Podcasts about ATO

Everyone wants to give their kids the best start in life, and investing for them feels like the obvious answer… right up until the tax rules turn the whole thing into a mental no go zone. So how do you set your kids up financially without accidentally handing a chunk of it to the ATO, overcomplicating your life, or creating a problem you’ll have to untangle later? This episode is all about how to invest in the share market for your kids in a way that actually makes sense. We talk through how to choose the right setup for your family, the strategies that can legally minimise tax (Spoiler alert: Those tax rules might might be as scary as you think, once you see the numbers), and why the way you invest now can shape how your kids think about money as adults. If you care about giving your kids a real financial head start, this episode is a must listen. In this ep:

Jan Val Ellam é o pseudônimo de Rogério de Almeida Freitas, um ex-executivo da Caixa Econômica Federal que viveu uma vida comum até que algo inexplicável aconteceu. No auge de sua carreira, ele começou a ter contatos espirituais forçados que resultaram em três infartos e na obrigação de psicografar dezenas de livros contra a sua vontade.Neste episódio, Jan Val Ellam traz uma visão cósmica e perturbadora sobre a realidade. Ele defende a tese de que a humanidade é fruto de um experimento biológico, critica a ideia de Deus como um "transtorno cognitivo" criado pela carência humana e revela detalhes sobre a agenda oculta que controla a Terra.Uma conversa que mistura ufologia, filosofia, espiritualidade e uma crítica ácida às religiões, desafiando tudo o que você aprendeu sobre a origem do homem e o Criador.Disponível no Youtube:Link: https://youtu.be/YUXeUEyNVQwPatrocinador:Espaço Volpi - Saúde, bem-estar e superação Mencione o Excepcionais para ter uma condição especial. https://bit.ly/excepcionais-espacovolpi00:00:00 - Introdução: Quem é Jan Val Ellam e o "aquário" da humanidade00:02:30 - De executivo cético a contatado: A história dos 3 infartos00:15:00 - "Eles me obrigaram": A pressão dos seres extrafísicos para escrever00:35:40 - A Profecia: O encontro bizarro na loja de peixes em Niterói00:55:20 - "Crer em Deus é um transtorno": A polêmica visão sobre religião01:10:00 - Somos a "podridão organizada"? A tese sobre a origem biológica do homem01:25:30 - Jardim do Éden: Laboratório genético ou paraíso?01:40:00 - Mentalma: O método para dominar a mente e o espírito01:50:15 - A lenda do Rio Ganges: O poder do "Ato de Verdade"01:58:00 - Encerramento e reflexão finalSiga o Jan no Instagram:⁠https://www.instagram.com/janvalellam/Nos Siga:Marcelo Toledo: ⁠https://www.instagram.com/marcelotoledoInstagram: ⁠https://www.instagram.com/excepcionaispodcastTikTok: ⁠https://www.tiktok.com/@excepcionaispodcast

We finally got em! Danny cocreated the show and quite frankly our product would not be near the quality what it is without Danny and his many talents. We wanted to make 100 special, and I believe we surpassed any expectations I had. Enjoy our Final Revisited episode.   **** Trigger Warning Alert**** Episode 100 was always going to be a special episode for our show but when I got today's guest to finally agree to tell his story I knew I wanted to make it extra special for the listener but also make it special for one of my best friends and one of the most impressive humans I have ever met. – Joe King.  We are honored to share this stage with Dallas SWAT Operator and ATO: Bridging the Divide Co-Creator, Daniel Canete.  Danny gravitated to music at the age of five and quickly began mastering the language and art of music as he became a student of the piano. Most students that age avoided the stage, but Danny ran to it and excelled and built on his natural inquisitive nature and quickly began performing on that stage. Playing at churches, then to recitals, then began dominating in local and state competitions. He was a natural on the performance stage, this trait will become very important as later he will find himself on a life and death stage. As a musician, his desire was to share music with people to perpetuate a love for the arts and to educate the public in order to keep the classical arts alive. He mastered the piano and percussion but the five-octave marimba will always hold a special place in Danny's heart. Danny left his mark on the music world at Colorado State as a scholarship was created in his name, the Daniel Canete Music Performance Scholarship.  Sometimes we all reach crossroads in life and are thrust into a difficult decision as we navigate our life journey. Danny, with all of his skills and successes and dedication to music, was not impervious to these life changing decisions.  9/11 changed us all and changed the world but for some people, people like Danny, it provided him a new calling to serve this world in a different way. He chose to serve with the Dallas Police Department and was assigned to “God's Country”, the Southeast Division and fell in love with being a street cop and serving the citizens. This story will finally give the listener a peek into the life of a very private man that just happens to have a very high-profile profession as a member of Dallas SWAT.    The stage is set and the ATO listeners are making their way to their seats to see a true talented and gifted performer. Thank you for all of the support you have given us since August of 2021, it has been an incredible journey to 100.   Special Thanks: Billings PD Lt. Brandon Wooley USAF Lt. Colonel Zach, Cougar, Fennell Dr. Janet Landreth SWAT Lt. Andre Taylor SWAT ASL Matt Smith SWAT Sgt. Ryan Scott SWAT Brandon Berie Trent Custis Kimberly Canete  Critical Incidents Discussed:February 13th, 2012 Officer involved shooting in Pleasant Grove, Southeast Division, as CRT members engaged a robbery suspect.  July 7th 2016 The shooting in downtown Dallas on July 7th2016 when five Officers were killed, and nine others were wounded during a protest in downtown Dallas Texas. Two civilians were also injured during this cowardly attack as it was the deadliest incident for law enforcement since the September 11th, 2001, attacks.  Daniel Canete Music Performance Scholarship - College of Liberal Arts | Colorado State University (colostate.edu)

If you're thinking of adding mods to your truck but don't want to kill your MPG — this episode is for you.In this video, I break down which truck mods actually hurt fuel economy the most, and which ones aren't as bad as people make them out to be. I'm talking from real-world experience, based on years of doing this — things like tires, lifts, roof racks, armor, bumpers, and all the “overlanding” upgrades we love to bolt on.I go through:* The biggest MPG killers most people don't think about* Mods that hurt MPG more than expected* Why weight, rolling resistance, and aerodynamics matter more than you think* I also total up the weight of all the mods on my truck and talk about additional forms of wear and tear that can negatively impact the longevity of your vehicleThis isn't about telling you not to mod your truck — it's about helping you make smarter decisions, especially if your rig still sees daily-driver duty or long road trips.If you're building an overland rig, weekend adventure truck, or just trying to balance capability with fuel costs, this video will help you understand where the MPG losses really come from — and how to minimize them.Drop a comment with your setup and MPG changes, and let's compare notes.A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  ⁠https://topoakoverland.com/?sscid=51k9_mt1ba&⁠Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  ⁠https://bit.ly/41EJhbQ⁠Z1 Off Road (pretty much the spot for all things Nissan):  ⁠https://www.z1offroad.com⁠All Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  ⁠https://www.alldogsoffroad.com⁠ICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  ⁠https://icecofreezer.com/ALLTHINGSOVERLANDING⁠Moon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  ⁠https://moonfab.com/pages/experts/jason-fletcher⁠Click here to join the Patreon community for exclusive content and access to the Discord channel:  ⁠https://www.patreon.com/allthingsoverlanding⁠Click here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  ⁠https://allthingsoverlanding.com/gear/⁠Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! ⁠https://bit.ly/3vuhN8F⁠For more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  ⁠https://www.youtube.com/c/AllThingsOverlanding⁠Facebook:  ⁠https://www.facebook.com/allthingsoverlanding⁠Instagram:  ⁠https://www.instagram.com/allthingsoverlanding⁠Podcast:  ⁠https://podcasters.spotify.com/pod/show/allthingsoverlanding⁠Website:  ⁠www.allthingsoverlanding.com⁠TikTok:  ⁠https://www.tiktok.com/@allthingsoverlanding⁠Newbie Overlander Facebook Group:  ⁠https://www.facebook.com/groups/367203658420467⁠

The biotech bull is back, and buysiders believe this market has staying power for the first time in nearly five years. On a special episode of the BioCentury This Week podcast, Director of Biopharma Intelligence Stephen Hansen and colleagues discuss Hansen's 2026 Public Markets Preview, which found interest rates, policy in Washington and fundamentals finally aligning and a wave of launches and M&A that could keep capital flowing into the sector.View full story: https://www.biocentury.com/article/658154#BiotechBullMarket #PublicMarkets #BiotechMA #IPOOutlook #FDApolicy00:00 - Introduction00:41 - Market Sentiment07:55 - Biotech's Next Wave14:47 - Lingering Concerns23:29 - IPOs26:47 - M&ATo submit a question to BioCentury's editors, email the BioCentury This Week team at podcasts@biocentury.com.Reach us by sending a text

What were the ideas from 2025 that coaches couldn't stop thinking about—the ones that kept showing up in practice plans, film sessions, and staff rooms?In this Slappin' Glass Mailbag Episode, Dan Krikorian, Patrick Carney, and Eric Fawcett revisit the most compelling concepts covered by Slappin' Glass in 2025 as well as questions sent in by coaches around the world, unpacking how modern teams are creating advantages on both sides of the ball—and why the best programs are increasingly focused on flow, disruption, and continuity rather than isolated actions.The conversation begins with a deep dive into “jumping on the pickup” in pick-and-roll defense—a subtle but powerful technique for shrinking passing windows, generating deflections, and creating turnovers without abandoning base coverage. From there, the discussion expands into broader defensive trends around smart aggression, including selective hitting, late-clock doubles, ATO disruption, and how elite teams steal possessions without gambling.Offensively, the group explores the growing influence of Total Basketball—a philosophy rooted in eliminating pauses between offense and defense, tagging up on the glass, arriving “already playing” in the half court, and flowing seamlessly from one advantage to the next. Coaches will hear how leading programs are emphasizing shape over spacing, simplifying actions to increase pace, and using familiar structures to unlock better decision-making under pressure.Beyond tactics, this episode also weaves in insights from some of Slappin' Glass' most impactful off-court and analytics conversations of the year, including:Guiding teams into flow statesMeasuring and developing decision-makingUnderstanding kill shots, runs, and game-swing momentsUsing analytics that actually help during games—not just on TwitterThis mailbag isn't about trends for trend's sake. It's about how elite coaches are thinking, teaching, and designing environments that allow players to play faster, freer, and more connected—and what those ideas suggest about where the game is heading next.

For the first regular episode of the year (excepting our New Year's recap) we take a look at the New Year Traditions at Temmu's court.  How did the court celebrate the New Year in the late 7th century? For more, check out our blogpost:  https://sengokudaimyo.com/podcast/episode-141 Rough Transcript: Welcome to Sengoku Daimyo's Chronicles of Japan.  My name is Joshua and this is episode 141: Temmu's New Year's Traditions   The chill winter air meant that most of the assembled crowd had donned multiple layers of robes.  Men and women had assembled together, upon the open, rock-covered courtyard, both to see and be seen.  To the north and east of the courtyard were the walls and gates of the buildings that made up the royal palace, the rooves of the buildings just visible beyond the gates. The onlookers stood arrayed around the open lanes that had been created for the event—at one end of the rocky field were targets, while at the other were archers, also arrayed in their finest outfits.  While technically they wore hunting robes, cut to allow greater movement in the arm, many of these fabrics had no business being anywhere near a moor or the dirt of open fields.  After all, this wasn't just some hunt:  They were demonstrating their skills in the center of the State.  At the officials' command, the archers let loose their arrows.  The crowd murmured at the soft crack of the bowstring, the faint whisper of arrow as the fletchings cut through the air, and the thud as the arrows struck their targets.  Looking downrange, approval bubbled through the crowd: the targets were well-struck.  Behind the archers on the field, another group awaited their turn. The events of the day would be the talk of the court, from the lowest clerk to the highest prince , for days to come.   Not just the well-placed shot, but also the grace and poise of the one who had let loose an arrow of particular note.  And heaven forbid an arrow miss its target.  Even kicking up stones or scraping the earth could have negative social consequences.  A particularly good showing could inspire poetry, and beyond the prizes being offered to the winner, could also bring notice to those from more obscure backgrounds. The new year had just started, and a good performance might be just what was needed to help put the rest of the year on a good footing.     Welcome back!  This is the first episode of the new year, 2026, and we are still going through the reign of Ohoama, aka Temmu Tenno, covering the period from 672 to 686. Before we get started, though, a quick shout out to Suzuki for supporting us on Patreon.  It means a lot and helps us keep this thing going.  If you would like to support us or our efforts to maintain the website, where we also have the Armor manual, clothing, and a miscellany on various topics, we have information at Sengokudaimyo.com and we will have more information at the end of this and every episode.  Support is appreciated as I really do want to try and minimize ads—I don't put any into the podcast myself, though some platforms may place ads around the podcast, which I cannot always control.  Now we've covered a lot this reign, but this episode we are going to cover three things in particular.  First off, and perhaps a bit of a tangent, we'll talk about some of the issues with the Chronicles when it comes to reading it,especially in translation.  It seems quite clear to me that even the sources that the Chroniclers were using weren't always in agreement with each other on how they spelled certain things or even in properly recording when things happened. After that we'll cover the major topics of this episode, focusing primarily on the New Year traditions of the court—we'll look at the major events of the first month for each year in the reign, allowing us to see some of the similarities, and differences. Finally, we'll look at the last year of Ohoama's reign, particularly as he grew ill, because it can be a fascinating question:  What did people do when disease struck before we had modern medicine?  Here the Chronicles reveal a lot about not only the beliefs of the time, but of their syncretism: how people were willing to reach out to whatever power they could in order to cure disease.  Whether it was Yin-yang divination, beseeching the local kami, or attempting to make merit, all of these things were on the table when it came to illness and mortality. And so, let's get into it. One of the first things I want to talk about is the problem that we have in trying to read the Chronicles, both in the way they are written and then the translation issue on top of that.  Even in Japanese the Chronicles have to be translated out of an ancient form of kanbun—basically a Japanese version of Chinese, using Sinitic characters.  Like any document written by non-native speakers, the Chronicles have their idiosyncrasies that make it different from what someone in Chang'an might be writing at the same time.  There are times and places where it is clear that something is meant to be read in the Japanese pronunciation, which itself was different from modern Japanese.  Add to this the fact that there are many times that different Sinitic characters sound alike in Japanese—especially in modern Japanese.  So any English translation of the Chronicles which doesn't give the actual characters in the source text can add to the confusion.  This is why I like to consult either the Japanese Historical Text Initiative or an electronic version of the National History series text—though even those have issues at times when the characters used in the text don't exist in modern character sets, though that seems to be less and less of a problem. One example I want to give of the complexities of reading the Chronicles, and the need to dive deeper into the original language and consult multiple versions, is a set of records for Ki no Omi no Abemaro and others.  He is our first mention of a member of the Ki family: on the 9th day of the 8th month of 673, the first year since Ohoama's ascension and one year after the Jinshin no Ran, we are told that Ki no Omi no Abemaro and others were given favors and rewards for their service during the war in Iga province.  Indeed, Ki no Omi no Abemaro is listed prominently in the records of the Jinshin no Ran and appears to have been one of the generals for Ohoama and the Yoshino faction in general.  Less than a year later, on the 28th day of the 2nd month, Ki no Omi no Abemaro died and was posthumously awarded the rank of Daishi, which was 5th from the top in the old system of 26 ranks.  A rather respectable rank, to be sure. Later that same year we get a note that Ki no Omi no KATAmaro—another member of the family, apparently--was appointed, along with a "Prince Mino" as a commissioner for the erection of the Great Temple of Takechi. Two years later, however, we get a record on the 22nd day of the 4th month of 676 that the sovereign, Ohoama, sent an order to the Governor of Mino telling him to let the children of Ki no Omi no Abemaro, resident in the district of Toki, be removed to the East country and become peasants in that country.  On the face of it, this appears to be an incredible fall from grace.  Ki no Omi no Abemaro is basically one of the top generals and heroes of the Jinshin no Ran, but his children are so unruly that they are banished to the East and stripped of their noble status?  There has to be a story there, right? Then in 679, on the 3rd day of the 2nd month, we are told that Ki no Omi no Katamaro died.  For his service in the Jinshin War he received the posthumous rank of Upper Daikin.  That would have been roughly the 7th rank—two below Ki no Abemaro.  So was the Ki family back in the good graces of the court?  What is going on? First off, when we go to the original text, we see that Aston, whose translation of the Nihon Shoki we've been working on Ihas made an apparent error in translation.  Remember, Aston was translating the Chronicles back in 1896, without the aid of modern computers, along with a lot of other research that has happened since then, and I can hardly fault him for missing things here and there.  This is why, if you cannot check the original, you may want to also look at the new translation from John Bentley.  Here we can see that he translates the name not as "Ki no Omi no Abemaro", but rather that of "Ki no Omi no KASAmaro".  And if we compare Ki no Omi no KaSAmaro with the previous entry on Ki no Omi no KaTAmaro we can see that these are actually the exact same names except for a single character.  Which leads us to the question:  Are these the same person, and the scribes simply miswrote one of the characters in the name?  It may not even be on the Chroniclers so much as whatever texts they were, themselves, working on.  This isn't helped by the fact that we later on see another entry for Ki no KATAmaro, but that one uses character for "KATA", meaning "hard", using the kun'yomi, or Japanese reading, rather than using two phonetic characters in the on'yomi reading.  So is this just another way to write "KATAmaro" or is this a different person altogether? Ultimately, we cannot be entirely sure.  It does seem wild that there would be two "Ki no Omi no Katamaro" at court at the same time and nobody otherwise distinguished the two.  The question about KaSAmaro and KaTAmaro, and whose kids were sent into exile, is a bit harder to untangle. And, truth be told, it is ultimately a minor point.  We have only a couple of lines here, and maybe these passages will help illuminate something later in the histories, but for now, they are just fragments of the story of what was happening.  Parts of the tattered tapestry from which the royal history was ripped out and restitched together, the rest of the story largely discarded, unless it made its way to us through other means. The Chronicles may be flawed, but they are still our main source for the period, and while we might challenge individual items, we still get a glimpse at how things operated back at this time.  For instance, if we look at the events happening around the New Year, we can see some common threads. The New Year is an important tradition in many cultures.  Whether it was a solar or lunar cycle—or some combination—the new year indicated a new cycle, and was often accompanied by associated symbols and rituals.  Today in the US it is often celebrated with fireworks and champagne, followed by making resolutions for the new year.  In Japan, people will often go to their local shrine or temple for an important first visit, and temple bells will ring out 108 times. Another tradition is the osechi-ryori, the  traditional new years foods.  This has grown over time from a tradition of eating a large bowl of rice to various other foods that are seen as auspicious or having special properties, such as the hardening of teeth—a major concern before the era of modern dental hygiene!  Then there are traditions such as the Kagami Biraki, or opening of the mirror, and the creation of special mochi, or rice cakes for the purpose.  Of course all of these traditions started somewhere and have evolved over time, so what do we know about the New Year celebrations during the late 7th century? One caveat: in the Chronicles, we only really see what was happening in the court, and the Yamato court at that.  There may have been local traditions that others were following that, unless we find documentation about them, we likely would never know.  But many of the court traditions were passed down to later generations. These traditions appear to include the giving of gifts; large, celebratory banquets; and the annual archery tournament. Banquets are some of the first and most common things we see.  We see a banquet as Ohoama assumed the throne in 673—which probably was the event that overshadowed anything else they might have done that year.  The following year, 674, there doesn't seem to have been much recorded, and I wonder if they were still pulling everything together after the turmoil of Ohoama's ascension.  And so it is that in the first month of 675 we really get to see the annual new year's events in their full form.  On the second day of that year, from the Royal Princes on down, all of the public functionaries presented their respects to the sovereign.  I suspect that this was a large ceremony, where everyone gathered in the courtyard of the palace together or something similar, not that each person individually went up and presented their respects—I doubt Ohoama would have wanted to sit through all of that.  Also, as we've already seen, there were limits on what parts of the palace different functionaries were allowed to enter.  So some of these well-wishers may have been "outside", others in the courtyard, and others in the palace building itself, depending on their rank and importance in the bureaucratic hierarchy. On the following day, all public functionaries, from the initial rank upwards, presented firewood.  Aston notes that this is the first mention of what would become a yearly practice.  Firewood may not seem like much, but it would have likely been important to keeping things running, especially given how early people were supposed to arrive at the palace and administrative complex each day.  This wasn't firewood for a fireplace—they didn't have those—but probably would have been used either for cooking or, I suspect, for the large braziers that burned with wood and pitch to light the darkness, particularly in the winter months.  Firewood could also be processed into smaller pieces of coal for other uses.  It is interesting that for the first ceremony, the Chronicles describe the court from the Royal Princes on down, while for the giving of firewood the order is from the initial—which is to say the lowest—ranks upwards.  This could indicate the order in which things progressed in these cases. Several days after that, on the 7th day of the first month, a banquet was given at court for the Ministers—so only the higher ranking functionaries.  But ten days later, on the 17th, everyone of rank—the Ministers of State; the Daibu, or high officials; and all of the public functionaries from the initial rank upwards had an archery meeting in the Court of the Western Gate. Archery and archery contests had been important to the Yamato people for ages—and the same on the continent.  Confucius, in his day, suggested that archery was a martial skill that even nobles should cultivate.  I believe we've noted before how archery could be used both for warfare and for just feeding your family.  As such, it was considered a particularly useful skill for just about everyone to have.  It probably also helped that it was a martial skill that noblemen and others could use to show off without actually risking any injury to themselves in the process.  I'm just saying.  And as we described at the top of the episode, this particular archery contest would, for both participants and spectators, likely have been a chance to show off the top of their game, whether in martial prowess, clothing, or behavior. And since we are looking at the new year's celebrations, let's keep this going and look at later years in Ohoama's reign. As I go through these you'll start to see the patterns, where the events I've just described will generally recur year after year, but not identically, sometimes with a shuffle in the schedule. In 676, we see that the Ministers and public functionaries pay their respects on the first day of the new year.  On the 4th day, the sovereign granted gifts to the higher level officials, from Royal Prince Takechi, down to the high officials, or Daibu, of Shoukin rank.  Their not so secret Santa gifts included robes, hakama, lined garments, obi for their waist, leg straps, and staves, or walking sticks.  We are also told that everyone above the rank of Shoukin also got an armrest thrown in, as well.  Further gifts or grants were given out several days later, on the 7th, to everyone from Shoukin on up, based on their individual circumstances.  Then, on the 15th, we again see all of the functionaries present firewood and then they were all entertained at a court banquet. The following day they held the annual new year's archery contest, with prizes, at the court of the western gate.  Those who hit the target received prizes of different values.  In his recent translation of the Nihon Shoki, Bentley references Kuroita on Article 41 of Miscellaneous Statutes, saying that this archery event was apparently a regular new year's occurrence, and even the prizes were noted as varying over time. The same day they held the archery contest, that year, Ohoama held a banquet at the Shima Palace.  Shima was the name given to the Soga Prime Minister, back in the day, so I assume that this was at or near the site of the old Soga residence? In 677, by comparison, we don't see nearly as much referenced.  There is archery at the South Gate, vice the west gate, but that is it.  The festivities in 678 similarly only talk about the archery at the south gate.  There is also mention of a preparation for worshipping the kami of heaven and earth, for which a purification was held throughout the state.  In addition, an abstinence palace, or saiguu, was erected on the bank of the Kurahashi river.  Kurahashi appears to refer to a tributary of the Ohara river, in Sakurai.  This feels less like a New Year's celebration, however, and more like a sign of merit-making.  The Saiguu would have likely been to prepare for a trip to Ise shrine, and three months later Ohoama was preparing to go to the Saiguu, but that is when Princess Towochi suddenly died, and they scuttled the plans. In 679, the court greeted the New Year with a new decree.  Ohoama declared that Princes, Ministers, and public functionaries—anyone in service to the government, basically, were to refrain from paying respects during New Years or other ceremonies to anyone except relatives of the grade of elder brother, elder sister, and above, or to the senior members of the Houses.  Princes weren't even to pay respects to their own mothers unless they were, themselves, princesses.  Ministers were likewise not to pay respects to their mothers if they were of "mean" rank.  In other words, if they were commoners. These kinds of statutes are interesting.  First of all, you ask yourself why?  In all likelihood, there were various local traditions and individuals paid respects to their parents as well as to others to whom they owed respect for one reason or another.  Here the State is ordering society such that there is a clear hierarchy, at least among the members of the court.   Since women often found advancement by marrying up, it was usual for one's mother to have been born a lower rank in society than oneself.  And so we see them enforcing the social order. That new order was based on Confucian concepts of hierarchy, and this seems to go along with those same ideas. What we don't really see is how this was enforced—if at all.  The day after that, the yearly archery competition took place at the West Gate of the palace. The next year, 680, we see a New Year's Banquet at the Court of the Great Hall.  Ohoama himself occupied the Mukai-kodono, which appears to refer to one of the smaller wings.  Based on the palace layout that we see in the posthole remains, this probably means that he was set up in the smaller wing, likely in a more intimate space, while most of the other guests were in the large hall, maintaining that crucial separation of sovereign and subjects. This New Year's archery event included Princes of the Blood all the way down to the rank of Shouken—the very lowest rank in the court—and it was held at the South Gate. You may be noticing a pattern, that the archery competition is listed as being held at either the south or west gates.  The south gate probably refers to the main gate of the later Okamoto—aka the Kiyomihara—palace.  The West gate refers to the west gate of the Ebinoko enclosure.   We talked about these and the general layout of the palace back in Episode 134, and you can check out that podcast blog post for some images of what things looked like, as well.  These gates were on the north and east sides of a large, rectangular courtyard, which was likely the actual event location.  So it isn't as if these were separate areas, just a difference of where things were set up in what was otherwise the same relative space. The following year, 681, we see similar ceremonies.  We see offerings made to the kami of Heaven and Earth, and we once again see a note about various functionaries paying their respects at court.  Even though this wasn't mentioned every year, it could have been an annual thing and just wasn't always recorded so the Chroniclers just wrote down what they had records for.  There are certainly other things we don't necessarily witness in the records, such as the annual promotions and promulgations.  We see irregular promotions, of course, such as on someone's passing, but the regular administration of the government and promotions of people to new positions is not something we really see regularly documented, since it doesn't really shed much light on the sovereign and the royal household.  And so we sometimes see things if they get mentioned, but otherwise we only see glimpses.  That would change as records became more administrative and the histories were more about simply recording what was happening—though still from a particular angle.  At this point, however, we aren't dealing with a single court record, but rather with numerous records, stories, and recollections.  That same year, 681, we also see another banquet, with Ohoama situated in the Mukai no Kodono, while the Princes of the Blood and non-royal Princes were both introduced into the inner reception chamber.  Ministers attended in the outer reception chamber.  They all received sake and musical performances, and rank advancements were given out.  Kusakabe no Kihi no Ohogata was graduated from the rank of Upper Daisen to Lower Daikin, and given the title of Naniwa no Muraji.  A few days later, Sakahibe no Muraji no Iwazumi was granted a fief with 60 horses and received presents of coarse silk, floss silk, cloth, and one hundred mattocks—the last one being a rather interesting gift, I have to admit.  Of course, in true Chronicles fashion, we have no idea why these gifts were made—we don't even have another reference to Iwazumi around there, but he must have done something. We are later told that there was the annual archery shoot, and then a decree, possibly unrelated to New Years, that the various provinces were ordered to repair the shrines to the kami of heaven and earth. The year 682 is an anomaly.  There is no mention of a banquet, nor of an archery tournament.  I wonder if this may have to do with some of the sad events of that first month.  While it started fine—Toneri no Miyatsuko no Nukamushi was raised from Daisen to Lower Shoukin—we are told that on the 18th, Lady Higami, one of Ohoama's consorts, died in the palace.  The next day there was an earthquake, and she was buried on the 27th.  A prominent illness and death may have put a pall on the ceremonies, and could explain why we don't see any mention of them for that year. It is also possible that some of this New Year tradition had become so routine that people were no longer commenting on it, and therefore the Chroniclers weren't including references to it. The following year, in 683, we again see the functionaries paying their respects.  We also see the presentation of a three legged sparrow by the Viceroy of Tsukushi, Tajihi no Mabito no Shima, along with others.  A three legged sparrow would have been something: it is reminiscent of the three legged crow, often depicted in the sun.  It is unclear if it was still alive, but that wasn't the point.  They invited the Princes of the Blood down to the Ministers to great hall, the Daigokuden, for a banquet, where the three legged sparrow was displayed. .  Later that month, Ohoama issued a decree in regards to all of the auspicious omens and made presents to everyone, from Shouken rank upwards.  There was also a general amnesty—all crimes were pardoned, from capital offenses on down, and all forced labor was remitted, so that people didn't have to provide the normal service.  The phrasing for this particular entry is intriguing.  Ohoama is mentioned as Yamato Neko Sumera no Mikoto and is specifically called a "God Incarnate".  This is one of the rare times that we see the Chronicles explicitly call out the sovereign as a living deity.  Of course, they trace the royal lineage back to Amaterasu, but there isn't a lot suggesting that the sovereign is necessarily a deity. And in reality, this was probably something that was more honorific than anything else.  Heck, at times in Japanese history we would see sovereigns selling their calligraphy to help keep the royal palace funded while warriors went around actually being in charge of things.  However, this divine language did show up in the 19th and 20th century, especially as the Tennou, now called Emperor in English terminology, once again was recognized as the Head of State, and people would actually pray to him.  Not necessarily like praying at a shrine, but out of respect.  And remember, a lot of time the Tennou was kept out of sight of regular people and hidden, much like the way that the kami were treated.  The concept of the Emperor's divinity was very much tied up in the elevation of the State and the general sense of Nationalism that had gripped Japan in the early half of the 20th century.  And so the allies quite explicitly had Emperor Showa renounce his divinity after Japan  World War II. Those studying Japanese history have probably heard of this concept, and so it is interesting to see evidence of it here, as well as the nature of the royal house, where the sovereign is kept at a distance from those of lower rank, unless they are directly serving him.  But it was not as though the sovereign was a god in the sense of being all powerful.  Even if he were considered a living, visible kami, the kami were not omnipotent, and there was no getting over the fact that our particular sovereign, Ohoama, was getting older.  Only a year or so earlier, he had suffered a rather bad illness, so he clearly was not invincible.  And it is of course possible that this language was simply royal exaggeration, rather than any attempt to define the sovereign as something more than he was.  Still, that concept would continue to play a part throughout Japanese history. The same day in 683 that Ohoama issued the pardons, we are told that there was a special performance at the Woharida Court of dance and music from Goguryeo, Baekje, and Silla—the "Three Countries" of the Korean peninsula, even if only one of them was still going strong.  The Woharida palace is thought to have been north, along the banks of the Asuka River.  It may have been moved over time—there appears to have been a palace in the Furumiya area, near Toyoura, but there is also evidence of a palace by a shared name over by Ikazuchi-no-oka, on the other side of the river.  Excavations at Ikazuchi no oka revealed pottery with the name of the palace, suggesting that this was the site, but even then, that pottery was from the later Tempyo era.  Regardless, it seems that the Asuka valley was just chock full of palaces, new and old, though the older ones were not as regularly used for government functions, one assumes. The following year, 684, we again get told about the annual archery shoot.  It took place in the Eastern court this time, with Ministers in attendance.  Apparently they had men skilled in archery shooting alongside palace attendants and little people—the word used in Japanese is "Shuju" or "Hikihito".  This word is often translated as "dwarf"; it appears to be a derogatory term for anyone considered short of stature, though it is also used to refer more generally to those seen as either lacking wit or to actors and performers. This isn't the first time we see the term.  Back in 675, about 9 years prior, Ohoama had sent orders to a number of regions near the capital, from Awaji to Tamba, to Afumi and to Mino and Wohari, among others, to send as tribute common people who could sing, shuju—or dwarfs—and jugglers.  More generally they seem to be referring to entertainers, and it strikes me that could be what is meant here.  Either way, the entertainment industry was hardly a lucrative one, and we can see that performers are almost more of a commodity, to be "paid" as tribute, rather than a professional who is "hired" to work.  I suspect that, as in many other times and places, individuals who were shorter than average often found work as entertainers in this sense—whether they wished it or not. The year 685 we don't see any mention of archery, though it probably still happened.  Instead the Chronicles focus on the various government officials paying their respects to their sovereign.  The rest of the entries for the month are largely concerned with changes to the rank system as of that year. The year 686, we get the last records of various new years festivals—four months later, the sovereign would grow terribly ill, and he would eventually pass away later that year.  However, for those still celebrating the new year in 686, that was all in the future. The last year of Ohoama's reign started out relatively like others. Ohoama went to the Daigokuden, the Great Hall of Audience, and gave a banquet to the Princes and High Officials.  There he decided to have something of a riddle challenge.  He would ask riddles, and then offer prizes for the correct answer. And no, unfortunately we don't have any of the riddles, at least that I have seen.  Aston calls these "conundrums" and notes that they are specifically nonsensical questions, and provides examples such as "Why does a horse, after a rapid run, listen to the earth? Why does a dog, when he goes slowly, raise his leg?"  Ohoama's son, Prince Takechi, answered correctly, and so did Prince Ise.  Their prizes differed in content, but in both cases were pretty extensive.  The winners received ceremonial robes, brocade or purple hakama, numerous bolts of coarse silk, many pounds of thread, hundreds of pounds of flossed Silk, and hundreds of bolts of cloth. I think that makes it quite a bit more lucrative than any of the quiz nights I've ever been to. Later that month, there was another banquet, this time for nine Buddhist monks of Daikan-daiji. Besides its status as a national temple, this may have also been related to the year before, when Ohoama had fallen ill, and prayers had been offered at Daikandaiji for his recovery.  The courthad likewise provided gifts to the temple in the last month of the previous year, and then, at the banquet, gave to the attending monks silk and cloth, based on their rank. But that wasn't the end of the gifts.  The following day the Princes and High Officials all received upper garments and hakama—likely referring to official garments—each getting one suit, each. Then, on the 13th day of the new year, the court invited 20 exceptional individuals to a banquet.  These were talented people, professors, divination specialists, and physicians.  They were also wined and dined and presented various gifts. On the 16th day, the Princes and High Officials were then invited to a banquet in the Daigokuden.  They were given gifts of silk and cloth, based on their rank.  Then they held another riddle competition, with correct answers rewarded with gifts of coarse and flossed silk. This was only a short time after disaster had struck, though a bit removed—two days earlier, in the evening, the royal storehouse at Naniwa had caught fire, eventually burning the entire Toyosaki palace complex to the ground.  Some claimed that it was actually started at a private residence,  that of Ato no Muraji no Kusuri, and then spread to the Palace.  In the end, only the military storehouse was spared. This would have been quite the tragedy for the government, but it did not halt the festivities happening down in Asuka.  The Naniwa Palace appears to have been a major government center for the administration of the state, but it was not the royal court which had been in Asuka for over a decade.  Indeed, I imagine that the news probably reached Asuka around the time of the Banquet itself. And yet, rather than putting a damper on the festivities, they continued another couple of days – presumably everything was already prepared and there was no point in canceling.  On the 17th, the court sponsored a banquet in the rear palace, presumably for the Queen and members of the imperial family.  Then the following day there was a great revel at the palace.  Ohoama took his place in front of the royal muro and made presents to performers, as well as to the singers.  As before everything varied according to rank. Asuka wasn't the only place to get in on the festivities.  The same month, the court also sponsored a banquet for the Silla envoys in Tsukushi, sending Prince Kawachi and others. Regrettably, that would be the last new year that Ohoama would see.  In the fifth month, he grew ill, and what we see in the Chronicles after that is an interesting look into how people of the time dealt with sickness. First, the court had the Sutra of Yakushi expounded at Kawaradera and held a Buddhist retreat in the palace, inviting monks to come and expound Buddhist teachings.  Yakushi, or Yakushi Nyorai—Bhaisajyaguru in Sanskrit—was known as the Medicine Buddha, and his name in Sinitic characters was basically "Master of Medicine".  It is said that he was responsible for the Eastern Pure Land, and that, as a Bodhisattva, he had made 12 great vows to cure the illnesses of all living beings in the world.  For that reason, Yakushi Nyorai was often called upon to cure illness.  In fact, six years earlier, when the Queen, Uno no Sarara Hime, had taken ill, Ohoama erected an entire temple to Yakushi Nyorai, known as Yakushiji.  He then had 100 people take vows as priests, and they attributed her recovery to this effort. In this case, however, it seems that it didn't have quite such an effect, and Ohoama remained under the weather.  We are also told that the court sent Palace Attendants, the Oho-toneri, to clean the pagodas of various temples and that a general amnesty was announced for all under heaven, emptying the prisons.  All of this points to the idea of making merit in the hope of bringing good karma, and thus healing. But the following month, Ohoama was still ill.  Divination was performed by the Onmyoji, the court diviners, and they claimed that there was a curse from Kusanagi, the sword that is considered one of the three main royal symbols.  This is the sword that was said to have been found by Susanowo in the tale of Yamata no Worochi, and which gained its name, Kusanagi, when used by Yamato Takeru, cutting down the grass to save him when his enemies tried to catch him by setting fire to the field where he was hunting.  For more on that, check out Episodes 34 and 35. Given the importance of Kusanagi, I suspect that the idea of destroying it to remove the curse was out of the question, and so it was sent to Atsuta Shrine, where it was enshrined and would largely stay except when needed for enthronement ceremonies.  And yet, even after the sword was taken away, the illness remained.  Six days later, on the 16th day of the 6th month, the court sent Prince Ise and officials to Asukadera and asked the monks there to make and oath with the Buddha to make Ohoama whole through the power of the Three Treasures of Buddhism.   For their work, the three Buddhist Officers, the Master of the Law, and the Upadhyaya and temple directors, as well as those monks with the rank of "master" each received a donation of one robe and one cover, or "Ohi". Three days later, the court ordered the hundred officials to go to Kawaradera and perfom the ceremony of lighting lanterns and giving offerings to Buddha.  Then they held a great feast and offered repentance for their transgressions.  All of this sounds like a continued attempt to make merit for the state, and thus for Ohoama. We then see the court granting the monks Hounin and Gishou 30 stipend-households to provide for them in their old age, which may be more merit-making, or possibly was related to some of the many other activities so far.  There are a few issues with this entry, and Aston and Bentley don't seem to agree on the actual date.  Bentley has it on the 28th, but that seems odd as it comes before the entry for the 22nd of the same month.  Aston has it as the 20th, but then claimes that there is something odd about the date of the 22nd. On the 22nd, we are simply told that the district kitchen of Nabari caught fire.  Aston notes that this would have been the official government arm in the district gathering food to supply the royal household—rather than being a kitchen in terms of a place to prepare food. Merit-making continued into the 7th month.  We see the Soujou and Soudzu, the primary and secondary prelates of the Asukadera, performing ritual repentance.  The following day there is another general amnesty, and Aston specifically mentions performing a Oho-harai, or cleansing. The day after taxes were halved from the provinces and corvee labor with local conscripted labor was exempted for the year.  Then we see the court presenting paper offerings to the Kunikasu Kami in Ki provinces, as well as the four shrines in Asuka and the Great Suminoe—aka Sumiyoshi—shrine. On the 8th day of the 7th month, 100 monks were invited to the court to read the Golden Light Sutra—Konkoymyou kyou.  And on the 15th there was another court issued amnesty. Despite all of these attempts to make merit and intercede with the Buddha or with various kami, Ohoama's illness continued.  We see that the court issued a decree that all things that should occur, great or small, should be reported to the queen and the crown prince—presumably because Ohoama was no longer in a state to be able to do so. Continuing with their efforts, the court declared that destitute commoners who had been forced to borrow rice seed or money before the 12th month of the previous year would be exempted from repayment.  And then the court changed the name of the year to Akami-tori, or Shuuchou.  They also renamed the palace in Asuka to "Kiyomihara"—again, go check Episode 134 for more on the palace.  "Shuuchou" is the Red Bird, likely referring to Suzaku, though Aston also points out that "Asuka" here is given as "flying bird", as well, and there had been numerous bird-related omens reported throughout the reign. Although these names would not have been used prior to this point—the 7th month of the final year of the reign—the Chroniclers applied the nengo, Shuuchou, to all of the entries for this year, and the name of the palace is often given as "Kiyomihara" is given to distinguish it from the Later Okamoto Palace, even though it was simply the latter palace with the addition of the Ebinoko enclosure. The changing of the era name was likely another attempt to change the seemingly inauspicious year, along with all of the merit-making that the court had been undergoing. And yet they kept going. The court selected 70 people who were diligent in keeping Buddhist laws and had them take the tonsure, and they sponsored a feast—or festival—in the Royal Muro of the Palace. At the same time the various princes had a statue of the Boddhisatva of Compassion, Kannon, made for the sovereign and had the Lotus sutra—the sutra where Kannon is first mentioned—read out at Daikandaiji. Kannon, or Avalokitesvara, was originally seen as a male Boddhisatva, but is often depicted as a woman.  They are also known as Guanyin, from which we get Kannon in Japanese.  Guanyin is also seen as Goddess of Mercy, and is one of the most popular figures across multiple sects of Buddhism and even outside of the Buddhist faith, where she is still seen as a goddess.  In this case, however, it seems clear that the princes were seeking compassion to relieve the sovereign of his affliction. And yet it persisted. They had 80 more people take the tonsure, and then 100 more men and women, placed 100 statues of the Boddhisatva, Kannon, in the palace, and then read out 200 volumes of the Lotus Sutra. And then they made prayers to the kami of Heaven and Earth.  And they dispatched Hata no Imiki no Iwakatsu to present paper offerings to the Tosa great shrine.  Nothing seemed to be working. In the 9th month, we see the royal princes and others, down to the various ministers, all gathered at Kawaradera making oaths for the health of the sovereigns.  This last ditch effort would go unrewarded.  Five days later, and Ohoama would pass away.  Of course, they couldn't just say that he died:  The Chronicles actually say that he divinely departed.  After all, didn't they call him an incarnate kami? Two days later, the court began the ritual of mourning, raising voices in lamentation, and setting up a temporary palace of interment in the courtyard, south of the palace.  Ohoama's body was placed there some thirteen days later, and people mourned his passing. For the rituals, we see monks and nuns performing ritual lamentation in the courtyard between 3 and 5 am, around the time that court officials would normally be waiting at the gates.  Over the next several days, various ceremonies were held and eulogies given.  We are told that the court presented offerings of food for the dead for the first time, and over the next several days monks and nuns would offer their laments and then various individuals would provide their eulogies.  Finally, on the last day of the ninth month, the eulogies concluded with Nyang-u, a Baekje prince, who pronounced a eulogy on behalf of his father, and then the Miyatsuko of various provinces came and did likewise.  There were also performances of all manner of singing and dancing. With that, the reign of Ohoama would come to an end.  The government would continue under his wife, the Queen, and Crown Prince.  We'll get into the succession in a later episode.  For now I'll just say that he was eventually buried in a large tomb in the modern Noguchi area of Asuka, and you can still go see it. And while that does bring us to the end of the reign, we still have a few more things that I want to discuss.   This episode just seemed a good time to talk about all of the various new years ceremonies, and that seemed to lead naturally into the very last year, but there is still more to discuss.  For one thing, we still haven't quite covered the spread of Buddhism and the changes in the structure.  There are also various laws and punishments that are worth covering.  Finally, there are the Chronicles themselves: we've talked about it all along, but the Nihon Shoki and the Kojiki are attributed to this era, as is the start of what would become the capital of Fujiwara-kyo—many works that Ohoama would not live to see to the end, but is largely held responsible for starting. But until then, if you like what we are doing, please tell your friends and feel free to rate us wherever you listen to podcasts.  If you feel the need to do more, and want to help us keep this going, we have information about how you can donate on Patreon or through our KoFi site, ko-fi.com/sengokudaimyo, or find the links over at our main website,  SengokuDaimyo.com/Podcast, where we will have some more discussion on topics from this episode. Also, feel free to reach out to our Sengoku Daimyo Facebook page.  You can also email us at the.sengoku.daimyo@gmail.com.  Thank you, also, to Ellen for their work editing the podcast. And that's all for now.  Thank you again, and I'll see you next episode on Sengoku Daimyo's Chronicles of Japan.  

This is #5 in our Revisited series as we discuss the Penton episode. This episode was one of the most emotional stories we have released. This is a behind the scenes on how the show idea came about and on the hosts personal takes on this shows impact.   "Always come home". This is the story of a young Dallas Officer who had ambitions of fighting crime, serving the city and starting a new family. Mitchell Penton embraced the Northeast Patrol Division's fast pace and settled in with several other young officers that became a blue family.  Mitchell loved being a cop….was a loyal son, a devoted father, and husband and everyone in his life looked to the future to travel with him on this journey. But life being what it is - a series of intersecting lives and incidents, out of anyone's control changed all of that on February 13th, 2021, on an icy morning in Dallas, Texas. Officer Penton was struck and killed by a drunk driver as he worked an accident scene on North Central Expressway and Walnut Hill. He left behind an expectant wife, stepson, amazing parents and a brother and sister. Today we are hearing from his parents, Tim and Kathy, as they give a peek into who Mitchell Penton was as a child, a soccer player, a goofy and fun-loving kid, to his decision to serve as an Officer. They take us on their own journey from the night of February 13th, 2021, to the conclusion of a  trial in May of 2023.  This story is a powerful reminder of the fleeting nature of life and of the importance of cherishing our moments. It encourages us to live in the present, to appreciate the people and experiences around us, and to make the most of the time we have. Please welcome the Penton family to the ATO stage. Critical Incident: February 13, 2021: Police Officer Mitchell Penton was struck and killed by a vehicle operated by an intoxicated driver at about 1:45 am. He was working at the scene of a vehicle collision in the northbound lanes of the North Central Expressway at Walnut Hill Lane. He was securing traffic with the emergency lights from his patrol car when a vehicle driven by an intoxicated driver, traveling at a high rate of speed, hit the back of his patrol car. The collision pushed the patrol car into Officer Penton. Officer Penton was transported to Baylor University Medical Center when he died from his injuries. The driver of the vehicle that struck Officer Penton was arrested and charged with intoxication manslaughter of a police officer and intoxication assault. In 2023, he was found guilty and sentenced to 30 years.

Cybercrime is evolving fast, and 2026 will bring new challenges for banks and corporates alike. In this episode, we talk with Bottomline fraud experts Eric Choltus and Marc Salinas about the rising risks of B2B payments fraud, account takeover (ATO), and AI-enabled attacks. They share practical strategies for upstream fraud detection, regulatory compliance, and why consortiums and embedded banking matters most. Whether you're a bank or business, tune in for actionable insights to strengthen your defenses and protect your payment workflows.

If you're getting into overlanding—or you've been doing it for a while and don't want to waste money—this video is for you.In this episode, I'm breaking down the overlanding mods that give you the most bang for your buck. These are upgrades I've actually used, tested, and used out on real trips—not just stuff that looks cool on Instagram. Some mods are absolutely worth the money, while others can wait (or be skipped entirely).I talk through what I'd prioritize if I were starting over today, where you'll get the biggest improvement in comfort, capability, and reliability, and how to build a setup that lets you travel more instead of constantly chasing the next expensive upgrade.Whether you're building a budget overland rig, slowly upgrading over time, or just trying to figure out what really matters, this conversation should help you make smarter decisions with your money. Hope it helps!A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  https://www.youtube.com/c/AllThingsOverlandingFacebook:  https://www.facebook.com/allthingsoverlandingInstagram:  https://www.instagram.com/allthingsoverlandingPodcast:  https://podcasters.spotify.com/pod/show/allthingsoverlandingWebsite:  www.allthingsoverlanding.comTikTok:  https://www.tiktok.com/@allthingsoverlandingNewbie Overlander Facebook Group:  https://www.facebook.com/groups/367203658420467

“The Rolodex” ATO Family please welcome one of our blue family members that has traveled over 800 miles to take the stage for the listeners. Nearly a year ago the ATO received a heartfelt message of gratitude, and it formed a new friendship many states away. This rollercoaster of a story will touch on many topics and have many emotions but when we get to the “Never Give Up on You” exit music the listener will be reminded that Police work is the same everywhere, the trauma is the same everywhere and even trained first responders need help to survive. In July of 2022 an incident occurred that changed the direction of this officer's life but also reminded him of very old wounds that existed from the life of being in law enforcement for over two decades. The cumulative trauma officers endure daily can be as damaging as a rifle being leveled at you during a traffic stop and if, untreated, can weigh on you and become too much. The weight of the badge is heavy not only for the one that wears it but also the ones they go home to. We have seen the weight ruin relationships with family and friends and we have also seen that NO ONE is immune to the effects of this weight. The message today will be clear: YOU ARE NOT ALONE! Here to present this story today is Joe, Kent, and the Great Dallas SWAT Operator Steve Claggett. Todays guest is the husband to his beautiful wife Jen, father to Chloe and Hailee, and a true public servant to the state of Iowa. Special Shout Out to Cedar Rapids Blair Klostermann as she and Matt recently won their Department's Medal of Valor Award.  Matt Jenatscheck the ATO stage is yours to tell us about the “Rolodex”. Critical Incidents:  The brutal murder of Lynnsey Donald on April 21, 2015. The suspect attacked her, as her 7-year child watched, and stabbed her to death in a parking lot. The suspect received life in prison with no parole. Officer involved shooting in July 2022 in Cedar Rapids Iowa. Acronyms used: EMDR- Eye Movement Desensitization Reprocessing  

Check out host Bidemi Ologunde's new show: The Work Ethic Podcast, available on Spotify and Apple Podcasts.In this episode, host Bidemi Ologunde sits down with cybersecurity leader Gideon Hazam, the Co-Founder, COO, and CCO of Memcyco, to unpack the exploding threat of phishing, account takeover (ATO), and digital impersonation in the age of AI. Why are brand impersonation attacks so hard to detect—and why do many organizations still treat them as "lower urgency" than other cyber risks? What does "preemptive, real-time defense" actually look like when scammers can move at unprecedented speed and scale? Gideon also breaks down emerging fraud vectors like employee portal abuse and remote access scams, and shares what needs to change—from company playbooks to federal legislation—to better protect customers and employees alike.Email: bidemiologunde@gmail.comSupport for The Bid Picture podcast comes from Celsius. If you're working on a healthier relationship with technology, a small shift can help—step away from the scroll, take a walk, and reset your focus. Celsius is a convenient grab-and-go option for the moments you want energy with intention, so your day isn't powered by endless notifications. If you try Celsius, and they ask how you heard about it, please mention The Bid Picture podcast. Learn more at celsius.com.Support for The Bid Picture podcast comes from Audi. If you're trying to be more intentional with technology, it helps to choose experiences that support your attention—not compete for it. Audi blends performance with thoughtful design to make the drive feel focused and considered, giving you space to reconnect with what matters beyond the screen. If you check out Audi, and they ask how you heard about it, please mention The Bid Picture podcast. Learn more at audiusa.com.Support for The Bid Picture podcast comes from Amazon Prime. When tech feels like it's running your day, Prime helps you simplify the parts that don't need your attention—fast delivery, easy returns, and entertainment options you can choose intentionally, on your schedule. Build healthier boundaries with your screens by planning what you watch, when you watch, and letting the errands handle themselves. If you check out Amazon Prime, and they ask how you heard about it, please mention The Bid Picture podcast. Listeners can find out more from amazon.com/prime.Support the show

As AI makes it easier for attackers to launch account takeover campaigns at scale, organizations face mounting pressure to protect their customers and their brand. Israel Mazin, Co-Founder and CEO of Memcyco, joins the conversation to discuss how real-time detection and protection capabilities are changing the game.Memcyco is built on four products within a unified platform, each designed to detect and block both traditional and AI-driven attacks in real time. Unlike reactive threat intelligence solutions, Memcyco identifies victims as they interact with fake sites, provides detailed attacker data, and even deploys credential deception to neutralize stolen information before it can be used.With an agentless deployment that takes just minutes to implement, Memcyco delivers more than 10x ROI for customers across financial services, retail, airlines, logistics, and hospitality. The company has achieved nearly 300% year-over-year growth, serving organizations across North America, Latin America, Europe, and beyond.This is a Brand Highlight. A Brand Highlight is a ~5 minute introductory conversation designed to put a spotlight on the guest and their company. Learn more: https://www.studioc60.com/creation#highlightGUESTIsrael Mazin, Co-Founder and CEO of MemcycoOn LinkedIn: https://www.linkedin.com/in/israel-mazin-62215b/RESOURCESMemcyco: https://www.memcyco.com/Are you interested in telling your story?▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlightKEYWORDSIsrael Mazin, Memcyco, Sean Martin, brand story, brand marketing, marketing podcast, brand highlight, account takeover, ATO fraud, digital impersonation, phishing protection, real-time fraud detection, credential deception, website spoofing, AI-driven attacks, fraud prevention platform, agentless security Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shelby Houston In Memory of Richard Houston On December 3rd, 2021, Richard Houston, a 21-year Mesquite PD veteran, answered a domestic disturbance call and tragic events unfolded and he did not make it home that night. Being a family member or a friend of a first responder can be very rewarding as you have a front row seat of a true servant, a role model, and a hero. However tragedy can watch from afar and show up and cause a loved to receive a life changing phone call that will shape everyone's future. Richard was a dedicated husband, incredible father to his children and a dedicated peace officer that left this world too soon.  Before he responded to that call and left this world he sent his daughter, Shelby, a sweet and reassuring text that he and her mom will aways have her back. At her father's funeral she gave a breathtaking eulogy that inspired so many as it truly showed the beautiful side of humanity as Shelby spoke of forgiveness. This is her story of resiliency, faith and the incredible journey she is now a part of. The ATO is honored to sit down with this amazing young woman as she tells her story of her new “Why” in life and how she honors her father. Here to help tell this story we also are honored to welcome on the Honorable Judge Rainey Webb and her husband, former Dallas SWAT member Chris Webb. “If you are serious about your dream, surround yourself with people who love you well” -Bob Goff  Mesquite Police Officer Richard Houston Badge #821 End of Watch December 3rd,2021 www.shelbyhouston.org WWW.BOBGOFF.COM

Thomas Reives (Rose-Hulman '05) and his wife, Shecara, turned their loss and family tragedy into support for others. In 2017, Thomas and Shecara lost their son Rook after a premature birth and NICU stay. Their surviving twin, Carmine, spent 165 days in the NICU and continues to thrive with a trach and ongoing therapies. Because of this difficult experience, the Reives family created Rook's Books, a collection of children's books and family resources designed to support families navigating NICU life, tracheostomy decisions, and diagnoses such as Down syndrome. Many of the books are donated to hospitals, including Riley, Eskenazi, and St. Vincent. Their nonprofit, Rook's Resources, serves families through meals, support, and community outreach.Thomas also shares the story of Carmine's Convoy, a multi-day walk organized by his ATO chapter at Rose-Hulman that raised $42,000 to support families in need.Visit https://www.rooksbooks.org/⁠ to find out more about or to support Rook's Books and Rook's resources. 

Send us a textIn this episode, Mena and Stuart unpack the latest tax updates for the 2025–26 financial year, helping listeners navigate changes that could impact their personal finances and business planning. They kick off with the Super Guarantee (SG) increase to 12%, highlighting what this means for employers and employees alike. Next, they discuss the end of deductions for ATO interest charges, a significant shift that removes tax relief on General Interest Charges (GIC) and Shortfall Interest Charges (SIC) from 1 July.Listeners will learn about the $150 energy rebate, a 30% home battery discount, and the extended $20,000 instant asset write-off, with a caution that this may drop to $1,000 next year. Mena and Stuart also cover PAYG withholding cycle adjustments, Victorian payroll tax threshold increases, and changes to luxury car tax for fuel-efficient vehicles.With the Transfer Balance Cap (TBC) rising to $2 million, the duo explains opportunities for superannuation strategy ahead of retirement. They also remind businesses of upcoming reporting deadlines, including Single Touch Payroll (STP) finalisation by 14 July and PAYG variations. It's a must-listen for staying informed and proactive with your 2025–26 tax strategyIf this episode resonated with you, please leave a rating on your favourite podcast platform. It helps us reach more incredible listeners like you. Thank you for being a part of the journey! Click here to subscribe to our weekly email. SPECIAL OFFER: Buy a one of Stuart's books for ONLY $20 including delivery. Use the discount code blog here. Work with Mena & Stuart's team: At ProSolution Private Clients we encourage clients to adopt a holistic and evidence-based approach when making financial decisions. Visit our website. Follow us: Stuart: Twitter/X and LinkedIn. Mena: LinkedInIMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.

If you're new to overlanding and feeling overwhelmed by all the rigs, gear, and opinions online, this episode is for you.I'm breaking down where to actually start with overlanding in 2026 — what matters, what doesn't, and how to avoid wasting money on things you don't need yet. Overlanding has changed a lot over the past few years, but the fundamentals are still the same, and you don't need a fully built rig to get out there and have a great time.I'll talk about:* Choosing (or using) the right vehicle — even if it's completely stock* Gear that's worth buying early vs what can wait* Common beginner mistakes I see all the timeWhether you're planning your first overnight trip, slowly building a rig, or just trying to figure out if overlanding is even for you, this episode is meant to give you a clear, realistic starting point.A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://www.nittotire.com/light-truck-tires/terra-grappler-g3-all-terrain-light-truck-tire/Z1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  https://www.youtube.com/c/AllThingsOverlandingFacebook:  https://www.facebook.com/allthingsoverlandingInstagram:  https://www.instagram.com/allthingsoverlandingPodcast:  https://podcasters.spotify.com/pod/show/allthingsoverlandingWebsite:  www.allthingsoverlanding.comTikTok:  https://www.tiktok.com/@allthingsoverlandingNewbie Overlander Facebook Group:  https://www.facebook.com/groups/367203658420467

There are two major forces shaping how businesses operate right now: intergenerational pressures, and hefty tax debts. In this week’s episode, leadership expert Marnie Brokenshire explains why managing five generations in one workplace is pushing managers to their limits - and why employees in their 50s may be the most underutilised asset in your organisation. Marnie also outlines the emotional-intelligence skills needed to turn generational tension into team strength. Next, CEO of Grow Capital Gus Gilkeson, breaks down this year’s surge in ATO tax debt - and what SMEs must do to avoid financial strain. Gus shares practical steps for early intervention, clear communication and managing tax obligations before they become business-threatening. Business Essentials is produced by: SoundCartelsoundcartel.com.au+61 3 9882 8333See omnystudio.com/listener for privacy information.

Thaaaats right! We're looking to never work again, and we need YOU! Make our quality content your ONLY content and get us out of our day jobs. Kyle wants to be in his happy place having a ball, Ato wants to go driving in NZ again. Jonathan wants to watch his kids play...help us make it happen. Tap InSend us Questions and comments:allpointsquestions@gmail.comFor exclusive All Points Content check us out on our Patreon⁠⁠⁠ https://www.patreon.com/AllPointsPodcast⁠⁠⁠⁠⁠⁠⁠***USE PROMO CODE "AllPoints" TO SAVE 10% ON DUBBY ENERGY***⁠⁠⁠https://www.dubby.gg/⁠⁠⁠Follow us on:⁠⁠⁠https://www.tiktok.com/@allpointspodcast⁠⁠⁠⁠⁠⁠https://www.facebook.com/allpointspodcast⁠⁠⁠⁠⁠⁠https://www.instagram.com/allpointspodcast/⁠

No “Estadão Analisa” desta terça-feira, 09, Carlos Andreazza comenta sobre a pré-candidatura do senador Flávio Bolsonaro (PL-RJ) a presidente nas eleições do ano que vem com autorização do pai, Jair Bolsonaro, que está preso por tentativa de golpe de Estado. Jair disparou uma ordem unida. Reação aos movimentos de independência acelerados neste pós-Bolsonaro. Ato que obriga os agentes políticos a se posicionar; que exige adesão dos que, ante a omissão do líder, armavam dissidências. Se o que lhe cobravam era a delegação sobre quem o representaria, aí está. Ao apontar Flávio, Jair quer dificultar o processo de superação a Bolsonaro. E responde à imagem constituída a partir de sua prisão: a de homem frágil, que soluça sem parar, que alucina. Ele tomou uma decisão. Exerceu o poder. Liderou, afinal. Natural que fosse por meio de um filho, considerado o peso que o DNA tem no sistema de crenças bolsonarista. Assine por R$1,90/mês e tenha acesso ilimitado ao conteúdo do Estadão.Acesse: https://bit.ly/oferta-estadao O 'Estadão Analisa' é transmitido ao vivo de segunda a sexta-feira, às 7h, no Youtube e redes sociais do Estadão. Também disponível no agregador de podcasts de sua preferência. Apresentação: Carlos AndreazzaEdição/Produção: Jefferson PerlebergCoordenação: Renan PagliarusiSee omnystudio.com/listener for privacy information.

In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors .   Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud.   None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today.   Takeaways  ·         The economic landscape for property investors is shifting rapidly. ·         Lending restrictions are becoming more selective, impacting borrowing capacity. ·         Interest rates are unlikely to decrease in the near future. ·         The ATO is tightening regulations around tax deductions for holiday homes. ·         Land tax changes in New South Wales could increase financial burdens on property owners. ·         Investors should view land tax as a cost of doing business, not a deterrent. ·         Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. ·         Proper estate planning is crucial for protecting assets and ensuring financial security. ·         Using trusts can be beneficial, but they must be set up correctly to avoid complications. ·         Strategic planning is essential for successful property investment.   Chapters    00:00  Key shifts in lending rules, tax changes and new fraud data. 01:38  Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20  Why misguided "trust stacking" advice caused today's clampdown. 08:12  Fixed rates rise early as markets signal no cuts ahead. 12:40  ATO targets holiday-home deductions and tightens compliance. 17:56  NSW freezes land-tax thresholds, increasing investor exposure.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

In this week's episode, I'm breaking down The Best Overlanding Gifts of 2025 — from stocking stuffers all the way up to full-on rooftop tents. Whether you're shopping for an overlander in your life or you are the overlander trying to send “accidental” links to your family… this list has something for every budget and every style of adventure.I've tested a ton of gear this year—everything from compact camp tools to big-ticket upgrades—and I'm sharing the stuff that actually holds up on the trail, at camp, and in real day-to-day use. No gimmicks. No junk. Just solid gear I'd recommend to a friend.Here are links to everything mentioned in the episode:Stocking stuffers:My patches and stickers:  https://allthingsoverlanding.com/shop/Mamoos camp kitchen meals (Use code ATOL10 for 10% off your order):  https://mamooscampkitchen.com/shop/?ref=odqxnziUnder $100:ArcPro Flashlight from Olight:  https://amzn.to/3Y6lnDbBougeRV Heated Blanket:  https://amzn.to/4pFeTH6Rotopax camp jug:  https://www.rotopax.com/products/5-gallon-waterBougeRV camp lantern:  Skinny:  https://amzn.to/48QAbfi and Bigger:  https://amzn.to/4aAE5dwShasta shoes:  https://shastashoes.co/products/shasta-camp-shoesUnder $500:BougeRV Diesel heater:  https://amzn.to/443zIntHelinox Chair One Redesign:  https://amzn.to/4ixf2KoOpenroad storage box:  https://openroad4wd.com/products/openroad-camping-storage-case?aff=47Poclink radios:  https://poclink.com/products/poclink-global-and-off-grid-walkie-talkie?sca_ref=9845573.FzjTe3SQw9CSdu&sca_source=ATOHest stuff-Pillow:  https://amzn.to/49PY0oFMattress:  https://amzn.to/4oBTr50Comforter:  https://amzn.to/4rCWbBNOver $500:Top Oak Stellar RTT (list out some reasons):  https://amzn.to/4oVxqz8Reign Outdoor Awning (one of my favorites of this year):  https://reignoutdoor.com/products/p/style-01-ej5na-kj67dVTOMan Flashspeed 1500 with expansion battery:  https://amzn.to/4pOjMxUThings that I don't really use:Inflatable projector screen:  https://amzn.to/48kA8s4Flextail bucket shower:  https://amzn.to/4ou6oh9Akaso Night vision binocs:  https://amzn.to/4orOT0VA huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  https://www.youtube.com/c/AllThingsOverlandingFacebook:  https://www.facebook.com/allthingsoverlandingInstagram:  https://www.instagram.com/allthingsoverlandingPodcast:  https://podcasters.spotify.com/pod/show/allthingsoverlandingWebsite:  www.allthingsoverlanding.comTikTok:  https://www.tiktok.com/@allthingsoverlandingNewbie Overlander Facebook Group:  https://www.facebook.com/groups/367203658420467

澳洲稅務局（ATO）近日更新網上付款系統，有網民表示，已無法使用預付 Visa 或 Mastercard 禮品卡網上繳稅。

Welcome to Strive 26 part 2! - and if Part 1 shocked you, you better be sitting down for Part 2 because we are calling out the profoundly devious and corrupt PBCC leadership on a whole new series of scams, scandals and lies that would make a seasoned demon blush with shame. Lets start with Roddy Cox coaching the entire PBCC membership how to lie to the world at large, by cunningly pretending that ‘PBCC' means the cult's tiny corporate office, and not the organization as a whole. Then he has the eye-watering audacity to quote the Symington era mantra “We have nothing to parade, nothing to hide.” We proceed to UBT Orbit, who dictate and control every detail of members' travel and accommodation (It's not a cult…) and in exchange for overcharging your plane ticked by at least 300%, will assist you to your seat and give you a complementary cup of joe. Then we have the “brainwashing-denial brainwashing” – a bit of an oxymoron – where they “prove” that their children aren't brainwashed because they “only” go to church 7 days a week and 5 times on Sundays. We then review the spectacular fails of Bruce D Hales, from the NZ election disaster of 2005 right through to the bloody Australian election catastrophe of 2025. These pivotal events are curiously not mentioned in Strive26 – but given they have nothing to hide, and their sudden passion for Transparency and Accountability, they will no doubt be glad we rectified their accidental omission. Then we have the great OSG Money Laundering Scam Round 2, the brazen theft of the entire multi-billion dollar meeting hall portfolio, and last but not least, the $1.2 billion Vision Foundation AKA Global Endowment Fund scam – whose claimed $100 million profit has vanished like an unattended cookie in a daycare. Nothing to hide…nothing to hide…just keep repeating the mantra until you believe it's true. This podcast starts with a very powerful song called Bring Back The Love which is an original composition and visual interpretation by individuals whose lives have been affected by Exclusive Brethren/PBCC.Link for insiders- https://www.dropbox.com/scl/fi/8twjzmh43ewc3cofc4bc0/45001-154.mp4?rlkey=nl5tan04ocu4xfycbwtl41ken&st=8yikz87f&dl=0Link to Articles and podcasts episodes-https://archive.ph/TnP7Yhttps://archive.ph/iXWQOhttps://archive.ph/klwpwhttps://archive.ph/Tezn2https://archive.ph/Ohu6iPlymouth Brethren Christian Church linked business network, UBT, repays millions to ATO- https://archive.ph/TnP7YWe're not a cult' and a call for $250 million: Inside Exclusive Brethren's rallying call to members- https://archive.ph/a5H6sSteve Simmons podcast re OSG scandal- https://youtu.be/HNnkaDA2BZ8?si=xljsxDr56E9VHc0BTo share your story or be a guest on the show, email info.getalife@proton.meGet a Life Paypal donations -https://www.paypal.me/getalifepodcastGet a Life GoFundMe-https://gofund.me/614bcd06Olive Leaf Network- https://oliveleaf.network/Thinking of Leaving Pamphlet and resources - https://oliveleaf.network/resources/Preston Down Trust Decision-http://www.charitycommission.gov.uk/media/591398/preston_down_trust_full_decision.pdfAberdeen incident- https://drive.google.com/file/d/1riImgAqwaqGwjYq6vRQIr4_jscJA0eQN/view?usp=sharingIf we walk in the light letters-https://drive.google.com/file/d/14WlgJladl1r95YGxW0FbZ0prYfjlg7FU/view?usp=sharingAdmin/Legal email address:stouffvillelegal-gal@protonmail.comOffice address:22 Braid BendStouffville ONL4A 1R7#plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #religion #trauma #religioustrauma #sexualabuse #mindcontrol #brainwashing #conversation #exmembers #exposingtruth #expose #exposure #whistleblower #getalifepodcast #getalife #podcast #rules #strict #exclusivebrethren #brucehales #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #OneSchoolGlobal #OSG #johnhales #shutup #withdrawnfrom #worldly #unispace

What a gift it is for this show to be able to sit down, again, with Crystal to update the listener on her growth and her journey. We presented her episode in 2022, and we learned about her life, joining the Dallas Police Department, and about that horrific day in April of 2018. A lot has happened since that episode, and our mics will always be open for this incredible warrior to continue her inspiring story. The ATO stage now belongs to Crystal Almeida.

Recebemos a Mikannn para desbravar a obra-prima da Larian na segunda parte desse podcast gigante. Das origens dos CRPGs à adaptação de D&D, analisamos ato a ato os sistemas, a narrativa e o esforço para criar a experiência digital mais fiel a uma mesa de RPG já feita. 00:00:30 - Ato 2 00:47:50 - As Terras Sombrias 01:21:07 - Manopla de Shar 01:57:12 - Torres do Luar 03:13:49 - Ato 3 04:25:19 - Desfecho dos Personagens 05:41:31 - House of Hope 05:47:50 - Orin 06:03:05 - Gortash 06:27:05 - Luta Final 07:11:04 - Epílogo 07:26:20 - Bloco Final Contribua | Twitter | YouTube | Twitch | Contato

Recebemos a Mikannn para desbravar a obra-prima da Larian na primeira parte desse podcast gigante. Das origens dos CRPGs à adaptação de D&D, analisamos ato a ato os sistemas, a narrativa e o esforço para criar a experiência digital mais fiel a uma mesa de RPG já feita. 00:03:42 - Origens de D&D e Baldur's Gate 01:56:34 - Larian Studios 02:41:51 - Introdução 02:50:24 - Early Access 04:00:53 - Lançamento 04:33:30 - Ato 1 06:59:48 - Combate 07:16:45 - Acampamento Goblin 08:12:50 - Underdark 08:50:13 - Monastério e Criadouro Contribua | Twitter | YouTube | Twitch | Contato

Recebemos a Mikannn para desbravar a obra-prima da Larian. Das origens dos CRPGs à adaptação de D&D, analisamos ato a ato os sistemas, a narrativa e o esforço para criar a experiência digital mais fiel a uma mesa de RPG já feita. 00:03:42 - Origens de D&D e Baldur's Gate 01:56:34 - Larian Studios 02:41:51 - Introdução 02:50:24 - Early Access 04:00:53 - Lançamento 04:33:30 - Ato 1 06:59:48 - Combate 07:16:45 - Acampamento Goblin 08:12:50 - Underdark 08:50:13 - Monastério e Criadouro 09:28:00 - Ato 2 10:15:32 - As Terras Amaldiçoadas 10:48:51 - Manopla de Shar 11:25:01 - Torres do Luar 12:41:32 - Ato 3 13:53:02 - Desfechos dos Personagens 15:09:14 - House of Hope 15:15:32 - Orin 15:30:48 - Gortash 15:54:47 - Luta Final 16:38:47 - Epílogo 16:54:02 - Bloco Final Contribua | Twitter | YouTube | Twitch | Contato

"If you can get a court to say you're Satoshi, and you are of this mindset, you can then go ahead and you can sue Bitcoin developers, Bitcoin exchanges, whatever, to say, "look, I've got a court ruling that I'm Satoshi. Your version of Bitcoin is not the real Bitcoin. I'm Satoshi. My version of Bitcoin", which in Craig's world as BSV, is the real Bitcoin. So you need to either pay damages or license from me, etc. So the whole point was to get a court to rule he was Satoshi, which would give him the foundation to file these lawsuits that he did at the same time anyway. But that was the whole point was to get that first one through the door, get a court to say he's Satoshi, give him massive backing when he tries to take on the institutions to try and get the billions from them. Because again, just like with the ATO, it's a shortcut to riches."~ Mark Hunter What happens when an elaborate con becomes one of Bitcoin's strangest sagas? In this episode, I sit down with Mark Hunter (Dr. Bitcoin) and Arthur Van Pelt—the duo behind the “FakeToshi” chronicle—to dig into the unbelievable story of Craig Wright, Calvin Ayre, and the tangled web of fake lawsuits, forged evidence, and tax scams that have haunted Bitcoin for nearly a decade. We unpack the origins of the infamous “Satoshi” claims, how two researchers uncovered endless contradictions, and why the trail now stretches from Australian tax authorities all the way to Europe's Wirecard scandal. How did one man's pursuit of prestige and power turn into an ongoing courtroom drama—and why does anyone still believe him? It's a fascinating blend of true crime, bitcoin history, and a cautionary tale about hubris in the digital age. ***Audiobook Giveaway deadline extended*** The entry deadline has been extended to Thursday 4th Dec so everyone has a fair chance to participate. Full details are in the episode. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cogniti...

Strive 26 might be compared to a vast tray of bland and innocuous cat litter, enriched in places with a few half-buried juicy and mephitic turds. In today's episode, the GAL team dons hazmat suits to venture across the sandy wasteland of meaningless acronyms, feel-good slogans and business buzzwords, to excavate and dissect the unpleasant fecal deposits carefully concealed therein by the alley cats of Ermington, AKA the Hales mafia family. In this, we have the invaluable aid of Scottish investigator Damian Hastie, who unerringly pursues the scent of Brethren malfeasance with the nightmarish persistence of the Hound of the Baskervilles.As we were recording this episode, the PBCC was hit by the devastating news that the UBT had plead guilty to a massive tax evasion scheme, and were in the process of repaying multiple millions of dollars to the ATO. The rising mushroom cloud of this ‘end-times' event casts a lurid glow over the Strive26 seminar and explains the unseemly haste to wrap up the pledge process ahead of this damning wake-up call to the long-suffering members of the Plymouth Brethren Christian Church.Link for insiders- https://www.dropbox.com/scl/fi/k1e0o8hbst8te76eptfmk/45000-153-1.mp4?rlkey=9kwblce6hni4eacbnfpuxom53&st=90uq88oa&dl=0Link to Articles and podcasts episodes-Plymouth Brethren Christian Church linked business network, UBT, repays millions to ATO- https://archive.ph/TnP7YWe're not a cult' and a call for $250 million: Inside Exclusive Brethren's rallying call to members- https://archive.ph/a5H6sSteve Simmons podcast re OSG scandal- https://youtu.be/HNnkaDA2BZ8?si=xljsxDr56E9VHc0BTo share your story or be a guest on the show, email info.getalife@proton.meGet a Life Paypal donations -https://www.paypal.me/getalifepodcastGet a Life GoFundMe-https://gofund.me/614bcd06PayPal link for USA- https://www.paypal.com/pools/c/8Tz4n35OJ8Olive Leaf Network- https://oliveleaf.network/Thinking of Leaving Pamphlet and resources - https://oliveleaf.network/resources/Link to Anchor/Spotify- https://spotifyanchor-web.app.link/e/G6sjHA2xHwbPreston Down Trust Decision-http://www.charitycommission.gov.uk/media/591398/preston_down_trust_full_decision.pdfAberdeen incident- https://drive.google.com/file/d/1riImgAqwaqGwjYq6vRQIr4_jscJA0eQN/view?usp=sharingIf we walk in the light letters-https://drive.google.com/file/d/14WlgJladl1r95YGxW0FbZ0prYfjlg7FU/view?usp=sharingAdmin/Legal email address:stouffvillelegal-gal@protonmail.comOffice address:22 Braid BendStouffville ONL4A 1R7#plymouthbrethrenchristianchurch #pbcc #abuse #church #cult #religion #trauma #religioustrauma #sexualabuse #mindcontrol #brainwashing #conversation #exmembers #exposingtruth #expose #exposure #whistleblower #getalifepodcast #getalife #podcast #rules #strict #exclusivebrethren #brucehales #BruceHales #BDH #BruceDHales #UniversalBusinessTeam #UBT #RRT #RapidReliefTeam #Aberdeen #OneSchoolGlobal #OSG #johnhales #shutup #withdrawnfrom #worldly #excommunicate #assemblydeath #christiansect #christiancult #canadiancult #canadiansect #sect #worldwidesect #worldwidecult #cultescape #cultescapestory #bully #bullying #brokenfamily #awareness #cultescape #cultandculturepodcast #cultescapee #cultescapeer #cultescapeeinterview #askingforhelp #unispace

Host Wynn Smiley welcomes Dave Rodriguez, longtime pastor, leadership coach, and architect of Alpha Tau Omega's Men of Destiny program. Recognizing the challenges facing boys and young men, they explore how ATO's heritage and its “eternal and immutable principles” uniquely position the fraternity to foster identity, purpose, and growth.Rodriguez explains how Men of Destiny began, created to help undergraduate men wrestle with core questions such as why they are here and what their purpose is. Through workshops and conferences, he has guided thousands of ATO members in discovering their personal calling. Many have experienced gratitude, deep reflection, and even transformative emotion. He shares stories of students whose sense of purpose shifted from material success to legacy-driven motivations, including one inspired by his grandmother's sacrifice and another who wanted his work as an architect to help create loving homes like the one he grew up in.Smiley and Rodriguez highlight what makes Men of Destiny different from other development programs, noting its rare impact on men of every age. Rodriguez says that even corporate leaders, athletes, and retirees respond with the same appreciation and introspection when they discover their calling, which he describes as the oldest and most essential part of themselves.They also discuss ATO's Encounter program, designed for members who want to explore faith regardless of background. Rodriguez affirms the value of addressing spirituality as part of whole-person development, noting that Encounter focuses on identity and relationship with God in a welcoming, experiential setting. Smiley observes that even those with little church experience find Encounter authentic and free of pressure.Rodriguez describes the power of reframing biblical themes, such as the prodigal son, in ways that emphasize acceptance rather than shame. Many attendees find this deeply relieving and hopeful. He notes that fraternity life plays a significant role in shaping identity, especially at a time when questions about masculinity and self-worth feel more urgent than ever.Looking ahead, Rodriguez hopes ATO will continue guiding young men beyond college, helping them build purpose, leadership, and transformation. Smiley agrees, noting that ATO's creed and ritual are more relevant than ever for young men seeking meaning. The episode closes with Rodriguez's gratitude for being welcomed into the ATO brotherhood and his continued commitment to helping members grow in understanding, love, and respect.

After every overlanding trip, I follow a simple but super effective routine to make sure my rig and gear are ready for the next adventure. In this video, I'm walking you through my exact post-trip maintenance process—what I check, what I clean, what I repair, and how I keep everything organized so I'm never scrambling the night before a trip.I'll cover the key things I inspect on my vehicle (tires, suspension, fluids, etc.), plus the often-overlooked gear checks that can save you a ton of hassle—like recharging batteries, drying tents and sleeping systems, cleaning kitchen setups, and making sure your fridge and storage bins are good to go.This routine has helped me prevent breakdowns, catch small issues before they become expensive problems, and streamline my packing so every trip starts off smoother. Whether you're a weekend camper or a regular overlander, these simple habits can make a huge difference in your long-term reliability.If you've got your own post-trip checklist or maintenance tips, drop them in the comments—I'm always looking to learn from the community!Here is some of the gear I showed or mentioned in the video if it helps:Firestarters I use: https://amzn.to/3XbzQxnEtenwolf Automatic Air Compressor: https://amzn.to/47U2FELBunker Industries Recovery Kit: https://amzn.to/3LKrMBlBunker Industries Traction Boards: https://amzn.to/3X9EWdrTongo Bug Spray: https://amzn.to/3JNDVVzVTOMan Power Bank and Expansion Battery: https://amzn.to/4rbXOWXA huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook:  https://bit.ly/34pYsXvInstagram:  https://bit.ly/34pYS01TikTok:  https://bit.ly/3BWJbzJYouTube:  https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group:  https://bit.ly/3b7RNos

Episode SummaryIn this episode, Slappin' Glass sits down with Youngstown State Associate Head Coach Dwaine Osborne, one of the most consistently efficient offensive coaches in college basketball. Osborne — an eight-time Coach of the Year with a track record of leading the nation in effective field-goal percentage and offensive efficiency — opens the doors to his philosophy on building highly disciplined, analytically driven teams.Across a wide-ranging conversation, Coach Osborne unpacks how he teaches elite shot selection, builds paint efficiency, and uses clarity-based concepts to help players make decisive first-touch decisions. He details why “life is math,” how he leverages PPP values to communicate shot quality, and why playing off two feet may be the most under-taught skill in modern offense.The episode digs deeply into layup packages, Villanova footwork, decision-making progressions, and the balance between analytics and empowering confident, aggressive scorers. Coach Osborne also breaks down how he thinks about ATOs, why fewer plays lead to better execution, and how his program blends tagging-up rules, offensive rebounding, and transition defense into one integrated system.Throughout, he brings humility, candor, and clear teaching language — making this an episode loaded with transferable concepts for coaches at every level.What You'll LearnHow to Teach and Enforce Shot Selection Practical ways Osborne uses analytics (PPP numbers, film pauses, peer accountability) to build a team-wide understanding of shot value.Why Efficient Offense Starts With Player Strengths How defining each player's “best value actions” leads to higher-percentage possessions and clearer roles.Developing First-Touch Decisions (FTDs) Methods to help players make decisive reads on the catch — not predetermined, but anticipated through clarity and structure.Building Paint Efficiency Why all layups are not created equal, how Osborne categorizes finishing packages, and how playing off two feet mirrors traditional post play.Using Concepts, Not Just Plays How his teams layer the same concepts (Denver, Flash, Laker, Wyoming, etc.) out of multiple alignments to stay unpredictable and comfortable in late-game moments.ATO Construction and Why Less Is More The philosophy behind keeping the ATO menu small, emphasizing execution, and choosing between attacking defensive tendencies or preventing them.The Tagging-Up System: Four Simple Rules A clear explanation of the “touch, top, no reckless crash, no advance” framework — and how it improves both offensive rebounding and transition defense.How to Balance Analytics With Player Confidence His approach to ensuring players feel empowered, not restricted, while still understanding efficiency and role clarity.Culture, Trust, and Prioritizing People Why recruiting for character and building meaningful relationships is foundational to executing an analytical system.This episode is a masterclass in clarity-driven coaching, teaching with precision, and building efficient offense without sacrificing player confidence or freedom.To join coaches and championship winning staffs from the NBA to High School from over 60 different countries taking advantage of an SG Plus membership, visit HERE!

We get to talk to Ken Adams, the Chief Strategy Officer at Foxhole Technology and the long-serving Industry Chair of the ACT-IAC Cyber COI. Ken shares his career journey, insights into the collaborative dynamics within the gov tech community, and the importance of continuity and professional relationships. Ken highlights the significance of volunteer work, the impact of ACT-IAC projects like 'Zero Trust' and 'ATO as Code,' and the balance between day jobs and volunteer commitments. The conversation also touches on the non-sales ethos of these engagements and the value of maintaining a collaborative and supportive environment among industry and government participants.Subscribe on your favorite podcast platform to never miss an episode! For more from ACT-IAC, follow us on LinkedIn or visit http://www.actiac.org.Learn more about membership at https://www.actiac.org/join.Donate to ACT-IAC at https://actiac.org/donate. Intro/Outro Music: See a Brighter Day/Gloria TellsCourtesy of Epidemic Sound(Episodes 1-159: Intro/Outro Music: Focal Point/Young CommunityCourtesy of Epidemic Sound)

It had to happen, just as the residential property market is rebounding, there are concerns that regulators may 'remove the punchbowl.' NAB has revived talk of rules that would limit investor lending. Meanwhile, the tax office is threatening to deny tax deductions on holiday homes unless investors make their properties available at peak times such as Christmas. Anissa Cavallo of the Eda Property Group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: 'Rentvestors' are riding the upsurge in residential prices Big banks raise the possibility that lending limits could be back on the agenda The ATO's 'Big Brother' threat on holiday homes New ideas on negative gearing and See omnystudio.com/listener for privacy information.

What if money in your business made you feel calm, grounded, and safe - instead of anxious, pressured, or exhausted? In this episode, I’m diving deep into one of the biggest transformations I’ve made in my business: creating Peaceful Revenue. I share my journey from “lumpy” and unpredictable cash flow to consistent, predictable, profitable income - and how this shift has completely changed my nervous system, my team, and my life. I share: The reality of how money can feel in business - and why so many women are burning out chasing revenue My early business experiences: from multimillion-dollar highs to sleepless nights over unpredictable cash flow The ATO curveball that forced me to rebuild my money story from scratch The watershed moment after our son was born that made me decide “enough is enough” What Peaceful Revenue actually means - and the 3 core factors that creates it for it The difference it’s made to now have $60k+ in recurring monthly revenue, a doubled salary, and solid financial structures Why profit is a boundary, not a bonus - and how to protect it fiercely If you’re ready to move from chaos to calm with the finances of your business, this episode will show you exactly where to start. To get a copy of my free 16-page Google Doc launch debrief - the strategy behind my easiest, cruisiest, most profitable six-figure launch yet click here.See omnystudio.com/listener for privacy information.

In this video, I'm breaking down the mods I've made to my 2023 Nissan Frontier for overlanding—and more importantly, why I chose each one. From suspension and armor to lighting, and camping upgrades, I'll walk you through what's worked for me, what I might change, and how each mod fits into the way I actually use my truck out on the trail.Whether you're just starting to build your own vehicle (Frontier or otherwise) or you're looking for inspiration for your next upgrade, this video should give you a real-world look at how to build a capable, reliable, and practical overlanding rig without wasting money on the wrong stuff.Check out the full episode for all the info and thanks for listening!A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook:  https://bit.ly/34pYsXvInstagram:  https://bit.ly/34pYS01TikTok:  https://bit.ly/3BWJbzJYouTube:  https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group:  https://bit.ly/3b7RNos

Government bureaucracy isn't exactly the sexiest problem in defense—but it's one of the most painful. In this episode, host Tyler Sweatt sits down with Zachary Long, Founder of ConductorAI and former Palantir leader, to unpack how his team is taking on one of the biggest bottlenecks in government operations: paperwork.From automating complex approval chains to bridging the gap between policy and real-world execution, Zach shares how ConductorAI is bringing modern software principles to the most frustrating parts of government workflows. He and Tyler get candid about startup lessons, from navigating base access and culture gaps to building tech that actually works for users in the field.What's happening on the Second Front:Why “showing up on site” beats every virtual meetingHow Palantir's culture shaped ConductorAI's approachThe challenge of solving diffuse problems that everyone feels but no one ownsZach's unconventional “king for a day” policy wishIf you've ever wrestled with a CAC renewal, an ATO, or just the endless maze of government forms, this one's for you.Connect with ZacharyLinkedIn: Zachary LongConnect with TylerLinkedIn: Tyler Sweatt

Sydney Sweeney has the guys' attention, heavy ball talk featuring the Louisiana governor, Dick Print Ron, an ATO group chat leak, and This Weekend in Fun.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠www.patreon.com/circlingbackpodcast⁠ Watch all of our full episodes on YouTube: ⁠www.youtube.com/washedmedia⁠ Shop Washed Merch: ⁠www.washedmedia.shop⁠ (0:00) Fun & Easy Banter  (3:20) Sweens  (12:25) Ball Talk  (36:20) Dick Print Ron  (42:30) ATO Cease  (47:35) This Weekend in Fun Support This Episode's Sponsors:  Rhoback: Use code WASHED20 for 20% off at ⁠Rhoback.com⁠.  Rocket Money: Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to RocketMoney dot com slash CIRCLING today.  Tovala: Save up to $300 on the Tovala smart oven when you order meals 6+ times by heading to Tovala.com/CB and use code CB.  Squarespace: Check out ⁠squarespace.com/⁠STEAM for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Learn more about your ad choices. Visit megaphone.fm/adchoices

По данным Австралийского налогового управления (ATO), семь миллионов австралийцев могут иметь право на свою часть потерянных и невостребованных пенсионных накоплений, размер которых сейчас оставляет 19 миллиардов долларов.

Giữa lúc bão giá leo thang và 78% người Úc đang phải cắt giảm chi tiêu Giáng sinh, bạn có biết: $17.8 TỶ đô la tiền hưu bổng và $2.3 TỶ đô la từ các tài khoản ngân hàng, cổ phiếu cũ đang thất lạc và chờ chủ nhân nhận lại? Đừng để tiền vốn thuộc về mình cứ mãi nằm yên trong các quỹ công! Kiểm tra ngay hôm nay trên myGov, ATO và Moneysmart. Một cú click có thể mang lại cú hích tài chính bất ngờ cho bạn!

ATO เผยมีเงินซูเปอร์ที่ไม่ถูกเคลมมากถึง 17.8 หมื่นล้านเหรียญ หญิงคนหนึ่งปฏิเสธปิดท่อแก๊สโรงพยาบาลแห่งหนึ่ง ที่ส่งผลให้มีผู้เสียชีวิต องค์กรอิสระเข้าตรวจบ้านของรัฐบาลกลางมูลค่า 1 หมื่นล้านดอลลาร์

We've all had those camping trips that didn't exactly go according to plan — and I've definitely had my fair share! In this video, I'm sharing some of my funniest (and most ridiculous) overlanding and camping stories — from gear fails to campsite disasters and everything in between.Whether you're new to overlanding or a seasoned camper, you'll probably relate to at least a few of these moments… or at least laugh at my expense!

On this co-hosted episode of Under the Hood, Imogen and Lee-Ann talk about the various changes in the super landscape as of late. From the introduction of Payday Super legislation to parliament to Treasurer Jim Chalmers' shock Div 296 announcement, the pair unpack it all. Tune in to hear more about: Payday Super and its current timeline. A deep dive into how Payday Super will impact businesses, employers and employees. Details on the ATO's practical guidance. How Lee-Ann felt about shock Div 296 changes. What the changes were and what they will mean for the super and tax space. Lee-Ann's professional perspective, thoughts and opinion on the two subject areas. You can contact the Accountants Daily team and podcast host Imogen at imogen.wilson@momentummedia.com.au.

Biotech's fourth quarter began with a familiar feeling, with indicators pointing toward an improving public market even as political and regulatory uncertainty has buysiders reluctant to say industry has returned to sustainable growth. On the latest BioCentury This Week podcast, BioCentury's analysts assess the state of biotech's public markets. The analysts discuss the Senate's move to limit access to Chinese CDMOs, the latest developments in the White House's “most favored nation” drug pricing negotiations, and the U.K.'s attempt to win over pharma companies via adjusting thresholds at NICE. Finally, they analyze a pair of billion-dollar-plus M&A deals: the $4.7 billion deal by Novo Nordisk to acquire liver disease company Akero and the $1.5 billion takeout of in vivo cell therapy company Orbital by Bristol Myers. This episode of BioCentury This Week is sponsored by Evotec.View full story: https://www.biocentury.com/article/657260#biotech #biopharma #pharma #lifescience #drugpricing #MFN00:01  Sponsor Message: Evotec02:12  4Q Markets Preview13:25  China CDMOs24:35  Drug Pricing Deals NHS31:22  Drug Pricing Deals M&ATo submit a question to BioCentury's editors, email the BioCentury This Week team at podcasts@biocentury.com.Reach us by sending a text

Theo Cơ quan Thuế Úc (ATO), hơn 13 tỷ đô la hiện đang “ngủ quên” trong các tài khoản hưu bổng (superannuation) không hoạt động. Nhiều người không hề biết rằng họ đang có tiền bị thất lạc chỉ vì quên cập nhật thông tin quỹ hưu bổng khi đổi việc.

Packing for an overlanding trip can be one of the most satisfying parts of the adventure—or one of the most frustrating if you don't have a system. In this video, I'm walking you through exactly how I pack for my overlanding trips, from organizing gear to saving space and keeping everything easy to find once I'm out on the trail.I'll share the packing strategy I've developed after years of camping, testing gear, and learning the hard way, plus a few tips and tricks that make setup and teardown way faster. Whether you're just getting started in overlanding or you're looking to refine your setup, these ideas will help you stay organized, comfortable, and ready for whatever the trip throws at you.What I cover in this episode:* Options for setups (modular to built in)* What I keep in the truck full time* What I pack a week out* What I pack the day ofHopefully this is all helpful! If so, scroll down to follow along on other social channels for all the ATO content!Here are links to all the products mentioned in the episode:My RTT:  https://shrsl.com/4xfbmMy 270 Awning:  https://reignoutdoor.com/Wise owl microfiber towels:  https://amzn.to/4mPRzohSea to summit air mattress (great for cold weather camping):  https://amzn.to/3L2bX8pHest Pillow:  https://amzn.to/4mTjtjdHest Comforter (double):  https://amzn.to/4q0mcKuIgnik firecan:  https://amzn.to/4q1JgZvCamplux fire pit/stove:  https://collabs.shop/dinlrtCamco leveling blocks:  https://amzn.to/4h3IOWnHelinox chair:  https://amzn.to/46J1KGBHelinox Table:  https://amzn.to/3KFYiE4Wolfbox jump starter:  https://amzn.to/46J2xHzBougeRV heated blanket:  https://amzn.to/3J3wrgvBougeRV small lights:  https://amzn.to/46J30tjBougeRV extendable lantern:  https://amzn.to/4h2ZopBStarlink accessories:  https://tinyurl.com/hyv5k2rbPeakdo battery for Starlink:  https://amzn.to/4gZyBu2Moon shade:  https://moonfab.com/pages/experts/jason-fletcherA huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook:  https://bit.ly/34pYsXvInstagram:  https://bit.ly/34pYS01TikTok:  https://bit.ly/3BWJbzJYouTube:  https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group:  https://bit.ly/3b7RNos

Ep. 77 - Many of you know Dallas PD's Joe King as the host of the compelling podcast “ATO: Bridging the Divide” which supports the mission of the Assist the Officer Foundation. Joe joined The Dallas Police Department in 1997, starting out in the Southeast Division. We talk about why he chose law enforcement, an early critical incident that sticks with him to this day, and how he quickly was drawn to street level narcotics and gangs which he worked for 20 years.On July 7th, 2016, everything changed for Joe, the Dallas Police Department and Dallas. That night, while DPD was working an anti-police protest, a shooter opened fire on officers working the protest, killing five, injuring nine other officers and two civilians. Those we lost are known as the Dallas Five, and they include one of Joe's close friends, Senior Corporal Lorne Ahrens. Joe recounts how the tragic events of that night unfolded with much of the killing horrifyingly playing out on live television. He details the SWAT response and the hours-long standoff that resulted in the shooter's being neutralized by a bomb on a remote-controlled bomb robot.The shooting was the deadliest incident for US law enforcement since 9/ 11, surpassing the March 2009 shootings of four officers in Oakland, CA, and the November 2009 murders of four officers just south of Seattle in Lakewood, WA known as the Lakewood Four. Their deaths were preceded by the ambush murder of Seattle Police Officer Timothy Brenton less than a month earlier. I lived in the greater Seattle area at the time and experienced the devastation of this tragedy. When the Dallas Five were killed, as I tell Joe, I may have been thousands of miles away, but my heart was with Dallas.Joe shares the impact on him and his fellow officers. His journey through grief and the cumulative effect of prior traumas led him to seek help through the Assist the Officer Foundation's confidential counseling.Joe has since joined the board of the Foundation which is a non-profit that not only provides trauma support but also financial assistance to first responders in need. Joe amplifies the mission with the “ATO: Bridging the Divide” podcast for which he interviews first responders from Dallas and around the country. They share their stories of trauma and resilience and how their agencies handle wellness.Joe also helped create and serves on Dallas PD's Wellness Unit which takes a very proactive role in caring for Dallas police officers. That Unit and ATO were both put to the test following the 2024 ambush murder of Officer Darron Burks who, only a few months out of the Academy, was shot and killed while in his patrol car. Joe says, “the Wellness Unit snapped into action that night. It was really a night-and-day response from 2016 to 2024 with critical incident response.”Thank you, Joe for all you have done and for all you do.I'd like to honor The Dallas Five for their service and for paying the ultimate sacrifice to protect the rest of us:Senior Corporal Lorne AhrensOfficer Patricio Enrique ZamarripaOfficer Michael Leslie KrolSgt. Michael Joseph SmithDART Officer Brent Thompson And to honor

호주 국세청(ATO)이 2023-24 회계연도 '기업 세금 투명성 보고서'를 공개했습니다. 총소득 1억 달러 이상 4110개 법인 가운데 1000곳 이상이 법인세를 내지 않은 것으로 집계됐습니다.

If you've ever wondered what an Overland Expo is all about—or if you're planning to attend your first one—this episode is for you. I break down exactly what happens at these events, why they're so popular, and how you can get the most out of the experience. From classes and vendors to rigs and community, I'll share my tips for navigating the expo without getting overwhelmed.But here's the key: while expos are packed with gear, ideas, and inspiration, they're not the same thing as actual overlanding. In this episode, I talk about the big differences between walking the rows of rooftop tents and actually putting your rig down a dirt road.Whether you're new to overlanding or a seasoned explorer curious about the expo scene, this podcast/video will help you know what to expect, how to prepare, and how to enjoy every minute.A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook:  https://bit.ly/34pYsXvInstagram:  https://bit.ly/34pYS01TikTok:  https://bit.ly/3BWJbzJYouTube:  https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group:  https://bit.ly/3b7RNos