Optimal Finance Daily

Craig Stephens of Retire Before Dad talks about how to measure progress toward financial independence. This is part 1 of 2. Episode 2245: [Part 1] How I Measure Progress Toward Financial Independence by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.   The original post is located here: https://www.retirebeforedad.com/measure-financial-independence/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully talks about surviving financial fear Episode 2244: Surviving Financial Fear by Andrea Joy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/blog/surviving-financial-fear  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Isaac Morehouse shares what he learned from writing every day. Episode 2243: What I Learned From Writing Every Day by Isaac Morehouse Isaac Morehouse is the founder and CEO of Praxis, an awesome startup apprenticeship program making degrees irrelevant for careers. He is dedicated to the relentless pursuit of freedom. He's written some books, done some podcasting, and is always experimenting with self-directed living and learning. When he's not with his wife and kids or building his company, he can be found smoking cigars, playing guitars, singing, reading, writing, getting angry watching sports teams from his home state of Michigan, or enjoying the beach. The original post is located here: https://isaacmorehouse.com/2016/02/26/what-i-learned-from-writing-every-day/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Erickson with No Sidebar shares 5 things to consider before making a purchase.   Episode 2242: 5 Things to Consider Before Making a Purchase by Dan Erickson No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul.  The original post is located here: https://nosidebar.com/purchase/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Dahlby helps you fast-track "wellth" Episode 2241: 4 Tips to Fast-Track "Wellth" by Dawn Dahlby Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She's also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.”  As a fiduciary with over 20 years of experience providing financial advice, Dawn has not only led her clients from moderate incomes to affluence, but she has helped them become truly wealthy. Her approach helps people learn to save for tomorrow without having to sacrifice living today by merging the most effective teachings of self-help with finance to create a unique focus on “spending freedom.”   Dawn's engaging coaching style and results-oriented approach to spending and saving have led her to become a sought-after speaker, a regular contributor to Worth Magazine, and a media personality offering expert advice. The original post is located here: https://dawndahlby.com/4-tips-to-fast-track-wellth/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor with PT Money talks about why you should build your nest egg Episode 2240: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Leif of Physician on Fire talks about the honeymoon phase of early retirement Episode 2239: The Honeymoon Phase of Early Retirement by Leif of Physician on FIRE Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to retire early. The site has a triple aim to leave visitors enlightened, educated, and entertained. The original post is located here: https://www.physicianonfire.com/honeymoon-phase-of-retirement/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathleen Coxwell of NewRetirement talks about how difficult it is to retire, even with $1 million Episode 2238: I Have $1 Million and I Still Can't Afford to Retire! by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time. The original post is located here: https://www.newretirement.com/retirement/i-have-1-million-and-i-still-cant-afford-to-retire/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli talks about proof of work Episode 2237: Proof of Work by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won't revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/proof-of-work/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares the worst money advice she's ever heard Episode 2236: The Worst Money Advice I've Ever Heard by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/08/the-worst-money-advice-ive-ever-heard.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Margaret Rutherford shares 4 ways that couples can create kindness with one another. Episode 2235: Breaking The Habit of Being Critical: Four Ways To Show Kindness to Your Partner by Dr. Margaret Rutherford Dr. Margaret Rutherford has been a psychologist in private practice for over twenty-five years. She's the author of “Perfectly Hidden Depression”, and hosts a weekly podcast, SelfWork with Dr. Margaret Rutherford, where she offers compassionate common-sense directions, ideas and goals toward the changes listeners want to make in healing.  You can learn more about the book at: https://drmargaretrutherford.com/4-ways-to-create-kindness-with-your-partner-before-your-words-lead-to-divorce/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares why your house is a terrible investment. Episode 2234: Why Your House Is A Terrible Investment by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original post is located here: https://jlcollinsnh.com/2013/05/29/why-your-house-is-a-terrible-investment/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Amanda Brownlow of Hello Brownlow talks about how to create a minimalist budget Episode 2233: How to Create a Minimalist Budget by Amanda Brownlow Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she's still able to go on adventures around the country.  When she's not running after her one-year-old, she's writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does.  The original post is located here: https://hellobrownlow.com/2020/07/21/minimalist-budget/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Marjolein Dilven talks about the costs of working. This is part 2 of 2. Episode 2232: [Part 2] What Are The Costs Of Working? by Marjolein Dilven Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master's in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it!  The original post is located here: https://radicalfire.com/costs-of-working/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Marjolein Dilven talks about the costs of working. This is part 1 of 2. Episode 2231: [Part 1] What Are The Costs Of Working? by Marjolein Dilven Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master's in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it!  The original post is located here: https://radicalfire.com/costs-of-working/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Amy Blacklock and Vicki Cook of Women Who Money compare frugality to cheapness Episode 2230: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They've both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/frugal-or-cheap-how-to-tell-why-matters/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Len Penzo talks about using a spreadsheet to track expenses Episode 2229: Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len's personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id14307-why-i-prefer-a-spreadsheet-to-track-expenses-manage-my-finances-2.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Richard Close with Get Rich Slowly teaches you how to cheat on your taxes legally Episode 2228: How to Cheat On Your Taxes Legally by Richard Close J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-to-cheat-on-your-taxes-legally/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Melani Schweder of A Brighter Wild shares the truth about sun exposure. Episode 2227: The Truth About Sun Exposure by Melani Schweder Melani Schweder is a Certified Health Coach, Reiki Master/Teacher, and guide for those who want to live life in full color, even through hardships like chronic illness, divorce, or other struggle. Her own health issues led her to dig deep into alternative/natural health and take sustainable, self-guided steps towards recovery. She is passionate about holistic methods, and her unique coaching process combines the best of her knowledge in whole-foods nutrition, Reiki, mindfulness, herbal medicine, and positive psychology. The original post is located here: https://www.abrighterwild.com/blog/the-truth-about-sun-exposure  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares how to snatch up your long-lost money. Episode 2226: Snatch Up Your Long Lost Money by J. Money J. Money is a 6'1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/find-unclaimed-money-property/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty talks about the three phases of money feelings Episode 2225: Three Phases of Money Feelings by Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They've got articles and success stories to help inspire you to think differently about your dreams and your finances. They've also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2017/04/17/three-phases-money-feelings/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Rose talks about life insurance beneficiaries Episode 2224: Life Insurance Beneficiary by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/beneficiary-review-designation-form-life-insurance-retirement-accounts/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Von Bargen shares 9 painless ways to trick yourself into spending less Episode 2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von Bargen Sarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and people who wouldn't want you to know they have a ghostwriter.   In addition to writing three books and an e-course, her writing has been featured on Buzzfeed, Forbes.com, Lifehacker, HelloGiggles, MindBodyGreen, Glamour, CLEO and Problogger named her one of 15 bloggers to watch in 2013  The original post is located here: https://www.yesandyes.org/2018/12/spending-less-tricks.html  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Smith with Financial Finesse talks about the price of inattention. This is part 2 of 2. Episode 2222: [Part 2] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor's. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They've helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Smith with Financial Finesse talks about the price of inattention. This is part 1 of 2. Episode 2221: [Part 1] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor's. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They've helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money talks about managing college costs Episode 2220: Managing College Costs by Offering an Incentive by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/managing-college-costs-by-offering-an-incentive/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney Carver of Be More With Less shares the morning routine effect. Episode 2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney Carver Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn't matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters. The original post is located here: https://bemorewithless.com/morning-routine-effect/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jennifer of Simply Fiercely shares 7 things you will never regret spending money on. Episode 2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love. The original post is located here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor talks about direct student loans Episode 2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/33244/direct-student-loan/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christine Luken talks about the importance of your credit score Episode 2216: Your Credit Score is Not Important (And It Also Is) by Christine Luken Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years. Christine's books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions. The original post is located here: https://www.christineluken.com/your-credit-score-is-not-important-and-it-also-is/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Cramer talks about financial mass destruction Episode 2215: Financial Mass Destruction by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet.  Fast forward to now. So much has changed.   -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year"   -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more.  -Jesse created a book with 30 other personal finance experts contributing a chapter each.   -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals.  The original post is located here: https://bestinterest.blog/financial-mass-destruction/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

James Lambridis of DebtMD shares two short posts covering how to manage student loans and student loan deferment Episode 2214: 5 Tips to Manage Student Loans AND What is Student Loan Deferment? by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original posts are located here: https://debtmd.com/blog/tips-to-manage-student-loans & https://debtmd.com/blog/student-loan-deferment  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kiersten Saunders of Rich and Regular talks about the link between imposter syndrome and the fear of spending Episode 2213: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/my-fear-of-spending-is-a-form-of-imposter-syndrome/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Fourman with Jackie Beck tells you check your emotions at the door if you want to climb out of debt Episode 2212: Check Your Emotions at the Door if You Want to Climb Out of Debt by Brian Fourman Jackie and her husband paid off over $147,000 in debt, including their house! She's walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/check-your-debt-emotions-at-the-door/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kat Medina tells us how we can transform loneliness into joyful solitude. Episode 2211: How To Transform Loneliness Into Joyful Solitude by Kat Medina As a child, Kat Medina wanted to be MacGyver when she grew up. Now, as the founder and Creative Director of a Silicon Valley startup, she's become a well-traveled bookworm who finds creative solutions to entrepreneurial challenges with the resourcefulness of a figurative shoelace, paperclip, and bubblegum. Her forthcoming book, The Joys of Jet Lag, explores the most valuable lessons she's learned during the process and shares the keys to creating a life of adventure through an openhearted approach to living. These insights, when embodied and applied, have the potential to transform the ordinary to the extraordinary and craft unbridled joy and fulfillment, no matter where you are. The original post is located here: https://www.katmedina.com/article?id=solitude  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares a surprising contender for tax-efficient retirement saving. Episode 2210: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/surprising-contender-for-tax-efficient-retirement-saving/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Disha Spath shares why diversifying income helps to overcome burnout Episode 2209: My Solution to Overcoming Burnout: Diversify My Income by Dr. Disha Spath The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer. The original post is located here: https://www.whitecoatinvestor.com/my-solution-to-overcoming-burnout-diversify-my-income/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli talks about trading games Episode 2208: Trading Games by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won't revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/trading-games/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathleen Coxwell of NewRetirement shares a recipe for financial success Episode 2207: A Recipe for Financial Success: It's as Easy as Pumpkin Pie by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time. The original post is located here: https://www.newretirement.com/retirement/recipe-for-financial-success/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill of Marriage Kids And Money shares 7 ways to spend your tax refund Episode 2206: 7 Money-Smart Ways to Spend Your Tax Refund by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he's left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger's Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/7-money-smart-ways-to-spend-your-tax-return-2  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue talks about the latest trend in lousy personal finance advice. This is part 2 of 2. Episode 2205: [Part 2] The Latest Trend in Lousy Personal Finance Advice by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2018/4/27/the-latest-trend-in-lousy-personal-finance-advice  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue talks about the latest trend in lousy personal finance advice. This is part 1 of 2. Episode 2204: [Part 1] The Latest Trend in Lousy Personal Finance Advice by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2018/4/27/the-latest-trend-in-lousy-personal-finance-advice  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes with Simply Fiercely shares a minimalist approach to fitness. Episode 2203: A Minimalist Approach to Fitness by Jen Hayes Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love. The original post is located here: https://www.simplyfiercely.com/minimalist-approach-fitness/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you shouldn't eat the doughnut.  Episode 2202: Don't Eat the Doughnut by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.   The original post is located here: https://www.retirebeforedad.com/dont-eat-doughnut/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessica Strull with Women Who Money talks about how professional development benefits your finances Episode 2201: How Professional Development Benefits Your Finances by Jessica Strull The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They've both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/continual-professional-development-benefits-finances/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Marjolein Dilven helps you stick to your budget Episode 2200: How to Stick to Your Budget - 9 Motivation Tips by Marjolein Dilven Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master's in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it!  The original post is located here: https://radicalfire.com/stick-to-your-budget/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeremy Jacobson of Go Curry Cracker talks about what he would do if he retired early today Episode 2199: If I Were Retiring Early Today by Jeremy Jacobson Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle. The original post is located here: https://www.gocurrycracker.com/if-i-were-retiring-early-today/#more-15352  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Len Penzo shares two shorts posts covering why your luxury car doesn't impress smart people and what the difference is between cheap and frugal Episode 2198: Why Your Expensive Luxury Car Doesn't Impress Smart People AND What Is the Difference Between Cheap and Frugal? by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len's personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original posts are located here: https://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me-2.html & https://lenpenzo.com/blog/id8068-you-can-call-me-almost-anything-but-please-dont-call-me-cheap-3.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jim Wang with Get Rich Slowly helps you prepare for buying a home Episode 2197: How to Prepare for Buying a Home by Jim Wang J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-to-prepare-for-buying-a-home/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Browning of Our Rich Journey talks about what to do if you're older and don't have a retirement plan Episode 2196: Older and Don't Have a Retirement Plan? Do This by Christina Browning Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you're interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/older-and-dont-have-a-retirement-plan-do-this  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares how to wait less. Episode 2195: How to Wait Less by Leo Babauta Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/wait  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices