Podcasts about treliant

Today, HousingWire CEO Clayton Collins talks with an industry leader who is well known to many of you: Bob Broeksmit, the President and CEO of the Mortgage Bankers Association (MBA). With over 35 years of senior finance and mortgage executive experience, Broeksmit brings a depth of knowledge across many facets of the industry, including marketing, sales, operations, secondary marketing, and loan servicing, to his role at MBA.  Prior to joining the MBA in 2018, he held executive roles at Treliant, Chevy Chase Bank, Prudential Home Mortgage and The Money Store. This compelling conversation charts Broeksmit's journey through mortgage to his transition leading a trade association and how he measures success at a nonprofit. Collins and Broeksmit also discuss the challenges and opportunities facing leaders amid difficult housing market conditions and the top priorities he sees for mortgage in 2024. Here's a glimpse of what you'll learn: Leaders in the mortgage industry should focus on understanding the objectives of their board and members and effectively communicate and align their organization's efforts with those objectives. Building relationships and credibility is crucial for trade associations to have a seat at the table and influence policy decisions that impact the industry. Success in a nonprofit trade association is measured by delivering value to members, advocating for their interests, and effectively addressing industry challenges. Leadership styles and approaches should adapt to different housing market conditions, and leaders should focus on areas they can control or influence to support their members. Collaboration with other trade associations and stakeholders in the housing industry is important to present a united front and advocate for policies that benefit the industry as a whole. Top priorities for the mortgage industry in 2024 include increasing mortgage demand, addressing supply constraints, and optimizing servicing operations. Mergers and consolidation in the mortgage industry are driven by various factors, including strategic focus, scale, and personal considerations of the leaders involved. Related to this episode: Connect with Bob on LinkedIn The Mortgage Bankers Association The Gathering HousingWire on YouTube Enjoy the episode! The Power House podcast is a show about leadership, markets and entrepreneurship in the housing industry. Each Thursday, Clayton Collins speaks with CEOs and founders from the mortgage and real estate sector to reveal how housing executives think about business growth, operational strategy, and leadership. The Power House podcast reveals the full picture through the stories of the industry's most impactful leaders. Clayton Collins is the CEO of HousingWire, and the Power House podcast is produced by HousingWire's Content Studio. Initially launched in 2019 as the Housing News podcast, the show was relaunched as Power House in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Sarfati is the Chief Privacy Officer and VP of Legal at Gravy Analytics, a location intelligence company providing real-world consumer intelligence to help organizations overcome today's biggest challenges. Before joining Gravy Analytics, he was a Privacy Associate at Arent Fox and the Director of Privacy & Data Ethics at Treliant, a consulting firm serving financial institutions.  Jason earned his JD from George Mason University and holds a Certified Information Privacy Professional certification with a US concentration, making him an expert in the data privacy laws that govern US private sectors. He's a member of the International Association of Privacy Professionals, a thought leader on trending privacy issues, and a frequent contributor to legal publications. In this episode… Geographic information, or location data, is intelligence about the geographical whereabouts of a device, such as a smartphone. Companies like Gravy Analytics use mobile location data to gain insight into individuals' movement patterns to understand market trends and consumer behaviors. The issue with this type of tracking is that sensitive materials like health data become vulnerable. There's also the risk of unsolicited advertising, physical assaults, and other various attacks. So, how do companies like Gravy Analytics use data for the betterment of society without further harming society? Jason Sarfati, head of privacy at Gravy Analytics, explains how they integrate privacy controls into their products. While the company strives to provide accurate sources of usable and trusted data, privacy is at the forefront during development. With its privacy-enhancing technology, the privacy team can identify the collection of location data at sensitive places. Once detected, it's deleted from all systems. In this episode of the She Said Privacy/He Said Security Podcast, Jodi and Justin Daniels interview Jason Sarfati, Chief Privacy Officer and VP of Legal at Gravy Analytics, to discuss location data privacy. Jason talks about Gravy Analytics and the services the company offers, how privacy considerations are included during product development, using location data to identify individuals, and privacy and security best practices for parents of teenagers. 

On today's episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, the president and CEO of the Mortgage Bankers Association. Bob has more than 35 years of experience in the mortgage industry, including serving in senior leadership positions at Treliant, Chevy Chase Bank and Prudential Mortgage. Today he joins the show to talk about the state of the mortgage industry going into 2023.Enjoy the episode!Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts!HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

In the latest episode of On the Hill, Tim Rood, SitusAMC Head of Government and Industry Relations, speaks with Bob Broeksmit, President & CEO of the Mortgage Bankers Association since 2018. They discuss the intensifying regulatory landscape in Washington, D.C., trends in mortgage lending, and when Fannie Mae and Freddie Mac might emerging from conservatorship.   In his nearly four decades in the industry, Broeksmit led all aspects of mortgage lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management, at companies such as Treliant, Chevy Chase Bank, Prudential Home Mortgage and Great Western Mortgage.

— “Creative, authentic, loving, forgiving, kind, persistent, prudent, and brave, are character strengths which are elements of good character valued across time and around the world.” Valeria Teles interviews Shannon Polly — the author of “Character Strengths Matter: How to Live a Full Life.” Shannon Polly is one of the first 100 people in the world to get her degree in positive psychology and has trained over 1500 US Army sergeants in resiliency. Her mission in life is to increase the well- being of every person with whom she interacts. Shannon has built her coaching practice on three pillars. First, clients need to increase their awareness of how their thoughts and beliefs impact their behavior. Second, Shannon leverages her decade long professional acting career to help leaders find their most powerful performance. Somatic (physical) coaching helps leaders understand how their physical presence impacts others. Finally, aligning leaders' roles with their strengths makes them more motivated and effective. Shannon has extensive experience working with mid and senior level leaders in private sector, public sector, and non-profit organizations. Her experience ranges within a variety of industry sectors including high tech, consulting firms, professional services firms, financial services, and U.S. Olympic athletes. She coaches on several leadership development goals ranging from career advancement, management skills, executive presence, leading as a woman, leading a global team, and building strategic relationships. A number of her clients were promoted to senior levels in their organization at the conclusion of their coaching. Shannon received a Master of Applied Positive Psychology (MAAP) from the University of Pennsylvania and a Bachelor of Arts degree from Yale College. She also has a Graduate Certificate in Classical Acting from the London Academy of Music and Dramatic Art and a Certificate in Leadership Coaching from Georgetown University. Shannon's partial client list includes Google, US Aid, American Express, Deloitte, Georgetown University, The World Bank, US Army, BlackRock, PWC, Logitech, Sony, FDA, APCO Worldwide, and Treliant. To learn more about Shannon Polly and her work please visit: https://www.shannonpolly.com/   — This podcast is a quest for well-being, a quest for a meaningful life to the exploration of fundamental truths, enlightening ideas, insights on physical, mental, and spiritual health. The inspiration is Love. The aspiration is to awaken new ways of thinking that can lead us to a new way of being, being well.  

Tune in as IIB's CEO, Briget Polichene, joins Bill Dudley, former President and Chief Executive Officer of the Federal Reserve Bank of New York and current board member and senior advisor to IIB Gold APM, Treliant, to discuss the regulatory response to the last financial crisis, nonbank vulnerabilities, culture and conduct, economic recovery from the COVID-19 crisis, climate risk, and more.

Lynn Woosley, Senior Director at Treliant, and Max Sherman, Senior Analyst at Treliant, discuss consumer protection implications of emerging technologies.

Senior Advisory Board Member at Treliant and Host Lyn Farrell speaks with Elizabeth Snyder about "Five Ways to Improve Teamwork between Stakeholders of Compliance-Related Issues" on this episode of Compliance Hero, a Treliant podcast.

In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm’s mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we’ll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.

In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm's mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we'll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line. In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm's mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we'll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.

On this episode of Compliance Hero, Kathlyn (Lyn) L. Farrell speaks with Cassandra (Cassi) Chandler, Senior Advisor with Treliant, about “Five Things Compliance Professionals Need to Know About Cybersecurity.”

Kathlyn (Lyn) L. Farrell, Senior Advisor at Treliant, interviews Anurag Agarwal, President and creator of RiskExec, about fair lending analysis.

Gift from Gene Ludwig - Compliance isn't Mickey Mouse This is a very special show because we recorded it directly from the bustling floor of the American Bankers Association’s 2017 Regulatory Compliance Conference. The RCC has long been the preeminent gathering of compliance professionals in the United States and, not surprisingly, it’s growing -- with another attendance record this year at 1800 people. That makes it one of the largest events of the US banking industry. We gathered in Orlando this summer to grapple with the huge array of challenges facing compliance professionals, from bank compliance officers and attorneys, to industry vendors, to the regulators themselves. The episode departs from our usual format. Instead of having one in-depth discussion with one guest, I had eight short conversations with a diverse group of compliance leaders. Each discussion is about twenty minutes. My guests, in order, are: Part 1 Gene Ludwig - Watson Financial and Promontory Financial Group Alistair Rennie - Watson Financial Kristi Grant Hart - Spark Compliance Consulting Andy Sandler - BuckleySandler, Treliant Risk Advisors, and Asurity Technologies Richard Harvey - Colonial Savings Part 2 Elizabeth Snyder - Plante Moran Brian Levy - Katten & Temple Rajeswari Sathappan - The Mercadien Group Daniel Stipano - Buckley Sandler The episode kicks off with a lively discussion with Eugene Ludwig and Allstair Renee. As many listeners know, Gene was previously the Comptroller of the Currency and then founded Promontory Financial. Last year, he surprised the financial world by selling Promontory to IBM Watson, to form Watson Financial. At the conference, I also moderated a fireside chat with Gene and Allistair Rennie.  It was the RCC’s first-ever session on regtech. -- and I predict it won’t be the last. On stage for our fireside chat, Gene Ludwig presented Alistair and me with...wait for it...Mickey Mouse ears (again, we were in Orlando). For better or worse, everyone in the room got the joke. People in finance have long complained about “Mickey Mouse” regulations that impose massive, hyper-technical requirements but produce only limited benefits. Gene’s gift signaled that technology is attacking that problem. We’re shifting from an analog-era regulatory approach to a digital-era one that will use data and machine learning to make compliance effective and efficient, through regtech. Watson Financial is part of a fast-growing regtech industry that is completely rethinking how compliance is done. Compliance isn’t Mickey Mouse anymore. To the contrary, in fact, there was a theme at this year’s conference about compliance officers as heroes. I’ve talked in past podcasts about this idea of “heroic compliance” -- that compliance people will increasingly be leaders in shaping the future of the industry. That’s counterintuitive, since compliance has traditionally been seen as a side issue in banking. Today, however, as technology transforms both finance financial regulation, we will see compliance executives at the front, shaping how the industry moves forward. They will be gatekeepers on what innovation can and cannot take hold, blocking harmful change but also opening the doors of the banking industry fortress to allow in new, better, more affordable products, and delivery channels, that can serve more people, profitably and at scale, in ways that actively foster consumer financial health. I think we should all begin to use the hashtag, #HeroicCompliance.   In the fireside chat, Alistair took this idea further, arguing that compliance officers may actually be the people who keep the banking industry competitive in a high-tech world. Why? As they adopt regtech, they’ll be at the forefront of innovating in how banks use data and AI -- and therefore leading the charge to break banks’ data out of it legacy silos and putting it to use -- first to transform compliance, and later, who knows? ...maybe to transform banking, itself. The conversations in this episode vary widely. We talked about regtech; the regulatory burden on community banks (including how regtech can help); how banking is changing; how compliance is changing; how regulators should balance use of rulemaking, supervision and enforcement; the grounding of compliance in mission and ethics; and the psychology of compliance, including that people sometimes look the other way on ethical failures in order to get along. We also discussed some of the top issues of the day, like AML and TRID. My guests have a mix of experience as regulators, lawyers, compliance officers, auditors, and compliance leaders, working with a wide range of large and small institutions. They have a wealth of insight into where we’ve been, where we are today, and where we should be going. More links ABA Regulatory Compliance Conference (plan to come next year -- June 24-27, Nashville!) Compliance resources from American Bankers Association www.ABA.com The artificial intelligence movie Her Kristi Hart Grant’s books, How to Be a Wildly Effective Compliance Officer and Wildly Strategic Compliance Officer Conference Andy Sandler mentioned (I’ll be speaking there) Regtech Enable, November 27-29 in Washington DC More on IBM www.IBM.com My previous podcast on Heroic Compliance with Treliant’s Lyn Farrell Lyn Farrell’s new podcast show, Compliance Hero Richard Harvey  RichardH@ColonialSavings.com Elizabeth Snyder  ElizabethSnyder@plantemoran.com Brian Levy BLevy@KattenTemple.com Raji Sathappan RSathappan@mercadien.com Daniel Stipano DStipano@BuckleySandler.com More for our listeners Please remember to review Barefoot Innovation on ITunes, and please sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast Meanwhile, I’ll hope to see you at the events where I’ll be speaking this fall: Finovate, September 13th, New York City SourceMedia’s RegTech -- Compliance Transformed, October 3-4th, Brooklyn, NY BAI Beacon/Fintech Stage, October 4-5, Atlanta, GA CFSI Network Summit, Fireside Chat with Thomas Curry, October 5, Chicago, IL FISCA, October 5-8th, Las Vegas, NV Money 20/20, October 25th, Las Vegas, NV Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore RegTech Enable, November 27-29th, Washington, DC Fintech Connect Live, December 6th, London S&P’s Fintech Intel, December 13, New York Meanwhile, keep innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

From the main stage This is a very special show because we recorded it directly from the bustling floor of the American Bankers Association’s 2017 Regulatory Compliance Conference. The RCC has long been the preeminent gathering of compliance professionals in the United States and, not surprisingly, it’s growing -- with another attendance record this year at 1800 people. That makes it one of the largest events of the US banking industry. We gathered in Orlando this summer to grapple with the huge array of challenges facing compliance professionals, from bank compliance officers and attorneys, to industry vendors, to the regulators themselves. The episode departs from our usual format. Instead of having one in-depth discussion with one guest, I had eight short conversations with a diverse group of compliance leaders. Each discussion is about twenty minutes. My guests, in order, are: Part 1 Gene Ludwig - Watson Financial and Promontory Financial Group Alistair Rennie - Watson Financial Kristi Grant Hart - Spark Compliance Consulting Andy Sandler - BuckleySandler, Treliant Risk Advisors, and Asurity Technologies Richard Harvey - Colonial Savings Part 2 Elizabeth Snyder - Plante Moran Brian Levy - Katten & Temple Rajeswari Sathappan - The Mercadien Group Daniel Stipano - Buckley Sandler The episode kicks off with a lively discussion with Eugene Ludwig and Allstair Renee. As many listeners know, Gene was previously the Comptroller of the Currency and then founded Promontory Financial. Last year, he surprised the financial world by selling Promontory to IBM Watson, to form Watson Financial. At the conference, I also moderated a fireside chat with Gene and Allistair Rennie.  It was the RCC’s first-ever session on regtech. -- and I predict it won’t be the last. On stage for our fireside chat, Gene Ludwig presented Alistair and me with...wait for it...Mickey Mouse ears (again, we were in Orlando). For better or worse, everyone in the room got the joke. People in finance have long complained about “Mickey Mouse” regulations that impose massive, hyper-technical requirements but produce only limited benefits. Gene’s gift signaled that technology is attacking that problem. We’re shifting from an analog-era regulatory approach to a digital-era one that will use data and machine learning to make compliance effective and efficient, through regtech. Watson Financial is part of a fast-growing regtech industry that is completely rethinking how compliance is done. Compliance isn’t Mickey Mouse anymore. To the contrary, in fact, there was a theme at this year’s conference about compliance officers as heroes. I’ve talked in past podcasts about this idea of “heroic compliance” -- that compliance people will increasingly be leaders in shaping the future of the industry. That’s counterintuitive, since compliance has traditionally been seen as a side issue in banking. Today, however, as technology transforms both finance financial regulation, we will see compliance executives at the front, shaping how the industry moves forward. They will be gatekeepers on what innovation can and cannot take hold, blocking harmful change but also opening the doors of the banking industry fortress to allow in new, better, more affordable products, and delivery channels, that can serve more people, profitably and at scale, in ways that actively foster consumer financial health. I think we should all begin to use the hashtag, #HeroicCompliance.   In the fireside chat, Alistair took this idea further, arguing that compliance officers may actually be the people who keep the banking industry competitive in a high-tech world. Why? As they adopt regtech, they’ll be at the forefront of innovating in how banks use data and AI -- and therefore leading the charge to break banks’ data out of it legacy silos and putting it to use -- first to transform compliance, and later, who knows? ...maybe to transform banking, itself. The conversations in this episode vary widely. We talked about regtech; the regulatory burden on community banks (including how regtech can help); how banking is changing; how compliance is changing; how regulators should balance use of rulemaking, supervision and enforcement; the grounding of compliance in mission and ethics; and the psychology of compliance, including that people sometimes look the other way on ethical failures in order to get along. We also discussed some of the top issues of the day, like AML and TRID. My guests have a mix of experience as regulators, lawyers, compliance officers, auditors, and compliance leaders, working with a wide range of large and small institutions. They have a wealth of insight into where we’ve been, where we are today, and where we should be going. More links ABA Regulatory Compliance Conference (plan to come next year -- June 24-27, Nashville!) Compliance resources from American Bankers Association www.ABA.com The artificial intelligence movie Her Kristi Hart Grant’s books, How to Be a Wildly Effective Compliance Officer and Wildly Strategic Compliance Officer Conference Andy Sandler mentioned (I’ll be speaking there) Regtech Enable, November 27-29 in Washington DC More on IBM www.IBM.com My previous podcast on Heroic Compliance with Treliant’s Lyn Farrell Lyn Farrell’s new podcast show, Compliance Hero Richard Harvey  RichardH@ColonialSavings.com Elizabeth Snyder  ElizabethSnyder@plantemoran.com Brian Levy BLevy@KattenTemple.com Raji Sathappan RSathappan@mercadien.com Daniel Stipano DStipano@BuckleySandler.com More for our listeners Please remember to review Barefoot Innovation on ITunes, and please sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast Meanwhile, I’ll hope to see you at the events where I’ll be speaking this fall: Finovate, September 13th, New York City SourceMedia’s RegTech -- Compliance Transformed, October 3-4th, Brooklyn, NY BAI Beacon/Fintech Stage, October 4-5, Atlanta, GA CFSI Network Summit, Fireside Chat with Thomas Curry, October 5, Chicago, IL FISCA, October 5-8th, Las Vegas, NV Money 20/20, October 25th, Las Vegas, NV Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore RegTech Enable, November 27-29th, Washington, DC Fintech Connect Live, December 6th, London S&P’s Fintech Intel, December 13, New York Meanwhile, keep innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

This episode is incredibly special, in two ways. First, Lyn Farrell is not only my former colleague, but one of my very best friends. We had such fun recording this at my apartment in Boston one weekend late last year. In many ways, it’s just a slice of a long conversation we’ve been having more or less continuously for years, including over countless meals on the road together, in the consulting life we used to share Second, I love it when our podcast discussions are actual brainstorming sessions. This one hit the jackpot on that front. In our back and forth, Lyn came up with an insight that neither of us had when we started, and both of us have found it reshaping our thinking ever since. It comes late in the episode -- you’ll know it when you hear it. I hope you find it as powerful as we did.   Lyn Farrell is former Managing Director, and now Advisory Board Member, at Treliant Risk Advisors.  She is arguably the foremost expert in the United States on regulatory compliance matters regarding consumer financial protection. As we note in our discussion, she literally “wrote the book” on compliance as the author, for more than twenty years, of the Reference Guide to Regulatory Compliance, published by the American Bankers Association as the foundation material that candidates must master in order to become Certified Regulatory Compliance Managers. Lyn is an attorney, in-demand public speaker, prolific writer, and consultant who has worked with every imaginable regulatory challenge, from the world’s largest banks to small community institutions and fintech startups, and from positive, proactive clients to cleaning up grizzly enforcement problems. She has, simply, seen everything. Fortunately for us, she has opinions about it all and shares them with bracing candor in our talk. She describes what’s failing in our current regulatory regime and explains what everybody is getting right and getting wrong, from Congress and regulators to bank CEO’s to compliance and risk professionals to IT departments, to her fellow lawyers, to fintech innovators. She offers a cogent indictment, from the inside, of the weaknesses of what we’ve built -- the disclosures no one reads, the high costs of compliance, and the tragic mismatch between where we expend resources versus what consumers actually need. She’s also expert in bank IT operations. It’s an open secret that most banks have antiquated IT, often accumulated through decades of mergers and acquisitions in which older systems were never integrated but rather, as Lyn puts it, stuck together with “bailing wire.” (We explored solving some of this through blockchain technology in my earlier Podcast with Blythe Masters of Digital Asset Holdings.) These old systems are a hotbed of compliance errors, for reasons she describes. It’s another area where startups have a counterintuitive advantage over banks, thanks to having no creaky legacy IT. In our discussion, Lyn explores the regulatory present and past (it’s been a long time since I’ve heard anyone mention Regulation Q!), but she’s most thought-provoking about the future.  She works extensively with innovators and has a vision for how we should be using new data and technology to do better. I always urge people interested in innovation to break out of their work silos and reach across disparate realms.  Lyn does this better than anyone I know. If it weren’t for her, I would never have attended a LEAN seminar, or done free-writing exercises to inspire creative thinking, or read Deep Work by Cal Newport, or watched the Amy Cuddy Ted Talk on “presence.” Since we made our recording, Lyn has stepped back from her full time role at Treliant to serve on its advisory board, spend more time in the beautiful house she and her husband Brian are building in Colorado Springs, and lead the Treliant Institute for Strategic Compliance Leadership, her brainchild.  Lyn asked me to speak at it, which inspired me to create a dinner talk I call “Heroic Compliance.”  It’s about the need for compliance officers -- even though they often seem more like Clark Kent than Superman -- to save their banks, customers, and industry by leading them into the high-tech innovation age. No one embodies that leadership more than Lyn, and I’m titling this episode with the same name -- Heroic Compliance. The same day we recorded this episode, Lyn told me she’s launching her own podcast show, aimed at compliance professionals. She said my dinner speech prompted her to give it the name, “Compliance Heroes.” You’ll find it on ITunes and the Android Market. Here are two more titles in Lyn’s recommended reading: Emotional Intelligence 2.0  by Travis Bradberry Presence by Amy Cuddy     And here is more on her background…. Kathlyn L. Farrell, CRCM, CAMS, AMLP Senior Advisory Board Member Lyn Farrell is an experienced Regulatory Compliance executive, with over 35 years of experience in banking law and compliance. She is a Senior Advisory Board Member at Treliant Risk Advisors, LLC. Lyn has led many diverse and complex compliance projects for large financial institutions, including: Developing a regulatory compliance strategic plan for a financial institution that primarily operates in the Fintech space; Assisting the CCO of a top 10 U.S. bank to make the regulatory compliance program more proactive, strategic and integrated with the businesses and other risk management disciplines within the organization; Designing and building a comprehensive Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) audit program for the internal audit division of a top 10 U.S. financial institution, including developing the annual audit plan, scoping the individual audits, and writing the audit scripts; Assisting a top 20 bank implement all aspects of the TILA-RESPA Integrated Disclosure Rule (TRID), including revamping business processes, enhancing risk controls, writing policies and procedures and creating job aids to assist first line staff to implement this complex regulation; Developing the “UDAAP University” training program for the compliance departments at three of the top 20 financial institutions and for the internal audit departments at 3 of the top 20 US banks; Overhauled the Community Reinvestment Act (CRA) program for a top 20 US financial institution, including writing a new program document, reviewing its assessment areas and investments, and implementing a shift in the critical focus of its nationwide community development staff; Reviewing the potential acquisition by a top 20 U.S. bank of a large non-bank financial organization and provided advice on limiting the company’s regulatory risk by integrating and expanding the current compliance function and making it more strategic in its execution. Lyn has a passion for leadership development and has designed the Treliant Institute for Strategic Compliance Leadership, a leadership program exclusively for compliance professionals in financial institutions She is a frequent speaker at banking events and regularly publishes articles on a variety of banking-related topics. Her recent publications include: “Strengthening the First Line of Defense” in ABA Bank Compliance magazine, September-October 2016“TRID: A Checklist for Successful Compliance” in Mortgage Banking magazine, March 2016 Reference Guide to Regulatory Compliance, published by the American Bankers Association, the official study guide to the CRCM examination “Is this UDAAP or Not?” in  ABA Bank Compliance magazine, July-August 2015 “FCRA: A Sleeping Regulation Awakes” in Banking Exchange, August 2015 “Effectively Managing UDAAP Compliance in Mortgage Servicing” in Mortgage Banking magazine, April 2015 “Managing UDAAP Compliance Risks in Financial Institutions” in Journal of Taxation and Regulation of Financial Institutions, Nov/Dec, 2013 She received her undergraduate degree from Texas A&M University and her JD from the University of Houston.  Lyn is a Certified Regulatory Compliance Manager (CRCM), and an attorney, licensed in the state of Texas.   Lyn was the 2012 recipient of the ABA’s Distinguished Service Award. More for our listeners: I'll hope to see you all this week at FinXTech Summit in New York and of course CFSI’s Emerge in June. Remember to review Barefoot Innovation on ITunes, and please sign up to get emails on new podcasts and my newsletter and blog posts at  jsbarefoot.com.   Also go to jsbarefoot.com to send in your “buck a show” to keep Barefoot Innovation going. Please also join my facebook fan page, and follow me on twitter. Support our Podcast - Send "a buck a show" I’m just back from London -- more on that later -- but one highlight is I recorded an episode with the one and only Brett King. Coming soon! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!