POPULARITY
Categories
Democracy is at the heart of the EU's and Member States' political foundations. Yet in an increasingly volatile global landscape— marked by the rise of authoritarianism, foreign interference, and disinformation— it cannot be taken for granted. The digital public sphere is particularly vulnerable to manipulation: recently, we have seen influencers being paid to promote certain political candidates and AI-generated fake news flooding social media platforms. Beyond external threats, there is a growing sense of disengagement among citizens from democratic participation. How can the EU address these challenges? One of the European Commission's priorities for 2025 is the European Democracy Shield, which is envisaged as a tool to combat digital propaganda, develop media literacy and support free and independent media and civil society. In his address to the IIEA, Michael McGrath, Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection, speaks about the European Commission's plans to protect European democracy, in particular, through the European Democracy Shield. About the Speaker: Michael McGrath assumed the role of EU Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection on 1 December 2024, as a member of the European Commission under the leadership of President Ursula von der Leyen. Commissioner McGrath has specific responsibility for upholding the rule of law, protecting democracy and fundamental rights, tackling disinformation, improving criminal justice cooperation and strengthening the rights of victims of crime. His broad portfolio also includes improving EU competitiveness through the reform of company law and civil law. He has responsibility for consumer protection policy and for ensuring compliance with the General Data Protection Regulation across the EU. Prior to his appointment, Commissioner McGrath served as Ireland's Minister for Finance from 2022 to 2024, as Minister for Public Expenditure and Reform from 2020 to 2022, and was an elected member of the Irish Parliament from 2007 to 2024.
The Consumer Financial Protection Bureau's changed its mind about protecting consumers from data brokers - we'll tell you more. Plus a look at the security side of this week's OS updates from Apple on this edition of The Checklist, brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com
In this crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Chris Willis, Kim Phan, and Stephen Piepgrass provide insights on a new joint privacy task force among several state AGs, known as the Consortium of Privacy Regulators. The consortium recently outlined goals to share state resources and align enforcement priorities regarding consumer harm and privacy rights. In response to an anticipated shift of regulatory scrutiny from federal agencies to state leaders, this episode focuses on specific steps financial services companies should consider when dealing with consumer privacy, data, complaints, and inquiries to ensure compliance and mitigate potential investigations and enforcement actions.
Farmers are still waiting on a 5 year Farm Bill and Wisconsin Senator, Tammy Baldwin, is working on moving it forward. Baldwin talks to Jill Welke about various bills she's advanced to try and bridge gaps in programs and funding that supports farmers and agribusinesses. Nothing to complain about for this Mother's Day weekend except perhaps the long hours farmers will be spending in the fields. Stu Muck plays out the sun and dry weather into next week. Wet spots have started to dry allowing a lot of farmers to strategize how they'll approach available fields. Dean Ebert from the West Bend location of Helena Agri visits with Pam Jahnke about some of the details producers need to pay attention to. Paid for by Helena Agri. The Adopt-A-Cow program in Wisconsin is looking for a few dairy farmers that want to participate in the program for 2026. Erika Schade with Dairy Farmers of Wisconsin explains what's expected of the dairy operation.In just over a week, Wisconsin will learn the identity of the next Alice in Dairyland. The program that began in 1948 has transformed from a beauty pageant to a professional marketing position with the WI Department of Agriculture, Trade and Consumer Protection. Stephanie Hoff begins her preview of each candidate with Coloma native, Mikayla Flyte.See omnystudio.com/listener for privacy information.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Joseph DeFazio and Jason Manning, along with Alison Grounds, founder and managing partner of Troutman Pepper Locke's award-winning eDiscovery subsidiary, eMerge to discuss the evolving capabilities and advantages of eDiscovery. This episode highlights the significance of efficient processes in streamlining document review to enhance legal strategies, including setting clear policies for electronically stored information (ESI) and analyzing vast volumes of digital data with accuracy. As the use of AI becomes more prevalent across the consumer financial services industry, the speakers underscore the impact of leaning into eDiscovery and innovation to help uncover critical evidence early in litigation and response plans, as well as during regulatory investigations.
Elias Makos is joined by Paul Gott, Lead singer and guitarist for Montreal Punk Rock band the Ripcordz and a journalism professor at Concordia, and Neil Drabkin is a lawyer who served as federal prosecutor and a political commentator who was a chief of staff in the Harper government. So Donald Trump did find out what Mark Carney wanted to talk about, after all. Both leaders met at the white house yesterday for the first time since the trade war began between Canada and the US. Conservative Leader Pierre Poilievre is promising to listen and learn from his 2025 federal election loss, the same day his caucus opted to empower themselves to have the ability to remove their leader. Bill 72, which amends the Consumer Protection act, comes into effect today. That means new rules for how the price of goods is displayed at the grocery store, especially when it comes to sales and points program pricing. It also means that when dining out, tips must be calculated before tax.
Sustainability claims are everywhere in the fashion industry — but how can consumers tell what's real and what's greenwashing? Baker McKenzie attorneys David Baay and Katia Boneva-Desmicht join Jeny Maier and Puja Patel to discuss civil litigation in this space, as well as government enforcement efforts on both sides of the Atlantic, from the FTC's Green Guides review to the European Commission's Green Claims Directive. Listen to this episode to learn how fashion brands are navigating increasing legal scrutiny around environmental marketing. With special guests: David Baay, Partner, Baker McKenzie and Katia Boneva-Desmicht, Partner, Baker McKenzie Hosted by: Jeny Maier, Axinn, Veltrop & Harkrider LLP and Puja Patel, Cleary Gottlieb Steen & Hamilton LLP
On today's episode of iGaming Daily, sponsored by Optimove, we're bringing you part two of Ted Menmuir's fantastic interview with Antony Gevisser, Senior Vice President Legal & Regulatory Affairs - Super Group.Ted and Antony get into the black market, with today's part 2 focusing on a range of talking points including:The global nature of the black market, and the intricacy of the issue, involving multiple stakeholdersThe impact that intertia from a regulatory perspective has had on the growth of the black market, and how its hindered efforts to combat its expansionThe fragmented regulatory landscape, and the lack of collaboration between regulators and governmentsThe need to discuss the black market threat more widely and thoroughly, and the effectiveness of public awareness campaignsTargeting facilitators of the black market, rather than focusing solely on the black market operators themselvesThe role that global enforcement agencies and finance ministries have to playTechnical enablers, such as telegram and the blockchain, and why these aren't legal loopholesThe future outlook in Antony's opinionHost: Ted MenmuirGuest: Anaya McDonaldProducer: Anaya McDonaldEditor: Scott FultoniGaming Daily is the official podcast of SBC Summit Malta. Taking place from 10-12 June at the Intercontinental in Malta, SBC Summit Malta is the definitive casino and betting event where European companies and professionals converge to explore cutting-edge insights, gain transformative skills, and forge impactful connections with senior decision-makers. Get your tickets now at sbcevents.com.iGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
A thrilling topic for you on today's iGaming Daily, sponsored by Optimove, as we get into the finer points of operator terms and conditions. Following this, a run through of the final day of the EFL season, and whether this could cause challenges in trading rooms. Charlie Horner is in the host's chair today, joined by iGaming Expert editor Joe Streeter, as they discuss a recent case involving Entain's Ladbrokes brand, who withheld payment on a huge winning bet due to an ongoing investigation by the Irish Horse Racing Regulatory Board. Charlie and Joe discuss the case, who's in the right, who's in the wrong, and who is just an innocent party caught in the crossfire. In the second half of the podcast, the guys discuss the final day of the EFL season, where there are an almost endless amount of possibilities. With outright bets settling, a huge day of live betting and accumulators, just how much of a challenge is this for trading teams? Host: Charlie HornerGuest: Joe StreeterProducer: Anaya McDonaldEditor: Scott FultoniGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
Join us for a special crossover episode of The Consumer Finance Podcast and Regulatory Oversight, where Chris Willis, Kim Phan, and Gene Fishel delve into the evolving world of state AI legislation. As AI becomes a pivotal tool in the financial services industry, understanding the implications of new laws is crucial. This episode focuses on Colorado's comprehensive AI law and its potential influence on other states, exploring key issues such as algorithmic discrimination, privacy, and cybersecurity. Gain insights into best practices for compliance and learn how state attorneys general are stepping up enforcement in the absence of federal action. Don't miss this informative discussion bridging consumer finance and regulatory oversight.
In this episode of The Get Down, Cleve Mesidor interviews Congressman Darren Soto of Florida. Congressman Soto discusses his inspiration for becoming a crypto champion in Congress, his legislative achievements including the National Defense Authorization Act amendments, his vision for a smart regulatory framework, and more!Be sure to sign up for our newsletter, Chews! Darren Soto was elected to Congress in 2016, representing Florida's Ninth District, becoming the first Floridian of Puerto Rican descent in Congress. An accomplished lawyer and legislator, he previously served in the Florida House and Senate for nearly a decade, focusing on job creation, environmental protection, healthcare, and education. In Congress, on the Energy and Commerce and Agriculture Committees, he advocates for healthcare access, climate action, technology, and consumer protection.We discuss:The current state of crypto policy and what's working (and what's not).Bipartisan efforts in advancing blockchain and cryptocurrency legislation.Consumer protection and risk mitigation in the crypto world.Financial inclusion and the potential for crypto to empower small businesses.Thanks for tuning in! To get the full scoop on creating a more inclusive Web3, DeFi, and Bitcoin space, make sure you catch every episode – we're packed with actionable tips and insights. If you found this episode valuable, spread the word and share it with someone who needs to hear this. Don't forget to follow, rate, and review our podcast on your favorite listening app – it helps us reach even more people who are passionate about building a better future for everyone in the crypto space.CONNECT WITH DARREN SOTO:X (formerly Twitter)FacebookInstagramWebsiteCONNECT WITH BUTTERSCOTCH MEDIA:Check us out on our website butterscotch.media and subscribe to our newsletterFollow us on X @butterscotch360Watch our content on YouTube
It's easy to take for granted how much social media pervades our lives. Depending on the survey, upwards of 75-80 percent of Americans are using it daily—not to mention billions of people around the world. And over the past decade, we've seen a major backlash over the various failings of Big Tech. Much of the ire of policymakers has been focused on content moderation choices—what content gets left up or taken down. But arguably there hasn't been much focus on the underlying design of social media platforms.What are the default settings? How are the interfaces set up? How do the recommendation algorithms work? And what about transparency? What should the companies disclose to the public and to researchers? Are they hiding the ball?In recent years, policymakers have started to take these issues head on. In the U.S. more than 75 bills have been introduced at the state and federal level since 2023—these bills target the design and operation of algorithms, and more than a dozen have been passed into law. Last year, New York and California passed laws attempting to keep children away from “addictive feeds.” Other states in 2025 have introduced similar bills. And there's a lawsuit from 42 attorney generals against Meta over its design choices. While Congress hasn't done much, if anything, to regulate social media, states are clearly filling that void—or at least trying to.So what would make social media better, or better for you? Recently, a group of academic researchers organized by the Knight Georgetown Institute put out a paper called Better Feeds: Algorithms that Put People First They outline a series of recommendations that they argue would lead to better outcomes. Evan is joined by Alissa Cooper, co-author of the paper and Executive Director of the Knight-Georgetown Institute. She previously spent over a decade at Cisco Systems, including in engineering roles. Her work at KGI has focused on how platforms can design algorithms that prioritize long-term user value rather than short-term engagement metrics.
Chris Sullivan with a Chokepoint: Washington state has a big littering problem // Jeff McCausland on the current state of conflict in Ukraine and Russia // Herb Weisbaum on the Trump Administration's attack on consumer protection agencies // Matt Markovich with a legislative update // Gee Scott on the NFL Draft tonight
In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke colleagues Lori Sommerfield and Lane Page to dissect two unexpected fair lending developments under the new Trump administration. First, we unpack the Consumer Financial Protection Bureau's (CFPB) surprising move to vacate its own redlining consent order with Townstone Financial, Inc. We then analyze the Federal Housing Finance Agency's (FHFA) dramatic policy shift requiring two government sponsored enterprises (GSEs, namely Fannie Mae and Freddie Mac) to terminate special purpose credit programs (SPCPs), as well as the broader implications for mortgage lenders. Join us for the twists and turns of this evolving fair lending regulatory landscape and learn what steps institutions should consider taking to mitigate risks.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by colleagues Megan Burns, Jason Manning, and Punit Marwaha to explore the arcane world of reverse mortgages. They provide valuable insights about how these unique financial products work, the regulatory landscape, and the litigation hurdles faced by reverse mortgage servicers. Listen to this episode to hear real-life examples highlighting the complexities reverse mortgage servicers may face when dealing with reverse mortgages, including loan origination requirements, the involvement of the U.S. Department of Housing and Urban Development, Federal Housing Administration guidelines, alleged third-party fraud, and the sensitivity around elderly borrowers.
Prescription Take Back Day is coming up on Saturday April 26th. What is “Drug Take Back Day” and how can people participate? We asked Commissioner Bryan Cafferelli of the CT Department of Consumer Protection about the upcoming event. We also talked about a recent jury duty scam detected last month. Image Credit: Getty Images
The work continues to prevent the highly pathogenic avian influenza from disrupting dairy herds. Several states have had the virus infiltrate dairies, but Wisconsin is not one of them. The goal of state health officials is to keep it that way. Dr. Heather Roney is a veterinarian and epidemiologist with the state Department of Agriculture, Trade and Consumer Protection's Division of Animal Health, overseeing state cattle programs. She says Wisconsin's dairy industry is different from the other top dairy-producing states that have struggled with the virus -- we're not bringing in a lot of lactating cows. This benefits our dairy industry in preventing the spread of HPAI/H5N1. Wisconsin is currently under two federal orders and one state order regarding lactating dairy cattle testing. Roney says even dairy farmers who are not required to test their milk are volunteering to test and being proactive.See omnystudio.com/listener for privacy information.
A Senator in Limerick is calling for consumer protection for concert tickets if an artist fails to fulfill their onstage commitments.Fine Gael Senator Maria Byrne joins Andrea to discuss, along with listeners.
In one of our most memorable episodes, Gene and David don their Consumer Protection hats and expose the questionable antics of UFO researcher Bill Knell, someone who has allegedly preyed on the unwary for several decades. They'll are joined in this worthy effort by investigator Frank Warren, who has done his own research into the questionable exploits of the offender in question.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-paracast-the-gold-standard-of-paranormal-radio--6203433/support.
It's been years since a dental clinic closed its doors, but it was just recently that the legal battle of its collection notices finally came to an end. Plus, one Wisconsin-based comedian says there's nothing funny about the scam attempts in his name. In this episode of Open Record, Contact 6's Jenna Sachs talks about two recent consumer issues to hit the FOX6 inbox. We also hear from the head of the Division of Consumer Protection about the top scams to watch out for this month. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode of the Montgomery County Office of Consumer Protection's podcast, Consumer Connection, explores how consumers can navigate financial transitions such as job loss, relocation, or retirement through smart budgeting, saving, and planning. Host and OCP Investigator Michelle Escobar is joined by Ira Rheingold, Executive Director of the National Association of Consumer Advocates (NACA), to discuss strategies for managing debt, cutting unnecessary expenses, building financial literacy, and creating a financial roadmap. The episode also highlights common scams that target people during vulnerable times, including fake job offers, moving scams, and retirement fraud, with tips on how to stay protected. For additional information and resources, visit OCP's website at www.montgomerycountymd.gov/ocp. Have a question or suggestion for a future episode? Send an email to consumerconnection@montgomerycountymd.gov.
Spring is the time for horse owners to reevaluate their vaccine regimens. Diseases are out there that threaten your prized animals, but they're preventable. Dr. Heather Roney is a veterinarian and epidemiologist with the state Department of Agriculture, Trade and Consumer Protection's Division of Animal Health, overseeing state equine programs. She walks us through the health risks your horse may encounter this year.See omnystudio.com/listener for privacy information.
In this episode of the Consumer Finance Podcast, Chris Willis, co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory practice, delves into the current state of machine learning and artificial intelligence (AI) models in underwriting and fraud detection. Chris provides an overview of the regulatory expectations set by the Consumer Financial Protection Bureau, including the historical context and recent developments. He discusses the importance of fair lending considerations, the use of less discriminatory alternative analysis, and the skepticism around certain types of alternative data. Chris also explores the potential impact of state regulations and the need for a long-term approach to fair lending risk. Tune in to stay informed about the evolving landscape of AI and machine learning in consumer finance.
On 6 April 2025, key consumer protection provisions set out in the landmark UK Digital Markets, Competition and Consumers Act (DMCCA) entered into force. In addition to introducing some significant substantive changes to the law, the DMCCA provides the CMA with powers to directly enforce consumer protection law for the first time, and the ability to fine businesses up to 10% of global turnover for infringements. In this edition of the Essential Antitrust podcast, host Jenn Mellott is joined by consumer protection law partner Andrew Austin, antitrust partner Rikki Haria and disputes senior associate Kate Collister to discuss these changes, the CMA's enforcement priorities, and what businesses should be doing now and over the months ahead. For more detail, you can read our recent blogs on the new provisions and the CMA's enforcement priorities. You can also subscribe to our DMCCA client toolkit for further insights and information, updated on a rolling basis to ensure you have the most current and relevant information to navigate the new regulatory landscape.
Michael McGrath, EU Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection
In this episode of The Consumer Finance Podcast, Chris Willis is joined by colleagues Jesse Silverman and James Kim to discuss recent developments in New York's legislative efforts to strengthen its consumer financial protection laws. They delve into the recently introduced Fair Business Practices Act, which borrows aspects of the Dodd-Frank Act and seeks to expand the New York Attorney General's powers to mirror those of the Consumer Financial Protection Bureau (CFPB), and its potential impact on businesses and consumers. The discussion highlights the broader trend of states stepping up their consumer protection efforts in response to perceived federal regulatory relaxation. The episode also explores the increasing cooperation and personnel exchange between the CFPB and state regulators, emphasizing the growing influence of state-level enforcement in the consumer financial services landscape. Tune in to understand the implications of these legislative changes and how they might shape the future of consumer financial protection.
Lisa Gibson, organizer of Indivisible Hawaiʻi, shares details on an upcoming statewide protest against the actions of the Trump administration; the state Office of Consumer Protection advises listeners on how to safeguard their genetic data
Teach and Retire Rich - The podcast for teachers, professors and financial professionals
Erin Witte, Director of Consumer Protection for the Consumer Federation of America, discusses the work she does protecting consumers in the face of a very anti-consumer climate. Erin Witte Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).
Minister for Further and Higher Education, Research, Innovation and Science, James Lawless TD has today announced the final 10 research teams to receive Grow Phase funding under the National Challenge Fund - a €65 million competitive programme which aims to deliver solutions for major environmental and societal issues. Minister James Lawless said: "I am delighted to announce the final 10 research teams to become finalists as part of the National Challenge Fund - a competition-based funding programme. These teams are working on innovative, solution-focused projects that will have a real and positive impact across society, the economy, and the environment. They are exemplars of the positive impact research and innovation funding can deliver. I look forward to seeing these research teams progress their projects over the next year as they continue to support Ireland's digital transformation and green transition." €6 million funding for National Challenge Fund The National Challenge Fund, a programme funded by the EU's Recovery and Resilience Facility, has supported 96 teams to identify problems related to Ireland's Green Transition and Digital Transformation and collaborate directly with those stakeholders most affected by them to create real and tangible solutions. Today's announcement sees 10 teams become finalists in this competitive funding model. The teams selected today will have the opportunity for additional funding in the final phase of the programme, where prize funding of €2 million will be on offer to the most competitive teams under each Challenge. Celine Fitzgerald, Interim CEO, Research Ireland, said: "This announcement marks a key milestone for the National Challenge Fund as the final 10 research teams receive Grow Phase funding becoming finalists in this fast-passed funding programme. I wish all the finalist teams success as they continue to work towards delivering their ambitious solutions to key national challenges." EU Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection, Michael McGrath, said: "I am delighted to see such innovative examples of the potential that EU funding can bring as the last cohort of National Challenge Fund teams progress to the finalist stage of this funding programme. These teams' work will help address some of the most pressing challenges for society and help ensure a just transition for all as Ireland and the European Union continue our journey to a carbon neutral future. I look forward to following their progress in the next phase of funding." The teams receiving funding today are split across two challenge areas. The Sustainable Communities Challenge seeks solutions to ensure a sustainable future for Ireland's urban and rural populations. The finalists in this challenge are researching solutions for key challenges in the areas of transportation infrastructure maintenance, waste polyester recycling, sustainable construction methods, mitigating bridge failure risk, and empowering communities to adopt more sustainable modes of transport. The Future Food Systems Challenge seeks solutions for sustainable, productive and resilient food systems. The teams in this challenge are researching solutions for key challenges in the areas of sustainable alternative protein sources, disease management in aquaculture, recycling critical raw materials for agrifood systems, mitigating crop losses due to fungal disease, and decision-support systems for food production in greenhouses. Each team is being awarded up to €500,000 funding for the next 12 months. They will spend the next year advancing prototyping activities and demonstrating how the solutions they are developing can create tangible value by addressing the specific societal needs identified and refined in the previous phases of the funding programme. The National Challenge Fund is a €65M research fund established under the Government of Ireland's National Recovery and Resilience Plan (NRRP), developed by the Governmen...
Explore the rise of Earned Wage Access (EWA). Experts discuss its benefits, risks, and the evolving regulatory landscape. Learn how EWA is reshaping financial services and consumer access to funds in this special live episode.
March 27, 2025 - New York State Attorney General Letitia James is pushing legislation updating New York's laws governing unfair and deceptive practices. We explore what these consumer protections would do with Ariana Lindermayer, a senior staff attorney with Mobilization for Justice.
If you missed the first part of our interview with Bryan Caferelli - the CT Consumer Protection Commissioner, you can catch up by hitting the Podcast Tab for our last show on any of our radio station websites. In the meantime - we're bringing you Part 2 of that chat, which will give you even more insight on the many ways this agency touches our lives, and protects us all from scammers and bad actors.
Aengus Cox, Consumer Affairs Correspondent, reports that the Central Bank has published a new consumer protection code aimed at modernising the set of rules that businesses must abide by when dealing with consumers.
As spring planting season nears, Wisconsin farmers face rising stress levels. Concerns about finances, unpredictable weather, and labor shortages can weigh heavily on their minds. Fortunately, the Wisconsin Department of Agriculture, Trade, and Consumer Protection offers resources like the Wisconsin Farmer Wellness Program to provide vital support. "There are so many different elements that can bring stress to a person's life," said Jessica Beauchamp, a licensed clinical social worker with the Farmer Wellness Program. "It's important for farmers to know they don't have to face these challenges alone." The Farmer Wellness Program offers telehealth services, in-person counseling, and confidential support groups for farmers and their families. "We’ve seen an increase in people reaching out for help, which is great because these resources are here for them," Beauchamp explained. According to Beauchamp, sleep issues have become a common concern. "Farmers work all day and stay busy to distract themselves," she said. "But when they lie down at night, their minds start racing because they've ignored their stress all day." See omnystudio.com/listener for privacy information.
In our 100th episode of Can Marketing Save the Planet we kick off our ‘4 part mini-series on greenwashing and navigating green claims' with Cecilia Parker-Aranha, Director of Consumer Protection at the Competition and Markets Authority (CMA). Cecilia joined us back in 2021, and so it was great to have her join us again to discuss the evolving landscape to provide an up to date understanding of where we are with greenwashing. Since the publication of the Green Claims Code in 2021 significant progress has been made however, challenges remain. Cecilia tells us that since we last spoke, the CMA has taken action against misleading claims in sectors like fashion and fast-moving consumer goods prompting businesses to reassess their environmental messaging. She highlights how technology can be used to aid businesses in tracking supply chain data, but the human part remains crucial to ensure claims are accurate and not misleading. We discuss how consumers are increasingly distrustful of green claims and how now is the time for organisations to focus on making sure what they are saying is accurate and evidence-based. Cecilia again explains that the CMA's role is not to punish but to guide organisations toward compliance through education and support. However, under the Digital Markets, Competition and Consumers Act, everyone needs to be aware that the CMA can now impose fines directly and these can be up to 10% of global turnover for breaches and - breaches including misleading green claims. Cecilia explains, “so from April this year (2025), we'll have the power to reach our own decisions on whether or not a business has breached consumer law. The second thing is that at the moment there aren't any financial penalties for breaches of consumer law, at least those pursued through the civil route. Again, from April this year, it will be possible for the CMA to impose financial penalties on businesses who break the law.” Cecilia stresses the importance of collaboration between marketing and sustainability teams to ensure there is clear, accurate communication. She recommends that Marketers test claims with consumers to avoid misinterpretation and ensure transparency. Sharing so much knowledge and advice in this episode Cecilia believes Marketers should start by measuring their impact and build claims from solid evidence. And, this isn't just for those organisations operating in the UK, and as many organisations sell into other countries, she advises ensuring alignment with global standards like the EU Green Claims Directive. Tune in and listen as we talk to Cecilia about: The current green claims landscape as we progress through 2025 What organisations and Marketers should be thinking about when considering making green claims Where to go to stay informed and up to date Digital products passports and how they align with green claims The use of technology in supporting green claims The need for Marketing teams to work cross-functionally Why it's important for organisations to talk about what they are doing For resources check out the CMA's Green Claims Code and on their website you'll find lots of information, such as - what has happened in cases and what advice and agreements were reached. These real world cases further provide guidance on the changes organisations need to consider to ensure they are being responsible when making green claims. More in this mini-series to follow with conversations with the ASA, ClientEarth and Fanclub PR. Stay tuned. ________________________________________________________________________ About us… We help Marketers save the planet.
If you missed the first part of our interview with Bryan Caferelli - the CT Consumer Protection Commissioner, you can catch up by hitting the Podcast Tab for our last show on any of our radio station websites. In the meantime - we're bringing you Part 2 of that chat, which will give you even more insight on the many ways this agency touches our lives, and protects us all from scammers and bad actors. Then we'll catch up with representatives from the Greenwich Historical Society to learn more about "Rediscover Greenwich," a new series of interactive programs created in partnership with Untapped New York that will showcase the unique history of Greenwich's neighborhoods, architectural landmarks and more. And finally, March is Problem Gambling Awareness Month, so we're taking the opportunity to bring back representatives of the CT Council on Problem Gambling to talk about the latest trends they are seeing here in the state, as well as reaching out to those to offer help and hope if they are trapped in the spiral of problem gambling.
In President Donald Trump's recent joint address to Congress, he said, "To unshackle our economy, I have directed that for every one new regulation, ten old regulations must be eliminated." Elon Musk, whom Trump has assigned to execute this vision, has argued that it is time to get rid of all regulations, or as Musk said, “regulations, basically, should be default gone.”Joining Bethany and Luigi to discuss this intensified commitment to deregulation and laissez-faire capitalism is Sam Peltzman, perhaps the leading living expert on the economics of regulation. Peltzman is the Ralph and Dorothy Keller Distinguished Service Professor Emeritus of Economics at the University of Chicago's Booth School of Business and director emeritus of the Stigler Center, which sponsors this podcast and is named after his mentor, Nobel-Prize laureate George Stigler. Together, the three of them chart a historical perspective on regulation, from Stigler's ideas of regulatory capture to the unintended consequences of deregulatory efforts over time to today's “chainsaw” approach to gutting federal agencies. To understand the costs and benefits of regulation, they discuss how federal agencies have recently intervened in markets, if the private sector could not have accomplished these interventions more efficiently, and if these interventions did more harm than good. Their case studies include the funding, testing, and rollout of the COVID-19 vaccine, the regulation of cryptocurrencies, the management of the collapse of Silicon Valley Bank, and the role of the government in addressing climate change. In the process, they answer the trillion-dollar question: Are Trump's deregulation efforts actually efficient?Episode Notes:Revisit our recent episode with Federico Sturzenegger, the Argentinian Minister for State Transformation and DeregulationRead the op-ed Bethany mentions writing in the wake of the financial crisis: Who Wants a 30-Year Mortgage?At the end of the conversation with Peltzman, Luigi asks him about his recent academic papers tracing marriage and happiness. Read these papers on the Stigler Center's Working Paper archives: The Socio-Political Demography of Happiness (2023) and The Anatomy of Marital Happiness (2025)
Send us a textToday I discuss the critical topic of agency in real estate, focusing on the interference with agency agreements and its implications for agents and consumers under the law. The conversation centers on the legal obligations of agents, the consequences of interfering with agency during brokerage transitions, and the responsibilities of builder agents. Additionally, I give another short update on a new Clear Cooperation Policy proponent and emphasize how CCP in relation to agency laws protect consumers and helps prevent clients from cheating on their agents. Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
What's going on with Michigan's consumer protection statute? How does the Michigan Attorney General's Office operate, and what are its enforcement priorities? In this episode of the Ad Law Access Podcast, your host Simone Roach delivers insights from Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier, based on their recent blog post recapping their recent webinar with Michigan Attorney General Dana Nessel's discussion on these key topics: https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/state-ags-and-consumer-protection-what-we-learned-from-michigan With potential changes to Michigan's consumer protection laws and new enforcement priorities on the horizon, this is an important listen for businesses navigating regulatory risks in the state.
How do we ensure the products we use every day are truly safe? In this episode, Nicolai Tangen talks with Jennifer Scanlon, President and CEO of UL Solutions, about the evolving world of safety testing. From toys to lithium batteries, they explore how UL Solutions puts products to the test, the role of AI in shaping safety standards, and the company's journey from private to public ownership. Jennifer also shares her leadership philosophy and her deep commitment to building a safer world. With 15,000 employees operating in 110 markets, UL Solutions is making a global impact. Tune in for an insightful conversation!In Good Company is hosted by Nicolai Tangen, CEO of Norges Bank Investment Management. New full episodes every Wednesday, and don't miss our Highlight episodes every Friday.The production team for this episode includes Isabelle Karlsson and PLAN-B's Niklas Figenschau Johansen, Sebastian Langvik-Hansen and Pål Huuse. Background research was conducted by Isabelle Karlsson.Watch the episode on YouTube: Norges Bank Investment Management - YouTubeWant to learn more about the fund? The fund | Norges Bank Investment Management (nbim.no)Follow Nicolai Tangen on LinkedIn: Nicolai Tangen | LinkedInFollow NBIM on LinkedIn: Norges Bank Investment Management: Administrator for bedriftsside | LinkedInFollow NBIM on Instagram: Explore Norges Bank Investment Management on Instagram Hosted on Acast. See acast.com/privacy for more information.
Check out some important news and solid advice in the first of a two-part chat with the Commissioner of the state's Dept. of Consumer Protection on the heels of Consumer Protection Week. You'll probably be surprised how many ways this agency touches our lives, and protects us all from scammers and bad actors.
The CFPB is under attack. Banks are celebrating. Consumers are left in the dark.The Consumer Financial Protection Bureau's powers are being stripped away.Will the watchdog's bark be silenced? Are fraudsters free to roam? What will billions in bank influence do to your finances?We're uncovering the shocking truth and more in this week's podcast. It's information you need to know. So sit back, relax, and tune in.It could save you thousands. 00:00 Introduction: CFPB's role in protecting consumers02:31 Example: Woman loses $16,000 to debt relief scam05:22 CFPB and state attorneys general sue predatory companies07:17 Impact of CFPB's closure on ongoing cases09:56 Why powerful banks and billionaires oppose CFPB13:21 CFPB's partnership with state attorneys general15:47 Stacy Johnson's perspective as a consumer reporter18:16 CFPB's $21 billion return to consumers vs. $700 million budget20:40 Call to action: Contact representatives to defend CFPB23:06 Importance of staying informed and protecting consumers And to stay ahead of the curve, subscribe to the Money Talks News newsletter and YouTube channel now. Your future self will thank you! Make new friends! Join the MTN Facebook Retirement Group Click to watch Youtube version : https://youtu.be/VkaXcllCkVE Title with URL link insert Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Summary: The Consumer Financial Protection Bureau (CFPB), established in 2010 to protect consumers from financial fraud and abuse, is being dismantled. The agency's offices have been closed and staff dismissed, leaving consumers vulnerable to predatory practices. Examples include a woman who paid $36,000 to a debt relief company, with $16,000 going to fees, and a mortgage company giving unaffordable loans to mobile home owners. The CFPB, in partnership with state attorneys general, has held these companies accountable, but ongoing cases are now being dismissed. Powerful banks and billionaires oppose the CFPB's oversight, influencing politicians to deregulate the financial industry. The CFPB has returned $21 billion to consumers, far exceeding its $700 million annual budget. Consumers are urged to contact their representatives and defend the CFPB to prevent a repeat of the 2007-2008 financial crisis. Without the CFPB's protection, consumers are at risk of falling victim to financial fraud and abuse.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.
Dr. Hoffman continues his conversation with Nate Jones, CEO of Xlear, Inc., about his extraordinary win against the FTC for health freedom.
In this special episode of the Intelligent Medicine podcast, Dr. Ronald Hoffman interviews Nathan Jones, CEO and founder of Xlear, Inc., about the extraordinary legal battle Xlear faced against the Federal Trade Commission (FTC) for making scientific claims about their xylitol-based products. Despite submitting numerous studies to substantiate their claims, the FTC pursued the case, which began in 2020 during the COVID-19 pandemic. Jones shares the journey and significant personal and financial costs involved, ultimately leading to the FTC dropping the case. The episode explores the broader implications for the natural products industry and highlights the importance of continued advocacy for scientific truth and free speech.
Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with U.S. Senator Marsha Blackburn, senior senator for Tennessee and the first woman to represent the Volunteer State in the United States Senate. She serves on the Deputy Whip Team and is a member of the Finance Committee; the Commerce, Science & Transportation Committee; the Veterans' Affairs Committee; and the Judiciary Committee. Senator Marsha Blackburn serves as the Ranking Member on the Commerce Subcommittee on Consumer Protection, Product Safety, and Data Security and on the Judiciary Subcommittee on Human Rights and the Law. Before her election to the Senate, Marsha represented Tennessee's 7th Congressional District in the United States House of Representatives. The conversation focuses on the following topics: ✅ President Trump's State of the Union Address, presenting his vision for a Golden Age of America. ✅ Senator Blackburn requiring transparency and accountability, working with FBI Director Kash Patel in obtaining unredacted Epstein logs and other pertinent materials ✅ Senator Blackburn spearheading DOGE Acts to hold the federal government accountable for managing taxpayer dollars. Collaborative efforts with Elon Mask in making the federal government more efficient and slash wasteful spending. ✅ Strengthening the economic partnership between the U.S. and Taiwan. ✅ Senator Blackburn's recently introduced Tax Administration Simplification Act, to provide straightforward, taxpayer-focused improvements to streamline tax filing and payment for individuals and small businesses. ✅ Strengthening US-Israel ties and combating anti-Semitism with new leadership in Congress and the White House. ✅ Making America Healthy Again | Healthy foods and eating habits for a healthier America. Throughout her time in Congress, Marsha has led the fight to hold Communist China accountable. Her in-depth analyses of the Chinese Communist Party's threats to American sovereignty have prompted Congress to examine legislation countering Beijing's malign influence on global supply chains, technology infrastructure, and international organizations. After Beijing took over the once autonomous region of Hong Kong in 2019, Marsha led bipartisan legislation, which was signed into law by President Trump, that prohibits the U.S. export of crowd control equipment to the Hong Kong Police Force. Her bipartisan Open Technology Fund Authorization Act, which supports internet freedom by addressing authoritarian regimes' efforts to censor the internet, was also signed into law. At the same time Marsha has stood up to Communist China, she has worked to bolster the U.S.-Taiwan relationship. In August 2022, she visited Taiwan, met with President Tsai Ing-wen in Taipei, and called to strengthen connections between the U.S. and Taiwan. During this visit, Marsha made her stance clear: Taiwan is a country. On border policy, Marsha bases her approach on the simple truth that until our borders are secure, every town will be a border town and every state will be a border state. In the Senate, she has led the charge to fully fund the United States Border Patrol, restart construction of a physical barrier, impose harsher criminal penalties for drug smuggling, and fight for law and order on behalf of the thousands of women and girls lost to cross-border human trafficking. Further reading: Blackburn, Hassan, Colleagues Introduce the “Patients Before Middlemen Act” to Bring Down Cost of Prescription Drugs (https://www.blackburn.senate.gov/2025/3/health%20care/blackburn-hassan-colleagues-introduce-the-patients-before-middlemen-act-to-bring-down-cost-of-prescription-drugs) Blackburn, Kelly Push for More Federal Resources to Combat Fentanyl Crisis in Tennessee (https://www.blackburn.senate.gov/2025/2/crime/national%20security/blackburn-kelly-pushes-for-more-federal-resources-to-combat-fentanyl-crisis-in-arizona) Blackburn, Schatz Introduce Bill to Strengthen U.S.-Taiwan Partnership, Safeguard U.S. from Communist China's Security Threats (https://www.blackburn.senate.gov/2025/2/china/jobs%20and%20economy/national%20security/blackburn-schatz-introduce-bill-to-strengthen-u-s-taiwan-partnership-safeguard-u-s-from-communist-china-s-security-threats) americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @MarshaBlackburn @ileaderssummit @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program - a strategic initiative of International Leaders Summit, focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 65 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm
Send us a textIn this episode of Dishin' Dirt, Carl Medford and I discuss the current state of the real estate industry, focusing on the contentious issue of "Days on Market" and its implications for transparency and consumer protection. We explore the impact of recent lawsuits, the role of commissions, and the necessity of maintaining clear cooperation policies. The conversation emphasizes the importance of fiduciary duties and the need for integrity in real estate transactions, while also predicting future trends in the industry.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
GenAI is revolutionizing finance! Hear from the winners of AIR's NextGenAI Call for Papers: Delicia Reynolds Hand, Dr. Henry Balani & Dr. Adrienne Heinrich. They discuss GenAI's impact on consumer protection, financial crime & ethical governance.
Friday, February 28th, 2025Today, a judge has ordered Trump administration officials to give sworn testimony about DOGE; a judge has dismissed Ric Grenell's defamation case against Olivia Troye; the DHS has quietly eliminated the ban on surveillance based on sexual orientation and gender identity; Andrew and Tristan Tate have left Romania and landed in the sex pest sanctuary state of Florida; a federal judge in Baltimore has extended the PFLAG TRO blocking Trump's effort to cut funding to hospitals and others who provide transgender-related treatment to people under 19; Elon Musk claimed he restored Ebola prevention efforts but officials say that's not true; the Pentagon sends out a memo that it will be removing transgender service members; the Office of Personnel Management has told the Consumer Financial Protection Bureau to reinstate fired veterans and military spouses; and Allison and Dana deliver your Good News.Guest: John FugelsangTell Me Everything — John FugelsangThe John Fugelsang PodcastSiriusXM ProgressThe Sexy Liberal Save The World Comedy TourSexy LiberalStories:Defamation suit tossed against ex-Pence aide after 'white supremacist' post - Raw StoryInfluencer Tate brothers, who face human trafficking charges in Romania, arrive in the US - AP NewsMusk claims DOGE ‘restored' Ebola prevention effort. Officials disagree. - The Washington PostDonald Trump Suffers Legal Setback Over Transgender Order - NewsweekTransgender service members to be removed from military, Pentagon memo says - CBS NewsDHS quietly eliminates ban on surveillance based on sexual orientation and gender identity - The AdvocateJudge orders Trump administration officials to give sworn testimony on DOGE - KYLE CHENEY and JOSH GERSTEIN | POLITICOOPM Tells CFPB to Reinstate Fired Veterans, Military Spouses - Bloomberg Law Good Trouble:*Today is The Blackout. Don't buy anything unless it's from a small local business on Friday, February 28th.Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Check out muellershewrote.com for my interview with a systems security expert about the massive breach at opm.gov caused by Elon MuskFrom The Good NewsAncient deity, pet and endangered species. Why is axolotl Mexico's most beloved amphibian? | AP NewsFlying Spaghetti Monster - WikipediaSurvivor benefits | SSAAlaska Mobile Notary ServicesHead Start.gov Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts
Jo Ann briefly discusses the changes underway at the U.S. financial regulatory agencies, including thoughts on the new Department of Government Efficiency (DOGE) and potential impacts on the Consumer Financial Protection Bureau (CFPB).
Send us a textIn this episode, I interview Leo Pareja, CEO of eXp Realty, discussing the current state of the real estate market following significant changes in compensation models and the implications of the Clear Cooperation Policy. Leo shares insights on the challenges faced by agents and the importance of maintaining a cooperative real estate environment to ensure consumer protection and market efficiency. The conversation delves into the impact of recent settlements on the industry and the future of Multiple Listing Services (MLS).Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.