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In this episode of the Earn and Invest podcast, host Doc G interviews Roger Whitney, a certified financial planner (CFP), creator of the Retirement Answer Man podcast, and author of Rock Retirement. The conversation centers on redefining the true value of financial advisors, particularly pushing back against the early days of the Financial Independence, Retire Early (FIRE) movement, which heavily favored a "do-it-yourself" (DIY) and anti-advisor approach. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3597: Christina Browning explains how a high savings rate, combined with long-term investing and compound growth, can dramatically shorten the path to financial independence. By breaking down the 4% Rule with practical examples, she shows how reducing expenses and increasing investments can make retiring in under ten years a realistic goal for some households. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-retire-in-under-ten-years Quotes to ponder: "The key to retiring in less than ten years is all about increasing your savings rates." "Whatever method you choose, the goal should be to increase your savings rate by as much as possible." "The point is that by increasing your savings rate, you are propelling yourself closer to FIRE." Episode references: Financial Independence, Retire Early (FIRE): https://en.wikipedia.org/wiki/FIRE_movement The Trinity Study: https://en.wikipedia.org/wiki/Trinity_study Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3597: Christina Browning explains how a high savings rate, combined with long-term investing and compound growth, can dramatically shorten the path to financial independence. By breaking down the 4% Rule with practical examples, she shows how reducing expenses and increasing investments can make retiring in under ten years a realistic goal for some households. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-retire-in-under-ten-years Quotes to ponder: "The key to retiring in less than ten years is all about increasing your savings rates." "Whatever method you choose, the goal should be to increase your savings rate by as much as possible." "The point is that by increasing your savings rate, you are propelling yourself closer to FIRE." Episode references: Financial Independence, Retire Early (FIRE): https://en.wikipedia.org/wiki/FIRE_movement The Trinity Study: https://en.wikipedia.org/wiki/Trinity_study Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3597: Christina Browning explains how a high savings rate, combined with long-term investing and compound growth, can dramatically shorten the path to financial independence. By breaking down the 4% Rule with practical examples, she shows how reducing expenses and increasing investments can make retiring in under ten years a realistic goal for some households. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-retire-in-under-ten-years Quotes to ponder: "The key to retiring in less than ten years is all about increasing your savings rates." "Whatever method you choose, the goal should be to increase your savings rate by as much as possible." "The point is that by increasing your savings rate, you are propelling yourself closer to FIRE." Episode references: Financial Independence, Retire Early (FIRE): https://en.wikipedia.org/wiki/FIRE_movement The Trinity Study: https://en.wikipedia.org/wiki/Trinity_study Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Earn and Invest podcast, host Doc G interviews Cody Berman, an entrepreneur and co-founder of Gold City Ventures, about his new book, Retire by 30. Berman represents a new vanguard in the Financial Independence, Retire Early (FIRE) movement that rejects the traditional approach of grinding through a miserable corporate job for decades just to reach a target net worth using the 4% rule. Learn more about your ad choices. Visit megaphone.fm/adchoices
We often talk about the hustle of climbing the corporate ladder, but what if the real secret to financial independence is treating yourself as the ultimate business entity? Christopher Ng, a Financial Educator, Bestselling Author, and a man who achieved Financial Independence, Retire Early (FIRE) at just 39 years old shares how he did it, all without ever earning a massive C-suite salary. Instead of relying on corporate loyalty and a single paycheck, he mastered extreme discipline, relentless dividend investing, and ultimate career agility. Christopher also opens up about his deeply personal backstory, sharing how watching his father transition from a founder of Pet Lovers Centre to a blue-collar worker fundamentally shaped his radical approach to risk management. Presented: Ryan Huang & Audrey SiekSee omnystudio.com/listener for privacy information.
Think all FIRE is created equal? Think again. The Financial Independence, Retire Early (FIRE) movement has evolved into many distinct strategies, from Lean FIRE to Fat FIRE. We break down the math, mindset, and general lifestyle of 4 popular FIRE strategies, then share our preferred approach: building your army of dollar bills not just to stop working, but to work on your own terms with purpose. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
As the new year begins, Roger Whitney launches a new Retirement Plan Live case study, introducing Henry and Lucy, a couple in their mid-40s pursuing Financial Independence and Retire Early (FIRE). Roger revisits the 4% rule as a planning heuristic, explains when it can be helpful, and sets the stage for a live community analysis later this month. The episode closes with a Smart Sprint focused on updating your net worth statement and a listener's word for 2026.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence to lean in and rock it.(00:30) Roger introduces a new Retirement Plan Live case study series and previews the upcoming live community meetup on January 29.RETIREMENT TOOLKIT(01:58) Roger revisits the 4% rule, explaining what it is, where it came from, and why it is often misunderstood.(04:55) Roger talks about the 25x rule commonly used in the FIRE community.(06:38) He discusses the drawbacks of using these heuristics and who they are best used for.(11:05) Roger shares how the 4% rule can help overfunded retirees move beyond scarcity and spend more intentionally.(13:55) A breakdown of FIRE- Financial Independence, Retire Early.RETIREMENT PLAN LIVE(17:41) Roger introduces Henry and Lucy.(20:01) They share how they discovered FIRE and what it means to them.(23:10) Lucy reflects on spending habits, saving, and budgeting(25:30) Henry talks about the start of their relationship.(28:12) Henry and Lucy discuss how saving impacted their lifestyle.(31:20) They discuss what drives their desire to retire early.(32:55) Roger reflects on his first impression of the FIRE Movement.(34:15) What are the obstacles of retiring so early?(38:45) Roger talks about the difference between a complicated problem and a complex problem.(40:35) Roger asks if they think about landmines that could pop up with such a long retirement.(43:57) Roger invites listeners further along the retirement path to share perspective and advice for their 40-something selves.SMART SPRINT(45:20) Roger encourages listeners to update their end-of-year net worth statement and identify trends for the year ahead.WORD OF THE YEAR(47:31) Listener Lindsay shares her word for 2026: Listen, and Roger reflects on the value of deep listening.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManLivewithroger.comThe Millionaire Next Door: The Surprising Secrets of America's Wealthy- Thomas J Stanley, Ph.D.
This episode is sponsored by Lightstone DIRECT. Lightstone DIRECT invites you to partner with a $12B AUM real estate institution as you grow your portfolio. Access the same single-asset multifamily and industrial deals Lightstone pursues with its own capital – Lightstone co-invests a minimum of 20% in each deal alongside individual investors like you. You're an institution. Time to invest like one.____________What if the search for your “one true purpose” is actually making you miserable and the real path to a regret-free life is simpler than you think?In this insightful conversation, Dr. Bradley Block reconnects with returning guest Dr. Jordan Grumet to explore the ideas in his new book, The Purpose Code. Building on his first book Taking Stock, Jordan tackles the question he's asked most: “How do I actually find purpose?” He breaks down why we get purpose wrong, introduces Big P vs. little p purpose, and shares why focusing on process over outcome creates abundance, community, and lasting happiness. From hospice stories to personal examples like podcasting and baseball cards, Jordan shows physicians how to build purpose around what truly fills them up, without needing to quit medicine or chase scarcity-driven goals.If you've ever felt purpose anxiety or wondered whether being a doctor is “enough,” this episode offers a practical, liberating framework to live intentionally and regret-free.Three Actionable Takeaways:Distinguish Big P from little p purpose: Stop chasing scarce, audacious goals (e.g., curing cancer, becoming a billionaire) that breed anxiety and failure. Instead, identify activities where you love the process itself regardless of outcome or pay. Ask: “Would I do this even if no one paid me or noticed?” These abundant little p purposes bring joy, flow, and surprisingly greater impact.Build purpose now, not after financial milestones: Don't wait for financial independence to pursue what lights you up. Use the 5–6 hours of daily free time most people have to fill time slots with purposeful activities. At work, maximize what you enjoy (addition), minimize what you loathe (subtraction), or switch roles or employers to increase joy without blowing up your finances.Pair purpose with meaning for true happiness: Purpose (present/future actions that fill you up) needs meaning, a heroic narrative of your past, to thrive. Reframe past struggles as a hero's journey “I am enough” to quiet victim stories that sabotage new purposeful pursuits. Strong relationships and community naturally flow from living your little p purpose, which research shows is the biggest predictor of health and longevity.About the Show:Succeed In Medicine covers patient interactions, burnout, career growth, personal finance, and more. If you're tired of dull medical lectures, tune in for real-world lessons we should have learned in med school!About the Guest:Dr. Jordan Grumet, known as Doc G, is an associate medical director at Unity Hospice, a Plutus award-winning podcaster for Earn & Invest, and a prominent voice in the Financial Independence, Retire Early (FIRE) community. With a background in internal medicine and a shift to hospice care, he authored Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, which reshaped how people align money with values. His second book, The Purpose Code (releasing January 7, 2025), explores creating purpose through process rather than goals, drawing from his hospice insights and personal journey to inspire a fulfilling life.LinkedIn: http://linkedin.com/in/jordan-grumet-38a506179 Website: https://jordangrumet.com/ Podcast: https://podcasts.apple.com/ng/podcast/earn-invest/id1440355498About the Host:Dr. Bradley Block – Dr. Bradley Block is a board-certified otolaryngologist at ENT and Allergy Associates in Garden City, NY. He specializes in adult and pediatric ENT, with interests in sinusitis and obstructive sleep apnea. Dr. Block also hosts Succeed In Medicine podcast, focusing on personal and professional development for physiciansWant to be a guest?Email Brad at brad@physiciansguidetodoctoring.com or visit www.physiciansguidetodoctoring.com to learn more!Socials:@physiciansguidetodoctoring on Facebook@physicianguidetodoctoring on YouTube@physiciansguide on Instagram and Twitter This medical podcast is your physician mentor to fill the gaps in your medical education. We cover physician soft skills, charting, interpersonal skills, doctor finance, doctor mental health, medical decisions, physician parenting, physician executive skills, navigating your doctor career, and medical professional development. This is critical CME for physicians, but without the credits (yet). A proud founding member of the Doctor Podcast Network!Visit www.physiciansguidetodoctoring.com to connect, dive deeper, and keep the conversation going. Let's grow! Disclaimer:This podcast is for informational purposes only and is not a substitute for professional medical, financial, or legal advice. Always consult a qualified professional for personalized guidance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We're taking some time to highlight our best Gymsplain Episodes. In this episode of Financially Naked: Stories from The Financial Gym, host Sara B is joined by the multi-talented Paige Williams, a career coach and salary negotiation expert who recently achieved Financial Independence, Retire Early (FIRE) after an impressive eight-year corporate career. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.
Creating Financial Independence (FIRE) for Any Age: What It Actually Takes The Financial Independence, Retire Early (FIRE) movement is a strategy for achieving financial freedom, allowing individuals of any age to retire early, work optionally, or pursue passions without financial stress. FIRE involves accumulating enough wealth to cover living expenses indefinitely, typically through a combination of high savings rates, strategic investing, and intentional lifestyle choices. FIRE Levels Lean FIRE: Minimalist lifestyle ($20,000–$40,000/year). Fat FIRE: Comfortable or luxurious lifestyle ($80,000+/year). Barista FIRE: Partial independence with part-time work to supplement income. Coast FIRE: Saving enough early to let investments grow without additional contributions. FIRE is achievable at any age, though the approach varies. Younger individuals have time to leverage compounding, mid-career workers can accelerate savings with higher incomes, and older adults can refine plans to bridge to early retirement. On this episode of Through The Pines we'll cover steps to create financial independence or (FIRE - Financial Independence, Retire Early) including… FIRE Levels Calculating Your FIRE Number Maximizing Savings Investing Wisely Optimizing Costs Designing a Purposeful Lifestyle Protecting Your Plan (Risk Management) let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while asking AI how to cook an apple pie, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025
Ready to approach retirement with clarity and confidence? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase discuss how private equity, 401(k) plan developments, and evolving retirement planning trends are shaping today's investing landscape—helping listeners stay informed and intentional about their long-term financial goals. • Explore how private equity is being considered for inclusion in 401(k) plans, what this potential change could mean for plan sponsors, participants, and the broader retirement system, and understand how it differs from related categories like private credit and private infrastructure—including key factors to consider when evaluating these alternative investments. • Hear Wes and Christa respond to listener questions about teaching financial values, communicating about family wealth, and encouraging healthy money discussions at home. • Discuss the Financial Independence, Retire Early (FIRE) movement, and how reaching certain savings milestones—such as $1 million—can offer flexibility without guaranteeing financial independence or early retirement. • Consider the reasoning behind more conservative portfolio allocations being discussed in today's market and how they may relate to broader investment risk and retirement planning themes. • Review how private equity funds may be structured within 401(k) plans, including their potential advantages, limitations, and regulatory considerations. • Compare Roth and traditional 401(k) options as Wes and Christa emphasize how employers can foster education and awareness—without directing individual investment decisions. • Learn how inherited IRAs and 401(k)s, along with community property laws, can affect Required Minimum Distributions (RMDs) and estate planning outcomes. • Examine how covered call ETFs may function within a diversified portfolio, including the potential trade-offs between income generation and growth opportunities. This episode offers thoughtful discussions to help listeners stay educated about current financial topics without making predictions or recommendations. **Listen and subscribe to the **Retire Sooner Podcast for ongoing educational conversations that promote understanding, balance, and informed decision-making in your retirement planning journey. Learn more about your ad choices. Visit megaphone.fm/adchoices
Bruce Sellery sits down with Chris Potvin, co-founder of Camp Mustache Toronto: Firescape, a four-day retreat for Canadians pursuing Financial Independence, Retire Early (FIRE). Chris shares how the camp blends community, hands-on workshops, and lifestyle design to help attendees align their spending with their values. From budgeting around what truly matters to building a supportive peer network, this conversation explores how to make financial independence a reality, without losing sight of purpose or fun along the way. Find out more at cmtofirescape.com.
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.Inside this ep:
Tired of the standard script: school, work, and retirement at 60? It's time to FIRE - Financial Independence, Retire Early and leave the rat race behind. Discover your magic number using the Rule of 25 to live life on your own terms. We break down the calculations and expose the hidden risks, from lifestyle creep to unforeseen medical issues.Support ALL IS MONEY
Scott Trench once felt limited in a corporate job, questioning whether financial freedom before retirement was even possible. Afraid of wasting decades climbing the corporate ladder for incremental raises at the cost of his freedom, he embraced frugality, disciplined saving, and smart investing. By the age of 27, he had achieved financial independence. In this episode, Scott shares his Financial Independence, Retire Early (FIRE) journey and actionable strategies for building wealth early, empowering you to reach financial freedom long before retirement. In this episode, Hala and Scott will discuss: (00:00) Introduction (02:23) From Early Career to BiggerPockets CEO (08:47) Scrappy Lessons and Startup Growth Hacks (13:51) Scaling BiggerPockets: Strategy and Growth (19:18) How BiggerPockets Makes Money (26:42) Stepping Down as CEO to Become a Full-Time Creator (30:14) The FIRE Movement and Its Evolving Models (39:47) Frugal Living, Wealth Building, and Saving Hacks (45:51) Smart Real Estate Strategies for Beginners (57:59) Different Paths to Financial Independence Scott Trench is a real estate investor and former CEO of BiggerPockets, the world's largest community for real estate investors. He co-hosts the BiggerPockets Money podcast, sharing insights on personal finance and wealth building. Scott is the bestselling author of Set for Life and a leading voice in the FIRE (Financial Independence, Retire Early) movement, promoting strategies for financial planning, investment, and early retirement. Sponsored By: Airbnb - Find yourself a cohost at airbnb.com/host Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING Shopify - Start your $1/month trial at Shopify.com/profiting. Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting Open Phone - Get 20% off your first 6 months at OpenPhone.com/profiting. DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting SKIMS - Shop SKIMS Fits Everybody collection at SKIMS.com Policy Genius - Secure your family's future with Policygenius. Head to policygenius.com/profiting Masterclass - Get an additional 15% off any annual membership at https://masterclass.com/profiting BitDefender - Save 30% on your subscription at bitdefender.com/profiting Resources Mentioned: Scott's Book, Set For Life: bit.ly/SetforLife Scott's Instagram: instagram.com/scott_trench Scott's Podcast, BiggerPockets Money: bit.ly/BPMP-apple Scott's YouTube, BiggerPockets Money: bit.ly/BPM-YouTube Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Risk Management, Business Coaching, Finance Podcast.
What if you didn't have to wait until 65 to slow down? In this episode of The Extreme Personal Finance Show, we sit down with Scott Folland, a physician assistant and FIRE movement enthusiast, to talk about the art of living intentionally before traditional retirement.Scott shares how a sabbatical and some well-timed lifestyle choices allowed him to downshift from full-time work to a 4-day workweek—without blowing up his retirement plans. We dive into concepts like Coast FI, mini-retirements, and how to optimize your life for meaning instead of just money.Whether you're dreaming of a slower pace, more time with your kids, or just want to test-drive retirement without leaving your career behind, Scott's journey is packed with wisdom and practical inspiration.Topics Covered:What is Coast FI and why it might be your best path to freedomHow Scott negotiated a 6-month sabbatical with zero policy in placeWhy downshifting doesn't mean giving up—it means realigningHow to know if you're financially independent (even if you don't feel like it)The surprising joy of slow Fridays and prioritizing presence over paychecksWhat to consider financially and emotionally before reducing your work hoursTravel hacking, biking, music, and redefining purpose beyond workWhether you're in your 40s, 50s, or just reevaluating your path—this one will hit home.Live slower. Plan smarter. Retire on your own damn terms.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:Twin Cities Stacking Benjamins Meetup Grouphttps://www.facebook.com/share/g/1AziMX4ydn/CampFIhttps://campfi.org The Fioneers https://thefioneers.comWhat is Coast FICoast FI, or Coast Financial Independence, is a stage within the Financial Independence, Retire Early (FIRE) movement where you've saved and invested enough money that your future retirement is secure, even if you stop saving further. You can then "coast" to your target retirement age, relying on the growth of your existing investments to reach your financial goals. This means you can potentially reduce your work hours or even switch to a less demanding career without jeopardizing your retirement. Pierce The Veil 10X Travelhttps://10xtravel.com10X Travel Free Beginner Coursehttps://10xtravel.com/free-tools/#MiniRetirement #CoastFI #FinancialFreedom #FIREmovement #IntentionalLiving #DownshiftToFreedom #SemiRetiredLife #MoneyAndMeaning #PersonalFinancePodcast #ExtremePersonalFinance #RetireEarly #LiveYourLife
Join psychology expert Bright Dickson and money guru Brian Ford as they revisit favorite tips from the show that cover one of the most important money topics: investing. Bright and Brian replay their top clips from popular episodes covering topics like:• How investing can help you grow your money and lead to a more secure financial future. • Common reasons people don't invest—and why you should consider investing. • One of the easiest ways to start investing.• Top takeaways from the Financial Independence, Retire Early (FIRE) movement that are applicable to anyone.
This episode is sponsored by: My Financial CoachYou trained to save lives—who's helping you save your financial future? My Financial Coach connects physicians with CFP® Professionals who specialize in your complex needs. Whether it's crushing student loans, optimizing investments, or planning for retirement, you'll get a personalized strategy built around your goals. Save for a vacation home, fund your child's education, or prepare for life's surprises—with unbiased, advice-only planning through a flat monthly fee. No commissions. No conflicts. Just clarity.Visit myfinancialcoach.com/physiciansguidetodoctoring to meet your financial coach and find out if concierge planning is right for you.____________What if purpose isn't something you find, but something you create?Host Dr. Bradley Block welcomes back Dr. Jordan Grumet to discuss his first book, Taking Stock, which blends hospice insights with financial wisdom. Dr. Grumet also introduces his second book, The Purpose Code, released in early 2025. He distinguishes between “Big P” purpose (audacious, goal-driven pursuits) and “little p” purpose (process-oriented joy), advocating for the latter to enhance happiness and longevity. This episode offers physicians and listeners practical strategies to align their lives with meaningful activities, emphasizing community and personal fulfillment over financial gain.Three Actionable Takeaways:Focus on Process, Not Goals – Embrace activities you love for their own sake, like podcasting or reading, rather than tying purpose to specific outcomes like fame or wealth.Leverage Available Time – Use your free time—five to six hours daily per the U.S. Time Study—to pursue purposeful activities, even alongside a disliked job.Build Meaning First – Address past narratives (hero vs. victim stories) to establish a sense of “enough,” paving the way for joyful, purpose-driven actions in the present.About the Show:The Physician's Guide to Doctoring covers patient interactions, burnout, career growth, personal finance, and more. If you're tired of dull medical lectures, tune in for real-world lessons we should have learned in med school!About the Guest:Dr. Jordan Grumet, known as Doc G, is an associate medical director at Unity Hospice, a Plutus award-winning podcaster for Earn & Invest, and a prominent voice in the Financial Independence, Retire Early (FIRE) community. With a background in internal medicine and a shift to hospice care, he authored Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, which reshaped how people align money with values. His second book, The Purpose Code (released January 7, 2025), explores creating purpose through process rather than goals, drawing from his hospice insights and personal journey to inspire a fulfilling life.LinkedIn: http://linkedin.com/in/jordan-grumet-38a506179Website: https://jordangrumet.com/Podcast: https://podcasts.apple.com/ng/podcast/earn-invest/id1440355498About the host:Dr. Bradley Block – Dr. Bradley Block is a board-certified otolaryngologist at ENT and Allergy Associates in Garden City, NY. He specializes in adult and pediatric ENT, with interests in sinusitis and obstructive sleep apnea. Dr. Block also hosts The Physician's Guide to Doctoring podcast, focusing on personal and professional development for physicians Want to be a guest? Email Brad at brad@physiciansguidetodoctoring.com or visit www.physiciansguidetodoctoring.com to learn more!Socials:@physiciansguidetodoctoring on Facebook@physicianguidetodoctoring on YouTube@physiciansguide on Instagram and Twitter Visit www.physiciansguidetodoctoring.com to connect, dive deeper, and keep the conversation going. Let's grow! Disclaimer:This podcast is for informational purposes only and is not a substitute for professional medical, financial, or legal advice. Always consult a qualified professional for personalized guidance.
Sign-up for my free 20-day devotional, The Word Before Work Foundations, at http://TWBWFoundations.com--Series: Wisdom for Work from PhilippiansDevotional: 1 of 4For to me, to live is Christ and to die is gain. If I am to go on living in the body, this will mean fruitful labor for me. (Philippians 1:21-22)Today, we're kicking off a new series exploring wisdom for our work from Paul's letter to the Philippians, looking at one insight from each of the book's four chapters.We begin in chapter 1 with Paul's words that—so long as he's alive—he will give himself to “fruitful labor” for the kingdom.Those words are countercultural today as retirement remains a goal for the vast majority of Americans. And thanks to the growing “Financial Independence, Retire Early” FIRE movement, Gen Z plans to retire earlier than any previous generation at the ripe young age of 54.How do these people plan to spend the second half of life? The social media bio of a leader of the FIRE movement is telling to that end: “Mr. Money Mustache was a thirtysomething retiree who now writes about how we can all lead a frugal yet Badass life of leisure.”This idea of trading hard work for endless leisure finds zero support in Scripture. Theologian Dr. R. Paul Stevens puts it bluntly: “there is no concept of retirement in the Bible.”Which is why Paul wrote constantly about the Christian's call to work hard as long as we “go on living in the body.” 1 Corinthians 15:58 is just one example: “Therefore, my beloved brothers, be steadfast, immovable, always abounding in the work of the Lord, knowing that in the Lord your labor is not in vain.”And let's not forget that while many of us are chasing financial independence, Jesus chased financial dependence (see Matthew 8:20 and Luke 8:2-3). And while many of us are calculating when we can stop working, Jesus said he glorified the Father by finishing the work the Father gave him to do (see John 17:4).God may call you to retire from the work you do for pay. But I guarantee you that he won't call you to retire from “abounding in the work of the Lord.”Now, before you financial advisors reply to this email in outrage, hear this: There is nothing wrong with saving money for a day when you may no longer be able to work for pay. I do! But to call yourself an image bearer of Christ and then trade a productive life with a life of endless leisure is to take the Lord's name in vain. You know how lightbulbs shine brightest just before they burn out? That is a picture of the life of Paul and the life of Christ that you and I are made to image. Resolve to image him well as you seek fruitful labor today and to the very end.
Live from Bitcoin Beach in El Zonte, El Salvador, in this episode, I sit down with Trey Sellers from Unchained Capital to dive into the intersection of Bitcoin, global finance, and even the (Financial Independence, Retire Early) FIRE movement. Trey shares his insights on why Bitcoin is such a powerful tool for people around the world, specially those who don't have access to traditional financial systems like stock markets.We also talk about how Bitcoin is transforming El Salvador, helping locals shift from a spending mindset to a saving mindset. Trey explains how Unchained Capital is building tools like Bitcoin-backed loans, collaborative custody solutions, and Bitcoin IRAs to make holding and using Bitcoin safer and more accessible.On a lighter note, we chat about the Max & Stacy Golf Invitational happening here in El Salvador. Trey reveals how this tournament came to life and why events like this are great for building the Bitcoin community.If you're curious about how Bitcoin can revolutionize savings, empower financial independence, or just bring people together for a round of golf, this episode is for you!Check it out and join the movement happening here at Bitcoin Beach.- MikeSupport and follow Bitcoin Beach:https://twitter.com/Bitcoinbeachhttps://www.instagram.com/bitcoinbeach_sv/https://www.tiktok.com/@livefrombitcoinbeachWeb: https://www.bitcoinbeach.com/Follow Trey and Unchained Capital:X: https://x.com/ts_hodlhttps://unchained.com/https://x.com/unchainedcomhttps://www.linkedin.com/company/unchainedcom/Live From Bitcoin Beach
In this episode in the series on aging, retiring and dying single, Peter McGraw dives into the world of early retirement with Pete Adeney, aka Mr. Money Mustache, and Jessalyn Dean. They tackle the unique challenges and perks of achieving Financial Independence, Retire Early (FIRE) as a single person. Discover how Solos can navigate life's big financial decisions alone, find purpose, and embrace the freedom of early retirement.Love the show? Subscribe, rate, review, and share! https://www.petermcgraw.org/solo/
Are you relying on average annualized rates of return to plan your Canadian financial freedom and retirement future? Discover why that strategy might be putting your wealth at risk—and how you can secure better outcomes and better predict the worst-case scenario for protecting and compounding your pile.For anyone planning their financial future, understanding the realities of market returns is crucial. In this episode, we challenge the common assumption that steady, average annualized rates of return will carry you comfortably into retirement. Through real-world examples and historical S&P 500 rate of return data, we highlight how sequence of returns, timing, and creative withdrawal strategies can dramatically affect your Canadian retirement nest egg.Whether you're a part of the Financial Independence, Retire Early (FIRE) movement or simply building a long-term wealth strategy for a Canadian financially free lifestyle, this episode offers invaluable insights into how early down years or unexpected market dips at the wrong time can derail your later life income plans. We explore strategies to mitigate these risks, like diversifying your withdrawal options, preparing for worst-case scenarios, and building financial buffers to ensure that your retirement income remains steady—even during market downturns.What you'll learn:Learn how the sequence of market returns can significantly impact your financial outcomes, and what you can do to plan for it.Discover the power of alternative "buckets" like cash wedges or borrowing options to safeguard your portfolio during downturns.Explore actionable strategies to build a robust financial plan that ensures stability, regardless of market volatility.Unlock the secret to minimizing market risk and maximizing your wealth—listen to this episode now to future-proof your financial freedom plan!Dig Into Our Ultimate Canadian Retirement Planning GuideReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2977: Kevin of FinancialPanther.com shares a personal story of financial discipline, turning his high-income early career into a springboard for financial freedom. By resisting the temptation to indulge in a lavish lifestyle, he paid off significant student loans within 2.5 years and gained the flexibility to pursue a more fulfilling job. His advice encourages young professionals to treat their early high earnings as a windfall, focusing on long-term stability rather than short-term status. Read along with the original article(s) here: https://financialpanther.com/treat-high-income-as-a-windfall/ Quotes to ponder: "If my closest friends were making less than half of what I was making, then why not just live like I was making that too?" "Most of your peers aren't big shots. It won't look weird if you live modestly right now." "You never know what the future may hold and you want to give yourself the flexibility to do what you want to do and not be dictated by what your monthly payments are." Episode references: Financial Independence, Retire Early (FIRE) movement resources: https://www.choosefi.com The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2977: Kevin of FinancialPanther.com shares a personal story of financial discipline, turning his high-income early career into a springboard for financial freedom. By resisting the temptation to indulge in a lavish lifestyle, he paid off significant student loans within 2.5 years and gained the flexibility to pursue a more fulfilling job. His advice encourages young professionals to treat their early high earnings as a windfall, focusing on long-term stability rather than short-term status. Read along with the original article(s) here: https://financialpanther.com/treat-high-income-as-a-windfall/ Quotes to ponder: "If my closest friends were making less than half of what I was making, then why not just live like I was making that too?" "Most of your peers aren't big shots. It won't look weird if you live modestly right now." "You never know what the future may hold and you want to give yourself the flexibility to do what you want to do and not be dictated by what your monthly payments are." Episode references: Financial Independence, Retire Early (FIRE) movement resources: https://www.choosefi.com The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2977: Kevin of FinancialPanther.com shares a personal story of financial discipline, turning his high-income early career into a springboard for financial freedom. By resisting the temptation to indulge in a lavish lifestyle, he paid off significant student loans within 2.5 years and gained the flexibility to pursue a more fulfilling job. His advice encourages young professionals to treat their early high earnings as a windfall, focusing on long-term stability rather than short-term status. Read along with the original article(s) here: https://financialpanther.com/treat-high-income-as-a-windfall/ Quotes to ponder: "If my closest friends were making less than half of what I was making, then why not just live like I was making that too?" "Most of your peers aren't big shots. It won't look weird if you live modestly right now." "You never know what the future may hold and you want to give yourself the flexibility to do what you want to do and not be dictated by what your monthly payments are." Episode references: Financial Independence, Retire Early (FIRE) movement resources: https://www.choosefi.com The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices
In Episode #322 of "Shut Up and GRIND," host Robert B. Foster engages in a compelling conversation with Monica Scudieri, a personal finance coach, published author, and speaker dedicated to empowering individuals on their journey to financial independence. Monica shares her remarkable story of overcoming significant financial challenges, including single parenthood and $257,000 in debt, to achieve financial independence within a decade. She discusses the strategies and mindset shifts that enabled her to transform her financial situation, emphasizing the importance of perseverance, financial education, and creating multiple income streams. Listeners will gain valuable insights into the principles of the Financial Independence, Retire Early (FIRE) movement and practical tips for managing finances, eliminating debt, and building wealth, regardless of one's starting point. Monica also delves into her work as a financial coach, where she leverages her experiences to guide others toward financial security and independence. This episode is a must-listen for anyone seeking inspiration and actionable advice on taking control of their financial future. Tune in to discover how you, too, can "Grab Your Slice" of financial independence. https://www.grabyourslice.com/ --- Support this podcast: https://podcasters.spotify.com/pod/show/shutupandgrind/support
Are you ready to take control of your finances and make this holiday season the year you avoid debt traps? Today, we're diving into the inspiring story of Jackie Cummings Koski, co-host of the Catching Up to FI podcast. Jackie's journey—from a divorce that sparked her financial awakening to achieving FIRE (Financial Independence, Retire Early)—is packed with lessons you can use to stack your Benjamins and live life on your terms. What You'll Learn Today: How to develop a saving habit that lasts. The key steps Jackie took to overcome financial fears and invest wisely. Tips for navigating holiday spending without breaking the bank. Jackie also shares actionable strategies for building a financial dashboard, exploring side hustles, and embracing flexibility in your work and life. Whether you're just starting or looking to fine-tune your financial game, this episode is packed with advice to help you move forward with confidence. Episode Highlights: Struggling to get back to work after a holiday weekend? We've all been there! Jackie's journey: From financial wake-up call to achieving FIRE success. Overcoming fears, gaining confidence, and investing smarter. Building a financial dashboard to track your progress. Smart holiday spending tips to keep your budget intact. Trivia Fun: How much do people typically overspend during the holidays? Join Joe, OG, and Doug as they tackle this question in our trivia segment, with plenty of laughs and surprises along the way. Don't Miss This Episode If: You're looking for inspiration, actionable advice, and practical tips to master your money, avoid holiday debt, and build the financial independence you've always dreamed of. Resources from This Episode: Jackie Cummings Koski's Catching Up to FI Podcast Stacking Benjamins Workplace Benefits Guide Join the Basement Facebook Group for Tips and Community Fun Love What You Hear? Share the Wealth! If today's episode inspired you, help us spread the word by leaving a review or sharing it with a friend. Every share helps keep the basement buzz going! FULL SHOW NOTES: https://stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Are you ready to take control of your finances and make this holiday season the year you avoid debt traps? Today, we're diving into the inspiring story of Jackie Cummings Koski, co-host of the Catching Up to FI podcast. Jackie's journey—from a divorce that sparked her financial awakening to achieving FIRE (Financial Independence, Retire Early)—is packed with lessons you can use to stack your Benjamins and live life on your terms.What You'll Learn Today: How to develop a saving habit that lasts. The key steps Jackie took to overcome financial fears and invest wisely. Tips for navigating holiday spending without breaking the bank. Jackie also shares actionable strategies for building a financial dashboard, exploring side hustles, and embracing flexibility in your work and life. Whether you're just starting or looking to fine-tune your financial game, this episode is packed with advice to help you move forward with confidence.Episode Highlights: Struggling to get back to work after a holiday weekend? We've all been there! Jackie's journey: From financial wake-up call to achieving FIRE success. Overcoming fears, gaining confidence, and investing smarter. Building a financial dashboard to track your progress. Smart holiday spending tips to keep your budget intact. Trivia Fun:How much do people typically overspend during the holidays? Join Joe, OG, and Doug as they tackle this question in our trivia segment, with plenty of laughs and surprises along the way.Don't Miss This Episode If:You're looking for inspiration, actionable advice, and practical tips to master your money, avoid holiday debt, and build the financial independence you've always dreamed of.Resources from This Episode: Jackie Cummings Koski's Catching Up to FI Podcast Stacking Benjamins Workplace Benefits Guide Join the Basement Facebook Group for Tips and Community Fun Love What You Hear? Share the Wealth!If today's episode inspired you, help us spread the word by leaving a review or sharing it with a friend. Every share helps keep the basement buzz going!FULL SHOW NOTES: https://stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
When was the last time you truly felt at peace? Like, stress-free, heart-full, and genuinely content? In today's grind culture, we've been conditioned to believe that success equals more money, more hustle, and more stuff. But here's the truth bomb: peace is the new profit—and it's worth way more than any dollar amount in your bank account. In this episode of the Happy Hustle Podcast, I'm diving deep into why reducing stress and prioritizing peace is the ultimate life upgrade. I'll break down six key reasons why choosing joy, fulfillment, and balance will always trump chasing wealth. Debt-Free = FreedomHere's the thing about debt: it's a peace killer. You're constantly thinking about repayments, interest rates, and whether you can even afford that extra guac at Chipotle. I've been there—racked up $16K in credit card debt in my early 20s. It was suffocating. But guess what? Within a year, I flipped the script, went debt-free, and saved $20K in liquid cash. Freedom feels lighter. It gives you options. It's not about avoiding all debt forever (strategic debt can work), but having control over your finances is a game-changer for peace.Invest in YourselfYou are the best investment you'll ever make, period. Skills pay the bills—write that one down. When you invest in personal growth—whether it's taking a course, learning a new skill, or just reading a good book—you're not just building your career; you're building confidence. And confidence brings clarity, which leads to better decisions, less stress, and, you guessed it, more peace.Build Financial StabilityChasing trends won't bring you peace. Sure, crypto or AI might be the hot thing, but slow and steady wins the race. Focus on creating a stable business or revenue stream that covers your monthly expenses. That's your Financial Independence, Retire Early (FIRE) number. Knowing your basics are covered gives you the freedom to dream bigger—without the stress.Boring Investments Are SexyThe “boring” stuff—like index funds or real estate—can bring peace because they're predictable and steady. No late-night stress checking stock prices or wondering if you'll lose it all in a market dip. Peace comes from stability, my friends.Say No to Hustle CultureRunning on empty just to chase some external validation? Instead, focus on harmonizing your ambition with your well-being. That means saying no to things that don't serve you—even if they're lucrative—and saying yes to what lights you up inside.Focus on Your ImpactChasing money for the sake of money will leave you feeling empty. But chasing impact? That's fulfilling. When you know your work makes a difference—whether it's helping others, building a legacy, or creating something meaningful—that's the kind of profit that money can't buy.Peace doesn't happen by accident, my friends. It's intentional. You have to actively choose it—sometimes over money, sometimes over convenience. But let me tell you, it's worth it. Imagine walking into 2025 with a clear mind, a full heart, and the freedom to do what you love without stress weighing you down.Start small. Look at your finances, invest in yourself, and build a life that prioritizes peace. Because at the end of the day, peace truly is the new profit.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featuredGet a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Course https://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventure https://thehappyhustle.com/mastermind/“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsor: Magnesium Breakthrough from BiOptimizers https://bioptimizers.com/happyIf you've been on a restricted diet lately or maybe even taken some meds to shed those pounds for the summer, I gotta warn ya—be careful! You might have unknowingly created a nutrient deficiency that could not only mess with your health but also jeopardize those weight loss goals.Did you know that over 75% of Americans are already deficient in magnesium? Yeah, it's wild! Magnesium is this powerhouse mineral that's involved in over 600 biological reactions in your body. It helps with everything from sleep to stress management to hormone balance—all key players in keeping your weight on track.And if you're still on those meds, you might be dealing with some side effects like sleepless nights, digestive issues, or irritability, which can totally throw off your commitment to your goals. Whether you're taking meds or not, setting up healthy habits is crucial to maintaining your weight over time. One of the best things you can do? Make sure you're getting all the magnesium your body needs.Don't let a magnesium deficiency derail your progress! Give Magnesium Breakthrough by BIOptimizers a shot. Unlike other supplements, this one's got all 7 forms of magnesium that your body can actually absorb, so you get the full spectrum of benefits.This approach will help you crush your goals and maintain a healthy weight while keeping your overall health in check. For an exclusive offer, head to bioptimizers.com/happy and use the promo code 'happy10' at checkout to save 10%. And if you subscribe, you'll snag amazing discounts, free gifts, and a guaranteed monthly supply.
A Deep Exploration of the FIRE Movement with Leading Experts In Episode 41 of the Inspired Money Podcast, "Financial Independence: Retiring Early and Living Your Dreams" unveils the intricate strategies and philosophies behind achieving financial independence and early retirement, guided by the wisdom of our guest panelists. Empowering Early Retirement At the heart of financial independence lies the powerful concept of retiring early to live your dreams. Aimed at achieving financial freedom and a fulfilling life, this episode gathers a panel of luminaries: Kristy Shen, co-author of "Quit Like a Millionaire," Jordan Grumet, host of Earn & Invest, Chris Mamula, co-author of "Choose FI," and Jacob Lund Fisker, author of "Early Retirement Extreme." Together, they dissect the methodologies and practicalities of building wealth and retiring early.
In this episode of Financially Naked: Stories from The Financial Gym, host Sara B is joined by the multi-talented Paige Williams, a career coach and salary negotiation expert who recently achieved Financial Independence, Retire Early (FIRE) after an impressive eight-year corporate career. Paige has an incredible story; she is a public speaker and has successfully managed multiple businesses, including a tequila company and an educational software company. Her passion for career coaching began during her time as a manager when she realized her employees needed more personalized attention and mentorship. This realization and encouragement from her friends led her to charge for her coaching services. In this episode, Paige shares her insights on career coaching, effective salary negotiation strategies, and understanding one's total compensation package. Tune in to learn from Paige's wealth of experience and gain practical tips to enhance your own career journey. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.
Discover the truth about financial independence and retire early (fire) the risks and challenges they don't tell you about! In this video, we delve into the often-overlooked realities of retiring early. From financial pitfalls to lifestyle adjustments, we uncover the hidden aspects of leaving the workforce ahead of time. Join us for insights and tips to navigate this significant life change and ensure you're making an informed decision about retiring early.
Are you truly prepared for financial independence, or could the FIRE movement be leading you astray?In this “Canadian Wealth Secret Sauce” episode of the podcast, we dive into the weeds of the FIRE movement (Financial Independence, Retire Early) and question the practicality of living “financially free” while in the lowest Canadian tax bracket. If you're aiming for financial freedom but uncertain about the steps that can get you there, this episode addresses the critical issue of accurately determining your financial freedom number. By exploring common strategies and their pitfalls, including but not limited to trying to maximize the Canada Child Benefit (CCB) amount for your household and pushing your Registered Retirement Savings Plan (RRSP) to the limit, this episode highlights the challenges and misconceptions that many face on their journey to early retirement. Understanding these financial nuances is crucial for anyone looking to secure their future without compromising their current lifestyle. Dig in with us as we unpack realistic financial planning perspectives that promote a balanced and intentional approach that takes into account current expenses and future needs. This is essential learning for anyone striving for financial independence but unsure of how to actually get there with an intentional, ambitious, but realistic goal.What you'll learn:Why deferring taxes through RRSPs might lead to unexpected financial burdens and how to plan more effectively.Discover the real challenges of trying to plan for a low-tax bracket income while aiming for financial freedom, with practical insights and examples.Understand the importance of a balanced financial strategy that doesn't overly rely on government programs but focuses on sustainable wealth-building approaches.Buckle up as we uncover the true secrets of achieving financial independence while maintaining or growing the lifestyle you're after.Resources: Canadian Wealth Secrets Show Notes PageFIRE Movement: Financial Independence, Retire EarlyLike this short, “Wealth Secret Sauce” Episode? Tell us in your rating and review on Apple Podcasts. Dig into our Ultimate Investment Book ListBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey!Follow/Connect with us on social media for daily posts and conversations about business, finance, and investment on LinkedIn, Instagram, Facebook [Kyle's Profile, Our Business Page], TikTok and TwitterX. Ready to connect? Text us here!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
در جهان امور مالی در استرالیا همواره از عبارتی مانند «استقلال مالی، بازنشستگی زود هنگام» یا به زبان دیگر Financial Independence, Retire Early (FIRE) نام برده می شود.
This week on the Journey to Launch Podcast, we have Jackie Cummings Koski, author of the award winning book “Money Letters 2 my Daughter” and her new book, “F.I.R.E. for Dummies”. Jackie overcame poverty, divorce and single motherhood and despite having a late start and making less than six figures, she reached Financial Independence and Retire Early (FIRE) at age 49 in 2019 when she officially retired from her corporate job with a net worth of over $1 million. Jackie shares with us the importance of mindset and reframing attitudes towards money, strategies for managing retirement finances, & how you too can reach financial freedom even if you are starting later in life. In This Episode you'll learn: How Jackie used the 25x rule to get her FI number, and what financial habits helped her reach FI in 10 years, despite being in a difficult financial situation after her divorce. How shifting your mindset from saving for retirement to investing for financial independence, can make it exciting to save and invest. Why she initially struggled with the emotional aspect of withdrawing money from her investment accounts in early retirement, and how her net worth increased to 2.8 million by 2024, even after making withdrawals Example of retirement planning strategies for early retirees, including Social Security benefits and tax-free withdrawals How Jackie's daughter has been her biggest cheerleader and how her views on work and retirement differ from Jackie's as she is part of a different generation, Gen Z. Watch the video to this episode on YouTube by going to https://youtu.be/JARjqHD1r0s Other Links Mentioned in episode: Jackie's first episode All About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie Koski Jackie's previous episode: How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski Get a copy of Jackie's book: F.I.R.E for Dummies Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jackie: Website: https://FinomenalWoman.com Instagram:@FInomenal_Woman Twitter: @FInomenal_Woman Catching Up to FI Podcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE
JL Collins, a prominent figure in the Financial Independence, Retire Early (FIRE) movement, discusses the essence and appeal of financial independence (FI). Collins explains FI as living below one's means to achieve freedom from traditional employment, highlighting its growing popularity due to technological advancements and societal prosperity. He shares insights from his books, emphasizing the power of investing in low-cost index funds and the importance of a community in navigating the journey toward FI. Collins provides practical advice for achieving financial independence, advocating for consistent investment in broad-market index funds and underscoring the necessity of understanding one's investment strategy. Through personal stories and expert advice, the episode inspires listeners to pursue financial independence with informed conviction and community support.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2064: Andy Hill shares a personal and practical guide to bringing your partner on board with the Financial Independence, Retire Early (FIRE) movement. Highlighting the importance of empathy, understanding, and mutual goals, Hill advises engaging in deep, meaningful conversations about passions, dreams, and desires for life. Through asking insightful questions and sharing personal aspirations, couples can redefine FIRE in a way that accommodates both partners' "must-haves" and life goals. Hill emphasizes crafting a unique financial independence plan that prioritizes the relationship over rigid FIRE strategies, encouraging flexibility and patience on the journey towards financial freedom together. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-do-i-get-my-partner-on-board-with-financial-independence Quotes to ponder: "Craft your plan with your fiance's needs in mind and your needs in mind." Episode references: Playing with FIRE Documentary: https://www.playingwithfire.co/the-documentary Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2064: Andy Hill shares a personal and practical guide to bringing your partner on board with the Financial Independence, Retire Early (FIRE) movement. Highlighting the importance of empathy, understanding, and mutual goals, Hill advises engaging in deep, meaningful conversations about passions, dreams, and desires for life. Through asking insightful questions and sharing personal aspirations, couples can redefine FIRE in a way that accommodates both partners' "must-haves" and life goals. Hill emphasizes crafting a unique financial independence plan that prioritizes the relationship over rigid FIRE strategies, encouraging flexibility and patience on the journey towards financial freedom together. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-do-i-get-my-partner-on-board-with-financial-independence Quotes to ponder: "Craft your plan with your fiance's needs in mind and your needs in mind." Episode references: Playing with FIRE Documentary: https://www.playingwithfire.co/the-documentary Learn more about your ad choices. Visit megaphone.fm/adchoices
Journey from Financial Independence, Retire Early (FIRE), to Bitcoin EvangelistPravin, a determined and passionate Bitcoin evangelist, shares her journey into the world of Bitcoin as a part of the FIRE movement, financial independence and reitre early. She explains how she first became aware of Bitcoin in 2011, disregarding it initially, but later embracing it as her understanding deepened over years, leading to her and her husband's full commitment in 2020. With an emphasis on self-education, Praven shares insights from her route to understanding Bitcoin; from observing the fluctuations in the Bitcoin market to her realization of Bitcoin's potential for preserving purchasing power and freedom. Acknowledging volatility concerns, Pravin counteracts these fears by comparing Bitcoins over-time up volatility to the dollars steadily down volatility. She actively shares Bitcoin with her church and local community, advocating for financial preparedness ahead of potential inflation difficulties. Pravin continues to share Bitcoin content, encourages Bitcoin adoption wherever she can, and has started saving Bitcoin for various ministries, extending her advocacy for early financial independence through Bitcoin not just for herself but as a social mission.00:03 Introduction to Financial Independence and the FIRE Movement00:46 Welcome to Orange Hatter: A Bitcoin Retreat for Women02:16 Pravin's Bitcoin Journey: From Skepticism to Belief11:48 Understanding Money and the Impact of Inflation13:54 The FIRE Movement and Investment Strategies17:42 Bitcoin: A Solution to Financial Challenges19:03 Spreading Bitcoin Awareness in the Christian Community24:19 The Importance of Financial Health and Early Retirement25:04 Choosing Life Over Material Things25:13 Budgeting and Prioritizing for Financial Freedom26:40 Teaching Children About Bitcoin27:47 Connecting with the Bitcoin Community28:00 Health Consciousness and Bitcoin29:52 The Struggle Between Healthy Food and Fiat Food30:42 The Impact of Rising Prices and Economic Struggles32:24 Exploring Alternative Health Practices35:18 The Role of Bitcoin in Preserving Wealth37:17 The Urgency of Bitcoin Adoption38:20 Spreading the Word About Bitcoin39:39 The Future of Bitcoin and Its Impact43:15 The Importance of Bitcoin in Times of Crisis45:30 Closing Thoughts and ReflectionsPravin's Resources: https://www.choosefi.com/https://youtu.be/jVEk-q5hiFE?si=eKFXegh6hh5wk4kFhttps://youtu.be/l5pGXx2lPAQ?si=2gvBk0dkHxaVXkA-https://youtu.be/RyF40JydVNU?si=xxzL2eOlN2nItJYeYoutube Channel: @Pravin_Yeshua_BTC*** Check out the Orange Hatter Women's Retreat at www.orangehatter.com/yucatan ***To learn more about Bitcoin: Join the Orange Hatter Women's Reading Club. Please email to Tali@orangehatter.com for the private telegram group and zoom link.HODL UP is available at www.freemarketkids.com.Remember: Knowledge is empowerment!
We recently conducted a survey where thousands of our listeners generously shared their financial dreams for 2024. Listen in as I explore the top 10 financial goals straight from our audience. We'll tackle debt management challenges, explore various paths to financial independence, early retirement, and personal fulfillment. You'll get practical, actionable tips to fast-track your financial success. Whether your dream aligns with those shared by our audience or you're pursuing your own unique goal, I'll guide you on how to make it a reality. Let's dive in and discover the knowledge, tools, and path to help you achieve your financial goals in 2024 and beyond. In this episode, you'll find out: The top 10 financial goals of Student Loan Planner listeners and how to achieve them faster Misconceptions about helping family financially and the importance of providing knowledge and support A new financial perspective by re-evaluating the purpose of being debt free How redefining student loan debt as a 'tax' can shift your mindset and improve how you manage loans The impact of health ailments on individuals and families and the importance of planning for worst-case scenarios The benefits of strategically financing big-ticket items Different types of Financial Independence, Retire Early (FIRE) and how it impacts work-life balance Encouragement to pursue travel and overcome obstacles such as financial constraints and limited time How to better align financial decisions and strategies with your goals Ways to adopt a conservative approach in planning for housing and other major expenses How leveraging multiple income streams can mitigate income loss fears and improve financial security Why your approach to worst-case scenario planning can enhance financial decision-making Strategies for transitioning to an entrepreneurial role while managing risks and fears How to achieve generational wealth to gain freedom and transform your life The importance of accountability in making your financial dreams a reality Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
Article on the subject: https://eggshelltherapy.com/podcast-blog/2023/11/18/minimalist-lifestyle/ Minimalist Life and Financial Independence Retire Early (FIRE) for Families— Living an Unconventional Life. — Based on the podcast conversation between Gabe Bult and Imi Lo In this podcast episode, I interviewed Gabe Bolt, a Youtuber known for his unique approach to the minimalist life and FIRE (Financial Independence, Retire Early) for families. We discuss topics such as financial freedom, escaping form the bind of capitalism, the minimalist life, FIRE for families, and personal freedom. Gabe shares his unique approach to finance and personal freedom, including his definition of financial freedom and the concept of "barista fire." He also talks about how minimalism and essentialism overlap and how they can help optimize one's minimalist life. In the later part of our discussion, Gabe offers tips and strategies for overcoming procrastination, finding joy without spending money, and surrounding oneself with like-minded individuals. He emphasizes the importance of setting goals, practicing self-discipline, and being true to oneself, even if it means going against societal norms. Gabe also shares his favorite productivity and mental strategies, such as setting time constraints and using constraints to foster creativity. Overall, the conversation highlights the benefits of living a non-conventional and authentic life.For more, About Imi Lo: https://eggshelltherapy.com/about-imi/https://www.imiloimilo.com Facebook:https://www.facebook.com/eggshelltransformationsNewsletters: https://eepurl.com/bykHRzDisclaimers: https://www.eggshelltherapy.com/disclaimers If this topic speaks to you, you may like the books Emotional Sensitivity and Intensity: https://amzn.to/3Hn7lCF or, The Gift of Intensity: https://amzn.to/3BFokP0 Trigger Warning: This episode may cover sensitive topics including but not limited to suicide, abuse, violence, severe mental illnesses, relationship challenges, sex, drugs, alcohol addiction, psychedelics, and the use of plant medicines. You are advised to refrain from watching or listening to the YouTube Channel or Podcast if you are likely to be offended or adversely impacted by any of these topics.Disclaimer: The content provided is for informational purposes only. Please do not consider any of the content clinical or professional advice. None of the content can substitute professional consultation, psychotherapy, diagnosis, or any mental health intervention. Opinions and views expressed by the host and the guests are per
Financial Independence, Retire Early (FIRE) is a movement defined by frugality and extreme savings and investment. It's also a dumb philosophy. Why? Because it is a perfectly normal human desire to accumulate material positions. Consumption is not immoral, and depriving yourself for several years only to continue living in deprivation doesn't make any sense. The FIRE followers have it backwards: You don't gain self-esteem and happiness from no stress. You get these things from overcoming stress through work and achievement.
In this episode, financial expert Stephanie Xenos shares insights on financial independence. Stephanie's personal journey from financial instability to early retirement at 32 serves as inspiration. She highlights the pivotal role of beliefs and mindset in shaping financial decisions, emphasizing that hidden beliefs can either empower or hinder our financial path. The conversation explores the evolving Financial Independence, Retire Early (FIRE) movement, offering a flexible approach to financial empowerment. Stephanie addresses the challenges of post-retirement life and provides practical steps for those seeking financial independence, including self-awareness, education, budgeting, seeking guidance, and community-building. The episode illuminates the transformative potential of financial independence.Listen in as we speak about:Breaking the Mold: Stephanie's Journey to Financial IndependenceChallenging Beliefs and Reimagining Financial IndependenceThe FIRE MovementThe Dark Side of Financial IndependenceDemystifying Money: The Role of Financial Coaches and AdvisorsAnd much, much, more!Connect with Stephanie:WebsiteConnect with Fearless Foundry:Fearless FoundryMadeline ReevesSpecial Offer:Join our Female Founder community, Figure 8, for support, connection and community. Apply today at at fearlessfoundry.com/joinfigure8Finding Fearless is an exploration of human-centric leadership and a celebration of ambition, releasing every other week on Wednesdays, 6AM PST. If you liked the show, please rate, review, and share! You can also visit our website to learn more about how to become a sponsor of Finding Fearless! Finding Fearless is produced by Fearless Foundry, a creative consultancy focused on advancing ambitious humans from around the globe to amplify their impact through branding, marketing, and business development. You can contact us at hello@fearlessfoundry.com if you are interested in our services and can follow us on all social media @fearlessfoundry. Season 4 music is by Premium Beats. All audio is recorded and owned by Fearless Foundry.
Learn how to travel abroad on a budget and how to part ways with a financial advisor whose services are unsatisfactory. 1:15 This Week in Your Money: It's possible to travel abroad on a budget, according to NerdWallet Travel editor Meghan Coyle. She joins hosts Sean Pyles and Liz Weston to discuss the pros and cons of using budget airlines for international travel. She discusses the overall change in flight prices over the last few years, how reliable budget airlines are when compared with other larger airlines, and what to look for in terms of hidden fees and terms so you're not surprised by unexpected costs. She also offers tips for a better budget airline experience, including in-flight food and entertainment — and investing in a good neck pillow. 13:44 Today's Money Question: A listener named Melissa joins Sean and Liz to ask for help deciding whether she should fire her financial advisor. Melissa expresses concerns about the performance of her investments and questions the fees she is paying her advisor. She also shares her struggles with balancing debt repayment, enjoying life in the present, and planning for the future. The hosts discuss what to look for in a financial advisor before working with them, then help Melissa understand what it takes to become a financial advisor after she expresses interest in becoming a certified financial planner herself. 40:22 Wrap-up Segment. In their conversation, the Nerds discuss: international travel, budget travel, debt repayment, financial freedom, cheap flights, safety of budget airlines, financial challenges, Dave Ramsey, living in the present, retirement planning, financial advisors, fee-only fiduciaries, certified financial planners, the Financial Therapy Association, personal finance, grad school loans, financial well-being, high-yield savings accounts, 529 plans for saving for education costs, debt management, travel insurance, cancel for any reason policies, portfolio diversification, index funds, financial advisor fees, fiduciary responsibilities, how to become a financial advisor, and the Financial Independence, Retire Early (FIRE) movement. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
The state of the economy has everyone feeling the squeeze. It's not a great feeling and may have you thinking of ways to work your finances. One of those ways could be becoming part of the FIRE movement or Financial Independence Retire Early. Or just part of the Financial Independence movement. I thought now might be a good time to bring back a special episode I did with Doug “Nords” Nordman on F.I.R.E to get you inspired. In this episode, we cover: History and evolution of the F.I.R.E. movement Fat FIRE How FIRE works The addition of a military retirement Three Steps to achieve FIRE FIRE without deprivation Options for managing student loan debt Advice for military spouses with employment and education Advice for couples working towards financial independence The show notes can be found here: https://laceylangford.com/podcast/steps-to-financial-independence-retire-early
More and more people are dreaming of retiring early in their 30s or 40s. But is this actually realistic? Join Josh and Austin as they explore the F.I.R.E. movement, which is the concept of "financial independence, retire early". The guys walk you through the principles of frugality, aggressive savings, smart investments, and all the things that can help you achieve early retirement. They also share their opinions as to whether this lifestyle is worth it. Tune in!For the full transcript, links, and show notes, visit theinvesteddads.com/188Sign up for our exclusive weekly newsletter here!The Invested Dads: Website | Instagram | Facebook | Spotify | Apple Podcasts
We reached financial independence and have been retired for more than three years. And we talk a lot on our channel about how great FIRE is! But, there are some dark sides to FIRE also - things you don't hear people discussing. So, to better prepare you on your FIRE journey, and to help you better plan for some of the dark side of FIRE, we decided to make a video for you! In this video, we discuss the dark sides of FIRE (i.e., the lesser-discussed realities of the FIRE movement)! ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
Have you heard of the Financial Independence, Retire Early (FIRE) movement? The movement is defined by extreme frugality and extreme savings and investments in hopes of retiring early and living on small withdrawals of accumulated funds. The general rule of thumb is to live on only 30 percent of your income and invest the rest. […] The post 335: How to Buy Expensive Toys and Profit! appeared first on Wealth Formula.