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In this episode of SORRY, PARTNER, we revisit our conversation with American champion Joe Grue. Joe talks with us about managing different partnership styles, ritual, superstition, and the wisdom that comes with experience. Plus, he shares his top tip for developing players.But first, we kibitz!BE PART OF THE FUN ...Join our MAILING LIST. We'll email you a link to every new episode and occasional other information.Send your bridge stories and comments to sorrypartnerpodcast@gmail.com.Or to @sorrypartnerpodcast on INSTAGRAM.Find our recommended books HERE.Check out the SORRY, PARTNER MERCH STORESOr send us a VOICE MESSAGE.These links are also available on our website at sorrypartner.comSupport this show http://supporter.acast.com/sorry-partner. Hosted on Acast. See acast.com/privacy for more information.

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father driving me there from New Jersey, the first time I was rejected from medical school, and the life I could never have planned...In this episode, I'm sharing things I wish I could tell the student I was back then.You'll hear:→ Why getting rejected from medical school the first time affected my confidence even after I got in→ What my father's support on that drive to Kansas City means to me now that he has severe dementia→ How Renee and I met, became friends, and eventually built a life together→ Why I wish I had learned to speak up sooner instead of trying to please everyone→ Why becoming a doctor gives you options, and why you should keep hold of the keys to your own careerIf you're a pre-medical student, a medical student, or the first doctor in your family, I hope this reminds you that one setback does not decide where your life goes.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastFREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comWhat's one thing you wish someone had told you before medical school? Text us. We read every message.ABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

Yesssss Tradies! Welcome back to another edition of Just Quickly! Here's what was on everyone's mind this week: - Is Essendon's depth underrated? - Why does Zane Duursma want to leave North? - What does Longmire ACTUALLY bring to Essendon & more! Enjoy! Tradies is supported by our mates at Bailey Ladders. Seventy years on the tools, building gear that lasts. Bailey Ladders, the first one you'll buy, the last one you'll own. Find out more at: https://www.baileyladders.com.au/ ____________________________________________________________________________

What if the biggest thing standing between you and early retirement isn't your savings... it's your health insurance? Bill and Jackie welcome Lyndia Cunningham of Move Health to tackle the healthcare headache that keeps so many Americans working until 65. From COBRA and short-term medical plans to faith-based health sharing and the Affordable Care Act, Lyndia walks through the options that could change your retirement timeline. Throw in retroactive COBRA, Medicaid, college health plans and direct primary care, and suddenly the path to healthcare freedom looks a lot less mysterious. This episode covers The health insurance options available to early retirees before Medicare at 65 How COBRA, short-term medical insurance, Farm Bureau plans and healthcare-sharing programs compare The important differences between ACA-compliant insurance and other types of coverage How spouses, dependents and college students can access alternative coverage Retroactive COBRA and planning for the transition out of employer-sponsored insurance ACA essential health benefits, provider networks and out-of-state coverage limitations How ACA premium subsidies interact with household income, Roth conversions and HSA contributions Medicaid eligibility and the complications that can arise for early retirees and their families Dental, vision, accident and critical illness coverage beyond a basic health insurance plan How HSAs and direct primary care can fit into a broader retirement healthcare strategy   === SUPPORT  THE  SHOW ===

Yesssss Tradies! Welcome back to another edition of Just Quickly! Here's what was on everyone's mind this week: - Why do Journalists give opinions in press conferences? - The controversial preliminary final umpiring - A quirk with Lachie Neale's tribunal case & more! Enjoy! ____________________________________________________________________________

Exposed! We go behind the scenes with industry experts and disrupters in the retail car-buying market, Ray and Zach Shefska. They are the powerful father-son team behind CarEdge, a car-buying platform that's fighting fiercely for transparency. Ray brings 43 years of dealership experience and Zach brings the modern tech (like AI agents) and viral moments when he exposes dealers misbehaving. Together, they reveal how dealerships really make money, including things like dealer fees, financing, and often unnecessary ad-ons. Don't miss this breakdown of smart ways for you to research, shop, avoid games some dealers play, and get the fairest price on your next car. This episode covers How dealerships use monthly payments to distract buyers from the total cost of a car Why negotiating a vehicle can be especially difficult for women and minority buyers Using AI agents to obtain and negotiate real dealer pricinng The fees, add-ons, and protection packages buyers should question Why "if it's taxable, it's negotiable" is one of Ray's favorite rules How to get and compare a true out-the-door price Why a pre-purchase inspection is critical when buying a used vehicle The pros and cons of CarMax and Carvana How pre-approved financing can protect you from dealer interest-rate markups Cash versus financing, leasing and total cost of ownership Ray's ultimate rule: buy what you need, not just what you want   . === SUPPORT  THE  SHOW ===

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She'd been following the show for almost 10 years, and she had one question:“How can I best start preparing for global surgery, especially in places like Ghana?”That question deserved more than a simple reply. It deserved an entire episode.So I'm sharing what I've learned from 14 years of humanitarian surgical work at KNUST University Hospital in Kumasi, Ghana, alongside International Healthcare Volunteers.You'll hear:→ Why global surgery is the truest test of your surgical foundation→ The #1 mistake residents make when they arrive (and why it destroys everything)→ How to start preparing RIGHT NOW. Not in fellowship, not as an attending, NOW→ What to look for in a global surgery program (and the red flags to avoid)→ What your first trip will actually look like. The OR, the clinical experience, and the emotional reality→ What 14 years of showing up consistently has taught me about this work For general surgery residents, all surgical specialty residents, medical students, and any physician who has ever thought about doing meaningful work beyond their hospital walls. "Global surgery is not a break from your training. It IS your training in its purest form."Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastFREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

Yesssss Tradies! Welcome back to another edition of Just Quickly! Here's what was on everyone's mind this week: - What can the AFL and MCG learn from the NFL game? - What brothers have been traded to play alongside each other? - What will Chris Fagan's next job in footy look like & more! Enjoy! ____________________________________________________________________________

What if the biggest retirement risk isn't running out of money, but being too afraid to spend the money you worked decades to build? Personal finance icon Jean Chatzky joins Bill and Jackie to tackle the psychology and math behind turning a lifetime of savings into a Forever Paycheck. Jean shares her own late-start reset after losing her father, getting divorced, and getting fired within a single year. She then explains why retirees often happily spend Social Security and pensions while fiercely protecting their investment balances. Together they explore Jean's tools that can create both security and permission to spend. Jackie even runs her own numbers and discovers her forever-income gap might be surprisingly easy to fill.  This episode covers  Jean Chatzky's own financial reset after a series of major life changes at 40  Why retirees can become surprisingly reluctant to spend their accumulated savings  The "decumulation gap" and the psychology behind creating a retirement paycheck  How to build a "moat budget" around essential expenses and important wants  How risk tolerance and FOMO can shape your retirement-income strategy  Why Jean changed her long-held opinion about annuities  How home equity, insurance, HSAs, and other assets can become retirement resources  Why late starters need forgiveness, benchmarks, and trusted guidance, not perfection . === SUPPORT  THE  SHOW ===

What happens when you finally reach financial independence and your brain responds with, "Great, now what?" In this special crossover from ChooseFI, Ginger turns the microphone on Bill and digs into the part of financial independence that spreadsheets rarely prepare us for. He shares how a lawsuit and burnout woke him up financially at 50 and how he and his wife flipped from single-digit saving to intentional wealth building. Bill also explains why reaching FI at 60 created a whole new problem: actually giving himself permission to leave work. This episode covers Bill's financial wake-up call at age 50 and his "trifecta" of late-starter mistakes How he and his wife moved from single-digit saving to a 30–40% savings rate Working through regret, shame, anger, and scarcity after a late start Why lifestyle downsizing felt more freeing than depriving The "fog of FI" and why reaching your number does not automatically make retirement easy One-more-year syndrome, professional identity, and creating a gradual glide path out of work How FI gave Bill leverage to cut shifts, reduce night work, and reclaim his time The advantages late starters still have despite missing decades of compounding Why health, relationships, community, and purpose become more important after the math is solved Bill's belief that relationships may compound even better than money   . === SUPPORT  THE  SHOW ===

Yesssss Tradies! Welcome back to another edition of Just Quickly! Here's what was on everyone's mind this week: - Who will Adelaide focus on now that Zac Bailey has re-signed with Brisbane? - Do any AFL players represent themselves instead of a manager? - Sam gets pulled up on one of his takes & more! Enjoy! ____________________________________________________________________________

Chime In, Send Us a Text or Voice Message!Episode 97 The return of Jenna Muri-Rosenthal of Fit to Function Recovery and an update that is Way Beyond “Better Than Good Enough” !!With Co-Hosts Michael Garrow and David DansereauAbout Jenna: We had Jenna on the show on Episode 70 when she was first launching her new facility. You can listen to that episode here: https://www.buzzsprout.com/1751132/episodes/14848193Jenna has her clinical roots at Spaulding Rehab and is an experienced speech and language pathologist (SLP) who uses her passion for Crossfit and advanced training in brain injury and rehabilitation to offer a neuro adaptive fitness and cognitive communication rehabilitation model.  Her gym is based just outside of Boston (Roslindale/West Roxbury,MA) where she  recently expanded her space and programs and has built an inspiring community fitness hub for all abilities and ages. We still love  her motto “Better than Good Enough” but now she's gone “Way Beyond Better!!   On this episode, you'll discover how her work is transforming recovery and wellness through functional fitness and neuroplasticity. Here's a few of the topics we covered:Adaptive fitness and its role in recoveryThe science of brain-derived neurotrophic factor (BDNF)Impact of high-intensity workouts on neuroplasticityCommunity building through inclusive fitness programsExpansion and growth of Jenna's fitness facilityTraining trainers for adaptive fitnessYouth and senior fitness programsOvercoming barriers in adaptive trainingThe future of fitness and neurorehabilitationThe Fit to Function ApproachFit to Function blends functional fitness with cognitive rehabilitation in an adaptive, 1:1 and community-focused environment that benefits survivors of brain injury and stroke. Through this unique approach, delivered through a multi-disciplinary coaching team that goes beyond routine rehabilitation therapies, Fit to Function supports patients recovering from neurologic injuries in achieving functional movement and global fitness with generalization into real world activities while addressing their cognitive-communicative needs. Connect with Jenna to learn more and support her community of athletes in recovery!Website: Fit to Function RecoveryConnect with FtF on InstagramDonate to  FtF Athletes Fitness FundLearn About the Adaptive Training Academy Support Our Show! Thank you for helping us to continue to make great content. We appreciate your generosity! DRYYP SaunaFind out more about Mike's new business venture, DRYYP Sauna.Order David's Book, Closure After StrokePreorder now on Amazon for Kindle early release July 4th. Paperback and hardcover September 28th!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showShow credits:Music intro credit to Jake Dansereau. Our intro welcome is the voice of Caroline Goggin, a stroke survivor and our first podcast guest! Please listen to her inspiring story on Episode 2 of the podcast.Connect with Us and Share our Show on Social:Website | Linkedin | Twitter | YouTube | Facebook | SubstackKnow Stroke Podcast Disclaimer: Our podcast and media advertising services are for informational purposes only and do not constitute the practice of medical advice, diagnosis or treatment. Get Our Podcast News Updates on Substack 

A 72(t) plan is little-known IRS provision which gives you a perfectly legal way to access your retirement money before 59½ without the 10% penalty. In this second half of the 2-part episode, Jackie brings back Mr. 72t, William (Bill) Stecker, CPA and founder of 72tcalc.com. This episode takes on the practical half of their deep dive into 72(t) plans as they move from theory to execution. Jackie puts her own plan on screen to let Bill do what he does best... audit it! He scrutinizes her $240k starting balance, $15k annual withdrawals, plan timeline, and the surprising fact that her account has actually grown even though she's been taking money out.  This episode covers Why Bill strongly favors the amortization method for most practical 72(t) plans How the 5% interest-rate floor changed SEPP planning The three basic inputs needed to calculate a 72(t) How to document the correct starting IRA balance What records to keep in case the IRS ever asks questions Why annual withdrawals may reduce opportunities for mistakes How to handle a 1099-R that says "early distribution, no known exception" Jackie's real-life 72(t) setup, asset allocation, and withdrawal schedule How 72(t)s can work alongside Roth conversions and other income strategies Why some people may qualify for better early-withdrawal exceptions and not need a SEPP at all This is the second part of a 2-part episode. Be sure to subscribe the show and catch part 1 (episode 234) from 8/30/26.   . === SUPPORT  THE  SHOW ===

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In just a few days, we leave for Ghana, and this year, our boys are coming with us.This is our 14th year doing humanitarian work at KNUST University Hospital in Kumasi with International Healthcare Volunteers. Before we board that plane, we're talking about what humanitarian medicine actually looks like. Not the Instagram version. The real version.You'll hear:What International Healthcare Volunteers actually does and why the focus is sustainability and education, not fly-in-fly-out surgeryThe white savior complex in humanitarian medicine and why that mindset can destroy more than it buildsWhy Nii comes back a better surgeon every year from complex tissue repairs to the CO₂ tank story and the GIST tumor patientThe OB/GYN cases Renee encounters, including patients arriving with hemoglobin levels of 4 and 5What medical students and residents can learn in Ghana that they simply can't learn in the U.S.How we make two weeks in Ghana work with two boys, an apartment in Accra, alternating weeks, and homeschooling this yearAnd the mindset behind why we keep going back: “I'm not going to save Ghana. Ghana doesn't need saving. I'm going because Ghana made me.”If you're the first doctor in your family and you've ever felt behind, confused, or alone in navigating medicine, this is your community.And if you've ever done humanitarian medical work, or wondered what it really looks like beyond the highlight reel, this episode is for you. Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastRESOURCES MENTIONED IN THIS EPISODE:Locumstory.com - a free resource with unbiased information about locum tenens opportunities, real physician stories, and practical guidance to help you make informed decisions about your career. Check them out at https://dotb.s.gy/Pod International Healthcare Volunteers - https://www.ihcv.org/FREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

You won't find a more comprehensive resource on the topic of 72(t) plans and substantially equal periodic payments (SEPP). This little-known IRS provision gives you a perfectly legal way to access your retirement money before 59½ without the 10% penalty… and almost nobody in finance wants to touch it! So, Jackie brings back the one expert that lives and breathes 72(t)s, William (Bill) Stecker, CPA and founder of 72tcalc.com. Bill picks up where he left off when he last appeared on the show in 2025. He further explains the nuances of 72(t) plans and how to avoid common mistakes. Hear how 72(t)s can be incredibly powerful tools for early retirees, laid-off workers, and anyone ready to leave the traditional "hours-for-dollars" trade. This episode covers What a 72(t) or SEPP plan actually is Access to retirement accounts before age 59½ without the 10% penalty tax Why so many financial professionals hesitate to work with 72(t) plans  The minimum plan period and why modifying a SEPP can become extremely expensive  How to determine how much early retirement income you actually need The differences between the Rule of 55 and a 72(t) strategy  Why Bill usually prefers moving money from employer "plan land" into "IRA land"  How brokerage accounts, Roth contributions, part-time work, and SEPPs can work together  Why inflation and unexpected expenses need to be built into an early-retirement income plan  How splitting an IRA into separate accounts can create flexibility and isolate potential mistakes This is the first part of a 2-part episode. Be sure to follow the show and catch part 2 next week (9/6/26). . === SUPPORT  THE  SHOW ===

What happens when one of investing's original disruptors buys one of the industry's newest disruptors? Barry Ritholtz thinks investors may be the biggest winners and Bill and Jackie dig into why. This special breaking-news is an excerpt from an upcoming Catching Up to FI episode, recorded on 8/26/26. Barry reacts to Vanguard's newly announced agreement to acquire Altruist, the fast-growing technology and custody platform built for independent financial advisors. Barry also gives an important disclosure: he's an Altruist investor, so yes, he has a dog in this fight. From there, he explains why combining Vanguard's enormous scale with Altruist's technology could quickly reshape the custody business, put fresh pressure on Fidelity and Schwab, and potentially extend the famous "Vanguard Effect" into another corner of financial services. Bill calls it "disruptor squared." Barry sees an industry that never stands still. And if competition drives prices lower again, investors may ultimately be the ones cashing the biggest check. This episode covers Barry's immediate reaction to Vanguard's agreement to acquire Altruist His disclosure that he is an Altruist investor and financially benefits from the deal Why Altruist's clean-sheet technology made it an attractive challenger to legacy custodians How Vanguard's scale could immediately change Altruist's competitive position Why Fidelity and Schwab may suddenly have a much larger third competitor The "Vanguard Effect" and how competition can push fees lower across an industry Why Barry believes investors could be the biggest winners from the acquisition How Schwab and Robinhood previously disrupted investing through lower-cost and free trading Why Vanguard was a logical potential acquirer given its earlier relationship with Altruist Barry's larger lesson that financial technology never stands still    The Full Episode with Barry Ritholtz will be coming out soon! Be sure to follow the show or subscribe to the channel on YouTube, so you don't miss it!"   === SUPPORT  THE  SHOW ===

Virginia talks with Becky Gandillon, Author of the Unofficial Guide to Walt Disney World 2027, about her Disney origin story, how she turned a love of park planning and data into work with Touring Plans, and why she thinks Walt Disney World is in the middle of an exciting new era. They also get into practical trip-planning topics like crowd patterns, Lightning Lane value, and which tools Touring Plans users may be overlooking.   Recorded 8/13/26   Video Watch the video version of this episode on YouTube!   Episode Specific Links: Follow Becky on Instagram (@raisingminniemes) and make sure you buy her book, The Unofficial Guide to Walt Disney World by Becky Gandillon with Bob Sehlinger and Len Testa Shop Becky's favorite park must-haves on her Amazon list The Ride of a Lifetime by Bob Iger The Main Street Dish Podcast - check out the episode Becky did about the Disney Dining Plan on Apple Podcasts or Spotify People mentioned in this episode: Renee - @magicaltravelsbymonty     Be Our Guest: Do you have an upcoming trip you'd like to share?  Submit your trip information here to be considered as a podcast guest.   Get in Touch: If you would like to reach out to Virginia for something other than a trip report guest submission (for that use the link above!), you may email whereilongtobepodcast@gmail.com. You can also leave comments, hot takes, and questions by voice message at whereilongtobepodcast.com through the Leave Virginia a Voice Message button on the right side of the page. Just remember, if you leave a voice message, it might get played on the show!   Follow: Instagram: @whereilongtobepodcast Facebook: @whereilongtobepodcast TikTok: @whereilongtobepodcast Website: whereilongtobepodcast.com

What if that old pension you barely think about is secretly one of the most valuable assets in your retirement plan? Bill and Jackie welcome back financial planner and educator, Andy Panko for a deep dive into the increasingly rare (but far from extinct) world of pensions. They explore plans from private and government employers and why a seemingly small monthly check can dramatically change the work the rest of your portfolio has to do. This episode covers Why pensions are less common but still relevant to millions of workers What it actually means when an employer "freezes" a pension How to think about a pension as part of your overall retirement portfolio The risks behind private, federal, state, and municipal pension promises Lump sum versus lifetime monthly payments and the trade-offs of each Single-life, joint-and-survivor, period-certain, and inflation-adjusted pension options Why guaranteed income can give retirees psychological permission to spend When comparing an employer pension with a commercial income annuity may make sense  Andy's four-question framework for deciding whether lifetime payments fit your plan Jackie's pension options and her final decision to turn on lifetime monthly payments Where to find old or forgotten pensions from previous employers . === SUPPORT  THE  SHOW ===

Chime In, Send Us a Text or Voice Message!Know Stroke Podcast Episode 96 Guests: Lester Leung and Rory Polera with co-hosts David Dansereau and Michael GarrowThis episode features three time favorites and returning guests, Dr. Lester Leung, MD (stroke neurologist) and Rory Polera (stroke survivor) discussing innovative approaches to stroke recovery, the role of technology and AI in the new patient and provider relationship, and building community support for survivors so they are not alone in recovery. They share insights on longitudinal stroke support and  care, personalized medicine, and the future of stroke rehabilitation. As "tied" 3 time record holders along with Caroline Goggin (from Episode 95) stroke survivor and podcast opening show voice, the trio are all in great company!Key Topics:Long-term stroke care and community buildingUse of AI and wearable technology in recoveryPersonalized medicine and data-driven treatmentInnovations in stroke rehabilitation and telehealthMentions: Saya Consortium https://www.youngadultstroke.org/Dr. Leung's micro-practice Headway Neurology https://www.headwayneurology.com/saya-cDavid Book Closure After StrokeAbout the "Miracle Speech" https://knowstroke.substack.com/p/chapter-one-power-play-preview Rory's Substack https://substack.com/@rorypoleraRory's Slidedeck and Update on his recovery journey: https://knowstroke.substack.com/p/navigating-the-journey-of-stroke Empower Sleep (not a show sponsor but perhaps they should be or offer Rory and other survivors a discount) https://www.empowersleep.com/ Support Our Show! Thank you for helping us to continue to make great content. We appreciate your generosity! Get Our NewsGet Our Latest News and Show Updates on SubstackOrder David's Book, Closure After StrokePreorder now on Amazon for Kindle early release July 4th. Paperback and hardcover September 28th!DRYYP SaunaFind out more about Mike's new business venture, DRYYP Sauna.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showShow credits:Music intro credit to Jake Dansereau. Our intro welcome is the voice of Caroline Goggin, a stroke survivor and our first podcast guest! Please listen to her inspiring story on Episode 2 of the podcast.Connect with Us and Share our Show on Social:Website | Linkedin | Twitter | YouTube | Facebook | SubstackKnow Stroke Podcast Disclaimer: Our podcast and media advertising services are for informational purposes only and do not constitute the practice of medical advice, diagnosis or treatment. Get Our Podcast News Updates on Substack 

After Rishi Vamdatt's conversation with Bill and Jackie, his parents Renu and Raag step out from behind the scenes to share how their son became the 16-year-old financial educator behind Easy Peasy Finance. They believe raising a financially savvy kid has less to do with giving money lectures and more to do with letting them swipe the credit card at the grocery store and ask "what happens next"? Their approach was surprisingly simple: money was never taboo, questions were always welcome, and Rishi was allowed to follow his curiosity rather than being scheduled into oblivion. For late-starting parents, the reassuring message here is that you don't need to raise another Rishi. Just talk openly, model your values, and follow the child. This episode covers How Renu and Raag recognized Rishi's unusual interest in money from a very young age Why money, income, mortgages, and family finances were never treated as taboo How everyday activities like grocery shopping became natural financial lessons The family effort behind the early years of Easy Peasy Finance Why Rishi has turned down sponsorships, including significant offers, to protect audience trust How Rishi's parents balance his mathematical approach with the emotional side of money Why letting children lead their interests can be more powerful than filling every hour with activities How Rishi balanced finance with theater, travel, fishing, scuba diving, video games, and being a regular kid What parents can do differently to build financial fluency in the next generation How financial values and openness traveled from grandparents to parents to Rishi   . === SUPPORT  THE  SHOW ===

What if the person explaining money to your kids has already been doing it for more than half his life, and passed the CFP exam before he could legally vote? Bill and Jackie sit down with 16-year-old Rishi Vamdatt, founder of Easy Peasy Finance. Rishi started learning about money at six, investing at seven, and teaching personal finance on YouTube at eight. But this isn't just a story about an unusually motivated teenager. Rishi offers a surprisingly universal lesson: money gets easier when we strip away the jargon, practice with real dollars, automate the basics, and start where we are.   This episode covers How Rishi passed the CFP exam at just 16 years old The childhood experiences that sparked his fascination with money Why he gave up birthday parties and started investing at age seven How Easy Peasy Finance grew from kid-friendly three-minute videos into more than 1,300 pieces of financial content What parents can do to teach kids about money without turning it into another lecture Why allowances, real-life practice, and even small money mistakes can be powerful teachers Rishi's simple approach to index funds, automation, and long-term investing Why financial education should begin before high school His take on Roth IRAs, 529 plans, Trump accounts, taxes, and estate planning What a 16-year-old financial educator wants late starters to remember about beginning today   . === SUPPORT  THE  SHOW ===

In this episode of SORRY, PARTNER, we revisit our conversation with American champion Lisa Berkowitz. Lisa talks with us about multitasking, knowing your system, and keeping cool under pressure. Plus, she shares her top tip for developing players. But first, we kibitz!BE PART OF THE FUN ...Join our MAILING LIST. We'll email you a link to every new episode and occasional other information.Send your bridge stories and comments to sorrypartnerpodcast@gmail.com.Or to @sorrypartnerpodcast on INSTAGRAM.Find our recommended books HERE.Check out the SORRY, PARTNER MERCH STORESOr send us a VOICE MESSAGE.These links are also available on our website at sorrypartner.comSupport this show http://supporter.acast.com/sorry-partner. Hosted on Acast. See acast.com/privacy for more information.

This is Part 2 of a 2-part Episode. Be sure to catch Part 1 that aired last week (August 2nd). What if the safest-looking retirement portfolio is actually protecting you from the wrong disaster? In part two of Bill's bond marathon with Frank Vasquez, the conversation moves from Bond 101 into the question that really matters: what role should fixed income play once you stop accumulating and start living from your portfolio? Frank explains why bonds should be chosen for a specific job, why a total bond fund may be trying to do too many things at once, and why retirement planning should prepare for a bad decade. The ultimate takeaway is reassuring: bonds are complicated, but most people probably only need one or two bond funds chosen with an actual purpose.   This episode covers How bond choices should change from wealth accumulation to retirement spending Why the purpose of a bond matters more than simply deciding to "own bonds" The weaknesses of total bond market funds such as BND Why retirement portfolios should prepare for a difficult first decade What Bill Bengen's research suggests about stocks, bonds, cash, and sustainable withdrawals Why TIPS disappointed Frank during both the 2008 recession and the 2022 inflation shock The limited situations where a bond or TIPS ladder may genuinely be useful Why elaborate bucket strategies often behave like ordinary 60/40 portfolios The risks of pairing a mostly stock portfolio with only two or three years of cash Frank's four principles for designing a diversified retirement portfolio   === SUPPORT  THE  SHOW ===

SUMMARY When Jeff's sister lost her engagement ring in a five acre pasture hours before her wedding rehearsal, a rope, a grid, and a prayer turned an impossible search into a three minute miracle. In part four of the DadAwesome Multipliers series, that story becomes a blueprint for intentional fatherhood built on three things: a system that works, partners in the search, and faith in what you cannot yet see. Chad Johnson joins with a segment unpacking his Giant Five framework and why putting career first costs a man everything that matters. KEY TAKEAWAYS Intentional dads need a system. Without one, you chase whatever is loudest instead of the people you love most. The Giant Five framework orders your priorities: faith, marriage, children, health, and work. Most men have that list upside down. You were never meant to search alone. Partners spot what you miss and call you higher when you drift. Love sometimes looks like challenge instead of comfort, especially when your kids are settling into ease. You don't have to search the whole field today. Move the rope a few feet and walk the line again. QUOTES "I really am okay with stirring the pot." (Chad Johnson) "Live like a movie you'd want to watch with your children and grandchildren." (Chad Johnson) "I call it turning success upside down." (Chad Johnson) "Any fruit that anybody ever sees in my life is in spite of me." (Chad Johnson) "Don't get overwhelmed with the entire field. One pass at a time." (Jeff Zaugg) ABOUT CHAD JOHNSON Chad Johnson is a father of eleven, an entrepreneur, and the creator of the Giant Five framework, a simple system for keeping faith, marriage, children, health, and calling in their right order. He is known for pushing his family toward character over comfort, including relocating them to Los Angeles for five months so his kids could work in his business facility. Chad previously joined DadAwesome for episodes 216 and 217. ACTION STEPS REFLECTION Map your fields. Get a piece of paper and map your current life as a dad. Where does connection feel distant? Is there a child where things feel cold? Where could you raise your game in pursuing your wife or your time with God? Be honest about the gap. Name what you are hoping for in each area. Without naming the hope, you cannot see the distance between where you are and where you want to be. Run the Giant Five. Faith, marriage, children, health, work. Pray through which one is currently getting your leftovers. For many men it is work that needs to be turned upside down. For others it is the opposite, and career needs more drive because provision is the real need. Celebrate one win. Look back and name one victory. Do not skip this part. MULTIPLICATION Name your partners. Who are the other dads in this adventure with you? Is there a rhythm of meeting? Is there a text thread already going? The field search never would have worked alone. Get the free small group curriculum. Send a voice message with your name, where you are located, and your idea for a fall small group. You will get the three page PDF back. Send a few texts. Invite two or three dads to listen to episode 446 so you are all working from the same framework. Use the side door. Extend a tangible invitation: the Spartan race in Dallas on October 17, or the fall 100 mile running challenge. ACTIVATION Block the time. Put a block on your calendar this week for deeper work on the Giant Five. Do not just listen and move on. Open Luke 15:3 through 7 with your family. Read the parable of the shepherd who leaves the 99, then tell your kids directly: this is how I feel about you. I will always come looking for you. Pause and pray first. Before stepping into any of these areas, stop and pray, the same way Jeff and his sister did before they started the search. Move the rope. Ask God for one area where you can move the rope seven or eight feet tomorrow. One pass at a time. Keep celebrating. Look at what God has done and mark it. Go deeper. DadAwesome Labs for Chapter 11 is linked below with additional activations and discussion questions. LINKS MENTIONED Spartan Team DadAwesome, Dallas, Texas, October 17 https://givebutter.com/DallasSpartan DadAwesome 100 Mile Fall Running Challenge - https://givebutter.com/dadawesome100 Leave a VOICEMAIL: https://www.speakpipe.com/DadAwesome Join Team Awesomeness (monthly support team) at any level from $7/month to $1000/month... We have 41 families committed to fueling the ministry DadAwesome as we head toward celebrating 9 years of AWESOMENESS this coming winter: https://www.dadawesome.org/give Join the DadAwesome Prayer Team: Text "pray" to (651) 370-8618 Send a Voice Message to DadAwesome Apply to join the next DadAwesome Accelerator Cohort Subscribe to DadAwesome Messages: Text the word "Dad" to (651) 370-8618 7-Day Video Series: dadawesome.org/book DadAwesome Podcast: dadawesome.org/podcast Free Chapter + Intro Video Series: dadawesome.org/book Subscribe to DadAwesome Messages: Text "Dad" to (651) 370-8618 DADAWESOME book: dadawesome.org/book DadAwesome Labs, Chapter 11:  Episode 216 with Chad Johnson: https://www.dadawesome.org/blog/216 Episode 217 with Chad Johnson: https://www.dadawesome.org/blog/217  

What do you really want? Beneath every frustration, fear, or unanswered prayer is often a deeper longing. In this REVING the Word experience, Alisa Keeton invites you to move your body as you engage with Psalm 23 through movement, prayer, reflection, and worship. Explore the difference between our wants and our deepest needs, and the freedom that comes when we let the Good Shepherd lead. In this workout, you'll be invited into a series of sprint intervals that will interrupt your comfort and wake up the body. As you move, you'll be asked honest questions and discover that the Good Shepherd isn't simply interested in meeting your wants, but caring for your deepest needs too.   New to REVING the Word? REVING the Word is about theology for our biology. Move your body however that looks for you today. Take a walk, mow the lawn, clean the house, stretch, or listen at the gym. There isn't one right way to REV the Word. Just bring your whole self as you move, breathe, and meditate on God's Word.   Anchor Scriptures Psalm 23 Philippians 4:19  

What do you really want? Beneath every frustration, fear, or unanswered prayer is often a deeper longing. In this REVING the Word experience, Alisa Keeton invites you to move your body as you engage with Psalm 23 through movement, prayer, reflection, and worship. Explore the difference between our wants and our deepest needs, and the freedom that comes when we let the Good Shepherd lead. In this workout, you'll be invited into a series of sprint intervals that will interrupt your comfort and wake up the body. As you move, you'll be asked honest questions and discover that the Good Shepherd isn't simply interested in meeting your wants, but caring for your deepest needs too.   New to REVING the Word? REVING the Word is about theology for our biology. Move your body however that looks for you today. Take a walk, mow the lawn, clean the house, stretch, or listen at the gym. There isn't one right way to REV the Word. Just bring your whole self as you move, breathe, and meditate on God's Word.   Anchor Scriptures Psalm 23 Philippians 4:19  

What if bonds aren't dead at all—and we've just spent the last decade misunderstanding what job they were hired to do? Bill welcomes back Frank Vasquez, the hotdog-named engineer-lawyer-DIY investor behind Risk Parity Radio, for part one of a lively fixed-income deep dive. Starting with the basics, Frank explains what a bond actually is, why owning one makes you the lender rather than the shareholder, and how bonds can provide income, stability, or diversification depending on the type and duration. They work through the very real risks hiding behind the phrase "safe investment." Along the way, they visit the Witch of Wall Street, Frank's crystal balls, and the illusion that individual bonds never lose value just because nobody checks the price every day.  This is Part 1 of a 2-part Episode. Be sure to catch Part 2 next week (August 9th). This episode covers What bonds are and how they differ fundamentally from stocks The three main roles bonds can play: income, stability, and diversification The differences between Treasuries, corporate bonds, municipal bonds, and TIPS Why higher yields usually come with higher credit or default risk Maturity, par value, duration, yield to maturity, and the yield curve Why individual bonds fluctuate in value even when investors do not see the daily price How interest-rate changes affect short-, intermediate-, and long-duration bonds The major risks of bond investing, including inflation, liquidity, credit, and call risk Why diversification depends on correlation, not simply owning investments with different names What 2022 taught investors about stocks, bonds, inflation, and unusual market environments   === SUPPORT  THE  SHOW ===

Send us a Message!*** This episode may not be for kids. Listeners be advised***Welcome to another episode of Clash Royale Radio! This week we talk about something that's something we wanted to share for a long time and after talking and praying about it, we decided to share our testimony on how God saved us. I understand there will be some that don't believe in God and that's ok. We still love and care about you and hope we don't turn you away :) Hope you guys enjoy. Send a Voice Message: https://www.speakpipe.com/clashroyaleradioDiscord: https://discord.gg/BmuR6zw3fWDonate: https://paypal.me/clashroyaleradioYouTube Channel: https://www.youtube.com/@MinireedX: https://twitter.com/Minireed_DylanPatreon: http://patreon.com/user?u=86614718Support the show

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also making it harder.This is the episode we've never been able to fully tell. Until now.You'll hear:→ Why we got married later — and what that cost us biologically → The rule we made when paying off debt (and how it complicated everything) → IVF at $25,000 per round with no insurance coverage in Pennsylvania → How locums income was our financial lifeline — and our biggest complication → The appointments Renee attended alone while Nii was on the road → What the IVF doctor said when Renee ovulated through her medications (and where Nii was) → Multiple rounds. None of them worked. → How our boys came naturally — and the joke we make about their 529s → 3 practical tips for physician couples navigating debt and fertility simultaneouslyTEXT US: Have you ever had to choose between your financial goals and starting your family? Tell us your story. 1-833-230-2860 We read every message.3 PRACTICAL TIPS FROM THIS EPISODE:1. Know your state's IVF insurance laws before you choose where to live or work. Some states mandate insurance coverage for IVF (NJ, NY, MA, IL, and others). Pennsylvania did not cover us at the time. This is a factor worth researching — especially if you're in your thirties or planning to start a family.2. Have the fertility conversation with your partner before you need it. Don't wait until you're in the middle of debt payoff to find out you need IVF. Talk to a reproductive specialist early. Get your baseline numbers. If you're a woman in medicine who wants children — consider freezing your eggs earlier rather than later.3. Build your financial plan around your whole life — not just your debt. Your financial plan needs to account for more than the numbers. Build in the fertility timeline. Build in the family goals. Build in the geographic constraints. And if locums is part of your debt payoff plan — decide how far is too far before you take the assignments. Not after.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastRESOURCES MENTIONED IN THIS EPISODE: Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Resolve Website - https://resolve.org/FREE DOWNLOAD: Download the First-Gen Doctor Blueprint — everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for the podcast?Send us a Voice Message: https://www.speakpipe.com/docsoutsidethebox Text us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.com ABOUT DOCS OUTSIDE THE BOX:  We're Nii and Renee — first-generation doctors (Ghanaian and Haitian) who didn't have physician parents to guide us. We paid off $700K in student loans, went through multiple rounds of IVF, and learned everything the hard way.This podcast is the blueprint we wish we'd had.DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

In this episode of SORRY, PARTNER, we revisit our conversation with French champion Thomas Bessis. Thomas joins us to talk about bridge life and family life. Plus, he shares his top tip for developing players. But first, we kibitz!BE PART OF THE FUN ...Join our MAILING LIST. We'll email you a link to every new episode and occasional other information.Send your bridge stories and comments to sorrypartnerpodcast@gmail.com.Or to @sorrypartnerpodcast on INSTAGRAM.Find our recommended books HERE.Check out the SORRY, PARTNER MERCH STORESOr send us a VOICE MESSAGE.These links are also available on our website at sorrypartner.comSupport this show http://supporter.acast.com/sorry-partner. Hosted on Acast. See acast.com/privacy for more information.

What if crushing your money goals has less to do with finding the perfect formula—and more to do with getting lovingly bullied into taking action today? Bill and Jackie sit down with Bernadette Joy, a first-generation Filipino American who paid off $300,000 of debt in three years, reached her first million, and eventually built a multimillion-dollar portfolio. Bernadette also explains why she believes traditional financial literacy is dead, walks through her C-R-U-S-H framework, and reveals why the final "H" evolved from hustle to healing your money wounds. This episode covers How Bernadette paid off $300,000 of debt and reached her first million The $100-a-day strategy that made an intimidating goal feel actionable Why generating more income only works when you keep and invest the difference How she resisted lifestyle creep while building a seven-figure business Why her paid-off home mattered more emotionally than optimizing every return Her argument that financial literacy should become financial fluency and freedom The five-part C-R-U-SH framework for organizing money and designing an independent life The $1-per-use rule for spending intentionally without guilt How unsubscribing, reducing drama, and creating a peace plan support financial freedom . === SUPPORT  THE  SHOW ===

Chime In, Send Us a Text or Voice Message!Caroline Goggin returns to the Know Stroke Podcast for a third time, making her our first-ever three-time guest.In this conversation, Caroline reflects on how surviving a stroke at just 27 continues to shape her life as an advocate, educator, and now a mother. She shares how the fear and uncertainty of those early days evolved into a deep sense of purpose, pushing her to raise awareness that stroke can happen to anyone, at any age.Now, as a new mom, Caroline is thinking about advocacy in a new way including making sure her daughter grows up knowing the signs of stroke and understands when to act.We talk about how her perspective has changed over time, what motherhood has added to her journey, and why sharing survivor stories remains such an important part of changing how people understand stroke.Listen to Caroline's previous appearances:Episode 1: https://www.buzzsprout.com/1751132/episodes/14363293Episode 2: https://www.buzzsprout.com/1751132/episodes/14363275 Support Our Show! Thank you for helping us to continue to make great content. We appreciate your generosity! Support the showShow credits:Music intro credit to Jake Dansereau. Our intro welcome is the voice of Caroline Goggin, a stroke survivor and our first podcast guest! Please listen to her inspiring story on Episode 2 of the podcast.Connect with Us and Share our Show on Social:Website | Linkedin | Twitter | YouTube | Facebook | SubstackKnow Stroke Podcast Disclaimer: Our podcast and media advertising services are for informational purposes only and do not constitute the practice of medical advice, diagnosis or treatment. Get Our Podcast News Updates on Substack 

The OG Regular Joes are back, together again…kind of like the Avengers, sort of. This week, Dave, Barry and Tod kick it off with some random topics and then share their thoughts on the newly release Avengers Doomsday trailer. Also, the Joes have watched all of Apple TV's For All Mankind spin off series, Star City…the bleak but likely accurate view of what the Soviet Space Program might have been like if Russia was the first to lan on the moon and the chaos and paranoia that ensues. There's also a round of What's in the Box. And dont forget to check out this weeks sponsors, Fanboy Collectibles, Danger Island Models and From Dave's Workshop, links in the description below. And remember, there is still time to help "Land the Shuttle" by supporting the campaign with donations or by purchasing merch from the link below. Regular Joes Assemble…and as always, thanks for watching and listening! Links: Fanboy Collectibles - https://www.fanboycollectibles.com Danger Island Models - https://dangerislandmodels.com From Dave's Workshop - https://www.fromdavesworkshop.com Land the Galileo Store - https://land-the-shuttlecraft-galileo.backerkit.com/hosted_preorders Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify

SUMMARY   The current chapter of dad life is not the whole story. In part two of the DadAwesome Multipliers summer series, Jeff reads Chapter 2 of the DadAwesome book, The Tale of Two Thieves, and unpacks what a three dozen cookie dough heist taught him about choosing curiosity instead of reactivity. Then Phil Comer joins with a powerful clip on giving a blessing instead of returning evil for evil, and how one choice in a tense room trickles down for generations. This episode closes with clear reflection, multiplication, and activation steps you can take this week.   Key Takeaways You are living into a multigenerational story, and this chapter is only a tiny slice of it. Curiosity opens doors. Reactivity closes them. You cannot eliminate chaos, but you can shape how it unfolds. Stones of remembrance are about keeping the stories alive, not preserving the reminders. Giving a blessing when you have received a criticism changes the atmosphere of a room. Action Steps REFLECTION Look back at the chaos. When curveballs hit recently, were you reacting or responding? Were you making assumptions or staying curious and asking God what He wanted to teach you in that moment? Open your phone and look back at the last month. Scroll your photos, scroll your calendar. Where has God shown up that you have not paused long enough to call to mind? Ask the honest question. If your kids described the atmosphere you carry into the room right now, would tenderness make the list? Would softness? Would kindness? MULTIPLICATION Send the text. Reach out to seven or eight dads and invite them to journey with you through the end of August. If two or three say yes, you have moved from addition to multiplication. Pick your gathering. A text thread, a campfire, a boat, a camping trip with your kids. Make one specific invite this week. Carry a copy. Keep an extra DadAwesome book in your vehicle or your laptop bag and look for the moment to hand it to a dad and tell him you see him being awesome. ACTIVATION Start a family remembrance list. Sit down together, scroll photos and your calendar, and capture the answered prayers, the provision, the goodness, the moments God showed up. Let every kid contribute. Tell the stories out loud. At the dinner table or at bedtime, tell your kids one story of God's faithfulness in your family. Flip the switch this week. The next time a curveball comes, choose curiosity first. Laugh at the moment. Show your kids that dad is anchored and steady, not thrown off.   Timestamps 03:00 This week's theme is story 04:00 Chapter 2, The Tale of Two Thieves 06:24 React or respond, curiosity or reactivity 08:49 The Dad Detective's approach, five practices 11:11 Crafting your family's story 12:45 Stones of remembrance 14:30 Building your family's remembrance list 18:21 Remember this 19:20 Setting up the Phil Comer clip 20:20 Phil Comer on tenderness, blessing, and the choices we pass down 26:45 Action steps: reflection, multiplication, activation Guest Phil Comer is a husband, father, and grandfather with 40 years of pastoral and counseling experience. After planting a church in 2004, Phil and his wife, Diane, went on to launch Intentional Parents International, a ministry equipping young parents and providing focused teaching in the spiritual training of children. This clip comes from episode 317. Links Mentioned Listen to the full conversation with Phil Comer: DadAwesome Episode 317 Intentional Parents: intentionalparents.org Spartan Team DadAwesome, Dallas, Texas, October 17 https://givebutter.com/DallasSpartan DadAwesome 100 Mile Fall Running Challenge - https://givebutter.com/dadawesome100 Leave a VOICEMAIL: https://www.speakpipe.com/DadAwesome Join Team Awesomeness (monthly support team) at any level from $7/month to $1000/month... We have 41 families committed to fueling the ministry DadAwesome as we head toward celebrating 9 years of AWESOMENESS this coming winter: https://www.dadawesome.org/give Join the DadAwesome Prayer Team: Text "pray" to (651) 370-8618 Send a Voice Message to DadAwesome Apply to join the next DadAwesome Accelerator Cohort Subscribe to DadAwesome Messages: Text the word "Dad" to (651) 370-8618 7-Day Video Series: dadawesome.org/book DadAwesome Podcast: dadawesome.org/podcast Free Chapter + Intro Video Series: dadawesome.org/book Subscribe to DadAwesome Messages: Text "Dad" to (651) 370-8618 DADAWESOME book: dadawesome.org/book Top Five Quotes "The current chapter of dad life is not the whole story." "You can't eliminate chaos, but you can shape how it unfolds." "Your kids are watching how you handle the unexpected. What story are you writing?" "It's not about preserving the physical reminders. It's about keeping the stories alive." Phil Comer: "If you, with God's help, can give a blessing when you've received a criticism or a curse, it brings peace and it honors God." Tags DadAwesome, Jeff Zaugg, Phil Comer, DadAwesome Multipliers, fatherhood, christian dad, dad life, parenting, dad podcast, intentional parenting, story, legacy, generational blessing, stones of remembrance, God's faithfulness, curiosity, marriage, tenderness, scripture, Intentional Parents

What if the smartest way to fix teacher retirement is not patching the broken 403(b) machine, but quietly building an exit ramp to something better? In this bonus conversation, Bill, Jackie, and Dan Otter keep pulling the thread on the teacher-retirement mess and land on a surprisingly practical answer: the 457(b) may be the cleaner, simpler, more flexible plan that schools should be leaning into. Dan also highlights the new audio series Learned by Being Burned, Carl Fisch's 50-state teacher-retirement books, and several states that are getting it right. They end with a reminder that fixing a broken system starts with people who care enough to push back. This episode covers: Why auto-enrollment and employer matches are still rare in most teacher 403(b) plans How multi-vendor 403(b)s make even simple plan improvements harder than they should be The difference between individual and group 403(b) contracts, and why that matters How state-run 457 plans can simplify choices and lower costs for educators The role of unions, districts, and state policy in either helping or hurting teachers Real examples of school districts and states that are getting retirement plans right How teachers can organize coworkers, use advocacy tools, and pressure districts or states to improve plans . === SUPPORT  THE  SHOW ===

What if the most dangerous thing in a teacher's retirement plan isn't market volatility, it's the nice guy with free sandwiches and a terrible annuity contract? Jackie and Bill are joined by Dan Otter and Scott Dauenhauer of 403bwise, the duo who have spent decades exposing how badly K-12 educators get treated in the 403(b) world. What starts as a conversation about confusing vendor lists and a messy system, quickly turns into something bigger. This episode covers Why the K-12 403(b) system is fundamentally broken for many educators How Dan and Scott came together through the early 403bwise movement Why sales reps were able to roam campuses and sell high-cost products to teachers How 403(b)s became a multi-vendor mess while 401(k)s evolved under stronger fiduciary oversight Why newer teacher pension tiers are weaker and make supplemental retirement saving more important How bad 403(b) vendors can cost teachers hundreds of thousands of dollars over a career Why the 457(b) is increasingly the better option for many educators How state-run 457(b) plans can offer lower fees, simpler choices, and more retirement flexibility How teachers and school employees can advocate for better plans in their own districts . === SUPPORT  THE  SHOW ===

Have you ever felt like you're doing everything right, stayed faithful, done the work, surrendered it to God, and still felt like it isn't working?   Maybe it's your health, your marriage, a dream, or a body that won't cooperate. You've sown plenty and harvested little, and you're starting to wonder: is this even worth it?   In this episode, Alisa gets honest about a season she's just walked through herself and unpacks why our instinct in that place is almost always the same: to grip tighter. She talks about the "palmer grasp reflex." The primitive, clenching survival instinct we're literally born with explains why we try to control our weight, our health, and our circumstances when life feels uncertain.   Walking through the story of Abraham and Sarah in Genesis 12, Alisa unpacks what she calls the posture of wellness, a way of holding both pain and trust, sorrow and celebration, certainty and mystery, at the same time, instead of swinging between control and collapse.   You're invited to picture and practice what it looks like to open your hands and receive rather than grasp and control. Bringing both our pain and our praise to God at the same time.   Embodied Practices to Participate in Surrender Notice the clench: Pay attention to the moments you start gripping, controlling, or trying to force an outcome. That's your cue to pause. Get curious instead of certain: When you feel the urge to white-knuckle a decision or a habit, ask a question instead of making a final judgment. Open your hands: Practice naming what's hard in one hand and what you know is true about God in the other and bring both to Him.   These aren't just spiritual practices; they're ways of working with how God designed our nervous systems so that our minds, bodies, and spirits can come into alignment with Him.   Scriptures Referenced Genesis 12:1-3 Matthew 5:3 (The Message) Romans 4:21 2 Corinthians 4:8-10 Ready to Go Deeper?

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nearly 50,000 people watched our co-parenting reel and asked the same question: "Why don't you just get a nanny?"People expected us to have full-time help. We don't. Not because we can't afford it. Because we made a different choice.In this episode, Nii and Renee pull back the curtain on the real systems, the real schedule, and the real financial trade-offs behind running a two-physician household with two boys — without a nanny.You'll hear:→ Why Renee refuses to hire a nanny (4 specific reasons)→ The Sunday Night Meeting — how we plan every week before it starts→ The Primary Parent Rule — the core rule that keeps our household from falling apart→ Our calendar system — how Nii builds his locums schedule around Renee's call→ The Date Night Rule — the one non-negotiable that protects our marriage→ Why our boys know the plan (and why it matters)→ The REAL financial cost of this choice (Forbes data + our honest numbers)→ Our one-income philosophy — if we can't build wealth on one physician income, we're doing it wrong→ What we sacrifice. What we refuse to sacrifice.If you're a first-generation doctor in your family, this is your community.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastResources mentioned in this episode:Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Forbes article - https://www.forbes.com/sites/christinecarter/2025/02/11/motherhoods-price-tag-the-financial-reality-of-working-vs-leaving/ FREE DOWNLOAD: Download the First-Gen Doctor Blueprint — everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for the podcast?Send us a Voice Message: https://www.speakpipe.com/docsoutsidethebox Text us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.com ABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

❓ Question of the Week Is there a proper way to grieve the loss of a family member? Everyone processes loss differently. Some people cry openly, others stay silent. Some move on quickly, while others carry grief for years. Is there a "right" way to grieve? Should family members expect everyone to mourn the same? How do you support someone whose grieving process looks different from yours? Join the conversation and let us know your thoughts.

You can be walking with God and still walk through painful places. Following Jesus does not mean we avoid hurt, opposition, or discomfort. But it does mean we are never without His presence.    In this REVING the Word workout, Alisa Keeton explores Luke 10:17-20 and the authority Jesus gives His followers. When the 72 disciples returned amazed by what God had done through them, Jesus reminded them that their greatest victory was not what they accomplished, but that their names were written in heaven.   Followers of Jesus will experience hurt. We will face resistance and walk through hard things. But when you are anchored in Jesus, "you won't be wrong." Press play, move your body, open your heart, and let His Word move in you.   Anchor Scriptures Luke 10:17–20 Luke 9 Luke 12:32 Hebrews 11:1 Psalm 139   New to REVING the Word? Your body was created to carry the presence and purpose of God. In REVING the Word episodes, we don't just listen to Scripture; we practice it. We let God's truth move from our ears into our hearts and through our bodies.   Move however you want. Walk. Lift. Stretch. Dance. There is no "right" way. As you move your body, remember: you were made for more than sitting on the sidelines. You were created to walk in the authority Jesus gives you.   

What if the biggest risk in your portfolio isn't a crash, a recession, or even inflation, but the very human urge to believe that whatever just worked will work forever? Bill and Jackie sit down with Ben Carlson of A Wealth of Common Sense and Animal Spirits for a market-history masterclass that somehow manages to be equal parts calming, nerdy, and deeply practical. This one is for anyone who's ever stared at their portfolio, read one scary headline too many, and wondered whether simplicity still works. Ben's answer is basically yes—but only if you understand the risks, respect your own behavior, and build a portfolio you can actually stick with. This episode covers: Ben Carlson's "Bob" thought experiment and why even terrible market timing can still work out over the long run Why dollar cost averaging often beats waiting for the perfect entry point The psychology of lump-sum investing versus spreading money out over time What inflation looked like before World War II versus in the modern era How to think about inflation through a personal-finance lens, not just an investing lens Why housing, transportation, income growth, and stocks are major inflation defenses What Japan's lost decades teach us about home-country bias and international diversification Why diversification matters even more in retirement because of sequence-of-returns risk How to think about bonds, cash, duration, and risk tolerance in a more nuanced way . === SUPPORT  THE  SHOW ===

William Shatner is an icon, a legend and an unstoppable force of nature. At 95 he is still going strong and continues to be a road warrior…he was recently at the Star Trek Set Tour in Ticonderoga NY for "Shatner Weekend" filled with events, diners, autographs and tours of the original sets, plus fundraising for the new Galileo Shuttle Bay that is under construction. Our own Dave and Brian were there, and they provide all the details of their time with our favorite Star Trek captain! Next, the gang gives their honest review of DC's latest theatrical release, Supergirl…the follow up to last years Superman. A lot has been said in the media about Supergirl, and the Regular Joe's break it all down and share their thoughts on the film, and what I'd performance may mean for DC going forward. There's also a round of What's in the Box. And dont forget to check out this weeks sponsors, Fanboy Collectibles, Danger Island Models and From Dave's Workshop, links in the description below. And remember, there is still time to help "Land the Shuttle" by supporting the campaign with donations or by purchasing merch from the link below. As always, thanks for watching and listening! Links: Fanboy Collectibles - https://www.fanboycollectibles.com Danger Island Models - https://dangerislandmodels.com From Dave's Workshop - https://www.fromdavesworkshop.com Land the Galileo Store - https://land-the-shuttlecraft-galileo.backerkit.com/hosted_preorders Reach Out: e-mail: podcast@regularjoes.com Voice Message: 413-475-1650 Text Message: 413-422-0004 Leave us a review on iTunes or Spotify

Send DadAwesome a VOICEMAIL (and we will send you the SMALL GROUP guide)   Jenga blocks, jiu jitsu mats, and a decade vision for your family.

What if "legacy" looks completely different when there are no kids in the picture and that difference actually unlocks a freer, more intentional version of FI? In this thoughtful crossover between Childfree Life by Design and Catching Up to FI, Dr. Jay and Bill sit down for the kind of conversation most money media skips: what happens after you hit the number and realize the bigger question is no longer "Can I retire?" but "What am I retiring to?" It's philosophical, personal, a little messy in the best way, and exactly the kind of episode that reminds listeners that FI is not the finish line. It's the moment when the real design work begins. This episode covers: The "fog of FI" and the identity shift that can come after reaching financial independence The childfree midlife crisis and why "now what?" hits harder than many expect Legacy beyond lineage and how childfree people often redefine impact Why it is more important to know what you are retiring to than what you are retiring from The tension between purpose, freedom, and drifting after hitting major goals Health span, lifespan, and why time becomes more valuable once money pressure drops How giving, service, and creativity can become the next chapter after FI Why books, podcasts, and numbers alone cannot answer life-design questions The difference between being rich on paper and living a truly wealthy life Why underspending and over-optimizing can become their own retirement risks . === SUPPORT  THE  SHOW ===

Bill jumps into a last-minute solo conversation with Rebecca Herbst of Yield and Spread for a surprisingly energizing deep dive into generosity, guilt, and what happens after the finish line of financial independence. Rebecca shares how hitting FI at 32 did not lead to endless victory-lap bliss so much as an identity jolt: if money is a tool, then what is it actually for? This episode covers:  Why Rebecca felt guilt, not just freedom, after reaching FI at 32 How giving can be framed as money, time, or skills—not just writing checks Why generosity is a habit and a muscle, especially for lifelong savers The surprisingly small impact that a 1% giving rate can have on your FI timeline How "effective giving" applies investing-style thinking to charitable impact The difference between reactive emotional giving and proactive intentional giving Tax-smart giving tools like appreciated securities, donor-advised funds, and QCDs Why the FI community may be uniquely positioned to normalize bold generosity How giving can become part of a "life portfolio," not just a side project References & Resources Mentioned . === SUPPORT  THE  SHOW ===

Join the up coming DadAwesome ACCELERATOR Coaching Cohort: https://www.dadawesome.org/coaching   SUMMARY: What happens when two dads strap GoPros to paddleboards and hit the lake at 5:45 in the morning? In this episode, Jeff sits down with longtime friend Tyler Van Eps for a raw, reflective conversation about intentional fatherhood, family rhythms, and what it looks like to lead your kids with purpose. From milestone trips to weekly family huddles to quarterly prayer rhythms, Tyler shares the experiments his family has been running... FIVE KEY TAKEAWAYS Fatherhood moves through three distinct seasons of investment: physical, time, and emotional, and knowing which season you're in changes how you show up. A weekly family huddle built around purpose, vision, and values gives your kids a compass they will eventually use to call out greatness in each other. Milestone trips don't have to be expensive or elaborate because what your kids remember most is being pulled out of the normal lineup and seen as an individual. The goal is not to control your family's calendar but to steward it, which means learning when to add things and when to subtract them without shame. Adopting a posture of exploration in your fatherhood is far more sustainable than building rigid rules, because it invites your family into the journey with you. TOP QUOTES "Instead of being an amazing leader and a decent dad, I want to be an amazing dad and a decent leader." "Follow Jesus, live with enthusiasm, and fight for family. The fight for family came out of, hey guys, we gotta stop fighting with our family and we gotta figure out a way to fight for our family." "There has to be a surrender that's kind of fundamental to the way that you approach fatherhood and family and faith." "Soaking in the moments of peace and allowing them to be there with the assumption that disruptions are around the corner." "If I'm not a steward of the time God's given me with my kids, there are these core memories that I could just be blazing by without even realizing it." GUEST Tyler Van Eps is a husband, father of four, and Senior Vice President at the National Christian Foundation Twin Cities, where he serves families and business owners around the stewardship of generational wealth and kingdom-minded generosity. A longtime friend of the Dad Awesome community, Tyler has joined the show multiple times including a campfire conversation and a tree fort recording. He is passionate about leading with purpose, living with enthusiasm, and building a family culture rooted in faith.  LINKS Join Team Awesomeness (monthly support team) at any level from $7/month to $1000/month... We have 41 families committed to fueling the ministry DadAwesome as we head toward celebrating 9 years of AWESOMENESS this coming winter: https://www.dadawesome.org/give Join the DadAwesome Prayer Team: Text "pray" to (651) 370-8618 Send a Voice Message to DadAwesome Apply to join the next DadAwesome Accelerator Cohort Subscribe to DadAwesome Messages: Text the word "Dad" to (651) 370-8618 7-Day Video Series: dadawesome.org/book DadAwesome Podcast: dadawesome.org/podcast Free Chapter + Intro Video Series: dadawesome.org/book Subscribe to DadAwesome Messages: Text "Dad" to (651) 370-8618 DADAWESOME book: dadawesome.org/book  

Be Still & Be Loved is a guided Scripture meditation designed to help you slow down, quiet your mind, and rest in God's presence. Whether you're beginning your day, taking a midday pause, or preparing for sleep, this space invites you to breathe deeply and receive His peace. Take a few moments to settle into a comfortable position. If you're able, lie down. If not, find a seat where you can rest without distraction. As you begin to notice your breath, pay attention to how your state of being starts to shift. Every inhale and exhale is a reminder that God is near, holding you with His steady love. In this guided meditation, you'll reflect on 2 Corinthians 4:7: "But we have this treasure in jars of clay to show that the surpassing power belongs to God and not to us." Though our bodies are fragile, they carry something infinitely valuable—God's presence. He is our greatest treasure, and He treasures every part of us, including our minds. Together we'll quiet the noise, fix our thoughts on what is excellent, noble, and true, and rest in the One who is making us new—body, mind, and spirit. Breathe deeply. You are held. You are loved. You are His treasure. Ready to Go Deeper?

Have you seen videos of people experiencing a dramatic emotional release and wondered, "Do I need that to heal?" The conversation around trauma, somatic healing, and nervous system regulation has exploded in recent years. Many point to the bestselling book The Body Keeps the Score and the idea that trauma is stored in the body. Others argue that trauma isn't stored in the body at all, but rather in the brain's predictive patterns and responses. So what's true? In this episode, Alisa explores this important conversation through both science and Scripture, examining where biology and theology meet. Together we'll consider what trauma does to the brain and body, why healing requires more than information alone, and how God's design for our minds and bodies points us toward lasting freedom. You'll discover: What somatic release is The difference between trauma being "stored" in the body versus encoded in the brain How trauma can impact our ability to shift from fear, anxiety, and hypervigilance into peace and safety Why tending to the body can help us tend to the mind What Romans 12:2 and 2 Corinthians 10:5 teach us about renewing our minds Why healing happens in connection, not isolation How the compassion of Christ invites us into true restoration Alisa also unpacks Jesus' encounter with the man at the pool in John 5, asking a powerful question: Do we truly want to be healed, even when healing requires discomfort, surrender, and change? Practical Ways to Participate in Healing Get close to Jesus Spend time in God's Word until your heart is awakened to His truth and love. Stay connected to God's people Healing happens in relationships with people who embody the love and truth of Christ. Practice daily sacrifice Learn to become comfortable with healthy discomfort. These practices are more than spiritual disciplines—they are psycho-neuro-biological pathways that help align our minds, bodies, and spirits with God's design for wholeness. Scriptures Referenced Romans 12:2 2 Corinthians 10:5 John 5:1-15 Resources Mentioned The Body Keeps the Score by Bessel van der Kolk Kotler S, Mannino M, Fox G and Friston K (2026) The body does not keep the score: trauma, predictive coding, and the restoration of metastability. Front. Syst. Neurosci. 20:1812957. doi: 10.3389/fnsys.2026.1812957 Connect With Us If this episode encouraged you, share it with a friend and leave a review. Your support helps more people discover the freedom and wholeness found in Christ. We'd love to hear from you: What is one way God is inviting you to participate in your healing journey today? Ready to Go Deeper?

Join Alisa Keeton for a light interval workout and contemplative prayer practice rooted in Romans 8:28. Drawing from the teachings of Thomas Keating, Alisa explores surrender as an active posture of trust—not apathy, but courage. As you move, you'll consider what it means to welcome God into every part of your life, especially the places where you're striving, overfunctioning, worrying, or trying to stay in control. Through gentle intervals and reflective questions, you'll be invited to notice where your fists are closed and practice opening your hands to God's presence. Together, you'll explore the difference between groaning and grumbling, how suffering can become a pathway to deeper trust, and why surrender is often the beginning of coming home to God. This workout will help you shift from frustration to fascination, from anxiety to adventure, as you remember that God is working all things toward good. Come ready to move, reflect, and strengthen your surrender. Playlist for This Workout

In this interval workout, Alisa Keeton invites you to move your body so you can return to your body—and encounter a God who created it. This is not a "have to." It's a get-to. A chance to care for your body, nourish it, and remember that worry and striving lead toward bondage, while presence leads toward freedom. A Question to Begin When was the last time you felt truly seen by God? Because the God who sees… sees you. Today's Scripture