Podcasts about Consumer protection

In this crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Chris Willis is joined by Joseph DeFazio, Bill Foley, and Michael Yaghi to discuss the implications of New York's FAIR Act, a significant amendment to the state's UDAAP statute. The FAIR Act aims to broaden consumer protection by lowering the threshold for legal action against unfair and abusive business practices. With expanded enforcement powers for the state, this legislation could dramatically increase litigation risks for financial services companies operating in New York if the governor signs the bill. Tune in to understand how this legislative shift might affect the industry and what steps businesses can take to prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bongani Bingwa speaks to Tebogo Ntsimane, Investigations Department Manager at the National Credit Regulator (NCR), about the alarming resurgence of illegal loan sharks — commonly known as “mashonisas.” These unregistered lenders are exploiting desperate South Africans by charging exorbitant interest rates, confiscating bank cards and ID documents, and in some cases, using violence to enforce repayments. The NCR, alongside law enforcement, is intensifying efforts to shut down these operations. Crucially, many borrowers don’t realize that if a lender is unregistered, the loan agreements are unlawful — and they may not even be legally required to repay the debt. This conversation is about more than debt — it’s about justice, protection, and empowering people with the right information. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Hawaii stands out among the states with a rare dual-entity enforcement structure: both the Attorney General's Office and the Office of Consumer Protection hold authority under the state's consumer protection laws. In this episode, we explore how these agencies coordinate enforcement, the strengths and challenges of overlapping jurisdiction, and the unique legislative and litigation roles each plays. We also dive into Hawaii's UDAP and deceptive trade practices laws, automatic renewal requirements, price gouging restrictions, and key differences between pursuing cases in state versus federal court. For legal, compliance, and marketing teams, Hawaii offers a distinctive look at how consumer protection authority can be shared—and what that means for enforcement risk. Hosted by Simone Roach. Based on a blog post by Paul Singer, Abby Stempson, Beth Chun, and Andrea deLorimier.

In this episode of Pricing Heroes, we speak with Barrie Carmel, a pricing, margin, and revenue management consultant with more than 30 years of experience, including senior leadership roles at Bed Bath & Beyond and Michaels. Barrie shares her journey from foodservice into retail pricing leadership and reflects on what it means to balance precision and speed, manage promotions and customer perception, and lead pricing in an era of public scrutiny.Key Topics:Lessons from transitioning between B2B foodservice and large-scale retailHow to manage complexity when in-store price execution depends on laborThe decline of coupon culture and the challenge of generational shifts in value perceptionWhy framing conversations in customer-centric terms builds credibility and influence internallyElectronic shelf labels and AI — opportunities, risks, and why data protection is essentialHow litigation and regulation are likely to reshape fairness standards and reference pricing practicesRecommended Resources:Player Piano by Kurt VonnegutDombey and Son by Charles DickensPredictably Irrational by Dan ArielyConnect with Barrie Carmel:LinkedIn: https://www.linkedin.com/in/barrie-carmel-6227284/Get in touch with us----------Get your free copy of Get Ready for the Future Of Pricing with our A-Z Guide.For more information about AI pricing solutions, visit Competera.ai.

In this episode of the Real Estate Pros podcast, host Q Edmonds speaks with Doug Quinn, the executive director of the American Policy Holder Association. They discuss the challenges faced by consumers in the insurance industry, particularly in the wake of disasters like Superstorm Sandy. Doug shares his personal experience with insurance fraud and the formation of his organization to advocate for consumer rights. The conversation highlights the impact of rising insurance costs on real estate values and the need for accountability in the insurance sector.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Facebook messages, text messages, more everyday scams targeting anyone in Connecticut keep popping up. We spoke with Commissioner Bryan Cafferelli from the CT Department of Consumer Protection, about what to look out for. We also talked about new consumer protection laws in our state this fall. Consumer complaint center: Phone: 860-713-6300 Toll free: 800-842-2649 Email: DCP.complaints@ct.gov Image Credit: Eric Urbanowicz

Joanna talked with Equity Cooperative Livestock Sales Association President and CEO, Curt Larson, about the Wisconsin Department of Agriculture, Trade and Consumer Protection’s (DATCP) proposed fee increases under ATCP 10 and ATCP 12. Curt gets listeners up to speed on the topic, challenges for the farming community, solutions to resolve the financial constraints, timeline and how farmers can submit public comments by Oct. 15. DATCP Proposed Substantial Fee Increases That Will Ultimately Burden Producers https://www.equitycoop.com/ See omnystudio.com/listener for privacy information.

Today's modern farming operation may not be able to do everything on their own. Machinery expense, labor availability and skill set may be some of the motivation for farms to hire a specialist. Ben Jarboe finds out about how the Wisconsin custom operators are doing heading into the harvest. Jeremy Heim a board member for the Wisconsin Custom Operators, discusses the trends he's seeing this year.Not much rain on the way for anyone in Wisconsin, but the heat continues. Stu Muck says a little fog this morning should burn off to a beautiful day.A new proposal in the state legislature is aimed at the future of Wisconsin farming. The bill would require the Department of Agriculture, Trade and Consumer Protection to launch a farmland link program through its Farm Center. The idea is to connect landowners and retiring farmers with beginning farmers looking for agricultural ground. The bill’s author Representative Clint Moses tells Stephanie Hoff that the idea came from a statewide need to both find farmland and keep that land in agriculture. Moses is vice chair on the Assembly Agriculture Committee.Crop conditions continue to look good. Pam Jahnke recaps the latest field updates including the fact that over 22% of the corn silage has already been harvested.Tuesday and Wednesday are the last hearing opportunities for farms that could be impacted by proposed fee increases on livestock yards, dealers and truckers. The President of the Wisconsin Cattlemen's Association, Tressa Lacy, has a small herd of Red Angus cattle with her husband in Rio, Wisconsin. Recently, she participated in a public hearing held by DATCP about the proposed. She says if these fees go into place it might force some livestock sales to go out of state! She says that's just not feasible for a lot of the smaller operations that depend on that local service.This crop just seems to keep getting bigger. John Heinberg, market advisor with Total Farm Marketing in West Bend says Friday's World Ag Supply/Demand report didn't have a lot of big surprises for the traders. It did shave some yield off both corn and soybeans. Heinberg's advising growers to activate some tools that will allow them to maintain ownership on their crop after they've marketed "extra bushels" to cash flow the farm through the fall. He says he believes there could be some opportunity once we get into calendar year 2026.See omnystudio.com/listener for privacy information.

Livestock market operators in Wisconsin are pushing back against a proposed fee increase by the Department of Agriculture, Trade and Consumer Protection, calling it "excessive" with hikes as high as 1700 percent. Jim Matthes of Matthes Farms Auction Market in Viola says his family's small business can't absorb the cost and would be forced to raise commissions, passing the burden onto farmers and consumers. He argues that the decline in cattle volume and shrinking number of farms already strain margins. Matthes urges lawmakers to intervene, pointing out that federal funding hasn't decreased and neighboring states have far lower fees. He warns the increase could drive business across state lines, costing Wisconsin both revenue and regulatory oversight.See omnystudio.com/listener for privacy information.

There's a dust up between the WI Department of Ag, Trade and Consumer Protection and the states livestock marketing yards, dealers and truckers. The challenge is over proposed increases on fees charged to these agribusinesses for licenses granted and oversight of their activities. Pam Jahnke finds out about the conflict from Curt Larson, President and CEO of the Equity Livestock Cooperative Sales Association. Larson says some fees are going up by more than 1600%. He says this is not only extreme, it's unjustified. Larson points out that any escalation in fees must be directly passed to the producers who use the services. He says that because many of the functions of these licenses are about traceability, the expense should be shared by more than just producers.A warmer weekend is on the way for Wisconsin. Stu Muck says once the fog burns off, temperatures will easily move into the 80's with just a little rain on the way.Silage harvest is underway and it's important to make notes on what you're seeing. Dean Ebert from Helena Agri tells Pam Jahnke that he checks everything from tip fill to leaf disease as the harvest unfolds. He also notes that they've finally started to see prices for 2026 inputs, but it's going to require a very sharp pencil. Ebert says planning sooner before later may really benefit growers. Paid for by Helena Agri.A Monroe area cheesemaker has become an example of what can happen if immigration reform isn't addressed. John Umhoeffer, executive director of the WI Cheesemakers Association says last month, workers at W&W Dairy went on strike after new ownership required employees to verify their immigration status through E-Verify. John explains that E-Verify is a national program required for dairy plants that make products for the government. But he says the situation is highlighting a larger issue: America’s immigration system and what it means for the future of food production. Bow season for deer is here and it sparks a lot of excitement among Wisconsin residents as one of the favorite fall past times. Although the season brings joy to many it also creates dangers. Ben Jarboe find out about this years hunt from DNR’s deer program specialist Jeff Pritzl is here to give a look at where deer hunters may have the most luck, but first he gives a look into some safety considerations to make sure everyone has an enjoyable hunt. He also says that we can expect above average antler growth from bucks this year due to the mild winter. See omnystudio.com/listener for privacy information.

A new proposal in the state legislature is aimed at the future of Wisconsin farming. The bill would require the Department of Agriculture, Trade and Consumer Protection to launch a farmland link program through its Farm Center. The idea is to connect landowners and retiring farmers with beginning farmers looking for agricultural ground. The bill’s author, Representative Clint Moses, says the idea came from a statewide need to both find farmland and keep that land in agriculture. Moses is vice chair of the Assembly Agriculture Committee.See omnystudio.com/listener for privacy information.

Your VIRTUAL Home in Portugal - www.theportugalclub.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details

The state Department of Agriculture, Trade and Consumer Protection is proposing changes to ATCP 10 and ATCP 12. These are fee increases for livestock auction markets, dealers, and truckers. Equity Cooperative Livestock Sales CEO Curt Larson comments on the proposed changes with Farm Director Pam Jahnke. He says the only way to collect these fee increases will be to pass them on to the farmers, which he fears will force even more producers out of livestock. In addition, Larson says the proposed fee increases are excessive and well beyond “ordinary and customary,” ranging from 205 percent to 1,700 percent. "The department must realize they cannot make up for the loss of shared funding simply by increasing the user fees," he says.See omnystudio.com/listener for privacy information.

Depending on what state or country you live in, logging into Instagram, Reddit, or (dare we say) Corn Hub might prompt you to submit a government ID to proceed. This fresh privacy nightmare is thanks to a variety of "online safety" laws going into effect, or being upheld by courts. They are aimed at protecting minors from accessing harmful content online -- a laudable goal. But requiring all users to submit their face and address to tech companies comes with a host of privacy issues and pressures on free speech. To explain what's going on, who might be affected, and what happens next, Matt sits down with Laura Riposo VanDruff, a partner at the law firm Kelley Drye & Warren who has spent much of her career focused on tech, privacy, cybersecurity, and AI litigation, and a decade of work at the FTC's Bureau of Consumer Protection, which is often the de facto government body that regulates these kinds of digital issues. Connect with Laura and her work: https://www.kelleydrye.com/people/laura-riposo-vandruff https://www.linkedin.com/in/laura-riposo-vandruff-1598b921/ Shout out to our Producer Tier Patreon supporters! BowieBarks Dominick Kerr Evan Jolene Jula Robert Tortorelli Sam William News items discussed in this episode: https://www.npr.org/2025/08/14/nx-s1-5482925/scotus-netchoice https://www.eff.org/deeplinks/2025/08/no-uks-online-safety-act-doesnt-make-children-safer-online This show is made possible by listener support: https://www.patreon.com/influencepod Listen & subscribe wherever you get podcasts:

Investment scams empowered by AI are going to get worse in the years ahead - and no amount of regulation is going to stop 'bad actors' inside finance. Self-defence in the form of financial literacy is the answer: investors need it, kids in school need it, but the government has put the issue on the back burner. It’s time for a change. Tracey West, financial education manager at Ecstra, the financial literacy foundation joins Associate Editor - James Kirby in this episode. In today's episode, we cover: Scam watch - What investors need to know Why the First Guardian scandal is a taste of things to come Should schools make financial literacy mandatory? How AI 'fakes' will drive a new wave of investment fraud See omnystudio.com/listener for privacy information.

Original Air Date: July 6th The State of Minnesota has established a Consumer Fraud Restitution Fund to help scam victims recover lost money-even if the scammers aren’t caught or can’t repay. In its advocacy work, AARP Minnesota sees this as a big win. Jay Haapala, AARP MN’s Associate Director for Community Engagement explains. Freddie Bell’s…

What happens in Nevada won't stay in Nevada when it comes to consumer protection enforcement. A recent Kelley Drye webinar shed light on how state attorneys general approach unfair and deceptive practices, offering a preview of tactics and remedies that could surface in other jurisdictions. For legal, compliance, and marketing teams, these insights are critical for anticipating enforcement risks, adapting compliance programs, and avoiding costly disputes with regulators. Hosted by Simone Roach. Based on a blog post by Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier

In this crossover episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Jason Cover and Jeremy Sairsingh to discuss buy now, pay later (BNPL) products as they continue to dive into the Point-of-Sale Finance Series. They highlight the complexities of BNPL offerings and the transformation of these payment models with varying fee structures and repayment terms. As these BNPL products mature, they challenge traditional definitions and regulatory frameworks, prompting a closer look at how consumers and providers are adapting to this financing option and its effects. With continuous industry innovations, regulators are working to keep pace, raising questions about the future direction of BNPL regulation and its impact.

With the back-to-school season upon us, so are the back-to-school scams. From fake online shopping sites to student loan relief scams, fraudsters will do anything to take your money, and they do it while you already have a lot on your plate. To keep you from getting duped, we spoke to Commissioner Bryan Cafferelli of the Connecticut Department of Consumer Protection. Image Credit: Getty Images

In this episode of Passing Judgment, Jessica breaks down three major legal developments: the Supreme Court allowing Mississippi's age verification law for social media to take effect while litigation continues, a renewed but unlikely push to overturn the Court's marriage equality decision in Obergefell, and a federal court ruling enabling potential mass firings at the Consumer Financial Protection Bureau. Jessica explains what these cases mean for our rights and daily lives, highlighting the ongoing balance between state power, individual liberties, and consumer protection.Here are three key takeaways you don't want to miss:Supreme Court and Mississippi's Social Media Age Verification Law: The episode opens with a discussion of the Supreme Court's decision to allow Mississippi's new law requiring age verification for children on social media to take effect while legal battles continue. The law mandates social media companies verify users' ages and get parental consent for kids under 18. Supporters claim it protects children from online harms, while critics argue it's vague, intrusive, and may violate the First Amendment.Renewed Push to Overturn Marriage Equality (Obergefell v. Hodges): There's renewed legal activity aimed at overturning the Supreme Court's 2015 decision in Obergefell v. Hodges, which legalized same-sex marriage nationwide. The case gained attention due to Kim Davis, a former Kentucky clerk who refused to issue marriage licenses to same-sex couples, now asking the Supreme Court to revisit the ruling.Trump Administration and the Consumer Financial Protection Bureau (CFPB): The final major story discusses a recent court decision paving the way for the Trump administration to pursue mass firings at the CFPB—a federal agency created after the 2008 financial crisis to protect consumers. Follow Our Host: @LevinsonJessica

In this episode of Consumer Connection, we delve into the world of gold bar scams with a special guest, Detective Sean Petty from the Montgomery County Department of Police's Financial Crimes Section. Hosted by Michelle Escobar, an OCP investigator, this episode uncovers the intricacies of these deceptive crimes.Tune in to learn:What gold bar scams areHow these scams start and what it looks like when you're being approachedWhat victims are told and how they're contactedHow scammers pose as imposters and persuade their victimsTips to help avoid such scamsWe also discuss a recent gold bar case that highlights scammers' tactics. Don't miss this insightful episode, which aims to protect you and your loved ones from falling victim to these fraudulent schemes.For additional information, visit MCDP's website at https://www.montgomerycountymd.gov/POL/index.html or visit OCP's website at www.montgomerycountymd.gov/ocp. Have a question or suggestion for a future episode? Send an email to consumerconnection@montgomerycountymd.gov. 

In this episode of The Consumer Finance Podcast, Chris Willis is joined by veteran litigators Jason Manning and Carter Nichols to explore litigation implications following the CFPB's withdrawal of nearly 70 pieces of informal guidance earlier this year. The discussion examines how this significant shift impacts private litigation, particularly in cases where courts previously relied on these guidance documents, opening new avenues for legal arguments and challenges in a landscape where statutory interpretation and legal strategy become paramount with opportunities to redefine precedents and discover uncharted legal territories. The episode underscores the evolving nature of consumer finance litigation and the strategic considerations that come with these regulatory changes.

On Tuesday 17th November the Rt. Hon. Professor Shirley Williams delivered the 2009 Alcuin lecture at the Law Faculty, discussing the future of the European Union after the Lisbon Treaty.Shirley Williams, Baroness Williams of Crosby, was one of the 'Gang of Four' moderate Labour politicians who in 1981 founded the Social Democratic Party (SDP), which merged with the Liberal Party in 1988 to form the Liberal Democrats.Baroness Williams was first elected as an MP in the 1964 General Election to represent the Labour Party in the constituency of Hitchin, Hertfordshire. She rapidly rose to a junior ministerial position and subsequently served as Shadow Home Secretary of State for Prices and Consumer Protection, Secretary of State for Education, and Paymaster General until she lost her seat in the general election of 1979.In 1981 she resigned from the Labour Party to form the SDP, along with Roy Jenkins, David Owen and Bill Rodgers. Later that year she won the by-election for Crosby in Merseyside to become the first elected SDP MP. After losing her seat in 1983 she became a familiar face as a broadcaster on In conversation with Shirley Williams and has appeared on the BBC's Question Time more than any other panellist.n 1988, Williams moved to the USA as Professor of Elective Politics at Harvard's Kennedy School of Government until 2001. She helped draft constitutions in Russia, Ukraine and South Africa, served as a UN Special Representative to the former Yugoslavia, and has been President of Chatham House, the Royal Institute for International Affairs. With Amartya Sen, she is a director of the US-based Nuclear Threat Initiative, which seeks to reduce the risk of use of nuclear, biological and chemical weapons; and in 2007 was appointed by the Prime Minister as an independent advisor on nuclear proliferation.The Alcuin lectures are named after the 8th century scholar Alcuin of York, who was a key advisor to the Emperor Charlemagne and a central figure in the Carolingian Renaissance. The lectures were established in 1999 with a benefaction from Lord Brittan, himself a former European Commissioner. The theme for the lecture must be some aspect of the relationship between Britain and the European Institutions. Previous speakers have included Lord Patten, Lord Hannay and Dr Carl Bildt.

Among the recent amendments to Canada's Competition Act are new provisions targeting so-called “greenwashing,” i.e., misleading claims in advertising regarding the environmental benefits of a product. In a related development, the Competition Bureau has issued guidelines concerning its enforcement approach to environmental claims under the new law. What will be the impact of the changes on companies and consumers? In this episode, Alicia Downey and Anora Wang talk to Canadian consumer protection lawyer Candice Kloes about the amendments, the guidelines, and the increased risks and compliance burdens posed by public-facing environmental claims in Canada. With special guest: Candice Kloes, Counsel, Borden Ladner Gervais LLP Related Links: Dionysios Rossi, Denes A. Rothschild, Candice Kloes, Roark Lewis, and Jessica Hennings, “False advertising and greenwashing: Bill C-59 changes to Competition Act” (July 2024) Candice Kloes, Roark Lewis, Denes A. Rothschild, Rick Williams, and Sadie Glickman, Canada's greenwashing crackdown: New guidelines & private right of action (July 2025) Canada's Zero Plastic Waste Agenda Hosted by: Alicia Downey, Downey Law LLC and Anora Wang, Arnold & Porter Kaye Scholer LLP

Wisconsin Farm Technology Days wraps up at 4 p.m. today. Don't forget to swing by Wisconsin Farmers Union at Booth 607. President Darin Von Ruden is concerned about the latest dairy farm numbers released by the Wisconsin Department of Agriculture, Trade and Consumer Protection. That's why he's mobilizing members to call on legislators to advance farm priorities.See omnystudio.com/listener for privacy information.

Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community,” details the origins and mission of the nonprofit organization aimed at transforming the food supply and improving health by reducing chemicals in food, water, and air. Highlighting the impact of grassroots activism, Honeycutt illustrates how the organization's initiatives have driven significant awareness and policy changes, including advances in organic food consumption and labeling. She also touches on the challenges posed by government and corporate influences, advocating for policies that put children's health and safety first. Honeycutt emphasizes the importance of individual actions and community involvement in creating a healthier future.

Dr. Hoffman continues his conversation with Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community.” 

In this episode of Hashtag Trending, host Jim Love discusses a variety of consumer protection and scam-related stories. Topics include an Airbnb host accused of using AI-generated photos for a fake $9,000 damage claim, scammers sending mystery packages with QR codes for phishing attacks, and AI's impact on consulting firms like McKinsey. Additionally, the episode covers a US court blocking the click-to-cancel rule meant to simplify subscription cancellations, and Atlassian's controversial use of prerecorded videos to lay off staff. The overarching theme highlights the increasing challenges consumers face as technology advances. 00:00 Introduction and Overview 00:52 AI-Generated Scams: The Airbnb Incident 02:34 QR Code Phishing Scams 04:07 AI's Impact on Consulting Firms 05:45 Consumer Protection Setback: Click to Cancel Rule 07:25 Atlassian's Controversial Layoffs 08:47 Conclusion and Sign-Off

Send us a textReal estate agent complaints about being cut of out of builder transactions and builder agents having direct communication with represented clients is on the rise.  Today I review the recent guidance letter from the South Carolina Real Estate Commission regarding builder agents and their responsibilities. In particular, I discuss the need for builder agents to comply with the same regulations as other real estate agents including agency, interference with agency and disclosure. I cover the common violations by builder agents, the significance of independent representation for buyers, and legal precedents that highlight the unequal bargaining power in real estate transactions. I conclude with key takeaways for both builders and agents to ensure compliance and protect consumer rights.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess expand on the Point-of-Sale Finance Series to focus on leases and rent-to-own (RTO) models. This conversation spotlights the legal frameworks and best practices for structuring these models and integrating alternative financial options into point-of-sale offerings for goods and services. They also discuss market trends driving the creation of innovative products that are becoming increasingly popular, including virtual RTOs, solar panel leasing, and short-term renewable transactions for ride-share programs.

In this episode of iGaming Daily, brought to you by Optimove, host Jessica Welman, Managing Editor at SBC, alongside Media Manager, Charlie Horner, as they explore DraftKings' turbulent July, highlighted by a $450,000 fine from the Massachusetts Gaming Commission (MGC) for credit card deposit violations. Listeners will get a front-row seat to the 10-hour MGC hearing that exposed critical regulatory concerns in Massachusetts' sports betting ecosystem. Discover the legal nuances behind DraftKings' promotional practices, including their recent courtroom victories and costly setbacks in states like Connecticut and New York. Commissioner Eileen O'Brien's sharp prosecutorial style also takes centre stage, raising important questions about compliance, enforcement, and the evolving standards for sportsbook operators nationwide.The two then pivot to a broader industry trend: the steady retreat of European iGaming operators from the American market. Betfred's quiet departure from Nevada and Pennsylvania is just the latest signal of trouble for international brands facing fierce competition and high barriers to entry. Host: Jessica WelmanGuest: Charlie HornerProducer: Anaya McDonaldEditor: James RossiGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.

The Federal Trade Commission has fined the makers of the video game Fortnite more than $500 million ostensibly for violations that have no legal basis. This is yet another case of the feds shaking down producers in the name of “consumer protection.”Original article: https://mises.org/mises-wire/ftc-versus-fortnite-consumer-protection-consumer-deception

The Federal Trade Commission has fined the makers of the video game Fortnite more than $500 million ostensibly for violations that have no legal basis. This is yet another case of the feds shaking down producers in the name of “consumer protection.”Original article: https://mises.org/mises-wire/ftc-versus-fortnite-consumer-protection-consumer-deception

I am Rolf Claessen and my co-host Ken Suzan and I are welcoming you to episode 165 of our IP Fridays podcast! Today's interview guest is Christian Wichard, who is the Deputy Director General of at the Federal Ministry of Justice and Consumer Protection and he has been doing that for about 14 years, with […]

In this special joint episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory Practice, is joined by Keith Barnett and Jason Cover from the Payments Pros podcast, along with Troutman Pepper Locke Consumer Financial Services Partner Mark Furletti. They discuss the future of earned-wage access (EWA) products following the Consumer Financial Protection Bureau's (CFPB) rescission of previous guidance. The conversation explores the history and evolution of EWA products, initially designed as employer-based solutions to provide employees early access to earned wages without extending credit.The group highlights regulatory challenges, including the CFPB's changing stance and the impact of state laws on EWA offerings. They examine how these products are structured to avoid being classified as credit, focusing on optional fees and the absence of repayment obligations. The discussion also addresses the legal landscape, noting potential state-level regulatory landmines and private litigation. The episode emphasizes the importance for fintechs and payroll processors to navigate these complexities carefully, especially in states with stringent regulations like California and New York. The podcast concludes with insights into the future of EWA, stressing the need for compliance with evolving state and federal laws.

In this episode of Brain in a Vat, we welcome back Jessica Flanigan for a discussion on the decriminalization of sex work.Using a decriminalization framework, Flanigan examines the ethics of sex work and the role of state regulation.The conversation explores autonomy, consent, and coercion. It also addresses the stigma surrounding sex work, its possible benefits, and the impact of market dynamics on both workers and clients. Flanigan offers a nuanced perspective on a complex and often controversial topic.Check out our related episode on sex work and prostitution featuring Lori Watson: https://youtu.be/feG24mRCTzo[00:00] Introduction[00:25] Thought Experiment: Don and Melania[06:36] Arguments Against Prostitution[11:57] Market Dynamics and Gendered Preferences[21:18] Regulation and Legal Models[26:13] Advertising and Public Perception[31:55] Comparing Sex Work to Other Professions[34:04] Labor Justice and Sex Work[37:47] Consumer Protection in Sex Work[38:55] Licensing and Certification in Sex Work[45:05] Moral Obligations and Promises in Sex Work[51:01] Contracts and Personal Autonomy[57:45] Changing Attitudes Towards Money and Sex[01:00:47] Conclusion and Final Thoughts

In this episode of The Consumer Finance Podcast, Chris Willis is joined by veteran litigators and Troutman Pepper Locke Partners Mary Zinsner and Heryka Knoespel to dissect a groundbreaking Fourth Circuit decision on bank liability in wire transfer fraud cases. The ruling clarifies the actual knowledge standard under the Uniform Commercial Code, rejecting negligence-based liability and safeguarding the speed and efficiency of the banking system. Discover how this decision impacts future litigation and the banking industry's approach to fraud prevention.

The European Union Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection, Michael McGrath, says he believes a trade agreement can be reached with the United States before August 1, when 30% tariffs are due to come into effect. He also discussed the EU’s budget announcement and data protection issues with Bloomberg’s Stephen Carroll.See omnystudio.com/listener for privacy information.

In this special crossover edition of Payments Pros and The Consumer Finance Podcast, Carlin McCrory and Jason Cover are joined by their colleague Caleb Rosenberg to explore the evolving landscape of small business financing. They highlight the significant growth in diverse financing products and providers, which have expanded funding access for small businesses, particularly startups.The discussion outlines the evolution from traditional bank lending to the rise of online and fintech solutions, which have filled gaps left by conventional lenders. The group also examines the complexities of the regulatory environment, focusing on the increased scrutiny from state legislatures and the introduction of consumer-like disclosure requirements for small business lending.Additionally, they consider the impact of recent legislative changes in states like Texas and Louisiana, which could transform financing practices. The conversation includes best practices for structuring and servicing financial products while also speculating on future regulatory trends and the potential influence of federal oversight by the FTC.

SummaryIn this episode, Maurie and Jim Beasley discuss the intersection of artificial intelligence and education, touching on recent policy developments in Ohio, the implications of AI regulation at the state and federal levels, and the importance of AI literacy for teachers. They also reflect on local tragedies and the need for responsible technology use in schools, emphasizing the necessity of clear policies and the challenges associated with their implementation.Chapters00:00 Heartfelt Reflections on Texas Tragedy05:25 AI Policy Developments in Ohio12:53 The Debate on Cell Phone Policies in Schools14:39 AI Regulation and Legislative Challenges18:28 The Impact of Online Business Regulations20:40 AI Legislation Across States22:58 Government Use of AI and Transparency24:48 Consumer Protection and AI Disclosure26:56 AI in Education and Training29:54 Real-World Applications of AI in Classrooms

On 6 April 2025 the UK's new consumer protection regime came into force. The changes, introduced under the Digital Markets, Competition and Consumers Act 2024, include a new direct enforcement regime for the CMA as well as a number of changes to the substantive law, aimed at improving and modernising consumer rights in order to ensure they keep pace with market developments, in particular the trend towards online retail and advertising. In this podcast we take you through the key features of the new, enhanced regime and we are joined by guest speaker Amy McMeekin, Head of Competition and Consumer Law at Sainsbury's, who provides some insights on the impact of the changes for businesses.

Food Fraud and Authenticity Testing with Deleo De Leonardis, CEO of Purity IQIn this eye-opening conversation, Kenny and Phil sit down with Deleo De Leonardis, CEO and co-founder of Purity IQ, to discuss a critical issue that affects every consumer: food fraud and adulteration.Deleo shares her unexpected journey from 20 years in retail (including VP of Private Label at Sobeys) to becoming an entrepreneur in the science-based world of authenticity testing. Despite not being a scientist herself, she and her co-founders identified a massive gap in the industry - while labs routinely test for identity (is echinacea actually present?), they often miss adulteration, dilution, and substitution.Key Topics Covered:Why standard identity testing isn't enough to catch food fraudThe difference between targeted vs. untargeted testing methodsReal examples of adulteration in honey, olive oil, spices, and supplementsHow economic pressures and supply chain disruptions create opportunities for fraudstersThe shocking reality that less than 1% of imported products are actually inspectedWhy "Product of Italy" doesn't guarantee authentic olive oilThe innovative QR-enabled certification system that educates consumers in real-timeSobering Statistics:Some botanical supplements contain over 80% maltodextrin filler instead of active ingredientsFood fraud has existed since ancient Rome and flourishes during economic uncertaintyMost labs focus on facility audits (GMP) rather than actual product testingThis conversation will change how you think about the products on grocery store shelves and highlights why consumers, brands, and retailers need to ask better questions about authenticity testing. As Deleo puts it: "You may think you're doing all the right things - you're missing a really big component." Find Purity IQ here: https://purity-iq.com/Find Deleo here: https://www.linkedin.com/in/delsue28/Thank you to Field Agent Canada for sponsoring the podcast: https://www.fieldagentcanada.com/  

The UK's consumer protection regime changed early in 2025. How will behavioural economics be used by the UK Competition and Markets Authority (CMA) in applying the rules? Stefan Hunt, partner at Keystone Strategy in London, joins Matthew Reynolds and Matthew Hall to discuss previous consumer protection cases investigated by the CMA and the new regime under the Digital Markets, Competition and Consumers Act 2024. Listen to this episode to learn more about the application of behavioural economics to consumer protection enforcement and how companies should prepare. With special guest: Stefan Hunt, Partner, Keystone Strategy Related Links: Keystone, "The UK's New Consumer Enforcement Regime: What evidence and analysis will be used by the CMA and how firms can respond" Keystone, "The Value of Behavioural Economics in Competition Litigation – Reflections Following Le Patourel vs BT", 10 April 2025 UK CMA speech, "The CMA's approach to the new consumer enforcement regime", 30 April 2025 UK CMA guidance, "The CMA's approach to consumer protection", April 2025 UK CMA guidance, "Unfair commercial practices: Guidance on the protection from unfair trading provisions in the Digital Markets, Competition and Consumers Act 2024", April 2025 Hosted by: Matthew Reynolds, Huth Reynolds LLP and Matthew Hall, McGuireWoods London LLP

A major rezoning of Midtown Manhattan is moving forward after the City Planning Commission approved it. Plus, legislators watered down consumer protection bills before leaving Albany for the year. And finally, progressive candidate Zohran Mamdani's campaign has been aggressively courting Muslim and South Asian New Yorkers.

Ever wonder who's really protecting consumers in real estate? Hear directly from the authorities on what's happening behind the scenes and how to protect your business from unforeseen risks. Real estate commissioners Erik Weisner (Kansas) and Matt Ritchie (Louisiana) join us to offer a rare glimpse into the world of regulatory oversight.   We unpack the surprising truth about license investigations, the complexities of dual agency, and why off-MLS listings are causing a stir. Revealing what keeps regulators up at night and what you need to know to stay safe and compliant.    Get ready for a candid, unfiltered look at the forces shaping accountability in the industry!   Connect with Erik on LinkedIn. Connect with Matt on LinkedIn.   You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

  In this episode of the 'Cybersecurity Today: The Month in Review' show, host Jim welcomes regular guests Laura Payne and David Shipley, along with newcomer Anton Levaja. The trio dives deep into various cybersecurity stories, analyzing trends, threats, and recent incidents. Topics include the intriguing Mystery Leaker exposing cyber criminals, the rise and sophistication of LockBit ransomware, the devastating ransomware attack on Coinbase and their bold counter-response, and the physical dangers faced by cryptocurrency entrepreneurs. The episode also highlights the innovation in law enforcement tactics and the pressing need for better cybersecurity awareness and education. They wrap up on a hopeful note, showcasing a young scout's inspiring project on cyber fraud prevention that gained support from the local police. 00:00 Introduction and Panelist Welcome 00:38 Show Format and Story Introduction 01:28 The Mystery Leaker Story 03:35 Law Enforcement and Cyber Crime 10:51 Coinbase Ransomware Incident 18:04 Physical Threats in the Crypto World 24:56 Operation Shamrock and Organized Crime 25:19 Breaking News: Kidnapping Mastermind Arrested 26:18 Quishing: The Clever Side of Cybercrime 27:11 QR Code Scams and Consumer Protection 31:08 Generational Differences in Cyber Threats 32:05 The Evolution of Cyber Attacks 38:40 Physical Crime in the Digital Age 41:10 Law Enforcement and Cybersecurity 43:55 Government Surveillance and Privacy Concerns 46:08 Feel-Good Story: Young Cybersecurity Advocate

Under the Trump administration, major changes at key consumer protection agencies, including widespread staff cuts and rule rollbacks, are raising concerns about the future of efforts to curb unfair or deceptive financial practices. Professor Terri Friedline explains what's been happening at the Consumer Financial Protection Bureau, why it matters, and how these shifts impact the people who can least afford to be left unprotected. And she draws on her research to highlight how the financial system has left many behind, despite the promises of new financial technologies.   For more on this topic:  Read Friedline's commentary about how financial technology firms prey on the poor in Truthout  Check out her book, Banking on a Revolution: Why Financial Technology Won't Save a Broken System   

In this episode, Jo Ann explores how digital financial services are impacting consumer protection in West Africa and globally, including the rising incidence of fraud. Hear from Aishah Ahmad, CFA, Former Deputy Governor of the Central Bank of Nigeria and board member of the Financial Alliance for Women. 

Paul L. Singer, Beth Bolen Chun, Abigail Stempson, Andrea deLorimier Twice a year, state attorneys general consumer protection staff gather to discuss consumer protection issues. Our state attorney general team was at the public sessions, attending and presenting on issues important to AGs. We first heard from NAAG's Todd Leatherman, Director, Center for Consumer Protection, and Brian Kane, Executive Director, as they explained the changes to the format this year resulting from interest from the public. These conferences are now accepting input from the public on panel topics, and NAAG extended the public's attendance from half a day to a full day. As Kane put it, part of the benefits of these conferences is ​“between the panels” allowing people from AG offices and the public to have conversations in person.

The Consumer Financial Protection Bureau's changed its mind about protecting consumers from data brokers - we'll tell you more. Plus a look at the security side of this week's OS updates from Apple on this edition of The Checklist, brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com