Podcasts about Overhaul

6am hour -- The Supreme Court of Washington (SCOW) refuses to grant injunction on a capital gains income-tax signed by Gov. Jay Inslee, RIP Christine McVie the soulful siren from Fleetwood Mac, bankrupt FTX CEO says he "had a bad month" drawing jeers, how the FTX CEO Sam Bankman-Fried is now in a category of other Silicon Valley wunderkinds that crashed in spectacular criminal fashion. 7am hour -- GUEST: spokesman for AffordableFuelWashington.com and Olympia political watchdog, Randy Pepple, explains the looming gas tax hike that will start on January 1st 2023 in WA, the gas/fuel price hikes are all related to a carbon fuel tax and the tax will go to the WA general fund not to maintain or build new roads, how poor and working class people will get hurt more by this new cap and trade price hike, the life and times of Fleetwood Mac keyboardist/singer Christine McVie who just died at age 79, Apple backs off of an attempt to put the screws to Twitter by withholding the app's availability at their app store, look how Apple gutted Parler 8am hour -- GUEST: Bellevue Assistant Police Chief Andrew Popochock shares with KVI how listeners can pay their respects to fallen motorcycle officer Jordan Jackson at his memorial next week and donate to the legacy fund for his wife and two young children, GUEST: recovering drug addict and drug rehab program designer, Ginny Burton, rejoins John Carlson to talk about her proposal for Pierce County to help drug addicted criminals get clean and sober during their incarceration, her program "O.U.T." (Overhaul through Unrelenting Transformation) forces the Pierce County Council Democrats to honor their political sloganeering of "lived experience" as it relates to political policy, why jailing drug addicts committing crimes can be a faster way to sobriety and drug rehab.

Adam flies a Piper Warrior owned by his friend. On a recent flight he experienced some morning sickness that he was able to resolve. On a subsequent flight the owner had morning sickness as well. The owner is considering a top overhaul. Mike said he has two options, and a top overhaul isn't one of them. The first is to do a wobble test and the second is to skip the test and go straight to reaming the valve guides. Paul recommends doing only one at a time. He said not to fly it again until the procedure is completed. They're worried that flying it after the morning sickness could have caused damaged, so a borescope inspection is in order as well. AOPA r Kevin flies a Cessna 172XP that he suspects is the slowest one of its kind. It flies about 15 knots slower than book speed, and he's seeking a remedy. Paul suggests first checking the rigging, specifically to make sure the flaps are completely retracting. If the flap rollers touch the end of the slots before the switch turns off, it will hurt the motor. But if there's a gap after the motor has stopped, they aren't full up. Totally ignore the fairing that's riveted to the cabin, he said. He would also check the lifters to ensure complete motion. Mike suggests that is the airplane climbs at book values, he has a drag problem, but if it climbs worse than book, it's a power problem. Greg is hoping to overcome the supply chain issues by purchasing a “lifetime” oil filter. Being able to open the filter is the best thing you can do to know how the engine is wearing, Paul thinks. Mike thinks the filter inspection, while possible with a reusable filter, would be a messy, complicated job. Ken said he heard an adage that you should check your EGTs at 1,000 feet, and then lean in the climb to match those numbers, and he's wondering about its validity. The hosts all completely agree, and it's generally how they fly as well. Patrick flies a Cessna 170 and he's wondering why his cylinders have a different CHT limit. Mike thinks the difference is probably due to the fact that CHTs are measured in a different position in his engine than others and the O-300 has a different cylinder design. After a cylinder swap he's also wondering why break-in procedures sometimes call for changing power settings. Mike said he's never seen a justification for this practice. He has broken in his engines by running them as hard as he could, keeping in mind cylinder temperature limits. Miko maintains his own airplanes and is looking for approved data. He's struggling to find reasonably priced maintenance manuals. Clearly the manufacturer is the first place to go. Paul uses ATP for his airworthiness directive research. Typically they sell subscriptions, which are quite expensive though. He said you might be able to get a shop to give you their old paper manual because most have transitioned to digital. Colleen also uses McCurtain, which they don't think exists any longer. Essco is still around and sells digital versions of scanned manuals.

America simply doesn't have enough EV charging stations to support the electric vehicle overhaul that the country is pushing for. Americans will be paying higher natural gas prices this winter. Congressional leaders will fight to prevent a railroad strike as the threat continues to linger. And the Respect for Marriage Act to protect same-sex marriage has passed through the Senate.

Title 42 -- the Trump-era public health policy that allows the U.S. to turn migrants away at the border -- is set to end shortly before Christmas. Now, Axios has learned that the Biden administration is considering some drastic measures to replace it. Plus, Democrats could change which states go first in the 2024 presidential primaries. And, a big U.S. win at the World Cup. Guests: Axios' Stef Kight and Josh Kraushaar. Credits: Axios Today is produced by Niala Boodhoo, Sara Kehaulani Goo, Alexandra Botti, Lydia McMullen-Laird, Amy Pedulla, Fonda Mwangi and Alex Sugiura. Music is composed by Evan Viola. You can reach us at podcasts@axios.com. You can text questions, comments and story ideas to Niala as a text or voice memo to 202-918-4893. Go Deeper: Scoop: Biden administration eyes border overhaul as Title 42 ends Democrats prepare for primary calendar shakeup U.S. beats Iran and advances to World Cup round of 16 Learn more about your ad choices. Visit megaphone.fm/adchoices

The news of Texas covered today includes:Our Lone Star story of the day: Pelosi is out as U.S. House Democrat leader, Republicans in the House say they are investigating President Biden's role with his son Hunter's business dealings. All that is fine and good but national Republican leadership needs addressing before we blow 2024 but Amber Athey says many seem content to just plod along.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Texas wins on election integrity, SB1111, at the 5th Circuit Court of Appeals.Much border news and more evidence of a nasty DHS purge of anyone working to stop the crisis at our border with Mexico.Cross town feud in Abilene between Hardin-Simmons University and McMurry settled and it shows the nasty allegations leveled at HSU over the joint nursing program were, at the minimum, very overstated.Listener Seth Kenney talks about his family's experience at the Texas Cowboys' Christmas Ball – it's just magical.And, other news of Texas.Listen on the radio, or station stream, at 5pm Central. Click for our affiliates.www.PrattonTexas.com

Check out our guest: @MostlyMartinez at Hezekiah's Toys and Games where he and his son talk about toys and games!

Walz administration gets an overhaul as woman that led the state's COVID response departs, and Target says thieves have stolen about $400 million in stuff from their stores so far this year. This is an evening update from MPR news, hosted by Tim Nelson. Music by Gary Meister.

The 450-page bill updates the definitions of criminal offenses, creates new grades of sentences, and broadly expands the right to a jury trial for people charged with misdemeanors.

Will revamping SlimFast and BSN be the answer to solving the struggles of both Glanbia Performance Nutrition brands? Glanbia Performance Nutrition had 2022 Q3 revenue growth of 13.7% YoY on a constant currency basis from strong pricing increases. They also benefitted from the mid-2021 acquisition of LevlUp, a gamer (esports) nutrition brand. Glanbia Performance Nutrition is one of two wholly-owned segments of Glanbia plc (LON:GLB), a multi-billion dollar global nutrition company. The brands in the Glanbia Performance Nutrition portfolio include; Optimum Nutrition, BSN, think!, Isopure, Amazing Grass, and SlimFast. I'll use the recent earnings report, earnings call, and associated news to update you on how Glanbia Nutritionals and Glanbia Performance Nutrition is performing against the complex operating environment. Additionally, I'll dive deeper into Glanbia Performance Nutrition categorial performance (performance nutrition, healthy lifestyle, weight management, and international). Finally, I share a collection of hot takes or things I'm left pondering about Glanbia at this current time, which includes the Slim Fast brand overhaul, BSN getting back into bodybuilding, and why your sports nutrition brand shouldn't follow the leader during this current recessionary period. FOLLOW ME ON MY SOCIAL MEDIA ACCOUNTS LINKEDIN - https://www.linkedin.com/in/joshuaschallmba TWITTER - https://www.twitter.com/joshua_schall INSTAGRAM - https://www.instagram.com/joshua_schall FACEBOOK - https://www.facebook.com/jschallconsulting MEDIUM - https://www.medium.com/@joshuaschall

Peter Ariz & D$ discuss what went wrong in Miami's blowout home loss to FSU (0:05) and how this weekend's upcoming game vs Georgia Tech is a must win. Plus, the guys are joined by Steve 'K9' Kim (13:10) to talk about how Miami's past could look like their future, if a roster overhaul is on the horizon for Miami in the offseason and much more. As always, we take the CIS community questions and have an updated 'The Bank' hot out the kitchen (55:15). If you'd like to send the guys a voice note that could get played on the podcast send it to CanesInSight@Gmail.com Compete with the show on UnderdogFantasy.com/CIS or use promo code 'CIS' to receive up to $100 match when you sign up!

With only two gamedays to go before the Sky Fantasy Football Overhaul Suj & James discuss if there's any reasons to make transfers at the weekend. What should non Erling Haaland owners do if he's in the City team on Saturday? And what should managers do who have no coverage for Sunday's games? Plus, reflection on the weekend games, James does a rough Overhaul draft, community questions covered and we have a SkyFF World Cup game to look forward to! Coming up tomorrow on Planet FPL - Clash of the Correspondents: Liverpool v Southampton with @FPL_LocoLord & @CS_Wipeout ___________________________________________ Want to become a member of our FPL and SkyFF community and support the Podcast? Join Planet FPL Patreon in November and receive December free of charge! Today's Podcast is Concussion: The Invisible Injury Join us on Patreon: https://www.patreon.com/planetfpl Follow James on Twitter: https://twitter.com/PlanetFPLPod Follow Suj on Twitter: https://twitter.com/sujanshah Like us on Facebook: https://www.facebook.com/planetfpl Follow us on Instagram: https://www.instagram.com/planetfpl #SkyFF #SkyFantasyFootball #SkyFantasy

Brand stories are proven to help brands become more memorable, influential and profitable, but only if they're told correctly. In this episode, you'll learn 10 reasons your brand story might need an overhaul.

Featuring: Ammosart, Ashgar, Belghast, Kodra, and Tamrielo   This week was one of those shows when I was not entirely certain we had enough material.  Yet in spite of that…  we once again ran over our intended hour-long recording time.  We start off the show with Ash engaging in some Bel-like mechanical nonsense and attempting to repurpose a dedicated dance pad into something more universal.  From there we dive into some discussion about what is going on at Twitter this week and how it feels like somewhere between a guild falling apart and the closing of an MMORPG.  Kodra talks about Overhaul…  which is a roguelike Sudoku.  He completely lost Bel when he got to the Sudoku part.  From there we dive into a discussion about how weird and frustrating it can be to come back to a game after being gone for a very long time, and how none of them really do a great job of re-onboarding you. Topics Discussed Beethoven Virus Adapting a dedicated dance pad to general purposes Twitter and the Thanos Snap Speedrunning the Death of a Company Feels like playing a dying MMORPG Mastodon doesn't want to be the next Twitter Overhaul The Roguelike Sudoku Returning to Games Games Do a Bad Job of Re-Onboarding Returners

Plenty of security experts feel that the defence industry could learn a bit from Silicon Valley when it comes to moving more quickly, embracing disruption and making quicker decisions. One of them is Dr Bill Greenwalt of the American Enterprise Institute, one of the most sought-after US thinkers on defence acquisition. He's a former Senate Armed Services Committee staffer and deputy defense undersecretary for industrial policy. Today, Dr Greenwalt speaks with ASPI's Bec Shrimpton about Australia-US industry and tech collaboration, and about how to stay ahead in the innovation race that lies at the heart of today's strategic competition. In our second segment, ASPI's Vahri Fotheringham talks to Shane Huntley, the head of Google's threat analysis group. They discuss Google's recent six-part documentary about the cybersecurity overhaul the company went through after it was hacked by China in 2009 in what became known as Operation Aurura. They also discuss steps that consumers and companies can take to improve their cyber security in a timely exchange following the high-profile hacks of Optus and Medibank, and the release today of the Australian Cyber Security Centre's Annual Cyber Threat Report. https://www.cyber.gov.au/acsc/view-all-content/reports-and-statistics/acsc-annual-cyber-threat-report-july-2021-june-2022

It's LAFC hosting the Philadelphia Union in the first MLS Cup to feature two number one seeds since 2003! We share our predictions on how it will shake out! Then rumors are swirling of Messi finally making the move to MLS, we talk about how big this could be in the first year of the AppleTv deal. The Athletic has been busy this week breaking two stories about the future of MLS, first could the playoff system get yet another reworking? Sources say it's on the table! Then, we talk about the latest update on the AppleTV deal as it starts in less than 4 months! Follow the show: Twitter: @statesideshow Instagram: @statesideshow Facebook.com/Statesideshow Email: statesideshow@gmail.com Linktree: https://linktr.ee/statesideshow

On this week's Sky Fantasy Football Podcast James is joined by Planet FPL Patreon Limichi Okamoto to discuss all the latest talking points for Sky Fantasy managers. Are any transfers worth making with only 4 gamedays left before Overhaul? Well, one might be for Erling Haaland for those who sold should the City's star striker make it back for Saturday's game against Fulham... Plus, who to captain on Saturday if Haaland doesn't make it, the wide open choices on Sunday, the one move that might tempt James to make a transfer, Limichi gives a detailed overview on Chelsea assets and Manchester United look set to appeal after Overhaul... Coming up tomorrow on Planet FPL - Clash of the Correspondents: Everton v Leicester City with @spirit_blues & @AaronLagor ___________________________________________ Want to become a member of our FPL and SkyFF community and support the Podcast? Join Planet FPL Patreon in November and receive December free of charge! Today's Podcast is a quiz hosted by @Phantomantle on substitutes Join us on Patreon: https://www.patreon.com/planetfpl Follow James on Twitter: https://twitter.com/PlanetFPLPod Follow Suj on Twitter: https://twitter.com/sujanshah Like us on Facebook: https://www.facebook.com/planetfpl Follow us on Instagram: https://www.instagram.com/planetfpl #SkyFF #SkyFantasyFootball #SkyFantasy

The Supreme Court heard two cases that could determine whether colleges and universities are allowed to consider race as one of many factors in the admissions process. Reset discusses what we learned from Monday's oral arguments with Steven Schwinn, professor of law at University of Illinois Chicago Law School and co-editor of Constitutional Law Prof Blog. Then Reset learns what local college students have to say about affirmative action with Nereida Moreno, WBEZ education reporter.

According to the OECD, the UK is the third most expensive country for childcare. An estimated 1.7 million women in England are prevented from doing more hours of work by childcare issues, while a UNICEF report this week shows that almost 1 in 5 parents on low incomes are skipping meals to pay for it. On Saturday, 12,000 mums will descend on 11 locations across the UK to demand government reform in a ‘March of the Mummies' organised by the campaign group Pregnant then Screwed. Its founder Joeli Brearley tells us why. From tax-free childcare to the 30 free hours offer, why do we have the childcare policies that we do? Who are they supposed to target and who really benefits? We discuss with Christine Farquharson, senior research economist at the Institute for Fiscal Studies and Megan Jarvie, Head of Family and Childcare at the charity Coram. The number of childcare providers in England has dropped by 4000 between March 2021 and March 2022. A survey of 2,000 early years providers in March found 30% were currently operating at a loss, while 34% said they expected to be in 12 months' time. Meanwhile a 2020 report from the Social Mobility Commission shows that one in eight nursery workers earned less than £5 an hour. To discuss the challenges facing the sector, we speak to Neil Leitch, CEO of the Early Years Alliance and Jennie Bailey, owner of a nursery in Hampshire. What are the opportunities and challenges of employing working parents? Elaine Stern is a mother of three and owner of a marketing and production agency employing 35 workers. She discusses how requests for flexible-working or a lack of accessible affordable childcare can impact on business. How can we arrive at an accessible, affordable, high quality childcare system in the UK? We ask our panel, including Jemima Olchawski CEO of the Fawcett Society, whether government proposals to deregulate the childcare sector will work, how other countries compare to the UK, and whether the sometime conflicting needs of parents, children, providers and employers can be reconciled. Presenter: Elaine Dunkley Producer: Lucy Wai Producer: Kirsty Starkey Interviewed Guest: Joeli Brearly Interviewed Guest: Megan Jarvie Interviewed Guest: Christine Farquharson Interviewed Guest: Jennie Bailey Interviewed Guest: Neil Leitch Interviewed Guest: Elaine Stern Interviewed Guest: Jemime Olchawski

Facebook parent Meta reported disappointing quarterly results, prompting a plunge in its stock price. In spite of Wall Street's doubters, CEO Mark Zuckerberg defended his investments in the metaverse to investors on the company conference call. As midterms creep closer, Ways and Means Committee Republican Leader Rep. Kevin Brady (R-TX) explains his party's plans for the country, should they win the House. Plus, Credit Suisse is undergoing a big overhaul…to get smaller. The Swiss bank is building back from a client collapse; CNBC's Geoff Cutmore reports the story, complete with money launderers, corporate spies, and an interview with Credit Suisse CEO.  In this episode:Kevin Brady, @RepKevinBradyGeoff Cutmore, @GeoffCutmoreJoe Kernen, @JoeSquawkAndrew Ross Sorkin, @andrewrsorkinBecky Quick @BeckyQuickKatie Kramer, @Kramer_Katie

The LEGO Group has revealed a new vison for their LEGO Friends theme to add more diversity and inclusivity for kids and adults alike. Enjoying the show...give us a like and comment on all platforms. Help us make the LEGO world available to all!Find us everywhere thanks to https://linktr.ee/thebrickskingLEGO, the LEGO logo, the Minifigure, and the Brick and Knob configurations are trademarks of the LEGO Group of Companies. ©2022 The LEGO Group.THE BRICKS KING PODCAST IS NOT ENDORSED BY THE LEGO GROUP OR AFFILIATED IN ANY WAY.

Higher education is ripe for a major shakeup, according to Professor Todd Zywicki. Todd is a professor of law at the George Mason Antonin Scalia Law School and talks with Dr. Jason Altmire about student loan defaults, the strengths of for-profit colleges and weaknesses of other institutions, and the lack of competition in higher education.Todd shares his thoughts on policymakers' pushback against for-profit colleges and how for-profit schools' outcomes compare with other institutions. Then, Todd and Dr. Altmire discuss how federal taxpayers fund “country club” college experiences for students and how competition can be restored in higher education's stifled market.  Find Todd's book Unprofitable Schooling here. Read a deep dive on student loans in The Consumer Financial Protection Bureau's Taskforce Report.Find Todd Zywicki on Twitter.To learn more about Career Education Colleges & Universities, visit our website.

The Arsenal News Show EP212: Milinkovic-Savic, Mudryk, Edu, Nwaneri Scores, Kit Overhaul & More!Signed Saka shirt competition: https://footballprizes.co.uk/product/saka-shirt-3/Grab your EXCLUSIVE NordVPN Deal by going to https://nordvpn.com/gooner to get up a Huge Discount off your NordVPN Plan + 4 months for free! It's completely risk free with Nord's 30 day money-back guarantee!Tom presents a daily show on The Gooner Talk covering all the latest Arsenal news, Arsenal transfer news, match reaction, press conferences and much more plus a Q&A session taking questions from the LIVE chat.Get all your Arsenal news now and every day. Links to Fantasy code, Twitter, Instagram, audio-only platforms, The Arsenal Way and our channel membership scheme including entry to the Discord community: https://linktr.ee/TheGoonerTalk Become a member at https://plus.acast.com/s/the-gooner-talk. Hosted on Acast. See acast.com/privacy for more information.

On this week's Sky Fantasy Football Podcast Suj & James debate whether transfers are still worth making as we approach The Overhaul and every move needs a 'is it worth it?' second thought. There could still be interest in Arsenal and Manchester United assets this Sunday and the pros and cons of players from both are considered with captaincy for Sunday important; Erling Haaland contingencies discussed, what we can learn from the last week's games, plus the Christmas and New Year TV announcements & more covered... Coming up tomorrow on Planet FPL - Clash of the Correspondents: Brentford v Wolves with @FPLDummyTom & @parker_bradley ___________________________________________ Want to become a member of our FPL and SkyFF community and support the Podcast? Our Patreon content in October features over 20 additional Podcasts from Intermediate Tier and today's Podcast offering is Tot&Ham. Join us on Patreon: https://www.patreon.com/planetfpl Follow James on Twitter: https://twitter.com/PlanetFPLPod Follow Suj on Twitter: https://twitter.com/sujanshah Like us on Facebook: https://www.facebook.com/planetfpl Follow us on Instagram: https://www.instagram.com/planetfpl #SkyFF #SkyFantasyFootball #SkyFantasy

At 224 pages and just over 69,000 words, the current Missouri constitution is the fourth in the state's history. November's ballot will ask if voters want a new one.

The Yankees lose Game 4 6-5 against the Astros, giving Houston the 4-0 sweep and a fast track to the World Series. Pain ensues, Tommy and Marty take a look ahead at potential offseason moves and organizational changes are needed.

Google is introducing new ways for parents to keep tabs on their kids with mobile devices. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ross Hubbard is a real estate investor who has been successful in turning multifamily properties into profitable investments. In Today's episode of How To Scale Commercial Real Estate Podcast, he discusses his strategy for acquiring undervalued properties and managing them profitably. He identifies two markets that he is focused on and uses a 2% rule to filter through deals. He also uses a CRM system to keep track of his relationships and follow up with sellers. In order to be successful in this business, It is important to have relationships with professionals in the space and be able to filter through deals quickly.   Highlights:   [00:00 - 06:41] How to Scale Commercial Real Estate with Ross Hubbard Ross Hubbard started investing in real estate in 2010 and has since managed a portfolio of over 1500 units Ross explains that it is important to have a systematic approach when investing in real estate, using data to determine where to invest and what to look for Ross transitioned from painting to real estate as a professional and now specializes in multifamily and asset-class conversions Ross feels that buying discount properties and converting them into apartments is a viable strategy in today's market   [06:42 - 13:16] How to buy a property and make it yours Since 2015, the company has been intentionally targeting multi-family value add assets Using 2% rules and target markets, he has recruited other people to help him buy these properties The process of buying these properties includes contacting the seller, reviewing the deal, and putting it in a CRM system Wholesalers are a valuable resource because they are doing a lot of hard work and bringing things to sale that are not otherwise available   [13:16 - 19:49] How to turn a hotel into an apartment How a hotel asset class conversion can be an effective way to enter the space, and how they did this by operating only as a partial hotel. They were able to get conventional financing for the construction loan and then undercut the market with full occupancy. They were also able to find a target demographic of young professionals who are underserved and want something nicer than what is available in the market. The market demand for studio housing is severe, so they were able to fill up their units quickly and make a profit.   [13:59 - 14:57] Closing Segment Reach out to Ross Hubbard!  Links Below   ----------------------------------------------------------------------------------   Tweetable Quotes: “The asset class conversions were really interesting because they allowed us to undercut the market a bit. We're renting out studio units and we weren't quite sure how that was going to go. So undercutting the market. Getting full occupancy and then starting to stress that market's potential, was what we found to be very successful and that proved the pudding for us.”  - Ross Hubbard Connect with Ross Hubbard by visiting their website at www.sageinvestment.group Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook   LinkedIn   Like, subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below:   [00:00:44] Sam Wilson: Ross Hubbard started with his first real estate investment in 2010 to today. He's managing a portfolio of over 1500 units. Ross, welcome to the show. [00:00:52] Ross Hubbard: Thanks, Sam. Appreciate [00:00:54] Sam Wilson: having me. Absolutely. Ross, there are three questions I ask every guest who comes from the show in 90 seconds or last, you know, tell me where did you start, Where are you now, and how [00:01:01] Ross Hubbard: did you get. Sure. Yeah. I started, honestly, it wasn't even considering getting into real estate. , I owned a condo at the time, had just gotten fresh outta college, and was working for my parents, a painting contractor expecting to take that business over. that was my goal and my ambition. My wife and I had moved just downtown Kirkland, the Seattle area, and I was listening to the radio one day and, uh, ended up hearing an ad from an auction company saying, Come into the auction, you, we can represent you, give you the hard money loan. You'll buy a house, you'll rent it out, and you'll make 300 bucks passive income a month for $0 down. So I was pretty skeptical, but I went to the Thursday night meeting and, about six weeks later, we ended up buying our first little auction property in CTAC Washington. [00:01:41] Sam Wilson: Just out of pure curiosity. Was the ad actually true? Did they end up doing the hard money loan or was that just, you know, the then [00:01:47] Ross Hubbard: version of click bait? Yeah, no, it was real. so in 2010, hard money was at 12% and four points still, and there was several companies in this area that were doing it. I worked with the company that represented at auction and then provided a resource as a lender to provide the hard money loan for getting that property taken down. And even then property management on top of that. So like, kind of a one stop shop. And I, I really liked that feel. Part of the hard thing that I had to deal with was just determining what was real, what was a good deal, what was not, what was gonna end up making me money and what was gonna end up costing me money. So I took a, took a lot of time to develop my own tool to understand, you know, conservatively where I was gonna go based upon actual data the market was experiencing rather than lofty for goals that may or may not be. [00:02:34] Sam Wilson: Right. Right. And if only you could rewind, I bet you would tell yourself today to buy everything that you looked at and quit [00:02:40] Ross Hubbard: underwriting it. Yeah, certainly. Yeah, no, that's absolutely the case. And , how could I have known, I did try to do more than what I could afford to do at the time, but, you know, at the time there is really difficult to, to get access to. To unique credit. You know, there was hard money that was asset based, but other than that, conventional lending standards very tight. So you had to do everything the right way after the 2008 financial crisis, which has been a blessing for, you know, what we're going through today in terms of the real estate market and how healthy it is right now. [00:03:07] Sam Wilson: Right? No, absolutely. Absolutely. In those are the defining characters between a speculator and an investor. I mean, none of us would've known, you know, in 2010, or in my case, when I got in 20. Team just to hit the buy button on everything and forget about worrying about what it's gonna be. You know, what I think it's gonna be worth. But again, that's just pure speculation. So it is always fun though to go back and kind of look at that and go, Wow, I passed on that for that [00:03:32] Ross Hubbard: Certainly, [00:03:32] Sam Wilson: yeah, we're giving it away, but that's, you know, that's, that's, that's the nature of the beast. When did you make the transition to multifamily and or commercial [00:03:41] Ross Hubbard: real estate? My first multifamily deal was in 2015 and I had shifted out of painting in 2014. I fall a ladder from 18 feet and decided that that wasn't gonna be for me anymore, which forced me to have that inflection point where I changed careers and just jumped into real estate as a professional. So I started to help other people do what I was doing for myself, which is. Buying investment property and, and doing so in a very methodical and systematic way. So, I gained a pretty decent following of people that wanted to continue to work with me and, became a real estate broker. Got into the business of brokering, continuing to buy for myself. That again, stressed me because I was a two-year dead to the banks, 10 99, no w2. So I had to figure out, wow, how I could invest. So I went across and looked at old deals, and tried to engage people that had owned a long-time property so I could have them seller finance, so in 2015 and got into my first apartment deal. 19 units and was able to get into it for only 10% down. And, had a relationship with the seller that developed from me meeting him and kind of hit it off and told him what I wanted to do and he seemed to trust me and believe in me. And a year and a half later, I refinanced out of that debt. at that point I had a cut a little over two years of, 10 99 income that justified my existence, so was able to get commercial debt on that property and refinance out my 10%, paid him off completely, had my cash back and. Amazed cuz that was my entire, strategy in single family. It's like, how fast can I create value here, then I can recycle that value into another investment. So we did that on the scale of multifamily and , continued to look for more opportunities to do so. So that's , where I found my niche. Got it. And so [00:05:21] Sam Wilson: you just kept acquiring, recycling that value. Is that a strategy that you feel like is viable in today's lending? Environ. [00:05:29] Ross Hubbard: Only if you buy, right? So it really depends entirely upon what type of inventory you're shopping for. If you're an average Joe and you're looking on. Mls or you're looking on commercial websites to find your real estate and probably not and hasn't been able to work for, I don't know, eight years. But if you're looking direct at seller, wholesaler, and broker relationships that are off-market in nature, which is what I spent. 2015 to present developing, then you're able to buy a discount because we're looking at properties that have severely underweight NOI. The rents aren't high enough. Operational efficiency is really bad. There's deferred maintenance. So now I can go and approach that seller. Understanding that the market value of that property is much less than it could be, and looking for the value add opportunity. we also stepped into asset class conversions, which are really unique. So we're able to take something like a hotel and convert it into an apartment, which entirely changes the financial, Perception of the asset, cuz the apartment building is much more secure. That's a very good way to create a value add equity play, allow yourself to get into a position where you can continue that strategy of burning out of something refinancing after . Renovating, and continue to repeat that cycle. But , of course, along the way we've injected new capital, very excited about what we're doing and, constantly looking to continue to increase our passive in. Ability to earn, so that eventually the active can become substantially. [00:06:55] Sam Wilson: So there's so much to unpack in everything you just said. Buying it a discount, I would or not make the assumption, but certainly hear more often than not that anything that's worth buying is probably already been a. Either forced, appreciated the value add has already been done. How are you finding assets that even today are still poorly managed, not picked over, not already had somebody else come in and done exactly what you want to do. [00:07:25] Ross Hubbard: Well, it takes a long time building the relationships, out. So since, since 2015 when we really started intentionally going after multi-family value add assets, I picked a few criteria, some 2% rules, and target markets to dive deep into. Then I started to recruit other people. So using my ability to show, you know, Here's what I made in real estate last year on 10 99. Why don't you come and do this for me? This is what we're looking for. You eat well, you kill, so you bring it to me, I'm gonna buy it. And then if it looks good, at least of course. And, we're just gonna turn over as much inventory as we can. There is a lot of real estate in the United States of America, in our target markets. There are seven states in total that we're going after. And, we're. Really hitting at heart. So that allows us to turn up, you know, from title lists, direct to seller, wholesaler, broker connections, a lot of options to look at and a lot of people use a rule of thumb for one property, get our contract on and close on. Probably looked at 200 deals. That's very accurate. It's just you're sifting through a lot of garbage. A lot of people don't have the right sales price expectations, their value is not substantiated by their NOI against the market cap rate, and, are looking to sell it for a higher price and what it's worth, but we're just not that buyer. So the combination of the diligent looking. And then patients and understanding that we know what our numbers are gonna dictate in terms of the sales value of that property. So I'm gonna present that and then I'm gonna wait. What often happens is that the seller will engage other buyers. Just give 'em what they want upfront, then try to retrade, and there I am, just Mr. Consistent, holding the same bag of money offered in the beginning. when the seller comes back, it says it didn't work out, the transaction failed. You know, are you still interested? [00:09:02] Sam Wilson: What's it been like? I mean, that's, that's entire. Process and business in and of itself, of having the deal sent to you or however it is that you set up those relationships, whether that's with a wholesaler, whether that's with a broker, or whether it's, your own direct-to-seller, leads that you've generated to bringing that across your desk, reviewing the deal, and then putting it in some sort of follow up CRM system where you say, Oh wait, you know, you offered on this and then, you know, circling back in 30 days. I mean, that's a lot to keep up with. Tell me about yeah, that system and, and what are some keys, I guess, that you've found to really making that thing work? [00:09:39] Ross Hubbard: You know, we've used several CRM systems over the years, but I think the key has always been in the individual. So some of the best people that are procuring property out there, I call 'em acquisition specialists. They're looking for exactly what I wanna buy, and they're only bringing me what meets my criteria. So they have systems that are built in for themselves. So what I've leveraged on. Is not, a specific system that I created that I've implemented and allowed everybody else to use. I've leveraged other people's, so they have their own unique way of interacting, keeping track of their people, and trying to engage sellers to sell. And once it rises to the top, I'm looking at it to make that ultimate decision about whether to acquire or take the next step. But in the middle. They're taking all that workload on just to get to the end where they can close on something with me and get paid. But the organization and the system of it is, you know, widely up to them for the start, you know, I really did focus on trying to create my own wheel, but I, I realized it just wasn't fast enough and I, I could do a lot more. Other people had already done the same thing, not recreating what they have already created and being able to build and expand upon that, just simply offering them a resource that they knew would buy as long as the criteria were met. [00:10:50] Sam Wilson: Right. And, so understand obviously working directly to the seller like that, that's a method that we've certainly employed. I understand working with brokers, working with wholesalers inside of the multi-family space has got to have some nuance to it. Am I Yeah, right in saying that, [00:11:07] Ross Hubbard: It's got a lot of nuances and it's hard to understand who actually has the right to purchase the property. It can get Daisy changed three or four times and have hundreds of thousands of dollars of, commission paid to the wholesaler assignment fee paid to the wholesaler as part of the deal that makes the deal possible. So , it certainly, you know, does depend, uh, it doesn't always work out, but, uh, they're a valuable resource because they are doing a lot of hard work out there and, ultimately bringing things to, to sale that are not otherwise a. How do you [00:11:35] Sam Wilson: know when you're dealing with a professional in the wholesaling space or just another hack? Because there's plenty of hacks that are just, and again, it got to the point, in the single-family space, back when I used to do single-family or it was just like, just don't send me anything else. Cuz if it's just so much of it's garbage, [00:11:53] Ross Hubbard: how do you through that? Quick filters that I teach all my guys and gals. It's the rules of thumb, you know, simple things you need to pay attention to. most folks have heard about them, the 1% rule for every hundred thousand dollars that you purchase a unit for. You have to have a thousand dollars in groceries in a month in order to meet that rule. So that's a simple standard. , then, you know, plugging into underwriting and then going a little bit deeper into the analysis after hitting a few of those rules will allow us to see if the math is making sense. And if it does, then we're gonna pursue it. Once we start to work with the wholesaler and engage them, we're always making a property visit, which is the fun part because the wholesaler is not gonna spend the money to get there. So we're gonna meet directly with the seller, and that's when we start unpacking a lot of things that we didn't know about because that wasn't disclosed to us from the wholesaler either from them not knowing, or them not wanting to say, which includes assignment fees and what the seller's getting out of the deal and things of that nature. That gives a lot of leverage. I don't want to shortcuts. Everybody gets paid, and the more that you bring me in, the more that, is valuable, and the more that I pay you. but ultimately, you know, it's all gonna make sense for the deal. The seller has to be on board, the wholesaler has to be on board. Everybody gets a fair shake that way. Got it. No, [00:13:05] Sam Wilson: that's really cool. Thanks for unpacking that for us. Tell me about asset glass conversions. you know, lots of questions on that front, but maybe if you can just tell me about a deal that you guys did, and. How you found it? You know, what were the keys to making it an effective, you know, the business plan, you know, getting the business plan actually, you know, working out and make it an effective investment. And then, love to hear financing on that as [00:13:26] Ross Hubbard: well. Yeah, sure. so, one of the first hotel asset class conversions that we did was operating only as a partial hotel. So it was a kind of, light step into the space. So half of it was already operating as an apartment, and the other half was nightly, weekly. So we simply changed that. when we bought it, we got conventional financing, and construction loan financing. Bear in mind, this was 2019. So fairly attainable and we were able to get it. Property fully kitchen out. So we put in full-size kitchens, renovate the bathroom, renovate the units, and renovate the entire community to make it really appealing. We love young professionals as a general demographic to target in almost any market that we're buying in. Because they're underserved. they're often provided that is not nice enough. You know, they're, they're not able to afford the A-class young working-class professionals, but they. Stand living in a C class that, you know, looks like a turd either, so they really want something in the middle. So how do you find that and, and still make a margin on it? So the asset class conversions were really interesting cuz they allowed us to undercut the market a bit. You know, we're renting out studio units and we weren't quite sure how that was going to go. So undercutting the market. Getting full occupancy and then starting to stress the market's potential, was what we found to be very successful. And that proved the pudding for us. You know, we were able to understand that there is a severe demand for studio housing and there is a very limited supply of it They didn't use to build studios. Because it was relatively inexpensive to build. Now that it's very expensive to build, they're building micro apartments. But one thing about those micro apartments is that they're downtown core. You're usually sharing a bathroom, you're usually sharing a kitchen. And it's still very expensive because they're a class and they're amenitized and they're in a downtown corridor. So, yeah, it's been cool to find something that, is very much in demand and then continue to press that. [00:15:12] Sam Wilson: That's an interesting point where you said it's, and what I hear is that it's not an A-class property and it's not amenitized, so , the tenant isn't ending up paying for features may be that they either A, can afford or B don't want. Is that right? [00:15:25] Ross Hubbard: Yeah, we bring 'em up to solid b plus, but it's hard to take a 1954 building and make it a class building. It's gonna be always reminiscent of that era of architecture and construction. That was what that property happened to be. But is well monetized. You know, we have a yoga studio, we have a workout room, we have a cool house, we have a pool, we have, a pool hall, we have a lounge. And so there's a lot of things that offer still, it's just not as fancy. [00:15:50] Sam Wilson: And you said that you're able to undercut the market, you're just able to bring rents down? I mean, it's, it's uh, basically your own version of affordable housing. [00:15:59] Ross Hubbard: Yeah. Yeah, it very much is. And that's, that's a huge benefit, uh, for the market that we're entering, but also for us, because we can expect high occupancy, right? So within a six-month timeline of getting to the point where we're renovated and ready to lease, we were 99.6% on 175 units. So only having that model unit open still, and I was shocked. Uh, and then the following year, you know, we increased strengths. Relative to what the market was showing us, which happened to be a 22 per 22% increase. So we went ahead and did that, and we lost about 12% and then we filled it up again within two months. So the, market demand is such that it just supported that and allowed us to continue to do it at a really reasonable pace, while still providing the market something that was desired because of the limited square footage. It's still relatively affordable. It's independent living. It's your own place, it's your own kitchen, your own bathroom, and you're paying less than a thousand bucks a month for it. How do you do that these days? [00:16:55] Sam Wilson: Yeah, yeah. You really, you really don't, you really don't. What are the considerations, you know, from exterior access? Are they interior access? You know, hallways? Is there, is there a certain type that works in a certain type, but does not? [00:17:09] Ross Hubbard: Yeah, sure. There's some debate on that. I mean, I think it's just an opinion issue really. For me. I spent a little bit, enough time, I guess in residential that, uh, I, I grew to not like the interior corridor. primarily with condominiums. So I look for exterior only. just a couple of simple reasons. I don't generally wanna smell what other people are cooking. And then the second is, We don't have exterior access. You know, if these hotels are traditional hotels, which they often are in the 1980s, or 1990s builds, they don't have balconies. They don't have decks. So you're gonna need to provide better access to the outside for people, and it'll keep your building cleaner. You know, if you've got a place that's a designated smoking area, they can leave and go do that without too much pain because it's an exterior cord entry. So that's why I focus on it. [00:17:52] Sam Wilson: Got it. Got it. And, why are these hotels coming up for sale? Why aren't they making it a hotel? well, [00:17:59] Ross Hubbard: hotels are difficult to sell. I think, generally speaking, hotel years are a unique breed of folks that have, definitely spent the time, building out their hotels and managing them and operating them, but not, it's not for everybody. For a hotel, you're gonna be running between 60 and 70% expense ratio. You're gonna have 24 hours, seven days a week staff. And you're gonna have all the fun that comes with 24-hour, seven-days-a-week staff, you know, people get sick, have families, et cetera. So it's a lot to manage. because of that, it just demands a lesser price per unit, a lesser price on GM, and cap rate. And as a hotel that's not converted yet, we can still buy it as a hotel. So coming out of 2020, it's been really interesting cuz they had a significant uptick in, in hotel rentals. for a while, the revenue was very high. Crashed, you know, the free money stopped being printed. There were things that were not going well any longer in local economies that were not aligned them to support, you know, people paying for these units on a nightly basis. , so they started to decline in total revenue, which makes their value go down. So there I answer the picture and solve a problem really for the seller, which is that their revenues are down, they want out the business, and they wanna liquidate for as much as they can. Now, a typical hotelier is probably gonna look at that property and go, Oh, I'm gonna pay like three or four gr. This is a bad property, but I am still in that four to five GM because I know I'm gonna take it to double that total value. It's whatever I'm buying it for. with a modest amount of renovation, we're gonna turn it into an apartment building that it's gonna sell at a 10 to 12 m [00:19:27] Sam Wilson: right now. That's really, really cool. Thank you for taking the time to explain that. When it comes to the construction side of things, I mean adding kitchens into a typical hotel room. Size. I mean, that's gotta be, I won a micro kitchen, I would imagine. Pretty compact. But then are there complications on the construction side when doing that? [00:19:48] Ross Hubbard: Yes. I think this is the most difficult part. It's probably the biggest area of pitfall. for a few reasons. Labor's impossible to find now. It was very expensive, right? Materials are very expensive, although they have been going in the right direction over the past few months. So it's an area where you can really misstep and it costs you a lot of money, especially if you don't know what you're doing. . Thankfully, with the experience that we have in general contracting and the resources that I have in general, contracting still, you know, most of the people that I employ are invested with me, and so, they're already fully knees-deep into the whole thing. Their interests are aligned, and they're making these projects the most efficient they can be. They know that the profit and overhead that they're covering right now are only a part of the pie. Their equity position is what they're really interested in. So they're looking for, a better opportunity to expand their potential, and therefore I get really good values on my, renovations. We also stay ahead of supply chain issues. We do a lot of warehousing, we do a lot of costs, and storage boxes so we can get materials on site. We don't need delays like that. We don't need costs going up just because time is passing. when we know that our project is going to require 200 units. Overhaul. Let's, let's go ahead and get those 200 units worth of stuff, put it on site securely so that we can depend upon it and not have the prices change on us. [00:21:02] Sam Wilson: Right. that's really, really interesting. I love that. And, is that one of your strategies moving forward, or is that your main strategy now? [00:21:11] Ross Hubbard: Now we have three verticals, so we're focused on value add repositions, but as you highlighted, it's very difficult to find those. then, of course, asset class conversions are a big opportunity for us. We're continuing to pound those hard and looking forward to more. But then storage units, another area that's difficult, to enter and difficult to find deals that are acquirable, where we're getting to that space in more tertiary markets right now that are gonna be very good cash flows. But, we're designed in a unique way where we're designed to balance where we have cash flow as a part of the emphasis because we're paying out a quarterly dividend to our investors, and then of course appreciation. Now how do we get your dollar to pop as much as possible over a fixed period of investment time? So we're targeting a really aggressive, equity multiplier as a result. A fairly innovative way to value add and then reuse the capital. So we're doing the ber model essentially at scale, uh, with the pool of investors that are primarily friends and family. But we do have, uh, several outsides as well. And, we've been doing that since 2016. I started intentionally organizing partnerships. But since then, we merged into the group Sage Investment Group, which is the company that we co-founded and manages about 23 apartment total, different properties right now across 1400 units, seven states. That's fantastic. [00:22:29] Sam Wilson: Ross, thank you for taking the time to come on the show today. I certainly appreciate it. If our listeners wanna get in touch with you or learn more about you, what is the best way to do it? [00:22:38] Ross Hubbard: Certainly, So Sage investment. group is our website, Sage investment. group and you can check it out there. Contact goes directly to my wife, Emily Hubbard. Definitely a family business. We are 13 strong, so we've got, an office here in Kirkland and over in Richland and the state of Washington. Uh, but we'd be happy to talk to you, understand what your real estate investing goals may be, and, help you learn more about how you can achieve them. Fantastic. [00:23:04] Sam Wilson: Ross, thanks so much. Appreciate it. Have a great rest of your day. Thank you, Sam.

This episode is also available as a blog post: https://thecitylife.org/2022/10/12/comprehensive-effort-to-overhaul-capital-process-reducing-red-tape-and-ensuring-faster-and-cheaper-project-delivery/ --- Send in a voice message: https://anchor.fm/citylifeorg/message Support this podcast: https://anchor.fm/citylifeorg/support

It's time for the Leafs to officially drop the puck on their 2022-23 season! Ailish and Justin discuss the vibe heading into Wednesday's season opener, John Tavares returning to the lineup in time for opening night, and the biggest question marks surrounding this team. Then, Ailish and Justin weigh in on Hockey Canada's management overhaul and what lies ahead for the organization (22:31). Afterwards, they share their takeaways from Ross Atkins' season-ending press conference on Tuesday (31:12). Later, Ailish presents her daily edition of the A-List (40:04)!The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate

Yuliya Kovaliv, Ukraine's Ambassador to Canada; Anthony Housefather, Liberal MP; Rachael Thomas, Conservative MP; Lindsay Mathyssen, NDP MP; Rachel Notley, Alberta NDP Leader; Bob Fife, the Globe and Mail; Fatima Syed, The Narwhal; and Max Fawcett, National Observer.

"The pillar of fixing hormones is balancing your blood sugar before you do anything. Even with supplements, if fluctuating blood sugar is not addressed, you will fail because you're constantly inflamed and not fueling your cells properly.”Confusing and outdated health advice crowds the industry today. Too much emphasis has been given on limiting carbs, calorie counts and diets. Most certified dietitians also do not understand metabolism, or how fast our bodies burn fat or manufacture sugar into energy that we could actually use.Stabilizing blood sugar is THE topic that we all ought to talk about. Aside from the dreaded diabetes, did you know the high correlation of unchecked glucose with cardiovascular disease, cancer and other maladies? Also, not to mention that insulin resistance is a huge factor behind stubborn belly fat, excessive food cravings, brain fog, low energy and inflammation, just to name a few.Gutsy Health Podcast Co-host, Gina Worful, is a blood sugar expert. Imparting knowledge like our bodies' ‘manual', her upcoming ‘Mastering Blood Sugar' workshop empowers us to love and take care of ourselves much better. Overhaul your life through blood sugar regulation. Listen to Episode 40 of the Gutsy Health Podcast! Enroll here:Mastering Your Blood Sugar WorkshopExceptional Highlights:Our ancestors only had five tablespoons of sugar in a year. Average consumption today is about 125 pounds of sugar annually.Avoiding carbohydrates is a myth. There are other factors at play for blood sugar stability.Fix fluctuating blood sugar first to heal a host of other related diseases such as thyroid, hormones and immunity issues. Show Highlights: Her roadmap to understanding her own body Gina 03:23Experiencing ironic health struggles as a dietitian, she discovered gap-filling information that her licensed education never gave her access to. Eating healthy doesn't equate to a balanced blood sugar Juanique 11:12Our bio-individualities must be considered in meal planning because of our unique responses to glucose. Microbiomes and blood sugar control Juanique 14:16Having diverse microbiomes in our system is important because it directly affects the way our body handles glucose. Insulin is the key that opens the doorway to cells Juanique 22:39When there is too much sugar in the bloodstream, the insulin receptors become tired and defective in accepting fuel for the cells. Reversing blood sugar damages Gina 25:06Berberine and Fenugreek are common herbal supplements that improve insulin resistance which replenishes the energy that our cells need. Small hourly movements also help lower glucose levels. Important Links: Enroll here:Mastering Your Blood Sugar WorkshopIG @gutsyhealthpodcast Instagram

This episode reports on updating cyber emergency response plans, a teen accused of taking advantage of stolen data in Australia and a large US hospital chain hit by an IT security incident

USPS sorting and delivery consolidation plan Ivan Butts, president of the National Association of Postal Supervisors, discusses how the U.S. Postal Service's plans to consolidate mail processing operations across the country could impact postal workers and supervisors   Accelerating US biotechnology Theresa Good, division director for NSF's Directorate for Biological Sciences, discusses a new executive order for advancing biotechnology and biomanufacturing and the National Science Foundation's efforts in this area   Writing the Space Force's service song Jamie Teachenor, songwriter of Space Force's ‘Semper Supra,' discusses his process of composing the Space Force's new, official service song that was unveiled Sept. 20

Daniel Ramon from Overhaul joins the show to provide insight on the rise in cargo thefts Sign up for the Back The Truck Up Newsletter and get up to date information on the stories here, for truckers, by truckers!Sign up for the Back The Truck Up Newsletter and get up to date information on the stories here, for truckers, by truckers!Check out BackTheTruckUp.com and find us on Facebook, TikTok, Twitter, YouTube!Visit our sponsorApple PodcastSpotifyBack The Truck Up YouTubeBack The Truck Up TikTok The Love's retread warranty is simple: We cover the retread and casing for the full life of the retread. With over 430 locations, Love's Truck Care and Speedco network is committed to providing a tire program to meet your needs. Visit loves.com to learn more about our retread warranty.

Daniel Ramon from Overhaul joins the show to provide insight on the rise in cargo thefts Sign up for the Back The Truck Up Newsletter and get up to date information on the stories here, for truckers, by truckers!Sign up for the Back The Truck Up Newsletter and get up to date information on the stories here, for truckers, by truckers!Check out BackTheTruckUp.com and find us on Facebook, TikTok, Twitter, YouTube!Visit our sponsorApple PodcastSpotifyBack The Truck Up YouTubeBack The Truck Up TikTok

Earlier this week, Sen. Joe Manchin conceded defeat on his push to combine his energy permitting package with a short-term government funding bill. Though the bill might have died before it reached the Senate floor, some lawmakers and clean energy advocates are hopeful a compromise can be revived. POLITICO's Josh Siegel and Kelsey Tamborrino discuss why Manchin backed off on his top priority and the remaining obstacles any future legislation faces. Plus, President Joe Biden on Wednesday warned oil companies against increasing gasoline prices as Hurricane Ian makes landfall in the United States.   Josh Siegel is an energy reporter for POLITICO.  Kelsey Tamborrino is a reporter covering clean energy. Nirmal Mulaikal is a POLITICO audio host-producer.  Raghu Manavalan is a senior editor for POLITICO audio. Jenny Ament is the executive producer of POLITICO's audio department.

Season 13 continues on with the fall overhaul! We're covering a lot of seasonal ground today and enjoying the work that we're able to accomplish in our homes. Your support matters! How can you support the show!?1. If you enjoy wine - drink Dry Farms https://www.dryfarmwines.com/homemakerchicclub2. Do you love interior decorating - Join Ang's Old World Design Society oldworld.parisiennefarmgirl.com3. Do you cook? - Cook better with Shaye cook.theelliotthomestead.com4. Do you bathe and sleep? Use American Blossom towels  americanblossomlinens.com Coupon Code HOMEMAKERCHIC205. Do you wash your face? Wash it with Toups -N- Co. www.toupsandco.com Coupon Code: HOMEMAKERCHIC6. Do you need to preserve your harvest? Invest in a freeze-dryer. https://bit.ly/harvestrighthomemaker7. Do you simply LOVE the show? Become a Patron! www.Patreon.com/homemakerchicpodcast8. Do you want a stylish home? Dress it in a rug from our SEASON 13 SPONSOR - House of Tocumen!  Beautiful rugs from Persia and Turkey... no "washable rugs" here made from plastics - these are washable and the REAL DEAL!  Use the coupon code Homemaker25 for a generous 25% off any full-size rug.  Thank you, HOUSE OF TOCUMEN, for sponsoring this season!

This is a Ryan EXCLUSIVE. Toon-in for a deeep analysis on success. What it means to me? What it means to us? And I prompt viewpoints that may convert the dominating pressure of success to clear our psyches by re-defining our worldview.Erik and I are on for next week. You'll hear from US then!

On today's episode of WHAT THE TRUCK?!? Dooner and The Dude are talking about what you can learn from doing a ridealong with a trucker; if driver pay is helping with recruiting in this market; cargo theft trends this season; the winner of a cab makeover; sinking of the Sea Eagle; answering the phone at Walmart; road rage; news and more.With special guests Rachel Premack, Editorial Director at FreightWaves; Brian Runnels, Vice President of Safety at Reliance Partners; Jess Graham, Board Member at Real Women In Trucking; Danny Ramon, Intelligence and Response Manager at Overhaul; Back The Truck Up's Rooster and SuperTrucker.Visit our sponsorWatch on YouTubeSubscribe to the WTT newsletterApple PodcastsSpotifyMore FreightWaves Podcasts

On today's episode of WHAT THE TRUCK?!? Dooner and The Dude are talking about what you can learn from doing a ridealong with a trucker; if driver pay is helping with recruiting in this market; cargo theft trends this season; the winner of a cab makeover; sinking of the Sea Eagle; answering the phone at Walmart; road rage; news and more.With special guests Rachel Premack, Editorial Director at FreightWaves; Brian Runnels, Vice President of Safety at Reliance Partners; Jess Graham, Board Member at Real Women In Trucking; Danny Ramon, Intelligence and Response Manager at Overhaul; Back The Truck Up's Rooster and SuperTrucker.Visit our sponsorWatch on YouTubeSubscribe to the WTT newsletterApple PodcastsSpotifyMore FreightWaves Podcasts Love's Truck Care & Speedco is the nation's largest preventative maintenance network over the road. With more than 1,500 maintenance bays offering light mechanical services and DOT inspections, Love's and Speedco are invested in getting drivers back on the road quickly and safely. Visit www.loves.com to learn more about our services.

Tuesday 9/20/22 Hour 1 - Steve says MLB needs a complete overhaul of its front office after announcing it'll keep Friday's Yankees game on Apple+ TV for Aaron Judge's historic homerun watch, and USA Today's Neal Coolong says its ‘Not a Safe Bet' for Trubisky to Start All 17 Games for Pittsburgh.

20220919 - Money Monday - Will The IRS Overhaul Be Targeting Your Gold And Metals Next? by Kevin McCullough Radio

Rob Pizzo from CBC Sports and Jesse Granger of the Athletic welcome Michael Russo, national NHL writer and Wild beat writer as the new co-host of the Athletic Hockey Show roundtable. The crew takes a look at the Jordan Kyrou max deal in St. Louis, Connor McDavid challenging his teammates in Edmonton, John Tortorella seeking a stronger dressing room dynamic in Philadelphia and the remaining list of unsigned NHL free agents led by P.K. Subban. Plus the guys discuss the art of the headline, Nick Suzuki's captaincy in Montreal and Bo Horvat's desire to stay in Vancouver for his entire playing career. Learn more about your ad choices. Visit megaphone.fm/adchoices

The transformation of one South Central building from juvenile courthouse to community center underscores a shift in LA County's youth justice system. Musician Angélique Kidjo returns to the Hollywood Bowl on the heels of a Grammy win and a new album with composer Phillip Glass. A face-off between Republican Congresswoman Michelle Steel and Democratic challenger Jay Chen in Orange County could shape the strategy for the national Democratic and Republican parties moving forward.

Register for the free masterclass series: MOMENTUM: the 3 Day Playbook to Unlock Your Inner Powerhouse September 13-15, 2022 on zoom. Let's connect on IG: @samanthajoharvey Join the Full Out FB community to connect w/other likeminded women and exclusive live coaching w/Sam Monday's at 4p PST!

A major overhaul of Veterans Affairs is making it easier for veterans who are sick from exposure to burn pit smoke and other toxins to get treatment. In the past, veterans had to prove their sicknesses were connected to their service in the military. But with the passage of the PACT Act, that has changed. VA Secretary Denis McDonough joined Amna Nawaz to discuss the reform. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

The National Suicide Prevention Lifeline has been around for nearly 20 years. And over the years, an increase in the volume of calls has strained its call centers, leaving some calls unanswered. WSJ's Brianna Abbott discusses the effort to replace the Lifeline with a simpler, more responsive number: 988. Further reading:  -One in Six Calls to National Suicide Prevention Lifeline End Without Reaching a Counselor  -What Is 988? Behind the New Mental Health Crisis Lifeline Number  Learn more about your ad choices. Visit megaphone.fm/adchoices

Krystal and Saagar talk about the Trump FBI raid, an attack on the FBI, the cooperating witness, midterm elections, housing market, CDC overhaul, MSNBC primetime host, & more! To become a Breaking Points Premium Member and watch/listen to the show uncut and 1 hour early visit: https://breakingpoints.supercast.com/ To listen to Breaking Points as a podcast, check them out on Apple and Spotify Apple: https://podcasts.apple.com/us/podcast/breaking-points-with-krystal-and-saagar/id1570045623  Spotify: https://open.spotify.com/show/4Kbsy61zJSzPxNZZ3PKbXl  Merch: https://breaking-points.myshopify.com/ Tickets: https://www.ticketmaster.com/event/0E005CD6DBFF6D47  Learn more about your ad choices. Visit megaphone.fm/adchoices

Krystal and Saagar discuss the CDC shake up, Trump documents taken by FBI, Liz Cheney defeat, Kushner's book criticism, MSNBC Maddow replacement, Biden siding with railway bosses, GOP as the Trump party, & a panel on the midterm elections! To become a Breaking Points Premium Member and watch/listen to the show uncut and 1 hour early visit: https://breakingpoints.supercast.com/ To listen to Breaking Points as a podcast, check them out on Apple and Spotify Apple: https://podcasts.apple.com/us/podcast/breaking-points-with-krystal-and-saagar/id1570045623  Spotify: https://open.spotify.com/show/4Kbsy61zJSzPxNZZ3PKbXl  Merch: https://breaking-points.myshopify.com/ Tickets: https://www.ticketmaster.com/event/0E005CD6DBFF6D47  Ryan Grim: https://theintercept.com/staff/ryangrim/  Emily Jashinsky: https://thefederalist.com/author/emilyjashinsky/  Learn more about your ad choices. Visit megaphone.fm/adchoices