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X: @MarshaBlackburn @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with U.S. Senator Marsha Blackburn, senior senator for Tennessee and the first woman to represent the Volunteer State in the United States Senate. She serves on the Deputy Whip Team and is a member of the Finance Committee; the Commerce, Science & Transportation Committee; the Veterans' Affairs Committee; and the Judiciary Committee. Senator Marsha Blackburn serves as the Ranking Member on the Commerce Subcommittee on Consumer Protection, Product Safety, and Data Security and on the Judiciary Subcommittee on Human Rights and the Law. Before her election to the Senate, Marsha represented Tennessee's 7th Congressional District in the United States House of Representatives. americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @MarshaBlackburn @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 6:00 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm
The comment period is over for the livestock fee increases proposed by the Department of Agriculture, Trade, and Consumer Protection. In some cases, the increase would be up to 1,700 percent. DATCP has the rule-making authority to go through with its proposal, but the state Legislature is setting up a bill to keep prices where they are for Wisconsin livestock yards, haulers, and ultimately, producers. Representative Travis Tranel is the chair of the Assembly Agriculture Committee. He tells us what’s on the table, and also, what he’s hearing from the agency. This legislation is looking for cosponsors in the Capitol before Wednesday. In Representative Travis Tranel’s words, it’s a tool in the toolbox to keep fees related to animal market, dealer, and trucker licenses at the same amount as published in December of 2024. The hope is that the bill won’t be needed, and DATCP does not put the increases of up to 1,700% on the ag industry. Instead, Tranel hopes it finds another way to fund the budget deficit.See omnystudio.com/listener for privacy information.
Consumer Protection BC penalizes Amazon for unlawful delivery and refund practices. Guest: David Ian Gray - Retail Expert and Instructor at Capilano School of Business Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textWhy do builders offer a buyer agent incentive? It is very simple; to convince you to show their house over the competitors and so you will advocate for the builder when the buyer is choosing between multiple houses. Congratulations you just described commission steering. See the problem with that? You are supposed to advocate for your client and not the seller!These bonuses and agent incentives are a huge problem that could expose you to liability. Listen to learn why builders need to offer buyer incentives and not agent incentives.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Consumer Protection has issued a warning about the risks of using public Wi-Fi, revealing that hackers are exploiting these networks to scam unsuspecting users.See omnystudio.com/listener for privacy information.
What does it take to lead a modern newsroom, or any team, with clarity, heart, and results? Denver7 (KMGH) General Manager Brian Joyce joins host Dr. Jim Hoven on the Ramos Law Difference Makers Podcast to unpack leadership that actually works: gratitude as a daily practice, building a culture people feel, giving specific feedback, hiring for community, and running toward problems before they become fire-breathing dragons.In this episode, you'll learn:- Why gratitude is Brian's Day-1 leadership principle—and how to practice it in 30 seconds a day- The “1-1-1” nightly journal (one win, one worry, one gratitude) to reduce anxiety and sleep better- How vulnerability at the top unlocks honest conversations and stronger teams- The simple Friday “brain board” ritual to deliver timely, specific feedback- Hiring cues for mission fit (and the questions Brian always asks)- Culture you can see: the Denver7 “Grateful” wall + consistent weekly leadership notes- Metrics with kindness: balancing candor, clear expectations, and accountability- Spot the smoke early: keeping little problems from becoming dragonsAbout Brian JoyceBrian has spent 30+ years in television, from on-air beginnings to executive leadership, now serving as General Manager of Denver7. His people-first approach blends operational excellence with community connection.Tell us what you want next!Drop a comment with a guest or topic you'd like to hear. To connect with Jim: jim@ramoslaw.com. To connect with Brian, find him on LinkedIn (Brian Joyce) or via Denver7.If this helped you lead better, share it with a teammate or friend.Like
2025-10-16_Consumer Protection by CurtinFM 100.1 in Perth, Western Australia
The MacVoices Live! panel marks the anniversary of Steve Jobs' passing with memories, reflections, and some personal encounters on his impact. Chuck Joiner, David Ginsburg, Web Bixby, Marty Jencius, Brian Flanigan-Arthurs, Jeff Gamet, Eric Bolden, and Jim Rea talk about a recent warning about PayPal/Venmo scams after account linking, with debate over protections, Apple Pay safety, Zelle pitfalls, and practical tips include using secondary accounts and caution with subscriptions. MacVoices is supported by MacPaw and the Cloud Cleanup feature. Get Tidy Today! Try 7 days free and use my code MACVOICES20 for 20% off at clnmy.com/MACVOICES. Show Notes: Chapters: [0:10] Live show intro and sponsor mention [5:26] Remembering Steve Jobs: stories and impact [13:00] Sponsor message: Cloud Cleanup feature [14:33] PSA: PayPal/Venmo scams and account linking [15:33] Consumer protections and debit vs. credit [16:59] Mixed experiences with PayPal support [18:46] Risk-mitigation: secondary accounts and travel cards [20:22] Sending money to Canada? Options and caveats [20:57] Apple Pay adoption and site support [21:50] Zelle warnings, unauthorized payments, and best practices Links: Remembering Steve Jobs https://www.macrumors.com/2025/10/05/remembering-steve/ Protect yourself from scams as Venmo and PayPal complete hook up https://9to5mac.com/2025/10/02/protect-yourself-from-scams-as-venmo-and-paypal-complete-hook-up/ 7 Things To Know Before You Use Zelle https://clark.com/personal-finance-credit/banks-banking/zelle-things-to-know/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
Lawgical with Ludmila The post Consumer Protection in UAE Banking first appeared on LYLaw Dubai.
The first round of the Agricultural Roads Improvement Program grants is open! This application period will distribute $50 million in ARIP funding to support projects across the state focused on improving rural roads and culverts that are critical to moving and transporting agricultural and forestry products. The 2025-27 Biennial Budget included $150 million to continue this program created in 2023. This year, $30 million will be specifically targeted to bridge and culvert repair through the separate Local Bridge and Culvert Improvement Program. WisDOT is developing those program materials, which are expected to be available in the coming months, says Assistant Deputy Secretary Joel Nilsestuen. He tells Stephanie Hoff that the two completed projects of the 91 grants from the 2024-25 ARIP program are: Town of Sugar Camp in Oneida County and Town of Rockland in Brown County.Not a lot of rain out of yesterdays' cloudy skies according to Stu Muck. The threat of frost gets real for most of the state beginning tonight. He also notes that we'll be enjoying plenty of sunshine and a little warmer temperatures for the rest of the week.With 120 auctions to go before the end of the calendar year, Ashley Huhn with the Steffes Group is staying busy. He says that the fourth quarter has turned into one of their most active times of the year. Why? Farms decide they want to replace or upgrade certain pieces of equipment as the harvest concludes or right after. Paid for by Steffes Group.Boneheaded maneuver! That's the phrase that WI Senator Pat Testin uses to describe the proposed fee escalation WDATCP wants to levy against all livestock marketing locations, associated support businesses like livestock truckers, and farmers themselves. Testin tells Pam Jahnke that after a Supreme Court ruling, the state legislature is powerless to override this agency directive. He implores anyone in the livestock industry to voice their concerns before October 15th. People in the farming community often struggle with discussing mental health. It's important to get beyond that stigma according to Paula Hillmann, Counseling Psychologist with the Wisconsin Farm Center. Housed within the WI Department of Ag., Trade and Consumer Protection, Hillmann says she reminds farmers that if trauma isn't treated it turns into PTSD. She tells Kiley Allan it's important for farmers and their families to remember that people care about them and that there is help available. She emphasizes that you're not alone if you're struggling. Paid for by Rural Mutual Insurance.The government shutdown is disrupting some reports that traders normally expect. The weekly crop progress report for example. John Heinberg, market advisor with Total Farm Marketing in West Bend, tells Pam Jahnke that there are private tools available to supplement the data, but upcoming reports - or lack of - could change the atmosphere of trading.See omnystudio.com/listener for privacy information.
Wisconsin Senator Pat Testin, is sounding off on huge fee hikes being proposed by the Wisconsin Department of Agriculture, Trade and Consumer Protection for licenses granted to operate the states livestock marketing yards and support industries like livestock hauling. "Bonehead" is the phrase Testin uses to describe the fee increases - some increasing by as much as 1666%. In a conversation with Pam Jahnke, Testin explains the frustration he feels over DATCP Proposed Changes to ATCP10 and ATCP 12. These proposed fee increases range from 205% to nearly 1,700%! He says he feels powerless after a Supreme Court ruling that basically allows regulatory agencies like WDATCP to move forward on rule changes like this, with no interaction from elected officials. Testin says he has heard from many different facets of the states livestock industry, but can do nothing to persuade WDATCP to reconsider this "bonehead" move. Testin says he's encouraging all livestock operations and anyone connected to the industry to voice their concerns before October 14th. Testin is also waiting for direction on another matter that's dividing communities. The development of large tracts of valuable farmland into solar arrays. Testin says he and Representative Scott Krug, 72nd Assembly District (R-Rome), are investigating new ways to help lower Wisconsinites utility bills without gobbling up high-value, productive farmland. Testin says the community solar legislation they're advancing would empower local communities by giving farmers the option to lease small, unused portions of their land for solar projects—creating new income streams while expanding access to clean energy. He also stresses that these bills give local towns and municipalities control over siting and approval for community solar projects, cut energy prices, and ensure more competition and more choices for Wisconsin families—getting shovels in the ground for a stronger, fairer energy future. Wisconsin is a net importer of energy and currently has some of the most expensive energy costs in the Midwest. Testin says his bill will allow for more energy options to be used to address the situation.See omnystudio.com/listener for privacy information.
Quebec has passed Bill 29, better know as the “right-to-repair” law. It requires retailers and manufacturers to tell consumers whether replacement parts, repair services, and repair information are available for the products they sell. The goal is to give consumers more transparency, reduce waste, and encourage longer-lasting products. Spokesperson for the Office of Consumer Protection in Quebec, Charles Tanguay, spoke to Andrew Carter.
World Dairy Expo – Wisconsin’s time to shine as America’s Dairyland as the meeting place for the global dairy industry. The state Department of Agriculture, Trade and Consumer Protection gets involved as it welcomes international delegations to the state to further relationships between dairy sectors. The work continues beyond the dairy show as DATCP Secretary Randy Romanski takes on a leadership role with the Midwestern Association of State Departments of Agriculture.See omnystudio.com/listener for privacy information.
In this crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Chris Willis is joined by Joseph DeFazio, Bill Foley, and Michael Yaghi to discuss the implications of New York's FAIR Act, a significant amendment to the state's UDAAP statute. The FAIR Act aims to broaden consumer protection by lowering the threshold for legal action against unfair and abusive business practices. With expanded enforcement powers for the state, this legislation could dramatically increase litigation risks for financial services companies operating in New York if the governor signs the bill. Tune in to understand how this legislative shift might affect the industry and what steps businesses can take to prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Bongani Bingwa speaks to Tebogo Ntsimane, Investigations Department Manager at the National Credit Regulator (NCR), about the alarming resurgence of illegal loan sharks — commonly known as “mashonisas.” These unregistered lenders are exploiting desperate South Africans by charging exorbitant interest rates, confiscating bank cards and ID documents, and in some cases, using violence to enforce repayments. The NCR, alongside law enforcement, is intensifying efforts to shut down these operations. Crucially, many borrowers don’t realize that if a lender is unregistered, the loan agreements are unlawful — and they may not even be legally required to repay the debt. This conversation is about more than debt — it’s about justice, protection, and empowering people with the right information. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.
Hawaii stands out among the states with a rare dual-entity enforcement structure: both the Attorney General's Office and the Office of Consumer Protection hold authority under the state's consumer protection laws. In this episode, we explore how these agencies coordinate enforcement, the strengths and challenges of overlapping jurisdiction, and the unique legislative and litigation roles each plays. We also dive into Hawaii's UDAP and deceptive trade practices laws, automatic renewal requirements, price gouging restrictions, and key differences between pursuing cases in state versus federal court. For legal, compliance, and marketing teams, Hawaii offers a distinctive look at how consumer protection authority can be shared—and what that means for enforcement risk. Hosted by Simone Roach. Based on a blog post by Paul Singer, Abby Stempson, Beth Chun, and Andrea deLorimier.
In this episode of Pricing Heroes, we speak with Barrie Carmel, a pricing, margin, and revenue management consultant with more than 30 years of experience, including senior leadership roles at Bed Bath & Beyond and Michaels. Barrie shares her journey from foodservice into retail pricing leadership and reflects on what it means to balance precision and speed, manage promotions and customer perception, and lead pricing in an era of public scrutiny.Key Topics:Lessons from transitioning between B2B foodservice and large-scale retailHow to manage complexity when in-store price execution depends on laborThe decline of coupon culture and the challenge of generational shifts in value perceptionWhy framing conversations in customer-centric terms builds credibility and influence internallyElectronic shelf labels and AI — opportunities, risks, and why data protection is essentialHow litigation and regulation are likely to reshape fairness standards and reference pricing practicesRecommended Resources:Player Piano by Kurt VonnegutDombey and Son by Charles DickensPredictably Irrational by Dan ArielyConnect with Barrie Carmel:LinkedIn: https://www.linkedin.com/in/barrie-carmel-6227284/Get in touch with us----------Get your free copy of Get Ready for the Future Of Pricing with our A-Z Guide.For more information about AI pricing solutions, visit Competera.ai.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Q Edmonds speaks with Doug Quinn, the executive director of the American Policy Holder Association. They discuss the challenges faced by consumers in the insurance industry, particularly in the wake of disasters like Superstorm Sandy. Doug shares his personal experience with insurance fraud and the formation of his organization to advocate for consumer rights. The conversation highlights the impact of rising insurance costs on real estate values and the need for accountability in the insurance sector. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Facebook messages, text messages, more everyday scams targeting anyone in Connecticut keep popping up. We spoke with Commissioner Bryan Cafferelli from the CT Department of Consumer Protection, about what to look out for. We also talked about new consumer protection laws in our state this fall. Consumer complaint center: Phone: 860-713-6300 Toll free: 800-842-2649 Email: DCP.complaints@ct.gov Image Credit: Eric Urbanowicz
Today's modern farming operation may not be able to do everything on their own. Machinery expense, labor availability and skill set may be some of the motivation for farms to hire a specialist. Ben Jarboe finds out about how the Wisconsin custom operators are doing heading into the harvest. Jeremy Heim a board member for the Wisconsin Custom Operators, discusses the trends he's seeing this year.Not much rain on the way for anyone in Wisconsin, but the heat continues. Stu Muck says a little fog this morning should burn off to a beautiful day.A new proposal in the state legislature is aimed at the future of Wisconsin farming. The bill would require the Department of Agriculture, Trade and Consumer Protection to launch a farmland link program through its Farm Center. The idea is to connect landowners and retiring farmers with beginning farmers looking for agricultural ground. The bill’s author Representative Clint Moses tells Stephanie Hoff that the idea came from a statewide need to both find farmland and keep that land in agriculture. Moses is vice chair on the Assembly Agriculture Committee.Crop conditions continue to look good. Pam Jahnke recaps the latest field updates including the fact that over 22% of the corn silage has already been harvested.Tuesday and Wednesday are the last hearing opportunities for farms that could be impacted by proposed fee increases on livestock yards, dealers and truckers. The President of the Wisconsin Cattlemen's Association, Tressa Lacy, has a small herd of Red Angus cattle with her husband in Rio, Wisconsin. Recently, she participated in a public hearing held by DATCP about the proposed. She says if these fees go into place it might force some livestock sales to go out of state! She says that's just not feasible for a lot of the smaller operations that depend on that local service.This crop just seems to keep getting bigger. John Heinberg, market advisor with Total Farm Marketing in West Bend says Friday's World Ag Supply/Demand report didn't have a lot of big surprises for the traders. It did shave some yield off both corn and soybeans. Heinberg's advising growers to activate some tools that will allow them to maintain ownership on their crop after they've marketed "extra bushels" to cash flow the farm through the fall. He says he believes there could be some opportunity once we get into calendar year 2026.See omnystudio.com/listener for privacy information.
Livestock market operators in Wisconsin are pushing back against a proposed fee increase by the Department of Agriculture, Trade and Consumer Protection, calling it "excessive" with hikes as high as 1700 percent. Jim Matthes of Matthes Farms Auction Market in Viola says his family's small business can't absorb the cost and would be forced to raise commissions, passing the burden onto farmers and consumers. He argues that the decline in cattle volume and shrinking number of farms already strain margins. Matthes urges lawmakers to intervene, pointing out that federal funding hasn't decreased and neighboring states have far lower fees. He warns the increase could drive business across state lines, costing Wisconsin both revenue and regulatory oversight.See omnystudio.com/listener for privacy information.
There's a dust up between the WI Department of Ag, Trade and Consumer Protection and the states livestock marketing yards, dealers and truckers. The challenge is over proposed increases on fees charged to these agribusinesses for licenses granted and oversight of their activities. Pam Jahnke finds out about the conflict from Curt Larson, President and CEO of the Equity Livestock Cooperative Sales Association. Larson says some fees are going up by more than 1600%. He says this is not only extreme, it's unjustified. Larson points out that any escalation in fees must be directly passed to the producers who use the services. He says that because many of the functions of these licenses are about traceability, the expense should be shared by more than just producers.A warmer weekend is on the way for Wisconsin. Stu Muck says once the fog burns off, temperatures will easily move into the 80's with just a little rain on the way.Silage harvest is underway and it's important to make notes on what you're seeing. Dean Ebert from Helena Agri tells Pam Jahnke that he checks everything from tip fill to leaf disease as the harvest unfolds. He also notes that they've finally started to see prices for 2026 inputs, but it's going to require a very sharp pencil. Ebert says planning sooner before later may really benefit growers. Paid for by Helena Agri.A Monroe area cheesemaker has become an example of what can happen if immigration reform isn't addressed. John Umhoeffer, executive director of the WI Cheesemakers Association says last month, workers at W&W Dairy went on strike after new ownership required employees to verify their immigration status through E-Verify. John explains that E-Verify is a national program required for dairy plants that make products for the government. But he says the situation is highlighting a larger issue: America’s immigration system and what it means for the future of food production. Bow season for deer is here and it sparks a lot of excitement among Wisconsin residents as one of the favorite fall past times. Although the season brings joy to many it also creates dangers. Ben Jarboe find out about this years hunt from DNR’s deer program specialist Jeff Pritzl is here to give a look at where deer hunters may have the most luck, but first he gives a look into some safety considerations to make sure everyone has an enjoyable hunt. He also says that we can expect above average antler growth from bucks this year due to the mild winter. See omnystudio.com/listener for privacy information.
A new proposal in the state legislature is aimed at the future of Wisconsin farming. The bill would require the Department of Agriculture, Trade and Consumer Protection to launch a farmland link program through its Farm Center. The idea is to connect landowners and retiring farmers with beginning farmers looking for agricultural ground. The bill’s author, Representative Clint Moses, says the idea came from a statewide need to both find farmland and keep that land in agriculture. Moses is vice chair of the Assembly Agriculture Committee.See omnystudio.com/listener for privacy information.
Your VIRTUAL Home in Portugal - www.theportugalclub.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details
The state Department of Agriculture, Trade and Consumer Protection is proposing changes to ATCP 10 and ATCP 12. These are fee increases for livestock auction markets, dealers, and truckers. Equity Cooperative Livestock Sales CEO Curt Larson comments on the proposed changes with Farm Director Pam Jahnke. He says the only way to collect these fee increases will be to pass them on to the farmers, which he fears will force even more producers out of livestock. In addition, Larson says the proposed fee increases are excessive and well beyond “ordinary and customary,” ranging from 205 percent to 1,700 percent. "The department must realize they cannot make up for the loss of shared funding simply by increasing the user fees," he says.See omnystudio.com/listener for privacy information.
Depending on what state or country you live in, logging into Instagram, Reddit, or (dare we say) Corn Hub might prompt you to submit a government ID to proceed. This fresh privacy nightmare is thanks to a variety of "online safety" laws going into effect, or being upheld by courts. They are aimed at protecting minors from accessing harmful content online -- a laudable goal. But requiring all users to submit their face and address to tech companies comes with a host of privacy issues and pressures on free speech. To explain what's going on, who might be affected, and what happens next, Matt sits down with Laura Riposo VanDruff, a partner at the law firm Kelley Drye & Warren who has spent much of her career focused on tech, privacy, cybersecurity, and AI litigation, and a decade of work at the FTC's Bureau of Consumer Protection, which is often the de facto government body that regulates these kinds of digital issues. Connect with Laura and her work: https://www.kelleydrye.com/people/laura-riposo-vandruff https://www.linkedin.com/in/laura-riposo-vandruff-1598b921/ Shout out to our Producer Tier Patreon supporters! BowieBarks Dominick Kerr Evan Jolene Jula Robert Tortorelli Sam William News items discussed in this episode: https://www.npr.org/2025/08/14/nx-s1-5482925/scotus-netchoice https://www.eff.org/deeplinks/2025/08/no-uks-online-safety-act-doesnt-make-children-safer-online This show is made possible by listener support: https://www.patreon.com/influencepod Listen & subscribe wherever you get podcasts:
Investment scams empowered by AI are going to get worse in the years ahead - and no amount of regulation is going to stop 'bad actors' inside finance. Self-defence in the form of financial literacy is the answer: investors need it, kids in school need it, but the government has put the issue on the back burner. It’s time for a change. Tracey West, financial education manager at Ecstra, the financial literacy foundation joins Associate Editor - James Kirby in this episode. In today's episode, we cover: Scam watch - What investors need to know Why the First Guardian scandal is a taste of things to come Should schools make financial literacy mandatory? How AI 'fakes' will drive a new wave of investment fraud See omnystudio.com/listener for privacy information.
What happens in Nevada won't stay in Nevada when it comes to consumer protection enforcement. A recent Kelley Drye webinar shed light on how state attorneys general approach unfair and deceptive practices, offering a preview of tactics and remedies that could surface in other jurisdictions. For legal, compliance, and marketing teams, these insights are critical for anticipating enforcement risks, adapting compliance programs, and avoiding costly disputes with regulators. Hosted by Simone Roach. Based on a blog post by Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier
In this crossover episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Jason Cover and Jeremy Sairsingh to discuss buy now, pay later (BNPL) products as they continue to dive into the Point-of-Sale Finance Series. They highlight the complexities of BNPL offerings and the transformation of these payment models with varying fee structures and repayment terms. As these BNPL products mature, they challenge traditional definitions and regulatory frameworks, prompting a closer look at how consumers and providers are adapting to this financing option and its effects. With continuous industry innovations, regulators are working to keep pace, raising questions about the future direction of BNPL regulation and its impact.
With the back-to-school season upon us, so are the back-to-school scams. From fake online shopping sites to student loan relief scams, fraudsters will do anything to take your money, and they do it while you already have a lot on your plate. To keep you from getting duped, we spoke to Commissioner Bryan Cafferelli of the Connecticut Department of Consumer Protection. Image Credit: Getty Images
In this episode of Passing Judgment, Jessica breaks down three major legal developments: the Supreme Court allowing Mississippi's age verification law for social media to take effect while litigation continues, a renewed but unlikely push to overturn the Court's marriage equality decision in Obergefell, and a federal court ruling enabling potential mass firings at the Consumer Financial Protection Bureau. Jessica explains what these cases mean for our rights and daily lives, highlighting the ongoing balance between state power, individual liberties, and consumer protection.Here are three key takeaways you don't want to miss:Supreme Court and Mississippi's Social Media Age Verification Law: The episode opens with a discussion of the Supreme Court's decision to allow Mississippi's new law requiring age verification for children on social media to take effect while legal battles continue. The law mandates social media companies verify users' ages and get parental consent for kids under 18. Supporters claim it protects children from online harms, while critics argue it's vague, intrusive, and may violate the First Amendment.Renewed Push to Overturn Marriage Equality (Obergefell v. Hodges): There's renewed legal activity aimed at overturning the Supreme Court's 2015 decision in Obergefell v. Hodges, which legalized same-sex marriage nationwide. The case gained attention due to Kim Davis, a former Kentucky clerk who refused to issue marriage licenses to same-sex couples, now asking the Supreme Court to revisit the ruling.Trump Administration and the Consumer Financial Protection Bureau (CFPB): The final major story discusses a recent court decision paving the way for the Trump administration to pursue mass firings at the CFPB—a federal agency created after the 2008 financial crisis to protect consumers. Follow Our Host: @LevinsonJessica
In this episode of Consumer Connection, we delve into the world of gold bar scams with a special guest, Detective Sean Petty from the Montgomery County Department of Police's Financial Crimes Section. Hosted by Michelle Escobar, an OCP investigator, this episode uncovers the intricacies of these deceptive crimes.Tune in to learn:What gold bar scams areHow these scams start and what it looks like when you're being approachedWhat victims are told and how they're contactedHow scammers pose as imposters and persuade their victimsTips to help avoid such scamsWe also discuss a recent gold bar case that highlights scammers' tactics. Don't miss this insightful episode, which aims to protect you and your loved ones from falling victim to these fraudulent schemes.For additional information, visit MCDP's website at https://www.montgomerycountymd.gov/POL/index.html or visit OCP's website at www.montgomerycountymd.gov/ocp. Have a question or suggestion for a future episode? Send an email to consumerconnection@montgomerycountymd.gov.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by veteran litigators Jason Manning and Carter Nichols to explore litigation implications following the CFPB's withdrawal of nearly 70 pieces of informal guidance earlier this year. The discussion examines how this significant shift impacts private litigation, particularly in cases where courts previously relied on these guidance documents, opening new avenues for legal arguments and challenges in a landscape where statutory interpretation and legal strategy become paramount with opportunities to redefine precedents and discover uncharted legal territories. The episode underscores the evolving nature of consumer finance litigation and the strategic considerations that come with these regulatory changes.
On Tuesday 17th November the Rt. Hon. Professor Shirley Williams delivered the 2009 Alcuin lecture at the Law Faculty, discussing the future of the European Union after the Lisbon Treaty.Shirley Williams, Baroness Williams of Crosby, was one of the 'Gang of Four' moderate Labour politicians who in 1981 founded the Social Democratic Party (SDP), which merged with the Liberal Party in 1988 to form the Liberal Democrats.Baroness Williams was first elected as an MP in the 1964 General Election to represent the Labour Party in the constituency of Hitchin, Hertfordshire. She rapidly rose to a junior ministerial position and subsequently served as Shadow Home Secretary of State for Prices and Consumer Protection, Secretary of State for Education, and Paymaster General until she lost her seat in the general election of 1979.In 1981 she resigned from the Labour Party to form the SDP, along with Roy Jenkins, David Owen and Bill Rodgers. Later that year she won the by-election for Crosby in Merseyside to become the first elected SDP MP. After losing her seat in 1983 she became a familiar face as a broadcaster on In conversation with Shirley Williams and has appeared on the BBC's Question Time more than any other panellist.n 1988, Williams moved to the USA as Professor of Elective Politics at Harvard's Kennedy School of Government until 2001. She helped draft constitutions in Russia, Ukraine and South Africa, served as a UN Special Representative to the former Yugoslavia, and has been President of Chatham House, the Royal Institute for International Affairs. With Amartya Sen, she is a director of the US-based Nuclear Threat Initiative, which seeks to reduce the risk of use of nuclear, biological and chemical weapons; and in 2007 was appointed by the Prime Minister as an independent advisor on nuclear proliferation.The Alcuin lectures are named after the 8th century scholar Alcuin of York, who was a key advisor to the Emperor Charlemagne and a central figure in the Carolingian Renaissance. The lectures were established in 1999 with a benefaction from Lord Brittan, himself a former European Commissioner. The theme for the lecture must be some aspect of the relationship between Britain and the European Institutions. Previous speakers have included Lord Patten, Lord Hannay and Dr Carl Bildt.
Among the recent amendments to Canada's Competition Act are new provisions targeting so-called “greenwashing,” i.e., misleading claims in advertising regarding the environmental benefits of a product. In a related development, the Competition Bureau has issued guidelines concerning its enforcement approach to environmental claims under the new law. What will be the impact of the changes on companies and consumers? In this episode, Alicia Downey and Anora Wang talk to Canadian consumer protection lawyer Candice Kloes about the amendments, the guidelines, and the increased risks and compliance burdens posed by public-facing environmental claims in Canada. With special guest: Candice Kloes, Counsel, Borden Ladner Gervais LLP Related Links: Dionysios Rossi, Denes A. Rothschild, Candice Kloes, Roark Lewis, and Jessica Hennings, “False advertising and greenwashing: Bill C-59 changes to Competition Act” (July 2024) Candice Kloes, Roark Lewis, Denes A. Rothschild, Rick Williams, and Sadie Glickman, Canada's greenwashing crackdown: New guidelines & private right of action (July 2025) Canada's Zero Plastic Waste Agenda Hosted by: Alicia Downey, Downey Law LLC and Anora Wang, Arnold & Porter Kaye Scholer LLP
Wisconsin Farm Technology Days wraps up at 4 p.m. today. Don't forget to swing by Wisconsin Farmers Union at Booth 607. President Darin Von Ruden is concerned about the latest dairy farm numbers released by the Wisconsin Department of Agriculture, Trade and Consumer Protection. That's why he's mobilizing members to call on legislators to advance farm priorities.See omnystudio.com/listener for privacy information.
Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community,” details the origins and mission of the nonprofit organization aimed at transforming the food supply and improving health by reducing chemicals in food, water, and air. Highlighting the impact of grassroots activism, Honeycutt illustrates how the organization's initiatives have driven significant awareness and policy changes, including advances in organic food consumption and labeling. She also touches on the challenges posed by government and corporate influences, advocating for policies that put children's health and safety first. Honeycutt emphasizes the importance of individual actions and community involvement in creating a healthier future.
Dr. Hoffman continues his conversation with Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community.”
In this episode of Hashtag Trending, host Jim Love discusses a variety of consumer protection and scam-related stories. Topics include an Airbnb host accused of using AI-generated photos for a fake $9,000 damage claim, scammers sending mystery packages with QR codes for phishing attacks, and AI's impact on consulting firms like McKinsey. Additionally, the episode covers a US court blocking the click-to-cancel rule meant to simplify subscription cancellations, and Atlassian's controversial use of prerecorded videos to lay off staff. The overarching theme highlights the increasing challenges consumers face as technology advances. 00:00 Introduction and Overview 00:52 AI-Generated Scams: The Airbnb Incident 02:34 QR Code Phishing Scams 04:07 AI's Impact on Consulting Firms 05:45 Consumer Protection Setback: Click to Cancel Rule 07:25 Atlassian's Controversial Layoffs 08:47 Conclusion and Sign-Off
Send us a textReal estate agent complaints about being cut of out of builder transactions and builder agents having direct communication with represented clients is on the rise. Today I review the recent guidance letter from the South Carolina Real Estate Commission regarding builder agents and their responsibilities. In particular, I discuss the need for builder agents to comply with the same regulations as other real estate agents including agency, interference with agency and disclosure. I cover the common violations by builder agents, the significance of independent representation for buyers, and legal precedents that highlight the unequal bargaining power in real estate transactions. I conclude with key takeaways for both builders and agents to ensure compliance and protect consumer rights.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess expand on the Point-of-Sale Finance Series to focus on leases and rent-to-own (RTO) models. This conversation spotlights the legal frameworks and best practices for structuring these models and integrating alternative financial options into point-of-sale offerings for goods and services. They also discuss market trends driving the creation of innovative products that are becoming increasingly popular, including virtual RTOs, solar panel leasing, and short-term renewable transactions for ride-share programs.
The Federal Trade Commission has fined the makers of the video game Fortnite more than $500 million ostensibly for violations that have no legal basis. This is yet another case of the feds shaking down producers in the name of “consumer protection.”Original article: https://mises.org/mises-wire/ftc-versus-fortnite-consumer-protection-consumer-deception
The Federal Trade Commission has fined the makers of the video game Fortnite more than $500 million ostensibly for violations that have no legal basis. This is yet another case of the feds shaking down producers in the name of “consumer protection.”Original article: https://mises.org/mises-wire/ftc-versus-fortnite-consumer-protection-consumer-deception
IP Fridays - your intellectual property podcast about trademarks, patents, designs and much more
I am Rolf Claessen and my co-host Ken Suzan and I are welcoming you to episode 165 of our IP Fridays podcast! Today's interview guest is Christian Wichard, who is the Deputy Director General of at the Federal Ministry of Justice and Consumer Protection and he has been doing that for about 14 years, with […]
In this episode of Brain in a Vat, we welcome back Jessica Flanigan for a discussion on the decriminalization of sex work.Using a decriminalization framework, Flanigan examines the ethics of sex work and the role of state regulation.The conversation explores autonomy, consent, and coercion. It also addresses the stigma surrounding sex work, its possible benefits, and the impact of market dynamics on both workers and clients. Flanigan offers a nuanced perspective on a complex and often controversial topic.Check out our related episode on sex work and prostitution featuring Lori Watson: https://youtu.be/feG24mRCTzo[00:00] Introduction[00:25] Thought Experiment: Don and Melania[06:36] Arguments Against Prostitution[11:57] Market Dynamics and Gendered Preferences[21:18] Regulation and Legal Models[26:13] Advertising and Public Perception[31:55] Comparing Sex Work to Other Professions[34:04] Labor Justice and Sex Work[37:47] Consumer Protection in Sex Work[38:55] Licensing and Certification in Sex Work[45:05] Moral Obligations and Promises in Sex Work[51:01] Contracts and Personal Autonomy[57:45] Changing Attitudes Towards Money and Sex[01:00:47] Conclusion and Final Thoughts
The European Union Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection, Michael McGrath, says he believes a trade agreement can be reached with the United States before August 1, when 30% tariffs are due to come into effect. He also discussed the EU’s budget announcement and data protection issues with Bloomberg’s Stephen Carroll.See omnystudio.com/listener for privacy information.
The UK's consumer protection regime changed early in 2025. How will behavioural economics be used by the UK Competition and Markets Authority (CMA) in applying the rules? Stefan Hunt, partner at Keystone Strategy in London, joins Matthew Reynolds and Matthew Hall to discuss previous consumer protection cases investigated by the CMA and the new regime under the Digital Markets, Competition and Consumers Act 2024. Listen to this episode to learn more about the application of behavioural economics to consumer protection enforcement and how companies should prepare. With special guest: Stefan Hunt, Partner, Keystone Strategy Related Links: Keystone, "The UK's New Consumer Enforcement Regime: What evidence and analysis will be used by the CMA and how firms can respond" Keystone, "The Value of Behavioural Economics in Competition Litigation – Reflections Following Le Patourel vs BT", 10 April 2025 UK CMA speech, "The CMA's approach to the new consumer enforcement regime", 30 April 2025 UK CMA guidance, "The CMA's approach to consumer protection", April 2025 UK CMA guidance, "Unfair commercial practices: Guidance on the protection from unfair trading provisions in the Digital Markets, Competition and Consumers Act 2024", April 2025 Hosted by: Matthew Reynolds, Huth Reynolds LLP and Matthew Hall, McGuireWoods London LLP
Ever wonder who's really protecting consumers in real estate? Hear directly from the authorities on what's happening behind the scenes and how to protect your business from unforeseen risks. Real estate commissioners Erik Weisner (Kansas) and Matt Ritchie (Louisiana) join us to offer a rare glimpse into the world of regulatory oversight. We unpack the surprising truth about license investigations, the complexities of dual agency, and why off-MLS listings are causing a stir. Revealing what keeps regulators up at night and what you need to know to stay safe and compliant. Get ready for a candid, unfiltered look at the forces shaping accountability in the industry! Connect with Erik on LinkedIn. Connect with Matt on LinkedIn. You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/ Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com. Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/
Under the Trump administration, major changes at key consumer protection agencies, including widespread staff cuts and rule rollbacks, are raising concerns about the future of efforts to curb unfair or deceptive financial practices. Professor Terri Friedline explains what's been happening at the Consumer Financial Protection Bureau, why it matters, and how these shifts impact the people who can least afford to be left unprotected. And she draws on her research to highlight how the financial system has left many behind, despite the promises of new financial technologies. For more on this topic: Read Friedline's commentary about how financial technology firms prey on the poor in Truthout Check out her book, Banking on a Revolution: Why Financial Technology Won't Save a Broken System
