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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3478: Christina Browning challenges the conventional 30% housing rule and shares how she and her husband creatively eliminated rent and mortgage payments for over a decade. By rethinking traditional housing models, from resident advisor roles to strategic downsizing and employer-paid housing, she reveals practical strategies that can dramatically accelerate your path to financial independence. If you're serious about FIRE, her unconventional approach to housing could transform your biggest expense into your greatest wealth-building tool. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-live-rent-and-mortgage-free Quotes to ponder: "When most people are told to spend no more than a certain amount on something, in most cases, they spend that maximum amount." "What I encourage you to do when it comes to housing, is to think outside the box." "One thing that helped was that we listed the rooms at slightly below going-rates." Episode references: VRBO: https://www.vrbo.com UCLA Housing: https://housing.ucla.edu USAJOBS (Federal Government Jobs): https://www.usajobs.gov Airbnb: https://www.airbnb.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3314: Jillian Kubala explores whether exercising while sick helps or hinders recovery, breaking down when it's safe to stay active and when rest is the smarter choice. Using the practical “above the neck” rule, she clarifies how to listen to your body while maintaining healthy habits. Discover how to protect your immune system, avoid setbacks, and make confident decisions about working out when you're under the weather. Read along with the original article(s) here: https://www.healthline.com/nutrition/working-out-while-sick Quotes to ponder: "Engaging in regular exercise is an excellent way to keep your body healthy." "Many experts use the 'above the neck rule' when advising patients on whether to continue working out while sick." "Ultimately listening to your body to determine if you feel well enough to exercise with a stuffy nose is the best bet." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3933: Courtney Carver explores the space between feeling inspired and actually taking action, revealing how easily distractions and self-doubt can trap us in the “inspiration gap.” She shares gentle, practical ways to close that gap, by taking one tiny step the moment inspiration strikes. Listen to discover how small, consistent actions can transform fleeting motivation into meaningful, lasting change. Read along with the original article(s) here: https://bemorewithless.com/inspiration-gap/ Quotes to ponder: "One tiny step is all it takes." "Big change comes from hundreds of tiny steps and they all matter." "Sometimes we have to be inspired by the same idea for years before it sticks." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3932: David Cain explores the psychology of procrastination and reveals a deceptively simple strategy for finally tackling the tasks we keep postponing. By “red-carpeting” tomorrow's most intimidating work, doing all the easy preparation in advance, you remove ambiguity, lower resistance, and make the hardest moment almost effortless. His approach reframes procrastination as something you can outmaneuver, turning dread into momentum. Read along with the original article(s) here: https://www.raptitude.com/2017/04/how-to-do-it-tomorrow-instead-of-never/ Quotes to ponder: “Later is just a different now, and there's no good life that's free of responsibilities.” “This might be the central insight we procrastinators overlook when it comes to thinking about work: for almost every intimidating task, the truly hard part is very small.” “When you get to your desk in the morning, there's no more runway, and you know it. You must either do the task now, or admit that you're never going to do it.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3477: Jim Wang lays out a practical, no-nonsense roadmap for getting financially ready to buy a home, emphasizing stability, low debt, and intentional preparation before ever applying for a loan. From “playing house” with your budget to decluttering before the move, his advice helps you reduce lender risk, avoid costly mistakes, and step into homeownership with confidence instead of stress. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-prepare-for-buying-a-home/ Quotes to ponder: "Your home will likely be the single largest debt you will take on and represents the greatest risk in the eyes of potential lenders." "Making large transfers will bring up questions of fund origins. Is this really your money or did you receive it as a gift? Why are you opening up new accounts and shifting your money when you expect to spend it soon?" "Lenders like stability; stability equals low risk." Episode references: Goodwill Industries International: https://www.goodwill.org/ The Salvation Army USA: https://www.salvationarmyusa.org/usn/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3313: Eric Leija explores how something as subtle as where you place your attention during a lift can dramatically impact muscle growth. Backed by research, he reveals how internal focus and a stronger mind-body connection can activate more muscle fibers and significantly boost results. Learn how to apply this simple mental shift to build better form, increase size, and maximize every rep. Read along with the original article(s) here: https://www.ericleija.com/the-power-of-focus/ & https://www.ericleija.com/flows-the-tool-you-need-for-active-recovery/ Quotes to ponder: “Attentional focus is where a person's concentration is during a lift, or muscle contraction.” “Focus less on the weight, and imagine/feel the muscle.” “The only caveat to an internal, muscle-based focus in when, say, you're lifting close to your one-rep max: then it may actually be beneficial to simply focus on lifting the weight.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3931: Paula Pant explores how the “1% margin for improvement” helped figures like Dave Brailsford and Wilhelm Steinitz achieve extraordinary success through small, consistent gains. By pairing ruthless prioritization with tiny daily improvements, she shows how anyone can transform their finances, habits, and career trajectory over time. Listen to discover how micro-progress, applied deliberately, compounds into remarkable results. Read along with the original article(s) here: https://affordanything.com/one-percent-margin-for-improvement-aggregation-of-marginal-gains/ Quotes to ponder: “We searched for small improvements everywhere. Forget about perfection; focus on progression.” “We tried so hard with all the bells and whistles of marginal gains that our focus was too much on the periphery and not on the core.” “You have to identify the critical success factors and ensure they are in place, and then focus your improvements around them. That was a harsh lesson.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3476: Fritz Gilbert challenges retirees to shift from a lifetime of saving to confidently spending on what truly matters, offering five practical steps to break ingrained frugal habits. From building a reliable withdrawal system to funding meaningful dreams, or giving generously, he shows how intentional spending can create deeper fulfillment and peace of mind. If you've struggled to enjoy the wealth you worked so hard to build, his insights provide both permission and a practical path forward. Read along with the original article(s) here: https://www.theretirementmanifesto.com/5-steps-to-learn-to-spend-in-retirement/ Quotes to ponder: "The skill-set required to create a nest egg is the exact opposite of the one you need to spend it." "Recognize that you're 100% free to spend 100% of that money." "You've sacrificed for years to cross The Starting Line. You've lived like no one else. It's time to ask yourself why." Episode references: Route To Retire: https://www.routetoretire.com/ Freedom For Fido: https://www.freedomforfido.com PGIM (Prudential Financial Global Investment Management): https://www.pgim.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Crystal Karges explores how dieting and food restriction can disrupt our natural hunger and fullness cues, comparing our bodies to a car with broken gauges. She explains how reconnecting with mindfulness, pleasure, and intuitive awareness can restore trust in your body and transform your relationship with food. By learning to tune back into these internal signals, you can experience greater freedom, satisfaction, and peace in the way you eat. Read along with the original article(s) here: https://www.crystalkarges.com/blog/learn-how-to-tune-in-to-your-hunger-and-fullness-cues Quotes to ponder: “Nothing would be more tiresome than eating and drinking if God had not made them a pleasure as well as a necessity.” “We are innately born with natural hunger and fullness cues that help our body gauge exactly how much we need to eat in order to stay well and thrive.” “Awareness is the first step toward change.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1979: Deborah Shelby shares the inspiring habits of renowned artist Jim Gray, whose gratitude, kindness, humility, and sense of fun have fueled a vibrant and lasting professional life. Through his example, you'll discover how simple shifts in attitude can elevate your influence, deepen your happiness, and reignite passion for your work. Let his approach inspire you to transform not just how you work, but how you live. Read along with the original article(s) here: https://digtofly.com/4-words-you-want-to-use-more-often-in-your-career/ Quotes to ponder: "When you paint outdoors, invariably people will come to share the view you're looking at (for your painting) and then ask to have their picture taken with you. They want to watch and talk to you while you work." "Authentic caring and kindness are some of the key ingredients of a charismatic personality." "Remember to count your blessings, too."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2922: Rachel Shanken shares compassionate, practical guidance on how to truly support someone in emotional pain, without minimizing, fixing, or dismissing their experience. Drawing inspiration from Megan Devine's work at Refuge in Grief, she offers powerful language shifts that replace common but harmful phrases with words rooted in empathy and presence. This piece helps you become a steadier, more supportive friend or partner by teaching you how to "be with" someone in their hardest moments. Read along with the original article(s) here: https://mindbodywise.com/blog/how-to-support/ Quotes to ponder: "Silence really is golden." "Healing takes time. Everyone heals at his/her own pace. I hope you feel better soon." "Don't try to fix and don't "do"…instead "be with.""
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3930: Paula Pant explores how the “1 percent margin for improvement,” popularized by Dave Brailsford and echoed by thinkers like Wilhelm Steinitz and Leo Babuta, can transform finances, health, learning, and business results. By pairing ruthless prioritization with tiny, consistent gains, she shows how small daily actions compound into extraordinary outcomes. Listen to discover how micro-progress can help you finally move the needle on the goals that matter most. Read along with the original article(s) here: https://affordanything.com/one-percent-margin-for-improvement-aggregation-of-marginal-gains/ Quotes to ponder: “We searched for small improvements everywhere. Forget about perfection; focus on progression.” “Prioritization is the ‘what.' Marginal gains is the ‘how.'” “One percent improvements create champions over time.” Episode references: Fresh Tilled Soil: https://www.freshtilledsoil.com/ Tour de France: https://www.letour.fr/en/ Harvard Business Review: https://hbr.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3929: Stacy Kaiser redefines financial well-being by showing how investing in meaningful experiences, rather than material possessions, can create deeper, longer-lasting happiness. Drawing on psychological research and real-life examples, she explains why memories, connection, and shared moments deliver greater emotional and even financial value over time. Discover how setting aside money for special experiences can strengthen relationships and enrich your life in ways that truly endure. Read along with the original article(s) here: https://www.livehappy.com/relationships/get-more-for-your-money/ Quotes to ponder: "Happiness comes from a variety of sources, including the ability to create and enjoy memories and experiences." "One thing many of us do not think about is how we might use our money to create more happiness in our lives by investing in gratifying life experiences." "Making memories with your family and friends is a great way to connect." Episode references: The Journal of Positive Psychology: https://www.tandfonline.com/journals/rpos20 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3474: Charlie Brown explores how being “fine” quietly sabotages the pursuit of a simpler, more intentional life. When nothing feels terribly wrong, inertia sets in, and fear of the unknown keeps us stuck in passive acceptance rather than meaningful change. This reflection challenges you to trade comfort-zone complacency for active, deliberate living before “fine” turns into regret. Read along with the original article(s) here: https://medium.com/mind-cafe/being-fine-is-kryptonite-to-living-a-simple-life-d76c81ba41ee Quotes to ponder: "Being fine is kryptonite to living a simple life because living simply is an extremely active lifestyle." "For a lot of people, it's easier to stay fine instead of risking it for the potential of greatness." "Living simply means being in a constant state of re-evaluation... Of living intentionally and with an enormous dollop of self-awareness." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3475: Fritz Gilbert explores the surprising challenge many lifelong savers face in retirement: learning how to spend without fear. Drawing from his own journey of early retirement, he reframes the purpose of wealth, urging retirees to redefine their “why” and fully embrace the freedom they've earned. If you've spent decades building your nest egg, this reflection will help you shift from accumulation to intentional enjoyment and generosity. Read along with the original article(s) here: https://www.theretirementmanifesto.com/5-steps-to-learn-to-spend-in-retirement/ Quotes to ponder: “You've worked your whole life to reach this point, don't let fear and anxiety crash your retirement party.” “I realize our time on earth is limited, and it's important to identify our priorities and live life accordingly.” “If you, like me, have decided your ‘Why' is no longer focused on increasing your net worth, what steps are you taking to align your activities with your new priorities?” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3310: Kyle Benson explores how anger often acts as a protective surface emotion, masking deeper feelings like shame, fear, or exhaustion. Drawing on insights from leading psychologists, he explains how understanding the “anger iceberg” can help us respond with curiosity instead of defensiveness. By learning to sit with anger rather than suppress it, we can build healthier boundaries, stronger empathy, and more connected relationships. Read along with the original article(s) here: https://www.gottman.com/blog/the-anger-iceberg/ Quotes to ponder: “Emotions are, in essence, impulses to act, the instant plans for handling life that evolution has instilled in us.” “Our raw feelings can be the messengers we need to teach us things about ourselves and can prompt insights into important life directions.” “The bottom line is that beneath everyone's anger lies a reason.” Episode references: Emotional Agility by Susan David: https://www.amazon.com/Emotional-Agility-Unhook-Embrace-Change/dp/1592409490 Atlas of Emotions: https://atlasofemotions.org/ Emotional Intelligence by Daniel Goleman: https://www.amazon.com/Emotional-Intelligence-10th-Anniversary/dp/055338371X Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3311: Leo Babauta breaks down why so many people struggle to stick with exercise and offers a refreshingly simple path forward. By focusing on tiny, measurable goals and building accountability, he shows how to make the habit not just doable, but sustainable. If you've started and stopped before, this approach can help you finally build consistency that lasts. Read along with the original article(s) here: https://zenhabits.net/4-simple-steps-to-start-the-exercise-habit/ Quotes to ponder: "I have to admit that I have my ups and downs with the exercise habit." "The problem is that the goal is too difficult to sustain for very long." "Don't -- DO NOT -- set a difficult goal. Set one that is super, super easy." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1978: Jill Coleman reframes jealousy as a powerful tool for clarity, discernment, and growth rather than something to suppress. She shares four practical ways to evaluate your triggers, define your personal metrics for success, and use others' achievements as proof of what's possible. By shifting from scarcity to intention, you can turn comparison into momentum and build a life that genuinely aligns with your values. Read along with the original article(s) here: https://jillfit.com/2019/11/03/jealousy/ Quotes to ponder: "When you're jealous, things feel scarce." "Use someone else's success as a show of what's possible." "Take action, get busy, create, focus, build something."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2921: Margo Aaron explores the surprising shame that keeps us from sharing our dreams, revealing that it's not ridicule we fear most, but accountability. Through stories from her time in a psychiatric clinic and conversations with hundreds of adults, she uncovers how secrecy protects us from being "on the hook." Listen to discover why vulnerability, community, and gentle accountability are essential to bringing our dreams to life. Read along with the original article(s) here: https://www.thatseemsimportant.com/psychology/why-we-dont-tell-people-about-our-dreams/ Quotes to ponder: "With a stranger, you can release the tension of your secret without any accountability." "We carry our dreams in secret. Hold them tight to our chest. And tell no one." "Sharing our dreams carries shame. Shame about the content of the dream. Shame about possessing the dream. Shame about our inability to fulfill, begin, or finish the dream." Episode references: Eat Pray Love: https://www.amazon.com/Eat-Pray-Love-Elizabeth-Gilbert/dp/0143038419
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2920: Crystal Karges exposes how diet culture preys on mothers' vulnerabilities, especially during the fragile postpartum season, selling weight loss as a false solution to deeper fears of rejection and inadequacy. She challenges the harmful "bounce-back" narrative and unrealistic body standards, calling women to reclaim motherhood with compassion and body trust. This powerful reflection invites mothers to resist diet culture and embrace the miraculous strength and wisdom of their bodies. Read along with the original article(s) here: https://www.crystalkarges.com/blog/killing-us-softly-how-diet-culture-is-sabotaging-motherhood Quotes to ponder: "Giving birth and being born brings us into the essence of creation, where the human spirit is courageous and bold and the body, a miracle of wisdom." "Research has shown that women's body satisfaction worsens from 1 to 9 months postpartum, with negative body image being directly correlated with poor mental health and abnormal eating behaviors." "When everything we see has been photoshopped or altered in some form or fashion, we are brainwashed to believe that our bodies should look like the unicorn that doesn't exist."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3928: Heather Myklegard reflects on the Blizzard of 2016 and the unexpected clarity it brought about contentment, consumer habits, and the power of slowing down. What felt like inconvenience became a meaningful reminder that abundance, community, and joy are often already within reach. Her story gently challenges us to reconsider what we truly need, and why we're always reaching for something else. Read along with the original article(s) here: https://nosidebar.com/desire-for-more/ Quotes to ponder: "Amazing how much you realize you have, when you really can't go out to get more." "Community, in times of need, is so important and it sometimes shows up in the least expected places." "In the end, we had everything we needed right there. We had a roof over our heads and we had each other. There isn't anything more necessary than that." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3473: Cynthia Meyer explores the hidden risks and complexities of self-directed IRAs, breaking down why the promise of alternative investments like real estate or private equity isn't always as appealing as it sounds. She highlights the higher fees, potential tax traps, liquidity issues, and fraud risks that can catch investors off guard. By walking through who might truly benefit from an SD-IRA, Meyer helps listeners decide whether this strategy fits into a well-diversified, retirement-ready plan. Read along with the original article(s) here: https://www.financialfinesse.com/2016/04/18/are-self-directed-iras-a-good-idea/ Quotes to ponder: "Many alternative investments available in SD-IRAs carry a high risk of losing all or most of your money due to lack of diversification or the inherent risk of the investment itself." "Beware of investing in anything you don't understand and can't explain easily to others." "Remember, if it sounds too good to be true, it probably is." Episode references: Bankrate – Self-Directed IRA: What You Need to Know: https://www.bankrate.com/retirement/self-directed-ira/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3309: Stella Kaufman explores why lasting change in health and fitness depends less on intensity and more on strengthening your “patience muscle.” She explains how our culture of instant gratification weakens our ability to stick with long-term goals, and offers practical, actionable strategies to help you build habits that actually last. If you're tired of starting strong and losing momentum, her insights will help you stay the course and see real results. Read along with the original article(s) here: https://markfisherfitness.com/exercise-this-muscle-for-maximum-results/ Quotes to ponder: "Whatever your resolution, with almost 100% certainty, you are going to have to exercise this muscle to get there. I am referring to your patience muscle." "We need patience. The stronger our patience muscle, the more likely we will be to power through until we see the results we are after." "If you are not a morning person, planning to visit the gym at 5:30a.m. before work might make achieving your goals more difficult." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1977: Isaac Morehouse dismantles the common belief that employers simply "want degrees," arguing that this question misunderstands how hiring actually works. He explains why averaging employer preferences leads people astray and shows that tailoring your skills to specific opportunities beats chasing generic credentials. By shifting the focus from pleasing a monolithic job market to creating unique value, he offers a more strategic and empowering path to building your career. Read along with the original article(s) here: https://isaacmorehouse.com/2018/03/29/what-do-employers-want-is-a-stupid-question/ Quotes to ponder: "Take the average of a giant aggregate of data from individual employers and say that's what "employers" want." "You aren't trying to impress "employers" as an abstract collective. You are trying to win an opportunity with one specific employer." "Whether degrees or anything else, don't ask "What do employers want". Focus on what specific employers want for specific opportunities, gain that, and prove it through demonstration, not empty words and statuses on a resume."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2919: Maggie Towne shares heartfelt, practical guidance to help moms grow in confidence, release guilt, and embrace grace in everyday motherhood. From learning self-love and letting go of toxic comparisons to prioritizing alone-time and meaningful connection, her advice encourages moms to care for themselves so they can show up more fully for their children. It's a refreshing reminder that becoming a better mom starts with becoming a healthier, happier you. Read along with the original article(s) here: https://www.getyourgustoback.com/how-to-be-a-better-mom/ Quotes to ponder: "Comparisons don't help anyone. You know your child's needs." "You aren't perfect! So stop trying to be." "The way to become the best mom that you can be… is to become the best person that you can be."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3309: Stella Kaufman explores why lasting change in health and fitness depends less on intensity and more on strengthening your “patience muscle.” She explains how our culture of instant gratification weakens our ability to stick with long-term goals, and offers practical, actionable strategies to help you build habits that actually last. If you're tired of starting strong and losing momentum, her insights will help you stay the course and see real results. Read along with the original article(s) here: https://markfisherfitness.com/exercise-this-muscle-for-maximum-results/ Quotes to ponder: "Whatever your resolution, with almost 100% certainty, you are going to have to exercise this muscle to get there. I am referring to your patience muscle." "We need patience. The stronger our patience muscle, the more likely we will be to power through until we see the results we are after." "If you are not a morning person, planning to visit the gym at 5:30a.m. before work might make achieving your goals more difficult." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3928: Heather Myklegard reflects on the Blizzard of 2016 and the unexpected clarity it brought about contentment, consumer habits, and the power of slowing down. What felt like inconvenience became a meaningful reminder that abundance, community, and joy are often already within reach. Her story gently challenges us to reconsider what we truly need, and why we're always reaching for something else. Read along with the original article(s) here: https://nosidebar.com/desire-for-more/ Quotes to ponder: "Amazing how much you realize you have, when you really can't go out to get more." "Community, in times of need, is so important and it sometimes shows up in the least expected places." "In the end, we had everything we needed right there. We had a roof over our heads and we had each other. There isn't anything more necessary than that." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3928: Heather Myklegard reflects on the Blizzard of 2016 and the unexpected clarity it brought about contentment, consumer habits, and the power of slowing down. What felt like inconvenience became a meaningful reminder that abundance, community, and joy are often already within reach. Her story gently challenges us to reconsider what we truly need, and why we're always reaching for something else. Read along with the original article(s) here: https://nosidebar.com/desire-for-more/ Quotes to ponder: "Amazing how much you realize you have, when you really can't go out to get more." "Community, in times of need, is so important and it sometimes shows up in the least expected places." "In the end, we had everything we needed right there. We had a roof over our heads and we had each other. There isn't anything more necessary than that." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3473: Cynthia Meyer explores the hidden risks and complexities of self-directed IRAs, breaking down why the promise of alternative investments like real estate or private equity isn't always as appealing as it sounds. She highlights the higher fees, potential tax traps, liquidity issues, and fraud risks that can catch investors off guard. By walking through who might truly benefit from an SD-IRA, Meyer helps listeners decide whether this strategy fits into a well-diversified, retirement-ready plan. Read along with the original article(s) here: https://www.financialfinesse.com/2016/04/18/are-self-directed-iras-a-good-idea/ Quotes to ponder: "Many alternative investments available in SD-IRAs carry a high risk of losing all or most of your money due to lack of diversification or the inherent risk of the investment itself." "Beware of investing in anything you don't understand and can't explain easily to others." "Remember, if it sounds too good to be true, it probably is." Episode references: Bankrate – Self-Directed IRA: What You Need to Know: https://www.bankrate.com/retirement/self-directed-ira/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3927: Brian Tracy explains how your “mental diet” shapes your character, confidence, and ultimate success, outlining seven practical keys to building a truly positive personality. From affirmations and visualization to health habits and lifelong learning, he shows how deliberate mental conditioning can transform your self-esteem and results. Listen to discover how small, consistent shifts in thinking can elevate every area of your life. Read along with the original article(s) here: https://www.briantracy.com/blog/personal-success/be-the-best-you-7-keys-to-a-positive-personality/ Quotes to ponder: "Formal education will make you a living; self-education will make you a fortune." "We believe that fully 95% of your emotions are determined by the way you talk to yourself as you go throughout your day." "Your expectations become your own self-fulfilling prophesies." Episode references: Vince Lombardi Biography: https://www.biography.com/sports/vince-lombardi Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you're wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it's a good time to refinance your mortgage. There's no universal answer, and everyone's situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3308: Dr. Neal Malik explains why atherosclerosis can persist even with statins, diet, and lifestyle changes, highlighting the role of genetics, particularly elevated lipoprotein(a), in stubborn plaque buildup. His guidance emphasizes practical strategies like targeted fat choices, fiber intake, and realistic exercise plans to help reduce risk and prevent further progression. Quotes to ponder: "The trouble is, once this plaque, or atherosclerosis, sets in, it's not reversible through lifestyle alone." "It's estimated that about 1 in 5 Americans have high levels of lipoprotein-a." "Fiber is so helpful because it binds to cholesterol and helps the body get rid of it." Episode references: Omega-3 Fatty Acids – NIH Office of Dietary Supplements: https://ods.od.nih.gov/factsheets/Omega3FattyAcids-Consumer/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1976: Laura Gariepy shares practical strategies for building a sustainable freelance writing business, from finding higher-paying clients off platforms to leveraging relationships and raising your rates with confidence. She also breaks down the importance of testimonials, smart pricing, and understanding the difference between bylines and ghostwriting. Her advice empowers writers to treat freelancing like a real business, one that can grow steadily, profitably, and long-term. Read along with the original article(s) here: https://savingjoyfully.com/blog/how-to-become-a-successful-freelance-writer Quotes to ponder: "You can make and keep much more dough if you find clients on your own." "Your time, effort, and knowledge are valuable!!" "People buy from people they know, like, and trust." Episode references: FlexJobs: https://www.flexjobs.com/ Upwork: https://www.upwork.com/
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2918: Maggie Towne challenges overwhelmed mothers to release the pressure of perfection and embrace the power of simply being good and consistent. She shares practical, realistic self-care habits that restore energy, confidence, and emotional balance, helping mothers show up more present and refreshed for their families. If guilt and exhaustion have been constant companions, this guidance offers a hopeful and sustainable reset. Read along with the original article(s) here: https://www.getyourgustoback.com/how-to-be-a-better-mom/ Quotes to ponder: "You don't need to be a perfect mom. You don't need to be a better mom than other moms. And you don't need to prove anything to anyone." "Your only goal now is to be a good mom as consistently as you can. Love your child. Feed your child." "Taking care of yourself will give you a "full cup", which will help you fill your child's cup." Episode references: Obé Fitness: https://obefitness.com/ NEOU Fitness: https://neoufitness.com/ Beachbody On Demand (BODi): https://www.bodi.com/
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3308: Dr. Neal Malik explains why atherosclerosis can persist even with statins, diet, and lifestyle changes, highlighting the role of genetics, particularly elevated lipoprotein(a), in stubborn plaque buildup. His guidance emphasizes practical strategies like targeted fat choices, fiber intake, and realistic exercise plans to help reduce risk and prevent further progression. Quotes to ponder: "The trouble is, once this plaque, or atherosclerosis, sets in, it's not reversible through lifestyle alone." "It's estimated that about 1 in 5 Americans have high levels of lipoprotein-a." "Fiber is so helpful because it binds to cholesterol and helps the body get rid of it." Episode references: Omega-3 Fatty Acids – NIH Office of Dietary Supplements: https://ods.od.nih.gov/factsheets/Omega3FattyAcids-Consumer/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3927: Brian Tracy explains how your “mental diet” shapes your character, confidence, and ultimate success, outlining seven practical keys to building a truly positive personality. From affirmations and visualization to health habits and lifelong learning, he shows how deliberate mental conditioning can transform your self-esteem and results. Listen to discover how small, consistent shifts in thinking can elevate every area of your life. Read along with the original article(s) here: https://www.briantracy.com/blog/personal-success/be-the-best-you-7-keys-to-a-positive-personality/ Quotes to ponder: "Formal education will make you a living; self-education will make you a fortune." "We believe that fully 95% of your emotions are determined by the way you talk to yourself as you go throughout your day." "Your expectations become your own self-fulfilling prophesies." Episode references: Vince Lombardi Biography: https://www.biography.com/sports/vince-lombardi Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3927: Brian Tracy explains how your “mental diet” shapes your character, confidence, and ultimate success, outlining seven practical keys to building a truly positive personality. From affirmations and visualization to health habits and lifelong learning, he shows how deliberate mental conditioning can transform your self-esteem and results. Listen to discover how small, consistent shifts in thinking can elevate every area of your life. Read along with the original article(s) here: https://www.briantracy.com/blog/personal-success/be-the-best-you-7-keys-to-a-positive-personality/ Quotes to ponder: "Formal education will make you a living; self-education will make you a fortune." "We believe that fully 95% of your emotions are determined by the way you talk to yourself as you go throughout your day." "Your expectations become your own self-fulfilling prophesies." Episode references: Vince Lombardi Biography: https://www.biography.com/sports/vince-lombardi Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you're wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it's a good time to refinance your mortgage. There's no universal answer, and everyone's situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3926: Nir Eyal reveals how inventing an imaginary adversary can help us overcome self-sabotage and reclaim control over our behavior. By understanding the psychology of scapegoating, reactance, and perceived powerlessness, he shows how we can channel resistance into fuel for focus, discipline, and lasting behavior change. When applied thoughtfully, this counterintuitive strategy can strengthen willpower and help us follow through on what truly matters. Read along with the original article(s) here: https://www.nirandfar.com/2017/02/goals-enemy.html Quotes to ponder: "Most of us have two lives. The life we live, and the unlived life within us. Between the two stands Resistance." "Resistance is always plotting against you." "The practice of imagining a villain that's conspiring against us, scapegoating can be an effective way to motivate ourselves and change our behaviors." Episode references: SuperBetter by Jane McGonigal: https://www.amazon.com/SuperBetter-Power-Living-Gameful-Life/dp/0143109774 The War of Art by Steven Pressfield: https://www.amazon.com/War-Art-Through-Creative-Battles/dp/1936891026 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3471: Sarah Von Bargen shares a surprisingly simple way to keep more money in your pocket, by using Google Calendar as a proactive financial tool. From canceling free trials to negotiating bills and following up on unpaid income, she shows how small reminders can prevent costly oversights and build your self-advocacy muscle. Tune in to discover practical, low-effort strategies that quietly protect your bank account all year long. Read along with the original article(s) here: https://www.yesandyes.org/2021/03/google-calendar-tricks-save-money.html Quotes to ponder: "It costs a company three times as much to convert a new customer as it does to retain a current one. YOU are in the position of power here, not them." "Give your brain a break and just schedule these reminders into your calendar." "When people ask me for money tips, they're pretty surprised when I tell them that one of my favorite money-saving tools is … Google calendar?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3307: Kate Galliett reveals that muscle cramps are less about salt and hydration and more about your nervous system's unfamiliarity with certain movements. By training your body to explore new ranges and improve mind-muscle communication, you can reduce cramping, build resilience, and move with more freedom. Read along with the original article(s) here: https://fitforreallife.substack.com/p/why-do-muscle-cramps-happen Quotes to ponder: "You cramp because your brain and body aren't communicating well yet. And you can change that." "You must teach your nervous system how to better communicate with your tissues." "It's very likely that in the bed scenario, your foot was already pointed forward in plantarflexion, shortening the muscles on the bottom of your foot." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1975: Laura Gariepy shares how an unexpected guest post turned into a thriving freelance writing career that replaced her corporate income and transformed her lifestyle. She walks through the foundational steps, clarifying your goals, building a website, choosing a niche, and increasing your visibility, to help you position yourself for paid opportunities. If you're ready to turn writing into income and create more freedom in your life, her practical roadmap will show you where to begin. Read along with the original article(s) here: https://savingjoyfully.com/blog/how-to-become-a-successful-freelance-writer Quotes to ponder: "Becoming a freelance writer is the best career decision that I ever made." "Remember, people can't hire you if they don't know that you exist!" "Everything you write should be intentional so readers (and potential clients) know what to expect from you."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2917: Adina Soclof explains that a child's academic success begins with a parent's mindset, not pressure or control. By offering unconditional love, encouraging responsibility, praising effort over intelligence, and responding calmly to setbacks, parents can build resilience and true motivation. This guidance empowers you to support your child in a way that strengthens both their confidence and long-term success. Read along with the original article(s) here: https://parentingsimply.com/how-to-help-your-child-succeed-in-school/ Quotes to ponder: "If their child succeeds than they have succeeded. If their child fails they think they have failed as parents." "If you respond in frustration to your child's less than perfect schoolwork, you actually decrease your child's motivation to learn." "Avoid telling children " You are so smart! You are the brightest kid I know!" Instead make sure to praise them for working hard and for persevering at a difficult task."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3925: Chris Guillebeau encourages a deliberate approach to life by identifying your core values, those few guiding principles that define who you are and shape how you spend your time, money, and energy. Through self-reflection and honest prioritization, you'll gain clarity, reduce inner conflict, and create a values-based framework for living with greater purpose. Read along with the original article(s) here: https://chrisguillebeau.com/creating-and-living-by-your-own-list-of-values/ Quotes to ponder: "By defining a list of personal values that are truly your own, you'll be better prepared to make decisions." "I appreciate things I do more than things I buy." “Stick with a few things that reflect who you are and one or two things you'd like to become.” Episode references: List of Core Values: https://jamesclear.com/core-values List of Values: https://brenebrown.com/resources/living-into-our-values/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3470: Dawn Dahlby outlines four powerful strategies to reduce financial stress and build lasting wealth during times of change. By aligning your income, spending, and investments with your personal values, you can create a more stable, fulfilling financial life rooted in clarity and purpose. Read along with the original article(s) here: https://dawndahlby.com/4-tips-to-fast-track-wellth/ Quotes to ponder: "Change, in any category of life, removes the three things we so often lean on for security: predictability, reliability, and timing." "Too often our purchases still leave us wanting more and do not solve the underlying issues." "Our wealth is only limited by our beliefs and our happiness should never be reliant on our bank account." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3306: Dr. Jenny Brockis explores the powerful brain-boosting potential of turmeric, highlighting how curcumin, the active compound in the spice, may help reduce inflammation, clear harmful amyloid plaques, and support cognitive health. Backed by compelling studies from UCLA and the University of Michigan, she reveals how a simple dietary habit like eating curry could play a role in protecting against Alzheimer's and age-related memory decline. Read along with the original article(s) here: https://drjennybrockis.com/2010/6/23/why-eating-curry-is-good-for-your-brain/ Quotes to ponder: "Curcumin reduced the number of plaques in the rat brains by up to 80% at low dose and the rats given the curcumin performed better on spatial memory tests compared to the control group." "Vitamin D also strongly stimulated the uptake and absorption of amyloid beta by the macrophages in the majority of patients." "Curcumin can cross the blood brain barrier and binds to amyloid protein fragments, which can then no longer clump together to form plaques." Episode references: Alzheimer's Disease and Inflammation (Dr. Milan Fiala Research): https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2814545/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1974: Michael Piperno explores what it really takes to navigate meaningful career transitions and build lasting professional influence, emphasizing purpose, strategic networking, and personal accountability. He also clarifies the powerful distinction between personal brand and executive presence, showing how authentic self-awareness and intentional communication shape how others see and follow you. His insights offer practical guidance for anyone ready to take ownership of their next chapter and lead with credibility. Read along with the original article(s) here: https://www.michaelpiperno.com/career-journeys-changes-and-transitions/ & https://www.michaelpiperno.com/personal-brand-or-executive-presence/ Quotes to ponder: "Making a career transition, or any significant type of career change, is hard work. It's also fraught with risk and uncertainty, yet the payoff can be literally life-changing." "Chances are you're not throwing all your skills and experiences out the window and starting with absolutely nothing you can carry with you." "Executive presence is what makes you a leader that others want to follow."
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3924: Karl Staib shares seven practical strategies to help you recognize, manage, and release stress more efficiently, so it doesn't derail your productivity or well-being. Learn how small shifts like reframing your thoughts, taking micro-breaks, and recognizing personal stress patterns can add up to big improvements in how you handle pressure throughout your day. Read along with the original article(s) here: https://digtofly.com/7-tips-to-process-your-stress-faster/ Quotes to ponder: "You process stress differently than anyone else, so try a few of these techniques to help you reach past your current level of stress relief." "Getting upset because someone doesn't drive fast enough is a waste of energy." "We all know that we work better and feel less stressed if we take regular breaks during the working day." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3469: Chris urges a shift away from asking how much car you can afford toward questioning what you truly need. By focusing on practicality, avoiding debt, and resisting status-driven spending, you can free up money for what actually matters and take control of your financial future. Read along with the original article(s) here: https://www.keepthrifty.com/2016/05/08/how-much-car-can-you-afford.html Quotes to ponder: “One of the most crucial money lessons is to mind the gap, in other words the distance between your income and your expenses.” “You won't feel so great about that low sticker price if you end up paying tons in maintenance costs and repairs.” “Your self-worth isn't determined by what you drive.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3923: Kerri Richardson reveals how persistent clutter often stems from a lack of personal boundaries, acting as a mirror for emotional overwhelm and neglected self-care. By learning to say no, setting clear limits, and honoring your own needs, you can clear both your space and your life, freeing up energy to pursue what truly matters. Read along with the original article(s) here: https://kerririchardson.com/setsomeboundaries/ Quotes to ponder: "Your clutter is a reminder of your lack of self care and a call for help from your soul." "Your external environment is a reflection of your internal environment so a neglected home speaks to a neglected you." "I often give clients who are over-givers a challenge: to disappoint at least one person each day for two weeks." Learn more about your ad choices. Visit megaphone.fm/adchoices