Podcast appearances and mentions of erica alini

A connection to a bank is an important financial relationship – between chequing and savings accounts, mortgages and loans – they are crucial for paying off bills and for long-term planning.But what happens when your bank dumps you? The practice is known as ‘debanking,' and Canadian banks are turning to it more often when they suspect a customer is involved in criminal activity.Erica Alini, the Globe's personal economics reporter, explains why debanking is becoming more common and what can happen to someone who's been ousted by their financial institution.Questions? Comments? Ideas? E-mail us at thedecibel@globeandmail.com

Last week, the Liberal government announced they're bringing in new mortgage rules to help first-time buyers get into the market. The changes would help buyers to get into the market with lower down payments and lower monthly payments, but can mean more interest in the long run. Rachelle Younglai is the Globe's real estate reporter. She's on the show to talk about what these changes mean for buyers, and what effect they might have on the housing market.Join Globe reporters Rachelle Younglai and Erica Alini for a live Q&A and ask your questions on new mortgage rules on Monday September 23 at 12 p.m. ET: tgam.ca/new-mortgage-rules

We often think about how food prices and income struggle to keep up with inflation, but what about things like pensions and benefits? Are they keeping pace with inflation? The Globe's Erica Alini and Matt Lundy crunched the numbers, and found that pensions and benefits often aren't stretching as far as they used to – and it has to do with something called indexation.Today, personal finance reporter Erica Alini joins us to explain inflation indexing, where we're seeing it and where we're not, and what impact that's having on your finances.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Life has gotten expensive in a number of ways – from groceries to housing. And so too, have the costs of taking care of furry family members. More than half of Canadian households have a cat or dog and skyrocketing costs have meant some people are finding it hard to keep up with the bills.The Globe's personal finance reporter, Erica Alini, and independent business reporter, Chris Hannay, looked into the complex web of factors that have caused rising prices. They're on the show to explain what they learned and what pet owners can do to try and keep costs down.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Erica Alini is a personal finance reporter at the Globe and Mail and the author of the bestselling book "Money Like You Mean It, Personal Finance Tactics for the Real World." Erica started out her career in journalism as an economics reporter, chronicling the ripple effects of the financial crisis of 2007-2008 for the Wall Street Journal in New York. That background is why she's always exploring how larger trends -- from the housing affordability crisis to the impact of climate change on insurance -- affect Canadians' money struggles. Her book argues that economic, social and technological changes have complicated personal finance for everybody, but especially for Millennials and Gen Z. She then provides practical tips on how young Canadians can achieve middle-class financial goals despite the challenges they face. In my interview with Erica, we discuss: Creative ways the dream of homeownership can still be achieved. The money-bucket system and how it can help manage the cost of homeownership. Four powerful strategies to reduce the financial pain of mortgage renewal.

The intersection between economics and psychology makes the subject of personal finance complex. To help us elucidate this topic is personal finance writer and author, Erica Alini. Her journey into finance journalism began when she started working for the Wall Street Journal immediately after the financial crisis of 2007/08. Since then, Erica has become an accomplished writer and journalist, having worked for many respected organizations. She is also the author of a best-selling book, Money Like You Mean It, which provides readers with a nuanced understanding of the economic forces that shape financial struggles and how to overcome them. In this conversation, we talk to Erica about the importance of knowing yourself and your debt, the money bucket system, and the definition of financial abuse. We also discuss the various types of debt traps people should avoid, the dangers of micropayments, and what to be aware of when looking for a mortgage, as well as advice for finding a reliable mortgage broker, the avalanche versus the snowball model, and much more. Tune in to discover how to take back control of your finances and avoid the burden of debt with personal finance expert, Erica Alini.   Key Points From This Episode:   •    Why Erica thinks Canadians have so much household debt. (0:02:24) •    Strategies that people can implement to avoid the debt trap. (0:04:58) •    Erica's opinion on budgeting as a tool to manage spending. (0:08:34) •    How the ‘bucketing model' changes for a couple as opposed to an individual. (0:12:10) •    How couples with different incomes should share expenses. (0:14:17) •    Signs of an unhealthy financial relationship between partners. (0:17:06) •    The amount of money an emergency fund should have. (0:21:17) •    What consumers should know about the different debt products available. (0:24:08) •    Discover the downside of taking a mortgage with the lowest interest rate. (0:33:55) •    Whether or not an independent mortgage broker is better than a bank. (0:38:05) •    Important insights about credit scores. (0:39:51) •    Whether people should rent or buy property. (0:45:13) •    How the traditional sense of a good job with sufficient income has changed. (0:50:34) •    Erica's approach to explaining the risk of investing in stocks. (0:56:46) •    Insights about the math of a financial decision versus the psychology. (0:58:25) •    How Erica defines success in her life. (1:00:29)     Extra: Questions to ask a mortgage broker: 1.     What kind of penalty will you have to pay for breaking your contract? 2.     Is the cap on your lump-sum payments 10 percent or 20 percent of your mortgage balance? 3.     Will you be able to make lump-sum payments any time or just once a year? 4.     Can you double your payments? Participate in our 23 in 23 Reading Challenge: 23 in 23 Reading Challenge — https://rationalreminder.ca/23in23 23 in 23 Reading Challenge on Beanstalk — https://pwlcapital.beanstack.org/ Participate in our Community Discussion about this Episode: https://community.rationalreminder.ca/t/episode-242-erica-alini-personal-finance-tactics-for-the-real-world-discussion-thread/22326 Book From Today's Episode: Money Like You Mean It — https://www.dundurn.com/books_/t22117/a9781459748675-money-like-you-mean-it Links From Today's Episode: Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Shop Merch — https://shop.rationalreminder.ca/ Join the Community — https://community.rationalreminder.ca/ Follow us on Twitter — https://twitter.com/RationalRemind Follow us on Instagram — @rationalreminder Benjamin on Twitter — https://twitter.com/benjaminwfelix Cameron on Twitter — https://twitter.com/CameronPassmore Erica Alini on Twitter — https://twitter.com/ealini

Investing your money can grow your wealth faster than just saving it— or shrink it, if you put your money in stocks that fail, or have to withdraw your money from the market while it's down.Erica Alini, the Globe's personal finance reporter and author of the newsletter MoneySmart Bootcamp, shares her tips for how to think about investing wisely.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

2022 was a pretty turbulent year financially, with sky-high inflation, interest rates and housing prices. So you might be looking at the coming year and thinking about how to protect your finances against whatever 2023 might bring.The Globe's personal finance reporter, Erica Alini, recently wrote a MoneySmart Bootcamp newsletter to help people get a better handle on their money. Today, we talk to her about how to disaster-proof your finances and discuss budgeting, saving and debt.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Indigenous people are over-represented in Canada's federal prisons. One in three men in federal prisons identify as Indigenous, and the number is 50 per cent for women prisoners.Officials have long said that healing lodges – minimum-security rehabilitation centres for Indigenous people – work, but there are only 10 in Canada. And while politicians pledge to build more, they haven't in recent years. Reporter Patrick White discusses what's behind the delay.Join host Menaka Raman-Wilms for a conversation live on Twitter this Wednesday, October 26th, at 2pm ET. She'll be chatting with the Globe's personal finance reporter Erica Alini, Globe columnist Rob Carrick and money expert Melissa Leong about the latest interest rate hike from the Bank of Canada and what it means for young people's money. We'll cover rent, saving, debt and investing with practical tips you can use.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

In the second quarter of 2022 housing affordability in Canada saw its “worst deterioration” in more than 40 years. At the same time, rents across the country are skyrocketing. For young adults between the ages of 25-29, that means living on your own is more out of reach than ever – even if you've graduated from university and have a full-time job.Personal finance reporter, Erica Alini crunched the numbers to get a snapshot of just how expensive it is for young adults trying to find a place to live right now.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

When it comes to the issue of salary gaps, some experts say one solution is to make salaries more transparent. In 2021, the federal government introduced new legislation that would do just that: the Employment Equity Act requires federally regulated companies to disclose salary data. June 1st was the deadline for employers to submit their first rounds of data.Erica Alini, the Globe's personal finance reporter, joins us to break down how this legislation might impact salaries – even those not covered by the bill – and offers advice on how you can take this kind of data to your employer when it comes time to negotiate a raise.Correction: This episode had previously and mistakenly referred to the Pay Equity Act, rather than the Employment Equity Act.

Three million people lost their jobs at the beginning of the pandemic. In response, the federal government introduced the Canada Emergency Response Benefit (CERB). The program provided $2,000 a month for up to seven months to people living in Canada that had stopped working because of the COVID-19 pandemic. The government paid out $81.6-billion to almost 9-million people.Two years later, 1.7 million people may have to pay some of that money back. And it's not because of a mistake they made on their application. Erica Alini is a personal finance reporter at the Globe and she tells us why some people are being asked to pay back money, how to figure out if you are one of those people and how this isn't the first time there's been confusion around CERB.

Ellen Roseman speaks with Erica Alini, author of the personal finance book for millennials "Money Like You Mean It."  They talk about what personal finance means to millennials and the challenges that they and Gen Z face.  

If you've ever wondered how to buy a home in a competitive housing market, wished for clarity on how to negotiate a salary or raise, or wanted the steps to start investing – then this episode is for you! Erica Alini, author of “Money Like you Mean It: Personal Finance Tactics for the Real World”, understands the challenges that Millennials and Gen Z face today and unlocks the path to financial success. With "The Great Resignation" upon us, Erica shares the tactics for job-hopping to a better career and the must-know strategies for earning your worth. Is a side hustle more of a hassle or really worth it? We dig into the details! Have a laugh and learn along with us. @squawkfox @ealini If you enjoy the show, please leave a ⭐⭐⭐⭐⭐ rating or a review. C'mon over to https://www.squawkfox.com/money-tactics/ where we answer your follow-up questions after the episode.

Economic, social and technological changes have complicated personal finance. Erica Alini is the author of 'Money Like You Mean It, Personal Finance Tactics for the Real World'. She gives us practical tips on how millennials and Gen Z can achieve middle-class financial goals despite the challenges they face. This material is for informational purposes and is not a recommendation, offer or solicitation to buy or sell any securities, to provide tax or legal advice. The information and opinions are not guaranteed as to accuracy or completeness. Reliance upon information in this material is at the sole discretion of the listener. Investors should consult with their own advisors. The provision of investment management and investment advisory services is a regulated activity in Canada, subject to strict rules. For more information on the services offered by Justwealth, please refer to www.justwealth.com.

Jan 22nd - Money Like You Mean it: Personal Finance Tactics For The Real World -Author Erica Alini by VOCM

Welcome back to a new season of the podcast! I hope you've had a nice winter break and like me are ready to get this year started. To kick off Season 14, I'm joined by author and personal finance reporter Erica Alini, whose new book Money Like You Mean is the perfect new year read.  Erica Alini lives in Toronto and is the incoming personal finance reporter for The Globe & Mail after being a financial journalist at Global News for several years. She was also the face and creator of the Global News' Money123 personal finance series, which aired on Global National every Saturday evening for nearly two years. In this episode, we cover so many topics that Erica writes about in her new book, Money Like You Mean It, such as the trouble with buy now, pay later apps, renting vs. owning, how to increase your income, and why the pandemic is partially the reason behind the growing popularity in investing.  For full episode show notes visit: https://jessicamoorhouse.com/311

Erica Alini is the personal finance reporter, where she writes about all things personal finance, business, and economics. In this episode, Erica will be joining the show to discuss her new book, Money Like You Mean It: Personal Finance Tactics For The Real World, as well as her advice for building a financially stable life. Listen in as she gives you a deeper look at the economic forces that are shaping your financial struggles and some tips on how to overcome them. You will learn the four steps people go through in order to turbocharge their finances, how to make better financial decisions and stick to them, and the power of budgeting. “Know what you are saving for.” - Erica Alini This Week on Young Money: How to build a financially stable life. How to train your brain to make good financial decisions. Why you should give yourself monthly targets. The importance of celebrating your wins. Why automation is a wonderful tool for meeting your financial goals. The problem with installment payments. Key takeaways: Budget. Create a vision. Automate your payments. Take calculated risks. Invest early. Connect with Erica Alini: LinkedIn Twitter Resources Mentioned: Tracey Bissett - The Money Coach for Entrepreneurs YouTube Channel EP218 Financial Fitness All Year Round Young Money Listener Contest We are celebrating four years of Young Money! So, if you love the Young Money podcast, show us by leaving a review on apple podcasts. Share your review with us on social media and tag us or send a pic through in the DMs. For every review left for the Young Money podcast, you will be entered into a draw to win a book of your choice from one of our fabulous guests to help you on your financial fitness journey. There will be winners weekly so review away! Contest closes January 31st! Not sure how to leave a review, check out the instructions here. Rate, Share & Inspire Other Young Millionaires-in-the-Making  Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week's episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don't forget to share your favorite episodes on social media!  Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

For the end of 2021, we're bringing you an episode of Stress Test, a podcast about personal finance from The Globe and Mail, hosted by Rob Carrick and Roma Luciw.2021 was a year of surprises in personal finance. Who would have thought inflation would take off, housing could get even hotter and that job-hopping would be commonplace amid a global pandemic? So, what's next? In this episode, Rob and Roma ask four personal finance experts - Robb Engen, Preet Banerjee, Erica Alini and Barry Choi - what they'll be watching in 2022. Plus, Rob and Roma share their own thoughts.

We talk to author Erica Alini about her new book, Money Like You Mean It: Personal Finance Tactics For The Real World, which has all the practical advice that she has learned over the past decade about economics and money matters. You can connect with Erica on Twitter.

Erica Alini, national online journalist and money reporter with Global News. See omnystudio.com/listener for privacy information.

There is a concept called “staking”, which could be a safer way to invest in crypto. Brian Mosoff, CEO of Ether Capital, tells us about the transition to a more secure and reliable blockchain. And, how debit purchases can build your credit score. Shazia Verji from Credit Sesame tells us about the new credit builder banking technology. Then, personal finance reporter Erica Alini tells us about her new book Money Like You Mean It: Personal Finance Tactics For The Real World. And, Money Moccasins, a program from Momentum that teaches personal finance from an Indigenous perspective. Instructor Theodora Warrior takes us through what to expect. Plus, a conversation with the co-host of the Canadian Investor podcast, Simon Belanger. To find out more about the guests check out:             Brain Mosoff: Twitter Ether Capital: ca | Twitter Shazia Verji: com | Twitter | Facebook | LinkedIn Theodora Warrior: ca | Twitter | Facebook | Instagram | LinkedIn Simon Belanger: com | Twitter Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

A lot of personal finance advice is out of touch with today's reality of exorbitant house prices and stagnant wages. So how can a Millennial navigate our current economy and prepare themselves financially for the future? Enter Erica Alini, an experienced personal finance reporter at Global News. She's also the author of the new book Money Like You Mean It – Personal Finance Tactics for the Real World. On today's podcast Erica shares practical advice from her book about how Millennials should approach life milestones like home ownership, emergency events, student loans and how to deal with debt. Tune in for a great discussion!     Links: Money Like You Mean It book on Amazon: https://www.amazon.ca/Money-Like-You-Mean-Personal/dp/1459748670 Money123 Newsletter by Erica Alini – how to sign up: https://globalnews.ca/news/4022683/money123-newsletter/ Erica Alini on Twitter: https://twitter.com/ealini

2021 was a year of surprises in personal finance. Who would have thought inflation would take off, housing could get even hotter and that job-hopping would be commonplace amid a global pandemic? So, what's next? In this episode, Rob and Roma ask four personal finance experts - Robb Engen, Preet Banerjee, Erica Alini and Barry Choi - what they'll be watching in 2022. Plus, Rob and Roma share their own thoughts.

I'm joined by Erica Alini to talk about her new book: Money Like You Mean It - Personal Finance Tactics for the REAL world.Erica is the personal finance reporter at Global News, where she writes about all things personal finance, business, and economics. She's also the author of Money123, a popular weekly newsletter on money matters. Her writing has also appeared in the Wall Street Journal, Maclean's and the Globe and Mail, among others.You can also follow her on twitter here. 

We begin with a discussion surrounding the new COVID-19 variant, which has been named “Omicron”. We speak with Dr. Iris Gorfinkel, family doctor and vaccine researcher, for details on what's known about the new ‘strain', first discovered in South Africa. Next, we continue our series on ‘Supply Chain Issues'. We catch up with Erica Alini, Online Journalist with Global News, for a look at the current “inventory model” used by retailers and why many industry leaders are calling for a ‘reboot' of the system, to help prevent supply issues in the future. Then, it's another edition of “Motivational Monday,” our weekly segment aimed at helping your reach your goals and live your best life! This time out, we speak with Angie Payne, a Counselling Therapist who uses horses to help people heal from past trauma. Finally, it's being called a breakthrough for those who live with Cystic Fibrosis in Canada. We meet Melissa Snowden, who's been living with CF her whole life. Melissa shares her personal story and the success she's had using the newest drug in the fight against Cystic Fibrosis, “Trikafta”. See omnystudio.com/listener for privacy information.

We begin with our continuing series on shortages in Canada's ‘supply chain'. This time out, we focus on fresh perishable food and the impact not only the Pandemic has had on getting goods delivered, but also the recent flooding in BC. We get the latest from Erica Alini, Online Journalist with Global News. Could your morning Tea or Coffee have significant health benefits? We speak with Dr. Ted Jablonski, our “on-call family physician,” for details on a new study that points to a lower risk of ‘stroke' or ‘dementia' possible for those who consume the hot beverages and why the research may not tell the whole story. It's getting down to the ‘wire' for those men who've sculpted mustaches to raise funds and awareness in support of “Movember”. We chat with our “Handlebar-Mustached” Producer, Reece Schafer, about our fondness for facial hair, as we look at some of the most iconic and celebrated mustaches in pop culture. Finally, he doesn't have a degree in Psychology, but he's certainly well-seasoned in his profession! This time out our Motivational Monday guest is iconic Canadian comedian, actor and author, Ron James. Ron shares his philosophy on the importance of chasing your dreams and not allowing yourself to be ‘categorized' by those you meet, on your journey. See omnystudio.com/listener for privacy information.

Erica Alini, Global News, National Online, Money and Consumer reporter talks about Squid game crypto and what to watch for when investing in digital currency. 

Hosted by Glory Gray of Glory Gray Wealth SolutionsOur home is often our biggest asset. But it can be hard to access that value when we need cash.  Rita Cousins of the Cousins Mortgage Team at Mortgage Architects is here to help you find ways to squeeze money from your home!What's the difference between a Reverse Mortgage and a HELOC?The one thing Rita recommends we do BEFORE we retire.How applying for a mortgage on an investment property is different than applying for a mortgage on your own home.Top tips for new homebuyersResources in this episode:Reverse Mortgage, Downsizing or HELOC? by Erica Alini, Global NewsGET THE WOMEN'S WEALTH CANADA GUIDE: "12 Smart Questions to Ask When Interviewing a Financial Advisor"Connect with guest Rita CousinsWebsite: The Cousins Mortgage TeamEmail: mortgages@ritacousins.com Connect with host Glory GrayWebsite:  WomensWealth.caEmail:  hello@womenswealth.caTwitter: @WomensWealthCAFacebook: @GloryGrayWealthSolutionsLinkedIn: Glory GrayTheme music by Purple Planet Music. Rights reserved.

See omnystudio.com/listener for privacy information.

And what happens when the benefit runs out? Erica Alini joins the show, Money and Consumer Reporter at Global News