The Risk Management Association

From geopolitical tensions to labor shortages, central bank policy tightening, and increasing inflation, every new headline reveals just how much of a hindrance the U.S. economy is facing. Institutions that are more resilient translate that into a competitive advantage by taking a more comprehensive approach to lending risks. In an interview with RMA Communications Manager Stephen Krasowski, John Uhlmann, Senior Strategist at CoStar Risk Analytics, who specializes in commercial real estate debt, and works with clients across the country, including lenders of all sizes and Commercial Mortgage-Backed Securities investors, discusses the current risks he is seeing in the CRE market. Disclaimer: Some information discussed today may by its nature be the personal or subjective opinion of the speaker and not necessarily reflect the views of CoStar Group. Any forward-looking statements are believed to be based on reasonable assumptions but are subject to change and not necessarily comprehensive given the format. Most importantly, nothing said during this podcast should be construed as investment, tax, accounting, or legal advice or as a promotion or the advisability of any particular investment.

In an interview with RMA Communications Manager Stephen Krasowski, Jason Alpert, a Senior Vice President at Wells Fargo and Adjunct Professor at the University of Tampa, discusses early warning signs of potential bank loan performance problems and how to recognize deviations in a borrower's behavior patterns and business operations. An article on this topic will be published in the September edition of The RMA Journal. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The events related to COVID-19 challenged institutions, but also highlighted the value of effective risk management programs and practices. In a session at RMA's Governance, Compliance, and Operational Resiliency conference, Caitlin Barre, Senior Vice President and Head of Non-Financial Risk Strategy and Programs at Regions Bank, offers lessons learned from the COVID-19 pandemic and leveraging operational risk management practices in stress scenarios. She also discusses what's next and the importance of resilient risk management frameworks to successfully manage any transformative event. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

M&A is especially challenging when working with firms, like fintechs, that may lack a robust risk management program, or are unfamiliar with the scrutiny that comes with financial regulations. In a session at RMA's recent Governance, Compliance, and Operational Resiliency conference, Monica Bowe, Chief Risk Officer at Busey Bank and Christopher Nestore, Head of Enterprise and Operational Risk Management at TD Bank, offer lessons learned in due diligence, managing the risk culture of both firms, common pitfalls and ways to avoid them, and other risk challenges associated with M&A activity. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Bobby Martin, CEO and Co-Founder of Vertical IQ, discusses challenges, risks, and underwriting considerations for the nursing home industry. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Kathy Swift, Nonprofit Development Officer at Heritage Bank, discusses how she began her career journey in banking, top challenges and opportunities of lending to nonprofits, and the impact of nonprofits on communities. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Liming Brotcke, Senior Director, Model Validation Risk at Ally Financial, discusses how she began her journey in banking, top challenges in model risk management, and the opportunities and risks presented with the use of artificial intelligence in models. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Mark Zandi, Chief Economist at Moody's Analytics, discusses the current and future states of the economy including credit and lending, inflation, labor, oil and gas, and the housing market. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Shelly Liposky, Managing Director and Head of Business Risk and Solutions, BMO Capital Markets, discusses how she began her journey in banking, top challenges to managing technology risk, and her part in developing BMO's artificial intelligence-powered platform. For podcast sponsorship/advertising opportunities, contact RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Academic Market Director John Sullivan, young banking professionals from the Ivey Business School at Western University in Canada reflect on their win from a past case competition, which was co-sponsored by the Sobey School of Business and RMA. They share their thoughts on what they remember from that competition, what they've learned, and how it's impacted their careers. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses ways to manage third-party and ESG risk. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The RMA/Ncontracts Culture and Conduct Survey is intended to capture the current state of culture and conduct practices across a range of RMA member institutions. In an interview with RMA Communications Manager Stephen Krasowski, Monica Bolin, Certified Enterprise Risk Professional and Risk Management Expert at Ncontracts, and Rafael DeLeon, Senior Vice President of Industry Engagement at Ncontracts, discuss the results of a recent survey on the current state of culture and conduct in financial institutions. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Steven Martin, Head of Membership at RMA, discusses the many benefits of RMA membership. For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Vertical IQ CEO and Co-Founder Bobby Martin discusses the challenges facing the HVAC and plumbing industries and lenders in this space. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Varo Bank Chief Risk Officer Philippa Girling discusses the second edition of her book "Operational Risk Management: A Complete Guide for Banking and Fintech," where she offers guidance banks can apply to ensure they are effectively identifying, assessing, monitoring, and mitigating operational risks. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Ned Sergew, Senior Director, Corporate Compliance at U.S. Bank, talks about the journey to his current role, the top challenges in the compliance space for large banks, and the achievements—and work that remains—in the area of diversity. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses how companies can successfully modify their third-party risk management program to onboard innovative third-parties in record time. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Mark Zandi, Chief Economist at Moody's Analytics, discusses the economic outlook for 2022 and beyond, including the interest rate environment, inflation, and CRE. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization. In the final episode of a three-part series, RMA Communications Manager Stephen Krasowski, Michael Duane, Partner, Americas Finance & Risk and Digital Practice at Oliver Wyman, and Hannah Vazquez, Engagement Manager, Americas Finance & Risk Practice at Oliver Wyman discuss digitization. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization. In the second episode of a three-part series, RMA Communications Manager Stephen Krasowski, Michael Duane, Partner, Americas Finance & Risk and Digital Practice at Oliver Wyman, and Hannah Vazquez, Engagement Manager, Americas Finance & Risk Practice at Oliver Wyman discuss emerging risks affecting financial institutions. Episode three will focus on digitization. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization. In the first of a three-part series, RMA Communications Manager Stephen Krasowski, Michael Duane, Partner, Americas Finance & Risk and Digital Practice at Oliver Wyman, and Hannah Vazquez, Engagement Manager, Americas Finance & Risk Practice at Oliver Wyman discuss the high-level findings from the survey. Episodes two and three will focus on emerging risks and digitization, respectively. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, John Silvia, President of Dynamic Economic Strategy, and a former Managing Director and Chief Economist for Wells Fargo Securities, discusses credit, the debt ceiling, and the cost of default. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Atlantic Union Bank Operational Risk Manager Elisabeth Wilson discusses her career, mentoring, gender diversity issues, and ESG. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

SBFE Director of Information Security and Risk Pete Tannish, SBFE Senior Manager of Strategic Initiatives Michael Farley, and Greenway Solutions Co-founder Jerry Tylman discuss the research conducted by Tylman and his company on fraud associated with PPP lending. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Vertical IQ CEO and Co-Founder Bobby Martin discusses the partnership between RMA and Vertical IQ and challenges and opportunities for banks lending to restaurants. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview sponsored by Ncontracts, RMA Communications Manager Stephen Krasowski and Ncontracts Founder and CEO Michael Berman discuss Berman's book, in which he demonstrates why the most successful financial institutions approach risk management with curiosity and an open mind, leveraging their discoveries to make smarter decisions that support long-term strategic goals. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Relationship Manager Elena Noverola, Huntington National Bank Credit Review Director Ann-Margaret Sumnar discusses sacrifices and struggles she had to endure throughout her career and challenges and opportunities for women in banking, in general. RMA's inaugural Women in Risk Summit will be held as part of RMA's Annual Risk Management Conference, October 25-28, 2021. Click the following link for more information and to register: https://www.rmahq.org/conferences/annual-risk-management-conference/ For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses four areas of third-party due diligence, including procurement due diligence, third-party vetting, risk-related due diligence, and supply chain due diligence. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA National Board Member and American National Bank of Texas Director of Risk Management Crystal Humphreys, Commercial Bank of California Chief Credit Officer Christopher Colella and Brookline Bank President and CEO Darryl Fess discuss their banks' liquidity deployment strategies. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Technology has always played an integral role in banking, but the pandemic accelerated digital transformation in financial institutions, which are now finally beginning to understand the urgent need to invest in technology, not just to enhance customer experience, but to achieve efficiency and operational agility in other areas of the business such as risk management. In an interview with RMA Communications Manager Stephen Krasowski, RMA National Board Member and Regions Bank Chief Risk Officer of Consumer and Wealth Management George Buchanan discusses transformation risks affecting institutions, agility in risk management, and the impact of culture on transformation. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, Investors Bank Chief Risk Officer Paul Kalamaras discusses how his bank has used KRIs/KPIs to continue to meet the needs of its customers. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Michael Weissman, Counsel to the Chicago law firm of Levin & Ginsburg Ltd., raises and answers 25 questions related to foreclosure and sale of collateral. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with podcast "OA On Air," Boston-based Brookline Bancorp Chief Credit Officer Bob Rose discusses the economy and the impact of the pandemic on the major industries in the Greater Boston area, including financial services, housing, higher education, and commercial real estate. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Associate Director of Operational Risk Sylwia Czajkowska, Annmarie Giblin, founding and principal attorney of Giblin Law PLLC, discusses the importance of having a cyber insurance policy and how a cyber insurance policy fits into an organization's overall cyber risk management framework. For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with RMA Communications Manager Stephen Krasowski, ATB Financial Chief Risk Officer Lisa McDonald discusses how her bank has used KRIs/KPIs to continue to meet the needs of its customers. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In an interview with Valliance Bank Chief Credit Officer Lexie Garrison, Commercial Bank of California Chief Credit Officer Christopher Colella and Citizens Trust Bank Chief Credit Officer Fred Daniels discuss how their banks navigated the different levels of shutdown in different areas of the country during the pandemic, and offer best practices for how they eased borrowers into submitting financial statements during that time. For podcast sponsorship/advertising opportunities, please send an e-mail to rmasponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play.

In this installment of the monthly podcast series on credit risk and model risk management, Fran Garritt, Director of Global Markets Risk and Securities Lending at RMA, and Kevin Oden, Founder and Managing Partner of Kevin D. Oden & Associates and Managing Director of RMA's Model Validation Consortium, discuss the importance of the Standard Initial Margin Model (SIMM), its impact on financial institutions, the complexities of SIMM and how it performed during the pandemic, and model validation issues associated with SIMM. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play.

In an interview with RMA Communications Manager Stephen Krasowski, Rick Parsons, a former executive vice president and corporate operational risk executive with Bank of America, author of the RMA-published books "Broke: America's Banking System" and "Investing in Banks," and the instructor of RMA's Advanced Operational Risk Management course, discusses his Future of Risk Management whitepaper, bank M&A, and the current state of operational risk and enterprise risk management. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

Joe Iraci, Vice President of Enterprise Risk and Internal Audit at Robinhood Markets, and Chair of RMA's Operational Risk Council, discusses price risk, value-at-risk, stress testing, and scenario analysis. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts. For podcast sponsorship/advertising opportunities, please send an e-mail to RMAsponsor@rmahq.org.

Ed Blount, Executive Director, Center for the Study of Financial Market Evolution, discusses how data-based models can be used to change the negative views of financial markets that are held by some bank customers and regulators, especially in the wake of the pandemic. References: 1. Malfeasance, defined as "Evil-doing; the doing of that which ought not to be done; wrongful conduct, especially official misconduct; violation of a public trust or obligation; specifically, the doing of an act which is positively unlawful or wrongful, in contradistinction to misfeasance, or the doing of a lawful act in a wrongful manner." American Heritage Dictionary, at https://www.wordnik.com/words/malfeasance 2. Hu, Edwin and Mitts, Joshua and Sylvester, Haley, The Index-Fund Dilemma: An Empirical Study of the Lending- Voting Tradeoff (December 22, 2020). NYU Law and Economics Research Paper No. 20-52 , Columbia Law and Economics Working Paper No. 647, Available at SSRN: https://ssrn.com/abstract=3673531 or http://dx.doi.org/10.2139/ssrn.3673531 Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts. For podcast sponsorship/advertising opportunities, please send an e-mail to RMAsponsor@rmahq.org.

In the last of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses third-party concentration risk and key risk indicators (KRIs). For podcast sponsorship/advertising opportunities, please send an e-mail to RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.

In a recent interview with RMA Communications Manager Stephen Krasowski, Doug Ernest, chief credit officer, United Bank, shared his perspectives on unique credit challenges during the COVID-19 pandemic. Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts. For podcast sponsorship/advertising opportunities, contact Jennifer Covington at RMAsponsor@rmahq.org.

In an interview with RMA Communications Manager Stephen Krasowski, Avi Gesser, Partner at Debevoise & Plimpton, discusses the European Union draft AI law, regulations on the uses of AI, and how financial institutions can prepare now for future changes in AI regulatory obligations. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play. For podcast sponsorship/advertising opportunities, contact Jennifer Covington at jcovington@rmahq.org.

In the second of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses cloud concentration risk, fourth-party concentration risk, and systemic risk. The first part discussed inventory management, entity and activity, and geopolitical and geographic. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play. For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.

RMA's upcoming Governance, Compliance, and Operational Risk virtual conference (GCOR XV)will be held June 7-10, and will prepare risk managers for the challenges of a new economic landscape, a world that will feel the effects of COVID-19 long after the end of the pandemic, yet which also confronts rapid and massive change unlike any time in history. For further information and to register, visit https://landing.rmahq.org/GCORXV. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play. For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.

In the first of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses three areas of concentration risk, including inventory management, entity and activity, and geopolitical and geographic. Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Google Play. For podcast sponsorship/advertising opportunities, contact RMA Sponsorship Manager Adam Lennon at alennon@rmahq.org.

In an interview with RMA Communications Manager Stephen Krasowski, Michael Weissman, Counsel to the Chicago law firm of Levin & Ginsburg Ltd., discusses the impact of wire transfers on financial institutions. For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org. Have a smart phone or tablet? Resubscribe for FREE to our podcasts on iTunes, Spotify, and Google Play.

In an interview with RMA Communications Manager Stephen Krasowski, Atlantic Union Bank Chief Risk Officer David Bilko discusses lessons learned from the pandemic regarding KRIs/KPIs. Please resubscribe for FREE to our podcasts on iTunes, Spotify, and Google Play. For sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.

In an interview with RMA Communications Manager Stephen Krasowski, Heartland Financial Chief Risk Officer Tamina O'Neill discusses how her institution had used KRIs/KPIs to monitor its risks and the internal and external environment as it was evolving with the pandemic unfolding. For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.

In this installment of the monthly podcast series on credit risk and model risk management, Fran Garritt, Director of Global Markets Risk and Securities Lending at RMA. and Kevin Oden, Founder and Managing Partner of Kevin D. Oden & Associates and Managing Director of RMA's Model Validation Consortium, define the role of bias and data in machine learning and AI, provide the contributing factors for bias in models, and offer best practices for firms regarding bias. For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.

In an interview with Commercial Bank of California Chief Credit Officer Christopher Colella, Darryl Fess, President and CEO, Brookline Bank, and Fred Daniels, Chief Credit Officer, Citizens Trust Bank, discuss their perspectives on loan portfolio management during the pandemic. For podcast sponsorship/advertising opportunities, please contact Adam Lennon at alennon@rmahq.org.