Podcasts about Voice message

What if the places where you feel the most emotionally reactive are actually invitations to grow? In today's workout, Alisa Keeton, founder and CEO of Revelation Wellness, invites you to move your body while engaging the Word of God—not just hearing it, but living it. Because Scripture calls us to be doers of the Word, not just hearers. So get your good body moving. However you choose to move today—walking, jogging, stretching, or simply breathing deeply—remember this: movement helps your body do what God designed it to do. Today's Scripture: Numbers 20:1–13 The Body and Our Emotions Our bodies are emotional places. Trauma expert Bessel van der Kolk famously wrote The Body Keeps the Score, reminding us that emotions live in our bodies. No emotion is off the table. At their core, emotions are childlike signals. Your brain is simply trying to keep you safe. But emotional reactivity can reveal something deeper. Our emotional instability can show us the places where we're still growing. The places where we're still immature. The places where we need God's presence most. Questions to Reflect On While You Move As you get the blood flowing and settle into your movement today, consider: What have you seen God do in your life? What miracles has He already performed? Where might you be trying to fix things in your own strength? Emotional maturity isn't achieved through willpower. The cure is His presence. So today, breathe deep. Relax your shoulders. Keep moving. Let God meet you in your body, your breath, and your emotions. Playlist: Thankful by Lukas Gross & Martna Valeikaitė Matter of Time by Vandelux You're Gonna Be OK by Rave Jesus & son Ordinary by Alex Warren holy bounce by Bonafyde Thank God I'm Free by Elevation Rhythm Mighty Name of Jesus by Hope Darst Don't Give Up On Me by Brandon Lake Ready to Go Deeper?

What if the guy who literally wrote the book on asset allocation told you your biggest risk isn't the market…it's the person in your bathroom mirror? Neurologist-turned-market-historian William (Bill) Bernstein joins us for a fascinating conversation about his unlikely path from photochemistry to medicine to becoming the quiet godfather of Boglehead-style investing. He shares what shaped his "simple but not easy" philosophy, why he thinks all of investing is "half math, half Shakespeare," and how a homemade website in the 1990s turned into "The Intelligent Asset Allocator" and a second career. This episode covers: ✅ How a frustrated young scientist became a neurologist, then a financial theorist and writer ✅ Early investing mistakes (Palladium futures, hot funds, overconfidence) and what finally clicked ✅ The five hurdles from If You Can and why history and psychology matter as much as math  ✅ What makes a true bubble: social buzz, career-changing speculators, hostility to skeptics, wild predictions ✅ Predictions vs forecasts, and how Bill "called" the dot-com bubble and GFC without betting the farm ✅ His current mix: modest small/value tilts, cash/T-bills for sanity, and a TIPS ladder for 30 years of expenses ✅ Why a TIPS ladder feels different from a TIPS fund and why most investors still won't use one ✅ The 30-years-working / 30-years-retired "toy model" and why it implies 20–25%+ savings rates ✅ Teaching kids about money via your own behavior, crappy college jobs, and tiny three-fund portfolios ✅ A sober view of FIRE as a way out of the cubicle and into meaningful work—not a 36-year-old beach fantasy ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This week, the Regular Joes talk about three very different TV series. Pluribus is a surprise hit for Apple, though it really shouldn't be. Breaking Bad creator Vince Gilligan knows how to tell a compelling story. This time he takes the alien body snatcher trope and goes places you would never expect. Just when you thought another trip to Westeros would be more of the same HBO serves up a Knight of Seven Kingdoms. Much more about impalement, then backstabbing, Knight gives us a character piece that does not require a chart or spreadsheet to follow. While the first two shows are unexpected surprises Monarch: Legacy of the Monsters back for a second season on Apple is not. With one episode to date it's everything we loved … plus Kong. There's also a round of What's in the Box and the usual random topics. Thanks for watching and listening! Links: Fanboy Collectibles - www.fanboycollectibles.com From Dave's Workshop - www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify Like and subscribe on YouTube: www.youtube.com/@rjpodcast

In this episode we revisit our conversation with Pakistani/British champion Zia Mahmood. Zia talks with us about table feel, family life, and bucking expectations. Plus, he shares his top tip for developing players. But first, we kibitz!SUPPORT THE SHOW!!Join the Sorry, Partner Posse at PATREON. Get AD-FREE episodes and other perks.Check out the SORRY, PARTNER MERCH STORESBE PART OF THE FUN ...Join our MAILING LIST. We'll email you a link to every new episode and occasional other information.Send your bridge stories and comments to sorrypartnerpodcast@gmail.com.Or to @sorrypartnerpodcast on INSTAGRAM.Find our recommended books HERE.Or send us a VOICE MESSAGE.These links are also available on our website at sorrypartner.comSupport this show http://supporter.acast.com/sorry-partner. Hosted on Acast. See acast.com/privacy for more information.

What if your movement today wasn't about burning calories… but about coming back home to God? In this steady-state workout, Alisa Keeton, founder and CEO of Revelation Wellness, invites you into a pace that is sustainable, honest, and present. Keep your effort level above a 5—steady, intentional, consistent. Because when we move, we're telling our brains we're not stuck. We stir up energy. We remind our bodies we are not powerless. Today's workout is simple: If you're moving, you're doing it right. A Transparent Invitation Alisa comes to you today a little thin in her soul—honest, open, and anchored in truth. This episode is an invitation to gaze at God. Like Moses, when we do, our faces shine. "Our soul does not find rest until it rests in God." – St. Augustine As your body moves in steady rhythm, your spirit is invited to settle. Biology marries theology here. Movement meets meditation. Effort meets surrender. Today's Scripture Meditation We are taking one verse and letting it go deep—encoded into brain and body. Not a sweet treat you taste and forget, but meat. Substance. Sustenance. Something you can chew on long after this workout ends. Today's prescription comes from:

What happens when you look down at a crosswalk… and the street looks back?This week, we dive into one of the strangest urban mysteries ever embedded into public space: the Toynbee Tiles - handmade plaques hidden in plain sight with a message that feels like a code, a prophecy, and a dare all at once:“TOYNBEE IDEA / IN MOVIE 2001 / RESURRECT DEAD / ON PLANET JUPITER.”We trace how these tiles started showing up decades ago, why Philadelphia became ground zero, and how the mystery spread across cities in the U.S. (and even beyond). But this isn't just a “weird street art” episode - it's an audio-documentary deep dive into obsession, pirate broadcasts, missing documents, and a belief system stitched together from history, sci-fi, and the fear of death.Along the way we follow the people who couldn't let it go, especially artist Justin Duerr, and the investigation that turns up three major clues: a South Philly address, an early newspaper trail, and a bizarre cultural echo that makes your brain short-circuit. Then the story takes a hard left into shortwave radio, alleged signal hijackings, and a stack of documents tied to something called “The Minority Association.”And by the end, the mystery stops being a mystery… and starts being a person — which forces the real question:Just because you can solve something… does that mean you should?This episode is about:The messages people leave behind when nobody will listen.The fine line between curiosity and obsession.And the ethics of “solving” a mystery when the answer is a living human being.If you've ever seen something in the world that didn't make sense, and felt your brain refuse to let it go… this one's for you.Stay curious.Stay weird.Be Forever Rad.CONNECT WITH US:

What if your movement today wasn't about burning calories… but about coming back home to God? In this steady-state workout, Alisa Keeton, founder and CEO of Revelation Wellness, invites you into a pace that is sustainable, honest, and present. Keep your effort level above a 5—steady, intentional, consistent. Because when we move, we're telling our brains we're not stuck. We stir up energy. We remind our bodies we are not powerless. Today's workout is simple: If you're moving, you're doing it right. A Transparent Invitation Alisa comes to you today a little thin in her soul—honest, open, and anchored in truth. This episode is an invitation to gaze at God. Like Moses, when we do, our faces shine. "Our soul does not find rest until it rests in God." – St. Augustine As your body moves in steady rhythm, your spirit is invited to settle. Biology marries theology here. Movement meets meditation. Effort meets surrender. Today's Scripture Meditation We are taking one verse and letting it go deep—encoded into brain and body. Not a sweet treat you taste and forget, but meat. Substance. Sustenance. Something you can chew on long after this workout ends. Today's prescription comes from:

What if your giving plan felt as intentional and optimized as your FI plan, and just as easy to automate? In walks Daffy, the new and modern donor-advised fund that is democratizing giving! Adam Nash, co-founder and CEO of Daffy, joins us today to explain how donor-advised funds (DAFs) went from stuffy tools for the ultra-wealthy to something you can open on your phone. Daffy is a fast-growing fintech platform and community for charitable giving, made for everyday people. Adam shares the pandemic-era "why now" behind Daffy, how traditional donor-advised funds quietly skim high AUM fees while setting eye-watering minimums, and walks through Daffy's flat-fee, app-first model.    This episode also covers:  ✅ What donor-advised funds are and why they've been hidden from most everyday givers  ✅ DAFs for tax optimization (bunching, appreciated stock, estate planning)  ✅ How to turn giving into a family and workplace culture (campaigns, matching, gift links)  ✅ Why Adam sees a DAF as a simple "charitable 401(k)" or mini family foundation without the lawyers, board meetings, or overhead, built to help you be more generous   ==========   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This week, Alex Arnold shares his deep passion for Indiana Jones with the Regular Joes, detailing his journey as a collector, from his childhood memories of watching the films to the thrill of attending the red carpet premiere of 'Dial of Destiny,' Alex discusses the evolution of Indiana Jones collectibles and the importance of maintaining a positive outlook in fandom. Alex also reflects on his interactions with notable figures like John Rhys-Davies and the impact of Indiana Jones on his life. Alex, Dave, Barry and Tod also share some of their favorite Indiana Jones collectibles in a round of Show and Tell. Thanks for watching, and listening! Links: Fanboy Collectibles - https://www.fanboycollectibles.com From Dave's Workshop - https://www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify

Alisa is on fire with a message that's resonating with so many: understanding and finding peace with both food noise—the mental chatter around eating—and body noise—the persistent thoughts about how we look and show up in the world. In this episode, she breaks down why these inner messages exist, how they connect to deeper feelings of safety, and what it takes to respond with awareness, truth, and grace. What You'll Learn: What food noise really is: Persistent mental chatter about food that can feel overwhelming. Why it exists: Not all food noise is bad! Hunger is actually a gift—a signal from your body to nourish yourself. The 7 forms of hunger: From true, homeostatic hunger to emotional, social, environmental, habitual, survival, and reward hunger. Understanding which is which can help you respond with awareness rather than guilt. The connection to safety: Increased food noise often points to a deeper sense of insecurity or loss of safety. Body noise: Continual thoughts about our appearance and how we look, and why awareness is the first step in responding differently. Soul work: How sin and brokenness in our world have disrupted our connection to God, ourselves, and others, and why body and food struggles often show up the moment we feel "something is wrong" with our bodies. Hope in community: RW+ offers a space to explore, process, and grow together. Scripture Highlight: Genesis 3:9 reminds us that God seeks us even in our brokenness—and invites us into healing, not shame.

It's Voice Message headnoise day! I answer 3 of your Voice Messages you sent in! If you would like to send in a question email please email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@dyfmpod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or if you would like to send in a Voice Message go to⁠⁠⁠⁠⁠⁠⁠ dyfmpod.com⁠⁠⁠⁠⁠ Join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DYFM Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Group  Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@doyoufkingmind⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠on IG   Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dyfmpodcast⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on TT Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@⁠⁠⁠⁠alexisfernandezpreiksa⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on IG    Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@alexispredez⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on TT Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindsetrecreationclub⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on IG    Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindsetrecreationclub⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on TT Order your Brain Journal here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.mindsetrecreationclub.com⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Alisa is on fire with a message that's resonating with so many: understanding and finding peace with both food noise—the mental chatter around eating—and body noise—the persistent thoughts about how we look and show up in the world. In this episode, she breaks down why these inner messages exist, how they connect to deeper feelings of safety, and what it takes to respond with awareness, truth, and grace. What You'll Learn: What food noise really is: Persistent mental chatter about food that can feel overwhelming. Why it exists: Not all food noise is bad! Hunger is actually a gift—a signal from your body to nourish yourself. The 7 forms of hunger: From true, homeostatic hunger to emotional, social, environmental, habitual, survival, and reward hunger. Understanding which is which can help you respond with awareness rather than guilt. The connection to safety: Increased food noise often points to a deeper sense of insecurity or loss of safety. Body noise: Continual thoughts about our appearance and how we look, and why awareness is the first step in responding differently. Soul work: How sin and brokenness in our world have disrupted our connection to God, ourselves, and others, and why body and food struggles often show up the moment we feel "something is wrong" with our bodies. Hope in community: RW+ offers a space to explore, process, and grow together. Scripture Highlight: Genesis 3:9 reminds us that God seeks us even in our brokenness—and invites us into healing, not shame.

What happens when a "late-starter" ER doc finally hits FI at 60, then must figure out how to actually spend the money without blowing it—or hoarding it forever? Bill joins Mindy and Scott on the BiggerPockets Money podcast to walk through his full "caught up to FI" debrief. Here his decade-long sprint from single-digit savings to 40%, taking his money back from a private bank, and the 60th-birthday retirement-readiness check that came back with a 100% success rate. From there, they dig into his move from a simple three-fund portfolio to a risk-parity setup, why he hired a flat-fee planner after years as a DIY investor, and how he's using FI to buy back time and jump-start his kids' wealth with Roth IRAs, HSAs, and tax-savvy living gifts. This episode covers:  ➡️ Going from "rich but broke doctor" to FI in about 10 years ➡️ Boosting a savings rate from single digits to ~40% without feeling deprived ➡️ Shifting from a three-fund portfolio to a risk-parity decumulation strategy ➡️ Using flat-fee, advice-only planner instead of 1% AUM ➡️ Order of withdrawals: taxable, pre-tax, Roth, plus asset location ➡️ Modeling taxes, RMDs, and Social Security timing in real life ➡️ Building a "3-1-1" spending plan for needs, comfort, and luxury/giving ➡️ Helping adult kids fill Roth IRAs and HSAs as part of generational wealth ➡️ Weighing when to actually leave medicine once money is no longer the boss   ==============================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

In this gentle Be Still and Be Loved meditation, Heather Johnson invites you to slow your pace and linger in the presence of the Lord. The world is wired to drive and push—to keep you moving quickly, producing more, doing more. But the Lord offers a different rhythm. An invitation to dwell. To reside. To abide. Rooted in Psalm 62:1, this episode is a sacred pause—a space to become aware of your body, release what you're holding, and press into the quiet. You'll be gently guided to: Drop your shoulders Release stiffness and tension Become present to your body Open your hands in surrender Welcome the presence of the Lord This is a time to get curious about silence… to settle in… to linger. "Truly my soul finds rest in God; my salvation comes from Him." – Psalm 62:1 How to Use This Episode Find a comfortable seated or resting position. Choose a quiet space where you can be undistracted. Allow this to be an episode you return to again and again. Come as you are. Slow down. And linger. Playlist: Linger buy Gatweway Worship

What starts as a random music discovery turns into a full-on time capsule.When Woody stumbles onto “Sit Still” by Christopher Stopa, he's convinced it's a long-lost Radiohead track - until a deep dive reveals a whole other story behind the voice, the song, and the artist who stepped away from music entirely. That rabbit hole leads us to a bigger conversation about forgotten songs, near-misses, and the strange afterlife of art on the internet.And because this is us… we take a risk...We cold-call Christopher Stopa's bakery in Toronto, live on the show, with no idea if he'll answer. We just want to talk about the song's brief viral moment, stepping away from music, and whether creativity ever really leaves you.That rabbit hole leads us back to 1993 and the iconic compilation "NO ALTERNATIVE "- a snapshot of alternative culture right before everything splintered into subgenres.We unpack how No Alternative came together as an HIV/AIDS benefit, why it felt bigger than “just a compilation,” and how it captured the last quiet moment before the alternative explosion changed everything. Then we dive into the hidden Nirvana track at the end of the album - Woody's favorite Nirvana song of all time, “Verse Chorus Verse” (aka “Sappy”) - and the strange history behind its many versions, title changes, and why it was left off In Utero.We couldn't end there without Tyler leading us into his "CONSPIRACY CORNER"! He dives into brand new information about Kurt Cobain's death that came out a few days ago and into the theories, conspiracies, and strange mysterious facts about the end of a rock legend.This episode is about:The music that finds you when you aren't looking for it.The albums that become mile markers in your life.The songs that stick with you long after the era that made them.If you miss cruising the aisle of your favorite music store or trying to be the first to discover your new favorite band...this one's for you.Stay curious.Stay weird.Be Forever Rad.CONNECT WITH US:

In this gentle Be Still and Be Loved meditation, Heather Johnson invites you to slow your pace and linger in the presence of the Lord. The world is wired to drive and push—to keep you moving quickly, producing more, doing more. But the Lord offers a different rhythm. An invitation to dwell. To reside. To abide. Rooted in Psalm 62:1, this episode is a sacred pause—a space to become aware of your body, release what you're holding, and press into the quiet. You'll be gently guided to: Drop your shoulders Release stiffness and tension Become present to your body Open your hands in surrender Welcome the presence of the Lord This is a time to get curious about silence… to settle in… to linger. "Truly my soul finds rest in God; my salvation comes from Him." – Psalm 62:1 How to Use This Episode Find a comfortable seated or resting position. Choose a quiet space where you can be undistracted. Allow this to be an episode you return to again and again. Come as you are. Slow down. And linger. Playlist: Linger buy Gatweway Worship

Don't be that person who becomes a hoarder in retirement! You know who you are and it's a big concern for those that are champs at saving but reluctant to spend. It almost seems like a good problem to have... but not really! Retirement planners Rachel Camp, CFP® and Jesse Cramer join the show for a tackle the topic and what's known as the "consumption gap"-- the mismatch between what retirees could safely spend and what they actually spend. They discuss how decades of frugality, and dopamine hits from watching net worth climb and similar types of thinking make it brutally hard to flip from saver to spender. In this episode we cover:  ✅ The 4% rule's real origin story (it was built to avoid failure, not to optimize joy) ✅ The very human tendency to over solve for the worst-case market and under solve for lost health, time, and relationships  ✅ Strategies Rachael and Jesse use with their clients to help them spend and not hoard their money in retirement ✅ Why talking through childhood money stories is often more powerful than another spreadsheet. ✅ Debunking the viral "retire later, die sooner" meme and zoom out to what actually affects longevity ✅ A challenge tailor-made for late starters: once the math says you've won, stop buy back your time, and don't die with the biggest net worth of your life. ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This week Brian Mix joins Barry, Dave, and Tod to formally announce the Kickstarter effort to provide a home for the Shuttlecraft Galileo at the Official Star Trek Set Tour in Ticonderoga, New York. The Galileo has endured a long, and often perilous, journey in the decades since The Original Series ended its three year run. There is no one better equipped to tell that story than Adam Schneider, who purchased the largest surviving original Star Trek series prop in 2012 and painstakingly restored it to its former glory. Adam's personal fleet of Star Trek production models includes some of the most iconic starships from the series … oh, and he has the Genesis Device. It's an interview Trek fans won't want to miss. Thanks for watching, and listening! Links: Fanboy Collectibles - https://www.fanboycollectibles.com From Dave's Workshop - https://www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify

If you would like to send in a question email please email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@dyfmpod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or if you would like to send in a Voice Message go to⁠⁠⁠⁠⁠⁠ dyfmpod.com⁠⁠⁠⁠ Join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DYFM Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Group  Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@doyoufkingmind⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠on IG   Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dyfmpodcast⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on TT Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@⁠⁠⁠⁠alexisfernandezpreiksa⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on IG    Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@alexispredez⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on TT Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindsetrecreationclub⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on IG    Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindsetrecreationclub⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on TT Order your Brain Journal here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.mindsetrecreationclub.com⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a Christian mom who feels overwhelmed, emotionally exhausted, or disconnected in your relationships? In this episode, Misty Hughes explores why your relational rhythm may be leaving you tired—and how Jesus invites you into restoration through noticing instead of striving. ✨ ㅤ♡ If you've ever thought, “I don't feel like myself anymore…” ㅤ♡ If you love your people deeply but still feel emotionally distant… ㅤ♡ If your marriage conversations feel more logistical than life-giving… ㅤ♡ If your friendships have slowly faded into occasional texts and missed calls… You may just be living from an unsustainable relational rhythm. In this third episode of our Rhythms of Renewal series, Misty Hughes—renewal life coach for Christian moms—invites you to take an honest look at the way you show up in your relationships without guilt, fixing, or striving. Because you know what?  You can't experience restoration in your relationships if you're too busy performing in them. Together, we'll explore:

This episode is a little time-travel experiment with a flashback to the first episode (A Boat Named YOLO) that started it all. We're celebrating three years of 'Catching Up to FI' and Bill officially coming out as reaching Financial Independence (FI). He started late at 50 but now FI at 60! Be sure to go back and listen to this past Sunday's episode, where Jackie interviews Bill and he openly shares all the juicy details.   ➡️Founder of 'Catching Up to FI' Just Hit Financial Independence, Now What? | Bill Yount | 196    ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

Today, Alisa is coaching you through an endurance workout — and she's asking a bold question right up front: Are you down for different? It's time to shake up the plateaus and press into challenge. As you move, she'll guide you through the 4 P's of your inheritance while teaching from Ephesians 1:3–14: Presence. Positioning. Pardoning. Practicing new life. Along the way, Alisa leads you through two prayer prompts and creates space for silence. And if the quiet feels uncomfortable? She invites you to lean in. Because out of the silence, the heart speaks. So lace up your shoes — and let's get moving. New to REVING the Word? Press play and take this episode on a walk, run, hike, or to the gym. You pick how you want to move as you work out your body, and work in the good news! Playlist: Saltwater by Chicane O God Would You Move by Jesus Culture and KXC The Blood by Passion and JJ Hasulube Gratitide by Worship Portal

What happens when you step away for a while… and then come back to the microphones?This week's episode isn't about one mystery.It's about the space between them.After taking some time off, we finally sit back down, shake off the rust, and catch up on life, burnout, and the weird in-between season feeling of being away from the show longer than we meant to be. We talk honestly about why the break happened, what the time away did for us creatively, and what it felt like to come back and hit record again.From there, we dive back into Hawkins one last time.With some distance from the finale of Stranger Things, we share our final thoughts on how the series ended — what worked, what didn't, what hit us emotionally, and which moments still stick with us now that the dust has settled. We also revisit the internet-fueled frenzy around the so-called “secret final episode” and the conformity gate mystery — the theories, the supposed clues, and whether or not we think there's anything left to uncover… or if this is just what happens when a show ends and people aren't ready to let go yet.And then… we open the vault.As a bonus for everyone on the main feed, we're including a full hour from our Patreon, recorded back when only the first half of the final season had dropped. You'll hear our raw, unfiltered reactions, wild theories, emotional predictions, and absolute confidence about where the story was headed.Some of those predictions were…Let's just say the Demogorgons are laughing at us.This episode is less about solving mysteries…and more about revisiting them.The theories we built.The excitement we felt.The way stories pull us in, chew us up emotionally, and leave us staring at the credits, not quite ready to move on.If you've ever gone a little too deep into Reddit threads, paused a scene to hunt for clues, or convinced yourself that there has to be more…This one's for you.IT FEELS SO GOOD TO SAY..."We're back."Season 6 officially kicks off next week.And we're ready to start getting weird again.Stay curious.Stay spooky.Stay forever rad.CONNECT WITH US:

Today, Alisa is coaching you through an endurance workout — and she's asking a bold question right up front: Are you down for different? It's time to shake up the plateaus and press into challenge. As you move, she'll guide you through the 4 P's of your inheritance while teaching from Ephesians 1:3–14: Presence. Positioning. Pardoning. Practicing new life. Along the way, Alisa leads you through two prayer prompts and creates space for silence. And if the quiet feels uncomfortable? She invites you to lean in. Because out of the silence, the heart speaks. So lace up your shoes — and let's get moving. New to REVING the Word? Press play and take this episode on a walk, run, hike, or to the gym. You pick how you want to move as you work out your body, and work in the good news! Playlist: Saltwater by Chicane O God Would You Move by Jesus Culture and KXC The Blood by Passion and JJ Hasulube Gratitide by Worship Portal

Don't miss this special 3-year anniversary of 'Catching Up to FI' as Bill marks the moment by doing something he's been helping everyone else do for years: officially 'coming out' as financially independent (FI)! It is hard to believe that the show has been around for 3 years, 196 episodes, 20k Facebook Community members, 1.4M audio downloads and 300k views on YouTube. Is this real?   Today we celebrate Bill's journey from Episode #1: 'A Boat Named Yolo', to officially reaching FI, but feels more like the 'The Fog of FI'. During this interview, Jackie gets Bill to open up and vulnerably share details of his wake-up call at 50: burned out, sued, house-poor after a disastrous renovation and de-risking at the bottom of the Great Recession, and still living paycheck to paycheck despite a 'rich doctor' income. He walks through discovering FI via blogs and books, taking a full year to reclaim his money from private bankers and whole life policies (he's naming names!). Bill's real superpower was boosting his savings rate up to ~40% in his early 50s using Mr. Money Mustache's 'shockingly simple math' to accept a 10 to 15-year timeline.   Fast-forward to 60 and a retirement-readiness check with a flat-fee, advice-only planner: after three years of expense tracking in Monarch Money, a comprehensive plan, and stress-testing with risk-parity portfolios, Bill gets the verdict every late starter dreams of, 'you could retire tomorrow'— and feels weirdly flat. We also dig into the emotional side: the identity crisis of possibly leaving medicine, using newfound leverage to negotiate work on his own terms, the choice to glide out over several years instead of cliff-retiring, and the shift from building wealth to giving with warm hands, mentoring younger docs, and helping his adult sons lay foundations he never had.   We close with Bill's hard-earned advice:  ➡️ Reverse-engineer your life from your tombstone ➡️ Focus on health span as fiercely as net worth ➡️ Stop over-identifying with your job or your number ➡️ Remember that for late starters, the real win is feeling less alone while you build a life you won't regret.   ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This week, the Regular Joe's play Monday evening quarterback, providing color commentary on the big sports-ball matchup from this past weekend. Who won and who lost. Did Pepsi score by co-opting polar bears from their competitor Coca-Cola? Did callbacks to 90's hits Jurassic Park and Good Will Hunting work for Xfinity and Dunkin' Donuts? There were a whole lot of AI ads for companies whose names you've already forgotten, more big names than you can count, and more money spent than seems even remotely reasonable. Does it matter? One expert says no. There's also round of What's in the Box, and What's on my Workbench for some project updates and tool tips. Thanks for watching and listening! Links: Fanboy Collectibles - www.fanboycollectibles.com From Dave's Workshop - www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify Like and subscribe on YouTube: www.youtube.com/@rjpodcast

Have you ever rested but still felt worn thin inside? You got a full night's sleep, maybe even a girls' weekend away, but something in your soul still feels exhausted. This episode reveals why rest alone doesn't always heal the deeper places—and how God restores what depletion has damaged. You might just need restoration, not just rest.

Join Jennifer Allen for an inspiring session that blends faith, fitness, and emotional growth. Today's workout is a ladder-style interval session—30 on / 30 off, 45 on / 45 off, 60 on / 60 off—designed to challenge your body while you engage your spirit. In this episode, we dive into what it means to be spiritually mature while also being emotionally aware. Spiritual growth isn't just about knowing more Scripture—it's about staying grounded, living fully, and connecting deeply with God. Your emotions are a roadmap, showing where God wants to meet you and help you grow. Jennifer shares key steps to cultivate emotional health, including: Exploring self-awareness and understanding your emotional patterns Recognizing when you feel responsible for others' emotions Navigating difficult conversations instead of avoiding them Holding your ground and leaning in during challenging moments We also unpack how longing reveals what truly matters to your heart—safety, connection, love, and belonging. When these needs aren't met, they can show up as control, numbing, or reactive behavior. Scripture reflection: Ephesians 4:13-14 – growing in maturity, unity, and truth. Whether you're moving your body or reflecting on your heart, this episode invites you to let God guide your growth, emotionally and spiritually. Move. Reflect. Grow. Playlist

Join Jennifer Allen for an inspiring session that blends faith, fitness, and emotional growth. Today's workout is a ladder-style interval session—30 on / 30 off, 45 on / 45 off, 60 on / 60 off—designed to challenge your body while you engage your spirit. In this episode, we dive into what it means to be spiritually mature while also being emotionally aware. Spiritual growth isn't just about knowing more Scripture—it's about staying grounded, living fully, and connecting deeply with God. Your emotions are a roadmap, showing where God wants to meet you and help you grow. Jennifer shares key steps to cultivate emotional health, including: Exploring self-awareness and understanding your emotional patterns Recognizing when you feel responsible for others' emotions Navigating difficult conversations instead of avoiding them Holding your ground and leaning in during challenging moments We also unpack how longing reveals what truly matters to your heart—safety, connection, love, and belonging. When these needs aren't met, they can show up as control, numbing, or reactive behavior. Scripture reflection: Ephesians 4:13-14 – growing in maturity, unity, and truth. Whether you're moving your body or reflecting on your heart, this episode invites you to let God guide your growth, emotionally and spiritually. Move. Reflect. Grow. Playlist

Do you want to own your time, work less, and live more? What if the point isn't maxing out every account forever, but designing a week you don't want to escape from? This is the Coast FI life built by our guest today, Andy Hill. He shares the steps you can take to put your family first and escape the 9-5 grind: for good! He takes us through the full arc: starting married life at –$50K net worth, killing the debt in a year with budget parties, saving 40–50% to hit around $500K in investments by forty, then realizing that number was enough for Coast FI. With all that, he realized that what he really wanted was time.    Andy is an award-winning blogger, podcaster, and family finance coach behind Marriage, Kids, and Money. He's also author of the new book 'Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind', which walks readers through simple, yet highly effective steps families can take to achieve family financial independence. It also features real-life examples of couples who've conquered these family financial independence milestones and found better lives for themselves because of it. ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This week the Regular Joes talk TV. Which may not seem all that unusual, but it has been a while since they did a rundown of all the new and returning series in the pipeline for the coming months. And there is a lot of them. From returning favorites like The Boys, For All Mankind and Daredevil: Born Again, to intriguing new offerings like Lanterns, Young Sherlock, and Wonder Man. Speaking of Wonder Man, there is also a brief, mostly spoiler free, discussion of this unconventional new Marvel/Disney+ series which Dave somehow only managed to watch two episodes of. What's with that? The man can knock out three Disney parks in a day, and he can't commit to four hours of a TV series? There's also the usual Random Topics at a round of What's in the Box. Thanks for watching and listening! Links: Fanboy Collectibles - www.fanboycollectibles.com From Dave's Workshop - www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify Like and subscribe on YouTube: www.youtube.com/@rjpodcast

What if the way you love your daughter today shapes her marriage 20 years from now?

Are you an overwhelmed Christian mom feeling exhausted physically, emotionally, and spiritually? You're not alone.

In this episode we revisit our conversation with American champion Kerri Sanborn. Kerri talks with us about graduating from Hearts and Pinochle to Bridge, and her experience at the very top of the game. Plus, she shares her top tip for developing players. But first, we kibitz!SUPPORT THE SHOW!!Join the Sorry, Partner Posse at PATREON. Get AD-FREE episodes and other perks.Check out the SORRY, PARTNER MERCH STORESBE PART OF THE FUN ...Join our MAILING LIST. We'll email you a link to every new episode and occasional other information.Send your bridge stories and comments to sorrypartnerpodcast@gmail.com.Or to @sorrypartnerpodcast on INSTAGRAM.Find our recommended books HERE.Or send us a VOICE MESSAGE.These links are also available on our website at sorrypartner.comSupport this show http://supporter.acast.com/sorry-partner. Hosted on Acast. See acast.com/privacy for more information.

Strap in, because Jackie joins Brad Barrett for a crossover episode on the ChooseFI podcast, home of the world's largest FI community! Together, they rewind all the way back to 2017, when Jackie first stumbled onto ChooseFI… and everything changed. She recounts her journey to reaching early retirement by December 2019, and using that freedom to go back to school, get her CFP, and write 'F.I.R.E. for Dummies'. Then the two of them dive deep into the fundamentals and break down what financial independence really means. They explain why even ten dollars a month can spark a lifelong investing habit, and how Jackie's first investment club taught her the power of community and compounding. They decode 401(k)s, demystify fund selection, and spotlight the quiet villain of investing: expense ratios.   The episode widens from there: debt payoff strategies, designing a modest but deeply rich life on $40–45K a year in Ohio, negotiating everything from internet bills to insurance premiums, and the emotional transformation from paycheck-to-paycheck lifestyle to feeling 'directionally correct.' They conclude with the realization that FI isn't just about money, it's about options. Whether you're a late starter, brand new or ten years into the journey; returning to the basics is how you stay grounded, stay motivated, and stay on course.   ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint.You'll hear:Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decided to pay off our debt aggressivelyOur real budget: $200/month groceries, $50/month fast foodThe sacrifices we made (and whether they were worth it)Why we're creating this podcast specifically for first-gen doctorsIf you're the first doctor in your family navigating medicine without the insider knowledge your colleagues inherited, this is your community.Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcastSIGN UP FOR OUR NEWSLETTER! Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

529 plan expert Patricia Roberts blows up the myth that 'it's too late' and '529s are just for rich people with toddlers and Ivy League dreams'. She is author of the book 'Route 529' and shares some big changes with 529 plans that make them an incredibly flexible savings vehicle for more than just college. In this episode we cover: How state tax deductions, credits and 'parity states' work for contributions The shockingly long list of qualified uses including trade schools, apprenticeships, non-degree credentials, K–12 tuition, tutoring, test prep and even student loan repayment  Busting the 'use it or lose it' fear and the new option to rollover left over funds to a Roth IRA How to juggle retirement vs. college savings Advanced strategies to create generational education wealth     DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

Model Maker and Concept Artist John Eaves has made a huge mark on the Star Trek franchise, as well as many other universes including The MCU. This week John sits down with the Regular Joes Barry, Dave and Tod, plus Irregular Joe Brian Mix, to discuss how he got started, his long career, and the stuff he collects himself. It's a great peek behind the curtain at all the things we love with the man who designed one USS Enterprise, and reimagined two others. How cool is that! Thanks for watching and listening! Links: Fanboy Collectibles - www.fanboycollectibles.com From Dave's Workshop - www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify Like and subscribe on YouTube: www.youtube.com/@rjpodcast

How do you know if you're hearing from God or if it's just your own thoughts? If you're an overwhelmed Christian mom struggling to discern God's voice from the chaos--both around you and inside your head--this episode will meet you right where you are. Transformation coach Suzy Holling shares her journey from exhausted mom to confidently hearing God daily, plus the simple practices that changed everything. (Hint: it starts with one minute in the bathroom!) In 30 minutes, you'll discover:

Dan Haylett gives us a late-starter masterclass on why retirement is a human problem long before it's a math problem. Dan is a UK financial planner, creator of 'Humans vs Retirement' podcast, and author of 'The Retirement You Didn't See Coming'.  He walks us through how that outdated 'retire from work and fade away' script clashes with modern 50- and 60-somethings who still have health, curiosity, and huge ambitions. In this episode he also: Reframes risk as the possibility of dying with plenty of money but too few memories Unpacks why spreadsheets never quite make us feel safe Lays out his three-phase map of the second half of life     DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   ALLOY The Alloy Market offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Use this special Link and enter code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

Starfleet Academy is a concept that's been kicking around for decades, but has never quite gotten off the launchpad. At long last it's here. But is this the show Trek fans want? Set in the far-future, or is it the future of the future? Starfleet Academy picks up the post Discovery timeline to go WHEN no one has gone before. The Regular Joe's sum up their thoughts two episodes in. Along with Random Topics, Barry, Dave and Tod also reflect on the end of an era for Star Wars as the door closes behind Kathleen Kennedy. Thanks for watching, and listening! Links: Fanboy Collectibles - www.fanboycollectibles.com From Dave's Workshop - www.fromdavesworkshop.com Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify Like and subscribe on YouTube: www.youtube.com/@rjpodcast

In this episode of the Noob Spearo podcast, host Shrek is joined by Matthew Lewthwaite, who owns the Dive Cave on the Sunshine Coast. They discuss the intricacies and origins behind spearfishing gear, share important community updates, and reminisce about early spearfishing memories. Matt provides insights into starting the Dive Cave, his passion for high-quality gear, and the challenges of running a spearfishing business. They also delve into the local spearfishing scene, the importance of safety, and the journey from basic to advanced spearfishing techniques. The episode blends humor, personal anecdotes, and deep knowledge, making it a must-listen for spearfishing enthusiasts. Important Timestamps 00:00 Introduction and Shoutouts 00:36 Listener's Voice Message 02:01 Spearfishing Retreat Announcement 02:52 Interview with Matt Luth 03:35 Matt's Early Days in Spearfishing 06:04 Spearfishing Adventures in South Africa 24:33 Transition to Australia 30:28 Understanding the Challenges of Spearfishing 30:52 The Importance of Mentorship and Clubs 32:29 The Role of Local Retailers in Spearfishing 33:44 Celebrating the Community and Legends 36:00 The Art and Taste of Crayfish 36:53 The Journey of Spearfishing Gear 39:23 The Craftsmanship Behind Spearfishing Equipment 43:28 The Realities of Manufacturing Spearfishing Gear 46:36 Choosing the Right Spearfishing Gear 52:07 Balancing Quality and Budget in Spearfishing 01:00:37 Honest Advice and Long-Term Relationships 01:01:16 Inspiration from a Fly Fisherman 01:02:22 The Birth of Dive Cave 01:04:02 Social Media and Business Challenges 01:06:50 Spearfishing Innovations 01:19:07 Deep Diving and Spearfishing Passion 01:22:17 Podcast Conclusion and Future Plans Links Mentioned, Partner Deals and Discounts + Froth

The cost of college is skyrocketing! To make sure you're not paying those sticker prices, we brought in New York Times 'Your Money' columnist, Ron Lieber. He is also author of 'The Price You Pay for College' and joins the show for a brutally honest walkthrough of what is actually going on behind the scenes. In this episode he breaks down: List price vs. cost of attendance Why most families don't pay rack rate How to read a school's 'Common Data Set' Merit vs. need-based aid How net price calculators and pre-reads can keep you from falling in love with a school you can't afford DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   ALLOY The Alloy Market offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Use this special Link and enter code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT THE SHOW