Podcasts about nectarine

This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI' co-host and author of ‘F.I.R.E for Dummies', Jackie Cummings Koski, CFP®, AFC®, continues through an easy to follow checklist of tax considerations in retirement. She demo-drives 72(t) and RMD calculators, live-shops the ACA site to score premium tax credits, and shows how Medicare surcharges work.  Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) Separating "macro" worry (markets, policy) from micro action (what you control) Early withdrawal strategies  (Rule of 55/50, 72(t) / Equal Payments, HSAs, Affordable Care Act/Tax Credits, Brokerage Accounts, ect) Tax Minimizing tips during normal retirement (Social Security, Medicare Surcharge, Increased Standard Deduction, Balancing account types) Later in life considerations (RMDs, Qualified Charitable Distribution, Inheritances, ect)   This is the second part of a two-part series and part 1 aired last Wednesday. This session references visuals from a presentation that is better viewed on youtube or you can follow along using this slide deck.   Disclaimer for this session: The intent of this session is open discussion about money topics that makes us all a little smarter. The content is for general education and information purposes only, and is not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.  

Mention financial independence and one of the first names that come up is JL Collins, author of the bestselling book 'The Simple Path to Wealth'. In fact, he is affectionately known as the Godfather of FI. One million copies and 10 years after its original publication, JL back with a shiny new, revised and expanded edition... and it just hit the New York Times Bestseller list!!! We know you've heard and seen JL all over the place because he is a BIG deal. But we uncovered some intriguing facts about his life and career that isn't often talked about (we're just curious like that). Here are five things you probably didn't know about JL Collins that we discuss in this episode: Before he ever started writing about financial independence, he worked in the magazine publishing industry.  He was a job-hopper throughout his career to make more money and took lots of sabbaticals because he liked working, just not all the time. He started writing his blog to teach is daughter (Jessica) about investing, problem was… she wasn't listening when she was a kid. His daughter (Jessica) is now in her thirties and turns out, she has gained a deep understanding of his teachings (way more than he originally thought). She's now firmly on the path to FI and just left her corporate job. His daughter Jessica was part of his team in updating the new version of ‘The Simple to Wealth' and getting to work so closely with her was the most gratifying part for him as a dad.  

Tax talk without the snooze-fest! This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI' co-host and author of ‘F.I.R.E for Dummies' Jackie Cummings Koski, CFP®, AFC®, turns this insightful discussion into a masterclass on trimming Uncle Sam's tab at every phase of retirement. Jackie rewinds to her own FIRE (Financial Independence, Retire Early) journey: the divorce-day "401(k) gap" that lit her savings rocket, supersizing her HSA past $200,000, and hitting FI at 49 with a 40% savings rate. Expect plain-English breakdowns, plenty of ‘there are no dumb questions' crowd chat, and Jackie's trademark mix of CFP level and girlfriend realness. Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) Separating "macro" worry (markets, policy) from micro action (what you control) Early withdrawal strategies  (Rule of 55/50, 72(t) / Equal Payments, HSAs, Affordable Care Act/Tax Credits, Brokerage Accounts, ect) Tax Minimizing tips during normal retirement (Social Security, Medicare Surcharge, Increased Standard Deduction, Balancing account types) Later in life considerations (RMDs, Qualified Charitable Distribution, Inheritances, ect) This is part one of a two-part series and the second part will be aired next Wednesday (6/18/25). This session references visuals from a presentation that is better viewed on youtube or you can follow along using this slide deck.   Disclaimer for this session: The intent of this session is open discussion about money topics that makes us all a little smarter. The content is for general education and information purposes only, and is not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.    

Wall Street has us all on edge right now, so we called in one of the smartest people we know when it comes to stock market to help us make sense of it all, Sam Stovall. Sam is CFRA's Chief Strategist and a market historian that knows his stuff! He joins us in this episode to discuss: What stock market history tells us about the shaky situation we're in today  What tariffs really have to do with the stock market and economy  The 'rebalance' rule  Mid-term election tailwinds  Where the federal reserve fits into all of this  

In this episode we are joined by Julien and Kiersten Saunders, co-creators of rich & REGULAR and authors of 'Cashing Out: Win the Wealth Game by Walking Away'. What started as a blog in 2017 has grown into a multimedia powerhouse, all centered around their mission… to inspire better conversations about money. Hear why Julien walked out of corporate life before he had 'FU money,' and how Kiersten's Valentine's Day resignation collided with the pandemic. They also talk to us about:  Their 15-year 'Cashing Out' career sprint The power of 'Money on the Table' (think Anthony Bourdain meets FIRE) The joy of raising an eight-year-old who calls 78-year-olds his besties A reminder that aiming for the heart—rather than the wallet—can turn any late start into a blockbuster finale 

Childhood crushes can bloom into full-blown FI fairy tales, and Paul and Amanda Mollenkopf are living proof. They join us to tell their story and showcase the world premiere of Paul's first book, ‘Once Upon a FI.' What started out as letters to his daughter grew into a delightful collection of short stories inspired by timeless classics and fables. The book is a refreshing approach to spreading the message of financial independence to even the youngest readers. The clever analogies using classic tales inspire valuable generational conversations around money and include: The Tortoise and the Hare: A Race to Financial Independence The Odd Duckling: Finding the Like-Minded Jack and the Beanstalk: Magic Cards that Sprout Growing Debt The Boy Who Cried Wealth: A Lesson in Stealth Wealth The Three Little Pigs: Getting a Straw, Sticks or Bricks Mortgage Chicken Little: The Market is Falling A Spending Carol: The Spirits of Spending Past, Present and Future Oh, The Places You'll Go: The Things that You'll Do, with FI Community standing by You  

Aussie paramedic-turned-life-coach Tasch Rogers joins us to unpack the head-on crash that shattered her body, her finances—and ultimately her limiting beliefs. After a 30-year career as a first responder, she had to leave it all behind and start over. She became intimately familiar with the effects of trauma and PTSD, having personally navigated through her own healing journey. Now as a life coach with expertise in holistic modalities and various other disciplines, she helps others using a warm, compassionate, and non-judgmental approach.  ***Trigger Warning: This episode includes discussions of mental health issues such as PTSD and suicide. These topics may be difficult for some listeners. If you need support, please consider reaching out to a trusted friend, professional, or crisis resource. Take care of yourself and listen at your own pace.  

Bill hops onto Jesse Cramer's 'Personal Finance for Long-Term Investors' (formally The Best Interest) podcast to spread the message that it's never too late to start. In this episode he shares: The messy, shame-to-FI journey that inspired Catching Up to FI His three-step "Pause-Plan-Pivot" playbook His trademark mix of candor, nerdy humor, and high-five optimism  

In this transformative episode of The Psychedelic Couch, sound healing pioneer Nikki Slade shares her remarkable journey from addiction to connection through the practice of chanting. With over 30 years of experience, Nikki reveals the profound impact of sacred sound on mental, emotional, and spiritual well-being. She delves into the ancient roots of chanting, explaining its ability to heal, uplift, and reconnect individuals with their true selves. Nikki highlights the therapeutic applications of chanting, including her work in addiction treatment centres, where it fosters emotional release and unity consciousness. Listeners will gain insights into various chanting traditions, physiological benefits, and the transformative power of community. This inspiring episode invites you to explore your inner voice and embrace a deeper connection with the world through sound. Tune in to uncover the healing potential of chanting and sacred sound. -------------------- Nikki Slade is a leading pioneer in the field of chanting, core voice and sound work in the UK for over 30 yrs. Nikki has inspired thousands of individuals to chant and has led chanting and voice workshops in a wide variety of settings including companies such as M&C Saatchi, Deutsche Bank and Cisco. She has been resident Kirtan leader at triyoga London for 20 years and has also taken her cutting-edge approach to working with the voice into Wandsworth men's prison. She was the resident voice and sound facilitator at the Priory Hospital in North London for 20 years where she has, through her work, supported the recovery of people on the addiction treatment programme. For the past 10 years she has been facilitating chanting and voice workshops at the half-way recovery house Start 2 Stop in central London. Nikki has worked extensively, privately with sound and voice work for leaders in their fields including Business leaders, Therapists, Yoga teachers, School teachers, Writers and Performing artists. She has released 4 successful mantra and chanting recordings including: Nectarine, Monsoon, Soundscape and the double album Epiphany. She is also author of her popular book ‘The Healing Power of Chanting'. In recent years she has pioneered Kirtan in the mainstream areas of Glastonbury Festival and Latitude Festival and The World Yoga Festival. She has shared her work overseas in California, Singapore, NYC, Mexico City, Brussels and Melbourne. On 11.11.11 at Mind, Body, Spirit show she led a chant for the opening ceremony for over 2000 people and once again at the 12.12.12 Oneness ceremony at the London Hilton. Nikki is the founder of the first in the UK 200hr Learn To Lead Kirtan Foundation Training, accredited by The Yoga Alliance Professionals in 2016. She completed leading the 6th training her in the UK in November 2023 Follow Nikki Slade :  @nikkisladeuk www.nikkislade.com Follow The Psychedelic Couch: @thepsychedelicouch 

In this episode, Bill & Jackie joined Doc G (Jordan Grumet) on the 'Earn & Invest Podcast' to talk about what it feels like to be a late starter in these uncertain times. Questions about a recession are looming and it's scary, especially for those just waking up and trying to catch up. They discuss the ups and downs and how late starters can still stay on track.  

Amy Minkley is the founder of FI Freedom Retreats, a passion project that was born out of her love and gratitude for the F.I.R.E. (Financial Independence, Retire Early) movement and community. In this episode, she shares her journey to achieving financial independence (FI) while living in Bali, Indonesia. Amy gives us a glimpse into her lavish yet affordable lifestyle, spending only $30k a year. She details her frugal upbringing, early teaching career in Japan, and subsequent well-paid international teaching positions that allowed her to save aggressively. The episode also highlights Amy's contributions to the local Balinese community through the FI Freedom Retreats, aimed at educating and bringing together the FI community in Asia.  

We're excited to introduce you to our newest 'Catching Up to FI' team member, Patrick McDonnal. In this episode, you'll get to hear some of his money story and how he'll be helping with the show. Patrick discusses his career transition from engineering to financial planning and openly shares how the early financial education he got from his grandfather helped shape his journey. We're also celebrating with Patrick because he just sat for the very challenging, CFP Exam in March and got a preliminary 'Pass'. He is now well on his way to earning his Certified Financial Planner credential.  

New Zealand is pretty far from everything, so competing on price for commodity bittering hops was never a great strategy for the country's small number of hops growers. Things were pretty grim in the early 2000s, when fifth-generation farmer Brent McGlashen joined his dad working on the family farm, Mac Hops (https://www.machops.co.nz), just outside the town of Motueka on the north end of South island. But then something mysterious and wonderful happened: Craft beer took off, and creative brewers exploring new flavors and possibilities found ways to use New Zealand's uniquely expressive hops to make beers that no one had tasted before. In this episode, McGlashen tells the family's story—which mirrors the bigger story of hops in New Zealand, going from struggle to global spotlight. He also talks about their move to the next chapter: gaining a deeper understanding of the science behind how flavors develop in the hops, and the factors that influence those flavors. Through the hour, he touches on: breeding hops with a difference in order to stand out learning what brewers want through the selection process the impact of soil type on expression and even cone shape in hops such as Nelson Sauvin planting different hop varieties in different soil blocks to support their unique growth patterns why West Coast–style IPA brewers gravitate toward Nelson grown in sandy, stony soil, while hazy IPA brewers consistently select those grown in heavier clay soils how pick timing affects flavor and aroma impact the range of characters in popular varieties such as Nelson Sauvin, Motueka, Nectarine, Superdelic, Riwaka, Wakatu, and Rakau how New Zealand hops affect the shelf life of hop-forward beers And more. This episode is brought to you by: G&D Chillers (https://gdchillers.com): G&D Chillers Elite 290 Micro-series line utilizes a natural refrigerant, features a more compact design with variable speed fans, and offers near-zero global warming potential. The future of sustainable refrigeration is here! Learn more about G&D's Elite 290 line and visit GDCHILLERS.COM. Berkeley Yeast (https://berkeleyyeast.com). Berkeley Yeast bioengineers ordinary strains and make them extraordinary—enhancing the flavors you want and eliminating the ones you don't. Visit berkeleyyeast.com to learn more and start brewing with science on your side. Old Orchard (https://www.oldorchard.com/brewer): Custom blend development is available through our innovative R&D lab. Our bulk division supplies a wide range of beverage segments, making it the one-stop shop for flavoring beer and beyond. More information and free samples are waiting at oldorchard.com/brewer. Indie Hops (https://indiehops.com) Taste the modern flavors of Indie Hops at CBC, this year in Indianapolis. Join Indie in Indy for 14 incredible collab beers. Check out the full CBC beer lineup at www.indiehops.com and plan to stop by their booth #3122. Steel Chill Cups (https://SteelChillCups.com) Steel Chill-Cups are the perfect promotional tool! Crafted from 100% recyclable steel and proudly made in the USA. Discover how Steel Chill-Cups can “Put your brand on every pour”—visit SteelChillCups.com today! Isuzu Trucks (https://www.isuzucv.com) Whether you are looking for a self-distribution solution or one to deliver supplies, there is an Isuzu truck that will fit your needs. Go to isuzucv.com (https://www.isuzucv.com) to check out their impressive lineup or visit an Isuzu dealer today to find out why now, more than ever, Isuzu trucks are the trucks you trust for the work you do! Arryved (https://www.arryved.com) From taproom to distribution, Arryved gives breweries the tools to streamline operations and boost profits—all in one powerful platform. Want to see the latest innovations in action? Visit Arryved at CBC 2025, Booth 1865, where they'll be pouring beers and showing off the future of brewery tech. Probrew (https://www.probrew.com) If you're at this year's CBC 2025 in Indianapolis, there's one place you must check out—ProBrew at Booth 2801! See ProBrew's solutions in action, chat with our experts, and enjoy a perfectly poured beverage—on us. So don't miss it—ProBrew, Booth 2801. ProBrew, Brew YOUR Beer. Ss Brewtech (https://SsBrewtech.com) Upgrade your fermentation game with Unitank 2.0 from Ss Brewtech. Available from 7-gallon up to 1-barrel sizes, Unitank 2.0 will be right at home in your homebrew set up or producing pilot batches at your commercial brewery. Visit Ss Brewtech.com to learn more!

Today, we're sitting down again with Jeremy Schneider, and it feels just like catching up with an old friend who's here to clear up the confusion around financial advisors. Jeremy, who's behind both Personal Finance Club and the new venture, Nectarine, shares personal stories and why finding genuine, unbiased financial advice can be tricky. If you've ever felt unsure about who to trust with your financial questions, this episode will feel like a breath of fresh air, giving you the confidence to seek advice that truly has your best interest at heart.What You'll Learn:The real differences between fee-based and commission-based financial advice—and why it matters to you.Stories from Jeremy and Allison that reveal the tricky situations you might encounter with commission-driven advisors.How to spot and steer clear of financial advice that doesn't have your best interests in mind.An introduction to Nectarine, where you can find financial advisors who work on a flat fee or hourly basis—meaning they're working for you, not for a commission.Practical tips for vetting financial advisors and feeling secure in your choices.Links and Resources:Check out Nectarine to connect with trustworthy financial advisors.*Learn more about investing at Personal Finance Club.Listen to Jeremy's first visit to the Inspired Budget Podcast*I will be compensated by Nectarine if you use my affiliate link, which creates an incentive and conflict of interest. I am not a current client or employee of Nectarine.You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

In this episode: career coaching, work-life balance, financial independence, mindfulness practices, personal growth with Susie AdeEpisode SummaryIn this episode of the Mindful Fire podcast, Adam welcomes back Susie Ade. They discuss Susie's journey since her last appearance, her transition from corporate life to coaching, and the importance of aligning work with personal values & fulfillment. Susie shares insights on the power of mindfulness, significance of Financial Independence in making career decisions, and her vision for the future. Guest BioSusie is a career coach who specializes in helping professional millennials define their goals & navigate their career paths. With a decade of experience at Google, she transitioned into coaching to focus on mental health & well-being in the workplace. She is passionate about empowering her clients to create fulfilling careers that align with their personal values.Resources & Books MentionedRamit Sethi: https://www.iwillteachyoutoberich.com/Dan Sullivan & Benjamin Hardy, "The Gap and the Gain": https://gapandgainbook.com/Sarah Behr, Simplify Financial Planning:  https://www.simplifyfinancial.com/ Nectarine: https://hellonectarine.com/Guest Contact InformationSusie's website: https://www.susieade.com/Jobseeker course: https://www.susieade.com/jobseekerLinkedIn: https://www.linkedin.com/in/susie-ade-514a2626/Key TakeawaysTransitioning from corporate life to entrepreneurship can be facilitated by Financial Independence.Mindfulness practices can be integrated into daily life, enhancing productivity & personal fulfillment.It's essential to align career choices with personal values to achieve long-term satisfaction.Creating a supportive community & networking can lead to unexpected opportunities & referrals.Embracing a mindset of abundance can change how you approach your business & client relationships.PS: Introducing the…

Julie Biuso shares this delicious looking salad. Get the recipe here.

For our 14th episode of LYL, we brought on Jeremy Schneider from Personal Finance Club. You all LOVED the episode so much, we're reposting it for this week's episode! This time of year is when we all tend to re-evaluate our finances—our budgets, investing strategies, debt payoff methods, the whole nine! We figured this episode would be a great refresher as you nail down your finances for 2025. Jeremy is a multi-millionaire that retired at 36 (and one of the kindest people we know). After hitting that milestone, Jeremy dedicated his career to teaching hundreds of thousands of people how to invest and build wealth in the stock market. In this episode, we discussed: What it actually means to invest Why investing is important, especially when you're young How to invest and what to invest in Do you need a financial advisor? And some of YOUR investing questions! Links we mentioned: Nectarine: ⁠https://hellonectarine.com/⁠ PFC Course: ⁠https://www.personalfinanceclub.com/courses/⁠ Watch the replay of our LIVE webinar with PFC: ⁠https://www.personalfinanceclub.com/girlstalkmoney/⁠ Follow PFC on Instagram: ⁠https://www.instagram.com/personalfinanceclub/⁠ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this exciting episode of Wake Up and Read the Labels, host Jen Smiley dives into the world of clean eating and sustainable dining with Rhiana Glor, founder of Nectarine Grove and Healthy Creations in Southern California. Known for redefining comfort food with real, organic, and clean ingredients, Nectarine Grove stands as a beacon of what restaurants can achieve when they prioritize health and sustainability. Discover how Rihanna's culinary journey, from her grandparents' encouragement to culinary school at Bauman College, led to the creation of one of the few completely clean dining experiences in the country. Whether you're a foodie, a health enthusiast, or someone just curious about eating clean, this episode is packed with insights and inspiration.Disclaimer:The content provided by Wake Up and Read the Labels and Jen Smiley is for informational purposes only and is not intended as medical advice. Jen Smiley is not a licensed nutritionist, dietitian, or health professional. All recommendations and insights are based on her personal research and experiences. Always consult a qualified healthcare provider before making any changes to your diet or wellness routines. Additionally, some of the links shared may be affiliate links, meaning Wake Up and Read the Labels may earn a small commission at no additional cost to you. This supports our ability to bring you quality content. Key Takeaways: The Clean Eating Mission: Learn how Nectarine Grove avoids seed oils, refined sugars, and pesticides while delivering delicious meals for the whole family. From Culinary School to Clean Cuisine: Rhiana shares her journey to discovering why whole fats, raw dairy, and grass-fed meats are vital for health. Behind the Menu: The innovative use of plantain chips for breading, grain-free waffles, and dairy-free cheeses. Sourcing Local and Sustainable: Why buying local matters for the environment and the importance of pasture-raised meats. Customer Stories: How going gluten-free changed Rhiana's life and inspired her mission to help others eat clean without compromising flavor. Challenges in Clean Dining: The complexities of sourcing organic ingredients and why most restaurants don't take this route. Rhiana Glor's Links:Website: https://nectarinegrove.com/, https://healthycreations.com/Instagram: https://www.instagram.com/nectarinegrove/Facebook: https://www.facebook.com/NectarineGrove101/X: https://x.com/nectarinegrove  Jen's Links:Instagram: https://www.instagram.com/wakeupandreadthelabels Facebook: https://www.facebook.com/WakeUpAndReadTheLabelsThe Wake Up Label Letter: https://jensmiley.substack.com/subscribeApple Podcasts: https://podcasts.apple.com/us/podcast/wake-up-and-read-the-labels/id1618784569 Spotify: https://open.spotify.com/show/7v3WcgicHQrjU9iCEcLZLX

In this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in accelerating wealth-building.Common investing mistakes to avoid, including chasing trends or market timing.Kumiko also introduces Hello Nectarine, Jeremy's new service designed to offer accessible, conflict-free financial advice, empowering listeners to take control of their finances with confidence.If you're ready to demystify investing and make smarter money moves, this episode is packed with practical tips and inspiration to help you get started.IMPACTFUL QUOTES"Live below your means, invest early and often.""Simplicity serves the individual investor."EPISODE CHAPTERS00:00 Introduction to Investing Basics 10:10 Key Principles of Wealth Building20:01 Understanding Investment Accounts30:06 Choosing Investments: Simplicity vs. Complexity39:00 The Three Fund Portfolio Explained45:11 The Power of Compound Interest48:07 Introducing Hello Nectarine: A New Financial ServiceABOUT JEREMYJeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. Jeremy likes playing beach volleyball and writing bios about himself in the third person.Instagram: instagram.com/personalfinanceclub Website: personalfinanceclub.comAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Do you still get a pension under the BRS? YES! We can't believe this myth and misinformation is still spreading around the military. Spencer and Jamie break down the three components of the military's Blended Retirement System (BRS) and address common misconceptions. They explain how the pension calculation works, discuss TSP matching benefits, and detail continuation pay options across different services. The hosts emphasize that servicemembers still receive a pension under BRS and highlight both the advantages and potential pitfalls of the system. Questions discussed: How is the pension calculated under BRS? What are the three main components of BRS? How does TSP matching work? What are the continuation pay rates across different services? Why did the DOD switch to BRS? Should you take the lump sum option? How can leaders help troops not miss continuation pay opportunities? Is the BRS lump sum retirement option a good idea? Resources mentioned: militarypay.defense.gov/blendedretirement Continuation Pay episode w/ Brandon Lovingier, The Enlisted Money Guy (Ep #128) Military Money: Pay and Pension app (free) on Apple's app store Nectarine's flat-rate financial advisors available for booking with 10% military discount using this link   For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Lords: * Jenni * Chris Topics: * Are corporate mascots in US culture age-locked to a generation? I have done no research about this * The continuation of our species depends on balls being able to taste soy sauce * BB-8 changed my tire * The Woodchuck, by Sam Pink * https://www.reddit.com/r/Poetry/comments/wg09x5/poemthewoodchuckbysam_pink/ Microtopics: * Too much dick content for one show. * What kind of fetus dong shot engagement you're looking for. * When they smear the goo on your belly. * Throwing a gender reveal party and the uncle nobody wants around is like "I don't believe you" and you get to whip out the photo of the kid's dick. * Shipping a person in Q4. * Automating the Omelas kid. * The Disney suffering animatronic child asking passers by to walk away from Omelas. * Gen Z no longer needing to read The Ones Who Walk Away From Omelas because they live in modern society. * Gardening in one of the hardest places in the world to garden. * What's the grass for? * An office park spending millions of gallons of water to maintain a lawn nobody ever walks on or looks at. * What if the Omelas kid is a dick? What if they're treating him really well and he just has impossibly high standards and hates everything. * An electrical problem that's very pronounced when Jenni turns on the blender. * The Golden Age of Corporate Mascots. * Undead Corporate Mascots. * Trying to find a picture of the Toucan Sam redesign and ending up on Deviant Art. * Howard and Nester. * Whether American kids will tolerate anime. * President of the Nintendo No Fun Club. * Spending $200 on the Nintendo hint line trying to solve the last screen in Solstice. * An adventure game that's also a platformer where if your toe touches a candle flame it's an instant game over. * Inventing terrible camera angles in a 2D game. * It's 3D, but on your Speccy! * Trusting a YouTube documentary more the longer the video is. * Are Domo Kun and Hello Kitty free agents? * Cap'n Crunch guest starring in the Star Wars Holiday Special. * A Roma who was once helpful. * Eating a sandwich and getting the sandwich tattooed on your bicep because. * A baby name that Boomer moms love. * Remington Steel On At 7PM After Matlock Jones. * Getting into a thing with people on Metafilter. * POV: when your girlfriend gets you Swedish meatballs at Ikea. * Whether Frosthaven is important to the testicles tasting umami story. * Vanilloid receptors. * Why you can shock your tongue with a 9 volt battery but you can't shock your forearm even if it's wet. * The chef with the tiny spoon in your testicles making sure to get the exact right MSG level in your semen. * Peppers hacking mammal biology. * Seeds who enjoy being digested by birds. * The cardioprotective benefit of spicy food. * The Ones Who Bring it Back to Omelas. * Broccoli evolving into crabs. * This is canon: BB-8 drives a 2016 Corolla. * Pretending that you are talking to a Youtube audience while you make s sandwich. * Just a li'l guy who rolls around on a ball. * R2D2: a mean mean man. * The floor falling out of the Pinto while you're driving it. * A rubber pad with friction stripes on it. * Turning it until it feels like you broke it, but you didn't and you have to keep going. * After the cake comes out of the oven the recipe stops having steps. * How to get help from Linux users. * The entire wheel snapping off the axle as you're parking at Camerica Bank. * Different car, same maintenance strategy. * Driving a car until it can no longer be ontologically be classified as a car. * Churchill's Irregulars. * Waiting for Peter Jackson to mansplain to you the sound a car makes when the wheel snaps off. * Delving too deeply into the Cars cinematic universe. * A Mastodon setting that hides all of Jim's BB-8 toots. * How to find people to follow on Nectarine. * The dying MUD you joined in 1997. * Radioactive names such as Hitler and Sheldon. * Joining a social media service and it tells you there are no posts. * Sam Pink strikes again. * The emotional arc of putting a tiny hat on a woodchuck. * A woodchuck you would definitely do a murder to. * Ampersand at the beginning of the line. * The Furniture That Rolled Away From Omelas. * Why the computer is mad in I Have No Mouth But I Must Scream. * Looking for sentient life in the universe when you have dolphins at home.

In this episode: simplifying your financial life, Jeremy's journey, dividend versus reinvesting, and automation. This week we are joined by Jeremy Schneider of Personal Finance Club and co-founder of Nectarine, where we will be discussing the beginnings of his personal investment journey and what that looks like now, striving for simplicity while adding value to your life, as well as discuss the ins and outs of his platform Nectarine. Part of the journey to FI is about finding hacks and ways to make your life a little easier in order to add value, sometimes by keeping it simple. Whether with your finances or in other areas of your life, it is the best option in order for you to thrive!  Jeremy Schneider: Website: personalfinanceclub.com Instagram: @personalfinanceclub

Subscribe and Watch on YouTube Join hosts Bill and guest Diana Falck as they explore the intersection of community resilience and getting involved. In the wake of a recent crisis in Western North Carolina and East Tennessee, the duo highlights local relief efforts and community collaboration. Then in this special 100th episode, we get back to the basics with a step-by-step guide for late starters on the path to financial independence. Our guest for this special episode is original Catching Up to FI co-host, Becky Heptig! She joins Bill and Jackie as they share insights and guide you through how to get on track with your finances. They not only share what to do but in what order. It's hard starting late and feeling like you've done everything wrong. The good news is, there is time to catch up and this is the place to start.  

In the second episode of this special two-part series we continue with our deep dive conversation about Health Savings Accounts (HSAs) with Bill and Jackie, and guest co-host, Jeff York (also known as the Wealthy Custodian from episode 74 & 76). We break down in-depth scenarios, including unique contribution rules for domestic partners and adult children, investment strategies, drawdown plans and estate planning considerations. We answer listener questions and share our wish list for HSAs in the future. For this episode we are providing a formal presentation here: PDF of Full HSA Presentation   

In this special two-part episode we unveil the 'Wealthy Custodian,' Jeff York (from episode 74 & 76), and take a deep dive into the world of Health Savings Accounts (HSAs). Jeff joins as co-host along with Bill and Jackie (our HSA Maven) to share how they supersized thier HSAs and discovered how powerful they can be on the path to FI. This comprehensive series starts with Part 1 where we explore tips, tricks, and common misconceptions about HSAs and tackle little known strategies that are rarely discussed. We'll also talk about who should consider a high deductible plan, eligible expenses, bright ideas like using your HSA for health expenses abroad, and even IRA to HSA transfers. Whether you are new to HSAs or looking to maximize your FI strategy, you won't want to miss this episode. Stay tuned for Part 2 where we explore HSA drawdown strategies, advanced scenarios and answer listener questions! For this episode we are providing a formal presentation here: PDF of Full HSA Presentation   

Former award-winning teacher turned educator on financial literacy and relationships, Brian Page discusses the concept of 'Modern Husbands' and the importance of viewing marriage as a partnership. Learn about his innovative Marriage Toolkit, designed with insights from over 30 experts, and discover practical tips on managing money, home, careers, and family life in the 21st century. From navigating second marriages to conducting effective money dates, this episode is packed with valuable advice for couples looking to achieve financial harmony and a thriving relationship.

Join Bill and Jackie in an engaging conversation with Vicki Robin, co-author of the best-selling book 'Your Money or Your Life'. Vicki shares her insightful philosophy on financial independence, community resilience, and the power of frugality. She discusses her journey from active community building to aging with purpose on Whidbey Island, and how she has woven herself into the fabric of her local community. This episode delves into the thought-provoking aspects of spending life energy wisely, the importance of supportive communities, and the meaningful transition of knowledge and responsibility to younger generations. Tune in to learn how Vicki has managed to align her values with her financial and personal investments and gain inspiration from her lifelong exploration of living a fulfilled life.

Kristy Shen and Bryce Leung are the dynamic duo behind the Millennial Revolution blog and movement. In this insightful episode, Kristy and Bryce discuss their journey from house-hunting to achieving Financial Independence (FI) and retiring in their early 30s. They delve into why they chose to reject traditional housing and career advice, their innovative 'POT Score' (Pay Over Tuition) method for evaluating education costs, and how they handle investments to maintain their FI lifestyle—despite new challenges like parenting. Discover their interesting perspectives on scarcity vs. abundance mindset, and how the FIRE approach has impacted their personal lives, relationships, and travel adventures. This episode is packed with financial wisdom and real-life experiences that will inspire late starters and aspiring FI enthusiasts alike.

Does a simple Bogleheads style of investing work for military families? YES!  The Bogleheads are followers of the philosophy of Vanguard founder John C. "Jack" Bogle.  Live below your means Develop a workable plan Never bear too much or too little risk Invest early and often Diversify Invest with simplicity Use index funds when possible Keep Costs Low Minimize taxes Stay the course By the way, you can also recreate a bogleheads' style portfolio in your TSP! We talk about it in the Confident TSP Investing course. Lifecycle funds basically build a simple, 3-fund portofilio for you. Check out the course info below. Links mentioned in today's show: The Little Book of Common Sense Investing by John C. Bogle on Libby App or Amazon Bogleheads.org Bogleheads forums r/bogleheads on reddit Jeremy Schneider's two rules from Personal Finance Club- spend less than you earn & invest the difference  International vs US stock performance chart Nectarine's hourly financial advise Military Financial Advisors Association For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5-star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Meet Nadia and Nicole, the Wealth Twins! Raised by a single mother in New York City's toughest projects, these twin sisters overcame obstacles to graduate from Columbia University, work on Wall Street, and ultimately achieve early retirement. In this episode, they recount experiences from 9/11 and the 2008 financial crisis, discuss multifamily real estate and dividend investing strategies, and offer practical tips for late financial starters. Learn how they built the Wealth Twins platform to share their knowledge and drive towards financial independence.

Nectarine is a start up aiming to disrupt the financial advisor industry. To be clear, they don't know I tried it! I was like a secret shopper. I do have a referral link that generates a small commission if you use it: Flat-Fee Hourly Fiduciary Financial Advisors - Nectarine (hellonectarine.com) I will be compensated by Nectarine if you use my affiliate link, which creates an incentive and conflict of interest. I am a former client of Nectarine and not an employee of Nectarine.

Joe Saul-Sehy of Stacking Benjamins joins the show to discuss financial planning, overcoming debt, and the importance of surrounding yourself with the right people. Joe shares his personal journey of financial mismanagement as a young financial planner, the principles behind the efficient frontier, and his thoughts on target date funds. Tune in to learn and laugh with Joe, Bill, and Jackie.  

Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career. He also talks about his blog, Escaping Avalon, and provides a deep dive into mental health strategies, therapy, and self-care. Whether you're a late starter on the path to FI or someone looking to improve your mental well-being, Jay offers invaluable insights and resources that can benefit everyone. Don't miss this compelling and informative conversation.  

Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events, such as divorce, on financial independence, and the importance of prenups, managing single parenthood, and balancing passion projects. Tune in for insights on creating supportive communities, innovative cohousing projects, and the significant role of mindset in achieving financial goals.

Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of “Why Does the Stock Market Go Up?”, Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian discuss lump sum vs. dollar-cost averaging, dividends, and individual stock investing, while addressing common questions about tax implications and account types. Brian's passionate and detailed explanations offer invaluable insights for both new and seasoned investors. Don't miss the fascinating history of the 401k and why a solid understanding of the stock market is crucial for financial independence!

Tess Barker joins Kurt and Scotty to talk about a French woman who learned to fly a helicopter then broke her husband out of prison, Canadian walking her dog finds 40 rotisserie chickens in woods and how the 1904 marathon became the weirdest sports event!  Support this podcast by shopping our latest sponsor deals and promotions at this link: https://bit.ly/4a61tMk Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Amy Weinland Daughters, an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends. Learn about the transformative power of personal connections, the emotional impact of handwritten notes, and how this old school practice can bridge divides and change lives. Listen in to be moved by Amy's story and inspired to reach out with your own handwritten message.

Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculators. Chris, Bill, and Jackie chat about the advantages of starting late, advice-only financial planning, and strategies for aligning spending with personal values.   

Here is the second half of Bill and Jackie's conversation with Mindy and Scott on the BiggerPockets Money Podcast. They dig into the practical steps on how to start your financial journey as a late-starter. Enjoy!

Tae Kim, also known as the Financial Tortoise online, is a former U.S. Army captain, MBA graduate, and finance director turned successful personal finance YouTuber. He shares his journey from being $105,000 in student debt to achieving financial security and discovering the Financial Independence movement. Tae chats with Bill and Jackie about his experience reinventing himself, the importance of slow and steady progress, prioritizing values over materialism, and overcoming financial mistakes.

Bill and Jackie were invited to join Mindy and Scott on the BiggerPockets Money podcast to go through a step-by-step process of how to get started on the path to financial independence as a late-starter, a topic highly relevant to their audience. Take a listen to this week's part one and then tune in next week for part two!

Taxes can be complicated. Military families have a number of unique concerns when thinking about their taxes- which state(s) to file in, how to withhold taxes, how a gig economy or side hustle affects the plan, how to handle rental property, etc. Today's main points include: Common tax problems for military families Important tax implications for families with a rental property or side hustle Warning signs when looking at financial advisors Filing in multiple states Filing wholly on your own or wholly through a CPA are not your only options For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Links mentioned in today's show: PIM Tax Services MFAA- Military Financial Advisors Association Military Tax Experts Alliance MQFP search Nectarine service for financial advisor hourly meeting MilTax via Military One Source Paul Allen on LinkedIn Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5-star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Meet Aaron Thomas, an attorney, founder of Prenups.com, and author of the book "The Prenup Prescription." In perfect time for wedding season, Aaron chats with Bill and Jackie about how a proper prenup can not only protect but improve your relationship. As a former divorce attorney who helped hundreds of clients secure favorable settlements, Aaron shares his expert advice on how to build healthy, successful marriages founded on transparency and communication through loving and fair pre- and post-nups. 

Join Shane Sideris, co-founder of Nectarine and Synchronous Wealth Advisors, as he shares insights from his career. Learn how he moved from an eight-year career at BlackRock to creating a flexible, hourly financial guidance service. Discover Nectarine's unique advice-only marketplace, designed for clients who prefer not to commit to annual fees.Shane explains the process of recruiting and vetting financial advisors at Nectarine. He shares strategies for balancing supply and demand and using Instagram for lead generation. Shane also emphasizes the importance of targeted marketing and a strong social media presence.Explore Nectarine's innovative one-hour engagement model and the new eight-week program for more complex planning. Shane also discusses Nectarine's transition to an SEC-registered RIA, enhancing their nationwide service. With nearly perfect advisor ratings and plans for variable pricing and more filtering options, this episode offers valuable insights for financial advisors and those interested in the evolving financial landscape.Shane's Social:X: @shane_siderishttps://www.linkedin.com/in/shane-sideris/

Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let's send him our love.  

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram! Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M. Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company. Follow @PersonalFinanceClub on Instagram Check out Nectarine, Jeremy's new company ---

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Finance advise doesn't have to be confusing and depressing. Most of the "financial advisors" are actual salesmen. (Check out the 4 types of financial advisors.)   So how does a military family find good help? Well Jeremy Schneider of Personal Finance Club (@personalfinanceclub on Instagram), Shane, and Vivi, the minds behind Personal Finance Club, have a new product called Nectarine.   Nectarine provides one hour, no strings attached appointments with advisors for a flat fee- no subscription costs or recurring charges. You can book one hour and stop, or schedule more time.    And one of our favorite parts about it- they even have a military filter to help you find an advisor that understands the unique challenges of military life.   At certain times in your life, getting some professional help could literally change the trajectory of your life.   The 2 Rules of Jeremy's Personal Finance Club: Spend less than you make Invest early and often (This is not an ad or paid episode- we're just fans of what the Nectarine team is doing.) Links: helloNectarine.com  Nectarine on Instagram  Personal Finance Club on Instagram  Our podcast episode #57 where we talked with Jeremy Schneider  Military Financial Advisors Association (MFAA) Our podcast episode with Sean Gillespie about MFAA Personal Finance Club's courses (use code "militarymoney" for $20 off!)    - How to Money Like a Millionaire    - Build Wealth by Investing in Index Funds Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

We talk with Sarah-Catherine Gutierrez from Aptus Financial and Jeremy Schneider from Nectarine about advise only financial advising. CAn you get a fair shake from advisors under the broker or AUM model? We dive into insurance sales, the fudiciary standard, and much more. Learn more about your ad choices. Visit megaphone.fm/adchoices

About Jeremy Schneider Jeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance.  He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. What You'll Learn In this episode we talk about:  Jeremy's rental housing advertising business  Selling his company and walking away $2 million in the bank after living on $36,000 a year How he divvied up his investments and why he's a fan on target date funds The simplest way to build wealth and why media gets it wrong 4 different types of financial advisors How to find an advice only financial advisor Resources Say hi to Whitney on IG Say hi to Jeremy on IG Check out Personal Finance Club's Investing Course Check out Nectarine and learn more about finding an advice only financial advisor Learn more about your ad choices. Visit podcastchoices.com/adchoices