Sydney Property Insider Podcast

In this episode, we speak with depreciation specialist Andy Tran from Duo Tax Quantity Surveyors about Depreciation Schedules. Andy talks to us about his passion to maximise investors on their return with regards to property and how he can help investors to maximise their claims.   Here’s what you’ll learn from today’s episode: What a depreciation schedule is, and how it works. Why investors need a depreciation schedule for an investment property. How a depreciation schedule works for different types of properties. How you can claim depreciation for an old property. What you can expect to see in a depreciation schedule. Why you need a depreciation specialist and not an accountant to prepare your depreciation schedule. How often you need to do a depreciation schedule.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Andy Tran - Duo Tax Quantity Surveyors   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

In this episode, we speak with Max Johnston, real estate agent with McLaren Real Estate and a local Macarthur resident. Max talks us through how he started his career in real estate after being a NASCAR driver, how Campbelltown has changed and developed, exciting future developments for the area and more!   Here’s what you’ll learn from today’s episode: How Max went from being a NASCAR driver to real estate agent. How Covid-19 changed and affected Max’s listings in a positive light. Max’s tip for potential vendors when selecting a real estate agent. What Max loves about the Macarthur area. Max’s advice for prospective buyers. The story about the surprise Versace house.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Max Johnston - McLaren Real Estate   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on our Suburb Spotlight, Campbelltown.  Where it is located, its history, how things have changed and developed over the years and much more.   Here’s what you’ll learn from today’s episode: Who the city of Campbelltown was named after. The history of the annual ‘Fisher Ghost Festival’. The current median house and unit prices and land size. The current demographics of the area. The main modes of transportation being used.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

In this episode, we speak with Sales Agent, Debbie Chadwick, from McGrath Crows Nest. Debbie shares with us her passion for the real estate industry, and how Crows Nest has changed as a local resident of the area herself.   Here’s what you’ll learn from today’s episode: The effect Covid had on Debbie and how she does business. Debbie’s advice for vendors and buyers in the current market. What Debbie loves about Crows Nest and why she’s never left. How Debbie gets around differently compared to other agents. + so much more!   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Debbie Chadwick - McGrath Crows Nest   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on our Suburb Spotlight, Crows Nest.  Where Crows Nest is located, its history, how things have changed and developed over the years and much more.   Here’s what you’ll learn from today’s episode: The history of Crows Nest and where the name originated. The current demographics of the suburbs. The current median property prices and land size. Popular modes of transport being used and how well connected it is. Different types of supermarkets, amenities, restaurants, bars and cafes in the area.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode our very own Marcus Roberts talks us through the key differences between saving a 20% deposit or using lenders mortgage insurance (LMI).   Here’s what you’ll learn from today’s episode: When LMI was introduced to Australia. How LMI works, the pros and cons. What to be aware of if you have LMI and are considering refinancing. Ways you could potentially avoid paying LMI   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on the process of making an offer once you have found the right property. Our very own Michelle May walks us through the important questions you need to be asking real estate agents to ensure your offer is the one they accept, and more!   Here’s what you’ll learn from today’s episode: What you need to look at prior to making an offer. Important questions to ask Real Estate Agents. Different ways you can purchase a property. How the contracts are signed. What to do once you have made an offer.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on how to get yourself ready when it comes to applying for a mortgage. Our very own Marcus Roberts shares with our listeners what it means to be loan ready and tips on how to make the process smoother for you and everyone else involved.             Here’s what you’ll learn from today’s episode: Strategies of what you should do 6 months, 3 months and 30 days before purchasing a property. What banks and lenders are looking for. Ways of increasing your borrowing power. What Loan to Value Ratio (LVR) is. Additional costs to consider on top of the purchase price of a property. Govt benefits you may be eligible for.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on Lane Cove with James Bennett of Belle Property Lane Cove. We discuss how James started his career in real estate and his in depth knowledge of the Lane Cove market.     Here’s what you’ll learn from today’s episode: How the Lane Cove market has changed in the last decade. How Covid-19 has affected the Lane Cove market. What the December 2020 stock levels are like in Lane Cove. What vendors and buyers should look for in a real estate agent.   Speakers in today’s episode:  Marcus Roberts - Mortgage Broker at Brighter Finance James Bennett - Belle Property Lane Cove   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes.  If you like it, please leave a review!  Or, find us on the podcast app of your choice, such as Spotify.     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on Off Market Properties, what they are, how they work and things to be aware of.             Here’s what you’ll learn from today’s episode: The difference between off market and pre market. What a true off market property is, and why they are a valuable option if you’re looking to purchase. How to find off market properties. What is a 66w certificate and how it works. Why it’s important to build relationships with the selling agent. Important questions to ask the selling agent.   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This episode focuses on Anecdotes .  Our co-hosts Michelle May and Marcus Roberts share amusing and interesting stories from their respective industries!             Here’s what you’ll learn from today’s episode: Why it’s important to do your research and get the right advice before buying a property. Understanding how lenders and repayments work. Never overlook a really good opportunity. Things you can and can’t do in a strata complex. What not to do with your deposit. The importance of disclosing any significant changes in your income or financial position post pre-approval.   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This episode focuses on our Suburb Spotlight, Lane Cove.  Where Lane Cove is located, its history, how things have changed and developed over the years and much more! Let us know what you think!             Here’s what you’ll learn from today’s episode: Who were the original inhabitants How early residents accessed the area How “Meals on Wheels”originally started What was the first pedestal mall created in NSW The current demographics The medium price for units and houses Dog friendly parks and ovals Famous people who have lived in the area     Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is the final episode of a 3 part series!   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How often smoke alarms need to be checked? Who is authorised to replace removable batteries in smoke alarms? What is the Landlord Information Statement and why is it so important? As a Tenant, who’s contact information should you have as part of your agreement? How has the condition report expanded and what ways can a Tenant can now receive it? What is footage publication and how has the new legislation changed regarding this?   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is episode 2 of 3 on Rental Reforms.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The change in rental increases and how often can they occur in your tenancy? Who is liable for water charges and how is it all calculated? What will it cost you now if you break your lease?   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is episode 1 of 3 on Rental Reforms.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   What are disclosures and material facts and why they are so important What types of minor changes a tenant can make and how many there are What the minimum standards are fit for habitation   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on the Homebuilder grant which was announced by the Office of Treasury in June 2020 as a measure of relief for the construction industry and to try and keep construction ticking along during Covid.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Who is eligible for the grant and how your income can affect your eligibility What type of properties are eligible for the grant The requirements around building a new home, renovating an existing building and buying off the plan Important dates to be aware of; The Homebuilder package is an uncapped (in number of applicants), time-limited grant across the country (https://treasury.gov.au/sites/default/files/2020-06/HomeBuilder_Frequently_asked_questions_0.pdf)   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on our Suburb Spotlight, Ashfield.  We discuss how Ashfield park got its name and why there’s a statue of Mary Poppins there!   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Ashfield The original residents of the suburb Famous locals PRice data over the past few years Transport links to the CBD School zoning Necessities in proximity Industry of employment Multiculturalism   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on Sydney Property During Covid.  We discuss why properties are still being purchased in the current climate, and important things to keep in mind if you have taken the opportunity to defer your mortgage payments.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Only defer your mortgage repayments if you have to How the banks are helping both businesses and homeowners Why you should ask for an extended settlement period Don’t be scared to buy if you’re financed and ready to go!   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on Ludwina Dautovic from The Room Xchange.  We discuss how Ludwina came up with the concept for The Room Xchange, how it works and much more! Let us know what you think!   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   What you need to do to become a host How a host and a guest are matched Different types of skills you can offer as a guest How this can reduce your environmental footprint   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Ludwina Dautovic – The Room Xchange   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on Gladesville with Robert Bagala from First National Hunters Hill, Gladesville & Ryde.  We discuss Robert’s history in Gladesville, how the area has changed over the years, Gladesville’s up and coming ‘facelift’ and much more! Let us know what you think!             HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How long Robert has been working in the Gladesville real estate market How the real estate industry has changed Why the density has increased dramatically How certain times of the year can impact advertising a property Robert’s tips on selecting the right agent Questions to ask as a purchaser Robert’s favourite things in the Gladesville suburb   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Robert Bagala – First National Hunters Hill, Gladesville & Ryde   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe viaiTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on our Suburb Spotlight, Gladesville.  Where Gladesville is located, its history, how things have changed and developed over the years and much more! Let us know what you think!             Here’s what you’ll learn from today’s episode: Which two LGA’s it’s placed between The original land owners How and in what year Gladesville got its name Cottage Rock End where Banjo Patterson lived and what it is today Recent development and how things are changing Why the ferry is underutilised as a form of transportation Our favourite parks and restaurants Schools in the area   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on Company Titles with Janet Christopher of Home Lawyers & Conveyancing.  What is a Company Title, where in Sydney you’re likely to find Company Title apartments, the challenges faced when moving from Company Title to Strata Title and much more! Let us know what you think!   Here’s what you’ll learn from today’s episode: The benefits and disadvantages to owning a Company Title property Why lending or getting finance could be an issue for you What you should look for when looking at a Company Title property The Corporations Act vs the Conveyancing Act Why it’s important to have an assessment done prior to exchange or attending an auction Why you need to negotiate a cooling off period with the vendor   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker Janet Christopher – Home Lawyers & Conveyancers   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on types of titles you may find in your property search. Why it’s important for you to know the pros and cons of each type, especially if you need a loan. Let us know what you think! HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Unusual types of title; Why banks aren’t property investors at heart; Studio apartments; Company titles; Multiple units on single title; Crown leaseholds; Torrens title; And Much more   SPEAKERS IN TODAY’S EPISODE Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on the rise of the buyer’s agent. The things to look for when choosing one, why types of pricing matter, how a buyers agent can help you get in to your dream home sooner, and much more. Let us know what you think! HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The multitude of new buyers agents in the marketplace; Types of services they usually provide; What you might not know they do in terms of due diligence; Having a negotiator on your side at auction; Taking the emotions out of purchase; How to choose the right agent; Understanding who their usual clients are (ie do they buy interstate, do they know local markets etc); Researching to choose the right agent for you; And Much more   SPEAKERS IN TODAY’S EPISODE Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This week, we are continuing our quarterly series on the “State of the Market”. Providing updates on what’s happening in the Sydney market in early 2020, what to expect when you’re inspecting and attending auctions, and things to look out for. Let us know what you think! HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How non-stop the market has felt for Michelle over the Christmas period and in to 2020; Clearance rates of 80% and over, and why that’s a sellers’ market; Changes from the market rises a couple of years back, most notably the lack of stock available; Our concern around purchasers not performing simple due diligence with the huge sums involved to purchase; How certain micromarkets are out-performing Sydney on the whole; Where you will find values exceeding the 2017 peak; Banks blowing out their service level agreements to upwards of 20-22 business days; And Much more   SPEAKERS IN TODAY’S EPISODE Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

Welcome to 2020 everyone! Here’s an episode we recorded a couple of months back that we’ve held on to until we’re ready to kick off the new year with a bang. We’re thrilled to interview Jack McGhee from Ray White, whom provided some great insight in to the Surry Hills market, as well as his personal auction strategy if he were to be a buyer. Well worth the listen! HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Jack’s background in the local market, and how he started his career in real estate; Starting out on a debit/credit system and transitioning to a commission only pay cheque; How Surry Hills has grown up over the past 10-15 years; Impacts of the recent federal election; Changes in buyer and vendor motivations this past 12 months; Why he favours auction campaigns; Jack’s tip on bidding at auctions; Favourite coffee and shout-outs to local amenities in Surry Hills; And Much more   SPEAKERS IN TODAY’S EPISODE      Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Jack McGhee – Ray White Sydney      ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

Here’s an episode we prepared a few months back and have had ready for a potential lull in the year.  Some of the episode has aged well!   This week, we continue our suburb deep dive series on the Sydney Property Insider Podcast via our Suburb Spotlight! Today, we’re focussing on the central suburb of Surry Hills.  We discuss the history of the suburb, the demographics, upcoming development work, as well as the day-to-day specifics like local cafes, schools and transport   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Surry Hills; The original residents of the suburb; The appeal of a coastal suburb on public transport lines; Famous locals; What was in the water Entry level prices; Price data over past few years; How tightly held property in the suburb is; Transport links to the CBD; Walkability; School zoning; Necessities in proximity; And Dog friendly parks nearby   LINKS OR ARTICLES WE MENTIONED:   School Finder   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.        

This week, we are trying a new quarterly series called “State of the Market”. Providing updates on what’s happening in the Sydney market, what to expect when you’re inspecting and attending auctions, and things to look out for. Let us know what you think! HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The Cooley index, and how it provides a great snapshot against last year’s figures; Changes from October 2018, and how sold above reserve is almost at ¾ of all properties currently sold; Goods and not so goods of a changing lending environment; Is underquoting back?; The market staying active longer in the lead-in to Christmas; Michelle’s points to auction success; And Much more   SPEAKERS IN TODAY’S EPISODE Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   LINKS OR ARTICLES MENTIONED    The Cooley Index   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, we welcome back stylist extraordinaire, Natalie Fryer, to the podcast. She tells us what to do, what to look for, and tips and traps to watch to get ready for your spring campaign. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The four things to think about when looking at a spring campaign; Starting with your target market in mind; Why a change of purpose for individual rooms might work, even if you’ve been living in the home for many years; The difference between an interior designer and a property stylist; Playing to the strengths and weaknesses of the property in question; How a change in the shape of a coffee table changes the entire room; Competing with other properties and how to win; Standing out from the crowd; Why Marcus is wrong with his love of black cockatoos over a sofa; And Much more   SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker Natalie Fryer - M2 Property Presentation   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, we speak with property manager Jo Natoli from The Rental Specialists. Jo discusses tenancy agreements and why it’s best to get those agreements right from the start, saving you time, tears, and money in the long run. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Starting with the application process, investigating the applicants’ rental history, employment history to determine patterns; Affordability against bank statements; Checking default databases for arrears or financial issues; Pets being a major topic at the moment, checking what is going to be living in the property; Seeing the lease as the legally binding document that it is; Entry condition reports and the importance of photographic records; Routine inspections, and their importance; Using Department of Fair Trading resources and tenants.org.au ; And Much more   SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker Jo Natoli - Rental Specialists   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, we have another great guest to help us learn more about the suburb of Maroubra. We talk about the Maroubra local market in 2019, the changes in marketing and campaigns to sell your property in today’s climate, and some anecdotes along the way with Eitan Rubinstein of McGrath Edgecliff. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Eitan’s background in the local market, and how he started his career in real estate; Moving from an agent who looked after general areas to be one focussing on one area; Buyers’ expectations of the area, and the last 12 months. How views of the area have shifted; Impacts of the recent federal election; Specialising in houses and semi-detached properties; Why he favours auction campaigns; Tips on choosing an agent to list with; Personalities and working between the vendor and potential buyers; And Much more     SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Eitan Rubinstein – McGrath Edgecliff   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook      ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

They said we’d never make it, but here we are at episode 5-0. 50 episodes in and still going strong!   Marcus and his wife have just had their first child, so there’s been a slight delay in getting new episodes together, but we’re back on track.   This week, we continue our suburb deep dive series on the Sydney Property Insider Podcast via our Suburb Spotlight! Today, we’re focussing on the lovely beachside suburb of Maroubra.  We discuss the history of the suburb, the demographics, upcoming development work, as well as the day-to-day specifics like local cafes, schools and transport   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Maroubra; The original residents of the suburb; The appeal of a coastal suburb on public transport lines; Famous locals; Entry level prices; Price data over past few years; How tightly held property in the suburb is; Transport links to the CBD; Walkability; School zoning; Necessities in proximity; And Dog friendly parks nearby   LINKS OR ARTICLES WE MENTIONED:   School Finder   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, Michelle and Marcus continue the last of a 3 part series on sourcing your first investment property.  Some case studies, examples, and much more.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Case studies include a $1.185M property in Marrickville and $720k apartment in Surry Hills; The area, the street and its traffic density; Facilities nearby, the floor plan of the property, transaction costs etc; The rental yield, potential for capital growth; Looking at strata notes; And Much More.     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, Michelle and Marcus continue the 2nd of a 3 part series on sourcing your first investment property. What to look for, where to get help, and things to think about.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Narrowing down your search; Starting off with a property plan; Traps to be wary of, especially when looking in other states or areas you’re not familiar with; Who will your tenants be; Timing the market vs time in the market; Being ready to compromise; Location tips; Roads and local services; And Much More.     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, we take a look at the election results and how the coalition’s unexpected win may affect both property prices, as well as potential tax changes in the year ahead.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   ALP’s plan to abolish negative gearing benefits aside from new properties; Capital Gains Tax discounts were to be reduced; People in the property industry’s view on these proposed changes; Now the Coalition has retained power, the scrapping of those proposals; A potential new first home loan deposit scheme; Economists’ views on how a coalition government would affect both rental and sale prices in the 3 years ahead; Hot off the press information around APRA reviewing assessment rates; And Much More.   LINKS OR ARTICLES WE MENTIONED:   https://sqmresearch.com.au/   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, Michelle and Marcus start the first of a 3 part series on sourcing your first investment property. What to look for, where to get help, and things to think about.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Investing for either yield or for capital growth. What to focus on for each? Calculating gross vs net yield; The impact that strata costs can play; Negative gearing and potential changes after the 2019 Federal Election; Pain and Gain reports from CoreLogic; If using finance or bank funds, how does that impact your costs; Projections that encapsulate not just current rates, but potential adverse movements ahead; And Much More.   LINKS OR ARTICLES WE MENTIONED:   corelogic.com.au/reports/pain-and-gain   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, we’re thrilled to bring you our conversation with Alexandra Stamatiou-Buda. We talk about the Earlwood local market in 2019, the changes in marketing and campaigns to sell your property in today’s climate, and some anecdotes along the way. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Alex’s background in the local market, and how she started her career in real estate; The changes she’s seen over the past 15-20 years in and around Earlwood; Buyers’ expectations of the area, and the last 12 months. How views of the area have shifted; Her belief in transparency, even when not just telling the client what they want to hear, but what they need to hear; Which subsection of properties are still attracting large amounts of interest from buyers; Why she favours auction campaigns; The value that a local agent brings to a campaign; Personalities and working between the vendor and potential buyers; And Much more     SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Alexandra Stamatiou-Buda –McGrath Earlwood   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook    ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, we are thrilled to have Daniel Taylor from the Planhouse speak with us about the cost of renovating. Daniel gives some specific examples, bathrooms, kitchens, asking neighbours for party wall consent, and loads more HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The differences between architects, interior designers, draftspeople; How long a renovation can take from start to finish; The process from DA to CDC to build; Where time can get away from you due to access and project management; Square metreage rates; Fixed price contracts and variations; Whether to stay in or move out while renovating; Approaching your neighbours prior to lodging DA; Must have’s vs nice-to-have’s; And Much more     SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker Daniel Taylor - The Planhouse   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This week, we are thrilled to have Daniel Taylor from the Planhouse speak with us about the DA process. While different councils have different requirements, Daniel breaks down some of the important things to know prior to lodging your DA. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How Dan began his career as an apprentice at an architectural firm; The types of services that Dan provides via the Planhouse as a drafting and design service; When a DA is and is not required; What a Complying Development Certificate (CDC) is; The differences between a DA and a CDC; How much to budget for the DA as a proportion of total build budget; The other service providers needed to append info to your DA (acoustics, surveyors, bush fire consultants etc); How best to juggle and manage the process; Length of time a DA may take; And Much more     SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker Daniel Taylor - The Planhouse   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This week, we continue our suburb deep dive series on the Sydney Property Insider Podcast via our Suburb Spotlight! Today, we’re focussing on the lovely suburb and surrounds of Earlwood. We discuss the history of the suburb, the demographics, upcoming development work, as well as the day-to-day specifics like local cafes, schools and transport   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Earlwood; The original residents of the suburb; Famous locals; Entry level prices; Price data over past few years; How tightly held property in the suburb is; Transport links to the CBD; Walkability; School zoning; Necessities in proximity; And Dog friendly parks nearby   LINKS OR ARTICLES WE MENTIONED:   School Finder   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This week, we take an impromptu look at the fallout from the Banking Royal Commission and what it may mean for your home loan and lending going forward. As mentioned, Marcus is a mortgage broker, so he is explaining his opinion based on his understanding and experience in the industry. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Some of the examples of misconduct in the sector by big banks; Recommendations to certain sectors of the industry; Paying your broker for advice and adding to the bank’s bottom line; The finding that 96.5% of consumers wouldn’t pay even a break-even fee for a mortgage broker; Will consumers pay for pre-approval after pre-approval; The question as to whether or not banks are mandated to reduce their fees; How brokers have helped banks’ net interest margin reduce from 5% to 2.2% over the past 20 years; Why smaller non-big 4 banks may exit the industry and thereby reduce competition; This trail commission being $33.75 a month on a $300k loan, a far deviation from the number of $500k to the odd broker who has a staff of 30; Why your rates may go up as competition exits in future; Unintended consequences that need to be worked out; And Other commentators views on the proposed changes.   SOURCES NOTED   ASIC Remuneration Review RBA Net Interest Margin History Your Broker Behind You Peter Switzer Commentary Shane Oliver Statement Mortgage Broker Stats     SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, Michelle has a fascinating interview with property manager Jo Natoli from The Rental Specialists. Jo discusses rental reforms in the new year and what you need to know. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How Jo got started as a property manager and her experiences in real estate since 1993; What the Rental Specialists do and how they’re different; Changes in 2019 to the rental market; Time needed to notify tenants of rent adjustments; Penalties that apply if you don’t get it right; Changes when breaking leases; Jo’s contention with one aspect of the changes and how it relates to a lack of incentives for long term leases; An amendment with specific notice around issues of domestic violence; Consent around tenants personal possessions when taking photos for a listing; And Much more     SPEAKERS IN TODAY’S EPISODE   Michelle May - Buyer's Agent Jo Natoli - Rental Specialists   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

We switch things up this week to answer a common question that we are asked from time to time “what on earth do all these different types of insurance do??”   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Our most exciting topic yet; Home insurance, why it’s necessary and why banks love to make it an approval condition if you’re not purchasing a strata property; What to look for when reviewing strata prior to purchase with regards to the insurance held for the property; Contents insurance – not just for replacing the tv; The differences between total replacement cover and sum insured cover; Why it’s not just set and forget, and more a bi-annual review; Does contents insurance cover certain items on your person; Renters’ insurance and landlords’ insurances; Mortgage protection insurance vs lenders’ mortgage insurance; Title insurance; Personal insurances such as life and income protection; And Much more     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker     ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au     FOLLOW US: Facebook     ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

A very delayed closing off 2018 episode now that we’re in to the 2nd week of January, 2019! Our apologies as we were on holiday ourselves.   Michelle and I talk through what to do to be ready for the February and March months when the market heats back up. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Less competition in the December and January months; Why you might snag a bargain during the holiday season; Why agents might be focussing on new listings for February and March; How important it is to get on an agent’s database and make clear you’re serious about finding something to beat the competition when the market heats up; Why settlement periods can be extended during this time; Banks slowing down or going on skeleton staff hours. Why you need to check with your bank or broker when putting in offers; Think about hiring a professional buyers’ agent to help you out if you’ve missed out on a few listings; And Much more   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe viaiTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week we take a look at the property climate in late 2018, and Michelle shares a couple of anecdotes from her past 3 months. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Slowdown in the credit (lending) environment over the past few months; How the slowdown has affected all credit, not just investment lending; Home price changes over the past 12 months; Why you need to look at individual suburbs rather than Sydney as a whole; Premiums still paid for the right properties in the current market; Why premium properties are still being found on market rather than via off market transactions; When the typical slowdown occurs between late December and Australia Day; Longer financing approval times, and why it’s more important than ever to have a pre-approval in place prior to house hunting; A recent transaction in the Inner West that Michelle was surprised by; And Much more     SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This week, we continue our suburb deep dive series on the Sydney Property Insider Podcast via our Suburb Spotlight! Today, we’re focussing on the lovely suburb and surrounds of Potts Point. We discuss the history of the suburb, the demographics, upcoming development work, as well as the day-to-day specifics like local cafes, schools and transport   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Potts Point; The original residents of the suburb; Famous locals; Entry level prices; Price data over past few years; How tightly held property in the suburb is; Transport links to the CBD; Walkability; School zoning; Necessities in proximity; And Dog friendly parks nearby   LINKS OR ARTICLES WE MENTIONED:   School Finder Wylde Street property Jason Boon   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

We are thrilled to have Jared Pearson, a partner at Mitchell & Partners, with us this week for an introduction to the world of tax deductions and negative gearing. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The accounting services that Mitchell & Partners specialises in; Why interest is tax deductible, yet principal repayments are not; What capital costs and expense costs are, and differences between the two; Other tax deductions available that investors can offset rental income against; When travel expenses were removed as a deduction for most investors; Depreciation and depreciation schedules for fixtures and structural items; AirBnB as a source of revenue for owner/occupiers; How the ATO determines whether you are making genuine attempts to find a tenant; Negative gearing, and how it isn’t the only thing or first thing to go for when determining property; The difference between offset accounts and redraw facilities in the ATO’s eyes; And Much more     SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Jared Pearson - Mitchell & Partners   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

Welcome to another episode, and this week we are introducing you to the world of rentvesting, a fairly new phenomenon in Australia.     HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   What rentvesting is and how it’s changing the property landscape for many people; How generational shift has changed attitudes towards property purchases; Today’s demographics and the effect they play in first property buyers’ minds; Pros and cons of rentvesting; How rentvesting can let you continue to live the lifestyle you want; Purchasing vs continuing to save; Renting as a long term solution to affordability; Costs associated with transactions and capital gains if selling your investment property to purchase a home in a few years’ time; Statistics on the rentvesting community; Purchasing existing vs off the plan; Using local experts to assist if buying remotely; And Much more     ARTICLES OR SOURCES MENTIONED   LJ Hooker Study   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, we’re thrilled to bring you our conversation with Adrian Oddi of Bresic Whitney. We talk about the Balmain and Rozelle markets in 2018, the changes in marketing and campaigns to sell your property in today’s climate, and some anecdotes along the way. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Adrian’s background and how he began his career in real estate; How he feels the Balmain and Rozelle markets have changed over the past few years, and even the 16 years since he started; Median price fluctuations from 2015 through today; Which subsection of properties are still attracting large amounts of interest from buyers; What the term “passive buyers” means; The media’s influence on property prices this past 12 months, and whether their data could be behind by a few months; Why qualified buyers in this market can be the most important part of choosing an agent to partner with; Questions to ask when choosing an agent; Why observing some current campaigns may help your research; An interesting anecdote from a recent sale Adrian completed; And Much more     SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent Adrian Oddi – Bresic Whitney   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US:   Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

Welcome to another episode, and this week we’re focussing on the RBA and its role in affecting the interest rate you pay on your home loans. We touch on inflation bands, the cash rate, how its changed, and what the RBA focusses on.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   What interest rates are and how they work; How interest rates are set by your bank; Where your bank gets its target and guidance from in relation to the RBA; How the RBA decides on the target cash rate; What inflation is and an example of it in action; How the RBA’s actions affect inflation; The past 20 years plus of the RBA’s target rate and what the future might hold; What to factor in to your decision making when looking at repayments; Why banks have increased their home loan rates recently even though the RBA has stayed on hold; How you can get on top of your potential repayments; How and why are fixed and variable rates different; Is there a right answer on the best type of loan at present.   ARTICLES OR SOURCES MENTIONED   RBA's last 25 years history     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this week’s episode, we take a look at the rise of women in real estate and the property market. Emerging trends, pay gaps, and how to give you that extra boost for your search.     HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How recently it was that a man was required to co-sign on mortgage documents; ABS figures on investment property ownership; The rise in women purchasing; The continued pay gap between men and women; The Confidence Code; Getting experts on board to provide you the best opportunities; Negotiation tactics; Putting all the various experts and pieces together; Views on property as financial security; Being assertive in an often aggressive marketplace; And Finding the right options for you.   LINKS OR ARTICLES WE MENTIONED:   Confidence Code – Claire Shipman and Katty Kay Westpac Homeowner data     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.