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Keith is joined by Jim Sheils, a seasoned real estate investor and builder who specializes in new construction and co-living properties.  Together they explore why traditional long-term rentals are struggling to cash flow and how co-living—renting individual rooms in purpose-built homes—can dramatically boost returns.  Jim breaks down how the model works, who the typical tenants are, and why platforms like PadSplit are essential for management, compliance, and steady occupancy.  Their discussion highlights how co-living can simultaneously address the affordable housing shortage and today's "cash flow crisis" for real estate investors. Episode Page: GetRichEducation.com/617 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. For the first time ever on the show, we're talking about what some call the greatest real estate cash flow strategy today: co-living. Learn about what it is, what it is not, the pitfalls to avoid, and just how terrifically profitable co-living property can be today on Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.    Speaker 1  0:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:15   Welcome to GRE from Dover, Idaho, to Dover, Delaware, and across 188 world nations. You're inside Get Rich Education nation. I'm your host Keith Weinhold. For about five years now, it's been harder to make the cash flow numbers work on long-term rentals, and that's because sure rents are up, but not as much as expenses are, and that's why for your regular income properties, builders buy down your mortgage rate for you so that it works. But now enter co-living properties, and your cash flow can be multiples higher. In fact, today we're going to talk about a model that has seven times the cash flow of a regular long-term rental, for example, instead of renting a detached single-family home to one family, if instead you divide it up into six bedrooms and rent each one of the six bedrooms to an individual, you will drive substantially more income. You've got six rent checks instead of one. That's what a co-living property is in general, and you're usually renting it to tenants that are working a lot. They're away from the property. It's often run through pad split. You'll learn more about what that means. And though co-living is lucrative, you still need the right market, the right layout, the management, which is really key here, and the right operating model. Today, we'll talk to a GRE Marketplace operator that provides co-living properties to investors like us with a management solution. And as you'll see, it gets even better than that. Although they serve just one geographic area in the U.S. which happens to be an investor advantaged area, as you'll see, this is conducive to out of state investors. If you want to own there, we're talking about co living income property today. Next week, there's something vital I want to tell you about, and I can't wait to do that. It's about the way that I talk when I meet a 25-year-old, and I learn that their only source of income is as an employee at a job. And no matter what age you are, what I'm going to share with you is going to apply to you too, and it's pretty transformative. That's next week here on the show. As for today, let's learn about co living. Jim Shields is here. Jim, welcome back to the show.   Jim Sheils  3:56   Keith, good to be here. Thanks for having me.   Keith Weinhold  3:58   Well, Jim, we saw each other in person a few months ago at a conference. I wanted to have you back here today to discuss co living since you're involved in it and you help other investors learn about it. And now you even started providing properties for co living specifically for them. And you know, Jim, with co living, I have seen models in the past where, oh, a single-family home it might be retrofitted, renovated to say have six bedrooms and three bathrooms, and that way you, as the owner, you could rent it to six tenants, really who are each only renting a room rather than renting the whole place to one family. In this way, tenants get cheaper rent because they're only renting one bedroom, and then for the owner, this gives them stronger cash flow because they're renting it to six different parties and not just one. So, with affordable housing really being a struggle for so many, you know, co-living is. Really taking off. So tell us more about what co living is and what it isn't, Jim.   Jim Sheils  5:05   Yeah, co living was something that was brought to us by one of the owners of Pad Split. Actually, they had met me and worked with me on other new construction projects, and and kind of my evolution, as you know, Keith was I I went from doing a ton of fixer uppers for many of years to new construction, and both can get you where you want to go. But I like new constructions. But meeting some of the owners of PadSplits, I found that they were starting to have the same struggles that I was when I was rehabbing a lot of homes. You know, it's not easy to take a three bedroom or four bedroom home and turn it into an eight bedroom or a seven bedroom, and so you know, starting from scratch with new construction, we're able to set up for what they're trying to create, and what they're really trying to create with co living is that affordable housing crisis. There's a lot more single individuals out there not looking for you know whole, not needing whole family dwellings to live. They're more at a basic income level that you know keeps them quite a bit below being able to rent. Like here in Jacksonville, the average price of a one-bedroom apartment is just outside of their qualifying range. So they might have a good job and decent credit, but they can't qualify. So what we've seen co-living do, and again, working through our our management partner of Padsplit, is they are bringing in this system of putting people together in one home, still with the screening, still with certain amenities that you know really help the property get seen, wanted, and rented, and then certain managerial things, where you're providing good options for living in areas that need more affordable living, and for landlord investors like ourselves, you're providing now a new opportunity to beat what I've called the cash flow crisis. You know, we have an affordability crisis, but that's also created a cash flow crisis, Keith. As you know, and the numbers that we've been able to see are quite advantageous for both the renter for the amount they pay and for the owner for the amount they're going to cash flow. And that's what I'm seeing this new co-living movement is about. It's really landlords taking a new risk on a certain type of property and tenants getting a type of property that fits their income and their needs.   Keith Weinhold  7:27   You know, Jim, philosophically, I'm thinking about assisted living homes, and when society changed sometime last century, assisted living homes became more of a trend where a lot of times that's where the elderly people went. Now we have co-living, and you kind of wish the world would be a place like where you know someone freshly out of high school or college could be married and have children, and you know just one or two jobs could float and support that family, and they would be able to afford their own home, either to own or rent. But increasingly, that's just not the world that we're living in. It hearkens back to multi-time GRE guest and legendary investor Jim Rogers. To paraphrase Jim Rogers, Jim Rogers said, "I need to invest in the world with the way that it is, not the way that I want the world to be. That's one thought that keeps coming to mind with co-living.   Jim Sheils  8:29   Yeah, for me too. Honestly, Keith, when I first heard about co-living, it was a few years ago. Someone saw me speak at a mutual event similar to one we last saw each other at. I got off stage, and they came up to me and they mentioned to me we're doing these things called co-living.   Keith Weinhold  8:44   Yeah.   Jim Sheils  8:44   And I was kind of blinded. I was looking backwards instead of forwards, and I said, "Oh, that doesn't sound right. That doesn't sound like it could work, you know. And I had a lot of what ifs, and how do you handle this? Well, you know, as the niches really started to solidify and show real wind at its back, all those questions and doubts I had have been answered, and I've kind of become a believer in why it's working and also the results. You know, for us, build right, finance right, manage right. That's always been our model. That's what's going to help us and our investors succeed. Building it right and managing it right. We had to figure out, but figuring that out-that's key. And it's very cool to see investors today breaking the norms of saying, "Well, you know, we can't have cash flow anymore on a nice new construction property in a growth market like Jacksonville, Florida. You can't have good cash flow. Well, that's just not true with co living coming on because again you're answering the call of a forgotten tenant and their needs.   Keith Weinhold  9:46   Yeah, I just think for any thoughtful investor, it's got to give them pause. But this is where society has gone. Well, we're going to talk about how profitable co living is for investors later. But first, tell us more about the nuts and bolts of how co.   Jim Sheils  10:01   Yeah. So the way that it works is, first of all, you start, you know, again going with our model, build right, finance right, manage right, building it right. When you're starting with new construction, you're able to go into the property with all eyes open, without a lot of surprises, and you're able to build it right to the design that a co-living property of success would entail. You know, we're doing seven bedrooms, seven baths. We're doing 14 bedrooms, 14 baths. We're doing 20 bedrooms, 20 baths. These are all things that we worked with the owners of Padsplit as they've worked and researched areas all over the country, starting here in Northeast Florida. But what we're doing, we figured out exactly what type of build you do you need to do that's going to work? Smaller living areas. There's only one utility box. There's not you know multiple utilities. It's not a multi-unit building. So there's one utility box. You build it to that specimen of either we build anywhere from seven bedroom, seven baths, right up to 20 bedroom, 20 baths, and that's the build part. That way, you're getting into it and not having to, you know, kind of. It's really tough, Keith. I don't need to tell you with your experience to turn a smaller house into that bigger house and starting from scratch with new constructions. Great. The second thing we found was finance. Right, as you know, we do our own in-house financing. Well, a lot of the co-living since the banks didn't understand it. Just like you know, it's become a newer niche. They were locking in at 8% You know, with our in-house financing, we were able to get deals down to five and a half percent. So right there, that helps with the rate, the long-term rate, the cash flow, and then management. Again, we've managed 1000s of properties, but we've really teamed up with PadSplit to help us manage these. This is what they specialize in, not only for attracting investors into their organization, but also for managing the properties and screening the tenants, getting them in, and their management system combined with our Build Right Finance Right has been a great combination.   Keith Weinhold  11:57   Pad Split, somewhat of a platform like Airbnb, but it's for co-living type properties. We'll talk more about pad split shortly. But yes, you are making these more efficient for co-living because right from the beginning, you are building them new construction specifically for co-living type of arrangements, rather than that six-bed, three-bath retrofit example I brought up near the beginning of our chat, but tell us more about who actually lives in co-living homes. What's the tenant profile like?   Jim Sheils  12:29   Yeah, let's go to the opposite end. When I first heard about this years ago, Keith, I said, "Oh my gosh, this is going to be really unqualified, seedy people not working, getting into trouble, and that's just not true. Again, a lot of these people are hardworking, but they can't afford the $1395 for a one bedroom apartment, but they can afford an $825 a month room. And a lot of these people might be working at a local warehouse, at a hospital. They're very localized, blue collar, or some in training jobs, you know, extra five $600 a month makes all the difference. Where it's not going out to rent, not even including utilities, it gives them a nice place to live. So it's really entry level replaceable income people, maybe single people that work at a nearby restaurant. But again, they're trying to save more money in their pocket and not spend it on that higher expense, which the competition would be a one-bedroom apartment.   Keith Weinhold  13:31   Now, the tenancy durations here are shorter than what you're going to have in long-term rentals, of course, because one part of what you do, Jim, is for years you have helped GRE followers with build-to-rent long-term rentals. The resident does get more. They're going to get a furnished room with utilities in co-living arrangements, and they're also probably going to have their utilities bundled as well. So tell us about the typical tenancy duration, and then what all the resident gets.   Jim Sheils  14:00   Yeah. So the residency is going to receive all the things that they have to be turnkey. That's the bed, the desk, the dresser, the closet, the bathroom. Everything is set up there for them, and so they just move in. They're not going to have to pay for electric or water or internet. All that stuff's going to be included. There's a washer dryer normally there. Sometimes they're coin operated, other times they're just included, but that way they're not trying to take out a utility in their name or set up internet. Also, for the investor, that's a good thing because you have one master lease. If you start to do a bunch of leases, well, you could get in trouble with the rules of your community, probably of having multiple leases on one property. It's not a multi-unit building, so you can't do that. So one master lease with one utility and all utilities included allows you to do that. This makes it very easy to move in and out. And the average Tennessee might only be six months, but again, the way that it's set up, what we like about PadSplit is they. Have a very good marketing and screening process, so they're constantly marketing and screening to people in the area, and then they have their own private community with investors. So we'll build it and finance it. Our people will move over to their community for management, so the owners can speak together, and then the tenants, though they're coming through pad split system, and so what I like about that is if they try to not treat the property well, well, they're not allowed back into any pad split properties anywhere within the city. So that's really good for co living protection. So we just see that turnkey approach, and you know you've been preaching turnkey real estate for a long time. Yeah, this is a turnkey room where they're able to move in, they're able to move out easily. They can transfer to another co-living property, and by doing that, you can get people in and out very quickly, which keeps the vacancies low, even with shorter tenancy.   Keith Weinhold  15:57   All right, so an average tenancy duration of about six months, and for you, the prospective investor, as you're trying to understand co-living, maybe think of it as like when you check into a hotel. Co-living residents stay longer than you stay in a hotel, but as far as all the utilities are in the room combined, all into one charge with your WiFi, your water, your electricity, your natural gas, and the room is already furnished. Just one all-inclusive payment, making it easier for that co-living tenant. And Jim, you've been talking about pad split, where you're partnering directly with them, and that's the management part of this. Of course, this is more management intensive than a long-term rental. So, tell us more about Pad Split and how it works. Sort of like an Airbnb platform, but yet for longer-term, affordable room rentals that has the property management infrastructure somewhat already built into Pad Split.   Jim Sheils  16:56   Yeah, I think your comparison to Airbnb is very accurate, Keith. But it's more of a community for both tenants and investors. Airbnb, you know, I have short-term rentals and I use Airbnb. But what I've seen with Padsplit, which I think they've done a good job with, it has a community feel sharing for the investors who are a part of the Padsplit community, and so there's extra communication on your management, how properties are going, what areas are doing that. You know, great source of communication on the ongoing management. But for the tenants too, they know right where to go to find these types of properties, and the tenants also have to join this community. So there's a joining where if you want to rent a pad split, they have to join the community. They have to go through all the approvals and such, so that's pretty much how it's set up. It's seen to be very effective. Again, what held me back from this probably for about two years, Keith, was the management piece. You know, we've always managed our properties. I said, well, this is not our niche. Just like we don't manage short-term rentals, we only rent manage long-term rentals, and so I really had to watch and survey a lot of the existing investors and how they were doing, but it's nice to see someone with a good managerial system for both the tenants and the investors to work together in.   Keith Weinhold  18:12   Does PadSplit handle everything like marketing and tenant screening and rent collection?   Jim Sheils  18:19   So what they handle is the way that pad split works, like here in Jacksonville, where's our main market where we've started building co living properties. Is they will work hand in hand like an Airbnb, but underneath them they'll have preferred property managers that they'll work hand in hand. It so they'll handle certain things of the marketing, the tenant screening, and then some more of the mechanical PM pieces, the property management pieces. There'll be an assigned property manager that the client will be working with, the investor will be working with, and the tenant will be working with. So it's kind of a two-tiered approach. Like right now, my I'll use Airbnb, but I have a property manager for my short-term rentals. Same thing here, but we actually have the preferred management list and approvals through Padsplit.   Keith Weinhold  19:06   Okay, so much of this is handled through Pad Split, but not everything. There's a second tier where they partner with local property managers in that area to, for example, help with tenant turns or help with maintenance requests.   Jim Sheils  19:20   Yep, absolutely, absolutely.   Keith Weinhold  19:23   Now, short-term rental hosts are used to Airbnb fees. What are Pad Split fees like?   Jim Sheils  19:29   There's a monthly fee for belonging to PadSplit to keep your property occupied in there, and I don't remember exactly what it is for the tenants, but I know that they keep it affordable. So overall, you're going to be paying a little bit less than an Airbnb property that you would for you know if you use Airbnb and use a short-term property manager, it can be quite expensive. We've seen the pad splits come in below that and still achieve the goals of a good short-term rental. You know we're seeing. I know we're getting into this later, but taking those fees out and doing quite a bit of contingency because of the move and move outs, we were still seeing like a seven bedroom, seven bath based around the same price of one of our single family homes. The cash flow can be about seven times higher. Wow, on that thing, so it it really does answer the call for higher cash flow by bringing that more affordable rental in.   Keith Weinhold  20:25   We're going to talk more about just how profitable it is for investors, and more about co living somewhat nascent model, a model that's actually been around for quite a while, but it's really gaining traction in making things more affordable for tenants and making things more profitable for investors, we're back with more shortly. I'm your host Keith Weinhold. This is Get Rich Education. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now, mom and pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre. 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Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream. Welcome back to Get Research Education. I'm your host Keith Weinhold. We're talking about co-living, specifically how smart it is to get this right from the beginning and build a new construction single-family home, or something that could be larger than a single-family home with seven bedrooms, seven bathrooms, or 14 and 14, or 20 and 20, and when we think about this gym physically, the footprint. What is parking like at a seven-bedroom home or larger? And did this entail any zoning hurdles?   Jim Sheils  23:15   A couple of things. It can entail zoning hurdles, so I would make sure, especially if you're doing new construction, you have someone who is a builder in the area that knows how to work with the county department or city department of how to get these approved. That's a very important things for how you submit them and how you make sure you're staying compliant. I think compliance is very important, obviously, for a rental and and parking. What we've seen right now is we look for about 50% So when I say 50% of bedrooms, so a seven-bedroom house, we're going to have three or four parking sites. There's a large majority of people that don't have a car, and that's why a lot of these are built near public transportation. But we still try to always serve, you know, based off of what we saw, the needs to stay in compliance, also working with Pad Split on lots of their designs. 50% of parking spots is usually good for the amount of bedrooms that you have.   Keith Weinhold  24:08   What about zoning hurdles? What had to be met there?   Jim Sheils  24:12   It's going to be a trial and error for a new builder or a person who's rehabbing a property. You know, we were not the first to come in and do this, we had watched Pad Split do it for two years and more with rehab properties, but just starting new construction, we knew Northeast Florida and what needs to be done very well, and so it's all in how you present it. Again, if you go in there with multiple utility boxes and such, you're going to be in quite an issue. So we found that we didn't have any issue with that. Also, we own some of these in some of our quad communities, so these were for larger. You know, you've worked with our quads before; they're yeah, you know, larger buildings. Well, we've been able to turn those into, for example, 20 bedroom, 20 baths, and so they operate like a small. Building, but they're in our quad communities where we wrote the HOA, and so they're allowed. And there's a plethora of parking there, so that keeps us in compliance. So really, compliance is knowing what your local city or county is going to require and knowing how to get that approved. That's very important.   Keith Weinhold  25:18   Okay, so these can thrive in sort of duplex and fourplex type neighborhoods. That's where they're being built, and you have a good bit of control over that with you having your own de facto HOA there as well. And Jim, I looked at several of the co-living properties and the footprints and the floor plans, and you know I was really encouraged to learn that really the cost for one of these brand new build seven bath seven bed co living properties really isn't that much more than a regular single family home designed for one family. So talk to us about the pricing.   Jim Sheils  25:57   Yeah, in Jacksonville, for example, seven bedroom seven baths, going between 325 and 345, which is very similar to single-family homes. And then our pricing for our quads, like a 2020, would be in the low nine hundreds, and that's the same as a quad as well. So we've been able to match our pricing to, and we have duplex ones. The 1414 would be mid five hundreds, which would be about the same as a Jacksonville duplex. So you know, I'm going off Jacksonville pricing right now, just as a sample. Sure. Okay.   Keith Weinhold  26:30   The model I looked at was seven bed, seven bath. It had two stories. The price was 325k, and it had 1800 66 square feet. Talk to us about just how profitable that it is for an investor on a pro forma income and expenses basis, Jim.   Jim Sheils  26:49   From what I've seen is if the average single family home was bringing in about $3,500, and that's a net on the year. So we're saying net, you know, cash flow on the year. Let's say it was about $3,500 on the year of a single family home that you bought. Well, your pad split property would be more closer to about 25,000 for the year. Wow! So that's a big jump. Now, with that comes a lot more rent collected, Keith. But also, and again, we can't do it here, but on the performa, there's more expenses because you have pad split. You have just very similar again. I think your analogy of a short-term rental for anyone who owns those very similar. There's more components. There's more pieces to it. There's more management. But what I did like about the performas that were first brought to us, large amount of rent collected, but also a large amount of contingency and expenses calculated in to get that number. So those are what I liked again seeing these is there's a lot of expense taken out to still reach that you know higher cash flow, but you know it's something that you will want to account for as well. You know what keeps people safe? Do your numbers. Do your numbers real. You know talk to people who have owned co-living properties, make sure that you're accounting for the extra expenses of tenants turning over more and and just more management involvement.   Keith Weinhold  28:10   Okay, so on that comparison where you likened it to a long-term rental versus this model, it's about $25,000 of annual cash flow, which is about $2,000 of monthly cash flow, and was that for the seven bed, seven bath model?   Jim Sheils  28:26   Yeah, and it would go up from there for the larger models.   Keith Weinhold  28:29   Yeah. Now, are tenants paying in advance by the week or by the month, or how does that work?   Jim Sheils  28:34   That's a key thing. They pay by the week, which I didn't realize how important that was for affordability and staying current on your rents, but from the things that I've been shown on working with Padsplit, they showed that when they charge people by the week, it's much more affordable. A lot of these people are paid weekly, so it really keeps them in good rhythm, and so they go on a weekly process.   Keith Weinhold  28:57   And is this just as conducive to out of area investors like long term turnkey rentals are?   Jim Sheils  29:03   Yeah. Well, that's why you always want to build right, finance right, manage right. You have lots of great connections. You can find a great builder that's willing to build them. You get good financing and then good management. So you don't have to live in the area, but you want to make sure someone is taking care of that for you. Again, I am going to say I know some people like to manage their own properties from afar. That can work with long-term rentals. I've done it with a few of mine when I left California and came here. From what I've seen, though, for co-living, the involvement-if you are from out of area-I would highly, highly recommend that you follow a manager process and work with a manager.   Keith Weinhold  29:43   Meaning that you would use one of PadSplits recommended managers.   Jim Sheils  29:47   I would use PadSplit with one of the preferred managers that we know well, and actually one of the managers that they highly recommend worked for our company for five years, and she's great. And for what we're. Doing, I can put a stamp of approval on it, and again, I think just seeing the involvement, these can work really well. But you want to have just like any time, but even more importantly, on these ones, you want to have management in place, especially if you're afar.   Keith Weinhold  30:14   Sure. So, what could the involvement realistically look like, Jim, if that out-of-state investor is using Pad Split and using Pad Split's recommended manager. What might that investor have to do remotely? And maybe that's just on an email basis.   Jim Sheils  30:32   You know, a lot can be done by email. Again, Keith, our goal-I don't think you should be spending more than two hours a month on managing your property manager. So again, just because there's more involvement, what I like is it doesn't mean there's more involvement for you. You're paying someone to set that up to handle it. You'll have to be involved somewhat. You are a property owner, but again, I don't see that you have to get involved with every little thing. In fact, I like to step back and not get too involved in my properties. I find like I just kind of go and stir things up. Let my manager do their thing. I'll manage certain big picture managerial things and in communication and overall just directionals. But you should not be getting overly involved. That's what their job is. You should not be doing that.   Keith Weinhold  31:18   Now I'm a turnkey real estate investor myself, as you know, with multiple properties in various states and places, and I'm used to getting monthly emails from my manager in those markets, and that is what my owner statement looks like: income and expenses and anything that's going on with the property. But that's just on a monthly basis. Are there weekly statements for co-living managers and owners?   Jim Sheils  31:42   Still rents are collected weekly, but statements still come out monthly.   Keith Weinhold  31:46   Because—   Jim Sheils  31:47   You want to, what you do is you collect all of the rents, but then again, it's easier to reconcile with all expenses and such that come out on a monthly basis. So it's done monthly.   Keith Weinhold  31:58   Are they writing common mistakes to avoid that are developing in the space, like an investor that gets in and buys their first co living property, and then they think, "Oh gosh, I wish I would have known about this thing sooner that I didn't think about because I'm only used to long term rentals. Any common mistakes to avoid pitfalls like that with co living, Jim?   Jim Sheils  32:17   Yeah, a couple of things. First, again, I can't stress enough that co living, from what I've seen and experienced, they do make money. But on the build it right, you know, going back to our build right, finance right, manage right. Just know if you're going to try one your on your own and you want to convert a home that's three bedrooms into a seven bedrooms, it is a much more tedious, involved process. Where again. Keith, like you said, are you getting things approved with the county or city? Just know that you really want to be in the know, and that's going to take some involvement. So that's my warning on if you're going to use co living and rehab your own property, financing wise. The thing that the mistakes I've seen made is people didn't see that they had higher interest rates, so you want to do that in your numbers. You know, working like with us, we're we have our own in-house financing. We're able to get it down to five and a half percent, but some of these co living banks are looking at it differently, and you might be more around 8% So you want to just do that in your numbers, and then the third pitfall, which we've you know hit on, and this is one of your real foundational rules: is management is key. And on these, where I see the biggest harm, once you get it built right and financed right, it could all fall apart if you don't have management in place. So I would just be you know some of you do it yourselfers. I have some things that I like to do it myself too, but on a more technical type of property like this, I highly encourage you get management in place to do their thing.   Keith Weinhold  33:47   For sure, it is easy to make the case that the management is even more important than the property itself. One of the things that I like about what you do there, Jim, is you're so forward-thinking and you are so into making the experience as turnkey for that investor as it can possibly be, and one of those things is as you rolled this out, you had a lot of the financing hurdles rolled out right with it. Tell us more about those in-house financing options you have that you touched on specifically for co-living, and especially I'm thinking through the lens of like that seven bed, seven bath, 325k co-living property that I saw.   Jim Sheils  34:28   Yeah, I mean it's nice with getting to be a builder of our size with a really good balance sheet. We're able to work with banks and buy large tranches of money or slate large tranches of money at cheaper rates than available to the public. You know, for our normal long-term rentals, we can get down to 3.75. That's for normal houses. You can't get that low because of risk factor. Banks still they like working with us, but we have gotten it down to five and a half percent. So right now, our most popular program is a 30-year fixed five and a half percent for co. You know, and again, a lot of people that have come to have said, "Holy moly, we were locked in at 8.15. We are getting it not as low as our lowest rate, but at a really good rate now. You know, below what's normally offered out there. So that's normal qualifying that you would have to do with any bank loan through us. And our counselors are happy to talk more about that. That's our most popular program for the co living for the seven seven. You're looking at a five and a half percent interest rate, 20 to 25% down. That is a super attractive rate. Is that something that the home builder helps participate in buying down discount points, or that the buyer is asked to do in order to get down to that rate? Working with us, well, it could go either way out in the marketplace, Keith. When working with us, we pay all of those required fees and points to get the lower rate. That's on us, not on the buyer.   Keith Weinhold  35:50   All right, we're talking about co-living properties today-a way to supercharge your cash flow. This is one of the greatest cash flow strategies in all of residential real estate today, Jim. Is there any last thing you have to tell us about co-living? Perhaps something that I did not think about asking you that I should have.   Jim Sheils  36:09   I think that's probably just what you and I talked about, like what Jim Rogers said. It's how not how I want things, but how things are. Yeah. And so for me, I held back for a few years, even when some of the founders right here in my own backyard have pad split to team up with, but I think that I couldn't picture Keith 10 years ago having a short term rental and like wait a minute I'm going to have them stay there every week and I'm going to have to furnish it you know is from the old guy doing long term rentals so I think for people just read up on it it's becoming a very interesting trend there's some very interesting statistics of why this is working, how management can be handled effectively, how to stay in compliance with your city. There's a lot of good information. This is a great starting point to our conversation today, but I don't think this niche should be ignored because the track record is already there and it is answering a need of both investors and tenants, which is pretty cool.   Keith Weinhold  37:04   It has been super intriguing to learn more about this. Jim represents one of our GRE Marketplace providers. It's been great having you back on the show.   Jim Sheils  37:13   Now, thanks for having me, Keith.   Keith Weinhold  37:20   Yeah, a really informative episode today. If you want to learn more about co-living properties, you can do so at gremarketplace.com/co-living. That's where you'll get the investment report, floor plans, financial projections, see the exact pricing, and learn more about pad split there. I've been around this space for a while, and I know investors that own co-living properties. Some other best practices that I've learned about are that you want to have limited visitation or a zero visitation policy for your co-living tenants. As we touched on, these properties can really make money, but don't try to manage them remotely. Make the house rules unusually specific. Address guests, quiet hours, smoking, drugs, pets, parking, food storage, shared bathrooms, thermostat settings, and cleaning and abandoned belongings, and enforce the rules consistently and quickly. Because one disruptive resident can cause several good residents to leave, and in co-living, retaining household harmony that is often more valuable than retaining one problem tenant. Provide professional common area cleaning. Don't expect seven or 14 unrelated adults to collectively develop some passion for wiping down the stove. That is not going to happen. Shared areas should be cleaned at least weekly. Install bedroom locks and then smart exterior locks. Give each resident private space, eliminate shared keys, and immediately revoke keys after move out. Cameras they should generally be limited to lawful exterior and entry locations, not in private spaces. Provide excellent internet in co-living, unreliable WiFi. That is practically a habitability crisis. Use business-grade equipment, strong coverage, and have a backup plan for internet. And as an investor, it's wise for you to maintain a larger repair and turnover reserve than you would for a normal long-term rental. Keep these things in mind, and it can keep seven times the cash flow from becoming seven times the headache. Again, you can get the investment report, floor plans for the very properties we discussed today, financial projections, pricing, and get more information about pad split all at. gremarketplace.com/co-living. That's gremarketplace.com/coliving. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  40:15   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  40:43   The preceding program was brought to you by your home for wealth building getricheduceducation.com

In John 3, Jesus tells Nicodemus that those who are born of the Spirit are like the wind—it blows wherever it pleases. We may hear its sound without knowing where it is coming from or where it is going. In this message, guest speaker Juliet Barber invites us to surrender again to the person and presence of the Holy Spirit. When God moves, He often challenges our expectations, confronts our comfort, and asks us to bend beneath the weight of His glory. Nicodemus could recognize the signs around Jesus, yet he still struggled to recognize who stood before him. In the same way, we can become so familiar with how we expect God to move that we risk missing the new thing He is doing. Every generation needs its own encounter with God. Are we willing to receive it in the way God chooses to bring it? Do we love the wind enough to let Him blow wherever He pleases?

DescriptionBeing in the US military affords many unique work and life experiences. Adhering to the chain of command, moving around the world, maybe many times at the drop of a hat, and jumping out of a perfectly good airplane. These are all experiences that shape those in the military in a variety of unique and powerful ways. And today, my guest and I talk about this overlap of the lessons learned while serving in the US military in active duty and now in the reserves, but also particularly how that applies to teaching and preaching the gospel. There are some really powerful lessons that we can take away there. We also get into this question around testimonies for Catholics. The relationship between evangelization and catechesis, and also why it's so important to have live presentations and not just turning on a video in our work in ministry. Great stuff all around today. Colleen Vermeulen is now a leader in the Catholic Biblical School Ministry but she spent her first six years after college on active duty in the U.S. Army. The U.S. military thrives on being an organization that seeks to develop leaders. Today we discuss how embracing the leadership inherent in speaking can motivate us to step out of our comfort zones as a teacher, catechist, or speaker…And just a quick note, because Colleen is actively serving in the military, know that her views today are hers alone and do not necessarily represent the views of the Department of Army, Department of Defense, or the US government. Check out Catholic Biblical School Ministry website right here: www.catholicbiblicalschool.orgLinksFor more information about the Better Preach Podcast visit: www.ryanohara.org/betterpreachBetter Preach Podcast is now on YouTube. Here's a link to the channel.Check out Ryan's FREE course on “sharing your faith as a Catholic.”Follow Ryan on Instagram, Twitter, YouTube, or FacebookJoin the Better Preach email list.

Pediatric irritable bowel syndrome with constipation (IBS-C) can significantly affect quality of life and presents unique treatment and counseling challenges for patients and families. This course reviews evolving management strategies for pediatric IBS-C, including newly approved treatment options and practical considerations for therapy selection. You will be better prepared to evaluate treatment approaches and counsel families on the safe and appropriate use of therapy for pediatric IBS-C.HOSTRachel Maynard, PharmDGameChangers Podcast Host and Lead, Clinical & Partnership Education, CEimpactGUESTChristopher Hartley, PharmD, BCPPSPediatric Clinical Pharmacy SpecialistThe Johns Hopkins Hospital Pharmacists, REDEEM YOUR CPE HERE!CPE is available to Health Mart franchise members onlyTo learn more about Health Mart, click here: https://join.healthmart.com/PRACTICE RESOURCEReceive the exclusive Practice Resource to use as a reference guide for this episode by enrolling in the course. Click here to enroll!CPE INFORMATION Learning ObjectivesUpon successful completion of this knowledge-based activity, participants should be able to:1. Describe current treatment considerations for pediatric IBS-C, including recently approved pharmacologic options.2. Compare factors that influence treatment selection and family counseling for pediatric IBS-C.Rachel Maynard and [Speaker] have no relevant financial relationships to disclose.0.075 CEU/0.75 HrUAN: 0107-0000-26-300-H01-PInitial release date: 8/3/2026Expiration date: 8/3/2027Additional CPE details can be found here.

What if being more productive in your business had less to do with your personality - and more to do with your unique area of genius?In this episode of the Savvy Marketing for Small Business Podcast, I sit down with Sue Davis, certified Working Genius facilitator, speaker, and leadership strategist with 30+ years of experience. We talk about how understanding your natural strengths can help you work more productively, lead more effectively, and avoid burnout—without forcing yourself into someone else's way of doing business.-----------------Meet Sue Davis: Sue is a Speaker, Leadership Strategist, Certified Working Genius Facilitator, and Chief Growth Officer with more than 30 years of leadership experience. She helps individuals and organizations overcome burnout by aligning their unique strengths with the way they work and lead. Through powerful storytelling, practical tools, and genuine connection, Sue inspires audiences to stop simply surviving and start living a Genius Powered Life—one conversation, one decision, and one breakthrough at a time.Connect with Sue: Web page - https://suedaviscoaching.comLanding page for course - https://suedaviscoaching.com/your-genius-powered-lifeFacebook - https://facebook.com/sue.williams.davisLinkedIn - https://www.linkedin.com/in/susandavisexecutivecoach?utm_source=share_via&utm_content=profile&utm_medium=member_ios

Disputes arising out of construction and infrastructure joint-venture projects This podcast explores the rising complexity of disputes in infrastructure joint ventures and the key issues that drive them. With large-scale, long-term projects bringing together multiple parties, the potential for disagreement is inherent. In this episode, we discuss: 1) why infrastructure joint ventures are particularly prone to complex disputes, given their scale, duration, capital intensity and the interdependence of responsibilities; 2) the most common areas of contention, including funding and capital calls, governance and deadlock, exit and valuation, as well as downstream construction disputes involving scope changes, cost overruns and the relationship between JV entities and their participants; and 3) key takeaways for C-suite executives and lawyers. 本期我们专注基础设施合资企业中日益复杂的争议问题及其主要成因。大型、长期的基础设施项目汇集了多方参与者，分歧的产生在所难免。在本期节目中，我们将围绕以下三个方面展开讨论：1）首先，我们将分析为何基础设施合资企业特别容易引发复杂争议，包括项目规模大、周期长、资本密集以及各方责任高度交织等因素 ；2）其次，我们将探讨最常见的争议领域，涵盖出资与增资催缴、治理与僵局、退出与估值，以及涉及范围变更、成本超支和合资实体与参与方之间关系的下游施工争议 ；3）最后，我们将为企业高管和法律从业者提供关键建议。

Die DA in Gauteng het die burgemeester van Rand West City, William Matsheke, gevra om 'n belangeverklaring aan die Kantoor van die Speaker te voorsien. Jacques Julius van die party sê tydens 'n onlangse Spesiale Raadsvergadering het die burgemeester volgehou dat sy onlangse besoek aan die Fifa Sokkerwêreldbeker in die Verenigde State van Amerika met sy eie fondse betaal is. Hy het aangehaal dat hy 'n gevestigde sakebelang gehad het om vir hierdie reis te betaal:

Die voormalige Speaker van die Nasionale Vergadering, professor Peter Katjavivi, sê alle voorbereidings is afgehandel vir vandag se eerste Dr. Hage Geingob Town Hall Conversation-geleentheid. Katjavivi sê die geleentheid sal die wyle president se 85ste verjaardag gedenk, terwyl dit ook ondersteuning bied aan voortdurende pogings om die Dr. Hage G. Geingob Presidensiële Sentrum te vestig. Die geleentheid vind plaas by Unam se Hage G. Geingob-mediese kampus in Windhoek. Dit is gratis en oop vir die publiek, en sal om vanmiddag om ses-uur begin. Katjavivi het met Nampa gepraat.

8/3/2026 | This day's featured sermon on SermonAudio: Title: Commended To The Lord Subtitle: Acts Speaker: Rev. Andrew Lanning Broadcaster: Remnant Reformed Church Event: Sunday Service Date: 7/26/2026 Bible: Acts 14; Acts 14:23 Length: 70 min.

In this episode, Marsha shares a recent experience that became a powerful real-time lesson in boundaries, emotional regulation, and subconscious patterns.After a misrepresentation involving her professional identity triggered a strong emotional response, Marsha found herself face-to-face with old patterns that could have easily taken over the moment. Instead of bypassing what she was feeling or reacting from the trigger, she used the very tools she teaches to regulate, create space, and choose how she wanted to respond.Marsha explores the difference between validating your emotions and allowing them to drive your behaviour, why certain situations can activate much older stories, and what it looks like to hold a boundary while remaining grounded in who you are today.This episode is a reminder that doing the work doesn't mean you stop getting triggered. The work shows up in what you're able to do next — how quickly you recognize the pattern, regulate yourself, communicate clearly, and choose a response that reflects who you are becoming.Chapters:[03:11] - Navigating Misunderstandings and Boundaries in NLP[05:20] - Understanding Emotional Responses[11:15] - Retaining Personal Power Through Self-Reflection[12:53] - Embracing Personal Power and GrowthMarsha Vanwynsberghe — NLP Storytelling Trainer, OUTSPOKEN NLP Coaching Certification, Author, Speaker, and PodcasterOUTSPOKEN QUIZ: https://nlp.marshavanw.com/LOCKED IN: https://www.heart-wiredceo.com/locked-inOUTSPOKEN August Cohort: https://www.marshavanw.com/nlpUNBOTHERED Mastermind: https://www.marshavanw.com/offers/w8WVE3PaWrite Your Damn Book Program: https://www.marshavanw.com/writenowOUTSPOKEN Publishing: https://www.outspokenpublishing.comTickets for Heart-Wired CEO Live https://www.heart-wiredceo.com/liveUnbothered Mind Private Podcast https://www.marshavanw.com/unbotheredmindpodcastUnbothered Entrepreneur Masterclass (for the Podcast Listeners): https://www.marshavanw.com/unbothered-entrepreneur-masterclass-podcastDownload “You Are Supported” Hypnosis and Subliminal Bundle HERE Join the next cohort of OUTSPOKEN NLP Coaching Certification (kick-off in January 2026, in person or virtual) HEREThe Stories We Tell Ourselves Digital Program August Promo Save $333 HERE.Tap the “Follow” button never to miss a show, and if you love the show, please feel free to tag me on social media, share it with a friend, or leave me a rating and review. This really helps the show grow!Website: www.marshavanw.comConnect on IG, click HERESubscribe on YouTube, click HEREMentioned in this episode:QUIZOUTSPOKEN AD QUIZ https://nlp.marshavanw.com/ OUTSPOKEN August Cohort: https://www.marshavanw.com/nlp

8/2/2026 - Generations - Guest Speaker Dan Dyer by Zion Christian Fellowship

Guest Speaker - Craig Fox Craig Fox 08/02/26

Join Talk Cosmos as we explore the 20° Leo Solar Eclipse occurring a few weeks ahead on August 12. To give each of these powerful celestial markers sufficient attention, we will cover the August 12 Solar Eclipse in this episode and dive into the August 27 Pisces Lunar Eclipse later in the month.Nodal Dynamics & Critical DegreesThe Lunar Nodes move in reverse (clockwise around the zodiac) and have just entered the Aquarius North Node and Leo South Node. This New Moon in Leo comes into orb of a conjunction with the Leo South Node, marking the second solar eclipse of the year and the first under this new nodal axis.Furthermore, the nodes will hold at the critical 29th degree for over two months (from July 26 through October 9). This intense degree echoes the remaining residue of the previous Pisces-Virgo nodal cycle, which permeates through this pair of upcoming eclipses—the Solar Eclipse in Leo and the Lunar Eclipse tipping into Pisces.Navigating the EnergiesWe may feel a bit cautious yet deeply driven to realize our dreams and visions. Meanwhile, our inner life spark thrives on activating and nourishing personal relationships. What we value—and seek to align emotionally with our past—seems to evolve through immediate experience. Ultimately, we are deeply transmuting the foundational strategies and wisdom behind our core desires.Taking time to listen to our heart's internal direction recalibrates how we support our life path. Leo represents heart-centered leadership. By refining subtle, negatively intentional motives—such as unexamined anger or vengeance—we clear the path for fulfilling, authentic Leo leadership. Life invites us to use our creative gifts for the collective good, showing us where to release the ego's subtle demands for entitlement or arrogance so we can step fully into updated leadership roles within our communities. The Essence of the LuminaryAs our most personal luminary, the Moon regulates how the past flows into the present. It allows us to experience emotions, habits, and instinctual feelings, offering energetic input that helps piece together new meaning. In doing so, it supports our ongoing life story as we grow, heal, and evolve in mind, body, heart, and spirit.The ConversationJoining Sue Rose Minahan from Kailua-Kona, Big Island, Hawai'i, will be Talk Cosmos member Amanda Pierce of Seattle, Washington.Connect with inspiration! Never miss an episode by subscribing to TalkCosmos.com across YouTube @TalkCosmos, Facebook, KKNW-AM radio, and all major podcast platforms.AMANDA PIERCE: blends her eclectic style of astrology and energy magic around a soul-centered approach to life and healing. With a B.A. in Psychology, Astrology and Energy Work Consultation | Meditation | Writing & Editing. Empowerment-based Meditation: teaching in-person 4-week series classes. Email: Amandamoonastrology@gmail.com Past WSAA Board Member | UAC 2018 Volunteer Coordinator.SUE ‘ROSE' MINAHAN: Evolutionary Astrologer Consultant, Speaker, Writer, Dwarf Planet University graduate; Vibrational Astrology student under Linda Berry, Kepler Astrology Toastmasters Charter member; Wine Country Speakers member; holds an Associate of Fine Arts Music Degree, & a Certificate of Fine Arts in Jazz. Artist & musician. Mythology enthusiast. Talk Cosmos weekly conversations awaken heart and soul consciousness since 2018. talkcosmos.com#LeoSolarEclipse #lunarnodes #nodalaxis #JupiterinLeo #Astrology2026 #TalkCosmos #SueRoseMinahan #AmandaPierceIn the spirit of Einstein's wisdom on the shifting nature of energy, “Energy's never destroyed, energy only changes.” Talk Cosmos is your opportunity to ponder the collective unconscious and focus on the cosmic kaleidoscope. Discover the energy that is Talk Cosmos, every Sunday from 1 p.m. to 2 p.m. right here on Alternative Talk 1150!Visit https://talkcosmos.com for weekly schedule, blog, and information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to The Village Church. Thank you for joining our live stream. We are beautiful and broken people connected in Jesus, extending His love.

Welcome to The Village Church. Thank you for joining our live stream. We are beautiful and broken people connected in Jesus, extending His love.

Pastor Mitch Price from Life Vineyard in Fairfield County uses the story of Moses to teach how God calls us to join Him in what He is doing, but like Moses, we often use excuses and allow our insecurities stop us from what God is calling us into. However, with God, He is always with us, and He is the One who gives us the ability to do what He's calling us into. We never go at it alone!

Join Talk Cosmos as we explore the 20° Leo Solar Eclipse occurring a few weeks ahead on August 12. To give each of these powerful celestial markers sufficient attention, we will cover the August 12 Solar Eclipse in this episode and dive into the August 27 Pisces Lunar Eclipse later in the month. Nodal Dynamics & Critical Degrees The Lunar Nodes move in reverse (clockwise around the zodiac) and have just entered the Aquarius North Node and Leo South Node. This New Moon in Leo comes into orb of a conjunction with the Leo South Node, marking the second solar eclipse of the year and the first under this new nodal axis. Furthermore, the nodes will hold at the critical 29th degree for over two months (from July 26 through October 9). This intense degree echoes the remaining residue of the previous Pisces-Virgo nodal cycle, which permeates through this pair of upcoming eclipses—the Solar Eclipse in Leo and the Lunar Eclipse tipping into Pisces. Navigating the Energies We may feel a bit cautious yet deeply driven to realize our dreams and visions. Meanwhile, our inner life spark thrives on activating and nourishing personal relationships. What we value—and seek to align emotionally with our past—seems to evolve through immediate experience. Ultimately, we are deeply transmuting the foundational strategies and wisdom behind our core desires. Taking time to listen to our heart's internal direction recalibrates how we support our life path. Leo represents heart-centered leadership. By refining subtle, negatively intentional motives—such as unexamined anger or vengeance—we clear the path for fulfilling, authentic Leo leadership. Life invites us to use our creative gifts for the collective good, showing us where to release the ego's subtle demands for entitlement or arrogance so we can step fully into updated leadership roles within our communities. The Essence of the Luminary As our most personal luminary, the Moon regulates how the past flows into the present. It allows us to experience emotions, habits, and instinctual feelings, offering energetic input that helps piece together new meaning. In doing so, it supports our ongoing life story as we grow, heal, and evolve in mind, body, heart, and spirit. The Conversation Joining Sue Rose Minahan from Kailua-Kona, Big Island, Hawai'i, will be Talk Cosmos member Amanda Pierce of Seattle, Washington. Connect with inspiration! Never miss an episode by subscribing to TalkCosmos.com across YouTube @TalkCosmos, Facebook, KKNW-AM radio, and all major podcast platforms. AMANDA PIERCE: blends her eclectic style of astrology and energy magic around a soul-centered approach to life and healing. With a B.A. in Psychology, Astrology and Energy Work Consultation | Meditation | Writing & Editing. Empowerment-based Meditation: teaching in-person 4-week series classes. Email: Amandamoonastrology@gmail.com Past WSAA Board Member | UAC 2018 Volunteer Coordinator. SUE ‘ROSE' MINAHAN: Evolutionary Astrologer Consultant, Speaker, Writer, Dwarf Planet University graduate; Vibrational Astrology student under Linda Berry, Kepler Astrology Toastmasters Charter member; Wine Country Speakers member; holds an Associate of Fine Arts Music Degree, & a Certificate of Fine Arts in Jazz. Artist & musician. Mythology enthusiast. Talk Cosmos weekly conversations awaken heart and soul consciousness since 2018. talkcosmos.com #LeoSolarEclipse #lunarnodes #nodalaxis #JupiterinLeo #Astrology2026 #TalkCosmos #SueRoseMinahan #AmandaPierce In the spirit of Einstein's wisdom on the shifting nature of energy, “Energy's never destroyed, energy only changes.” Talk Cosmos is your opportunity to ponder the collective unconscious and focus on the cosmic kaleidoscope. Discover the energy that is Talk Cosmos, every Sunday from 1 p.m. to 2 p.m. right here on Alternative Talk 1150! Visit https://talkcosmos.com for weekly schedule, blog, and information.

8/2/2026 | This day's featured sermon on SermonAudio: Title: Verity | Lecture 1 | Order from Chaos Subtitle: Verity Speaker: Rocky Stevenson Broadcaster: Benoni Bible Church Event: Teaching Date: 7/22/2026 Length: 76 min.

It is all about resolve. Tore speaks on life's examples, lessons learned, and accepting God's plan. Please prepare for service with a prayer. It's the trials and tribulations that help define us. When you realize in life that God's got this, you never look back.

In this episode, I. Naya Kehayes, Entrepreneur, Healthcare Business Professional and Speaker, shares how personal adversity shaped her leadership journey, the lessons she's learned building a career in healthcare, and why resilience, purpose, and authentic relationships are essential for long-term success.

I have spoken on hundreds of panels over the years. In this video, I share my 5 tips. 1. Share the energy 2. Always stay present (no phones!) 3. Body posture and language (especially for men) 4. Don't ask the audience (I show you how to do it instead) 5. Prepare, prepare and prepare I will be releasing more educational videos like this in the coming weeks so make sure to subscribe to my YouTube page not to miss them!

Our guest speaker Wade Coffey, lead pastor at Muskingham Valley Vineyard teaches on the ministry of reconciliation. When we are reconciled back to God through Jesus, we live in victory! Not a victory that is won by our own might, but a victory that was won, and paid for by Jesus, the One who reconciles us back to the Father. This is true victory!!

Bestie time! Whitney and Kevin Christy go ham on hot goss, strong af opinions, major tea, and barn burner takes - this ep will show you why It's hard for me to socialize at the dog park. Tickets for The Big Baby Tour https://www.whitneycummings.com 09/11 Fresno, CA -  Tower Theatre for the Performing Arts 09/12 Palm Springs, CA -  Plaza Theatre 09/18 Buffalo, NY -  Buffalo State Performing Arts Center 09/19 Syracuse, NY -  Carrier Theater 09/20 Albany, NY -  Hart Theatre at the Egg Performing Arts Center 10/02 Tucson, AZ -  Rialto Theatre 10/03 Albuquerque, NM -  Kiva Auditorium 10/09 Wilmington, NC -  Wilson Center at Cape Fear Community College 10/10 Charlotte, NC -  Knight Theater at Levine Center for the Arts 10/23 Boise, ID -  The Egyptian Theatre 10/24 Colorado Springs, CO -  Pikes Peak Center 11/06 Charleston, WV -  Charleston Coliseum & Convention Center 11/07 Roanoke, VA -  Berglund Performing Arts Theatre 11/18-11/23 Miami, FL -  Bert Kreischer's Fully Loaded Cruise (Miami to Cozumel) 12/04 Cincinnati, OH -  Taft Theatre 12/05 Columbus, OH -  Speaker to Ann Davidson Theatre SHOP: https://whitneycummings.com/index.html#store Thank you to our sponsors! NUULY https://www.nuuly.com promo code WHITNEY Get $28 off your first month at Nuuly Subscription Clothing Rental! Head to NUULY.com and use code WHITNEY at signup. Rent 6 styles every month for just $98 with free, fast shipping and returns. HUEL Limited Time Offer – Make healthy eating simple. Get Huel today with my exclusive offer of 15% OFF online with my code WHITNEY at  https://www.huel.com/WHITNEY. New Customers Only. Thank you to Huel for partnering and supporting our show! BOOKING.COM Ready for your next getaway? Head to Booking.com and find your perfect stay—hotels, vacation homes, and more. Make your travel plans easy. https://www.booking.com BUTCHERBOX Get $20 off your first ButcherBox + free ground beef for life (or free chicken thighs or top sirloins in every box for a year).  Head to https://www.ButcherBox.com/WHITNEY with free shipping always.

Industrial Talk is onsite at MD&M West and talking to Matt Bishop, Head of Global Sales at VATIT STREAM about "International Logistics Compliance". The Industrial Talk podcast, sponsored by MD&M West and News and Brews, features Scott Mackenzie discussing the importance of industrial innovation and celebrating industry professionals. At MD&M West in Anaheim, California, Scott interviews Matthew Bishop, the head of sales at VATIT STREAM, a company specializing in VAT efficiency and logistics compliance. Bishop explains how VATIT STREAM helps manufacturers navigate tariffs and VAT, particularly for medical manufacturers, by setting up foreign entities and handling logistics. They discuss the complexities of international trade, the importance of compliance, and the benefits of their services in simplifying global shipments. Bishop also shares his experience attending the conference and the challenges of international travel. Outline MD&M West Conference Introduction Scott introduces the episode of Industrial Talk, sponsored by MD&M West and News and Brews, highlighting the innovation and energy at the conference.Scott celebrates industry professionals for their boldness, bravery, and problem-solving skills, encouraging them to share their achievements with their families.The podcast is broadcasting live from MD&M West in Anaheim, California, with Speaker 1 inviting listeners to mark their calendars for the next event in 2027. Introduction of Matthew Bishop Scott introduces Matthew Bishop, also known as Matt, and mentions the challenges and innovations in the manufacturing industry.Matt shares his experience at the conference, mentioning the physical activity involved and the opportunity to connect with industry peers.Matt reveals he is based in Johannesburg, South Africa, and discusses the long flight to attend the conference.Scott and Matt exchange light-hearted comments about South African food, with Matt explaining traditional dishes like boerewors and koeksisters. Matthew Bishop's Background and Role Matt provides a background on himself, mentioning his role as the head of sales for VATIT STREAM and his experience in tech sales.Scott and Speaker 3 discuss the complexity of VAT and its impact on manufacturers, with Speaker 3 explaining the challenges of tariffs and HS codes.Matt elaborates on the services provided by VATIT STREAM, including setting up foreign entities and handling logistics and compliance.Scott asks about the process of setting up a foreign entity in the USA, and Speaker 3 explains the steps involved, including registration and handling customs. VATIT STREAM's Services and Solutions Matt explains how VATIT STREAM helps manufacturers navigate tariffs and VAT, emphasizing the importance of correct HS codes.Matt discusses the company's global presence with offices in the USA, UK, Netherlands, and South Africa, and their ability to handle logistics for various industries.Matt highlights the benefits of setting up as a foreign entity, including avoiding sales tax and the ability to claim VAT back.Scott and Matt discuss the challenges of logistics and compliance, with Speaker 3 emphasizing the importance of having experts to handle these complexities. Future of Logistics and Manufacturing Scott asks about the future of logistics and manufacturing, and Speaker 3 expresses skepticism about a quick resolution to the current challenges.Matt discusses the ongoing changes in laws and regulations, and the need for continuous adaptation and innovation in the logistics industry.Scott and Matt agree on the importance of efficient and cost-effective supply chain management for manufacturing success.Matt provides contact information for listeners interested in learning more about VATIT STREAM and its services. Closing Remarks and Event Promotion Scott wraps up the conversation, expressing gratitude to Matthew Bishop for his insights and contributions to the podcast.Scott promotes the MD&M West event, encouraging listeners to mark their calendars for the next event in 2027.Scott highlights the importance of the event in showcasing innovation and connecting industry professionals.The podcast concludes with a reminder to stay tuned for future episodes and to reach out to Matthew Bishop for more information on VATIT STREAM. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! MATTHEW BISHOP'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/matt-bishop-stream/ Company LinkedIn: https://www.linkedin.com/company/vatitstream/ Company Website: https://www.vatitstream.com/ PODCAST VIDEO: https://youtu.be/Tpo4VtkLoFU THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES! Reserve My Copy and My 25% Discount

Chuck Rocha and Mike Madrid are excited to have a conversation with New Mexico Speaker Javier Martínez. From energy, to universal childcare, to organizing vs. advocacy, Speaker Martínez breaks down what it takes to run the state of New Mexico and how it may guide politics more broadly.In This Episode:NALEO recapSpeaker Martínez' background and origins in politicsSpeaker Martinez on the value of organizers and his journey to SpeakerProactive organizing strategy and the success of universal childcare in New MexicoBalancing New Mexico's oil industry with renewable energy initiatives and using oil money to invest in the communityNew Mexico's role in the Democrat's 2028 primary calendarNew Mexico Latino community's driving issues-Recorded July 31, 2026-Referenced in this Episode:The New York Times - Who Wins (and Who Loses) in the Democrats' New 2028 Primary Calendar?: https://www.nytimes.com/2026/07/28/us/politics/democrats-2028-primary-calendar.htmlFind Speaker Javier Martinez @javierfornm on social media and at javiermartinezfornewmexico.com-Don't forget to like, share, and subscribe for more episodes of The Latino Vote Podcast!Watch our episodes on YouTube: www.youtube.com/@thelatinovotepodcastFind us on Substack: https://substack.com/@thelatinovotepodcastFollow us on X (formerly Twitter): https://twitter.com/TheLatino_VoteVisit our website for the latest Latino Vote news and subscribe to our newsletter: latinos.voteIf you want more of our discussions and behind the scenes please join our Patreon (www.patreon.com/thelatinovote) for exclusive content and opportunities!

Join ISA for a recap of day one of the OT Cybersecurity Summit, held in June 2026 in Prague. Speakers include:Claire Fallon, ISAMegan Samford, Schneider ElectricTatyana Bolton, OT Cybersecurity CoalitionBerta Jarošová, Women4Cyber CzechiaCheri Caddy, Savannah River National Laboratory

The US and Israel are considering a land blockade of Iran to increase economic pressure, senior Israeli sources told The Telegraph. The plan could involve urging neighbouring countries and regional partners to restrict border crossings and trade.Iran's IRGC said two offending tankers were hit and stopped, and four offending tankers quickly changed course. Additionally, the IRGC said the Strait of Hormuz is closed, and any transit and movement will be possible only with the coordination of the IRGC Navy. BoJ kept rates unchanged at 1.00%, as expected, through an 8-1 vote, with board member Takata the dissenter who proposed a 25bps rate hike. Little move seen in Japanese assets following the announcement and Governor Ueda press conference. US equity futures are firmer, with Amazon surging pre-market (+12%) after reporting faster AWS growth.Fixed income benchmarks are mixed and way off best levels as energy prices rebound following recent reporting of a land blockade and hit tankers (Brent +0.3%).Looking ahead, highlights include Canadian GDP (May), US University of Michigan Final (Jul). Speakers include BoE's Pill, Fed's Hammack, Logan & Kashkari. Earnings from AbbVie & Chevron. Scope Ratings update on Switzerland.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this deep-dive listen, Ray Heung and Manpreet Gill break down where we see value in current markets. Tune in as they outline why we remain constructive on risk assets overall, why we maintain an Overweight stance on equities and what drove our decision to move bonds back to a Neutral/Core holding within our asset allocation. This episode also covers our downgrade of gold from Overweight to a Neutral/Core holding.You can read our latest Global Market Outlook today here.Speaker(s):- Manpreet Gill, CIO of Africa, Middle East & Europe (AME/E), Standard Chartered Bank - Ray Heung, Senior Investment Strategist, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

US Treasury Secretary Bessent said the yen has substantially overshot equilibrium and the US views excess yen volatility as unhealthy, while he added that the yen is very undervalued and that Japan may have intervened in currency markets on Thursday.Nikkei sources said Japan's government and BoJ intervened in the FX market yesterday by buying yen and selling dollars, while desks conducted rate checks.BoJ kept rates unchanged at 1.00%, as expected, through an 8-1 vote, with board member Takata the dissenter who proposed a 25bps rate hike; little move in Japanese assets on the announcement.After-hours US earnings saw Amazon (AMZN) rise almost 10% whilst Apple (AAPL) fell over 6%.APAC stocks were mostly higher following the tech-inspired momentum stateside; European equity futures indicate a positive cash market open with Euro Stoxx 50 futures up 0.8%.Looking ahead, highlights include French/Italian/EU Inflation Flash (Jul), German Unemployment Rate (Jul), Canadian GDP (May), US University of Michigan Final (Jul). Speakers include BoJ Governor Ueda, BoE's Pill, Fed's Hammack, Logan & Kashkari. Earnings from AbbVie, Chevron, Credit Agricole & NatWest. Scope Ratings update on Switzerland rating.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Brian Cochran, President of John Moore Associates, joins us on ABQ Connect for a conversation about biblical stewardship and generosity. Brian shares how developing a stewardship mindset can transform the way we view the resources God has entrusted to us, and why generosity is about more than finances. We’ll discuss practical ways to give through our time, talents, and treasure, the value of both planned and spontaneous giving, and tools such as Donor Advised Funds and Qualified Charitable Distributions that can help maximize your impact. It’s an encouraging look at making generosity a meaningful and intentional lifestyle. The post Brian Cochran appeared first on ABQ Connect.

Na zes jaar droogte op het gebied van slimme speakers komt Google nu met een nieuwe uitgave van de 'Google Home'. Deze slimme speaker moet je leven een beetje makkelijker maken door je te helpen met koken, het zetten van wekkers, meedenken over muziek of het bedienen van de slimme apparaten in je huis. Dat gebeurt allemaal door 24/7-ondersteuning van Google Gemini. Maar hoe slim is die slimme speaker nou echt? Donner Bakker bespreekt het met Iwan Verrips en Maxim van Mil in deze editie van de Schaal van Hebben. See omnystudio.com/listener for privacy information.

One of our listeners decided to hold on to a birthday gift from an ex for years... and he finally found the perfect moment to exact some petty revenge.See omnystudio.com/listener for privacy information.

If landing more speaking gigs is on your vision board for 2026 or even 2027, this episode is for you.Kristina and Maria are diving into what it really takes to land your first speaking opportunity and how to leverage it for more aligned opportunities. Kristina also shares some of the events she is speaking at in the upcoming months and how she was able to secure those spots through a combination of networking, community building and pitching.Tune in to hear:How to position yourself as a speaker and build authority online.Tips for securing your first speaking opportunities.How to fully leverage speaking opportunities for your business.The biggest mistakes aspiring speakers make when pitching events.Why attending events can be just as valuable as speaking at them.What event hosts are really looking for in speakers.Why serving the audience always beats self-promotion.Showing up consistently matters far more than sending cold pitches or chasing the biggest stages. Whether you're looking to land your first speaking gig, improve your public speaking skills, or build a long-term speaking strategy, this conversation will leave you feeling empowered and inspired to take action!Mentioned in Episode:Learn more about the Fame-Ready Entrepreneur Program designed to help entrepreneurs build a personal brand that actually drives revenue-generating visibility for your business at https://katrinaowens.com/group-coachingTry our Podcast Content MachineWork with The Social SnippetJoin The High Vibe Women Online CommunityOctober High Vibe Women TicketsMore tips for getting speaking gigsPodFest Recap EpisodeSend me a text!PodMatchPodMatch Automatically Matches Ideal Podcast Guests and Hosts For InterviewsSupport the showFor Your Information:• Host your podcast on Buzzsprout!•Join The High Vibe Women Online Community!• Join our favourite scheduling platform Later• FLODESK Affiliate Code | 25% off your first year!• Connect with Kristina  Don't forget to come say hi to us on Instagram @thesocialsnippet, join the Weekly Snippet or follow us on any social media platform! Website . Instagram . Facebook . Linkedin

TNG 7-26-2026 Guest Speaker - Dr by The Naples Gathering

*The Texas A&M Beef Cattle Short Course is next week.  *Speaker of the House Mike Johnson spoke to farmers in Northwest Louisiana.   *It's time for a new winter wheat season in Texas.  *USDA unveiled new priorities for the department.  *The Senate Ag Committee could take up the Farm Bill next week.  *Congestive heart failure is a major cause of death in feedlot cattle.  

Judee Barone, Co-Lead for AARP/OVE Roost News Podcast interviews Jennifer Feuerstein-Divita, Sr. ASD - Community Outreach Coordinator, AARP Michigan State Office. Jennifer shares information on the Learn a Latte Speakers Series which started in 2017 and has ended in 2025. The AARP Michigan State office is now partnering with another organization who implements Speaker Series by tabling and providing AARP information at each of its series. This is a great initiative that another State Office may want to implement. Reach out to Jennifer if you require more information on Learn a Latte Speakers Series.

For more information about FOLWC, Facebook, website or giving. https://linktr.ee/folwc

Fed maintained rates, though with 3 dissenters who favoured a 25bps hike. Chair Warsh said that if inflation remains elevated, rates could be part of fixing that.DXY came under pressure as the Fed failed to match hawkish expectations, though Warsh's press conference triggered pronounced UST curve steepening.US CENTCOM announced its forces successfully completed a heavy wave of strikes against Iran; Jordan intercepted five missiles launched by Iran.US after-market earnings saw results from ARM Holdings (-5.7%), Microsoft (+8.9%), Meta Platforms (-7.5%) and QUALCOMM (-4.7%).APAC stocks were mostly lower; European equity futures indicate a flat cash market open. Looking ahead, highlights include French GDP Prelim (Q2), Spanish GDP Flash (Q2), Inflation Prelim (Jul), German GDP Flash (Q2), State/Nationwide Inflation Flash (Jul), Italian GDP (Q2), EU GDP Flash (Q2), Consumer Confidence Final (Jul), US GDP Advance (Q2), PCE (Jun), Initial Jobless Claims (Jul/25), Personal Spending (Jun), Chicago Fed Labor Market Indicators (Jul), BoE Policy Announcement & MPR (Jul). Speakers include BoE Governor Bailey, Earnings from Bristol Myers Squibb, Mastercard, Apple, Amazon, Adidas, BMW, Leonardo, Renault, Sanofi, Schneider Electric, SocGen, BAE Systems, British American Tobacco, Shell & Rolls-Royce.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Pakistani Foreign Ministry Spokesperson said discussions between Tehran and Washington are ongoing regarding the situation in the Strait of Hormuz and de-escalation, Al Jazeera reported.Al Arabiya added that tangible results have not yet yielded results (Brent -0.1%)US equity futures are firmer across the board despite contrasting Meta (-8.8% pre-market) and Microsoft (+8.8% pre-market) earnings.DXY rebounds following the FOMC-induced losses, with focus now on PCE and GDP metrics.Fixed income benchmarks are lower across the board; BoE policy announcement awaits. Looking ahead, highlights include German Inflation Flash (Jul), US GDP Advance (Q2), PCE (Jun), Initial Jobless Claims (Jul/25), Personal Spending (Jun), Chicago Fed Labor Market Indicators (Jul), BoE Policy Announcement & MPR (Jul). Speakers include BoE Governor Bailey, Earnings from Bristol Myers Squibb, Mastercard, Apple & Amazon.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Industrial Talk is talking to Mehdi Kargar, CEO/Co-Founder at Maxterial, Inc. about "Innovative coating platform that significantly reduces corrosion". Mehdi Kargar, founder of Maxterial, discussed the company's innovative coatings that replace hexavalent chromium, which is being phased out due to health and environmental risks. Maxterial's coating, tested in steel mills and hydraulic systems, offers superior durability, reducing downtime by up to 50% and improving energy efficiency by four times. The coating is manufactured using standard electrodeposition processes and existing chemical suppliers. Maxterial aims to create a scalable, cost-effective solution that meets regulatory deadlines and enhances industrial efficiency. The company's strategy includes building trust and partnerships with Outline Barcelona Cybersecurity Congress Announcement Scott introduces the Barcelona Cybersecurity Congress, emphasizing its importance and urging listeners to mark their calendars for November 3-5.The event is described as a must-attend for cybersecurity professionals, offering networking opportunities and valuable insights.Scott mentions their own participation and plans to broadcast and discuss cybersecurity with experts.Contact information for the event is provided, and Speaker 1 encourages listeners to visit Industrial Talk for more details. Introduction to Industrial Talk Podcast Scott reiterates the podcast's mission to celebrate industrial professionals and their contributions to solving global challenges.The introduction sets the tone for the episode, emphasizing the importance of innovation, collaboration, and problem-solving in the industrial sector.Scott introduces the guest, Mehdi Kargar, and the topic of discussion, which revolves around Maxterial and its innovative coatings solutions. Mehdi Kargar's Background and Maxterial's Mission Scott and Mehdi Kargar discuss Mehdi's background, including his immigration to America, education, and career path in engineering and entrepreneurship.Mehdi explains the founding of Maxterial in 2015, initially as a coatings company with a focus on non-stick coatings made of metals.The conversation shifts to Maxterial's evolution and its current focus on providing hexavalent chromium alternatives for industrial applications.Mehdi shares the story of how Maxterial received early-stage funding from Peter Thiel's foundation, which played a crucial role in their development. Maxterial's Hexavalent Chromium Alternative Mehdi elaborates on the challenges and importance of replacing hexavalent chromium, which is used in various industrial applications but poses significant health and environmental risks.He explains the regulatory deadlines for phasing out chromium, with the EU setting a 2027 deadline and the U.S. Army aiming for 2030.Maxterial's solution is described as a complex coating that offers wear and corrosion resistance, energy efficiency, and improved labor efficiency compared to traditional chromium-based coatings.Mehdi emphasizes the company's commitment to providing a scalable, cost-effective, and environmentally friendly alternative to chromium. Manufacturing and Supply Chain Strategy Mehdi details Maxterial's manufacturing process, which involves standard electrodeposition techniques using existing plating infrastructure.The company's supply chain strategy involves sourcing chemicals from various suppliers and providing them to end users through a licensing process.Mehdi highlights the benefits of Maxterial's approach, including reduced capital expenditures, compatibility with existing manufacturing settings, and the potential to create jobs in the U.S.The conversation touches on the challenges of convincing existing chromium suppliers to adopt Maxterial's solution and the importance of building trust with end users. Quality and Testing of Maxterial's Coatings Mehdi discusses the quality of Maxterial's coatings, emphasizing their performance in rigorous testing and real-world applications.He provides examples of successful tests, including a steel mill in America and a world-renowned steel producer in Italy, where Maxterial's coatings demonstrated superior durability and efficiency.Mehdi explains how Maxterial's coatings can be used in both corrosive and non-corrosive environments, simplifying supply chains and reducing costs for end users.The conversation underscores the importance of proving the quality and reliability of Maxterial's products to build trust with potential customers. Entrepreneurial Challenges and Future Outlook Mehdi reflects on the challenges of building Maxterial, including the need for patience, perseverance, and the ability to adapt to changing market conditions.He shares his philosophy of "go slow to go fast," explaining how the company's initial focus on small-scale operations and careful testing has set the stage for scalable growth.Mehdi expresses optimism about Maxterial's potential to disrupt the industry and create significant positive impact.The conversation concludes with Meddy encouraging listeners to reach out to him for more information and expressing gratitude for the opportunity to share Maxterial's story. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! MEHDI KARGAR'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/mehdi-kargar-01197119/ Company LinkedIn: https://www.linkedin.com/company/maxterial-inc/ Company Website: https://www.maxterial.com/ PODCAST VIDEO: https://youtu.be/p5_bE-4XdYQ THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES!

The Speakers of Geek react to big changes for Marvel Comics. We announce the third Ignition Press Contest winner. A dip into the CGS Mailbag provides an amazing find. And then we review a number of titles including Turbocharged Teenager, the Last Starfighter, Bad Thoughts with art by Dave Wachter, Foundations from 3W3M, Rocketeer: Infiltrator 1, the latest issues of Barbara Gordon: Breakout, Superboy Prime in Superman, the Ordained from Bad Idea, Bizarro Year None, and much much more including initial thoughts on the remastered Absolute Crisis on Infinite Earths Hardcover! (1:51:05)

It's YOUR time to #EdUp with Elliot Felix, Student Success Author, Speaker & ConsultantIn this episode, recorded LIVE from the 2026 AcOps Conference powered by CoursedogYOUR host is Dr. Joe Sallustio⁠⁠⁠⁠⁠⁠Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!

Laylee Emadi, coach for speakers and educators and founder of The Creative Educator Conference, joins Brittni to unpack what it really takes to build a career around teaching and speaking. They dig into the difference between professional speakers and industry professionals who speak, how to strategically pitch and get booked, and the key pieces every aspiring speaker needs in place before reaching out to organizers. Laylee also shares her biggest entrepreneurship pet peeve and the simple pleasure she can't do without. Connect with Layee on Instagram Laylee's Episode Freebie Resources: The Meeting Place Membership Rock The Reels 1:1 Coaching Free Client Welcome Guide Additional Trainings and Resources Connect with Brittni: Follow me on the Gram - @brittni.schroeder Join my Facebook Group  Visit my website Subscribe to my Youtube You can find the complete show notes here: https://brittnischroeder.com/podcast/laylee-emadi-coach-for-speakers-educators/  

What if the very thing you’ve been searching for isn’t something you need to create—but something you already possess? In this episode, Debra explores the transformative concept of Signature Presence—the unique combination of your values, experiences, strengths, and authentic way of showing up in the world. Too often, we find ourselves chasing approval, comparing ourselves to others, or trying to become who we think people want us to be. But the truth is, the people who are meant to work with you, lead with you, and learn from you don’t need a polished imitation—they need the real you. You’ll discover why authenticity is your greatest competitive advantage, how people-pleasing erodes your confidence, and practical ways to reconnect with the presence that makes you unforgettable. It’s time to stop pretending, stop “pretzelizing” yourself to fit someone else’s expectations, and start owning the unique influence only you can bring. Because your signature presence isn’t something you earn—it’s something you choose to embrace. Debra Kasowski is the charismatic podcast host of The Millionaire Woman Show, a 3X Best-Selling Author, Speaker, and Certified Executive Coach. She interviews incredible speakers, authors, CEO, Business and Organizational Leaders, and drops solo episodes with tips, strategies, and techniques for your success. GET YOUR GIFT Sign up for our Success Secrets Newsletter and download your FREE 10-page PDF of Reset Your Mindset at www.debrakasowski.com. Book your Complimentary Discovery Session with Debra today! 1. Connect with Debra Kasowski on social media Instagram https://www.instagram.com/debrakasowski YouTube https://www.youtube.com/@UCIg8Qcl0OERGMbT5eOUGkCg Facebook https://www.facebook.com/DebraKasowskiInternational/ 2. SUBSCRIBE to The Millionaire Woman Show podcast on iTunes 3. PURCHASE Debra's books – Amazon, Barnes & Noble,

Today's Masked Speaker says her most shameful moment from college happened when her biggest crush finally texted her... after that, some choices were made... and NOW, years later she's finally ready to confess and say "Sorry!"See omnystudio.com/listener for privacy information.