Podcasts about Consumer protection

Become a DIEHARD! alldlls.com/diehard   The Texas Rangers dropped a series to the Atlanta Braves, exposing lingering issues despite remaining atop the American League West. With the MLB trade deadline approaching and players like Corey Seager and Wyatt Langford trending toward better health, Chris Young and Skip Schumaker face key decisions about the club's postseason outlook.   An ALLCITY Network Production   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wisconsin is tightening import requirements for livestock and other warm-blooded animals entering the state in an effort to keep the destructive New World screwworm (NWS) from reaching farms and rural communities. The Wisconsin Department of Agriculture, Trade and Consumer Protection (DATCP) announced a temporary order which adds new health requirements for animals coming from states with active NWS-infested zones. The order takes effect on Tuesday, July 21, and will remain in place until it is lifted by the Wisconsin state veterinarian. Teri Barr explains some details with Wisconsin Secretary of Agriculture, Trade and Consumer Protection, Randy Romanski.See omnystudio.com/listener for privacy information.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The MLB All-Star break is all but over, with players across the game rejoining their teams for the resumption of play Friday. The Texas Rangers are headed to Atlanta for a three-game weekend series against the Braves. The Rangers do so in first place in the American League West by 1 1/2 games over the Mariners and as the only team in the division above .500 (49-47). There is room to improve, particularly in a bullpen that could use immediate help. The Rangers can win the division and make the playoffs, which fans should be excited about, but they need to be better.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The All-Star Game is done, and Jacob Latz, the lone Texas Rangers' All-Star, acquitted himself nicely in a short appearance. Before the season resumes Friday, the Rangers dropped some news on its fanbase Wednesday morning: Victory+ is no longer their direct-to-consumer partner. They pulled the plug on Victory+ and are now hooked up with BZZR, a social app that is taking on game distribution for the first time. Fans are irritated and will have to work a little bit to continue to see games. Maybe fans will be able to see Sebastian Walcott in Frisco soon. He played his first game since February elbow surgery Tuesday night in Arizona.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

During our monthly check-in with Commissioner Bryan Cafferelli, we talked extensively about locksmith scams. How do they work and what can you do to avoid being duped? We also discussed Military Consumer Month and avoiding scams tied to the military this month. Cafferelli is the commissioner of the Connecticut Department of Consumer Protection.For more information/verify a licensed professional: https://portal.ct.gov/dcp/verify-a-license?language=en_US

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The Texas Rangers, even though they are only two games above .500, hit the All-Star break in first place in the American League West. They also have momentum on their after a walk-off win Sunday over the Astros. The Rangers won 2 of 3 from Houston and also 2 of 3 on the homestand from the Angels. Only one player, closer Jacob Latz, made the All-Star team. The Rangers are also coming off of the MLB Draft, where they went with prep players in the first three rounds — Gio Rojas, Connor Comeau and 6-foot-9 Brody Bumila, who needs elbow surgery for the second time in two years.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today's Daily Fix:Gamers are doing all they can to stop PlayStation from killing physical media, including appealing to the European Union. But according to the European Commissioner for Consumer Protection, the EU can't step in due to "commercial and contractual freedoms." Basically, Sony getting rid of games on discs in 2028 does not violate any member nation's laws or the EU's laws. In happier news, Assassin's Creed Black Flag Resynced sold two million units in a single day, and had the best concurrents of any AC title on Steam. And finally, Disney's latest live-action remake, Moana, barely tread water in its opening weekend. The movie brought in a global total of $100 million and is unlikely to break even against its reported $250 million budget.

Ken Connors hosted the CJAD 800 Morning Show. Joining Ken this morning were Dr. Mitch Shulman with his two minute checkup, dietitian Leslie Beck, CTV Tech Analyst Carmi Levy, Charles Tanguay from Quebec’s Office of Consumer Protection, Debbie Friedman, Trauma Director at the Montreal Children's Hospital, and ScotiaMcLeod senior wealth advisor Arnie Zwaig

Gugs Mhlungu chats to Warren Tucker, Resident motoring enthusiast, about how to spot the warning signs of odometer fraud when buying a used car. They discuss why odometers are sometimes tampered with, how this practice affects buyers, and the checks and tools consumers can use to verify a vehicle's true mileage before making a purchase.See omnystudio.com/listener for privacy information.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   Texas Rangers star Corey Seager continues to miss time because of a lower-back issue, and frustration is mounting among the team's fans. He's frustrated to, but he told DLLS Sports exclusively that he expects to play again this season after getting a plan from a back specialist. His mounting health issues come at a tricky time for the team, which is in first place in the American League West after a narrow escape Thursday against the Angels. The trade deadline is approaching, and the Rangers might went to get out from under Seager's massive contract because of the medicals. He's also a really good hitter when healthy. It's one of a few dilemmas facing the team as they play their final series before the All-Star break against the rival Astros.   SUBSCRIBE:    / @dlls_sports     ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/coll...   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-of...   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Josh's guests: Charles Frohman - policy strategist for The National Health Federation America's oldest Consumer Protection organization founded in 1955 William F. Supple, Jr.  PhD. - author, The Sunlight Solution Why Sunlight is important for our good health and how best to use the Sun to help heal find us at: www.HeresToYourHealthWithJoshuaLane.com  

In this third installment of the special series on servicemember protections, Chris Willis is joined by colleagues Taylor Gess and Jeremy Sairsingh to explore the non-pricing protections under the Military Lending Act (MLA) and the Servicemembers Civil Relief Act (SCRA). The discussion covers the MLA's disclosure and delivery requirements, including the written and oral disclosure obligations that must be satisfied before or at the time credit is extended, and the practical approaches financial institutions use to meet the oral disclosure requirement. The team then turns to the SCRA's broad non-rate protections, walking through litigation protections, collateral protections governing repossessions and foreclosures, and mobility protections that allow servicemembers to terminate residential and auto leases and certain consumer service contracts upon qualifying orders, including the distinction between pre-service and in-service lease terminations and the ongoing DOJ enforcement activity in this space. The episode also covers the MLA's prohibition on mandatory arbitration clauses and anti-waiver requirements, the SCRA's specific form and timing requirements for valid waivers of servicemember rights, and the MLA's payment and contract term restrictions, including prohibitions on military allotments, prepayment penalties, and remotely created checks. The conversation closes with a discussion of the SCRA's anti-retaliation provision and why the prohibition on adverse treatment following a servicemember's invocation of SCRA rights has important implications for credit reporting, account servicing, and system design. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The Texas Rangers snapped a two-game losing streak and pushed the Angels' losing streak to seven with an 8-3 victory Tuesday night at Globe Life Field. Jacob deGrom pitched well over five innings before leaving with a hip injury that he said will not prevent him from making his next start. The Rangers got big offensive contributions from Justin Foscue, who hit a pinch-hit homer and drove in another run in a five-run eighth, and Alejandro Osuna, who hit a three-run homer to cap the big eighth. Nicky Lopez and Ezequiel Duran also delivered. No one was expecting that foursome to be key contributors for the Rangers, but they are and their contributions have been welcomed.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

CHARLES FROHMAN, policy strategist for The National Health FederationAmerica's oldest Consumer Protection organization founded in 1955WILLIAM F. SUPPLE, Jr.  PhD. author,  THE SUNLIGHT SOLUTIONWhy Sunlight is important for our good health and how best to use the Sun to help heal

Become a DIEHARD! alldlls.com/diehard   The Texas Rangers have climbed back into the American League Wild Card race after a strong stretch, but injuries to Corey Seager and Wyatt Langford continue to raise questions about their postseason outlook. With the MLB trade deadline approaching, Chris Young must decide whether the Rangers should add to the roster, stand pat, or take a different approach.     An ALLCITY Network Production   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is personal finance rigged against ordinary people? Economists John Campbell and Tarun Ramadorai argue the system rewards the wealthy and financially savvy at the expense of everyone else.  Their book Fixed points to a troubling pattern: the fees you avoid by never overdrafting, or by refinancing on time, are paid for by people who don't, and they warn that the resulting resentment is fueling political discontent. But there is a tension at the heart of their argument. They don't want the government running finance or setting prices, yet they call for far more muscular rules. So what exactly are they proposing, and why do they insist it would expand your choices rather than limit them? Connect with us:

Send us Fan MailAre real estate administrative fees the next major lawsuit facing the industry?A new lawsuit against Compass in Florida is raising serious questions about transaction fees, administrative fees, brokerage fees, and transparency. Could this be the next legal battleground after the NAR settlement and Sitzer/Burnett?In this episode of Dishin' Dirt, I take a deep dive into one of the most overlooked charges in residential real estate—the administrative fee. Is it truly reimbursement for administrative costs, or is it simply additional brokerage compensation? More importantly, how might courts, regulators, juries, and consumers view these fees in today's environment of increased transparency?You'll learn:Why the new Compass lawsuit could impact the entire real estate industryThe legal theories plaintiffs are using to challenge administrative feesThe difference between commissions, transaction fees, and administrative feesHow fiduciary duty and transparency affect brokerage pricingWhether separate fees could create advertising or disclosure issuesWhat South Carolina law says about honesty and misrepresentation in real estateQuestions every broker should ask before charging an administrative feePractical risk management strategies to help reduce future litigationWhether you're a REALTOR®, broker, attorney, team leader, or real estate professional, this episode will challenge you to think differently about how fees are disclosed, explained, and perceived by consumers.The goal of this episode is not to criticize any brokerage or suggest that administrative fees are unlawful. Instead, it's to explore the important legal, ethical, and business questions every brokerage should be asking in an industry where transparency has never mattered more.If you enjoy educational real estate content that goes beyond the headlines, be sure to subscribe, like, and share this episode with your office. New episodes of Dishin' Dirt explore the biggest legal, business, and technology issues shaping the future of real estate. Chapters00:00 Understanding Administrative Fees in Real Estate02:11 The Legal Landscape of Transaction Fees05:02 The Importance of Transparency in Real Estate11:02 Consumer Expectations and Fee Structures18:48 The Role of Fiduciary Duty in Fee Disclosure26:02 Looking Ahead: The Future of Administrative FeesDon't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.    

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Erin Edwards and Simon Fleischmann to break down the most significant trends reshaping the consumer finance class action landscape. With a 25% year-over-year increase in federal class action filings and consumer protection claims leading the charge, the stakes are getting higher for financial services companies. The trio covers critical areas from recent cases to highlight information that every in-house legal team needs to understand about class actions, including the significance of precise class definitions and ascertainability, standing and concrete injury, and evidentiary examination. Whether you're managing active litigation or building a proactive defense strategy, this episode delivers the insights and practical checklist you need to navigate the class action wave. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The red-hot Texas Rangers continued their winning ways, taking home their sixth straight win behind a strong start from Jacob deGrom. The DLLS Rangers crew celebrates the win and gets unreasonably optimistic about what could happen next. Plus, GM Ben joins the show to show off some of his favorite baseball cards, and we're ripping packs and telling stories all show long! It's a fun one, live on YouTube!   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard   The sports card market has transformed into a billion-dollar industry, with baseball cards, trading cards, and rare collectibles selling for record prices. Bill Silheet of Superior Sports Investments joins the show to discuss the state of the hobby, what makes cards valuable, and how new collectors can get started without spending a fortune.   An ALLCITY Network Production   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The Texas Rangers have reached the halfway point of their season. Game No. 81 was a 6-5 win Thursday to open a four-game series at Toronto. Joc Pederson, Wyatt Langford and Jake Burger homered to build a 6-0 lead in the third. The Rangers are 39-42 and one of three AL West teams tied for second place, 1 1/2 games behind Seattle. The division is within reach, though the Rangers' play in the first half suggests they aren't a playoff team. They are also dealing with an injury to their rotation and are teetering on an all-important road trip. Jacob Latz has been among the Rangers' best stories of the first half, along with Josh Jung and Ezequiel Duran.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Send us Fan Mail What happens when federal regulators take on fake reviews and predatory AI applications? This week on NearMemo, Greg Sterling and Mike Blumenthal host Michael Atleson, former Senior Attorney at the FTC's Division of Advertising Practices (now with DLA Piper). Michael walks us through the internal strategy behind the landmark Consumer Review Rule, the nuances of investigating multi-million dollar local business listing fraud, and how lawyers are using novel product liability theories to bypass Section 230 immunity. We also dive into the political shifts impacting AI enforcement, state-level legislation targeting companion bots, and the future of tech regulation in an era of congressional gridlock. Subscribe to our newsletters and other content at https://www.nearmedia.co/subscribe/

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Section 230 takes center stage as Olivier Sylvain argues it's time to confront Big Tech's legal shield, sparking a fierce debate on whether Internet giants should be liable for platform harms or if reform risks choking small innovators. Trump says he no longer views Anthropic as a national security threat after G7 meeting with CEO The White House Is Making Up Its Rules for AI in Real Time N.S.A. Lost Access to Powerful A.I. Model Amid Anthropic Dispute Early Users of Anthropic Mythos Still Have Access After US Order Dangerous AI models are coming no matter what Nobel laureate John Jumper is leaving Google DeepMind for Anthropic after nearly nine years Google's Gemini co-lead Noam Shazeer is leaving for OpenAI Identity verification on Claude Anthropic rolls out Claude Tag, your new agentic AI coworker in Slack Google preps Pixel 'Audio Memory' that ambiently tracks your 'important conversations,' like AI notetaker pins Norway imposes broad restrictions on AI for elementary school kids YouTube settles upcoming bellwether trial over social media's psychological harms to kids OpenAI and Broadcom unveil LLM-optimized inference chip Luca Guadagnino's Nearly Finished Sam Altman Movie 'Artificial' Dropped by Amazon After OpenAI Partnership OpenAI Burned $3.7 Billion in First Three Months of 2026 OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos Getty Images Soars 200% in Early Trading After OpenAI Deal Meta launches cheaper smart glasses without Ray-Ban We're Partnering With EssilorLuxottica to Launch Meta Glasses Evan Spiegel says Snap can't fulfill its mission without its new AR glasses AI data centers just got a government-mandated fast lane to the grid China tightens indium phosphide checks as AI demand climbs AI Engineer Claims to Have Cracked Linear A Midjourney goes from generating cat images to full-body ultrasound scans A Princeton grad built a $30 million AI detection business. Now he's selling it to Superhuman. Estonia intends to recognize AI agents with digital IDs Big Tech Is a Thief and a Liar, Says New York Times Publisher AI Economics for Dummies We Have to Stop Freaking Out About A.I. In the Weights is your new AI-centric vanity search | TechCrunch UK TV to be turned off Computer History Museum's AI Archive Airport Dad Hosts: Leo Laporte and Jeff Jarvis Guest: Olivier Sylvain Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: gusto.com/machines XBOW.com webroot.com/twit

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The Texas Rangers are in scramble mode with their starting rotation after right-hander Jack Leiter underwent surgery Tuesday to remove a loose body from his right ankle. The team didn't offer a timeline for his return, but he could be out until August. In the meantime, the Rangers will search for answers to fill Leiter's spot. There are multiple internal candidates, beginning with Cal Quantrill and Joe Ross. The season won't stop for them. They finished a three-game series at Miami on Wednesday and still have seven games to go on their road trip. Next up: a four-game series at Toronto, whose fans are stuffing the All-Star Game ballot box. It could cost Ezequiel Duran his first All-Star appearance.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Connecticut's Department of Consumer Protection recovered a record-breaking $8.1 million in refunds and replacement vehicles for drivers in the latest DCP Lemon Law Program Annual Report. What is the Lemon Law report and how did Connecticut end up breaking records? We asked DCP Commissioner Bryan Cafferelli.To read the full report: https://portal.ct.gov/dcp/lemon-law-program

Tom welcomes consumer advocate and longtime journalist Herb Weisbaum to discuss the surprisingly expensive and increasingly chaotic summer travel season. Herb explains why airfare and travel costs remain elevated, why airline prices may not fall even if fuel costs eventually decline, and how travelers can save money through flexibility, airline perks, and smart planning. The conversation also explores travel insurance, airline schedule cuts, baggage fees, vacation-rental scams, fake airline customer-service numbers, and the importance of using credit cards rather than debit cards for travel purchases. The episode is packed with practical consumer-protection advice for anyone traveling this summer.0:05 Introduction to consumer advocate Herb Weisbaum and the challenges facing travelers this summer.0:55 Airfare surge: domestic fares up roughly 18% year over year and international fares up about 8%.1:23 Why airline ticket prices may stay high even if fuel costs eventually decline.2:38 Airline executives signal that fare increases could become permanent if demand remains strong.3:10 Strong travel demand despite higher prices and the impact of reduced low-cost competition.3:42 Concerns about consumers financing vacations with credit cards and buy-now-pay-later programs.4:36 Strategies travelers can use to reduce costs despite rising fares.4:58 Rising checked baggage fees and how airline credit cards or elite status can help avoid them.5:42 The value of flexible travel dates and considering less-crowded destinations.6:30 Why booking trips sooner rather than later may be advantageous.7:04 Travel insurance considerations, including “cancel for any reason” coverage.7:39 Basic travel insurance limitations and war-related exclusions.8:03 Airlines reducing schedules and eliminating routes because of fuel and operational pressures.8:42 International carriers cutting thousands of flights and what it means for travelers.9:24 Why this may be the most unpredictable travel season since the pandemic.10:02 Practical advice for travelers facing uncertainty and disruptions.10:18 The importance of airline apps for rebooking and managing travel disruptions.10:42 Growing scams involving fake airline customer-service phone numbers appearing in search results.11:46 A simple clue that a customer-service number may actually be a scammer.12:19 Credit cards versus debit cards for travel purchases and fraud protection.13:57 Why wire transfers, cryptocurrency payments, and peer-to-peer apps create major consumer risks.14:58 Vacation rental scams involving major booking platforms.16:25 A real-world family reunion rental scam and the challenges of obtaining refunds.18:03 Differences between how major vacation-rental platforms handle payments and disputes.18:59 World Cup travel, ticket scams, and avoiding fraudulent offers.20:50 Why major events create ideal conditions for scammers.21:46 Herb shares where listeners can find his articles, podcast, and consumer resources.Questions? Comments? Click!

June 24, 2026 - Legislation championed by New York's attorney general that would restrict how a person's online data informed what businesses charged them for goods and services made it through the state legislature. We consider potential downsides for grocery shoppers with Mike Durant, president and CEO of the Food Industry Alliance of New York.

Complaints against credit providers are on the rise, with the National Financial Ombud Scheme receiving more than 3,000 complaints in 2025 and ruling in favour of consumers 62% of the time. Common issues include prescribed debt, fraud, unfair blacklisting and questionable credit practices. Kwanda Vabaza, Manager of Adjudication at the NFO's Banking and Credit Division, explains what's driving the surge in complaints and what consumers can do when their rights are infringed. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   The Rangers are on the road for the next 10 games, no days off, ample pitfalls ahead; Rangers are 18-22 on the road this season. This trip is important because the trade deadline is nearing. When it's over July 1, the Rangers will have nine games, all at home, before the All-Star break and then two weeks until the trade deadline. One of the two key cogs of the Rangers' offense has found his footing. Langford came off the IL on June 5. He is batting .316 (19-60) with five home runs. What can we expect? We have to hope he stays healthy; he's already missed more than a month, so keeping him on the field is paramount; could he match last season's 20-20 campaign? Yes. Could improve upon it? He hit only .241 last season; he's at .271 now; needs more walks   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hunger Task Force, based in Milwaukee, received a $2.5 million grant from the WI Department of Ag., Trade and Consumer Protection to connect Wisconsin farms with individuals who need a little extra assistance putting food on their plates. Pam Jahnke helps people understand the scope of work being done through the grant with Jonathan Hansen, chief strategy officer at Hunger Task Force. He explains the 180 different locations they help coordinate statewide. Hansen says they're also accumulating names and contact information for Wisconsin farms looking to partner with the Hunger Task Force. Hansen estimates that the network serves approximately 180,000 people every month. Showers should've moved through Wisconsin for now. Stu Muck recaps some of the rainfall amounts over the past 24 hours. He says temperatures will stay mild into the weekend when another chance of rain redevelops. It was an evening of honors for students, teachers, and adult leaders at the 97th Wisconsin State FFA Convention. Kiley Allan was there. Four amazing high school students were named as the "Stars Over Wisconsin" elite. They will represent the state at the National FFA Convention in Indianapolis later this year. Allan congratulates the following Stars: Star in Agribusiness: Oscar Stowell, Waupun FFA; Star in Agriscience: Owen Hemling, Beaver Dam FFA; Star in Agricultural Placement: Katelyn Wunder, Waterford FFA and Star Farmer: Liv Lucas, Greenwood FFA. Hemling explains how his Supervised Agricultural Experience (SAE) has led him to a collegiate career he hopes to pursue at MIT. The evening also brought the announcement of the 2026-27 State Officer Team. Pam Jahnke congratulates: Suki Gatica, Amery FFAEli Bell, New Richmond FFAJosie Bailey, Tomah FFAAlyvia Ruegsegger, Black Hawk FFAOwen Moore, Mischicot FFARylee Brattlie, Cambridge FFAOscar Stowell, Waupun FFAJordan Berg, Granton FFANatalie Rieth, Oconto Falls FFAOwen Bronecki, Mayville FFA Meanwhile, Wisconsin dairy operators are watching the nonfat dry milk price waste away. Collin Aardema, dairy analyst with EverAg, joins Pam Jahnke to talk about that. Aardema says the U.S. is still above the international price on nonfat, so more adjustment is coming. He also updates us on the milk capacity that's been built, and is coming online. See omnystudio.com/listener for privacy information.

Become a DIEHARD! alldlls.com/diehard   An ALLCITY Network Production   Texas Rangers starting pitchers MacKenzie Gore and Kumar Rocker weren't good enough to beat the Minnesota Twins in the first two games of their three-game series at Globe Life Field, and the offense didn't do nearly enough (especially Tuesday). The mound woes have been part of a season-long issue for what was supposed to be the strength of the team. Jacob deGrom has been the best starter, but even Nathan Eovaldi has had his ups and downs. The Rangers are also battling injuries and have dig into their farm system. They might have to keep digging.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Part Two of this special series focused on elder abuse awareness, we're joined by Mario Wawrzusin from the Montgomery County Department of Health and Human Services (DHHS) for a conversation about recognizing abuse and knowing when to take action. Mario provides an overview of DHHS Adult Protective Services (APS). He explains who they serve, the services they offer, and common misconceptions that can lead to confusion or hesitation. He walks listeners through the kinds of situations that may prompt a referral, how APS evaluates concerns, and what families can expect after making a report—including reassurance about anonymity and supportive, person‑centered outcomes. Building on the insights shared by Judith, Dolores, and Jane in Part One, Mario highlights the behavioral, physical, emotional, and financial red flags that often signal something isn't right. He also discusses how APS works in partnership with the Office of Consumer Protection and the County's annual World Elder Abuse Awareness Day (WEAAD) Older Adult Safety Forum event to enhance awareness and prevention efforts throughout Montgomery County. Have a question or suggestion for a future episode? Send an email to consumerconnection@montgomerycountymd.gov.

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   he Texas Rangers connected for two home runs Sunday night to support Nathan Eovaldi and help salvage the final game at Fenway Park with a 6-4 victory over the Boston Red Sox. The Rangers went 3-3 on their road trip to Kansas City and Boston, and that's not bad. The goal is to win at home and break even on the road. One problem, though, is that the Rangers dealt with multiple injuries, including to Evan Carter and Corey Seager. Josh Smith could return Monday. How will all of those injury issues affect the roster going forward?   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

John Maytham speaks to Lindsey Schutters, journalist with Daily Maverick, about the airline industry's campaign to reduce aviation taxes and charges. Using insights gathered at an IATA briefing, they discuss the debate over passenger taxes, airline profitability, consumer rights and the role air connectivity plays in supporting economic growth, tourism and trade. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   The Texas Rangers are back to .500 for the first time since May 1 thanks to four straight series wins. They took the series at Kansas City on Thursday with a 4-2 victory that featured a Corey Seager homer and another stellar bullpen performance by Jacob Latz. Next up is a three-game series at Boston, followed by a six-game homestand against Minnesota and San Diego. There is opportunity for the Rangers to climb above .500 and create some separation between the also-rans in the American League West.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Health-e Law, Sheppard's podcast exploring the fascinating health tech topics and trends of the day. In the second part of this two-part episode, Cora Han, Chief Health Data Officer for University of California Health, joins partner and host Michael Orlando to discuss the current state of AI adoption across healthcare systems, including deployment, governance challenges, regulatory developments and the future of AI-enabled care delivery. What we discuss in this episode: The growing role and current state of AI adoption across healthcare delivery systems Ambient scribes, inbox management, coding assistance and other practical AI use cases Using AI to improve quality reporting and operational efficiency Opportunities for AI to address clinician shortages, burnout and healthcare access issues Expanding access to specialized care through AI-enabled care models The challenges of evaluating and governing a rapidly growing AI vendor ecosystem Adapting governance frameworks to keep pace with AI innovation Federal and state regulatory developments impacting healthcare AI adoption The importance of transparency in AI tools, including model development, performance and use Why implementation and workflow integration remain critical barriers to successful AI adoption Measuring ROI and real-world impact of AI tools in healthcare settings About Cora Han Cora Han is Chief Health Data Officer for University of California Health and Executive Director of the Center for Data-driven Insights and Innovation. She also serves as Co-Chair of the Health System and Provider Advisory Board for the Coalition for Health AI (CHAI).  Drawing on her extensive experience in AI strategy, regulatory advocacy, and data privacy, Cora leads efforts to establish consistent guardrails for the use of health data with AI vendors and third-party collaborators. Her work spans the full spectrum of health data challenges, from de-identification of clinical data to navigating HIPAA compliance and AI vendor relationships, making her a leading voice on responsible AI adoption in academic health systems. Before joining UC Health, Cora spent over ten years at the Federal Trade Commission, most recently as Senior Attorney in the Division of Privacy and Identity Protection, where she focused on data privacy and consumer protection, including a term as Counsel to the Director of the Bureau of Consumer Protection. Prior to her tenure at the FTC, she practiced at a leading international law firm, where she counseled clients on copyright and trademark matters. Cora also served as an Adjunct Professor of Consumer Protection Law at George Mason University School of Law for five years. Cora holds a BA in Government from Harvard University and a JD from the University of Chicago Law School. About Michael Orlando Michael Orlando is a partner in Sheppard's San Diego (Del Mar) office. He is team leader of the firm's Technology Transactions team, a member of the Life Sciences, Healthcare and Artificial Intelligence teams, and co-leader of the firm's Digital Health & Innovation team. Michael has more than 20 years of experience advising health technology companies, insurers, healthcare systems and providers, academic medical centers and research institutions, medical device manufacturers, pharmaceutical and wellness companies on intellectual property and business transactions in key strategic areas, including EHR systems procurement and integration, telehealth, mobile health applications, clinical decision support technologies, artificial intelligence, data use, wearable devices, remote patient monitoring, medical devices and equipment, research and collaborations, patent licenses, software licenses, joint ventures, mergers and acquisitions, revenue cycle management, and other outsourcing transactions.  Michael founded a software-as-a-service company before entering private practice and completed an in-house secondment at a publicly traded biotechnology company, an experience that informs his practical and business-focused approach to client engagements. Thank you for listening! Don't forget to SUBSCRIBE to the show to receive new episodes delivered straight to your podcast player every month. If you enjoyed this episode, please help us get the word out about this podcast. Rate and Review this show on Apple Podcasts, Amazon Music, or Spotify. It helps other listeners find this show. This podcast is for informational and educational purposes only. It is not to be construed as legal advice specific to your circumstances. If you need help with any legal matter, be sure to consult with an attorney regarding your specific needs.

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   The Texas Rangers made two big splashes in the offseason, first with trading Marcus Semien for Brandon Nimmo and later sending five prospects to the Nationals for left-hander MacKenzie Gore. Nimmo has been fine, better than his numbers show, but Gore has been up and down and in some fans' crosshairs. We will look back at all of the Rangers' offseason moves, but take a deeper look at Gore as he prepares to face Kansas City on Tuesday night. We'll also take a look at the Vandy Boys, Kumar Rocker and Jack Leiter.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Become a DIEHARD! alldlls.com/diehard The Texas Rangers welcomed back Corey Seager and Wyatt Langford from the injured list, and both stars made an immediate impact in a series win over the Cleveland Guardians. With Jacob deGrom, Nathan Eovaldi, and a healthier lineup helping fuel three straight series victories, the Rangers now head into matchups against the Kansas City Royals and Boston Red Sox with growing momentum. An ALLCITY Network Production SUBSCRIBE: https://www.youtube.com/@DLLS_Sports ALL THINGS DLLS:  WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker BUY MERCH:  http://DLLSLocker.com  FOLLOW ON SOCIAL:  Twitter: @DLLS_Sports Instagram: @DLLS_Sports Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/ MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you. AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS    MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup! Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order! Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed. Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people. HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan. FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   The Texas Rangers needed an arm for their bullpen Monday, so they called upon Robby Ahlstrom. The left-hander waited patiently until his first call from the bullpen Wednesday in the seventh inning, when he tossed 1 1 3/ scoreless innings. He struck out the first batter he faced, Jose Fermin, and then got Thomas Saggese to end the inning. The Rangers lost the game, though, 5-3, to snap a five-game winning streak. They return home Friday night for a three-game homestand and are expected to have Corey Seager and Wyatt Langford.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Monika takes listeners inside a recent meeting with Finance Minister Nirmala Sitharaman at the newly inaugurated Kartavya Bhavan. What begins as a visit to present the latest editions and translations of her books becomes a broader reflection on policymaking, public service, and the government's focus on financial consumer protection. She shares her impressions of the transition from the historic North Block to the modern Ministry of Finance offices, describes conversations around financial literacy, mis-selling, and her new online education initiative, and offers a personal glimpse into the people and institutions shaping India's economic policy. Along the way, she reflects on the importance of fiscal prudence and why India's economic foundations remain stronger than many people realise despite current global uncertainty.She then turns to a question from Balaji in Bangalore about one of the biggest challenges in personal finance: planning for retirement in a world where future expenses, inflation, healthcare needs, and even lifestyle expectations are impossible to predict with certainty. Monika explains why retirement planning has been described as one of the hardest problems in finance, discusses the role of inflation targeting by the RBI, and outlines her own framework for managing retirement income through a combination of cash, debt, and equity. The conversation explores how investors can build resilience into their retirement plans without relying on precise forecasts and why flexibility often matters more than accuracy.In listener questions, Saahil from Kolkata asks whether passive investors should trust a single index fund or diversify across multiple fund houses, leading to a discussion about the legal structure of mutual funds, operational risks, AMC failures, and the role of diversification for young investors; and Rama from Pune raises the often-overlooked question of how to actually use accumulated wealth after retirement, prompting a conversation about withdrawal strategies, retirement corpus adequacy, balancing equity and debt in later life, and the importance of preparing not just for the accumulation phase of investing, but also for the decades that follow.Chapters:(00:00 – 00:00) Inside My Meeting with the Finance Minister: Books, Consumer Protection and Mis-Selling(00:00 – 00:00) Retirement Planning Beyond Inflation: Building a Corpus That Lasts(00:00 – 00:00) Index Funds, AMC Risk and the Simplicity of Long-Term Investing(00:00 – 00:00) Managing Retirement Withdrawals: When and How to Use Your Investments(00:00 – 00:00) Listener Questions on Wealth Preservation, Insurance and Financial Freedomhttps://x.com/monikahalan/status/2059623668616249611https://x.com/monikahalan/status/2059838775619145737If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   The Texas Rangers are one of the hottest teams in baseball. They won their fifth straight game Tuesday with a 7-4 victory in St. Louis with some late-inning magic from unlikely sources. Jalen Beeks had his best outing with the Rangers, and Joc Pederson collected three hits with two RBIs. Better offense could be in store with Corey Seager and Wyatt Langford nearing their returns from the injured list. The Rangers have some minor moves they could make to upgrade the roster going forward.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Take advantage of our Playoff Diehard Sale and join our community today! https://alldlls.com/stars-playoff-offer-youtube   An ALLCITY Network Production   The Texas Rangers looked as if they might be left for dead Thursday night after dropping a four-game series to the rival Astros, including getting no-hit to start a seven-game homestand. And Sunday? The Rangers completed a three-game sweep of the Royals to produce a winning homestand (4-3) that not even the players thought was likely to happen. They did it with great starting pitching and early offense, led by Josh Jung and Ezequiel Duran. Can they continue it this week at St. Louis? If so, they can quickly improve their standing in the American League West.   SUBSCRIBE: https://www.youtube.com/@DLLS_Sports   ALL THINGS DLLS:   WEBSITE: https://store.allcitynetwork.com/collections/dlls-locker   BUY MERCH: http://DLLSLocker.com   FOLLOW ON SOCIAL: Twitter: @DLLS_Sports Instagram: @DLLS_Sports   Become a DLLS Diehard and get access to premium content, our Discord channel, discounts on merch, and a free shirt! Sign up here: https://alldlls.com/join-diehard/   MARS MEN: For a limited time, our listeners can get 50% off for life plus Free Shipping AND 3 Free Gifts at Men Go To Mars dot com. That's MenGoToMars.com for 50% Off AND 3 Free Gifts when you checkout. And it's also available on Amazon! After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   AirDNA: Discover what you could make renting your home during this summer's World Cup! https://AirDNA.co/DLLS     MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at https://Mengotomars.com   Prize Picks: Visit https://prizepicks.onelink.me/LME0/DLLS  and use code DLLS and get $50 in lineups when you play your first $5 lineup!   Donate to Big Brothers Big Sisters or Sign Up To Become a Big: https://bbbs.org/allcity   Branded Bills: Head to https://brandedbills.com and use code B-B-D-L-L-S for 15% off your first order!   Monarch: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarch.com with code DLLS   Gametime: Take the guesswork out of buying concert tickets with Gametime. Download the Gametime app, create an account, and use code DLLS for $20 off your first purchase. Terms apply. Last minute tickets. Lowest Price. Guaranteed.   Shady Rays: Head to https://shadyrays.com and use code: SRDLLS for 50% off 2+ pairs of polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.   HelloFresh - Get 10 FREE meals at https://hellofresh.com/freerangers. Applied across 7 boxes, new subscribers only, varies by plan.   FanDuel Predicts: Download the app today! FanDuel Predicts Offered by FanDuel Prediction Markets LLC, a registered futures commission merchant. 18+. Bonus is non-withdrawable and expires 7 days after receipt. Trading derivatives involves significant risk and may not be suitable for all investors. Manage your activity with our Consumer Protection tools. Restrictions apply. See terms at https://fanduel.com/predicts/bonus-offer-terms   Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On a recent episode of the Consumer Finance Monitor Podcast, Alan Kaplinsky, host of the podcast, had the opportunity to interview Amelia O'Rourke-Owens, a legal scholar and former CFPB policy fellow, about her article, "Tearing Holes in Consumer Protection: Democracy's Safety Net." Amelia is the founder and CEO of Resilience Solutions, which provides subject matter expertise and consulting services around policy solutions and strategic planning. The services enhance strategic objectives of their clients and build resilience in their enterprise and efforts.  The discussion explored the role of consumer financial protection law, the evolving mission of the CFPB, and the broader implications for democracy, innovation, and financial regulation. Amelia advances a bold thesis in her article: that consumer protection law, and particularly consumer financial protection law, may be the most impactful body of law in the United States. She further argues that the strength of consumer protection laws may serve as a barometer for the health of American democracy. To support this thesis, Amelia proposes a three-part framework for evaluating the "impact" of a body of law: 1.         The number of individuals protected 2.         The breadth of entities governed 3.         The available avenues for enforcement Under this framework, Amelia contends that consumer financial protection law stands apart because it affects virtually every American, governs a broad range of financial institutions and market participants, and relies on overlapping enforcement mechanisms that include federal regulators, state attorneys general, and private litigation. Alan and Amelia's discussion examined these themes in detail and highlighted several important points of disagreement. The CFPB's Role and Regulatory Philosophy A substantial portion of their conversation focused on the CFPB itself and how different administrations have approached the Bureau's authority. Amelia defended an expansive view of consumer protection oversight, arguing that robust regulation is necessary to prevent harmful market conduct and systemic instability. She pointed to the 2008 financial crisis as evidence that insufficient oversight can have devastating consequences not only for consumers but for the financial system as a whole. Alan expressed concern that, during the tenure of former CFPB Director Rohit Chopra, the Bureau frequently pushed beyond clear statutory boundaries through aggressive enforcement theories, expansive interpretations of UDAAP authority, and attempts to regulate emerging products and practices through guidance and supervisory pressure rather than formal rulemaking. As Alan noted during the discussion, many industry participants viewed the CFPB's approach under Chopra as creating significant uncertainty. Financial institutions often struggled to determine whether innovative products that complied with existing statutes and regulations would nevertheless become targets of CFPB criticism or enforcement. That uncertainty, in Alan's view, can have real-world consequences. Institutions may become more risk-averse, innovation may slow, and access to credit, particularly for low- and moderate-income consumers, may be reduced. Amelia strongly disagreed with the premise that regulatory oversight itself discourages innovation or access to credit. Instead, she argued that effective regulation can create guardrails that protect responsible market participants from competitors willing to cut corners or exploit consumers. The Importance of Multiple Enforcement Mechanisms Another key theme of the discussion was the importance of overlapping enforcement authority. Amelia emphasized the value of allowing state attorneys general to enforce consumer protection laws and argued that Dodd-Frank appropriately preserved state authority by limiting federal preemption in many contexts. She suggested that state regulators are often better positioned to identify emerging harms before they become national problems. Alan acknowledged that state enforcement can play an important role, particularly given the prevalence of arbitration clauses and class action waivers that have limited certain forms of private litigation. At the same time, Alan noted that overlapping federal and state enforcement can create inconsistent standards and compliance uncertainty for financial institutions operating nationwide. This tension between national uniformity and decentralized enforcement remains one of the central unresolved issues in consumer financial regulation. Areas of Agreement Despite their disagreements, there were several areas where Alan and Amelia found substantial common ground. Most notably, they agreed that one of the CFPB's most successful accomplishments has been the creation of its consumer complaint portal. The complaint database has provided consumers with an accessible mechanism for obtaining responses from financial institutions while also generating valuable market-wide data about recurring problems and trends. They also agreed on the growing threat posed by scams and fraud, particularly involving digital payment platforms and other rapidly evolving technologies. Amelia highlighted the enormous financial harm consumers suffer from fraud schemes, while Alan noted the increasing concern among policymakers and researchers regarding scams originating overseas and the need for a coordinated national response. Consumer Protection and Democratic Governance Perhaps the most provocative aspect of Amelia's article is her argument that consumer financial protection serves as a "bellwether" for the health of democracy itself. Amelia contends that strong consumer protection reflects a government responsive to the needs of its constituents, while weakening such protections signals an elevation of other interests over those of ordinary consumers. Alan expressed skepticism about tying consumer financial regulation so directly to democratic legitimacy. In Alan's view, there are also serious democratic concerns raised when an independent agency led by a single director exercises broad policymaking authority without clear congressional authorization. This debate reflects a larger national conversation about the proper role of administrative agencies, the balance between accountability and independence, and the limits of regulatory power. Looking Ahead The future direction of consumer financial protection remains uncertain. The CFPB under Acting Director Russell Vought has moved aggressively to scale back many of the initiatives pursued during the Chopra era, prompting intense debate about the agency's long-term mission and structure. At the same time, emerging technologies, digital payment systems, fraud risks, and evolving financial products will continue to challenge regulators, lawmakers, and industry participants alike. Alan's discussion with Amelia O'Rourke-Owens highlighted the sharp disagreements that exist regarding the CFPB and consumer financial regulation more broadly. But it also underscored the importance of continuing thoughtful and substantive dialogue about these issues as the financial services industry and regulatory landscape continue to evolve. Amelia's article was presented at the Loyola Consumer Law Symposium back in March. The article can be found in the Loyola Consumer Law Review Vol. 38:2. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

In episode 573 of 'Coffee with Butterscotch,' the brothers walk through the evolution of the How Many Dudes box art and what YouTube thumbnails taught them about what actually resonates with players. Turns out the answer wasn't to make something epic but to make something gloriously dumb. They close out with a look at trademarks, what they actually protect, and why registering one might matter more than you'd think.Support How Many Dudes!Official Website: https://www.bscotch.net/games/how-many-dudesTrailer Teaser: https://www.youtube.com/watch?v=IgQM1SceEpISteam Wishlist: https://store.steampowered.com/app/3934270/How_Many_Dudes00:00 Cold Open00:20 Introduction and Welcome05:45 The Challenges of Building a Game Studio Reputation08:46 Player Expectations and Game Content11:46 Steam Controller's Scream15:25 The Fragility of Gaming Hardware17:22 Creating Effective Promo Art22:00 The Evolution of Game Marketing34:47 Learning from Community Engagement39:31 (Listener Question) HaoteeHatooie: Do you trademark your game names? 42:50 The Importance of Consumer Protection in Trademarks45:46 Navigating Trademark Applications and Challenges49:46 The Role of Trademarks in Game Development54:49 The Legal Landscape of Copyright and TrademarkTo stay up to date with all of our buttery goodness subscribe to the podcast on Apple podcasts (apple.co/1LxNEnk) or wherever you get your audio goodness. If you want to get more involved in the Butterscotch community, hop into our DISCORD server at discord.gg/bscotch and say hello! Submit questions at https://www.bscotch.net/podcast, disclose all of your secrets to podcast@bscotch.net, and send letters, gifts, and tasty treats to https://bit.ly/bscotchmailbox. We also built Ludokit, a tool for managing store pages, promo art, localization, achievements, credits, fonts, change logs, and more. Check it out at https://ludokit.com!Finally, if you'd like to support the show and buy some coffee FOR Butterscotch, head over to https://moneygrab.bscotch.net. ★ Support this podcast ★

Episode 289-Remember Bryan Malinowski Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 14 Gun Lawyer — Episode 289 Transcript SUMMARY KEYWORDS ATF raid, Brian Malinowski, unlicensed dealer, Arkansas lawmakers, DOJ investigation, no-knock warrant, self-defense, gun laws, Biden administration, Waco incident, Ruby Ridge, gun deserts, consumer protection, defensive property, gun rights. SPEAKERS Evan Nappen, Teddy Nappen, Speaker 2 Evan Nappen 00:17 I’m Evan Nappen. Teddy Nappen 00:19 and I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. Teddy Nappen 00:24 So. Evan Nappen 00:25 Teddy, what’s up, man? Teddy Nappen 00:28 Well, just flipping through Ammoland from John Crump, by John Crump. I never even heard of this story. Like, I’m going to be very honest. I did not know this happened under the, by the ATF. Arkansas lawmakers are demanding the DOJ investigate the ATF raid on Brian Malinowski. (https://www.ammoland.com/2026/05/arkansas-lawmakers-doj-investigation-atf-raid-bryan-malinowski/) Evan Nappen 00:54 Are you talking about Malinowski? Teddy Nappen 00:56 Yeah, Malinowski. When reading the article, I was shocked, because I remember from all the criminal procedures of like, what you would do. And I’m like, this is the, I was getting flashbacks to watching the Waco documentary, from reading, like. Page – 2 – of 14 Evan Nappen 01:14 Teddy, let me explain. Yeah, I’m familiar with the Malinowski case. So, Malinowski was a total law-abiding guy. No priors, no issues, a law -abiding guy. He lived in, I believe, it was Alabama, and he was gun collector. He’d go to gun shows, and he would trade for guns. Sell private sale guns, etc., okay? A collector. And what happened was, as you may recall, the Biden bull garbage that we were dealing with. Trying to turn people into dealers who weren’t dealers. Well, ATF apparently believed that Mr. Malinowski was being an unlicensed gun dealer. Now, here’s the thing. He is a professional, first of all. As I recall, his background was in air traffic, you know, with the airline. Air Traffic Control, I think it was. Teddy Nappen 02:37 He was the, he looked like he was the head of the Clinton National Airport of Little Rock. Evan Nappen 02:43 Yeah. Here is a guy who’s a professional, head of an airport, that has his hobby of firearms, as many of us do. And Alabama is a private sale legal state. Teddy Nappen 02:56 I think it was Arkansas. Evan Nappen 02:59 Arkansas? Oh, yeah, yes, Arkansas, Arkansas. Teddy Nappen 03:02 Or the proper term, ArKansas. Evan Nappen 03:04 Well, it was legal for. Right! It was Arkansas, and it was legal to do. And what happened was just outrageous. They claimed he was in the business of selling firearms without an FFL. So, that’s the charge. You know whether they could prove it or not prove it or whatever, that’s what their claim was. And what happened was, ATF and Little Rock Police got a search warrant, and they came to his home at 6 am to look for evidence of wrongdoing. ATF breached the door with a battering ram. And I think, according to his wife, Malinowsky believed that these were intruders breaking into his home at 6 am, and he fired at the agents, not realizing, of course, what the hell’s going on. He hit one in the foot, and law officers there returned fire. Shooting Malinowski in the head and killing him dead. Evan Nappen 04:27 So, here’s what the lawmakers, they sent a letter to DOJ about this, and the letter reads, listen to this. “Awakened by the sound of the breach, Mr. Malinowski retrieved a handgun and encountered an armed silhouette entering his home. He fired toward the intruder’s feet. An ATF agent immediately returned fire, striking Mr. Malinowski in the forehead and killing him. Mrs. Malinowski was standing only inches behind him.” Now, this is activity by ATF, where they are going after, you know, what is essentially paperwork crime, if it even qualifies as crime. They busted down his door at 6 am. How come this was done as a no knock for this guy? Who knows? Crazy. He ends up getting killed. And yet here, Teddy, you didn’t even hear about it. Yet, we take cases with, and hear about cases with, with ICE, right? Page – 3 – of 14 Teddy Nappen 05:46 Pretti and Good. (Alex) Pretti and (Renee) Good. Evan Nappen 05:47 Yeah, Pretti and Good. Where, you know, with Renee Good, she was, you know, trying to run down, allegedly, this officer. She went there to protest. She was there knowing there was going to be agitation, knowing there’s going to be trouble going there. Same with Pretti, same with Pretti. Teddy Nappen 06:10 Who actually was fighting with the police. Evan Nappen 06:12 Fighting with them and going there. Evan Nappen 06:14 That’s not what happened here. We have a guy in his home! A law-abiding guy in his home, who at best, has paperwork violations. A licensing violation at best. Not even that that is necessarily legitimate, and he ends up shot in the head over the actions taken by ATF. And you don’t hear a peep about it in the lame stream media. Teddy Nappen 06:42 The other part that really, there’s two pieces that stick out. Three pieces, actually, stick out to me. Number one, the knock and announce. So, I remember, in criminal procedure, we talked about this. It is very important on the knock and announce for the officers. They waited 23 seconds. They knocked, waited 23 seconds, and then break the door down. They also had enough time to tape the camera, the doorbell camera. And no body cams, because apparently, their excuse was low funding. Not enough funding for body cams even though they are supposed to have. Evan Nappen 07:19 They had enough money to buy tape. Teddy Nappen 07:21 Yeah, they had enough money to buy tape. Yeah, they had enough. Evan Nappen 07:24 To cover the doorbell lock camera, cover the door. Look, if they’re there as law enforcement, don’t you want it known to this guy, who has no priors, who’s not a problem? Don’t you want it known that it’s law enforcement there? You want to make it crystal clear! Hey, Government, law enforcement here. Boom! You want to be seen on the Ring that you are law enforcement and not 6 am house hot invaders. Teddy Nappen 08:01 The other factor is there is clear. There have been other encounters with the ATF with this exact same scenario. You know what they did? They knocked on the door and said, Hi, we’re with the ATF. It’s the Page – 4 – of 14 Ring doorbell camera there. That situation. They’ll you say, No, I’m, you know, I’m not talking to you, or we’re here to arrest you. Okay, we’re, that’s it. They had so many other encounters where this could have been. But instead, they decided to go full Waco SWAT team and assassinate this man. Evan Nappen 08:30 It’s insane. It’s insane. And, you know, their history of activities. I mean, we know, you know, Waco was just horrible. They had a guy inside of the facility that could have easily made that encounter completely non- violent. Instead, way back in those days, you know, with Clinton and company, they did it to try to make an example out of this guy’s church, etc. And of course, it was all to “save the children”, to save the children, which all end up dying because of what they did. Teddy Nappen 09:13 And then tried to cover it up. Evan Nappen 09:13 With the fire, and then tried to cover it up. Oh, they bulldozed the scene as quick as they could afterwards. Teddy Nappen 09:20 Yeah. Evan Nappen 09:21 You know, because the stuff they used lit the place on fire. Teddy Nappen 09:28 My favorite was, if you do, you remember the hearings? Where you know how the you could clearly see the Dems trying to justify the ATF murdering people? Evan Nappen 09:36 Right! Teddy Nappen 09:37 Republicans fighting, and I love the one. Evan Nappen 09:39 Don’t forget Ruby Ridge as well. Teddy Nappen 09:41 Yep. Evan Nappen 09:42 I mean, over a shotgun barrel, that was where they entrapped the guy, literally entrapped the guy. They ended up paying like $3 million in civil damages for their actions there at Ruby Ridge. Okay? So this kind of rogue insanity, oh, it’s fine, as long as it’s on gun owners, you know. Page – 5 – of 14 Teddy Nappen 10:08 But this is the key. What really bothers me the most, Dad. The biggest question they’re asking from the lawmakers, the political motivation. The question remains, is whether the timing and aggressiveness of the operation were influenced by the impending rollout, by the ATF’s final ruling of the “engaged in the business of selling firearms”. So, imagine if, right now, and I always have to tell this to all those out there who are trying to say, you know, Republicans and Democrats are the exact same thing. Or should have just voted for Kamala Harris. Imagine Kamala Harris now with their current ATF, and they enforce that law, where you and I are going to be assassinated in the night by armed guards bursting in accusing people of being unlicensed. It’s disgusting! Evan Nappen 10:58 The armed agent nonsense of doing this. Luckily, you know, President Trump and his administration are taking steps now to remove, in the 39 rule proposals, remove that absurd “doing business” expansion that Biden did. So, basically, if you sell a gun, you’re considered a dealer under the old Biden. Ending the so-called, where even going after dealers themselves by saying, one error, one error, and you can lose your FFL completely. I mean, these activities are just outrageous. What takes place there barely gets any attention. But if you’re out there causing problems regarding other wrongdoers, that being illegal aliens, that are themselves having broken the law, and here they’re trying to protect other lawbreakers. And then you go to this cause a conflict, the media blows that all over the place. But here, this guy gets shot in the head in his home. Teddy Nappen 12:30 You know, it’s also people don’t talk about that, comparatively to the ICE tactics. The ICE tactics, what they do are actually far much more safer. They do everything they can to not escalate and just go full SWAT team and shoot people on that. The two extremes, where someone is trying to run you over with a car, or the other individual who is attacking and fighting with them, and then during the scarcity of when in the chaos of all them trying to hold him down the confusion, he gets shot. That’s the clear difference here. Let’s just say, for the sake of argument, justification, all right. He fired at them. They fired back. Looking at everything prior to where there was barely any knock. They taped the cameras. No body cams. They just went into the night. The wife says, I think there is an intruder. By the way, their warrant said not a dangerous threat, not a dangerous criminal. Evan Nappen 13:26 So, they were even told, so why are they taping the doorbell camera? Just act normal. You know, we’re here. We’re law enforcement. We have a warrant. Let us in. We have a warrant. I would bet you anything, as long as they made it clear they had a warrant, this guy is going to be okay. You have a warrant come in. Instead, he’s under this impression that his house is subject to a hot robbery. Teddy Nappen 13:53 Yeah, by the way, it’s dark. Where were the, you know, badges, anything, just to say, anyone, you bust down the door and yelled police on that front. SWAT teams are trained in that engagement where you’re going in to a situation, clearing rooms, if you’re going to go in that hot. I mean, where’s the justification for that? Where the guy had no priors, nothing. It’s insane. Page – 6 – of 14 Evan Nappen 14:17 It is. And, you know, I visited the site at Waco. If you ever get out there, they have a memorial site. This is, of course, not official, but they have it there, and you can pay a visit. You know, the I saw the actual warrant for Koresh for the raid on Waco. The actual search warrant that they were using. And one of the lines that stuck out to me was where they said they observed, when they had their inside man, that he had subversive literature there. This is actually in the warrant, in the affidavit for the warrant. That he had subversive literature. And the subversive literature, written in the warrant, was Shotgun News and Soldier of Fortune Magazine. Did you know that that’s known as subversive literature? SOF and Shotgun News. Yeah. That was Janet Reno. She was the Attorney General back then. Whoof. Bad news, bad news. Evan Nappen 15:29 And those incidents, you think they would learn from these other horror shows that they conducted. Not to pull that again. But once Democrats are pushing it, especially as you point out, when they want to make an example, they will try to do something like this to push their agenda. I’m sure that was part of their motivation. We’ve seen them try to lay groundwork anytime they want to push an agenda. A great example of it is the so- called, which you don’t hear about anymore after the incident, as you recall the Fast and Furious Operation. With the Fast and Furious Operation, they were providing arms to the Narco terrorists. So, the U.S. Government, through them, gave arms that supposedly had trackers or something to arm the bad guys. And one of the arms ended up killing a Federal officer later. (https://www.grassley.senate.gov/news/news-releases/facts-are-stubborn-things-connection-between-fast-and-furious-and-agent-terrys) I think it was Terry. Brian Terry was his name. They ended up killing Terry with guns supplied by the Government. Now, why were they doing this? Well, they were pursuing an anti-Second Amendment agenda. Teddy Nappen 16:52 Wasn’t it the steel pipeline? Evan Nappen 16:54 Well, the iron pipeline. What it was they. At the same time that they had tried this Fast and Furious Operation, to try to somehow demonstrate that guns are flowing from the U.S. to Narco terrorists. That’s when they also put in the multiple rifle reporting requirements on the border states. And that’s also when they changed the 4473 where you have to either admit or deny your Hispanic heritage. This was all part of this approach that was the iron pipeline idea. It blew up in their face. So, they had to abandon it after Fast and Furious. But that was their evil plan back then. So, it wouldn’t surprise me that this was part of their propaganda campaign, and it ends up with this guy shot in the head. It’s just outrageous. Teddy Nappen 17:59 As I recall, I think it was the head of the operation, during some interview where he’s talking about it. How we planned to put GPS trackers into the firearms to see where they ended up. And did you? No. They just handed the guns, just handed them over. Yeah, then when they found it for some murder or Page – 7 – of 14 some crime, they’re like, oh yeah. They trace the serial number, and like, oh, that’s one of ours. Our bad! Whoopsie. Evan Nappen 18:27 Yeah, yeah. So, as long as the U.S. Government was arming Narco terrorists, that’s okay. Teddy Nappen 18:34 I know, right? Evan Nappen 18:35 And putting guns into. You know, you see from the Left, and this even reflects in the Southern Poverty Law Center. Well, we don’t really have enough racism. So, I guess we’ll pay racists to make sure, you know. Hence, you get Charlotteville and all those things happening. By a creation. by the Left, to create the issue for them to then create more intrusion, more laws, more of their agenda by doing these operations. This is their M.O. Teddy Nappen 19:11 Take it a step further, Dad. You have to remember when it comes to the Left, and this is just, they recruit the mentally ill. I’ll give you the best one. 45% of liberals describe their mental health as poor. 45%. That’s right from a pole. Evan Nappen 19:29 I think that’s low. Teddy Nappen 19:29 It probably is higher, but this is my point. They recruit the mentally ill. They scream and call people Nazis, fascists. They’re going to kill you. They’re gonna go after your family. They’re doing everything they can. Evan Nappen 19:30 Pedos. Smear with everything they can come up with. Smear, smear, smear. Make sure you populate the internet with all the smears. Make sure you have the paid protesters pushing the smears. I mean, their propaganda machine is second to none. Teddy Nappen 20:02 And then when one of them, who’s mentally ill enough to say, yeah, let’s do it. And then tries to run down a hallway and get shot down by an MP7. Thank you, Secret Service. Or another individual tries to shoot at our President, multiple times, different ones. Evan Nappen 20:20 No. Now they want to blame, somehow it’s President Trump’s fault. Teddy Nappen 20:25 Yeah, yeah. Page – 8 – of 14 Evan Nappen 20:26 You know what? Teddy Nappen 20:27 It’s so disgusting. Evan Nappen 20:31 Well, and it’s not just Democrats, but also, as you call the black pillars. They don’t help the situation. Teddy Nappen 20:37 They’re the, I like what Stephen Crowder calls them. They’re the woke Right, the horseshoe Right. They’re saying they’re all the same, man. They’re all the same. Look at the inroads that Trump has made, and imagine. Do you really want to give the other party that power where they’ll send in a hit squad to kill you because they think you’re illegally selling guns? That is what you want? No, thank you. Do not hand it. You’re a bunch of accelerationists thinking that we’re gonna really make change. No, you’re handing power to the individuals that want to destroy us. That is insane. Evan Nappen 21:16 I mean, you know, look back just under the Biden administration, what we put up with. Curtailing freedom of speech, with the conspiracies that are shown to be absolute lies against the President and against Republicans. I mean, the stuff they did is unbelievable. I guess you saw Dan Bongino talking about the burn bag that has all that information in it. They wanted to burn it, and somehow ended up not burned. Somebody, I think, didn’t want that to get burned. Somebody there wanted the truth. Teddy Nappen 21:55 You also have to remember the Twitter files. Mark Zuckerberg admitting that he was pressured by the Biden administration to censor Republicans and the pressure that Democrats in charge to censor Republican and conservative voices. The YouTube censorship. All the big tech censorship, all up and down. Now you’re saying, no, no. Let’s give this back to the Left. It’s no. You’re ridiculous if you think that is actually a good strategy. So, yeah. Evan Nappen 22:23 Well, Teddy. Let me tell you what’s going on this week at WeShoot. So, WeShoot has Smith and Wesson Bodyguards, the 2.0 Performance Center, Carry Comp. This is a pretty hot gun. It’s ultra concealable, which is very important in New Jersey. And it has upgraded performance center tuning and an integrated compensator that keeps recall flat and control high. They also have the Radian Ramjet and Afterburner Barrel and Comp, which is really the ultimate Glock upgrade. It transforms that platform to having reduced muzzle rise, faster follow up and next level shooting dynamics. They also are offering the Daniel Defense DDM4 MK18, which is a short barrel legend with military roots, and that gun will deliver unmatched reliability and maneuverability in tight spaces. And you don’t want to miss Karly Morgan, she’s the “Dirt Bike” All-American Girl, bringing raw energy, independence and fearless spirit to the WeShoot lifestyle. Proving, once again, that freedom isn’t just protected, it’s lived. Page – 9 – of 14 Evan Nappen 23:57 And by the way, WeShoot is running a Mother’s Day special promo, and they have some great deals going on there. WeShoot is the place. It’s an indoor range conveniently located in Lakewood, right off the Parkway. It’s where Teddy and I shoot, and we get our training there. You can get your training there, too. Get your necessary CCARE certificates for New Jersey carry. You can get any of the beginner to advanced training. WeShoot really has it all. It’s a great range, great place. We love it. You’ll love it, too. Check out. weshootusa.com, weshootusa.com. Evan Nappen 24:47 Let me also shamelessly promote my book, New Jersey Gun Law, the Bible of New Jersey gun laws. It’s over 500 pages, 120 topics, all question and answer to guide you through the matrix of insanity that we call New Jersey gun law. It’s all done in that question and answer format. You’ll get answers to your legal questions out of that book in writing by me. That’s right. An attorney who has dedicated his life to defending law-abiding New Jersey gun owners and trying to make it so we don’t commit GOFUs. Because New Jersey is loaded with them. And protect yourself, man. Knowledge is power. Go to EvanNappen com. You’ll see the big orange book there and get a copy today. Hey, what else, Teddy, is on your mind that you’ve discovered? Teddy Nappen 25:47 So, this one came up recently. As everyone’s favorite, I am Spartacus, Senator Cory Booker. One of his staffers decided to bring a his carry into the Capitol. And every time I see that individual, I think of, didn’t you debate Cory Booker? Evan Nappen 26:09 I did. I debated Corey Booker. Teddy Nappen 26:11 When what was it? Evan Nappen 26:13 I debated Cory Booker a number of years ago on TV. He came in, and we were arguing about New Jersey gun laws. They brought him in as, big surprise, for the anti-Second Amendment arguments. And I’ll tell you upfront, as a person, he’s a very personable guy. Like personable. Talking to him, he’s friendly. But, of course, you know, the anti-gun arguments always fail. This was no different. Teddy Nappen 26:46 He’s a Gavin Newsom. He’s slick. Evan Nappen 26:48 Right. He’s slick. But you know, unfortunately, their agenda is that of being anti-rights. They love to claim that they, oh, I support the Second Amendment, BUT. It’s always that, BUT. And the but is, I want to ban all guns or whatever. But they somehow support the Second Amendment, and they’ve never met a gun law they didn’t like. So, so much for that lie. Page – 10 – of 14 Teddy Nappen 27:11 I always think of the Left. They always try. If they ever took power and packed the court, they’re just going to go to the Second Amendment and go, look, that’s a comma. See that comma? That means we can pass whatever we want, like. Evan Nappen 27:32 Well, it’s a living document. It’s a living document. In a modern society, there’s no reason why anyone needs, whatever, fill in the blank. Teddy Nappen 27:44 Yeah. Fill in the blank. Evan Nappen 27:45 As if need has got anything to do with anything. Teddy Nappen 27:48 You know, like the ATF rolling up on your house and trying to assassinate you. Evan Nappen 27:52 Well, you know, what do you need a sports car for? What do you need a supercharged bass boat for? What do you need any. You know, we’re not a needs-based society. We’re not each according to their needs. That ain’t us. Okay? Needs ain’t about it, all right? Teddy Nappen 28:14 Well, the Socialist got nothing to do with it. Evan Nappen 28:17 Yeah, and they do. Evan Nappen 28:18 And that’s a growing movement. You know, you hear the term Democrat socialist. The only difference between a Democrat socialist and a socialist is a Democrat socialist is trying to impose socialism by way of our elections and the political process, to make a socialist. And make the same. Yeah. Teddy Nappen 28:41 They’re communists. They’re just communists. They literally. You had Bernie Sanders honeymooning in the USSR, and you had Sean Penn praising Venezuela. And what was it? Jane Fonda and Cuba praising the Cuban regime. Evan Nappen 29:00 Just recently, Jayapal, the legislator, was caught trying to figure out how they can get oil past the U.S. sanctions embargo to Cuba. (https://www.foxnews.com/video/6395078651112?utm_content=other&utm_source=flipboard) Isn’t that great? Just try to undermine our foreign policy. Isn’t that cute? Page – 11 – of 14 Teddy Nappen 29:00 You know, some might say that would be aiding a foreign adversary, but, you know. Evan Nappen 29:25 Right. Yeah. I mean, who knows, but somehow they just keep on going with this stuff, with our enemies. With folks that are opposed to what has created the greatest standard of living in the history of humanity, and that is capitalism. Teddy Nappen 29:48 But going back to it Cory Booker. His staffer was a retired law enforcement officer. He had the gun on him, and he went into the Capitol. He was arrested last year, and of course, the charges were dropped without any consequences lingering. And now the debate on whether he could carry or not, I went. Evan Nappen 30:08 He may have been retired law enforcement. I don’t know if LEOSA applied in that particular situation in law enforcement safety. Teddy Nappen 30:17 Yeah, I pulled it from the U.S. Capitol Police. Their rules are all weapons are prohibited, even if you are a retired law enforcement officer. Evan Nappen 30:28 So, I don’t know how it got dismissed. Teddy Nappen 30:32 Well, you know why. Evan Nappen 30:35 Yeah, exactly. Teddy Nappen 30:36 But it could have been, the minutia of the staffer had gotten permission. Apparently, if you meet certain requirements, you could have, but it didn’t seem, there was no mention if he even met the requirements. Doesn’t matter. They just walked away the charges. It’s right there with, uh, Mr. Pull the fire alarm because I don’t understand how to open a door. What was his name? Evan Nappen 30:56 I don’t remember. But yeah, yeah, right, yeah. Teddy Nappen 30:59 Like that. Yeah. Charges dropped. But this is the thing. It’s always about the elitism. Where you have, here’s someone extremely anti-gun pushing the anti-gun agenda. Right here, the newest article right from them. U.S. Senator Cory Booker leads colleagues renewed push to establish safety standards for Page – 12 – of 14 firearms in an effort to save lives. Pushing a new bill right here. They’re going to add the Firearms Safety Act. It creates a Consumer Product Safety Act that was first passed in 1972. It corrects the gap. Evan Nappen 31:36 The gap, the so-called gap. What it is they want this mechanism in the Government so that they can ban guns via Consumer Protection. The idea is to abuse Consumer Protection laws, and you see New Jersey doing this state side. They’re alleging the Consumer Protection violations under state law against legitimate dealers, gun makers, etc. So, beware. This is yet a further angle that they’re pursuing to take away our rights. It’s the movement of gun rights suppression is to go at every angle. Whether they can link guns to a health care problem, whether they can link guns to a consumer protection problem, whether they can, you know, anything they can somehow tag it on with that’s what they try to do to expand their suppression of our rights. It’s classic tactics by those that oppose the Second Amendment. Teddy Nappen 32:53 Well, what they’re trying to do is create and I’ve coined this term. I don’t know who else coined it, but I like it. Gun deserts. They are trying to, the Left are trying to, the Left are trying to push the stupid argument of a food desert, which you can have food delivered very easily. From what they’re doing, going after gun dealers in Jersey, making extremely hard to even open a shop. I’m taking this term gun desert. They’re trying to create gun deserts. Making it extremely hard to get a firearm. Because they know they can’t win on the legislation and our rights, so now they’re just going to sue our rights away by going after the very people. Evan Nappen 33:26 And what’s interesting, one of the regs being put forward, actually a combination of them, federally, will, and I haven’t read the text, but apparently, what they’re looking to do is have the 4473 computerized. Then you’ll be able to purchase a gun online, and the firearm can actually be delivered to your door. Now, I don’t know how that might work under New Jersey state law, probably not able to do it. But in many, many states, it will be feasible if it first goes through a dealer. They’ve recently allowed guns to be shipped even via the post office. Of course, it’s regulated how to do it, but there was at one point a complete ban. That’s no longer the case. Evan Nappen 34:20 And if they get this electronically set up and they change the rules, they can allow it. Right now, for example, you can buy a suppressor and have it go directly to your door. They’ve set up a network of dealers in suppressor-legal states. These companies like Silencer Central, etc, they’re able to process your NFA form online. They have an interface to the e-forms for the federal government. You can do the prints by way of a computer, and then once everything gets approved, you’re literally mailed your suppressor to your door. Now, of course, not in New Jersey. New Jersey has a state ban on suppressors, but that is currently being challenged as to its constitutionality. So, this is where we’re at. There is still good hope. I still am optimistic, seeing these fundamental changes take place federally, and we’re seeing victories politically still happening. The fight is full bore in the courts. Don’t lose hope. We are winning slowly but surely. We’re gaining ground in many of these areas, even though these Page – 13 – of 14 problems are still there that need to be addressed. But the good news is it is a new day when it comes to the ability to have the tools to fight for rights. Evan Nappen 36:06 And that’s something I’ve seen over four decades of gun law practice, my friends. I see it. I remember way back when I started, you couldn’t even find a law journal article that spoke about the individual right to keep and bear arms. And frankly, thanks to the NRA, let’s give credit where credit is due. Early on, they pushed the academic side of researching the truth about our Second Amendment rights, and that became critical in the Heller decision and decisions that have followed from Heller. Having that depth of historic scholarly research on our rights, which 40 years ago didn’t exist, did not exist, because it had been suppressed and ignored. Look, I started my practice with a very you know, I became an attorney, and I had the honor of working for the very first firearm law firm in America, which was Benenson, Kates & Hardy. There was no such thing prior to that of a firearm law firm. And back in those days, you know, another attorney would ask, what kind of law do you practice? I’d say, you know, firearm law. They go, what? What do you mean firearm law? They wouldn’t even know what it was. Couldn’t even wrap their head around it. Evan Nappen 37:44 And now, of course, with the Supreme Court decisions and this growth of challenges, etc, you see a completely different view and understanding of what firearm law means and its importance, and the practice of gun law is accepted. I remember at one point in the old Red Book, they called it, where they list lawyers by categories. And I said, hey, I want a listing of firearm law. They said, we don’t have firearm law. I said well make the category firearm law, because it even exist as a practice area, right that you would focus on for your practice. So there’s been a lot of advancement. The fight is, of course, on, but this is, this is where we are. It is interesting looking back and seeing and I do believe that we will succeed. We will succeed. Truth is on our side. Truth is absolutely on our side, and the day when we no longer have to be victims, but can be defenders, and not just our right to keep their arms being respected, but our right to self defense being respected, because that too is protected by the Second Amendment our right to defense. And don’t take that lightly, because throughout the rest of the world, particularly in the formerly Great Britain, use a gun to defend yourself. You get arrested, charged and prosecuted for using a firearm to defend yourself, right? That’s where our rights are critical, not just having the hardware to do it, but also the legal and lawful ability to do it, and our self defense laws, though, still need to be changed and worked on. Matter of fact, Teddy, we were talking about that, weren’t we? Teddy Nappen 39:56 Yeah, one of the big things we were discussing as well as back from the previous podcast. One of the previous episodes, we were talking about the right of defense of property. I felt that there should be a change in the law. I know you always said “life wins over property”, but. Evan Nappen 40:16 It does. Page – 14 – of 14 Teddy Nappen 40:16 There needs to be. Correct. But there needs to be a deterrence, because right now, heavy amounts of robberies, car jack, like carjacking, the car theft. It’s one of those where I always looked at Jeff Cooper’s quote. I always think to that quote. The criminal does not fear the police. The criminal does not fear the courts. The criminal must learn to fear the victim. That is the only way I can see us solving this issue of crime. To deter the individuals. Knowing, oh, my G-d, if I do this, I might get my head blown off. Evan Nappen 40:56 So, you’re right, and that brings us to the GOFU. The GOFU, of course, is the Gun Owner Fuck Up. We look at mistakes and things to be very concerned about, where others have paid a dear price. And that is important when it comes to self-defense. Because self-defense in the law is known as justification for the use of force. And what a lot of folks don’t realize is that self-defense or justification for the use of force is an affirmative defense. And when something is an affirmative defense in law, it means the burden of proof initially shifts to the defendant. So, if you use force, deadly force, if you use that even though you may say, hey, it was self-defense, the burden of proof is on you to be able to prove that you were reasonable. And that reasonableness of your force gets determined by those 12 people who aren’t smart enough to avoid jury duty. So, you better be very reasonable. And the problem is if you depart from that knowledge where you are essentially guilty until proven innocent, and you better realize that if you pull that trigger, the burden of proof is, under our current laws, on you. Evan Nappen 42:35 Now, that’s not everywhere, believe it or not. In Florida, for example, they have put that burden back on the state initially before they can even proceed with the prosecution. They first have to demonstrate that you were not justified in using force, at least to the degree of making their initial charges. But in New Jersey and most other states, it is still an affirmative defense, where, in essence, you’re guilty until proven innocent. Make sure you know the self-defense laws. Make sure that your fear was reasonable. Make sure it was justified under the laws. Because, if not, you’re going to pay a very steep price. Evan Nappen 43:29 Hey, this is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens criminals. They protect criminals from honest citizens. Speaker 2 43:40 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E289_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. 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