Podcasts about Speaker

TS WrightGod Centered ConceptBook TS - Spiritual/Ministerial/Life CoachingBook TS - Podcast/TV Show Coaching/MentorshipJesus Said TV - TS WrightBest Editor of Audio and Video Recordings for Podcasters and TV ShowsKingdom Cross Roads PodcastAuthor - TS Wright BooksDo You Want to Become a Speaker? God Centered Concept AcademyThe Best Calendar/Booking SystemALL IN ONE to Automate All Your ProcessesTeacher & Keynote Speaker of God Centered Concept Academy"Let the Great Harvest Begin!" Karen Whiting, author of 30+ books and writing/marketing coachwww.karenwhiting.com Growing a Mothers Heart, Golden Scroll AwardThe One Year My Princess Devotions, Christian Retailing Best Award, Children's nonfictionStories of Faith & Courage from the Home Front, Gold medal, Military Writers of America Gold MedalGrowing a Mother's Heart Bible Study, Golden Scroll Bible Study of the YearGrowing a Peaceful Heart, Golden Scroll Award52 Weekly Devotions for Family Prayer, Golden Scroll Education Book of the YearAWSA (Advance Writers and Speakers Association of 1100+Christian Women) Board of Directors, content coordinator Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Orly Amor is a dynamic entrepreneur who has founded five successful companies. As a corporate trainer, bestselling author, and international public speaker, she has helped over 200,000 people worldwide boost their bottom line by multiplying their sales. A Certified Behavior Analyst, Orly is a trusted coach for corporate leaders globally, known for delivering results.With 29 years of experience, she specializes in helping Public Speakers, Coaches, and Entrepreneurs create lucrative business models for public speaking. Orly guarantees her clients will make six figures from speaking—or works with them until they do. Transform your passion into profit today!Visit Orly's Website: https://meetorlyamor.com/

Today's Masked Speaker got into an argument when he was 11 years old that led him to seek the pettiest type of revenge. Unfortunately it turned into a GIANT DEBACLE that he's kept under wraps for almost 30 years...See omnystudio.com/listener for privacy information.

We've all said it: “My system works.” But in today's market, corporate clients and event organizers don't just want your word for it—they want proof. On this episode of The Wealthy Speaker Podcast, we're diving into a topic that will completely shift how you think about measuring, proving, and selling the impact of your programs. My guest today is the brilliant Dr. Pelè Ugboajah, and he's showing us how speakers, coaches, and consultants can harness artificial intelligence to generate undeniable, data-backed evidence that their proprietary frameworks deliver results.Highlights you won't want to miss:Using AI to Prove Your Program Works 0:00AI brought Dr. Pelè to Jane 1:30What happens after training? 4:00Knowing is not enough 9:00The power of a village 15:00Influencing behavior 20:00Getting excited again 25:00See you next time 25:00If you're ready to leverage AI to validate your value, command higher fees, and turn your program's transformation into an irresistible selling point, you simply can't afford to miss this episode!For access to FULL SHOW NOTES, including video and links, visit: https://www.speakerlauncher.com/category/podcast/

 EPISODE DESCRIPTION In this episode, I sit down with Denis from Humea , a product and research company that has catalyzed over $1 billion in ARR for their clients. We go deep on what it actually takes to achieve product market fit, and why most founders are looking in completely the wrong direction. Denis brings a rare dual background in physics and psychology, and he uses it to reveal how human behavior , not technology , is the real driver behind whether a product succeeds or dies. We talk about why Web3 is uniquely challenging because money arrives before product market fit, the hidden psychology of why founders resist pivoting, how Doordash generated over $300 million in additional revenue through better user understanding, what blockchain banks must do to win trust, and why simplifying your message for non-technical decision makers might be the most valuable thing you do this year. Whether you are building in DeFi, fintech, AI, or SaaS, the principles Denis shares here are universal and immediately actionable. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Humea Website: https://humea.com/Humea LinkedIn: https://www.linkedin.com/company/humeaWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:00] Humea has catalyzed over $1 billion ARR for clients across fintech, banking, and infrastructure• [02:49] Denis explains his dual background in physics and psychology and how it shapes his approach to product research• [05:57] The difference between output and outcome , and why measuring the wrong thing gives you false positive data• [08:54] Why working with an agency should always start with a friendly conversation to find genuine alignment before any contract• [14:13] In Web3, money comes before product market fit , the complete opposite of the Web2 world• [17:42] The IKEA effect and sunk cost fallacy explain why founders get emotionally attached and resist pivoting• [23:08] Why mid-stage startups throw money at ads instead of fixing the underlying product and customer understanding• [28:24] Doordash case study , course correcting the user journey generated over $300 million in additional annual revenue• [31:45] Blockchain banking case study , turning a deeply negative NPS into a positive one through empathy-driven research• [33:20] The four things users want from banking: returns, versatility, problem solving for their segment, and trust• [34:04] Trust in crypto products is not about gaining confidence , it is about removing doubt• [38:19] Why human-crafted content creates energy and connection that AI-generated content currently cannot replicate• [43:58] Even in cutting-edge Web3, all major deals are still done human to human the old-fashioned way• [45:24] Most B2B decision makers are not technical , your communication strategy needs to reach non-technical buyers• [47:30] Polygon CDK dashboard case study , a brilliant engineer could not explain the interface to a colleague in another department

Yes, it's really called that, and yes, it comes from the same word you're thinking of. Spermidine is becoming bigger and bigger in the longevity world, and for good reason.Today, Kyle's breaking down what spermidine actually is, why researchers are excited about its link to a cellular "clean-up" process called autophagy, whether it's connected to Japan's remarkably high number of centenarians, and which everyday foods (yes, including one very sticky Japanese staple) are the richest natural sources. Plus: is the supplement version worth trying, or is food still your best bet?In this episode:What spermidine is The autophagy connection: your body's cellular clean-up crew, and how spermidine may support it (without replacing fasting)Why natural spermidine levels decline with age, and what that might mean for healthy agingWhat the actual human research shows so far, including a small BDNF study and a larger observational trial, and where the evidence is still thinThe best natural food sources of spermidine (natto, wheat germ, mushrooms, legumes, aged cheese), for people who will never touch a supplementKyle's honest take on spermidine supplements, and why his current stance is "food first, supplement curious"Today's feelgood thing: the small, smug joy of being rightStudies mentioned:Nutraland rice germ extract pilot study coverageLongitudinal association of dietary spermidine with hepatic function indexes and cardiometabolic traits (European Journal of Nutrition)Effects of Spermidine Supplementation on Cognition and Biomarkers in Older Adults (JAMA Network Open)New here? feelgoodery is your weekly space for feeling good without pretending everything's fine -  nutrition, mindset, and real strategies for showing up for yourself, hosted by Kyle Buchanan (Broadcaster, Speaker, Certified Nutritional Practitioner, Resident Wellness Contributor on Canada's The Morning Show & host of The Exhale on SiriusXM), and his live-studio dog Sam.Disclaimer: This podcast is for informational purposes only and isn't a substitute for professional medical advice. Please always consult with your health care provider.Follow along: Instagram @itskyleb | New episodes weekly

Bad Speakers TV Episode 257 | ARE THEY THE ONE brings another unapologetically honest conversation about sports, hip-hop, relationships, and the questions that always seem to start arguments before the food even gets to the table. Ya Boi Shad & G. Downs break down the biggest stories in the NFL, NBA, R&B, college football, and relationships — with plenty of opinions, jokes, and the kind of debates that make you wonder why everybody suddenly became a relationship expert. The episode opens with NFL Week 3, including the Atlanta Falcons taking down the Green Bay Packers. The conversation also turns to the NFL's disciplinary decisions after Ja'Marr Chase and Tee Higgins were fined $89,000 for their version of The People's Elbow, while Kyle Juszczyk was fined for imitating drinking a beer. That raises the obvious question: Has the NFL officially become the No Fun League again? The crew gets into the fines, player celebrations, and whether the league has gone too far trying to police how players celebrate on the field. The debate then shifts from football to music: Who is the true King of R&B — Usher, R. Kelly, or Chris Brown? This is where things get dangerous, because somebody's favorite singer is about to get their feelings hurt. The discussion looks at hit records, longevity, performances, cultural impact, albums, and the argument over what actually makes somebody the King of R&B. On the relationship side, Bad Speakers tackles one of the oldest questions in the game: How do you know when she's "the one"? The conversation gets even deeper with another controversial question: Does every woman deserve to be a wife? Expect honest opinions about relationships, marriage, compatibility, standards, commitment, and whether love automatically means somebody is ready for a lifetime contract. Because apparently dating wasn't complicated enough already. The music industry comes back into focus when the crew discusses Jay-Z's comments about struggling to find artists willing to perform at the Super Bowl, leading to a larger conversation about the Super Bowl halftime show, today's biggest stars, and the relationship between hip-hop, R&B, and mainstream entertainment. In women's sports, the episode celebrates Angel Reese winning Defensive Player of the Year, while also examining her impact and the continuing growth of women's basketball. The conversation then heads to college football after USC vs. Oregon, where Donte Moore takes a crushing hit from Desmond Stephens. The crew debates whether the play was simply hard-nosed football or crossed the line into a cheap shot. And because no Bad Speakers sports episode would be complete without somebody arguing over rankings, the guys also break down ESPN's Top 10 NBA players heading into the 2026-27 season. Who deserves to be at the top? Who is being overlooked? And which superstar is about to have an entire fanbase typing angry paragraphs in the comments? From the Atlanta Falcons and NFL fines to Usher vs. R. Kelly vs. Chris Brown, from Angel Reese and women's basketball to USC vs. Oregon, Jay-Z and the Super Bowl, relationship standards, marriage, and the NBA's biggest stars, Bad Speakers TV Episode 257 | ARE THEY THE ONE delivers the combination of sports debate, hip-hop conversation, relationship talk, comedy, and culture that fans expect from Bad Speakers TV. If you enjoy NFL news, Atlanta Falcons football, NBA rankings, college football, women's basketball, Angel Reese, Usher, Chris Brown, R. Kelly, Jay-Z, Super Bowl halftime shows, relationship advice, dating debates, marriage conversations, and unfiltered sports and hip-hop commentary, this episode is for you. Make sure you LIKE the video, DROP YOUR OPINION in the comments, and SUBSCRIBE to Bad Speakers TV for more sports, hip-hop, entertainment, relationship debates, interviews, and completely unfiltered conversations. QUESTION OF THE DAY: Who is the true King of R&B — Usher, R. Kelly, or Chris Brown? And what actually makes someone "the one"? #BadSpeakersTV #AreTheyTheOne #NFL #AtlantaFalcons #Falcons #NFLWeek3 #GreenBayPackers #JaMarrChase #TeeHiggins #Usher #ChrisBrown #RKelly #KingOfRnB #JayZ #SuperBowl #AngelReese #WNBA #CollegeFootball #USC #Oregon #NBA #NBA2027 #NBAPlayers #RelationshipAdvice #Dating #Marriage #HipHop #SportsTalk FOLLOW US⬇️ Ya Boi Shad - https://www.instagram.com/itsyaboishad/ G. Downs - https://www.instagram.com/gdowns1486/ https://www.youtube.com/c/BadSpeakersTV https://www.instagram.com/badspeakerspodcast https://www.tiktok.com/@badspeakerspodcast https://twitter.com/BadSpeakers https://www.facebook.com/badspeakerspodcast

Bond yields continue to move higher despite positive news on the inflation front. We believe we are getting closer to a peak in bond yields, which would be good news for both bond and equity investors. Speaker(s):- Steve Brice, Global Chief Investment Officer, Standard Chartered Bank  For more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

Welcome to another insightful episode of The Brand Called You! Join Ashutosh Garg as he interviews Julie Gowthorpe, PhD, RSW, Author, Speaker and Clinician from Toronto, Canada.In this episode, Julie discusses her book, Heal Childhood Trauma: The Self-Nurturing Therapy Approach to Better Adult Relationships. The conversation explores the impact of early trauma on adult relationships, the importance of self-nurturing, and practical techniques that can support the healing journey.Julie Gowthorpe shares insights from her clinical experience and introduces practical frameworks for understanding the connection between the wounded child and the functioning adult. The conversation also explores the mind-body connection, self-esteem repair, attachment patterns, and the importance of honoring the past without allowing it to control the present.Don't miss the foundational “Trauma Landscape” exercise, which offers a visual approach to reflecting on difficult life experiences, and learn about the upcoming Self-Nurturing Therapy App designed to accompany the healing process.

Jill Wine-Banks and Barb McQuade answer listener questions on everything from gift-tax rules for large White House staff gifts to whether a Speaker could refuse to swear in newly elected members, and more. They discuss the annual $19,000 exclusion versus the lifetime exemption and who actually pays the gift tax, the political-question doctrine and why a Mike Johnson logjam is theoretically possible but politically extreme, how to contact our representatives, the need to restore civics plus critical-thinking skills, practical fixes for a crashed bar-exam app plus their own exam stories, and how to beat a traffic ticket.Freshen up your fall wardrobe!  Get the ReSIStance T-Shirt, Mini Tote, and other #SistersInLaw gear at politicon.com/merch! Additional #SistersInLaw Projects#SistersInLaw Main ShowJill's Politicon YouTube Show: Just The FactsKim's Newsletter: The GavelJoyce's new book, Giving Up Is Unforgivable, is now available, and for a limited time, you have the exclusive opportunity to order a signed copy here. Order Barb's new book, The Fix, or her first book, Attack From Within, now in paperback. Add the #Sisters & your other favorite Politicon podcast hosts on BlueskyGet your #SistersInLaw MERCH at politicon.com/merchWEBSITE & TRANSCRIPTEmail: SISTERSINLAW@POLITICON.COM or Thread to @sistersInLaw.podcastGet text updates from #SistersInLaw and Politicon. Mentioned By The #SistersOrder Barb's new book, The Fix, and get tickets for her book tour!Support This Week's Sponsor:Flamingo:Our listeners get the Flamingo Starter Set for just $7 at https://www.shopflamingo.com/SISTERSGet More From The #SistersInLawJoyce Vance: Bluesky | Twitter | University of Alabama Law | Civil Discourse Substack | MSNBC | Author of “Giving Up Is Unforgiveable”Jill Wine-Banks: Bluesky | Twitter | Facebook | Website | Author of The Watergate Girl: My Fight For Truth & Justice Against A Criminal President | Just The Facts YouTubeKimberly Atkins Stohr: Bluesky | Twitter | Boston Globe | WBUR | The Gavel Newsletter | Justice By Design PodcastBarb McQuade: barbaramcquade.com | Bluesky | Twitter | University of Michigan Law | Just Security | MSNBC | Attack From Within: How Disinformation Is Sabotaging America

TS WrightGod Centered ConceptBook TS - Spiritual/Ministerial/Life CoachingBook TS - Podcast/TV Show Coaching/MentorshipJesus Said TV - TS WrightKingdom Cross Roads PodcastAuthor - TS Wright BooksDo You Want to Become a Speaker?God Centered Concept AcademyThe Best Calendar/Booking SystemALL IN ONE to Automate All Your ProcessesTeacher & Keynote Speaker of God Centered Concept Academy"Let the Great Harvest Begin!"The ShowCan you still find reasons to thank God when life doesn't turn out the way you expected?In this inspiring episode of the Kingdom Cross Roads Podcast, host T.S. Wright welcomes Christian author Julie Sunne for a powerful conversation about finding gratitude in the midst of grief, loss, and life's most difficult seasons.Julie shares her deeply personal journey through five miscarriages, depression, and the ongoing challenges and blessings of caring for her adult daughter with significant intellectual disabilities. Through these experiences, she discovered that genuine faith is not built on favorable circumstances but on an unwavering trust in God's character, sovereignty, and enduring love.Drawing from her own spiritual journey, Julie introduces her book, Thankful: A 90-Day Devotional and Gratitude Journal, a Scripture-centered resource designed to help believers cultivate a heart of gratitude even when life feels overwhelming.Through 90 daily devotions, thoughtful reflection questions, and journaling opportunities, Julie guides readers through three essential dimensions of biblical gratitude: praise, thanksgiving, and generosity.In this conversation, you'll discover how returning to God's Word can strengthen your faith during suffering, why gratitude is a choice rather than simply an emotion, and how recognizing God's faithfulness can transform the way you walk through difficult circumstances.Julie also shares how her personal trials became the foundation of a writing ministry dedicated to encouraging others to trust God and recognize His goodness.Whether you're facing personal loss, navigating the responsibilities of caregiving, struggling with discouragement, or simply seeking a deeper relationship with the Lord, this episode offers biblical encouragement and practical insight for developing a grateful heart.Featured BookThankful: A 90-Day Devotional and Gratitude Journal by Julie Sunne.Discover how daily Scripture reflection, intentional thanksgiving, and practical generosity can help you recognize God's presence and faithfulness in every season of life.Look for Julie's book through Christian Art Gifts, Amazon, or your favorite bookseller.Connect with Kingdom Cross RoadsJoin T.S. Wright and the Kingdom Cross Roads community as we share powerful testimonies, biblical teaching, and conversations with Christian authors and ministry leaders who are making an impact for the Kingdom of God.Subscribe to the Kingdom Cross Roads Podcast, share this episode with someone who needs encouragement, and join us as we continue reaching lives with the life-changing message of Jesus Christ. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The boys talk about Netanyahu's visit to the UN General Assembly in New York (and how he called out Hasan Piker), updates surrounding the war in Iran, a goofy Abdul El-Sayed attack ad, and a retrospective from our Will Lawrence interview and the possibility of Hakeem Jeffries as Speaker of the House in 2027.Early access on Patreon: https://www.patreon.com/headintheofficepodYouTube: https://www.youtube.com/channel/UC4iJ-UcnRxYnaYsX_SNjFJQSubscribe to second channel: https://www.youtube.com/channel/UC3UoTN328OA7fK2dzicP-ZATikTok: https://www.tiktok.com/@headintheoffice?lang=enInstagram: https://www.instagram.com/headintheoffice/Twitter: https://twitter.com/headintheofficeThreads: https://www.threads.com/@headintheofficeDiscord: https://discord.gg/hito Collab inquiries: headintheofficepod@gmail.com(0:00) Netanyahu calls out Hasan Piker at the UN(5:30) Intro(7:45) Geopolitics: the UN, Iran updates, diesel export ban(28:00) Mike Rogers pathetic attacks against Abdul(55:15) Reflecting on Will Lawrence & the limitations of electoralism(1:21:00) Reviews/endingSeen on this episode:Iran updates - https://www.nytimes.com/2026/09/25/business/energy-environment/trump-diesel-export-ban.html https://www.nytimes.com/2026/09/27/world/middleeast/iran-trump-ceasefire-strait-of-hormuz.html https://truthout.org/articles/trump-threatens-iran-with-genocide-in-address-to-un-general-assembly/ https://www.nytimes.com/2026/09/27/us/politics/iran-war-republicans-midterms-trump.html Attack ad on Abdul El-Sayed - https://www.poam.net/poam-news/poam-mike-rogers-public-safety-commercial/https://elsayedmi.com/

Description:Late in the nineties, Dov Baron walked on stage in Vancouver before a few hundred strangers who had, it seemed, already made up their minds about him. Fifteen minutes in, with nothing landing, he stopped, walked to the edge of the stage, sat down, and told them the truth: he was there to serve, and he was clearly missing something. Within a couple of minutes, the whole room leaned in. For years he called that moment close to magic.It wasn't magic. And that, it turns out, is the better story, because it can now be measured.This is Part One of a two-parter, and it stays deliberately on solid, peer-reviewed ground. The claim is simple and startling: the field between us is real, and it shows up in the lab. For a century, brain science studied one lonely brain at a time; second-person neuroscience finally wired up two people at once, and a hidden world opened. Storytellers' and listeners' brains couple when communication works and uncouple the instant it fails. Mothers' and babies' brainwaves fall into sync on eye contact, though the researchers are careful to say this is not telepathy; it runs on ordinary signals. Even two pendulum clocks on the same wall drift into a shared rhythm. It is called sympathetic resonance, and it is everywhere.Dov also handles the most over-hyped idea in the field, mirror neurons, honestly: the finding is real, the cathedral built on top of it is shaky. And he leaves you with something you can feel tonight, a coherent bodily state you can tune with slow breathing at around six breaths a minute.Then, one night in 1914, the whole thing scaled up to thousands. The state you carry is the state you bring into every room. This is the ground. Part Two walks off the edge of it.Episode highlights:The stage night that ended Dov's keynote "presentations" for goodThe 2010 study showing two brains couple, and uncouple the instant communication failsWhy mother and baby brainwaves sync on eye contact, and why the researchers insist it is not telepathyThe pop-neuroscience darling that serious scientists spent years walking backThe one coherence state you can tune tonight, at about six breaths a minuteLinksWrite to Dov: dov@dovbaron.com (subject line: The Click)Website; https://DovBaron.comThe Dov Baron Show (interviews) https://DovBaron.com/podcastsBook, The Art of Belonging: Subscribe, and Part Two of Episode Two drops next.Episode 1 in this Series: The Biology of Meaning:About the showThe Polymathic Perspective is a documentary-style solo podcast where Dov Baron examines the emotional logic beneath power, culture, identity, and meaning, drawing on psychology, neuroscience, geopolitics, and philosophy. If your curiosity has been called a liability, this is the show that proves it is your greatest asset.Further reading (citations)Schilbach, L., et al. (2013). Toward a second-person neuroscience. Behavioral and Brain Sciences, 36(4), 393-414.Hasson, U., et al. (2012). Brain-to-brain coupling: a mechanism for creating and sharing a social world. Trends in Cognitive Sciences, 16(2), 114-121.Stephens, G. J., Silbert, L. J., & Hasson, U. (2010). Speaker-listener neural coupling underlies successful communication. PNAS, 107(32), 14425-14430.Leong, V., et al. (2017). Speaker gaze increases information coupling between infant and adult brains. PNAS.di Pellegrino, G., Fadiga, L., Fogassi, L., Gallese, V., & Rizzolatti, G. (1992). Understanding motor events: a neurophysiological study. Experimental Brain Research, 91, 176-180.Lehrer, P. M., & Gevirtz, R. (2014). Heart rate variability biofeedback: how and why does it work? Frontiers in Psychology. Connect with Dov Baron:https://DovBaron.comdov@dovbaron.comRate, review, and send this episode to the most thoughtful builder you know. That is how the algorithm finds the people who still ask why. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if fear is just a subscription you forgot you signed up for? Energy healer, Emotion Code practitioner, and podcast host Mo Smith joins Will and Karen to explain why fear is such an easy motivator, why it follows us even into spiritual practice, and how she's spent the last six years running a real-life experiment: quitting her job with six weeks of savings and living on faith and surrender.She shares her simple two-minute meditation for receiving guidance, how to tell a genuine message from monkey mind, and what actually happens in an Emotion Code session (yes, there's a magnet, and yes, the skeptic had questions). The episode ends with a challenge for every listener.Quick favor

This week's theme: Uncommon Courage In this episode of From Fear to Fire, Heather Hansen O'Neill welcomes Becky Estby, CEO of Next Monday and author of Uncommon Courage, to discuss what it means to redefine success, leadership, and belonging. Becky shares how her experiences growing up on a farm, building a corporate career, and creating a community for high-achieving women shaped her mission to help people recognize when they feel unseen, exhausted, or misaligned. Through her work, she encourages women to stop assuming they are the problem and instead find the courage to understand their needs, use their voice, and create a path that aligns with who they truly are. Becky and Heather explore why courage is one of the most overlooked leadership qualities and how leaders can build environments where people feel safe to speak honestly. Becky shares her “mirror test” for making decisions with integrity, the importance of addressing challenges strategically rather than reacting emotionally, and why the answer is not always to leave a situation but sometimes to fix what is misaligned. Her message of uncommon courage reminds listeners that they do not have to navigate difficult moments alone. By finding supportive communities, embracing their authentic selves, and standing up for what matters, they can move from fear toward a more fulfilling and purposeful life. From Fear to Fire: Secrets to Overcome Fear, Embrace Your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump-start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we talk about embracing uncommon courage, finding your authentic voice, redefining success, and creating alignment between your values, leadership, and life. Becky Estby Becky Estby is the CEO of Next Monday, where she helps professional women in leadership grow through peer groups, coaching, events, and leadership consulting. A former senior HR and organizational development executive, Becky works with high-achieving women who look successful on paper but feel unseen, exhausted, or misaligned. Her upcoming book, Uncommon Courage, helps women stop assuming they are the problem and start redefining success, leadership, and belonging on their own terms. Connect with Becky: Website: Next Monday LinkedIn: Becky Estby, SPHR, SHRM-SCP, CPCC LinkedIn Company: Next Monday Becky Estby's new book, Uncommon Courage: How to Reframe Success Without Sacrificing Your Soul, is now available on Amazon. You can learn more about the book HERE. Quote of the Day: “It takes courage to grow up and become who you really are.” ~EE Cummings Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Uncommon Courage with Becky Estby appeared first on Heather Hansen Oneill.

Do speakers need a book to get booked? No. Can a relevant book be a powerful authority asset, often called your best business card and a useful tool when negotiating speaking engagements? Hell yes.In this bonus episode from the archives, John Ball speaks with ghostwriter and book coach Ginny Carter, author of Your Business, Your Book. Recorded in early 2022, the conversation is still useful for speakers and other experts considering a business book.They discuss how to decide what your book is for, when you're ready to write it, how to keep it engaging and persuasive, and how to make it part of the marketing you already do. They also explore publishing choices, formats, editing, and the role podcasts can play in helping authors share their expertise.At the end, John shares the fast book strategy behind his forthcoming book, Serious About Speaking: The Business of Becoming Known, Booked & Paid. He explains how he's using his existing LinkedIn newsletter articles, podcast transcripts and programme materials to build a useful, coherent book, with AI helping to compile and organise the material. It isn't a case of asking AI to write a book and publishing the result: the process includes reviewing, editing and shaping the work.John will release a wait list for Serious About Speaking with next week's episode.Ginny Carter's book, Your Business, Your Book, is available at all major retailers. Find Ginny and her work at ginnycarter.co.uk.Frequently asked questionsDo speakers need a book to get booked?No. You can build a professional speaking career without writing a book. A book is an asset, not a requirement.How can a book help a speaker get booked?A relevant book can demonstrate your expertise, strengthen your authority and give event organisers a tangible sense of your ideas. It can also be a useful negotiating tool when discussing a speaking engagement, if it connects to the talk, audience and client's needs.Is a book really a speaker's best business card?It can be. A book gives potential clients a deeper view of your expertise than a business card can. The more clearly the book relates to your speaking work, the more useful it is as an authority asset.When should an expert write a business book?When they have enough experience, examples and insight to offer readers, and they know what they want the book to achieve. Ginny advises getting clear on the book's purpose before making decisions about its content or publishing route.How can speakers market a book without creating more work?Ginny recommends incorporating the book into marketing that's already working, such as a podcast, blog or existing online presence, rather than automatically building separate channels just for the book.What makes a business book persuasive and readable?Stories, examples and the author's personality help keep readers engaged. Ginny also discusses a “why, what, how, what if” structure: explain why the topic matters, what it is, how to act on it, and what could happen as a result.What is John Ball's fast book strategy?John is developing Serious About Speaking from existing material, including LinkedIn newsletter articles, podcast transcripts and programme resources. AI helps compile and organise relevant content; John then reviews, edits and shapes it into a coherent book.ChaptersTimes are approximate. Check against the final published audio/video before posting.00:00 Why this archive conversation is being released now02:40 Introducing Ginny Carter and the value of an engaging business book05:20 Why people struggle to start and finish books07:40 Making book marketing part of your existing marketing10:00 How books build authority12:20 Is it the right time to write your book?14:00 Book as an asset: cache, not cash19:00 What writing a book can do for your expertise and business24:00 What makes a business book effective?27:00 Traditional publishing and self-publishing29:00 Book design, production and first impressions32:00 Print, ebook and audiobook formats34:00 Podcasts as a way to reach relevant audiences35:00 Writing persuasively: the “why, what, how, what if” structure38:00 Editing, grammar and reader trust42:00 How authors can use podcasts44:00 Ginny's book recommendations47:30 John's fast book strategy and Serious About SpeakingRecommended next episodeWhy Great Speakers Are Often BrokeListen next for a related conversation about the business skills and assets speakers need alongside their stage craft: https://player.captivate.fm/episode/0f56e6d2-15f1-4c21-8a5b-96d44ab8c67b/Upcoming episodeNext week: Why Aren't You Getting Booked as a Speaker? We'll look at what may be standing between your expertise and the bookings you want.Connect with John:Find out more about the Known, Booked & Paid BlueprintSubscribe to the Serious About Speaking newsletter on LinkedInFind me on InstaFind me on TikTokFind me on ThreadsDiscover the bottlenecks in your speaking business with the Applause Vs Invoice QuizFor speaking/podcast enquiries or to connect with me directly, you can email john@presentinfluence.com or find me on LinkedInYou can find all our clips, episodes and more on the Present Influence YouTube channelIf you know a speaker who would enjoy this show, let them know. Thanks for listening.

Utah's population is changing and that's going to mean a bit of an enrollment crunch for Utah's colleges and universities in the coming years. New data from the Kem C. Gardner Policy Institute re-emphasizes a warning from the state's Speaker of the House: we need to be looking at the future and prepare now. With more on this new data and how colleges can prepare, Greg and Holly are joined by Deseret News reporter Jason Swensen.

Genein grew up with the adversity of a stutter, but the challenge to solidify her voice pushed her to find other mediums to express herself. She found music and the arts. She found resilience and the beauty of building brain skills. She didn't know it at the time, but all of these experiences would fuel her future work.Genein went on to get her Masters in Education. Today, she is an author, global speaker, Executive Director at the Arizona Brain Capital Alliance, and podcast host of the Create and Grow Your Brain Capital Podcast. She's on a mission to promote the message of brain health and brain capitol development for the entire lifespan. (She was a speaker at the 2026 Weave & Cleave conference, too!) Genein is a wealth of knowledge, and this episode is filled with information to help you protect your greatest resource: your mind. This episode covers intriguing topics such as social justice and brain health, creativity's role in breath health, and ways to build brain skills from infancy well into maturity. You don't want to miss this one!To learn more about Genein's nonprofit: https://www.brainolicious.org/Resources To Grow Your Intercultural Creativity: https://caffestrategies.com/store/To connect with Genein: https://caffestrategies.com/speakers/

US White House is reportedly tempering expectations of an imminent breakthrough between US-Iran, Semafor reported, with a source suggesting that "the bar is being raised very high."The Iranian government spokesperson said Foreign Minister Araghchi presented President Pezeshkian with a US proposal following his New York trip, which included discussions on Iran's conditions for reopening the Strait of Hormuz, IRNA reported.UKMTO said that a crude oil tanker was struck on the port side by an unknown projectile in the Strait of Hormuz on September 29th.US equity futures pare back earlier gains with Micron earnings on the docket after-hours.DXY continues to fall following dovish comments by Fed's Williams; AUD underperforms following cooler-than-expected inflation.Fixed income benchmarks climb; Gilts weighed on by the upside GDP revision.Energy benchmarks rebound slightly from Tuesday's losses (Brent +1.1%).Looking ahead, highlights include German CPI (Sep), US PCE Price Index (Aug/Q2), GDP Final (Q2), Atlanta Fed GDP. Speakers include ECB's Elderson & Schnabel, Fed's Barkin, Cook, Goolsbee & Kashkari. The US Treasury buyback announcement (10-20yr; liquidity support). Earnings from Micron, Accenture & McCormick.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US-Iran talks and efforts by mediators this week yielded little progress, raising the odds of renewed combat, while Qatar will continue efforts despite growing frustrations with both sides, according to Axios.An Iranian diplomatic source said Iran will only be ready to discuss the nuclear issue after the Strait of Hormuz issue is resolved and Washington lifts the blockade.APAC stocks were ultimately mixed; European equity futures indicate a positive cash market open.DXY took a breather after gaining yesterday; 10yr UST futures edged higher overnight following the prior day's steepening.Crude futures were constrained after sliding yesterday following several downside catalysts; Spot gold was little changed beneath the USD 4,200/oz level.Looking ahead, highlights include German Retail Sales (Aug), French CPI (Sep), German State/National CPI (Sep), Italian CPI (Sep), US PCE Price Index (Aug/Q2), GDP Final (Q2), Atlanta Fed GDP. Speakers include ECB's Elderson & Schnabel, Fed's Barkin, Cook, Goolsbee & Kashkari. Supply from Germany, US Treasury buyback announcement (10-20yr; liquidity support), Earnings from Micron, Accenture & McCormick.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Ric Devine, Executive Director of The Rock at Noonday, and Larissa Lusko, Director of Community Engagement, join us on ABQ Connect to share how this Albuquerque ministry is bringing hope to individuals and families facing difficult circumstances. From serving daily meals to connecting people with resources that promote stability and restoration, The Rock’s impact reaches far beyond food assistance. They’ll also discuss current needs, opportunities for community involvement, and an exciting vision for a new mobile resource van that will expand outreach to those who need help most. Learn how you, your church, business, or community group can make a difference at TheRockABQ.com. The post Ric Devine and Larissa Lusko appeared first on ABQ Connect.

Jodi Hendricks of New Mexico Family Action Movement and Christie Martinez with The Libre Initiative join us on ABQ Connect to discuss a growing partnership focused on strengthening families and local communities across New Mexico. They’ll highlight Faith Beyond Sunday, a new resource designed to help believers live out their faith beyond the church walls, and share details about NMFAM’s 2026 Voter Guide, available October 1 ahead of early voting. The conversation also includes an invitation to volunteer for the upcoming Farmington Family Festival on October 31, a free community event featuring family activities, local resources, and the giveaway of 250 pairs of shoes for children. It’s an encouraging discussion about faith, service, civic engagement, and strengthening families across New Mexico. The post Jodi Hendricks and Christie Martinez appeared first on ABQ Connect.

GUEST BIO:Jim Russell is a transformational leader with 35+ years shaping the meetings and events industry. A former EVP at Freeman and VP at PSAV, he brings deep expertise in global P&L leadership, client experience innovation, and behavioral science informed engagement. Jim currently serves as Chair of MPI's International Board of Directors and is founder of Veterans in Ascension, a nonprofit supporting the veteran community. HIRE THEM TO SPEAK:Follow Jim Russell: LinkedIn BioFollow Scott Bloom: eSpeakers BioFollow eSpeakers: eSpeakers Marketplace ABOUT NO MORE BAD EVENTS:Brought to you by eSpeakers and hosted by professional emcee, host, and keynote speaker Scott Bloom, No More Bad Events is where you'll hear from some of the top names in the event and speaking industry about what goes on behind the scenes at the world's most perfectly executed conferences, meetings, and more. Get ready to learn the secrets and strategies to help anyone in the event industry reach their goal of putting on nothing less than world-class events. Learn more at nomorebadevents.com. ABOUT THE HOST:A veteran comedian and television personality who has built a reputation as the go-to choice for business humor, Scott has hosted hundreds of events over two decades for big and small organizations alike. Scott has also hosted his own weekly VH1 series and recently co-hosted a national simulcast of the Grammy Awards from the Palace Theater.As the son of a successful salesman, he was exposed to the principles of building a business at an early age. As a comedian, Scott cut his teeth at renowned improv and comedy clubs. As a self-taught student of psychology, he's explored what makes people tick and has written a book (albeit a farce) on how to get through life. He's uniquely positioned to deliver significant notes on connecting people and making business seriously funny. And who doesn't like to laugh? Learn more about Scott: scottbloomconnects.com PRODUCED BY eSpeakers:When the perfect speaker is in front of the right audience, a kind of magic happens where organizations and individuals improve in substantial, long-term ways. eSpeakers exists to make this happen more often. eSpeakers is where the speaking industry does business on the web. Speakers, speaker managers, associations, and bureaus use our tools to organize, promote, and grow successful businesses. Event organizers think of eSpeakers first when they want to hire speakers for their meetings or events.The eSpeakers Marketplace technology lets us and our partner directories help meeting professionals worldwide connect directly with speakers for great engagements. Thousands of successful speakers, trainers, and coaches use eSpeakers to build their businesses and manage their calendars. Thousands of event organizers use our directories every day to find and hire speakers. Our tools are built for speakers, by speakers, to do things that only purpose-built systems can.Learn more at eSpeakers.com. SHOW CREDITS: Scott Bloom: Host | scottbloomconnects.comJoe Heaps: eSpeakers | jheaps@eSpeakers.com

James Clear has helped millions of people rethink how meaningful change happens—not through dramatic transformations, but through small choices, better systems, and habits that compound over time. In this Columbus Metropolitan Club conversation, the #1 New York Times bestselling author of Atomic Habits and creator of the popular 3-2-1 newsletter explores decision-making, continuous improvement, and practical behavior change. Listen to hear one of the world's most influential voices on habits discuss how small changes can add up to remarkable results. Featuring: James Clear, Writer, Speaker, and Author of the #1 New York Times bestseller Atomic Habits and the popular 3-2-1 newsletter. Your host is Sophia Fifner, President & CEO, The Columbus Metropolitan Club. This forum was sponsored by Porter Wright Morris & Arthur. The presenting sponsor of the CMC livestream was The Center for Human Kindness at the Columbus Foundation. CMC's livestream partner was The Columbus Dispatch. This forum was also supported by Downtown Columbus, Inc. and The National Veterans Memorial and Museum. CMC's theme music was composed by Jeffrey Ciampa. If you would like to keep exploring this week's forum topic, and you've already finished reading Atomic Habits, our fantastic partners at The Columbus Metropolitan Library recommend also checking out Rewire: Break the Cycle, Alter Your Thoughts and Create Lasting Change, by Nicole Vignola. This forum was recorded before a live audience at The National Veterans Memorial and Museum in Columbus, Ohio on September 30, 2026.

Former Parliament Speaker Adrian Rurawhe died this morning following a short illness, as confirmed by his family. He became an MP in 2014, and Speaker in 2022 and 2023, then retired from politics last February. Newstalk ZB senior political correspondent Barry Soper says Jacinda Ardern, Chris Luxon, and current speaker Gerry Brownlee have all paid tribute, and Parliament flags will be flown at half mast for him. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today's Masked Speaker was the last line of defense at work when EVERYBODY called out sick one day. It led to a bunch of angry parents, finger pointing and a bucket of "I'm Sorry" popcorn and STILL the truth hasn't come out about what really happened!See omnystudio.com/listener for privacy information.

Erick opens with the Speaker of the House's “common sense versus crazy” midterm pitch, then walks the 2026 Senate map from Ken Paxton versus James Talarico in Texas to Ohio, Michigan, North Carolina, and Georgia, warning that MAGA alone cannot win in November while farmers rage over tariffs and diesel prices. He defends Arkansas Governor […]

As tech titans head to the White House for a meeting, Speaker Mike Johnson (R-LA) discusses his expectations for the meeting, the future of AI guardrails, and the upcoming midterm elections. Senator Elizabeth Warren (D-MA) is zeroing in on big tech's tax breaks and the AI data center build out. SEC Chairman Paul Atkins responds to Anthropic's “existential risk to humanity” in its IPO prospectus. Chair Atkins underscores his own mission to keep America's IPO market strong. Paul Atkins - 08:30Speaker Mike Johnson - 20:26Sen. Elizabeth Warren - 38:35 In this episode:Paul Atkins, @SECPaulAtkinsRep. Mike Johnson, @SpeakerJohnsonSen. Elizabeth Warren, @SenWarrenJoe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What did you think of this episode?What if Facebook limited the links you can share as a writer? Would you have to pay to reach readers—or could a better conversation do more than another link ever did? Today, Edie Melson helps us sort through Meta One, check what actually applies to our accounts, and make it easier for interested readers to find us. Edie Melson is an author, speaker, and photographer. Her blog, The Write Conversation, reaches thousands of writers and has been recognized among Writer's Digest's Top 101 Sites for Writers since 2017. She's also the executive director of the Blue Ridge Mountains Christian Writers Conference and serves on the board of the Advanced Writers and Speakers Association. Edie, welcome to Your Best Writing Life! Questions we cover:When writers see a post saying Facebook is becoming “pay to play,” what should they understand before they panic or purchase a subscription? In your post, you distinguish Facebook Pages and Professional Mode profiles from ordinary personal profiles. What should a listener check on her own account, and what remains uncertain? Are groups part of the same reported test? What is happening with external links on Facebook, as far as you can verify today? If a writer sees a limit, does it affect posts, comments, or both on her particular account?Your response was “I'm not panicking.” What have you been teaching writers about social media that helps you stay calm?Walk us through a real example from The Write Conversation. How do you turn an article into a Facebook post that invites conversation and stands on its own?You have often placed the link in the first comment. Does that still work for you? Why might a listener need a backup route if comments are restricted on her account?You wrote that writers must watch their focus because “it's never all about me.” How can we tell whether a post offers something useful to the reader or merely asks for a click?You call social media “rented property.” For the writer who has never built a link hub, what is it, and why might a links page on her own website be useful? Read Edie's post on Meta One hereEdie MelsonContact Edie MelsonVisit Your Best Writing Life website.Join our Facebook group, Your Best Writing LifeYour host - Linda Goldfarb#4 Podcast 2026 "Million Podcasts Top 30 Christian Writers Podcasts"#1 Podcast 2024 "Top 50+ Must-Have Tools and Resources for Christian Writers.Awarded the Spark Media 2023 Fan Favorites Best Solo PodcastAwarded the Spark Media 2022 Most Binge-Worthy Podcast

No spoilers at all in this episode.Join the Hugonauts book club on discordOr you can watch our episodes on YouTube if you prefer video BOOKS FEATURED IN THIS EPISODE: Doomsday Book by Connie WillisThe Calculating Stars by Mary Robinette KowalAmong Others by Jo WaltonBlackout/All Clear by Connie WillisThe Yiddish Policemen's Union by Michael ChabonThe Fountains of Paradise by Arthur C. ClarkeRingworld by Larry NivenDune by Frank HerbertNetwork Effect by Martha WellsForever Peace by Joe HaldemanDreamsnake by Vonda N. McIntyreGateway by Frederik PohlAmerican Gods by Neil GaimanPaladin of Souls by Lois McMaster BujoldRendezvous with Rama by Arthur C. ClarkeThe Gods Themselves by Isaac AsimovThe Stone Sky by N. K. JemisinStartide Rising by David BrinThe Windup Girl by Paolo BacigalupiAncillary Justice by Ann LeckieSpeaker for the Dead by Orson Scott CardFlowers for Algernon by Daniel KeyesNeuromancer by William GibsonThe Dispossessed by Ursula K. Le GuinEnder's Game by Orson Scott CardThe Forever War by Joe HaldemanThe Left Hand of Darkness by Ursula K. Le Guin Thanks to our sponsor, Sci-Fi Shorts! The stories that built science fiction's golden age were short, complete worlds in a single sitting. Sci-Fi Shorts brings that tradition back: brand-new science fiction and fantasy flash fiction, every story a thousand words or fewer, paired with original artwork in classic pulp-magazine style: painted covers, raygun rockets, swords and sorcery. It's made for readers with more curiosity than time: a complete story over your morning coffee. Head to https://scifishorts.co/hugonauts and use code HUGONAUTS50 for fifty percent off any subscription. If you want to jump around, here are the timestamps for the episode: 00:00 - Intro 00:40 - #27 Doomsday Book by Connie Willis 02:20 - #26 The Calculating Stars by Mary Robinette Kowal 04:44 - Sponsor: scifishorts.co 05:30 - #20 The Yiddish Policemen's Union by Michael Chabon 07:06 - #20 Among Others by Jo Walton 09:01 - #20 Ringworld by Larry Niven 10:55 - #20 Blackout/All Clear by Connie Willis 12:55 - #20 Dune by Frank Herbert 14:02 - #20 The Fountains of Paradise by Arthur C. Clarke 16:42 - #16 Network Effect by Martha Wells 18:00 - #16 Forever Peace by Joe Haldeman 19:51 - #16 Dreamsnake by Vonda N. McIntyre 22:05 - #16 Gateway by Frederik Pohl 25:33 - #15 American Gods by Neil Gaiman 28:00 - #12 Paladin of Souls by Lois McMaster Bujold 29:45 - #12 Rendezvous with Rama by Arthur C. Clarke 32:15 - #12 The Gods Themselves by Isaac Asimov 34:00 - #10 The Stone Sky by N. K. Jemisin 36:18 - #10 Startide Rising by David Brin 37:32 - #9 The Windup Girl by Paolo Bacigalupi 39:34 - Secondary Sponsor: Juris Ex Machina by John W. Maly 39:50 - #5 Ancillary Justice by Ann Leckie 40:58 - #5 Speaker for the Dead by Orson Scott Card 43:03 - #5 Flowers for Algernon by Daniel Keyes 44:24 - #5 Neuromancer by William Gibson 46:12 - #4 The Dispossessed by Ursula K. Le Guin 47:26 - #1 The Left Hand of Darkness by Ursula K. Le Guin 51:10 - #1 Ender's Game by Orson Scott Card 52:08 - #1 The Forever War by Joe Haldeman 53:45 - Outro / Summary

SHOULD WE REALLY BE WORRIED ABOUT AI? I think AI is a huge boon to society on net. Do we need to figure out guardrails? Sure. Should we be shoring up our security around water and electricity generation in our country? Yes. But we should be doing that anyway. David Strom joins me at 1 to talk about this story about how the very same tech companies, who just HAPPEN to be getting ready to do their IPOs, are yelling about the dangers of their own products. Read this bit: You may have noticed — I sure hope you have — that nobody in these companies is actually suggesting that AI development stop and the machines be turned off. Quite the opposite: trillions of dollars are being invested in new data centers to enable the rapid growth of AI, and a good chunk of the valuation in the stock market is driven by investments in the “hyperscalers” that will sell the computer power that makes AI run. And China is going full speed ahead, meaning that AI development will continue, and if it is going to kill us all, it would just be a Chinese AI that did it. And probably quicker, too. So what do AI companies gain from the doom talk, aside from inflating the sense that AI will be more revolutionary than the internet? We will answer that question today at 1 with David. Speaker of the House Mike Johnson says all the doomerism around AI is just a Chinese Psyop. I don’t think he’s wrong.See omnystudio.com/listener for privacy information.

SHOULD WE REALLY BE WORRIED ABOUT AI? I think AI is a huge boon to society on net. Do we need to figure out guardrails? Sure. Should we be shoring up our security around water and electricity generation in our country? Yes. But we should be doing that anyway. David Strom joins me at 1 to talk about this story about how the very same tech companies, who just HAPPEN to be getting ready to do their IPOs, are yelling about the dangers of their own products. Read this bit: You may have noticed — I sure hope you have — that nobody in these companies is actually suggesting that AI development stop and the machines be turned off. Quite the opposite: trillions of dollars are being invested in new data centers to enable the rapid growth of AI, and a good chunk of the valuation in the stock market is driven by investments in the “hyperscalers” that will sell the computer power that makes AI run. And China is going full speed ahead, meaning that AI development will continue, and if it is going to kill us all, it would just be a Chinese AI that did it. And probably quicker, too. So what do AI companies gain from the doom talk, aside from inflating the sense that AI will be more revolutionary than the internet? We will answer that question today at 1 with David. Speaker of the House Mike Johnson says all the doomerism around AI is just a Chinese Psyop. I don’t think he’s wrong. JUSTICE NEIL GORSUCH IS RIGHT ABOUT RULING VIA EMERGENCY And I’ve made this point over and over again. Congress sits on its hands as a situation gets exponentially worse, we shut down the government as Congress slams through some garbage bill and then wants congratulations for “fixing” the mess IT created. In recent comments in the Springs, Supreme Court Justice Neil Gorsuch asked “why is everything such an emergency” and he’s absolutely right. Jimmy Sengenberger writes about it here. Jimmy joins me at 2:30 to chat about it.See omnystudio.com/listener for privacy information.

Discover what it means to prosper God's way by aligning your life with His Word and His principles. Learn how to walk in God's wisdom, experience His provision, and become a faithful steward of what He has entrusted to you. True prosperity goes beyond finances—it's about thriving in every area of life while keeping God at the center.

Dr. Zelana Montminy is a behavioral scientist, bestselling author, keynote speaker, and trusted advisor to Fortune 500 companies, schools, healthcare systems, and leadership organizations. Her work explores one of the defining questions of our time: how do we remain deeply human in a world increasingly designed for distraction, speed, and certainty?

Listen in now to hear Life Center Church's latest Sunday message from Guest Speaker Joanne Moody.   ⛪️ Connect with us ⛪️  https://www.lifecenternyc.com/ https://www.instagram.com/lifecenternyc/

Listen in now to hear Life Center Church's latest Sunday message from Guest Speaker Joanne Moody.   ⛪️ Connect with us ⛪️  https://www.lifecenternyc.com/ https://www.instagram.com/lifecenternyc/

Sunday sermon 9/27/26

Election Day is just five weeks away and Republicans are hoping to keep control of the House through the end of President Trump's term. Such a case has not happened since 2002. Speaker of the House Mike Johnson is trying to turn that around, by kicking off a 22-state blitz, where he plans to campaign in Democrat held districts. Johnson says he's confident that the trend of the Democratic Socialist of America backed candidates taking wins, will help boost their chances of keeping control of the House.President Trump announcing on Monday, that the largest steel mill in the U.S. will be opening in Iowa. There will be $15 billion in investments going into this mill and the White House is saying that this new project could create over 1,700 permanent jobs and 6,000 construction jobs. Commerce Secretary Howard Lutnick doubling down on this newest investment, saying that it was only made possible by tariffs.The Senate has passed the Protect College Sports Act on Tuesday night, a sweeping bill that would establish nationwide rules for college athletics. The bill is sponsored by Senator Ted Cruz, and would create a nationwide standard for name, image and likeness rules and exempt the NCAA from antitrust laws. It would allow athletes five seasons of eligibility within five years and limit them to one transfer during their college careers. President Trump says the Act will not only save college sports, but will save the colleges themselves.

Bad Speakers TV Episode 257 | HOODRICH is a deep dive into the life, career, and Atlanta hip-hop legacy of legendary DJ DJ Scream. In this episode, DJ Scream takes us back to his Atlanta roots and tells the story of how he went from growing up in the city to becoming one of the most respected DJs and mixtape personalities in Southern hip-hop. If you want to understand Atlanta rap culture, the mixtape era, and how some of the biggest artists in the South built their sound and their movements, this conversation is a history lesson disguised as a good-ass time. DJ Scream breaks down how he first got into DJing, how he began making noise in Atlanta's competitive DJ scene, and what it took to go from being another DJ with a dream to becoming a name artists wanted attached to their projects. He talks about working on Shawty Lo's legendary "I'm Da Man" mixtapes, giving listeners a behind-the-scenes look at an era when mixtapes weren't just promotional material — they were damn near albums, street newspapers, and passports to fame all rolled into one. The conversation goes even deeper into Scream's work with some of Atlanta's biggest stars, including T.I., Gucci Mane, Future, Young Scooter, and Jeezy. He talks about working with Future on the Astronaut Status mixtape and collaborating with Young Scooter on Street Lottery, two projects that became important pieces of Atlanta's mixtape culture. Scream also reflects on Jeezy's incredible run and why Jeezy had arguably one of the biggest movements in Atlanta during his prime. If you remember when Atlanta mixtapes were moving through the streets faster than a rumor at the barbershop, you're going to appreciate this part of the conversation. DJ Scream also explains how streaming changed — and in many ways disrupted — the mixtape game. Before streaming platforms completely changed how people consumed music, DJs could break an artist, introduce new records, create exclusive freestyles, and build anticipation through mixtapes. Scream explains what was special about that era and what was lost when the internet and streaming platforms changed the economics and culture surrounding mixtapes. The conversation gives you a fascinating look at the evolution of hip-hop from physical mixtapes and street promotion to today's streaming-driven industry. And because this is Atlanta, there is absolutely no way we're having this conversation without talking about the city's legends. DJ Scream gives Young Dro his flowers and explains why he believes Dro deserves more recognition for his contribution to Atlanta hip-hop. He also talks about Ludacris and why he feels Luda has been underrated and overlooked when people discuss Atlanta's greatest hip-hop artists. That's a conversation guaranteed to start an argument in the comments — and we're perfectly fine with that. Scream also gets real about Young Dolph, including what it was like working with Dolph and how his tragic passing affected him personally. Beyond the music, DJ Scream talks about the importance of hard work, consistency, relationships, and putting in the reps, explaining why talent alone isn't enough to build a lasting career in entertainment. The game will give you opportunities, but it apparently expects you to clock in for work too. The conversation eventually brings us to another major chapter in DJ Scream's career: Big Facts. Scream explains how he and Big Bank built their friendship and eventually created the Big Facts Podcast, which grew into one of the most recognizable hip-hop interview platforms in the culture. He also talks about getting Big Facts signed to REVOLT TV and what that transition meant for the podcast and their growing influence in hip-hop media. From Atlanta's mixtape era to the rise of streaming, from Shawty Lo and Jeezy to T.I., Gucci Mane, Future, Young Scooter, Ludacris, Young Dolph, Big Bank and Big Facts, DJ Scream takes us through multiple generations of Atlanta hip-hop. This episode is packed with stories, industry knowledge, Atlanta history, behind-the-scenes moments, and the perspective of somebody who has actually been in the room while the culture was being built. If you're a fan of DJ Scream, Atlanta hip-hop, Southern rap, mixtapes, Shawty Lo, T.I., Gucci Mane, Future, Young Scooter, Jeezy, Young Dro, Ludacris, Young Dolph, Big Facts, Big Bank, REVOLT, or the history of Atlanta rap, Bad Speakers TV Episode 257 | HOODRICH is a must-watch. This is Bad Speakers TV, where YA BOI SHAD & G. DOWNS bring you the conversations that give you the stories behind the stories. Make sure you LIKE, COMMENT, and SUBSCRIBE to Bad Speakers TV, and let us know your favorite DJ Scream mixtape or Atlanta hip-hop moment. FOLLOW US⬇️ Ya Boi Shad - https://www.instagram.com/itsyaboishad/ G. Downs - https://www.instagram.com/gdowns1486/

Raymond Cheng explains the rationale behind reduced allocations to China equities.Speaker(s):- Raymond Cheng, Chief Investment Officer, North Asia, Standard Chartered Bank For more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

Iranian Foreign Minister Araghchi said Tehran discussed proposals with Qatari mediators to present to the US, and that a response is to be relayed to Tehran through Qatari mediators. Iranian Foreign Minister said they expect a US response today.Iran was reported to have agreed to halt enrichment in exchange for easing US sanctions, although the Iranian Foreign Ministry spokesperson later denied these reports.US President Trump denied reports that he is prepared to ease sanctions on Iran and release its frozen assets in exchange for progress on the nuclear issue.The RBA hiked rates by 25bps to 4.60%, as expected, and noted it will raise the cash rate further if needed; Press conference at 06:30 BST.Crude futures edged higher overnight; APAC stocks were mostly subdued; European equity futures indicate a flat/positive cash market open.Looking ahead, highlights include Spanish Inflation (Sep) & Retail Sales (Aug), EZ Economic Sentiment (Sep), US JOLTS (Aug). Speakers include RBA's Bullock, ECB's Cipollone, Lagarde, Vujcic & Lane, Fed's Goolsbee, Williams, Bowman, Barr & Waller, BoC's Gravelle, BoE's Taylor & Mann. Supply from the UK & Italy. Earnings from Micron.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Iranian Foreign Minister Araghchi said Tehran discussed proposals with Qatari mediators to present to the US, and that a response is to be relayed to Tehran through Qatari mediators. Iranian Foreign Minister said they expect a US response today; Brent -0.2%Iran was reported to have agreed to halt enrichment in exchange for easing US sanctions, although the Iranian Foreign Ministry spokesperson later denied these reports.US President Trump denied reports that he is prepared to ease sanctions on Iran and release its frozen assets in exchange for progress on the nuclear issue.European bourses are firmer; US equity futures trade on either side of the unchanged mark.DXY is slightly stronger, holding just shy of 101.50; Aussie lags after the RBA hiked rates by 25bps, though Governor Bullock tilted dovish.Gilts outperform ahead of UK PM Burnham; USTs await data, Fed speak and geopolitical updates.Looking ahead, highlights include US JOLTS (Aug). Speakers include ECB's Lagarde, Vujcic & Lane, Fed's Musalem, Goolsbee, Williams, Bowman, Barr & Waller, BoC's Gravelle, BoE's Taylor & Mann. Earnings from Micron.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

BYU-Idaho administrator Rob Garrett shares how trusting in Jesus Christ and making daily disciple-like efforts can help students navigate uncertainty and allow the Savior to make more of them. https://soundcloud.com/byu-idaho-radio/byu-idaho-devotional-he-will?si=7afdde4f3eb644689455a4182bd7683f&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing https://www.byui.edu/radio/devotional/byu-idaho-devotional-speaker-encourages-students-to-trust-in-christ

Before her historic Speakership, even before she got to the House of Representatives, Nancy Pelosi worked for years outside the spotlight as an official in the California Democratic party while she raised her family in San Francisco. Thatwas until 1987, when tragic circumstances led her to do something she hadn't considered before: run for Congress. Her first hurdle? A city in crisis and a motivated opponent from a community impacted by a deadly epidemic. Dig Deeper at kqed.org/podcasts/thespeaker Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Learn about your ad choices: dovetail.prx.org/ad-choices

Join Keith, Terry, and Matthew live for a properties event on September 30th. Sign up here: GetRichEducation.com/MidSouth Keith Weinhold asks why so many people end up competing in the "Grind Olympics" of the traditional day job, and explains why separating income from time is key to building real wealth.  He then counts down the top five ways to give a rental property a raise by increasing its net operating income, and points to the lever investors most often overlook.  Keith also looks at what has happened to home prices during every major stock market crash since 1980, and shows why negotiating better financing terms can beat simply getting a lower purchase price.  He offers practical strategies for building cash flow, creating value and investing with more confidence in any market. Episode Page: GetRichEducation.com/625 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Does your day job have you competing in the Grind Olympics? It's something that you never signed up for, and the top five ways to increase your rental property's income. Then, when stocks crash, what happens to real estate? You'll see historically today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Wheeling, West Virginia, to Whiting, Indiana, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to Get Rich Education. Before I get into basically giving your rental property a raise with the top five ways to increase its income, first let's get the context of pulling back and understanding your compelling why for all of this. You may or may not like investment property itself-it's more likely rather that you love what it does for you. That's how it is for me. What do most people do? It's like they're training for the Grind Olympics. Are you doing this too? But you don't remember signing up? I mean, that's kind of what the day job is, society's vortex gradually pulls you into it. The investment property is what gradually tilts you out of it, or it gives you that option. For so many, the day job, it's sort of like this competition that really no one officially announces it yet. Millions enter it. Who can work the longest hours? Who can answer the most emails? Who can miss the most family dinners? Who can delay their life the longest? And at the end of it all, something we call retirement. If you're a winner, not a loser. The winner, you receive a gold-colored watch, lukewarm sheet cake, and a little party at age 65, and that's assuming that the finish line hasn't been moved to 70.   Keith Weinhold  3:40   This is especially bad and prevalent in the United States, where you start out with just two weeks vacation. That's about the worst grind in the developed world. I really myself started questioning this lifestyle when I was a teenager, and this is because my older friends, sort of those that were getting into their late teens, they were relatable to me, and they started going down this path and telling me about it. And suddenly, they couldn't play baseball or tennis with me during the day because they started working during their summers. Now that's not so bad in itself, but stay with me. I also looked at the adults around me and noticed that most traded the majority of their waking hours for work that they didn't even like. Now, my dad was a good worker. He worked 7 a.m. to 3 p.m. faithfully Monday to Friday, and despite being a good worker, he certainly didn't love his job. As a teen, then I found it confounding that so many people were working Monday through Friday, primarily why, primarily to reach the weekend. Wednesday was celebrated as. Day, this sort of strange admission that the work week was something to climb over and survive. You're surrendering 50 weeks to earn two weeks of vacation. You're repeating that very bargain for 40 years and hoping you still have enough money, energy, and health to enjoy retirement. And what puzzled me most was where this was happening. We are not some impoverished nation with paltry resources and limited opportunity. This is the United States, the most powerful and perhaps the most prosperous nation in the world.   Keith Weinhold  5:40   This is the part that I still can't work out in my head. Almost everybody falls into a narrow, rigid groove and grinds. Eventually, the groove becomes a rut. Then the rut gets a job title and a dental plan. Many even form their identity around this. Fear is the number one motivator that gets employees to show up at work. So then, do most people lead fear-based lives? It's almost insane. Sheesh! We have skyscrapers, interstate highways, world-class universities, abundant natural resources, advantageous geography, rule of law. We've got vast capital markets. We've got technology that sent people to the moon before I was born. Endless possibilities, but yet the standard life plan is to spend our most vivacious years doing something that we didn't even want to do. What a paradox! How could a nation create so much wealth while so many people have such little control over their own time? Even then, as a teenager, I remember thinking, "Gosh, there has got to be a better way than this system somehow. I didn't yet know the way, so I started going to college at age 18.   Keith Weinhold  7:16   But this path put me on that same trajectory of get good grades, land a job, max up my 401k, which would reduce my salary, and work for four decades, and then cross my fingers and just somehow hope that promotions, inflation, taxes, a stock market that I couldn't control, and life itself would cooperate. I mean, that plan could kind of work, but your time is still doing most of the work. Your employer rents your time usually one hour at a time, and if you stop supplying the hours, then soon enough your income stops too. Capital compound. labor doesn't. The better path is to gradually separate your income from your time. That's what I began doing when, while I was working full time, I bought my first income-producing rental property a few years later, a few years after college, in fact, doing that on the side, divergent, black sheep. I was stepping out of the groove. Now I own an asset that created leverage and income, whether I'm working, sleeping, camping, climbing a mountain, or spending time with my family. So the goal then it's not to avoid hard work entirely. I mean, meaningful work that can even provide some purpose and achievement and pride. But what provides wealth? What are you going to do for that? Wealth is what happens when you're not working. Wealth is what happens when you're sleeping. Labor produces income. Assets create wealth. Grinding should be a season, even your contribution to society, but not your primarily financial strategy. So the bottom line is that we don't want to win the grind Olympics, income-producing assets help us build a life that we don't have to postpone. The entire conventional life plan, the whole thing, just never felt right to me. Intuitively and rationally, deep down, you know, think to yourself: Doesn't at least some part of you feel that way too? Thank God that I found real estate. I don't love it. I love what it does for me. You've got to love what it does for you.   Keith Weinhold  9:54   One attribute that your income property gives you is control. So. With that in mind, I put together the top five ways to increase your rental property income countdown style from number five to number one. Since you do own an asset that you can control, so we're talking about giving your rental property a raise here, and you know your property does not even need to appreciate in order for you to make it more valuable, your property doesn't need to sit around waiting for the market to appreciate like it's waiting for a promotion from corporate or something, which always takes too long. You can manufacture more income yourself. So net operating income or NOI, it only has two moving parts. It is property income minus operating expenses. Push income up or pull expenses down, and you've effectively given yourself a raise. Better yet, on an income-valued property like a five-plus unit apartment building, every additional dollar of NOI can create far more than $1 of property value. So here are the top five ways to increase your property's income.   Keith Weinhold  11:10   The fifth best way is to add ancillary income, because monthly rent it's not the only asset inside your property. Now, depending on what property type you have and what the local laws are, you can charge for pets, parking, storage, laundry, furnishings. You can charge for internet packages, utility reimbursement, reserved garages, upgraded amenities, or you can even charge in some cases for application, administrative, or lease break fees. The best ancillary income it provides something that the resident genuinely values. We're here to serve and give value to others. Importantly, it should feel like an option for your tenant with these things, not some toll booth placed between the tenant and their front door. We know how annoying it is to have a tip screen swung around and placed in your face. Even an additional 25 or $50 per unit each month that can become meaningful across several properties. The fourth best way is to cut your controllable operating expenses, and you know what most investors do, and it is easy to fall into this, and I certainly have too at times. You know, most investors they carefully negotiate the property's purchase price at the beginning, and then they spend years casually accepting every recurring bill, audit your expenses rather than just accepting last year's cost plus inflation.   Keith Weinhold  12:49   So closely look at your property management fees, landscaping and snow removal, pest control, cleaning, trash service, water consumption, and any leaks that you might have. Common area electricity, repair labor and material markups, service contracts, and preventive maintenance. Gosh, I really lost a lot of money in pest control one time when the pest would just move from one apartment unit to the other, and we just couldn't get it trapped or stopped. Loyalty is admirable in marriage. It is less compelling when your landscaping company raises its price 14% every year. So solicit competing bids, consolidate your vendors where you can, install efficient fixtures where the payback period makes sense and where the break-even math works. But now, don't confuse expense reduction with maintenance neglect.   Keith Weinhold  13:53   That is one danger. So you know, if you delay a $300 repair until it becomes a $3,000 emergency, well, that really doesn't increase your NOI. It merely makes this month's numbers lie. Now, as I tell you about this list, you might think sometimes, "Oh, I've heard of that one before. Okay, but yeah, are you actually doing it? The third best way to increase your property's income is to challenge taxes and shop insurance because property taxes and insurance they are really among your property's largest operating expenses. So therefore, if you get good at this, you can both increase your net income and you will have gained a new skill that you can apply later and elsewhere. Yet you know a lot of owners they treat property tax and insurance sort of like the weather. They complain about them and then they just assume that nothing can be done. Possible moves that you can make are appealing in excessive property tax assessment, correct inaccurate property records. You can compare insurance carriers as often as annually. Adjust your deductibles when it's appropriate. Be sure you remove redundant coverage. Make sure that there's no overlap there. You can add safety or resilience improvements that qualify for insurance discounts, and then at the same time, sometimes that improves your property's value. You can check the property's classification and claims history for any errors there. So you know every legitimate dollar saved that flows directly into your NOI, your net operating income. Remember, mortgage payments though they do not factor into NOI. Neither do major capital expenditures. Refinancing can improve your cash flow, but that does not increase the property's NOI, and that's what we're talking about today. But when it comes to property tax appeals, you remember a while back on the show, perhaps a year ago, I went into detail on just how you can do that.   Keith Weinhold  16:00   Now we're up to number two. The second best way to increase your NOI is to raise rents intelligently, and really this is the most obvious strategy. But it isn't as simple as typing a larger number into your renewal letter and then just sort of hoping that your tenant doesn't notice. Bring rents closer to market without automatically chasing the absolute maximum. That can include gradual increases at renewal, premiums for upgraded units. How about a premium for the unit with the best view? If you have one of those, higher rent for furnished units, appropriate charges for garages or shorter lease terms. I mean, shorter lease terms, like a six month instead of a 12 month, that can get you a bump up in the rent. Be sure to eliminate any unnecessary concessions, like the first month's rent is free. Do you really have to continue to do that? And use better listing photos and copy to support higher rents. It's easy to have AI write some good snappy copy for you today. So the objective here is economic occupancy, not merely the highest advertised rent, because raising the rent $100, if that's going to create an extra month of vacancy that is stepping over dollars to pick up dimes. Know the market, understand the tenant, and make increases that improve NOI rather than merely improving the asking price for the REM. And the top way, the number one way to increase NOI is reduce vacancy and turnover. Yes, you might have heard that before, but it is still the most overlooked NOI lever, even though it's number one. An occupied unit at a sensible rent that often produces more income than an overpriced empty one.   Keith Weinhold  17:58   The way to improve your occupancy is by you starting renewal conversations 60 to 90 days before that lease comes due. Respond quickly to maintenance requests. I mean, few things frustrate a tenant more than a ceiling that is leaked for a month. Pre-market an upcoming vacancy that you have. Start that process early. Complete your turns faster, screen residents carefully, and unless you're in an especially hot market, consider offering renewal incentives when turnover would cost you substantially more than doing that. So there are a bunch of ideas for reducing vacancy and turnover. Another one, more of a modern-day one, is for you to buy and operate new build property because tenants tend to stay in new builds longer. They love that feeling that no one has ever lived there before. Suppose a unit rents for $1,800 a month. All right. Well, then one vacant month costs you $1,800 before cleaning, repairs, utilities, advertising, and leasing expenses. So the true cost of that turnover could easily be three or $4,000. And when you consider that, then giving a good resident a $250 one time renewal incentive that doesn't look generous that looks profitable for you. Keeping a responsible tenant, you know that might be the biggest quote unquote rent increase available. Just simply keeping a responsible tenant because occupied properties produce income, and empty properties produce invoices.   Keith Weinhold  19:48   Now that I've told you about the five ways to increase your property's income, let me give you some more motivation for this. It's about how $250 can become 50. $1,000. Suppose you select just a few of these five improvements, and say that that increases your NOI by just $250 per month. Okay, that's nice. That's cash in your pocket, and if you happen to apply it to a five-plus unit apartment building, since it's also valued on NOI. You take 250 bucks times 12. That is $3,000 a year at a 6% capitalization rate. Take 3000 divided by point 06. That is $50,000. You just created 50k of additional property value from only $250 of monthly NOI creation. Yeah, you are up 50k now, and here's the thing: you did not do anything that substantial. It's not like you added another story to a property, or you discovered oil underneath your parking lot, or you convinced a celebrity to move in. Okay, these are practical things that you can do in control. You simply operated the property better, and this forced appreciation relationship that applies most directly, though, to commercial and larger multifamily properties because those are the types that are valued based upon their income. A single-family rental or a duplex or a fourplex that is generally appraised primarily through comparable sales. So its higher NOI might not immediately produce the same increase in appraised value, but in either case, higher NOI it still means more cash flow for you, a stronger financial cushion, and a better performing investment. The bottom line here is that you can wait for the market to increase your property's value, or you can operate the property better and create value yourself, raise income, control expenses, and keep good residents. That is how you improve NOI without increasing your blood pressure.   Keith Weinhold  22:10   Coming up on the next few shows, we're going to speak with the original co-author of the book Rich Dad Poor Dad. Yes, we had Robert Kiyosaki on here earlier this year, but we're going to talk with the co-author alongside Robert Kiyosaki. A lot of people don't know who that is. That is going to be interesting on another upcoming episode. The man that wrote the book on the 8020 rule called the Pareto principle, he will be here. That's where 80% of the results come from. 20% of the effort. So here on GRE, there's a lot of education, strategy, and mindset coming up straight ahead today. When stocks crash, what happens to real estate? That's next. I'm Keith Weinhold. You're listening to Get Rich Education. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself.   Keith Weinhold  23:27   What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts-they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Kirsten Tate  24:31   This is author Kristen Tate. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  24:49   Welcome back to Get Rich Education. I'm your host Keith Weinhold, and this is episode 625. AI songs are becoming more popular. Fortunately. AI podcast hosts-they really aren't that much of a thing yet, or else I might not be here. Thank goodness that listeners still want to hear from a real person. When stocks crash, what happens to home prices? Since 1980, there have been 10 or more major stock downturns. Guess how many of those cause national home prices to crash? Exactly zero. Now there was one pretty enormous housing decline, but that one started in housing. And what happens next? It reveals something that every real estate investor should understand a lot like real estate right now. Stocks are hovering near their all-time highs. Okay, both major assets, real estate and stocks, bumping up against all-time highs. There is a predictable rhythm about what happens to real estate when stocks crash. Now, when we look at stocks' seven big downturns that occurred just this century, as measured by the S&P 500, you know, first a lot of people think that stocks are overvalued here in the late 2020s. That is based on measures like the historic P/E ratio, the Shiller cape ratio, and the Buffett indicator. I mean, some investors are just disillusioned by how stocks' movement makes so little sense anymore. For example, when the latest labor number showed that 162,000 jobs were added in a month. That tripled expectations. I mean, people should have been like, "Hey, go USA! This is great. People are employed. All that. Nope. The stock market fell specifically in response to that. Why? Because strong employment increases the chances of higher interest rates, and sure enough, the Fed did then raise rates.   Keith Weinhold  27:09   Oh, geez, what? So a labor market collapse is then bad for America, and that's good for stocks. Yes, that is how it works. That is just stupid. So, with that context in mind, let's see what actually happened to national home prices this century during all the major stock market downturns that were not caused by housing, and then we'll get back to housings. Okay, during the dot-com bust in 9/11, that whole period about 25 years ago, stocks again. This is all per the S and p5 100 crashed 49% Home prices were up 23% during that time. We'll get back to the global financial crisis shortly. During the 2011 debt ceiling crisis, do you even remember that stocks went down 19 percent. Home prices went down just slightly, 1 percent. During the 2018 Fed tightening and trade war sell-off, stocks were down 20 percent, a classic bear market. Home prices were up 1 percent. Then came COVID. In barely a month, stocks plunged a jaw-dropping 34% This was in 2020. It was like a flash crash. What happened to home prices then? They were up 1% just a little. So, are you beginning to see a pattern, or perhaps a lack of one here during 2022's inflation peak and Fed tightening bear market stocks fell 25 percent. Home prices they were up 4% during that time period, and then during the 2025 tariff sell-off, you might remember Trump called that Liberation Day. Stocks were down 19 percent. Home prices. were essentially unchanged.   Keith Weinhold  29:06   All right, so there they were: six major stock market downturns this century, not one housing crash. All right, now let's turn the telescope around because 2008 was different since the crash was real estate induced, and it is the only time in the life of you or I or anyone alive today, even a 90-year-old, where national home prices took a significant fall. In fact, they were down 27 percent, and it took them a few years to fall that much. All right. Well, what did stocks do during this period? They fell even more, down 57% more than twice as much, 57% I mean, just imagine having a million-dollar stock portfolio and seeing its value cave in, down to 430k from a million. Okay, that's what really happened march 6, 2009, when the S and P hit its global financial crisis low, and that happened over a 17 month stock collapse. Okay, so what's really the summary? It is that in the six times that stocks led a price crash this century. Real estate held up, or it rose, and the one time real estate led the crash, stocks fell more than twice as much.   Keith Weinhold  30:31   It was 27 %versus 57%. All right. Well, that is what's happened this century. But you know this cause and effect relationship or lack thereof, that didn't just begin happening in 2000. When we stretch the history back to 1980, which is Jimmy Carter, almost Ronald Reagan era days, stocks had four more big downturns. We had the Volcker Bear Market, the famous 1987 Black Monday stock market crash, the Gulf War sell-off, and the LTCM crisis. During those four stock crashes, home prices also either stayed resilient or they rose. All right. Well, all of this is because homes and stocks, you know, they just aren't connected by some push and pull relationship. Stocks reprice in seconds. Fear spreads. Algorithms sell, and billions of dollars can disappear before lunch. Instead, housing moves more like a cargo ship that you're trying to turn around in the Mississippi River, it can take a long time. Housing transactions take months. Prices depend on local supply and local incomes, and mortgage availability, and whether homeowners are actually forced to sell. Housing provides something that every human actually needs and cannot be easily disrupted by AI. I mean, AI still cannot download a three-bedroom house onto a vacant lot. And of course, during any stock crash, what else happens with real estate? Your rent just keeps coming in as well. So the bottom line here is we're learning from history rather than having a hunch again. Home prices don't react to stock market crashes. Stock crashes and housing downturns are different events.   Keith Weinhold  32:32   A falling stock market it can eventually weaken consumer confidence. In in a severe recession, some of that can trickle in and affect housing, but history shows that a stock crash alone has not caused national home prices to fall. When stocks scream, real estate just kind of shrugs. Now, as we get back to talking about today, with real estate being cash flow challenged, you usually need a deal in order to make the numbers work. And as we know, for more than two years now, it has been wise to buy new build property and have that home builder buy down your mortgage rate rather than getting a property price discount. And do you realize that it actually works out better for you in almost every case for you to get your rate bought down than it is to get a discount. Yeah, it is often substantially better. Let's just think about an example. Say you're putting a 20% down payment on a 300k property at a seven and a half percent mortgage rate. Okay, let's compare your seller discounting the purchase price by 20k versus them instead using 20k to buy down your mortgage rate. All right, in the first scenario, let's call it then a purchase price reduction. The seller reduces it from 300k down to 280k. Your monthly payment would be 1566 $1,566. All right. Well, then your monthly savings from the price discount would be $112. You would also need 4k less for the down payment. Okay, 112 bucks a month is helpful to you.   Keith Weinhold  34:18   That might buy you dinner for two at the Olive Garden or something, at a wildly overpriced airport convenience store. By the way, this is a bottle of water and one almond, 112 bucks. Okay, but now let's compare it with the second option. If instead of a price discount, you pay the full 300k and use the 20k as a seller credit, a credit from the seller, and you use that to permanently buy the mortgage rate from seven and a half down to five and a half percent. In this case, even though it's a larger amount financed, your monthly payment is no longer 1566. It's just 1363, so your monthly savings is no longer 112 bucks. That Olive Garden dinner for two, it is 315 bucks. So therefore, using the seller credit instead of reducing the purchase price that ups your monthly cash flow by about 203 bucks. All right, and this was just an illustration. It's not a universal lender rate sheet carved into a stone tablet. But the larger lesson remains. Okay, terms are often more important than price. Negotiate the financing. That is the lesson. And of course, you can try to use this most anywhere with any seller, but it's been especially popular with American home builders for two plus years now.   Keith Weinhold  35:47   The bottom line is that the best deal isn't always the property with the lowest price; it is the one with the best financing, and it's one of the strategies that Mid South Homebuyers is going to offer on Wednesday night's webinar just two days away, and there's no negotiation needed. They are offering this, and it's where I'm going to be appearing live, and you're invited to join us from the comfort of your home or a coffee shop or wherever you are. So we're talking about properties in Memphis, Little Rock, and North Texas. New build properties for as little as about 200k, and some fully renovated resale properties for as little as 150k, and even less than that. Now, low price isn't reason enough to own an income property, but it's the fact that you get a strong rent in a stable market to support that, and they're offering what they call their triple five terms. They'll buy your mortgage rate down into the fives and provide property management for just a 5% fee for five years. And I just learned that for attendees of Wednesday night's event, they will even announce a promo code there, and you will get triple five terms for life on both financed and cash deals.   Keith Weinhold  37:12   And you know, I've got to say that when I began in real estate investing, I wish that any of this would have existed. Like when I began, I wish there even would have been new build property available. They just didn't even have that for income property when I started out. And the fact that it's managed for you from day one, I didn't know about that when I started out. I thought I had to invest only in my home market and then manage it myself. And here you get investor advantaged geographic markets, and then if that's not enough, you get that rate buy down into the fives and property management costs. It's basically cut in half to help improve your property's cash flow, and you can almost think of this as lifetime cash flow. You get to control a sustainable business model that's resistant to AI disruption, and yeah, it's sustainable. I mean, people will pay you to live there. That has happened for centuries. It's sort of the opposite of a cryptocurrency that will not exist in two years. It happens Wednesday night. You'll get to see me live along with the renowned providers from Mid South Homebuyers and their properties and their generous incentives and all the new AI investment that's acting as a tailwind coming into Memphis. Registration is free at getricheducation.com/midsouth. It's 8p.m. Eastern on Wednesday night. I'll see you there, getricheduceducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  38:57   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building. Getricheduceducation.com  

Dana Bash is CNN's chief political correspondent, anchor of Inside Politics with Dana Bash weekdays at 12pmET, and co-anchor of State of the Union with Jake Tapper and Dana Bash, the network's Sunday morning newsmaker show. Bash is an award-winning journalist who plays a key role in the network's political coverage, conducting high-profile interviews with candidates, serving as an anchor for CNN's Election Night in America special coverage and frequently moderating presidential debates and town hall specials. In 2024, she co-moderated CNN's historic Presidential Debate between President Joe Biden and President Donald Trump. Bash's first book “America's Deadliest Election,” which she co-authored with David Fisher, details the 1872 Louisiana gubernatorial election. It debuted on the New York Times bestseller list. In 2021, Bash launched her CNN series, Being…, which features in-depth conversations with individuals affecting American policy, politics, and culture, giving viewers an understanding of the human being behind the public face. Her digital CNN series, Badass Women of Washington, profiles women from various backgrounds and generations to show how they have shattered glass ceilings on their way up the ranks. Her CNN Special Report Rising Hate: Antisemitism in America is an in-depth look at how antisemitism, once the hate of extremists, became mainstream and explores ways to curb it. During the 2024 election cycle, Bash secured the first joint interview with Democratic presidential nominee Kamala Harris and vice-presidential nominee Tim Walz. She also moderated CNN's Republican Presidential Primary town hall with former Vice President Mike Pence. Bash moderated CNN's first debate of the 2020 election cycle in Detroit, as well as the last Democratic Presidential Debate of the cycle in Washington. She played a key role in CNN's 2016 presidential primary debates, serving as a moderator for six of the network's seven primary debates on both sides of the aisle. As part of her coverage of the 2016 presidential campaigns, Bash conducted sit-down interviews with majority of the candidates including Donald Trump, Senators Ted Cruz, Marco Rubio, and Bernie Sanders, and Governors Jeb Bush and John Kasich. Bash also continues to be instrumental in the network's Capitol Hill coverage. In 2015, she broke news on live television that House Majority Leader Kevin McCarthy would not be running for Speaker of the House and conducted Speaker John Boehner's final interview on his last day in office. Bash also served as the lead correspondent covering former Secretary of State Hillary Clinton's 11-hour testimony before the House Select Committee on Benghazi. Bash won the Radio and Television Correspondents Association's Joan S. Barone Award for her original reporting on a STOCK Act loophole that led Congress to pass legislation to close it. She is also a winner of the National Press Foundation's Sol Taishoff Award for Excellence in Broadcast Journalism and a three-time recipient of the Foundation's Everett McKinley Dirksen Award for Distinguished Reporting of Congress. Raised in New Jersey, Bash is a 2025 inductee into the New Jersey Hall of Fame. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The party continues their journey to Caer-Dineval while on their way to Easthaven! Things definitely appear strange in this town... no Town Speaker to be seen, not many people...a strange blue Kobold in the tavern, and worst of all... No ale!Game:Special thanks to Dungeons and Dragons: https://www.dungeonsanddragons.com/Beadle and Grimm's: https://beadleandgrimms.com/Kraken Dice: https://krakendice.com/Music: Monument Studios: https://www.monumentstudios.net/Alexander Nakarada at Creator Chords: https://creatorchords.com/ https://www.patreon.com/cw/anakaradaChiptunes by Will O Wisp Productions: https://www.willowispproductions.com/Join the Adventuring Party!!Spotify: https://open.spotify.com/show/3sMTVnBHLqAOoM0aC0C0OE?si=2b7f78176b1544bdApple Podcasts: https://podcasts.apple.com/us/podcast/same-crit-different-day/id1526948092Instagram: https://www.instagram.com/samecritdifferentday/Discord: https://discord.gg/nfFsbMzNJDThanks so much for supporting indie creators! If you give it a listen, we'd love to hear what you think! Email at samecritpodcast@gmail.comShirts available to purchase here!https://same-crit-different-day-shop.fourthwall.com/*Shoutout to the people of https://www.reddit.com/r/rimeofthefrostmaiden/ I have definitely borrowed/stolen some of the great ideas there and of course the people of https://eventyrgames.com/category/icewind-dale/ for the wonderful material and ideas!Send us a hello, NPC Suggestion, Critical Hit/Miss suggestions and... well, anything else!New episodes every Monday! Subscribe and leave a 5-star if you enjoyed the show!#dndpodcast #DND5E #DungeonsAndDragons #ActualPlay #TTRPGPodcast #DND #SameCritDifferentDay

Fearless Agent Coach & Founder Bob Loeffler shares his insights on Developing the Habits of Fearless Agent Coaching Clients and how it's making his Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Realtor training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.