have these idyllic sounding names that somehow just all sound like each other. Well, we're talking about raw land when you get in contract to buy a property, the seller side is expected to provide you with an as built, it often still comes in the form of an old fashioned piece of paper and as built survey, what it is is a plan view, a bird's eye or aerial view of your property. It's not a photograph, but a drawing, and it shows you the dimensions and the placement of structures on your property, and it includes things like fences and other features like easements. Now, lenders don't always require an as built before granting a loan, but it's a good idea to ask to see one before you wrap up your next deal. If you want to in your offer, you can even require that a recent as built be done by a surveying company. All right. Well, what exactly do you look for on an as built once you have one in hand, first see that the house or apartment building that you're buying is properly set back from the property lines to meet zoning requirements. If the six foot side setback is only five feet 10 inches, then you'll have to address that before you buy even if it's five feet 11 inches. Now it's possible that the jurisdiction that you're buying in will grant a letter of non conforming status, but if not, the structure is going to have to be adjusted. Another item to look for on an as built are encroachments. This is where part of a neighbor structure protrudes over the lot line and onto your property. And encroachment is really only acceptable if you're willing to grant the neighbor an easement in perpetuity for their encroachment onto your land. But why would you want to do that? The third thing that I want to mention that you should look for an as built is the existence of easements. An easement that just means that another party has a legal right to come over onto your land and use it. Yeah, and easements are actually quite common. It's not as threatening as it might sound. A common one is that as your as built would show, say, a five foot wide by 60 foot long easement. Is there that a utility company has access to. Well, that's something that makes sense. It's for the common good, but just be mindful that an easement cannot have a structure with a permanent foundation built on top of it, alright, because an electric company or a water company might have to excavate there. Most people think of easements on the raw land, but there are also aerial easements, for example, an overhead power line where the roof eaves are not allowed to intrude on that airspace. So to review what you learned so far today, the best cash flow properties typically have low land values, often about 25% or less of the tolerable property value. And an as built survey is an aerial view drawing of your property and its dimensions on an as built look to see that it meets zoning requirements like setbacks and look for encroachments and easements. It is resale properties where it's more important to look at as builts than it is for new construction properties.  As we're about to bring in tax pro Tom Wheelwright shortly, business owners and real estate investors really get so many of the best tax breaks in the US Code. But you've got to know. How to find them, or else work then with a CPA that does know how to find them, that really knows how to navigate their way around the tax code, people that make high salaries pay high taxes, as much as 50% you remember I did that episode a few months ago, high salaries don't create wealth. Taxes are one big reason why, say, for example, a chiropractor makes $1.2 million a year in salary. But if that chiropractor becomes an investor by buying and selling other Chiropractic Clinics or investing in real estate, their tax rate will drop by half or more, and that's because capital gains tax rates are about half of ordinary income tax rates. So see, you don't want to be a super earner. You want to earn enough money to invest and become a super owner, but tax policy could change Tom and I will discuss that first. Then we'll talk about reducing the amount of tax that you pay. Today is a new punishing unrealized capital gains tax coming that you will have to pay. What this means is that if you have a $500,000 home, and it rises in value to $550,000 well, you would have to pay tax on your $50,000 of profit, but you haven't sold your home. So this feels so wrong, because you haven't realized any profit at all. This is what unrealized capital gains tax is. And also, where are you going to get the cash to pay the tax on your 50k of profit just because your home rose in value yet you didn't realize it? I mean, might you have to sell your home in order to get the cash to pay the tax. And then what if you though could pay the tax on your unrealized capital gain so you do pay it, but then the following year, the home goes down in value. Well, would you get a refund then? So the unrealized capital gains tax proposal is a mess. Let's learn about it and more. This week's guest is a best selling author, CPA and an international authority on tax. He's brilliant because he actually makes taxes fun, easy and understandable. He's familiar to you because he's the most recurrent guest in show history. Welcome back to GRE Tom Wheelwright.   Tom Wheelwright  12:48 thanks always good to be on your show.   Keith Weinhold  12:50 Tom probably with more than 30 show appearances here now you are 6% of GRE episodes.   Tom Wheelwright  13:00 That's a little scary. But you know, taxes are your single biggest expense, so why not?   Keith Weinhold  13:05 It's appropriate. And yeah, I guess all these appearances are certainly an endorsement of how much you help our audience. It's also a reflection of how tax and legal are not my strong suit. So it really helps to have you here absolutely the all time, assists leader in GRE history then and Tyler. An awful lot of timely tax topics going on that are probably first and foremost in more people's news feeds than they usually are. As we're here during presidential campaign season, the one that it really seems to revolve around the most is this potential tax proposal on unrealized gains. I've been around long enough where I seem to see this proposal come up more often, but it never seems to go anywhere. So first, why don't you tell us what unrealized gains are?   Tom Wheelwright  13:51 it actually goes beyond that. Interestingly enough, what the Democrats are proposing is, first of all, they're proposing capital gains rates at ordinary income rates. So they're proposing doubling the capital gains rate. That's actually as important as anything else. The second thing is, they're proposing capital gains on gifts. So if you give it, if you give your business to your child, you have a capital gains ordinary income rates. They're proposing capital gains when you die. So not only an estate tax, but also a capital gains tax. So then you get taxed twice when you die. So about 80 to 90% of your estate goes to the government when you die. If you're a business owner, as an example, then they're proposing eliminating the 1031 exchange, which would mean that on a trade of real estate, you'd have a capital gains tax at ordinary income rates. Then they're talking about this unrealized capital gains so if you do nothing but build your business or your real estate, the increase in value is subject to capital gains taxes at ordinary income rates. Now you know their proposal is, we have this tax. Tax when you're over $100 million that is not seem to be in the news feeds right now, but that's what it is. They call it the billionaires tax, and they're calling it an alternative minimum tax on billionaires. But clearly, 100 million is not a billion. That's only a 10th of a billion. And the biggest issue, of course, is if you tax unrealized gains at 100 million, soon you're going to tax them at 10 million, then it's going to be 1 million. Because history. That's the history of our tax law. The history of our tax law. Remember, in 1913 when we passed the 16th Amendment, it was passed because it was only a tax on the rich, right? It would never have passed if it was going to be a tax on the average person. And yet it passed. Because great, we're okay taxing somebody else, as long as it's not our tax. We're okay taxing somebody else. That's pretty much what's going on with this unrealized gains tax is, oh, well, it's on somebody else and they have enough money. It's no big deal. Therefore, I'm okay with that, because why shouldn't they pay more tax? That is what this is about. The challenge is, is, as we saw with the income tax, eventually it will reach the average person, or at least the average entrepreneur, real estate investor. Because think also, let's say that you build your wealth in real estate, and then when you retire, you say, Well, look, I don't want to be doing active real estate anymore. I'm going to trade my single family homes or my apartment building. I'm going to trade for a Walgreens a triple net lease, well under their proposal, that would be taxed because, again, no 1031 exchanges over $500,000 so that means that if you accumulate your wealth through business or real estate, you pay a much higher tax rate than if you accumulate your wealth by investing in Wall Street through a 401k because if you invest in Wall Street through a 401K, you only have to pay tax as you pull that out, you're not going to be paying tax on the value. Now that's assuming that they don't tax the increase in value of your 401K, which is also obviously a possibility. Interesting enough people talk a lot about the constitutionality of this. The challenge with that is that we already have taxes unrealized gains. If you're a dealer in stocks, in securities you do mark to market, that is meaning that you're going to pay tax on unrealized gains. And so there is actually precedent for this, and that's the scary thing, is that they could point to that precedent and say, Well, wait a minute, it's just an income tax, it's not a wealth tax, that's what they're going to say. They're going to say it's an income tax, not a wealth tax, because it's on appreciation, and appreciation is income. That's how they're going to go down this road. Will it start at $100 million Absolutely, that's where it will start. Will it then drift down? Who knows? But likely that's the history of our tax system. Yeah. I mean, we've talked before about the phenomenon of the camel getting its nose under the tent. However, in this case, I didn't realize there's already precedent for unrealized gains, in a sense, as potentially, if this is approved for those with $100 million net worth, and in next it's 10 million net worth, $1 million net worth and so on, like you described there, when you talk about capital gains tax rates being stepped up so that they're at ordinary income tax rates. It's actually somewhat of an interesting philosophical discussion, in a way. It sort of makes sense that a person's gains from investment could or should be taxed at the same rate as one's income when they go to their day job. However, why don't we do that by lowering income taxes rather than doubling capital gains? Wait a minute, no, because it's a double tax. Let's say that you're a business owner. Why does your business increase in value? Well, because you're making income, but you're already being taxed on that income. It's called income tax. What we do in this country, which a lot of countries don't do, by the way, is we tax it a second time. We call that a capital gains tax or a dividends tax. We tax it twice now. Now we're going to have that second tax at the same rate of the original tax. So if you think about it, you're being taxed on the same income twice because it's your income that determines your value, so you're being taxed twice. It's really not the same. It's fine if you're invested in the stock market, and that's where your capital gains are. That's a hard one to argue too much, although it does take liquidity out of the market, because the problem with capital gains tax is being taxed over 28% it's about 28% is that you actually lower the contribution to the Treasury because there will be fewer capital gains. There will be so many fewer capital gains that you actually lose money. The Tax Foundation, taxfoundation.org, I'd refer people to, has done lots of studies on this, and it's very clear. Here that high capital gains rates actually reduce the amount of money that comes to the government. So this is purely political. This has nothing to do with let's generate more revenue, one of the challenges so you have to score this, right? So that means that you're scoring what's the revenue that's going to be produced? You have two types of scoring. One is called static scoring. The other is called dynamic scoring. Static scoring means that we're going to look at the capital gains we already have, and we're just going to, if we double the rate, we're going to double the revenue. So that's assuming that we're going to have the same number and amounts of capital gains as we add at the lower rates, right? Dynamic scoring means that we're going to take into account how people behave motivationally when you double the tax rate. Yeah. Well, let me give you an example. So I'm a business owner. My wealth is in my business primarily. Do you think, really, I'm going to sell that business and take the capital gains immediately and be done with it? But if I have a high capital gains rate, I'm going to sell this over 20 years. So I'm actually going to defer my capital gains as long as I can, because I don't want to pay those high capital gains rates. So that means less money to the government. That's what it means. So it actually reduces on a dynamic scoring if you look at truly how people behave and have behaved in the past. So this isn't a new thing, right? We've had high capital gains rates before. It's not like we don't know. It's not like we haven't seen this before. It's that, for whatever reason, politically, they've decided that, wait a minute, the rich are out of favor. We need to tax the rich more. That's a very popular line, and therefore this is a way to do that, even though it by all calculations that are dynamic, it would actually reduce the amount of funds that come to the Treasury.   Keith Weinhold  22:00 That does make sense about the double taxation. Case in point, with an apartment building, if you increase its noi, you have more income than pay tax that if you increase the noi, therefore you've increased the value of the building. Consequently, the capital gains tax that you might have to pay down the road Tom, maybe current capital gains tax are higher than I thought, is the 28% capital gains tax. Number You mentioned, current or proposed. What is that?   Tom Wheelwright  22:24 Well, right now we have a 24% capital gains tax, okay, we have 20% pure capital gains tax, plus we have a 3.8% net investment income tax. Doesn't apply right now if you're a real estate professional, but applies to everybody else under the Harris proposal formally adopted Biden's plan under the Harris proposal, then you would get a actually 39.6% rate, plus 5% net investment income tax, regardless of whether you're your real estate Professional. So that is 44.6% that's the 45% the 28% number I threw out is that's the number the Tax Foundation says is the maximum you can raise it to without losing revenue.   Keith Weinhold  23:11 That puts things into perspective, as real estate investors, for a long time, we've appreciated substantial tax shelters. What are they being the 1031, tax deferred exchange, like you mentioned, that's been around for more than 100 years. Does that have any realistic shot of being shot down? Of course, Trump shot down substantial parts of the 1031 outside of strict real estate investing.   Tom Wheelwright  23:32 He did, and he actually set the precedent for eliminating it. So by doing that, because he eliminated it on everything except real property, right? I mean, actually, and even before that, there was a time, and there's still ways you can do it with paper assets. But it's not a 1031 exchange. So 1031 exchange has it evolved. It's gotten it's shrunk. It keeps shrinking. Even three or four years ago, no realistic possibility of eliminating 1031 exchange. The challenge, of course, is it would have an impact on the liquidity of the market. However, big deals never do 1031 exchange. Ever you don't see big multifamily developments sold in 1031s. The only time you see that happen is when they've used the Delaware statutory trust. And then you've got some of the investors who use it. And some of them who don't, you can do that in the Delaware statutory trust, but the regular developers, I haven't seen a 1031 done by a syndicator in years. So could they eliminate? Yeah, they could.   Keith Weinhold  24:33 yeah, that would be concerning. Are there any other presidential hopeful proposals that have to do with taxes that are germane, and our audience should know about?   Tom Wheelwright  24:41 my heavens. So the Democrats want to raise taxes by $5 trillion they want those taxes to all be on investors. And the reason I say that is because typically, people who make less than $400,000 which is their threshold, are not major investors. Most of their money goes to spending. Money. If you're making under $400,000 you can easily spend $400,000 a year. Oh, yeah, okay, that's not that hard, especially in today's world. It's a transfer from high net worth individuals who invest their money in long term projects like real estate, like energy, like business, and it's going to be a transfer to people who spend the money and they're going to spend it, my prediction is that if the Democrats get their way, we enter into a long term period of stagflation, high unemployment and high inflation. Because if you transfer $5 trillion from people who aren't spending it in the first place to be able who do spend it. You've got $5 trillion of new money going into the marketplace. Now it could depress asset values. So that could be good for investors, okay? Because you don't have as much cash available to the I'll call it the investor class, to go into real estate. If that's the case, then you have $5 trillion less, right? I mean, it's not a huge portion of the market, but it's big enough. If you take $5 trillion out of investment capital, then that would put a downward pressure on asset prices, which would include real estate.   Keith Weinhold  25:29 we're talking about potential changes to the tax code. It's always a germane discussion, because taxes are the biggest expense in your life. We're talking with Tom wheelwright. We come back, we're going to talk about the real estate tax laws as they are now, for example, how your rent income is taxed differently than your job income, and also, what are taxes like on sports, gambling. You're listening to get rich Education. I'm your host. Keith Weinhold.   Keith Weinhold  26:45 hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com that's Ridgelendinggroup.com   Keith Weinhold  27:16 you your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4% you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to an 8% return with compound interest, year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor too. Earn 8% hundreds of others are. Text FAMILY  to 66866, learn more about Freedom Family investments Liquidity Fund on your journey to financial freedom through passive income. Text FAMILY to 66866.     Blair Singer  28:29 this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, Don't Quit Your Daydream.   Keith Weinhold  28:48 welcome back to get rich education. We're talking with tax pro Tom wheelwright. He's been talking to us about some of the proposals that presidential candidates have here in a campaign season, and whether these things become true or not. Sometimes it seems like just the fact that they're proposing. They're proposed, or if they get instituted at a small level years down the road, it can blow up into something bigger. So Tom tell us more about some of the proposals that are on the table.   Tom Wheelwright  29:12 So we talked about the democratic proposals, which also include things like a $6,000 tax credit for babies. It also includes an enhanced Child Tax Credit. Also includes some other there's lots of provisions in there, right? So it's a transfer. It's just a transfer of money from one group of people to another group of people. On the Republican side, we haven't talked about that now they want to extend the 2017 act. They've been very clear, that's what they want to do, which is an estimate $4 trillion so the other direction. So basically, you're talking about a $9 trillion swing between the two parties. We've never seen this before, ever in a presidential election. Now, that big of a difference, one major tax increase, one party proposing major. Tax increases, the other proposing major tax decreases in the same election. It's something that I'm glad people are paying attention to, because it's a little overdue in this election cycle. Because really, when you talk about policy, that's probably the biggest policy difference between the two parties.   Keith Weinhold  30:18 Now one thing we've learned over time from talking with you is these presidential wish lists, if you want to call them that. Well, these tax changes are things that require congressional approval, and we have a divided Congress currently. So what do you think the prospects are of really any of these things becoming new law?   Tom Wheelwright  30:36 First of all, remember, most of the 2017 act expires at the end of 2025 so something will have to be done next year. They don't have a choice, either that or is just expires, and then we're back to what we had. We have smaller standard deductions, we have alternative minimum tax again. We get a deduction for state income taxes, right? That comes back the one. We lose our 20% Small Business deduction, the only thing that stays permanent is the corporate income tax rate that was permanent in the original bill. So there is going to be something, you're right, if there is a divided Congress, and I say that if, because if one party sweeps, then, especially on the Democratic side, the Republicans don't seem to be as cohesive as the Democrats are on these things. And if the Democrats sweep, I would say, remember, we don't have Kyrsten Sinema, we don't have Joe Manchin from happening. And so would the Democrats sweep all these through, not all of them, but you're going to see a major tax increase for sure, on the Republican side, would you see the 2017 act extended? You'll probably see it, but you're right that otherwise, if it's a divided Congress, we're going to have something in between. We thought we would get a divided Congress in 2020 though, remember and we didn't. So I would not count on a divided Congress   Keith Weinhold  31:59 erstwhile 2017 Trump tax cuts in JOBS Act brought the highest marginal income tax bracket from 39.6% under Obama down to 37% as I remember it. Some thought Biden would take it back up to 39.6 but he hasn't and it's just stated 37 All right, so if Republicans stayed in power, presumably that 37% would go ahead and carry on. That's what we think about as our w2 income. Tom, why don't we talk about the taxes that actually exist today? I think a lot of real estate investors just don't understand the difference between how your w2 job income is taxed versus your taxes on real estate rent. Can you talk to us about that?   Tom Wheelwright  32:42 The reason it's confusing is because they're both considered ordinary income, right? The difference is, is that one is business income and one is non business income. Your wages are non business income. You don't get deductions against non business income, but you do get deductions against business income. So your rental income is considered business income for purposes of the Internal Revenue Code. What that means is you get deductions for taxes. You get deductions for interest, you get deductions for maintenance, you get deductions for depreciation. That's why, when you have your income from your rentals. Typically taxed much lower than your income from your salary, because you get no deductions against your salary like you do against the rentals.   Keith Weinhold  33:30 Maybe it would help to introduce an example here. I don't know if this will complicate things too much or not. If a real estate investor has, say, a single family rental property with $2,000 of rent, income, $1,000 mortgage, $800 in operating expenses. How is that tax that leaves them with $200 of cash flow?   Tom Wheelwright  33:50 You have $200 of cash flow, but then you probably have depreciation on top of that, which is a non cash deduction. And so let's say your depreciation is $500 that means you actually have a $300 loss that, in many cases, you can use to offset income from your w2 so you actually have a negative tax rate. In other words, you're making money from taxes. So actually, is that an increase to your cash flow? So it's a way to think of it is, I have $200 of cash flow from my tenant, if I have a $300 loss for tax purposes, let's say I'm in a 33% tax bracket. I have $100 of income from the government. So that means my cash flow is really after tax. Cash flow is $300 not $200 whereas if you have the same $200 of income from your wages. Let's say you have just the net, right? Let's start with the net. You have $200 well, you're going to be taxed. And let's say that again, your 33% tax rate, that means you're after tax, right, is going to be roughly $125,000 okay, under $30 so $130 we're. $300 so it's like twice as much. In fact, all of that difference is because of the tax law.   Keith Weinhold  35:06 Gosh, that was a great breakdown. I'm really glad that I introduced that example, $2,000 in rent, minus $1,000 for the mortgage, at $800 in operating expenses, again, leaving you with $200 in cash flow with that example. There's probably more going on here with taxes. Because, of course, with that $1,000 mortgage amount, some is going to be principal, some is going to be interest. In part of that interest can be tax deductible.   Tom Wheelwright  35:31 I'm assuming it's all interest, because if it were not, we'd have a higher taxable income. Remember, your principal payment is not deductible. So in your example, I was assuming that the $1,000 mortgage payment was all interest. If it was only $800 then you'd have $400 of income before depreciation. You don't have $100 loss, because, remember, your principal's not deductible, so therefore you have to add that back into your taxable income.   Keith Weinhold  35:58 Will you talk to us about how to apply depreciation to this income versus expenses. Example, is there anything else you can speak to when it comes to that $800 of operating expenses in this example, and those expenses include things like property insurance, property tax itself, maintenance repairs and utilities.   Tom Wheelwright  36:19 Right but also, for example, you might run your rental real estate business out of a home office in your home so you could have a home office deduction. You might have your use your car for the rental purposes, and then you get a deduction for your car. So there are additional expenses that aren't even in that $800 that you could pick up that would not otherwise you'd never get a deduction, and you're really not spending any more money. You're just using it for business, and therefore getting a business deduction. So it's really all about what do I get to deduct? Remember that if you own a home for yourself, you don't get to really deduct the taxes. You have a limit on how much you can deduct. So taxes are limited in deduction. Mortgage Interest may or may not be limited. Remember also that if you have a mortgage, you're limited to how much a $750,000 mortgage being deductible, whereas if you it's a rental property, it could be a seven and a half million dollar and mortgage, and you still get the deduction, so you're not limited like you are. On top of that, again, it's a business, so let's say that you put solar panels on your personal home, you'd get a 30% tax credit, but you'd get no depreciation deduction. If you put solar panels on your rental house, you get the same 30% tax credit, but now you also get a depreciation deduction of probably another 30 $40,000 in the first year. So there's always more deductions in a business setting than a personal setting.   Keith Weinhold  37:56 Well, real estate has been around a really long time. Often laugh when people talk about non conventional investments and put real estate investing in their real estate's about the most conventional investment that we can possibly think of. It's been around a long time. We think about a newer thing that people do with their money, but I sure don't call it investing. That's sports gambling, and it's something that you and I haven't talked about before. Here Tom in 2018 the Supreme Court opened the way for states to legalize sports gambling, and at last check, 38 states, plus DC and Puerto Rico have legalized at least some form of sports gambling. So now it's a more germane conversation for you and I to have than it was a few years ago. Can you tell us about sports gambling, taxes and how it's treated.   Tom Wheelwright  38:41 So remember, all income is taxable. So that includes gambling winnings. They are taxable. In fact, you'll get a 1099 just like you would if you rendered services, you'd get a 1099 or you have interest income, you get 1099 you get 1099 from gambling. What you actually have to show is that you actually have gambling losses. So you have to track those gambling losses to show the IRS that you got gambling losses. But your gambling losses can never be more than your gambling winnings. You never get to generate a tax loss on gambling. What that means is, is that if you win $10,000 during the year, and you can prove that you lost $8,000 during the year, you're going to be taxed on $2,000 but if you can't prove the 8000 you're going to be taxed on 10,000   Keith Weinhold  39:33 so you the gambler, have the burden of tracking this, and I guess tracking your losses. I'm not a gambler. How would one track their losses?   Tom Wheelwright  39:42 I would keep detail ledger. Personally, I probably have a separate bank account just for gambling. Gosh, I'm not a gambler either, so that's what I would do. I would have a bank account just for gambling, by the way. It's also a good way to budget your gambling so they, you know, get in trouble, right? So just set up a separate bank account. Don't put whatever money you say, I'm comfortable with this money, I'm going to gamble with this money put in that bank account, and then you have a ledger that shows the money that went in and the money you lost, the money you won, and don't do anything but gambling in that bank account.   Keith Weinhold  40:15 Hey, that separate account's a great way to hide it from your spouse, not that I'm suggesting. Not bad.   Tom Wheelwright  40:22 Interesting. You went there.   Keith Weinhold  40:23 I'm not a gambler at all. Can't even believe I was thinking that far ahead. What are the gambling tax rates like?   Tom Wheelwright  40:31 They're ordinary income tax rate. So gambling winnings are just ordinary income. They're the same as your wages. They don't have social security taxes their income, just like any other kind of income, nothing special. And this all applies to whether it's sports gambling or general gambling, like lotteries and sweepstakes?  Just remember, all incomes taxable unless the government says it isn't all income, okay? And then there's some types of income that are taxed at special rates, like capital gains, but gambling has no special rates. By the way, gold also has special rate for when you sell gold, it has its own tax rate. Gambling has no special tax rate, so it's just your ordinary income rates.   Keith Weinhold  41:11 To me, it seems like it's hard to break even with gambling over time, and then when you take the tax adjusted earnings that you get from it, you know, over the long term. I just don't think Harris and Bally's Casino is really incentivized to inform gamblers on how punitive this can be with ordinary income tax rates applied to gambling winnings.   Tom Wheelwright  41:30 No, but they will send you your 10909g I guarantee that, that's for sure.   Keith Weinhold  41:34 Well, Tom has helped business owners and real estate investors permanently reduce their taxes. He does it like virtually no one else in the world does by keeping it simple, by helping you find deductions that other CPAs can't do. You can learn more about how Tom and his team can actually help you. You can get a free consultation. You can do that at getricheducation.com/tax. And Tom tell us more about the importance of a business owner or a real estate investor or anybody else really being connected with the right kind of tax professional that can permanently reduce your taxes.   Tom Wheelwright  42:12 So remember that if you want to change your tax, you have to change your facts. It's that simple. What you have to do is you need to know what facts you need to change. That's where a good tax advisor comes in. Is what facts do you need to change in order to change your tax now good news is, wrote tax through wealth. So you got an idea of what that is, but the tax law is very detailed. You must dot your i's cross your t's, so to speak, so that you make sure that you meet all of the rules, such as documentation, for example, for your business expenses. When you do that, you're going to get a better tax result, especially if your tax advisor is also preparing your tax return. Because really, your tax return is just part just how you implement your tax strategy, right? That's how you do it. So we launched, just recently, a franchise of tax advisors, and now we actually have much, really good control, quality control with our tax advisors, and they use our software system. It's very important that you have somebody, if not us, find somebody who you know you can actually give tax free wealth too, and say what cares make sure that we're doing it this way. But if the easy button is really the getricheducation.com/tax.   Keith Weinhold  43:27 Tom Wheelwright,  It's been valuable as always. Thanks so much for coming back onto the show.   Tom Wheelwright  43:33 Thanks, Keith.   Keith Weinhold  43:40 Yeah, key insights from Tom as always, taxes are complicated. Tom's Network helps sort it out for you. We've already covered a lot of ground on this week's episode with raw land values as built, proposed tax plans and how to reduce your tax burden within the existing tax system. Tom and I talked, and he will be back yet again with us later this year for more tax wizardry. Now, just recently here, Kamala Harris proposed a smaller capital gains tax hike than Biden. She's starting to put sort of her own policy spin on things, breaking with the President on the size of a proposed increase on the capital gains tax rate that is a 28% top tax rate when investments are sold for those that make a million dollars plus. So that's more than the current 23.8% top rate, but less than the 39.6% rate that Biden had supported all income is taxable. Therefore it is axiomatic that the fastest way to increase your ROI is to work with a tax advisor that can find you all of the biggest deductions right away. You can read Tom's book Tax Free Wealth, get a good system of documentation going and get connected with Tom's team. At the end of an episode at times, I like to leave you with the most actionable resource on the topic that we covered. You can schedule a free call to see how Tom's team can help you out. At getricheducation.com/tax. That's getricheducation.com/tax. Until next week. I'm your host. Keith Weinhold, Don't Quit Your Daydream. 45:33 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively. Keith Weinhold  46:01 The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

The inaugural episode of The Basic Income Show! For previous audio-only discussions between Conrad, Josh, and I, and the occasional special guest, check out the ITSA Live! playlist on Comingle's YouTube channel: https://www.youtube.com/watch?v=17-rRsLr_X4&list=PLrF7vwddTTzTWpvVvsCwrmwlg5k_v2zpV Like data? See my ongoing compilation of UBI evidence on Twitter/X: https://twitter.com/scottsantens/status/1766213155967955332 For more info about UBI, please refer to my UBI FAQ: http://scottsantens.com/basic-income-faq Donate to the non-profit Income To Support All Foundation to support UBI projects: https://www.itsafoundation.org/ Subscribe to the ITSA Newsletter: https://itsanewsletter.beehiiv.com/subscribe Sign up for the Comingle waitlist: https://www.comingle.us/ ----- 00:00:00 Intro 00:01:24 Theme Song 00:01:57 AI music 00:04:35 Universal Basic Guys 00:34:53 UK Winter Fuel Payments debate 00:57:09 Child Tax Credit arms race 01:17:25 US Sovereign Wealth Fund 01:37:10 Comingle 01:41:06 Wrap-up ----- Follow Scott on: Twitter (X): https://twitter.com/scottsantens Facebook: https://www.facebook.com/scottsantens Twitch: https://www.twitch.tv/scottsantens Instagram: https://www.instagram.com/scottsantens Reddit: https://www.reddit.com/r/ScottSantens Bluesky: https://bsky.app/profile/scottsantens.com Threads: https://www.threads.net/@scottsantens LinkedIn: https://www.linkedin.com/in/scottsantens/ ----- Follow Conrad: https://x.com/theUBIguy https://www.facebook.com/conrad.yaney https://www.linkedin.com/in/conradshaw/ ----- Follow Josh: https://x.com/misterjworth https://www.linkedin.com/in/joshworth/ ----- Special thanks to: Gisele Huff, Haroon Mokhtarzada, Steven Grimm, Judith Bliss, Lowell Aronoff, Jessica Chew, Katie Moussouris, David Ruark, Tricia Garrett, Zack Sargent, A.W.R., Daryl Smith, Larry Cohen, Philip Rosedale, Liya Brook, Frederick Weber, John Steinberger, Bridget I Flynn, Laurel gillespie, Dylan Hirsch-Shell, Tom Cooper, Robert Collins, Joanna Zarach, ace bailey, Daragh Ward, Albert Wenger, Andrew Yang, Peter T Knight, Michael Finney, David Ihnen, Miki Phagan, Albert Daniel Brockman, Natalie Foster, Joe Ballou, Arjun , Christopher Wroth, S, Jocelyn Hockings, Kara Gillies, Faith Stanhope, Mark Donovan, Capitalists for Shared Income, Jason Clark, Chuck Cordes, Thomas Fitzsimmons, Mark Broadgate, Leslie Kausch, Braden Ferrin , Juro Antal, Austin Begin, Deanna McHugh, Nikolaus Rath, chris heinz, Zachary Weaver, Justin Seifert, Jodi Sarda, Rosa Tran, bradzone, John Sullivan, Team TJ, Yang Deng, Yan Xie, Marie janicke, Tim , Warren J Polk, Jeffrey Emmett, Stephen Castro-Starkey, Kev Roberts, Nicolas Pouillard, Walter Schaerer, Eric Skiff, Thomas Welsh, Laura Ashby, and all my other funders for their support. If you'd like to see your name here in future video descriptions, you can do so by becoming a patron on Patreon at the UBI Producer level. Patreon: https://www.patreon.com/scottsantens/membership --- Support this podcast: https://podcasters.spotify.com/pod/show/scottsantens/support

Greg Olear talks to Stephanie Baker about her superb new book, “Punishing Putin: Inside the Global Economic War to Bring Down Russia,” on the West's financial warfare against Putin after the invasion of Ukraine. They discuss the oligarchs and their complex relationships with Putin, the challenges of implementing economic sanctions on an economy as big as Russia's, Boris Johnson's role in the push for sanctions, the unintended consequences and byproducts of the economic warfare, the role of Telegram, and the potential consequences of Moscow's nuclear weapons. The conversation concludes with a discussion on the future of Putin's regime and potential actions that could be taken to support Ukraine.Stephanie Baker is an award-winning investigative reporter at Bloomberg News. She began her reporting career in Moscow during the 1990s. She received her master's at the London School of Economics and her work has been recognized by the Gerald Loeb Awards, the Overseas Press Club, the UK Society of Editors, the Society for Advancing Business Editing and Writing, and the UK's Foreign Press Association.Follow Stephanie:https://x.com/StephaniBakerBuy the book:https://www.simonandschuster.com/books/Punishing-Putin/Stephanie-Baker/9781668050583 Subscribe to The Five 8:https://www.youtube.com/channel/UC0BRnRwe7yDZXIaF-QZfvhACheck out ROUGH BEAST, Greg's new book:https://www.amazon.com/dp/B0D47CMX17ROUGH BEAST is now available as an audiobook:https://www.audible.com/pd/Rough-Beast-Audiobook/B0D8K41S3T Would you like to tell us more about you? http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=short

In Israel, citizens are out in the streets en masse—mourning and protesting. The demonstrations were set in motion on Saturday after it was announced six hostages (including one American citizen) were executed by Hamas terrorists just as the Israeli Defense Forces closed in on the hostages' location. Hamas terror leaders threatened that the same fate will meet other hostages whom the IDF attempts to rescue. Now, the people are protesting to pressure Prime Minister Netanyahu to secure a deal that brings the remaining hostages home. FOX News Foreign Correspondent Trey Yingst joins the Rundown to explain Netanyahu's ambitions to destroy Hamas, what Israel may have to give up to make a hostage deal with Hamas, and the tragic reality of how many hostages will return to Israel alive. For all the division and polarization between the political parties, there may be some overlap between the Trump and Harris campaigns' and their plans to give expanding families more money. In 2017, former President Trump doubled the child tax credit to $2,000, and his VP pick, Senator JD Vance, has teased their campaign's intentions to make that credit even bigger. Vice President Kamala Harris shared her plan in North Carolina a few weeks ago, saying she would raise the Child Tax Credit to $6,000. Deseret News special projects & family issues reporter Lois M. Collins joins to break down how the candidates are handling the child tax credit issue, who stands to benefit, and what this will do to the national debt, which now stands at over $35 trillion. Plus, commentary from host of "The Will Cain Show", Will Cain. Photo Credit: AP Learn more about your ad choices. Visit megaphone.fm/adchoices

We are past Labor Day and just 62 days from the 2024 election and children are on the ballot. We wanted to bring back this very relevant podcast for a SECOND LOOK. In this episode, our hosts Bruce Lesley and Messellech “Selley” Looby chat with pediatrician and former congressional candidate Dr. Annie Andrews and political strategist Renee Harvey about their new political action committee (PAC) for children, Their Future. Our Vote. Dr. Andrews, a children's hospital doctor, highlighted the invisibility of children in policymaking during her recent run for Congress. When the race didn't end the way they'd hoped, Harvey and Dr. Andrews created the PAC to offer financial support to urgently needed kid-first policies, such as improving the Child Tax Credit, Medicaid, the Children's Health Insurance Program, and child care while also opposing efforts to ban books in our public schools and libraries.Learn more about the political and policy challenges faced by children: Blog: The Invisibility of Children: The Other Form of Neglect, by Bruce LesleyArticle: ​​Pediatrician launches new PAC focused on children, by Daniela AltimariStay up to date Dr. Annie Andrews and Renee Harvey on social media. Be sure to check out their PAC website and follow them on Twitter, @HReneeHarvey, @annieandrewsmd, and @Their__Future. To join the conversation, follow First Focus on Children on Instagram, LinkedIn, and Twitter. Connect with our hosts and tell us what you would like to hear on the podcast at: Email: SpeakingOfKids@firstfocus.orgTwitter: @SpeakingOfKids, @BruceLesley and @First_FocusAnd please rate and review this podcast and share it with friends and family.Want to be a voice for kids? Become an Ambassador for Children here. Connect with First Focus Campaign for Children for easy training on how to be a powerful advocate for children. Please consider donating to First Focus on Children to support our work and this podcast here. Hosted on Acast. See acast.com/privacy for more information.

What role should the government have in incentivizing the familial support system? Host Joseph Backholm is joined by Chuck Donovan, who has worked for the Reagan administration, Family Research Council, and Charlotte Lozier Institute, to weigh in on the current debate surrounding the Child Tax Credit. In this election season, we have seen both presidential candidates give their thoughts on the CTC, but why has it become such a talking point? Give this episode a listen to learn more about the history, pros and cons, and the impact the Child Tax Credit has on the American economy and family structure. Resources Child Tax Credits When Families Need Them Most Read ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Washington Stand⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, featuring news and commentary from a biblical worldview. Published by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Family Research Council⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Nick Hopwood, Certified Financial Planner and Founder at Peak Wealth. Nick and his team manage 350 million dollars for high net worth individuals, retirees, and small business owners. Nick has a podcast you won't want to miss - the TRUST THE PLAN podcast - just search out nick hopwood in your favorite podcast app. Check out nick's 5 star google reviews - more 5 star reviews than any other advisor I'm aware of. Schedule your second opinion at peakwm.com/gruber. 1. Fed chair Jerome Powell spoke last Friday at Jackson Hole 2. When you retire or change jobs what do you do with your old 401k? 3. what should be my top priority for savings and investing for retirement - 401k? Roth? HSA? Brokerage? 4. Harris agrees with Biden on the tax on unrealized gains 5. Teaching kids about money - does an allowance still make sense? 6. Harris is proposing a $6,000 one time baby bonus and reinstating the COVID child tax credit of $3,600 per child (currently the child tax credit is 2,000). JD Vance agrees with a 5k credit and Trump says he agrees with the idea of a credit but has not specified how much.

Kamala Harris is a copycat of Trump but also a communist. Will Cain tried to pretend Trump came up with the Child Tax Credit. Greg Gutfeld exaggerated Tim Walz's DUI arrest from 1996. There was a Casserole Controversy! Trump advisor and Project 2025 author made up a bunch of nonsense about Black and Latino Americans. Tammy Bruce encouraged Joe Biden to turn into Dark Brandon at the DNC and Stuart Varney went rogue - Democrats are good for the stock market. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit decodingfoxnews.substack.com/subscribe

Tuesday, August 20th 2024Today, the Democratic National Convention is underway in Chicago and Governor Pritzker confirms members of the Illinois National Guard are on standby; DA Alvin Bragg does not oppose Trump's request to postpone his sentencing but is leaving it up to the discretion of the court; Judge Luttig has endorsed the Harris/Walz ticket; the House Republicans have released their Biden impeachment report; Kamala Harris outlines her economic policy agenda; despite what we hear from the right, violent crime is plummeting; Trump shared a fake Taylor Swift endorsement on Truth Social; Democrats project anti-Trump messages on his Chicago hotel; plus Allison and Dana deliver your Good News.StoriesDemocrats project anti-Trump campaign messages onto his Chicago hotel (NBC News)Harris unveils economic plans on inflation, housing. Here's what economists think (ABC News)Dear Reader, Taylor Swift Endorsing Trump Is an AI-Generated Fairytale (Time)Violent crime is plummeting. Why? (Vox)Give to the Kamala Harris Presidential CampaignKamala Harris (MSW Media Donation Link) — Donate via ActBlueCheck out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://post.news/@/MuellerSheWrote?utm_source=TwitterAG&utm_medium=creator_organic&utm_campaign=muellershewrote&utm_content=FollowMehttps://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsAffordable Care Act (ACA) (healthcare.gov)Biden Marks Anniversary of Law Aiding Veterans Exposed to Toxic Substances (defense.gov)MoveOn.org Live Show Ticket Links:https://allisongill.com (for all tickets and show dates)Saturday August 24 San Francisco, CA https://tinyurl.com/Beans-SF Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

On Friday, Vice President Kamala Harris announced a set of economic policy plans at a rally in Raleigh, North Carolina. Those proposals included an expanded Child Tax Credit, financial assistance for first-time homebuyers, cutting regulations to boost homebuilding, and a federal ban on price gouging on food. The price gouging plan in particular represents one of Harris's most notable policy ideas since she became the Democratic nominee for president, and it has attracted scrutiny and interest from across the political spectrum. You can read today's podcast⁠ ⁠⁠here⁠⁠⁠, our “Under the Radar” story ⁠here and today's “Have a nice day” story ⁠here⁠.You can watch the entire Tangle Live event at City Winery NYC on our YouTube Channel!Check out Episode 5 of our podcast series, The Undecideds. Please give us a 5-star rating and leave a comment!Today's clickables: Quick hits (1:10), Today's story (2:17) Left's take (5:17), Right's take (09:48), Isaac's take (13:58), Questions Answered (19:21), Under the Radar (21:56), Numbers (22:40), Have a nice day (23:50)You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Help share Tangle.I'm a firm believer that our politics would be a little bit better if everyone were reading balanced news that allows room for debate, disagreement, and multiple perspectives. If you can take 15 seconds to share Tangle with a few friends I'd really appreciate it. Email Tangle to a friend here, share Tangle on X/Twitter here, or share Tangle on Facebook here.Take the survey: What is your stance on price gouging policy? Let us know!Our podcast is written by Isaac Saul and edited and engineered by Dewey Thomas. Music for the podcast was produced by Diet 75. Our newsletter is edited by Managing Editor Ari Weitzman, Will Kaback, Bailey Saul, Sean Brady, and produced in conjunction with Tangle's social media manager Magdalena Bokowa, who also created our logo. Hosted on Acast. See acast.com/privacy for more information.

The Swing State Landscape. the Dangerous Consequences of Abortion Bans, Project 2025's Plan for the Federal Trade Commission

Today, Kamala Harris is expected to unveil a range of economic policies taking aim at the cost of living — from groceries to housing to the care economy. While Donald Trump and allies appear poised to assail that agenda as “price controls,” Harris is betting that her proposals will connect with voters' as inflation and its effects continue to define the 2024 election. Economics correspondent Victoria Guida joins Playbook co-author Ryan Lizza to break it all down.

Kamala Harris pulls ahead in three key swing states as Donald Trump continues to flail and fume to donors and supporters. JD Vance tries to go on the attack in a trio of network interviews on Sunday, but things don't go quite as planned. Then, as Harris starts laying out her own policy agenda, the officially defunct Project 2025 ends up back in the news, this time with a series of leaked training videos offering a bleak, and bizarre, picture of a second Trump term.

The HITO BOYS do some POLITICS and talk about Harris's VP options, JD Vance's continued fumbles, Donald “she's not black” Trump, and Israel's escalatory actions in the Middle East. If you like the show, make sure to leave a 5-star review, buy some merch, and BECOME A PATRON!Get 15% off of Ground News: check.ground.news/headintheoffice  HITO MERCH: https://headintheoffice.com/  Patreon: https://www.patreon.com/headintheofficepod YouTube: https://www.youtube.com/channel/UC4iJ-UcnRxYnaYsX_SNjFJQ TikTok: https://www.tiktok.com/@headintheoffice?lang=en Instagram: https://www.instagram.com/headintheoffice/ Twitter: https://twitter.com/headintheoffice Discord: https://discord.gg/hito  Collab inquiries: headintheofficepod@gmail.com REGISTER TO VOTE: www.vote.org  Seen on this episode: Nancy Pelosi endorses Walz - https://www.yahoo.com/news/nancy-pelosi-reportedly-favorite-v-192956376.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAL7Cj29m12lChIgurpw1mHyEkfrNv6DulXpf7Ua4e8XEFMKzEnviOvTZXKFf-3QRSr7NKfbahnMhISoHNoU3ZxT_83kTNVpIiDDt96ypvB3krpOjspyydk6Cakh_BpxJQyKypOEt4Opght5a40rX1k_gkQvOEMlgWDLuPjIwhCd4 Trump visits the NABJ - https://www.youtube.com/watch?v=d-ihCI_lApA JD Vance is a freak - https://www.independent.co.uk/news/world/americas/us-politics/jd-vance-son-trump-phone-call-b2590681.html Kamala Harris was CA's first “Indian American Senator” - https://www.businessinsider.com/californias-kamala-harris-becomes-first-indian-american-us-senator-2016-11 Biden/Harris propose SCOTUS reform - https://www.whitehouse.gov/briefing-room/statements-releases/2024/07/29/fact-sheet-president-biden-announces-bold-plan-to-reform-the-supreme-court-and-ensure-no-president-is-above-the-law/ Reactions to proposed SCOTUS reform - https://thehill.com/homenews/senate/4807588-mcconnell-biden-scotus-reforms/ https://x.com/SpeakerJohnson/status/1817938406049296725 https://thehill.com/homenews/senate/4796939-graham-signals-opposition-to-more-justices-on-supreme-court-term-limits/ The Child Tax Credit fails to pass, again - https://www.cbsnews.com/news/child-tax-credit-senate-vote/  Israel escalates -  https://apnews.com/article/israel-gaza-assassination-haniyeh-shukur-iran-ec0343b03d182c93a75c75983018dee6 https://www.cnn.com/2024/07/30/middleeast/beirut-explosion-hezbollah-stronghold-intl-latam/index.html

Friday, August 2nd 2024Today, journalist Evan Gershkovich and three other hostages are on their way home from Russia; Black and other minority farmers are getting $2 billion from the Biden Harris USDA after years of discrimination; Senate Republicans block the child tax credit; Senator Schumer introduces the No Kings Act; and accused 9/11 mastermind and 2 accomplices agree to plead guilty; plus Allison and Dana deliver your Good News.Promo Code:Go to JOINdeleteme.com/Dailybeans and use promo code Dailybeans for 20% off. Our GuestJohn Fugelsanghttps://www.johnfugelsang.com/tmehttps://podcasts.apple.com/us/podcast/the-john-fugelsang-podcast/id1464094232The Sexy Liberal Save The World Comedy Tourhttps://sexyliberal.com StoriesStatement by President Joe Biden on Securing the Release of Americans Detained in Russia (whitehouse.gov)Black and other minority farmers are getting $2 billion from USDA after years of discrimination (AP News)Accused 9/11 mastermind and 2 accomplices agree to plead guilty (NBC News)In an attempt to reverse the Supreme Court's immunity decision, Schumer introduces the No Kings Act (AP News) Give to the Kamala Harris Presidential Campaign https://secure.actblue.com/donate/mswmediaforharrisCheck out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://post.news/@/MuellerSheWrote?utm_source=TwitterAG&utm_medium=creator_organic&utm_campaign=muellershewrote&utm_content=FollowMehttps://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsAdopt Bella! (Memphis, TN area) (iportia.com)WISCONSIN DEMOCRATS (wisdems.org)Bee Gees - How Deep Is Your Love (Official Video | YouTube) Live Show Ticket Links:https://allisongill.com (for all tickets and show dates)Friday August 16th Washington, DC - with Andy McCabe, Pete Strzok, Glenn Kirschner https://tinyurl.com/Beans-in-DCSaturday August 24 San Francisco, CA https://tinyurl.com/Beans-SF Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

FUN HALF LINK HERE: https://www.youtube.com/live/d4Uoj0YZu64 It's an EmMajority Report Thursday! She speaks with David Freedlander, writer at New York Magazine, to discuss his recent piece on Truth Social, Trump's media company. Then, she speaks with Diana Buttu, Palestinian analyst and former legal advisor to the Palestine Liberation Organization, to discuss the recent unrest in Israel after Israeli soldiers were detained for allegedly assaulting Palestinian prisoners. First, Emma runs through updates on Trump's recent implosion in front of the National Association of Black Journalists Convention, the UAW's endorsement of Harris, Arizona primary results, Russian relations, the aftermath of Israel's recent escalations, dropping border arrests, Sudan, the Child Tax Credit, and federal protections for trans students, before watching the opening moments of Trump's complete meltdown in the face of media pushback. David Freedlander then joins, diving right into an outline of the massive fraud machine that is Donald Trump's Truth Social, a business considered generally worthless with massive losses alongside a market capitalization of $6 billion, functioning more as a financial proxy for Trump's political power than an actual valuation. Stepping back, Freedlander walks through Trump's background in wanting to push a social media company, and the role of his apprentice connections in making that a possibility after his first presidential term, before wrapping up with the danger this massive market capitalization can pose when it comes to Trump's political power, and why it continues to work. Diana Buttu and Emma then step right into the continuing horrors unfolding in Israel's ethnic cleansing of Palestine, parsing through the evolving story on the public and political backlash to Israel's attempt to detain and question 9 soldiers alleged of gang-raping captives, and looking at the massive scale of Israel's torture camp where this took place. Next, Buttu walks through the expansive reports on Israel's torture regime against Palestinians, with a particular focus on its motive of pure revenge and dehumanization, before briefly touching on the Israeli government/military's tacit acceptance of the fascist violence erupting against them. Wrapping up, Diana and Emma tackle Israel's recent attempts to escalate broader regional conflicts, and Bibi's lifeline of war and destruction. And in the Fun Half: Emma is joined by Brandon Sutton and Matt Binder as they watch Trump dance around his regret over the JD Vance pick, talk with Maje from Washington about the GOP's major fumbling of the Kamala Harris discourse, and Karie from NY explores the ahistorical approach of the right. Bill Maher hosts Hailey Welch (of Hawk Tuah origins) and it's just as uncomfortable as it sounds, Comrade Nancy Pelosi has an endearing moment with Matt Binder, and Donald Trump gets mad at his base for not voting enough. Peter Thiel has a take on religion, plus, your calls and IMs! Check out all of David's work here: https://www.davidfreedlander.com/ Follow Diana on Twitter here: https://x.com/dianabuttu Check out the "This Is Palestine" podcast here!: https://imeu.org/article/this-is-palestine-imeu-podcast Check out Anne from Portland's website where her Vergogna t-shirt! INQUIRE MORE HERE FOR DETAILS!: https://www.pictrixdesign.com/mr Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Join Sam on the Nation Magazine Cruise! 7 days in December 2024!!: https://nationcruise.com/mr/ Check out the "Repair Gaza" campaign courtesy of the Glia Project here: https://www.launchgood.com/campaign/rebuild_gaza_help_repair_and_rebuild_the_lives_and_work_of_our_glia_team#!/ Check out StrikeAid here!; https://strikeaid.com/ Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Check out today's sponsors: ExpressVPN: Protect your online privacy TODAY by visiting https://ExpressVPN.com/majority. That's https://ExpressVPN.com/majority and you can get an extra three months FREE. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/  

It's News Day Tuesday! Sam and Emma break down the biggest headlines of the day. First, they run through updates on the GOP's total meltdown over the “weird” accusations, Israel's total meltdown over whether or not rape is okay, Venezuela's elections, Kamala Harris' polling, the Harris Veepstakes, the Child Tax Credit, Blake Masters, and Biden's executive order to save teamsters pensions, before diving deeper into the developing backlash to Israel's attempt to hold their soldiers to account over severe rape and torture accusations. Next, Sam and Emma expand on the story around the Teamsters' pension program, and touch on the greater shift from defined benefit to defined contribution pensions, before tackling the complicated attempt to restore the Child Tax Credit. After briefly touching on the Child online safety bills COPA and COSA, Venezuela's coup attempt, inflation, and Kamala Harris' polling boom, Sam and Emma wrap up with an expansive conversation on the Right-wing doubling down on their commitment to being as weird, bigoted, and anti-social as they can be. And in the Fun Half: Sam and Emma unpack the lines for the major Harris Veepstake finals (Beshear +300?), tackle the inherent problems in a Harris candidacy, and talk with John from San Antonio about today's primaries, Harris' candidacy, the future of Democratic presidential candidates, and (of course) the VP race. Stephen Crowder joins in with the GOP's bigotry barrage against Kamala Harris, plus, your calls and IMs! Check out Anne from Portland's website where her Vergogna t-shirt! INQUIRE MORE HERE FOR DETAILS!: https://www.pictrixdesign.com/mr Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Join Sam on the Nation Magazine Cruise! 7 days in December 2024!!: https://nationcruise.com/mr/ Check out the "Repair Gaza" campaign courtesy of the Glia Project here: https://www.launchgood.com/campaign/rebuild_gaza_help_repair_and_rebuild_the_lives_and_work_of_our_glia_team#!/ Check out StrikeAid here!; https://strikeaid.com/ Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

Democrats have been on cloud nine for the past week since President Joe Biden announced his decision not to run for re-election. However, Republicans have shifted their focus and sharpened their strategy for attacking Harris. The Trump campaign is going live with its first TV ad attacking Harris in swing states today. They will blame the crisis at the US-Mexico border on Harris, the Biden administration's so-called "border czar." Will it be enough to dampen the electric momentum surrounding the vice president? Playbook co-author Rachael Bade looks into it. In addition, a bipartisan expansion of the child tax credit is up for a vote today, and it is expected to be defeated by Republicans. How will this play with Republicans' family value-centric identity?

It's News Day Tuesday! Sam and Emma speak with Elizabeth Pancotti, director of special initiatives at Roosevelt Forward and contributor the Fireside Stacks newsletter on SubStack, to discuss the Kamala Harris's potential economic policy as a presidential candidate. First, Sam and Emma run through updates on the Secret Service post-assassination attempt, Harris' nomination, Netanyahu's upcoming congressional address, Israel's offensive on Gaza, Palestinian unity, US policy towards Sudan, labor action, environmental news, and video footage of another brutal police murder, before unpacking the GOP's attempt to spin Harris' nomination as a “DEI Hire” and her as a welfare queen. Elizabeth Pancotti then joins, diving right into her take on Biden's successful domestic record as president, and what Kamala Harris can do to present a vision that picks up on that momentum. Expanding on this, Pancotti walks Sam and Emma through some of the major pieces of Harris' agenda, presenting progressive policies and ideas for making the wealthy (and corporations) pay their fair share, an earned income tax credit that expands on the now-expired Child Tax Credit, major pro-family policy, housing infrastructure, labor relations, and anti-trust. They also expand on her record in politics, what to make of her potential administration choices, and wrap up with her stance on Medicare for All and the public option. And in the Fun Half: Sam and Emma show off the winners of our “Vergogna” contest, listen to JD Vance perfectly exemplify what he's lacking as a VP (charisma, relatability, sense of humor, etc), and unpack some of Kamala Harris' VP choices, highlighting Rep. Beshear's comments on Vance in particular. Elon Musk walks Jordan Peterson through exactly how horrible of a father he is, and the MR Crew watches Crowder, Tim Pool, and Ben Shapiro struggle to come to terms with a Kamala Harris candidacy, plus, your calls and IMs! Follow Elizabeth on Twitter here: https://x.com/enpancotti Find out more about the Roosevelt Forward here: https://rooseveltforward.org/ Check out Fireside Stacks here!: https://rooseveltforward.substack.com/ Check out Anne from Portland's website where her Vergogna t-shirt will be available soon!: https://www.pictrixdesign.com/ Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Join Sam on the Nation Magazine Cruise! 7 days in December 2024!!: https://nationcruise.com/mr/ Check out the "Repair Gaza" campaign courtesy of the Glia Project here: https://www.launchgood.com/campaign/rebuild_gaza_help_repair_and_rebuild_the_lives_and_work_of_our_glia_team#!/ Check out StrikeAid here!; https://strikeaid.com/ Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Check out today's sponsors: Prolon: Right now, Prolon is offering The Majority Report with Sam Seder listeners 15% off their 5-day nutrition program. Go to https://ProlonLife.com/MAJORITY.  That's https://ProlonLife/com/MAJORITY for this special offer. Blueland Cleaning Products: Blueland has a special offer for listeners. Right now, get 15% off your first order by going to https://Blueland.com/MAJORITY. You won't want to miss this! https://Blueland.com/MAJORITY for 15% off.  Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

Conrad Shaw and Scott Santens, founders of the Income To Support All Foundation (ITSA), share their journey in supporting various UBI initiatives, highlighting personal stories and the challenges faced, particularly during the COVID-19 pandemic. Does the U.S. economy generate enough wealth per capita to eradicate poverty through UBI? What happened to the Child Tax Credit, which had cut childhood poverty in half? Understanding UBI's benefits comes from experiencing it firsthand, contrasting it with welfare programs, and anticipating the massive economic shifts that Artificial Intelligence will affect in both white and blue collar jobs. Explore Conrad and Scott's experiences in creating the Bootstraps documentary series, which chronicles families receiving UBI and showcases its positive impacts over several years. Lastly, learn about Comingle, a mutual aid platform where community members support each other financially based on weekly income fluctuations. Watch this episode on YouTube: https://youtu.be/N-7zQ2gZI8A Follow Conrad Shaw: https://twitter.com/oneconradshaw | https://www.comingle.us/ Follow Scott Santens: https://twitter.com/scottsantens | https://www.instagram.com/scottsantens Follow Andrew Yang: https://twitter.com/andrewyang | https://andrewyang.com Get 50% off Factor at https://factormeals.com/yang50 Get an extra 3 months free at https://expressvpn.com/yang Get 20% off + 2 free pillows at https://helixsleep.com/yang code helixpartner20 ---- Subscribe to Forward: Apple — https://podcasts.apple.com/podcast/id1508035243 Spotify — https://open.spotify.com/show/25cFfnG3lGuypTerKDxKia To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Subscribe to The Realignment to access our exclusive Q&A episodes and support the show: https://realignment.supercast.com/REALIGNMENT NEWSLETTER: https://therealignment.substack.com/PURCHASE BOOKS AT OUR BOOKSHOP: https://bookshop.org/shop/therealignmentEmail Us: realignmentpod@gmail.comFoundation for American Innovation: https://www.thefai.org/posts/lincoln-becomes-faiNatalie Foster, author of The Guarantee: Inside the Fight for America's Next Economy and President & Cofounder of the Economic Security Project, joins The Realignment. Marshall and Natalie discuss how the 2016 election and the COVID pandemic created the opportunity to shift the conventional wisdom about the American economy away from the neoliberal status quo, what an economy built around "guarantees" would look like, lessons from UBI experiments and the expansion of the Child-Tax-Credit, and how progressives should respond to post-COVID inflation's dampening of support for government spending programs. 

It's News Day Tuesday! Sam and Emma break down the biggest headlines of the day. First, they run through updates on Netanyahu's plan to cleanse Rafah, the ceasefire deal being pushed in Egypt, the UNSC's assessment of Palestinian membership, the GOP's insistence on maintaining child poverty, environmental regulation, and the legal woes of Donald Trump and Eric Adams, before diving into Biden's newest iteration of a student debt relief plan and why he insists on repeatedly falling into the same traps. Sam and Emma also discuss Trump's pivot back to states' rights on abortion, and Laura Ingraham's pivot back to defending states' rights on abortion, and watch Biden's new targeted Roe v. Wade ad, before parsing through the incredible success of the Child Tax Credit in alleviating child poverty in the US, and why the GOP (and some Democrats) are so insistent on killing it. After tackling the major climate change developments in Europe's top human rights court, Sam and Emma wrap up the free half with the killing of the nomination of the potential first Muslim judge on the Federal Bench, and the ongoing struggle against institutionalized medical racism in the US. And in the Fun Half: Sam and Emma expand on the EPA's recent pollution regulations, James Comer addresses AOC's allegations that he's using suspect Russian intelligence in his Biden impeachment, all because he's using suspect Russian intelligence in his Biden impeachment, and RFK Jr's Campaign Director paints a picture of an ideal Election Day for RFK – the election of Donald Trump. Doug from LA asks for business advice, Jacob Frey defends his veto of minimum wage protections for Uber and Lyft drivers to deafening silence, Michael Knowles continues to struggle in the art of drama, and the TimCast crew endorses embracing oppression, plus, your calls and IMs! Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Check out Seder's Seeds here!: https://www.sedersseeds.com/ ; use coupon code Majority and get 15% off; ALSO, if you have pictures of your Seder's Seeds, send them here!: hello@sedersseeds.com Check out this GoFundMe in support of Mohammad Aldaghma's niece in Gaza, who has Down Syndrome: http://tinyurl.com/7zb4hujt Check out the "Repair Gaza" campaign courtesy of the Glia Project here: https://www.launchgood.com/campaign/rebuild_gaza_help_repair_and_rebuild_the_lives_and_work_of_our_glia_team#!/ Get emails on the IRS pilot program for tax filing here!: https://service.govdelivery.com/accounts/USIRS/subscriber/new Check out StrikeAid here!; https://strikeaid.com/ Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Check out today's sponsors: Nutrafol: Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to https://Nutrafol.com/men and enter the promo code TMR.  Find out why over 4,000 healthcare professionals recommend Nutrafol for healthier hair. https://Nutrafol.com/men and enter promo code TMR. Express VPN: Make sure your online activity and data is protected with the best VPN money can buy. Visit https://ExpressVPN.com/majority RIGHT NOW and get three extra months free through my special link. That's https://ExpressVPN.com/majority to learn more. Sunset Lake CBD: Sunset Lake is running it back their 4/20 sale in conjunction with the Majority Report. Starting today, everything on https://SunsetLakeCBD.com is 30% off with coupon code 420. And, if your order is over $100, they'll throw in a free 20-count jar of their Vibe Gummies! Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

The House approves a three-year expansion for the Child Tax Credit. E.U. leaders back a $50 billion Ukraine aid package as the country struggles with tensions between the president and his military chief. And Universal Music Group pulls some of the world's most popular artists from TikTok.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter. Today's episode of Up First was edited by Kelsey Snell, Mark Katkov, Rose Friedman and Olivia Hampton.It was produced by Ziad Buchh, Ben Abrams and Ana Perez.We get engineering support from Stacey Abbott. And our technical director is Zac Coleman.